ITS, Inc. Patent applications |
Patent application number | Title | Published |
20140279502 | System and Method of Processing Payment Transactions - A system and method for processing payment transactions via payment devices are provided. Issuer application selection criteria associated with a payment device, merchant application selection criteria associated with an acceptance device, and/or payment network card program file(s) may be evaluated to determine the payment application to be used for processing a payment transaction. | 09-18-2014 |
20140025571 | SYSTEM AND METHOD FOR DUAL MESSAGE CONSUMER AUTHENTICATION VALUE-BASED EFT TRANSACTIONS - A system and method for processing funds transfers that may utilize a dual-message transaction with separate authorization and settlement messages for (consumer authentication value) CAV-based transactions. Initial authorization messages may be communicated to authorize and guarantee funds to a payee for goods and/or services before they are rendered. Thereafter, the payee may initiate one or more settlement advice request messages associated with the authorization/pre-authorization, as goods and/or services are rendered without authorization of CAV. | 01-23-2014 |