Insurance Company
Hartford Fire Insurance Company US
Patent application number | Description | Published |
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20130246093 | SYSTEM AND METHOD FOR PROCESSING DATA RELATED TO CRITICAL ILLNESS COVERAGE IN GROUP BENEFIT INSURANCE - A computer system for processing data related to a group benefit insurance policy issued to a policyholder to extend coverage to individual insureds who are members of a group and having a critical illness benefit includes a data storage device storing data indicative of: a plurality of categories of medical diagnoses; a plurality of diagnoses associated with each of the categories; a first occurrence value; a second occurrence value; and history of insureds related to the critical illness benefit by the insured. The system is configured for payment of a claim in the first occurrence value for a first diagnosis of an insured in a category, and the second occurrence value, which may be not more than the first occurrence value, for a second diagnosis of the insured in the same category. | 09-19-2013 |
20140304008 | SYSTEM AND METHOD FOR AUTOMATED CLAIMS DATA AUDITING - A system and method for automated claims data auditing. The system may include a memory device configured to store a plurality of audit questions associated with audit question metadata, to store a plurality tasks associated with task metadata, to store a plurality workflows associated with workflow metadata and to store a plurality surveys associated with survey metadata. The system may include a processor configured to generate an audit template based on at least a subset of the plurality of surveys and the plurality of tasks. The processor may further be configured to generate a copy of the audit template for use in a project. The system may include a receiver configured to receive assignment instructions associated with the project, wherein the assignment instructions assign resources to the project. The receiver may further be configured to receive claim data to be audited, wherein the processor may be configured to integrate the received claim data, the copy of the audit template, and the assignment instructions to create the project. The system may also include a publishing module configured to publish the project. | 10-09-2014 |
Lincoln National Life Insurance Company, Fort Wayne, IN US
Patent application number | Description | Published |
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20130179358 | METHOD AND SYSTEM FOR PROVIDING EMPLOYER- SPONSORED RETIREMENT PLAN - A method of administering income distributions from an employer-sponsored retirement plan having a participant account value comprises providing an option to a plan participant to elect lifetime payout funded by at least a portion of the participant's account value; providing an option to the participant to elect an excess period during which a participant maintains control over the portion of the account value; transferring the portion of the participant's account value into a group annuity contract; determining an initial benefit payment under the terms of the group annuity contract; determining a subsequent benefit payment; and paying the initial and subsequent payments to the participant. Other embodiments include one or more of these, and the step of determining a charge to be paid by the participant for the guaranteed lifetime payout. | 07-11-2013 |
State Farm Mutual Automobile Insurance Company, Bloomington, IL US
Patent application number | Description | Published |
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20130151288 | Methods Using a Mobile Device to Provide Data for Insurance Premiums to a Remote Computer - A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data. | 06-13-2013 |