Patent application number | Description | Published |
20130173320 | METHOD AND SYSTEM UTILIZING MERCHANT SALES ACTIVITY TO PROVIDE INDICATIVE MEASUREMENTS OF MERCHANT AND BUSINESS PERFORMANCE - A system for measurements of merchant performance using a payment card processing system, the system includes a managing computer system of a payment card service provider, the managing computer system having a memory device capable of storing data for generating measurements of merchant performance based on payment card transactions, and a computer processor. The computer processor is configured to: receive payment card transactions from at least one merchant; store the payment card transactions for the at least one merchant; generate at least one business performance indicator for the payment card transactions of the at least one merchant; compare the at least one business performance indicator for the at least one merchant to a comparable business performance indicator; and generate a measurement of merchant performance for the at least one merchant based on the comparison of the at least one business performance indicator to the comparable business performance indicator. | 07-04-2013 |
20150073863 | Method and System for Linking Browsing History to Proprietary Transaction Data - A method for linking browsing data to transaction history includes: storing, in a database, a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a plurality of consumer demographic characteristics and a plurality of transaction data entries across a plurality of merchants, each transaction data entry corresponding to a payment transaction involving the related consumer; receiving, by a receiving device, browsing data, wherein the browsing data includes webpage browsing history and a plurality of browser-associated demographic characteristics; identifying, by a processing device, at least one consumer profile of the plurality of consumer profiles where at least a predefined number of the included plurality of consumer demographic characteristics correspond to the plurality of browser-associated demographic characteristics; and associating, in the database, each of the identified at least one consumer profile with the webpage browsing history included in the received browsing data. | 03-12-2015 |
20150081387 | METHOD AND SYSTEM FOR IDENTIFYING INFLUENCERS FROM PAYMENT DATA - A method for identifying a trendsetting consumer includes: storing transaction entries, each entry including a consumer identifier, transaction date, and transaction characteristics each having a characteristic value; receiving two trend identifiers, each trend identifier including a trend date and transaction characteristic value and is associated with a specific trend; identifying a trending consumer where a first transaction entry includes a transaction date corresponding to the trend date and a transaction characteristics having a characteristic value corresponding to the transaction characteristic value of one of the two identified trends, a second transaction entry includes a transaction date corresponding to the trend date and a transaction characteristics having a characteristic value corresponding to the transaction characteristic value of another one of the two identified trends, and the first and second transaction entries include a common consumer identifier associated with the trending consumer; and associating the trending consumer with the specific trends. | 03-19-2015 |
20150134420 | METHOD AND SYSTEM FOR PROVIDING MERCHANT RECOMMENDATION DATA USING TRANSACTION DATA - A computer-implemented method for providing merchant recommendation data based on candidate merchant input data is provided. The method is implemented using a computing device in communication with a memory. The method includes storing transaction data for a plurality of model merchants within the memory, storing model merchant data for each of the plurality of model merchants within the memory, wherein the model merchant data includes geographic attributes associated with each of the model merchants, generating a location model by comparing the transaction data for each model merchant and the model merchant data for each model merchant, receiving candidate merchant input data for a candidate merchant, and providing, based on the location model and the candidate merchant input data, merchant recommendation data for the candidate merchant, wherein the merchant recommendation data includes at least one of a recommended merchant location and a recommended merchant type. | 05-14-2015 |
20150149204 | METHOD AND SYSTEM FOR INTEGRATING MEDICAL DATA WITH TRANSACTION DATA WHILE MAINTAINING CONSUMER PRIVACY - A method for linking medical data to transaction history includes: storing, in a database, a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a plurality of consumer characteristics and a plurality of transaction data entries, each transaction data entry corresponding to a payment transaction involving the related consumer; receiving, by a receiving device, a medical profile, wherein the medical profile includes medical data associated with a specific consumer and a plurality of demographic characteristics associated with the specific consumer; identifying, by a processing device, at least one consumer profile of the plurality of consumer profiles where at least a predefined number of the included plurality of consumer characteristics correspond to the plurality of demographic characteristics; and associating, in the database, each of the identified at least one consumer profile with the medical data included in the received medical profile. | 05-28-2015 |
20150149243 | METHOD AND SYSTEM FOR DISTRIBUTING CONSUMER ANALYTICS TO A POINT OF SALE DEVICE - A method for distributing consumer analytics to a point-of-sale device includes: storing a plurality of consumer profiles, each profile including data related to a consumer including a consumer identifier associated with the related consumer, a plurality of consumer characteristics, and a plurality of transaction data entries, each entry corresponding to a payment transaction involving the related consumer and including transaction data; receiving a consumer profile request, the request including a specific consumer identifier and one or more requested consumer metrics; identifying a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier; calculating the requested consumer metrics for the consumer related to the specific consumer profile based on the transaction data included in the plurality of transaction data entries included in the specific consumer profile; and transmitting the consumer characteristics included in the specific consumer profile and the calculated consumer metrics in response to the request. | 05-28-2015 |
20150149244 | METHOD AND SYSTEM FOR INTEGRATING BIOMETRIC DATA WITH TRANSACTION DATA - A method for linking biometric data to transaction history includes: storing, in a database, a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a plurality of consumer characteristics and a plurality of transaction data entries, each transaction data entry corresponding to a payment transaction involving the related consumer; receiving, by a receiving device, a biometric profile, wherein the biometric profile includes biometric data associated with a specific consumer and a plurality of demographic characteristics associated with the specific consumer; identifying, by a processing device, at least one consumer profile of the plurality of consumer profiles where at least a predefined number of the included plurality of consumer characteristics correspond to the plurality of demographic characteristics; and associating, in the database, each of the identified at least one consumer profile with the biometric data included in the received biometric profile. | 05-28-2015 |
20150149251 | METHOD AND SYSTEM FOR INTEGRATING PHONE NUMBERS WITH TRANSACTION DATA - A method for linking phone data to transaction history includes: storing, in a database, a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a plurality of consumer characteristics and plurality of transaction data entries, each transaction data entry corresponding to a payment transaction involving the related consumer; receiving, by a receiving device, a phone profile, wherein the phone profile includes at least a phone number associated with a specific consumer and a plurality of demographic characteristics associated with the specific consumer; identifying, by a processing device, at least one consumer profile of the plurality of consumer profiles where at least a predefined number of the included plurality of consumer characteristics correspond to the plurality of demographic characteristics; and associating, in the database, each of the identified at least one consumer profile with the phone number included in the received phone profile. | 05-28-2015 |
20150149253 | METHOD AND SYSTEM FOR INTEGRATING DEVICE DATA WITH TRANSACTION DATA - A method for linking device data to transaction history includes: storing a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a plurality of consumer characteristics and a plurality of transaction data entries, each transaction data entry corresponding to a payment transaction involving the related consumer; receiving, by a receiving device, a device profile, wherein the device profile includes device data corresponding to a consumer device and a plurality of demographic characteristics associated with a consumer associated with the corresponding consumer device; identifying, by a processing device, at least one consumer profile of the plurality of consumer profiles where at least a predefined number of the included plurality of consumer characteristics correspond to the plurality of demographic characteristics; and associating each of the identified at least one consumer profile with the device data included in the received device profile. | 05-28-2015 |
20150149264 | METHOD AND SYSTEM FOR GENERATING PARKING METER ALERT NOTIFICATIONS - A method for providing parking meter alert notifications includes: storing a plurality of parking rate data entries, each entry including data related to a parking meter including at least a point of sale identifier associated with the related parking meter and a timing rate; receiving transaction data for a payment transaction associated with a specific parking meter, wherein the transaction data includes at least a specific consumer identifier, a transaction amount, a specific point of sale identifier associated with the specific parking meter, and a transaction time; identifying a specific parking rate data entry where the included point of sale identifier corresponds to the specific point of sale identifier; identifying an expiration time based on the transaction time, the transaction amount, and the timing rate included in the identified specific parking rate data entry; and transmitting an alert notification to a consumer based on the specific consumer identifier. | 05-28-2015 |
20150149465 | METHOD AND SYSTEM FOR INTEGRATING VEHICLE DATA WITH TRANSACTION DATA - A method for linking vehicle data to transaction history includes: storing, in a database, a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a plurality of consumer characteristics and a plurality of transaction data entries, each transaction data entry corresponding to a payment transaction involving the related consumer; receiving, by a receiving device, a vehicle profile, wherein the vehicle profile includes vehicle data associated with a specific consumer and a plurality of demographic characteristics associated with the specific consumer; identifying, by a processing device, at least one consumer profile of the plurality of consumer profiles where at least a predefined number of the included plurality of consumer characteristics correspond to the plurality of demographic characteristics; and associating, in the database, each of the identified at least one consumer profile with the vehicle data included in the received vehicle profile. | 05-28-2015 |