Patent application number | Description | Published |
20120300932 | Systems and Methods for Encrypting Mobile Device Communications - Embodiments of the invention can provide systems and methods for encrypting mobile device communications. According to one example embodiment of the invention, a method for encrypting mobile device communications is provided. The method can include generating, by a first application stored on a first memory of a mobile device, a message to be communicated to an intended recipient; providing, by the first application to an authentication application stored on a second memory of the mobile device, the message; encrypting, by the authentication application, the message; providing, by the authentication application to the first application, the encrypted message; and directing, by the first application, communication of the message to the intended recipient. | 11-29-2012 |
20120303961 | Systems and Methods for Authenticating Mobile Devices - Embodiments of the invention provide systems and methods for authenticating mobile devices. A registration request and identifying information for a mobile device or a secure element associated with the mobile device may be received. Based upon the received identifying information and a base level key, a rotated key for the mobile device may be determined. The determined rotated key may then be provided to the mobile device, and the rotated key may be utilized for subsequent authentication of the mobile device. | 11-29-2012 |
20120304254 | Systems and Methods for Identifying Devices by a Trusted Service Manager - Embodiments of the invention provide systems and methods for identifying devices by a trusted service manager. According to one example embodiment of the invention, a method for identifying communications is provided. The method can include receiving, by a service provider from a device, a message comprising card production life cycle (CPLC) information associated with a secure element incorporated into the device; and evaluating, by the service provider, the received CPLC information in order to identify the secure element. | 11-29-2012 |
20130080219 | Systems and Methods for Providing Value Added Services in Association with Payment Transactions - Embodiments of the disclosure can relate to systems and methods for providing value added services in association with the processing of payment transactions. Certain embodiments of the disclosure can relate to provision of value added services in association with the processing of payment transactions. In one embodiment, a computer-implemented method for processing proposed transactions can be provided. The method can include receiving, from a merchant device by a service provider system comprising one or more computers, information associated with a purchase transaction; identifying, by the service provider system, one or more value added services applicable to the purchase transaction; and implementing, by the service provider system, the one or more applicable value added services. | 03-28-2013 |
20130198081 | SYSTEMS AND METHODS FOR FACILITATING CARD PRESENT TRANSACTIONS - This disclosure describes systems and methods related to facilitating card present transaction. In one embodiment, a service provider system may receive a request from a merchant to initiate a card present transaction associated with a consumer. The service provider system may determine an identifier associated with a mobile device associated with the consumer. The service provider system may communicate to the mobile device, based at least in part on the identifier, a message that facilitates invocation of a transaction module associated with the mobile device. The service provider system may facilitate the car present transaction based at least in part on an interaction with the transaction module. | 08-01-2013 |
20140074605 | SYSTEMS AND METHODS FOR FACILITATING PURCHASES AT A GAS STATION VIA MOBILE COMMERCE - Systems and methods are provided for facilitating purchases at a gas station via mobile commerce. A merchant system can receive an indication that a consumer is at or near the merchant location and can check the consumer into the location. A mobile application can launch and provide the merchant system with consumer identification information. While a consumer makes a purchase at a location, the merchant system can select advertising to provide to the consumer on the consumer mobile device to convince the consumer to make additional purchases at the merchant location. In addition, the consumer can make additional purchases from the merchant system while, for example, pumping gas and can be provided with a code or other identify to provide the consumer with access to those additional products once they have completed the gas purchase. | 03-13-2014 |
20140081854 | SYSTEMS AND METHODS FOR FACILITATING REMOTE AUTHORIZATION AND PAYMENT OF GOODS VIA MOBILE COMMERCE - An on-site consumer at a merchant location can obtain payment authorization and a payment method via a mobile device and mobile application from third-party payor that is not at the merchant location. The on-site consumer can select products for purchase and receive the price from the merchant POS device. The on-site consumer can initial the mobile application and select a third-party payor. A notification can be sent to the mobile or other device of the third-party payor. The third-party payor can elect to pay or decline the request and can select a payment method via the mobile application on their device. The decision of the third-party payor and any payment method can be transmitted to the mobile device of the on-site consumer and/or the merchant POS device. After the completion of the purchase, the mobile application can transmit an electronic receipt to the mobile device of the third-party payor. | 03-20-2014 |
20140100931 | SYSTEMS AND METHODS FOR FACILITATING BILL PAYMENT FUNCTIONALITY IN MOBILE COMMERCE - The disclosure relates to systems and methods for facilitating bill payment functionality in mobile commerce. In one embodiment, a method can include receiving a transaction code at the mobile device; transmitting the transaction code to a merchant device for association with a transaction; receiving transaction information associated with a transaction based on the transaction code at the mobile device; displaying the transaction information at the mobile device; displaying at least one payment option at the mobile device; receiving a selection of one of the at least one payment option; transmitting the selected payment option and transaction information from the mobile device for approval of the payment of the transaction; receiving notification of approval of the payment at the mobile device; and receiving a payment completion code associated with the notification of approval, wherein the payment completion code is provided to the consumer on a bill associated with the transaction. | 04-10-2014 |
20140237551 | SYSTEMS AND METHODS FOR IDENTIFYING DEVICES BY A TRUSTED SERVICE MANAGER - Embodiments of the disclosure provide systems and methods for identifying devices by a trusted service manager. According to one example embodiments of the disclosure, a method for identifying communications is provided. The method can include receiving, by a service provider from a device, a message comprising card production life cycle (CPLC) information associated with a secure element incorporated into the device; and evaluating, by the service provider, the received CPLC information in order to identify the secure element. | 08-21-2014 |
20150254630 | SYSTEMS AND METHODS FOR MOBILE DEVICE PURCHASE FLOWS - This disclosure describes systems, methods, and computer-readable media related to mobile device purchase flows. In some embodiments, a mobile device may obtain a uniform resource identifier (URI). The mobile device may launch a browser based at least in part on the URI. The mobile device may submit a first set of data to a server based at least in part on the URI and receive a re-direct URI. The mobile device may launch an application in response to receiving the re-direct URI from the server, wherein the application submits a second set of data to the server. The mobile device may facilitate completion of a transaction by the application based at least in part on matching the first set of data and the second set of data at the server. | 09-10-2015 |
20150294362 | Systems and Methods for Managing Account Information - Systems and methods for managing account information can be provided by embodiments of the disclosure. In one embodiment, a consumer device may determine location information associated with the consumer device. The consumer device may determine, based at least in part on the location information, that the consumer device is located within a predetermined proximity to a merchant store location of a merchant. The consumer device may cause to send, a request to access the merchant device associated with the merchant. The consumer device may identify information associated with the merchant. The consumer device may determine, based at least in part on the account information, one or more consumer preferences associated with the merchant. The consumer device may access the merchant device based at least in part on the one or more consumer preferences. | 10-15-2015 |
20160063496 | Remote Secure Transactions - Embodiments of the disclosure can provide systems, methods, and apparatus for remote secure transactions. In one embodiment, a payment processing system can be provided, which can include a network interface communicating with a memory, the memory communicating with a processor for executing payments, and the processor, when executing a computer program, performing operations. The operations can include storing, by the processor and to a memory associated with the payment processing system, account information associated with the consumer mobile system, and receiving, by the processor and from a consumer mobile device, a request, wherein the request comprises an account identifier associated with the consumer mobile device. The operations can also include validating, by the processor and from a consumer mobile device, the consumer mobile device based at least in part on the account identifier, and sending, by the processor, payment processing data, based on the validation. | 03-03-2016 |