Patent application number | Description | Published |
20080245897 | SHOWERHEAD - The present invention relates to a showerhead of a type which is connected by a flexible conduit to a tap assembly communicated to a water supply system and has at least one fluid discharge/shut-off control mounted on the showerhead. | 10-09-2008 |
20090148268 | MIXER FOR JET SPRAY - Mixer for a jet spray including a regulator equipped with hot and cold water inlets, a mixed water outlet and shutters arranged between the outlet and, respectively, the hot water inlet and the cold water inlet; motorized means for actuating the shutters; an interception assembly, comprising a manifold mounted axially on the outlet of the regulator, at least one outlet, and an interceptor for blocking and unblocking the supply of water towards the outlet; and a substantially box-shaped outer housing comprising holes at which the inlets of the regulator and the outlet of the interception assembly are positioned for the hydraulic connection of the inlets and the outlet to respective hydraulic pipes | 06-11-2009 |
20090206178 | SHOWERHEAD WITH DELIVERY MODE SWITCH - A showerhead comprising a body delimiting a distribution chamber provided with a water inlet and at least two distinct outlets, a shutter axially sliding between a first seat of the distribution chamber, in which it interrupts a fluid path towards a first outlet, and a second seat of the chamber, in which it interrupts a fluid path towards a second outlet. The showerhead comprises an electric motor provided with a shaft, a guided slide fixed to the shutter and coupled to the shaft of the motor, the coupling between the slide and the shutter being of the screw and female screw type, for converting a rotation of the shaft into an axial sliding of the shutter. | 08-20-2009 |
20090206179 | SHOWERHEAD FOR DOMESTIC PURPOSE - A handshower for domestic use comprising a body delimiting a water distribution chamber having at least two distinct outlets, a diffuser comprising at least two delivery zones each in fluid communication with a respective outlet and a shutter arranged in the distribution chamber for selectively blocking a fluid path towards at least one of the two outlets. The handshower comprises a rigid shell fitted watertight onto the body and onto the diffuser, electric operation means of the shutter, a hydraulically insulated and sealed seat, delimited by the rigid shell on the body and on the diffuser, for the accommodation of the electric operation means, an opening on the rigid shell for access into said seat and a watertight closing keypad of said opening, for enabling the electric operation means. | 08-20-2009 |
20090211654 | Assembly For The Differential Delivery Of Treated And Mains Water - An assembly for the differential delivery of treated and mains water, comprising a flexible hose for the separate conveyance of treated water and mains water for connection between a spray head provided with at least two separate delivery points and a distribution unit for the separate supply of treated water and mains water. The flexible hose has, at its ends, respectively a first connection port, for connection to the distribution unit, the second port being connectable to the distribution unit so as to allow free rotation about the axis of the second port. | 08-27-2009 |
20120111429 | MIXER GROUP FOR BATHROOM OR KITCHEN - Embodiments of the present invention refer to a mixer group for bathroom or kitchen comprising a hollow cylinder, a tubular body that forms a seat for the sliding of the hollow cylinder and comprises an axial inlet and at least one radial outlet for the water, and an electric motor for actuating the hollow cylinder. The mixer group comprises a lid for the end opposite the inlet of the tubular body, defining an extension of the sliding seat, and an annular gasket between the tubular body and the lid, comprising an elastically deformable tab that projects into the extension of the seat, in open flow conditions, or is deformed against the hollow cylinder, to close the flow, when the hollow cylinder engages with the extension. | 05-10-2012 |
Patent application number | Description | Published |
20090063361 | Risk and Reward Assessment Mechanism - A data driven and forward looking risk and reward appetite methodology for consumer and small business is described. The methodology includes customer segmentation to create pools of homogeneous assets in terms of revenue and loss characteristics, forward looking simulation to forecast expected values and volatilities of revenue and loss, and risk and reward optimization of the portfolio. One methodology used for modeling revenue and loss is a generalized additive effect decomposition model to fit historical data. Based on the model, a segmentation procedure is performed, which allows for creation of groups of customers with similar revenue and loss characteristics. An estimation procedure for the model is developed and a simulation strategy to forecast and simulate revenue and loss volatility is developed. Efficient frontier curves of risk (e.g., return volatility) and reward (e.g., expected return) are created for the current portfolio under various economic scenarios. | 03-05-2009 |
20100293107 | Risk and Reward Assessment Mechanism - A data driven and forward looking risk and reward appetite methodology for consumer and small business is described. The methodology includes customer segmentation to create pools of homogeneous assets in terms of revenue and loss characteristics, forward looking simulation to forecast expected values and volatilities of revenue and loss, and risk and reward optimization of the portfolio. One methodology used for modeling revenue and loss is a generalized additive effect decomposition model to fit historical data. Based on the model, a segmentation procedure is performed, which allows for creation of groups of customers with similar revenue and loss characteristics. An estimation procedure for the model is developed and a simulation strategy to forecast and simulate revenue and loss volatility is developed. Efficient frontier curves of risk (e.g., return volatility) and reward (e.g., expected return) are created for the current portfolio under various economic scenarios. | 11-18-2010 |
20130073481 | Risk and Reward Assessment Mechanism - A data driven and forward looking risk and reward appetite methodology for consumer and small business is described. The methodology includes account level historical data collection for customers associated with accounts as part of a portfolio. The account level historical data is segmented into groups of customers with similar revenues and loss characteristics. Segmented data is decomposed into seasoning, vintage, and cycle effects. Statistical clusters are formed based upon the data and effects. A simulation is applied to the statistical clusters and prediction data is generated. A simulation strategy to forecast and simulate revenue and loss volatility is developed. Efficient frontier curves of risk (e.g., return volatility) and reward (e.g., expected return) are created for the current portfolio under various economic scenarios. | 03-21-2013 |
Patent application number | Description | Published |
20080270292 | CALCULATING CREDIT WORTHINESS USING TRANSACTIONAL DATA - Aspects of the invention provide for the use of transactional data in determining credit and product offerings. Further aspects of the invention provide for generating financial statements and indices using transactional data for use by users and/or financial institutions. The transactional based financial statements and indices may be used for making underwriting and financial planning decisions. | 10-30-2008 |
20120072324 | CUSTOMER EXPOSURE VIEW & INCOME STATEMENTS (CEVIS) - According to one embodiment of the present invention, a method comprises receiving a request to aggregate data associated with a customer. The method determines a first identifier associated with the customer that identifies the customer and a second identifier that identifies a household associated with the customer. Data associated with the second identifier is aggregated and communicated in response to the request. | 03-22-2012 |
20120173399 | DETERMINING LEADING INDICATORS - Embodiments of the present invention relate to methods and apparatuses for determining leading indicators and/or for modeling one or more time series. For example, in some embodiments, a method is provided that includes: (a) receiving first data indicating the value of a total income amount for a plurality of consumers over a period of time; (b) receiving second data indicating the value of a total debt amount for a plurality of consumers over a period of time; (c) selecting a consumer leverage time series that compares the total income amount to the total debt amount over a period of time; (d) modeling the consumer leverage time series based at least partially on the first and second data; (e) determining, using a processor, the value of the cycle component for a particular time; and (f) outputting an indication of the value of the cycle component for the particular time. | 07-05-2012 |
20120197782 | CALCULATING CREDIT WORTHINESS USING TRANSACTIONAL DATA - Aspects of the invention provide for the use of transactional data in determining credit and product offerings. Further aspects of the invention provide for generating financial statements and indices using transactional data for use by users and/or financial institutions. The transactional based financial statements and indices may be used for making underwriting and financial planning decisions. | 08-02-2012 |