Patent application number | Description | Published |
20120132032 | MAGNETIC RECOVERY OF VALUABLES FROM SLAG MATERIAL - The present invention relates to a process for the separation of at least one metal from a slag, comprising that at least one metal and further components, comprising at least step (A) grinding the slag, (B) if appropriate, contacting the ground slag of step (A) with at least one surface-active substance and/or at least one magnetic particle, if appropriate in the presence of at least one dispersant, resulting in formation of agglomerates of the at least one metal and the at least one magnetic particle, (C) if appropriate, addition of at least one dispersant to the mixture obtained in step (B) to give a dispersion having a suitable concentration, and (D) separation of the agglomerates from the mixture of step (B) or (C) by application of a magnetic field, and to the use of at least one magnetic particle for the separation of slag. | 05-31-2012 |
20120253005 | CONDITIONING OF DOUBLE METAL CYANIDE CATALYSTS - The invention relates to a method for conditioning double metal catalysts which are used in the production of polyether polyols. The conditioning enhances the performance of the catalyst, so that lower concentrations of the DMC catalyst can be used in polyether polyol production. | 10-04-2012 |
20120264111 | HYDROPHOBIC, FUNCTIONALIZED PARTICLES - The present invention relates to a stable mixture comprising surface-modified particles which are obtained by reacting metal oxide or semimetal oxide particles with at least one compound selected from among silicon-comprising compounds bearing at least one metaloxy radical and optionally further alkoxy and/or hydroxy radical(s) and at least one solvent, at least one surface-active substance or a mixture thereof, a process for producing the mixture, the use of these particles in systems in which they are brought into contact with at least one solvent, where the mass ratio of solvent to modified particle is greater than 500, and also the use of these particles in agglomeration-deagglomeration cycles. | 10-18-2012 |
20130231493 | POROUS INORGANIC BODY - The present invention relates to a porous inorganic body comprising pores A having a pore size S | 09-05-2013 |
20130319912 | MAGNETIC SEPARATION OF PARTICLES INCLUDING ONE-STEP-CONDITIONING OF A PULP - The present invention relates to a process for separating at least one first material from a mixture comprising this at least one first material and at least one second material, which comprises contacting of the mixture comprising at least one first material and at least one second material with at least one magnetic particle, or contacting of the mixture comprising at least one first material and at least one second material with at least one magnetic particle and at least one surface-modifying substance at the same time, contacting of the mixture from step (A) with at least one surface-modifying substance, if this has not been done in step (A), so that the at least one first material, the at least one surface-modifying substance and the at least one magnetic particle become attached to one another, and separation of the addition product by application of a magnetic field. | 12-05-2013 |
20140027383 | APPARATUS FOR CONTINUOUS SEPARATION OF MAGNETIC CONSTITUENTS AND CLEANING OF MAGNETIC FRACTION - The present invention relates to an apparatus for the separation of magnetic constituents from a dispersion comprising these magnetic constituents and nonmagnetic constituents, comprising at least one loop-like canal ( | 01-30-2014 |
Patent application number | Description | Published |
20100110414 | SYSTEM, METHOD AND COMPUTER-ACCESSIBLE MEDIUM FOR TRACKING VESSEL MOTION DURING THREE-DIMENSIONAL CORONARY ARTERY MICROSCOPY - Exemplary embodiments of apparatus, method and computer accessible medium can be provided which can facilitate a determination of at least one characteristic of a structure. For example, it is possible to use at least one first arrangement which can be structured to provide at least one first transmitted radiation along a first axis and at least one second transmitted radiation along a second axis. The first and second transmitted radiations can impact the structure and generate respective first and second returned radiation. The first and second axis can be provided at a predetermined angle with respect with one another which is greater than 0. Further, at least one second arrangement can be provided which can be configured to receive data associated with the first and second returned radiations, and determine at least one relative velocity between the structure and the first arrangement along the first and second axes. | 05-06-2010 |
20110178398 | METHOD AND APPARATUS FOR IMAGING OF VESSEL SEGMENTS - An apparatus, method and software arrangement for imaging a surface of a structure that is in contact with an opaque fluid is provided. The apparatus includes an article of manufacture (e.g., a housing), a fluid delivery arrangement and an imaging arrangement. The housing includes an aperture formed in the article of manufacture. The fluid delivery arrangement is configured to deliver a volume of substantially transparent fluid to the aperture formed in the housing. The imaging arrangement is configured to image the surface of the structure using an imaging modality after the volume of the transparent fluid is delivered to the aperture, wherein the imaging arrangement and/or the article of manufacture is translated along the surface of the structure while imaging the surface of the structure. | 07-21-2011 |
20120004506 | APPARATUS AND METHOD FOR DEVICES FOR IMAGING STRUCTURES IN OR AT ONE OR MORE LUMINAL ORGANS - In accordance with exemplary embodiments of the present disclosure, device and method can be provided which can facilitate imaging of biological tissues, e.g., luminal organs in vivo, using optical techniques. The exemplary device can include different designs an features of one or more catheters, which can illuminate the tissues, and collect signals from the inside of the lumen. In another exemplary embodiment according to the present disclosure, a balloon-catheter can be provided with the flexible neck, which can absorb most of the bending. According to still another exemplary embodiments of the present disclosure, a balloon-catheter tethered capsule can be provided, and according a yet further exemplary embodiment, a structured balloon design can be provided with one or more protuberances, thus enabling imaging of the structures in close contact, e.g., without compressing of the tissue. | 01-05-2012 |
20120035454 | METHOD AND APPARATUS FOR IMAGING OF VESSEL SEGMENTS - An apparatus, method and software arrangement for imaging a surface of a structure that is in contact with an opaque fluid is provided. The apparatus includes an article of manufacture (e.g., a housing), a fluid delivery arrangement and an imaging arrangement. The housing includes an aperture formed in the article of manufacture. The fluid delivery arrangement is configured to deliver a volume of substantially transparent fluid to the aperture formed in the housing. The imaging arrangement is configured to image the surface of the structure using an imaging modality after the volume of the transparent fluid is delivered to the aperture, wherein the imaging arrangement and/or the article of manufacture is translated along the surface of the structure while imaging the surface of the structure. | 02-09-2012 |
20120101374 | SYSTEMS, DEVICES, METHODS, APPARATUS AND COMPUTER-ACCESSIBLE MEDIA FOR PROVIDING OPTICAL IMAGING OF STRUCTURES AND COMPOSITIONS - Exemplary systems, devices, methods, apparatus and computer-accessible media for providing and/or utilizing optical frequency domain imaging (OFDI) and fluorescence of structures and, e.g., multimodality imaging using OFDI techniques and fluorescence imaging techniques are described. For example, an arrangement can provide at least one electro-magnetic radiation to an anatomical structure. Such exemplary arrangement can include at least one optical core and at least one cladding at least partially surrounding the fiber(s). A region between the optical core(s) and the cladding(s) can have an index that is different from indexes of the optical core(s) and the cladding(s). The arrangement can also include at least one apparatus which is configured to transmit the radiation(s) via the optical core(s) and the cladding(s) to the anatomical structure. | 04-26-2012 |
20120328241 | Apparatus for Obtaining Information For A Structure Using Spectrally-Encoded Endoscopy Techniques and Methods for Producing One or More Optical Arrangements - Exemplary apparatus for obtaining information for a structure can be provided. For example, the exemplary apparatus can include at least one first optical fiber arrangement which is configured to transceive at least one first electro-magnetic radiation, and can include at least one fiber. The exemplary apparatus can also include at least one second focusing arrangement in optical communication with the optical fiber arrangement. The second arrangement can include a ball lens, and be configured to focus and provide there through the first electro-magnetic radiation to generate focused electro-magnetic radiation. Further, the exemplary apparatus can include at least at least one dispersive third arrangement which can receive a particular radiation (e.g., the first and/or focused electro-magnetic radiation(s), and forward a dispersed radiation thereof to at least one section of the structure. An end of the fiber(s) can be directly connected to the second focusing arrangement and/or the third arrangement(s). | 12-27-2012 |
20130338510 | APPARATUS FOR APPLYING A PLURALITY OF ELECTRO-MAGNETIC RADIATIONS TO A SAMPLE - An apparatus for applying electro-magnetic radiations to a sample is provided. The apparatus can include an arrangement which has a specific portion with a plurality of channels. One channel(s) can facilitate a first radiation to be forwarded to the sample within an anatomical structure, and another channel(s) can facilitate a second radiation to be forwarded to the sample. The first radiation can have a first wavelength band, and the second radiation can have a second wavelength band, which can be substantially different from the first wavelength band. The first radiation can be delivered to a first area of the sample, and the second radiation can be delivered to a second area of the sample. Each of the channels can facilitate a particular radiation(s) to be forwarded to the sample that is within an anatomical structure of the sample, the radiations being delivered to different areas of the sample. | 12-19-2013 |
20140206989 | SYSTEM, METHOD AND COMPUTER-ACCESSIBLE MEDIUM FOR TRACKING VESSEL MOTION DURING THREE-DIMENSIONAL CORONARY ARTERY MICROSCOPY - Exemplary embodiments of apparatus, method and computer accessible medium can be provided which can facilitate a determination of at least one characteristic of a structure. For example, it is possible to use at least one first arrangement which can be structured to provide at least one first transmitted radiation along a first axis and at least one second transmitted radiation along a second axis. The first and second transmitted radiations can impact the structure and generate respective first and second returned radiation. The first and second axis can be provided at a predetermined angle with respect with one another which is greater than 0. Further, at least one second arrangement can be provided which can be configured to receive data associated with the first and second returned radiations, and determine at least one relative velocity between the structure and the first arrangement along the first and second axes. | 07-24-2014 |
20140301620 | METHODS AND SYSTEMS FOR OPTICAL IMAGING OR EPITHELIAL LUMINAL ORGANS BY BEAM SCANNING THEREOF - Arrangements, apparatus, systems and systems are provided for obtaining data for at least one portion within at least one luminal or hollow sample. The arrangement, system or apparatus can be (insertable via at least one of a mouth or a nose of a patient. For example, a first optical arrangement can be configured to transceive at least one electromagnetic (e.g., visible) radiation to and from the portion. A second arrangement may be provided at least partially enclosing the first arrangement. Further, a third arrangement can be configured to be actuated so as to position the first arrangement at a predetermined location within the luminal or hollow sample. The first arrangement may be configured to compensate for at least one aberration (e.g., astigmatism) caused by the second arrangement and/or the third arrangement. The second arrangement can include at least one portion which enables a guiding arrangement to be inserted there through. Another arrangement can be provided which is configured to measure a pressure within the at least one portion. The data may include a position and/or an orientation of the first arrangement with respect to the luminal or hollow sample. | 10-09-2014 |
20140378846 | OMNI-DIRECTIONAL VIEWING APPARATUS - There is provided a new apparatus, system, and method of use for laser speckle imaging that allows for omni-directional viewing. The omni-directional viewing can include a reflector and switches configured for switching the illumination on the lumenal tissue such that the light reflected from the lumenal tissue at any given time is reflected from one or more substantially non-overlapping sections of a lumenal tissue. This apparatus may be particularly useful for tissue analysis such as analysis of vulnerable plaque. | 12-25-2014 |
20150045622 | SPECTRALLY-ENCODED ENDOSCOPY TECHNIQUES, APPARATUS AND METHODS - Exemplary apparatus for obtaining information for a structure can be provided. For example, the exemplary apparatus can include at least one first optical fiber arrangement which is configured to transceive at least one first electro-magnetic radiation, and can include at least one fiber. The exemplary apparatus can also include at least one second focusing arrangement in optical communication with the optical fiber arrangement. The second arrangement can be configured to focus and provide there through the first electro-magnetic radiation to generate the focused electro-magnetic radiation. Further, the exemplary apparatus can include at least at least one dispersive third arrangement which can receive a particular radiation (e.g., the first electro-magnetic radiation(s) and/or the focused electro-magnetic radiation), and forward a dispersed radiation thereof to at least one section of the structure. | 02-12-2015 |
Patent application number | Description | Published |
20120253972 | ELECTRONIC SHARED SHOPPING LIST MANAGEMENT - Disclosed are shared shopping systems and techniques based on social graph information and spanning multiple merchant providers. A device can include a component for implementing a shopping portal and include an access security module. Social graph information for use in connection with any of the embodiments described herein can come from internal sources or external sources. In this regard, the object information respecting items selected by users represented by a given user social graph can be stored in storage. The access security module can be configured to categorize the object information according to a set of predetermined criteria and allow access to the object information by others represented in a social graph for the user that have received authorization to access the object information. | 10-04-2012 |
20120278127 | GENERATING PRODUCT RECOMMENDATIONS BASED ON DYNAMIC PRODUCT CONTEXT DATA AND/OR SOCIAL ACTIVITY DATA RELATED TO A PRODUCT - Systems and methods are described for generating online product recommendations. A plurality of data objects representative of a plurality of items for user consumption from an online merchant are stored at a computing device. A method then comprises, registering a device associated with a user with the online merchant; and in response to registering the device: associating the device with at least one other device registered with the online merchant associated with an other user in response to selection of the at least one other device by the device, monitoring a first social activity of the at least one other device, wherein the first social activity includes a first activity related to an interaction of the at least one other device with at least one of the plurality of data objects, and collecting and storing first social activity data related to the first social activity of the at least one other device. | 11-01-2012 |
20120311624 | GENERATING, EDITING, AND SHARING MOVIE QUOTES - Described herein are systems, methods, and articles of manufacture that facilitate creation, editing, and sharing of video quotes. A video quote can be created based on user input. For example, the video quote can be created based on a time range selected by a user. The video quote can also include comments from the user. In order to create the video quote, the user can be authenticated and/or permissions of the user related to viewing, editing and/or sharing of the video can be verified. If permissions are verified, the user can edit the content of the video quote, for example, by changing the time range and/or including different comments. The video quote can be shared, for example, on a social network and/or via e-mail. | 12-06-2012 |
20130006803 | ITEM SOURCE OF ORIGIN STAMP - Disclosed are electronic systems and techniques for implementing lists that include source of origin information for items added to the lists. A portal can include a component that enables items to be added to lists associated with the portal from a variety of sources, such as social networks, other portals, advertisements, search engines, other users, etc. In this regard, the items can be added to a list with references to the portal, instead of the source of origin, and information relating to the source of origin can be maintained to assist users in future prioritizations of items included in the list. | 01-03-2013 |
20130060678 | ELECTRONIC PAYMENT SYSTEMS AND SUPPORTING METHODS AND DEVICES - Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations. | 03-07-2013 |
20130060679 | THIRD-PARTY PAYMENTS FOR ELECTRONIC COMMERCE - Providing for third-party payments for mobile electronic commerce is described herein. By way of example, an electronic transaction initiated at a first subscriber account can be funded at least in part from a second subscriber account. Particularly, the first subscriber account associated with a mobile terminal can select an item for purchase with a content browsing application on the first mobile terminal. A request for payment can be sent from the first mobile terminal to a second mobile terminal, associated with the second subscriber account. Funds transferred from the second mobile terminal to a banking account associated with the first mobile terminal can then be utilized to purchase the item and complete the electronic transaction. In an aspect, information pertaining to respective accounts can be masked from respective subscribers to provide financial privacy in conjunction with third party financing of electronic commerce. | 03-07-2013 |
20130060680 | FUNDS MANAGEMENT SYSTEMS AND METHODS - Described herein are systems, methods, and articles of manufacture that establish services that facilitate funds management. These services can manage multiple accounts of different types for the same user (either payer or payee). The services can also link a payee account and a payer account to establish electronic funds transfers and other transactions. The services can also facilitate the establishment of an electronic funds transfer through enabling a search for either a payee or a payer according to a criterion. | 03-07-2013 |
20130060684 | CONVERTING PAPER INVOICE TO ELECTRONIC FORM FOR PROCESSING OF ELECTRONIC PAYMENT THEREOF - Systems, apparatuses and methods are described for remotely processing paper invoices online. In an aspect, a method comprises receiving by a computing device, an electronic image representative of an invoice associated with a user of the device and a payee, sending the electronic image of the invoice to an online accounting system, wherein the online accounting system converts the electronic image of the invoice into an electronic form, accessing accounts associated with the user of the device, accessing the electronic form of the invoice, and authorizing payment of the invoice, including authorizing electronic transfer of money from at least one of the accounts to the payee. The method can further include receiving a list of payees, selecting the payee from the list of payees, and sending the selection of the payee to the online accounting system, wherein the online accounting system links the payee to the invoice. | 03-07-2013 |
20130060689 | ELECTRONIC MONEY TRANSFER SERVICE - Techniques for efficient transfer of funds between parties using personal communication devices are presented. A first user can use a first communication device to transfer funds from an account associated with the first user to a second user via a communication address associated with the second user's second communication device even if the second user is not registered with a financial service provider associated with the account of the first user. The funds can be sent from the first communication device using the Internet, mobile communication systems, or other communication technology via a message, an email, a voice mail, etc., to the second user, wherein notification of the funds can be sent to the second communication device. The first user can send funds using an account with the financial service provider or an affiliated account, and the second user can have the funds deposited into a desired account. | 03-07-2013 |
20130060690 | ELECTRONIC PAYMENT SYSTEMS AND SUPPORTING METHODS AND DEVICES - Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations. | 03-07-2013 |
20130060693 | UNIFIED CHARGING SYSTEM - Technologies are generally described for systems and methods effective to create and use a unified charging system in a networking environment. In an example, a virtual charging card can be created and authenticated, and cash and credit accounts can be associated with the virtual charging card, and billing accounts can also be associated. In another example, a virtual charging card can be initialized when checking out at a shopping portal, and display a list of cash and credit accounts affiliated with the virtual charging card. One or more of the cash and credit accounts can be selected, and payment transferred to the shopping portal via the virtual charging card, masking the identity of the owner of the cash and credit accounts. | 03-07-2013 |
20130060694 | UNIFIED ACCOUNT HANDLING SYSTEM - Technologies are generally described for systems and methods effective to create and use a unified charging system in a networking environment. In an example, a virtual charging card can be created and authenticated, and cash and credit accounts can be associated with the virtual charging card, and billing accounts can also be associated. In another example, the virtual charging card can be used to transfer money from affiliated cash and credit accounts to selected billing accounts, or other virtual charging cards, while anonymizing the transfer process. In another example, the virtual charging card can be used to schedule automatic payments for utility bills, loan repayments, and charitable accounts. | 03-07-2013 |
20130060708 | USER VERIFICATION FOR ELECTRONIC MONEY TRANSFERS - Techniques for efficient transfer of funds between parties using personal communication devices are presented. A sender can use a first communication device to transfer funds from an account associated with the sender to a recipient via a communication address associated with the recipient's second communication device even if the recipient is not registered with a financial service provider associated with the account of the sender, without requiring the recipient to travel to a physical office or present a physical personal identification to obtain the funds. A transfer fund request can include the recipient's communication address, and a fund transfer message, comprising a link that facilitates retrieving the funds, can be sent to the recipient's communication address, and the recipient can be validated based on the communication address and/or a validation code. When validated, the funds can be made available to the recipient via an account of the recipient. | 03-07-2013 |
20130132358 | CONSUMER INFORMATION AGGREGATOR AND PROFILE GENERATOR - Disclosed are electronic systems and techniques for implementing consumer information aggregation and profile generation. An aggregator component can obtain data relating to a user from virtually any open, publicly available, or private sources of information. A profile of candidate characteristics associated with the user is generated, or updated, based on the information obtained, and the eligibility of the user for one or more offers, such as a loan, can be determined based at least in part on the profile of candidate characteristics. In this regard, banks and retailers can automate an offer decision-making process using information about the applicant that is readily available. | 05-23-2013 |
20130138552 | UNIFIED CHARGING AND CREDIT SYSTEM - Technologies are generally described for systems and methods effective to create and use a unified charging system that provides instant loans in a networking environment. In an example, a loan can be provided when a payment at an online shopping site, such as an online shopping portal, is rejected due to insufficient funds. The loan can be automatic, or the loan can be provided in response to acceptance of a loan offer. In another example, pre-approved credit can be used to pay at an online shopping site when the cash and credit accounts associated with a virtual charging account have insufficient funds to complete the transaction. The payment can consist of a portion, or all of the pre-approved credit. The pre-approved credit can be granted on request, or can be automatically provided based on an analysis of open source information about the holder of the virtual charging account. | 05-30-2013 |
20130138554 | DYNAMIC RISK ASSESSMENT AND CREDIT STANDARDS GENERATION - Disclosed are electronic systems and techniques for implementing dynamic risk assessment and credit standards generation. The risk assessment component can dynamically determine a risk of lending to a potential borrower based on a set of risk assessment criteria, and classify the potential borrower based on the risk. In addition, the risk assessment component can forecast a subset of the risk assessment criteria. A standards generation component can dynamically generate a set of lending criteria for respective classifications of potential borrowers based at least in part on a set of predetermined criterion or previous lending outcomes. An approval component can determine whether the potential borrower is eligible for one or more loans as a function of the set of lending criteria corresponding to the determined classification, and a terms component can generate a set of terms for the one or more loans. | 05-30-2013 |
20130138555 | SYSTEM AND METHOD OF INTERPRETING RESULTS BASED ON PUBLICLY AVAILABLE DATA - Disclosed are systems and techniques that generate different sets of attributes for determining a credit worthiness score of a client. A first set of attributes is obtained from reliable data sources having information related to the client's credit score. A second set of attributes is obtained from publicly available data sources. The data is scored with respect to validity and relevancy to the potential client based on associations between the first and second set of attributes. A credit worthiness score is determined according to the first and the second set of data wherein the second set of attributes relates to characteristics of the client different from the first set of attributes. | 05-30-2013 |
20140019342 | ELECTRONIC PAYMENT SYSTEMS AND SUPPORTING METHODS AND DEVICES - Electronic payment systems and supporting methods and devices are described. For instance, the disclosed subject matter describes aggregated transactional account functionality configured to receive electronic financial transactions associated with one or more of a set of electronic identifying information such as phone ID, email, instant message, etc. for a user and related functionality. The disclosed details enable various refinements and modifications according to system design and tradeoff considerations. | 01-16-2014 |
20140074688 | BEHAVIORAL BASED SCORE - A financial interaction related to a set of financial behaviors is facilitated. The financial interaction drives behaviors to affect a real-time credit risk, and the visualization of alterations (increases and decreases) of the credit risk as direct feedback. The system demonstrates how behaviors identified in the financial interaction affect credit risk. Based on the financial interaction, estimates can be made of a financial score and presented in a display. | 03-13-2014 |
20140101039 | CONVERTING PAPER INVOICE TO ELECTRONIC FORM FOR PROCESSING OF ELECTRONIC PAYMENT THEREOF - Remote processing of paper invoices online is described. In an aspect, a device can receive an electronic image representative of an invoice associated with a user of the device and a payee, send the electronic image of the invoice to an online accounting system, wherein the online accounting system converts the electronic image of the invoice into an electronic form, access accounts associated with the user of the device, accessing the electronic form of the invoice, and authorize payment of the invoice, including authorization of an electronic transfer of money from at least one of the accounts to the payee. A list of payees can also be received, and the payee can be selected from the list of payees. The selection of the payee can be sent to the online accounting system, which links the payee to the invoice. | 04-10-2014 |
20140149281 | SIGN INTERFACE CONTROL WITH OPTIONAL PAYMENT - An interface control is activated to provide a signature to a legal document, an application for a contractual obligation or other document requesting legal signature, in conjunction with an optional payment mechanism. The interface control initiates facilitation of signing of the document or application, and optionally enables payment for the document, application or associated product or service. A client signature generated from a client with a client device and purchasing data of the client are provided in a transaction in response to activation of the interface control. | 05-29-2014 |
20140237570 | AUTHENTICATION BASED ON SOCIAL GRAPH TRANSACTION HISTORY DATA - Techniques user or user device authentication using data based on social associations and interactions of users or user devices are presented herein. In an aspect, a method includes receiving social graph transaction history data associated with a user identity of a user and contact information associated with the user identity, wherein the social graph transaction history data includes data relating to usage of the contact information for communication between users via respective user devices. The method further includes analyzing the social graph transaction history data, and based on the analyzing, determining a degree of confidence that the user identity is authentic. | 08-21-2014 |
20140244498 | BANK TRANSACTIONS FEED - Disclosed are electronic systems and techniques for implementing a banking transaction and feed display system are provided that allow a user to visualize and interact with a financial transaction feed displayed on a mobile device. The feed displays a list of transactions made over a defined period of time, and the user selects different views, grouping the financial transactions by type, by recipient, by donor, by amount, and so on. The banking transaction and feed display system provides a rich set of tools to allow the user to customize the views and quickly display a desired format. The system also enables peer to peer payments to contacts stored in an address book on the mobile device. | 08-28-2014 |
20140310151 | MANAGEMENT OF A LINE OF CREDIT OR FINANCE-RELATED OFFER - Techniques for providing automated real-time approved financial offers to communication devices associated with users are presented. An open credit exchange platform (OCEP) includes a credit management component that collects personal and financial information respectively associated with users. Financial service providers associated with the OCEP generate approved financial offers, based on the personal and financial information, and assessment criteria of the financial service provider, and provide these financial offers to the OCEP. The OCEP evaluates the financial offers directed to a user and identifies at least a preferred financial offer for presentation to the communication device of the user. If the user decides to accept the financial offer, the user can enter the user's electronic signature on a contract relating to the financial offer via the communication device, and the electronic signature can verify the user's electronic signature, to facilitate creating a legally binding contract. | 10-16-2014 |