40th week of 2012 patent applcation highlights part 73 |
Patent application number | Title | Published |
20120254000 | SYSTEMS AND METHODS FOR IMPROVED BILLING AND ORDERING - A price-generation system exemplary of the present invention reduces reliance on synchronization of rating and billing information, simplifies and speeds up commercial implementation of such systems, and reduces computational costs associated with real-time cost calculations by pre-computing rating data that can be automatically applied to subscriber usage. In one embodiment, a price-generation system comprises an analysis component configured to automatically generate at least one rate cube, wherein the at least one rate cube is configured to store rate plan information, an order entry component configured to pre-compute recurring charge information associated with at least one service based on at least a first set of rules, and a billing component configured to calculate total charges based on at least the pre-computed recurring charge information and usage charge information, wherein the usage charge information is calculated using the at least one rate cube. | 2012-10-04 |
20120254001 | METHOD AND SYSTEM FOR PROVIDING AN AGREEMENT WITNESS SERVICE - A method and system for providing an agreement witness service whereby when two parties desire to enter into an agreement/transaction, a first party provides contact data for a first party computing system and the second party sends an “agreement acknowledgement request message” to a witness service provider system. The witness service provider system then generates an agreement code and attaches the agreement code to the agreement acknowledgement request message, thereby transforming the agreement acknowledgement request message into an “agreement acknowledgement message”. The agreement acknowledgement message is then sent to the first party. The first party then provides the agreement code to the second party and the agreement code is stored as evidence of the first party's acknowledgement of the agreement/transaction. | 2012-10-04 |
20120254002 | CENTRALIZED FINANCIAL MANAGEMENT TOOL AND METHOD OF USE - A system and method of providing a centralized financial management tool which includes a financial application module implemented on a network device. The network device includes a linking interface which operates with the financial application module. The module, via the linking interface, sends requests in the form of messages compliant with a standardized messaging scheme, to receive account information of the user's different accounts from one or more different subscribed financial institutions. The module receives account information of the user's different accounts in the form of messages compliant with the standardized messaging scheme from the subscribed financial institutions. The module compiles and displays the account information for the user's different accounts in a user interface. The compiled account information can be categorized to allow the user to analyze, budget, and seek information from other users and financial advisors as well as perform any other financial management related functions on any of the user's different accounts. | 2012-10-04 |
20120254003 | Automated System and Method for Providing Lease Payment Information to Consumers via the Internet - A system and method of providing payment information for a lease of a specific vehicle in a vehicle dealer's inventory to a consumer via an Internet website of a dealer service is disclosed. A lease service obtains data via the Internet from the dealer service. The data is stored in a database associated with an Internet website and includes vehicle data, lease data, and consumer data. The lease service determines a residual value of the vehicle and obtains lease funding information from one or more third parties. The lease service then determines lease payment information and generates a disclosure webpage of the lease payment information. The disclosure webpage is formatted to comply with the Regulation “M” disclosure notice for vehicle lease payments. The consumer is allowed to view the disclosure webpage from the Internet website before committing to the lease. | 2012-10-04 |
20120254004 | Method and System for Distribution of Unactivated Bank Account Cards - The invention comprises a method for distributing dead bank cards to customers who have not solicited a bank card or submitted an application. The dead bank card is a bank card (e.g., ATM card, debit card, check card, and the like) which contains all necessary information to be used, including a pre-assigned bank account number, and which only requires activation/approval by the prospective new bank account customer. In one embodiment, the dead bank card is distributed in connection with live credit cards issued to applicants for credit card accounts. Once operative, the bank card and the credit card may be linked together through a rebate/rewards program. | 2012-10-04 |
20120254005 | FINANCIAL INSTRUMENT TRADING - A data processing system receives a continuous stream of real time transactional data regarding market transactions of fixed income securities. The incoming data is qualified and then used to determine the term structure of interest rates based on price information. The system provides linear interpolation techniques to complete an operative data set. This set is updated with current trade data, with term structure shifting using pivot points from newly qualified data. An index value for a pre-select portfolio of securities is then calculated and expressed in terms of price relative to par, yield to maturity and duration. | 2012-10-04 |
20120254006 | Systems and Methods for a Maximum Product Position Risk Check - Various systems and methods are described herein for product level risk checks. The product level risk checks are used to either allow or prevent a trading strategy to proceed. When a trading strategy is initiated, positions created by various contracts for the trading strategy are grouped based on their association with the same product. Then, an offsetting logic is applied at a contract level to offset at least some positions created for the same contract by various orders across the orders of the trading strategy. | 2012-10-04 |
20120254007 | Throttling Modification Messages - The present embodiments relate to intelligently throttling a modification message based on a period of time that a trade order is required to remain in a market. In an embodiment, intelligently throttling a modification message includes intelligently selecting a transmission time of a modification message based on a period of time that a trade order is required to remain in a market. The modification message is transmitted at the selected time to ensure that the modification order is received at an electronic exchange at or shortly after, but not before, the period of time has expired. As a result, the modification order is accepted (e.g., not rejected) by the electronic exchange. The modification order does not need to be resent to the electronic exchange. | 2012-10-04 |
20120254008 | METHOD AND SYSTEM FOR TRADING AND CLEARING FINANCIAL INSTRUMENTS VIA A MESSAGING INTERFACE - A system allowing customers to use instant messaging (IM) (or other non-financial information exchange compliant communication based) communications to communicate market actions directly to an electronic facility platform that, in turn, publishes market data and matches orders according to standard exchange trading protocols and allows for direct communication with at least one market participant via a financial information exchange compliant communication network for negotiating the terms of and entering into bilateral transactions with the at least market participant, without the need for a human intermediary. The system and method allows matching and publishing market data for Over the Counter (OTC) contracts, OTC cleared contracts, and for the routing of orders to Exchange central limit order books. | 2012-10-04 |
20120254009 | Real-time commodity exchange system and method - The present invention generally relates to commodity exchange systems. Specifically, this invention relates to a system and method for providing real-time commodity exchanges for point of sale transactions. | 2012-10-04 |
20120254010 | SYSTEMS AND METHODS FOR TRADING ACTIVELY MANAGED FUNDS - The invention provides systems and methods for intra-day trading of actively managed exchange traded funds (AMETFs). The invention provides creation and redemption structures for AMETF shares that allow arbitrage, intra-day value estimations for AMETF shares, and hedging portfolios for hedging risks associated with trading AMETF shares, all without requiring disclosure of the specific assets underlying the AMETF. | 2012-10-04 |
20120254011 | OUT OF BAND CREDIT CONTROL - Systems, apparatuses, methods, and computer readable media may be configured for informing a first node of a first fine precision algorithm for calculating a first credit utilization associated with a trading entity, and of whether to use a first coarse precision algorithm instead of the first fine precision algorithm as long as the first credit utilization remains below a first credit threshold, receiving first credit information data from the first node and second credit information data associated with the trading entity from a second node, and determining aggregate credit information data for the trading entity based on the first credit utilization data and the second credit utilization data. | 2012-10-04 |
20120254012 | OUT OF BAND CREDIT CONTROL - Systems, apparatuses, methods, and computer readable media may be configured for informing a first node of a first fine precision algorithm for calculating a first credit utilization associated with a trading entity, and of whether to use a first coarse precision algorithm instead of the first fine precision algorithm as long as the first credit utilization remains below a first credit threshold, receiving first credit information data from the first node and second credit information data associated with the trading entity from a second node, and determining aggregate credit information data for the trading entity based on the first credit utilization data and the second credit utilization data. | 2012-10-04 |
20120254013 | METHOD AND SYSTEM FOR MANAGING SECURITY UNIT ASSOCIATED WITH INTELLECTUAL PROPERTY ASSETS - A new method and system is presented for facilitating the lodgement, storage, issue, custody, record, transfer and trade of one or more security units associated with intellectual property (“IP” assets. The invention includes an input device for receiving a request for information from a querying device for assessment of the information on IP assets. The systems has a querying mechanism for requesting and receiving information various third party devices. An output device of the system presents at information gathered from its database. In an embodiment of the system, the information from the querying device is related to right-to-use, encumbrances, ownership, and price of the trading security on IP assets. | 2012-10-04 |
20120254014 | System and Method for Money Management in Electronic Trading Environment - A system and method for money management in an electronic trading environment are presented. According to one embodiment, a trader may configure a plurality of filters, each including at least one filter criteria and filter condition. When a money management module detects a new order, the money management module intercepts the order and determines if the order matches one or more predefined filters. If the order matches one or more filters then conditions associated with the applicable filter(s) are applied to the order. The application of one or more conditions to an order may result in sending a modified order, preventing the order from reaching the exchange, or sending order to the exchange without any modifications. | 2012-10-04 |
20120254015 | TABS BASED DRAG AND DROP GRAPHICAL TRADING INTERFACE - The interface comprises one or more grids, each grid typically associated with a specific security. GUI objects or icons representing orders of a specific quantity may be dragged and dropped onto the grid to place, change, or cancel orders. The Grids are contained within tab pages, which are further contained as tab sets. Status icons are used to represent open, filled, and cancelled orders. The Icon Locate and Order locate feature allows orders on the Grid and Icons in the status panels to be easily referenced. Status Icons may be stamped with their associated order type or status. Similarly, the status icons may take the form of Corporate logos and adjust in size according to the value or quantity of a position. An Icon packing feature allows status icons to be efficiently placed within their total panel area. Advertising content may be displayed on the trading interface and is also conveniently packaged within tabsets. | 2012-10-04 |
20120254016 | System and Method for Changing the View of a Trading Screen - A trading screen displays market information, such as working orders, buy and sell orders, and other items of interest, in association with values on a value axis. Each item of interest is therefore displayed in relation to the value axis to provide a trader with an intuitive display of the market. In one embodiment, a user can select a location associated with a particular value on the trading screen and upon an selection, for example, by a click of the mouse button, the value axis is repositioned so that the selected value is moved to a predefined location. During which, market information is moved to new locations that are associated with their respective values on the value axis. | 2012-10-04 |
20120254017 | System and Method for Credit Information Acquisition, Aggregation, and Maintenance - A computer implemented system and method, in a client-server environment, is provided for customer credit information acquisition, aggregation, and maintenance, during an automobile sales cycle. An identification (ID) module is configured to capture and associate customer identification data with an electronic customer file, while a credit application module captures and associates a customer credit application with the electronic customer file. An electronic dashboard tracks and selectively displays status of the electronic customer file, while an enforcement module selectively permits and prevents acquisition of a credit report for the customer in accordance with the status of the electronic customer file. A credit report module is configured to, upon permission by the enforcement module, acquire a credit report for the customer and associate it with the customer file. | 2012-10-04 |
20120254018 | Methods and Systems for Score Consistency - Provided are methods and systems for determining score consistency. | 2012-10-04 |
20120254019 | SYSTEM AND METHOD FOR REVOLVING CREDIT PRODUCT OFFER CUSTOMIZATION - A system and method are disclosed for making an offer for at least one revolving credit product to an applicant. An identifier for each of a plurality of revolving credit products is stored and at least one attribute ( | 2012-10-04 |
20120254020 | TRANSACTION PROCESSING ENTITY DEVICE SUPPORT OF AN INTEGRATED OFFER NETWORK - A method begins by generate, for each of a plurality of merchant devices, an offer data file to produce a plurality of offer data files. The method continues by: compiling, for one issuer device, an options data file for a group of credit cards based on at least one of the plurality of offer data files; transmitting the options data file to the issuer device; receiving, from the issuer device, at least one selection from the options data file to produce an options program file for the group of credit cards; receiving, from a card holder device associated with one of the group of credit cards, a selection of at least one option from the options program file to produce at least one selected option; and processing transactions of the one of the group of credit cards in accordance with the at least one selected option. | 2012-10-04 |
20120254021 | FRIENDLY FUNDING SOURCE - A user can select one or more friendly funding sources to make a payment. The friendly funding sources are pre-approved by a “friend” of the user and have restrictions for use. When the user desires to make a payment, the user sees one or more friendly funding sources and can choose any combination of friendly funding sources and conventional funding sources for making the payment. | 2012-10-04 |
20120254022 | INFORMATION COMMUNICATION DEVICE AND LINK METHOD - Internet connection units dissolve a PC-mobile phone link where a PC operates as an AP (access point) and a mobile phone operates as an STA (station) and cause the PC and the mobile phone to operate as the STA and the AP, respectively. The Internet connection units then connect the PC to the Internet via the mobile phone. | 2012-10-04 |
20120254023 | SYSTEM AND METHOD FOR PROCESSING PREFERENTIAL ADMISSION OF INDIVIDUALS AND GROUPS TO PHYSICAL VENUES - A method for facilitating preferred admission transactions between venues and customers, comprises: receiving a request for preferential admission at a server from a customer device, the request identifying the venue to which the request applies; delivering a notification of request for preferential admission to a remote venue device; receiving a response at the server from the remote venue device, the response indicating either acceptance or rejection of the request for preferential admission; delivering notification of acceptance of the preferential admission request to the customer device; and charging the customer for the preferred admission service. | 2012-10-04 |
20120254024 | Pay-Per-Use License Management for Software Applications - Methods and apparatus are provided for managing pay-per-use licensing models that determine a licensing fee based on user consumption. A client-side method is provided for monitoring usage of a portion of a software application by a user, by monitoring actions of the user at an image level; determining if one or more predefined user actions are detected, wherein the predefined user actions comprise usage of a function of the software application; and providing a notification of the predefined user actions to a mediation server for payment processing. The notifications are optionally performed periodically for a plurality of the notifications. Execution of the software application can optionally be suspended if payment is not made for the usage, or if the notification is not received by the mediation server. | 2012-10-04 |
20120254025 | ONLINE PAYMENT FOR OFFLINE PURCHASE - A user receives a unique purchase identifier from a merchant during an offline purchase transaction. The merchant holds the purchase. The user makes an online payment at a later time by entering the purchase identifier through a payment provider, who retrieves details of the purchase and processes the payment if the user approves of the payment. The merchant is notified and releases or ships the purchase to the user. | 2012-10-04 |
20120254026 | METHOD AND APPARATUS OF PERFORMING EXPEDITE MONETARY EXCHANGE PROCEDURES - A method, computer program product, circuitry and apparatus for providing integrated user monetary transactions are disclosed. One example method may include managing a number of different device interfaces via a management interface, the device interfaces configured to communicate interactively with a user. The method may also include communicating commands with the management interface via an application layer interface, comprising a memory and processor, the commands being communicated responsive to the user's interactive communication with the device interfaces, and receiving user input commands corresponding to the user's actions via the device interfaces. | 2012-10-04 |
20120254027 | Terminal Authenticity Verification - Methods and systems for improving non-bank payment solutions through terminal authenticity verification. One group of improvements uses the secure payment capabilities of the above architecture to implement a bill payment system. Electronic payments from consumers who are not bank customers are now completely secure. A variety of methods are discussed to include non-banking consumers in this payment system. Another group of improvements uses the secure payment capabilities of the above architecture to implement a payroll system which allows non-banking or unbankable employees (or contractors or vendors) to receive electronic payment, and to easily reroute portions of their payments electronically to various destinations. The secure transaction capabilities of the above architecture make this possible. | 2012-10-04 |
20120254028 | APPARATUS AND METHOD FOR ISSUING TRANSACTION CARDS - A transaction card production apparatus for producing transaction cards comprising user card designs, the apparatus comprising: a processor module configured to receive a user card number and a user card design from a user, associate the user card number with the user card design and store the user card number and associated user card design in a storage module; a card issuer module configured to receive the user card number from the processor module and generate a user embossing record comprising the user card number; and a card production bureau configured to receive the user embossing record from the card issuer module, retrieve the user card design associated with the user card number from the storage module and print a transaction card comprising the user card number and user card design. | 2012-10-04 |
20120254029 | MOTOR VEHICLE KEY AND METHOD FOR IMPLEMENTING A FINANCIAL TRANSACTION - A motor vehicle key is provided that includes, but is not limited to a closing device for cooperating with a motor vehicle lock, an electronic data memory for storing payment information, and a device for wireless transmission of payment information to an external receiver. | 2012-10-04 |
20120254030 | METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR OVER THE AIR (OTA) PROVISIONING OF SOFT CARDS ON DEVICES WITH WIRELESS COMMUNICATIONS CAPABILITIES - A soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. An issuer identification number retrieved from the card number is communicated to a provisioning configuration server over an air interface. A provisioning issuer server network address is obtained from the provisioning configuration server based on the issuer identification number. Card issuer specific challenges are presented to the user, and the user's responses to the challenges are received. The challenge responses are communicated to the provisioning issuer server. Soft card image data and personalization data, where the personalization data includes personalized embossed and pre-printed data, are received from the provisioning issuer server over the air interface. The soft card is provisioned for use on the device based on the data received over the air interface. | 2012-10-04 |
20120254031 | COMMUNICATION SYSTEM PROVIDING NEAR FIELD COMMUNICATION (NFC) TRANSACTION FEATURES AND RELATED METHODS - A communication system may include a transaction terminal configured to perform a transaction based upon receiving account information, a first NFC device(s), and a mobile wireless communication device. The mobile device may include a second NFC device configured to communicate with the first NFC device(s) upon being swiped therewith, a memory configured to store account information associated with different accounts and store respective account swipe patterns for the different accounts, where each account swipe pattern comprising at least one of a set time or a set number of swipes, and a controller. The controller may be configured to detect a swipe pattern, determine whether the detected swipe pattern corresponds to one of the plurality of stored account swipe patterns, determine a respective account based upon the determined corresponding stored account swipe pattern, and communicate the associated account information for the determined respective account to the transaction terminal. | 2012-10-04 |
20120254032 | MOBILE WIRELESS COMMUNICATIONS DEVICE CONFIGURED TO AUTHORIZE TRANSACTION BASED UPON MOVEMENT SENSOR AND ASSOCIATED METHODS - A transaction processing system includes an authorization server and an authorization server. A transaction terminal includes a first near field communication (NFC) device and is configured to perform a transaction based upon the authorization data. A mobile wireless communications device includes a second NFC device, at least one movement sensor, and a processor. The processor is configured to send a transaction request via the second NFC device to the first NFC device of the transaction terminal, and send detected data representing a pattern of movement detected by the at least one movement sensor to the authorization server. The authorization server is configured to generate authorization data based upon the detected data. The transaction terminal is configured to perform the transaction based upon the transaction request and the authorization data. | 2012-10-04 |
20120254033 | VIRTUAL ACCOUNTS LINKED TO FINANCIAL ACCOUNTS - Virtual accounts having alphanumeric identifiers different from an alphanumeric identifier of a financial account are linked to the financial account. Financial transactions performed in relation to the virtual accounts result in changing the current value of the financial account. The virtual accounts themselves do not have a current value apart from a current value of the financial account to which the virtual accounts are linked. Performance of the financial transactions in relation to the virtual accounts does not expose the alphanumeric identifier of the financial account that would otherwise be exposed if the financial transactions were performed in relation to the financial account. A given financial account is also linked to another financial account. Performance of a financial transaction in relation to this given virtual account thus results in changing the current value of one of the financial accounts to which it is linked. | 2012-10-04 |
20120254034 | METHOD FOR PERFORMING ACQUIRER ROUTING AND PRIORITY ROUTING OF TRANSACTIONS - A financial processing system for determining a financial network for routing an electronic transaction includes a network BIN database including a plurality of terminal routing profiles. Each routing profile includes at least a corresponding bank identification number (BIN) and a prioritized list of preferred financial networks of an associated terminal created by a transaction acquirer. The financial processing system provides a BIN file including a plurality of BINs and indicating financial networks having claimed priority over any of said BINS from the plurality. From the routing profile of a terminal, the financial processing system determines a financial network preferred by the transaction acquirer for routing said electronic transaction, and from the BIN file, determines if at least one network flag is marked indicating a network's claim of priority over the BIN. The financial processing system then selects a financial network for routing the electronic transaction based on at least one of the BIN file information and the routing profile. | 2012-10-04 |
20120254035 | PORTABLE ELECTRONIC DEVICE WITH SPENDING DETECTING FUNCTION AND SPENDING DETECTING METHOD - A portable electronic device with a spending detecting function is provided. The portable electronic device stores a predetermined expense value. The portable electronic device detects a current expense of the portable electronic device periodically or in a predetermined condition. The portable electronic device determines whether the current expense of the portable electronic device is greater than the predetermined expense value stored in the data storage, and is prevented from paying the current expense if the current expense of the portable electronic device is greater than the predetermined expense value stored in the data storage. | 2012-10-04 |
20120254036 | INFORMATION PROCESSING DEVICE AND METHOD, PROGRAM AND INFORMATION PROCESSING SYSTEM - An information processing device includes a communication device detection section which detects a communication device which performs proximity communication and a common processing section which performs common processing with regard to a plurality of the communication devices based on unique information which are acquired from the communication devices which are detected in a case where the plurality of communication devices are detected. | 2012-10-04 |
20120254037 | CARDS, DEVICES, SYSTEMS, AND METHODS FOR PAYMENT FUNCTIONALITY SELECTION - A user is provided with a GUI that may allow the user to change functionality associated with a non-battery-powered card, a battery-powered card, a payment sticker, or another device (e.g., a mobile telephonic device). The GUI may be provided on, for example, a display screen of a device (e.g., mobile telephonic device or tablet computer) as an application for that device. The GUI may be provided by a website so that a user views the GUI from a web-browser. At any time, for example, a user may change additional functionality performed at payment. A user may change the additional functionality for a card or a button of a card. In this manner, a user may change that a button on a powered card performs a check-in operation for a check-in service to receives a coupon, if a coupon is available for that transaction, from the a coupon-service. | 2012-10-04 |
20120254038 | CARDS, DEVICES, SYSTEMS, AND METHODS FOR ADVANCED PAYMENT FUNCTIONALITY SELECTION - A user is provided with a GUI that may allow the user to change functionality associated with a non-battery-powered card, a battery-powered card, a payment sticker, or another device (e.g., a mobile telephonic device). The GUI may be provided on, for example, a display screen of a device (e.g., mobile telephonic device or tablet computer) as an application for that device. The GUI may be provided by a website so that a user views the GUI from a web-browser. At any time, for example, a user may change additional functionality performed at payment. A user may change the additional functionality for a card or a button of a card. A remote facility may initiate a piggyback transaction, credit transaction, and/or other functionality based on the selected functionality be a user. | 2012-10-04 |
20120254039 | MULTI-VARIABLE TRANSACTION SYSTEM AND METHOD - A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data. | 2012-10-04 |
20120254040 | MOBILE WIRELESS PAYMENT AND ACCESS - Embodiments of systems, methods, and devices are disclosed for enabling wireless mobile devices to be automatically detected and used as fare media on vehicles in a transit and/or transportation system. Embodiments include detecting a wireless mobile device and utilizing a unique identifier of the wireless mobile device to track a transit user's entry to and exit from a transit vehicle. Embodiments further include causing the wireless mobile device to display a fare payment indicator, allowing the transit user to use the wireless mobile device to show proof of payment if so solicited by a fare inspector. A corresponding fare can be calculated and paid for in a variety of ways. | 2012-10-04 |
20120254041 | ONE-TIME CREDIT CARD NUMBERS - Various technologies related to one-time credit card numbers are presented. One-time credit card numbers can originate from a customer device and be independently generated by the customer device without online communication with an issuer. Signed transaction details can also be sent, providing non-repudiation of the purchase transaction. Merchant infrastructure need not be changed to accommodate the one-time credit card numbers. The technologies can be particularly resilient to replay, forgery, man-in-the-middle, and guessing attacks for credit card number generation or other usage by an attacker. | 2012-10-04 |
20120254042 | Integrated Mobile/Server Applications - Methods and systems for providing integrated mobile/server applications are provided. An application may be received at a server from a third party. A request for information may be received at the server from a user's device and a token that identifies a user on the user's device, wherein the request and the token were transmitted by the user's device. It may be determined, by the server, that the user is authorized to make a request of the application. A response to the request using the application may be generated using the application. Accounting may be performed by the server so that the user can be billed according to a billing preference of the third party. | 2012-10-04 |
20120254043 | SYSTEMS AND METHODS FOR DESIGN DEVELOPMENT - This invention relates to a system and methods for developing designs. In one embodiment, a method includes electronically distributing a specification for a design to a distributed community of designers, receiving designs from each of a subset of the community of designers in response to the distributed design specification, screening received designs that do not meet the specification, facilitating evaluation of a subset of the received designs by a number of evaluators; and selecting a preferred design in response to the facilitated evaluation of the designs. | 2012-10-04 |
20120254044 | GRAPHICAL USER INTERFACE FOR FAILURE MODE AND EFFECT ANALYSIS - A method to facilitate a failure modes and effects analysis (FMEA) project associated with one or more components or process during a product development cycle is provided. A real time FMEA status is viewable through a user interface which indicates the progress of the FMEA project. The method includes displaying on the user interface one or more information pages associated with sequential order of elements to be completed by one or more FMEA analysts. The method further involves receiving with an aid of the user interface textual inputs from the one or more FMEA analysts for the one or more information pages associated with the sequential orders of elements. The method further includes representing, to the one or more FMEA analysts, the sequential order of elements in a tree structure format. The information associated with the sequential order of elements is editable and is updated in real time. | 2012-10-04 |
20120254045 | SYSTEM AND METHOD FOR MANAGING ELECTRONIC REAL ESTATE REGISTRY INFORMATION - Electronic real estate registration systems include property transaction and location characteristic databases communicating via computer networks providing information related to transactions associated with registered real property interests linked to publicly recorded documentation that protect legal interests of parties and counterparties engaged in the public exchange of real property rights. Real property rights can be held or owned by a managed asset-titling entity thus share a registered asset identifier providing locational coordinates identifying real property interest assignments and transactional documentation in association with asset underwriting, asset performance, and asset class rating systems. Electronic real estate registry database devices capture, process, store, retrieve, transmit, and report useful and timely information concerning registered property interests, responding in a manner typically associated with exchange traded securities, providing borrowers, creditors, investors and governing regulators ready access to fair and clear valuation, underwriting and transactional records delineated by time, apportionments, and pricing of real property interests. | 2012-10-04 |
20120254046 | Apparatus And Method For Recycling Mobile Phones - A recycling kiosk for recycling and financial remuneration for submission of a mobile telephone is disclosed herein. The recycling kiosk includes an inspection area with a plurality of white walls in order to perform a visual analysis of the mobile telephone for determination of a value of the mobile telephone. The visual analysis inspects the LCD screen of the mobile phone to determine if the LCD screen is damaged. The recycling kiosk also includes a processor, a display and a user interface. | 2012-10-04 |
20120254047 | SOFTWARE APPLICATION LICENSE ROAMING - A master license entry that links a software application to a user identification can be made. Application licenses to use the software application can be roamed to multiple computing machines. Feature licenses for added features of the software application can be roamed to those computing machines as well. Multiple overlapping license rights for the software application may be linked to the master license entry. A count of how many license rights for the software application are linked to the master license entry can be maintained. Requests for licenses may be refused if the count of license rights has reached zero. | 2012-10-04 |
20120254048 | SYSTEM AND METHOD FOR REGULATORY SECURITY COMPLIANCE MANAGEMENT - A system and method for managing regulatory security compliance at facilities regulated by the Chemical Facility Anti-Terrorism Standards (CFATS). In one embodiment, a method includes storing security records related to the facility in a security documentation storage system. Compliance fields of the security records are identified. The compliance fields contain information related to compliance with a security standard applied to the facility. The information is compared to predetermined values indicative of compliance with the security standard. An indicator signifying whether the facility is in compliance with the security standard is generated. The state of the indicator is based on a result of the comparing. | 2012-10-04 |
20120254049 | METHOD AND SYSTEM FOR PERFORMING COMPLIANCE CHECKING OF DIRECT SHIPMENT OF WINES - A method of compliance checking includes defining a set of rules related to shipping alcohol to a region. Compliance checking is performed by determining if a shipping client associated with a plurality of shipping orders is compliant with each of the set of rules when executing a plurality of shipping orders to the region. Further, an indication is given indicating whether the client is compliant with the set of rules in relation to execution of the plurality of shipping orders. | 2012-10-04 |
20120254050 | SYSTEM AND METHOD TO VALIDATE CONSUMABLES INSTALLED IN A PRINTING SYSTEM - The disclosure relates to a computerized method and system for tracking consumer replaceable units (CRU) used in products such as printing systems. In the method the CRUM ID and destination of the consumable is retrieved on shipment from a supplier. When the consumer replaceable unit is installed in a device such as printing system, the device reports the installation back to a management application. The management application then proceeds to authorize the consumable for the reporting printing system, offer to transfer ownership, or when the printing system is not a managed device then offers a customer the option of being billed for the consumable. The management application has the option of disabling printing with customer replaceable unit when reassignment or intent to purchase is not available. When the consumable is returned the management application can ascertain if the customer replaceable unit was used by its assigned printing device. | 2012-10-04 |
20120254051 | ANTI-COUNTERFEITING MARKING WITH ASYMMETRICAL CONCEALMENT - An anti-counterfeiting method assigns a product code to a product, and reproduces the product code on the product. The reproduced product code has at least an overt code and a covert code. At normal conditions, the overt code is visible but the covert code is concealed from viewing by a concealment means such as a scratch-off material. A consumer is allowed to conditionally remove the concealment means to reveal the covert code, and send the overt code and the revealed covert code to a verification center to verify the authenticity of the product. At least the complete product code is large enough to identify the product, while the covert code is just large enough to discourage counterfeiting yet at the same time small enough to make it easy for the consumer to uncover. | 2012-10-04 |
20120254052 | ANTI-COUNTERFEITING MARKING WITH DUAL-CODE AND PARTIAL CONCEALMENT - An anti-counterfeiting method associates the first code with an article to be authenticated to identify the article, and associates a second code with the first code as a confirmation code to verify the first code. Both the first code and the second code are reproduced on the article. The reproduced first code is overt code while the reproduced second code is covert and concealed from normal viewing by a concealment means such as a scratch-off material. An authorized person (e.g., a consumer) is allowed to conditionally remove the concealment to reveal the covert code. The first code and the revealed second code are used to verify the authenticity of the product with a verification center. During the verification, the first code identifies the article, while the second code verifies the first code to test the authenticity of the associated article. | 2012-10-04 |
20120254053 | On Demand Information Network - A computer system provides a unified view of data for different organizations of a business. The accessed data may be distributed over different data sources that may include a data warehouse, operational databases (e.g., systems of records supporting different functions), production servers, and external data sources. Access to one or more of the data sources may be restricted based on a user profile. Data may also be accessed by directly tapping into the systems of record of a business to potentially reduce the duplication of data and provide the data in a timelier basis. Data may be obtained from the systems of record by pinging selected systems using an application programming interface and may be stored in a computing cloud that is not constrained to a particular physical asset of the business. In addition, the accessed data may be analyzed and presented differently based on the different lines of business. | 2012-10-04 |
20120254054 | NETWORK BASED EMPLOYMENT ELIGIBILITY AND VERIFICATION SYSTEM WITH ELECTRONIC DOCUMENT MANAGEMENT - A network based system, providing employment eligibility and verification services, includes a file management interface and a module. The file management interface is configured to display at least one account along with a status of the account. The module is configured to communicate with E-verify to validate information that has been electronically received with respect to the account. The system is configured to check that an expiration date of a submitted document of the account is valid prior to communicating with E-verify regarding the account. The system is also configured to update the status of the account on the file management interface based on a result provided by E-verify. | 2012-10-04 |
20120254055 | METHOD AND SYSTEM FOR VERIFICATION AND ACCEPTANCE OF AN ELECTRONIC CONTRACT - A system and method for verification and/or acceptance of an electronic employment contract. According to an embodiment, a notification is sent or otherwise transmitted to a candidate, and the notification includes a link for accessing a landing or web page. The page is configured to authenticate the candidate's credentialed and once logged on, the candidate is presented with a page that is configured to allow the candidate to review and/or verify the employment contract presented in an electronic form or rendering. The page is also configured with a confirmation control thereby allowing the candidate to confirm acceptance of the employment contract in its electronic form. The acceptance by the candidate is confirmed to the candidate and the electronic employment contract as accepted is archived and the acceptance parameters are logged. | 2012-10-04 |
20120254056 | INSTITUTIONAL FINANCIAL AID ANALYSIS - Systems for analytically combining student admissions data, enrollment data, and financial aid data to present relationships therein, are described. One exemplary system includes a processor configured to obtain admissions data, enrollment data, and financial aid data from respective databases in memory, and identify student data shared among any of at least two of them. The processor is further configured to associate each of the identified student data with a unique identifier, receive a first query for a report for a subset of the identified student data, and provide the report. The report is generated by detecting at least two of admissions data, enrollment data, and financial aid data for the subset using the unique identifiers associated with the subset. The report includes a relationship between any of at least two of admissions data, enrollment data, and financial aid data for the subset. Methods and machine-readable media are also described. | 2012-10-04 |
20120254057 | CONSOLIDATION YIELD MANAGEMENT SYSTEM AND METHOD - A consolidation yield management system and method is provided in the present invention, which is applicable to a network system to implement a real-time consolidation. The consolidation yield management system includes at least one skirt server and a hub server. The skirt server chooses whether to build consol of its skirt Master Air Waybill or skirt Master Air Waybill to a hub Master Air Waybill of the hub server, and generates a hub Master Air Waybill number according to the hub Master Air Waybill, thus finishing the operation of building consol. | 2012-10-04 |
20120254058 | ASSOCIATIVE TRACKING FOR LOOSELY-COUPLED SUPPLY CHAIN NETWORKS - A resource tracking system for loosely coupled networks may utilize tags for tracking across multiple proprietary asset management systems. A shipment may be assigned a unique identifier, which is associated with any tags for that shipment. The tags may be from any entity in a supply chain and the tagged information may be available over a network for real-time tracking at any point in a supply chain. | 2012-10-04 |
20120254059 | SYSTEM AND METHOD FOR ELECTRONIC TRANSACTION VERIFICATION - A system and method for authenticating a physical address submitted in an online communication is disclosed. An online communication comprising a physical address to be verified is received. A verification identification (VID) is requested and received. A transaction verification document (TVD) comprising an indicia indicative of the VID is generated. An electronic copy of the TVD is transmitted. Verification data produced in response to dispatch of a physical embodiment of the TVD is received, wherein the physical embodiment is generated from the electronic copy. The physical address is authenticated based at least in part on the verification data. | 2012-10-04 |
20120254060 | System, Method, And Computer Readable Medium for Ranking Products And Services Based On User Reviews - A method including obtaining a plurality of user reviews of different commercial products or services. The user reviews include statements about features of the products or services. The method also includes assigning a sentiment orientation to each of a plurality of the statements. The sentiment orientation indicates whether the statement reflects a positive sentiment or a negative sentiment. At least one of the features is a common feature that is shared by a plurality of the products or services. The method also includes ranking the products or services having the common feature relative to one another based on the sentiment orientations of the common feature. | 2012-10-04 |
20120254061 | LOAN RESOLUTION MODELING USING DISCRETE EVENT SIMULATION METHODOLOGY - Systems, methods, and computer program products are provided for customer loan lifecycle modeling using discrete event simulation methodology. Discrete Event Simulation (DES) allows for modeling to occur at the customer and/or account level, such that the process captures customer-specific or loan-specific attributes/risk factors, such as, but not limited to, credit score(s), House Price Index (HPI), loan product type, unemployment rates, interest rates and the like. Such modeling takes into the account that loan events occur at random paces and are typically dependent on ancillary factors, such as, availability of financial resources, market demand, customer attributes and the like, which all tend to be stochastic by nature. | 2012-10-04 |
20120254062 | Index Based on Temporally Staggered Value Samples - Weights may be applied to temporally staggered value samples associated with a market item. Based on the weighted temporally staggered values, a value for an index is calculated. The calculated index value can then be output and used for any of a variety of purposes. | 2012-10-04 |
20120254063 | RESEARCHING EXCHANGE-LISTED PRODUCTS USING SENTIMENT - A metric, such as price, is estimated for an exchange-listed product based on public sentiment regarding the exchange-listed product. A system for estimating a metric for an exchange-listed product receives data from an external server. The data may be received from a social media website, and may represent user-generated data in natural language form. The system identifies a portion of the data and determines whether the portion represents a positive sentiment or a negative sentiment. The system estimates a metric for the exchange-listed product based on the sentiment represented by the data. The system may combine the metric based on sentiment with other metrics to create an averaged metric. The other metrics may be obtained using analyst consensus estimates as well as technical analyses of market information for the exchange-listed product. | 2012-10-04 |
20120254064 | STRATEGY MARKET BAROMETER - The present invention is directed to an alternative method for gauging market participant behavior, which is identified herein as “Market Barometer.” In one embodiment, Market Barometer is based on the recent performance ranks of particular equity strategy indices as compared to their historical ranks. Significant deviations from historical ranks is a predictor of market performance over subsequent near term time periods, for example, a subsequent month and, in turn, these deviations can be used to estimate the current market expected return. Empirical tests reveal that expected market returns vary over time in line with Market Barometer readings. | 2012-10-04 |
20120254065 | METHOD OF OPERATING A VENTURE BUSINESS - A method of operating a venture capital investment business, including establishing a business entity that establishes an investment fund and a fund managing entity thereof that attends to administrative matters relating thereto and makes investment decisions for the fund. The investment fund has investors that with the fund managing entity provide capital contributions to the fund that the fund utilizes to invest in portfolio entities. The investors receive a general participation interest in the fund, and the fund managing entity receives a carried interest in the fund. Investors provide at least a threshold capital contribution to the fund with stock rights in the business entity to enable such investors to become shareholders in the business entity. The business entity secures a portion of IPO shares that become available in the portfolio entities. The business entity enables shareholders thereof to purchase IPO shares that become available in the portfolio entities. | 2012-10-04 |
20120254066 | METHODS AND APPARATUS FOR VALUING MORTGAGE LOAN PORTFOLIOS - The system and methods disclosed herein are directed to valuing, comparing, and projecting mortgage loan portfolios based on residential real estate. The disclosed system enables portfolio managers to efficiently and accurately evaluate mortgage loan portfolios based on residential real estate. In one embodiment, a user can run detailed scenarios and then review comprehensive results of scenario runs using interactive tabs. The user can modify scenarios, assumptions, and individual parameters on the fly. The system provides aggregated information about a selected portfolio, as well as loan level information, from the same application. | 2012-10-04 |
20120254067 | System and Method for Identifying Accounting Anomalies to Help Investors Better Assess Investment Risks and Opportunities - A system and method of identifying accounting anomalies to assess investment risks and opportunities. The steps include receiving company data and criteria metrics, and evaluating the company data in view of the criteria metrics to produce a performance indicator. Information, such as an easily read visual flag is provided to a client identifying the performance indicator. | 2012-10-04 |
20120254068 | SYSTEMS AND METHODS FOR CHECKING MODEL PORTFOLIOS FOR ACTIVELY MANAGED FUNDS - The invention provides systems and methods for checking portfolios used to model the behavior of actively managed funds to facilitate intra-day trading of actively managed exchange traded funds (AMETFs) without revealing the fund assets. The invention also provides exchange traded notes based on an underlying actively managed fund without revealing the fund assets. | 2012-10-04 |
20120254069 | SYSTEM FOR IMPLEMENTING A SECURITY ISSUER RIGHTS MANAGEMENT PROCESS OVER A DISTRIBUTED COMMUNICATIONS NETWORK DEPLOYED IN A FINANCIAL MARKETPLACE - A computer-network implemented system recognizes that (i) the security issuer retains (i.e. withholds) the right to lend a debt or equity security prior to security issuance, and (ii) the system allows security borrowers to request from the security issuers, through the system, the right to borrow the non-borrowable security from the security issuer, according to borrowing/lending rates and time periods set by the security issuer with the system, so that (iii) security borrowers can then acquire the right to lend the non-borrowable security from the security issuer, and thereafter, (iv) security borrowers can sell the non-borrowable security short in the financial marketplace and profit from a short sale, without adversely effecting the security issuer. | 2012-10-04 |
20120254070 | FAIR VALUE MODEL BASED SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR VALUING FOREIGN-BASED SECURITIES IN A MUTUAL FUND - A system for determining fair value prices of financial securities of international markets includes selecting a universe of securities of a particular international market, computing overnight returns of each security in the selected universe over a predetermined past period of time, selecting at least one return factor of a domestic financial market from a plurality of return factors, computing, for each selected return factor, the return factor's daily return over said predetermined past period of time, calculating, for each selected return factor, a return factor coefficient for each security in the selected universe by performing a time series regression to obtain the contribution of each return factor's return to the security's overnight return, and producing each calculated return factor coefficient in a data stream. | 2012-10-04 |
20120254071 | TEXT MINING SYSTEM, TEXT MINING METHOD AND RECORDING MEDIUM - Disclosed are a text mining system, text mining method, and recording medium for suppressing increase in cost of analysis for an analyst even if, when analyzing a plurality of data to be analyzed, the data are to be integrally analyzed. The text mining system comprises a data set generation unit for generating a data set to be analyzed that includes data to be analyzed that include text data; and a data set search unit for searching for a data set to be analyzed of which the feature representation coverage exceeds a value given beforehand, or the cost of analysis does not exceed a value given beforehand from data sets to be analyzed generated by the data set generation unit; wherein the feature representation coverage is the ratio of the number of feature representations included in a feature representation list which is a group of feature representations, which are representations satisfying predetermined conditions from text data within the data set to be analyzed, to the number of feature representations in all data to be analyzed; and the cost of analysis is defined on the basis of the number of feature representations included in the data set to be analyzed. | 2012-10-04 |
20120254072 | COMMUNICATION DEVICE, AND METHOD AND COMPUTER READABLE MEDIUM FOR THE SAME - A communication device is provided, which includes a controller configured to select a first bandwidth, calculates a first communication time for transmitting data using the first bandwidth, to sum one or more periods of a first charging unit time for the first bandwidth to calculate a second communication time that is equal to or longer than the first communication time and closest to the first communication time, to calculate a data amount of a terminal data section to be transmitted within a last period of the first charging unit time, and to select a second bandwidth for transmitting the terminal data section at a lowest communication fee within a second charging unit time for the second bandwidth, the controller controlling a communication unit to transmit data other than the terminal data section using the first bandwidth and transmit the terminal data section using the second bandwidth. | 2012-10-04 |
20120254073 | SYSTEM FOR FLOATING MASSAGE SERVICES - The present invention pertains to a floating massage system made up of a scheduling system which schedules massages by predetermined increments of time, a floating structure with at least one support apparatus, a receptionist point, and a transport shuttle. The transport shuttle acts to transport a customer from the receptionist point to the floating structure for receipt of a massage scheduled by way of the scheduling system. | 2012-10-04 |
20120254074 | Contextually Transformed Learning Layer - A computer-implemented transformational protocol is applied to contextually transform an originating computer-implemented structure into a fuzzy network-based structure. The originating structure may be a hierarchy, for example. The fuzzy network-based structure is adaptively modified based on behavioral information, and recommendations delivered to users may be generated in accordance with the fuzzy network-based structure and inferences from a plurality of usage behaviors. The recommendations may be generated in accordance with a network neighborhood within the fuzzy network-based structure that is based, at least in part, on a navigational context within the originating structure. | 2012-10-04 |
20120254075 | Contextually Integrated Learning Layer - A computer-implemented transforming function contextually transforms multiple originating computer-implemented structures into a composite fuzzy network-based structure. The composite fuzzy network-based structure serves as a contextual basis for recommendations. The recommendations may be generated in accordance with inferences of preferences and interests based on usage behaviors. The recommendations may further be generated in accordance with a network neighborhood within the composite fuzzy network-based structure that is based, at least in part, on a navigational context within an originating structure and a user-established navigational neighborhood scope. | 2012-10-04 |
20120254076 | SUPERVISED RE-RANKING FOR VISUAL SEARCH - Supervised re-ranking for visual search may include re-ordering images that are returned in response to a text-based image search by exploiting visual information included in the images. In one example, supervised re-ranking for visual search may include receiving a textual query, obtaining an initial ranking result including a plurality of images corresponding to the textual query, and representing the textual query by a visual context of the plurality of images. A query-independent re-ranking model may be trained based on visual re-ranking features of the plurality of images of the textual query in accordance with a supervised training algorithm. | 2012-10-04 |
20120254077 | Data Driven Frequency Mapping for Kernels Used in Support Vector Machines - Frequency features to be used for binary classification of data using a linear classifier are selected by determining a set of hypotheses in a d-dimensional space using d-dimensional labeled training data. A mapping function is constructed for each hypothesis. The mapping functions are applied to the training data to generate frequency features, and a subset of the frequency are selecting iteratively. The linear function is then trained using the subset of frequency features and labels of the training data. | 2012-10-04 |
20120254078 | MARKOV MODELING OF SERVICE USAGE PATTERNS - A system for analyzing service usage utilizing Markov models. Records of client requests to the service are extracted from at least one log. The records are grouped by client and sorted by timestamp. A pattern of requests that form an action is detected. Each action has a time. A probability is calculated of a transition from a precedent action to a subsequent action, where the precedent action has a time prior to the subsequent action. A delay time is also calculated between a precedent action and a subsequent action. A probability is calculated for a delay time, such as the likelihood that a delay from a precedent action to a subsequent action will fall within a given time interval. | 2012-10-04 |
20120254079 | Serendipitous Recommendations System and Method - A computer-implemented serendipitous recommendations system and method generates recommendations for delivery to system users in accordance with settings of desired levels of serendipity, including serendipity levels established through use of serendipity tuning controls operable by users. The recommendations are informed by an interest affinity anomaly function that identifies contrasting interest affinities between recommendation recipients and other users. Explanations may be generated that provide reasons as to why a recommendation was delivered to a user, and the explanation may include a selection of phrases that are influenced by a serendipity level setting, and may include an expression of a level of confidence with regard to the recommendation. | 2012-10-04 |
20120254080 | Markov Modeling of Service Usage Patterns - A system for analyzing service usage utilizing Markov models. Records of client requests to the service are extracted from at least one log. The records are grouped by client and sorted by timestamp. A pattern of requests that form an action is detected. Each action has a time. A probability is calculated of a transition from a precedent action to a subsequent action, where the precedent action has a time prior to the subsequent action. A delay time is also calculated between a precedent action and a subsequent action. A probability is calculated for a delay time, such as the likelihood that a delay from a precedent action to a subsequent action will fall within a given time interval. | 2012-10-04 |
20120254081 | OPTIMIZATION CONTROL SYSTEM - Provided is an optimization control system in an attempt to improve searching accuracy of an optimal solution defining a behavior mode for a control subject. A plan storing element | 2012-10-04 |
20120254082 | METHOD AND APPARATUS FOR GENERATING PROFILE OF SOLUTIONS TRADING OFF NUMBER OF ACTIVITIES UTILIZED AND OBJECTIVE VALUE FOR BILINEAR INTEGER OPTIMIZATION MODELS - A computer system for generating at least one of a solution and a profile of solutions for a problem includes an augmenting unit that repeatedly solves a model to generate a profile of solutions. The profile trades off a reduction of an objective of the problem against a number of distinct activities utilized in a solution. | 2012-10-04 |
20120254083 | SYSTEM AND METHOD FOR AUTOMATICALLY GENERATING A MEDICAL CODE - Disclosed herein is a system which address the problem of multiple mappings of a source ICD code to a target ICD code by using an adaptive mechanism to automatically convert to a target ICD code with the help of accompanying data and associated rules. The mechanism is based on analysis of the ICD code description, and analysis of accompanying data to determine a set of parameters to assist in the conversion. The rules are assigned numerical values to indicate the confidence of conversion. An adaptive mechanism is also disclosed that automatically tracks user overrides to refine the rules and the indicator values over time. | 2012-10-04 |
20120254084 | PASSENGER MOTION PREDICTION AND OPTIMIZATION SYSTEM - A method and a device are provided for predicting passenger movement in airports. Based on movement characteristics such as walking speed class and one or more points of interest of an individual passenger that are preferred by this passenger, a path is predicted for this passenger through the airport from a check-in counter, via the points of interest, to a gate. With reference to the predicted path, an estimated time of arrival of the passenger at the gate can be predicted. | 2012-10-04 |
20120254085 | INFORMATION CLASSIFICATION SYSTEM, INFORMATION PROCESSING APPARATUS, INFORMATION CLASSIFICATION METHOD AND PROGRAM - An information classification system includes a server including a knowledge base that receives classification information to be classified, conducts language analysis of the classification information to acquire and classify a plurality of keywords into elements made up of a classification target word and a related word that modifies the classification target word, and conducts a search with the related word, so as to assign a classification identification value to the information; a classification candidate extraction section that extracts the classification identification value that the knowledge base assigns to generate an automatic classification result; and a classification update section that receives the automatic classification result and corrects registered items in the knowledge base with a correction value received through a GUI for classification confirmation while referring to log data that is a processing history about automatic classification for the language analysis and the element classification. | 2012-10-04 |
20120254086 | DEEP CONVEX NETWORK WITH JOINT USE OF NONLINEAR RANDOM PROJECTION, RESTRICTED BOLTZMANN MACHINE AND BATCH-BASED PARALLELIZABLE OPTIMIZATION - A method is disclosed herein that includes an act of causing a processor to access a deep-structured, layered or hierarchical model, called deep convex network, retained in a computer-readable medium, wherein the deep-structured model comprises a plurality of layers with weights assigned thereto. This layered model can produce the output serving as the scores to combine with transition probabilities between states in a hidden Markov model and language model scores to form a full speech recognizer. The method makes joint use of nonlinear random projections and RBM weights, and it stacks a lower module's output with the raw data to establish its immediately higher module. Batch-based, convex optimization is performed to learn a portion of the deep convex network's weights, rendering it appropriate for parallel computation to accomplish the training. The method can further include the act of jointly substantially optimizing the weights, the transition probabilities, and the language model scores of the deep-structured model using the optimization criterion based on a sequence rather than a set of unrelated frames. | 2012-10-04 |
20120254087 | ELECTRONIC BRAIN MODEL WITH NEURON TABLES - A method of emulating the human brain with its thought and rationalization processes is presented here, as well as a method of storing human-like thought. The invention provides for inclusion of psychological profiles, experience and societal position in an electronic emulation of the human brain. This permits a realistic human-like response by that emulation to the people and the interactive environment around it. | 2012-10-04 |
20120254088 | MODEL-DRIVEN EVENT DETECTION, IMPLICATION, AND REPORTING SYSTEM - An event analysis system monitors information available from both publicly and privately distributed networks of information for events that are relevant to the user's particular business concerns. Those concerns are defined in a customized model of the user's organization and external business environment. The system receives the information, detects events in the information, interprets the events, and determines implications of these events. The detection and implication proceeds with regard to specific entities, relationships between entities, and definitions of the types of events which may occur in the environment in which the entities exist. Accordingly, the analysis system intelligently adapts its processing to recognize and report events which may be of interest for any particular entity. | 2012-10-04 |
20120254089 | Vector throttling to control resource use in computer systems - Embodiments of the invention relate to building a distributed reverse semantic index. In one general embodiment a plurality of documents are received with each document having at least one defined rule and or semantic. The documents are distributed among a plurality of nodes of a system. The documents are processed in a generally parallel fashion. Processing the documents includes processing text data of each of the document and breaking each document into fields to index the text data to create index data by deferring how to categorize the text data based upon the defined rule and or semantics. The indexed data is combined back together to create an indexer-agnostic semantic index including a plurality of the semantic index shards and to semantically classify the documents based on the index shards into groups based on document type to create the distributed reverse semantic index. | 2012-10-04 |
20120254090 | RULES EXECUTION PLATFORM SYSTEM AND METHOD - Methods, mediums, and systems are described for providing a platform coupled to one or more rules engines. The platform may provide runtime rule services to one or more applications. Different rules engines may be used for different types of rules, such as calculations, decisions, process control, transformation, and validation. Rules engines can be added, removed, and reassigned to the platform. When the platform receives a request for services from an application, the platform selects one of the rules engines to handle the request and instructs the selected rules engine to execute the rule. The rules engine may be selected automatically. The platform may be implemented through a service-oriented architecture. | 2012-10-04 |
20120254091 | Method and System for Detecting Center Pivot Collision - A system and method is described that allow for detecting center pivot collision and that provide more accurate and reliable collision indications. The system and method described are suitable for low-cost consumer grade GPS devices and other position sensors. | 2012-10-04 |
20120254092 | MANAGING OPERATIONS OF A SYSTEM - A computer-implemented method for managing operations of a system includes deriving a nonlinear modeling function from a nonlinear response function, defining an allowed range for output values of the nonlinear modeling function, determining a range of a first set of input values of the nonlinear modeling function based on the allowed range of the output values, deriving a nonlinear probability function from the nonlinear response function, receiving the first set of input values, calculating the output values by processing each input value in the first set of input values through the nonlinear modeling function, determining, using the probability function, a relative probability of performing a first future system operation for each input value of the first set of input values and displaying, for each input value in the first set of input values, the corresponding output value and the corresponding probability. | 2012-10-04 |
20120254093 | Detection of Network Links in a Communications Network - A method or system for detecting associations between nodes of a communications network. “Node events” are defined as being communications from one node to another, each event having an origination time. For a given node, and for a number of time windows, event originations from other nodes after the occurrence of an event from that node are counted. Then for that node, these counts may be used to determine the probability that any other node is in a time window of that node. The probability data may then be used to determine the likelihood of a communications link with that node. The process may be repeated for a number of nodes to determine links within the network. | 2012-10-04 |
20120254094 | Contextual Scope-Based Discovery Systems - A computer-implemented discovery system applies a contextual neighborhood scope with respect to a fuzzy network-based structure, and generates recommendations in accordance with the resulting contextual neighborhood and inferences from behavioral information. The contextual neighborhood scope may be established by a user, and the basis for the contextual neighborhood may be in accordance with an object that is accessed by a user. The inferences may be embodied in affinity vectors, and may include inferences of user preferences and levels of expertise. | 2012-10-04 |
20120254095 | Expertise Discovery Methods and Systems - A computer-implemented expertise discovery method and system generates recommendations of people in accordance with inferences of levels of expertise from behavioral information. The generation of the recommendations may be in accordance with comparisons of two or more expertise vectors and associated correlations between the vectors. The inferences of expertise may be with respect to specified topical neighborhoods. Explanations as to why recommendations were made are delivered to the recommendation recipients, and may include references to the inferred levels of expertise, the behavioral bases for the inferences, and/or the confidence in the inferences. | 2012-10-04 |
20120254096 | Portable Inferred Interest and Expertise Profiles - A computer-implemented portable inferred interests and expertise profiling system generates an inferred user profile embodied as an inference vector, which is generated based on inferences from behavioral information and in accordance with standardized tags that are associated with topical areas in a first system. The inferences may be of, for example, interests or levels of expertise. Recommendations are then generated based on the inference vector and a different set of topics. Multiple inference vectors may be combined into a composite inference vector, which can serve as a basis for recommendations generated with respect to different sets of topics than those that informed the generation of the composite inference vector. | 2012-10-04 |
20120254097 | Activity Stream-Based Recommendations System and Method - A computer-implemented activity stream-based recommendations system delivers recommendations in accordance with a selected item of an activity stream, inferences of interests based on usage behaviors, and a contextual neighborhood of objects. In addition, or alternatively, the recommendations may be generated in accordance with an inference of expertise. The contents of the objects in the activity stream may be generated by humans or automatically by a processor-based device. Explanations for the recommendations may be delivered to recommendation recipients. | 2012-10-04 |
20120254098 | Adaptive Expertise Clustering System and Method - A computer-implemented adaptive expertise clustering system and method generates expertise cohorts based on inferences from behavioral information and applies the expertise cohorts in generating recommendations for delivery to users. The expertise clustering may be informed by the evaluation of the contents of computer-implemented objects. Behaviors associated with members of specific expertise cohorts after specific events may inform the recommendations. Recommendations may comprise, for example, other users or process steps. Explanations for the recommendations may be provided to recommendation recipients. | 2012-10-04 |
20120254099 | INTEGRATED INTEREST AND EXPERTISE-BASED DISCOVERY SYSTEM AND METHOD - An integrated interest and expertise-based discovery system and method infers interest and expertise levels of users and generates recommendations for delivery to the users in accordance with the inferred interest and expertise levels. The inferences of expertise may be relative to other users and may be combined with expertise calibration information in generating expected expertise levels for users with respect to one or more topics. The generation of recommendations may be informed by the degree of inferred interest in topical areas, by the comparison of expertise levels among users, and by information regarding the user expertise levels that are appropriate with respect to specific items of content. Explanations may be provided to recommendation recipients as to why they received recommendations. | 2012-10-04 |