Patent application number | Description | Published |
20090101720 | MANUFACTURING SYSTEM TO PRODUCE CONTACTLESS DEVICES WITH SWITCHES - A contactless device comprises circuitry storing information, a switch having a first position and a second position, and a fusible link. When the fusible link is intact, wireless reading and writing of the information is enabled regardless of the position of the switch. When the fusible link has been parted, wireless reading of the information is enabled when the switch is in the first position, and wireless reading of the information is disabled when the switch is in the second position. The contactless device may be placed in a non-responsive state, and transformed to a responsive state by parting a second fusible link, or by transmitting an authenticating code to the device. The contactless device may be a card, or some other kind of device. | 04-23-2009 |
20090179744 | RADIO-FREQUENCY-DEVICE PERSONALIZATION - Radio-frequency devices that have internal radio-frequency chips are personalized. A radio-frequency device is inserted into a package. An identifier is read electromagnetically from the radio-frequency chip with a radio-frequency transceiver while the radio-frequency device is within the package. Personalization information is written electromagnetically onto the radio-frequency chip while the radio-frequency device is within the package. An association between the personalization information and the identifier is recorded on a storage device. | 07-16-2009 |
20090200371 | ONETIME PASSWORDS FOR SMART CHIP CARDS - A financial transaction card is provided according to various embodiments described herein. The financial transaction card includes a card body with at least a front surface and a back surface. The financial transaction card may also include a near field communications transponder and/or a magnetic stripe, as well as a digital display configured to display alphanumeric characters on the front surface of the card body. The financial transaction card may also include a processor that is communicatively coupled with the near field communications transponder or magnetic stripe and the digital display. The processor may be configured to calculate one-time passwords and communicate the one-time passwords to both the near filed communications transponder or magnetic stripe and the digital display. | 08-13-2009 |
20120300932 | Systems and Methods for Encrypting Mobile Device Communications - Embodiments of the invention can provide systems and methods for encrypting mobile device communications. According to one example embodiment of the invention, a method for encrypting mobile device communications is provided. The method can include generating, by a first application stored on a first memory of a mobile device, a message to be communicated to an intended recipient; providing, by the first application to an authentication application stored on a second memory of the mobile device, the message; encrypting, by the authentication application, the message; providing, by the authentication application to the first application, the encrypted message; and directing, by the first application, communication of the message to the intended recipient. | 11-29-2012 |
20120300938 | Systems and Methods for Authenticating Mobile Devices - Embodiments of the invention provide systems and methods for authenticating mobile devices. Device identifying information may be received for a mobile device. A base level key may also be communicated to the mobile device. The base level key may be utilized by the mobile device to derive unique transaction specific keys to encrypt subsequent communications output by the mobile device. A communication encrypted with a unique transaction specific key may be received from the mobile device. Based at least in part upon the device identifying information and the base level key, a derived key may be generated, and the derived key may be utilized to decrypt the received communication and authenticate the mobile device. In certain embodiments, the above operations may be performed by one or more computers associated with a service provider. | 11-29-2012 |
20120303503 | Systems and Methods for Tokenizing Financial Information - Embodiments of the invention can provide systems and methods for tokenizing financial information associated with mobile device transactions. According to one example embodiment of the invention, a method for providing tokens to devices can be provided. The method can include receiving, from a device, a request for a token to represent financial information; identifying, in response to the request, token information associated with the token; providing at least a portion of the token information to the device; and providing the token to a third party entity, wherein the third party entity utilizes the received token to evaluate a second token subsequently received from one of the device or a user of the device. | 11-29-2012 |
20120303961 | Systems and Methods for Authenticating Mobile Devices - Embodiments of the invention provide systems and methods for authenticating mobile devices. A registration request and identifying information for a mobile device or a secure element associated with the mobile device may be received. Based upon the received identifying information and a base level key, a rotated key for the mobile device may be determined. The determined rotated key may then be provided to the mobile device, and the rotated key may be utilized for subsequent authentication of the mobile device. | 11-29-2012 |
20120304254 | Systems and Methods for Identifying Devices by a Trusted Service Manager - Embodiments of the invention provide systems and methods for identifying devices by a trusted service manager. According to one example embodiment of the invention, a method for identifying communications is provided. The method can include receiving, by a service provider from a device, a message comprising card production life cycle (CPLC) information associated with a secure element incorporated into the device; and evaluating, by the service provider, the received CPLC information in order to identify the secure element. | 11-29-2012 |
20140237551 | SYSTEMS AND METHODS FOR IDENTIFYING DEVICES BY A TRUSTED SERVICE MANAGER - Embodiments of the disclosure provide systems and methods for identifying devices by a trusted service manager. According to one example embodiments of the disclosure, a method for identifying communications is provided. The method can include receiving, by a service provider from a device, a message comprising card production life cycle (CPLC) information associated with a secure element incorporated into the device; and evaluating, by the service provider, the received CPLC information in order to identify the secure element. | 08-21-2014 |