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| 20090020306 | ADJUSTABLE PLASTER RING COVER - A power distribution system has an electrical box configured to attach a power cable, a plaster ring releasably mounted to the box and one or more electrical devices installed into the ring. A pre-wired ground extends from a first end physically and electrically connected to a ground terminal on the electrical device. The plaster ring is movable between a closed position proximate the box and an open position distal the box. The pre-wired ground is configured as a lanyard so as to support the plaster ring as a wiring platform in the open position for connecting wires between the power cable and the electrical device or devices. | 01-22-2009 |
| 20090021895 | ADJUSTABLE PLASTER RING WITH ATTACHED CLIP - A power distribution system has an electrical box configured to attach a power cable, a plaster ring releasably mounted to the box and one or more electrical devices installed into the ring. A pre-wired ground extends from a first end physically and electrically connected to a ground terminal on the electrical device. The plaster ring is movable between a closed position proximate the box and an open position distal the box. The pre-wired ground is configured as a lanyard so as to support the plaster ring as a wiring platform in the open position for connecting wires between the power cable and the electrical device or devices. | 01-22-2009 |
| 20100218969 | ADJUSTABLE PLASTER RING COVER - A power distribution system has an electrical box configured to attach a power cable, a plaster ring releasably mounted to the box and one or more electrical devices installed. A pre-wired ground extends from a first end physically and electrically connected to a ground terminal on the electrical device. The plaster ring is movable between a closed position proximate the box and an open position distal the box. The pre-wired ground is configured as a lanyard so as to support the plaster ring as a wiring platform in the open position for connecting wires between the power cable and the electrical device or devices. | 09-02-2010 |
| 20120247803 | ADJUSTABLE PLASTER RING COVER - A power distribution system has an electrical box configured to attach a power cable, a plaster ring releasably mounted to the box and one or more electrical devices installed into the ring. A pre-wired ground extends from a first end physically and electrically connected to a ground terminal on the electrical device. The plaster ring is movable between a closed position proximate the box and an open position distal the box. The pre-wired ground is configured as a lanyard so as to support the plaster ring as a wiring platform in the open position for connecting wires between the power cable and the electrical device or devices. | 10-04-2012 |
| 20140345933 | ADJUSTABLE PLASTER RING COVER - A power distribution system has an electrical box configured to attach a power cable, a plaster ring releasably mounted to the box and one or more electrical devices installed into the ring. A pre-wired ground extends from a first end physically and electrically connected to a ground terminal on the electrical device. The plaster ring is movable between a closed position proximate the box and an open position distal the box. The pre-wired ground is configured as a lanyard so as to support the plaster ring as a wiring platform in the open position for connecting wires between the power cable and the electrical device or devices. | 11-27-2014 |
| 20150236490 | ADJUSTABLE PLASTER RING COVER - A power distribution system has an electrical box configured to attach a power cable, a plaster ring releasably mounted to the box and one or more electrical devices installed into the ring. A pre-wired ground extends from a first end physically and electrically connected to a ground terminal on the electrical device. The plaster ring is movable between a closed position proximate the box and an open position distal the box. The pre-wired ground is configured as a lanyard so as to support the plaster ring as a wiring platform in the open position for connecting wires between the power cable and the electrical device or devices. | 08-20-2015 |
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| 20110093387 | SYSTEM AND METHOD FOR NON-CREDIT CARD BILLERS TO ACCEPT CREDIT CARD PAYMENTS - One embodiment of the invention is directed to a method comprising, receiving a payment request message that includes information related to a user and a biller, determining whether the user is enrolled in a bill pay program, and if the user is enrolled in the bill pay program, modifying the payment request message according to user preferences if the user preferences are different than the information in the payment request message. The method further comprises, receiving a payment response message, and generating, using a server computer, transaction information based on the payment response message and biller information, wherein the transaction information is combined with existing reporting and billing process information for the biller. | 04-21-2011 |
| 20130013500 | Multi-Sided Disbursement Platform - A system and method are disclosed for making disbursements to one or more consumers via a disbursement platform. In accordance with an embodiment, a method can comprise receiving at a computer, a first request to make a first disbursement. The method can further comprise receiving at the computer, a second request to make a second disbursement, wherein the first and second disbursements are different. The method can additionally comprise normalizing the first and second disbursements; and loading a prepaid account with the normalized first and second disbursements. | 01-10-2013 |
| 20140108236 | Hosted Disbursement System - Systems and methods are disclosed for making disbursements to one or more consumers via a hosted disbursement system. In accordance with an embodiment, a method can comprise receiving, at a merchant service provider, a request to make a disbursement to a consumer from a merchant. The request can be received from a merchant server and include disbursement information corresponding to the disbursement. The method can further comprise receiving, at the merchant service provider, a selection of a distribution option from the user, which corresponds to a type of account to receive the disbursement. The method can further comprise receiving, at the merchant service provider, account information from the consumer. The account information is sent to the merchant service provider from a user device, bypassing the merchant server. The method can further comprise processing the disbursement using the account information to transfer funds corresponding to the disbursement to the consumer. | 04-17-2014 |
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| 20130054454 | Wallet Service Enrollment Platform Apparatuses, Methods and Systems - The WALLET SERVICE ENROLLMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS (“WSEP”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The WSEP may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet. | 02-28-2013 |
| 20130159081 | BIDIRECTIONAL BANDWIDTH REDUCING NOTIFICATIONS AND TARGETED INCENTIVE PLATFORM APPARATUSES, METHODS AND SYSTEMS - The BIDIRECTIONAL BANDWIDTH REDUCING NOTIFICATIONS AND TARGETED INCENTIVE PLATFORM APPARATUSES, METHODS AND SYSTEMS (“Ad-Track”) transform consumer activity data via Ad-Track components into ad revenue sharing payment transactions. In one implementation, a method of improving network data transmission efficiency and reducing network bandwidth usage is disclosed, comprising: instantiating a remote tracking component on a user device; receiving a consumer trigger event with regard to a product via the remote tracking component; determining a related merchant based on the trigger event, the merchant providing the product; and providing an advertisement component advertising the merchant via the remote tracking component to the consumer. | 06-20-2013 |
| 20130159154 | WALLET SERVICE ENROLLMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS - The WALLET SERVICE ENROLLMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS (“WSEP”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The WSEP may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet. | 06-20-2013 |
| 20130218721 | TRANSACTION VISUAL CAPTURING APPARATUSES, METHODS AND SYSTEMS - The TRANSACTION VISUAL CAPTURING APPARATUSES, METHODS AND SYSTEMS (“TVC”) transform mobile device location coordinate information transmissions, real-time reality visual capturing, and mixed gesture capturing via TVC components into real-time behavior-sensitive product purchase related information, shopping purchase transaction notifications, and electronic receipts. In one implementation, the TVC obtains user check-in information from a user mobile device upon user entry into a store. The TVC extracts a user identifier based on the user check-in information, and accesses a database for a user profile. The TVC determines a user prior behavior pattern from the accessed user profile, and obtains user real-time in-store behavior data from the user mobile device. Using these, the TVC generates and provides a recommendation to the user mobile device. The TVC adds a product for purchase by the user to a cart based on the provided recommendation. Upon obtaining an indication that the user desires to purchase the product added to the cart, the TVC initiates a purchase transaction for the product added to the cart, and provides an electronic receipt to the user mobile device. | 08-22-2013 |
| 20130246261 | Multi-Directional Wallet Connector Apparatuses, Methods and Systems - The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS AND SYSTEMS (“W-CONNECTOR”) facilitates the enrollment of payment accounts in a consumer's virtual wallet. The consumer may be logged into their payment account issuer's web site and designate one or more payment accounts for enrollment in a virtual wallet. The issuer may then share account, billing and/or other relevant information with the virtual wallet provider to facilitate the enrollment of the designated payment accounts in the virtual wallet. The W-CONNECTOR may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet. | 09-19-2013 |
| 20130290203 | Social Checkout Widget Generation and Integration Apparatuses, Methods and Systems - The SOCIAL CHECKOUT WIDGET GENERATION AND INTEGRATION APPARATUSES, METHODS AND SYSTEMS (“CWI”) transforms developer credentials, codes and parameter inputs via the CWI component into buy widgets, payment acceptance and purchase transaction outputs. In one embodiment, the CWI may facilitate obtaining a plurality of authentication parameters and widget customization parameters. The CWI may authenticate a user using a parameter derived from the plurality of authentication parameters and may dynamically generate a purchase widget for the authenticated user using the plurality of widget customization parameters. | 10-31-2013 |
| 20130346302 | Remote Portal Bill Payment Platform Apparatuses, Methods and Systems - The REMOTE PORTAL BILL PAYMENT PLATFORM APPARATUSES, METHODS AND SYSTEMS (“Bill Pay”) transforms user bill payment request message via Bill Pay components into transaction bill payment transaction settlements, and/or the like and use of the Bill Pay. In one implementation, a method is disclosed, comprising: obtaining a bill payment transaction request from a bill payment component instantiated within a hosting portal site, said bill payment component being operated independent of a billing party, said bill payment transaction request includes bill information of a bill issued by the biller and payer identifying information; determining a type of the bill payment component; verifying the obtained bill information including a payment amount based on the type of the bill payment component; retrieving payer account information based on the obtained payer identifying information; and transferring an approved amount of funds to the biller's account from the payer account. | 12-26-2013 |
| 20140337175 | Universal Electronic Payment Apparatuses, Methods and Systems - The UNIVERSAL ELECTRONIC PAYMENT APPARATUS, METHODS AND SYSTEMS (“UEP”) transform touchscreen inputs into a virtual wallet mobile application interface via UEP components into purchase transaction triggers and receipt notices. In one implementation the UEP provides, via a user device, a product information search request; and obtains, in response to the product information search request, information on a first product for sale by a first merchant and a second product for sale by a second merchant. The UEP generates a single purchase transaction request, using the information on the first product for sale by the first merchant and the second product for sale by the second merchant. The UEP provides, via the user device, the single purchase transaction request for payment processing. Also, the UEP obtains an electronic purchase receipt for the first product for sale by the first merchant and the second product for sale by the second merchant. | 11-13-2014 |
| 20150019444 | Augmented Smart Tag Security Apparatuses, Methods and Systems - The AUGMENTED SMART TAG SECURITY APPARATUSES, METHODS AND SYSTEMS (“ASTS”) transform video and other media inputs of POS terminals and markers associated with tags and codes via ASTS components into ways to validate the POS security and instructions/restrictions regulating access to and action on the data stored in the tags and codes. In one implementation, the ASTS receives from a user's device identifying markers of smart tag enabled point of sale devices. Upon receiving the markers, in some implementations, the ASTS mayverify the security of the received smart tags and markers, and retrieve from the markers instructions and restrictions directed at the smart tag based transactions. In some implementations, the ASTS may provide authorization to the user device to proceed with the transaction according to the instructions and restrictions based on the security of the smart tags and the markers. | 01-15-2015 |
| 20150026049 | Third-Party Value Added Wallet Features and interfaces Apparatuses, Methods and Systems - The THIRD-PARTY VALUE ADDED WALLET FEATURES AND INTERFACES APPARATUSES, METHODS, AND SYSTEMS (“VAW”) facilitates allowing a third party service provider to integrate with an electronic wallet to provide a value-added service to a wallet consumer. The VAW may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet. | 01-22-2015 |
| 20150039462 | E-Wallet Store Injection Search Apparatuses, Methods and Systems - The E-WALLET STORE INJECTION SEARCH APPARATUSES, METHODS AND SYSTEMS (“SIS”) transform aggregated automated shopping lists and user location data using SIS components into automated shopping item availability messages and merchant location navigation responses. In some implementations, the disclosure provides a processor-implemented method of providing an automated store injection search service. | 02-05-2015 |
| 20150058162 | Remote Decoupled Application persistent State Apparatuses, Methods and Systems - The REMOTE DECOUPLED APPLICATION PERSISTENT STATE APPARATUSES, METHODS AND SYSTEMS (“P-STATE”) transforms purchase action input, cookie states search criteria input, and cookie states selection input via P-STATE components such as cookie/states storage (“CSS”) component; cookie states search presentation (“CSSP”) component; and cookie/states reload/recreate (“CSRR”) component, into cookie state presentation outputs. | 02-26-2015 |
| 20150073907 | Wearable Intelligent Vision Device Apparatuses, Methods and Systems - The WEARABLE INTELLIGENT VISION DEVICE APPARATUSES, METHODS AND SYSTEMS (“WIVD”) transform mobile device location coordinate information transmissions, real-time reality visual capturing, mixed gesture capturing, bio-sensor data via WIVD components into real-time behavior-sensitive product purchase related information, shopping purchase transaction notifications, and electronic receipts. In one implementation, the WIVD may provide a personal device in the form of a pair of eyeglasses, wherein the wearer of the eyeglasses may obtain various augmented reality views. The WIVD determines a user prior behavior pattern from the accessed user profile, and obtains user real-time in-store behavior data from the user mobile device. | 03-12-2015 |
| 20150154588 | Reversed User Account Generation Apparatuses, Methods and Systems - The REVERSED USER ACCOUNT GENERATION APPARATUSES, METHODS AND SYSTEMS (“RUAG”) facilitates the generation of user accounts with merchants. The user may be logged into an electronic wallet or issuer account, and may initiate an account generation process with a one-click mechanism. The RUAG may provide information to the merchant in order to facilitate the generation of the account after receiving data from the electronic wallet or issuer. The RUAG may also facilitate favoriting merchants through a similar interface. | 06-04-2015 |
| 20150220914 | Electronic Wallet Management Apparatuses, Methods and Systems - The ELECTRONIC WALLET MANAGEMENT APPARATUSES, METHODS AND SYSTEMS (“EWM”) transforms wallet settings and transaction inputs into transaction and wallet management outputs. For example, an input is received from a user through an electronic wallet management interface. The electronic wallet management interface including a plurality of user-selectable icons or text. A control is provided to the user based on a selected icon or text, wherein controls available to the user through the electronic wallet management interface include a payment device control that enables the user to view and edit settings for a payment device associated with the electronic wallet. | 08-06-2015 |
