41st week of 2015 patent applcation highlights part 46 |
Patent application number | Title | Published |
20150286928 | Causal Modeling and Attribution - In techniques for causal modeling and attribution, a causal modeling application implements a dynamical causal modeling framework. Input data is received as a representation of communications between users, such as social media interactions between social media users, and causal relationships between the users can be determined based in part on the input data that represents the communications. Influence variables, such as exogenous variables and/or endogenous variables, can also be determined that influence the causal relationships between the users. A causal relationships model is generated based on the influence variables and the causal relationships between the users, where the causal relationships model is representative of causality, influence, and attribution between the users. | 2015-10-08 |
20150286929 | AGGREGATION AND CORRELATION OF DATA FOR LIFE MANAGEMENT PURPOSES - A method and computer system aggregates and correlates various types of data from an individual for life management purposes. As an example, the various types of data may include home data, vehicle data, and personal health data associated with the individual. The method and system may receive the various types of data from the individual and analyze each type of data to determine patterns associated with each type of data. The method and system may then compare each of the determined patterns with one another to determine any underlying factors and correlations that may be affecting each of the determined patterns. Based on the determined underlying factors and correlations for each of the determined patterns, the method and system may provide the individual with various benefits such as personalized recommendations, insurance discounts, and other added values or services that the individual can use to better manage and improve his or her life. | 2015-10-08 |
20150286930 | INFORMATION PROCESSING USING PRIMARY AND SECONDARY KEYWORD GROUPS - An information processing device includes a keyword acquiring unit configured to acquire a plurality of primary keyword and secondary keyword groups; a classifying unit configured to classify each of the plurality of secondary keywords by a plurality of topics; an estimating unit configured to estimate whether or not each primary keyword in the plurality of groups is a related keyword related to any topic having a classified secondary keyword or a mixed keyword unrelated to any of the topics; and an assigning unit configured to preferentially assign a primary keyword estimated to be a related keyword to a topic having a classified secondary keyword in the same group, and assigning a primary keyword estimated to be a mixed keyword to any of all the topics given for classification. | 2015-10-08 |
20150286931 | METHODOLOGY FOR GENERATING POSSIBLE SOLUTIONS TO A PROBLEM - A method for use with a problem is provided. The method comprises activity on the part of a user. The user activity is structured to include a locate step involving a definition of the problem and ideation of factors that are material to the problem or to the utility of possible solutions to the problem. The user activity is also structured to include a navigate step following the locate step and involving a ranking of the factors in terms of the importance of the factor to the problem and the extent to which the factor can be controlled, a selection amongst the factors of factors that are relatively more important and/or relatively more susceptible to control, than the others, a review of the selected factors to identify viewpoints related to the factors, and a review of the selected factors from the identified viewpoints to ideate a body of insights. | 2015-10-08 |
20150286932 | LEVERAGING UNIQUE OBJECT REFERENCES TO ENHANCE PERFORMANCE OF RETE-BASED RULE ENGINES - The embodiment of this disclosure may include a rule engine that adds a plurality of objects into a working memory, and processes the plurality of objects through a plurality of rules stored in a rule repository. Then, the rule engine may create a rule network comprising a root node and a child node based on the plurality of rules, and associate the root node with a predetermined list of object references. The rule engine may build a multi-object sub-token based on the plurality of objects that satisfy the predetermined list of object references. Then, the rule engine may pass the multi-object sub-token from the root node to the child node. | 2015-10-08 |
20150286933 | Rules Engine Combined With Message Routing - A networked system for managing a physical intrusion detection/alarm includes tiers devices and a rules engine and router to interact with the rules engine and rule engine results, where the router is configured to feed inputs to and receive outputs from the rules engine, and the router further configured to programmatically route results of rule execution by the rules engine to a hierarchical structure stored in computer storage for access by subscriber devices. | 2015-10-08 |
20150286934 | Distributed Rules Engines for Robust Sensor Networks - A networked system for managing a physical intrusion detection/alarm includes an upper tier of server devices, comprising: processor devices and memory in communication with the processor devices, a middle tier of gateway devices that are in communication with upper tier servers, and a lower level tier of devices that comprise fully functional nodes with at least some of the functional nodes including an application layer that execute routines to provide node functions, and a device to manage the lower tier of devices, the device instantiating a program manager that executes a state machine to control the application layer in each of the at least some of the functional nodes. | 2015-10-08 |
20150286935 | METHODS AND SYSTEMS FOR RECOMMENDING COMPUTATIONAL RESOURCES - Methods and systems for recommending one or more computational resources. A portion of computational resources is determined from a set of computational resources associated with a datacenter based on a user-profile associated with a user, from one or more users, and the set of computational resources. The user-profile comprises at least one of a required performance level, a required load, or a cost constraint. The one or more computational resources are recommended from the portion of computational resources, in response to requests received from the one or more users. | 2015-10-08 |
20150286936 | TRANSPORTATION ANALYSIS SYSTEM - A special device must be installed in order to compile actual timetables of a public transportation facility, and the present invention relates to a method and system for compiling actual service across a plurality of transportation facilities in a wide range by estimating arrival times and departure times for cars and and/or railcars from usage status information of a user such as boarding location, boarding time, alighting location, and alighting time collected by a transportation system IC transit card, etc. when a public transportation facility is used, and generating a timetable for indicating actual service. | 2015-10-08 |
20150286937 | TEXT-MESSAGING BASED CONCIERGE SERVICES - Technology is directed to text message based concierge services (“the technology”). A user interacts with a concierge service (CS) via text messages to obtain a specific concierge service. For example, the user can send a text message to the CS, e.g., to a contact number provided by the CS, requesting for a recommendation of a restaurant, and the CS can respond by sending the recommendation as a text message. The CS determines a context of the request and generates recommendations that are personalized to the user and is relevant to the context. The CS can use various techniques, e.g., artificial intelligence, machine learning, natural language processing, to determine a context of the request and generate the recommendations accordingly. The CS can also receive additional information from a person associated with the CS, such as a concierge, to further customize or personalize the recommendations to the user. | 2015-10-08 |
20150286938 | SELECTING A WINDOW TREATMENT FABRIC - A fabric selection tool provides an automated procedure for recommending and/or selecting a fabric for a window treatment to be installed in a building. The recommendation may be made to optimize the performance of the window treatment in which the fabric may be installed. The recommended fabric may be selected based on performance metrics associated with each fabric in an environment. The fabrics may be ranked based upon the performance metrics of one or more of the fabrics. One or more of the fabrics, and/or their corresponding ranks, may be displayed to a user for selection. The recommended fabrics may be determined based on combinations of fabrics that provide performance metrics for various façades of the building. Using the ranking system provided by the fabric selection tool, the user may obtain a fabric sample and/or order one or more of the recommended fabrics. | 2015-10-08 |
20150286939 | SELECTING A WINDOW TREATMENT FABRIC - A fabric selection tool provides an automated procedure for recommending and/or selecting a fabric for a window treatment to be installed in a building. The recommendation may be made to optimize the performance of the window treatment in which the fabric may be installed. The recommended fabric may be selected based on performance metrics associated with each fabric in an environment. The fabrics may be ranked based upon the performance metrics of one or more of the fabrics. One or more of the fabrics, and/or their corresponding ranks, may be displayed to a user for selection. The recommended fabrics may be determined based on combinations of fabrics that provide performance metrics for various façades of the building. Using the ranking system provided by the fabric selection tool, the user may obtain a fabric sample and/or order one or more of the recommended fabrics. | 2015-10-08 |
20150286940 | SELECTING A WINDOW TREATMENT FABRIC - A fabric selection tool provides an automated procedure for recommending and/or selecting a fabric for a window treatment to be installed in a building. The recommendation may be made to optimize the performance of the window treatment in which the fabric may be installed. The recommended fabric may be selected based on performance metrics associated with each fabric in an environment. The fabrics may be ranked based upon the performance metrics of one or more of the fabrics. One or more of the fabrics, and/or their corresponding ranks, may be displayed to a user for selection. The recommended fabrics may be determined based on combinations of fabrics that provide performance metrics for various façades of the building. Using the ranking system provided by the fabric selection tool, the user may obtain a fabric sample and/or order one or more of the recommended fabrics. | 2015-10-08 |
20150286941 | SELECTING A WINDOW TREATMENT FABRIC - A fabric selection tool provides an automated procedure for recommending and/or selecting a fabric for a window treatment to be installed in a building. The recommendation may be made to optimize the performance of the window treatment in which the fabric may be installed. The recommended fabric may be selected based on performance metrics associated with each fabric in an environment. The fabrics may be ranked based upon the performance metrics of one or more of the fabrics. One or more of the fabrics, and/or their corresponding ranks, may be displayed to a user for selection. The recommended fabrics may be determined based on combinations of fabrics that provide performance metrics for various façades of the building. Using the ranking system provided by the fabric selection tool, the user may obtain a fabric sample and/or order one or more of the recommended fabrics. | 2015-10-08 |
20150286942 | METHOD AND APPARATUS FOR CERTIFICATION OF FACTS - A method and apparatus for certification of facts introduces a certifier and a fact certificate into the fact-exchange cycle that enables parties to exchange trustworthy facts. Certification is provided to a fact presenter during the first part of the fact-exchange cycle, and verification is provided to the fact receiver during the last part of the cycle. To request a certification, a fact presenter presents the Certifier with a fact. In return, the certifier issues a fact certificate, after which the fact presenter presents the fact certificate to the fact receiver instead of presenting the fact itself. The receiver inspects the received certificate in order to evaluate the fact's validity and trustworthiness. For some facts and notions of verification, the certificate is sufficient and its inspection does not require any communication. For others, the receiver requests a verification service from the Certifier in order to complete the verification. | 2015-10-08 |
20150286943 | Decision Making and Planning/Prediction System for Human Intention Resolution - Embodiments of the present invention provide unique artificial intelligent information processing models. These include: the planning processing model and summarization model, where it accepts a sentence or phrase from the user, looks for the root concept of representation, enumerates related things for the concept, organizes a plan as possible steps to implement the concept, and recommends related information or detail description based on the plan. It also includes an execution module, which provides details to the user to fulfill the objectives. | 2015-10-08 |
20150286944 | SYSTEM AND METHOD FOR LOAD DISTRIBUTION IN A NETWORK - A computer-implemented reservation method and a corresponding system are utilized for controlling execution of a decision process to maintain data access efficiency upon receipt of a computation inquiry. The method comprises associating to a computer backend machine a configuration file containing at least a decision rule that drives the decision process and that is computed at least from a current value of a statistical indicator and a target value of the statistical indicator; periodically obtaining an up dated value of the statistical indicator; upon detection that the updated value is differing from the target value, dynamically updating the configuration file and storing in real-time a recomputed decision rule in the configuration file. | 2015-10-08 |
20150286945 | Artificial Intelligence System and Method for Making Decisions About Data Objects - A computer-implemented method for making decisions on data objects is provided. The method includes the steps of receiving data objects in a computer, applying a first artificial intelligence method to a data object, and applying a second artificial intelligence method to the results from the application of the first artificial intelligence method. | 2015-10-08 |
20150286946 | SYSTEMS AND METHODS FOR AN ATTRIBUTE GENERATOR TOOL WORKFLOW - The disclosed embodiments generally relate to systems and methods for computerized decisioning, and more particularly, to systems and methods for standardized coding and deployment of attributes for financial decisioning systems coded once and deployed to multiple decisioning systems and environments. Consistent with disclosed embodiments, an attribute management system may include one or more memory devices storing instructions, and one or more hardware processors configured to execute the instructions to perform operations. Upon executing the instructions, the processors may receive a financial service request, and identify a decisioning system for processing the request. The processors may determine that an attribute is required for processing the request using the decisioning system. Then, the processors may initiate an attribute calculation service for determining an attribute value for the attribute. The processors may receive the attribute value from the attribute calculation service, and process the financial service request using the received attribute value. | 2015-10-08 |
20150286947 | GRAPH SYNTAX VALIDATION SYSTEM AND METHOD - A graph syntax validation system, method, or computer-readable medium that receives: (i) an input graph, (ii) transformation rules, and (iii) a minimal valid graph. The system/method/computer-readable medium transforms the input graph into the minimal valid graph using the transformation rules that are comprised of source patterns and target patterns. The system/method/computer-readable medium recurrently transforms the input graph until either the input graph has been reduced to the minimal valid graph indicating that the input graph uses a valid syntax, or until it is determined that one or more transformation rules do not match the input graph indicating that the input graph uses an invalid syntax. | 2015-10-08 |
20150286948 | OCCUPANCY DETECTION METHOD AND SYSTEM - The present invention relates generally to the field of occupancy detection, and more particularly to an occupancy detection system and a corresponding method suitable for a presence controlled system. A method and system for determining occupancy of a room is provided, in which a signal from a movement sensor positioned in the room is analyzed to detect variations in the signal which correspond to movements of an occupant of the room. The room is determined to be empty if in the received signal a leave pattern is identified. The leave pattern is a predetermined pattern which has been associated with an occupant leaving the room. The method and system provide reliable occupancy detection in more or less static environments like for instance offices, and when utilized in for instance a presence controlled lighting system, the number of frustrating erroneous “switch-off” events of the light in a situation where a room is still occupied by occupants involved in relative still/static activities is then decreased. | 2015-10-08 |
20150286949 | PROBLEM ANALYSIS AND PRIORITY DETERMINATION BASED ON FUZZY EXPERT SYSTEMS - A method for analysis of problems is described, comprising receiving values for a plurality of input parameters specifying a problem, analyzing the values of the plurality of input parameters with a fuzzy expert system thereby calculating a fuzzy result, including a value of a linguistic variable and a crisp value, and determining a priority of the problem, wherein the priority is determined based on the value of the linguistic variable and the crisp value of the fuzzy result. Furthermore, a corresponding problem analysis system is provided. | 2015-10-08 |
20150286950 | APPARATUS FOR FORECASTING WATER DEMAND - There is provided an apparatus for forecasting water demand of a waste system using an automation system. The apparatus for estimating water demand includes a water demand estimation setting unit configured to collect user input data, a control unit configured to collect the record data and the user input data from the SCADA system, perform a learning process on each of a plurality of algorithm combination groups including at least one algorithm to select any one algorithm combination group, and input the record data and the user input data to the selected algorithm combination group to calculate water demand estimation data, a storage unit configured to store the record data collected from the SCADA system, store the user input data, and store the water demand estimation data, and a water demand estimation output unit configured to output the calculated water demand estimation data. | 2015-10-08 |
20150286951 | INTELLIGENCE ANALYSIS - A particular method includes receiving a data element at a processor of a computing device and determining whether the received data element is related to a known data set corresponding to one or more known data elements stored in a memory accessible to the processor. The method further includes, when the received data element is related to a particular known data set, forming an aggregate data set by combining the received data element with the particular known data set. The method also includes evaluating one or more analysis templates based on the aggregate data set. Each analysis template corresponds to a different hypothesis. Evaluating the one or more analysis templates results in a determination regarding a probability that a particular hypothesis is true based on the aggregate data set. | 2015-10-08 |
20150286952 | SYSTEMS AND METHODS FOR THE DETECTION OF IMPLICIT GESTURES - Some embodiments provide systems and methods for enabling a learning implicit gesture control system for use by an occupant of a vehicle. The method includes identifying features received from a plurality of sensors and comparing the features to antecedent knowledge stored in memory. A system output action that corresponds to the features can then be provided in the form of a first vehicle output. The method further includes detecting a second vehicle output from the plurality of sensors and updating the antecedent knowledge to associate the system output action with the second vehicle output. | 2015-10-08 |
20150286953 | METHOD AND SYSTEM FOR ANALYSING SENTIMENTS - The present system and method for analyzing sentiment is based on fuzzy set theory and clustering to classify text as positive, negative, or objective. The method for training and testing a document collection to analyze sentiment comprises computing a frequency matrix comprising at least one row and at least column vectors, executing term reduction of the terms, enumerating categories, computing centroids of the enumerated categories and computing a fuzzy polarity map. The row vectors may correspond to terms and the column vectors may correspond to documents. The frequencies of terms in a document indicate the relevance of the document to a query. | 2015-10-08 |
20150286954 | SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR MULTIVARIATE STATISTICAL VALIDATION OF WELL TREATMENT AND STIMULATION DATA - A data mining and analysis system which analyzes a database of wellbore-related data in order to determine those predictor variables which influence or predict well performance. | 2015-10-08 |
20150286955 | MACHINE LEARNING METHODS AND SYSTEMS FOR IDENTIFYING PATTERNS IN DATA - Methods for training machines to categorize data, and/or recognize patterns in data, and machines and systems so trained. More specifically, variations of the invention relates to methods for training machines that include providing one or more training data samples encompassing one or more data classes, identifying patterns in the one or more training data samples, providing one or more data samples representing one or more unknown classes of data, identifying patterns in the one or more of the data samples of unknown class(es), and predicting one or more classes to which the data samples of unknown class(es) belong by comparing patterns identified in said one or more data samples of unknown class with patterns identified in said one or more training data samples. Also provided are tools, systems, and devices, such as support vector machines (SVMs) and other methods and features, software implementing the methods and features, and computers or other processing devices incorporating and/or running the software, where the methods and features, software, and processors utilize specialized methods to analyze data. | 2015-10-08 |
20150286956 | SYSTEMS AND METHODS OF COGNITIVE PATTERNS KNOWLEDGE GENERATION - A processor based system and method of generating cognitive pattern knowledge of a sensory input is disclosed. The method comprising the steps of receiving sensory input to create at least one concrete pattern, receiving at least one abstract pattern comprising abstract segments and vertically blending the concrete pattern with the abstract pattern by selectively projecting abstract segments to create a vertically blended pattern whereby the vertically blended pattern represents cognitive pattern knowledge of the sensory input. In some embodiments, the systems and methods further comprise creating a measure of a degree of vertical blending and when the measure of the degree of vertical blending exceeds a threshold, horizontally blending at least two abstract patterns to create a horizontally blended abstract pattern. | 2015-10-08 |
20150286957 | Computer-Implemented System And Method For Assigning Concept Classification Suggestions - A computer-implemented system and method for assigning concept classification suggestions is provided. One or more clusters of concepts is accessed. The concepts include uncoded concepts and one or more reference concepts selected from a set of reference concepts. Each reference concept is associated with a classification code. One of the uncoded concepts is selected for classification in one such cluster. At least one of the reference concepts located closest to the selected uncoded concept is identified. The classification code of the closest located reference concept is assigned to the selected uncoded concept as a suggested classification code. | 2015-10-08 |
20150286958 | Interactive learning management method - An interactive learning management method includes abilities to automatically establish group settings on the learning communication mobile application based on the user identities, and to conduct real-time information transmission of class announcements, test paper scores, tutor comments and replies etc, to carry out learning interactions with the teacher by recording video clips of questions and answers, and to download mobile applications for learning via the Internet. The method provides a realization for transmission of learning information and archive photos by the users on the mobile device end through the learning communication mobile application and for downloading remote learning-oriented mobile applications for use, so that users can conduct real-time information notifications or learning through the mobile applications oriented to specific courses on the mobile device without limit of time and place. As a result, learning efficiency can be greatly increased. | 2015-10-08 |
20150286959 | TRAVEL PRODUCT INFORMATION SHARING - Methods, systems, and computer program products that enable a travel agent to selectively share information related to a plurality of travel products with a traveler. In response to a search query from the travel agent, an information sharing module receives information relating to the plurality of travel products from a travel database system. The information sharing module causes the information to be displayed to a travel agent on a first display of a travel agency system. In response to the travel agent selecting a subset of the travel products, the information sharing module displays information relating to the subset of travel products to the traveler on a second display separate from the first display. The information sharing module may be configured to reformat the information so that the information is adapted to the traveler, and to cause travel products selected by the traveler to be booked. | 2015-10-08 |
20150286960 | MEDIA INPUT RESERVATION SYSTEM - Methods, systems and computer program products for determining at least one travel recommendation. The travel request that includes an origin and location data that indicates at least one location is received. The location data is analyzed to determine at least one traveling location corresponding to the at least one location indicated by the location data. The at least one travel recommendation is generated. The at least one travel recommendation comprises a travel route including the origin and the at least one traveling location, a determined number of days to stay at the at least one location, and bookable travel inventory items corresponding to the travel route and the determined number of days to stay at the at least one location. | 2015-10-08 |
20150286961 | METHOD AND SYSTEM FOR PROVIDING REPLACEMENT EVENT TICKETS - A system and machine-implemented method for providing a commemorative ticket based on information obtained from an issued event ticket. An existing event ticket may be scanned and configuration options for the commemorative ticket chosen. After payment is received, a commemorative ticket may be produced and delivered to the ticket purchaser or designated recipient. | 2015-10-08 |
20150286962 | METHOD AND COMPUTER PROGRAM PRODUCT FOR ANALYZING AIRLINE PASSENGER TICKET MASS DATA STOCKS - A method for analyzing airline passenger ticket mass data stocks includes linking ticket data with flight schedule information so as to form a database comprising ticket coupon data for each flight event. It is ensured that individual ticket coupons for each flight event are sorted in accordance with respective ticket coupon receipts in a predefined order. Receipts are determined for each flight event as a function of a number of a serial passenger code number in accordance with the sorted ticket coupons. Calibration parameters of a function Y | 2015-10-08 |
20150286963 | METHODS AND SYSTEMS FOR VALIDATING REAL TIME NETWORK COMMUNICATIONS - Methods and systems for managing network communications are described. An example resource management system includes a communications manager configured to access information regarding communication protocols used by corresponding broker systems and to provide message translations based on an origin and/or destination of the message to be transmitted. A message processor is coupled to the communications manager and is configured to serialize incoming and/or outgoing broker messages and to facilitate queuing of incoming and outgoing message traffic with broker systems. A communications configurer is configured to track one or more communication attributes of broker systems and changes thereto to ensure communications between the resource management systems are broker systems are conducted in accordance with the communication attributes of the broker systems. A communications rules provider is configured to determine which broker system is to be communicated with in order to fulfill a resource request. | 2015-10-08 |
20150286964 | SYSTEMS AND METHODS FOR QUEUE MANAGEMENT - A queue management scheme whereby a system-wide status is considered together with a status of each and every specific or particular queue and associated device within the system, in order to efficiently and effectively balance the needs and desires of customers with the needs and desires of an entity that provides services to the customers. | 2015-10-08 |
20150286965 | CONTROL METHOD, NON-TRANSITORY COMPUTER-READABLE RECORDING MEDIUM STORING A PROGRAM, INFORMATION PROCESSING DEVICE, AND RESERVATION SYSTEM - A reservation system reserves a charger to charge a power source of an electric automobile. A control method of an information processing device enables a charger to be reserved while taking into consideration arriving at a destination earlier. The information processing device searches for a charger within a predetermined range from a current location if the battery level has fallen below a first threshold value, and if a destination has been set and a plurality of searched chargers exist, calculates a predicted charging end point-in-time at each charger, based on a predicted arrival point-in-time to each charger and the availability state and charging capability of each charger. With the calculated predicted charging end point-in-time for each charger as the departure point-in-time from each charger, a charger of which the predicted destination arrival point-in-time is the earliest of the calculated predicted destination arrival point-in-times for each charger, is reserved. | 2015-10-08 |
20150286966 | UTILIZING A MEASURED ACOUSTIC PROFILE FROM A SOUND SPACE TO PROVIDE A TICKET BUYER WITH A SOUND CHARACTERISTIC MEASURE FOR DIFFERENT SEATS WITHIN THE SOUND SPACE - In embodiments of the present invention improved capabilities are described for generating and accessing a computer stored multi-dimensional sound profile for a plurality of seat locations within a space, the multi-dimensional sound profile comprising a plurality of multi-dimensional sound signatures, wherein each multi-dimensional sound signature comprises a time-based sound reflection sequence for a corresponding seat location of the plurality of seat locations within the space. A ticket purchase selection option may be provided to a user, wherein the ticket purchase selection option relates a seat location to a corresponding sound characteristic for the seat location based upon the accessed multi-dimensional sound profile for the plurality of seat locations within the space. | 2015-10-08 |
20150286967 | SYSTEM FOR QUEUE AND SERVICE MANAGEMENT - A system for service queue management is disclosed including a terminal controlled by the system having a processing platform to generate service queue information for a user, and a mechanism for the user to request or receive the service queue information. The processing platform preferably transmits promotions related to goods and services associated with the service queue information to a user. The mechanism for the user to request or receive service queue information may preferably include a user's mobile communications device or a manually-activated device located on the terminal. Service queue information may include a queue number, next queue number to be issued, estimated wait time for service, a predicted time of service, time of issuance of ticket, predicted queue-waiting time, marketing messages, instructions for use of said ticket dispenser, and average queue-waiting time. | 2015-10-08 |
20150286968 | SYSTEM AND METHOD FOR MANAGING VARIATIONS IN PROJECT PROJECTIONS - An insurance product provides coverage for value escalation in a highly capitalized project. One or more indices are used to obtain a quantification of volatility of the value of the project over the project lifecycle. Probabilities of value changes over the project lifecycle can be generated from an index, which can be solely representative of the project value, or can be the result of combinations of one or more indices to approximate project value changes. The project value change probabilities are used to estimate an amount of insurance coverage that can be applied to cover project value changes. The party responsible for the project can purchase the insurance product with a premium derived from the amount and type of coverage tied to the index. The insurance product assists the responsible party in containing changes in project value over the course of the project life cycle. | 2015-10-08 |
20150286969 | SYSTEM AND METHOD FOR PROVIDING A SCALABLE SEMANTIC MECHANISM FOR POLICY-DRIVEN ASSESSMENT AND EFFECTIVE ACTION TAKING ON DYNAMICALLY CHANGING DATA - A system for providing a scalable semantic mechanism for policy-driven assessment and action taking on dynamically changing data includes a policy context that is a collection of ontologies that capture policies of the enterprise in a semantic, declarative grammar, in a semantic database, a performance context that receives and stores sensor data output monitoring managed assets persisted in a time-series database, a workflow context that determines the workflow process necessary to manage the managed asset based on the governance policies and sensor data, implemented using a workflow engine that supports a declarative workflow language, a decision context that contains business rules encoded in a declarative grammar, implemented using a business rule engine and in which the business rules define conditions under which an asset is corrected, and an adjudication context that defines all associations between the four contexts that are necessary to monitor and manage the enterprise managed assets. | 2015-10-08 |
20150286970 | SYSTEM AND PROCESS FOR RATING MAINTENANCE RISK ON HEALTHCARE AND GENERAL INDUSTRY EQUIPMENT - Some embodiments of the invention include a novel system and process for rating maintenance risk on healthcare and general industry equipment. In some embodiments, the system includes a set of tools that provide accurate initial maintenance budgets and performance monitoring of actual service costs related to industry equipment. In some embodiments, the system uses the set of tools to automatically benchmark and rate maintenance risk on the devices and equipment in relation to associated service agreements. In some embodiments, the system uses the set of tools to analyze the devices and equipment related to the service agreements and monitor events associated with devices and equipment placed in service. In some embodiments, the set of tools of the system includes a maintenance risk calculation tool that calculates risk and automates performance of benchmarking and maintenance risk rating on the devices and equipment. | 2015-10-08 |
20150286971 | BIT PERFORMANCE ANALYSIS - The performance of drill bits proposed for use in drilling wells is analyzed for comparison and evaluation based on field experience, projected drilling and formation conditions, and performance criteria. Drill bits of different types and from different possible sources are analyzed with a common processing methodology to provide cost per foot data based on several possible drilling criteria contemplated for a well. The present invention also incorporates historical data from other wells and from similar formations to those of the planned well, as well as performance in similar conditions of the types of drill bits contemplated, and projected drilling strategies and trajectories. | 2015-10-08 |
20150286972 | POP-UP STORE LOGISTICS MANAGEMENT SYSTEM - According to an aspect, a method for pop-up store logistics management includes receiving locality context information pertaining to a pop-up store in a locality including a weather forecast or a special event associated with the locality. A pop-up store inventory is generated based in part on the locality context information. Inventory records are received from multiple locations where inventory is identified for collection to stock the pop-up store. A pop-up store itinerary is generated including a pick list identifying quantities of items to be collected from inventory, a pick route for walking through a store or distribution center for collecting the items from inventory, and a shelving layout for placing the items into the pop-up store. | 2015-10-08 |
20150286973 | MULTI-MODAL NETWORK AND METHOD FOR DISTRIBUTING RESOURCES IN A MULTI-MODAL NETWORK - A network with a plurality of subnetworks has at least two subnetworks each distributing different resources. The resources of each of the subnetworks are selected from fossil fuel, electrical energy, water, heat and cold. The subnetworks have a plurality of resource processing units, at least a portion of which are transforming units that couple the subnetworks together and transform the resources of one or more subnetworks into one or more other resources of one or more other subnetworks. At least a portion of the resource processing units are resource consumption units and/or resource provision units. At least one agent is assigned to each of the resource processing units and the agents are networked together in such a manner that each agent is able to communicate with other agents in the network. The resources are distributed in the network at least partially based on monetary transactions negotiated between the agents. | 2015-10-08 |
20150286974 | Methods and System for Verb-Based Project Management - In a system and methods for verb-based project management, a matter budget is built bottom-up from verb-based task templates. Phases, either newly-defined or selected from previously-defined phases are specified. Tasks, also either newly-defined or selected from pre-existing templates are specified. One or more activities are associated to each task and tasks are associated to phases. A task template specifies the amount of time allocated, employees or employee classes, background required and cost and profit. As the budget is built, a project checklist is automatically generated that closely tracks the budget, thus tightly linking budget and activities, leading to greater budget transparency and tighter cost control for a matter. Experience incurred is tracked for each timekeeper and associated to matter metadata to facilitate management of human capital for present and future matters. Embodiments may combine bottom-up and top-down budgeting approaches. | 2015-10-08 |
20150286975 | PROCESS SUPPORT SYSTEM AND METHOD - A process support system may include a processor for providing a sequence of subprocesses of a process, each being assigned an indication about a desired state, an actuator for providing information, which is presented to a user, about the subprocesses that are to be performed in accordance with the indication, a sensor for detecting a state brought about by the user, the state being linked to the subprocess, a comparator for comparing the detected state with the desired state of the respective subprocess. For the case the subprocess was not performed correctly, the processor provides a correction subprocess, and, for the case the subprocess was performed correctly, the processor provides a subprocess which succeeds the subprocess. The processor assigns to the correction subprocess an indication about a desired correction state, and the comparator compares the detected state with the desired correction state of the respective correction subprocess. | 2015-10-08 |
20150286976 | SYSTEMS AND METHODS FOR DIGITAL WORKFLOW AND COMMUNICATION - Systems and methods for authoring and performing procedural workflows, and engaging in multimedia communication, remote assistance, training, data entry, inventory management, authentication, and secure networking using a hands-free or substantially hands-free wearable digital device are described. In one implementation, a user logs into a secure network using existing credentials, and a Quick Response Code is generated to temporarily authorize the user's wearable device within the secure network. In another implementation, information is encrypted and transferred between a computing device and a remote system, and the computing device is verified as being connected to a particular network and located within a particular geofence. In a further implementation, an interface for authoring a procedural workflow includes defining workflow steps based on selected primitives, and displaying rendered previews of the workflow as it would appear on different user devices. | 2015-10-08 |
20150286977 | SYSTEMS AND METHODS TO RECONCILE FREE-TEXT WITH STRUCTURED DATA - The present application relates generally to systems, software and electronic commerce. More specifically, systems, methods and software to reconcile free-text with structured data are disclosed. Structured data may be in the form of a curated corpus. Free-text may be parsed and one or more terms, words, phrases or the like may be extracted by the parsing and compared with the structured data to determine if there is a difference between the structured data and the free-text it is compared with. Detected differences may be reported (e.g., to an endpoint) in real-time or near real-time and may include a suggestion or recommendation to change the free-text to more closely match the structured data or to change the structured data to more closely match the free-text, or both, for example. An endpoint may be a client device such as a smartphone, tablet, pad, or the like. | 2015-10-08 |
20150286978 | SYSTEM AND METHOD FOR PERFORMANCE MEASUREMENT AND CONTROL - A system and method for performance measurement where the method includes: determining at least a first significant point and a second significant point based on baseline patterns of a business operation; detecting at least one combination of parameters characterizing the at least two significant points; determining recognized patterns based on the first and second significant points; measuring a time between a first significant point and a second significant point of a recognized pattern; and generating at least one performance measurement based on the measured time, and the system is configured to perform the method via a computer in an automated fashion. | 2015-10-08 |
20150286979 | JOB LOADER - The systems and/or processes described herein are configured to help an entity operating one or more facilities manage the scheduling and assignment of jobs. The systems and/or processes implement a loading service to manage the scheduling and assignment of jobs based on one or more factors including, but not limited to, a type of service or work to be performed on an item (e.g., an automobile), an initial estimated duration of time to perform the type of service or work, a revised estimated duration of time to perform the type of service or work (e.g., based on technician input), technician schedules, technician skills, technician skill level, and/or one or more labels assigned to a job. Consequently, the loading service is able to help, e.g., via the generation and output of graphical user interfaces, the entity balance the scheduling of appointments for jobs amongst technicians working at one or more facilities. | 2015-10-08 |
20150286980 | COMMUNICATING ABOUT, ORGANIZING, AND FACILITATING COMPLETION OF TASKS - The present invention provides methods, systems, computer program products, and apparatuses for communicating about, organizing, and facilitating completion of tasks. In one embodiment, a system comprising one or more memory storage areas and one or more processors is provided. The system may store information associated with tasks to be completed, such as a work value associated with each task. The system may store information associated with a plurality of user profiles. Two or more user profiles may be linked to create a group profile. The system may also receive input associated with the first user profile and indicating hours worked by the user to assist with completion of a task; associate a work value with the received input based on the work value associated with the task and/or the hours worked by the user; and store said work value in association with the first user profile and the group profile. | 2015-10-08 |
20150286981 | SERVICE MONITORING DEVICE AND METHOD OF USE - A device and method of use for monitoring, supervising, and directing service technician activity (“STA”) is provided. The invention includes an apparatus and a process employing the apparatus. The apparatus includes a service technician component and a remote user component, which can be utilized simultaneously by one or more remote users to visualize the service field and interact in real time with the service technician. The process in combination with the apparatus provides a means for greatly enhanced involvement of one or more interested parties with the STA, regardless of the location and physical/environmental conditions at the site of the STA. | 2015-10-08 |
20150286982 | DYNAMICALLY MODELING WORKLOADS, STAFFING REQUIREMENTS, AND RESOURCE REQUIREMENTS OF A SECURITY OPERATIONS CENTER - A method and associated systems for dynamically modeling workloads, staffing requirements, and resource requirements of a security operations center. A processor receives an average rate at which the center receives threats, an average time needed to handle a threat, a target time within which the center desires to respond to a threat, and a target service level that characterizes a goal of handling a certain portion of a workload within certain constraints. The processor develops a model of the operations center and allows the user to fine-tune the model by proposing what-if scenarios. The processor uses statistical methods that time-distribute characteristics of the workload and uses staff-availability information to translate the model into an interval capacity plan, which the user may further fine-tune by proposing additional scenarios. The processor continues to refine the model by comparing real-world results with the capacity plan's forecasts and by considering further user input. | 2015-10-08 |
20150286983 | Partner Marketing and Order Fulfillment Based on Partner Merchant Shipping Efficiencies - Embodiments are directed to a computer implemented method of selecting a partner marketing communication. The method includes receiving, by a processor circuit, data of a first order. The method further includes determining, by the processor circuit, a first fulfillment warehouse location for processing the first order. The method further includes identifying, by the processor circuit, partner inventory located either at the first fulfillment warehouse location or at a second fulfillment warehouse location. The method further includes selecting, by the processor circuit, at least one partner marketing communication based at least in part on a comparison of at least two of the following: a first parameter associated with shipping the first order; a second parameter associated with shipping at least one item from the partner inventory; and a third parameter associated with shipping the first order with the at least one item from the partner inventory. | 2015-10-08 |
20150286984 | SYSTEMS AND METHODS FOR MANAGING AIRPORT LOUNGES - Systems and methods allow flyers to determine which airport lounges they may access. A flyer specifies an airport and access rules for lounges at the airport are applied to user data of the flyer to identify accessible lounges. A listing of the identified lounges is then displayed to the flyer. Systems and methods further allow management of airport lounge inventory. Inventory can be managed to increase occupancy, as well as to evenly distribute flyers within and across airport lounges. | 2015-10-08 |
20150286985 | COMPONENT BASED AGGREGATION OF MEDICATION ORDERS - A system for component based aggregation of medication orders may include a processor and memory. The processor may receive display a queue that lists medication orders to be prepared by a healthcare professional, the medication orders indicating component medications that will be used to prepare the ordered medications. The processor may receive a selection of a first medication order listed in the queue, where the first medication order indicates a first component medication. The processor may determine a second medication order listed in the queue that indicates the first component medication. The processor may reorder the displayed queue such that the second medication order is listed adjacent to the first medication order. The processor may notify the healthcare professional of the second medication order, such as by displaying an indication of the second medication order separately from the queue. | 2015-10-08 |
20150286986 | SYSTEM AND METHOD FOR ORDER FULFILLMENT - A system and method for order fulfillment includes receiving an order for a plurality of items, initiating collection of the plurality of items for the order, detecting presence of a user at a selected one of a plurality of delivery locations when the plurality of items are ready for delivery, and initiating delivery of the items to the user at the selected delivery location. | 2015-10-08 |
20150286987 | Shut-In Communications System - A facilitator, physically present with a patient, uses a portable device or handheld device (such as a laptop, a tablet computer, a smartphone, or a similar device) to connect wirelessly to a web-based application. This web-based application communicates with a designated or pre-selected number of other applications—such as an e-mail service, a TWITTER account, and a FACEBOOK account. In some embodiments and for some applications, the web-based application retrieves data from the other applications—for example, retrieving e-mails from an e-mail service. In some embodiments and for some applications, the web-based application signs in the patient to that patient's account, e.g., TWITTER account or a FACEBOOK account. The web-based application and the facilitator then assist the patient in reading messages, in viewing pictures and video, and in composing and sending messages to other persons through the various applications accessed through the app. | 2015-10-08 |
20150286988 | UNIFIED PRODUCT CATALOG DATA RETRIEVAL AND MODIFICATION - Embodiments for providing a unified catalog include systems and methods that import catalog data from one or more underlying catalog systems. The systems identify items from the catalog data and modify at least one of item descriptions, item names, product categories, and item identifiers associated with the identified items. The systems further provide a unified user interface to a user for browsing the items, receive a request for at least one product selected by the user from the items, and send an order for the at least one selected product to the one or more catalog systems. | 2015-10-08 |
20150286989 | SYSTEMS AND METHODS FOR SEARCHING RESIDENTIAL AND COMMERCIAL PROPERTY, MODIFYING PROPERTIES IN THE RESULT SET, AND INTEGRATING THOSE MODIFICATIONS WITH SERVICE PROVIDERS - Disclosed herein is a system and method for searching real estate property through a web based, client server, or mobile architecture and performing modifications through the system such as structural floor plan changes and interior design changes to those properties in the result set to help facilitate the selection of a home or commercial space. In an embodiment, the system is comprised of a search component and a design component. The search component allows an individual to search for properties based on a number of criteria. The design component allows an individual to select a property in the result set and perform modifications to the property to assist the individual in visualizing their desired end results. In another embodiment, the system is also comprised of a goods and services component for estimating costs and receiving proposals for implementing those modifications from a vendor or through a personal project. | 2015-10-08 |
20150286990 | SOCIALLY AUGMENTED JOB APPLICATIONS - Methods and apparatus, including computer program products, are provided completing job-applications on-line. In some example implementations, there is provided a method including receiving, at a recruitment marketing server, an indication of an authorization to access candidate profile data from a social media website including the candidate profile data; obtaining, by the recruitment marketing server in response to the received indication, the candidate profile data from the social media website; and providing, by the recruitment marketing server, the obtained candidate profile data and metadata about the obtained candidate profile data to an applicant tracking server to allow the applicant tracking server to track a job application being completed using one or more portions of the obtained candidate profile data mapped, based on the metadata, to one or more portions of the job application. Related systems and articles of manufacture are also discloses. | 2015-10-08 |
20150286991 | DETERMINING JOB APPLICANT FIT SCORE - Examples of the disclosure are directed toward methods of providing a user interface for a job applicant self-assessment and computing an overall fit score between the applicant and a target job. An ideal job candidate may be specified by an employer on the basis of four categories: competencies, personality traits, motives, and experience levels. Then, an actual job applicant may interact with a user interface to perform a self-assessment on each of the four categories. A fit score may be determined between the applicant and the job for each of the four categories, and the four fit scores may be used to compute an overall fit score between the applicant and the job. | 2015-10-08 |
20150286992 | Appointment Scheduling System and Tool - A scheduling system, for example, for healthcare appointments is provided. The scheduling system includes an interface. The scheduling system includes a tool. The tool is configured to receive information regarding an available appointment through the interface. The tool is configured to determine an algorithm based on a patient characteristic preference indicated by the user. The tool is configured to rank patients each having patient characteristics based on the algorithm. The tool includes an output generator. The output generator is configured to generate an output based on the ranking of the patients. | 2015-10-08 |
20150286993 | SYSTEMS AND METHODS FOR QUEUE MANAGEMENT - A queue management scheme whereby a system-wide status is considered together with a status of each and every specific or particular queue and associated device within the system, in order to efficiently and effectively balance the needs and desires of customers with the needs and desires of an entity that provides services to the customers. | 2015-10-08 |
20150286994 | "Method of Tracking and Reporting Vehicle Maintenance" - A system and method of tracking and reporting vehicle maintenance. The system includes a database that stores vehicle maintenance records. The database may be accessed, reviewed, or modified by vehicle owners, maintenance facility technicians, and other registered users. Vehicle owners may receive an alert whenever a vehicle maintenance record is added to the system for the owner's vehicle. The owner can review the maintenance record for errors and discrepancies and may dispute maintenance records with the service facility or a system administrator. | 2015-10-08 |
20150286995 | PAYMENTS WITH VIRTUAL VALUE - Methods and systems for payments with virtual value are described. In one embodiment, a virtual value indication associated with a user from a virtual value provider may be received. Virtual value may be associated with a user account in response to receiving the virtual value indication. A payment request may be received. A portion of the virtual value associated with the account may be converted to a base value of a base value type at a conversion rate in response to the receiving of the payment request. The payment request may be processed for the account using the base value. Additional methods and systems are disclosed. | 2015-10-08 |
20150286996 | METHOD AND APPARATUS FOR CARRYING OUT AN ELECTRONIC TRANSACTION - There is provided a method for carrying out an electronic transaction involving use of a digital payment reference between a merchant, a consumer and a trusted party. There is provided an apparatus for carrying out an electronic transaction involving use of a digital payment reference. The method and apparatus minimises risk to a consumer regardless of whether the transaction is carried out either in a physical or virtual setting. | 2015-10-08 |
20150286997 | ROUTING PAYMENTS TO PAYMENT AGGREGATORS - Methods and systems for processing payments using payment aggregators are provided. In particular, one or more embodiments comprise an e-commerce payment facilitator that acts as an intermediary between a commerce application and a plurality of payment aggregators. This allows the e-commerce payment facilitator to provide a user with payment methods supported by the plurality of payment aggregators. Furthermore, one or more embodiments enable the e-commerce payment facilitator to route transactions to payment aggregators based on various factors, such as availability, reliability, and profitability. In addition, one or more embodiments provide e-commerce payment facilitators with greater control over the processing of transactions by allowing for the routing and distribution of transactions across multiple payment aggregators. | 2015-10-08 |
20150286998 | Methods and Systems for Facilitating Transactions - There is provided an apparatus and method of processing a transaction, the method being performed at a network node and comprising operating a processor to: receive, in a first account, funds from a plurality of accounts, the received funds being associated with a first session identifier; store a first information set in association with the first session identifier, the first information set comprising details of the funds received; transfer, from the first account, a payment amount to a third party account, the transfer being associated with the first session identifier; update the first information set in accordance with the transferred payment amount; determine, based on the first information set, that the first account comprises remaining funds associated with the first session identifier; and transfer a respective portion of the remaining funds to each of the plurality of accounts. | 2015-10-08 |
20150286999 | METHOD AND SYSTEM FOR TRANSACTION PROCESSING - Methods and system for transaction processing are described. In one embodiment, a plurality of default parameters may be configured for value transfer. A transfer request including a transfer amount and a user account identifier may be received. One or more of the plurality of default parameters may be selected. The transfer request may be processed in the transfer amount based on the user account identifier and the one or more selected default parameters. | 2015-10-08 |
20150287000 | Transaction Storing and Forwarding - After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing. | 2015-10-08 |
20150287001 | ELECTRONIC BILL PAYMENT PROCESSING BASED ON PAYOR SCHEDULED DEBITS - Systems, methods, and computer-readable media are disclosed for facilitating enrollment of a payor for payor-scheduled-debit (PSD) payment processing according to which the payor may select various payment parameters such as a debit date on which debits will be posted to one or more financial accounts associated with the payor for payments made to one or more payees. A payor may be provided with the capability to schedule debits associated with payments made to one or more payees by a selecting a single debit date that precedes and/or follows various dates on which the one or more payees are credited. | 2015-10-08 |
20150287002 | EXTRACTION OF FINANCIAL ACCOUNT INFORMATION FROM A DIGITAL IMAGE OF A CARD - Capturing information from payment instruments comprises receiving, using one or more computer devices, an image of a back side of a payment instrument, the payment instrument comprising information imprinted thereon such that the imprinted information protrudes from a front side of the payment instrument and the imprinted information is indented into the back side of the payment instrument; extracting sets of characters from the image of the back side of the payment instrument based on the imprinted information indented into the back side of the payment instrument and depicted in the image of the back side of the payment instrument; applying a first character recognition application to process the sets of characters extracted from the image of the back side of the payment instrument; and categorizing each of the sets of characters into one of a plurality of categories relating to information required to conduct a payment transaction. | 2015-10-08 |
20150287003 | Multiple Application Versions - In one aspect, this application describes a method for determining a version of a software application targeted for a computing device. The method includes receiving, at an application marketplace system and from a user associated with a computing device that operates remotely from the application marketplace system, a request that corresponds to a software application distributed by the application marketplace system, the software application having multiple versions on the application marketplace system. The method also includes determining one or more device attributes that are associated with the computing device, and identifying a particular version of the software application, from among the multiple versions on the application marketplace system, that is targeted for the computing device based on the device attributes. The method also includes providing, for display to the user and in response to the request, information related to the particular version of the software application. | 2015-10-08 |
20150287004 | SYSTEM AND METHOD FOR TEMPORARILY ENABLING PROPRIETARY TRANSIT PAYMENTS ON A HOTEL ROOM KEY - One embodiment of the invention is directed to a system comprising a database and a server computer coupled to the database, wherein the server computer comprises a processor and a computer-readable storage medium coupled to the processor, the computer readable storage medium comprising code executable by the processor for implementing a method comprising: receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio. Another embodiment of the invention is directed to a method, the method comprising receiving transit transaction data, determining a hotel based on the transit transaction data, and sending the transit transaction data to the hotel, wherein the hotel places a transit charge based on the transit transaction data onto a hotel folio | 2015-10-08 |
20150287005 | BAR CODED MONETARY TRANSACTION SYSTEM AND METHOD - A method of administrating the life cycle of a financial transaction between a biller, a customer, and a plurality of third party processors, involving the recording, in a single multi-organizational payment tracking database, of a billing obligation as an element of a processing flow that reflects the financial transaction life cycle corresponding to the billing obligation, where the multi-organizational payment tracking database is configured to permit access by any one of the biller, customer, and plurality of third party processors to permit each participant to record, update and/or manage elements within the processing flow. | 2015-10-08 |
20150287006 | Tab Management Method And Apparatus - Apparatus for managing a tab relating to purchases, the apparatus including a sales terminal, a client device and an account server in communication via one or more communications networks. The account server provides an open tab message to the sales terminal, which opens a tab for the user and provides a tab identifier message to the account server. The account server provides an indication of the tab identifier to the client device allowing a user of the client device to present the tab identifier when making a purchase so that the purchase can be added to the tab. The sales terminal provides a tab balance message to the account server, which processes payment of the tab on behalf of the user in accordance with the tab balance and provides payment confirmation to the sales terminal. | 2015-10-08 |
20150287007 | SYSTEM AND METHOD FOR ADAPTED VENDING SOLUTIONS - A system for adapted vending solutions. A remote server is communicably coupled to a vending adapter module via an Internet router and to a user computing device. The vending machine adapter module is communicably coupled to the user computing device and is configured to control a vending machine. The vending machine adapter module comprises Wi-Fi and Bluetooth communication circuitry configured to transmit vending requests and receive vending authorization instructions from a vending service and to detect and identify the user computing device and receive vending requests from the user computing device; power supply control circuitry configured to enable or disable power to the vending machine in response to instructions received from the remote server; a sensor network; and vending control circuitry configured to enable vending by the vending machine in response to instructions received from one of the remote server or the vending service. | 2015-10-08 |
20150287008 | APPARATUS, SYSTEM, AND METHODS FOR RETROFITTING VENDING SYSTEMS WITH WIRELESS COMMUNICATION - Retrofitted vending systems including a card reader and a vending machine in communication with the card reader are disclosed. The systems may include a spacer positioned between the card reader and the vending machine that is adapted for mounting the card reader to the vending machine. Wireless communication device are also disclosed. The wireless communication devices may be electronically coupled to the vending machine and may include a bracket configured for attachment in the spacer and a wireless communication board fastened to the bracket. | 2015-10-08 |
20150287009 | SYSTEMS, METHODS, AND DEVICES FOR A COMMON APPLICATION ARCHITECTURE ON MULTIPLE POINT-OF-SALE HARDWARE PLATFORMS TO SUPPORT MULTIPLE APPLICATIONS - Embodiments of the present disclosure describe systems, methods, and devices for a common application architecture on multiple point-of-sale hardware platforms to support multiple applications. Such embodiments include monitoring, by for an event. Further, embodiments include selecting an application based on the event. In addition, the embodiments include monitoring a transaction implemented by the application based on the event. The monitoring for the event is performed when common application modules are in an idle state. Further, the selecting of the application based on the event is performed when the common application modules are in an application selection state. In addition, the monitoring transaction is performed when the common application modules are in a transaction state. Such embodiments include determining that the transaction is complete then transitioning from a transaction state to an idle state when the transaction is complete. | 2015-10-08 |
20150287010 | DEVICE CONNECTION SYSTEM, PORTABLE TERMINAL, DEVICE CONNECTION METHOD, AND DEVICE CONNECTION PROGRAM - The purpose of the present invention is to enable nearby devices to be automatically identified if a portable terminal moves, and to automatically connect the identified devices and the portable terminal by a relatively stable high-speed communication format such as wireless LAN. In the present invention, in a system in which a first device and a second device are associated with each other and handled as a set and in which a plurality of such sets are disposed at locations distant from each other, a portable terminal that is used in the system performs communication with one of the first devices in compliance with a first communication format that is a short-distance wireless communication format, and so as to specify a set which includes said one of the first devices located closer to the portable terminal than other first devices, and performs communication with a second device included in the identified set in compliance with a second communication format. | 2015-10-08 |
20150287011 | Carwash Communication - An example carwash method involves a customer using a smartphone with an app for finding participating carwash locations, making online payments for select carwash options, and then using the smartphone app to start the washing process when the customer arrives at the carwash. Various means can be used for determining when the vehicle is at the carwash entrance. Examples of such means include, but are not limited to, reading the GPS coordinates of the smartphone in the vehicle; establishing Bluetooth, WiFi or some other limited-range wireless communication link between the smartphone and the local carwash controller; displaying and manually entering a code or password at the carwash; and scanning a QR code displayed on the smartphone. During the carwash operation, in some examples, the smartphone app provides the customer with an emergency stop option. | 2015-10-08 |
20150287012 | POS System and Printing Device - Terminals connected to a POS terminal can execute appropriate processes using functions of a browser. | 2015-10-08 |
20150287013 | POS System and Print Control Device - A POS system | 2015-10-08 |
20150287014 | MANAGING CHECK IN APPLICATIONS USING PROTOCOL HANDLERS - Systems and methods are provided which allow for the management of check in applications installed on a user device using protocol handlers. In particular, the provided systems and methods allow a beacon to provide the user device with a protocol handler that may be registered with the user device to automatically process a check in with a particular check in application and deactivating other check in applications. Moreover, the provided systems and methods may allow a default check in application to be used to process the check in when the beacon does not provide a protocol handler or provides a protocol handler that is not registered with the user device. | 2015-10-08 |
20150287015 | INTEGRATING A MOBILE PAYMENT APPLICATION WITH OTHER APPLICATIONS UTILIZING ANALYTIC ANALYSIS - A method, system and computer program product for integrating a mobile payment application with other applications utilizing analytic analysis. The user usage of applications, including a mobile payment application as well as other mobile applications, on a mobile computing device is tracked. For example, user interactions, such as checking a rewards balance, may be tracked. Analytic analysis may then be applied to the tracked user interactions to identify data and actions to sync between the mobile payment application and the other mobile applications on the mobile computing device as well as with other applications on other computing devices of the user that are identified via a user identification. In this manner, the mobile payment application is seamlessly integrated with the other mobile applications on the mobile computing device as well as with other applications on other computing devices of the user. | 2015-10-08 |
20150287016 | SYSTEMS AND METHODS FOR SENDING INFORMATION TO MOBILE DEVICES UTILIZING MOBILE DEVICE IDENTIFIERS - Methods for sending information to a mobile payment device, including selecting information to be associated with a particular mobile payment device identifier, receiving an identifier stored in the mobile payment device, determining whether the received identifier corresponds to the particular mobile payment device identifier associated with the information, and transmitting the information to the mobile payment device upon determining the received identifier corresponds to the particular mobile payment device identifier associated with the information. | 2015-10-08 |
20150287017 | Systems and Methods for Transacting at an ATM Using a Mobile Device - The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more memory devices storing instructions and one or more processors configured to execute the instructions to receive transaction data associated with a transaction request received from a mobile device associated with a customer. The transaction data may include a customer identifier. Additionally, the instructions may cause the processor to receive authentication data associated with the customer. The authentication data may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The one or more processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction. | 2015-10-08 |
20150287018 | Systems and Methods for Transacting at an ATM Using a Mobile Device - The disclosed embodiments provide systems and methods for transacting at a local financial service provider device using a mobile device. The system may include one or more processors configured to execute instructions to receive transaction data associated with a transaction request including a customer identifier received from a mobile device associated with the customer. Additionally, the processors may receive authentication data associated with the customer that may be provided by the customer operating the mobile device and without requiring the customer to input data directly at the local financial service provider device. The processors may further determine whether the received authentication data authenticates the transaction, authorize the transaction, and provide an indication to the local financial service provider device to perform the transaction based on a determination that the customer operating the mobile device is physically located within a threshold distance away from the local financial service provider device. | 2015-10-08 |
20150287019 | METHOD IN A NON WEB-BASED APPLICATION OF A MOBILE DEVICE FOR TRANSFERRING FUNDS TO A SAVINGS ACCOUNT - A method in a non web-based application of a mobile device for transferring funds to a banking account comprises receiving from a server system an identifier token of the mobile device. The identifier token is persistently stored at the mobile device. When funds are to be transferred, the identifier token stored is sent at the mobile device to the server system when the non web-based application is opened in the mobile device to transfer funds to the banking account. Information identifying a balance of at least one source account is received, from the server system, and displayed, along with an editable amount of funds to be transferred to the banking account and an indication of a single action to be performed to transfer the funds to the banking account. A request for fund transfer of the editable amount is sent to the server system along with the identifier token in response to the single action being performed. | 2015-10-08 |
20150287020 | INFERRING CARDHOLDER FROM KNOWN LOCATIONS - A method includes receiving a first data set and accessing a second data set. The first data set includes location and time profiles. The second data set includes transaction profiles. The first and second data sets are analyzed to propose matches of location and time profiles with transaction profiles. A respective score is assigned to each proposed match. In the analysis and assignment of scores, a first percentage is assigned to each location and time profile relative to each transaction profile. The first percentage equals a percentage of data elements in the location and time profile that is represented in the respective transaction profile. For some of the transaction profiles, a second percentage is assigned. The second percentage equals the percentage of transactions in the transaction profile that is represented in a proposed matching location and time profile. | 2015-10-08 |
20150287021 | MOBILE IMAGE PAYMENT SYSTEM - A Mobile Image Payment System for mobile commerce, which enables a Consumer to use a mobile device to make payments for online, Electronic Media, Print Media and POS Transactions, involving the presentment of an optical machine readable image. In an embodiment, the Consumer scans the encoded, mobile device scannable image that is displayed by a merchant, to initiate a transaction. The system completes the transaction by processing information between a Mobile Payment Client residing on the Consumer's mobile device, a Mobile Payment Interface residing on a Transaction Server, and, in a further embodiment, a Mobile Payment Application residing on a merchant's device or POS terminal. The Consumer's mobile device communicates with a Payment Platform, which communicates with a Merchant Transaction Server in order to process and complete the mobile transaction. The scannable image of the merchant can be displayed on any product or advertising medium. | 2015-10-08 |
20150287022 | SYSTEMS AND METHODS FOR WIRELESSLY DETERMINING ACCEPTED FORMS OF PAYMENT - Systems and methods are disclosed which may allow a merchant to wirelessly transmit accepted forms of payment using a beacon installed in the merchant location or near the merchant location. A consumer having a device capable of receiving the wireless transmission may receive the accepted forms of payment and have them displayed on a screen of the device. The device may also send the accepted forms of payment to a remote server that has issued the consumer a programmable credit card such that the remote server can program the credit card based on the forms of payment accepted by the merchant. | 2015-10-08 |
20150287023 | SYSTEM AND METHODS FOR PROVIDING SECURE TRANSACTIONAL SOLUTIONS - The present invention provides a method and system for verifying and tracking identification information. In an embodiment of the invention, a system for delivering security solutions is provided that includes at least one of the following: a radio frequency (RF) identification device, an identification mechanism (e.g., a card, sticker), and an RF reader. | 2015-10-08 |
20150287024 | PROCESSING METHOD FOR FAILING TO READ DATA FROM NON-CONTACT IC CARD AND DEVICE FOR IMPLEMENTING THE METHOD - The invention relates to the data processing technology, and in particular, to a method for processing failure to reading non-contact IC card data by a transaction terminal and an apparatus for implementing the method. In order to achieve the above object, in the processing method according to the invention, the transaction terminal performs the following steps in the above processing method: instructing the non-contact IC to update a transaction record associated with the current transaction; reading the latest transaction record from the non-contact IC; if the record is not successfully read, the information on the current transaction is stored, and an instruction that it is required to re-read the latest transaction record is generated; and if the re-read non-contact IC card is consistent with the non-contact IC that is not successfully read and the re-read latest transaction record corresponds to the information on the current transaction that is stored in the transaction terminal, it is determined whether the non-contact IC should be instructed again to update the transaction record associated with the current transaction, based on the current balance in the latest transaction record and the information on the current transaction. | 2015-10-08 |
20150287025 | Systems and Methods for Providing NFC Secure Application Support in Battery On and Battery Off Modes - Systems and methods for providing secure application support for NFC devices in both battery on and battery off modes are provided. A first application that requires available host battery supply and a second application that does not require available host battery supply are loaded onto a mobile device. When the second application is enabled, the reader requests user input on a POS device. The first application is enabled when host battery supply is available, and the second application is enabled when no host battery supply is available. | 2015-10-08 |
20150287026 | DATA ANALYTIC AND SECURITY MECHANISM FOR IMPLEMENTING A HOT WALLET SERVICE - Some embodiments include a hot wallet service system including: a manager server configured to receive a cryptocurrency transaction request identifying at least a hot wallet accountholder identifier and to determine a first set of authentication servers to authenticate the cryptocurrency transaction request; the authentication servers, each configured to independently authenticate the cryptocurrency transaction request by verifying a requester of the cryptocurrency transaction request against an accountholder profile associated with the hot wallet accountholder identifier; wherein the authentication servers are configured to approve, independently from each other, the cryptocurrency transaction request by cryptographically signing approval messages to send to an aggregation server using respective private authentication keys stored respectively in the authentication servers when the requester is verified; and the aggregation server configured to aggregate cryptographic signatures of the cryptocurrency transaction request from the authentication servers to publish the cryptocurrency transaction request into a cryptocurrency network. | 2015-10-08 |
20150287027 | PAYMENT DEVICE WITH HOLOGRAPHIC SECURITY ELEMENT - An object that enables electronic commerce is disclosed where the object has a holographic image on security contacts. The security contacts may be in communication with a security element that provides security features. The contacts may be placed in predetermined locations but may be extended to create a complementary identifiable image. | 2015-10-08 |