46th week of 2021 patent applcation highlights part 51 |
Patent application number | Title | Published |
20210357844 | SKILL INDEX CALCULATION APPARATUS, ANNOTATION PROVIDING APPARATUS, SKILL INDEX CALCULATION METHOD, ANNOTATION PROVIDING METHOD AND PROGRAM - An operational efficiency promoting apparatus that calculates a skill index indicating a skill level related to an operation of a user, based on an operation log of the user on an operation terminal, the operational efficiency promoting apparatus includes a memory; and a processor configured to execute storing the operation log obtained from the operation terminal in the memory; and—calculating the skill index corresponding to each of a plurality of factors based on the operation log read from the memory. | 2021-11-18 |
20210357845 | SYSTEM AND METHOD FOR INCREASING EMPLOYEE PRODUCTIVITY - Systems and methods are provided for increasing employee engagement in a production activity. One or more machines for accomplishing the production activity are in communication with a database which includes pay rates and predetermined thresholds for the production activity. Data acquiring devices associated with each machine measure production rates in substantially real time. A processor retrieves the pay rate and the production rate to determine a real-time-pay rate. A display provides a visualization reflecting each employee's real-time-pay and may provide multiple payout options for the employee's earning. | 2021-11-18 |
20210357846 | METHOD FOR MONITORING AN AUTOMATION SYSTEM - The invention resides in a method for maintaining a measuring location (ML | 2021-11-18 |
20210357847 | METHOD AND APPARATUS FOR AUTOMATICALLY GENERATING WORKER POOL BASED ON FUNCTIONAL ELEMENT AND DIFFICULTY LEVEL OF CROWDSOURCING-BASED PROJECT - Provided are an active learning method and apparatus using consistency-based normalization in which an uncertainty measurement technique and a normalization loss are combined, the active learning method using the consistency-based normalization including: performing data augmentation on data learned in every cycle of active learning; selecting data to be labeled on the basis of a loss of the consistency-based normalization by using the data on which the data augmentation is performed; and training a classifier to set a generalization error boundary on the basis of the selected data. | 2021-11-18 |
20210357848 | Configurable and Interchangeable System for Storing and Viewing Objects - A “Visible Storage and Object Retrieval” (ViSOR) system provides a modular system for concurrently organizing, storing, protecting and viewing objects stored within various containers (referred to herein as “windowed storage devices”) having a fully or partially transparent or translucent window that enables a user to view container contents without needing to open that container. These windowed storage devices are further configured to interface with a wide variety of interchangeable storage devices and systems while preventing tangling, knotting, destruction, breakage, interweaving, etc., of objects contained therein. More specifically, each windowed storage device is removably couplable to a plurality of storage modalities, either directly, or via an intermediary connector that itself is configured to be removably coupled to any of the storage modalities. These intermediary connectors enable windowed storage devices to be transferred between a variety of storage modalities. In further implementations, the ViSOR system includes a computer-based monitoring and access system. | 2021-11-18 |
20210357849 | METHOD, SYSTEM AND DEVICE OF ACCUMULATING ORDER-GOODS, AND ELECTRONIC APPARATUS - The present disclosure provides a method of accumulating order-goods, including: acquiring a collection order queue; acquiring a collection order from the collection order queue, assigning a first slide to the collection order, and sending goods in the collection order to the first slide in response to a presence of a first slide in an idle state, wherein the first slide only allows sending of goods in one collection order at one time; and activating a second slide in response to a predetermined condition being satisfied, wherein the second slide allows simultaneous sending of goods in a plurality of collection orders. The present disclosure further provides a system of accumulating order-goods, an electronic apparatus, a computer-readable storage medium, and a device of accumulating order-goods. | 2021-11-18 |
20210357850 | CONTROL TOWER AND ENTERPRISE MANAGEMENT PLATFORM WITH TRAINABLE EXPERT AGENTS FOR VALUE CHAIN NETWORKS - A value chain system that provides recommendations for designing a logistics system generally includes a machine learning system that trains machine-learned models that output logistics design recommendations based on training data sets that each respectively defines one or more features of a respective logistic system and an outcome relating to the respective logistics system; an artificial intelligence system that receives a request for a logistics system design recommendation and determines the logistics system design recommendation based on one or more of the machine-learned models and the request; and a digital twin system that generates an environment digital twin of a logistics environment that incorporates the logistics system design recommendation, and one or more physical asset digital twins of physical assets. The digital twin system executes a simulation based on the logistics environment digital twin, the one or more physical asset digital twins. | 2021-11-18 |
20210357851 | METHOD FOR TRACKING AND MAINTAINING INVENTORY IN A STORE - One variation of a method for tracking and maintaining inventory in a store includes: accessing a image of an inventory structure in the store; identifying a top shelf, in the inventory structure, depicted in the image; identifying a set of product units occupying the top shelf based on features detected in the image; identifying a second shelf, in the set of shelves in the inventory structure, depicted in the image, the second shelf arranged below the top shelf in the inventory structure; based on features detected in the image, detecting an understock condition at a slot—assigned to a product type—on the second shelf; and, in response to the set of product units comprising a product unit of the product type, generating a prompt to transfer the product unit of the product type from the top shelf into the slot on the second shelf at the inventory structure. | 2021-11-18 |
20210357852 | DATA PROCESSING DEVICE, DATA PROCESSING METHOD, RECORDING MEDIUM HAVING RECORDED THEREON DATA PROCESSING PROGRAM, EVALUATION SYSTEM, EVALUATION METHOD, AND RECORDING MEDIUM HAVING RECORDED THEREON EVALUATION PROGRAM - There is provided a data processing device including: an environment acquisition unit configured to acquire environmental data indicating a physical distribution environment of a perishable item; a state acquisition unit configured to acquire state data indicating a state of the perishable item; and a learning unit configured to learn an evaluation criterion for evaluating a physical distribution quality of the perishable item by using the environmental data based on the state data. Further, there is provided an evaluation system including: an environment acquisition unit configured to acquire environmental data of a surrounding atmosphere of a perishable item in response to the perishable item that is pre-cooled being placed in a container box with a refrigeration function and being physically distributed at room temperature; and an evaluation unit configured to evaluate a physical distribution quality by using the acquired environmental data. | 2021-11-18 |
20210357853 | FLEXIBLE PRODUCT DELIVERY MODEL - A method is provided comprising: presenting one or more first user interface components for specifying a first address; receiving user input specifying at least a portion of the first address, the user input being received by using the one or more first user interface components; detecting whether flexible shipping is available at the first address; when flexible shipping is available at the first address, presenting one or more second user interface components for specifying a second address, receiving user input specifying the second address, and generating a first shipping label descriptor that identifies both the first address and the second address as respective shipping addresses for a package; when flexible shipping is not available at the first address, generating a second shipping label descriptor that identifies the first address. | 2021-11-18 |
20210357854 | LOGISTIC PROCEDURE FOR GOODS TO BE SOLD AND PACKAGES TO BE SHIPPED, PACKAGE RECEIVING STATION AS WELL AS STORE FOR THE IMPLEMENTATION OF THIS PROCEDURE - The invention relates to the logistical linking of package flows with goods flows by positioning common package acceptance stations (gPAS) at or in goods-sales-branches (WVF) where the goods (W) aresold. | 2021-11-18 |
20210357855 | Systems, Methods, and Media for Managing Inventory Associated With a Facility - In accordance with some embodiments of the disclosed subject matter, mechanisms (which can, for example, include systems, apparatuses, methods, and media) for managing inventory associated with a facility are provided. In some embodiments, a method is provided comprising: receiving identifying information of items; causing a mobile device to present a subset of items in a user interface; receiving transmitting device identification information, the device associated with a first location; determining, based on the transmitter identifying information, a location of the mobile device within the facility; receiving an indication items are being stored at the location of the mobile device; associating the items with the location; causing a computing device to present a user interface that includes identifying information associated with the items in connection with a location of the items. | 2021-11-18 |
20210357856 | Virtual Put Wall - A virtual put wall system includes a storage apparatus with multiple containers, and different container identifiers attached to the containers. The system includes databases storing a first mapping that maps each customer order of a plurality of customer orders to a different container, a second mapping that maps each container to a different container identifier attached to that container, and a different visual identifier of each container. The system also includes a display device and a coordinating device that detects retrieval of an object, determines that the object belongs to a particular customer order, selects, based on the second mapping, a particular container that is used to store objects of the particular customer order, and directs the transfer of the object to the particular container by modifying the display device to present a particular visual identifier of the particular container. | 2021-11-18 |
20210357857 | METHOD AND APPARATUS FOR DELIVERY VERIFICATION - A method, apparatus and computer program product are provided for delivery verification. In the context of a method, an estimated time of delivery to a respective delivery location is determined. The estimated time of delivery is at least partially based upon a first location along a delivery route and the respective delivery location. The method also includes determining a delivery time at which a delivery attempt or a delivery was indicated to be made to the respective delivery location and performing a comparison of the delivery time to the estimated time of delivery. The method further includes differently verifying the delivery attempt or the delivery to the respective delivery location depending upon the comparison of the delivery time to the estimated time of delivery. | 2021-11-18 |
20210357858 | METHOD AND SYSTEM FOR MANAGING PRODUCT CERTIFICATION - Exemplary embodiments disclose a method, a computer program product, and a computer system for managing certification efforts for obtaining regulatory approvals to market products. Exemplary embodiments use the certification argument framework to structure complex certification efforts and build a database of related information. The certification argument framework also provides effective means of graphically representing and analyzing regulatory certification efforts. | 2021-11-18 |
20210357859 | SMART DATA ANNOTATION IN BLOCKCHAIN NETWORKS - An example operation may include one or more of: receive a first set of annotation information, determine a first approval decision for the first set of annotation information, record the first approval decision in a blockchain, retrieve a first set of approval decisions from the blockchain, generate a consensus based on the first set of approval decisions, and record the consensus in the blockchain. | 2021-11-18 |
20210357860 | EXPERT SELECTION SYSTEM AND EXPERT SELECTION PROGRAM - There are provided an expert selection system and an expert selection program which are capable of selecting an expert for a proposal document. The expert selection system has a proposal information acquisition part, a storage part, and an expert selection part. The proposal information acquisition part acquires proposal information in which relationships between elements included in proposal data of a proposer are structured. The storage part stores knowledge information in which relationships between elements corresponding to a plurality of pieces of information forming knowledge are structured for each member. The expert selection part compares the proposal information and the knowledge information associated with members other than the proposer of the proposal data for each member and selects an expert who has knowledge regarding the proposal data from a plurality of the members on the basis of a comparison result. | 2021-11-18 |
20210357861 | DIGITAL PROCESSING SYSTEMS AND METHODS FOR COMMUNICATIONS TRIGGERING TABLE ENTRIES IN COLLABORATIVE WORK SYSTEMS - Systems, methods, and computer-readable media for triggering table entries characterizing workflow-related communications occurring between workflow participants are disclosed. The systems and methods may involve presenting a table via a display, the table containing rows and columns defining cells, the rows and cells being configured to manage respective roles of the workflow participants; presenting on the display at least one active link for enabling workflow participants to join in a video or an audio communication; logging in memory, characteristics of the communication including identities of the workflow participants who joined in the communication; and generating an object associated with the table, the object containing the characteristics of the communication logged in memory. | 2021-11-18 |
20210357862 | DIGITAL PROCESSING SYSTEMS AND METHODS FOR NETWORK MAP VISUALIZATIONS OF TEAM INTERACTIONS IN COLLABORATIVE WORK SYSTEMS - Systems, methods, and computer-readable media for generating a network map reflective of node connection strength are disclosed. The systems and methods may involve tracking electronic connections between a plurality of entities in an electronic workspace; tracking characteristics of the electronic connections between the plurality of entities in the electronic workspace; storing in memory the tracked connections and the tracked characteristics; calculating connection strength between connected entities based on at least one of the tracked characteristics; rendering a visualization of the plurality of entities; rendering a visualization of the tracked electronic connections between the plurality of entities; and rendering a visualization of at least one of the tracked characteristics of the electronic connections, wherein at least one of the rendered visualization of the tracked electronic connections and the rendered visualization of the at least one of the tracked characteristics is reflective of the calculated connection strength. | 2021-11-18 |
20210357863 | DIGITAL PROCESSING SYSTEMS AND METHODS FOR GRAPHICAL INTERFACE FOR AGGREGATING AND DISSOCIATING DATA FROM MULTIPLE TABLES IN COLLABORATIVE WORK SYSTEMS - Systems, methods, and computer-readable media for graphically aggregating data from a plurality of distinct tables, and enabling dissociation of underlying aggregated data from the associated distinct tables are disclosed. The systems and methods may involve maintaining the plurality of distinct tables, wherein each distinct table contains a plurality of items, with each item being made up of a plurality of cells categorized by category indicators, and wherein the plurality of distinct tables contain a common category indicator; generating a graphical representation of a plurality of variables within the plurality of cells associated with the common category indicator, the graphical representation including a plurality of sub-portions, each sub-portion representing a differing variable of the common category indicator; receiving a selection of a sub-portion of the graphical representation; performing a look-up across the plurality of distinct tables for a specific variable associated with the received selection. | 2021-11-18 |
20210357864 | METHODS AND SYSTEMS FOR MANAGING PROJECTS - Methods and systems for managing a project. Project templates can be stored in a project database. At least one start date and/or at least one end date can be accepted for each project template. Information related to accepted project templates can be accepted. A user can access the information related to accepted project templates from a user interface. | 2021-11-18 |
20210357865 | EVENT-BASED TIMELINE CREATION FOR PERSONAL INFORMATION TRACKING - A database management engine allows users to easily and automatically make retroactive modifications to database entries in a human resource database. The database management engine captures events associated with the retroactive modifications through the continuous construction of event timelines, which provide an up-to-date picture of liabilities and penalties owed. Through the continuous construction of event timelines, the database management engine can identify discrepancies between previously generated timelines and new timelines. Further, the database management engine can identify appropriate remedial actions based on the characteristics of the discrepancies. In addition, by continuously generating additional timelines, the database management engine allows users to modify database entries without removing information from the human resource database. | 2021-11-18 |
20210357866 | METHOD AND SYSTEM FOR UPDATING MESSAGE THREADS - A method for updating an electronic mail (“email”) message presented to a user on a display screen of a data processing system, the email message belonging to a thread of email messages received by the data processing system, the method comprising: determining whether one or more of the email messages in the thread was received after the email message is opened on the display screen; and, if so, displaying an update message on the display screen indicating that one or more of the email messages in the thread was so received. | 2021-11-18 |
20210357867 | METHOD, SYSTEM AND COMPUTER-READABLE MEDIUM FOR INFORMATION RETRIEVAL - In a computer-implemented method for information retrieval and a processing system of a computer-implemented information retrieval system, an input text is received by a Natural Language Processing, NLP, suite, wherein the NLP suite comprises a plurality of models. At least one of the plurality of models is a model trained using selected features. The selected features are determined using a feature selection process. The input text is processed by each one of the plurality of models. An intermediate representation of the input text is generated by each one of the plurality of models. An enhanced representation of the input text is generated by combining a plurality of the generated intermediate representations. Information is retrieved based on the enhanced representation of the input text. | 2021-11-18 |
20210357868 | SYSTEM AND PROCESS FOR COMMUNICATING JOB SKILLS INFORMATION TO JOB MARKET PARTICIPANTS - The present invention comprises a system and process for communicating job skills requirements to job market participants, including job seekers, employers, and educators. The system and process enable employers to post jobs on a platform and requires each job posting to include a list required job skills and the job skills that may be developed by an individual who is hired. Job seekers must maintain a current list of their job skills in the platform to apply to listed jobs, which, through drawing relationships among the job skills that are possessed by job seekers, that are required by employers, and that are acquirable through specific job opportunities, may inform both job seekers and educators as to which job skills are in most demand and need developed. | 2021-11-18 |
20210357869 | INSTANT CONTENT NOTIFICATION WITH USER SIMILARITY - In an example embodiment an approximate nearest neighbor framework is provided to query user activity data to find users who are similar to users who have been “matched” to a particular piece of content but who otherwise would not have been matched on their own. The users who have been matched may be called a seed set of users, which are known in real-time, or near-real-time. Use of the approximate nearest neighbor framework allows the system to expand instantly the initial seed set of users to other similar users to rapidly distribute relevant pieces of content to active users, increasing liquidity of the system. Additionally, the target set of specific users to which a notification is sent about the pieces of content can also be expanded, increasing the recall rate. | 2021-11-18 |
20210357870 | DISTRIBUTED LEDGER AND BLOCKCHAIN TECHNOLOGY-BASED RECRUITMENT, JOB SEARCHING AND/OR PROJECT SEARCHING, SCHEDULING, AND/OR ASSET TRACKING AND/OR MONITORING, APPARATUS AND METHOD - An apparatus, including a central processing computer which is specially programmed to process recruitment, job searching, project searching, or scheduling, information; and a distributed ledger and blockchain technology system. The central processing computer provides or transmits an electronic forum to a user communication device, wherein the central processing computer receives, from a user communication device, information for engaging in a recruitment, job searching, project searching, or scheduling, activity, in or via the electronic forum, and the central processing computer provides a videoconference call between the individual and an employer or hiring entity or between the individual and a job applicant. Upon a conclusion of the electronic forum, the central processing computer generates an electronic forum report containing information regarding an activity or activities of the individual in or during the electronic forum. The electronic forum report is stored in the distributed ledger and blockchain technology system. | 2021-11-18 |
20210357871 | NON-TRANSITORY COMPUTER-READABLE STORAGE MEDIUM FOR STORING PROGRAM, INFORMATION PROCESSING METHOD, AND INFORMATION PROCESSING DEVICE - A method includes: detecting that an index value of an event has satisfied a predetermined condition; acquiring an amount of an action related to the event in a time zone corresponding to a time point when the index value has satisfied the condition based on first information that allows identifying an action performed by a target person at each of a plurality of time points; comparing the acquired amount of the action related to the event in the time zone with an amount of an action related to the event in a past time zone; and identifying a cause corresponding to a comparison result based on second information that allows identifying, for a case where a cause for the index value to satisfy the condition has not occurred, a change tendency of an amount of an action related to the event when the cause has occurred. | 2021-11-18 |
20210357872 | JOB OPENING AND CANDIDATE MATCHING SYSTEM - Computer-implemented methods and systems are provided that stores requirement data for a plurality of job openings, profile data for each user of a plurality of users, and job preference data for each user of the plurality of users. A first metric is generated that pertains to a particular job opening belonging to the plurality of job opening and a particular user belonging to the plurality of users based on the requirement data for the particular job opening and the profile data for the particular user. A second metric is generated that pertains to the particular job opening and the particular user based on the requirement data for the particular job opening and the job preference data for the particular user. A visual representations of the first metric and the second metric is display as part of a unitary display window or screen. Other aspects are described and claimed. | 2021-11-18 |
20210357873 | BENEFIT VALIDATION - A method, apparatus, system, and computer program for verifying benefit information for an employer-provided benefit plan. A computer system verifies employee enrollments in the benefit plan. Verifying employee enrollments includes receiving an employee identifier in a first panel of a graphical user interface, identifying an employee associated with the employee identifier, identifying employee enrollments of the employee, and displaying the employee enrollments in the first panel. The computer system verifies plan benefits for the benefit plan. Verifying plan benefits includes receiving a plan identifier in a second panel of the graphical user interface, identifying the plan benefits based on the plan identifier, and displaying the plan benefits in the second panel. The computer system verifies plan membership. Verifying plan membership includes receiving a personal identifier in a third panel of the graphical user interface, identifying the plan identifier based on the personal identifier, and displaying the plan identifier in the third panel. | 2021-11-18 |
20210357874 | METHOD AND SYSTEM FOR INTELLIGENT CALENDERING OF EVENTS - A system for calendaring an event for a first user in a calendar matrix. The system comprises a hardware processor configured to authenticate a first user for accessing the calendar matrix, which comprises at least one event calendared for a second user. The hardware processor is further configured to allow the first user to enter the event for the first user into the calendar matrix. The system further comprises a memory device in communication with the hardware processor and configured to store the calendar matrix for later retrieval by the hardware processor. The hardware processor is further configured to adjust display dimensions of a rectangle representing the entered event in the calendar matrix to the first user based on projected duration of the event and independent of timeslot durations in the calendar matrix. The hardware processor is further configured to prohibit an overlap between two or more appointment events. | 2021-11-18 |
20210357875 | RESERVING CONFERENCE IN ELECTRONIC CALENDAR PURSUANT TO ELECTRONIC CALENDAR RESTRICTION(S) - In one aspect, a device may include at least one processor and storage accessible to the at least one processor. The storage may include instructions executable by the at least one processor to receive a request to book a meeting with a user via an electronic calendar. The electronic calendar may be associated with the user. The instructions may also be executable to, responsive to receipt of the request, determine a restriction associated with the electronic calendar and to respond to the request pursuant to the restriction. | 2021-11-18 |
20210357876 | LOCATION-BASED EVENT NOTIFICATION APPLICATION - A system and method for a mobile system that provides real-time automated location-based alerts of time-based events is disclosed. The system includes a mobile application for defining an event record associated with a calendar appointment and for processing event records as event triggers and notification events occur; and a web server for maintaining a database of event records periodically provided to the mobile application for monitoring. The he mobile application sets an event record as being active when a trigger event occurs. The mobile application send a notification message to a recipient when a notification event associated with the active event record occurs. The active event record is deleted when a condition associated with the calendar event is satisfied before a notification event occurs. | 2021-11-18 |
20210357877 | INDICATIONS OF TIME REMAINING FOR MEETINGS - In an example implementation according to aspects of the present disclosure, a method may include receiving, at a device, timing information of a scheduled meeting, and determining time remaining for the scheduled meeting. The method further includes outputting, at the device, an indication of the time remaining at scheduled intervals. | 2021-11-18 |
20210357878 | RESOURCE RESERVATION SYSTEM, RESOURCE RESERVATION METHOD, AND NON-TRANSITORY COMPUTER-EXECUTABLE MEDIUM - A resource reservation system includes a terminal apparatus including first circuitry; and an information processing apparatus including second circuitry. The first circuitry is configured to transmit, to the information processing apparatus, a request for a start of use of a resource, using an identification information of a user of the terminal apparatus. The second circuitry is configured to: in response to receiving the request for the start of use, in a case in which the identification information of the user is included in next reservation information after a time when the request is received and the resource is not reserved for the time when the request is received, advance a start time of a reservation of the next reservation information after the time when the request is received; and permit the start of use of the resource identified by the next reservation information in which the start time is advanced. | 2021-11-18 |
20210357879 | AUTOMATIC CLASSIFICATION SYSTEM - Provided is an automatic classification system. The automatic classification system is designed based on a YOLOV3 technical framework, so that garbage can be classified and recycled, garbage pollution is reduced, and waste is recycled at the maximum cost. The system is designed with a box of a double-layer structure, wherein an upper box is provided with a garbage throwing-in opening, a camera is mounted at the upper box, and the upper top of the upper box is provided with an partition layer for the installation of a solar panel and a storage battery, so as to meet the power supply requirement of the system. The camera captures thrown-in garbage and uses the recognition algorithm to recognize and classify the garbage classes. A lower box is designed into a double-box structure or a multi-box structure according to the class of the garbage, a mechanical and electric control part is arranged at the joint of the upper box and the lower box, two steering engines are used for respectively controlling the rotation of control baffles and a classification baffle so as to automatically drive the garbage to fall into classification boxes corresponding to the class of the garbage. The automatic classification of the garbage can be realized by the disclosure. | 2021-11-18 |
20210357880 | SYSTEMS AND METHODS FOR FACILITATING GENERATION OF A CARBON OFFSET BASED ON PROCESSING OF A RECYCLABLE ITEM - Disclosed herein is a method for facilitating generation of a carbon offset based on processing of a recyclable item. Accordingly, the method may include receiving, using a communication device, transportation data associated with transportation of at least one recyclable item from at least one first device. Further, the method may include analyzing, using a processing device, the transportation data. Further, the method may include determining, using the processing device, a carbon value associated with the transportation of the at least one recyclable item based on the analyzing. Further, the method may include generating, using the processing device, a net CO | 2021-11-18 |
20210357881 | SYSTEMS AND METHODS FOR PROVIDING ACH TRANSACTION NOTIFICATION AND FACILITATING ACH TRANSACTION DISPUTES - A system and method for identifying incoming ACH transactions involving subscriber accounts at a financial institution, comparing the ACH transaction details with preset notification criteria, suspending any ACH transaction that satisfy the preset criteria so that the transaction does not post to the account, notifying the subscriber of the incoming ACH transaction, providing the subscriber with the option to either authorize or dispute the ACH transaction, and facilitating the dispute process according to applicable banking rules by requesting further information from the subscriber and forwarding the dispute information to the ACH operator. | 2021-11-18 |
20210357882 | METHOD AND SYSTEM FOR MASSAGE APPARATUS-BASED USER INFORMATION TRANSACTION - Provided are a method and a system for a massage apparatus-based user information transaction. According to one embodiment of the disclosure, a method for a massage apparatus-based user information transaction includes the steps of: inquiring whether a user gives prior-consent to provision of user information to the outside; if the user gives prior consent to the provision of user information to the outside, collecting, from the massage apparatus, user information including the user's biometric information, and storing same; providing the stored user information to a third party company server; calculating an amount of money to be paid to the user in accordance with the provision of the user information to the outside; and paying the calculated amount of money to the relevant user's account. | 2021-11-18 |
20210357883 | PAYMENT METHOD CAPABLE OF AUTOMATICALLY RECOGNIZING PAYMENT AMOUNT - The present invention provides a payment method capable of automatically recognizing the payment amount, comprising: a camera recognition device connected to a network and communicating with the network; the camera recognition device is provided with at least one camera, and the camera recognition device has a unique ID number and is communicationally connected to a network processing unit and/or a local processing unit. Compared with that prior art, the payment method capable of automatically recognizing the payment amount provided by the present invention enables different types of POS systems to perform data transmission with the network by means of the camera recognition device, so that merchants and consumers do not have to manually enter the values of consumption amounts, thereby reducing operation procedures and steps; photos or videos displayed by the customers in a POS store are recognized by means of OCR technology, NFC or AI technology, and the values of the transaction amounts in the store are recognized using the camera subjected to processing such as image correction, optical character recognition and scene detection AI image recognition, and then the consumers directly make transaction payments. | 2021-11-18 |
20210357884 | METHODS AND SYSTEMS FOR DECONFLICTING DATA FROM MULTIPLE SOURCES IN COMPUTER SYSTEMS - Methods and systems are described for verifying an identity of a user through contextual knowledge-based authentication. The system described uses contextual knowledge-based authentication. By verifying an identity of a user through contextual knowledge-based authentication, the verification is both more secure and more intuitive to the user. For example, by relying on confidential and/or proprietary information, the system may generate verification questions, the answers to which are known only by the user. | 2021-11-18 |
20210357885 | PROCESSING FINANCIAL TRANSACTIONS - Systems and methods for processing a financial transaction are provided. In a method conducted at an issuing server computer associated with a first entity, a transaction request message is transmitted to an acquiring server computer associated with a second entity. The transaction request message is in respect of a push transaction in which funds from the first entity are transferred to the second entity and includes a first set of data elements. In response to transmitting the transaction request message, a transaction response message and a second set of data elements are received. The second set of data elements are associated with the first set of data elements and the financial transaction is processed using information contained in the first set of data elements and the second set of data elements. | 2021-11-18 |
20210357886 | AUTOMATED PERFORMANCE OF PARAMETER-BASED OPERATIONS IN TRUSTED NETWORK ENVIRONMENTS - The disclosed embodiments include computer-implemented systems and processes that facilitate an initiation and a performance of one or more trustless transactions between counterparty devices operating within a trusted, secure computer-networking environment. For example, an apparatus may receive, through a touchscreen display unit, first data that identifies a session identifier associated with a transaction session, and may determine a validity of the session identifier based on the received first data. The apparatus may establish the transaction session in response to the determined validity of the session identifier. The transaction session may be associated with first and second operations characterized by values of corresponding parameters. The apparatus may receive, through the touchscreen display unit, second data confirming a completion of the first operation, and in response to the confirmation of the completed first operation, the apparatus may perform the second operation in accordance with at least a portion of the parameter values. | 2021-11-18 |
20210357887 | DIGITAL MONETARY REPOSITORY DISTRIBUTION AND TRACKING - Techniques regarding the management of a digital repository are provided. For example, one or more embodiments described herein can comprise a system, which can comprise a memory that can store computer executable components. The system can also comprise a processor, operably coupled to the memory, and that can execute the computer executable components stored in the memory. The computer executable components can comprise an access component that provides visibility access to a group of entities regarding transactions associated with a collective of digital monetary deposits, and provides management access to a management delegate of the group of entities. Further, the computer executable components can comprise a distribution component that in response to action of the management delegate distributes funds from the collective to the group of entities. | 2021-11-18 |
20210357888 | COMPUTER-BASED SYSTEMS CONFIGURED TO PROVIDE A PORTAL FOR MIGRATING ONE OR MORE EXISTING RELATIONSHIPS FROM ONE ENTITY TO ANOTHER ENTITY AND METHODS OF USE THEREOF - Systems and methods associated with providing an automated portal to migrate one or more relationships with one entity to another entity are disclosed. In one embodiment, an exemplary method may comprise: providing a portal enabling automated migration of existing relationships from existing entities to a first entity; generating a first UI configured for identifying and providing access information regarding existing relationships for potential migration; generating a second UI to display information regarding the existing relationships and provide UI elements enabling the user to receive migration offers; determining terms of replacement relationships that the first entity can offer the user; generating a third UI to (i) compare terms between the existing and new relationships, and (ii) enable the user to authorize the relationship migration; performing an automated generation process to create the new relationship(s); and performing an automated transfer process to transfer all objects to the new relationship. | 2021-11-18 |
20210357889 | VIRTUAL SUBACCOUNTS - Apparatuses, systems, methods, and computer program products are disclosed for virtual sub accounts. An apparatus includes an actual account module that receives information for an actual user account at a financial institution. An apparatus includes a virtual account module that creates a virtual account that comprises a simulated user account at a financial institution that is managed by an actual user account. An apparatus includes a linking module that links a virtual account to an actual user account so that the actual user account manages the virtual account. | 2021-11-18 |
20210357890 | USING A THIRD PARTY DYNAMIC QR CODE ON A PERSONAL MOBILE DEVICE TO COMPLETE A TRANSACTION AT AN ATM - Disclosed herein are system, method, and computer program product embodiments for using a third party dynamic QR code on a personal mobile device to complete a transaction at an ATM. The customer may stage a transaction using a mobile application on a mobile device. Upon the staged transaction being authenticated and approved, a machine readable image may be transmitted to the mobile device. When the customer visits the ATM, the machine readable image on the mobile device may be captured by the ATM and sent to an application server from the ATM. The application server may associate the ATM with the staged transaction that is staged using the mobile application, and send instructions to the ATM to dispense cash according to the staged transaction. | 2021-11-18 |
20210357891 | Systems and methods for creating and activating a license - Systems and methods for creating a license during a purchasing process between a customer and a vendor are provided. In one implementation, a method may be executable by a vendor system in communication with a customer device in a decentralized computing infrastructure. The method may include the steps of receiving a purchase order from a customer to initiate a purchase of a software or hardware product, where the customer is associated with the customer device, and receiving a public key from the customer. Additionally, the method may include the steps of creating a smart contract for controlling a license related to the purchase of the software or hardware product and sending a contract address associated with the smart contract to the customer to enable the customer to activate the software or hardware product. | 2021-11-18 |
20210357892 | METHOD AND SYSTEM FOR PURCHASING DIGITAL MEDIA IN A SECURE ELECTRONIC MARKETPLACE - A secure electronic marketplace platform is proposed that comprises a server computer equipped with a set of databases, storage systems, payment processing gateway, data analytics engine and a set of user clients to facilitate the sale and purchase of copyrighted digital media entities created by original content creators. Server computer receives a group of one or more copyrighted digital media entities (e.g. digital images) from one group of users and after performing a set of quality assurance related validations, makes them available for purchasing to a second group of users via disclosed platform. By default, limited previews of digital media entities are available via disclosed platform. In addition, users can also purchase a group of one or more digital media entities by registering into the electronic marketplace platform which also requires payment method information. Server computer upon receiving the purchase request verifies the transaction validity, if valid, provides the said user access to view, display across multiple end devices, ability to review, comment and like the purchased digital media entity. In the background, the server computer updates the transaction database to reflect successful transaction and associated creators account gets paid a predetermined fraction of total payment while the remaining fraction goes to service and platform providers (i.e., electronic marketplace, payment processing providers, etc.). | 2021-11-18 |
20210357893 | SYSTEMS AND METHODS FOR COMMERCE IN A DISTRIBUTED SYSTEM WITH BLOCKCHAIN PROTOCOLS AND SMART CONTRACTS - The present disclosure relates generally to systems and methods for using a distributed ledger (e.g., blockchain) to create an online ticketing platform for the buying and/or selling of authenticated live event tickets. More specifically, exemplary embodiments of the present disclosure relate to systems and methods for creating a blockchain-based online ticketing platform that may be decentralized, that may be public, and that may be transparent to a buyer and/or seller of live event tickets (e.g., sporting events, concerts, theatrical productions, and other live entertainment events). An exemplary embodiment may include a system for electronic commerce in a distributed computing system with blockchain protocols and smart contracts that may comprise: a decentralized, public, and permission-less online platform for the electronic commerce of secure digital assets, wherein the secure digital assets are managed by the blockchain protocols and smart contracts; and a truth source. | 2021-11-18 |
20210357894 | PAYMENT SUPPORT SYSTEM, PAYMENT SUPPORT METHOD, AND NON-TRANSITORY RECORDING MEDIUM - A payment support system includes a terminal ID acquisition processing unit, a position acquisition processing unit, an association processing unit, and a payment processing unit. The terminal ID acquisition processing unit acquires identification information of a user terminal of a user who entered a facility. The position acquisition processing unit acquires position information of the user terminal. The association processing unit stores the identification information acquired by the terminal ID acquisition processing unit and a use price of the facility of the user in a storage unit in association with each other. The payment processing unit executes a payment process of the use price when a predetermined time has elapsed since the user terminal exited a predetermined area of the facility. | 2021-11-18 |
20210357895 | INFORMATION PROCESSING SYSTEM, INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD, AND RECORDING MEDIUM STORING PROGRAM - Provided is an information processing system that enables a customer to shop efficiently. This information processing system is equipped with at least one server that manages an inventory possessed by a virtual store and a physical store, wherein the server uses article identification information capable of uniquely identifying an article to manage the inventory. The server receives a reservation or purchase of an article from a customer terminal. The server then transmits an instruction for displaying, on an electronic tag that is attached to an article and corresponds to received article identification information, an indicator that the article has been reserved or purchased. | 2021-11-18 |
20210357896 | PRODUCT PURCHASE SUPPORT SYSTEM, PRODUCT PURCHASE SUPPORT DEVICE AND METHOD, POS TERMINAL DEVICE, AND NON-TRANSITORY COMPUTER READABLE MEDIUM - Provided are a product purchase support system ( | 2021-11-18 |
20210357897 | REMOTE ACTIVATION OF KIOSK TO SERVE PRODUCT OR RELEASE CASH TO CUSTOMER - Disclosed herein are system, method, and computer program product embodiments for remote activation of an automated teller machine (ATM) to dispense cash to a customer. The customer may stage a transaction using a mobile application on a mobile device. Upon the staged transaction being authenticated and approved, the customer may visit the ATM. The customer may capture an image being displayed on a display of the ATM using a camera of the mobile device. The captured image may be sent to an application server from the mobile device. The application server may associate the ATM with the staged transaction that is staged using the mobile application, and send instructions to the ATM to dispense cash according to the staged transaction. | 2021-11-18 |
20210357898 | SYSTEMS AND METHODS FOR LINKING HIGH-VALUE TOKENS USING A LOW-VALUE TOKEN - Embodiments include methods and systems for linking high-value tokens using a low-value token, comprising receiving, from an electronic data server, a first high-value token and a request for a low-value token, the first high-value token being associated with sensitive data associated with a user, and the low-value token being associated with a subset of the sensitive data associated with the user. The methods and systems further comprise providing the low-value token to the electronic data server, and receiving, from a second electronic data server, the low-value token and a request for a second high-value token, the low-value token having been provided to the second electronic data server by the electronic data server. The methods and systems further comprise generating a second high-value token associated with the sensitive data associated with the user, and providing the second high-value token to the second electronic data server. | 2021-11-18 |
20210357899 | RETAIL FACILITY AND MERCHANDISE PROCESSING METHOD THEREOF - A retail facility and a merchandise processing method thereof are provided. The retail facility includes: a building including a merchandise display area configured to place a merchandise, a packaging area configured to package the merchandise, and a shipment area configured to output a packaged merchandise; a sorting device configured to sort the merchandises from the merchandise display area to the packaging area; a packaging device configured to package the merchandise entering the packaging area; and a conveying device configured to convey the packaged merchandise from the packaging area to the shipment area. | 2021-11-18 |
20210357900 | SYSTEMS AND METHODS FOR MOBILE DEVICE PURCHASE FLOWS - This disclosure describes systems, methods, and computer-readable media related to mobile device purchase flows. In some embodiments, a mobile device may obtain a uniform resource identifier (URI). The mobile device may launch a browser based at least in part on the URI. The mobile device may submit a first set of data to a server based at least in part on the URI and receive a re-direct URI. The mobile device may launch an application in response to receiving the re-direct URI from the server, wherein the application submits a second set of data to the server. The mobile device may facilitate completion of a transaction by the application based at least in part on matching the first set of data and the second set of data at the server. | 2021-11-18 |
20210357901 | Method and System for Authenticating Digital Transactions - A system and computer-implemented method for authenticating digital transactions. The method includes receiving a device registration request and a device attestation response including at least a device integrity status from a device. In response to the device registration request, the method includes providing a device registration response to the device, based on validation of the device integrity status. Further, the method includes receiving a first payment transaction request and an enrolment request from the device via an application to authenticate a second payment transaction request using a first type of authentication technique. Finally, the method includes enrolling the device to the first type of authentication technique and providing a second token to the device based on a result of the first payment transaction request, wherein the second token is used for authenticating the second payment transaction request. | 2021-11-18 |
20210357902 | EASY CREATION OF MOBILE CODE - A user is presented with a first display with certain parties and a second display on the same screen, where the user can drag and drop the parties on the first screen to the second screen to create a desired network flow. A service provider, such as a payment provider, builds code based on the network flow and zips it into a downloadable file. The user can then easily implement the zipped code into a mobile app that will allow a user to send data through the app using the payment provider. The zipped code uses a library of data options offered by the payment provider and allows the user to input custom variables into these options. Code is automatically generated for the user to use based on the user input. | 2021-11-18 |
20210357903 | SYSTEMS AND METHODS FOR PROVIDING NEAR FIELD COMMUNICATIONS - Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller. | 2021-11-18 |
20210357904 | SYSTEMS AND COMPUTER-IMPLEMENTED PROCESSES FOR PROVIDING ELECTRONIC NOTIFICATIONS - Systems and methods are disclosed for providing account balance notifications. The disclosed embodiments generally relate to using transmitters to activate a mobile application to request financial account information, such as an account balance, and display the requested information, via the mobile device, before the customer uses an automated teller machine (ATM) or conducts a transaction at a bank branch. In certain embodiments, the transmitters are low energy transmitters. Other aspects of the disclosed embodiments are described herein. | 2021-11-18 |
20210357905 | COMPENSATION MANAGEMENT SYSTEM FOR RULES-BASED BEHAVIOR - A method for managing and providing compensation between devices in order to encourage positive behavior is disclosed. The system is operable to receive a request for providing compensation to a user account and is further operable to fulfil the request, track the compensation transfer, and provide historical data of the transfer based on geographic location. The geographic locations preferably include multiple tiers of permissions that are managed by multiple governing entities. | 2021-11-18 |
20210357906 | Touchless Transaction on a Transaction Terminal - A transaction is detected on a transaction terminal. A first code is presented on a display of the transaction terminal that is encoded with an identifier and a passcode for a wireless connection between the transaction terminal and a mobile device operated by a customer. The mobile device processes the code to wirelessly connect to the transaction terminal using the identifier and the passcode. A second code is presented on a display of the transaction terminal. The second code when captured by the mobile device causes a transaction interface to be remoted from the transaction terminal to the mobile device over the wireless connection. The transaction continues with interactions provided on the mobile device and processed on the transaction terminal without any customer touching of the display of the transaction terminal and without any customer touching of any keys or keypad of the transaction terminal. | 2021-11-18 |
20210357907 | SYSTEM, APPARATUS, AND/OR METHOD FOR PROVIDING WIRELESS APPLICATIONS BASED ON LOCATIONING SOLUTIONS - In at least one embodiment, a system for enabling an electronic transaction for a purchase based on wireless communication is provided. The system includes at least one transceiver and an electronic authentication card. The electronic authentication card includes the at least one transceiver to initiate a purchase for a user. The electronic authentication card is programmed to wirelessly receive a plurality of wireless signals from at least one transmitter and process the plurality of wireless signals to generate first information indicative of a location of the electronic authentication card. The electronic authentication card is further programmed to wirelessly transmit the first information to a server and to wirelessly receive location coordinates from the server identifying the location of the electronic authentication card based on the first information. | 2021-11-18 |
20210357908 | NFC-RING-BASED TERMINAL-LESS PAYMENT SYSTEM - A Near Field Communication (NFC) payment system is provided for interacting with a NFC customer device enabled with a NFC scanning capability. The NFC payment system includes a NFC-scannable user-worn payment ring configured to perform a terminal-less payment transaction between itself and the NFC customer device. | 2021-11-18 |
20210357909 | POINT OF SALE (POS) SYSTEMS AND METHODS WITH KERNEL SELECTION - A payment reader can have one or more kernels capable of performing certain payment processing functions but not capable of performing certain, more processing-intensive payment processing functions. The payment reader may be designed to selectively assign processing tasks to application layer kernels located on a mobile device and/or a cloud-based device external to the payment reader, the mobile device having more or different processing resources than the payment reader. The selective assignment may be made dynamically based on the measurement of a condition of the reader or an occurrence of an event, such as a determination that the payment reader cannot process a transaction, that the payment reader does not have sufficient battery strength to process the transaction, or that there has been a tampering attempt at the payment reader. The payment reader also has a physical layer module, which module maintains its processing on the payment reader. By these means, the processing related to a payment transaction is conducted on a hybrid system, using resources both local to and remote from the payment reader. | 2021-11-18 |
20210357910 | SMART CARD USING NATURAL LANGUAGE PROCESSING FOR ORIGINATING CONTACTLESS DATA TRANSFER - Apparatus and methods are provided for a smart card which enables users to initiate a transaction or money transfer using voice commands. The apparatus and methods may include a smart card. The smart card may be responsive to voice commands and support electronic communication with a payment network. The smart card may include a housing, a network interface controller including a wireless communication interface, a voice controller, an active near-field communication chip, a microprocessor, a battery and/or an activation button. The smart card may also include executable instructions stored in a non-transitory memory, that when run by the microprocessor, detect and capture a first audio message via the voice controller and perform speaker-dependent speech recognition on the captured audio message to identify whether or not an authorized user of the smart card generated the audio message. | 2021-11-18 |
20210357911 | SYSTEMS AND METHODS FOR PROVIDING POWER TO A MULTI-PURPOSE TRANSACTION CARD - A controller of a transaction card may cause the transaction card to be in a first state. The transaction card may include a battery and at least one other component. In the first state, the battery does not provide power to the at least one other component of the transaction card. The transaction card may receive a signal from a near-field communication (NFC) device and may cause the transaction card to be in a second state based on receiving the signal. In the second state, the battery provides power to the at least one other component of the transaction card. The transaction card may perform a transaction based on the transaction card being in the second state. | 2021-11-18 |
20210357912 | AUGMENTED REALITY CARD ACTIVATION EXPERIENCE - Various embodiments are generally directed to enhancing a card activation experience for an authorized card user when activating a new card by at least displaying various types of information related to the new card in augmented reality (AR) and allowing the user to perform the activation itself or experience other aspects of the activation process in AR. Information pertaining the successful activation of the card may also be provided to the user in AR. | 2021-11-18 |
20210357913 | WALLET SERVER, WALLET SYSTEM, AND PROGRAM - A wallet server includes a processor provided with hardware. The processor acquires traffic information including a content related to a traffic condition in association with movement of a moving body that a user is on board from a traffic information server that provides the traffic information, weather information including a content related to weather in association with the movement of the moving body from a weather information server that provides the weather information, and payment settlement information including a content related to payment settlement of the user from a facility terminal installed in a facility, and calculates a reward for the user based on at least one of the payment settlement information, the traffic information, and the weather information. | 2021-11-18 |
20210357914 | Constructing a Distributed Ledger Transaction on a Cold Hardware Wallet - In a general aspect, a distributed ledger transaction is generated on a cold hardware wallet. Generating the distributed ledger transaction includes receiving, at the cold hardware wallet, ledger information from a network-connected device via a private module-to-device communication link. The ledger information may include account information for the distributed ledger transaction, and a timestamp identifying when the account information was received by the network-connected device from a public network. The cold hardware wallet may generate a message based on the account information, identify a private key stored in the cold hardware wallet, generate a digital signature based on the message and the private key, and generate the distributed ledger transaction based on the message and the digital signature. The cold hardware wallet may send the distributed ledger transaction to the network-connected device via the private module-to-device communication link for forwarding to the public network for settlement. | 2021-11-18 |
20210357915 | METHODS, DEVICES, AND SYSTEMS FOR SECURE PAYMENTS - Disclosed herein are methods, systems, and devices for solving the technological problem of security within centralized payment systems using hybrids of cryptographically secure distributed ledger technologies and centralized payment systems. In one embodiment, a computer-based system is configured for payments using a hybrid architecture of a centralized payment system and a cryptographically secure distributed ledger technology. The computer-based system includes a centralized database, a distributed ledger, application programming interfaces (API) servers, users' devices (including customer devices and merchant devices), and a master wallet device. | 2021-11-18 |
20210357916 | SYSTEMS AND METHODS FOR BLOCKCHAIN-BASED TRANSACTION SETTLEMENT - A system may include a blockchain network, a trust entity, and multiple user devices. A smart contract of the blockchain network may be configured to receive data from the trust entity and transfer digital stable tokens to a first user's cryptocurrency wallet. The first user may generate a blockchain transaction on the blockchain network in order to transfer some digital stable tokens to a second user. The second user may cash out some of the digital stable tokens via a smart contract of the blockchain network. The smart contract may send an instruction to the trust entity's computing system to transfer fiat currency into a financial account of the second user. A token cross-chain bridge may also facilitate the exchange of cryptocurrency for digital stable tokens. | 2021-11-18 |
20210357917 | ACCOUNT REBALANCING DAEMON FOR USE WITH SECURE DIGITAL ASSET CUSTODIANS - There are provided systems and methods for an account rebalancing daemon for use with secure digital asset custodians. A service provider server, such as an electronic transaction processor, may provide cryptocurrency functions and operations associated with use of an online digital platform that trades and secures cryptocurrencies. The service provider may have a digital wallet that allows for storage of cryptocurrency on the online platform. However, these digital wallets may be vulnerable to computing exploits that may obtain cryptocurrencies through computing attacks, hacking operations, and the like. Thus, the service provider may provide for an automated daemon application or process that utilizes a secure digital wallet using secure computing hardware and authorizations to maintain a balance between the digital wallets to reduce risk. This daemon may automatically detect balance data and may execute operations to rebalance the digital wallets. | 2021-11-18 |
20210357918 | COMMERCE SYSTEMS HAVING INTEGRATED DELIVERY FEATURE - Commerce systems based upon cryptocurrency based payment transactions made in a peer-to-peer network include an integrated delivery feature. Consumer users using special purpose cryptocurrency wallet modules of these systems automatically encode delivery information in a payment response conveyed to an e-commerce site along with a cryptocurrency payment and transmit these respectively to the payee and peer-to-peer network for validation. Receipt of such payment responses which include user shipping information stimulate retailer shipping administrative systems into action whereby goods and services are conveyed to a customer's address in view of the successful payment made in this fashion. | 2021-11-18 |
20210357919 | TRANSACTION AUTHENTICATION USING NETWORK - Systems and method for improved consumer and portable consumer device authentication are disclosed. Such systems and methods may include using dynamic verification values, challenge questions, and consumer notification as ways to prevent fraudulent transactions from being conducted. | 2021-11-18 |
20210357920 | SYSTEM AND METHOD FOR GROUP TRANSACTIONS - A group payment system is provided which permits users to form groups and, as a group, to contribute resources to group funds to make group payments, purchases, and transfer of funds to other groups, individual users, or merchants. Group transactions are conducted via a group transaction application downloaded onto user devices. The group transaction application enables the formation of user groups and facilitates payment in group transaction settings. | 2021-11-18 |
20210357921 | SYSTEMS AND METHODS FOR CARD AUTHORIZATION - Example embodiments of systems, methods, and computer-accessible mediums for transaction authorization are provided. An exemplary system can comprise a card including an input device and a display device in data communication with a server. The server can generate an authorization passcode upon an initiation of a transaction session, and the card can receive an entered passcode through the input device, display the entered passcode on the display device, and transmit the entered passcode to the server for comparison to the authorization passcode. Upon a determination that the entered passcode is a match for the authorization passcode, the server can transmit a match notification indicating the transaction session is valid, and upon a determination that the entered passcode is a mismatch for the authorization passcode, the server can transmit a mismatch notification terminating the transaction session. | 2021-11-18 |
20210357922 | Systems and Methods for Use in Authenticating Users in Connection With Network Transactions - Systems and methods are provided for authenticating users. An exemplary method includes receiving, by a directory server (DS), an authentication request for a transaction to an account where the request includes a token and a cryptogram, and transmitting the token and cryptogram to a digital service server (DSS). The method also includes mapping, by the DSS, the token to an account number for the account, validating the cryptogram, generating a directory server nonce (DSN) for the request, and transmitting the DSN and the account number to the DS. The method further includes transmitting, by the DS, the DSN and the account number to an access control server (ACS) associated with an issuer of the account and, in response to an issuer authentication value (IAV), compiling an accountholder authentication value (AAV) including the IAV, the DSN and an amount of the transaction and transmitting the AAV to a merchant or server. | 2021-11-18 |
20210357923 | AUTOMATIC TRANSACTION EXECUTION BASED ON TRANSACTION LOG ANALYSIS - A device may receive a preauthorization associated with missed transaction prevention for a transaction account of a user, wherein the missed transaction prevention involves preventing a missed transaction associated with merchant accounts of the user. The device may monitor a transaction log of the transaction account and identify a transaction pattern associated with a merchant account based on a plurality of historical transactions identified in the transaction log related to the merchant account. The device may determine that a historical transaction of the plurality of historical transactions is not designated for automatic execution and that an execution of an upcoming transaction corresponding to the plurality of historical transactions is not scheduled. The device may cause an account transaction associated with the upcoming transaction to be automatically executed before a transaction period expiration, associated with the merchant account, passes. | 2021-11-18 |
20210357924 | DISTRIBUTED-LEDGER BASED DISTRIBUTED TRANSACTION PROCESSING AS A BROKERED SERVICE - Systems and methods for distributed ledger based distributed transaction processing as a brokered service are disclosed. In one embodiment, a method for generating a plurality of user transaction profiles may include: (1) receiving, at a computer program for a trusted entity, a transaction involving an account for a user; (2) retrieving, by the computer program, transaction profile information for the user, the transaction profile specifying a plurality of transaction profiles for the user, each transaction profile having a different anonymity level; and (3) writing, by the computer program and on a distributed ledger, the transaction to each transaction profile at the anonymity level for the transaction profile. The transaction profiles on the distributed ledger are linked to each other. | 2021-11-18 |
20210357925 | CLOUD-BASED TRANSACTIONS WITH MAGNETIC SECURE TRANSMISSION - Techniques for enhancing the security of a communication device when conducting a transaction using the communication device may include using a limited-use key (LUK) to generate a transaction cryptogram, and transmitting a token instead of a real account identifier and the transaction cryptogram to an access device to conduct the transaction. The token and the transaction cryptogram can be transmitted to a magnetic stripe reader by generating an emulated magnetic signal. The LUK may be associated with a set of one or more limited-use thresholds that limits usage of the LUK, and the transaction can be authorized based on at least whether usage of the LUK has exceeded the set of one or more limited-use thresholds. | 2021-11-18 |
20210357926 | Methods and Systems for Processing Transactions on a Value Dispensing Device Using a Mobile Device - Embodiments provide systems, methods, processes, computer program code and means for using mobile devices to conduct transactions with value dispensing devices. | 2021-11-18 |
20210357927 | TRANSACTION AUTHENTICATION SYSTEM AND RELATED METHODS - Methods and systems are provided authenticating transactions on a token contract. A transaction rule compliance engine that utilizes stored user information to ensure that transactions of tokens associated with the token contract comply with defined ruleset. A curation system maintains the stored user information on the token contract or elsewhere on the blockchain system. | 2021-11-18 |
20210357928 | BLOCKCHAIN SYSTEM, AND DATA TRANSACTION SYSTEM IN WHICH BLOCKCHAIN SYSTEM IS USED - To execute process for determining and confirming the validity of edit data in each block of a blockchain easily and with high security, and also to execute authority verification with which it is possible to verify the authority of editing edit data and confirm the content of editing. A blockchain system comprising a plurality of computer systems, data processing applications, and a blockchain generation part for generating a blockchain in common, each block or data having open and close secret code set therefor, and each of the data processing applications being provided with an open function for opening data in a block in response to the input of an open secret code, a data editing function for editing data, and a close function for terminating and closing edited data in response to input of close secret code. The edit data and the hash value data in a block are exchanged between blockchains. Blockchain is generated in advance by the blockchain generation part. | 2021-11-18 |
20210357929 | PAYMENT METHOD AND SYSTEM - A payment method is provided. The method is used in a payment system and includes: receiving, by a monitoring device, a contract corresponding to a transaction transmitted by a smart contract device and receiving status information of a plurality of unmanned control devices, wherein the transaction is created by a user; transmitting, by the monitoring device, the contract and the status information to a residual service contract device; and receiving, by a first unmanned control device of the unmanned control devices, service information generated by the residual service contract device according to the contract and the status information and providing services to the user according to the service information. | 2021-11-18 |
20210357930 | RISK MITIGATION FOR A CRYPTOASSET CUSTODIAL SYSTEM USING A HARDWARE SECURITY KEY - An approval request is transmitted for a cryptoasset transaction in accordance with a policy stored in a hardware security module (“HSM”). The policy specifies at least one specific approver required for approval of the cryptoasset transaction. The approval request is transmitted to a computer device associated with the specific approver and is configured to cause the computer device to prompt the specific approver to approve the cryptoasset transaction. A security key is received from a hardware security token associated with the specific approver. The security key indicates an approval of the cryptoasset transaction. A risk analysis module authenticates an identity of the specific approver based on the security key. Responsive to the authenticating of the identity of the specific approver, the HSM signs the cryptoasset transaction using a cryptographic key stored in the HSM. | 2021-11-18 |
20210357931 | AUTOMATIC TRANSACTION-BASED VERIFICATION OF ACCOUNT OWNERSHIP - The disclosed embodiments provide a system that verifies user access to accounts. One example method involves: receiving a request to access a feature of a first account; obtaining, from a data repository, one or more transactions of a first account; obtaining, from the data repository, one or more transactions of a second account; matching at least one of the one or more transactions of the first account to at least one of the one or more transactions from the second account; generating a first verification of ownership of the first account by a user based on the matching at least one of the one or more transactions of the first account to the at least one of the one or more transactions from the second account; and enabling the user to access the feature of the first account based on the first verification of ownership. | 2021-11-18 |
20210357932 | DEVICE AND METHOD FOR PROVIDING EXTERNAL ACCESS TO MULTI-DROP BUS PERIPHERAL DEVICES - An electronic device includes a slave interface configured for coupling to a machine controller of a machine via a multi-drop bus (MDB), a host interface configured for coupling to a first peripheral device of the machine, and memory storing one or more programs to be executed by the one or more processors and comprising instructions for: registering the electronic device as a slave to the machine controller, registering the first peripheral device as a slave to the electronic device, receiving from a mobile device a request to access signals generated by the first peripheral device, validating the request, and sending a reset command to the first peripheral device via the host interface, the reset command including a directive to update a signal destination address of the first peripheral device from a controller address of the machine controller to a device address of the electronic device. | 2021-11-18 |
20210357933 | AUTOMATED DATA PROCESSING SYSTEM - A method is disclosed. The method includes transmitting a verification request message comprising one or more personal data elements associated with a user and a target account identifier to an authorizing entity computer. The method includes receiving a verification response message comprising a verification result from the authorizing entity computer. Lastly, the method includes transmitting a credit transaction message comprising a source account identifier and an amount to the authorizing entity computer, which credits an account of the user with the amount | 2021-11-18 |
20210357934 | DIGITAL CONTENT SUBSCRIPTION MANAGEMENT VIA OPTICAL CODES - Techniques are described herein for managing digital content subscription. The techniques include transmitting a request to access premium content from a playback device logged into a user account for a streaming service. The user device receives an optical code generated by the playback device. The user device is associated with a subscriber account for telecommunication services, which include the streaming service. The techniques also include deciphering the optical code to access a payment portal and logging into the payment portal using credentials associated with the subscriber account, wherein the subscriber account is associated with the user account. Payment is submitted for the premium content using billing information associated with the subscriber account via the payment portal and the premium content may be accessed via the user account. | 2021-11-18 |
20210357935 | SYSTEMS AND METHODS FOR INTEGRATED PAYMENT TERMINAL PAYMENTS - A method for integrated payment terminal payments may include: (1) receiving, at a first payment terminal, encrypted card information for a transaction from a second payment terminal, the first payment terminal and the second payment terminal in communication with each other; and (2) communicating, to a payment processor, the encrypted card information, transaction information, and a unique identifier for the second payment terminal to a payment processor, wherein the unique identifier for the second payment terminal is different from a unique identifier for the first payment terminal. | 2021-11-18 |
20210357936 | SYSTEMS AND METHODS FOR DYNAMIC RULE GENERATION FOR FILTERING CONTEXT-BASED SYSTEM, TRANSACTIONAL, AND BEHAVIORAL DATA - Systems and methods for dynamic rule generation for filtering context-based system, transactional, and behavioral data are disclosed. According to one embodiment, a method for dynamic rule generation for filtering context-based system, transactional, and behavioral data may include: (1) receiving a plurality of tasks, each task based on at least one event type; (2) generating a rule for each of the tasks, wherein the rule specifies one or more conditions based on at least one of an attribute or data field in the event type for the task; (3) identifying a plurality of customers to target for the task based on a customer profile context for each customer; (4) enriching the rule and condition with the customer profile; and (5) publishing the rules and condition to a data lake associated with the event type for the task. | 2021-11-18 |
20210357937 | SYSTEM AND METHOD FOR AUTHENTICATING A TRANSACTION - Provided are a system and method for authenticating a transaction. The authentication method may be performed by a user computing device, and may include providing, to a merchant device, account information for payment of a transaction, receiving, from the merchant device, a request to authenticate the transaction using payment software of the user device, and executing the payment software in a virtual environment. The executed payment software may authenticate, with an external server, that the account is paired with the payment software of the user device, and transmit a result of the authenticating to a payment network. | 2021-11-18 |
20210357938 | SYSTEMS AND METHODS FOR STREAMLINED CHECKOUT - Embodiments of the present invention are directed to a “one-click payment” scheme for streamlining customers' online checkout experiences. According to one particular embodiment, a customer can use a computing device to be authenticated and receive a unique, one-time token to make a one-click payment during an online checkout process. The one-time token may be encrypted and directly associated with a payment account which the customer is authorized to access. The online merchant may forward a transaction request including the one-time token and purchase amount to an authorization server which would verify the token and charge the corresponding payment account. | 2021-11-18 |
20210357939 | AUTOMATED VERIFICATION OF USER INTERFACE PROCESS FLOWS - Methods and systems are presented for automatically verifying online content for different device configurations and/or account configurations. A request for verifying a user interface software workflow is received from a device. The request can specify particular parameters and content to see if that content appeared correctly when presented to users. Session data associated with one or more real-world user interaction sessions between user devices and a service provider server is obtained. The session data is used to generate data representing how one or more user interface elements are rendered on one or more user devices during the one or more real-world user interaction sessions. The data is comparable against benchmark data to determine if content was correctly presented. Reporting data can be made available that indicates if the user interface workflows are operating correctly. | 2021-11-18 |
20210357940 | METHODS FOR ENHANCING TRANSACTION AUTHORIZATIONS WITH DEVICE LOCATION DATA - Various embodiments described herein are generally directed to techniques for managing fraud rules and generating authentication directions according to location data from one or more client devices. Embodiments may include using a payment server informed by a client device application to manage and/or apply fraud rules for transactions. In embodiments, fraud rules may be managed based on location data provided by a client device application and/or location data associated with at least one transaction system. In some embodiments, fraud rules may be managed based on location data provided by multiple client device applications and/or location data associated with at least one transaction system. In some embodiments, rules may be managed for an individual authorization request according to information from at least one client device application and location data for a transaction system associated with the authorization request. | 2021-11-18 |
20210357941 | SYSTEM, METHOD AND COMPUTER-ACCESSIBLE MEDIUM FOR EARLY MERCHANT BREACH FRAUD DETECTION - An exemplary system, method, and computer-accessible medium can include receiving financial information related to a transaction(s) at a first merchant, where the transaction(s) can be based on a financial instrument that can be associated with a second merchant, and where the first merchant can be different than the second merchant, declining the transaction(s), and determining a breach at the second merchant based on the transaction(s). The financial instrument can be a virtual credit card number. The virtual credit card number can be bound to the second merchant. A further transaction(s) can be received at (i) the first merchant or a (ii) third merchant, where the further transaction(s) can be based on (i) the financial instrument or (ii) a further financial instrument that can be associated with the second merchant, and where the third merchant can be different than the second merchant and the first merchant. | 2021-11-18 |
20210357942 | METHOD AND APPARATUS FOR IDENTIFYING RISKY VERTICES - The present specification provides a method for identifying risky vertices, including: constructing multiple medium networks, each of the multiple medium networks being constructed from one or more black seeds of the same type and including vertices and media connected to the vertices; determining a first risk value of each vertex based on a quantity of upper-layer media connected to the vertex and a quantity of risk conditions that the vertex meets; determining a final risk value of each vertex based on a quantity of overlapping times of the vertex in a stacked medium network structure and the first risk value; and determining a high-risk vertex based on the final risk value. | 2021-11-18 |
20210357943 | SYSTEMS AND METHODS FOR AGGREGATED DATABASE FOR CROSS-ISSUER FRAUD DETECTION SYSTEM - A method for establishing fraud detection system for payment card transactions associated with an individual or a household by analyzing the online or in-store transaction against fraud detection individual profile. Generating the individual profile involves retrieving transaction data and identifying information associated with transaction authorization request, searching for another payment card using the identifying information, aggregating payment cards transaction data, generating profile data for an individual according to identifying information, transaction data, and any reported fraudulent activities under the payment cards, analyzing the transaction against the profile data to determine whether the transaction is a fraudulent activity, and providing a notification to financial institutions reporting any fraudulent activities. The fraud detection system for a household analyzes an online or in-store transaction against a household profile that associates all payment cards in consumer's household to create a complete picture of the buying behavior of the consumer household. | 2021-11-18 |