Polycarpe
Cauvin Polycarpe, Middletown, CT US
Patent application number | Description | Published |
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20130338858 | METHOD FOR THREE DIMENSIONAL PERCEPTION PROCESSING AND CLASSIFICATION - An apparatus is described comprising at least one processor; and memory storing instructions that, when executed by the at least one processor, cause the apparatus to: organize items of raw data received from at least one sensor of a vehicle as a first data structure, organize classified data objects as a second data structure, and link at least one item of the first data structure to at least one object of the second data structure. | 12-19-2013 |
Luckner Polycarpe, Brooklyn, NY US
Patent application number | Description | Published |
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20160063513 | METHOD AND SYSTEM FOR DETERMINING WHEN AND WHAT TIME TO GO SHOPPING - A method and a system are provided for determining when and what time a shopper should go shopping at a merchant. In particular, the present disclosure provides a method and a system for conveying to a shopper various shopping patterns by date and time, and by gender or age group, of a plurality of payment card holders at one or more merchants, based on one or more payment card holder purchase behaviors, to enable the shopper to select a date and time, or gender or age group, for shopping at the one or more merchants. The method and system can be used by shoppers to choose the preferred date/time, or gender or age group of fellow shoppers, to visit a specific merchant. | 03-03-2016 |
20160063526 | METHOD AND SYSTEM FOR OPTIMIZING CUSTOMER VOLUME AT A MERCHANT STORE - A method and a system are provided for optimizing customer volume at a merchant store. In particular, the present disclosure provides a method and a system for forecasting how many shoppers will be in a merchant store at certain times of the day. The method and the system enable the merchant to forecast shopper volume at a merchant store for a defined date and time, and to make a targeted promotional offer at a merchant store for a defined date and time to a plurality of payment card holders. The method and the system are useful for the merchant in terms of optimizing resource needs, and enabling the merchant to run promotions that only apply during “down-times” to drive more shoppers to their store. | 03-03-2016 |
Luckner B. Polycarpe, Brooklyn, NY US
Patent application number | Description | Published |
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20110246368 | METHOD AND APPARATUS FOR A NO PRE-SET SPENDING LIMIT TRANSACTION CARD - A method and apparatus are provided for a no pre-set spending limit transaction card with features and attributes of both a credit card and a charge card, including an overlimit spend feature and an associated communicated line of credit. The transaction card may carry a balance like a credit card and may require that a card user pay down the balance carried forward to the line of credit subsequent to the end of each billing cycle. When the user has reached or exceeded the communicated line of credit, each subsequent transaction request for a new transaction by the user is evaluated on a case-by-case basis by a process that includes execution an overlimit spend authorization logic or process | 10-06-2011 |
20150220937 | SYSTEMS AND METHODS FOR APPENDING PAYMENT NETWORK DATA TO NON-PAYMENT NETWORK TRANSACTION BASED DATASETS THROUGH INFERRED MATCH MODELING - A method includes receiving a first data set and a second data set. The first data set may include anonymized transaction data that represents purchase transactions made by customers of a merchant. The second data set may include anonymized transaction data that represents purchase transactions made by cardholders in a payment network. The method further includes filtering the second data set to remove therefrom data relating to cardholders who are not customers of the merchant, and processing the first data set and the filtered second data set using a probabilistic engine to establish linkages between data in the first data set and data in the filtered second data set. The method may also include analyzing data in the filtered second data set to generate one or more of shopping habits data, classification data and attribute data with respect to customers of the merchant. | 08-06-2015 |
20150220945 | SYSTEMS AND METHODS FOR DEVELOPING JOINT PREDICTIVE SCORES BETWEEN NON-PAYMENT SYSTEM MERCHANTS AND PAYMENT SYSTEMS THROUGH INFERRED MATCH MODELING SYSTEM AND METHODS - A method includes receiving a first data set and a second data set. The first data set may include anonymized transaction data that represents purchase transactions made by customers of a merchant. The second data set may include anonymized transaction data that represents purchase transactions made by cardholders in a payment network. The method further includes filtering the second data set to remove therefrom data relating to cardholders who are not customers of the merchant, and processing the first data set and the filtered second data set using a probabilistic engine to establish linkages between data in the first data set and data in the filtered second data set. The method may also include performing a predictive analysis based on one or more independent variables from the second data set and with a dependent variable represented in the first data set. | 08-06-2015 |