Lesbirel
Mary Lesbirel, Holmdel, NJ US
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20150084785 | WIRELESS UTILITY METER READING SYSTEM AND METHOD - A wireless meter reading system and method are provided to facilitate billing a consumer for utility usage. The wireless meter reading system comprises: (a) at least one utility meter; (b) at least one camera or imaging device optionally coupled to the at least one utility meter, wherein the at least one camera or imaging device operates to provide wireless meter reading image(s) of the utility meter from time to time, and wherein the wireless meter reading images comprise utility usage data and identifying data of the utility meter; (c) a power source coupled to the camera or imaging device; (d) a communication device for wirelessly receiving the meter reading images from the camera or imaging device; and (e) a wide area connection with the communication device for communicating the meter reading images to a central location. | 03-26-2015 |
20150088734 | WIRELESS UTILITY METER READING SYSTEM AND METHOD - A wireless meter reading system and method are provided to facilitate billing a consumer for utility usage. The method comprises providing a camera or imaging device optionally coupled to a utility meter at a consumer site. The camera or imaging device operates to provide one or more wireless meter reading images of the utility meter from time to time. The one or more wireless meter reading images comprise utility usage data and identifying data of the utility meter. The one or more wireless meter reading images are transmitted to the utility provider. The utility consumer receives from the utility provider a billing statement for utility usage at the consumer site for a defined time period. The billing statement is based on the one or more wireless meter reading images transmitted to the utility provider. | 03-26-2015 |
Mary E. Lesbirel, Holmdel, NJ US
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20150149332 | SYSTEMS AND METHODS FOR MONITORING CARDHOLDER RETURN ACTIVITY - A computer-implemented method for monitoring cardholder return activity associated with cardholder transactions is implemented by a monitoring computer system coupled to a memory. The method includes receiving a set of first transaction data associated with a first transaction initiated by a cardholder at a merchant, determining that the first transaction is a first return transaction including a set of first return transaction data, retrieving a return record associated with the cardholder, wherein the return record is stored within the memory, and updating the return record associated with the cardholder with the set of first return transaction data. | 05-28-2015 |
Mary Elizabeth Lesbirel, Holmdel, NJ US
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20150088643 | METHOD AND SYSTEM FOR LINKING SOCIAL DATA INSTANTANEOUSLY TO PURCHASE TRANSACTIONS - A method for generating a social network message linked to a payment transaction includes: storing a plurality of consumer profiles, each profile including data related to a consumer including a consumer identifier, social network identifier, device identifier, and preferences; receiving an authorization request for a payment transaction, the request including transaction data and a specific consumer identifier; identifying a specific consumer profile wherein the included consumer identifier corresponds to the specific consumer identifier; generating a social network message, the message including the transaction data and the social network identifier included in the specific consumer profile and generated pursuant to the preferences included in the specific consumer profile; transmitting the social network message to a computing device corresponding to the device identifier included in the specific consumer profile; receiving an indication of approval of the social network message; and transmitting the social network message to a social network for publishing. | 03-26-2015 |
20150120547 | SYSTEMS AND METHODS FOR TOKENLESS AUTHENTICATION OF CONSUMERS DURING PAYMENT TRANSACTIONS - A computer-implemented method for tokenless authentication of a paying consumer during a payment transaction uses a computing device having a processor and a memory. The method includes receiving a plurality of biometric data sets for a plurality of consumers. Each biometric data set includes at least a biometric image of a consumer and an associated payment account identifier. The method also includes receiving, from a first biometric input device communicatively coupled to the processor, a first biometric image of the paying consumer including an iris image. The method further includes determining a payment account associated with the paying consumer based on at least the first biometric image and the plurality of biometric data sets. The method also includes authenticating use of the payment account by the paying consumer for a payment transaction at the retail location by comparing the first biometric image to the plurality of biometric data sets. | 04-30-2015 |
20150120584 | METHOD AND SYSTEM FOR VALIDATING RENT DATA FOR A REAL PROPERTY LOCATION - A computer-implemented method for validating rent data associated with a real property location is described. The method is implemented using a validation computing device in communication with a memory. The method includes receiving, at the validation computing device, rent data including a first identifier that identifies the real property location and at least a second identifier that identifies at least one merchant. The method additionally includes receiving, at the validation computing device, historical payment card transaction data associated with the at least one identified merchant, determining, based on the historical payment card transaction data, a last payment card transaction date when the at least one identified merchant was located at the real property location, and determining whether the at least one identified merchant is operating at the real property location based on the last payment card transaction date. | 04-30-2015 |
Mary Elizabeth Lesbirel, San Francisco, CA US
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20150161375 | METHODS AND SYSTEMS FOR USING TRANSACTION DATA TO AUTHENTICATE A USER OF A COMPUTING DEVICE - An authenticating computing device for authenticating a user of a user computing device as a human being. The authenticating computing device comprises a processor configured to receive a request to authenticate a user as human and an identifier associated with at least one of the user and the user computing device. The processor is further configured to retrieve transaction data associated with a payment card account of the user based on the identifier, generate a challenge question based on the transaction data, and generate a plurality of images based on the transaction data. At least one of the plurality of images is a correct image and at least one of the plurality of images is an incorrect image. The processor is further configured to transmit the challenge question and the plurality of images for display on the user computing device. | 06-11-2015 |
Mitchell Douglas Lesbirel, Oakfield CA
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20130233815 | BOTTLE HOLDING DEVICE - A holding device for holding a plurality of bottles. The holding device has a plurality of holding elements, each holding element having an interacting surface capable of engaging at least one of a neck and a shoulder of a respective bottle for holding the bottle upside down. | 09-12-2013 |