52nd week of 2021 patent applcation highlights part 61 |
Patent application number | Title | Published |
20210406874 | Payments in Communication Systems - Users of a communication system can initiate electronic payments during a communication session hosted by the communication system or via a social network identity page hosted by the communication system. The communication system detects a payment signal from a user of the communication system and the collects payment information details either by displaying a payment object interface in a communication application of the user or receiving payment information input directly from the user's communication device. The payment information includes sender and recipient payment account identifiers that are communicated to a payment processing system for processing and delivery of the designated payment amount to the recipient. | 2021-12-30 |
20210406875 | METHOD AND APPARATUS FOR AUTOMATIC ADJUSTMENT MERCHANT PAYMENT - A method and apparatus for providing an automatic adjustment solution including both upward and downward adjustments that can be applied to both cash and credit, includes determining, via a processor, a transaction amount and tender type. The processor determines a plurality of parameters using at least the tender type and receives data relating to the plurality of parameters. The processor is further configured to calculate the automatic adjustment based on the plurality of parameters, apply the automatic adjustment to the transaction amount, and process a transaction based on the automatic adjustment applied. | 2021-12-30 |
20210406876 | PERMISSIONED EVENTING IN A DECENTRALIZED DATABASE - An example operation includes one or more of receiving event data from an entity, determining the event data satisfies an endorsement policy, setting an identifier that corresponds to a context of the event data, generating an event which includes the event data and the identifier, and submitting the event for recording in a decentralized database, wherein the identifier is used to validate that a state corresponding to the context in the event data is correct. | 2021-12-30 |
20210406877 | Digital Asset Custody Method and Apparatus and Storage Medium - A digital asset custody method and apparatus, and a storage medium is disclosed. The method includes acquiring identity information of a first user; allocating a first public-private key pair to the first user; encrypting and storing a correspondence between the first public-private key pair and the identity information, generating multiple first addresses on a first blockchain, so as to allow a client of the first user to acquire the same; monitoring whether the client performs transfer to at least one of the first addresses; and if so, performing, on a second blockchain, corresponding token transfer to a second address of the first user according to a currency type and the amount of the transfer. The second address is generated according to a first public key of the first public-private key pair. The method provides a user with a solution in which safe custody of digital assets requires only identity authentication, such that the user is not required to memorize or store private key information or mnemonic information. | 2021-12-30 |
20210406878 | ZERO-KNOWLEDGE PROOF PAYMENTS USING BLOCKCHAIN - A zero-knowledge proof purchase system and process using blockchain is disclosed. The system may comprise a customer device, a merchant system, an issuer system, and a blockchain network having a zero-knowledge proof (ZKP) smart contract. The system may implement a zero-knowledge proof algorithm haying a key generator function, a proof function, and a validate function. Each function may be configured to perform various tasks in the system to support and enable zero-knowledge proof purchases. | 2021-12-30 |
20210406879 | Real Time Selection of Payment Account - The invention provides a method and system allowing a consumer to update (secondary) payment credentials linked to a single set of main (first) payment credentials. This allows consumers to initiate transactions using such first set of payment credentials, which are treated by the merchant and acquirer as the payment credentials for the transaction, while the transaction is funded using payment credentials that the consumer dynamically selected. The selection may be performed before the transaction begins, or in some cases the selection can be made in real time whilst the transaction is ongoing. | 2021-12-30 |
20210406880 | Method and system of billing for charging a vehicle battery leveraging a pre-arranged payment method - A method and system provided for a single-action with which the customer places an order and receives goods by the single action of connecting an electrical vehicle (EV) to a charging station according to the business terms associated with this invention, the affiliated organizations that purchase or support the operation of the invention participate in a business “franchise” operation whereby all affiliated organizations increase their revenues as the volume of EV charging events increases. | 2021-12-30 |
20210406881 | METHOD AND SYSTEM FOR CONSENT TO TIME-BOUND QUERIES IN A BLOCKCHAIN - A method for providing consent for provisioning data in an opaque blockchain, includes: receiving, by a receiver of a processing server, a consent request for data associated with the processing server stored on a blockchain, the consent request including at least two digital signatures, where a first digital signature is generated by a regulating entity and a second digital signature is generated by a moderating entity in the blockchain network; validating, by a processing device of the processing server, the first digital signature and the second digital signature; digitally signing, by the processing device of the processing server, the received consent request using a private key of a first cryptographic key pair; and transmitting, by a transmitter of the processing server, the digitally signed consent request to the regulating entity. | 2021-12-30 |
20210406882 | SYSTEMS AND METHODS FOR SECURE COMMUNICATION - In some embodiments, fast and secure communication can be achieved (e.g., in a fueling environment payment system) with systems and methods that validate an authentication request based on one or more pre-validated cryptographic keys. | 2021-12-30 |
20210406883 | Duplicate Concurrent Transaction Detection - Techniques are disclosed relating to transaction authorization. In some embodiments, a server computer system receives and caches browsing information for a device of a user, where the browsing information relates to a transaction service. The server computer system may then receive a request to authorize one or more transactions via the transaction service. The server computer system may evaluate the cached browsing information to determine whether the user is attempting to perform multiple concurrent transactions via the transaction service. Based on the evaluating, the server computer system may determine whether to authorize the one or more transactions. In some embodiments, the disclosed techniques may advantageously prevent or reduce authorization of duplicate transactions that are concurrently attempted by a user. | 2021-12-30 |
20210406884 | System, Method, and Article of Manufacture to Non-Intrusively Authenticate One or More Secondary Users of a Mobile Device and Displaying a Scanning Code Over a Lock Screen Wallpaper of the Mobile Device - An article of manufacture is described as implemented in a mobile device having a lock screen wallpaper, where the mobile device maintains a profile storing authentication data associated with both a primary user of a mobile device and one or more secondary users that are authorized to use the mobile device. When the mobile device is at a business location, the secondary user(s) are non-intrusively authenticated as authorized user(s) of the mobile device. Upon successful authentication a scanning code is displayed over a lock screen wallpaper of the mobile device, where power is conserved in the mobile device by providing the scanning code to the secondary user(s) without unlocking the mobile device. | 2021-12-30 |
20210406885 | System, Method, and Article of Manufacture to Non-Intrusively Authenticate A Primary User of a Mobile Device Based on Presence of Another Electronic Device Associated With the Primary User and Displaying a Scanning Code Over a Lock Screen Wallpaper of the Mobile Device - A mobile device and an article of manufacture as implemented in a mobile device having a lock screen wallpaper is described, where the mobile device maintains a profile storing authentication data associated with a primary user of a mobile device that is authorized to use the mobile device. When the mobile device is at a business location, the primary user is non-intrusively authenticated as an authorized user of the mobile device based on identifying presence of another electronic device (e.g., another mobile device) associated with the primary user. Upon successful authentication a scanning code is displayed over a lock screen wallpaper of the mobile device, where power is conserved in the mobile device by providing the scanning code to the primary user without unlocking the mobile device. | 2021-12-30 |
20210406886 | PAYMENT HANDOFF SYSTEM - A device in a payment transaction handoff system may include at least one processor configured to receive a request to perform a payment transaction and identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices. The at least one processor is configured to select, based at least in part on a payment factor, a default payment device from the plurality of proximate devices. The at least one processor is configured to transmit, via a second communication protocol, a message to perform the payment transaction, the message comprising the device identifier of the default payment device. In one or more implementations, a first device of the plurality of proximate devices may be associated with a first user account and a second device of the plurality of proximate devices may be associated with a second user account, different from the first user account. | 2021-12-30 |
20210406887 | METHOD AND SYSTEM FOR MERCHANT ACCEPTANCE OF CRYPTOCURRENCY VIA PAYMENT RAILS - A method for acceptance of blockchain payment at a traditional point of sale device through issuer processing includes: receiving an authorization request for a fiat payment transaction originating from a point of sale device and routed through a payment network, the authorization request including a transaction account number and transaction amount; identifying blockchain payment acceptance for a transaction account associated with the transaction account number; receiving a destination address for an electronic wallet associated with a blockchain network; transmitting a new blockchain transaction to a blockchain node in the blockchain network including the destination address and a cryptocurrency amount based on the transaction amount; receiving a transaction identifier from the blockchain node; and transmitting an authorization response for the fiat payment transaction to the payment network for routing to the point of sale device including an indication of approval of the fiat payment transaction and the transaction identifier. | 2021-12-30 |
20210406888 | Systems And Methods For Remote Authentication, Authorization And Accounting System In Face-To-Face Commercial Activities - A method provides for facilitating a transaction. The method includes receiving, by a server, a transaction request related to a transaction between a service provider processing system and a user system from the service provider processing system via a first communication network; providing, by the server, user instructions related to the transaction to the user system via a second communication network; receiving, by the server, user information related to the transaction from the user system; verifying, by the server, the user information related to the transaction; and providing, by the server, a confirmation of the transaction to the service provider processing system in response to the verifying of the user information related to the transaction. | 2021-12-30 |
20210406889 | IDENTITY AUTHENTICATION SYSTEMS AND METHODS - A computer-implemented method comprising receiving a transaction request from a merchant server. In response to receiving the transaction request, the method includes requesting authentication from a computing device associated with a user payment account and a requesting that a merchant re-submit the transaction request. The method includes receiving an authentication parameter from the computing device, and determining that the authentication parameter matches an authentication parameter of the user payment account. The method includes receiving a re-submission of the transaction request from the merchant server and, based on the determination that the authentication parameter received from the computing device matches the authentication parameter associated with the user payment account, approving the transaction request. | 2021-12-30 |
20210406890 | FRAMEWORK FREE INTEGRATION - Examples describe data security and routines structured to avoid conflicts. One example includes accessing data for a merchant website including a framework with a first routine for a function, and accessing an account security element for the merchant website with a second routine associated with an account security system for the function. The second routine is optimized to avoid conflicts with the first routine. The framework is automatically updated while the second routine is maintained with no changes. The merchant website data is then transmitted with the updated first routine and the account security element with the second routine, where the updated first routine and the second routine facilitate data security on the client device without framework conflicts when the updated first routine for the function and the second routine for the function operate concurrently on the client device. | 2021-12-30 |
20210406891 | DATABASE WITH DIMENSIONAL BALANCES UPDATING - In an example embodiment, a method for updating a database with dimensional balancing comprises receiving a transaction request to transfer a portion of a first balance from the first balance to a second balance; determining a subset of the first balance less than or equal to the portion in the first balance compliant with dimensional rules based on one or more attributes of the subset and an identifier of an account holding the second balance; moving the determined subset from the first balance to the second balance; and updating attributes of the moved subset in the second balance. | 2021-12-30 |
20210406892 | DELIVERY STATUS MANAGEMENT METHOD AND ELECTRONIC APPARATUS PERFORMING THE SAME - Provided is a delivery status management method performed by an electronic apparatus. The delivery status management method includes transmitting information associated with an item to a courier terminal, receiving information associated with a delivery progress status of the item from the courier terminal, and, when the information associated with the delivery progress status corresponds to a first type, performing a refund procedure for the item. According to the present disclosure, it is possible to provide a delivery status management method by which a refund caused by interruption of a delivery is not delayed and a refund procedure is performed quickly to a customer upon the interruption of the delivery. | 2021-12-30 |
20210406893 | SYSTEMS AND METHODS FOR PROVIDING MULTI-FACTOR AUTHENTICATION FOR VEHICLE TRANSACTIONS - Methods and systems are employed for completing a transaction via an internet-connected vehicle by leveraging a multi-factor authentication to compare vehicle identification information and user identification information based on stored information. In addition, methods and systems are provided for completing a transaction via an internet-connected vehicle by automatic enforcement of business rules (e.g., parental control spending tools, or employee spending tracking tools). | 2021-12-30 |
20210406894 | SYSTEMS AND METHODS FOR PROVIDING MULTI-FACTOR AUTHENTICATION FOR VEHICLE TRANSACTIONS - Methods and systems are employed for completing a transaction via an internet-connected vehicle by leveraging a multi-factor authentication to compare vehicle identification information and user identification information based on stored information. In addition, methods and systems are provided for completing a transaction via an internet-connected vehicle by automatic enforcement of business rules (e.g., parental control spending tools, or employee spending tracking tools). | 2021-12-30 |
20210406895 | GENERATION AND PROVISIONING OF DIGITAL TOKENS BASED ON DYNAMICALLY OBTAINED CONTEXTUAL DATA - The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface. | 2021-12-30 |
20210406896 | TRANSACTION PERIODICITY FORECAST USING MACHINE LEARNING-TRAINED CLASSIFIER - Transaction periodicity forecasting using a machine learning-trained classifier for increasing a transaction success rate is disclosed. A transaction processing server may receive, through an application programming interface from a remote server, a first transaction request to process a transaction in an interaction between the remote server and a user device. The server may classify the transaction as a recurrent transaction with a machine learning-trained classifier based on one or more periodicities associated with the transaction and other data. The transaction processing server may generate a recurrent flag based on the classifying. The transaction processing server may communicate, through the application programming interface to an issuer host device, a second transaction request comprising the transaction and the recurrent flag for authenticating the transaction at the issuer host device. Via machine learning techniques, more transactions can be correctly identified as recurrent, improving the overall success rate on the execution of those transactions. | 2021-12-30 |
20210406897 | PAYMENT INFORMATION PROCESSING METHOD, APPARATUS, DEVICE AND COMPUTER READABLE STORAGE MEDIUM - The present application discloses a payment information processing method, apparatus, device, and computer readable storage medium. The payment information processing method includes: obtaining an environment image collected by a mobile acquiring device, in response to an acquiring request sent by the mobile acquiring device; determining a payment environment confidence level of the mobile acquiring device according to the environment image, under a condition that the mobile acquiring device obtains payment card information; determining a payment information processing result according to the payment environment confidence level. | 2021-12-30 |
20210406898 | DYNAMIC AUTHENTICATION THROUGH USER INFORMATION AND INTENT - There are provided systems and methods for dynamic authentication through user information and intent. A user may wish to purchase an item that they view on a merchant marketplace using a computer of mobile phone. The merchant for the merchant marketplace may register the user's intent to purchase the item by receiving the user's actions while browsing the marketplace. The user may further provide user information with the merchant, such as a biometric reading, identifier, or other information. When the user then arrives at a merchant location to purchase the item and complete a transaction using a payment instrument, the merchant may process the user's intent and information to determine how confident the merchant is that the user is entitled to utilize the payment method. Such confidence rating may correspond to whether the merchant believes the transaction is fraudulent or if the user is misrepresenting their identity. | 2021-12-30 |
20210406899 | SYSTEMS AND METHODS FOR A DATA CONNECTOR INTEGRATION FRAMEWORK - There are provided systems and methods for a data integration framework that provides an institutional or organizational user data enrichment capability locally. Specifically, instead of relying on the fraud detection platform to constantly updating and/or building new data connectors to intake data from updated or a new data provider, an institutional user, such as a financial institution, may receive a software development kit (SDK) from the fraud detection platform, using which the institutional user may build its own data connector deployed at the institutional user. | 2021-12-30 |
20210406900 | Completing Risk Analysis Using Push Communications - A system is configured to perform operations that include receiving first device information corresponding to a consumer device of a _Sonsumer, where the first device information is collected by a merchant application of a_specmerchant in response to a payment transaction request being initiated between the consumer and the merchant. The operations further include determining that the first device information fails to satisfy a risk analysis threshold for performing a risk analysis process and in response, transmitting a push communication to the consumer device. The push communication includes instructions that cause the consumer device to automatically transmit, to the system, second device information corresponding to the consumer device. Additionally, the operations include based on the second device information, executing the risk analysis process with respect to the payment transaction request. | 2021-12-30 |
20210406901 | SYSTEM AND METHOD FOR HANDLING POINT OF SALE CARD REJECTIONS - Systems and methods for transaction processing control are presented. Transaction processing control may be obtained through interaction of a POS device, an account card, and a mobile device. Transaction processing control may be provided in the context of providing account information, including handling requests to select and provide a second account number via a mobile device in communication with a rejected card such that the rejected card need not be removed from the point of sale device and a second card need not be submitted to the point of sale device. | 2021-12-30 |
20210406902 | STANDARDIZED IDENTIFIERS FOR MULTIPLE TRANSACTION AUTHORIZATIONS - Examples described herein include systems, methods, instructions, and other implementations for data security. One example includes receiving a checkout communication associated with a secure transaction, where the checkout communication includes a first child merchant identifier associated with a first child merchant system, a second child merchant identifier associated with a second child merchant system, and a parent merchant identifier associated with a parent merchant system. The parent merchant identifier is associated with multiple different child merchant identifiers. The parent merchant system is then authenticated using the parent merchant identifier. The authentication of the parent merchant system is then used to facilitate payments with the multiple different child merchant systems. | 2021-12-30 |
20210406903 | ACCOUNTING SYSTEM, ACCOUNTING PROCESSING METHOD, AND RECORDING MEDIUM - An accounting system according to the present invention include: an information display device including a first memory; and at least one first processor coupled to the first memory. The first processor performs first operations. The first operations includes: causing a first camera to image a person, and causes a display to display a code based on physical characteristics peculiar to the imaged person. An information processing device includes a second memory; and at least one second processor coupled to the second memory. The second processor performs second operations. The second operations includes: causing a second camera to image the code displayed by the information display device, acquiring accounting information of the person using the imaged code, and executing accounting processing using the accounting information. | 2021-12-30 |
20210406904 | METHOD AND SYSTEM FOR VALIDATION OF IDENTITY OF A USER DURING A DIGITAL PAYMENT PROCESS - A method for validation of identity of a user during a digital payment process comprises: receiving a user identifier; determining, based on the user identifier, that the user is enrolled for biometric authentication; transmitting, to a mobile device associated with the user identifier, a push notification, said push notification causing an authenticator application executing on the mobile device to initiate a biometric authentication process; receiving a result of said biometric authentication process; and transmitting authentication data, based on said result, to a transaction initiation system to trigger completion of the digital payment process. | 2021-12-30 |
20210406905 | Hosted Thin-Client Interface In A Payment Authorization System - A methods and system of hosted thin-client payment authorization and authentication services for processing payments for value-added service (VAS) providers is described. A method, performed by a host server operating a thin-client device, includes receiving transaction request data at a host server computer from a thin-client device, where the transaction request data can include financial account data and biometric data. The host-server transmits a verification request message to a VAS provider and receives an indication that it is a valid merchant. The host-server transmits an authorization request message comprising the biometric data to a payment processing network (PPN), where the PPN communicates with an authentication server computer to validate the biometric data, sends the authorization request message to an issuer and receives an authorization response message from the issuer. The host-server receives the authorization response message from the PPN and sends a service fulfillment request to the VAS provider. | 2021-12-30 |
20210406906 | Hosted Thin-Client Interface In A Payment Authorization System - A methods and system of hosted thin-client payment authorization and authentication services for processing payments for value-added service (VAS) providers is described. A method, performed by a host server operating a thin-client device, includes receiving transaction request data at a host server computer from a thin-client device, where the transaction request data can include financial account data and biometric data. The host-server transmits a verification request message to a VAS provider and receives an indication that it is a valid merchant. The host-server transmits an authorization request message comprising the biometric data to a payment processing network (PPN), where the PPN communicates with an authentication server computer to validate the biometric data, sends the authorization request message to an issuer and receives an authorization response message from the issuer. The host-server receives the authorization response message from the PPN and sends a service fulfillment request to the VAS provider. | 2021-12-30 |
20210406907 | AUTHORIZATION DATA PROCESSING FOR MULTIPLE ISSUERS - The invention provides systems and methods capable of effecting payment with a payment account that is different to the payment account associated with a payment device that initiated a payment transaction. An authorisation request message is modified by the invention to replace a cryptogram associated with the payment device with a cryptogram associated with the payment account that payment is to be taken from. A user may use a mobile communication device to communicate with a server storing associations between payment devices, such that the server can be consulted by a payment network server to determine which cryptogram to generate when modifying the authorisation request. | 2021-12-30 |
20210406908 | PROCESSING THROTTLES TO ENFORCE ACCOUNT USAGE LIMITATIONS - There are provided systems and methods for processing throttles to enforce account usage limitations. A user may engage in a transaction with another user, such as a purchase of goods, services, or other items a merchant using a physical payment card. An online transaction processor may provide a monitoring operation to enforce an electronic transaction processing limit on use of the payment card. This limit may correspond to a processing throttle, which may limit use of the payment card below a maximum amount of usage allowed for the payment card. When the payment card is utilized, the online transaction processor may determine that the throttle is violated by the usage and prevent the usage of the payment card. The online transaction processor may then contact the user of the transaction and allow for removal or adjustment of the throttle. | 2021-12-30 |
20210406909 | AUTHORIZING TRANSACTIONS USING NEGATIVE PIN MESSAGES - A method for authenticating a transaction includes: receiving, by a transaction processing unit of a computing system, a request for a transaction on a user account; generating, by the transaction processing unit, a personal identification number (PIN) and/or alert message; transmitting the PIN to a mobile device associated with the user account after a person requesting the transaction refuses authentication by a PIN-to-device process; and cancelling, by the transaction processing unit, the transaction when a response to the PIN and/or alert message is received from the mobile device within a specified period of time. | 2021-12-30 |
20210406910 | TRANSFERABLE AND BLENDED SHIPPING CART - A system for managing and transferring a virtual shopping cart. The system includes a product identification system that is programmed to identify products from a product identification tag, a cart identification system that is configured to generate a cart identifier that uniquely identifies the virtual shopping cart, and a cart management engine. The cart management engine is configured to receive products to add to the virtual shopping cart from the product identification system, associate the products with the cart identifier, and transfer access to the virtual shopping cart from a first device to a second device. | 2021-12-30 |
20210406911 | LOST ITEM RECOVERY WITH REPORTING AND NOTIFYING SYSTEM - In one embodiment, a system and method for reporting lost items includes presenting a lost item reporting link associated with an entity having a plurality of different physical establishment locations; receiving a user selection of the lost item reporting link; presenting at a website, in response to the user selection of the lost item reporting link, a graphical user interface configured to solicit lost item recovery information, the website being associated with the entity having the plurality of different physical establishments; receiving the lost item recovery information via the graphical user interface; and transmitting the lost item recovery information to a third party online lost and found system. | 2021-12-30 |
20210406912 | SYSTEMS AND METHODS FOR PROVIDING USER EMOTION INFORMATION TO A CUSTOMER SERVICE PROVIDER - Systems and methods are disclosed providing user emotion information to a customer service provider. For example, a method may include: transmitting, to a user device over a communication network, application data enabling the user device to perform a functionality usable by a user of the user device, the user device including a camera; receiving, from the user device over the communication network, user feedback data indicative of a characteristic of image data of the user obtained by the camera during usage of the functionality by the user; inputting the value of the facial expression parameter into a machine learning model to determine an assessment of an emotional state of the user during the usage of the functionality; and providing the assessment to the customer service provider. | 2021-12-30 |
20210406913 | Metric-Driven User Clustering for Online Recommendations - A method may include receiving an unstructured question from a user having structured contextual features. The unstructured question may include tokens. The method may further include converting, using a sentence embedding model, the tokens to a question vector, assigning the question vector to a question cluster, assigning, by applying a user clustering model to the question cluster and the structured contextual features, the user to a user cluster, and assigning, using a trained machine learning model, a channel to the user cluster. The channel may be used to communicate with a customer service agent for a management application. The trained machine learning model may assign, using metrics, a channel to each user cluster. The method may further include recommending, based on assigning the channel to the user cluster, the channel to the user for the question. | 2021-12-30 |
20210406914 | SYSTEMS AND METHODS FOR VENDOR ISSUE MANAGEMENT - Methods and systems are presented herein for managing issues with one or more vendors and/or their products or services for financial institutions. | 2021-12-30 |
20210406915 | MOBILE WIRELESS CUSTOMER MICRO-CARE APPARATUS AND METHOD - In one example, a data package created by a particular wireless mobile device, and comprising metrics collected by the wireless mobile device, is retrieved. The metrics concern performance of the wireless mobile device in a wireless communication network, and are transformed into measures that enable derivation of a key performance indicator concerning the performance of the wireless mobile device. An enriched measure is generated by processing the measures based on correlations of wireless mobile device events in a time sequence, and the enriched measure is transformed into a KPI that is specific to the performance of the wireless mobile device. The KPI of the wireless mobile device is compared to a KPI of the population of wireless mobile devices, and results of the comparison of KPIs serve as a basis to resolve a problem regarding operation of the wireless mobile device. | 2021-12-30 |
20210406916 | METHOD AND SYSTEM FOR USER PROTECTION IN RIDE-HAILING PLATFORMS BASED ON SEMI-SUPERVISED LEARNING - Methods, systems, and apparatus for detecting malicious activities in a ride-hailing platforms are described. An exemplary method comprises: identifying a set of trips from historical data to form training data; training a classifier based on a plurality of features of the set of trips in the training data to identify whether a given trip is malicious or benign; deploying the classifier to classify new trips in the ride-hailing platform for a first period of time to obtain a plurality of malicious trip candidates; storing the plurality of malicious trip candidates in a staging database for a second period of time for data cleansing based on supplementary data collected during the second period of time; fetching, from the staging database, a set of malicious trip candidates that have been stored in the staging database longer than the second period of time; and re-training the classifier. | 2021-12-30 |
20210406917 | GRAPH CONVOLUTIONAL ANOMALY DETECTION - There is a need for more effective and efficient anomaly detection. This need can be addressed by, for example, solutions for performing/executing graph convolutional anomaly detection. In one example, a method includes identifying related graph database input data associated with a predictive entity; generating related graph feature data for the predictive entity; generating, based on the related graph feature data and using a graph convolutional neural network model, an anomaly detection score for the predictive entity, wherein at least a portion of the graph convolutional neural network model is trained using confirmation feedback data; performing an anomaly confirmation to generate the confirmation feedback data object for the predictive entity, and integrating the confirmation feedback data object for the predictive entity into the confirmation feedback data associated with the graph convolutional anomaly detection. | 2021-12-30 |
20210406918 | SYSTEMS AND METHODS FOR DETECTING POTENTIAL SHRINK EVENTS VIA RFID TECHNOLOGY - Systems and methods for detecting potential shrink events via RFID technology are provided. The systems include a point of sale (POS) system that includes an optical scanner, an RFID transceiver arrangement, a user interface and a controller. The controller is configured to perform example methods disclosed herein. For example, the controller may detect that the optical scanner has decoded a barcode, trigger the RFID transceiver arrangement to write a data string to an RFID tag located within the object scanning area, conduct a detection operation to detect the RFID tag with the data string in the bagging area. Responsive to detecting the RFID tag with the data string, the method involves the user interface performing a first operation. Responsive to not detecting the RFID tag with the data string, the method involves the user interface performing a second operation. | 2021-12-30 |
20210406919 | DETECTION OF AUTHENTICITY OF RIDE IN VEHICLE ALLOCATION - Authenticity detection method and system have been disclosed herein for detecting an authenticity of a ride in a ride hailing environment. A set of geohashes is determined based on historical location data and a set of cell tower hashes is determined based on historical telecom data. A cellular network data corpus is generated based on the set of geohashes and the set of cell tower hashes. First location data and first telecom data are received from a driver device of a driver. A first geohash is determined based on the first location data and a first cell tower hash is determined based on the first telecom data. The authenticity of the ride is detected based on at least the cellular network data corpus, the first geohash, and the first cell tower hash. | 2021-12-30 |
20210406920 | Digital Appraisal System Providing Computational Attestation Of Appraisal Integrity - Systems and methods are disclosed for providing a virtual updated appraisal of a valuable asset without an onsite inspection. The appraisal system may provide attestation of the integrity of the updated appraisal generated by verifying the asset through video and image capture transmissions and geolocation data extracted from the transmissions. The updated appraisal may be configured as self-authenticating and recorded in a transaction on a blockchain, accessible via a QR code image. The updated appraisal may be stored in a blockchain wallet and configured as a non-fungible token. The geolocation data can enables the appraisal system to verify the integrity of the submission and thereby reduces the chance of fraud. In this way, updated appraisals generated by the system can increase confidence for insurance companies as to the authenticity and accuracy of the updated appraisal. | 2021-12-30 |
20210406921 | COMMUNICATION BETWEEN CUSTOMIZATION PLATFORM AND CUSTOMIZABLE ELEMENTS - Various aspects of the subject technology relate to systems, methods, and machine-readable media for customizing a website. The method includes receiving, from a provider, a message comprising message data, the message data comprising an identifier and parameters relating to a customizable website element of the website. The method also includes identifying, through a consumer, the customizable website element based on at least one of a message type of the message or the identifier of the message data. The method also includes routing, through the consumer, the message to the customizable website element based on at least one of the message type of the message or the identifier of the message data. The method also includes implementing, through the consumer, the parameters to the customizable website element based on the identifier. | 2021-12-30 |
20210406922 | SYSTEM AND METHOD FOR WORD-OF-MOUTH ADVERTISING - A system and method to facilitate word-of-mouth advertising and sales support associated with displayed media objects on distributed networks is described. The system provides one or more advocates to a network user accessing advertising of a brand, product, or service. One or more of the advocates may be socially related to the user. User interactions with the advocates are facilitated through a real-time communication network, follow-on commercial activity is tracked, and the value of word-of-mouth advocacy is captured and distributed. | 2021-12-30 |
20210406923 | AUTOMATIC DETERMINATION OF CARD DATA BASED ON NETWORK CATEGORY CODES - There are provided systems and methods for automatic determination of card data based on network category codes. A user may engage in a transaction with another user, such as a purchase of goods, services, or other items a merchant using a physical payment card. An online transaction processor may receive information from processing of the payment card over an electronic card network so that the online transaction processor may determine data for the payment card. The data may be determined over a time period, which may be dynamically adjusted based on additional data for the user, time period, and/or payment card. The data is further identified and determined based on network category codes for different transaction data when processed over the electronic network. Thereafter, categories of data may be selected to provide benefits back to the user's account or payment card. | 2021-12-30 |
20210406924 | Generating Human Experience Recommendations within a Human Experience Insights Flow - A system, method, and computer-readable medium are disclosed for performing a human experience operation. The human experience operation includes receiving a mapped human experience insight, the mapped human experience insight being based upon mapping corresponding classes of standardized human experience concepts to human experience enhancement objectives to provide a mapped human experience insight; and, performing a results operation via a results engine, the results engine receiving the mapped human experience insight, the results operation using the mapped human experience insight to generate a human experience recommendation. | 2021-12-30 |
20210406925 | ALGORITHM FOR IDENTIFICATION OF TRENDING CONTENT - This application relates to techniques for recommending content to a user of a content distribution system. A server device can generate recommendations as part of a user interface for the content distribution system. The server device can be configured to: calculate a trend score for each of a plurality of digital assets managed by a content distribution system, calculate a recommendation score for a subset of digital assets that are not installed on a client device of a target user, calculate a breakout score for a subset of digital assets managed by the content distribution system each having a cumulative number of downloads below a threshold value, rank the digital assets according to the trend scores, the recommendation scores, or the breakout scores, and generate a visual representation of one or more digital assets to recommend to the user based on the ranking. | 2021-12-30 |
20210406926 | USING A PICTURE TO GENERATE A SALES LEAD - Disclosed are various embodiments for sales lead generation utilizing a photo of a unique identifier or identifiers of a vehicle at a store. In another aspect a method for generating a sales lead from a photo of a vehicle with a unique identifier is disclosed. The method first provisions a relational database with a dataset of unique vehicle identifiers. Next, is provisioning the field device with a sales/lead application. Then executing the sales/lead application on non-transitory memory of the field device. Then capturing a photo of a vehicle with a unique identifier. Next, transmitting photo to a central system. Then processing the photo for optical character recognition with an image analysis module. The method then generates the unique vehicle identifier from the photo. Next, it accesses the relational database to perform a lookup of the unique vehicle identifier. Lastly, it generates a sales lead based on at least the unique vehicle identifier. | 2021-12-30 |
20210406927 | USING A VIDEO TO GENERATE A SALES LEAD - Disclosed are various embodiments for generating a sales lead from a video of a vehicle with a unique identifier is disclosed. The system includes a vehicle with a unique identifier, a communication network, and a field device. The field device is comprised of an IP camera equipped to take a video of the vehicle with the unique identifier. The field device is further operatively configured with a communication adapter to transmit the video through the communication network to a central system. The central system comprises a network connection configured to receive the video from the field device as well as an image analysis module capable of extracting text information from the video received from the field device. The central system is connected to a relational database configured with a data table of the unique identifiers, wherein the relational database is connected to the central system through the communication network. The central system is also connected to a customer management system operatively configured to utilize results from the image analysis module to perform a lookup in the relational database for the unique identifier. Lastly, the system is comprised of a front end website wherein a user may access the customer management system to view a sales lead. | 2021-12-30 |
20210406928 | INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD, AND RECORDING MEDIUM - An information processing device includes: an index calculation unit configured to calculate an at least one index of one of actions and reactions by a target on the basis of target information acquired by an information acquisition unit; and a determination unit configured to determine a current psychological status of a plurality of psychological statuses of the target on the basis of the calculated at least one index. After the information acquisition unit acquires the target information, the index calculation unit updates the at least one index on the basis of the acquired target information. After the index calculation unit updates the at least one index, the determination unit determines, on the basis of the updated at least one index, that another one psychological status in a rank that is one of higher and lower than a rank of the current psychological status is a new current-psychological status. | 2021-12-30 |
20210406929 | SMART DISPLAY SYSTEM - An apparatus including: one or more weighing elements; a processor in communication with the one or more weighing elements; memory in communication with the processor and containing processor executable instructions; a proximity sensor in communication with the processor; and a wireless communications device in communication with the processor. The instructions provide for monitoring of removal of units of a product on the weighing elements. | 2021-12-30 |
20210406930 | BENEFIT SURRENDER PREDICTION - A benefit prediction requirement may be received and associated benefit data from a plurality of sources may be obtained. The benefit prediction requirement may be associated with determining a probability of a benefit being surrendered by a benefit user. Further, a plurality of benefit attributes may be identified and mapped with benefit user data to create a benefit surrender database. From the benefit surrender database, a survival probability and a hazard probability may be determined and benefit assessment data may be created therefrom. Based on the benefit assessment data, a benefit surrender prediction model including a surrender probability may be created and a surrender pattern of the benefit user may be determined. Furthermore, a benefit surrender result may be generated and a remedial action in response to the benefit prediction requirement may be performed. | 2021-12-30 |
20210406931 | CONTEXTUAL MARKETING SYSTEM BASED ON PREDICTIVE MODELING OF USERS OF A SYSTEM AND/OR SERVICE - Predictive modeling within a special purpose hardware platform to determine scenarios that are most likely to increase conversion potential for each trial user and retention potential for each active subscriber of a service, collectively referred to as a propensity score. The predictive models are integrated with a contextual marketing system that uses a loss risk assessment to learn user behavior and optimize content messaging designed to improve actual conversion or retention behavior for the user. | 2021-12-30 |
20210406932 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD AND PROGRAM THEREOF - An information processing apparatus includes a first fitness calculation unit for calculating a fitness using a predetermined function for each of a plurality of models belonging to a population; a virtual model generating unit for selecting, as parent models, a plurality of models having higher value of the fitness among the plurality of models, and generating a virtual model that outputs an output result obtained by performing calculation of output results of the selected plurality of parent models; a second fitness calculation unit for calculating the fitness of the virtual model using the predetermined function; a model replacing unit for replacing the models constituting the population by adding the virtual model to the population and by deleting a model having a lower value of the fitness from the population; and a model extracting unit for extracting a model having a higher value of the fitness from the population. | 2021-12-30 |
20210406933 | ARTIFICIAL INTELLIGENCE FOR NEXT BEST ACTION - Artificial intelligence for next best action. In an embodiment, contact data and contact-specific activity data are received from a user system. A profile model is applied to the contact data to generate a profile score for each contact, and an intent model is applied to the contact-specific activity data to generate an intent score for each contact. Contact recommendations are determined based on the profile scores and the intent scores, and a recommended contact list is generated based on the contact recommendations. The recommended contact list may then be provided to a user. | 2021-12-30 |
20210406934 | Performing Extraction and Enrichment Operations within a Human Experience Insights Flow - A system, method, and computer-readable medium are disclosed for performing a human experience enhancement operation. The human experience enhancement operation includes performing an extraction operation, the extraction operation extracting human experience related data from a human experience data source, the extraction operation receiving the human experience related data and abstracting the human experience related data into standardized human experience concepts; performing an enrichment operation, the enrichment engine receiving the standardized human experience concepts and categorizing the standardized human experience concepts into corresponding classes of standardized human experience concepts; and, providing the corresponding classes to an analysis engine, the analysis engine mapping the corresponding classes to human experience enhancement objectives to provide a mapped human experience insight. | 2021-12-30 |
20210406935 | PROVIDING INSIGHTS AND SUGGESTIONS FOR JOURNEYS - Methods and systems are provided for generating and providing insights associated with a journey. In embodiments described herein, journey data associated with a journey is obtained. A journey can include journey paths indicating workflows through which audience members can traverse. The journey data can include audience member attributes (e.g., demographics) and labels indicating journey paths traversed by audience members. A set of audience segments are determined that describe a set of audience members traversing a particular journey path. The set of audience segments can be determined using the journey data to train a segmentation model and, thereafter, analyzing the segmentation model to identify patterns that indicate audience segments associated with the particular journey path. An indication of the set of audience segments that describe the set of audience members traversing the particular journey path can be provided for display. | 2021-12-30 |
20210406936 | Preservation of Price Calculation Data in Performance of Price Calculation Operations - Preservation of price calculation data in performance of price calculation operations is described. An example of a system includes one or more processors, a memory, an API to receive requests, a pricing service to generate price calculations, and price data functions to perform operations on price calculation data, wherein in response to a request for price calculation for a first transaction the system is to generate a unique transaction identifier; record context data for the price calculation; calculate a pricing result for each of one or more sales items and collect price calculation data for each sales item; aggregate the pricing results to generate a final pricing result, generate a price calculation data set for the first transaction including at least the transaction identifier, the context data, and the price calculation data for the sales items, and store the generated price calculation data set in the memory. | 2021-12-30 |
20210406937 | COMPUTER TECHNOLOGY FOR AUTOMATED PRICING GUIDANCE - Disclosed herein are embodiments for automated intelligent price guidance of listings for a for sale object (FSO) being offered by a seller. Some embodiments may operate by: receiving information relating to the FSO, including specifications for selling the FSO, wherein the specifications include an original offer price and a time window for selling the FSO; determining a category of the FSO; generating an optimal offer price for the FSO based on one or more of: (a) past listings of previously sold FSOs that have a same or similar category of the FSO; (b) the specifications, including the time window; (c) a category decay curve applicable to the category; and (d) seller flexibility curve of the seller; and through the use of a machine learning neural networking analysis suggesting the optimal offer price to the seller as an offer price for a listing corresponding to the FSO, wherein this price is evaluated over time and suggestions are made accordingly. | 2021-12-30 |
20210406938 | INTELLIGENT SYSTEM RECOMMENDING USERS A USER ACTION AND A METHOD THEREOF - An intelligent system and a method for recommending users to perform a user action based on a price determined for the electronic device by authenticating and verifying the electronic device, evaluating the condition of the electronic device, issuing a diagnosis report, determining the price for the electronic device, recommending the users to perform user action, performing the selected user action, and certifying the electronic device as a buy certified electronic device, a sell certified electronic device, and a repair certified electronic device. | 2021-12-30 |
20210406939 | A SYSTEM AND METHOD FOR QUALITY-DRIVEN INCENTIVES FOR CONTINUOUS DATA MAINTENANCE AND FAIR VALUE-EXCHANGE IN BUSINESS ECO-SYSTEMS - Embodiments of the present systems and methods may provide quality-driven incentives for continuous data maintenance and fair value-exchange in business eco-systems that may ensure high quality data over time. For example, a method of data management processing may be implemented in a computer system and the method may comprise determining a quality of data submitted by a data provider over a plurality of quality dimensions, curating the submitted data over multiple data providers based on the plurality of quality dimensions, and rewarding the data provider based on the determined quality of the data submitted by the data provider, an expected lifetime of the data, and the data consumers that access the data so as to incentivize the data provider to provide the data and to maintain or improve the quality of the data. | 2021-12-30 |
20210406940 | INTER-APPLICATION GAME ACHIEVEMENT NORMALIZATION - An inter-application game achievement system for providing a normalized measure of player achievement across multiple games/applications, which need not share a common scoring system. The inter-application normalized measure of player achievement may be adjustable such that system points accumulate at rates that encourage users of varying skill levels to keep obtaining and using/playing applications/games. | 2021-12-30 |
20210406941 | System and Method for Managing a Reward-Based Campaign - A computer-implemented system and method for managing a reward-based campaign are disclosed in which an entry code generator operating on one or more processors automatically generates a first set of entry codes and a second set of entry codes. A consumer entry validator operating the one or more processors receives and stores in a consumer database a first consumer entry code and a second consumer entry code, wherein the first consumer entry code is one of the first set of entry codes and the second entry code is one of the second set of entry codes. A winning entry selector operating on the one or more processors develops a winning entry code. A consumer notifier develops a consumer entry from the first consumer entry code and the second consumer entry code and determines that the consumer entry matches winning entry and, in response, instructs a consumer device to display an indication of such match. | 2021-12-30 |
20210406942 | SYSTEM AND METHOD FOR OPTIMIZING ONLINE PRIVACY RECOMMENDATIONS FOR ENTITY USERS - A system and method for dynamically optimizing online privacy recommendations for entity users. Certain aspects of the present disclosure provide for methods and systems for optimizing an entity privacy rights recommendation in online transactions. In certain embodiments, an entity user creates an account within an end user application comprising a graphical user interface configured to display one or more privacy rights education prompt and an entity user privacy score. The entity user is assigned a unique alpha-numeric identifier for the entity user within the entity user account. The end user application is configured to match the entity user to one or more online category good or service vendor according to the unique alpha-numeric identifier and provide an entity privacy rights recommendation comprising the one or more online category good or service vendor matched to the entity user. | 2021-12-30 |
20210406943 | SYSTEMS, METHODS AND COMPUTER READABLE MEDIUM FOR WIRELESS SOLICITATIONS - Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities. | 2021-12-30 |
20210406944 | VERIFICATION OF REDEMPTION OF AN ELECTRONIC OFFER - A system can determine that a mobile device, located at a physical place of business transmits a first electronic communication for redemption of an electronic offer at the physical place of business. The system can further detect a second electronic communication transmitted from the mobile device, which indicates a first identifier. The first identifier can be associated with a verifier of the electronic offer (e.g., a staff member) at the physical place of business. The system can further determine, based on analysis of the first identifier, a second identifier (e.g., contact data, a telephone number, etc.), that corresponds to the verifier, without providing the second identifier to the mobile device. The system can further electronically transmit, utilizing the second identifier, a third electronic communication that indicates information about the redemption of the electronic offer. | 2021-12-30 |
20210406945 | COMPUTER-IMPLEMENTED METHODS AND SYSTEMS FOR DISTRIBUTING REWARD POINTS TO COMPUTER NETWORK USERS - A computer-implemented method of distributing reward points to computer network users in a transaction system, said users being arranged in a hierarchy, comprises: periodically performing a payout process for each user comprising: determining a direct reward points amount that is dependent on network activity that is directly attributable to the user; determining an indirect incentive amount that is at least partly dependent on network activity that is attributable to other users that are below said user in the hierarchy; and crediting a digital wallet of the user by the direct reward points amount and the indirect reward points amount; wherein said network activity comprises one or more electronic transactions conducted via the transaction system, and/or addition of one or more users to the transaction system. | 2021-12-30 |
20210406946 | INFORMATION PROCESSING SYSTEM, METHOD, AND MEDIUM - An information processing system includes an identification information receiving unit for receiving user identification information presented by a user, a determining unit for determining whether the user identification information that has been received is first user identification information for performing first processing relating to the user, or second user identification information for performing second processing that is executed following the first processing, and an user identifying unit for, in a case of determining that the user identification information that has been received is the second user identification information, identifying a user that is an object of third processing relating to the user, with the third processing being executed following the second processing, on the basis of the second user identification information. | 2021-12-30 |
20210406947 | METHODS AND APPARATUS TO ESTIMATE THE SECOND FREQUENCY MOMENT FOR COMPUTER-MONITORED MEDIA ACCESSES - Methods, apparatus, systems and articles of manufacture are disclosed that estimate the second frequency moment. An example apparatus includes a hashing generator to input a first audience member identifier and a second audience member identifier of the media impression data through a hashing function, an output of the hashing generator being a first bit-value representation of the first audience member identifier and a second bit-value representation of the second audience member identifier, a vector generator to increment first and second values of corresponding first and second positions in a vector based on the first and second bit-value representations, respectively, a second frequency moment generator to estimate the second frequency moment of the media impression data using the vector, and a comparator to, using the second frequency moment, determine whether a computer can complete a query request of the media impression data based on query processing constraints. | 2021-12-30 |
20210406948 | SYSTEMS AND METHODS FOR MEASURING EFFECTIVENESS OF MARKETING AND ADVERTISING CAMPAIGNS - Systems and methods are disclosed for measuring the effectiveness of a marketing and advertising campaign directed at consumers. The systems and methods receive data corresponding to consumers that were served impressions in the campaign, and match the data to identifiers for credit records of the consumers. Credit record activity information in the credit records related to products and services of the campaign can be retrieved and potentially depersonalized. The credit record activity information can be the basis of a campaign report for adjusting and optimizing the campaign, in the case of an in-flight campaign report, or future campaigns, in the case of a post-campaign report. More accurate measurement of the effectiveness of the campaign can be obtained due to linking of a consumer's activity with the campaign. | 2021-12-30 |
20210406949 | NON-TRANSITORY COMPUTER READABLE STORAGE MEDIUM, ALLOCATION APPARATUS, AND ALLOCATION METHOD - A non-transitory computer readable storage medium having an arrangement program according to the present application thereon causes a computer to execute an acquiring process and an arranging process. The acquiring process acquires browsing mode information that indicates a mode of browsing content. The arranging process arranges, in a mode based on the browsing mode information acquired at the acquiring process, at least one element that is used to judge whether the content has actually been browsed by a user in a content area in which the content is provided. | 2021-12-30 |
20210406950 | DATA SECURITY METHOD FOR PRIVACY PROTECTION - A method including receiving, at a first computing system from a second computing system, a first key and encrypted online interaction data, receiving, at the first computing system from a third computing system, a second key and encrypted offline action data encoding data indicating one or more offline actions, receiving, at the first computing system from the third computing system, executable code comprising a third key, and executing, by the first computing system, the executable code. The executable code causing the first computing system to decrypt the encrypted online interaction data and the encrypted offline action data using the first key, the second key, and the third key, correlate one or more of the offline actions in the offline action data to one or more online interactions in the online interaction data, and generate aggregate data indicating a number of offline actions correlated to the online interactions. | 2021-12-30 |
20210406951 | METHOD OF PROVIDING TELEVISION PROGRAM ADVERTISEMENT - [Problem to be solved] An object of the present invention is to provide a method for improving an advertising effect, particularly in a television commercial. [Solution] According to an embodiment of the present invention, the disclosed method is a method for providing an advertisement for a television program, which determines an advertisement-related product related to a product to be advertised, refers supply prediction information of the advertisement-related product, and determines the time for placing the TV program advertisement based on the supply prediction information. | 2021-12-30 |
20210406952 | SYSTEMS, METHODS AND COMPUTER-READABLE MEDIA FOR DETERMINING OUTCOMES FOR PROGRAM PROMOTIONS - Systems, methods and computer-readable storage media for determining an outcome of a content promotional message are described. For example, a media network may be configured to transmit content to a plurality of content playback devices, such as a television or a computing device. The content may include a content promotion message configured to promote content, such as a television program or a website, available through the media network. The content promotion message and the content may be associated with network identifiers generated by the media network for tracked content. When the content is played by the content playback device, a device identifier may be generated for the content. The device identifiers may be compared with the network identifiers to determine which, if any, content tracked by the media network has been played by the plurality of content playback devices. | 2021-12-30 |
20210406953 | System And Method For Identifying Hidden Content - The present invention provides improved techniques that can be used to identify hidden content and/or advertisements on a digital display page and to tell the illegitimate pieces of hidden content apart from legitimate ones, which provide reduced levels of false results. For example, a technique involves performing a plurality of analyses on a digital display page to determine whether the digital display page includes content is hidden, wherein each analysis may determine a different result based on whether content in the digital display page is delivered but hidden, comparing the resulting determinations of the analyses, when the analyses all determine that the content is not hidden, classifying the digital display page as not including hidden content, and when at least one analysis determines that the content is not hidden and at least one analysis determines that the content is hidden, classifying the digital display page as including hidden content. | 2021-12-30 |
20210406954 | QUANTUM WALK FOR COMMUNITY CLIQUE DETECTION - A method of detecting cliques in a graph includes determining, based on a number of nodes in the graph, a number of qubits to be included in a quantum processor. The method includes assigning to each node in the graph, a qubit of the quantum processor. The method includes operating on the qubits with a preparation circuit to create a quantum state in the qubits that corresponds to the graph. The method includes operating on the quantum state with a random walk circuit, and measuring the qubits of the quantum processor to detect cliques in the graph. The preparation circuit comprises a plurality of single- and two-qubit operators, wherein, for each pair of adjacent nodes in the graph, an operator of the plurality of two-qubit operators acts on a pair of qubits corresponding to the pair of adjacent nodes to create the quantum state. | 2021-12-30 |
20210406955 | SYSTEMS AND METHODS FOR PROVIDING DIVERSIFIED PROMOTIONAL MESSAGES - Systems, apparatus, and methods for providing diversified promotions are discussed herein. Some embodiments may include a system including circuitry configured to provide diversified promotions within an impression or other communication including multiple promotions. For example, promotions may be associated with diversity characteristics to determine the diversity of promotional offerings within an impression and/or within a series of impressions over a period of time sent to a targeted consumer. When an impression is determined to lack diversity based on the diversity characteristics of the promotions, the system may be configured to take corrective action such as by replacing at least one promotion with a replacement promotion that provides greater diversity to the impression. | 2021-12-30 |
20210406956 | COMMUNICATION SYSTEM AND COMMUNICATION CONTROL METHOD - The present disclosure describes a communication system that includes communication circuitry and processing circuitry. The processing circuitry is configured to collect a piece of user information of a user via the communication circuitry, analyze the collected piece of user information to obtain a user preference of the user, and identify a piece of advertisement as targeting the user according to the user preference. The processing circuitry is further configured to generate a guidance message based on reason of promotion information stored in association with the piece of advertisement, transmit the guidance message to a client terminal of the user, and transmit the piece of advertisement to the client terminal. The guidance message and the piece of advertisement are to be output as vocalized speeches of a voice agent of the client terminal. | 2021-12-30 |
20210406957 | REAL-TIME IDENTITY ENRICHMENT AND DEFINITION WITH DIGITAL SMART SCREEN - Systems and methods include acquiring data using multiple sensors in conjunction with a Digital Media Smart Screen, combining the sensor data in real time with data from big-data aggregators, resulting in real-time enriched analytics for highly-granular advertising decisions on the Digital Media Smart Screen, effectiveness measurement of those advertisements, targeting advertisements to individuals within viewing distance of the Digital Media Smart Screen, and re-targeting those individuals later with the same Digital Media Smart Screen or other displays in the same advertising ecosystem. | 2021-12-30 |
20210406958 | A VEHICLE PROMOTION SYSTEM FOR TARGETED ADVERTISING - A vehicle promotion system is disclosed for targeted advertisements including a discount coupon which can be scanned by a user device. The system includes a projection means in vehicle for displaying advertisements including a discount coupon and a personal cellular telecommunication device with a consumer module for scanning the discount coupon displayed in the window of the vehicle. The user with personal cellular telecommunication device having consumer module can either scan the code displayed in the window of the vehicle or shake their phone to scan the discount coupon if the vehicle is moving as shown in FIG. | 2021-12-30 |
20210406959 | System and Method for Personalized Preference Optimization - A system and method is provided for using biometric data from an individual to determine at least one emotion, mood, physical state, or mental state (“state”) of the individual, which is then used, either alone or together with other data, to provide the individual with certain web-based data. In one embodiment of the present invention, a Web host is in communication with at least one network device, where each network device is operated by an individual and is configured to communicate biometric data of the individual to the Web host. The Web host is then configured to use the biometric data to determine at least one state of the individual. The determined state, either alone or together with other data (e.g., interest data), is then used to provide the individual with certain content (e.g., web-based data) or to perform a particular action. | 2021-12-30 |
20210406960 | JOINT-BASED ITEM RECOGNITION - For an input image of a person, a set of object proposals are generated in the form of bounding boxes. A pose detector identifies coordinates in the image corresponding to locations on the person's body, such as the waist, head, hands, and feet of the person. A convolutional neural network receives the portions of the input image defined by the bounding boxes and generates a feature vector for each image portion. The feature vectors are input to one or more support vector machine classifiers, which generate an output representing a probability of a match with an item. The distance between the bounding box and a joint associated with the item is used to modify the probability. The modified probabilities for the support vector machine are then compared with a threshold and each other to identify the item. | 2021-12-30 |
20210406961 | SYSTEM AND METHOD FOR AUTOMATED GENERATION OF DIGITAL ADVERTISEMENTS AND IMAGES - A method of generating advertisements includes accessing a user interface for creating an ad. The method also includes selecting a customer needing ad creation through the user interface and selecting a product related to the ad through the user interface. The method also includes configuring settings for the ad through the user interface and generating an ad preview based on the customer, the product, and the settings. | 2021-12-30 |
20210406962 | Apparatus, Method, and Computer Program Product For Providing Synchronous Delivery Of Active Media And Electronic Marketing Communications - A system, method, and computer program product are provided herein. An example system apparatus configured to provide synchronous delivery of active media and electronic marketing communications to a client, the apparatus including a processor including one or more processing devices configured to perform independently or in tandem to execute hard-coded functions or execute software instructions, and a memory including one or more volatile or non-volatile electronic storage devices storing computer-readable instructions, the computer-readable instructions being configured, when executed, to cause the processor to receive the electronic marketing communications, receive the active media, wherein the active media corresponds to the electronic marketing communications, synchronize the active media and the electronic marketing communications based at least in part on one or more receipt identifiers, and provide the active media and the electronic marketing communications to the client device. | 2021-12-30 |
20210406963 | POOL GENERATION AND MANAGEMENT FOR EVENTS - Techniques for generation and management of pools for events are presented. Pool management component (PMC) generates an event associated with a recipient. Within a period of time of the event, PMC generates a pool relating to the event. Based on contact user data, transaction data relating to transactions or interactions between recipient and merchants, and affinities of the recipient to contact users or merchants, PMC determines which users to invite as candidates to contribute monetary funds to the pool and which merchants to be candidates to the pool and to present offers for products. Notification component notifies candidates of their invitation to participate in the pool. Pool component receives contributions from user candidates and offers from merchant candidates. At time of the event, notification component notifies recipient of the gift being presented to recipient via the pool, the gift comprising money, a product, or offer for a product. | 2021-12-30 |
20210406964 | ENTERPRISE LEVEL SALES MANAGEMENT SYSTEM AND METHOD INCLUDING REAL-TIME INCENTIVE COMPENSATION - An improved enterprise level sales management system and method including a tele-agent dashboard engine that generates, as an improved user interface to automated computing machinery, a dashboard populated with customer relationship management information, dynamic scripts and industry trend information, company profile information that identifies products of interest for a particular plurality of companies and real-time tele-agent incentive compensation details. The enterprise level sales management system includes a graphical database to store semantic triples and a machine learning engine for traversing the graph and applying inference rulesets and predictive analysis algorithms, thereby improving the overall processing efficiency of the automated computing machinery. | 2021-12-30 |
20210406965 | PROVIDING TRAVEL-BASED AUGMENTED REALITY CONTENT RELATING TO USER-SUBMITTED REVIEWS - Aspects of the present disclosure involve a system comprising a computer-readable storage medium storing a program and method for providing augmented reality content relating to user-submitted reviews in association with traveling, in accordance with some example embodiments. The program and method provide for receiving, by a messaging application running on a device of a user, a request to scan an image captured by a device camera; determining, in response to receiving the request, a travel parameter associated with the request and an attribute of an object depicted in the image; selecting, from among plural candidate user interfaces relating to user-submitted reviews, a user interface that corresponds to the travel parameter and the attribute; and displaying an augmented reality content item, which includes the selected user interface, with the image. | 2021-12-30 |
20210406966 | SYSTEMS, METHODS, AND MEDIA FOR EVALUATING COMPANIES BASED ON SOCIAL PERFORMANCE - Mechanisms for evaluating companies based on social performance are provided. In some embodiments, systems comprise: at least one processor that: receives data regarding a plurality of companies from a plurality of data sources, wherein the data includes score values regarding the social performance of the plurality of companies; calculates category scores for each of the plurality of companies in each of a plurality of categories based on the score values; calculates a combined score for each of the plurality of companies based on the category scores; compares at least one of the combined score and the category scores for one of the plurality of companies to a threshold; and based on results of the comparison, presents an advertisement to the user that corresponds to the one of the plurality of companies. | 2021-12-30 |
20210406967 | ESTIMATING AS-A-SERVICE QUERY PRICES WITHIN OPTIMIZER EXPLAINED PLANS - An apparatus, method and computer program product for estimating as-a-Service (aaS) query prices in a relational database management system (RDBMS). An optimizer of the RDBMS inserts an EXPLAIN modifier into a query, wherein the EXPLAIN modifier results in the optimizer generating a summary of a query execution plan for the query that includes one or more cost estimates for the RDBMS to perform the query. A price estimate for the query is then generated based on the cost estimates, wherein the price estimate is generated using one or more configurable pricing formulae. The price estimate is merged into the summary of the query execution plan for the query. Moreover, a price guarantee may be generated for the price estimate, wherein the price guarantee is honored when the query is subsequently invoked for execution by the RDBMS. | 2021-12-30 |
20210406968 | METHOD AND SYSTEM OF AUTOMATIC BILLING OF TRANSPORTATION SERVICES - In one aspect, a process for automatic billing of transportation services includes the step of generating a first travel vector for a traveler. The process includes the step of generating a second travel vector for a travel provider. The process includes the step of determining that the traveler's location and movement is synchronized with a travel-service provider within a specified distance threshold. The process includes the step of comparing first travel vector with second travel vector. The process includes the step of determining that the first vector and the second vector are within the specified distance threshold. The process includes the step of measuring the time period that the first vector and the second vector are within the specified distance threshold. The process includes the step of billing the traveler for the time period that the first vector and the second vector are within the specified distance threshold. | 2021-12-30 |
20210406969 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND NON-TRANSITORY STORAGE MEDIUM - An information processing apparatus disclosed includes a controller configured to execute the processing of obtaining user identification information for identifying a user, obtaining property information indicating a property of the user on the basis of the user identification information, and determining an upper limit number on the basis of the property information. The upper limit number is the number of specific items that the user is allowed to purchase. | 2021-12-30 |
20210406970 | CONTROLLED DISPENSING SYSTEM AND METHOD - A controlled dispensing system includes a dispensing fixture and a server system coupled to the dispensing fixture and a mobile device via a communication network. The server system receives from the mobile device identification data of a user of the mobile device, verifies an identity or age of the user, and receives a request to reserve a controlled product included in the dispensing fixture. In accordance with the verifying of the identity or age of the user and the request to reserve the controlled product, the server system transmits to the mobile device dispense approval data including user validation and product selection information. The dispensing fixture obtains via an input peripheral a dispense code provided by the mobile device, the dispense code corresponding to the dispense approval data, and in accordance with the dispense code, causes a dispensing mechanism to dispense the controlled product. | 2021-12-30 |
20210406971 | Methods and Systems For Online Transactions - Systems, methods, and devices of the various embodiments enable online transactions related to buying/selling an item, such as a vehicle. In an embodiment, one or more installment agreements relating to a user and one or more items may be generated in response to one or more received inputs. In an embodiment, a deal table comprising the one or more installment agreements may be generated, and the deal table may be transmitted to a user device for presentation via the user interface. | 2021-12-30 |
20210406972 | SERVICE PARTNER SELECTION USING A CONFERENCE SYSTEM - The technology disclosed herein enables automatic selection of a service partner to handle a service ticket over a conference session facilitated by a conference system. In an embodiment, a method provides, in a partner selection system, selecting service partners from a plurality of potential service partners based on a first service ticket and partner information about the service partners. The method further provides transferring an invite to the service partners to join a conference session with the partner selection system, wherein the invite describes the first service ticket and, after establishing the conference session with a first endpoint of a first service partner of the service partners, receiving first bid information in real-time over the conference session from the first endpoint. Also, the method provides selecting the first service partner based on the first bid information and transferring a selection notification to the first service partner over the conference session. | 2021-12-30 |
20210406973 | INTELLIGENT INQUIRY RESOLUTION CONTROL SYSTEM - Aspects of the disclosure provide a computerized method and system that intelligently selects a qualified agent who is available to timely resolve a client issue that was expressed to a processor in a free form natural language communication. In examples, agent selection is accomplished from beginning to end, free from human involvement. Further, unique feedback functionalities are provided, which improve selection functionality by electronically recognizing trending resolution preferences and adapting the provided computerized method and system based thereon. | 2021-12-30 |