Patent application number | Description | Published |
20140046838 | SYSTEM AND METHOD FOR BENEFICIARY CONTROLLED USE OF PAID BENEFITS - A method for distributing a controlled payment number includes: storing a financial account, the account including a payment card number and a beneficiary; offering a controlled payment number, wherein the number can be controlled based on at least one of a plurality of payment card use conditions; receiving, from the beneficiary, a request for a controlled payment number, the request including an indication of at least one payment card use condition; transmitting the payment card number and the at least one payment card use condition; receiving a controlled payment number associated with the at least one payment card use condition; associating the controlled payment number with the financial account; and distributing the controlled payment number, wherein the controlled payment number is subject to the at least one payment card use condition and the payment card number is not subject to the at least one payment card use condition. | 02-13-2014 |
20140046845 | METHOD AND SYSTEM FOR A PAYMENT PROCESS TO REDUCE FRAUD - A method for processing a reservation includes: receiving reservation information, the information including a consumer identifier, merchant identifier, payment information, and a date and/or time; storing the information; transmitting the consumer identifier and the date and/or time to a merchant associated with the merchant identifier; identifying fulfillment of the reservation; and transmitting the information for payment of a transaction. A method for processing a financial transaction includes: receiving transaction information for a financial transaction to be processed, the information including a consumer identifier, merchant identifier, payment information, and an expected date and/or time of the financial transaction; storing the information; receiving an authorization request for the financial transaction, the request including the consumer identifier, the merchant identifier, a received date and/or time, and a transaction amount; and processing the transaction using the information if the received date and/or time is temporally proximal to the expected date and/or time. | 02-13-2014 |
20140046846 | METHOD AND SYSTEM FOR FACILITATING THIRD PARTY RECEIPT OF GOODS AND/OR SERVICES - A method for processing a reservation includes: receiving reservation information, the information including a preauthorization amount, payment information, merchant identifier, and predetermined period of time; storing the information; identifying a unique identifier associated with the information; transmitting the unique identifier and predetermined period of time to a merchant associated with the merchant identifier; receiving data identifying, within the predetermined period of time, fulfillment of the reservation; and transmitting the information for payment of a transaction using the payment information. A method for processing a transaction includes: receiving preauthorization information for a transaction to be processed, the information including a preauthorization amount, payment information, and predetermined period of time; storing the information; identifying a unique identifier associated with the information; receiving, within the predetermined period of time, an authorization request for a transaction, the request including the unique identifier and a transaction amount; and processing the transaction using the payment information. | 02-13-2014 |
20140172629 | MERCHANT INTERCHANGE FOR USE WITH GLOBAL SHOPPING CART - A merchant interchange operates with a global shopping cart. While the global shopping cart establishes tasks, categories or themes for one or more particular purposes or projects, the merchant interchange includes functions for a merchant to receive an invitation to participate in one or more particular tasks, projects or themes of the global shopping cart, and to accept the invitation. Additional functions of the merchant interchange are those required to process and fulfill orders. International purchases can be facilitated. | 06-19-2014 |
20140172630 | SOCIAL MEDIA INTERFACE FOR USE WITH A GLOBAL SHOPPING CART - A social media interface operates with a global shopping cart. While the global shopping cart establishes tasks, categories or themes for one or more particular purposes or projects, the social media interface includes functions for a social contact to receive an invitation to participate in one or more particular tasks, projects or themes of the global shopping cart, and to accept the invitation. Additional functions of the social media interface allow social contacts to comment on one or more parts of the particular tasks, projects or themes. Comments can be accepted and used, or rejected, by the user of the global shopping cart. | 06-19-2014 |
20140172631 | GLOBAL SHOPPING CART - A global shopping cart operated in the cloud permits categories to be established for particular purposes or projects with a shopping cart or list of items to be purchased associated with each category. A site may be established for each category. Social media may be linked to the sites so that the owner or an invitee can upload general comments, comments on items selected for purchase for the project, links to web pages, images, audio files and video files. International purchases can be made. The data concerning purchases is preserved for at least the life of the owner of the global shopping cart. | 06-19-2014 |
20140172632 | SHOPPING CART INTERCHANGE - A shopping cart interchange system and a method for its use in which the shopping cart interchange stores information about the user of a global shopping cart, establishes at least one category for a project to be completed, assists in shopping for at least one item to place in the category for possible purchase, assists in paying for an item that the user purchases, and determines how a purchased item will be shipped. Data can be accessed to facilitate international purchases. The shopping cart interchange can be used to access a web site established by the global shopping cart. Social media may be linked to the site so that the owner or an invitee can use the shopping cart interchange to upload general comments, comments on items selected for purchase for the project, links to web pages, images, audio files and video files. | 06-19-2014 |
20140172633 | PAYMENT INTERCHANGE FOR USE WITH GLOBAL SHOPPING CART - A payment interchange for use in a global shopping cart and a method for its use are provided. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including a payment function for paying for an item to be purchased. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the payment interchange including the payment function for paying for an item to be purchased by one or more users of the global shopping cart and by one or more payment modes or sources. | 06-19-2014 |
20140172634 | DATA MANAGEMENT IN A GLOBAL SHOPPING CART - A data management system for use in a global shopping cart and a method for its use are provided. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including management of data relationships between the global shopping cart and data management access components. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the management of data relationships between the global shopping cart and data access components. | 06-19-2014 |
20140304047 | MERCHANT VOUCHER OFFER PROCESSING METHOD AND APPARATUS - A system, method, and computer-readable storage medium configured to link electronic voucher offers with complementary voucher offers and consolidate redemption of electronic vouchers with electronic payments into a single transaction. | 10-09-2014 |
20140304049 | CONSOLIDATED ELECTRONIC VOUCHER REDEMPTION AND PAYMENT METHOD AND APPARATUS - A system, method, and computer-readable storage medium configured to consolidate redemption of electronic vouchers with electronic payments into a single transaction. | 10-09-2014 |
20140304050 | PARTNER LINKAGE METHOD AND APPARATUS - A system, method, and computer-readable storage medium configured to link electronic voucher offers with complementary voucher offers and consolidate redemption of electronic vouchers with electronic payments into a single transaction. | 10-09-2014 |
20140304091 | CUSTOMER PROPOSED LINKED VOUCHER METHOD AND APPARATUS - A system, method, and computer-readable storage medium configured to link electronic voucher offers with complementary voucher offers and consolidate redemption of electronic vouchers with electronic payments into a single transaction. | 10-09-2014 |
20140344011 | SYSTEM AND METHOD FOR FACILITATING A TRANSACTION BETWEEN A MERCHANT AND A CARDHOLDER - A system and method for facilitating a transaction, e.g., shopping experience, between a merchant and a cardholder. The system comprises an electronic storage device having a database of cardholder profile information and location information stored therein; an access path for allowing access to the cardholder profile information and location information; and a processor for assembling the cardholder profile information and location information in the database, and for providing the assembled cardholder profile information and location information to a merchant and a cardholder that have been granted access to the database. The assembled cardholder profile information and location information are provided to the merchant and the cardholder so as to effect targeted interaction between the merchant and cardholder based at least in part on the assembled cardholder profile information and location information. A method for monitoring efficiency of a transaction between a merchant and a cardholder, and for determining customer shopping trends at a merchant facility. | 11-20-2014 |