47th week of 2011 patent applcation highlights part 56 |
Patent application number | Title | Published |
20110288943 | METHOD FOR FACILITATING FINANCIAL AND NON FINANCIAL TRANSACTIONS BETWEEN CUSTOMERS, RETAILERS AND SUPPLIERS - A new medium of tender employs both a primary barcode and a merchant specific extension barcode that are both associated with specific consumers. The system operates within preexisting merchant platforms and links merchant systems, POS systems, inventory systems, SKU systems, barcode readers and a server. The system allows the ready linking and access of consumer transaction related information including purchase history, credit information, merchandise details and similar information. It further allows for the ready remittance of payment via the ACH network through the eCache computer network or other funding networks based on criteria established by the merchant itself. It further facilitates the administration of consumer rewards or loyalty programs and also facilitates consignment arrangements between suppliers and merchants. | 2011-11-24 |
20110288944 | Method for Paying Invoices - For an organization having a central station and a plurality of distributed outlets, each of the outlets having a cashier's terminal, each of the cashier's terminals coupled to a respective point-of-sale (POS) controller, a method permitting a billee to pay an invoice issued by a biller is disclosed. | 2011-11-24 |
20110288945 | ELECTRONIC PRICE SYSTEM AND A METHOD AND A COMPUTER PROGRAM FOR THE ELECTRONIC PRICE SYSTEM - An electronic price system comprising at least a cash register ( | 2011-11-24 |
20110288946 | Method and System of Managing Digital Multimedia Content - Methods and systems of managing content. More particularly, methods and systems of managing digital media content are provided. A Content Manager Application (Content Manager) can provide one or more user interfaces (UI) allowing a content provider to manage, edit, tag, group, store, secure, and distribute content to a consumer of content. | 2011-11-24 |
20110288947 | METHOD, SYSTEM, AND APPARATUS FOR SOCIAL NETWORK BASED SUPPORT PLATFORM USING CONTENT PACKAGES AND EXPERT INTERACTION - A computerized system and method for the exchange of information between and/or among instructors and users in a goal-oriented context. Embodiments of the present invention provide systems and methods in which an expert in a given field and/or instructor may interact with one or more users by providing packages and/or lectures, guides, literature, and other content, receiving user questions and input, scheduling and tracking user progress, as well as social interaction among end users. Embodiments of the present invention may also provide an infrastructure that allows for on-line registration and payment for packages and/or subscriptions. | 2011-11-24 |
20110288948 | System and Method for Generating an Enhanced Index Print Product - The present invention is directed to a data driven methodology to construct index print products for photographic images. A system and method are provided for defining an index print product as a collection of regions which may be pieced together to present a final index product. The index product is customizable for and by any one or more retailers or integration partner providers for a unique appearance and offering to end customers. More specifically, the present invention relates to providing dynamic index print products of photographic images wherein the index print product may also include other content that is individually specified, provided and maintained by partner providers of a film processor or fulfillment center. Providers are able to leverage customized marketing and brand messaging or other advertisement to add value to their index print product. | 2011-11-24 |
20110288949 | SYSTEM FOR ONLINE PURCHASING USING PRINTED CODED FORM - A system for enabling online purchasing includes a printed form having printed thereon coded data distributed over an area, the coded data indicative of an identity of the form; a sensing device for sensing the coded data from the printed form, the sensing device containing data representing an identity of a user of the sensing device; and a computer system for receiving from the sensing device data containing the identity of the user and the identity of the form, and for identifying from the received data a purchasing transaction. The sensing device further includes: (a) an image sensor adapted to capture images of the coded data; and (b) a processor adapted to identify coded data from the captured images, determine an orientation, within the captured images, of the coded data; decode the coded data; and generate the data regarding the identity of the form using the decoded coded data. | 2011-11-24 |
20110288950 | METHOD AND SYSTEM FOR RETRIEVING INFORMATION REGARDING AN ITEM POSTED FOR SALE - A computer-implemented two-tiered electronic market system includes a data repository storing information corresponding to an inventory of one or more available items and a first-tier electronic market (e.g., a retail tier) that provides a first participant (e.g., a retail consumer) access to the inventory of one or more items in the data repository. The inventory is offered to the first participant under a first (e.g., retail) pricing scheme. The two-tiered electronic market system also includes a second-tier electronic market (e.g., a wholesale tier) that provides a second participant (e.g., a wholesale dealer), different from the first participant, access to the inventory of one or more items in the data repository. The inventory is offered to the second participant under a second (e.g., wholesale) pricing scheme different from the first pricing scheme. Electronic commerce is facilitated using an electronic auction system having at least a wholesale tier and a retail tier by presenting for auction an item description stored in a database operationally coupled to the electronic auction system. The presentation of the item includes a current retail bid amount. A wholesale bid is received from at least one wholesale-tier participant and the current retail bid amount is selectively displaced if the received wholesale bid increased by a predetermined amount is greater than the current retail bid. | 2011-11-24 |
20110288951 | SYSTEM AND METHOD FOR BUYING AND SELLING GOODS AND SERVICES VIA AN ONLINE MARKETPLACE - A buying and selling process for selling and buying products and services allows buyers to post their desire-to-buy (DTB) to sellers. The sellers can respond to the DTBs by making desire-to-sell (DTS) Offers which match the DTB criteria that includes the specified product, price and DTB timing. Buyers either chose to accept or reject the offer. After a sufficient number of buyers have accepted the DTS Offer above the minimum volume of buyers for activation, the seller activates the purchase of the product or service. The buyers receive a right-to-buy (RTB) notice from the seller specifying the deal fulfillment process, including confirmation of the right-to-buy price (RTBP). | 2011-11-24 |
20110288952 | AUCTION METHOD AND APPARATUS - An automatic system for determining outcomes to an auction process represents the auction by a directed graph and uses a K best solutions algorithm to determine the K best solutions. The system uses a particular graphical representation. Constraints may be included directly into the graph. | 2011-11-24 |
20110288953 | Method of creating designs via world wide web and article of manufacture therefrom - A web portal for users to join and create their own profile to bring many people together who connect as friends or business connections. In this environment, the user can create designs for a virtual alter-ego that can then be shown on a virtual runway. Others, such as friends, or potential business contacts, will be able to view this page, including the designs and fashion show. Anyone who views the page will have the ability to model the designs on virtual versions of themselves. This provides a means to shop and try on clothing without ever leaving the computer screen. Once an item is found that is desired by the viewer, the item can be created, ordered and delivered through the web portal. | 2011-11-24 |
20110288954 | Method and Apparatus for Identifying Related Fix Information and Parts Number - A diagnostic tool and method are provided wherein a faulty part and its part number is determined based on a retrieved DTC for a specific vehicle. The part number may include the original manufacturer's number and a generic equivalent manufacturer's number (if available). The diagnostic tool can search a parts database of various parts suppliers for their pricing and location. The diagnostic tool can also provide suggested fixes to the user based on the retrieved DTC. | 2011-11-24 |
20110288955 | SYSTEM FOR PROCESSING A PURCHASE REQUEST FOR GOODS OR SERVICES - An invoice processing system includes a requisition and catalog server (referred to as a Req/Cat Web, or RCW, server), a procurement services system (SAP), and a requester terminal (browser). ReqCat Web allows requesters to input requirements (requisitions) which ReqCat then passes to SAP, which creates purchase orders, sends them to vendors for fulfillment, receives the vendors invoices, and prepares the payments. Commodities may be designated as either receivable or non-receivable, and this designation is stored in ReqCat web and passed to SAP on inbound requisitions. Payments on invoices received for non-receivable items are approved via a positive confirmation process, and payments on invoices received for receivable items are approved via a negative confirmation process. Positive acceptance of an invoice by a requester of commodities triggers automatic generation of a goods received (move) ticket. | 2011-11-24 |
20110288956 | Using model information groups in searching - Managing user accesses is disclosed, including: generating journal files over a predetermined period of time, wherein a journal file includes merchandise information associated with an accessed webpage; determining, for a merchandise category, information related to an attribute based at least in part on the generated journal files; aggregating information associated with the attribute from journal files associated with the merchandise category, wherein the aggregated information is to be included in a model information group associated with the merchandise category; and returning, in a subsequent search of merchandise information corresponding to the merchandise category, search results that are based at least in part on information associated with the model information group. Conducting searches of merchandise information is disclosed, including: determining a merchandise category associated with a query based at least in part on received keywords associated with the query; retrieving a model information group corresponding to the determined merchandise category; extracting attribute information from the retrieved model information group based at least in part on a quantity associated with an attribute; and presenting the extracted attribute information. | 2011-11-24 |
20110288957 | SYSTEM AND METHOD FOR ENABLING GROUP CHANNELS IN AN IP MARKETPLACE - A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards. | 2011-11-24 |
20110288958 | Systems, Methods and Computer Program Products for Rapid and Secure Delivery of a Purchased Item - Systems, methods and computer program products are provided for implementing rapid and secure delivery of goods that have been purchased through e-commerce channels. Through these technologies customers can order goods while they are mobile and arrange for rapid delivery wherever they will be at the time of delivery, regardless of whether that location is at a permanent address. Thus, there can be a rapid identification of goods in a warehouse or store and the proper tracking and security for delivery on demand. | 2011-11-24 |
20110288959 | METHOD FOR PROMOTING HYBRID CORE CONSTRUCTION - A method of selling architectural plans as well as a modular core. The modular core constitutes all wet areas of a home including all of its kitchen and bathroom areas and supporting electrical and plumbing connections. A plurality of architectural plans are developed, each architectural plan including a plan for the construction of a stick built home which includes a modular core. The architectural plans are then provided to developers or homebuilders. | 2011-11-24 |
20110288960 | Methods and Apparatuses for Providing Implied Trading Information - Embodiments for providing implied traded information are described herein. An embodiment includes receiving last trade information and using that data to determine an amount of last trade information that is due to implied trading activity. This information may be output using a variety of screens. Other embodiments are also disclosed. | 2011-11-24 |
20110288961 | OPERATION OF A GENDER NEUTRAL GIFT REGISTRY - The illustrative embodiments described herein provide a computer implemented method, apparatus, and computer program product for delivering a selected gender specific baby registry gift. A baby registry profile is created in response to receiving registration information from a registrant. The baby registry profile is populated with a set of baby registry gifts selected by the registrant. The set of baby registry gifts includes one or more pairs of gender specific baby registry gifts. In response to receiving a gender notification from a gender notification entity, a selected gender specific baby registry gift is identified from the one or more pairs of gender specific baby registry gifts. The selected gender specific registry gift is delivered for the registrant. | 2011-11-24 |
20110288962 | APPARATUSES, METHODS AND SYSTEMS FOR A LEAD EXCHANGE FACILITATING HUB - The APPARATUS, METHODS AND SYSTEMS FOR A LEAD EXCHANGE FACILITATING HUB (“HUB”) facilitates the generation, evaluation, and recording of information and activities related to property transactions and associated communications. In embodiments, the HUB may be configured to transaction and/or exchange of lead information, such as contact information, real estate site drives, market comparables, marketing ideas, and/or the like. The HUB may engender a tailored and efficient forum for coordinating transactions of lead information based on a centralized database of contacts and other lead information associated with and/or belonging to users. In one embodiment, users may submit lead requests comprising parameters and/or criteria based on which one or more queries may be performed on that database. Other users having leads matching the request may then be notified and may decide whether to share their lead information with the requesting user. In one implementation, users may include a bounty or other user-specified offer price with their lead request, which may be provided to a lead owner upon transfer of the requested lead information. In some implementations, users may submit lead quality rating scores and/or the like subsequent to receiving lead information, which may assist future requestors in selecting the lead providers with whom they wish to engage in transactions. | 2011-11-24 |
20110288963 | Method of Giving, Receiving and Redeeming Virtual and Real Gifts - A method of conveying virtual and real gifts from one entity to another that includes unique benefits to the sender and the recipient. The sender purchases a virtual gift and real gift features, and the recipient receives both the real and the virtual gift if he or she accepts the virtual gift and complies with the requirements of acceptance. The real gift features motivate the recipient to accept the virtual gift. | 2011-11-24 |
20110288964 | Kinetic Input/Output - In exemplary implementations of this invention, an input/output device (“Bulb”) is attached to on an articulated, actuated robotic arm. The robotic arm can move the Bulb by translating it along three axes and by rotating it about the arm's base. In addition, the I/O can rotate about its own vertical axis. The Bulb comprises at least a pico-projector, two cameras, a depth sensor and an onboard computer. The onboard computer controls actuators in the robotic arm and Bulb that move the Bulb. It also processes visual data captured by the cameras in order to recognize objects or events, and to respond to them. This response may include changing the position of the Bulb or changing the parameters of an image projected by the pico-projector. | 2011-11-24 |
20110288965 | DYNAMIC PIN PAD FOR CREDIT/DEBIT/ OTHER ELECTRONIC TRANSACTIONS - A method is provided for authenticating debit card transactions engaged in by a cardholder on a communications network. The method includes: a) establishing a connection over the network with a client being used by the cardholder to engage in a transaction on the network; b) providing over the connection to the client a web page containing a keypad ( | 2011-11-24 |
20110288966 | SYSTEMS AND METHODS FOR MANAGING ASSET INSTALLATION AND EVALUATION - Efficient and effective centralized management of automated field force installation and evaluation of assets. Service representatives can each perform an asset installation and/or an asset evaluation with the aid of a handheld device. The handheld device can display worksheets comprising a sequence of instructions and prompts related to the installation/evaluation. In performing the asset installation/evaluation, the service representative can follow the instructions and enter responses to the prompts into the handheld device. The handheld device can communicate with a server to download the worksheets onto the handheld device and to upload from the handheld device data related to the installation/evaluation. Authorized users' network devices can interact with a reporting module of the server to generate reports based on the uploaded data. The reports can provide the authorized users with real-time or near real-time information about the service representatives' performance and about particular assets, including, e.g., information about particular asset installations/evaluations. | 2011-11-24 |
20110288967 | Card-Based Banking - A payment device may be issued that is user generic and allows for the payment of billing accounts by storing billing account information in association with the payment device and/or an underlying funding account. In one example, the payment device might not store any user identification information. Upon receiving a bill payment request, a bill payment device may retrieve bill payment account information from a remote financial institution system (e.g., for a financial institution holding the payment device funding account) or from the payment device. The bill payment accounts may then be displayed for user selection. Payments may then be electronically transferred to a payee associated with the bill payment account. | 2011-11-24 |
20110288968 | PROCESSES AND APPARATUS TO GENERATE CROSS CHARGE AND RECOVEIES FOR SHARED SERVICE CENTERS - Aspects of the present invention provide tools and techniques that facilitate the process of accounting for shared services in an enterprise application. More specifically, in some aspects, certain embodiments employ a service provider model that codifies best practices in accounting for shared services and makes these practices part of setting up the shared service center, clients and outsourced business functions within an enterprise application. In an aspect, one set of embodiments uses the formal definition of service provider and client relationships between business units for the provision of specific business functions to generate cross charges to the client business unit and recoveries to the service provider business, unit based on the proportion of total service provided to the client. | 2011-11-24 |
20110288969 | ASSET RECORD OWNERSHIP SYSTEM - A computer system adapted to implement a method for creating and interacting with an Asset Record Container (ARC), the method comprising providing an information container representing a piece of real property identified by a unique identifier, providing an information transaction history representing information related to the input and output of the real property information stored by the ARC, providing an ARC web portal manager adapted to allow the owner of the real property represented by the ARC to manage access to the real property information and allowing for communication and integration with third party applications, providing access to the ARC according to the plurality of ARC access rules of the ARC web portal virtual manager; and providing a payment transaction processing system adapted to handle receipt and payment of transaction fees relating to creating and interacting with the ARC. | 2011-11-24 |
20110288970 | METHOD AND SYSTEM FOR ACCOUNTING FOR DOWNLOAD TRANSACTIONS AND SOCIAL NETWORK INTERACTION - The invention is a method and system for determining, within a social networking system, a royalty to be paid for use of a file. The method begins with the embedding of license data within the file to be played. A scanning routine is initiated for scanning the file to determine a set of permitted uses. If the file meets the pre-determined use criteria, then it can be played by a player device within a specified territory. A register is maintained to record each instance that the file is played, and to aggregate a set of total instances. A calculation routine, is utilized to determine a royalty in respect of the license parameters and associated metrics. The royalty is also determined by territory and device type. After having been calculated, the royalty is assigned to a label account and accumulated until a payment is made in respect of the accumulated royalty. | 2011-11-24 |
20110288971 | DISTRIBUTED DIGITAL RIGHTS MANAGEMENT NODE MODULE AND METHODS FOR USE THEREWITH - A digital rights management (DRM) node module for use in a node of a public data includes a node data module that stores DRM data associated with a plurality of digital files, the DRM data including a plurality of DRM identifiers. A packet monitoring module receives the plurality of DRM identifiers from the node data module, that receives packets containing incoming content and compares the incoming content to the DRM identifier, and generates event data when the incoming content matches at least one of the DRM identifiers. A node reporting module receives the event data, and generates node report data based on the event data. | 2011-11-24 |
20110288972 | Information Processing System and Method for Managing and Determining Tax Information - A multi-user information processing system and method for managing a multi-jurisdictional entity's data for determining tax returns information and tax provision information, and for tax planning purposes. The system includes a database for storing data, a calculation engine for determining tax returns information and tax provision information based on data stored in the database, a user interface unit for creating dataset(s) and manipulating the dataset(s) for tax planning purposes, and a report engine for producing reports using information from the database. | 2011-11-24 |
20110288973 | STATE-BASED COMPLIANCE VERIFICATION IN A DISCONNECTED SYSTEM - Some embodiments of a system and a method to verify compliance in a disconnected system have been presented. For instance, a provider server can collect system management server state hashes from a set of computer systems in transactions not directly related to billing between the provider server and the computer systems. The computer systems may be coupled to a system management server that is within an internal network of a customer. The provider server can verify compliance information submitted by the customer using the system management server state hashes collected without communicating with the system management server in the internal network. | 2011-11-24 |
20110288974 | SCALABLE BILLING WITH DE-DUPLICATION IN AGGREGATOR - Scalable handling of billing events that affect one or more accounts. A computing system partitions received events into a number of channels, perhaps by account identifier. The channels receive the events, process the events, and forwards the events to an aggregator to allow the events to be aggregated by account to allow for easier computation of a bill. The aggregator also performs de-duplication of events to help reduce the risk of double billing. | 2011-11-24 |
20110288975 | SCALABLE BILLING WITH DE-DUPLICATION AND SEQUENCING - Scalable handling of billing events that affect one or more accounts. A computing system partitions received events into a number of channels, perhaps by account identifier. The channels receive the events, and perform de-duplication of the events to help reduce the risk of double billing. The channel then assigns the event a channel specific sequence number. The sequenced events may perhaps then be aggregated by account to allow for easier computation of a bill. | 2011-11-24 |
20110288976 | Total computer security - A security system for data entry using an input apparatus having a screen such as a cellular telephone or a computer. The input apparatus communicates with a remote computer and establishes a link therebetween. The remote computer determines positions of “keys” to be presented on the screen of the input apparatus for the user of the input apparatus. The positions are ideally determined anew each time the input apparatus and the remote computer interface with each other. These positions are communicated to the input apparatus. As the operator of the input apparatus choses a “key”, the coordinates (not the value of the “key”) of the selection are communicated to the remote computer which maps the coordinates to number values or characters for use in transacting a financial transaction. | 2011-11-24 |
20110288977 | OPTION PRICING MODEL FOR EVENT DRIVEN INSTRUMENTS - Systems and methods are provided for valuing event driven option contracts. A jump diffusion based model, such as a Merton jump diffusion based model, is modified to assume arithmetic movement of an underlying price and a single jump. The arithmetic movement of the underlying price may be modeled with a Bachelier based arithmetic model. Calculated values may be used to determine margin account requirements. | 2011-11-24 |
20110288978 | INTEGRATION OF GIFT CARD SERVICES FOR MOBILE DEVICES AND SOCIAL NETWORKING SERVICES - Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member. | 2011-11-24 |
20110288979 | Premium Computation Device for Currency Option, Program, and Storage Medium - As options used to compute a premium of a currency option to be evaluated, forward delta call/put plain options based on a forward rate are applied in addition to an ATM plain option, volatilities of the forward delta call/put plain options are computed, and an exercise price of the forward delta call plain option is computed using the volatility and an exercise price of the forward delta put plain option is computed using the volatility, thereby using the computed results for a computation of a premium for computing a correction value. | 2011-11-24 |
20110288980 | System and method for block trading - A method and system for trading financial instruments which reduces the leakage of trading interest when buyers and sellers of financial instruments desire to trade. Accordingly, in one embodiment, a trading system allows traders to speculate on the hidden liquidity in the market by offering liquidity at fixed prices which are inferior to the NBBO (National Best Bid Offer) in exchange for rights to sweep the market for better priced quotes. In another embodiment of the invention, a liquidity provider can set their own fee. This fee is charged to the liquidity taker if their quote is executed. This fee compensates traders for the risk of taking a position in a financial instrument. In another embodiment of the invention, dummy orders are used to reduce trading interest leakage when limit orders are placed into order books. In another embodiment of the invention, a trading system will only match liquidity taking orders with single liquidity providing orders of equal or greater in size. | 2011-11-24 |
20110288981 | METHOD OF TRADING IN REAL ESTATE DERIVATIVES - A method of computing a real estate derivative index value includes: selecting asking rent data; selecting lease rent data; and combining the selected asking rent data and the selected lease rent data to form the index value. The method may further include further combining the combined data with a value representative of general market conditions; forming a composite index of data from plural markets; or computing the index at the end of a time period as: | 2011-11-24 |
20110288982 | SYSTEM AND PROCESS FOR TRADING A PHYSICAL COMMODITY - A system for trading a physical commodity that is geographically dispersed or of variable quality, the system including: a market maker component operative to maintain price data representing a buy price and a sell price for trading the commodity being constant with respect to: (i) the pickup and delivery locations of the commodity if the commodity is geographically dispersed; and (ii) the quality of the commodity if the commodity has two or more quality levels; and a trading component operative to receive offer data representing buy and sell offers from a plurality of buyers and sellers of the commodity, the trading component being configured to match each of at least a portion of the buy and sell offers with a corresponding one of the buy price and sell price to execute over-the-counter trades in the commodity with the market maker component. | 2011-11-24 |
20110288983 | SYSTEM AND METHOD FOR TRADING IN A FINANCIAL MARKET - A computer system for executing transactions in a financial market, the system including: (a) a price calculator for calculating blended pricing data from source pricing data received from one or more pricing sources which are independent of any parties to the transaction, the blended pricing data representing a blended bid and blended offer; (b) an automatic transaction processor for automatically executing transactions between a broker-controlled account and an account owned by a predetermined independent market entity based on transaction data generated by a broker-controlled computing apparatus using the blended pricing data; and a pricing data feed handler in communication with the price calculator for transmitting the blended pricing data to the broker-controlled computing apparatus. | 2011-11-24 |
20110288984 | SYSTEM AND METHOD FOR ENABLING CUSTOM PORTFOLIO DEFINITION IN AN IP MARKETPLACE - A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards. | 2011-11-24 |
20110288985 | SYSTEM AND METHOD FOR ENABLING CHANNEL RELEVANCY AND RATING IN AN IP MARKETPLACE - A comprehensive platform for merchandising intellectual property (IP) and conducting IP transactions is disclosed. A standardized data collection method enables IP assets to be characterized, rated and valuated in a consistent manner. Project management, workflow and data security functionality enable consistent, efficient and secure interactions between the IP Marketplace participants throughout the IP transaction process. Business rules, workflows, valuation models and rating methods may be user defined or based upon marketplace, industry or technology standards. | 2011-11-24 |
20110288986 | SYSTEM AND METHOD FOR DYNAMICALLY REGULATING ORDER ENTRY IN AN ELECTRONIC TRADING ENVIRONMENT - A system and method are provided for trading a trading strategy defined for at least one tradeable object in an electronic trading environment. More specifically, one example method includes using a first pay-up tick value to determine a first acceptable price level for an order associated with the trading strategy, automatically modifying the first pay-up tick to a second pay-up tick value in response to detecting a predefined condition, and using the second pay-up tick value to determine a second acceptable price level for the order associated with the trading strategy. | 2011-11-24 |
20110288987 | IMPLIED MATRIX FOR TRADEABLE OBJECTS - System and methods for displaying implied market data are developed. One example method includes displaying a plurality of indicators corresponding to a plurality of tradeable objects via a graphical interface. Upon identifying a first tradeable object, the method includes determining an implied relationship between the first tradeable object and the at least one of the plurality of tradeable objects. The method further includes displaying a graphical indicator in relation to an indicator corresponding to the first tradeable object and at least one indicator corresponding to the at least one of the plurality of tradeable objects to indicate an implied relationship between the first tradeable object and the at least one of the plurality of tradeable objects. | 2011-11-24 |
20110288988 | LENDING MODEL PROVIDING UNSECURED STUDENT LOANS - A lending model provides unsecured or secured student loans to people without credit history or a country-based cosigner. The lending model may require students to pay a certain percentage of tuition in cash before starting their coursework. Schools may lend the remaining portion of tuition at a predetermined point through the program. Unsecured loans, while they may be high-risk, may provide schools with a high percentage of net present value tuition recovery and, in some cases, full net present value recovery. These loans may also be secured by requiring borrowers to provide a collateral or cosigner that would guarantee the loan. The lending model of the present invention may also allow friends, family, external investors and alumni to invest or donate towards the prospective student's tuition expenses by using a peer-to-peer (p2p) lending platform, thereby increasing the total funds in the system and reducing the liability and exposure for the school. This loan would be packaged as a single loan towards the student's tuition costs. | 2011-11-24 |
20110288989 | TIME-EFFICIENT AND DETERMINISTIC ADAPTIVE SCORE CALIBRATION TECHNIQUES FOR MAINTAINING A PREDEFINED SCORE DISTRIBUTION - A system and method for maintaining a pre-defined score distribution for financial transactions are disclosed. A number of memory spaces are defined for a memory structure. Transaction data for the financial transactions is received by the system. Each of the financial transactions is scored based on the transaction data to generate a batch of scores for the financial transactions. A score range is divided into k bins, where each of the k bins representing one memory space of the memory spaces of the memory structure. The batch of scores are aggregated by storing a count of each score of the batch of scores in an associated memory space of the plurality of memory spaces, and a percentile is computed for each score in the batch of scores based on a set of values associated with the count of each score. Each new financial transaction is scored to generate a new score, and a new percentile is assigned to the new score according to the set of values. The percentile of the new score is translated to a calibration score with fixed percentile characteristics according to a fixed reference curve. | 2011-11-24 |
20110288990 | SYSTEM AND METHOD FOR PROVIDING INSTANT-DECISION, FINANCIAL NETWORK-BASED PAYMENT CARDS - A system and method for issuance of a financial network-based payment card (generally known as a “payment card” or a “credit card”) almost instantaneously after application, wherein an applicant applies for a credit card by entering data into a data entry system using a handheld electronic device, advantageously by filling in a plurality of predefined forms in a computer-based data entry system. The applicant's data is sent via a data network to a central decision center, which approves or disapproves the application. If the application is approved, data is generated, a payment card is activated, and a result of the determination to issue is sent to the handheld electronic device | 2011-11-24 |
20110288991 | SYSTEM AND METHOD FOR AUTOMATED ISSUER-EFFECTUATED DIRECT DEPOSIT ENROLLMENT - A system and method are provided which provide the ability for third parties such as account issuers, for example, to easily initiate direct deposit enrollments on behalf of accountholders. | 2011-11-24 |
20110288992 | Techniques for Progressive Purchasing - Techniques for progressive purchasing of a device are disclosed. In one embodiment, a method for progressive purchasing of a device includes receiving information indicating a payment for a device from a customer, determining a payment pattern by the customer based on a recorded customer payment history and the received information, identifying a functionality to be enabled in the device based on the determined payment pattern, and enabling the identified functionality. The identified functionality is selected from a plurality of functionalities associated with the device. | 2011-11-24 |
20110288993 | SMARTCARD TRANSACTION SYSTEM AND METHOD - A method for facilitating biometric security in a smartcard-reader transaction system is provided. The method includes determining if a transaction violates an established rule, such as a preset spending limit. The method also includes notifying a user to proffer a biometric sample in order to verify the identity of said user, and detecting a proffered biometric at a sensor to obtain a proffered biometric sample. The method additionally comprises verifying the proffered biometric sample and authorizing a transaction to continue upon verification of the proffered biometric sample. | 2011-11-24 |
20110288994 | Deposit Permissions For Non-Account Holders - Systems and methods for generating an access code are described. A first request to generate an access code for permitting a first individual to deposit monetary funds into an account associated with an entity is received. The first individual is not an account owner of the account. The access code for permitting the first individual to deposit monetary funds into the account associated with the entity is generated. A second request to output the access code for permitting the first individual to deposit monetary funds into the account associated with the entity is received, and the access code for permitting the first individual to deposit monetary funds into the account associated with the entity is outputted. One or more restrictions may be placed on the ability to deposit monetary funds in the account. | 2011-11-24 |
20110288995 | Deposit For Entity Associated Non-Account Holders - Systems and methods for permitting a credit card payment are described. An individual associated with a credit card account of an entity may be identified. A request to permit the individual associated with the credit card account of the entity to deposit a credit card payment in a self-service financial transaction device associated with the entity may be received. An identifier of the individual associated with the credit card account may be read. A request from the individual to deposit monetary funds as the credit card payment into the self-service financial transaction device may be received, and a determination may be made as to whether the individual is authorized to make the deposit. Monetary funds from the individual for deposit as the credit card payment may be received. One or more restrictions may be placed on the ability to deposit monetary funds as the credit card payment. | 2011-11-24 |
20110288996 | Automatically Decisioning Transaction Requests - A system and method of automatically decisioning transaction requests is provided. In some examples, a decisioning system may receive customer transaction limit information, as well as current activity information. The system may determine whether a requested transaction is within a first transaction limit. If not, the system may determine whether the requested transaction is within a second transaction limit. If so, one or more business rules may be applied to the requested transaction to determine whether the transaction is approved. | 2011-11-24 |
20110288997 | SELF-SERVICE TERMINAL - A method of executing a transaction for a user at a self-service terminal is described. The method comprises: (a) sensing a stroke gesture delineated by the user on a touch-sensitive panel; (b) recognizing the delineated stroke gesture; and (c) matching the delineated stroke gesture to one of a plurality of defined transaction strokes, each defined transaction stroke being associated with a specific transaction. The method further comprises (d) executing the specific transaction associated with the matched transaction stroke. | 2011-11-24 |
20110288998 | Deposit For Non-Account Holders - Systems and methods for depositing monetary funds into an account are described. A first request from a first individual to deposit monetary funds into an account associated with an entity may be received. The first individual is not an account owner of the account. Monetary funds from the first individual may be received for deposit in the account. The monetary funds may include cash, checks, credit card transfers, and/or debit card transfers. The receipt of the first request may be receipt of a paper ticket with an access code authorizing deposit of monetary funds into the account. One or more restrictions may be reviewed to authorize the deposit of monetary funds in the account. | 2011-11-24 |
20110288999 | Deposit Permissions For Specific Non-Account Holders - Systems and methods for permitting a specific individual to deposit monetary funds in an account are described. A first request to permit a specific individual to deposit monetary funds into an account associated with an entity may be received. The specific individual is not an account owner of the account. At least one account owner defined criterion identifying the specific individual is received, and data representing a permission for the specific individual to deposit monetary funds into the account associated with the entity is stored. The at least one criterion may include a name, an address, and/or some other identifier of the specific individual. One or more restrictions may be placed on the ability to deposit monetary funds in the account. Additional specific individuals with similar and/or different restrictions on the ability to deposit may be permitted to deposit monetary funds into the account. | 2011-11-24 |
20110289000 | METHOD FOR MANAGING ON-LINE COMMERCIAL TRANSACTIONS - Method for managing on-line commercial transactions between a user and a seller of goods/services that interact through respective data processing systems communicating through a data network. The method includes: upon receipt, from a computer system of an institute issuing payment cards, of a request of transaction with debit on the payment card of the user coming from the seller of goods/services, having the computer system of the institute issuing the payment cards preliminarily requesting a confirmation of the transaction to the buyer through a mobile telephony terminal of the buyer, and, in case the confirmation of the transaction is received, having the computer system of the institute issuing the payment cards processing the transaction, whereas in case the confirmation of the transaction is denied, not processing the transaction and informing the seller. Both or one of the request of confirmation of the transaction or the confirmation of the transaction are sent through communication over a data channel with the mobile telephony terminal of the buyer. | 2011-11-24 |
20110289001 | SYSTEMS AND METHODS FOR MANAGING MULTIPLE ACCOUNTS ON A RF TRANSACTION DEVICE USING SECONDARY IDENTIFICATION INDICIA - Systems and methods are configured to manage data sets associated with a transaction device. For example, a method is provided for facilitating the management of distinct data sets on a transaction device that are provided by distinct data set owners, wherein the distinct data sets may include differing formats. The method includes the steps of: adding, by a read/write, a first data set to the financial transaction device, wherein the first data set is owned by a first owner; adding, by the read/write device, a second data set to the financial transaction device, wherein the second data set is owned by a second owner; and storing the first data set and the second data set on the financial transaction device in accordance with an owner defined format. The first and second data sets are associated with first and second owners, respectively, and are configured to be stored independent of each other. The transaction device user may be permitted to select at least one of the multiple data sets for transaction completion using a secondary identifier indicia. Where the user selects multiple accounts for transaction completion, the user may be permitted to allocate portions of a transaction to the selected transaction accounts. The transaction request may be processed in accordance with the user's allocations. | 2011-11-24 |
20110289002 | STATE-BASED COMPLIANCE VERIFICATION IN A CONNECTED SYSTEM - Some embodiments of a system and a method to verify compliance in a connected system have been presented. For instance, a system management server provided by a software vendor is installed in a customer's network to manage a set of computer systems belonging to the customer. The system management server can provide cryptographically timestamped hashes of states of the system management server to the software vendor periodically to allow the software vendor to verify compliance information from the customer. | 2011-11-24 |
20110289003 | Electronic License Management - In one aspect, this application describes a method for determining a license status of a software application. The method includes receiving a license status request to obtain an indication of whether a software application is licensed for use on a client computing device. The method also includes identifying identity information that corresponds to user identity information, device identity information, or both. The method also includes sending a communication generated from the license status request and the identity information to a licensing service, the communication being used by the licensing service to generate the indication based at least in part on the identity information and licensing information associated with the software application. The method also includes receiving a license status response from the licensing service that includes the indication. The method also includes sending the license status response to the software application for processing by the software application. | 2011-11-24 |
20110289004 | METHOD AND DEVICE FOR CONDUCTING TRUSTED REMOTE PAYMENT TRANSACTIONS - A method, device, and system for conducting trusted payment transactions including establishing a trust relationship between a first mobile computing device and a second mobile computing device. The first mobile computing device may initiate a payment transaction with a point-of-sale device, communicate with the second mobile communication device to retrieve payment information from the second mobile communication device, and complete the payment transaction with the point-of-sale device using the payment information. The second mobile computing device is configured to verify the user and identity of the first mobile computing device prior to providing the payment information. Communications between the mobile computing devices may be encrypted using pre-determined encryption techniques. | 2011-11-24 |
20110289005 | METHOD AND APPARATUS FOR EXECUTING CRYPTOGRAPHICALLY-ENABLED LETTERS OF CREDIT - A method and apparatus for executing electronic transactions using cryptographically-enabled accounts stores cryptographically-enabled account information and instructions, receives a cryptographically-encoded permission certificate, and processes the received permission certificate to execute the transactions. | 2011-11-24 |
20110289006 | METHOD AND APPARATUS FOR ORDERING GOODS, SERVICES, AND CONTENT OVER AN INTERNETWORK USING A VIRTUAL PAYMENT ACCOUNT - A secure, closed virtual payment system comprising registered buyers and sellers for ordering and paying for goods, services, and content over an internetwork is disclosed. A buyer becomes registered by applying for a virtual payment account. A seller becomes registered by applying for a seller account. A credit processing component ( | 2011-11-24 |
20110289007 | NEGOTIABLE SENSITIVE USER DATA MANAGEMENT METHOD AND SYSTEM - A sensitive user data management method and system. The method includes presenting, by a negotiable content sensitive user data service (NSUDS) computing system from a consumer accessing a consumer computer in communication with a service provider computing system, a request for verifying if a provider computing system is associated with an NSUDS registry. The NSUDS computing system verifies an association with the NSUDS registry and connects to the consumer computer. The NSUDS computing system presents default sensitive user terms associated with sensitive user data for the consumer. The sensitive user data is associated with an order request. The NSUDS computing system receives from the consumer in response to the default sensitive user terms, a command associated with the default sensitive user terms. | 2011-11-24 |
20110289008 | Use of Satellite-Based Geographical Positioning for Demarcating Real Estate Parcels Involved in Transactions - The disclosure relates to a recording medium that includes both i) coordinates that are interoperable with a computerized satellite-based geographical positioning system and usable by that system to determine multiple geographical positions corresponding to a parcel of real estate and ii) other descriptive information corresponding to the parcel, such as photographs, written narrative descriptions, a property name or parcel number, or terms of a proposed transaction involving the parcel. Particular embodiments of the recording medium and uses therefor, such as in facilitating real estate transactions and communicating property descriptions are also disclosed. | 2011-11-24 |
20110289009 | APPARATUSES, METHODS AND SYSTEMS FOR AN ACTIVITY TRACKING AND PROPERTY TRANSACTION FACILITATING HUB - The APPARATUSES, METHODS AND SYSTEMS FOR AN ACTIVITY TRACKING AND PROPERTY TRANSACTION FACILITATING HUB (“HUB”) facilitates the generation, evaluation, and recording of information and activities related to property transactions and associated communications. In one implementation, the HUB dynamically generates an interface based on a user role, allows quick and efficient viewing of information relevant to an actual or potential property transaction, and records user activities or interactions to allow future access to a given interface state or set of relationships defined by interface element values, such as they may pertain to the given property transaction, an associated counterparty or contact, and/or the like. In one implementation, the HUB may provide a bifurcated display to allow for side-by-side visualization of required and available property information, attributes, and/or the like. | 2011-11-24 |
20110289010 | APPARATUSES, METHODS AND SYSTEMS FOR AN ACTIVITY TRACKING AND PROPERTY TRANSACTION FACILITATING HUB USER INTERFACE - The APPARATUSES, METHODS AND SYSTEMS FOR AN ACTIVITY TRACKING AND PROPERTY TRANSACTION FACILITATING HUB USER INTERFACE (“HUB”) facilitates the generation, evaluation, and recording of information and activities related to property transactions and associated communications. In one implementation, the HUB may allow for highly customizable mapping of spatiotemporal information in an integrated customer relationship management and real estate listing system; optimized scheduling of activities and/or appointments; efficient access to and economical display of contact information; dynamic sorting and filtering of searchable data; and/or the like. | 2011-11-24 |
20110289011 | SOCIAL NETWORK WITH FIELD LEVEL CONTROL OF DATA EXPOSURE - A method, apparatus, and system are directed towards seeding a user's contacts for their online social network. The invention is arranged to automatically recommend to the user a set of seed contacts that the user may employ to invite to join their social network. The set of seed contacts may be harvested from the user's existing portal activities, as well as other sources. In one embodiment, the invention analyzes portal activity, such as email exchanges with the user, and the like, to determine a frequency of contact with the user. Other sources may include but not be limited to emails, names within an address book of the user, names within an address book of another person, a buddy list, an instant messaging list, an activity, a mailing list, an online discussion group, a membership in a category, chat group, and the like. | 2011-11-24 |
20110289012 | PRODUCT EFFICIENCY CALCULATOR SYSTEM AND METHOD - A method of using a computer system to inform a consumer about an efficiency associated with an improved packaging configuration for a cleaning product relative to a standard packaging configuration for the cleaning product. The method comprises inputting values from the consumer into the computer system using an input device and storing the input values in a memory, using a processor to calculate a packaging space efficiency and a packaging material efficiency, and using the processor to calculate a total cost savings from using the improved packaging configuration. The method further comprises calculating a storage cost savings based on the shipping-associated packaging space efficiency and the storage cost per unit volume; calculating a disposal cost savings based on the packaging material efficiency and the disposal cost per unit weight; adding the storage cost savings and the disposal cost savings; and displaying output to the consumer using the output device. | 2011-11-24 |
20110289013 | Methods and Systems for Facilitating Movement of Articles of Freight - Methods and systems for facilitating movement of articles in freight are disclosed. One method comprises reading an article marker comprising article data identifying the article; transmitting the article data to a computing device in electrical communication with a database comprising one or more shipping rules related to the article; associating the article with the one or more shipping rules; reading a second location marker comprising second location data identifying the second location; transmitting the second location data to the computing device; determining whether movement of the article to the second location is consistent with the one or more shipping rules; transmitting a message from the computing device to an annunciator indicating whether movement of the article is consistent with the one or more shipping rules; and setting a state of the annunciator, based on the message. | 2011-11-24 |
20110289014 | BUYER-INITIATED SHIPPING SYSTEM - A system and method in which a buyer registers for a buyer's shipping account and uses the shipping account to pay shipping costs associated with purchases made over the Internet. When a buyer purchases merchandise over the Internet from either a retailer's website or from an individual through an online auction, the buyer is capable of controlling the shipping process by logging on to their buyer's shipping account. Among other things, the buyer can use their shipping account to select the desired type of shipping service (overnight air or ground) and populate a shipping label with shipping information such as delivery address, return address, and preferred delivery time windows. Once the shipping label has been populated and verified, the shipping label is electronically transferred to the seller for use in shipping the package. The system and methods of the present invention allow the buyer greater control over the shipping process. In many cases, the present invention will also help buyers/receivers control costs by eliminating the shipper's shipping and handling fee. | 2011-11-24 |
20110289015 | MOBILE DEVICE RECOMMENDATIONS - Users may browse web pages, interact with a plethora of applications, search for new content, and perform a wide variety of other tasks using a mobile device. Unfortunately, useful content may be difficult for a user to locate because of the large amount of content available (e.g. hundreds of thousands of applications within an application store). Accordingly, one or more systems and/or techniques for determining recommendations are disclosed herein. In particular, user input (e.g., text, numbers, etc.) and/or a user profile (e.g., contextual information relating to a user) may be used to determine a user intent. Recommendations may be determined based upon the user intent. For example, a user may input “I am hungry” using a mobile phone having a GPS location of Downtown and a noon timestamp. Using this information, an application allowing the user to make lunch reservations at local restaurants may be provided as a recommendation. | 2011-11-24 |
20110289016 | Method of determining orderly liquidation value of patents - A Method for Determining the Orderly Liquidation Value of a Patent comprising the steps of: determining a revenue stream resulting from the manufacturer of products using a patented technology and using tangible and intangible assets in the production of said revenue stream; and, determining the contribution of the tangible assets to the revenue stream; and, determining the contribution of intangible assets to the revenue stream; and, subtracting the contributions of the tangible assets and intangible assets leaving only the contribution of the patented features of the products; and, dividing that patented contributed amount by a litigation risk factor to arrive at the orderly liquidation value of the patent. | 2011-11-24 |
20110289017 | Systems and Methods for Asynchronous Risk Model Return Portfolios - Portfolio optimization typically involves a risk model to control the level of risk in the portfolio constructed. By creating different portfolios using different risk models (fundamental or statistical; long, medium or short horizon) corresponding to different times or dates (a current or an old risk model), one obtains a large number of low risk (volatility) portfolios. A risk model return portfolio is the difference in the any two of these portfolios, and a risk model return is the return associated with a risk model return portfolio. A number of risk model return portfolios exhibit repeatable returns that can be used to an investor's advantage. Furthermore, these returns exhibit very low correlation with the benchmark returns. As such, they are uncorrelated sources of return. Such returns are considered valuable by investors. The present invention uses risk model return portfolios and their returns to create attractive investments for investors. The risk model return portfolios can be used to analyze market trends and create implied alphas for portfolio construction. They can also be used to provide constituent information that can be further used as the basis for an exchange traded fund (ETF), index or other investment vehicle. | 2011-11-24 |
20110289018 | METHOD AND COMPUTER PROGRAM FOR TAX SENSITIVE INVESTMENT PORTFOLIO MANAGEMENT - Methods and corresponding systems are provided for managing investment portfolios that includes the steps of identifying at least one security of the investment portfolio to be sold during rebalancing of the investment portfolio, and rebalancing or deferring rebalancing of the investment portfolio based at least in part on a rebalancing threshold for short-term capital gains or losses, investor specified or otherwise. If an implied total short-term capital gain or loss, e.g., a loss or gain that would occur if the at least one security were sold, falls within the rebalancing threshold rebalancing occurs, otherwise rebalancing is deferred for a later time. | 2011-11-24 |
20110289019 | ENERGY CONSUMPTION MANAGEMENT - An energy consumption display arrangement, which includes a database in which is stored incident energy consumption data of a number of energy consumption sites stored over a period of time, a graphical user interface operable to retrieve selected consumption data of at least one energy consumption site from the database and to present said selected consumption data to a user, the graphical user interface having a user definable dashboard for displaying any one or more of incident power consumption-, accumulated daily power consumption- and accumulated monthly power consumption of the at least one energy consumption site. | 2011-11-24 |
20110289020 | Using a selected media for soliciting donation - A method for enhancing solicitation of donation through the use of a selected media having a combined property of a personal relationship to a donor or honoree, informational, and accommodating a number of donors or honoree. The media can be placed on a template having a drawing or replica of the media divided into multiple sections, with each section having an independent information available for sponsorship. | 2011-11-24 |
20110289021 | METHOD FOR UTILIZING INTELLECTUAL PROPERTY AS COLLATERAL TO FACILITATE LOANS TO SMALL BUSINESSES TO CREATE JOBS AND STIMULATE THE ECONOMY - The present invention is a method of facilitating the use of intellectual property as a financial tool in commercial, non-profit or eleemosynary transactions in the context of venture capital and commercial banking for-profit transactions comprising:
| 2011-11-24 |
20110289022 | Methods for Plant Fiber Characterization and Identification - Methods are provided for the isolation of biological macromolecules including peptides, proteins, and nucleic acids from mature plant fibers such as cotton fibers and from textiles. The biological macromolecules can be used to characterize the plant fiber (source, origin, genomic composition of producing plant etc.). | 2011-11-24 |
20110289023 | Retail Item Display Device - A retail item display includes an RFID processor, a display driving mechanism, at least one power source, and an electronic display. The RFID processor can include an antenna and an RFID processor. The display driving mechanism can include a microcontroller and a display driver or similar device. The electronic display comprises a display medium sandwiched between two electrodes. The RFID device is in communication with the display driving mechanism to display updated product information on the electronic display according to instructions from an external RFID activator. In one embodiment, the retail item display includes an electronic display that can be activated or deactivated. In another embodiment, the retail item display includes at least one customizable portion and at least one non-customizable portion. Methods to reduce the number of electrical connections between the display driving mechanism and the electronic display are also disclosed. | 2011-11-24 |
20110289024 | Multifunctional Packaging Container and Methods of Use Thereof - Multifunctional packaging containers and methods of use are disclosed. An exemplary container typically comprises a body section having a generally flat rectangular shape when in a flattened configuration. The container transforms into a generally elongated cylindrical shape when in the closed configuration. The exemplary container also comprises a first and second side wall. A handle assembly may also be included. Additionally, the container typically includes one or more securing mechanisms adapted to lock the contents therein. Methods of using the container include using it as a disposable pet waste scooper or general storage compartment. | 2011-11-24 |
20110289025 | LEARNING USER INTENT FROM RULE-BASED TRAINING DATA - The search intent co-learning technique described herein learns user search intents from rule-based training data and denoises and debiases this data. The technique generates several sets of biased and noisy training data using different rules. It trains each of a set of classifiers using different training data sets independently. The classifiers are then used to categorize the training data as well as any unlabeled data. The classified data confidently classified by one classifier is added to other training data sets, and the wrongly classified data is filtered out from the training data sets, so as to create an accurate training data set with which to train a classifier to learn a user's intent for submitting a search query string or targeting a user for on-line advertising based on user behavior. | 2011-11-24 |
20110289026 | Matching Offers to Known Products - A method and apparatus for electronically matching an electronic offer to structured data for a product offering is disclosed. The structure data is reviewed and a dictionary of terms for each attribute from the structure data is created. Attributes in unstructured text may be determined. Each pair of the attributes (name and value) from the unstructured data and the structured data are obtained, the attribute pairs of the structured data and the unstructured data and compared and a similarity level is calculated for the matching the attribute pairs. The structured data pair that has the highest similarity score to the unstructured data pair is selected and returned. | 2011-11-24 |
20110289027 | LEGACY SYSTEM SUPPORT - A system for adapting a legacy system to a new environment includes a method of learning the behavior of a legacy system and a method for replacing a legacy system. | 2011-11-24 |
20110289028 | PATTERN RECOGNITION DEVICE, PATTERN RECOGNITION METHOD, AND PATTERN RECOGNITION PROGRAM - A pattern recognition device executes feature selection using a feature selection table. High recognition performance is possible by dimensionally lowering an n-dimensional feature vector. A feature selecting table generating section for generating a feature selecting table in a manner so that when features with up to p | 2011-11-24 |
20110289029 | AUTOMATIC MODEL EVOLUTION - A method comprising: performing on a processor, evaluating log data; determining at least one discrepancy between the log data and a system model; generating a candidate model based on the discrepancy and a model template; and updating the system model based on the candidate model. | 2011-11-24 |
20110289030 | METHOD AND SYSTEM FOR CLASSIFYING BRAIN SIGNALS IN A BCI - A method or system for classifying brain signals in a BCI. The system comprises a model building unit for building a subject-independent model using labelled brain signals from a pool of subjects. | 2011-11-24 |
20110289031 | LEARNING TRANSPORTATION MODES FROM RAW GPS DATA - Described is a technology by which raw GPS data is processed into segments of a trip, with a predicted mode of transportation (e.g., walking, car, bus, bicycling) determined for each segment. The determined transportation modes may be used to tag the GPS data with transportation mode information, and/or dynamically used. Segments are first characterized as walk segments or non-walk segments based on velocity and/or acceleration. Features corresponding to each of those walk segments or non-walk segments are extracted, and analyzed with an inference model to determine probabilities for the possible modes of transportation for each segment. Post-processing may be used to modify the probabilities based on transitioning considerations with respect to the transportation mode of an adjacent segment. The most probable transportation mode for each segment is selected. | 2011-11-24 |
20110289032 | Comprehensive Identity Protection System - A system and method for protecting identity fraud are disclosed. A system includes a detection subsystem to identify applications and/or accounts at risk of identity fraud, and a disposition subsystem to process data provided by the detection system and to determine whether identity fraud exists in the applications and/or accounts. According to an implementation, one or more neural network models are defined, each neural network model being configured to handle a class of cases related to the subject and a specific data configuration describing a case of the class. The one or more neural network models are run to generate data requests about the subject's identity, and the data requests are passed to a detection system that monitor transactions associated with the subject. Additional data associated with the transactions is requested until a threshold certainty is achieved or until available data or models are exhausted. | 2011-11-24 |
20110289033 | Supervised Learning with Multi-Scale Time Intervals Using a Statistical Classification Model to Classify Unlabeled Events - A method, a system and a computer program product generate a statistical classification model used by a computer system to determine a class associated with an unlabeled time series event. | 2011-11-24 |
20110289034 | Neural Processing Unit - The subject matter disclosed herein provides methods, apparatus, and articles of manufacture for neural-based processing. In one aspect, there is provided a method. The method may include reading, from a first memory, context information stored based on at least one connection value; reading, from a second memory, an activation value matching the at least one connection value; sending, by a first processor, the context information and the activation value to at least one of a plurality of microengines to configure the at least one microengine as a neuron; and generating, at the at least one microengine, a value representative of an output of the neuron. Related apparatus, systems, methods, and articles are also described. | 2011-11-24 |
20110289035 | Clinical Decision Model - An embodiment of the invention provides a method for determining a patient-specific probability of disease. The method collects clinical parameters from a plurality of patients to create a training database. A fully unsupervised Bayesian Belief Network model is created using data from the training database; and, the fully unsupervised Bayesian Belief Network is validated. Clinical parameters are collected from an individual patient; and, such clinical parameters are input into the fully unsupervised Bayesian Belief Network model via a graphical user interface. The patient-specific probability of the healing rate of an acute traumatic wound is output from the fully unsupervised Bayesian Belief Network model and sent to the graphical user interface for use by a clinician in pre-operative planning. The fully unsupervised Bayesian Belief Network model is updated using the clinical parameters from the individual patient and the patient-specific probability of the healing rate of an acute traumatic wound. | 2011-11-24 |
20110289036 | Clinical Decision Model - An embodiment of the invention provides a method for determining a patient-specific probability of transplant glomerulopathy. The method collects clinical parameters from a plurality of patients to create a training database. A fully unsupervised Bayesian Belief Network model is created using data from the training database; and, the fully unsupervised Bayesian Belief Network is validated. Clinical parameters are collected from an individual patient; and, such clinical parameters are input into the fully unsupervised Bayesian Belief Network model via a graphical user interface. The patient-specific probability of transplant glomerulopathy is output from the fully unsupervised Bayesian Belief Network model and sent to the graphical user interface for use by a clinician in pre-operative planning. The fully unsupervised Bayesian Belief Network model is updated using the clinical parameters from the individual patient and the patient-specific probability of transplant glomerulopathy. | 2011-11-24 |
20110289037 | SUGGESTING A TIME FOR LIVE COMMUNICATIONS BASED ON PREVIOUS CONTENT-CONSUMPTION BEHAVIOR - Disclosed is a method for making media consumption more social by suggesting a time when users in a group may engage in live communications while consuming media. First, media-consumption activities of the users in the group are monitored. (For example, the set-top boxes of a cable television system monitor when and what each user watches.) Then, from this and possibly from other information, times when each user will be available for live communications are predicted. Finally, the individual predictions are correlated and, if possible, a future time is suggested when at least some of the users in the group will be available for live communications. Some embodiments use other information, such as electronic calendars, to predict when users may be available. The suggested time may be shown on an electronic program guide for a user watching television and may be added to each user's electronic calendar. | 2011-11-24 |
20110289038 | Visualization of Data Record Physicality - Systems (and corresponding methodologies) that enable inferences to be drawn from the physicality of electronic information much like that of a visual inspection of physical records are provided. In other words, a user is able to draw inferences from parameters of electronic data such as quantity, regularity, age, condition, type, keywords, title, author, origination date, storage location, etc. The innovation provides a data observation system having a summarization generator component and a rendering component that conveys attributes of electronic data such that inferences and conclusions based upon the physicality of the data. | 2011-11-24 |
20110289039 | Semantic network clustering influenced by index omissions - Some links are omitted from indexes associated with semantic network elements and clustering is influenced by such omissions. | 2011-11-24 |
20110289040 | Method for creating association index for the analysis of documents classified in a hierarchical structure - The present invention is a computer-enabled method for combining information stored in a hierarchical classification structure, such as the International Patent Classification system, with the frequency of events resulting from human decision processes in order to generate an association index for a patent classification. The association index can then be used to quickly analyze a portfolio of patents. | 2011-11-24 |
20110289041 | SYSTEMS AND METHODS FOR MANAGING ASSIGNMENT TEMPLATES - The present disclosure relates to management of information and relationships. In an embodiment, a management device can include a computer memory configured to store a set of tasks and a set of assignment templates. The management device can further include a processor configured to retrieve a task of the set of tasks and an assignment template of the set of assignment templates, parse the contents of the assignment template, and assign the task to a set of users based on the parsed contents of the assignment template. The assignment of the task to the set of users may include loading the contents of the assignment template into a data structure that stores the task. Additionally, the assignment of the task to the set of users can include linking the assignment template to the data structure that stores the task. The format of the data structures may include extensible markup language. | 2011-11-24 |
20110289042 | Integrative Framework for Three-Stage Integrative Pathway Search - Processes for constructing improved networks, such as Bayesian networks, of putative biomolecular pathways, that can e used to identify candidate biomolecular targets for validation as drug development targets, and the like; networks prepared thereby, use of the networks to predict the effect of biomolecule perturbations on cell phenotypes, and microprocessors and data processing systems programmed to automate the processes and software having instructions for performing the processes. | 2011-11-24 |