Patent application number | Description | Published |
20130095754 | System and Method for Providing Contactless Payment With a Near Field Communications Attachment - A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack. | 04-18-2013 |
20130095755 | SYSTEM AND METHOD FOR PROVIDING CONTACTLESS PAYMENT WITH A NEAR FIELD COMMUNICATIONS ATTACHMENT - A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack. | 04-18-2013 |
20130095810 | System and Method for Providing Contactless Payment with a Near Field Communications Attachment - A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack. | 04-18-2013 |
20140279332 | SYSTEMS AND METHODS FOR CONFIGURING AND CONTROLLING FINANCIAL ACCOUNT PRODUCTS - In one embodiment, a system configured to configure an inactive financial account is provided. The system, which may be a mobile device, may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to perform one or more operations. The processor(s) may be configured to receive from a server financial account configuration option data relating to a configurable inactive financial account product. The one or more processors may also generate and display interface(s) for activating the inactive financial account product, and receive input through the one or more interfaces to activate the inactive general financial account product. The processor(s) may further generate user selected financial account configuration option data based on the input, and provide the data to the server for configuring and activating the inactive financial account product in accordance with the input. | 09-18-2014 |
20140279487 | SYSTEMS AND METHODS FOR PROVIDING FUNDING CHANGES TO FINANCIAL TRANSACTIONS - A system is provided for funding changes regarding financial transactions. The system may include one or more memory devices storing software instructions and one or more processors configured to execute the software instructions to, for example, identify a first financial transaction for a first amount involving a first financial account associated with a user, and determine a second financial account associated with the user that can be used to fund the first financial transaction. The one or more processors may also be configured to provide a funding type change option that identifies the second financial account as an alternate financial account for funding the first financial transaction, receive a funding type change indication to change the funding type of the first financial transaction from the first financial account to the second financial account, and process the funding type change indication. | 09-18-2014 |
20150379514 | SYSTEMS AND METHODS FOR TRANSACTION PRE AUTHENTICATION - Systems, methods, and computer-readable media are provided for mobile-based transaction pre-authorization. One example method comprises receiving, from a device (such as a mobile device), a pre-authorization request including at least selection of a payment method, and generating a pre-authorization for a purchase based on the selected payment method. The method further comprises receiving a transaction request, determining whether the received transaction request is associated with the pre-authorization, and processing the transaction request based on the determination. Systems and computer-readable media implementing the above method are also provided. User interfaces are also provided for enabling the use of such methods, systems, and computer-readable media on, for example, mobile devices. | 12-31-2015 |
20160034877 | SYSTEM AND METHOD FOR PROVIDING CONTACTLESS PAYMENT WITH A NEAR FIELD COMMUNICATIONS ATTACHMENT - A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack. | 02-04-2016 |
20160048846 | SYSTEM AND METHOD FOR DIGITAL AUTHENTICATION - A system and method a method for digital authorization including a customer authentication system with at least one customer authentication device, where the customer authentication system is, for example, a customer authentication system that receives customer data from via a network associated with a customer authentication request, receives customer input associated with the authentication request, generates authentication data based on, for example, the customer data and the customer input, where the authentication data is randomly generated, generates a second authentication request comprising the authentication data, transmits the authentication request via a notification based on a customer preference, receives an authentication response based on the second authentication request, and provides access to the customer data based on the authentication response. | 02-18-2016 |