44th week of 2015 patent applcation highlights part 53 |
Patent application number | Title | Published |
20150310431 | Secure Payments Using a Mobile Wallet Application - A payment system implemented on a mobile device authenticates transactions made via the mobile device. The mobile device generates a public-private key pair and receives an authenticating input from a user of the device. The public key is sent to a secure payment system, and the authenticating input is used to generate a symmetric key that encrypts the private key. After a transaction is initiated, the mobile device receives an authenticating input from the user. The symmetric key is generated from the authenticating input and the mobile device attempts to decrypt the private key from the encrypted private key using the symmetric key generated by the user's input. The decrypted key is used to sign a transaction authorization message which is sent to the secure payment system, along with payment information, which can verify the signed message via the public key. Additional techniques related to secure payments are also disclosed. | 2015-10-29 |
20150310432 | SECURE ELEMENT ARCHITECTURAL SERVICES - A method for securely adding financial accounts maintained by an issuer without an issuer-specific TSM to a secure element using a service system that creates a secure TSM add-on module for the issuer within the service system TSM, and a sub-domain that is specific to the issuer within the secure element. The issuer designates instructions and commands as insecure information and sensitive financial information as secure information, and communicates each type of information via a designated interface that is designed to correspond to the required security of the type of information. The issuer transmits insecure instructions to the service system and in turn a digital wallet application to create a new account record in the application. The issuer encrypts the secure financial information and transmits it to the issuer domain of the secure element through the account services system TSM over a dedicated interface. | 2015-10-29 |
20150310433 | INTERNET CURRENCY AND A SYSTEM AND METHOD FOR ONLINE INTERNET CURRENCY TRANSACTIONS - The various embodiments herein provide a system and a method for online internet currency transactions. The system and method includes a Central Internet Bank (CIB) created at World Wide Web (WWW) level. A network is provided in electronic communication with the CIB. A plurality of account holding entities are registered with the CIB. A plurality of online service providers is associated with each account holding entity. An Internet Credit Rating Agency (ICRA) is associated with the account holding entities. The CIB issues and holds Binary Credit Bits (BCB) of the account holding entities and authenticates online transactions between at least two account holding entities in real time and authenticates online transactions between at least one account holding entity and at least one online service provider in real time. | 2015-10-29 |
20150310434 | SYSTEMS AND METHODS FOR IMPLEMENTING AUTHENTICATION BASED ON LOCATION HISTORY - A system and/or method may be provided to authenticate a user based on the user's location history. In particular, the user's past locations and movements may be detected at the user's mobile device. Information with regard to the user's movements and location may be collected and analyzed to determine certain routines, such as locations frequently visited or routes frequently taken. When a payment request is made from the user's mobile device, the mobile device's recent location history may be compared with the routines of the user. A confidence score may be generated based on the user's recent location history. The confidence score may be used to authenticate the user for the payment request. In an embodiment, the confidence score may be used to determine the transaction fee for using a certain funding source, such as a credit card. | 2015-10-29 |
20150310435 | A SYSTEM AND A METHOD FOR PROCESSING A USER REQUEST USING AT LEAST ONE OF A PLURALITY OF USER INSTRUMENTS TO CONDUCT A PECUNIARY COMMUNICATION - A system and a method for processing a user request using one of a plurality of user instruments to conduct a pecuniary communication at a server with a merchant over a communications network. The system comprising a server including a content management unit configured for receiving the user request, the user request includes an OTP, a user instrument details, a merchant ID, and the pecuniary particulars. The system further comprises an authentication unit included in the content management unit for authenticating the user to conduct the pecuniary communication with the merchant by verifying the user based on the received OTP and the user instrument details and a verification unit included in the content management unit for verifying the merchant, verifying account information of the user stored at the server based on the pecuniary particulars. | 2015-10-29 |
20150310436 | Securely Storing and Using Sensitive Information for Making Payments Using a Wallet Application - A payment system implemented on a mobile device authorizes and processes transactions. The mobile device generates a public-private key pair and receives payment information. The private key and the payment information are split into a local and a remote fragment. The public key, a private key fragment, and a payment information fragment are sent to a secure payment system, and the other fragments are stored on the mobile device. When a transaction is received by the mobile device to authorize, the mobile device sends a payment fragment to the secure payment system and receives a private key fragment from the secure payment system. The mobile device authorizes the transaction using the private key, recovered from the private key fragments. The secure payment system verifies the transaction using the public key and processes the transaction using the recovered payment information. Additional techniques to process transactions using data splitting are disclosed. | 2015-10-29 |
20150310437 | AVOIDING TRANSACTION ROLLBACK - A method and apparatus for avoiding a transaction rollback is provided. The method includes, at a predetermined checkpoint in a currently executing business process, determining the current service, and determining at least one service in subsequent processes of the checkpoint. The status of at least one unavailable service in the at least one service included in the subsequent processes of the checkpoint is queried. Whether the transaction can be fulfilled is determined, based on the at least one unavailable service. The execution of the transaction is stopped in response to a judgment that the transaction cannot be fulfilled. | 2015-10-29 |
20150310438 | SMS AND SOCIAL MEDIA DUAL AUTHORIZATION, MANAGEMENT OVERSIGHT, AND NON-PASSWORD SECURITY IN EMAIL BASED E-COMMERCE - An email-based e-commerce system is disclosed with additional features for added security. The system may include security features for email based e-commerce providing added assurance to customers of a higher level of protection than generally required. These security features enhance the password reset function without requiring a password, generate confirmations on outside messaging systems and implement an oversight management tool for authorizing transactions. The methods and apparatus described herein may enhance security by designing a system that can confirm payments through a separate non-email based media. The e-commerce system may send alerts or requests for confirmation in a variety of media to ensure a secure payment process. The methods and apparatus described herein may expand the list of individuals that may request or approve payments based on a single account registered by a single credit card holder. A single user may receive requests from registered sub-customers for payments by email. | 2015-10-29 |
20150310439 | METHOD FOR GENERATING AND UPDATING ALTERNATE SECURITY CODES FOR PAYMENT CARDS - An auxiliary security code called a CVC2a is generated to replace a CVC2 value that is presented on a payment card for verifying card-not-present (CNP) transactions without necessarily generating a replacement card. An enhanced card table/file is maintained by a payment network operator to facilitate transitional scenarios in which the payment cards are reissued or replaced. | 2015-10-29 |
20150310440 | Methods and Systems for Verifying Individuals Prior to Benefits Distribution - Systems and methods for verifying individuals prior to distribution of one or more benefits are disclosed. One exemplary method includes receiving, at a server, a proof-of-life validation from a payment service provider. The proof-of-life validation is based on receipt of a valid biometric from the individual at a payment device associated with the individual, and a transaction using said payment device. The method further includes distributing the benefit to a benefit account associated with the individual, when the proof-of-life validation is received within a time interval of the benefit distribution date. | 2015-10-29 |
20150310441 | TRANSACTION SYSTEM METHOD, ELECTRONIC SIGNATURE TOOL, AND NETWORK BANK SERVER AUTHENTICATION - The present invention provides a transaction system and method, an electronic signature tool, and a network bank server authentication method. The system comprises: a telephone terminal, for receiving personal information entered by a user; a telephone bank server, for receiving the personal information sent by the telephone terminal and verifying the personal information, and receiving, after the verification succeeds, transaction information and an authentication password that are entered by the user; a network bank server, for receiving the transaction information and the authentication password that are sent by the telephone bank server, and performing encryption calculation on the transaction information according to the authentication password to generate authentication information; a network terminal, for acquiring the transaction information and authentication information from the network bank server; and an electronic signature tool, for receiving the transaction information and authentication information that are sent by the network terminal, verifying the transaction information and authentication information, and generating, after the verification succeeds, signature data of the transaction information and sending the signature data to the network bank server. The present invention reduces the transaction complexity, ensures the security, and facilitates the operation. | 2015-10-29 |
20150310442 | METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR DETERMINING CRIMINAL PROPENSITIES IN A GEOGRAPHIC LOCATION BASED ON PURCHASE CARD TRANSACTION DATA - Methods, systems, and computer readable media for determining criminal propensities in a geographic location based on customer card transaction data are disclosed. In one example, the method includes utilizing purchase card transaction data associated with purchase card transactions conducted during a designated time period to determine a plurality of first normalized regional expenditure indices corresponding to a plurality of industry categories for a first geographic location. The method further includes generating an algorithmic model based on correlations between each of the first normalized regional expenditure indices and a plurality of criminal offense types committed during the designated time period and applying the algorithmic model to each of a plurality of second normalized regional expenditure indices corresponding to the plurality of industry categories associated with a second geographic location in order to determine a criminal propensity indicator in the second geographic location for each of the plurality of criminal offense types. | 2015-10-29 |
20150310443 | SECURE MANAGEMENT OF A PROVISION OF SERVICE TRANSACTION - Method of managing a transaction relating to a provision of service between a requester and a service provider, characterized in that it includes the following steps:
| 2015-10-29 |
20150310444 | ADAPTIVE BIOMETRIC AND ENVIRONMENTAL AUTHENTICATION SYSTEM - An adaptive biometric authentication system may include a user identity reference module that is configured to maintain user identification items stored in a secure memory. The system may include a passive data aggregator that is configured to receive and aggregate data items that are passively collected by a device that is in proximity to a user. The system may include a user identity confidence level generator that is configured to generate a user identity confidence level that indicates a confidence that the user in proximity to the device is the reference user based at least in part on a comparison between the passively collected data items and the user identification items, and to update the user identity confidence level as additional passively collected data items are received. The system may include an authentication module that facilitates user authentication based at least in part on the user identity confidence level. | 2015-10-29 |
20150310445 | DYNAMICALLY SELECTING CONTACT CENTER WORKFLOWS BASED ON WORKFLOW INSIGHTS - Embodiments of the invention provide systems and methods for managing workflows in a contact center. More specifically, embodiments of the present invention are directed to dynamically influencing workflows based on learned insights into those workflows. With end-to-end Customer Relationship Management (CRM) suites, which manage the entire customer service journey from consumer website to knowledge base to escalation to a live agent via a communication channel to incident creation and incident resolution, it is possible to provide an out-of-the-box, simple-to-use solution to the above problems that offers unique advantages over the expensive, custom, bolt-on solutions. | 2015-10-29 |
20150310446 | Method and System for Providing Support Services Using Interactive Media Documents - According to one embodiment, in response to a user document received from a client, an interactive media document is fabricated based on the user document, including embedding one or more controls in the interactive media document and adding additional information in the interactive media document based on information obtained from a backend system of the client. The controls, when activated from the interactive media, transmit a request to the support center for obtaining support services. The interactive media document is sent to a user on behalf of the client. In response to the request from the user for obtaining support services concerning content of the user document, a live communications session is established between the user and a support agent associated with the support center, including routing data between the user and the support agent via the interactive media document. | 2015-10-29 |
20150310447 | METHODS AND SYSTEMS FOR SIMULATING AGENT BEHAVIOR IN A VIRTUAL ENVIRONMENT - Systems and methods for simulating behavior of agents in a virtual environment are described. Observed customer behavior data for a retail space may be received. A model for customer behavior in the retail space is generated, the model including probabilities for customer responses to a plurality of stimuli. A virtual customer agent is built based on the model for customer behavior. A virtual retail space is built and modified, the modified virtual retail space including at least one different design feature from the virtual retail space. In the modified virtual retail space, the virtual customer agent is simulated performing a predetermined list of tasks based on the probabilities for the customer responses. Simulated customer behavior data, including responses of the virtual customer agent to the modified virtual retail space, may be generated based on the simulation. | 2015-10-29 |
20150310448 | METHOD AND SYSTEM FOR IDENTIFYING DEFECTS IN GLASS - A method and system for identifying defects in glass are provided. The method includes identifying, using an identifier device, each of a plurality of sheets of glass with an identifier; generating, using a mapping device, a map of glass attributes for each of the plurality of sheets of glass; associating, using a computer system, the map of attributes of each of the plurality of sheets of glass with the identifier of a corresponding each of the plurality of sheets of glass; storing the map of glass attributes of each of the sheets of glass in a database; and providing a customer with a level of access to information in the database so as to allow the customer to retrieve at least part of the map of attributes of sheets of glass acquired by the customer. | 2015-10-29 |
20150310449 | MANAGEMENT SYSTEM AND CONTROL METHOD - A device management server acquires management information from a network environment of a specific customer and registers the management information on a saving unit in association with a customer identifier of a specific customer in a case where the acquired management information is not managed in the saving unit. Further, in a case where the management information has already been managed in the saving unit and the customer identifier of the specific customer is different from the customer identifier associated with the management information already managed by the saving unit, the device management server notifies the management company that a trial of the service is carried out repeatedly. | 2015-10-29 |
20150310450 | SYSTEMS AND METHODS FOR AWARDING GREEN SCORE TO BUSINESSES - Methods and systems are described for awarding a green score to a business using an automation and security system. According to at least one embodiment, an apparatus for awarding a green score to a business includes a processor, a memory in electronic communication with the processor, and instructions stored in the memory which are executable by a processor to receive data related to at least one of energy usage and energy conservation practices by a business, determine whether the energy usage by the business meets threshold levels, determine an energy green score for the business, and display the energy green score. | 2015-10-29 |
20150310451 | VEHICLE DRIVER TRACKING AND REPORTING - Various structures and methods are described herein to track driving of a restricted driver. In an example, an additional criterion is also tracked, which can be an authorized driving supervisor in the vehicle. This criterion is separate from the driving data and is used to meet the requirements of a licensing agency. The criterion can be the presence of a licensed driver in the vehicle, e.g., in the front passenger seat, with the restricted driver. The vehicle can use its onboard sensors and computing system to determine that a licensed driver is supervising the driving of the restricted driver. | 2015-10-29 |
20150310452 | Access Control System For Medical And Dental Computer Systems - An access control system for medical and dental computer systems includes at least one computer workstation communicating with a wireless channel that executes at least one wireless protocol that allows communication with and identification of at least one wireless-enabled token through the wireless channel and that controls a predetermined level of system access to the computer workstation for an authorized individual in possession of the token. A wireless-enabled token uniquely identifies an authorized individual wherein the computer workstation is unlocked when the wireless-enabled token resides within the proximity zone and the computer workstation is locked when the wireless-enabled token resides outside the proximity zone. | 2015-10-29 |
20150310453 | Method of Identifying Authentic Versus Counterfeit Products Using Warranty Tracking - A method of identifying authentic products versus counterfeit products using tow unique identifier codes is accomplished by providing a first identifier code on the exterior of a product package that identifies the product, the appropriate location for sale, the number of times the code has been scanned and whether or not the product is registered. This information alerts potential purchasers if the product is either counterfeit, or an unauthorized resale. The purchaser then opens the package and is provided a second identifier code for registering the product. The registration information includes retailer and price information, alerting the manufacturer of unauthorized retail activity, and also changes the product designation in the manufacturer database to indicate the product may not be resold. That information is then associated with the first identifier code in the event it is rescanned by another potential purchaser. | 2015-10-29 |
20150310454 | DEVICE AND METHOD FOR DETECTION OF COUNTERFEIT PHARMACEUTICALS AND/OR DRUG PACKAGING - One aspect of the invention provides a device for detecting a counterfeit product. The device includes: a plurality of light sources configured to emit light at a plurality of different wavelengths onto an object potentially including a suspect product; at least one image acquisition device adapted and configured to acquire image data; and a communications interface adapted and configured to transmit the image data to a computing device selected from the group consisting of: a tablet computer and a smartphone. | 2015-10-29 |
20150310455 | Generation of an Image Regarding a Status Associated with a Patient - According to one embodiment, a system includes one or more processors operable to determine a plurality of individuals associated with a first health service provider. The processors are further operable to determine a plurality of second health service providers that are each associated with at least one of the individuals, and determine a status associated with each of the individuals. The processors are further operable to generate and communicate for display an image based on the individuals, the second health service providers, and the statuses associated with the individuals. The image comprises a plurality of sections that each represent one of the individuals. Each section includes an indication in the section of the status associated with the one of the individuals. The image further comprises a plurality of groupings of one or more of the sections. Each grouping represents one of the second health service providers. | 2015-10-29 |
20150310456 | Educational Survey System - A system and processes for using the system to create a survey of a population for improvement in performance around a select set of categories is described. In the preferred embodiment, the process and questions are shown as applied to an educational environment. The system uses past data to refine the questions included in a survey and activities selected to have an impact in changing survey results in subsequent survey. The system includes a computerized database of survey questions and activities that are sorted through predictive equations to be most effective as a function of the demographics of the surveyed population. | 2015-10-29 |
20150310457 | User managed method for capturing and pricing data items to develop a salable digital persona - A method for a user to capture, configure, store, link, exchange, and set trading parameters (prices and other exchange values) for data drawn from the user's personal data file combined with other user generated data; including data resulting from the user's interactions with file creation software, data items generated from user interactions with electronic devices and components, and data automatically generated by electronic components and devices owned by a user. In combination, these combined data sources coupled with a personal data file form a digital persona or a “digital doppelganger” that may be traded or sold or retained as private in a data marketplace. | 2015-10-29 |
20150310458 | SYSTEM AND METHOD FOR VIDEO-BASED DETECTION OF DRIVE-OFFS AND WALK-OFFS IN VEHICULAR AND PEDESTRIAN QUEUES - A system and method for detecting customer drive-off/walk-off from a customer queue. An embodiment includes acquiring images of a retail establishment, said images including at least a portion of a customer queue region, determining a queue configuration within the images, analyzing the images to detect entry of a customer into the customer queue, tracking a customer detected in the customer queue as the customer progresses within the queue, analyzing the images to detect if the customer leaves the customer queue, and generating a drive-off notification if a customer leaves the queue. | 2015-10-29 |
20150310459 | SYSTEM AND METHOD FOR VIDEO-BASED DETECTION OF DRIVE-AROUNDS IN A RETAIL SETTING - A system and method for detection of drive-arounds in a retail setting. An embodiment includes acquiring images of a retail establishment, analyzing the images to detect entry of a customer onto the premises of the retail establishment, tracking a detected customer's location as the customer traverses the premises of the retail establishment, analyzing the images to detect exit of the detected customer from the premises of the retail establishment, and generating a drive-around notification if the customer does not enter a prescribed area or remain on the premises of the retail location for at least a prescribed minimum period of time. | 2015-10-29 |
20150310460 | CONSUMER PROFILING USING NETWORK CONNECTIVITY - A method and associated apparatus ( | 2015-10-29 |
20150310461 | OPERATING METHOD AND APPARATUS OF SMART SYSTEM FOR POWER CONSUMPTION OPTIMIZATION - The present disclosure relates to a sensor network, Machine Type Communication (MTC), Machine-to-Machine (M2M) communication, and technology for Internet of Things (IoT). The present disclosure may be applied to intelligent services based on the above technologies, such as smart home, smart building, smart city, smart car, connected car, health care, digital education, smart retail, security and safety services. A method for operating a server in a smart system and a server are provided. The method may include: determining an electricity rate system for an electronic device based on at least one of rate information according to power use of the electronic device and power usage information of the electronic device; and transmitting information of the electricity rate system to a user device. | 2015-10-29 |
20150310462 | Research Method and System Using a Likert Scale - A research system and method that determines the polarity or consensus of an issue by gathering and analyzing positions and opinions about the issue from respondents. The respondents provide a position expressed on a Likert scale, and an opinion through a narrative opinion. Based on the positive or negative status of the position and the opinion, a collection of statements categorized into opinion cases is formed. The respondents also provide a second position based on the opinion cases. In essence, an independent, anonymous second position on an initial position is gathered from each respondent. This creates a synergy of anonymous interaction between the respondents. The repetitive review of positions amongst the respondents helps form an enhanced picture on the issue, especially the polarity of the issue. The positions and opinions are also efficacious for matching respondents with one another based on stated positions and voting patterns. | 2015-10-29 |
20150310463 | SOLAR CUSTOMER ACQUISITION AND SOLAR LEAD QUALIFICATION - According to various aspects of the subject technology, systems and methods for qualifying solar leads are described. In certain implementations, data about utility customers and/or other information are used to identify high-quality solar leads, thus reducing the amount of extraneous work for installers and resulting in an overall reduction of the total cost of solar implementations. | 2015-10-29 |
20150310464 | Generating and Displaying Customer Commitment Framework Data - Systems and methods for generating and displaying customer commitment framework data. Exemplary methods for determining the shareability of online content may include obtaining, via a digital intelligence system, customer experience data regarding any of a product, a brand, and customer responses for a first entity, as well as periodically calculating, via the digital intelligence system, customer commitment framework data from the customer experience data, and generating a customer commitment dashboard that comprises a graphical representation of the customer commitment framework data. | 2015-10-29 |
20150310465 | BEHAVIORAL DEMAND RESPONSE RANKING - A behavioral demand response (BDR) system can be implemented to encourage reductions in resource consumption. To accomplish this, consumption reports detailing resource consumption can be generated and transmitted to consumers to encourage resource consumption. For example, a resource consumption report can be generated and transmitted to consumers prior to an identified peak resource consumption event or “peak event” to notify the consumers of the upcoming peak event and request that the consumer reduce resource consumption before/during the peak event. To encourage the consumer to reduce their resource consumption, the resource consumption report can include details regarding the consumer's resource consumption ranking relative to similarly situated consumers. | 2015-10-29 |
20150310466 | SALES ANALYZER SYSTEMS AND METHODS - Sales data and vehicle data may be collected by a vehicle data system embodying a special sales analyzer application. For each dealer affiliated or registered with the system and each vehicle transaction record received from the dealer, the system may run analytics to determine, compute, and/or impute supplemental data and internal vehicle pricing data such as trim-level vehicle configuration data, price ranges, exclusion reasons, dealer-specific recommendations, etc. that can later be used to generate a dealer-facing custom user interface. The results are collated into a comprehensive database and persisted in a data store. When requested by a dealer, the system may retrieve dealer-specific information, including sales prices, salespeople, average dealer margins, sales volumes, etc., and anonymized sales data from others in the same geographic region as the dealer and display a visual presentation of all transactions and also individual transactions for that dealer. | 2015-10-29 |
20150310467 | SHARED VEHICLE SYSTEMS AND METHODS - Data is collected related to an environmental impact of a user's use of a shared vehicle. A score is calculated based on the environmental impact. The user further use of the shared vehicle at a price that is based at least in part on the score. | 2015-10-29 |
20150310468 | FLEXIBLE SHIP SCHEDULES AND DYNAMIC DISCOUNTS - Electronic buying and selling systems and methods are provided. In particular, relations among distinct price curves and buyers or potential buyers are disclosed. For instance, a price offered to a system user can vary based on total volume of all people aggregating in private environments, cumulative total order by user, ship date, optimal time, as well as terms and conditions associated with the offer (e.g., no cancellation of order, cancellation possible, payment method . . . ). | 2015-10-29 |
20150310469 | METHODS AND SYSTEMS FOR DISTRIBUTING INFORMATION VIA MOBILE DEVICES AND ENABLING ITS USE AT A POINT OF TRANSACTION - Methods and systems for utilizing promotion data accessible via a mobile device are disclosed. A digital record of promotion data from a product provider may be stored in a database. A plurality of such digital records may be aggregated for one or more providers. A digital record may be associated with an incentive account associated with an individual. An electronic request to apply promotion data associated with the individual to a transaction and authentication data identifying the individual may be received. A digital record associated with the individual's incentive account may be located and transmitted to a transaction processing system. A processing result record associated with the digital record may be received from the processing system. Usage information derived from the processing result record may be associated in a database. | 2015-10-29 |
20150310470 | LOCATION-BASED CROWDSOURCED FUNDS - Methods and systems for providing cash using crowdsourcing are described. A requestor sends a request for cash, and the request is relayed to a plurality of lenders in the vicinity of the requestor. The requestor is matched with a lender based on certain criteria. After the exchange of cash is confirmed, the lender may be given a reward, such as cash, coupons, a good rating, and/or virtual points. | 2015-10-29 |
20150310471 | Method and System for Social Gamification of Commercial Offers - A method and system for generating and processing socially gamified offers. It comprised a software application for specifying the offer parameters such as discount, expiration date, gamification type, posting the offers to a network, and monitoring the gamification outcomes to unlock the offer. It further comprises a server and a software application for redistributing the offers and managing the gamified interactions. It further comprises of a gamification engine that allows the offers to be activated based on different types of interactions by the network users. The gamification can require reaching a threshold of social endorsements for the offer to activate. Various types of gamification algorithms are used to create different types of engagements with the network participants. | 2015-10-29 |
20150310472 | MANAGEMENT OF ON-DEMAND CONTENT - Various embodiments relating to managing content sharing and consumption are disclosed. In one embodiment, a consumer may be issued a lifetime license for a content item. In response to issuing the lifetime license to the consumer one or more share credits may be issued to the consumer. A request to consume a requested content item on a temporary basis may be received from the consumer. A temporary digital authorization usable by the consumer to consume the requested content item on a temporary basis may be issued to the consumer in exchange for a share credit. | 2015-10-29 |
20150310473 | A method for collecting points related to promotions or to other activities destined to comercial and/or market research purposes - A method for participation to promotional or commercial initiatives at purchase or reception of one or more products includes: processing one or more user codes, each one being associated in a univocal manner to one user; providing a central server and one or more local servers in communication with the central server; purchasing products and sending to the local server the user code associated with the electronic list of purchased products; determining, from a reference list, whether the purchased products that are associated to the user code are part of a promotion or other commercial activity; sending to the central server the code associated with the list of purchased products after reception by the local server of a consensus input; receiving and memorizing the data by the central server; and processing the data to verify the possible reaching of a reference value for each user associated to the code. | 2015-10-29 |
20150310474 | DATA TRANSLATOR - Systems and methods are provided for translation and validation of representations of data for use in retail transactions. The systems and methods may be implemented by a device including at least one circuit. In some implementations a device may comprise a scanning component and a display component. The scanning component may be operable to capture data corresponding to a first representation of the data. The screen may be operable to display a second representation of the data. The data may correspond to coupon data associated with the sale of a product. | 2015-10-29 |
20150310475 | METHOD AND SYSTEM FOR PREDICTING COUPON REDEMPTION - A method for identifying coupon redemption characteristics includes: storing a plurality of consumer profiles, each consumer profile including data related to a consumer including a consumer identifier and a plurality of coupon redemption data entries, each coupon redemption data entry including a coupon identifier and coupon data related to a coupon redeemed by the related consumer; receiving an authorization request for a payment transaction, the authorization request including a specific consumer identifier and a redeemed coupon identifier; identifying a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier; creating, in the specific consumer profile, a new coupon redemption data entry corresponding to a coupon corresponding to the redeemed coupon identifier; and identifying at least one coupon redemption characteristic based on the coupon data included in each of the coupon redemption data entries included in the specific consumer profile. | 2015-10-29 |
20150310476 | System and method for attention based currency - A system and method is disclosed of attention based cryptocurrency. Currency is generated or “mined” by a user listening, in one embodiment, to a streamed song, and upon listening to the entire selection, the user, the song artist and the streaming host server are each allocated a portion of Attention Based Currency (ABC) according to a formula which may vary based upon several factors, including the popularity of the selection, the number of simultaneous listeners and the number of times the song has been streamed. The formula chosen can promote listening to lesser known artists. The ABC can be traded or redeemed for products or services. | 2015-10-29 |
20150310477 | Systems and methods for enrolling consumers in a program - Described are methods, systems, and computer readable media for enrolling consumers and payment cards in a program. An exemplary method comprises communicably linking, using an application program interface, a computer terminal and a computer server; determining, using the application program interface in communication with the computer terminal, execution of a purchase transaction using a payment card; determining, using the application program interface in communication with the computer server, whether the payment card is enrolled in a program; in response to determining the payment card is not enrolled in the program, determining, using the application program interface in communication with the computer server, whether to offer an enrollment option to a consumer associated with the payment card; and offering, using the application program interface in communication with the computer server, the enrollment option to the consumer. | 2015-10-29 |
20150310478 | METHOD AND SYSTEM FOR COMBINING INCENTIVE BUSINESS RULES WITH ADVERTISING MEDIA - A system, method, and computer program for combining incentive rules with advertising media, including a mobile phone including an application for accessing a file having media combined with incentive rules. The application playing the media, and including a media decoder to extract and decode the embedded incentive rules from the file, and storing the extracted incentive rules on a storage device of the phone. The application determining a commerce transaction with a point of sale (POS) device and communicating with the POS device to obtain information regarding the commerce transaction. The application determining if based on the stored incentive rules and the obtained information regarding the commerce transaction whether or not a discount or incentive can be issued. If the discount or incentive can be issued, the application communicating with the POS device to issue a corresponding discount or incentive. | 2015-10-29 |
20150310479 | PROCESS FOR SYNCHRONIZING AUDIO PLAYBACK ON A SMARTPHONE WITH CONTENT DISPLAYED ON A DIGITAL SIGN - A method of operating a plurality of signboards includes continuously displaying a current time-of-day on the signboards. A request is received from a smartphone for an audio clip corresponding to one of the signboards. The request includes the displayed time-of-day as captured from the one signboard by a camera of the smartphone. The request also includes a geographic location of the smartphone. It is determined that the one signboard is within a visible range of the smartphone. The determining is performed dependent upon the geographic location of the smartphone. The audio clip corresponding to the one signboard is selected from a plurality of audio clips. The selecting is performed dependent upon the determination that the one signboard is within a visible range of the smartphone and upon the displayed time-of-day. At least a portion of the selected audio clip is downloaded to the smartphone. | 2015-10-29 |
20150310480 | METHOD, SERVER AND SYSTEM FOR MONITORING AND IDENTIFYING TARGET TERMINAL DEVICES - The present disclosure relates to a method, server and system for identifying target terminal devices. The method for identifying target terminal devices comprises: obtaining visiting records of terminal devices visiting a designated location; obtaining a plurality of first browsing records of promotional information corresponding to each terminal device that visits the designated location; and identifying the target terminal devices according to the visiting records and the plurality of first browsing records, wherein the target terminal devices are terminal devices visiting the designated location after browsing promotional information corresponding to the designated location. | 2015-10-29 |
20150310481 | SYSTEM AND METHOD FOR MANAGEMENT OF MARKETING CAMPAIGNS - A system and method for automatically assigning marketing allocations, including advertisements and coupons, for a business to marketing channels. An investment engine and recommendation engine uses input data to assign marketing allocations to marketing channels. Consumer activity is generated that produces corresponding output data. The investment engine calculates a return-on-investment (ROI) metric, and the recommendation engine generates a report related to the input and output data. The input data, marketing allocations or channels are adjusted to optimize the ROI metric and recommend marketing campaign strategies. The system also automatically determines which keywords the business should assign their marketing allocations to when a consumer utilizes similar keywords on a search engine. Targeted keywords are determined by applying budget weights to keywords related to the business and monitoring output data, such as a click through rate of the marketing allocations. Keywords with higher click through rates receive higher budget weights. | 2015-10-29 |
20150310482 | METHOD AND SURVEY SERVER FOR GENERATING METRICS INDICATIVE OF WEBSITE VISIT ORIGINATING CHANNEL EFFECTIVENEESS - Method and survey server for correlating originating channels of a website visit with corresponding survey participation data. The server collects website visit data from a plurality of user devices. The website visit data comprise for each user device an originating channel that led to a visit of the website by a user of the user device. The server collects survey participation data from some of the user devices. The survey participation data correspond to survey information received from the users of the user devices in relation to the visit of the website. The server analyzes the website visit data and the survey participation data, to generate metrics correlating the originating channels of the website visit data with the survey participation data. The originating channels may comprise a direct access to the visited website, a referrer hyperlink to the visited website, and a search result leading to the visited website. | 2015-10-29 |
20150310483 | DETERMINING APPLICATION CONVERSIONS - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for content presentation. In one aspect, a method includes receiving a request for sponsored content; determining a sponsored content item to provide in response to the request, the sponsored content item being associated with a particular application; providing the sponsored content item for display on a user device; receiving data indicating that the sponsored content item has been selected on the user device; generating and returning a cookie to the user device, the cookie including a cookie identifier associated with the sponsored content item; receiving the cookie identifier in response to a user launch of the application; and logging a conversion event for the sponsored content item using the cookie identifier. | 2015-10-29 |
20150310484 | System and Method for Tracking User Engagement with Online Advertisements - Methods and systems for tracking a user's engagement with an object on an electronic page, such as an ad, are provided. An electronic page have an associated ad is loaded in an application, such as a browser or another native application, on a user computing device. The user computing device determines whether the user is actively engaged with the electronic page while the ad is in view on the display of the user computing device. When a reporting condition is met, the user computing device transmits data representing the result of the determinations obtained over a reporting period to an external computing device. The functionalities for tracking the user's active engagement with the ad can be provided by an ad-tracking code embedded in a webpage retrieved from a publisher's website, or by a component or module of a native application installed on the user computing device. | 2015-10-29 |
20150310485 | SYSTEMS AND METHODS FOR ATTRIBUTION OF ACTIONS WITHOUT UTILIZING PERSISTENT CLIENT-SIDE STORAGE OR CROSS-PROCESS COMMUNICATION - Systems and methods for attributing actions on an end user computing device to an advertising publisher without using persistent storage or cross-process communication on the end user computing device are provided. In some embodiments, multiple types of credit for a single application installation may be provided to multiple advertising providers. Credit for attributed installs, install assists, and non-windowed install contributions may be provided. In some embodiments, credit may be adjusted after an initial processing of a conversion based on information received after the initial processing of the conversion, while still maintaining consistency in summary reports. | 2015-10-29 |
20150310486 | DISTRIBUTING OFFERS AT THE TIME AND LOCATION OF AN EVENT - Distributing offers to user computing devices comprises an offer distribution system employing a server configured to use user purchasing history of an event, the date and time of the event, the location, and a period in which an offer distribution campaign should be executed. The offer distribution system stores offers received from merchant systems. The offer distribution system stores an offer that is associated with an event in a database of event offers. The offer distribution system determines that a particular user has purchased a ticket to an event in the database, or otherwise become associated with an event. The offer distribution system determines that a scheduled time for providing the offer has arrived and determines the location of the user. If the user is at the event location, then the offer distribution system communicates the offer to the user. | 2015-10-29 |
20150310487 | SYSTEMS AND METHODS FOR COMMERCIAL QUERY SUGGESTION - Systems and methods for commercial query suggestion are disclosed. The system includes a database including search logs. The system includes a set of initial suggestion phrases extracted from the database. The system includes a search engine that generates a query search result based on a query and generates a suggestion search result based on each suggestion phrase in the set of initial suggestion phrases. The system includes a feature generation device that generates a query vector and a suggestion vector based on the query search result and the suggestion search result. The system obtains a relevance score for each suggestion phrases based on a relevance model. The system includes a subset of the initial suggestion phrases based on the relevance scores. The system obtains a click probability score for each suggestion phrases in the subset of initial suggestion phrases based on a click model. | 2015-10-29 |
20150310488 | Web-Based Automated Product Demonstration - The innovations described in this disclosure include distinct differences that create a marketing and sales advantage. For convenience, these features are organized into several innovations, but the features described can be combined and implemented in various ways, both within a given innovation and across two or more innovations. Each innovation is unique in itself. Taken as a whole the innovations establish a demonstration category called “Demo Automation” or “Demonstration automation”. The innovations include, but are not limited to, automated self-configuring video content density and sequence based on personalization responses; automated responsive locked document library; sending a product demo that allows you to see who the recipient shared it with; and product demonstration analytics. | 2015-10-29 |
20150310489 | SELF SERVICE DIGITAL COUPON, DISCOUNT DEAL AND WEEKLY AD PUBLISHING AND MANAGEMENT METHOD - A method of publishing and managing a self-service digital promotional advertisement, such as a coupon, a discount deal, or a weekly ad includes the steps of validating a user access and permitting entry to a publishing application, providing a pre-built digital promotional advertisement and template based on the user's access, inputting data for the promotional advertisement and template, submitting the promotional advertisement for publishing, publishing the promotional advertisement to a web site, and displaying the promotional advertisement for a user. A method of publishing a self-service digital promotional advertisement, such as a digital coupon, a discount deal, or a weekly ad includes the steps of visiting the web site, logging into the publishing application, selecting the promotional advertisement template, customizing the promotional advertisement template to form a user-edited promotional advertisement, submitting the user-edited promotional advertisement for publishing, processing the submission request, and publishing the user-edited promotional advertisement. | 2015-10-29 |
20150310490 | MOBILE COUPON DISCOUNTS AND VALUATION BASED ON PROBABILITY OF A GEOFENCE COLLISION - To provide mobile device coupons and discounts, a mobile device couponing system is provided to generate and send coupons to mobile devices based on a probability that the mobile device is within a defined region. The value of the coupons can be inversely proportional to the probability that the mobile device is within the defined region. The probabilities can be precomputed by calculating the probability that each cell in grid in or around the defined region is in the defined region using a set of standardized location resolutions. When location information is received from the mobile device, the probability that the mobile device is within the defined region can be retrieved based on the closest cell that matches the location indicated in the location information and the standardized location resolution closest to the location resolution indicated by the mobile device. | 2015-10-29 |
20150310491 | DYNAMIC TEXT ADS BASED ON A PAGE KNOWLEDGE GRAPH - In one embodiment, location information indicating a region of a web page with which a user is interacting may be obtained. Contextual information pertaining to the region of the web page with which the user is interacting may be ascertained. Content may be obtained based, at least in part, upon the contextual information pertaining to the region of the web page with which the user is interacting. The content may then be provided for presentation to the user. | 2015-10-29 |
20150310492 | Preference based anonymous mobile push targeted advertising based on time and proximity - A mobile marketing system for targeted advertising based on anonymous user input of preferences. The Zatify System utilizes technology that delivers mobile promotions based on location, timing and preferences. Users create a profile without the need to disclose any personal or identifying information; the profile is then used by marketing partners for targeted advertising. The Zatify program is installed on a user's smartphone and tracks the user's current location with the built in GPS of the device, enabling for the delivery of location aware targeted advertisements. Marketing partners creating promotions or ads enter criteria (which must be met) along with specific distance from the actual business location and the time of day—all specified criteria must be met in order for the user to receive the promotion. | 2015-10-29 |
20150310493 | Lock-Screen-Based Advertisement Delivery Systems and Methods - An exemplary method includes an advertisement delivery system providing an advertisement for display together with a lock screen on a mobile device, detecting a sequence of user inputs associated with the lock screen and the advertisement, determining that the sequence of user inputs satisfies a predefined user input sequence requirement, and identifying, based on the determining that the sequence of user inputs satisfies the predefined user input sequence requirement, one or more billable impressions associated with the detected sequence of user inputs and the advertisement. Corresponding systems and methods are also described. | 2015-10-29 |
20150310494 | TECHNOLOGY AND PROCESS FOR DIGITAL, MOBILE ADVERTISING AT SCALE - The system delivers a single unit that includes the software that makes up an ad unit as well as a container for that ad unit that protects it from the harsh environments of ad network SDKs. The system allows for a container of other software to be tested in these various environments instead of sending the Ad Tag directly into the SDK. This allows Ad Tag units to display reliably within a container that is certified once instead of needing to certify each occurrence of the ad unit. | 2015-10-29 |
20150310495 | TECHNOLOGY AND PROCESS FOR DIGITAL, MOBILE ADVERTISING AT SCALE - The system delivers a single unit that includes the software that makes up an ad unit as well as a container for that ad unit that protects it from the harsh environments of ad network SDKs. The system allows for a container of other software to be tested in these various environments instead of sending the Ad Tag directly into the SDK. This allows Ad Tag units to display reliably within a container that is certified once instead of needing to certify each occurrence of the ad unit. | 2015-10-29 |
20150310496 | AUTOMATED MARKETING OFFER DECISIONING - Techniques train a tree to identify offers to send to a particular customer. Messages that include offers and having attributes are sent to a target user group. Feature measure results from the messages on the target user group, is used with feature measure results for a control user group, to train the tree with branch splits being identified based on maximizing an information gain from the feature measure results for a message/user attribute, where each node within the tree includes target and control distributions for the feature measure. The tree is traversed for a given marketing message/user, drawing randomly from feature measure distributions in the tree to determine whether to send the given marketing message to the user. By drawing randomly from the feature measure distributions, exploration and exploitation of various messages may be performed to minimize ignoring of messages that may have an information gain for particular customers. | 2015-10-29 |
20150310497 | Method and process for registration, creation and management of micro shares of real or intangible properties and advertisements in a network system - A method for real or intangible divided and transformed property or properties or advertising sponsor user, using a client computer, or mobile device to be able to register, login and create zip code related local sponsor real or intangible divided and transformed property or properties or advertisements, with small real or intangible divided and transformed property or properties or advertisements for creating interest in the offers, that link to bigger real or intangible divided and transformed property or properties or advertisements with an embedded shopping cart. When a user creates the real or intangible divided and transformed property or properties or advertisements, they can upload their images, and create their type for the offers in the same interface form and the real or intangible divided and transformed property or properties or advertisements are instantly created and able to be published immediately throughout a network. | 2015-10-29 |
20150310498 | Computer-Implemented Systems and Methods for Generating Media Content Recommendations for Subsequent Works - Systems and methods are provided for continuing engagement of or growing an audience for a first item of media content and evaluating a recommendation for generation of a second item of media content after release of the first item of media content. An activity level associated with a first item of media content is tracked. An interstitial content item associated with the first item of media content is provided, and an activity level associated with the interstitial content item is tracked. The activity level associated with the first item of media content and the activity level associated with the interstitial content item are evaluated using a computer-implemented scoring model to generate a recommendation score. A recommendation is generated as to whether the second item of media content should be generated based on the recommendation score, where the recommendation is stored in a computer-readable medium. | 2015-10-29 |
20150310499 | DIGITAL-MEDIA ADVERTISING OPTIMIZATION PLATFORM - This invention provides a model and architecture that allows databases from diverse advertisers/brands and databases from diverse digital content providers to be virtually intertwined without compromising privacy and without actually comingling any of information any the databases. A trusted third party establishes relationships with advertisers/brands on the one hand and digital content providers on the other hand. If desired, additional demographic information about individuals who have established relationships with the advertisers/brands and the digital content providers may also be utilized to further target the advertising. As described in more detail below and in connection with the drawings and attachments hereto, using the method and architecture of the present invention, advertising can be targeted precisely and in accordance with strategic concerns, rather than using a best estimate as to the optimality of the advertising based on the opinions and gut-instincts of an advertising executive or advertising campaign management-team. | 2015-10-29 |
20150310500 | ADVERTISING PLATFORM USER DATA STORE MANAGEMENT - A computer-implemented method includes receiving, at a transaction management computing subsystem of an advertising platform, a call for an advertisement creative to be served to an impression consumer; generating, using the transaction management computing subsystem, a set of bid requests, at least two bid requests of the set including respective subsets of user data store information associated with the impression consumer; and sending, by the transaction management computing subsystem, the set of bid requests to a set of bidding computing subsystems, each bidding computing subsystems being operable to generate a bid response based on the information included in its bid request. | 2015-10-29 |
20150310501 | System and Method for Managing a Telemarketing Campaign - A system and a method for managing a solicitation campaign are disclosed. A solicitor provides a solicitation center with pages of personalized script, which are generated using a first script template. The solicitor receives solicitee responses, analyzes the solicitee responses, and determines whether to continue the solicitation campaign using the current script template or using a second script template for subsequent solicitations. | 2015-10-29 |
20150310502 | SYSTEMS AND METHODS FOR SELECTING, SERVING, AND DISPLAYING ADVERTISEMENT CONTENT BASED ON A POINT OF INTEREST - A computer-implemented method that includes obtaining a bid-parameter-set specifying a point of interest group indicative of one or more geographic points of interest, receiving a request for an advertisement corresponding to a geographic point of interest, the request generated in response to user interaction with graphically displayed content corresponding to a geographic point of interest, determining, using a computer, whether the geographic point of interest corresponds to at least one of the one or more geographic points of interest of the point of interest group, and submitting to an auction for selecting an advertisement to serve the request for an advertisement, in response to at least determining that the geographic point of interest corresponds to at least one of the one or more geographic points of interest, an auction bid corresponding to the bid-parameter-set. | 2015-10-29 |
20150310503 | CONCEPTS FOR ADVERTISING OPPORTUNITIES - Methods, systems, apparatus, and computer program products are provided for providing advertising opportunities. The concepts for providing advertising opportunities may comprise (i) receiving information associated with an advertising opportunity; (ii) receiving one or more bids associated with the advertising opportunity, wherein each of the one or more bids is associated with an influencer profile; (iii) providing a notification that the one or more bids have been received, the notification provided in accordance with the advertiser profile; and (iv) receiving input indicating advertiser approval of at least one of the one or more bids. | 2015-10-29 |
20150310504 | Automated Method To Match And Initiate Online Social Influencers - A system and computer implemented method where Advertisers can request that a promotional Message, which can be manually crafted or an Automated Promotional Message from their computer systems, be promoted and distributed to users by Social Influencers in online social networks in a unique and novel manner. Without the need for Advertiser knowledge of, review or approval of the Social Influencers, the automated process receives the Message, determines the appropriate Social Influencers to promote the Message, obtains Social Influencer approval, automatically posts the Message to online social networks on behalf of the Social Influencers and manages the settlement of funds with the Advertiser. | 2015-10-29 |
20150310505 | METHOD FOR PROMOTING CONTENT - The invention relates to methods for distributing selected content and to data processing systems which consist in a user connecting, via a network by means of a user device, to a Web resource of a content distributor in order to obtain distributable content, and can be used by content distributors and network users for the promotion (distribution) of content. The claimed invention has the effect of expediting, simplifying and facilitating interaction between users and the Web resources of content distributors during user distribution and receipt of selected content as a result of the automatic distribution of distributable content to a plurality (more than one) of user Web resources simultaneously. According to the invention, a functional element is situated on the Web resource of a content distributor; once said functional element is activated by a user, the Web resource of the content distributor connects to a database containing the parameters of Web resources to which said user has administrative access, and automatically publishes the content selected by the user on a plurality (more than one) of the user's Web resources according to the parameters in the database. | 2015-10-29 |
20150310506 | AUTOMATED APPRAISAL SYSTEM FOR CARDS - To automatically identify, assess, and evaluate a trading card to shorten the classification process and compile a database so that cards are precisely assessed or authenticated or the prices of cards are determined based on the conditions thereof in the used-card market. | 2015-10-29 |
20150310507 | USER ENGAGEMENT EVALUATION COMPUTER SYSTEM AND METHOD - A set of instructions is described that causes a processor to gather data streams describing a fund raising activity of one or more participant. The data streams are indicative of aspects of the fund raising activity from a group of activities including donations originated by the one or more participant, engagement of the one or more participant, and awareness of the one or more participant. The data streams are analyzed with a rule set so as to generate a metric-based hierarchy of participants based on a composite of the participant's relative contributions to the aspects of the fund raising activity. The metric-based hierarchy is stored, and data signals indicative of at least a portion of the metric—based hierarchy are transmitted to at least one computing device in a format configured to be rendered upon a display screen by the computing device using at least one predefined algorithm. | 2015-10-29 |
20150310508 | Computer-Implemented System And Method For Real-Time Feedback Collection And Analysis - A computer-implemented system and method for real-time feedback collection and analysis is provided. An event related to a patient is identified during the patient's visit to a medical care facility. A prompt soliciting feedback is triggered upon identification of the event and the prompt is provided to the patient with at least one inquiry regarding the event. Feedback regarding the event is provided by the patient during the patient's visit to the medical care facility in response to the prompt. The feedback is analyzed and a recommendation for intervention of the patient's care is provided during the patient's visit to the medical care facility based on the feedback analysis. | 2015-10-29 |
20150310509 | METHOD AND SYSTEM FOR NUMBER SEARCHING AND DISPLAYING REQUESTED TELEPHONIC NUMBERS - The present invention is for a method and system for a web-based platform for request submissions and management of telephonic numbers. Users enter particular numbers and determine a value or a range of values for such telephone number(s). User input portals and data processing centers allow a number value that represents what someone would pay a third party telephone number owner to give up that telephone number, or for which the third party telephone number owner might sell such telephone number. Should a user desire, for example, via a wish list process or request a number may be selected and reserved for a user and designated and then transferred to a local telephone provider. Other aspects improve convenience, allow manipulation of number valuation, provision of a promotional number reservation system, and a brokerage reservation system for a number that may not be available for immediate transfer to a desired user. | 2015-10-29 |
20150310510 | TAXIMETER, SYSTEM AND METHOD FOR A TAXI - A taximeter, system and method for a taxi are disclosed. In one aspect, the taximeter includes a processing system including a memory having stored therein a plurality of computer applications, wherein the processing system is configured to execute a meter application during a passenger trip to determine a fare due, and execute a payment application to facilitate electronic payment of the fare due. In particular embodiments, the taximeter establishes a wireless data communication session with a mobile device of the passenger to facilitate payment of the fare due via the mobile device. | 2015-10-29 |
20150310511 | ENSURING THE ACCURATENESS AND CURRENTNESS OF INFORMATION PROVIDED BY THE SUBMITTER OF AN ELECTRONIC INVOICE THROUGHOUT THE LIFE OF A MATTER USING TENTATIVE ELECTONIC INVOICE SUBMISSION - A facility for collecting specified information in conjunction with the submission of an invoice by submitter is described. The facility provides a mechanism usable by the submitter to provide the specified information. When the facility receives the invoice from the submitter, the facility makes the invoice available for payment only after the mechanism has been used by the submitter to provide the specified information. | 2015-10-29 |
20150310512 | Method and Apparatus for Enabling Concurrent Rating During a Re-Rating Operation - The present disclosure provides for enabling concurrent rating during a re-rating operation. A first notification is received. The first notification indicates that a re-rating process, which comprises a modification to a customer state for a customer service account, has been initiated for the customer service account. A concurrent usage request is received while the re-rating process is ongoing. The concurrent usage request comprises a request to perform a transaction affecting the customer service account. The concurrent usage request is then processed. | 2015-10-29 |
20150310513 | UNIT-BASED LICENSING FOR OFFLINE CONTENT ACCESS - Offline content access may include receiving, by a server, via an electronic communication link, an offline status message from a customer device associated with a customer account, the offline status message identifying the customer device as an offline device. Offline content access may include receiving, at the server, from the customer device, a request for content. Offline content access may include, on a condition that the customer device is an offline device and on a condition that an electronic communication link between the server and the customer device is available, processing the request as an online content access request, wherein processing the request includes generating a response to the request for content. Offline content access may include transmitting the response to the customer via an electronic communication link. | 2015-10-29 |
20150310514 | Systems And Methods For Purchasing Electronic Transmissions - Provided are methods, apparatus and systems for the sale of digital content over a network. The disclosure herein discusses the recording of a broadcast of a digital data stream by a broadcast receiving device. A listener may select a particular digital data stream to purchase by selecting a content identifier associated with the digital data stream of interest at the recording device. Upon obtaining the selection, a purchase request message is transmitted to an intermediary communication device. The purchase request message includes at least the content identifier. After the transaction is completed at a transaction server, a purchase confirmation message including at least a digital rights management key associated with the digital data stream is returned to and received by the broadcast receiving device. Upon receipt, of the digital rights management key, the recorded digital data stream is released for reproduction. | 2015-10-29 |
20150310515 | AD HOC MERCHANT CONFIGURATION SYSTEM - Systems and methods for providing a merchant virtual storefront to a customer device include a system provider device that receives, through communication over a network with a merchant device that is located at a merchant physical location, a request to establish a merchant virtual storefront from the merchant device. The system provider device also determines the merchant physical location associated with the merchant device. The system provider device analyzes the request to establish the merchant virtual storefront including determining a merchant offering. The system provider device thus generates the merchant virtual storefront that includes the merchant offering and the merchant physical location. In addition, the system provider device provides the merchant virtual storefront to a customer device. | 2015-10-29 |
20150310516 | Method And Apparatus For A Commercial System Designed To Facilitate Buyer Event Driven Commerce Without Need For a Constant Internet Connection - Methods, supported by a computer system and practiced by a facilitator, are described which facilitate the procurement of equipment, supplies, services and information by any user. The methods comprise the use of current and new technology to support the initiation of orders for equipment, supplies, information, and services over the internet, but without the need for an internet connection at the time of initiating the order. The methods also comprise a plurality of possible sources of revenue for the facilitator, as well as providing value, savings of effort and time for the user. Users can be, for example a homeowner maintaining a home or a number of homes or apartments, a sailor maintaining a boat, or more generally any user of a vessel, a vehicle, or a spacecraft. | 2015-10-29 |
20150310517 | METHOD AND SYSTEM FOR TRACKING MARKETING CHANNEL OF APPLICATION - A method and system for tracking a marketing channel of an application is disclosed. A marketing channel tracking method includes generating identification information for identifying an editor and an application corresponding to the editor that provides a marketing channel of the application, transferring the identification information from the editor through a user terminal, and storing the identification information corresponding to a user terminal in response to the user terminal downloading the application through the marketing channel. | 2015-10-29 |
20150310518 | System and Method of Furniture Design by Consumer Through Internet - A method of design an article of furniture by consumer includes the steps of: providing a furniture customizing platform that the consumer is able to access the furniture customizing platform via an electronic device through Internet, selecting different barebone components to customize a furniture product on the furniture customizing platform; selecting different decorative elements for the furniture product, and generating a preview of a virtual furniture product with the selected decorative element. The decorative elements are interchangeably and selectively added-on to the furniture product to change an overall ornament design of the furniture product without disassembling the furniture product. Therefore, the customer is able to immediately change ornamental design of the furniture product by the decorative element without affecting the main structure of the furniture product. | 2015-10-29 |
20150310519 | PRESCRIPTION EYEGLASS ORDERING THROUGH A USER DEVICE INTERFACE - There are provided systems and method for prescription eyeglass ordering through a user device interface. A user may input an eyeglass prescription to a server through taking a vision test using a user device application, inputting the specifics of the prescription through the application, or through taking an image of the prescription form. Once the prescription is input into the server, the server may present eyeglass frames to the user through information of the eyeglass frames. The information may include images of the eyeglass frames and may be superimposed on an image of the user to provide an approximate fit of the frames on the user. Additionally, measurements of the eyeglass frames and the user's head/facial features may be used in order to provide the fit. The user may choose to purchase the frame and may receive the frame having lenses matching the prescription. | 2015-10-29 |
20150310520 | USER CUSTOMIZED GREETING CARD DESIGN SYSTEM WITH PORTAL FOR CROWD-SOURCED ARTWORK - The invention relates to systems and methods of providing a user customized card design system with a portal used to receive crowd-sourced artwork that users may select to include in customized greeting cards, games for bonuses that can be applied to customized greeting cards, and greeting card kiosks that may have different portions each having a dedicated functionality. The crowd-sourced content items may include items that are provided by various entities so that others may use the items in their own greeting cards. The crowd-sourced content items may be localized such that crowd-sourced content items within a proximity of a given location may be used to customize greeting cards at or in association with the given location. The bonuses may be won during gameplay and may include free or discounted customized greeting cards, free or discounted customization options, and/or other value. | 2015-10-29 |
20150310521 | ELECTRONIC SYSTEM WITH CONTENT MECHANISM AND METHOD OF OPERATION THEREOF - An electronic system includes: a storage unit configured to create a card, a storage unit configured to create a card, a communication unit, coupled to the control unit, configured to transfer the card. | 2015-10-29 |
20150310522 | SALES SYSTEM, SALES APPARATUS, SALES PROGRAM, COMPUTER-READABLE RECORDING MEDIUM ON WHICH SALES PROGRAM IS RECORDED, AND SALES METHOD - A sales apparatus ( | 2015-10-29 |
20150310523 | SYSTEM AND METHOD FOR UPLOADING VIDEO FILES TO A REAL ESTATE LISTING AND FOR REPORTING INTEREST LEVEL IN A REAL ESTATE LISTING - A property video listing system is provided including an Internet-connected server configured to: provide a website for receiving a plurality of video files from a user to upload in association with a property listing; upload all of the received video files to a video hosting service while providing identifying data with each uploaded video file; and display the property listing and provide thumbnail photos with links to each of the uploaded video files whereby visitors of the website may view the video files within the property listing. Alternatively/additionally, the server may: identify each thumbnail photo by one of a plurality of different feature designations; track access by visitors of each of the video files; and generate reports of relative interest in each property listing by the visitors as a function of an extent of access by the visitors of the video files associated with each property listing. | 2015-10-29 |
20150310524 | BATTERY SELECTION AND FEEDBACK SYSTEM AND METHOD - A technique is provided for selection of a component for a vehicle, such as in a retail establishment. The technique is particularly suited for selection situations where a range of products may be available depending upon the particular vehicle, such as batteries, tires, and so forth. A series of displays are provided to users that may be accompanied by audio and/or video prompts and information. An image of the vehicle is displayed, as well as an image of recommended products, to enhance the confidence of the consumer in making the selection. Data related to use of the system interface may be collected to provide feedback to retail establishments, manufacturers, and others as to stock, order, manufacturing and other needs based upon customer information detected through use of the system. | 2015-10-29 |
20150310525 | PRODUCT IDENTIFICATION USING MULTIPLE SERVICES - A method and a system to determine a product identification of an item for sale in an online publication system is shown and described. For example, the method may be initiated when an input identifying an item is received from a user. An input type (e.g., image, text, audio recording, etc.) may be determined and one or more identification services may be selected based on the input type. At least a portion of the input is transmit to the selected one or more identification services. A product identification is received from each of the one or more identification services. Based on the received product identifications, a recommended product identification is determined. The recommended product identification is transmitted to the user. | 2015-10-29 |
20150310526 | INCREMENTAL SEARCHING IN ECOMMERCE - A method for optimizing identification and access to product records in a product database, the method executed as a set of stored instructions by a computer processor to implement the steps of: receiving over a communications network textual information representing a potential portion of multiple different words or phrases, the textual information being a sequence of characters; searching metadata of each of a set of product listings stored in the product database for one or more of said multiple different words or phrases in the metadata matching the sequence of characters by having the sequence of characters included as a portion of the one or more of said multiple different words or phrases; executing a search query against the set of product listings using the one or more of said multiple different words or phrases to return a query search result containing a plurality of product listings matching the search query; selecting a product listing subset from the query search result, each product listing in the product listing subset associated with respective said metadata containing the sequence of characters; sending over the communications network the product listing subset for display on a user interface as a list of user selectable links, each of the user selectable links in the list for each said product listing coupled to a respective product record of the product records; and receiving over the communications network a link selection from the list of user selectable links and returning the respective product record associated with the link selection. | 2015-10-29 |
20150310527 | METHODS OF AUGMENTING SEARCH ENGINES FOR ECOMMERCE INFORMATION RETRIEVAL - A system for processing a query request on behalf of a user requesting product information, the system comprising: a computer processor for implementing instructions stored in storage to: receive the query request from the user over a communications network, the query including a query term; access product definitions associated with a master and variant record differentiated product database containing the product information for a particular product; compare the query term to the product definitions to determine whether the query term matches one or more master definitions of the product database or one or more variant definitions of the product database; augment the query request based on results of said matches to generate an augmented query request containing augmented query content; send the augmented query request to a search engine for searching against the product database; receive a query result from the search engine containing the product information in response to the augmented query request, the product information including either a representative image of a master record of the particular product from the product database or one or more representative images corresponding to one or more variant records of the particular product from the product database; and send the product information over the communications network to the user for subsequent presentation on a user interface of the user, the product information formatted as a response to the query request. | 2015-10-29 |
20150310528 | DISTINGUISHING ACCESSORIES FROM PRODUCTS FOR RANKING SEARCH RESULTS - Offer listings can be classified as accessory offers or product offers using a classification operation performed on a corpus of offers. Data from the classification operation can be used to classify received queries as either product or accessory, and to classify results as products or accessories for purposes of presenting a relevant list of results to a user. | 2015-10-29 |
20150310529 | WEB-BEHAVIOR-AUGMENTED RECOMMENDATIONS - One or more web-behavior-augmented recommendation servers augment catalog interaction data between consumers and a catalog of products with collected online web behavior data associated with individual users. The online web behavior data represents online web behavior of the each consumer outside of the catalog of products and can improve the accuracy of product recommendations, which then be presented to an individual consumer via a computer user interface. | 2015-10-29 |
20150310530 | NAVIGATION AND RECOMMENDATION ON PAYMENT CHECKOUT IN A PROFESSIONAL SOCIAL NETWORK - Techniques for providing a member of a social, professional or business networking service with a product purchase recommendation based on products previously purchased by similar members in the social networking service are described. With some embodiments, a general recommendation engine is used to determine a first member is attempting to make a product purchase decision. The recommendation engine identifies members similar to the first member and identifies their product browsing patterns, which resulted in a product purchase, that are similar to the first member's current product browsing pattern. The recommendation engine determines a product recommendation based on the products purchased by the similar members. As the first member's current product browsing pattern changes, the recommendation engine dynamically changes the product recommendation and displays the product recommendation to the first member. | 2015-10-29 |