47th week of 2014 patent applcation highlights part 60 |
Patent application number | Title | Published |
20140343990 | METHODS AND SYSTEMS FOR CALENDARING, SOCIAL NETWORKING AND PLANNING FOR USERS, INCLUDING, VENDORS, CONSUMERS AND ENTERPRISES - A computerized system is provided for generating a visual presentation for visually organizing one or more activities of a user, including vendors. The methods and systems are directed to calendaring, social networking, and planning for users, including vendors, consumers and enterprises. | 2014-11-20 |
20140343991 | Method and system for administration of advice using a server connected to a network - A system and related method are disclosed for providing advice as a service offered via a server over a network. Advisor profiles are published with instructions for contacting the advisors, along with working hours or similar information. Advisees, who have profiles of their own, can request advice and be connected to an advisor for a communication session using text, video chat, email, or VoIP. Affiliates can gain commissions for referred advisees, and third-party websites can also host the services the system offers on the back end. Advisors can also give webinars, and attending advisees can ask questions by text. | 2014-11-20 |
20140343992 | ADAPTIVE PUSH CALENDAR - An adaptive push calendar senses a user is in a vehicle and automatically looks up a calendar event, prompting the user as to whether the user wishes to have information presented pertaining to the calendar event. Based on the user's response the next prompt of a calendar even is modified to account for any additional information required by the user as part of responding to the first prompt. | 2014-11-20 |
20140343993 | ELECTRONIC DEVICE AND METHOD FOR SCHEDULING CALENDAR EVENTS IN ELECTRONIC CALENDAR - In a method for scheduling calendar events in an electronic calendar of an electronic device, a schedule operational menu is generated in an electronic calendar of the electronic device when the electronic calendar is open. Subject information of a calendar event is searched from a storage device of the electronic device when a the calendar item of the schedule operational menu is selected, and a date of the calendar event is determined in the electronic calendar. The subject information of the calendar event is displayed on a date column of the electronic calendar, and the subject information of the calendar event is hidden from the date column of the electronic calendar when the calendar item is unselected. | 2014-11-20 |
20140343994 | SYSTEM AND METHOD FOR ENHANCED EVENT PARTICIPATION - The various implementations of the present invention are provided as a computer-based system for enhanced communications and event management that focuses on customization of the event attendee experience. Each event attendee is provided with the tools necessary to effectively and efficiently create an event experience that most closely matches their goals and objectives. For example, a variety of dynamic event activity maps provide event attendees with the ability to quickly and easily identify and locate the most interesting and pertinent seminars, classes, speakers, vendors, exhibitors, etc. Additionally, event attendees can update and control their event schedule, customize communications that are sent and received, set up meetings with other event attendees, and receive updates about event activities and schedules. Vendors, exhibitors, and event organizers are provided with a series of tools, including “gamification” tools, that will allow them engage event attendees in event activities to increase attendee participation. | 2014-11-20 |
20140343995 | ELECTRONIC QUEUING SYSTEMS AND METHODS - The present disclosure describes methods and systems of allowing entities to create virtual queues that correspond to actual queue in an electronic queue-managing system, and allowing individuals to join the virtual queues using electronic devices (e.g., cell phone technology, wireless network communication technology). The queue-managing system updates the virtual queues based on information from an entity. The queue-managing system also sends messages and notifications of updated status of the virtual queues to the user periodically, automatically or in response to the user's request. | 2014-11-20 |
20140343996 | MICROLEARNING EVENT MANAGEMENT IN A MODULAR LEARNING SYSTEM - A system and method are disclosed for modularly scheduling learning events in a modular learning system. Information about application services and microlearning events are stored in the modular learning system, with each microlearning event comprising a plurality of learning applications associated with the application services. The modular learning system receives a request from an organizing user to organize a microlearning event, and in response the modular learning system generates a set of services compatible with the event. | 2014-11-20 |
20140343997 | INFORMATION TECHNOLOGY OPTIMIZATION VIA REAL-TIME ANALYTICS - Automated processes generate optimization options in response to collecting inventory data relevant to components installed within an implemented information technology system. An interactive graphical user interface dashboard displays different selectable primary analysis criteria elements and analytics modules. A collected data type (geographic location, hardware or software identity indicia, operating or energy costs) is specified as a root organizing data type, and another as a branch organizing data type depending from the root organizing data type, based on a primary analysis criteria element and analytic module selection. The components having common collected root organizing data type values are grouped into root subsets, and the root subsets are further split into branch subsets of components having common collected data values of the specified branch organizing type or another collected data type, and the subsets are displayed with respective aggregate numbers of the components within the subsets. | 2014-11-20 |
20140343998 | PROJECT ORIENTED CASH MANAGEMENT - A computer based method of determining the cash position of an entity using a spread sheet wherein the spread sheet is programmed to add all actual and scheduled receipts and expenditures associated with the tasks on a critical path of one or more projects underway by the entity on any selected date. | 2014-11-20 |
20140343999 | RISK-AWARE PROJECT SCHEDULING TECHNIQUES - A method, system, and computer program product for reducing risk and schedule during workflow scheduling in asset-intensive projects. A subject project schedule comprises a plurality of tasks wherein at least some of the tasks have an initial resource demand. A critical path through the plurality of tasks is identified. Alternate resources deemed to be possible alternatives to the initial resource demand are identified, and the risk of using the alternate resource is assessed by calculating a first path risk value (e.g., corresponding to assigning initial resource demand to the critical path) and calculating a second path risk value (e.g., corresponding to assigning the first alternate resource to the critical path). The impact of selecting one or another risk-assessed resource is assessed, and a resource having a lower risk is selected. Further processing includes adjusting at least one task on the critical path to use the selected lower risk resource. | 2014-11-20 |
20140344000 | SYSTEMS AND METHODS FOR VALUATION AND VALIDATION OF OPTIONS AND OPPORTUNITIES IN PLANNING AND OPERATIONS FOR A LIQUEFIED NATURAL GAS PROJECT OR PORTFOLIO OF PROJECTS - Systems and methods are provided for valuation and validation of options and opportunities in planning and operations for a liquefied natural gas project or portfolio of projects. The systems and methods use at least one of a supply chain design model, a shipping simulation model, a ship scheduling model, and an optionality planning model to make valuation and validation decisions. | 2014-11-20 |
20140344001 | MARKET FOR RESOURCES BASED ON REUSABLE USAGE POINTS AND USAGE PERIODS - Example embodiments relate to a resource market based on reusable usage points and usage periods. In example embodiments, a system may maintain multiple resources provided by at least one resource provider, each resource being accessible by a user. The system may maintain multiple consecutive usage periods, during which the user can use resources of the multiple resources. The system may maintain, for the user, a number of usage points that may be exchanged by the user for usage of at least one of the multiple resources. Each usage point may be associated with a particular usage period of the multiple consecutive usage periods. The system may, for each usage point, allow the user to allocate, re-allocate or refrain from allocating the usage point to a particular resource during the usage period associated with the particular usage point. | 2014-11-20 |
20140344002 | METHOD AND APPARATUS FOR ABNORMAL EVENT RESPONSE PLANNING - Systems, methods, apparatuses, and computer readable media are disclosed for providing an event response plan. A method is provided for providing an event response plan via a planning interface. The method may include receiving facility infrastructure data. The facility infrastructure data may define a set of facility logic for generating an event response plan for a particular facility. The method may also include receiving facility situational data. The facility situational data may indicate a status of at least one abnormal event occurring at the particular facility. The method may also include deriving, using a processor, an event response plan using at least the facility infrastructure data and the facility situational data, and providing the event response plan via a planning interface. | 2014-11-20 |
20140344003 | System and Method for Accelerating Information Technology Organization's Process Definition and Facilitating Process Deployment - Disclosed are a method and a system for accelerating process definition journey and request received pertaining to a project. The method comprises receiving a request from an employee of the plurality of employees. The method further comprises generating automatically a process layout based upon the request. The process layout comprises processes capable of enabling the employee to complete the project by availing step by step guidance covering entire lifecycle of the project complied with CMMI DEV version 1.3 and CMMI SVC version 1.2. Further, the method comprises displaying the processes to the employee on the I/O interface, upon following the processes and its associated enablers thereby ensuring comprehensive and successful completion of the project within budget, schedule, and with quality facilitating process deployment for an Information Technology (IT) organization. | 2014-11-20 |
20140344004 | WORK MANAGEMENT IN A NETWORK ENVIRONMENT - A method for work management in a network environment is provided and includes classifying data associated with a work into a plurality of work elements, determining a chronological order of the work elements, including by identifying a time of creation of each work element, determining relationships between the work elements, determining a relative importance of each work element, and displaying the plurality of work elements as distinct icons on a graphical user interface (GUI) at a client in a network environment. The icons are configurable to be arranged according to the chronological order to indicate a story. Related work elements are clustered together and work elements with relatively higher importance are displayed as relatively larger icons. The work includes a software implementation of a collection of activities, information, and documents that together contribute to an overall business goal. | 2014-11-20 |
20140344005 | SYSTEM AND METHOD FOR PROVIDING A DOCUMENTARY AUDIT TRAIL IN COMPLYING WITH GOVERNMENT REGULATIONS - A system and method of establishing a documentary audit trail for a government regulatory compliance review may include accessing a set of assertions derived from government regulations. Subsets of the assertions may be associated with ordered steps in a workflow. The subsets of the assertions may be applied to business data derived from at least one document as ordered by the workflow. In response to applying the subsets of assertions to the business data, the steps of the workflow may be recorded in association with the respective subsets of the assertions. A report showing which of the assertions were applied to the business data at each of the ordered steps of the workflow may be generated, thereby creating an audit trail as to which government regulations were applied to business data during the regulatory compliance review. | 2014-11-20 |
20140344006 | ANALYTICS BASED SERVICE CATALOG MANAGEMENT - Embodiments of the present invention disclose a method, computer program product, and system for service catalog management. A computer identifies information corresponding to a plurality of service requests included on a service desk, wherein the identified information includes usage and financial information corresponding to the plurality of service requests. The computer determines a service offering candidate for inclusion in a service catalog, wherein the service offering candidate is determined from the plurality of service requests included in the service desk. The computer determines a fulfillment solution corresponding to the service offering candidate, wherein the fulfillment solution includes a workflow process for the service offering candidate, scripts for automating procedures, offering parameters, and costs associated with the service offering candidate. In another embodiment, the computer activates the service offering candidate and corresponding fulfillment solution in the service catalog after receiving approval. | 2014-11-20 |
20140344007 | PLANT OPERATING POINT DETERMINATION BY INTEGRATING PROFIT PROFILE AND RISK PROFILE - A method for controlling physical processes includes providing a process model for a physical process run by a processing plant, where the process model represents an interaction between a plurality of controlled process variables and provides a variability measure for at least a portion of the controlled process variables. The process model is used with software run on a computing device to simulate an updated operating point including an updated value or updated range for at least one selected controlled process variable, where the simulation generates a future risk profile and future profit profile for the selected controlled process variable. Risk/profit profile information is generated for the selected controlled process variable from the future risk profile together with information from the future profit profile into at least one of a combined text, numeric, and graphical representation which includes an alarm limit for the selected controlled process variable. | 2014-11-20 |
20140344008 | STRATEGIC PLANNING PROCESS FOR END USER COMPUTING - Systems and methods are described for end user computing strategic planning. A described method includes obtaining a first governance score that is a measure of federation in an organization, obtaining a first risk score that is a measure of risk tolerance in the organization, obtaining a first audit score that is a measure of record keeping ability in the organization, obtaining a first productivity score that is a measure of workforce productivity in the organization, and obtaining a first elasticity score that is a measure of change tolerance within the organization. The described method further calculates, for each of the first scores, a respective corresponding second score pertaining to a user category, calculates a respective assessment for each of the first scores based on a comparison of the first score with the corresponding second score, and provides a summary of the assessments. | 2014-11-20 |
20140344009 | STRATEGIC PLANNING PROCESS FOR END USER COMPUTING - Systems and methods are described for obtaining a first governance score that is a measure of federation for a platform, a first risk score that is a measure of risk tolerance for the platform, a first audit score that is a measure of record keeping ability for the platform, a first productivity score that is a measure of workforce productivity for the platform, and a first elasticity score that is a measure of change tolerance for the platform. The method further obtains operational readiness scores that are measures of processes used to manage the platform within an organization, adjusts the first scores based on the operational readiness scores, calculates respective corresponding second scores pertaining to the organization, calculates a respective assessment for each of the adjusted first scores based on a comparison of the adjusted first score with the corresponding second score, and provides a summary of the assessments. | 2014-11-20 |
20140344010 | SYSTEM AND METHOD FOR AUTOMATED HANDLING OF A WORKFLOW IN AN AUTOMATION AND/OR ELECTRICAL ENGINEERING PROJECT - A system and method are disclosed for automated handling of at least one working step of a workflow in an automation and/or electrical engineering project via a data input interface, a processing unit and a data output interface connected to the processing unit for transmitting any data read in by the data input interface or generated by the processing unit to at least one of a data repository, another processing unit and/or a display unit. The data input interface can read in input values belonging to the at least one working step of the workflow, and an input uncertainty including a range of input values. The processing unit can generate an output value of the working step from the input value, and calculate an output uncertainty characterizing a range of the output value, by taking into account a parameter and/or a technical condition of the working step. | 2014-11-20 |
20140344011 | SYSTEM AND METHOD FOR FACILITATING A TRANSACTION BETWEEN A MERCHANT AND A CARDHOLDER - A system and method for facilitating a transaction, e.g., shopping experience, between a merchant and a cardholder. The system comprises an electronic storage device having a database of cardholder profile information and location information stored therein; an access path for allowing access to the cardholder profile information and location information; and a processor for assembling the cardholder profile information and location information in the database, and for providing the assembled cardholder profile information and location information to a merchant and a cardholder that have been granted access to the database. The assembled cardholder profile information and location information are provided to the merchant and the cardholder so as to effect targeted interaction between the merchant and cardholder based at least in part on the assembled cardholder profile information and location information. A method for monitoring efficiency of a transaction between a merchant and a cardholder, and for determining customer shopping trends at a merchant facility. | 2014-11-20 |
20140344012 | INTERESTINGNESS SCORING OF AREAS OF INTEREST INCLUDED IN A DISPLAY ELEMENT - Examples are disclosed for determining an interestingness score for one or more areas of interest included in a display element such as a static image or a motion video. In some examples, an interestingness score may be determined based on eye tracking or gaze information gathered while an observer views the display element. | 2014-11-20 |
20140344013 | METHOD AND APPARATUS FOR INTERACTIVE EVOLUTIONARY OPTIMIZATION OF CONCEPTS - A method includes determining a plurality of data points, determining a distance between each data point and each of the other plurality of data points, choosing a first one of the plurality of data points, identifying all of the other plurality of data points within a maximum distance of the chosen data point, repeating steps the previous steps to choose a different one of the plurality of data points until all of the data points have been chosen, identifying one or more clusters each having a predefined minimum number, K, of data points within a predefined search radius and analyzing the one or more clusters with respect to K linkages. | 2014-11-20 |
20140344014 | VEHICLE DEALER MANAGEMENT SYSTEM APPARATUS AND RELATED METHODS - Methods and apparatus are disclosed for vehicle dealership management and similar activities. Embodiments facilitate monitoring and tracking and managing one of more of the following types of data, preferably in virtually real-time, for purposes of test drives and other activities of the dealership (or for other activities involving a store's inventory, whether vehicles or otherwise): customers, vehicle inventory, sales personnel, financial and credit information related to the inventory and/or the customers, and other information. Embodiments of the invention assist in management of vehicle dealerships or other “dealer-financed” sales outlets, using computer and Internet tools and methods and apparatus to capture, track, coordinate, and use information regarding past and potential customers, inventory, salespeople and their efforts and interactions with specific customers, financing and/or insuring purchases by such customers, and other related items. | 2014-11-20 |
20140344015 | SYSTEMS AND METHODS ENABLING CONSUMERS TO CONTROL AND MONETIZE THEIR PERSONAL DATA - The present invention relates to systems and methods for providing personal computing and service provider platforms for enabling a consumer to control and monetize their personal data while managing their online privacy. Business methods utilizing the systems and methods of the present invention resemble those of profit-sharing and asset-sharing paradigms such as cooperatives, and they comprise means for enabling a diverse array of individual subscriber shareholders to receive dividends, share profits and assets, pool resources, and otherwise participate in the ownership of the personal and behavioral data and other content that they generate. | 2014-11-20 |
20140344016 | Real-Time Subjective/Objective Venue Evaluation Method - Disclosed is a method for providing a real-time evaluation of venues such as clubs, bars and restaurants. The real-time evaluation provides a user member with an instantaneous snapshot of a venue's happenings. The method evaluates a venue based upon both subjective and demographic criteria. Subjective criteria provide an understanding of the feeling or mood associated with a venue. Demographic criteria provide information on who is attending a venue. The method provides a real-time impression or view of the ever-changing happenings in a venue. | 2014-11-20 |
20140344017 | Audience Attendance Monitoring through Facial Recognition - In accordance with some implementations, a method for measuring viewership of media content is disclosed. The method is performed on a client system. The client system captures visual data of one or more users of the client system with the camera. The client system then analyzes the captured visual data to determine a facial image for each respective user of the one or more users. Based on the facial image, the client system then determines if a respective user is a participant in a media viewership study. In accordance with a determination that the user is a participant in the media viewership measurement study, the client system determines the media content being presented. The client system creates viewership data based on the user and the media content being displayed in the proximity of the user and transmits viewership data to a server system. | 2014-11-20 |
20140344018 | CUSTOMER CENTRIC SYSTEM FOR PREDICTING THE DEMAND FOR LOAN REFINANCING PRODUCTS - Disclosed is a customer centric system for predicting the demand for loan refinancing products. The system typically includes a customer profile database storing a plurality of customer profiles reflecting a plurality of hypothetical shopping customers, a loan refinancing product profile database storing a plurality of competing loan refinancing product profiles reflecting a plurality of hypothetical competing loan refinancing products, and a prediction rules module storing a plurality of rules for determining how each hypothetical shopping customer makes a loan refinancing decision. The system also typically includes a prediction module configured for predicting the demand volume of shopping customers for a loan refinancing product during a predetermined period of time by simulating the loan refinancing decision of each hypothetical shopping customer and predicting the demand volume of non-shopping customers for the loan refinancing product during the predetermined period of time. | 2014-11-20 |
20140344019 | CUSTOMER CENTRIC SYSTEM FOR PREDICTING THE DEMAND FOR PURCHASE LOAN PRODUCTS - Disclosed is a customer centric system for predicting the demand for purchase loan products. The system typically includes a customer profile database storing a plurality of customer profiles reflecting a plurality of hypothetical shopping customers, a purchase loan product profile database storing a plurality of competing purchase loan product profiles reflecting a plurality of hypothetical competing purchase loan products, and a prediction rules module storing a plurality of rules for determining how each hypothetical shopping customer makes a purchase loan decision. The system also typically includes a prediction module configured for predicting the demand volume of shopping customers for a purchase loan product during a predetermined period of time by simulating the purchase loan decision of each hypothetical shopping customer and predicting the demand volume of non-shopping customers for the purchase loan product during the predetermined period of time. | 2014-11-20 |
20140344020 | COMPETITOR PRICING STRATEGY DETERMINATION - Embodiments of the present invention relate to apparatuses, systems, methods, and computer program products for determining a competitor's pricing strategy. In one embodiment, a system comprises a processor configured to: (a) receive information identifying pricing strategy for each of the plurality of entities, where the pricing strategy comprises at least one variable for a price selection method; (b) randomly generate initial values for the at least one variable for the price selection method to thereby generate a plurality of pricing strategies; (c) determine a value of fitness for each of the plurality of pricing strategies; (d) select pricing strategies from among the plurality of pricing strategies having a value of fitness that satisfy a predetermined criteria; (e) use a genetic algorithm to randomly modify a portion of the initial values for the at least one price selection method; and (f) determine that the plurality of pricing strategies is satisfactory. | 2014-11-20 |
20140344021 | REACTIVE COMPETITOR PRICE DETERMINATION USING A COMPETITOR RESPONSE MODEL - Embodiments of the present invention relate to apparatuses, systems, methods, and computer program products for determining competitor prices. In one embodiment, a system comprises a processor configured to: (a) receive information identifying pricing strategy for each of the plurality of entities, where the pricing strategy comprises at least one variable for a price selection method; (b) randomly generate initial values for the at least one variable for the price selection method to thereby generate a plurality of pricing strategies; (c) determine a value of fitness for each of the plurality of pricing strategies; (d) select pricing strategies from among the plurality of pricing strategies having a value of fitness that satisfy a predetermined criteria; (e) use a genetic algorithm to randomly modify a portion of the initial values for the at least one price selection method; and (f) determine that the plurality of pricing strategies is satisfactory. | 2014-11-20 |
20140344022 | COMPETITOR RESPONSE MODEL BASED PRICING TOOL - Embodiments of the present invention relate to apparatuses, systems, methods, and computer program products for determining an optimal price recommendation. In one embodiment, a system comprises a processor configured to: (a) predict one or more values of relative strength index based on one or more price changes; (b) determine a curve for predicted relative strength index as a function of price change; (c) use elasticity models to determine values of market share based on the predicted values of relative strength index to thereby determine a market share as a function of price change curve; (d) determine a curve for total revenue as a function of price change curve; (e) determine an optimal price or an optimal price change for the entity based at least partially on a value associated with a peak of the curve for total revenue as the function of price change. | 2014-11-20 |
20140344023 | Methodology and Process to Price Benchmark Bundled Telecommunications Products and Services - This invention relates generally to a system and method to provide price benchmark for a bundled product consisting of two or more components, with particular application in telecommunications products/services. Benchmarking bundled services usually revolves around choosing a price distribution quantile of (near) identical bundled transactions. Historical transaction data lacks sufficient volume to extract reliable statistical information to price benchmark bundled telecommunications services of “similar” nature (typically includes triplets of access, port/plug and CustomerPremisesEquipment). An alternative, Component Based Model (CBM), approach sums the price quantile of each component in the bundle. The advantage of CBM is that price data by network element is more abundant providing acceptable statistical reliability. The drawback is that the sum of quantile values usually underestimates the quantile of the sum. This invention presents a method and procedure to modify CBM to provide an accurate quantile value representing a Full Cost bundled product. | 2014-11-20 |
20140344024 | BUSINESS COCKPITS BASED ON IN-MEMORY DATABASE - Embodiments of the present disclosure provide systems and methods for a lightweight monitoring application with key performance indicators (KPI) reporting and management. The method may include displaying a page with a plurality of tiles on a user device. The tiles displayed on the page may include a plurality of key performance indicator (KPI) tiles and at least one of a report tile, a news tile and a collaboration tile. The method may retrieve metadata from an in-memory database, the metadata from the in-memory database may correspond to content displayed in at least one of the KPI tiles on the page. In response to an input from a user input apparatus selecting one of the tiles displayed on the page, the method may display additional details or controls for the selected tile. | 2014-11-20 |
20140344025 | Annotation-Based Voting for E-Readers and Social Networking Enabled Browsers - Techniques for annotation-based voting for online content are provided. In one aspect, a method for voting for online content is provided which includes associating content selected by a voter from a first content set with a user profile of the voter; identifying the selected content in a second content set upon the second content set being accessed by one or more users socially connected to the voter; and visually accenting the selected content in the second content set. The method may include retrieving profile information for the voter; and associating the profile information for the voter with the selected content in the second content set. The method may further include displaying the profile information for the voter along with the selected content in the second content set. | 2014-11-20 |
20140344026 | Unified parking management system and method based on optical data processing - A system and method for unified parking management based on optical data processing from installed cameras. The invention can be used in both on-street and off-street parking situations. The system allows for economical dynamic pricing based on demand, profiles and loyalty, and how much a motorist is willing to pay at any given time for a parking space similar to frequent flier programs and seats on a flight. Prices can be constantly changing based on demand, which in turn can be based on time of day, convenience, services available and loyalty. | 2014-11-20 |
20140344027 | METHOD AND SYSTEM FOR PROVIDING INFORMATION ABOUT PARKING FEES IN METERED CAR PARKS - The present disclosure relates to a method for providing information about parking fees in a metered car park. The method includes on-board detection as to whether a motor vehicle is in a metered car park, on-board detection as to whether the motor vehicle is parked, in case the motor vehicle is in a metered car park, and establishing a wireless link to a car park fee center associated with the car park and receiving information about the parking fees via a wireless link, in case the motor vehicle is parked. | 2014-11-20 |
20140344028 | AUDIO/VIDEO AUTOMATED PAYMENT FACILITY - A central monitoring station is linked to a plurality of remote terminals, such as payment terminals at a plurality of parking facilities. A two-way communication system enables communication between a customer who is remote from the central monitoring station and an attendant at the central monitoring station. The communication system may also allow the attendant to manipulate each remote terminal to collect data or troubleshoot or override the function of the terminal. | 2014-11-20 |
20140344029 | Proactive bill pay method and system - In conjunction with the use of a computing device, a computer software system, product and series of method steps that: (a) detects accounts for which a customer is using an electronic bill pay service; (b) encourages the customer to switch all such bill pay transactions to a new bill pay service provider, (c) verifies the customer's accounts at the new bill pay provider, and (d) as desired electronically or automatically facilitate the switch of said customer's bill pay accounts to the new bill pay service provider. | 2014-11-20 |
20140344030 | UNIQUE CONTENT CREATION AND REMUNERATION SYSTEMS AND METHODS - The present invention generally relates to web-based multimedia content systems. Specifically, the present invention relates to unique content creation and remuneration systems and methods. In preferred embodiments, user interaction with the system provides rewards and valuations of goods and services based on extrinsic characteristics, such as literary, cultural and artistic value of a good or service, as determined by users and other merit parameters. | 2014-11-20 |
20140344031 | METHOD AND APPARATUS FOR PROVIDING REAL TIME OR NEAR REAL TIME INFORMATION FOR SOCIAL INTERACTION - Methods, apparatuses, and computer program products are described herein that are configured to enable a user or group of users to organize an event in the digital world that results in attendance in the physical world. One example embodiment may include a method for providing a user interface configured to allow selection of at least one time or time period from a plurality of times, receiving, via the user interface, user input that indicates at least one time or time period, a status, and a location of a user; and determining one or more users or one or more entities that match at least the time or time period, the status, and the location of the user, the one or more users or the one or more entities that match at least the time or time period, the status, and the location of the user are provided with access to information related to the user and the user is provided with access to information related to the one or more users or the one or more entities. | 2014-11-20 |
20140344032 | COMPUTING SYSTEM FOR MONETIZING CALENDAR APPLICATIONS - A method is disclosed for advertisers to target specific calendar users with the advertisers' events. When uploading information for an advertisement to a service provider system, the advertiser provides targeting criteria along with advertisement content. The targeting criteria is compared against user data stored about the user within one or more databases in the service provider system to select targeted recipients that meet the targeting criteria. The advertised events are then downloaded for display along side a users' calendar interface, where users may quickly and easily add the event to their calendars. | 2014-11-20 |
20140344033 | INTERACTIVE ADVERTISING USING DIGITAL WATERMARKS - A method and system for interactive advertising may use digital watermarks embedded in multimedia content displayed to a user of a mobile device that includes a camera. The user may capture the digital watermark by simply recording the multimedia content using the camera on the mobile device. A digital watermark value obtained from the digital watermark may be sent to a watermark service provider who validates the digital watermark value and returns an advertising token to the mobile device. The advertising token may be usable by the user to receive promotions, offers, and other information associated with an advertiser. | 2014-11-20 |
20140344034 | PLATFORMS, SYSTEMS, AND METHODS FOR PROVIDING ALTERNATIVE ACCESS TO GOODS AND SERVICES THROUGH INTERACTION WITH AD-BASED GAMES - Computer-based platforms, systems, and methods as well as software applications for providing non-currency alternatives to access goods, services, and/or information through interaction with ad-based games. | 2014-11-20 |
20140344035 | MANAGING CONTENT RECOMMENDATIONS FOR CUSTOMERS - Embodiments are directed towards recommending coupon templates to a customer, from which the customer can select and have published to consumers. A ranked order may be determined for the coupon templates for each of a plurality of categories. A subset of the coupon templates may be recommended and provided to a customer. The subset of coupon templates may be determined based on a category of the customer, the ranked order of the plurality of coupon templates for the category, external variables, or the like, or any combination thereof. One or more of the subset of coupon templates may be selected by the customer and published to the consumers. The ranked order of the plurality of coupon templates may be determined and/or modified based on monitored actions associated with previously published coupons, such as by employing a success of similar attributes associated with previously published coupons. | 2014-11-20 |
20140344036 | SOCIAL NETWORK BASED ON GPS AND OTHER NETWORK CONNECTIONS - The invention is system and method for extending social networking features to a map based system Social Navigation. It is called MySocialGPS where one can use Active Maps to locate friends, locate social activities, and send Active Messages, Plan Social Activities and Socialize. In addition to regular social networking features, a Beacon ID is generated by the system to enable social mapping on the Social GPS “SGPS” of Friends, Businesses, Places, Events and Deals. The Beacon ID enables enhanced GPS functionality enabling a Friend location to become a destination. The proposed system will have coupons and deals from merchant partners. The system provides a portal for merchants to upload their deals and coupons. MySocialGPS has a deals-events search engine, which connects to the other websites, retrieves and consolidates Featured Places, Events and Deals then displays them on the Social GPS Map for its users. Friends, Featured Places, Deals and Events are location specific and their display depends on current or selected location or Time Period of the user. | 2014-11-20 |
20140344037 | DIGITAL EXCHANGE SERVING AS AN INTEGRATED, CONTINUOUS SPONSORSHIP AND PROMOTION SYSTEM FOR COMMUNITY BUSINESSES, ORGANIZATIONS, AND SCHOOLS - A method of operating a digital system where the method includes providing a server connected to a communications network configured for two-way communications for system users, and configuring the server to display purchase offers, prizes, or other marketing information on user devices. The method also includes linking scannable codes with the digital system and user devices, so that when one of the scannable codes is scanned, the user device, on which the scan was made, is connected to a website where an offer is presented, wherein the offer can be a discount associated with a purchase, a sponsorship amount associated with a purchase, a gift card, a rebate, or a prize. | 2014-11-20 |
20140344038 | SALES PROMOTION DEVICE, SALES PROMOTION SYSTEM, AND SALES PROMOTION METHOD - Sales promotion device which provides campaign information receives access from a terminal device of an introducer who participated in a campaign to a campaign participation registration site, generate campaign participation information on which a campaign ID, a parent ID assigned to the introducer, and points assigned to the introducer are corresponded. When introduction information is received from the terminal device of the introducer, another user belonging to an SNS group which is the same as the introducer is treated as an introduced person, a child ID assigned to the introduced person or a user ID of the SNS is written in the campaign participation information, and introduction information is distributed to the terminal device of the introduced person. When the introduced person participates in the campaign, the promotion device writes points assigned to the introduced person in the campaign participation information, and adds introduction points to the introducer's points. | 2014-11-20 |
20140344039 | Network Based Discussion Forum System and Method with Means for Improving Post Positioning and Debater Status by Trading Arguments, Purchasing, Acquiring and Trading Points - Method and system for online network based debate forums by using opinion trading exchange. Discussions are conducted in a format of challenges, wherein, in order to open the challenge or/and comment to it, participants are required to make an investment (bet) in their views in a forum currency; wherein the starting capital can be granted, bought with real currency or earned by participation in forum activities. After a predetermined time the challenge is decided as true or false, and participants earn or lose their investment depending upon the position they selected. Objectivity of the moderators can be challenged as well. User's position is defined by the amount of the forum currency owned. The system maintains searchable database with the history of previous challenges. The invented opinion trading algorithm invokes debates to gravitate toward conclusions based upon verifiable facts and logic. | 2014-11-20 |
20140344040 | TRANSACTION LINKED MERCHANT DATA COLLECTION - A system, method, and software product as provided for obtaining details on merchant data from customers purchasing goods or services at a merchant with a payment instrument. After customers make purchases at merchants, a server associated with a payment instrument network or payment issuing bank sends a message in the form of a signal to open an application, an SMS, an e-mail, an electronic bank statement, or other electronic means to the customer offering the customer the opportunity to provide details on merchant data on the merchant where the purchase was just made, including the name and address of the merchant where the purchase was just made. The customer may be offered various rewards for providing of details on merchant data, with more valuable prizes rewarded for hard-to-obtain details on merchant data. The payment instrument network and payment issuing bank are thus presented with the opportunity to mine data in a crowdsourced manner from a number of consumers who have just purchased goods from a merchant. | 2014-11-20 |
20140344041 | TRIGGERED MOBILE CHECKOUT APPLICATION - A device may determine that a user device has detected an event that triggers the user device to execute a mobile checkout application associated with a retail store. The device may provide, to the user device, information that identifies a promotion associated with an item at the retail store. The device may receive, from the user device, item information that identifies the item. The device may provide, to the user device, checkout information associated with purchasing the item. The checkout information may be based on the item information and the promotion. The device may store the checkout information associated with the retail store. The device may store an association between the checkout information and other checkout information associated with the user device and another retail store. | 2014-11-20 |
20140344042 | MOBILE COMMERCE FRAMEWORK - A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting commercial resources to a mobile device. The method involves receiving mobile device user information relating to a geographic location to locate one or more merchants within a subscription-based shopping network, and receiving mobile device user information relating to a merchant type within the subscription-based shopping network. The method also involves receiving, from a database over a communication network, information for one or more merchants associated with the mobile device user information for the geographic location and the merchant type, and presenting the associated merchant information on the mobile device. The associated merchant information can include a merchant name and address, a merchant telephone number, a merchant advertisement, a merchant coupon, or a merchant product or service offering to subscribers of the shopping network. | 2014-11-20 |
20140344043 | Methods and Systems for Converting Paper Coupons To Electronic Coupons and Subsequently Managing Paper and Electronic Coupons From Manufacturer to Customer to Retailer and Back to Manufacturer Also Known As A Coupon Management System - Methods and systems for managing both electronic and paper coupons that includes a coupon web application and coupon card that allows paper coupons to be electronic, paperless, easily accessible, and organized with the use of mobile devices and wireless capable kiosk. Disclosed herein, the aforementioned printed and/or electronic coupons will have the ability to be loaded via web application to mobile device and/or scanned via wireless capable kiosk or personal home scanner. These same coupons will be placed in a user account via the web application and/or placed on a coupon card that will have the capability to be scanned by a retail UPC-type scanner for the process of being redeemed. This coupon web application and coupon card allows all coupons to be captured into one place, extracted effortlessly, notifies of expiration and allows better and easier utilization. | 2014-11-20 |
20140344044 | SYSTEM AND METHOD FOR TRANSACTING PURCHASES WITH A CASH VENDOR USING POINTS AND A VIRTUAL CREDIT CARD - System and method that utilizes a participant's points and a single use, virtual credit card account to implement a cash purchase with a cash vendor. The virtual credit card is active for a single purchase only with an available credit equal to the total of the cash purchase price and any fees. The virtual credit card may further be active for a limited period of time. | 2014-11-20 |
20140344045 | INTERACTIVE USE AND ATHLETIC PERFORMANCE MONITORING AND REWARD METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT - A method, computer program product, and system for monitoring and rewarding athletic performance and use of a product worn by a person, thereby motivating use of the product and promoting customer loyalty. The present invention includes and system and method for measuring, tracking, and recording use of the product, preferably related to the athletic performance of an athlete, using a portable, remote device; transferring that data from the remote device to a common location, such as an Internet web site service; calculating, assigning, and tracking rewards based on the level of use determined from the data; and allowing the user to redeem his or her rewards or compare his or her performance level with other athletes using other remote devices. | 2014-11-20 |
20140344046 | ELECTRONIC PAYMENT SYSTEM WITH PAYER CONTROLLED TRANSACTION FEES AND VARIABLE REBATE CAPABILITIES - A system makes payments from each payer of a community of payers to each vendor of a community of vendors, assesses a variable transaction fee to each vendor, and provides a variable rebate to the payer. The transaction fee is referred to as “variable” because: i) it may be varied amongst vendors (the same payer may use different rates for different vendors); and ii) the rate may be varied amongst payers (the same vendor may be subjected to different rates, based on the particular payer making the payment). The transaction fee may be charged to the vendor by deduction from the payment. Alternatively the transaction fee may be charged to the vendor by deduction from the vendor's account at the time payment is made. The variable rebate is based on the total transaction fee applicable to payments made by the payer over a predetermined period of time. The rebate may be the product of the total transaction fee multiplied by a rebate percentage. In a two tier system, the rebate may be the sum of: i) product of the total transaction fee multiplied by a base rebate percentage; and ii) the product of that portion of the total transaction fee in excess of an accelerator threshold multiplied by an accelerated rebate percentage. | 2014-11-20 |
20140344047 | SYSTEMS AND METHODS FOR MANAGING PURCHASE TRANSACTIONS ASSOCIATED WITH A DISCOUNT DOCUMENT HAVING AN UNRECOGNIZED IDENTIFIER - Systems and methods for managing purchase transactions associated with a discount document having an unrecognized identifier are disclosed. According to an aspect, a method includes receiving an identifier of a document associated with a discount. The method also includes receiving user input that associates the identifier with a purchase transaction. Further, the method includes applying the discount to the purchase transaction. The method also includes processing an audit of the purchase transaction based on the document. | 2014-11-20 |
20140344048 | METHODS AND APPARATUS FOR OPTIMIZING ADVERTISEMENT ALLOCATION - In some embodiments, an apparatus includes a weight module, a performance module and an allocator module. The weight module calculates a weight for each segment from a set of segments of potential advertisement placements matching a criterion. The weight for a segment is based at least partially on (1) a budget score for an advertisement campaign and (2) a number of potential placements for the segment. The performance module calculates a performance score for the advertisement campaign at each segment from the set of segments. The performance score of the segment is based on a success metric for an advertisement at the segment and a number of impressions for the segment. The allocator module presents the advertisement at a placement associated with the segment if the weight for the segment is greater than a first threshold and the performance score for the segment is greater than a second threshold. | 2014-11-20 |
20140344049 | System and Methods for Using a Revenue Value Index to Score Impressions for Users for Advertisement Placement - A system and methods are disclosed for creating and using a revenue value index to score impressions and users for purposes of determining fair pricing for advertisement (“ad”) placement or to provide analytics and information to publishers for future use. The revenue value index may be configured to evaluate data obtained or acquired from first-party, publisher platforms and/or third-party platforms or other data sources for the purpose of valuing either ad impressions or the users engaging the websites on which ads are likely to be placed. The revenue value index may be utilized for either providing value information to entities (for example, publishers) or for measuring the value of ad impressions or users for use in determining fair pricing in real-time auctions conducted for ad placement. | 2014-11-20 |
20140344050 | HARNESSING LARGE DATA SOURCES TO DEFINE A MOBILE USER'S REAL-TIME CONTEXT THEN DETERMINING AND DELIVERING HIGHLY RELEVANT MOBILE MESSAGES BASED ON THAT CONTEXT - Embodiments described herein relate generally to receiving information from a mobile device and selecting content to be provided to that mobile device based on the received information. An audience may be identified that is to include the mobile device and/or a user thereof based on the information received from the mobile device. The identified audience may be associated with a campaign. Accordingly, content also associated with the campaign may be identified. This content may be sent to a mobile device associated with the user. A relevancy value may be calculated to indicate whether the content should be provided to the mobile device. If the relevancy value does not meet or exceed a predetermined threshold, then the content may not be provided to the mobile device. Other embodiments may be described and/or claimed. | 2014-11-20 |
20140344051 | Commerce System and Method of Controlling the Commerce System Using One-to-One Offers and Profit Sharing - A commerce system has retailers offering products for sale to consumers. A consideration set including a plurality of products is provided. An interface is provided to submit a profit share corresponding to each of the products. The products are evaluated to determine a discount for each of the products. A first product is selected from the products including a largest profit share. The commerce system is controlled by distributing the largest profit share, an incremental profit corresponding to the first product, and a shopping list including the first product. A value of each of the products is determined to identify a maximum value. The discount is determined for each of the products to increase the value of each of the products to the maximum value. The set of products is accessed to provide a price per use for each of the products. | 2014-11-20 |
20140344052 | Method for Presenting an Offer Over a Network - A method includes: receiving notice, via a communications network that a member of a particular market demographic is shopping on-line; analyzing on-line and/or off-line shopping basket content information associated with the market demographic, according to consumer benefit(s) of a product market category of the contents; identifying a consumer need of the market demographic according to the analyzed consumer benefit(s); and communicating information, associated with products or services related to the consumer need, via an electronic communications network, to the market demographic member. | 2014-11-20 |
20140344053 | ELECTRONIC DEVICE AND METHOD FOR MANIPULATING THE SAME - An electronic device comprising a processor, a communication module and a touch screen is provided. The communication module and the touch screen are electrically connected to the processor. The touch screen is used for receiving a dragging signal and displaying a user interface. The user interface is used for displaying a hot information area, an application area and a device area on a main page. The device area comprises at least one device icon corresponding to at least one electro-communication device contacting the communication module. When the dragging signal is moving from the hot information area or the application area towards at least one device icon, files of the hot information area or the application area are transmitted to at least one electro-communication device corresponding to at least one device icon of the device area. | 2014-11-20 |
20140344054 | INFORMATION PROVIDING METHOD AND INFORMATION PROVIDING DEVICE - A first user among a plurality of users is associated with a second user having an evaluation tendency similar to evaluation data of the first user for management. Further, a third user is selected by a terminal device of the first user as a user having preference information that suits preference of the first user. The third user is associated with the first user and the second user for management. This configuration makes it possible to select not only a user automatically selected by a system but also another user whom a targeted user is interested in as a similar user, allowing provision of information that better suits hobby and preference of the targeted user. | 2014-11-20 |
20140344055 | INTERACTION-AWARE ADVERTISING FOR MINIMIZING BANNER BLINDNESS - Systems, methods, and non-transitory computer-readable storage media for interaction-aware advertising to minimize banner blindness. First, the system concurrently displays, via a graphical user interface, an advertisement and application content. Next, the system detects a user interaction with the application content. Based on the user interaction, the system then locks the advertisement within a viewable area of display for concurrent display at the graphical user interface with a portion of the application content, wherein the advertisement is configured to remain locked until an unlocking event is detected. | 2014-11-20 |
20140344056 | TEIRED KEY COMMUNICATION SYSTEM AND METHOD IN SUPPORT OF CONTROLLED VENDOR MESSAGE PROCESSING - A computer-implemented system processes secure electronic documents from one or more content providers in accordance with subscriber instructions has a processor and modules operative within the processor. A monitoring module obtains a provider GUID, a subscriber GUID, and a transaction ID from public metadata associated with a transaction received from a particular content provider. A determination module determines any designees of the subscriber and contact information one or more of the subscriber and any designees. A transaction module distributes a transaction addressed to at least one of the subscriber and any designees. Each distributed transaction includes data that is used for management, tracking, and alerting. Also described is a station for constructing transactions for distribution to subscribers through such a system, and management of local-advertising to users of such a system. An end-to-end system and method are described. | 2014-11-20 |
20140344057 | INTERACTIVE ADVERTISING - Systems and methods for providing content for a client device. The methods can include: receiving a content request from a computing device; determining that the computing device is a non-mobile television client; identifying at least a portion of an internet protocol (IP) address associated with the content request; determining a geographic area corresponding to the IP address; obtaining, by a computer processor, demographic information associated with the geographic area; and providing, by the computer processor, relevant content for the non-mobile television client based on the demographic information. | 2014-11-20 |
20140344058 | SYSTEMS AND METHODS FOR DISTRIBUTED MARKETING AUTOMATION - A computerized system and method provides for managing and using marketing assets across an enterprise. A network interface may communicate with a first client machine associated with a first user having a first language and a second client machine associated with a second user having s second language. An electronic data storage may store a marketing asset in a marketing asset language. A processor may cause a graphical user interface to be displayed on the first client machine in the first language and the marketing asset to be displayed with respect to the graphical user interface only when the marketing asset language corresponds to the first language, and cause the graphical user interface to be displayed on the second client machine in the second language and the marketing asset to be displayed with respect to the graphical user interface only when the marketing asset language corresponds to the second language. | 2014-11-20 |
20140344059 | SYSTEM AND METHOD FOR OPERATING A MOBILE DEVICE - The present invention provides a mobile device including: a power receiver for wirelessly coupling with a power transmitter to receive power wirelessly from the power transmitter; and a function that automatically initiates upon the power receiver wirelessly coupling with the power transmitter. Also provided is a transmitter apparatus including a power transmitter for wirelessly coupling with a power receiver in a mobile device to provide power wirelessly to the power receiver, wherein, upon the power receiver wirelessly coupling with the power transmitter, data is transferred between the power transmitter and the power receiver and a function of the mobile device automatically initiates. The mobile device and transmitter apparatus together form a system for operating the mobile device. Methods and computer-readable media storing executable application programs associated with the system arc also provided. | 2014-11-20 |
20140344060 | SYSTEM AND METHOD FOR TARGETING USER INTERESTS BASED ON MOBILE CALL LOGS - Techniques are provided that include targeting a user of a mobile electronic device with an interest-based advertisement, based at least in part on various call logs on a user device. Techniques are provided in which a set of calls from a user's call log from a mobile device are assigned to one or more categories indicative of potential user interests for the purposed of targeted advertisements. The usage pattern of the user's call log takes into account the time of the day, week, and/or month that the user tends to make particular calls to determine recurring patterns and calculate individual metrics for comparison with other users. | 2014-11-20 |
20140344061 | System and Methods for Managing Content in Pre-Existing Mobile Applications - Methods and systems for managing distribution and retrieval of data (for example advertising content and viewing statistics) and insertion of control logic (for example display of advertising content) into pre-existing mobile applications. In some arrangements the method includes analyzing the pre-existing application in the context of the target platform and the desired placement of new content, and instrumenting the application to support the addition of the new content. The instrumenting process can include modification of the application to support one or more of features selected from a group comprising user identification, usage tracking, bi-directional communication with an advertising server, and displaying advertising content. The analysis and instrumenting process can be applied in a just-in-time fashion during application download. In some arrangements, a portal application can be provided to reside on the mobile device for managing communications with an advertising server. | 2014-11-20 |
20140344062 | METHODS, DEVICES AND SYSTEMS FOR PROVIDING MOBILE ADVERTISING AND ON-DEMAND INFORMATION TO USER COMMUNICATION DEVICES - Methods, systems, software, computer-readable media, and the like relate to providing and receiving relevant data from one or more entities. Data is received by a wireless user device directly from a wireless transmitter. The data may be provided to a stationary or moving user. A consumer in a vehicle, for instance, may have a smartphone, mobile phone, tablet PC, navigation system, or other similar mobile device, and can use such device to interact with a geographically proximate advertising module having a wireless transmitter. The wireless transmitter may also be stationary or moving, and can be incorporated into structures such as a vehicle, a billboard, a building, a road sign, a traffic light, or the like. | 2014-11-20 |
20140344063 | Intelligent Communication and Advertising Mechanism - Disclosed is a system and method for exchanging information between a mobile device and a physical advertising medium, such as a billboard. The method and system enables a pluggable device, coupled with the mobile device, to detect the mobile device within its vicinity of the physical advertising medium. On detection of the mobile device, the pluggable device establishes a handshake communication channel with the mobile device by authorizing the mobile device. Upon authorizing the mobile device, the pluggable device initiates the advertisement information exchange between the physical advertising medium and the mobile device in a non-intrusive manner. In one aspect, the method and system further enables the mobile device to relay the advertisement information to other mobile devices or any other physical advertisement mediums within its vicinity. | 2014-11-20 |
20140344064 | SYSTEM AND METHOD FOR CONSUMER-BASED STORING, RETRIEVING AND TRANSMITTING OF PROMOTIONAL CONTENT TO OTHER CONSUMERS - A system and method for targeted delivery of promotional messages from a sender to a receiver are disclosed. The system includes a website providing access to a plurality of promotional messages, and comprises a web-based user interface enabling the sender to create a set of promotional targeting records. A promotional targeting record comprises the sender's communication identifier, a targeted destination's communication identifier, and a selected promotional message. The created promotional targeting records are stored in a database. After a communication transmission from the sender to the receiver, system application software is used to: obtain the communication identifiers of the sender and the receiver; search the database to identify a promotional targeting record with matching sender and receiver communication identifiers; and after identifying such a promotional targeting record, retrieve from the database and deliver to the receiver the promotional message associated with the identified promotional targeting record. | 2014-11-20 |
20140344065 | System For Targeting Advertising Content To A Plurality Of Mobile Communication Facilities - A system for targeting advertising content includes the steps of: (a) receiving respective requests for advertising content corresponding to a plurality of mobile communication facilities operated by a group of users, wherein the plurality includes first and second types of mobile communication facilities with different rendering capabilities; (b) receiving a datum corresponding to the group; (c) selecting from a first and second sponsor respective content based on a relevancy to the datum, wherein each content includes a first and second item requiring respective rendering capabilities; (d) receiving bids from the first and second sponsors; (e) attributing a priority to the content of the first sponsor based upon a determination that a yield associated with the first sponsor is greater than a yield associated with the second sponsor; and (f) transmitting the first and second items of the first sponsor to the first and second types of mobile communication facilities respectively. | 2014-11-20 |
20140344066 | METHOD AND SYSTEM FOR TARGETED CONTENT PLACEMENT - A system for delivering targeted content to a device includes a database and a processor. The database stores anonymous identifications for a plurality of customers of at least one financial institution. Each anonymous identification is associated with financial information for a respective customer of the at least one financial institution. The processor includes software that is configured to classify consumers, create a targeted list of content viewers, and deliver a targeted advertisement over a network to a device used by a content viewer on the targeted list. The classifications can be based on the financial information associated with each anonymous identification. The target list of content viewers can be based on at least one selected classification. The advertisement can be delivered to a device used by a content viewer on the targeted list after the device has been used to log onto an application offered by the at least one financial institution. | 2014-11-20 |
20140344067 | PURCHASE SHARING SYSTEMS - A purchase sharing system, comprising: a processor; a camera controlled by the processor; a user interface controlled by the processor; a wireless communications module controlled by the processor; and tangible non-transitory computer-readable media having instructions, that when executed by the processor, cause the processor to perform the steps of: receive, from the camera, an input of media; receive, from the user interface, customer information; generating a message to the customer, wherein the message includes media, and a prepopulated status message, wherein the prepopulated status message include a reference to a product, a reference to a salesperson, and a reference to a business at which the product was purchased, and a link to a URL that when visited posts the prepopulated status message on the social network; transmitting, via the wireless communications module, the message to the customer. | 2014-11-20 |
20140344068 | SYSTEMS AND METHODS FOR TARGETED ADVERTISEMENT DELIVERY - In one aspect, a computing apparatus is configured to receive a request for a profile to customize information for presentation to a user identified in the request and, responsive to the request identifying the user, provide the profile that is generated based on transaction data of the user. The profile summarizes the transaction data of the user using a plurality of values representing aggregated spending in various areas. The information includes an advertisement selected, prioritized, adjusted, or generated based on the profile. The advertisement includes at least an offer, such as a discount, incentive, reward, coupon, gift, cash back, benefit, product, or service. | 2014-11-20 |
20140344069 | METHOD AND APPARATUS FOR TARGETING BEST CUSTOMERS BASED ON SPEND CAPACITY - Share of Wallet (“SOW”) is a modeling approach that utilizes various data sources to provide outputs that describe a consumers spending capability, tradeline history including balance transfers, and balance information. These outputs can be appended to data profiles of customers and prospects and can be utilized to support decisions involving prospecting, new applicant evaluation, and customer management across the lifecycle. A SOW score focusing on a consumer's spending capability can be used in the same manner as a credit bureau score. | 2014-11-20 |
20140344070 | CONTEXT-AWARE VIDEO PLATFORM SYSTEMS AND METHODS - A video-platform server may obtain and provide context-specific metadata to remote playback devices, including identifying advertising campaigns and/or games that match one or more assets (e.g., actors, locations, articles of clothing, business establishments, or the like) that are depicted in or otherwise associated with a given video segment. | 2014-11-20 |
20140344071 | CROSS-PROMOTION API - A system and computer-implemented method for promoting an electronic game of electronic games is provided. A user interface module is configured to receive an input from a user relating to playing a first and second electronic game. A processor-implemented association engine, operatively coupled to the user interface, is configured to associate user attributes of the first and second electronic games to the user based on the input. An application programming interface (API) is configured to associate a user attribute of a third electronic game different from the first and second electronic games, the API configured to associate based, at least in part, on rule engine implemented by the API and at least one of the user attributes of the first and second electronic games and game data of the third electronic game. | 2014-11-20 |
20140344072 | SYSTEM AND METHOD OF PERSONALIZED MARKETING - A system of personalized marketing having a computer system for administering a marketing program to prepare personalized marketing information based on a predetermined set of criteria, and a marketing device for distribution to consumers that displays the personalized marketing information. | 2014-11-20 |
20140344073 | REAL-TIME ADVERTISEMENT BIDDING - Embodiments of the present invention are directed to systems and methods for facilitating real-time bidding in paid search. In some implementations, a real-time bidding agent receives advertisement context data that is related to presentation of an advertisement in response to a search query. Thereafter, a determination is made as to providing a real-time bid and a real-time advertisement for participation in an advertisement auction associated with the search query using the advertisement context data. A desired real-time bid and real-time advertisement can then be provided to an advertisement selection server for participation in the advertisement auction associated with the search query. | 2014-11-20 |
20140344074 | NETWORK CONTENT MESSAGE PLACEMENT MANAGEMENT - A network content message placement management process is directed to the processing and management of messages in content displayed at a client computing device. A client computing device provides message placement configuration information to a network computing and storage provider. The network computing and storage transmits message placement requests to a content provider based on the message placement configuration information. The client computing device may subsequently directly or indirectly request content from the content provider. The content provided from the content provider may include one or more of the alternative messages provided in the message placement configuration information. Illustratively, the alternative messages may be included in place of other messages, such as advertisements, from third party message providers. | 2014-11-20 |
20140344075 | System and method for mall marketing - A mall marketing and advertising system and method overcomes the drawback of the state of the art sales promotion and advertising methods by providing a provision of selecting and wearing apparels from different store of a mall. The mall models are one of the good standing members of the local community. The image is captured and displayed on website, mall screen and landing page of the local website with mall banner across the image. | 2014-11-20 |
20140344076 | Managing interactive communications campaigns - A campaign strategy manager (CSM) component for a hosted communications campaign system allows users to define more granular and specific campaign strategies, including pass escalation for alternative channels (e.g., text and email) and/or based upon attempt results, contact attributes and response group data. The campaign strategy manager allows users to define pass strategies statically and dynamically, to manage lists across multiple campaigns, and to view results in real-time. A defined strategy is a static strategy created by a user for a particular campaign that, once created, typically is not modified. A dynamic strategy is one where, during the course of a day (e.g., as a sub-campaign is running), a user may alter the defined strategy, preferably just for that day (or portion thereof). In particular, the campaign strategy manager enables the user to make changes to the current strategy as a sub-campaign is running through a particular list. | 2014-11-20 |
20140344077 | USED INDUSTRIAL EQUIPMENT SALES APPLICATION SUITES, SYSTEMS, AND RELATED APPARATUS AND METHODS - Used industrial equipment sales systems and related apparatus and methods. Servers of embodiments store files of information regarding conditions of pieces of used industrial equipment. That information further comprises an inspection report configured to reflect the type of industrial equipment to which the piece of used industrial equipment belongs and to reflect predetermined components associated with the equipment type. Note that client devices are configured to access the file, ascertain the equipment type, and display the report. Inspection reports can include voice notes and multimedia files. Moreover, the reports can be location and/or time stamped. If desired, the client devices can indicate a service status of a piece of equipment wherein the inspection reports remain private while the service status is incomplete. In addition, or in the alternative, the inspection reports can have associated therewith indications of their trustworthiness. Thus, systems of embodiments can establish trusted environments. | 2014-11-20 |
20140344078 | ELECTRONIC DEVICE, SYSTEM FOR BROADCASTING ADVERTISEMENT AND METHOD THEREOF - An method for broadcasting advertisements, includes: obtaining a media file to be shared in response to user operation. Inserting an advertisement into the media file to be shared in response to user operation. Determining at least one recipient selected by the user, and transmitting the media file comprising the advertisement to the at least one selected recipient in response to user operation. | 2014-11-20 |
20140344079 | ELECTRONIC DEVICE, SYSTEM FOR INSERTING ADVERTISEMENT TO MEDIA FILES AND METHOD THEREOF - An method for inserting advertisement into media files, includes: inserting an advertisement into a media file in response to an inserting operation of a user. Controlling to display an integrated picture comprising a media file frame and an advertisement frame on a display unit of the electronic device after inserting the advertisement to the media file. Finally, adjusting a display proportion of the media file frame and the advertisement frame according to an adjustment operation of the user. | 2014-11-20 |
20140344080 | E-COMMERCE VIA WEB BANNERS - Systems, apparatuses, and methods are provided for facilitating electronic commerce via a web banner. Entire purchase transactions may be provided via the web banner, where an end user purchases products sold from third parties via the web banner. Entire sale listing transactions may also be provided via the web banner, where an end user lists products for sale via the web banner. Further, users may be identified when they access third party web sites, and customized offers may be generated and communicated to the identified users. | 2014-11-20 |
20140344081 | System, Method and Article of Manufacture to Facilitate a Financial Transaction Without Unlocking a Mobile Device - A financial transaction is facilitated without unlocking a mobile device, where the lock screen wallpaper of a mobile device is dynamically set to an image having a scanning code (e.g., a QR code, a barcode, etc.) for use at a business location that the user is currently located. | 2014-11-20 |
20140344082 | System, Method and Article of Manufacture to Facilitate a Financial Transaction Without Unlocking a Mobile Device - A financial transaction is facilitated without unlocking a mobile device, where the lock screen wallpaper of a mobile device is dynamically set to an image having a scanning code (e.g., a QR code, a barcode, etc.) for use at a business location that the user is currently located. | 2014-11-20 |
20140344083 | PORTABLE MOBILE MONEY DEVICE - A mobile money system comprising: at least one mobile money device configured with at least a CPU, a GSM engine, antenna, display, keypad/touchpad, printer and SIM reader; and at least one external SIM card configured to be read by the reader; wherein the mobile money device uses a SIM Tool Kit application stored on the external SIM card to process at least one mobile money transaction. A method for managing Mobile Money transactions comprising: providing a mobile money device having at least a CPU, a GSM engine, antenna, display, keypad/touchpad, printer and SIM reader configured to accept insertion of an external SIM cards; inserting an end-user external SIM card into the SIM reader; reading the end-user external SIM card; validating the end-user external SIM card has a SIM Tool Kit application; registering the end-user external SIM card on a network; using the network connection to transmit data to and from the mobile money device; displaying a SIM Tool Kit application menu on the display; choosing at least one option from the menu using the keypad/touchpad; inserting data if required; sending data regarding the chosen menu option via the network connection; receiving a response regarding the data via the network; displaying the response on the display; and printing a transaction receipt. | 2014-11-20 |
20140344084 | SYSTEM AND METHOD FOR VERIFYING USER IDENTITY INFORMATION IN FINANCIAL TRANSACTIONS - A system and method for verifying a user's identity during a point-of-sale transaction are provided. The system and method provide for applying for, receiving and verifying a financial services provider card; providing a plurality of requested biometric identification data to a financial services provider; uploading the plurality of biometric identification data of a user requested by the financial services provider via a network connected computing device to a preselected website; storing the plurality of biometric identification data in a remote server coupled to the preselected website; and using the plurality of requested biometric identification data to execute a point-of-sale transaction, wherein a merchant can verify the financial services card with the biometric identification data provided by the remote server or provided by the user via a point-of-sale terminal. | 2014-11-20 |
20140344085 | METHOD AND SYSTEM FOR PRESENCE BASED MOBILE PAYMENT - A method for presence based mobile payment comprises receiving, from a user, a request for registration with a mobile payment service, registering, by the mobile payment service, the user based on the request, broadcasting, by a point of sale (PoS) system and through an advertising channel, an identification of a transaction, wherein the transaction comprises an item, wherein the advertising channel is used for discovery of available devices, and wherein the user is purchasing the item at the PoS system, receiving, from a mobile device of the user, a payment authorization for the transaction, and facilitating, by the mobile payment service, payment for the transaction. | 2014-11-20 |
20140344086 | METHOD FOR IMPROVING CUSTOMER SURVEY SYSTEM - A global customer satisfaction system includes point-of-sale customer feedback terminals for receiving in-store customer feedback including satisfaction ratings and other customer feedback regarding participating vendors as the customer pays for purchases. The system also includes post-sale customer feedback terminals for receiving more detailed customer feedback regarding the vendors from members after the sales have been completed. The system also includes an aggregation and dissemination system for combining the ratings received form customers into global customer satisfaction ratings for participating vendors, and disseminating the customer satisfaction information through customer satisfaction qualified directories, which are organized or searchable by geographical, type of product or service offered by the participating vendors, and other factors. | 2014-11-20 |
20140344087 | METHOD AND APPARATUS FOR AUTOMATED SHOPPER CHECKOUT USING RADIO FREQUENCY IDENTIFICATION TECHNOLOGY - A method and apparatus involve: providing a plurality of products that are each associated with a respective radio frequency identification tag; using radio frequency identification technology to automatically identify specific products in a group of products collected by a shopper; and evaluating whether or not to obtain payment from the shopper based on the radio frequency identification of products in the group. Based on the result of the evaluation, either payment is obtained from the shopper on the basis of the radio frequency identification of products in the group, or else the products in the group are audited, and then payment is obtained on the basis of the products identified by the audit. | 2014-11-20 |
20140344088 | POS PRINTING TRIGGERED BY PHARMACY PRESCRIPTION ORDERS - A system and method for printing, at a POS of a retail store, information relating to a pharmacy prescription ordered in a pharmacy of said retail store, comprises determining in a PM CS of the pharmacy a payloadiD to associate with a prescription order and printing by the PM CS information associated with said first prescription order. Then, a POS CS reading the printing at a POS of the retail store resulting in said POS CS printing a payload associated with the payloadiD in the memory of the POS CS. | 2014-11-20 |
20140344089 | MONEY TRANSFER SYSTEM AND METHOD - A method for transferring money may include providing a money transfer instrument having product information and a monetary value associated therewith. The method may also include capturing the product information by a POS terminal in response to the sender purchasing the money transfer instrument. The method may further include generating and issuing a personal identifier to the sender on a receipt printed at the POS terminal. The method may additionally include receiving from the sender money transfer information along with the personal identifier. The method may moreover include generating and transmitting to the sender a money transfer control identifier that is separate from the personal identifier. The method may furthermore include receiving from the recipient the money transfer control identifier to receive transferred money at a money transfer location. | 2014-11-20 |