Schardt, US
David Schardt, Henrico, VA US
Patent application number | Description | Published |
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20160071203 | SYSTEMS AND METHODS FOR PROVIDING A SEPARATE INTEREST RATE FOR AN INDIVIDUAL TRANSACTION - Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection. | 03-10-2016 |
David L. Schardt, Brentwood, TN US
Patent application number | Description | Published |
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20080264617 | Heat exchanger - Disclosed herein is a heat exchanger for altering the temperature of water from a fluid circulation line of a recreational body of water. The heat exchanger includes a helical tube-in-tube assembly adapted for flow therethrough of a plurality of fluids for heat transfer therebetween, and the heat exchanger further includes a tank defining a chamber in which said helical tube-in-tube assembly is positioned. In an exemplary embodiment, the chamber is an annular chamber, and the tank includes a cylindrical wall defining an external cavity extending through said tank. | 10-30-2008 |
20130160471 | REFRIGERATION APPARATUS AND METHOD - Methods and apparatus for an energy efficient freezer or cooler defrost, which are particularly suited for an automated system, include procedures utilized for this purpose. The procedures are included in the firmware of an embedded controller and operate the cooler or freezer defrost cycle when required for increased energy efficiency. | 06-27-2013 |
David L. Schardt, Franklin, TN US
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20080223561 | Heat Exchangers and Headers Therefor - In a first aspect of the present invention, a header for a heat exchanger is disclosed that has an inflow side, an outflow side, a bypass port therebetween, and a pressure-sensitive flapper valve proximal the bypass port. As pressure increases at the inflow side of the header, the flapper valve opens proportionally, and, as pressure decreases at the inflow side, the flapper valve closes proportionally. In a second aspect of the present invention, a tube-in-tube heat exchanger is disclosed that includes a helical tube-in-tube assembly adapted for flow therethrough of a plurality of fluids for heat transfer therebetween. In a third aspect of the present invention, a heat system is provided to include an embodiment of the header and an embodiment of the tube-in-tube heat exchanger, so as to provide a bypass of the tube-in-tube heat exchanger under a pressure condition. | 09-18-2008 |
David M. Schardt, Milwaukee, WI US
Patent application number | Description | Published |
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20100115782 | Chalk Line End Fastener - This Chalk Line End Fastener, is a hook similar in size to the conventional hooks but is cylindrical and narrower, coming to a sharp point. This pointed hook can still be used in the prior art manner, but more effectively can be pushed into most surfaces without the use of additional tools, fasteners, or a helper to hold the end of the line securely in place. The design of the front of the body of this invention allows for maximization of surface area, which eases any pressure on the user's fingers as they push the point into a material to secure the chalk line. The rear of the body is designed to allow the user to lift straight up on the chalk line and easily disengage the point. There is also a lip at the back of the body which allows the user to pry the point straight out. | 05-13-2010 |
20110072864 | Key cylinder punch-in protector - An assembly that includes solid blocking placed between the interior door panel and the key cylinder of a vehicle that restricts the cylinder from being turned without the appropriate key when the cylinder is pushed into the cavity of the door. | 03-31-2011 |
20110137555 | International Address System - The International Address System identifies a location with a combination of 10 alphanumeric digits and does not need the input of the numeral zero or cardinal directions (N, S, E, W) to determine the location with 129 square feet of accuracy or less. | 06-09-2011 |
20130253823 | Method and Apparatus for Reducing Location Coordinate String Length - The International Address System identifies a location with a combination of 10 alpha/numeric digits and does not need the input of the numeral zero or cardinal directions (i.e., north, south, east, west) to determine the location with a minimum accuracy of 129 square feet. The system utilizes a radix greater than 10 to improve accuracy without adding digits to accommodate existing displays. Such a system may be employed in hardware, software, or both, of a navigation system. | 09-26-2013 |
Eric Schardt, Powhatan, VA US
Patent application number | Description | Published |
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20090065383 | Package with tray enclosure - Provided is a pocket-sized container for holding a smokeless tobacco tray enclosure in an outer housing, including a front and a back. At least one locator fin is located on the bottom of the tray. At least one locator groove is located on the inside of the back. Preferably, one or more locator fins position and secure the tray within the back. Pins on the front fit into sockets in the back to secure the front and back together. | 03-12-2009 |
Eric D. Schardt, Powhatan, VA US
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20090188818 | SIDE OPENING PACK BLANK DESIGN - A cigarette package, which includes an outer box and an inner frame. The outer box includes a lower box portion and a side opening hinged lid. The inner frame includes a front panel, a back panel, and a side panel extending between the front panel and the back panel. The outer box includes a tab and the inner frame includes a notch, such that the notch engages the tab when the hinged lid is in a closed position. | 07-30-2009 |
Phillip Schardt, Boulevard, CA US
Patent application number | Description | Published |
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20080233009 | Fluidic Volume Dispense Verification Tool - Disclosed herein is a device for measuring fluid dispense volumes including one or more wells adapted to receive a fluid; a tube having an internal passageway fluidly coupled to the one or more wells, wherein fluid in the wells passes into the internal passageway via capillary action to form a fluid column having a meniscus spaced from the wells; and a scale coupled to the tube, the scale calibrated to provide an indication of the volume of the fluid based upon the location of the meniscus in the fluid passageway. | 09-25-2008 |
20110056287 | Fluidic Volume Dispense Verification Tool - Disclosed herein is a device for measuring fluid dispense volumes including one or more wells adapted to receive a fluid; a tube having an internal passageway fluidly coupled to the one or more wells, wherein fluid in the wells passes into the internal passageway via capillary action to form a fluid column having a meniscus spaced from the wells; and a scale coupled to the tube, the scale calibrated to provide an indication of the volume of the fluid based upon the location of the meniscus in the fluid passageway. | 03-10-2011 |