37th week of 2015 patent applcation highlights part 47 |
Patent application number | Title | Published |
20150254696 | APPARATUS AND METHOD FOR PROVIDING VARIABLE CONTENT BY USING COUPONS - A variable content providing device and method using a coupon provides contents having stories and results different from each other with respect to the same content according to a winning number and a coupon number recorded on a coupon and provides a gift according to coupon winning, it is possible to expand a utilization scope of a coupon by providing a content using a coupon, and an effect of giving a continuous fun to a content user even when the same is provided to the content user using the content many times, by providing a content having a variable story or result according to a new winning determining method of a coupon with respect to the same content. | 2015-09-10 |
20150254697 | SALES PROMOTION SYSTEM, SALES PROMOTION METHOD, AND STORAGE MEDIUM STORING SALES PROMOTION PROGRAM - As for numbers for a bingo game to be compared with a sequence ( | 2015-09-10 |
20150254698 | PROVIDING OFFERS ASSOCIATED WITH PAYMENT CREDENTIALS AUTHENTICATED IN A SPECIFIC DIGITAL WALLET - Embodiments of the invention are directed to systems, methods and computer program products for providing supplemental account information in digital wallets. An exemplary apparatus is configured to: receive a request to provide a digital wallet on a user's mobile device, authenticate at least one payment credential for use within the digital wallet; receive access to an application programming interface configured to push offers to digital wallets, wherein the application programming interface is associated with at least one database maintained by the digital wallet provider; receive, via the application programming interface one or more offers from the at least one database, wherein the offers include at least one incentive for processing payments using the at least one payment credential associated with the digital wallet; and present, to the user on a display of the mobile device, the one or more offers. | 2015-09-10 |
20150254699 | PROVIDING OFFERS ASSOCIATED WITH PAYMENT CREDENTIALS IN DIGITAL WALLETS - Embodiments of the invention are directed to systems, methods and computer program products for providing supplemental account information in digital wallets. An exemplary apparatus is configured to: receive a request to provide a digital wallet maintained by a digital wallet provider; authenticate at least one payment credential for use within the digital wallet; receive access to an application programming interface configured to push offers to digital wallets, wherein the application programming interface is associated with at least one database maintained by the digital wallet provider; receive, via the application programming interface one or more offers from the at least one database, wherein the offers include incentives for processing payments using the at least one payment credential associated with the digital wallet; and present, to the user on a display of the mobile device, the one or more offers. | 2015-09-10 |
20150254700 | Incentivize Reviews Using Purchase Proof Based on Mobile Payment Data - Systems and methods for incentivizing reviews are provided. One example method includes obtaining, by one or more computing devices, data from a mobile payment system indicating that a user has performed a transaction with a commercial entity, the transaction having a transaction time. The method includes obtaining, by the one or more computing devices, location data associated with one or more mobile computing devices associated with the user. The method includes determining, by the one or more computing devices, whether the user was located at the commercial entity at the transaction time based at least in part on the location data. The method includes providing, by the one or more computing devices, an incentive for the user to provide a review of the commercial entity when it is determined that the user was located at the commercial entity at the transaction time. | 2015-09-10 |
20150254701 | Bundling Application Programming Interfaces - Bundling application programming interfaces is provided. Related application programming interfaces within a set of application programming interfaces and their corresponding dependent application programming interfaces are combined with related composite application programming interfaces within a set of composite application programming interfaces and their corresponding dependent application programming interfaces to generate a set of application programming interface bundles. The computer prunes the set of application programming interface bundles based on a determined application programming interface budget pattern that corresponds to a selected cluster of application programming interface consumers. The computer prices the pruned set of application programming interface bundles based on an application programming interface bundle pricing model. | 2015-09-10 |
20150254702 | NATURAL LANGUAGE SEARCHING WITH PRICE NEGOTIATION - Natural language searching is provided. A computer processor receives a query that includes a portion of natural language. The computer processor determines a first expressed attribute corresponding to the query, wherein the first expressed attribute includes a geographic location. The computer processor determines a plurality of search results based, at least in part, on the query, wherein each of the plurality of search results is associated with a destination and a discount policy of the destination. The computer processor receives attributes of a user. The computer processor determines a discount amount associated with the destination of each of the plurality of search results based, at least in part, on the discount policy of the destination and the attributes of the user. The computer processor modifies the plurality of search results based, at least in part, on the discount amount of the destination of each of the plurality of search results. | 2015-09-10 |
20150254703 | METHOD FOR ENHANCING CONTRACT BASED MOBILE PHONE CONSUMER EXPERIENCE - The various embodiments herein provide a method for enhancing a wireless customer's experience by providing incentives in exchange for the consumer signing a limited period contract. The method comprises the steps of offering a new mobile phone for a subsidized price to an existing consumer, providing an additional discount on the new mobile phone in order to renew the contract at the contract commencement, providing an option for retaining their existing mobile phone that they are already accustomed and continue using the service without signing a renewal, allowing the existing consumer to choose a third party service provider for contract renewal, allowing the third party service provider for purchasing the new mobile phone from the primary wireless service provider at the subsidized price on behalf of consumer, and receiving a monetary payment from the third party service provider in exchange of contract renewal. | 2015-09-10 |
20150254704 | MOBILE-OFFER CREATION - Provided is a process for managing offers includes: presenting, on a mobile device, offer-creation interfaces by which a merchant specifies an offer, the offer parameters including data indicative of an amount of instances of the offer to be reserved by consumers; obtaining, with the mobile device, the offer parameters; obtaining, with the mobile device, based on wireless signals received by the mobile device indicative of location of the mobile device, a geographic location where consumers are to be alerted to the offer; and sending a request to an affiliate network to distribute the offer to a plurality of publishers within the affiliate network and limit use of the offer according to the specified amount of instances of the offer to be reserved by consumers, wherein the publishers each send a plurality of offers to consumers and wherein the affiliate network tracks redemptions of the offers with merchants. | 2015-09-10 |
20150254705 | FRAUD CONTROL WHEN GRANTING INSTANT CREDIT - Credit applicants may apply for instant credit, and use an instant account number (“IAN”) to make purchases after the instant credit has been granted. Fraud control methods may be used in authorizing the instant credit. When the IAN is issued to purchase airline tickets, it can be ensured that the applicant's last name matches the passengers last name for the airline ticket being purchased, and that the ticket will not be renamed or sold. When the IAN is issued in conjunction with a partner's loyalty or rewards program, the applicant's account information with the rewards program is captured. It is ensured that the applicant has some tenure with the partner and that data submitted by the applicant is consistent with data on file with the partner. | 2015-09-10 |
20150254706 | SYSTEM AND METHOD FOR PROVIDING DISCOUNTS - A system for a retail setting that includes handheld devices and a computer server. The computer server is programmed to: receive from a handheld device a software application activation signal; automatically identifying a current location of the handheld device; in response to identification of the current location of handheld device, automatically retrieve an offer of a discount for a retail store associated with the current location of the handheld device; using the offer retrieved, automatically generate and transmit to the handheld device an offer that displays offer terms including at least one action associated with the offer terms: receive from the handheld device a verification signal indicating that the at least one action associated with the offer terms has been completed; in response to the verification signal, automatically retrieve a discount for the retail store; and using the discount retrieved, automatically generate and transmit the discount terms to the handheld device. | 2015-09-10 |
20150254707 | GIFT CARD EXCHANGE KIOSKS AND ASSOCIATED METHODS OF USE - The present disclosure is directed to gift card exchange kiosks and associated methods of use. In one embodiment, for example, a consumer operated kiosk can receive a gift card identifier associated with a gift card via a user interface and/or a card reader, verify the gift card's activation status and/or face value, and display exchange options for a consumer. The exchange options can include exchanging the gift card for cash or a redeemable cash voucher. The kiosk can also store exchanged gift cards for later sale at the kiosk or at a remote location. | 2015-09-10 |
20150254708 | Affecting Display of Content Based on Negative Reactions - Techniques for affecting display of content may include receiving a request for content to supplement a response to an input initiated by a first user; outputting first content in response to the request, where the first content includes a control feature that is displayable along with the first content, and where the control feature enables the first user to register a negative reaction to the first content; obtaining information relating to the first content based on the negative reaction; identifying second content having one or more characteristics in common with the first content; identifying one or more second users having one or more characteristics in common with the first user; and using the information relating to the first content in determining whether to provide the second content to the one or more second users. | 2015-09-10 |
20150254709 | System and Method for Attributing Engagement Score Over a Channel - A scoring probability system for determining the probability of a user to convert an action based upon a single score related to that user. The scoring probability system provides attribution to each channel responsible for leading to a conversion based upon the single score. | 2015-09-10 |
20150254710 | Systems and Methods for Interfacing with Footwear Enthusiasts - A system and a method are disclosed for facilitating electronic messages in a footwear enthusiast message sharing system. Footwear enthusiasts can post messages to the message sharing system. These messages from posting users are received by the system and sent to receiving users that have subscribed to the posting users. The receiving users interact with the messages in various ways, such as by sharing the messages with other users. | 2015-09-10 |
20150254711 | Grouping Channels Based on User Activity - The disclosure includes a system and method for recommending an advertising campaign based on which channels are popular. A recognition application receives captured images from user devices, the captured images including information about products, identify indexed images that match the captured images, identify metadata about the captured images including information associated with products in the captured images, determine popularity of each channel based on a number of interactions that users have had with channels during a time period based on the metadata, receive an advertisement and provide on the one or more channels the advertisement based on the popularity of each channel. | 2015-09-10 |
20150254712 | SYSTEMS AND METHODS FOR DEVICE PROMOTIONS BASED ON USER ACCOUNT COMMUNITY ACTIVITY - There is provided systems and method for device promotions based on user account community activity. Users possess user accounts for devices, including mobile device, which may be collected into account communities based on shared account characteristics. When one account purchases a product using a payment provider, transaction data may be transmitted to an administrator of the account community. Additionally, sellers of the product offering the same and/or similar products may subscribe to a service for advertising to the account communities. The sellers may transmit promotional material to the administrator. Using characteristics of the transaction data, the seller, and/or the promotion, a predictive score may be calculated based on the likelihood one of the users will accept the promotion. The promotions may be retrieved by the users using an application with their user account, or may be pushed to the user device for the user account. | 2015-09-10 |
20150254713 | CONTENT DYNAMICALLY TARGETTED ACCORDING TO CONTEXT - Tools (for example, systems, apparatuses, computer programs, methods, etc.) can be provided to improve content presentation. More particularly, content, such as help content, can be dynamically targeted to the user based on context information included in the content request. | 2015-09-10 |
20150254714 | SYSTEMS AND METHODS FOR KEYWORD SUGGESTION - The present disclosure provides a system and method for suggesting a bidding keyword to an advertiser. The system includes a non-transitory processor-readable storage medium comprising a set of instructions for suggesting a bidding keyword to an advertiser; and a processor in communication with the storage medium. The processor is configured to execute the set of instruction to receive an advertisement creative from an advertiser; determine, based on the advertisement creative without using an externally input seed keyword, a recommended bidding keyword associated with the advertisement creative; and return the recommended keyword for online advertisement bidding. | 2015-09-10 |
20150254715 | Method, System, and Client for Publishing Advertisement on Network Service Platform - Options are displayed on a user interface that provides a network service, a selection instruction of a user is received, and an option selected by the user is acquired according to the selection instruction; the option selected by the user is recorded; and an advertisement that matches the option is queried for, and the advertisement is presented to the user. | 2015-09-10 |
20150254716 | INTERACTIVE PROPERTY COMMUNICATION SYSTEM - Disclosed herein, among other things, are apparatus and methods for interactive property communication. In various embodiments, an interactive property communication system includes two or more property communication nodes (PCNs) each adapted for coupling to an electrical service. PCNs include a radio transceiver for communications with a broker service adapted for controlling communications with one or more PCNs. | 2015-09-10 |
20150254717 | Identifying Related Activities Occurring in Geographic Proximity of Each Other - To efficiently provide commercial content in geographic applications, an indication of first visits to a first business entity having a first geographic location, by a first subset of a group of users, is received. An indication of second visits to a second business entity having a second geographic location, by a second subset of the group of users, is also received. A correlation coefficient indicative of correlation between the first visits and the second visits is determined. When it is determined that the correlation coefficient exceeds a certain threshold value, commercial content related to the second business entity is generated, for display at user devices located at the first physical location. | 2015-09-10 |
20150254718 | METHOD AND SYSTEM FOR PRESENTING BANNERS HAVING DIRECT LINK TO USER PROFILE INFORMATION - A method and system for generating electronic advertisement, such as banner ads, based on user profile information and other information are disclosed. An online promotion service may receive profile information, location information and other information from a user. The user may also define a proximity preference which may include a range of distance the user is willing to travel to redeem one or more promotions. A service or product provider or other authorized entity may define a proximity preference which may include a target range of advertisement exposure. The online promotion service may present advertisements for incentives and other promotions based on user profile information as well as proximity preference information where the proximity preference is defined by the user, the provider, or both. The user may activate a user identifier displayed on the advertisement which provides a direct link to user profile information to enable the user to easily and quickly modify and update user profile information. | 2015-09-10 |
20150254719 | Prediction of Vehicle Transactions and Targeted Advertising Using Vehicle Telematics - A method of generating targeted advertisements includes receiving vehicle information, such as vehicle diagnostics information, from on-board devices installed in vehicles. A processor may then predict, based on the vehicle information, that a given vehicle user will engage in a financial transaction involving their vehicle, such as a purchase of a replacement vehicle or repair, within a predetermined amount of time. This prediction may be used to match a vendor to the given vehicle user, and a targeted advertisement from the matched vendor, the subject matter of which correspond to the predicted financial transaction, may be delivered to the given user. | 2015-09-10 |
20150254720 | LOCATION-BASED DIRECTED PRODUCT AND SERVICE SUGGESTIONS - A method for providing real-time location-based advertising within a transit system includes receiving origin information and destination information related to a user's trip using the transit system. The method includes receiving device location information from a mobile device and vehicle location information from a transit vehicle. The device location information includes a location of the mobile device, and the vehicle location information includes a location of the transit vehicle. The method includes matching an advertisement profile with one or more of the device location information, the vehicle location information, the original information, or the destination information to identify an advertisement. The method includes causing a display of a remote device to reproduce an electronic version of the identified advertisement and providing real-time arrival time information to the user's mobile device. The real-time arrival time information is based on the vehicle location and the destination information. | 2015-09-10 |
20150254721 | PROVIDING AN ADVERTISEMENT IN ASSOCIATION WITH AVAILABLE PARKING - A system and method for providing an advertisement. A request for available parking for a user associated with a mobile device is received from a mobile device. A location of the user is determined, and a location of available parking is determined based on the determined location of the user. The location of available parking is provided to the mobile device, and an indication that the user has occupied the available parking is received. An advertisement associated with the occupied location of the available parking is determined and the display of the advertisement on the mobile device is provided after receiving the indication that the user has occupied the available parking. | 2015-09-10 |
20150254722 | NFC-ENABLED APPARATUS FOR PROVIDING CONTENTS - An NFC-enabled apparatus for providing contents is disclosed. The apparatus includes a display, a near field communication (NFC) module and a data module control for supplying contents to the display and for supplying data corresponding to the display to the NFC module for making them available for NFC transmission to an NFC-enabled mobile terminal. | 2015-09-10 |
20150254723 | Grouping Users Based on User Profiles - The disclosure includes a system and method for grouping users into one or more categories for delivering targeted advertisements. A media application receives a captured image from a user, identifies an indexed image matching the captured image, retrieves metadata describing the captured image responsive to identifying the indexed image, generates a user profile for the user based on the metadata describing the captured image and a history of at least one previously captured image associated with the user, identifies a product in the captured image based on the metadata describing the captured image, provides the user with information about the product, updates the user profile based on how the user interacts with the product, and categorizes the user into one or more groups based on the user profile. | 2015-09-10 |
20150254724 | INFORMATION PROVIDING METHOD - An information providing method for providing a user who uses a device with information via a mobile owned by the user, the method generating the information to be provided to the user, in accordance with: lifestyle information obtained by a lifestyle information obtaining unit receiving the lifestyle information from the device used by the user, the lifestyle information being information on a state of operation of the device; and location information obtained by a location information obtaining unit receiving the location information indicating a location to which the user traveled. | 2015-09-10 |
20150254725 | Method and System for Providing User Information on Online Service - A method and system for providing user information on an online service is disclosed. A content providing method configured as a computer may include setting a providing range of information associated with a user using an online service for each online service, matching an open application program interface (API) of the online service with respect to the providing range of information associated with the user, and providing content corresponding to the providing range of information associated with the user through the online service in interaction with the open API. | 2015-09-10 |
20150254726 | EVENT-TRIGGERED INVITATIONS TO UPGRADE SERVICE OFFERED BY HOSPITALITY ESTABLISHMENT - An app server receives a device token from a software application on a mobile device. The device token identifies the mobile device for pushing notification messages of the software application to the mobile device via a push notification system. The mobile device is monitored while accessing the Internet in order to detect when the user may benefit from upgraded access to the Internet. The app server then sends one or more notification message(s) to the user such as by sending a message to the device token of the mobile device via the push notification system or to a display device associated with the user at the hospitality establishment. The notification message invites the user to upgrade their Internet access. The push notification system alerts the user to the notification message via the user interface of the mobile device even when the software application is not running on the mobile device. | 2015-09-10 |
20150254727 | SYSTEM FOR SECURELY TRANSMITTING MEDICAL RECORDS AND FOR PROVIDING A SPONSORSHIP OPPORTUNITY - A system for transmitting information to users via a website or mobile application is described herein. The system includes a database and a server including a processor. The processor is programmed to receive a transmittal request to transmit a communication message to a recipient address, select a recipient type associated with the recipient address, and responsively generate a unique communication identifier including information indicative of the selected recipient type and the communication message. The processor generates and transmits a notification message including the unique communication identifier to the recipient address. The processor also receives a display request to display the communication message in response to a recipient user accessing the unique communication identifier including the selected recipient type. The processor determines promotional information associated with the recipient type and displays the communication message and the associated promotional information to the recipient user via user computing device. | 2015-09-10 |
20150254728 | USING THE UTILITY OF CONFIGURATIONS IN AD SERVING DECISIONS - Instead of accepting competing ads and using an arbitration function (e.g., an auction) to choose winning ads to be served with a document, sets of ads (perhaps having different characteristics) can be generated, and an arbitration function can be used to select the winning set of ads. Such arbitrations on sets of ads can consider how ads, search results, colors, positions, fonts, etc., all interact with each other and affect the usefulness of the sets of ads to advertisers, end users, document publishers, and/or an ad serving entity. | 2015-09-10 |
20150254729 | Cost-Per-Display-Time - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for providing advertisements. A method may include receiving, from a client device, a query from a webpage presented on the client device, and identifying two or more advertisements responsive to the query, each advertisement associated with one or more keywords, and a cost-per-display-time selected by a respective advertiser associated with the advertisement. The method can further include ranking the two or more advertisements based on at least the cost-per-display-time associated with the respective advertisement, and providing one or more of the ranked advertisements to the client device to be presented on the webpage. | 2015-09-10 |
20150254730 | TRACKING PUBLIC PERFORMANCES OF DIFFERENTLY INDEXED WORKS - Identifiers for works indexed using different content identification schemes can be received, and associated with respective unique identifiers in a Unified Numbering System (UNS) database. The UNS identifiers can be used to track public performances of the works, even if the public performance of the work is reported using disparate content identification schemes. UNS identifiers can also be used to associate enhancement information with works indexed using different content identification schemes. | 2015-09-10 |
20150254731 | MULTI-MODAL, MULTI-SCENARIO ADVERTISING - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for performing by a client device, receiving from a remote system information comprising identifying data for a first application installed on the client device and contextual data describing a prior user interaction with the first application, obtaining an image of a user interface of a second application that is executing on the client device, creating an advertisement comprising a scaled-down version of the image adjacent to a presentation created from a template using the received information, presenting the advertisement such that the advertisement obscures the user interface of the second application, and in response to user interaction with the advertisement, launching the first application and causing a location in a user interface of the first application to be opened wherein the location is determined based on the contextual data. | 2015-09-10 |
20150254732 | RESPONSIVE ADVERTISEMENT FOOTPRINT AND FRAMEWORK - A responsive advertising system is described herein that provides a single responsive advertisement footprint that can work cross any screen size or ad placement and converge online and mobile advertising. Bringing together everything in a way to contain or include various formats or components in a common toolkit is presented for the first time herein. The system allows a given advertisement unit to be flexible enough to change size and shape to work across different publishing properties (e.g., website, mobile application, email, and so forth) in an efficient, optimizable, trackable, and universal way. Thus, the responsive advertising system allows advertisers to expand their reach to more device types while reducing administrative burden in managing multiple advertisements for cross-screen or channel delivery. | 2015-09-10 |
20150254733 | AD EXTENSIONS ON CONTENT NETWORK - A method of providing an ad extension includes selecting an advertisement for display. The method also includes selecting additional information related to the advertisement. The method also includes transmitting data representing the advertisement to a browser. The browser interacts with an expandable API to render an inline frame having an advertisement slot. The browser renders and displays the advertisement in the frame. The method also includes transmitting display data representing the additional information related to the advertisement to the browser. The browser receives an input to activate the ad extension. In response to the input, the browser interacts with the expandable API system to expand and render the frame. The browser renders, in the frame, the advertisement slot containing the advertisement. The browser also renders, in the frame, the additional information. The browser displays the expanded inline frame, such that the displayed frame covers a portion of the content. | 2015-09-10 |
20150254734 | SYSTEM AND METHOD OF PROVIDING A PARTICULAR NUMBER OF DISTRIBUTIONS OF MEDIA CONTENT THROUGH A PLURALITY OF DISTRIBUTION NODES - The invention relates to systems and methods of providing a particular number of distributions of media content through a plurality of distribution nodes, which individually distribute the media content to users and/or other distribution nodes. The system may provide the media content and an allocation of the media content to a distribution node. The allocation may specify whether the distribution node may distribute the media content (e.g., a binary indication) or a number of times that the distribution node may distribute the media content during a time interval. By keeping track of allocations to and distributions by various distribution nodes, the system may adjust allocations and distributions to ensure adherence to the limit. For instance, the system may turn off distribution by some distribution nodes while allowing distribution by others. The system may also or instead reduce allocations or time intervals during which the various distribution nodes may distribute the media content. | 2015-09-10 |
20150254735 | DELIVERY CONTROL APPARATUS, INFORMATION DELIVERY SYSTEM, AND INFORMATION DELIVERY METHOD - A delivery control apparatus is connected to an electronic apparatus. The delivery control apparatus includes: an acquiring unit that acquires electronic apparatus information concerning the electronic apparatus from the electronic apparatus; a selecting unit that selects delivery information corresponding to the electronic apparatus information out of one or more pieces of delivery information; and a delivery processing unit that executes at least one of processing of delivering the selected delivery information to the electronic apparatus and processing of storing access information to the selected delivery information. | 2015-09-10 |
20150254736 | Method and system for delivering commercial data in a selected video - Techniques for delivering commercial data in a selected video are described. In one embodiment, the commercial data is embedded in a selected video being requested to be streamed to a terminal device. As the data for the video arrives in the terminal device, a predefined player is configured to parse and play back the video, the terminal device is caused to access a server based on an interaction of the user with the commercial data, which facilitates a transaction by the user with the server. | 2015-09-10 |
20150254737 | METHOD, APPARATUS AND SYSTEM FOR PROVIDING CUSTOMIZED SERVICE BASED ON BEACON SIGNAL - A method, apparatus and system for providing a customized service based on a beacon signal are disclosed. The terminal device identifies at least one beacon device through the scanning of a beacon signal transmitted from the beacon device, calculates a distance to the identified beacon device using the beacon signal of the identified beacon device, and transmits information about the calculated distance and beacon identification information to a service device. The service device generates customized information based on the distance to the beacon device using the distance information and the beacon identification information received from the terminal device, and provides the generated customized information to the terminal device. | 2015-09-10 |
20150254738 | SYSTEMS AND METHODS FOR AERIAL IMAGING AND ANALYSIS - Various of the disclosed embodiments concern aerial imaging platforms, systems and methods for image analysis, flight redirection, and order placement. In some embodiments, orders for aerial imaging and analysis may be placed by an online, browser-based system. A user may define a region, for example, a polygon, on a map reflecting the area to be analyzed. A series of overflights may be performed of the region and consolidated results of an imaging analysis provided to the customer. | 2015-09-10 |
20150254739 | System and Method for Making Gym Equipment Available for Easy Fitness - A system and method where fitness equipment that can be located at stores, coffee shops, airports and any other place where people gather and can easily access when they have a few extra minutes, or they must wait for a known amount of time. The fitness equipment can be accessed by membership or by credit card. An optional television monitor can display advertisements and/or fitness information or general news, weather or the like. The fitness equipment can optionally track usage by a member as part of a fitness or insurance program. | 2015-09-10 |
20150254740 | Non-Intrusive Cloud Services Billing - An embodiment of the invention provides a method for non-intrusive cloud services billing, including storing service log files in a data store, wherein each of the service log files include a lifecycle event of a resource in a service produced by an instance of the service. A log transformer connected to the data store converts the service log files into a standardized format. A metering descriptor describing billable entities for each offering of the service is obtained, wherein each offering of the service has a different metering descriptor, and wherein the billable entities include multiple categories of billing. A billing record generator connected to the log transformer is programmed, wherein the billing record generator converts standardized log records into metering records. The billing record generator generates a metering record with one or more of the service log files in the standardized format and the metering descriptor. | 2015-09-10 |
20150254741 | COMPUTER BASED PROCUREMENT SYSTEM AND METHOD - Computer based procurement systems and methods are described. The systems and methods include receiving search input for an item to be purchased and searching one or more electronic catalogs to identify at least one item in the one more catalogs that relates to the search input. The systems and methods also include determining a uniform taxonomy code (UTC) associated with the at least one item and accessing one or more pre-configured purchasing control rules associated with the UTC. Moreover, the systems and methods include performing actions associated with purchase order generation based at least upon the one or more pre-configured purchasing control rules. | 2015-09-10 |
20150254742 | DYNAMIC GROUP FORMATION FOR ELECTRONICALLY COLLABORATIVE GROUP EVENTS - Member profiles, for the participants of a social networking service and their relationship information with other participants and activity history data, are received. A plurality of groups is generated that include one or more participants. A set of parameters for a collaborative shopping event is received. At least one group is adjusted based upon the set of parameters. The participants of the at least one group are sent an invitation to join the collaborative shopping event. The collaborated shopping event is linked to a cyber shopping service. The at least one group is scored based upon participation of participants in the collaborative shopping event. The participants in the collaborative shopping event are modified based upon the score. | 2015-09-10 |
20150254743 | SYSTEM AND METHOD FOR ARRANGING THE SALE, SERVICE, DELIVERY AND/OR TRANSPORTATION OF RECREATIONAL MARIJUANA - Embodiments of the invention relate to a system and method for arranging for the sale, service, delivery and/or transportation of recreational marijuana and marijuana products over a network. The method includes arranging for the sale, service, delivery and/or transportation of recreational marijuana and marijuana products over a network, including receiving an individual's personal information transmitted over the network from a user device; receiving an individual's location; verifying the individual is in a state which allows the sale, service, delivery and/or transportation of recreational marijuana and marijuana products based on such location; determining the individual is legally qualified to purchase recreational marijuana and marijuana products based at least on the received personal information; and authorizing the sale of the recreational marijuana and marijuana products to the individual. | 2015-09-10 |
20150254744 | METHOD OF ADMINISTERING A COMPETITIVE BID - A method of administering a bid, through a computer system having a one server, a client device, and a communication network operatively and electrically connecting the client device to the least one server. A first user accesses from the client device, a website running on the server, and enters data into the client device. A second user accesses from the client device, the website and enters data into the client device. The data is transmitted to the server. A program generates results on the server, and displays the results associated with the data on the client device. Bidding information is communicated between the first user and the second user through a bidding program. | 2015-09-10 |
20150254745 | METHOD AND SYSTEM FOR PROVIDING ELECTRONIC CONTENT TO A USER - A method and system for providing a user with digital content includes a user interface provided to a user for allowing the user to be presented with the digital content. The method and system includes receiving authentication information from the user and authenticating the user if the authentication method correctly corresponds with previously stored information of the user. As a result, the user has access to the digital content, wherein the digital content is information from a third party, e.g., a vendor of goods or services or information provider, based on a user profile which comprises user preferences. The digital content is then presented to the user interface. | 2015-09-10 |
20150254746 | API INVOKED FUNCTIONS FOR USE IN AN ONLINE SOCIAL NETWORK - A system for transferring funds using social network connections. The system sends application programming interface (API) requests to social networks to obtain “friend” information and create accounts into which funds are deposited and which may be retrieved by recipients via hyperlinks in messages provided through social networks. The system may also be used to request funds from social network friends. The system provides benefactor friends fund requests in the form of social network messages, which allow the benefactors to access the system and provide funds to a user via hyperlinks in the messages. | 2015-09-10 |
20150254747 | Method and Mobile Terminal Device for Certifying Webpage - The present disclosure discloses a method and a mobile terminal device for certifying a webpage. The method is implemented as follows. A mobile browser detects whether a link contained in a payment request initiated by a user is a payment link. The mobile browser sends the payment link to a third party certification plug-in if the link contained in the payment request is the payment link. The third party certification plug-in performs a certification process according to the payment link, generates and displays a certification webpage, generates a payment result webpage after the user inputs payment information on the certification webpage, and sends a link corresponding to the payment result webpage to the mobile browser. The mobile browser displays the payment result webpage. | 2015-09-10 |
20150254748 | DYNAMIC GROUP FORMATION FOR ELECTRONICALLY COLLABORATIVE GROUP EVENTS - Member profiles, for the participants of a social networking service and their relationship information with other participants and activity history data, are received. A plurality of groups is generated that include one or more participants. A set of parameters for a collaborative shopping event is received. At least one group is adjusted based upon the set of parameters. The participants of the at least one group are sent an invitation to join the collaborative shopping event. The collaborated shopping event is linked to a cyber shopping service. The at least one group is scored based upon participation of participants in the collaborative shopping event. The participants in the collaborative shopping event are modified based upon the score. | 2015-09-10 |
20150254749 | System and Method for Providing an Intelligent Configuration Rationalization Solution - A system and method are disclosed for rationalizing configurations associated with one or more products. The system includes a database associated with one or more customers. The system further includes an order analysis system coupled with the database. The order analysis system is capable of rationalizing the differences between configurations of various combinations of options that are stored in the database. | 2015-09-10 |
20150254750 | PERFORMING COMMERCE QUERIES USING A COMMERCE GRAPH - During a search technique, results for a commerce query associated with a desired financial transaction are determined using information in a data structure that specifies a commerce graph. This commerce graph may include nodes and branches indicating financial interrelationships among a set of entities (such as individuals or businesses), and the financial interrelationships may include: inputs to the set of entities, outputs from the set of entities, and previous financial transactions among the set of entities. | 2015-09-10 |
20150254751 | Image Based Search Engine - An image based consumer to business search engine is described and taught. The consumer can take a video or capture an image of an item and upload to the search engine along with an optional textual description. The returned search results are automatically contacted via email with the search information. The third party vendor can then, through a variety of channels, contact the consumer with information specific to the item, giving the consumer ample opportunity to make an informed purchasing decision. Once the consumer has decided the query is longer necessary, the query is terminated and the offers cease. Alternatively, the search results may be presented by an analytical algorithm that mines the textual description and image(s) for data to compare to existing products and vendors to create matches for the consumer. | 2015-09-10 |
20150254752 | METHODS AND APPARATUS FOR GIFTING OVER A DATA NETWORK - A method for providing a content gift to a gift-receiving terminal is provided. The method includes a gift server communicating with the gift-receiving terminal over a wireless communication link to determine what content is owned by the gift-receiving terminal. The method further includes the gift server generating catalog data including at least one content gift targeted for the gift receiving terminal. Further included in the method is the gift server wirelessly transmitting the catalog data to a gift-giving terminal. Additionally, the method includes the gift server receiving a selection of a content gift from the gift-giving terminal over a wireless communication link. Further included is the gift server facilitating delivery of the selected content gift to the gift-receiving terminal. | 2015-09-10 |
20150254753 | SYSTEM AND METHOD FOR PROPOSING A CONTENT SET FOR PRESENTATION TO A USER - One aspect of the present disclosure relates to a system for proposing a content set for presentation to a user. A first content set containing one or more first content items may be provided to a client device for presentation to a user. Whether or not to provide a second content set, which may include different content items from the first content set, may be determined based on degree of lack of interaction of the user with said one or more first content items. | 2015-09-10 |
20150254754 | METHODS AND APPARATUSES FOR CONSUMER EVALUATION OF INSURANCE OPTIONS - Methods, systems and apparatus are provided for recommending health insurance plans. Data inputs are received from a graphical user interface. These inputs may include data about location, gender, age, health conditions, prescription drugs and smoking habits. A subset of available health insurance plans is determined. A second database is queried for information about health care events and/or costs of people that match a subset of the user data inputs. Care costs are calculated for each health insurance plan by simulating the health events of the similar people returned from the second database under each health care plan. A total cost of ownership for each health insurance plan is calculated by adding monthly premiums for each health insurance plan to the care costs for that plan. A health insurance plan recommendation is made based at least in part and sometimes exclusively on the total cost of ownership. | 2015-09-10 |
20150254755 | SYSTEM AND METHOD FOR PURCHASING MERCHANDISE BASED ON RADIO FREQUENCY RECOGNITION - A system and a method for purchasing merchandise based on radio frequency recognition are disclosed. The merchandise purchasing system includes: a RF device which outputs a radio frequency (RF) signal containing store information; a user terminal which stores a purchasing wish list input from a user through a merchandise purchasing application, receives the RF signal transmitted from the RF device, checks whether or not a merchandise marching the store information acquired through the RF signal exists on the purchasing wish list, and requests for a payment process for the merchandise; a service server which performs a payment process for the user terminal and transmits payment information to a POS terminal located at a corresponding store; and a POS terminal which receives and displays the payment information. | 2015-09-10 |
20150254756 | SIMPLE ORDER SYSTEM AND METHOD - A mobile terminal is disclosed. The mobile terminal includes: a wireless signal detector configured to detect a wireless signal transmitted from the outside; an application driver configured to execute an application corresponding to the detected wireless signal and receive order information of a product selected by a user through the application and payment information related to the order information; and a transceiver configured to transmit the order information and the payment information and receive a response to the transmitted order information and payment information. | 2015-09-10 |
20150254757 | AUDIO REQUEST INTERACTION SYSTEM - A person can use a portable electronic device to electronically purchase or otherwise request a product, service or other deliverable related to audio programming to which the person is listening at the time they initiate the request. The request is fulfilled by a service that analyzes the audio content to identify the deliverable the person desires. | 2015-09-10 |
20150254758 | WEIGHT-BASED SHIPPING SYSTEM - Embodiments of systems and methods described herein provide users with access to a weight-based shipping service that enables the users to purchase a group of items and pay a flat shipping fee. These systems and methods can enable a user to combine certain items into a box or set of boxes based on weight for a reduced shipping cost. In addition, systems and methods described herein can recommend items to users for purchase based at least in part on the items that a user has added to a box, including based on remaining weight in the box. | 2015-09-10 |
20150254759 | ASSOCIATING ITEM IMAGES WITH ITEM CATALOG DATA - Disclosed are various embodiments for associating item images with item catalog data. An image of an item is obtained in one or more computing devices. The item is identified from the image based at least in part on data derived from reference images that are each associated with one or more items. Catalog data corresponding to the item is associated with the image. The catalog data is added to a merchant catalog in an electronic marketplace. | 2015-09-10 |
20150254760 | ELECTRONIC RENTAL LOCKER SYSTEM - The present invention provides an electronic rental locker system, comprising: a housing unit; a plurality of locker compartments within the housing unit, each locker compartment having a door and a door lock; a payment processing system configured to receive payment by a user for a locker compartment; and a reservation and subscription server. The server is configured to: receive a request from a user to rent a locker compartment; access a database to determine whether the user has a reservation or subscription to rent the locker compartment and whether the user has previously paid to rent the locker compartment; allowing the user to open the locker compartment if the user has previously paid to rent the locker compartment; and requesting payment from the user if the has previously not paid to rent the locker compartment. | 2015-09-10 |
20150254761 | SYSTEM AND METHOD FOR MERCHANT BIDDING PROCESS - The present embodiment of the invention relates generally to a system and method for facilitating merchant bidding in an interne based, user driven e-commerce market (“Cloud Market”) by enabling bidders to place bids on a user's allocated funds (“Money Cloud”) using the bidder's specific goods and/or services for which align with the user's advertised intentions. | 2015-09-10 |
20150254762 | SYSTEM AND METHOD OF ACCESSING AN ONLINE AUCTION OF A VEHICLE THROUGH AN AUCTION WEBSITE AND A DEALER WEBSITE - A system for auctioning a vehicle through the internet and through the collaboration of a vehicle dealer and an auction house. The system includes a vehicle dealer having their own website, and an auction house having their own website. Through collaboration between the vehicle dealer and the auction house various other cobranded websites are presented for the auction of vehicles. These cobranded websites are accessible either through the vehicle dealer website or the auction house website, and are either hosted on the vehicle dealer website or the auction house website. In this way, greater access is provided to the vehicle auction while maintaining the continuity of experience for the buyer, thereby increasing sales and internet traffic. | 2015-09-10 |
20150254763 | Method and System for Extending Participation in an Online Auction to a Winning Bidder - The invention is a secondary exchange system attached to an online auction system which provides winners with the ability to extend their play. The online auction system facilitates the sale of goods and services through an auction which offers bidders the potential for purchasing goods and services at huge discounts from retail pricing. The invention enables winning bidders to optionally exchange their purchase for alternative items or credits towards future auctions. This provides the participant a validation for the purchase of the initial item, the option of exchanging for an item of greater perceived personal value, or the means to extend their play and enjoy the excitement of the experience without additional cost. | 2015-09-10 |
20150254764 | AUTOMATED AND STANDARDIZED DOCUMENTATION OF DETAILS ASSOCIATED WITH A FRAUD-RELATED FINANCIAL INSTITUTION CALL - Systems, apparatus, and computer program products are provided for automating and standardizing documentation of details associated with fraud-related financial institution customer calls. Automating the documentation of call details results in a highly efficient process that eliminates the need for the financial institution representatives to manually input notes during or after a call. Standardization of the documentation of details/notes, assures that the notes are accurate and are in a format that can be readily interpreted and used by subsequent financial institution representatives engaged in future calls from the customer or other activities requiring call history information. | 2015-09-10 |
20150254765 | Systems and Methods for Generating and Selecting Trading Algorithms for Big Data Trading in Financial Markets - Provided herein are various exemplary systems and methods for generating and selecting trading algorithms, including randomly selecting a technical indicator, randomly selecting an evaluation interval, randomly selecting a first tradable item, and randomly selecting a first evaluation bar characteristic. | 2015-09-10 |
20150254766 | SYSTEM AND METHOD FOR GENERATING A DYNAMIC CREDIT RISK RATING FOR A DEBT SECURITY - Techniques are provided that receive credit-worthiness, structured and unstructured data from disparate sources including general economic data sources, government data sources, and proprietary data sources. The received data are used by a credit rating model to assign a high-quality credit risk rating for a particular debt security in real time. Techniques are provided for improving accuracy of the rating including machine neural network learning. | 2015-09-10 |
20150254767 | LOAN SERVICE REQUEST DOCUMENTATION SYSTEM - The present invention includes an apparatus for documenting a loan service request. The apparatus comprises: a memory; a processor; and a module stored in memory, executable by a processor, and configured to: prompt a user for information associated with the loan service request via a first interface; receive information associated with the loan service request; process the information associated with the loan service request, wherein processing the information associated with the loan service request includes generating text that corresponds to the information associated with the loan service request; and display the text that corresponds to the information associated with the loan service request to the user via a second interface. | 2015-09-10 |
20150254768 | METHODS AND SYSTEMS FOR LENDING MONEY - Methods and systems for providing short-term loans with instantaneous access to short-term working capital from float money generated out of a volume of prepaid/gift cards sold to the merchant's customers are described. A merchant takes out a short-term loan from a lender who opens both a Merchant Lending Account (“MLA”) and an Aggregated Balance Lending Account (“ABLA”) for the merchant. The value included within all prepaid accounts affiliated with merchant branded prepaid/gift cards are aggregated into the ABLA, and this balance may be used to close or restructure the original loan affiliated with the MLA. | 2015-09-10 |
20150254769 | SYSTEM, METHOD AND ANALYTICAL PREDICTION PROCESS TO GENERATE CONSUMER PERSONALIZED LENDER APPROVAL AND PRICING COMPATIBILITY INFORMATION - System and analytical prediction process to generate consumer personalized lender approval and pricing compatibility information is disclosed. The analytic prediction processes applied against historical data from an indiscriminant, autonomous and unaffiliated plurality of lenders is unique and affords consumers numerous advantages over the confusing and incentivized influences associated with the existing systems via an unbiased informational advisory record. Furthermore, the system may make certain information available to consumers that was previously kept private and made confidential by lenders. Consumers may save both time and money through a computer readable medium that identifies and publishes their most cost effective borrowing options, as well as provides guidance on recognizing and procuring equitable interest rates via an analytically derived numerical representation. | 2015-09-10 |
20150254770 | FOREIGN CROSS-ISSUED TOKEN - Embodiments disclosed herein relate to systems, methods, and computer program products for a system for providing a multi-currency token. The system, method, and computer program product are configured to receive a request for a multi-currency token, wherein the multi-currency token is associated with at least two financial institution partners; determine a value of the multi-currency token; establish currency conversion parameters for the multi-currency token based on at least one of the value of the multi-currency token and a conversion rate between currencies associated with the at least two financial institution partners; determine that a transaction is being performed with the multi-currency token, the transaction associated with a local currency; and complete the transaction with the multi-currency token in the local currency when the local currency is a currency associated with at least one of the financial institution partners. | 2015-09-10 |
20150254771 | AUTOMATED MODEL RESTRICTION VERFICATION - Apparatus and methods for automated model restriction verification are provided. Apparatus and methods may include introducing a dictionary of terms with respect to which a restriction imposed on a trade may be formulated. Illustrative restrictions may include a payoff currency of the trade must be in a G7 currency or a time to maturity of a trade must be at most 7 years. Apparatus and methods may utilize lexical items to formulate a formula expressing the restriction. Apparatus and methods may automatically parse the formula in response to receiving a trade. Apparatus and methods may include defining lexical items using technical function calls. Apparatus and methods may include formulating a restriction using a lexical item, and verifying syntactical correctness using sample values. Apparatus and methods may include automated verification of the restriction to assert adherence to restriction. | 2015-09-10 |
20150254772 | METHOD FOR MANAGING A HOME EQUITY SALES PROGRAM - A system and method for conducting a home equity sales (HES) program enables a real estate property owner to sell a partial equity ownership interest in a real estate property. This allows the property owner to sell the interest outright to an investor and receive compensation for the sale of the interest. The property interests of the property owner and the investor are both recorded in property records relating to that particular property. The property owner may sell multiple interests in the same property and an investor may also purchase these multiple interests. | 2015-09-10 |
20150254773 | SPECIFICATION HANDLING SYSTEM - A deal management system is described which comprises a database storing first users' sell specifications and second users' buy specifications. Each sell specification comprises a locked portion and a non-locked portion of data. A matching module searches the non-locked portions using a searching specification, and a networking module sends an unlock request to a first user associated with a matching sell specification and provides the locked portion to a second user associated with the matched searching specification in response to receiving an unlock permission from the first user. A flow management module manages tasks associated with a specification acceptance process, and is responsive to a positive selection of a matched specification by a first user and a second user, and provides a graphical user interface for managing the tasks until the first and second users accept each other's buy and sell specifications and a deal regarding those specifications is completed. | 2015-09-10 |
20150254774 | Pricing a Forward Rate Agreement Financial Product Using a Non-Par Value - Computer readable media, methods, and apparatuses may be configured for processing a yield of a first financial instrument, determining a single floating rate payment based on the yield, determining a single fixed rate payment based on a fixed interest rate, determining a present value of the single floating rate payment, determining a present value of the single fixed rate payment, and generating a quote for a forward rate agreement index financial product as a function of the present value of the single floating rate payment and the present value of the single fixed rate payment. | 2015-09-10 |
20150254775 | LOCALLY OPTIMUM TRADING POSITIONS FOR PATH-DEPENDENT OPTIONS - A trading position evaluation system for evaluating trading positions that are locally optimum for a path-dependent European Contingent Claims (ECC) includes an option price determination module to determine a scaled option price and a shifted scaled option price of the path-dependent ECC based on ECC data and market data, retrieved from a database. The scaled option price and the shifted scaled option price are determined at a trading time instance, selected from amongst a plurality of trading time instances obtained from a trader, based on at least one discrete-monitoring time instance occurring before the trading time instance. Based on the scaled option price and the shifted scaled option price, a position evaluation module evaluates a trading position in an underlying asset of the path-dependent ECC at the trading time instance that minimizes local variance of profit and loss to the trader. | 2015-09-10 |
20150254776 | SHAREHOLDER-ADVISED CORPORATE GOVERNANCE - A shareholder advised corporate governance (SACG) platform is provided that includes a data store that stores all relevant corporate information regarding a corporate entity. A number of services use the corporate information to expose corporate governance issues to shareholders or aggregates allowing the shareholder and aggregates to assess board actions by the corporate entity. | 2015-09-10 |
20150254777 | BEHAVIOURAL FINANCE INVESTMENT COACHING SYSTEM, SOFTWARE AND METHOD - A system and method and software for implementation thereof is disclosed for investment monitoring and coaching based on behavioural finance in which investors performance can be monitored and analysed allowing their irrational investment ‘behavioural biases’ (herein termed behavioural biases) to be identified. The computer-implemented method for investment monitoring and coaching comprises: by a computer, analysing said data representative of proposed investment decisions of an investor operating in a financial market to identify, based on data representative of that investor's history of investment decisions, the likely presence of a behavioural bias in an investment decision by said investor; and by a computer, generating one or more behavioural bias intervention alerts for an investor based on output from said one or more behavioural finance analysis engines. | 2015-09-10 |
20150254778 | SYSTEM AND METHOD FOR EVALUATING A SERVICE PROVIDER OF A RETIREMENT PLAN - A system and method for analyzing a service provider of a retirement plan and comparing the service provider against the service providers associated with a group of similar plans is disclosed. In one embodiment, a computer system for evaluating a service provider of a retirement plan comprises a computer server having a database comprising a plurality of data defining a plurality of characteristics of each of a plurality of retirement plans, software configured to identify a subset of the plurality of retirement plans having characteristics comparable to characteristics of the selected retirement plan in view of the type and characteristics of the service provider, software configured to permit the selection of at least one report providing the comparison of the service provider, and software configured to automatically generate and deliver the selected at least one report to a user for display on a user interface. | 2015-09-10 |
20150254779 | METHOD OF IDENTIFYING AND FORWARDING PAST MEDICAL CLAIMS PROCESSED BY A FIRST INSURANCE COMPANY TO A DIFFERENT SECOND INSURANCE COMPANY - A method that includes storing claim records for patients. Each record stores (a) personal information associated with one of the patients, and (b) claim information received from a claim data provider. The claim information stored in some of the records was submitted to different insurance companies. The claim information stored in some of the records was received from different claim data providers. A member identifier is automatically generated for each of the records as a function of a portion of the personal information stored in the record, and the record is associated with the member identifier. A member identifier is automatically generated as a function of a portion of personal information associated with a particular patient. A record associated with the same member identifier generated for the particular patient is identified and a portion of the claim information stored in the identified record is forwarded to a recipient insurance company. | 2015-09-10 |
20150254780 | AUTOMATED SYSTEMS AND METHODS FOR MANAGING THE PLACEMENT PROCESS FOR SECURING INSURANCE COVERAGE - Automated systems and methods for implementing and managing the submission, quote, proposal and binding stages (i.e., placement process) for securing insurance coverage. | 2015-09-10 |
20150254781 | SYNCHRONIZATION OF VEHICLE SENSOR INFORMATION - A method includes receiving and storing sensor data including a first plurality of data points indicative of a plurality of respective states of the environment external to a vehicle at a plurality of respective times, external data including a second plurality of data points indicative of an additional plurality of respective states of the external environment, and synchronization data. The external data is data that was received by the vehicle from a handheld mobile communication device of a pedestrian external to the vehicle via a wireless link, and is indicative of objects sensed by the handheld mobile communication device. The method also includes generating an animated re-creation of an event involving the vehicle using the stored data, and causing the animated re-creation of the event to be displayed. | 2015-09-10 |
20150254782 | ELECTRONIC EXCHANGE AND COLLABORATION SYSTEM - Systems, methods, and media for managing an exchange of capital between a producer of a creative work and investors are provided. A production plan for producing the creative work is received from the producer. The production plan includes a request for the capital. The production plan, including the request for the capital, is offered to the investors. Acceptances of the request for the capital are received from the investors. The acceptances include the requested capital for the production of the creative work. The capital that is received from the investors is transferred to the producer for producing the creative work. Revenue generated by the creative work is received and managed. At least a portion of the revenue is distributed to the investors in priority to the producer in accordance with a priority distribution scheme. | 2015-09-10 |
20150254783 | SYSTEMS AND METHODS FOR ESTATE ACCOUNT DISCOVERY - A system comprises a processor; a communications engine for receiving a request to determine potential service provider accounts that a user has with one or more service providers and for obtaining financial data records of the user from an API that obtains the financial data records from a financial provider system, each respective financial data record corresponding to a respective transaction and including a respective date, amount, and party identifier corresponding to a respective party associated with the respective transaction; a confidence score determination engine for evaluating the financial data records to generate a particular confidence score corresponding to a particular party, the particular confidence score indicating a likelihood that the user has a service provider account with the particular party; and a potential service provider account identification engine for identifying the potential service provider account based on the particular confidence score. | 2015-09-10 |
20150254784 | SYSTEM AND METHOD FOR REMOTE MANAGEMENT OF SALE TRANSACTION DATA - This invention discloses a novel system and method for providing retail point of sale terminals that are connected securely over the Internet to a back-office service that manages the retailer's data as a service using a system that supports more than one retailer, each of which will have one or more point of sale terminals. The system is adapted to provide transaction reconciliation with an accounting system whenever a user ends a shift and logs out of the register instance they are operating. | 2015-09-10 |
20150254785 | SYSTEM AND METHOD PROVIDING EXPERT AUDIENCE TARGETING - A system and method for directing queries to the most suitable potential responders of an audience selected from a crowd-sourced population from which to request information, based on information such as query content, query context, timing, location, preferred supporting resource(s), and source of the query. | 2015-09-10 |
20150254786 | SYSTEM AND METHOD FOR CROWD SOURCING - A method for crowd sourcing tasks may include identifying a group of potential candidates tier crowd sourcing. Each candidate of the group of potential candidates may be identified based on the candidate being expected to accept a certain type of task. The certain type of task may be at least a task that is performable within a predetermined range of time. The method may also include receiving a request to perform a particular task from a requester. The method may additionally include determining if the particular task is the certain type of task. The method may further include transmitting an offer for performance of the particular task to at least a subgroup of the group of potential candidates in response to the particular task being the certain type of task. | 2015-09-10 |
20150254787 | Method and Apparatus for Performing Energy Management in a Power Supply Grid - An energy management system of a power supply grid includes at least one control unit (CU) connected to distributed energy resource controllers (ERC) of energy resources (ER) of the power supply grid by means of a communication network, (CNW) wherein the control unit (CU) monitors communication links (CL) between the control unit (CU) and the energy resource controllers (ERC) via the communication network (CNW), and wherein the control unit (CU) is adapted to calculate a predicted operation behavior of an energy resource (ER) controlled by an energy resource controller (ERC) if a loss of communication or a communication bandwidth limitation of the monitored communication link to the energy resource controller (ERC) is detected. | 2015-09-10 |
20150254788 | METHODS AND SYSTEMS FOR IMPROVING SATISFACTION AND DETERMINING ITEM SELECTION AND ASSIGNMENT FOR A GROUP OF USERS - Novel methods and systems for organizing events are disclosed. A venue can provide menu items with optional and required ingredients, while an event organizer can provide constraints and attendees can provide menu preferences. An optimization is then carried out to find the best selection within the constraints. Events may be video viewing or meals. | 2015-09-10 |
20150254789 | SYSTEM AND METHOD FOR PROVIDING AN ADAPTIVE MENU - A computer-implemented platform and methods of use are disclosed that provide networked access to a plurality of information, including but not limited to customer preference data and digital representations of products and menu items. | 2015-09-10 |
20150254790 | SYSTEMS AND METHODS FOR TRACKING PARCEL DATA ACQUISITION - In some embodiments, scripts may be used to perform parcel data acquisition, conversion, and clean-up/repair in an automated manner and/or through graphical user interfaces. The scripts may be used, for example, to repair geometries of new parcel data, convert multi-part parcel geometries to single part parcel geometries (explode), eliminate duplicate parcel geometries, append columns, create feature classes, and append feature classes. These scripts may be executed in a predetermined manner to increase efficiency. In some embodiments, different combinations of attributes may be appended to stored parcel data. In some embodiments, a tracking application may be used to track information about sources of data. In some embodiments, a tracking application may be used to track which system users are assigned to specific tasks (e.g., in a data acquisition project). | 2015-09-10 |
20150254791 | QUALITY CONTROL CALCULATOR FOR DOCUMENT REVIEW - Described are methods and apparatuses, including computer program products, for automatically managing quality of human document review in a review process. The method includes receiving tagging decisions for multiple documents made by a first reviewer during a first time period and sampling a subset of these documents based on a first confidence level and first confidence interval. The method further includes receiving tagging decisions made by a second reviewer related to the subset of the documents, from which values of multiple quality-control metrics are determined. The method further includes calculating a risk-accuracy value based in part on the values of the quality-control metrics and recommending a second confidence level and a second confidence interval for sampling a second set of documents reviewed by the first reviewer during a second time period. | 2015-09-10 |
20150254792 | APPARATUS AND METHOD FOR PROVIDING AND/OR FOR PROCESSING INFORMATION PERTAINING TO AND/OR RELATING TO PRINCIPAL/AGENT RELATIONSHIPS AND/OR ACTIVITIES INVOLVING AGENTS AND THIRD PARTIES - An apparatus, including a processor adapted to process information regarding a principal or an agent, and adapted to provide an electronic forum or chat room, for facilitating a virtual meeting for allowing the agent to correspond, communicate, conduct a discussion, or to engage in a negotiation, with a third party on behalf of the principal. The processor is adapted to provide or transmit the electronic forum or chat room to a communication device associated with the principal and the processor or the electronic forum or chat room is adapted to allow the principal to participate in, access, or monitor, a communication, discussion, or negotiation, between, with, or involving, the agent and the third party. The principal is able terminate the communication, discussion, or negotiation, to disavow, agree with, or supersede, an action of the agent, or to accept or reject an agreement. | 2015-09-10 |
20150254793 | INTERACTION WITH VIRTUAL OBJECTS CAUSING CHANGE OF LEGAL STATUS - Technology is provided for transferring a right to a digital content item based on one or more physical actions detected in data captured by a see-through, augmented reality display device system. A digital content item may be represented by a three-dimensional (3D) virtual object displayed by the device system. A user can hold the virtual object in some examples, and transfer a right to the content item the object represents by handing the object to another user within a defined distance, who indicates acceptance of the right based upon one or more physical actions including taking hold of the transferred object. Other examples of physical actions performed by a body part of a user may also indicate offer and acceptance in the right transfer. Content may be transferred from display device to display device while rights data is communicated via a network with a service application executing remotely. | 2015-09-10 |
20150254794 | Estate Account Management - Systems and methods for managing accounts associated with an estate. Estate data for an estate is received. The received estate data is verified. Closing data is generated for an account associated with the estate using the estate data. The closing data for the account is used to facilitate closing the account associated with the estate. In facilitating closing of the account associated with the estate, the closing data is sent to a first account system for the account to cause the account to be closed. | 2015-09-10 |
20150254795 | Automated Estate Management - Systems and methods for automated estate management. Estate data for an estate is received. Allowable entities authorized to access the estate data are determined. Portions of the estate data that the entities are allowed to access are determined. At least one access condition that needs to be met in order to allow the entities to access the portions of the estate data are determined. Whether the at least one access condition is met is determined. Access is provided for the entities to the portions of the estate data that the entities are authorized to access if it is determined that the at least one access condition is met. | 2015-09-10 |