27th week of 2011 patent applcation highlights part 49 |
Patent application number | Title | Published |
20110166940 | Micro-impulse radar detection of a human demographic and delivery of targeted media content - A micro-impulse radar (MIR) may be configured to provide information about at least one person in a region. A media output device may be driven responsive to the information to output media content to the at least one person. | 2011-07-07 |
20110166941 | System And Method For Hosting A Social Networking Website Having A Theme Of Achievement - A social networking website is themed toward achievements and/or accomplishments of users. As such, the social network may provide users with a unitary platform over which users can share a variety of different accomplishments of a variety of different accomplishment types, in a variety of categories, and/or involving a variety of different entities. Users may further observe accomplishments or achievements of other users via the social network despite the disparate nature of the accomplishments, accomplishment types, categories of activities involved in the accomplishments, and/or the entities involved in the accomplishments. | 2011-07-07 |
20110166942 | CONTRACT AUCTIONS FOR SPONSORED SEARCH - Example methods, apparatuses, and articles of manufacture are disclosed that may be used to provide or otherwise support contract auctions for sponsored search advertising for use in auction management systems. | 2011-07-07 |
20110166943 | POLICY-BASED ADVERTISEMENT ENGINE - Embodiments of the invention provide methods and systems for enforcing policy-based advertisements . The method includes receiving a service request from a requestor, intercepting by a policy enforcer, and presenting an advertisement offer, including an advertisement, wherein the advertisement offer includes an associated reduced rate offer for the requested service. The method further includes presenting the advertisement to the requestor in response to accepting the advertisement offer, verifying that the requestor has received, viewed, and/or listened to the advertisement, and presenting the requested service at the associated reduced rate. | 2011-07-07 |
20110166944 | ADVERTISING METHOD AND A SYSTEM FOR CARRYING OUT SAID METHOD - The group of inventions is related to advertising and to the systems intended for presentation of the information to the users, and it makes it possible to enhance the effective output of propagation means of advertising matter and information materials as well as the efficiency of advertising impact. | 2011-07-07 |
20110166945 | SYSTEM AND METHOD FOR ENFORCING ADVERTISING POLICIES USING DIGITAL RIGHTS MANAGEMENT - A system and method for policy-based advertising. According to an embodiment, an advertisement server receives a request for advertising content from a user computer over a network, the advertising content associated with an advertising policy specifying one or more usage conditions to be met by a user of the user computer in connection with the advertising content in order for the user to qualify for a promotional consideration, provides to the user computer over the network, in response to the request for the advertising content, the advertising content and one or more constraints to be enforced by a content player on the user computer in accordance with the advertising policy, receives from the user computer metering data reflecting usage of the advertising content on the user computer, and determines whether the one or more advertising policy usage conditions have been met based on the received metering data. | 2011-07-07 |
20110166946 | METHOD OF PROMOTING AND SELLING COFFEE - The disclosure provides coffee products and methods for selling, promoting, and advertising coffee products as well as generating revenue from same. | 2011-07-07 |
20110166947 | INTEGRATED INTERFACE APPARATUS FOR POINT-OF-SALE SYSTEM - An example integrated interface apparatus configured to be associated with a point-of-sale system. The integrated interface apparatus includes a base member, vertical arm member, display device and data input device. The base member is configured to be disposed on a surface. The vertical arm member is operatively connected to the base member. The vertical arm member includes a terminal attachment member and a side attachment member disposed below the terminal attachment member and above the base member. The display device is operatively connected to the terminal attachment member and the data input device is operatively connected to the side attachment member. | 2011-07-07 |
20110166948 | DISPENSER PROGRAMMING AUTHORIZATION SYSTEM AND METHOD FOR FRAUD PREVENTION - Methods and systems for preventing fraud by a customer at a fuel dispenser within a retail fueling environment are disclosed. According to one method, an authorization to access programming mode (AAPM) signal is received at the fuel dispenser from an authorization terminal coupled to the fuel dispenser. A request is received at the fuel dispenser to enter a programming mode of operation (PMO). The PMO is entered at the fuel dispenser to allow fuel dispenser settings of the fuel dispenser to be changed after receiving the AAPM signal and the request to enter the PMO. | 2011-07-07 |
20110166949 | ARTICLE TRADING PROCESS - Articles such as compact discs are traded among a plurality of members who are registered in a common community. Each member has an account including a trading credit balance and a mailing address. A user interface is provided that allows a member to enter articles that the member owns and is willing to trade and articles that the member wants to own. The user interface also receives article trading instruction messages. An administration computer hosts the plurality of members and facilitates article trades among the members. The administration computer identifies matches between owned and wanted articles. For each identified match, an article trading instruction message is sent to the article owner requesting that the article owner mail the owned article to the mailing address of the member who wants to own the article. If the member sends the article, a trading credit is posted to the member's account and a trading debit and a monetary charge is posted to the member's account who will be receiving the article. Each traded article has the same trading credit. A priority algorithm is used to select the member who will receive the article if there is more than one member who wants an article that another member owns and is willing to trade. The priority algorithm is based in part on a member score that is a function of the relative value of the articles that a member owns and sends to another member compared to the relative value of the articles that the member wants and receives from another member, the relative value of the articles being determined by a demand for the article compared to a supply for the article among the members. A portion of the monetary charge is placed in a pool for distribution to the content creator of the article. | 2011-07-07 |
20110166950 | System and Methods for a Personal Seat License Auction - A system and methods for a personal seat license (PSL) auction are described. The PSL auction is designed to maximize revenue while providing bidders with a fun and engaging experience. In general, the PSL auction extends over multiple days, and PSLs are auctioned in mixed quantities of small lots so that inventory gets the most exposure. The list end times for the PSL listings are staggered to provide a dynamic online marketplace where PSL listings are closing all of the time. This provides more bidders that bid on multiple lots and more chances for bidders to return if they are unsuccessful on a given day. | 2011-07-07 |
20110166951 | METHOD, APPARATUS AND SYSTEM FOR ADVANCING A BIDDER TO A SELECTED RANK - Techniques for advancing a first bidder to a desired rank in an electronic auction are disclosed. In response to actuation of a bid rank advancement function by a first bidder, a new bid for the first bidder is calculated by applying a predetermined minimum differential value to a current bid of a second bidder that holds the desired rank in the electronic auction. The new bid is automatically submitted to the electronic auction on behalf of the first bidder. | 2011-07-07 |
20110166952 | FACILITATING DYNAMIC CONSTRUCTION OF CLOUDS - In an embodiment, a customer sends a set of requirements for a cloud to a cloud complier, which identifies vendors matching the set of requirements. Information on the matching set of vendors is provided to the customer, thereby enabling the customer to select desired vendors for constructing the cloud. | 2011-07-07 |
20110166953 | DYNAMIC ORDERING SYSTEM AND METHOD FOR MATERIAL USAGE AND LABOR PRICING - A system and method for calculating graphite material usage and labor pricing including the following parameters: category, material, class, dimensions, and quantity. The information is used for improved efficiency via web-based graphite purchasing. The method takes into consideration the additional labor cost when very small dimensions are entered which require special work holding containment. The process requires that the user make a selection for each of the parameters so a validation step can occur ensuring the desired product can be manufactured and an accurate labor charge or quote can be provided. During the calculation step, the labor surface area is applied to the labor cost based on the calculated surface area which is derived from a second degree equation derived by a linear regression curve that is applied to the labor cost based on the calculated surface area. After the calculation step the price each and total quantity price is returned. | 2011-07-07 |
20110166954 | Systems, methods and computer program products for implementing processes relating to retail sales - The present invention provides a system that facilitates the selection of purchasable items for use in an environs defined by the customer. In one aspect, the system includes a processing element capable of proposing a plurality of purchasable items to the customer for selection by the customer. The processing element also is capable of receiving data representing the environs and data representing at least one purchasable item selected by the customer. The processing element is further capable of generating and displaying a three-dimensional graphical representation of the environs and each purchasable item or items selected by the customer so that the customer can visualize the items in the environs. | 2011-07-07 |
20110166955 | AUTOMATED SYSTEM AND METHOD FOR MANAGING A PROCESS FOR THE SHOPPING AND SELECTION OF HUMAN ENTITIES - This invention is a system and method for automatically managing a multi-step process in which human providers are selected for some purpose. Typical applications include the selection process associated with employment and dating services. The invention is directed to linking and coordinating the various steps of the selection process through automated sequencing, coordinating, tracking and status reporting processes. The interviewee answers questions that are printed, displayed, or spoken by an automated mechanism or questions are printed or displayed for use by a tester or interviewer. Answers can be written, spoken, or entered directly into a system by the interviewee. The invention provides a system and method for automatically scoring and ranking human providers with respect to selection criteria, making use of expert system concepts. Human shoppers are matched up and the usefulness of each match is scored on the basis of stated selection criteria of each human shopper. | 2011-07-07 |
20110166956 | USING INFERRED INFORMATION ABOUT RECURRING GIFT GIVING EVENTS OF USERS TO PROVIDE MESSAGING TO AFFILATED USERS - Various computer-implemented services are disclosed for increasing the utility of electronic wish lists, and for assisting users in making gift purchases. One such service automatically notifies a user when an item being accessed in an electronic catalog is on, or is similar to an item on, an electronic wish list of an “affiliated” user. The affiliations may be created explicitly by the users (e.g., by completing an online form), and/or implicitly based on actions performed by the users (e.g., when one user purchases a gift for another user). Another service automatically reminds a first user who is affiliated with a second user when a known or inferred gift-giving event of the second user is approaching. The reminder may include a link to a wish list of the second user, and/or may include or provide a link for viewing personalized gift recommendations for the second user. | 2011-07-07 |
20110166957 | BIASING OF SEARCH RESULT CLUSTERING TO ENSURE MORE EFFECTIVE POINT OF INTEREST (POI) TARGETING - Directory service results responsive to a request for a desired good or service provider may be provided based on one or more user-selected locations. The user may seek a desired good or service provider that is proximate to a location from which the user may begin traveling to the point of interest, referred to as a source location, and satisfies a beneficial objective held by the user. The beneficial objective may relate to, for example, a directional travel preference, avoiding rush hour traffic or proximity to a specific location or another type of good or service provider that differs from the user's desired good or service provider that is the subject of the user's request. A sequence of geometrical representations, such as, for example, Delauney Triangles, may be generated to provide directory service results that satisfy the user's request. | 2011-07-07 |
20110166958 | CONDUCTING ROUTE COMMERCE FROM A CENTRAL CLEARINGHOUSE - A method and system for managing route resources. After receiving a request for a route from a user, user-specified constraints, route supplier-specified constraints, and weights assigned to the constraints, a dynamic model of available routes is queried to generate proposed routes based on the constraints and weights. The model is updated according to the proposed routes. Current bids on related routes are retrieved. Prices of the proposed routes are determined and presented to the user. The prices are based on the updated model and the current bids on related routes. If no price is acceptable, the user modifies the constraints and a new set of proposed routes is generated. A bid from the user to purchase a selected proposed route is received. | 2011-07-07 |
20110166959 | ENERGY MANAGEMENT INFORMATION SYSTEM - An energy use optimization tool includes logic to receive inventory information relating to a plurality of customer devices and store the inventory information. The logic calculates an estimated energy cost associated with the plurality of customer devices based on the received inventory information. The logic also calculates energy savings or environmental impact information based on energy savings or environmental impact information associated with available service offerings compared to the estimated energy cost. The calculated energy savings or environmental impact information is output to a user. | 2011-07-07 |
20110166960 | DIGITAL CONTENT RECYCLING SYSTEM - A computer network where artistically created digital content is distributed. An artist transmits the artistically created digital content from an artist workstation computer to a digital content recycling system computer via a computer network. The artistically created digital content is offered for sale by the artist at an initial sales price via the digital content recycling system computer. First consumer computers and secondary consumer computers are also connected to the digital content recycling system computer via the computer network. A first consumer purchases the artistically created digital content via the first consumer computer at the initial selling price. Operating under permission of the artist, the first consumer can then later sell the artistically created digital content via the digital content recycling system computer to a subsequent consumer at a reduced recycling price. In a preferred embodiment, subsequent consumers can continue to sell the artistically created digital content to other subsequent consumers at progressively lower and lower recycling prices. In a preferred embodiment, a recycling fee is collected each time the digital content is recycled. By licensing purchasers of the digital content to sell the digital content, consumers are motivated to sell the digital content in accordance with the license rather than give it away in violation of the artist's copyright. | 2011-07-07 |
20110166961 | WIRELESS SHARING OF AUDIO FILES AND INFORMATION FOR STREAMLINED PURCHASING - A system and method are disclosed for capturing information associated with wireless audio sounds among a plurality of users. When a user encounters audio sound files of interest, the user can capture information regarding the audio sounds, such as title, artist, collection, genre, year, encoding rate, size, playlist, a unique identifier, or other desired information. The information can be used to seamlessly purchase the sound files from a remote digital repository. | 2011-07-07 |
20110166962 | ON-LINE TRADING SYSTEM - A method of constructing and maintaining a group hierarchy for use in an online trading system accessible to a multiplicity of end users, where nodes of the hierarchy define respective item and/or service groups with progressively increasing levels of detail. Items and/or services offered for trade on the system are directly associated with at least one group. The method includes receiving end user requests to create respective new groups, each request including one or more parameter fields for describing items or services belonging to the group and one or more locations within the existing group hierarchy, and modifying the existing hierarchy to accommodate the new groups. | 2011-07-07 |
20110166963 | People's task management framework - The invention pertains to a system and method for people's task management developed with the concept of a system adapting to people's needs as opposed to people adapting to the solutions that were developed to address specific needs. The invention is based on classifying tasks into items produced and items consumed by entities such as individuals, groups of people, businesses and organizations, and then matching the entities based on the consumed items and the produced items, establishing communication paths to facilitate delivery of items from produced entities to consumed entities. The invention also describes a system for developing hierarchies of building blocks starting with the person as the basic building block. Higher level building blocks are formed by establishing alliances with lower level building blocks. Accommodating and streamlining the process of performing the people's tasks will result in significantly reduced overheads associated with people's task management. | 2011-07-07 |
20110166964 | SYSTEMS AND METHODS FOR SEARCHING FOR ENTERTAINMENT TICKETS VIA INTERNET - Systems and methods are provided for collecting and listing entertainment ticket information from multiple data sources, and facilitating the sales of entertainment tickets over a network. In accordance with one implementation, a computer-implemented method is provided for offering to sell entertainment tickets over a network. The method includes the steps of providing exhibition data importation rules for importing exhibition data, electronically receiving the exhibition data from multiple exhibition data feeds in accordance with the exhibition data importation rules, and electronically eliminating any duplicates from the exhibition data. The method further includes the step of providing, over the network, to a user a listing of entertainment exhibitions in accordance with user-selected or selected criteria, in which the listing provides an option to purchase an exhibition ticket from an entertainment ticket provider. In the method, the exhibition data may include an entertainment identification information, an entertainment exhibition location, and an entertainment exhibition time. | 2011-07-07 |
20110166965 | SYSTEM FOR SELLING BUYING, LENDING, AND RENTING VIRTUAL REGION AND METHOD THEREOF - The right for correlating a region or an existence with a virtual region in a virtual world structured in for example the Internet is sold, bought, lent, or rented. For example, when a buyer bought a virtual region from a seller, the virtual region of the seller is correlated with a virtual region of the buyer in a link method, a paste method, or a projection method. | 2011-07-07 |
20110166966 | Sharing Assets Across Applications - A system and method allows for display to a user assets from a plurality of applications as well as sharing and creation of assets across multiple applications thereby facilitating interaction between users of the multiple applications. | 2011-07-07 |
20110166967 | Transaction monitor - A transaction monitor of an apparatus in one example is configured to determine an occurrence of a transaction between a vendor and a customer at a point of service location. The point of service location comprises a drive-up service location and is operated by the vendor. The transaction monitor comprises a camera component configured to record one or more images of the point of service location prior to, during, and/or after the occurrence of the transaction. The vendor collects a transaction tax for the transaction from the customer for payment to a tax authority. The transaction monitor is configured to maintain a record of the transaction tax that is separate from one or more records maintained by the vendor and/or the tax authority. The transaction monitor is configured to maintain the one or more images with the record of the transaction. | 2011-07-07 |
20110166968 | SYSTEM AND METHOD FOR ACTIVATING DISPLAY DEVICE FEATURE - A display device is initially provided with a deactivated feature that may be selectively activated as needed by an end user, with notification of the activation provided to an activation service. The activation service may provide an activation code or other activation either to the display device directly, or alternatively to the end user, for use in the activation process to activate the initially-deactivated feature. As another alternative the activation service may receive notification after the activation, or during the activation process, without necessarily providing any activation code or other key. The activation service may make use of the activation notification, such as for marketing purposes of determination of licensing fees due in connection with the initially-deactivated feature. The registration code may be used to create an activation code used for activating the initially-deactivated feature. | 2011-07-07 |
20110166969 | System and method for software development - This invention relates to a method and apparatus for developing software. In one embodiment, a method for facilitating the distributed development of software components includes providing a skill rating for software developers, communicating specifications for a software component to a subset of the developers, receiving submissions from the developers, scoring the submissions, and selecting one submission to be included in a software repository. In another embodiment, a method for compensating a software developer includes soliciting software developers for the submission of computer software components, receiving software components in response to the solicitation from the developers, evaluating the received software components, selecting one or more of the submissions for potential distribution to the public, and allotting the proceeds from the distribution to the developers. | 2011-07-07 |
20110166970 | SYSTEMS AND METHODS FOR THE UTILIZATION OF ENERGY GENERATED BY A POWERED VEHICLE - The present invention is directed to a power transfer system and method for utilizing the electrical power generated by a powered vehicle, such as a locomotive. The power transfer system comprises an electromotive machine configured to generate electrical energy on the powered vehicle and an electrical system located outboard from the powered vehicle, which is configured to receive electrical energy. Interface equipment is provided, which is electrically coupled to the electromotive machine and the electrical system, to transfer electrical energy from the electromotive machine to the electrical system. | 2011-07-07 |
20110166971 | Electronic Delivery of Paper Paychecks - A method and system for delivering paper paychecks electronically, such as web-link download or email attachment using internet. The Payroll processing companies receive the periodic payroll information of employees via fax, email or web-link upload from the employer and encoded that information into their payroll software for preparing the paychecks. The paychecks are then transformed into a rich text format, PDF or any other format like Microsoft Word which is widely and commonly used computer application and uploaded those transformed paychecks either at the designated web-link for download by the employers or attach them with the email for their printing by the employer on the blank preprinted checks. Extreme mobility of having paper paychecks electronically anywhere and controlling of payroll funds can be achieved by using this method. | 2011-07-07 |
20110166972 | Conditionally obfuscating one or more secret entities with respect to one or more billing statements - A computationally implemented method includes, but is not limited to: associating one or more fees with one or more communiqués affiliated with one or more secret entities and addressed to a particular end user; and providing one or more billing statements that indicate the one or more fees without at least directly identifying the one or more secret entities, the providing of the one or more billing statements being in accordance with one or more conditional directives of the particular end user to conditionally obfuscate the one or more secret entities with respect to the one or more billing statements. In addition to the foregoing, other method aspects are described in the claims, drawings, and text forming a part of the present disclosure. | 2011-07-07 |
20110166973 | Conditionally obfuscating one or more secret entities with respect to one or more billing statements related to one or more communiques addressed to the one or more secret entities - A computationally implemented method includes, but is not limited to: associating one or more fees with one or more communiqués that were transmitted by a particular end user and addressed to one or more secret entities; and providing one or more billing statements that indicate the one or more fees without at least directly identifying the one or more secret entities, the providing of the one or more billing statements being in accordance with one or more conditional directives of the particular end user to conditionally obfuscate the one or more secret entities with respect to the one or more billing statements. In addition to the foregoing, other method aspects are described in the claims, drawings, and text forming a part of the present disclosure. | 2011-07-07 |
20110166974 | Conditionally obfuscating one or more secret entities with respect to one or more billing statements related to one or more communiques addressed to the one or more secret entities - A computationally implemented method includes, but is not limited to: associating one or more fees with one or more communiqués that were transmitted by a particular end user and addressed to one or more secret entities; and providing one or more billing statements that indicate the one or more fees without at least directly identifying the one or more secret entities, the providing of the one or more billing statements being in accordance with one or more conditional directives of the particular end user to conditionally obfuscate the one or more secret entities with respect to the one or more billing statements. In addition to the foregoing, other method aspects are described in the claims, drawings, and text forming a part of the present disclosure. | 2011-07-07 |
20110166975 | MONITORING IN AN AUTOMATED CLEARING HOUSE PROCESSING ENVIRONMENT - Systems, methods, and computer program products provide for monitoring activities related to Automated Clearing House (ACH) processing and, in specific embodiments, monitoring activities related to ACH in processing in shared ACH processing environment in which two or more financial institutions share access to the shared ACH processing platform. The monitoring provides for determining that events associated with a respective monitored ACH processes trigger a respective alarm, generating the alarm messages based on the triggering events and providing for computer network access to results of the monitoring including the one or more alarm messages. As such the present invention provides real-time visibility to process owners regarding the health of their processes. Thereby, allowing the process owners the ability to address processing problems as they occur and mitigate overall risk involved in the processing. | 2011-07-07 |
20110166976 | Identifying Potential Customers using Payment Information - Aspects of this disclosure relate to a potential-customer identifying computer which may include a processor and memory storing computer executable instructions that, when executed, cause the computer to perform a method for identifying potential customers for a first organization, by identifying financial accounts of the first organization wherein a customer associated with one of the respective financial accounts has made a payment on their respective financial account using a deposit account that the customer holds with a second organization. Further, the potential customer identifying computer may electronically retrieve, from a customer profile database, customer profile information for each of the financial accounts of the first organization and determine whether the customer profile information includes a bank routing number associated with the second organization. Further, the potential customer identifying computer may electronically retrieve, from the customer profile database, a customer name and customer contact information for each identified financial account and compile a list of the customers and their respective contact information based on each identified financial account. | 2011-07-07 |
20110166977 | Identifying Potential Customers using Payment Information - Aspects of this disclosure relate to a computer configured to identify potential customers which may include a processor and memory storing computer executable instructions that, when executed, cause the computer to perform a method for identifying potential customers for a first bank, by electronically receiving data regarding the first bank, electronically receiving data regarding a second bank. Further, based on the electronically received data the method may further include identifying locations of the first bank, identifying locations of the second bank, comparing the locations of the first bank with the locations of the second bank, determining locations of the second bank that are within a predetermined distance of at least one location of the first bank, determining an amount of funds in a set of deposit accounts in each location of the second bank, and determining if the amount of funds in each location of the second bank is more than a predetermined amount. | 2011-07-07 |
20110166978 | Method, apparatus and system for financial planning incorporating calculated health costs and health-based longevity - A financial management tool includes calculated health care costs and health-based longevity to provide information to retirees to be able to calculate the amount of money that needs to be saved to cover retirement expenditures. | 2011-07-07 |
20110166979 | CONNECTING DECISIONS THROUGH CUSTOMER TRANSACTION PROFILES - An apparatus and method for developing financial risk decisions for a customer associated with a number of different financial services/channels are disclosed. A hierarchy of relationships among the financial services/channels is generated. Transactional behaviors of the customer related to each of the financial services/channels is summarized, using one or more analytical approaches executed on the hierarchy of relationships, to generate a customer level transactional behavior summary. A customer profile associated with the customer is generated which includes the transactional behavior summary and aggregated information on recent financial transactions associated with each of the financial services/channels. A score for a risk decision can be generated for one or more specific services/channels, based on the customer profile. | 2011-07-07 |
20110166980 | MARKETING INVESTMENT OPTIMIZER WITH DYNAMIC HIERARCHIES - A hierarchal view preserving relationships between data is generated by storing information related to sales and investment. The information includes dimensions and each of the dimensions includes a level and each of the levels is described by variables. Relationships between the variables are also stored. A request for a hierarchy is received. The requested hierarchy includes a set of dimensions from the stored dimensions, a level for each dimension in the set, and a sequence of the dimensions or levels in the hierarchy. A computer system calculates values for the variables in the levels for the requested hierarchy using the stored relationships that are applicable to the variables in the levels. A view of the hierarchy is generated and includes the calculated values. The view also includes the dimensions or levels of the requested hierarchy in the sequence specified for the requested hierarchy. | 2011-07-07 |
20110166981 | AUTOMATED METHOD AND ARTICLE OF MANUFACTURE FOR FULLY INSURING LARGE BANK DEPOSITS VIA A NETWORK OF BANKS WHEREIN DEPOSITOR'S BANK RETAINS A PORTION OF THE LARGE BANK DEPOSIT AND THE NETWORK DISTRIBUTES THE REMAINDER - An automated method is provided for processing large deposits that exceed an established deposit insurance limit so that the large deposits are fully insured. The large deposits are received by a plurality of unaffiliated banks from their depositors. For selected large deposits received at an unaffiliated bank, a first deposit portion that does not exceed the established deposit limit is retained at the unaffiliated bank that received the large deposit. An order is received from the unaffiliated bank that received the large deposit to process the remaining amount of the large deposit. The processor partitions each of the large deposits into a plurality of second deposit portions, each of which do not exceed the established deposit insurance limit. The processor then assigns at least some of the second deposit portions to at least some of the other unaffiliated banks for deposit therein. | 2011-07-07 |
20110166982 | INTRADAY RISK MANAGEMENT DATA CLOUD COMPUTING SYSTEM CAPABLE OF CONTROLLING EXECUTION OF ORDERS - In at least one embodiment, a method and system associated with financial articles of trade may include comparing relevant portions of data pertaining to an attempted transaction, wherein the transaction may pertain to one in which an entity is financially liable but unaware. At least one embodiment includes monitoring market transaction activity data to determine when a trading entity has exceeded an aggregated limit, such as one or more trading sub-limits corresponding to one or more custodial prime brokers facilitating trading for the trading entity. At least one embodiment includes a pre-trade gateway to determine if an order violates a pre-trade risk based on information collected by a front-end analyzer. Possible actions include, but are not limited to, placing a null order, terminating a connection associated with the order, modifying the order so as not to violate a pre-trade risk check, and/or notifications to one or more entities. | 2011-07-07 |
20110166983 | Investment Funds Enabling a Bond Laddering Strategy - An open-ended fund, such as an ETF, holds fixed-income securities and has a liquidation date. An order management system receives buy orders from a plurality of investors for purchasing shares of the fund receives and sell orders from a plurality of investors for selling shares of the fund. A fund management information system determines a yield for each investor based on the shares of the fund purchased by the investor and the fixed-income securities held by the fund at the time that the shares were purchased. The fund management information system also determines a plurality of distribution payments and a final liquidation payment for each investor so that the distribution payments and the final liquidation payment provide the yield determined for the investor when the investor purchased shares of the fund. This enables investors to use the fund in a bond laddering strategy. | 2011-07-07 |
20110166984 | Flexible System and Method for Electronic Trading - System, method, and program products offer flexibility to the rather rigid way of trading in an electronic trading system. Orders for a tradeable object may typically get matched according to set terms and/or conditions at an electronic exchange. A trader may log onto the electronic exchange to trade the tradeable object, and may choose to display and trade the tradeable object according to a different set of terms and/or conditions. As such, the market data sent to the trader from the exchange is converted to a format according to the trader's selection, so that it may be presented to the trader in this format. Transaction messages sent to the exchange from the trader are converted to the format readable by the matching process, so that it can process the messages. Other features and advantages are described herein. | 2011-07-07 |
20110166985 | SYSTEM AND METHOD FOR PROVIDING FUTURES CONTRACTS IN A FINANCIAL MARKET ENVIROMENT - A method for offering an asset in a financial environment is provided that includes receiving a request to perform a selected one of a purchasing and a selling operation for a futures contract. The futures contract includes a first asset class having a first value associated therewith and a second asset class having a second value associated therewith. A price for the futures contract is determined at least partially by the first and second values. | 2011-07-07 |
20110166986 | Banking Center First Mortgage Origination - A financial institution may determine a first mortgage opportunity for a banking center within a market from market-level data. The market-level data for a market geographical area is obtained for customers originating a first mortgage within a predetermined time period and is typically anonymous while providing a credit score and indicator whether the associated customer is a customer of the financial institution and has conducted a transaction within a predetermined time duration. The market geographical area typically contains a plurality of financial centers for the financial institution. The market-level data is then filtered in order to determine a total mortgage opportunity for the financial institution. From information about the financial centers, the total mortgage opportunity is apportioned among the financial centers in the market. Resources may then be allocated to a financial center based on the estimated mortgage opportunity for the financial center. | 2011-07-07 |
20110166987 | Evaluating Loan Access Using Online Business Transaction Data - A method and a loan access evaluation system use a loan applicant's actual business transaction information received from an online business system on which the loan applicant conducts business. In addition to the information of the loan applicant's owner, other general background business information and historical business information of the loan applicant, the method and the system obtain detailed transaction data of the loan applicant on e-commerce systems or platforms and banks, and thus have access to dynamic business data of the applicant for a more reliable loan access appraisal. | 2011-07-07 |
20110166988 | SYSTEM AND METHOD FOR MANAGING CONSUMER INFORMATION - Method and system for management of consumer credit report data is provided. The method includes, offering a service to a user; requesting an action for the service; providing a service action guide; and initiating an action of credit correction and/or debt relief and/or identity protection. The system includes, a central processing unit using a system provider for offering a service to a user; a user interface for requesting an action for the service and providing a service action guide; and a processing module to process requesting an action for the service between the user interface and a communication module. | 2011-07-07 |
20110166989 | OFFSETTING LIABILITIES AND ATTRIBUTING REWARDS - Embodiments of the present invention relate to methods and apparatuses for determining, recommending, and/or executing a payment strategy for offsetting liabilities and/or attributing rewards. For example, in some embodiments, a method is provided for transferring offsetting funds from a first account to a second account. In such embodiments, the method includes: (1) determining that the second account has incurred a liability; and (2) transferring funds from the first account to the second account in an amount sufficient to offset the liability. In some embodiments, the determining step automatically triggers the transferring step, either immediately, nearly immediately, or sometime after the occurrence of the determining step. In some embodiments, the method further includes attributing rewards to the first account or the second account based at least partially on the transfer of offsetting funds from the first account to the second account and/or based at least partially on the second account incurring the liability. | 2011-07-07 |
20110166990 | AUTOMATED METHOD AND ARTICLE OF MANUFACTURE FOR FULLY INSURING LARGE DEPOSITS RECEIVED FROM A PLURALITY OF CUSTODIANS FROM THEIR RESPECTIVE DEPOSITORS - An automated method is provided for processing large deposits that exceed an established deposit insurance limit so that the large deposits are fully insured. The large deposits are received from a plurality of unaffiliated custodians from their respective depositors. A processor receives orders from the plurality of custodians to process large deposits. The processor partitions each of the large deposits for each order into a plurality of deposit portions in a manner so that each deposit portion does not exceed the established deposit insurance limit. The processor then assigns at least some of the deposit portions for each of the large deposits for each order to at least some custodians that are unaffiliated with the custodian that received the large deposit for deposit therein. | 2011-07-07 |
20110166991 | AUTOMATED METHOD AND ARTICLE OF MANUFACTURE FOR FULLY INSURING LARGE BANK DEPOSITS VIA A NETWORK OF BANKS WITH LIMITS ON AMOUNT OF ORDERS THAT A BANK AND/OR CUSTOMER CAN PLACE WITH THE NETWORK - An automated method is provided for processing large deposits that exceed an established deposit insurance limit so that the large deposits are fully insured. The large deposits are received from a plurality of unaffiliated banks from their respective depositors. Orders are received at a processor from the plurality of banks to process large deposits. The processor automatically compares each order to a preset maximum order amount. Each of the large deposits for each order are partitioned using the processor into a plurality of deposit portions if the order does not exceed a preset maximum order amount. The partitioning is performed in a manner so that each deposit portion does not exceed the established deposit insurance limit. The processor assigns at least some of the deposit portions for each of the large deposits for each order to at least some banks that are unaffiliated with the bank that received the large deposit for deposit therein if the order does not exceed the preset maximum order amount. | 2011-07-07 |
20110166992 | SYSTEM AND METHOD FOR CREATING AND MANAGING A STORED VALUE ACCOUNT ASSOCIATED WITH A CLIENT UNIQUE IDENTIFIER - A method for creating and managing a stored value account associated with a client device is disclosed and may include receiving one of a merchant identifier and an unbranded place holder to associate with the stored value account, receiving an amount of value to assign to the stored value account, and creating a virtual token for the stored value account that is associated with the client device. The method may further include creating a unique identifier associated with a client device, if a stored value account is associated with a merchant identifier, then creating an account number, and if a stored value account is associated with a merchant identifier, then creating an association between the account number and the unique identifier and between the account identifier and the merchant identifier in a database. | 2011-07-07 |
20110166993 | METHOD AND APPARTUS FOR FULLY INSURING LARGE BANK DEPOSITS - An automated method is provided of processing funds in amounts that are subject to an established deposit insurance limit so that the funds are eligible to be fully insured. The funds are assigned to a processor that creates a plurality of deposits on behalf of a plurality of banks for depositors of the funds. A plurality of orders to process the funds are received at the processor. The processor prioritizes the plurality of orders for order filling based on various different factors. The processor then partitions each of the fund amounts associated with the order being filled into a plurality of deposit portions in a manner such that each deposit portion does not exceed the established deposit insurance limit. The processor allocates each of the deposit portions associated with the order being filled to a specific one of the banks. In this manner, a deposit is established via the processor at the bank to which the deposit portion was allocated. | 2011-07-07 |
20110166994 | DETERMINING A PAYMENT STRATEGY - Embodiments of the present invention relate to methods and apparatuses for determining, recommending, and/or executing a payment strategy. For example, in some embodiments, a method is provided for determining a payment strategy for using at least some funds from a first account to make two or more payments on a second account during a single pay period. In such embodiments, the method includes: (1) determining that the second account includes a payment due date and a minimum payment due; (2) determining a number of payments to make on the second account; (3) determining a payment amount for each payment, such that the total payment amount for all of the payments is sufficient to at least offset the minimum payment due; and (4) determining a triggering event for each payment, such that each of the payments is made on or before the payment due date. | 2011-07-07 |
20110166995 | System and Method for Temporarily Enabling Proprietary Transit Payments on a Hotel Room Key - One embodiment of the invention is directed to a system comprising a database and a server computer coupled to the database, wherein the server computer comprises a processor and a computer-readable storage medium coupled to the processor, the computer readable storage medium comprising code executable by the processor for implementing a method comprising: receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio. Another embodiment of the invention is directed to a method, the method comprising receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio | 2011-07-07 |
20110166996 | METHOD OF CAPTURING INTEREST ON THE VALUE OF TRANSFERRED MONETARY RIGHTS MANAGED ON AN INTERNET-BASED MONETARY RIGHTS TRANSFER NETWORK - Method of capturing interest associated with a whole or partial amount of money possessed or controlled by an owner/holder and held in a first account maintained by a home financial institution, associated with a monetary rights transfer (MRT) network operably connected to the infrastructure of the Internet, and the home financial institution or an external financial institution associated with the MRT network, maintaining a second account, interest bearing, for the owner/holder of the amount of money to capture interest. | 2011-07-07 |
20110166997 | PROXY-BASED PAYMENT SYSTEM - A system, method, and apparatus for accepting account-based contactless smartcards at offline terminals are disclosed. The contactless smartcards may be branded bank cards which have a prepaid account balance. Each card may include an integrated circuit with a payment application, a proxy application, and a proxy data store. A proxy-enabled card reader can read and write the proxy data and may use the proxy data to determine whether to proceed with a card-based transaction absent an online authorization. Updated proxy information may be periodically distributed throughout a payment system and used to update various lists maintained at the card readers. | 2011-07-07 |
20110166998 | METHOD OF CAPTURING INTEREST ON THE VALUE OF TRANSFERRED MONETARY RIGHTS MANAGED ON AN INTERNET-BASED MONETARY RIGHTS TRANSFER NETWORK, AND ASSOCIATED WITH AN AMOUNT OF MONEY HELD IN AN ACCOUNT AND HAVING A MONETARY VALUE REPRESENTED ON A STORED VALUE DEVICE - Method of capturing interest on the value of transferred monetary rights managed on an Internet-based Monetary Rights Transfer Network, and associated with an amount of money owned by an owner and held in a first account and having a monetary value represented on a stored value device held by a holder and provided by an issuer. While the owner of the amount of money earns an amount of interest on the value of the transferred monetary rights, and the amount of interest is deposited in a second account, the holder of the stored value device enjoys full use of the monetary value represented in the stored value device, and held in the first account represented by the non-transferred subset of monetary rights associated with the amount of money, including the right to make payments, the right to make purchases, and the right to hold money as a store of value. | 2011-07-07 |
20110166999 | SYSTEM AND APPARATUS FOR SMART CARD PERSONALIZATION - A smart card personalization system maintains a database containing card issuer data format templates, card applications, card operating system commands, and personalization equipment specifications and provides a centralized interface of inputs and outputs to a card issuing process which dynamically adjusts to changes in the issuing process to easily permit a card issuer to change data formats, card applications, card operating systems and/or personalization equipment in a card issuing process. The system interfaces to any card issuer management system, manages the transfer of cardholder data and card applications to the particular personalization equipment used, and maintains statistics for real-time and off-line inquiries to support critical management and reporting functions. Furthermore, the system works with a variety of security methodologies to prevent fraud. | 2011-07-07 |
20110167000 | Smart Safe for Multiple Users - In some embodiments, a method for processing a safe transaction includes receiving at a safe a first deposit of currency from a first user. Identification information is received from the first user. The identification information identifies the first user, an amount of the first deposit, and an account of the first user with a first financial institution. Transaction information is transmitted to the first financial institution. The transaction information provides information to the first financial institution of the first deposit to facilitate the first financial institution crediting the account of the first user. | 2011-07-07 |
20110167001 | GEODICTIONARY - Methods, systems, and devices are described for determining compliance with a listing of persons banned from conducting financial transactions. Words appearing in a listing of a banned person and a financial transaction may be compared with defined words appearing in a database. Common words appearing in both the listing of the banned person and the database, and the transaction record and the database, may be identified, thereby identifying a first and second set of common defined words. The listing of the banned person is linked with countries based on the first set of common defined words and/or phrases and the transaction record is linked with countries based on the second set of common defined words and/or phrases. The countries may then be compared. Based on the outcome, the financial transaction may be permitted or suspended. | 2011-07-07 |
20110167002 | UNIVERSAL MERCHANT PLATFORM FOR PAYMENT AUTHENTICATION - A method of processing of a transaction between a first and second party is provided. The first party accepts payment via a plurality of different payment options selectable by the second party, and the plurality of different payment options are associated with a plurality of different authentication protocols prescribed therefor. The method includes: receiving payment information over a communications network at a server operatively connected to the communications network, the payment information identifying a particular payment option used by the second party for the transaction, and the server being equipped to format and route messages over the communications network in different manners to accommodate the plurality of different authentication protocols; determining from the payment information received at the server which of the different authentication protocols is prescribed for the type of payment option identified in the payment information; selecting, in accordance with the determination, a particular authentication protocol from the plurality of different authentication protocols supported by the server; obtaining an authentication determination for the transaction in accordance with the selected authentication protocol, including formatting messages and routing the formatted messages over the communications network in accordance with one or more mandates of the selected authentication protocol; and generating a one-time number to be sent back to the first party. | 2011-07-07 |
20110167003 | MAINTAINING PRIVACY DURING PERSONALIZED CONTENT DELIVERY - Embodiments of the present invention relate to systems, methods, and computer-storage media for maintaining privacy while delivering advertisements based on encrypted user profile identifiers. In embodiments, a Public key Encryption with Keyword Search (PEKS) is used to generate a public key and a private key. In embodiments, a public key and a private key are used to encrypt user profile identifiers and generate trapdoors associated with defined profile identifiers, respectively. A portion of the encrypted user profile identifiers are compared to a portion of the trapdoors. If a match is present between at least one encrypted user profile identifier and an associated trapdoor, a delivery engine is provided with an identification of content to be delivered to the user. The provided description is then used to determine an advertisement to present to a user. The advertisement is then presented to the user. | 2011-07-07 |
20110167004 | ELECTRONIC SIGNATURE SECURITY SYSTEM - One embodiment of the invention enhances the security of electronic signatures during transmission. A peripheral device, which may be located remotely and separate from a host processing system, captures the signature. The peripheral device then binds the signature to the particular transaction record and transmits it to the host processing system. The host processing system validates or confirms the received signature before accepting the transaction. Binding the signature and record data together at the point-of-use reduces the likelihood that someone may be able to hack into the transmission medium, encrypted or not, and obtain the raw signature data. By binding or associating the signature and transaction record data together at the point-of-use, each transaction has a unique key, further foiling attempts at hacking. In various implementations, rather than associating the whole signature with the transaction record data, signature sample points or segments are encrypted with transaction record data. | 2011-07-07 |
20110167005 | METHODS AND APPARATUSES FOR FINANCING AND MARKETING A CREATIVE WORK - The present invention is directed to a system and method for raising financing and/or revenue by artist for a project, where the project may be a creative work of the artist. The method including registering, by at least one artist, with a centralized database, at least one or more projects, offering, by the at least one artist, an entitlement related to the artist in exchange for capital for the project of the artist. The method and system may also include searching, by an interested party, the centralized database, for the least one artist, registering, by the interested party, with the centralized database and accepting the offer by the interested party for the entitlement related to the project. The capital may then be forwarded to the artist and the entitlement provided to the interested party. | 2011-07-07 |
20110167006 | METHOD AND SYSTEM FOR A REAL-TIME CASE EXCHANGE IN A SERVICE MANAGEMENT ENVIRONMENT - A method and system for real-time case exchange in a service management environment is disclosed. In one embodiment, a case is received by any one of customers, vendors, or managed service providers (MSP). Then, the case is forwarded by said any one of the customers, vendors, or MSPs to a real-time application for case exchange (RACE) in a customer/vendor/MSP specified data format. The forwarded case is transformed to a RACE specific data format by the RACE. Further, the transformed case is sent to customers, vendors, and/or MSPs substantially simultaneously in an associated customer/vendor/MSP specified data format by the RACE. | 2011-07-07 |
20110167007 | SYSTEM AND METHOD FOR TASK MANAGEMENT - The present invention provides systems and methods for managing the delegation of tasks. Various embodiments of the invention provide a delegation management framework capable of real-time oversight, workflow compliance and business rule compliance of individual or groups of tasks under the control of the framework. In some embodiments, a delegation management system is provided, comprising: a marketplace in which a first party can create a task and assign the task to a second party, whereby the second party can review the task, respond to the task, and accept the task; a workflow engine configured to ensure that processes for creating, assigning, reviewing, responding to, or accepting the task are performed in accordance with a predefined workflow; and a rules engine configured to apply a predefined business rule to decisions within the marketplace regarding the task. | 2011-07-07 |
20110167008 | DATABASE LICENSING AND CUSTOMER SERVICE SYSTEM FOR WIRELESS CAMERA FLASH SYSTEMS - A device, system, and method is disclosed. The device may be a photographic asset that may include one or more functional features configured to enable the photographic asset to perform one or more functions. The device may have a memory configured to hold a photographic asset identifier. The device may include a communication mechanism which may be configured to couple with a data handler and to provide the asset identifier to the data handler, and to receive a licensure status from the data handler, the licensure status obtained from a cross referencing of the asset identifier against a license flag in a database. The database may include a copy of the asset identifier and the license flag, the license flag may include the licensure status. The device may also include an enabling or disabling feature to respectively enable, or keep enabled, at least one of the one or more functions when the licensure status indicates that the at least one function is licensed, and to not enable or to disable the at least one function when the licensure status indicates that the at least one function is not licensed. | 2011-07-07 |
20110167009 | CONTROLLED-VENDOR MANUFACTURING METHODS - Embodiments of the invention are directed to manufacturing a medical device in a way that minimizes the possibility of defects. Because of the general increasing desire to eliminate lead from the environment, electronic producers are removing lead from their manufacturing processes. The lead had beneficial qualities, however, in that it prevented other metals, in particular tin, from developing “whiskers,” believed to be caused from thermal and mechanical stress of the tin parts or components. Removing the lead has caused an increasing incidence of failure in electronic devices. Many vendors, believing that lead-free devices are universally desirable, routinely substitute lead-free components for components that previously contained lead. Oftentimes these substitutions are made without knowledge of the buyer. Some devices, in particular life-saving devices, may be adversely affected by such a substitution. Embodiments of the invention prevent non-specified goods from being assembled into the medical device by generating evidence or requiring that vendors generate evidence of component composition for particular components that may be at risk for premature failure in the medical device. | 2011-07-07 |
20110167010 | CONTROL OF SUPPLY NETWORKS AND VERIFICATION OF ITEMS - Methods and systems for use in enabling verification by entities on a path across a supply network of an item identification means traversing said path, the network comprising: at least one supplier entity able to introduce into the network an item identification means having stored therein an item identifier and a digital signature associated with said supplier entity, and to forward said item identification means along a path across said network; at least one intermediate entity able to receive said item identification means from said at least one supplier entity or from another intermediate entity in said network and forward said item identification means along said path; and at least one receiver entity able to receive said item identification means from an intermediate entity in said network. | 2011-07-07 |
20110167011 | DYNAMIC EMPLOYEE SECURITY RISK SCORING - Embodiments of the invention relate to systems, methods, and computer program products that provide for an employee security risk score. The security risk score is presented as an extensible composite vector that supports an arbitrary number of risk categories. The risk categories can be aggregated at any level in the business hierarchy or according to any employee parameter. The simplistic, highly normalized approach to employee security risk scoring reduces redundancies and dependencies and provides for real-time updates, As such, the employee security risk scoring system provides for easily identifiable recognition of employees who pose security threats and for a means to track and monitor security risks posed by the employee based on their security risk score. | 2011-07-07 |
20110167012 | MACHINE, ARTICLE OF MANUFACTURE, METHOD, AND PRODUCT PRODUCED THEREBY TO CARRY OUT PROCESSING RELATED TO ANALYZING CONTENT - A machine, manufacture, process, and product produced thereby, as well as necessary intermediates, which in some cases, pertains to computers and data processing. Illustratively, there can be a computer system adapted to receive at least one first content item, a second content item, and corresponding rules, and to process at least one query based at least in part on the first content item and the second content item and the first content item rule and the second content item rule, and to retrieve at least one result of the query, a storage medium to store the first content item and the second content item and the first content item rule and the second content item rule and the query and the result, and an output device to report the query and the result, wherein every content item ownership person's access to at least one content item is limited by at least one content item rule that is imposed by a person other than such content item ownership person. | 2011-07-07 |
20110167013 | ONLINE CLASSROOM QUALITY CONTROL SYSTEM AND METHOD - A method of continuously improving an online course taught by an educational institution over a computer generated medium to a plurality of locations is disclosed. A minimum criteria is established and used to determine the quality of the online course taught through the computer generated medium. The online course sessions are monitored from a remote location through the computer generated medium at predetermined periodic intervals. Electronic reports are generated at the remote location and are provided to the educational institution during the online course via the electronic medium enabling the educational institution to make real time adjustments to the online course before the online course ends for improving the quality of the online course. | 2011-07-07 |
20110167014 | METHOD AND APPARATUS OF ADAPTIVE CATEGORIZATION TECHNIQUE AND SOLUTION FOR SERVICES SELECTION BASED ON PATTERN RECOGNITION - A system and method for selecting services using adaptive categorization based on pattern recognition, in one aspect, group services registered in a plurality of service registries into a plurality of categories. A plurality of features associated with each category of services is defined and the services in each category are graded based on the defined features. A pattern recognition algorithm is used to cluster the services in each category based on the grades of the features. One or more selection criteria for services are further defined and the services are graded based on said selection criteria. A threshold value for each of the selection criteria is established, and one or more services that meet the threshold value are exposed. | 2011-07-07 |
20110167015 | CONCENTRATION RISK MODELING - Concentration risk, for example, refers to the risk of over-concentrating organizational resources. For example, if an organization over-concentrates its employees that work on a particular process in a small number of geographic locations, then, depending on the importance of the particular process, the organization assumes the risk that its operational continuity may be disrupted if one of those geographic locations experiences a disruption. Embodiments of the present invention assess the redundancy and criticality of each identified process within the organization, where redundancy refers to the organization's capacity to move work on a particular process from one center to another center in the event a disruption occurs at one of the centers and where criticality refers to the importance of a particular process to the organization. Based the redundancy and criticality assessments, embodiments of the present invention calculate a concentration-risk score for each of the identified processes. | 2011-07-07 |
20110167016 | MAP-ASSISTED RADIO RATINGS ANALYSIS - A radio station market analysis program displays a grid having radio station entries and associated attributes. A subset of the stations can be selected based on the attributes, and a map displays location markers corresponding to physical locations of stations in the subset. Attributes include multiple station ratings criteria such as Cume and AQHP. Entries may be sorted according to the attributes. A filter may be used to identify the subset based on a selected value for an attribute. Entries in the grid can be highlighted responsive to user selection of corresponding station location markers shown in the map. The user interface may further include a chart window which compares media stations according to a selected attribute, a trend window which shows attribute values for media stations over time, and a station information window for a selected media station. | 2011-07-07 |
20110167017 | COMPUTER-IMPLEMENTED HIERARCHICAL REVENUE MODEL TO MANAGE REVENUE ALLOCATIONS AMONG DERIVED PRODUCT DEVELOPERS IN A NETWORKED SYSTEM - A computer-implemented hierarchical revenue model to manage revenue allocations among derived product developers in a networked system is disclosed. The model includes providing a first revenue value associated with a first digital component, providing a second revenue value associated with a second digital component, and combining the first revenue value with a second revenue value to produce a third revenue value associated with the second digital component, the second digital component including at least a portion of the first digital component. | 2011-07-07 |
20110167018 | Prioritizing and Tracking Investments - Systems, methods, and computer program products are provided for assisting in understanding and tracking the potential risks and rewards of investment projects so that they can be efficiently evaluated for approval and tracked for progress. For example, in one embodiment, an investment system causes display of input requests and receives responses to the input requests from conception of the investment project to completion of the investment project. | 2011-07-07 |
20110167019 | Venture capital transaction with a university scholarship - A technique involves providing an actual cost commitment and investing a retail value of the actual cost commitment to a student venture, and receiving a return on the retail value and a return on actual cost that is equal to the return on the retail value minus the actual cost commitment. A system constructed according to the technique may include an investment decision engine, a portfolio management engine, and a venture scholar fund operations engine. The system may further include, for example, an authentication engine and a public information engine. | 2011-07-07 |
20110167020 | Hybrid Simulation Methodologies To Simulate Risk Factors - Computer-implemented systems and methods are provided for generating a simulated forecast based on members of a pool of input risk factor variables. Certain members of the pool of input risk factor variables are identified as members of a first set of variables, and certain other members of the pool of input risk factor variables are identified as members of a second set of variables. A first simulation is generated via a first simulation method using the first set of variables, and a second simulation is generated via a second simulation method that differs from the first simulation method using the second set of variables. The first simulation and the second simulation are generated using correlations among variables in the first set of variables and variables in the second set of variables. | 2011-07-07 |
20110167021 | NUMERICAL MODELLING APPARATUS - A numerical modelling apparatus and method of performing numerical modelling are described. An input unit receives signals giving information relating to a set of assets. A processor unit is arranged to provide a Risk Relation Matrix v having elements that represent a relationship of risk related to a respective pair of the assets. Each element is a scalar product of two risk vectors, such that each of the assets has an associated risk vector according to the elements of the risk relation matrix. The Risk Relation Matrix v is decomposed into eigenvectors and eigenvalues according to V=E·Λ·E′, where E is a set of eigenvectors of the risk matrix v in columns, Λ is the corresponding diagonal eigenvalue matrix, and E′ is the transpose of E. Components of each of the risk vectors are derived in the basis of unit independent risks by the corresponding row of the matrix product E·Λ | 2011-07-07 |
20110167022 | NUMERICAL MODELLING APPARATUS AND METHOD FOR PRICING, TRADING AND RISK ASSESSMENT - A numerical modelling apparatus and method of performing numerical modelling are described. An input unit receives signals giving information relating to a set of assets. A processor unit is arranged to provide a set of Risk Relation Matrices V | 2011-07-07 |
20110167023 | DEVICE, METHOD AND SYSTEM OF PRICING FINANCIAL INSTRUMENTS - Some demonstrative embodiments include methods, devices and systems of pricing financial instruments. In one embodiment, a pricing module may be configured to receive first input data corresponding to at least one parameter defining a first option on an underlying asset and second input data corresponding to at least one current market condition relating to said underlying asset, and, based on said first and second input data, to determine a price of the first option according to a volatility smile satisfying a first criterion relating to a sum of a first correction corresponding to the first option and a second correction corresponding to a second option representing a position opposite to a position of a the first option and having substantially a same absolute delta value as the first option, wherein the first correction relates to a difference between a theoretical price of the first option and the price of the first option according to the volatility smile, and wherein the second correction relates to a difference between a theoretical price of the second option and the price of the second option according to the volatility smile. Other embodiments are described and claimed. | 2011-07-07 |
20110167024 | Embedded health monitoring system based upon Optimized Neuro Genetic Fast Estimator (ONGFE) - A real time kernel for deploying health monitoring functions in Condition Base Maintenance (CBM) and Real Time Monitoring (RTM) systems is disclosed in this invention. The Optimized Neuro Genetic Fast Estimator (ONGFE) allows embedding failure detection, identification, and prognostics (FDI&P) capability by using Intelligent Software Element (ISE) based upon Artificial Neural Network (ANN). ONGFE enables embedded fast and on-line training for designing ANNs, which perform very high performance FDI&P functions. An advantage is the optimization block based on pseudogenetic algorithms, which compensate for effects due to initial weight values and local minimums without the computational burden of genetic algorithms. It provides a synchronization block for communication with secondary diagnostic modules. Also a scheme for conducting sensor data validation is embedded in Smart Sensors (SS). The algorithms are designed for a distributed, scalar, and modular deployment. The system electronics is built upon a network of smart sensors and a health monitoring computer for providing data acquisition capability and distributed computational power. | 2011-07-07 |
20110167025 | SYSTEMS AND METHODS FOR PARAMETER ADAPTATION - A method of parameter adaptation is used to modify the parameters of a model to improve model performance. The model separately estimates the contribution of each model parameter to the prediction error. It achieves this by transforming to the time-scale plane the vectors of output sensitivities with respect to model parameters and then identifying the regions within the time-scale plane at which the dynamic effect of individual model parameters is dominant on the output. The method then attributes the prediction error in these regions to the deviation of a single parameter from its true value as the basis of estimating individual parametric errors. The proposed Signature Isolation Method (PARSIM) then uses these estimates to adapt individual model parameters independently of the others, implementing, in effect, concurrent adaptation of individual parameters by the Newton-Raphson method in the time-scale plane. The Signature Isolation Method has been found to have an adaptation precision comparable to that of the Gauss-Newton method for noise-free cases. However, it surpasses the Gauss-Newton method in precision when the output is contaminated with noise or when the measurements are generated by inadequate excitation. | 2011-07-07 |
20110167026 | SYSTEMS AND METHODS FOR PROVIDING EXTENSIBLE ELECTRONIC LEARNING SYSTEMS - An extensible electronic learning system having at least one learning management system having a learning management processor and a learning management memory operatively coupled thereto, said processor programmed for executing at least one learning management service and providing at least one extensible integration module. Each extensible integration module includes a predefined vendor services interface comprising at least one vendor services definition, and a vendor configuration upload component for receiving vendor configuration settings about at least one vendor. The at least one vendor having a vendor processor and a vendor memory operatively coupled thereto, said vendor processor programmed for executing a least one vendor services, the at least one of said vendor services implementing the at least one of said vendor service definition, and providing at least one vendor integration module, each vendor integration module comprising the predefined vendor services interface and the vendor configuration settings. The vendor configuration settings are received by the extensible integration module such that the learning management system may request the at least one of said vendor services based on the extensible integration module. | 2011-07-07 |
20110167027 | INFORMATION ANALYSIS APPARATUS, INFORMATION ANALYSIS METHOD, AND COMPUTER-READABLE RECORDING MEDIUM - An information analysis apparatus, an information analysis method, and a program are provided that enable target information to be determined in units of single sentences, rather than in units of plural sentences, while taking into consideration the tendency of appearance of the target information. An information analysis apparatus | 2011-07-07 |
20110167028 | METHOD AND APPARATUS FOR AN ITINERARY PLANNER - A method and apparatus for providing an itinerary planner is described. The itinerary planner generates itineraries for visiting locations which are personalized to the user's preferences. Unknown conditions are handled by contingency plans that the itinerary planner generates in an anytime manner. The first itineraries are derived in a short time, and as more computation time is allowed, additional itineraries that better suit the preferences of the user are obtained. | 2011-07-07 |
20110167029 | METHOD AND DEVICE FOR CLASSIFYING, DISPLAYING AND EXPLORING BIOLOGICAL DATA - The invention provides a method for use in an automated biological liquid analysis machine that measures at least four physical parameters for each cell detected, the method both performing classification, by discrimination and enumeration, into a set of at least three cell classes and also representing them. In this method, the following are stored and executed as required: mathematical transformations for transforming a plurality of n-tuples into m-tuples, m2011-07-07 | |
20110167030 | STATE MACHINE COMPRESSION FOR SCALABLE PATTERN MATCHING - A method for processing data includes encoding a finite automaton, which includes states and transitions between the states that express a plurality of predefined patterns, by grouping the states of the automaton into sets according to a common property shared by the states in each set, and assigning codes to the states according to the grouping. The codes are stored in an electronic memory, along with rules that are associated with the patterns. The automaton is traversed in order to identify one or more of the patterns in an input sequence of data elements by iteratively reading out the codes from the memory responsively to the data elements and to the codes that have been previously read out. Upon identifying a given pattern in the input sequence, an associated action is performed. | 2011-07-07 |
20110167031 | METHOD, SYSTEM, AND COMPUTER-ACCESSIBLE MEDIUM FOR INFERRING AND/OR DETERMINING CAUSATION IN TIME COURSE DATA WITH TEMPORAL LOGIC - Time-course data with an underlying causal structure may appear in a variety of domains, including, e.g., neural spike trains, stock price movements, and gene expression levels. Provided and described herein are methods, procedures, systems, and computer-accessible medium for inferring and/or determining causation in time course data based on temporal logic and algorithms for model checking. For example, according to one exemplary embodiment, the exemplary method can include receiving data associated with particular causal relationships, for each causal relationship, determining average characteristics associated with cause and effects of the causal relationships, and identifying the causal relationships that meet predetermined requirement(s) as a function of the average characteristics so as to generate a causal relationship. The exemplary characteristics associated with cause and effects of the causal relationships can include an associated average difference that a cause can make to an effect in relation to each other cause of that effect. | 2011-07-07 |
20110167032 | MOVEMENT OF AN AGENT THAT UTILIZES A COMPILED SET OF CANONICAL RULES - A method includes obtaining, at a first execution environment of a first device, an as-needed rule set. The as-needed rule set is a subset of context-specific rules filtered from a total potential rule set based at least on a hardware characteristic of a second execution environment. The as-needed rule set is associated with an agent. The agent and the as-needed rule set are encoded into a transferable form. The encoded agent and the encoded as-needed rule set are sent from the first execution environment to the second execution environment. | 2011-07-07 |
20110167033 | ALLOCATING RESOURCES IN A DATA WAREHOUSE - Systems, methods and computer-readable storage media are provided for allocating resources in a data warehouse. A table of resources may be retrieved from the data warehouse, the table including a plurality of records, each record having data that describes a resource to be allocated. A first resource described in a first record of the table of resources may be reserved pursuant to a first rule of a first stage. The first resource may then be allocated into one or more records of a working allocation table pursuant to the first rule. | 2011-07-07 |
20110167034 | SYSTEM AND METHOD FOR METRIC BASED ALLOCATION OF COSTS - Systems, methods and computer-readable storage media are provided for automatically allocating resources based on metrics. A plurality of metric values related to a respective plurality of dimensions may be determined. A resource may be allocated to the plurality of dimensions based on the plurality of metric values. Other embodiments are described and claimed. | 2011-07-07 |
20110167035 | MULTIPLE-CLIENT CENTRALLY-HOSTED DATA WAREHOUSE AND TREND SYSTEM - A system for analyzing data for an industry may include a user that extracts source data from source systems, transforms the source data into key metrics data for a given time period, and loads the key metrics data into a file extract, a data warehouse including data tables that are customized for the industry, a web portal for accepting input of data within the file extract related to the industry, a transformation logic for mapping the data to data elements of one or more of the data tables, and a graphical dashboard that presents in graphical form information specific to the industry based on the data elements of one or more of the data tables. | 2011-07-07 |
20110167036 | NOVEL MEDIA FILE ACCESS AND STORAGE SOLUTION FOR MULTI-WORKSTATION/MULTI-PLATFORM NON-LINEAR VIDEO EDITING SYSTEMS - A novel system, method and computer program product for accessing digital media files stored in a media storage device via a server device in communication with the media storage device. The method provides a Project Sharing feature for enabling collaborative sharing of Non Linear Editing (NLE) Projects, even though the NLE application might normally define and save Projects as a single monolithic project file. The system and method provides a file directory and symlink scheme that allows ALL editors who are “members” of a Project Space to see all the bins created by all other editors, but controlling the WRITE ACCESS to the bins according to whose “User Folder” the bins resided in, i.e., a user-based locking scheme is provided to allow control over who can and cannot write to a file. The system and method further treats a single monolithic project file as a collection of smaller Project files, the permissions and ownerships of which could each be controlled independently. | 2011-07-07 |
20110167037 | TRAVERSAL-FREE RAPID DATA TRANSFER - A system, method, and computer program product for efficient synchronization of data structures. A method includes maintaining a source data structure and a corresponding accountability table in the source data processing system, where at least a portion of the data structure is to be synchronized with a target data structure in a target data processing system. The method includes receiving a synchronization command, and in response to receiving the synchronization command, identifying a first plurality of synchronization objects in the source data structure, using the accountability table, that also exist in the target data structure and have been modified in the target data structure. The method includes identifying a second plurality of synchronization objects in the source data structure that have been newly-created or deleted and that either reference or are referenced by an object in the accountability table. | 2011-07-07 |
20110167038 | Dispatching Conflicting Data Changes - A method for distributing one or more conflicting data changes. The method includes extracting data changes from the source site log, and applying the data changes to the destination site. The method then includes identifying one or more constraints for each data change and generating a hash value for each identified constraint. The method then dispatches the data changes into a plurality of streams based on the hash values. The hash values are used to identify conflicting data changes and determine how the data changes should be sent through the plurality of streams such that data changes are applied in parallel in the plurality of streams without violating any causal consistency constraints. The method then includes committing data changes in the plurality of streams to the destination site in a single transaction, creating a consistent transactional view. | 2011-07-07 |
20110167039 | DISTRIBUTED THROTTLING FOR MAILBOX DATA REPLICATION - Distributed mailbox data replication agents are employed to adjust load on mail system resources by enabling the agents to receive a throttling policy, resource capacity, and current usage information. Each agent preparing to access the resource (e.g. provide replicated data) may then throttle itself ensuring optimum resource usage. The agents may receive the information by querying the resource, which monitors accessing agents and their types, or from a shared space instead of directly from the resource. | 2011-07-07 |