AMERICAN EXPRESS TRAVEL RELATED SERVICES CO., INC. Patent applications |
Patent application number | Title | Published |
20110060640 | SYSTEM, METHOD AND APPARATUS FOR PROVIDING MESSAGES TO A TRANSACTION INSTRUMENT - Methods, systems, and apparatuses enable a card issuer to provide messages to a customer's transaction instrument. In accordance with one embodiment of the present invention, there is provided a method for providing messages to customer. The method includes receiving a request for messages corresponding to a transaction instrument of a user at a server. The method further includes obtaining information associated with the transaction instrument using the request. The method further includes selecting at least one message, based at least in part, on the information associated with the transaction instrument. The at least one message is selected from a messages database. The method further includes providing the at least one message to the transaction instrument. | 03-10-2011 |
20090177534 | SYSTEM FOR PERFORMING PERSONNEL EVALUATIONS AND COMPUTER PROGRAM THEREOFOR - A computer system and computer program product are provided that enable a supervisor to input performance evaluations for members of the supervisor's group. The supervisor is presented with an electronic evaluation form that includes evaluation items that are answered by the supervisor selecting one of a plurality of options. The evaluation form evaluates parameter, sub-parameters, skill types and skill levels as established during maintenance. Each evaluation item is categorized by at least a parameter, sub-parameter, skill type, or skill level. Answers to the evaluation items inputted by the supervisor for each of the members of the group are used to produce a graphical evaluation result based on the answers inputted by the supervisor. Consolidation of several evaluations, from the same supervisor or from several, can also be done. | 07-09-2009 |
20090057393 | SYSTEM AND METHOD FOR COMPLETING A SECURE FINANCIAL TRANSACTION USING A WIRELESS COMMUNICATIONS DEVICE - A system and method for completing a financial transaction using a wireless communication device is provided. A transaction authorization request is sent from the device to an issuer using SMS. An authentication message is sent from the issuer to the device, and a response is sent by a user of the device to confirm the identity of the user. Once the identity of the user is verified, a surrogate account number, in a bar code format, is sent to the mobile communication device to be read by a POS device to complete the financial transaction. A computer program product enabling the systems and methods described is also provided. | 03-05-2009 |
20080312983 | DYNAMIC RISK MANAGEMENT - Methods and systems of managing project risk in a business environment are provided. In the methods, the presence of mitigation solutions is taken into consideration prior to the occurrence of project-associated risks, thus minimizing negative impact when the risks occur. Project risk levels can be dynamically updated, thus allowing a user to capture and review accurate risk levels for multiple interdependent projects at any point in time. | 12-18-2008 |
20080270302 | USER EXPERIENCE ON MOBILE PHONE - A method of operating a mobile phone as a financial transaction instrument is provided. Security features, which can disable the mobile phone so as to prevent account information from being transmitted, incorporate transaction limits and the use of a personal identification number. | 10-30-2008 |
20080270301 | MOBILE PAYMENT SYSTEM AND METHOD - A method which enables a merchant to obtain payment for a purchase from a customer who uses a mobile communication device to make the purchase, including uploading an application program to the customer's mobile communication device, and receiving a request for payment from a merchant terminal. The request for payment includes an identification code of the customer's mobile communication device and a purchase amount. The method further includes transmitting a purchase message to the customer's mobile communication device, the purchase message including an identification of the merchant, the purchase amount, and a request for purchase confirmation. The method further includes receiving a response to the request for purchase confirmation transmitted from the customer's mobile communication device, and if the response to the request for purchase confirmation is affirmative, transmitting to the merchant terminal information identifying a financial account belonging to the customer. | 10-30-2008 |
20080268811 | PAYMENT APPLICATION DOWNLOAD TO MOBILE PHONE AND PHONE PERSONALIZATION - A method and system of personalizing a mobile phone over a wireless network is provided. The method is fast, reliable, and eliminates the need for an uninterrupted online connection to a host server in order to achieve successful download of user information. With the method and system, a mobile phone can be personalized for various purposes, such as for conducting financial transactions. | 10-30-2008 |