36th week of 2022 patent applcation highlights part 48 |
Patent application number | Title | Published |
20220284399 | Computer System and Methods for Managing Data, Data Access, and Data Retention - A computing system configured to: (i) receive a request to create a project entity; create the project entity; establish a data connection between a first party and the project entity; and define the first party's default data retention settings; (ii) receive a request to create a set of data objects associated with the project entity; create each data object in the set; establish a respective data connection between the first party and each data object; and define the first party's data retention settings for the respective data object; (iii) after receiving an indication that a second party has accepted the first party's invitation to collaborate: establish a data connection between the second party and the project entity; define the second party's default data retention settings; establish a respective data connection between the second party and each data object; and define the second party's data retention settings for each data object to match the second party's default data retention settings. | 2022-09-08 |
20220284400 | UNATTENDED EMPLOYMENT MATCHING AND HIRING SYSTEM WITH SIMPLIFIED CANDIDATE ACCEPTANCE - A system and method for facilitating offering and filling of employment positions by employers, administered without employer intervention from the completion of job listing to the onboarding of a completed hire. Job candidates are matched by hiring criteria with available positions, and can accept an offered position through an electronic interface. The electronic interface would facilitate the unattended acceptance of offered positions by way of a simplified or single user interface interaction. | 2022-09-08 |
20220284401 | METHOD, APPARATUS AND COMPUTER PROGRAM PRODUCT FOR PROVIDING A CHANNEL CALENDAR IN A GROUP-BASED COMMUNICATION SYSTEM - Method, apparatus and computer program product for generating a channel calendar in a group-based communication system are described herein. The apparatus is configured to at least generate a channel calendar identifier associated with a group-based communication channel in the group-based communication system, receive a calendar sharing request associated with the channel calendar identifier from a client device, retrieve the calendar object and calendar object metadata set based on the channel calendar identifier, and cause rendering of the calendar object for display via a user interface of the client device. | 2022-09-08 |
20220284402 | ARTIFICIAL INTELLIGENCE DRIVEN PERSONALIZATION FOR ELECTRONIC MEETING CREATION AND FOLLOW-UP - A computing system obtains a keyword and an identifier for a user, where a meeting is to be scheduled between the user and at least one other individual. Based upon the keyword and the identifier for the user, the computing system obtains an identifier for an invitee to the meeting and/or an identifier for content that is to be included in an electronic invitation for the meeting via a computer-implemented user graph for the user. The computing system causes the identifier for the invitee and/or the content to be included in the electronic invitation. The electronic invitation for the meeting is transmitted to electronic accounts of invitees that are identified in the electronic invitation. Data is generated during the meeting by a meeting application that hosts the meeting, and the user graph is modified based upon the data. Subsequently, the computing system obtains a task via the modified user graph. | 2022-09-08 |
20220284403 | System and Method for Providing Cryotherapy Services - The present invention relates to a system and method for purchase or booking sessions of cryotherapy as per the preferences of a user using a website and software application hosted on a server. A cryotherapy session request from a patient is received at the software application. The request is transmitted to the server via a network. The server allocates a cryotherapy machine or device and an operator for performing a cryotherapy session at a scheduled place (i.e. remote location) and time. The system allows a patient to select a treatment type, a location, and a time for the cryotherapy session. | 2022-09-08 |
20220284404 | Systems and Methods for Task Assistance - A method of task management executes at a computing device having one or more processors and memory. The memory stores one or more programs configured for execution by the one or more processors. There is received a description of a task associated with a user. Upon receipt of the description of the task, one or more entities associated with the task are identified using at least the description of the task and geographic information about the user. Information is identified for performing the task with the at least one respective entity in the one or more entities based upon an identity of the entity. This identified information for performing the task is then formatted for use by the user. | 2022-09-08 |
20220284405 | MAINTENANCE INFORMATION MANAGEMENT SYSTEM, MAINTENANCE INFORMATION MANAGEMENT DEVICE, MAINTENANCE INFORMATION MANAGEMENT METHOD, AND PROGRAM - A maintenance information management system and method and a program that can appropriately and centrally manage information of the same industrial equipment in a facility and an equipment and that can improve the efficiency of maintenance management. The maintenance information management system comprises information acquisition unit that acquires a second management target information related to a management target having a plurality of classification items when acquiring account information of companies and employees, acquiring a first management target information related to a management target existing for the purpose of classification, and classifying the management target by any classification item, which is a management target information, and a maintenance management unit for generating maintenance management information in which the account information and the first management target information are associated with each of a plurality of classification items constituting the second management target information, for registering them in a database unit. | 2022-09-08 |
20220284406 | SYSTEM FOR ELECTRICALLY TESTING MOBILE DEVICES AT A CONSUMER-OPERATED KIOSK, AND ASSOCIATED DEVICES AND METHODS - A system for recycling a mobile device. A system configured in accordance with one embodiment of the present technology includes an electrical connector and testing electronics. The electrical connector is configured to be electrically connected to a mobile device, and the testing electronics are configured to produce an electrical measurement by measuring an electrical attribute associated with a hardware component of the mobile device over the electrical connector. The system is further configured to valuate, identify, and/or authenticate the mobile device based at least in part on the electrical measurement. | 2022-09-08 |
20220284407 | INFORMATION PROCESSING APPARATUS AND PROGRAM - A portable terminal includes a network interface, a memory that stores a membership code, a display including a touch panel, and a processor configured to acquire one or more electronic receipts associated with the membership code through the network interface and store the electronic receipts in the memory, acquire coupon information associated with the membership code through the network interface and store the coupon information in the memory, control the display to display a first screen showing first and second buttons, in response to a selection of the first button through the first screen, control the display to display a second screen showing a list of the electronic receipts stored in the memory, and in response to a selection of the second button through the first screen, control the display to display a third screen showing the coupon information stored in the memory. | 2022-09-08 |
20220284408 | REAL-TIME TRANSFER MANAGEMENT INTERFACE - In an aspect, a method performed at a server includes: receiving a message representing a request for a transfer; performing a series of automated processing operations on the message; providing, to a client device associated with an authenticated entity, a transfer interface, the transfer interface including an interface element for selecting the transfer; receiving an indication of a selection of the transfer; in response to receiving the indication of the selection, retrieving stage state data, the stage state data indicating a current one of the automated processing operations in the series; and sending, to the client device, an indication of the stage state data, wherein the client device is configured to update the transfer interface in response to receiving the indication to display a representation of the series of automated processing operations which identifies one of the processing operations in the series as a current processing operation. | 2022-09-08 |
20220284409 | SYSTEM AND METHOD FOR AUTOMATED OPTIMIZATION OF FINANCIAL ASSETS - A financial management network is disclosed for optimizing interest return and/or deposit insurance coverage among a plurality of online accounts that may include one or more savings accounts and a checking account, by automatically allocating and transferring funds among the accounts without intervention of the account holder, in accordance with constraints that may be set by the financial management network, account holder, the account holder's financial advisor, and/or imposed by the associate financial institutions holding the accounts. | 2022-09-08 |
20220284410 | DISPLAY METHOD, MEDIUM, AND TERMINAL - A display method of displaying a user interface on a display region of a terminal, includes, using at least one processor, generating a user interface, the user interface indicating a total amount of money to be paid by a plurality of users, the user interface including a first display region and a second display region, the first display region corresponding to a first amount of money to be paid by a first user, and the second display region corresponding to a second amount of money to be paid by a second user; displaying, the generated user interface on a display panel of a first terminal associated with the first user; receiving, a user input on the first display region indicating a change in the first amount of money; and changing, the first display region and the first amount of money based on the received user input. | 2022-09-08 |
20220284411 | SETTLEMENT DEVICE AND PROGRAM - A settlement device includes a scale that measures a first total weight of commodities; a wireless tag reader that reads, from a wireless tag attached to each of the commodities, a commodity code; and a camera that acquires an image of the commodities. A controller is configured to register the commodity codes; calculate, based on data that correlates commodity codes and commodity weights, a second total weight of the commodities corresponding to the commodity codes registered by the controller; recognize the commodities from the image; when the first total weight and second total weight do not coincide, register an additional commodity code that (a) was not read by the wireless tag reader and (b) correlates to one of the commodities recognized from the image; and when the first total weight and the second total weight coincide, perform settlement processing for the registered commodities. | 2022-09-08 |
20220284412 | METHOD AND SYSTEM FOR OPTIMIZING POS TERMINALS - The present disclosure relates to a method and system for operating a plurality of point of sale (POS) terminals of a POS system installed in a store. The system receives current transaction data from a store server and determines a quantity of the POS terminals that are required for at least one of current transactions or future transactions using a model. The model is trained using historical transaction data and usage statistics of the plurality of POS terminals corresponding to the historical transaction data. The system activates or deactivates at least one of the POS terminals such that the determined quantity of the POS terminals are operated to complete the at least one of the current transactions or the future transactions. | 2022-09-08 |
20220284413 | SYSTEM AND METHOD FOR ELECTRONIC-COMMERCE TRANSACTIONS BETWEEN INDIVIDUALS IN INSTALLMENTS - A method for electronic commerce transactions on a system including at least one computer device and a server. A first user accesses a graphical user interface a computer device. The user logs into the system and selects a second user. The first user may then define a payment amount, a payment schedule, and a payment source. A sale transactions occurs between the first and second user in installments paid over the payment schedule. | 2022-09-08 |
20220284414 | SYSTEM AND METHOD FOR MANAGING VALUE TRANSFER CARDS - A processor-implemented method is disclosed. The method includes: detecting a transfer initiated using a value transfer card; obtaining subscription profile data of a subscription associated with the value transfer card, the subscription being associated with a transferor entity and a defined time period of validity; determining one or more enabled features of the value transfer card based on the subscription profile data of the subscription; and causing the transfer to be processed in accordance with transfer parameters that are associated with the one or more enabled features of the value transfer card. | 2022-09-08 |
20220284415 | TRANSACTION TOKEN THAT STORES AND PRESENTS LOCATION-SPECIFIC TOKEN IDENTIFIERS - In certain embodiments, location-based activation of card identifiers may be facilitated. In some embodiments, an electrophoretic display card may store a set of location-specific card identifiers, where each card identifier of the set is associated with (i) an account of a user and (ii) creation location information indicating a device location of the user at a creation time of the card identifier. In response to being powered by a user device, the card may initiate wireless communication with the user device. The card may determine a device location of the user device, select a card identifier from the set of card identifiers that matches the device location, and switch a state of the card identifier to an active state to enable transaction processing for the card identifier. In some embodiments, the card may cause the active card identifier to be presented on an electrophoretic display of the card. | 2022-09-08 |
20220284416 | APPLETS FOR CONTACTLESS CARD ACTIVATION - Contactless cards, apparatuses, computer-readable media, and methods for activating a contactless card. A contactless card may communicate, to a client device via a wireless communications interface, a network address associated with a web page. The contactless card may generate a cryptogram responsive to a request from the web page on the client device. The contactless card may communicate the cryptogram to the web page via the wireless communications interface. The contactless card may receive, from the web page, an instruction to activate a payment applet of the contactless card. The contactless card may activate the payment applet based on the instruction. | 2022-09-08 |
20220284417 | SERVER-SIDE CONTACTLESS CARD ACTIVATION - Systems, apparatuses, computer-readable media, and methods for activating a contactless card. A server may transmit, to a web browser on a client device, a web page. The server may receive, from the web browser, a request to activate a contactless card, the request including a cryptogram. The server may decrypt the cryptogram based on a key associated with the contactless card. The server may transition, based on the decryption of the cryptogram, the contactless card from an inactive payment state to an active payment state. The server may transmit, to the web page and based on the transition of the contactless card from the inactivated payment state to the activated payment state, an indication to activate a payment applet of the contactless card. | 2022-09-08 |
20220284418 | SYSTEM AND METHOD FOR GENERATING NOTIFICATIONS BASED ON DIGITAL WALLET PASS DATA - A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a computing device, a signal including digital wallet pass data; store the digital wallet pass data in association with an account; monitor location data and data associated with a value card account to identify a notification event; responsive to identifying the notification event, generate a notification based on the digital wallet pass data; and send, via the communication module and to the computing device, a signal causing the computing device to display the notification. | 2022-09-08 |
20220284419 | SYSTEMS AND METHODS FOR AUTOMATIC ASSET TRANSFER USING SMART CONTRACTS - Examples of the present disclosure describe systems and methods for automatically transferring assets based on a smart contract. In one example, a smart contract is constructed between a consumer and a service provider. The smart contract is stored on a blockchain. Financial data associated with the consumer may be received by the system, and based on the financial data associated with the consumer, the system may construct an investment profile for the consumer. The system may receive a deposit of assets (e.g., cryptocurrency). The funds may be placed into an escrow wallet, where the funds may be drawn upon based on the rules of the smart contract. At least a portion of the funds may also be automatically invested based on the investment profile of the consumer. The system may receive a trigger event, which may cause a transfer of assets from the escrow wallet to the service-provider wallet. | 2022-09-08 |
20220284420 | SMART CONTRACT EXECUTED WITHIN A BLOCKCHAIN - There is provided a method and system for selection of response message(s), comprising: receiving from an initiator client terminal a function message including an unencrypted target value and a public key, receiving respective response messages to the function message from responding client terminals, each respective response comprising an unencrypted partial value of the target value and a parameter encrypted with the pubic key, receiving, from the initiator client terminal, a selection of response message(s) according to a ranking of the encrypted parameters, wherein a sum of the unencrypted partial values of the selected response message(s) is according to a requirement of the target value, and receiving a validation for the selected response message(s) from corresponding responding client terminals, wherein each of the corresponding responding client terminals is provided with all partial values and all unencrypted parameters associated with all of the selected response message(s). | 2022-09-08 |
20220284421 | CONTACTLESS PAYMENT TECHNOLOGY WITH PAYMENT CARD NETWORK TO OPEN BANKING NETWORK CONVERSION - Through the described contactless payment technology with payment card network to open banking network conversion, the open banking network can be leveraged to bring acceptance for digitized bank account based contactless payments. A converter can receive, via a payment card API channel, a contactless payment message, which includes at least a consumer account number, an acquirer account number, and transaction information for a transaction. The converter can convert the contactless payment message to an open banking message by obtaining a unique B2B trust token corresponding to the consumer account number and creating the open banking message for an open banking API channel using at least the B2B trust token, the acquirer account number, and the transaction information. The converter can communicate, via the open banking API channel, the open banking message to a consumer bank system. | 2022-09-08 |
20220284422 | Immutable Database for Bitemporal Analysis - Embodiments disclosed are directed to an immutable database with a bitemporal ledger for storing transactions in timelines for maintaining a record of all events and resources within the system. The bitemporal ledger may store a sequence of transactions which include a plurality of transactions previously received by the data processing system in a temporal sequence up to a current time. A new transaction is received and may be appended to the sequence of transactions based on temporal metadata associated with the transaction are received, The temporal metadata may include a valid-from time and a created-at time. | 2022-09-08 |
20220284423 | Architecture of Immutable Database for Bitemporal Analysis - Embodiments disclosed are directed to implementing an immutable database. Several embodiments are directed to an architecture for implementing the immutable database as a data processing system with a real-time interface for buffering a plurality of transactions and a bitemporal ledger for storing the plurality of transactions and a processor. New transactions may be appended to the transaction to the plurality of transactions and processed in a temporal order which includes identifying a sequence of transactions in the bitemporal ledger associated with the transaction and incorporating the transaction into the sequence of transactions in the bitemporal ledger according to temporal metadata associated with the transaction to form an updated sequence of transactions. | 2022-09-08 |
20220284424 | Immutable Database for Processing Retroactive and Historical Transactions Using Bitemporal Analysis - Embodiments disclosed are directed to an immutable database in a data processing system for tracking a data state of the data processing system using multiple timelines or temporal sequences representing events occurring in the data processing system. The immutable database may maintain a current temporal sequence representing an existing data state of the data processing system and generate alternate temporal sequences representing an alternate data state of the data processing system. The alternate temporal sequence may be used to test retroactive events that are intended to replace or correct events that occurred in the current temporal sequence. | 2022-09-08 |
20220284425 | MULTI-SIGNATURE VERIFICATION NETWORK - Systems and methods for authorizing a blockchain transaction. A verification network receives a transaction request for the blockchain transaction from a payer device including a first signature generated by a first private key associated with a payer. The verification network broadcasts a verification request to verification system(s) which assess pre-agreed threshold parameters. If the parameter(s) are satisfied, at least one verification system perfects the transaction by generating a second signature using a second private key, and broadcasts the transaction to the blockchain network. If the parameter(s) are not satisfied, verification offer(s) from among the verification system(s) including the second signature(s) are used to prompt the payer device to confirm the blockchain transaction by selecting at least one of the offer(s). The verification network receives selected offer(s) from the payer device and broadcasts the transaction to the blockchain network, in accordance with the selected offer(s) and the transaction request. | 2022-09-08 |
20220284426 | SYSTEMS AND METHODS FOR FACILITATING TRANSFER OF OWNERSHIP OF TOKENS BETWEEN USERS ON A DECENTRALIZED DATABASE - Systems and methods for facilitating transfer of ownership of tokens between users on a decentralized database stores a registry of assets and transactions are disclosed. Exemplary implementations may: store, on electronic storage, a set of code executable by the decentralized database to manifest individual tokens on the decentralized database; and record the set of code on the decentralized database such that the set of code is accessible at a creator address that is associated with the creator of the set of code. Using the functions defined by the set of code, an owner of an individual token can offer to sell the individual token, and a buyer can accept this offer to buy the individual token, at an agreed-upon price. | 2022-09-08 |
20220284427 | EVALUATION SYSTEM, EVALUATION METHOD, PROGRAM, SERVER DEVICE, AND TERMINAL DEVICE - An evaluation system includes an information acquiring unit, an evaluating unit, and a determining unit. The information acquiring unit is configured to acquire pay information relating to a consideration which a target person should pay for reception of service. The evaluating unit is configured to evaluate a cognitive function of the target person. The determining unit is configured to determine, by using acquiring of the pay information as a trigger, whether or not an evaluation for the cognitive function of the target person by the evaluating unit is required. | 2022-09-08 |
20220284428 | STABLE DIGITAL TOKEN PROCESSING AND ENCRYPTION ON BLOCKCHAIN - Disclosed herein are methods and systems for facilitating payment comprising the exchange of digital tokens from consumer accounts to merchant accounts in exchange for goods and/or services wherein the merchant may request the issuance of reward tokens, backed up by a central entity, to the consumer accounts. The reward tokens can then be used to facilitate payment for goods or services from the requesting merchant. | 2022-09-08 |
20220284429 | SYSTEM, METHOD, AND RECORDING MEDIUM HAVING RECORDED THEREON A PROGRAM - Provided is a system comprising a data collection unit configured to collect, from equipment capable of acquiring measurement data obtained by measuring physical quantities of a measurement target, the measurement data, a contract term registration unit configured to register a term of a contract to disclose the measurement data to a contractor, a judgement unit configured to judge whether the contract has been concluded, a data disclosure unit configured to disclose the measurement data to the contractor in response to conclusion of the contract, and a charging processing unit configured to perform processing for charging an amount according to a consideration for disclosure of the measurement data to the contractor, based on the term of the contract. | 2022-09-08 |
20220284430 | ELECTRONIC APPARATUS FOR PROCESSING ITEM SALES INFORMATION AND METHOD THEREOF - Disclosed is a method of processing item sales information by an electronic apparatus including acquiring a purchase request including item information related to an item selected by a user and information related to a payment means, providing a purchase response including approval information corresponding to the purchase request before proceeding with payment through the payment means in response to the purchase request when the information related to the payment means satisfies a first condition, transmitting a release request for the item to a first server; and requesting payment for at least some of an amount corresponding to one or more purchase requests related to the payment means according to an arrival of settlement timing corresponding to the payment means. | 2022-09-08 |
20220284431 | System and Method for a Self-Calculating Token Vault - A system and method for electronic payment that involves generating and then using a temporary token based on a legacy PAN (Primary Account Number) to conduct an electronic transaction. The token is generated by transforming the PAN using specific inputs such that the original PAN can be recovered by manipulating the token in various ways as disclosed herein. One potential manipulation that may be used is encryption/decryption. The token is transmitted to a portable electronic device such that the portable electronic device may present the token to a point-of-sale device. The POS communicates the token to a server which validates the token by, among other things, recovering the PAN. If the PAN is recovered as expected a validation message is returned to the POS device. | 2022-09-08 |
20220284432 | GEOBLOCKCHAIN AUTHENTICATION OF MAP RELATED DATA - A method of providing a map with imbedded, authenticated data is described. A geographic feature is represented on a map with one or more of points, lines and polygons in a first layer of the map. Data corresponding to the geographic feature is provided. The provided data is encoded, in a first block, with the one or more of points, lines and polygons from the first layer of the map. The block is combined with other blocks of a blockchain. The blockchain is associated with the geographic feature on the map as represented by the one or more of points, lines and polygons in the first layer of the map. | 2022-09-08 |
20220284433 | UNIDIMENSIONAL EMBEDDING USING MULTI-MODAL DEEP LEARNING MODELS - Unidimensional embedding using multi-modal deep learning models. An autoencoder executing on a processor may receive transaction data for a plurality of transactions, the transaction data including a plurality of fields, the plurality of fields including a plurality of different data types. An embeddings layer of the autoencoder may generate an embedding vector for a first transaction, the embedding vector includes floating point values to represent the plurality of data types of the transaction data. One or more fully connected layers of the autoencoder may generate, based on the embedding vector, a plurality of statistical distributions for the first transaction, each statistical distribution includes a respective embedding vector. A sampling layer of the autoencoder may sample a first statistical distribution of the plurality of statistical distributions. A decoder of the autoencoder may decode the first statistical distribution to generate an output representing the first transaction. | 2022-09-08 |
20220284434 | FRAUDULENT ACT RECOGNITION DEVICE AND CONTROL PROGRAM THEREFOR AND FRAUDULENT ACT RECOGNITION METHOD - A fraudulent act recognition device includes a processor. The processor is configured to recognize an operation input relating to commodity registration in a settlement terminal by a purchaser, recognize an action of the purchaser who performs the operation input, detect, as a fraudulent act of the purchaser, a taking-out action of an unregistered commodity after an operation input for a checkout instruction is recognized, and transmit a signal indicative of the fraudulent act of the purchaser. | 2022-09-08 |
20220284435 | System, Method, and Computer Program Product for Determining a Reason for a Deep Learning Model Output - A system, method, and product for determining a reason for a deep learning model output that obtain training data associated with training samples and first labels for the training samples; train a first model using the training samples and the first labels, training the first model generating predictions for the training samples; train a second model using the training samples and the predictions as second labels for the training samples; extract one or more weights of the trained second model; process, using the first model, input data including features associated with at least one sample, to generate output data, the output data including at least one prediction for the at least one sample; and apply the one or more extracted weights to the features to determine one or more contributions of one or more features of the features to the at least one prediction for the at least one sample. | 2022-09-08 |
20220284436 | COMPROMISED DATA SOURCE DETECTOR AND METHOD - A compromise detection computing device is configured to receive transaction data associated with a set of transactions performed at a plurality of merchants, each transaction conducted using a payment device, identify a first merchant, and generate a list of every payment device that was used to conduct a transaction at the first merchant. The compromise detection computing device is further configured to monitor subsequent transaction activity associated with each payment device on the list, and generate a fraud proxy score for each payment device based upon the activity. The compromise detection computing device is further configured to access fraud report records associated with any payment device on the list, generate an implication score for the first merchant based upon the fraud proxy score and the fraud report records, and, when the first implication score meets a first criteria, automatically transmit an alert message to a receiving party. | 2022-09-08 |
20220284437 | SYSTEM AND METHOD FOR FRAUD CONTROL - A system and method in accordance with exemplary embodiments may include systems and methods for providing fraud management, which may include, receiving account holder data, determining vertical spend patterns associated with merchants to define a merchant risk for each merchant, generating a transactional behavior patter for the account holder, and generating a fraud score and/or action set (e.g., refer/decline/queue for review) based on the transactional behavior pattern and merchant risk. Account holder data may include, for example, an account type, an account balance, account credits and debits, and transaction data including merchant name, location, and transaction details. | 2022-09-08 |
20220284438 | SYSTEMS AND METHODS FOR SECURE ELECTRONIC TRANSFERS - Systems and methods including one or more processors and one or more non-transitory storage devices storing computing instructions configured to run on the one or more processors and perform receiving, from a payee system for a payee, a request for a transfer from a payor to the payee; causing a payor device of the payor to display an authorization user interface for the payor to authorize a payor financial institution to grant an access code to the one or more processors; in response to the payor financial institution granting the access code, requesting, from the payor financial institution, one or more eligible payor accounts owned by the payor and maintained by the payor financial institution; causing the payor device to display the one or more eligible payor accounts for the payor to determine a selected payor account of the one or more eligible payor accounts for the transfer; determining a fraud risk score for the transfer; transmitting, to a payee financial institution for the payee, the fraud risk score, wherein: the payee financial institution is configured to determine a transfer decision for the transfer based at least in part on the fraud risk score and information about a payee account for the transfer; and the payee account is owned by the payee and maintained by the payee financial institution; and when the transfer decision comprises an approval of the transfer by the payee financial institution, facilitating the transfer from the selected payor account to the payee account. Other embodiments are disclosed herein. | 2022-09-08 |
20220284439 | Protocol to Secure Electronic Transactions Using Two-Way Handshakes - Methods and systems as described herein may secure the electronic transfer of assets using two-way handshakes. A second device may initialize a transaction by transmitting a transaction request and a second biometric identifier to a first device. The first device may receive the transaction request and review the second biometric identifier. When the first device recognizes the second biometric identifier, the second biometric identifier may be approved. The first device then transmits a response, that includes a first biometric identifier, to the second device, via a server that may record the first device's approval. The second device may confirm the identity of the first device using the first biometric identifier. When the second device approves the first biometric identifier, the second device may transmit an approval to the server. After the server has received approval of both biometric identifiers, the server may execute the requested transaction. | 2022-09-08 |
20220284440 | Systems and Methods for Use in Approving Transactions, Based on Biometric Data - Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes prompting a consumer to provide a biometric in connection with a transaction by the consumer, and receiving a payment account credential specific to a payment account for use in the transaction. The method also includes appending a biometric score and an indication of a biometric technology used to capture the biometric to an authorization request associated with the transaction, and transmitting, by the computing device, the authorization request to an issuer. | 2022-09-08 |
20220284441 | Detection of Warranty Expiration and Forwarding Notification - Aspects described herein may include detecting, by a browser extension, a checkout page for the purchase of an item using a credit card. Product transaction data and a warranty expiration date of the purchased item may be retrieved, and the warranty expiration date of the purchased item may be stored. Creation of a notification to be sent to the user prior to the warranty expiration may be scheduled. The notification, which includes the warranty expiration date of the purchased item, may then be forwarded to the user through the browser extension. | 2022-09-08 |
20220284442 | METHOD AND SYSTEM FOR VERIFICATION OF BUSINESS PROCESS ADHERENCE TO STANDARDS - A method and a system for verifying that a process conforms to a standard, such as a governmental regulation or a quality standard, are provided. The method includes: obtaining first information that relates to an entity that has executed a process, the first information including an entity identification, a standard, and at least one document that relates to a result of an execution of the first process; extracting a specific type of information from the document(s); and determining, based on the extracted information, whether the execution of the process by the entity satisfies the standard. The method may also include determining a confidence level value that relates to a degree of uncertainty of the determination of whether the standard has been satisfied, and the confidence level value may be used for adjusting the standard and/or for adjusting the verification method. | 2022-09-08 |
20220284443 | INFORMATION PROCESSING SYSTEM - An information processing device stores a unit emission amount that corresponds to GHG emissions per unit sale proceeds of a credit card member store, with respect to each of multiple credit card member stores. The information processing device acquires, from a credit card firm device, payment data associated with a purchase of a product or a service using a corporate card of a company. The payment data include information regarding a member store that has sold the product or service and also include a purchased amount. The information processing device derives GHG emissions associated with a purchase, based on a unit emission amount related to a member store specified by the payment data and also based on a purchased amount specified by the payment data. The information processing device provides, to a company device, information regarding GHG emissions associated with a purchase. | 2022-09-08 |
20220284444 | System Incentivizing Greenhouse Gas Sequestration - A system incentivizing greenhouse gas sequestration is provided having a greenhouse gas receiving station, a greenhouse gas storage system having a sequestration potential, a signal indicative of the sequestration potential of the greenhouse gas storage system received by said greenhouse gas receiving station, the greenhouse gas receiving station determining a storage cost based on a greenhouse gas and the signal indicative of the sequestration potential, the greenhouse gas receiving station determining a renewable energy credit based on the signal indicative of the sequestration potential of the greenhouse gas storage system. | 2022-09-08 |
20220284445 | APPARATUS FOR CUSTOMER AUTHENTICATION OF AN ITEM - An apparatus is provided for authentication of an item or a label by storing unique random serial numbers or codes in a remote secure storage that can be used to authenticate the item or the label, generating a pointer to each stored unique random serial number/code and storing the generated pointer(s) in a client data storage. During or prior to a production run of the item(s) or label(s): the generated pointer(s) are sent from the client data storage to one or more media devices, the generated pointer(s) are obtained from the media device using a post-content manager, the unique random serial number(s)/code(s) are obtained from the server via the post-content manager using the generated pointer(s), the obtained unique random serial number(s)/code(s) are sent to the media device, and the received unique random serial number(s)/code(s) are imprinted on the item(s) or the label(s) using the media device. | 2022-09-08 |
20220284446 | Ecosystem and Method for Exchanging Information About ESG Data of a Product Related Entity - A method and system includes subject participants, a verifier participant and a certifier participant of a communication network exchanging information about ESG data, wherein a subject participant provides a proof derived from an ESG credential and the verifier participant receives the proof via the communication network, where the participant receives the ESG credential from the certifier participant, the proof assigns authenticity of the certifier participant providing the ESG credential, wherein the proof additionally assigns integrity of the ESG data, parts or an attribute of the ESG data, wherein the system further includes nodes of a decentralized registry that manages a public key of the certifier participant, where the decentralized registry provides a public key of the certifier participant corresponding to the proof to the verifier participant so that the verifier participant can cryptographically verify the authenticity and integrity with the public key via a computing component of the verifier participant. | 2022-09-08 |
20220284447 | METHODS AND SYSTEMS FOR AUTHENTICATING PHYSICAL PRODUCTS VIA NEAR FIELD COMMUNICATION TAGS AND RECORDING AUTHENTICATION TRANSACTIONS ON A BLOCKCHAIN - A method includes receiving, by an application executing on a first computing device, from an NFC reader, a unique identifier of an NFC tag. A second computing device stores an identification of the product and the unique identifier of the NFC tag in a blockchain. The second computing device receives, from a third computing device, a request for a determination of authenticity of the NFC tag. The second computing device requests, from the blockchain, an indication of whether the unique identifier of the NFC tag is stored in association with the identification of the product and an indication of ownership. The second computing device receives confirmation that the unique identifier of the NFC tag is stored in association with the identification of the product and the indication of ownership. The second computing device provides, to the third computing device, the confirmation. | 2022-09-08 |
20220284448 | ANTI-COUNTERFEITING AND ENCRYPTION METHOD BASED ON LOCAL RANDOM IMAGE TRANSFORMATION TECHNIQUE - Disclosed is an anti-counterfeiting and encryption method based on a local random image transformation technique, which belongs to the technical field of anti-counterfeiting and encryption. In the present disclosure, local replacement is performed on random images (that is, the arrangement structure of pixels in a space is changed or pixel values are changed), and then, two random images are used to store corresponding information; and “locally scrambled” portions of the images contain a part of key information. However, since the images are still random, there is still no explicit information display in the images; and even if the information is intercepted during a transfer process, the content of the information cannot be known without the original first random scatter plot, and the existing information also cannot be tampered with. In the present disclosure, a user does not need to memorize any password. | 2022-09-08 |
20220284449 | SYSTEMS AND METHODS FOR TARGETED ADVERTISING - Systems and methods for targeted advertising are described. The method may include receiving information regarding a future event. The information may include a time and a user identification. Receiving local additional information regarding the user from the one or more databases; requesting third party additional information regarding the user from one or more third party databases; accessing advertiser information from the one or more databases; selecting one or more advertisements based on the advertiser information, information regarding the future event, the local additional information, and the third party additional information; creating a communication template for the one or more selected advertisers; and sending the communication template. | 2022-09-08 |
20220284450 | SYSTEM AND METHOD FOR DETERMINING SENTIMENT INDEX FOR TRANSACTIONS - A computing device is configured for determining a sentiment index for display on a user interface of a destination computing device. The computing device tracks and receives real-time actual transaction activity information detailing each transaction performed over a past time period for each user from a plurality of users associated with an entity. Then, a set of proxy components are determined to represent the transaction activity information based on types of transactions in the transaction activity information. The sentiment index is generated having a value representing market sentiment for confidence at a current time in performing transactions based on a weighted sum and/or difference of the set of proxy components and display the value of the sentiment index on an interactive display of the user interface for subsequent use in performing further transactions. | 2022-09-08 |
20220284451 | METHODS AND APPARATUS FOR ELECTRONIC MAPPING OF CUSTOMER DATA - This application relates to apparatus and methods for mapping identifiers to customer data over temporal intervals. Various applications may then operate on the mapped customer data to generate output data, such as digital item advertisements. In some examples, a computing device receives a first identifier of a first type, and a plurality of second identifiers of a second type. The computing device obtains customer data, such as sales and browsing data, associated with each of the second identifiers, and generates a confidence score for each of the second identifiers based on the corresponding customer data. Further, the computing device generates mapping data that maps the first identifier to one of the plurality of second identifiers based on the confidence scores. In some examples, the computing device determines the mapping data based on temporal intervals associated with the first identifier and each of the plurality of second identifiers. | 2022-09-08 |
20220284452 | ENTITY FUNCTIONAL AREA AND PRODUCT USE IDENTIFICATION - Entity functional area and product use identification implementations are described that identify functional areas of an entity and products used by these functional areas. In general, this involves generating a functional area classifier to identify one or more functional areas of the entity inferred in a document, identifying one or more product names found in the document, identifying an entity name in the document (if not already known), and establishing at least one combination of the entity name, the functional area, and a product name for each product name found in the document. In some implementations, at least one of the entity location or the vendor of the named product or the technology designation of the product, is identified in the document and included in the combinations. Multiple documents are processed, and the resulting established combinations are output. | 2022-09-08 |
20220284453 | METHOD FOR CREATING A STORE ON AN ONLINE RETAIL PLATFORM - A method for creating a virtual store on an online retail platform that automatically identifies the type of file being uploaded by the merchant from any of media files such as images and video, 3D-scan files, and computer-aided-design (CAD) files. The method then registers certain parameters of the uploaded store, and finds a set of stores located in a multitude of stored files, that are close enough in those parameters to the uploaded store. The method then generates a dataset of information from the set of stores that may be relevant to the uploaded store, and displays this to the merchant. This allows the merchant to select information from this dataset that they wish to apply to the uploaded store, thus saving time and effort when creating a virtual store. | 2022-09-08 |
20220284454 | CRYPTOCURRENCY VALUATION BY PROCESSING NEAR REAL-TIME AND HISTORICAL DATA FROM MULTIPLE CRYPTOCURRENCY EXCHANGES - Systems and methods for cryptocurrency valuation by processing near real-time and historical data from multiple cryptocurrency exchanges. An example method comprises: assigning, to each exchange of a plurality of exchanges trading in a specified cryptocurrency, a Base Exchange Score (BES) reflecting one or more characteristics of the exchange; computing, for each exchange of the plurality of exchanges, a Volume Adjusted Score (VAS) by adjusting the BES based on a relative volume of transactions serviced by the exchange during a predefined period of time; computing, for each exchange of the plurality of exchanges, a Decayed Volume Adjusted Score (DVAS) by adjusting the VAS of the exchange to reflect a period of time passed since a most recent transaction performed on the exchange with respect to the specified cryptocurrency; ranking the plurality of exchanges by their respective DVAS scores; designating an exchange associated with a highest value of the DVAS as a principal market for the specified cryptocurrency at a specified point in time; and designate a price of a most recent transaction on the principal market as representing a fair value of the specified cryptocurrency at the specified point in time. | 2022-09-08 |
20220284455 | PURCHASING ANALYSIS SYSTEM, PURCHASING ANALYSIS METHOD, AND COMPUTER PROGRAM - In order to analyze the purchasing situation from the various kinds of information regarding the products sold on the mall style shopping site, a purchasing analysis system for analyzing purchase status of a target product sold on a mall style shopping site has a trading history acquisition unit acquiring information related to a trading history of the target product on the mall style shopping site. The system also has an advertising information acquisition unit acquiring advertising indicators of the target product. Further, the system has an output unit displaying the information related to the trading history and the advertising indicators on a same time axis. | 2022-09-08 |
20220284456 | SYSTEM FOR FACILITATING DIRECT COMMUNICATIONS - Systems and methods are provided for generating and transmitting communications between merchant, advertiser, and consumer user devices associated with a future purchase that is initially identified by the consumer user. The disclosure describes these and other perspectives of matching and limiting the advertisements and items to a time frame initiated by the consumer user. | 2022-09-08 |
20220284457 | CUSTOMER CLUSTERING USING INTEGER PROGRAMMING - Methods and apparatus are disclosed regarding an e-commerce system that clusters customers based on demographic data and purchase history data for the customers. In some embodiments, the e-commerce system solves an Integer Program that accounts for the demographic data and purchase history data in order to identify a hyperplane that splits a selected cluster of customers. | 2022-09-08 |
20220284458 | Risk-constrained Optimization of Virtual Power Plants in Pool and Future Markets - Embodiments for distributing energy for an energy system having an energy generation source, an energy storage system and a load. The method including identifying a risk level for the energy system, the risk level having objectives prioritized relative to one another. Calculating an objective function based on values including energy market values, electricity rates, and power producing, storing and consumption. Identifying an Optimized solution for charging or discharging the energy storage system based on the objective function. Controlling the distribution of energy to the energy storage system for charging according to the Optimized solution based on the objective function and discharging according to the Optimized solution. The objective function is Optimized using feasibility constraints, again Optimized using technical constraints and additional constraints. The Optimized solution maximizes an expected total pool market revenue and an expected total future market revenue, while minimizing an expected total energy cost for the energy system. | 2022-09-08 |
20220284459 | PREDICTIONS BASED ON ANALYSIS OF BIG DATA - Systems as described herein may analyze big data to generate predictions for Software-as-a-Service (SaaS) offerings and/or other subscription-based software. A prediction system may receive small business transaction data comprising payment information between a plurality of merchants and a software vendor. The prediction system may receive enterprise merchant insights information. The prediction system may identify, based on the small business transaction data and the enterprise merchant insights information, recurring transactions using a first machine learning model. The prediction system may generate an average contract price and a confidence score, using a second machine learning model. The prediction system may generate a recommendation comprising a renewal rate. Based on a determination that a service provided by the software vendor is coming due for renewal, the prediction system may send, to a particular merchant, an alert associated with the renewal and the recommendation. | 2022-09-08 |
20220284460 | PRICE PREDICTION DEVICE - A price prediction device includes an attribute acquisition unit that acquires data indicating attributes of consumers, a history acquisition unit that acquires data indicating a history of a product purchased by the consumer and a purchase price of the product, a probability acquisition unit that derives a selection probability of a target product being selected from a product group for each consumer based on the attribute and the history, and a derivation unit that derives an optimal price of the target product for each consumer based on the selection probability of the target product and a selling price of the target product, by using a price prediction model constructed by machine learning. | 2022-09-08 |
20220284461 | SOCIAL-REFERRAL NETWORK METHODS AND APPARATUS - A computer implemented method, apparatus and computer readable medium for monetizing online referral social networks. The online referral social network system confirms a particular online referral social network member indicated in one or more communications for registering a user as having referred the user to the online referral social network is a member of said online referral social network. A referral commission is determined and paid the particular identified referring member. | 2022-09-08 |
20220284462 | APPARATUS FOR PROVIDING BENEFIT INFORMATION OF PAYMENT METHOD AND METHOD THEREOF - Disclosed is a method of providing information by an electronic apparatus, the method including acquiring information on an item selected by a user, acquiring account information of the user including information on a plurality of payment methods registered by the user, acquiring benefit information related to a payment of the item with respect to at least one payment method among the plurality of payment methods, and providing information on a first payment method selected from the plurality of payment methods based on benefit information of the at least one payment method and first benefit information provided in association with the first payment method. | 2022-09-08 |
20220284463 | SYSTEM AND METHOD FOR INTELLIGENT DISCOUNT DISTRIBUTION BASED ON SUBSCRIBER TIER - A system and method for operating a bundle-type checkout system incorporating subscription tiers, comprising an offer manager that receives price offer values from consumers, a discount optimization manager that calculates a least acceptable offer value based on offer pattern data associated to each product identifier of the bundle, calculates a total available discount for the bundle based on the least acceptable offer value and retail prices of each product identifier of the bundle, calculates price discount thresholds and compares price discount values to offer values to calculate price discounts and determines acceptability of the price offer values, and weighted discount distribution among subscription tiers to calculate a final price for each product identifier. | 2022-09-08 |
20220284464 | LOYALTY SCHEME FOR INCREMENTAL DISCOUNTS IN THE SERVICE INDUSTRY - A method to calculate discounts based on a quantity of visits to a business during a time period is described. A request is received from a first user identified as a customer for a service to be performed at the business during a first time period. If the first time period is within a predetermined time period, a quantity of visits of the customer to the business during the predetermined time period is identified, a first discount is generated based on a first quantity of visits of the customer to the business during the predetermined time period, and a second discount is generated based on a second quantity of visits of the customer to the business during the predetermined time period. The first quantity of visits is greater than the second quantity of visits and the first discount is greater than the second discount. | 2022-09-08 |
20220284465 | METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR PROVIDING REAL TIME INCENTIVES - Methods, apparatus and computer program products are provided for providing real time incentives during browsing sessions on a promotional system. The real time incentives may convert browsing consumers to buyers by providing incentives (e.g., discounts) that may be redeemed during the browsing sessions. Qualification constraints may be evaluated using an event handler to determine whether an incentive should be offered. Participation constraints may define terms which should be met for a consumer to redeem the incentive. | 2022-09-08 |
20220284466 | ANONYMIZED CROSS-APPLICATION OR CROSS-SITE ATTRIBUTION WITHOUT USE OF CENTRAL IDS - Systems and methods are described for attributing online actions to previously delivered electronic advertisements on a plurality of devices using a plurality of device identifier (ID) clusters without use of central IDs. Each device ID cluster is associated with a device, and each device has device characteristics. Each device ID cluster includes one or more device identifiers. Device-related ad impression data and online action data is received. This data includes a device identifier associated with the device. The device identifier is used to identify the device ID cluster associated with the device to which the ad impression was delivered or the online action took place on. Copy devices are selected and paired with respective devices, and the same ad impression data or online action data are assigned to respective copy devices, thereby anonymizing the devices for which the device-related ad impression data or online action data was received. | 2022-09-08 |
20220284467 | Methods, Systems and Computer Program Products for Tracking and Attributing Conversion Events - The present invention relates to conversion event tracking and attribution. The invention enables measuring the impact of marketing events on distribution and adoption of software products and/or services and attribution of a conversion event to a source that is responsible for that conversion. The invention additionally enables optimization of targeted traffic/content delivery to users based on accurate tracking and attribution of conversion events. The invention is implemented by a conversion tracking server configured for network communication with a users terminal device and optionally for network communication a cloud services server system, to implement conversion event tracking and attribution. | 2022-09-08 |
20220284468 | TECHNOLOGIES FOR ATTRIBUTING ELECTRONIC TRANSACTIONS TO TARGETED ELECTRONIC CONTENT DISTRIBUTION CAMPAIGNS - Technologies for attributing purchases to a targeted marketing campaign include associating a captured payment card number and a captured cardholder identifier with a globally unique identifier. Additional payment card numbers related to the captured payment card number are associated with the globally unique identifier. A cardholder-specific marketing message associated with a targeted marketing campaign is transmitted to the captured cardholder identifier based on the globally unique identifier. The targeted marketing campaign is for an advertised product, which corresponds to a product identifier. A purchase transaction is attributed to the targeted marketing campaign in response to determining that a payment card number associated with the purchase transaction matches any of the payment card numbers associated with the globally unique identifier and determining that a product identifier corresponding to a purchased product of the purchase transaction is associated with the targeted marketing campaign. Other embodiments are described and claimed. | 2022-09-08 |
20220284469 | VERIFYING AD REQUESTS - A method for verifying an ad request includes verifying a signature including the ad request using symmetric or asymmetric keys. Using symmetric keys, after an ad request having a first signature is received, a signature generation algorithm is executed to generate a second signature. If the first signature matches the second signature, then the ad request is determined to be verified. Using asymmetric keys, after an ad request having a signature is received, a signature verification algorithm is executed to determine if the signature matches the ad request. If so, then the ad request is determined to be verified. | 2022-09-08 |
20220284470 | SYSTEM AND METHOD FOR ENHANCING VEHICLE PERFORMANCE USING MACHINE LEARNING - A machine learning algorithm, for example, a neural network, is trained to offer predictions, recommendations, and/or insights regarding vehicle components, products or services that are customized to a particular driver. The trained machine learning algorithm is subsequently deployed. | 2022-09-08 |
20220284471 | SYSTEMS, APPARATUS, AND METHODS FOR PROVIDING PROMOTIONS BASED ON CONSUMER INTERACTIONS - Systems, apparatus, and methods for providing promotions based on consumer interaction data are discussed herein. Some embodiments may include a system and/or apparatus including circuitry configured to provide electronic user interfaces (or impressions) of promotions to consumer devices and receive consumer interaction data indicating consumer interaction with the impressions. The system may be further configured to determine a selected promotion for providing in a subsequent impression based on the consumer interaction data. For example, the system may be configured to determine a promotion score of available promotion based on consumer interaction data indicating consumer responses to the available impressions. The promotion score may provide a rating by which available promotions may be selected and may be determined based on various criteria discussed herein to provide selected promotions to consumer devices. | 2022-09-08 |
20220284472 | METHODS AND APPARATUSES, ELECTRONIC DEVICES, AND STORAGE MEDIA FOR INFORMATION DELIVERY - Methods, apparatuses, electronic devices, and storage media for information delivery are provided. In one aspect, a method includes: acquiring a face image of at least one delivery object, determining a face attribute according to the face image, a delivery object corresponding to a set of face attributes, obtaining target delivery information for the face attribute, and delivering the target delivery information for the face attribute. | 2022-09-08 |
20220284473 | ADJUSTING CONTENT PRESENTATION BASED ON PARALINGUISTIC INFORMATION - Embodiments disclosed herein select a content message to present to a user on a page of an application based on paralinguistic features of audio input received from the user for the application. The audio input is received via a microphone associated with a computing device. A feature extractor extracts paralinguistic features from the audio input. A predictive model determines a label indicating a measure of receptiveness to product placement (e.g., a predicted marketing outcome) based on the paralinguistic features. A content-selection component selects a content message to present to the user based on the label and based on a profile of the user. | 2022-09-08 |
20220284474 | SYSTEMS AND METHODS FOR TIME-BASED ADVERTISING - Aspects of the subject disclosure may include, for example, storing, in a database, information associated with a first item purchased by a user, the information comprising an identification of the first item and a time of purchase of the first item; receiving web browsing data based upon monitoring, by another device, web browsing of the user; determining, based upon the web browsing data that is received, whether the user is currently browsing at a shopping website, resulting in a determination; responsive to the determination being that the user is currently browsing at the shopping website, querying the database to determine an elapsed time since the time of purchase of the first item; responsive to the elapsed time meeting a threshold, generating a message to send to the another device monitoring the web browsing, the message informing the user of a suggested second item for the buyer to purchase, the suggested second item being a replacement for the first item; and sending the message to the another device for presentation to the user. Other embodiments are disclosed. | 2022-09-08 |
20220284475 | SELECTION AND PRESENTATION OF HYPER-RELEVANT CONTENT - Described herein are techniques that may be used to provide hyper-relevant content to a user. Such techniques may comprise receiving, from a user device, usage data that comprises an indication of one or more actions taken by a user of the user device, identifying one or more connected devices in proximity of the user device, the one or more connected devices capable of presenting media content, determining, based on the one or more actions taken by the user of the user device, at least one media content to be presented to the user, and providing the at least one media content to a connected device of the one or more connected devices in proximity of the user device, the connected device caused to present the at least one media content. | 2022-09-08 |
20220284476 | METHODS AND APPARATUS FOR IMPROVING THE SELECTION OF ADVERTISING - The disclosed subject matter relates to a system and method for selecting/recommending ads based on a contextual bandit approach. The disclosed approach leverages various embedding vectors of item, search, page taxonomy trained based on traffic data via advanced deep learning models, and uses model signals (e.g. historical CTR, item price, rating, quality) from other ad placements. The learning mechanism on top of the current methodology to automatic chooses the best feature sets and adjust model performance over time. The contextual bandit model performs better with respect to CTR than the Thompson Sampling model, and achieves lower regret and faster convergence over time. | 2022-09-08 |
20220284477 | CONNECTED/AFFILIATED HOUSEHOLD TARGETING - A method, system, apparatus, and computer program product provide the ability to utilize household connections. A device is associated with a primary household. The primary household is connected with one or more additional households. Within a primary household profile, identification information (for the one or more additional households that are connected to the primary household) are stored. Media content based on data associated with the primary and connected households is then targeted. | 2022-09-08 |
20220284478 | METHOD AND APPARATUS FOR ADVERTISING ON A MOBILE GAMING DEVICE - In various embodiments, promotions are featured on mobile gaming devices. Data based on which a first promotion associated with a first advertiser may be displayed on a mobile gaming device. The data may include a first set of criteria identifying when the first promotion should be displayed. | 2022-09-08 |
20220284479 | INFORMATION DISPLAY APPARATUS AND METHOD FOR SOCIAL APPLICATION, DISPLAY TERMINAL, AND MEDIUM - Provided is an information display apparatus for a social application, including a first information stream page and a second information stream page, wherein the first information stream page is configured to display posts published by first objects, the first objects including a user who has a first-type relationship with a current user, the second information stream page is configured to display posts published by second objects, the second objects including a user, in a group that the current user joins, who has a second-type relationship with the current user, and a portal of the second information stream page is displayed on the first information stream page in response to the posts published by the second objects being updated; wherein the first-type relationship is a friend relationship, and the second-type relationship is a non-friend relationship. | 2022-09-08 |
20220284480 | PRE-AUTHORIZATION TECHNIQUES FOR TRANSACTIONS - The disclosure describes, in part, techniques for performing pre-authorization during a transaction between a merchant a customer. For instance, a payment service may receive, from a merchant device, payment information of a payment instrument that is used to satisfy a cost of a first item. The payment service may then send an authorization request to a card payment network to hold a first amount of funds based on previous purchase activity. The payment service may further send the merchant device information associated with the customer. Next, the payment service may receive an indication that the customer requests to purchase a second item. In response, the payment service may send a request to the card payment network to capture a second amount of funds that is based on the cost of the first item and a cost of the second item. In response, the payment service may receive approval from the card payment network. | 2022-09-08 |
20220284481 | SUBSTITUTING STREAMING STATION FOR OVER-THE-AIR BROADCAST - A method includes receiving at a media broadcast system, via a first packet-switched network interface, a station identifier transmitted from a hybrid media device using a second packet-switched network interface included in the hybrid media device. The station identifier corresponds to an over-the-air media station received by an over-the-air tuner included in the hybrid media device. An address of a streaming media station corresponding to the station identifier is transmitted from the media broadcast system to the hybrid media device. A request to receive the streaming media station is transmitted from the hybrid media device and received at the media broadcast system, which transmits the streaming media station to the hybrid media device, in response to the request. | 2022-09-08 |
20220284482 | METHOD FOR DETERMINING PROVIDER PARAMETERS INCLUDING A PROVIDER MARGIN - Provided herein are system, methods and computer readable storage media in facilitating the determination of provider parameters, such as a provider margin, for a promotion of the provider's goods, services, and/or the like in an agreement between the provider, also known as a merchant, and a promotion and marketing service that is configured to illustrate or otherwise inform consumers of the availability of one or more instruments for a promotion. In providing such functionality, the system may be configured to, for example, receive provider characteristic data, determine historical provider information, receive provider promotion structure data, determine a provider profile, determine a positive return on investment threshold, and transmit a provider parameter. | 2022-09-08 |
20220284483 | PRIVATE VIEWING OF PERSONALIZED ADVERTIZING CONTENT IDENTIFIED BY AUTONOMOUS ONLINE CONTENT PLATFORMS - A system and method for mediated online-advertising providing financially-incentivized, anonymous user-viewing of personalized advertising content through an automated databroker system configured to construct user groups and user group bundles from user profiles and match the user groups and user group bundles with personalized advertiser content received from advertisers in accordance with market stabilizing criteria. | 2022-09-08 |
20220284484 | USING MACHINE LEARNING TECHNIQUES TO CALCULATE DAMAGE OF VEHICLES INVOLVED IN AN ACCIDENT - Disclosed systems and methods incorporate machine learning to assess damage to vehicles. An example method includes: accessing image data representing one or more digital images of damage to a vehicle; selecting, using one or more processors, an applicable machine learning algorithm from a plurality of different trained machine learning algorithms, wherein the plurality of different machine learning algorithms are trained for respective different combinations of one or more of vehicle make, vehicle model, vehicle year, or area of damage; processing the image data, with the applicable machine learning algorithm using one or more processors, to determine assessed damage for the vehicle; accessing actual damage information for the vehicle; determining, using one or more processors, differences between the actual damage and the assessed damage; and iterating, using one or more processors, the applicable machine learning algorithm based on the differences to improve its damage assessment accuracy. | 2022-09-08 |
20220284485 | STRATIFIED SOCIAL REVIEW RECOMMENDATION - A computer receives reviews for an item from a plurality of sources. The computer may identify one or more key features of the item. The computer collects user preferences for the one or more key features of the item. The computer calculates odds ratio for each of the one or more key features of the item. The computer determines an affinity measure for each of the one or more key features based on the calculated odds ratio for each of the one or more key features of the item; and generates a forest plot for the item, where the forest plot comprises a summary measure determined using the affinity measure for each of the one or more key features. | 2022-09-08 |
20220284486 | COMMERCE DRIVEN FEEDBACK MECHANISM FOR CONSUMER PRODUCTS - A method, computer system, and a computer program product for cultivation feedback is provided. The present invention may include performing one or more parameter readings of one or more consumer products and storing the one or more parameter readings on a blockchain. The present invention may include determining a correlation between the one or more parameter readings and the one or more properties of the one or more consumer products. The present invention may include receiving feedback on the one or more consumer products from one or more users. The present invention may include providing one or more recommendations based on the feedback received. | 2022-09-08 |
20220284487 | Real-Time Revenue Assurance System For Operational Toll Management And A Method Thereof - The present disclosure is utilised to identify exceptions pertaining to revenue leakages, operational inefficiencies from the data obtained by a toll management system and method for reporting trends, key insights to management. The system and method identifies revenue leakage in the toll operations based on a plurality of data obtained by the toll management system and is capable of providing real time monitoring of toll operations. The revenue leakage and reporting of trends is done on the basis of analysis of different predefined parameters to identify various trends and insights. | 2022-09-08 |
20220284488 | DRIVE-THRU FACILITY - The present invention relates to a process for vehicle drive-thru facility ( | 2022-09-08 |
20220284489 | Facilitating Integrated Behavioral Support Through Personalized Adaptive Data Collection - The present invention includes various embodiments of a BSA system that facilitates the collection of relevant health-related data on a continuous basis, integrates such data with pertinent personal and aggregate information, enables users to purchase (directly and indirectly) health-related goods and services, and provides credit, discounts and other economic benefits in connection with such purchases that are determined dynamically based upon the nature and extent of users' interaction with the system. The BSA system facilitates a dynamic feedback process by continually monitoring user interaction and medical and financial behavior, which results in dynamic adjustments to their credit levels and offers of discounts and other promotions, which in turn incentivizes users to continue participating in the process (thereby modifying their system interactions and behavior, and thus perpetuating this feedback loop). As a result, users are incentivized to actively participate in the process and thereby enhance their wellness while reducing healthcare costs. | 2022-09-08 |
20220284490 | PREEMPTIVE TRANSACTION ANALYSIS - A method may include receiving activity data associated with a user, wherein the activity data relates to online activity involving a product type, identifying the product type associated with the activity data, and predicting, based on the activity data, that the user is likely to purchase a product of the product type. The method may include generating, based on predicting that the user is likely interested in purchasing the product of the product type, an annotation to indicate that a potential transaction to purchase the product is forthcoming, and storing the annotation in a profile associated with an account of the user. The method may include detecting a transaction to purchase the product, wherein the transaction involves a payment from the account, and performing an action associated with a fraud analysis of the transaction based on the annotation. | 2022-09-08 |
20220284491 | DETERMINING ACCURACY OF VALUES OF AN ATTRIBUTE OF AN ITEM FROM A DISTRIBUTION OF VALUES OF THE ATTRIBUTE ACROSS ITEMS WITH COMMON ATTRIBUTES - An online concierge system maintains an item catalog maintaining a hierarchical taxonomy of the items. Using the hierarchical taxonomy, the online concierge system selects a cohort of items. For the cohort, the online concierge system selects an attribute and generates a distribution of values of the attribute across items in the cohort. From the distribution, the online concierge system identifies one or more items having values for the attributes that are outliers. The online concierge system may provide the identified one or more items to users for manual review to identify possible errors in the item catalog. The data regarding whether manual review identified errors is saved by the online converge system for later use as labels to train a machine learning model for detecting errors. | 2022-09-08 |
20220284492 | METHODS OF CAPTURING IMAGES AND MAKING GARMENTS - This disclosure relates to better methods for making garments, for example by capturing images of a subject and making garments for that subject without requiring the subject to visit a tailor for conventional measurement with a tape measure. The disclosed methods provide a faster, easier, and more convenient way to acquire measurements. The disclosed methods also provide better fitting garments and higher customer satisfaction. | 2022-09-08 |
20220284493 | PROCESSING APPARATUS, PROCESSING METHOD, AND NON-TRANSITORY STORAGE MEDIUM - The present invention provides a processing apparatus ( | 2022-09-08 |
20220284494 | CONFIGURING FOOD-RELATED INFORMATION SEARCH AND RETRIEVAL BASED ON A PREDICTIVE QUALITY INDICATOR - The disclosed technologies can compute predictive reorder scores and measures of the quality of food products and food providers using objectively verifiable data, including reorder data, and use these predictive quality measures to create new functionality in an information search and retrieval system and/or a product ordering system. | 2022-09-08 |
20220284495 | SYSTEM AND METHOD FOR OBTAINING LIVE INTERACTIVE ADVICE REGARDING PRODUCTS UPON REQUEST - A system (and method) for providing information is presented. The system operates during remote, online purchasing (selling) of goods and (or) services, namely, by adding an option for a live video broadcast in real time at a user request to a graphics, photos, or text description of an object or place provided on the product webpage of any online platform (site). A live video broadcasting seeking additional information regarding an item (product or service) is carried out on the same webpage of the site where the graphic or text description thereof is provided, without going over and using other services or tools for exchanging video, audio or text messages, and also without using video call tools or services. | 2022-09-08 |
20220284497 | METHOD FOR PROVIDING INFORMATION OF PRODUCT BRANDS AND ELECTRONIC APPARATUS THEREFOR - The present disclosure relates to a method of providing product information, the method including identifying a product corresponding to a request from a user, verifying whether a category of the product is included in a first category for which brand information is additionally provided, identifying, when the product belongs to the first category, logo content mapped based on brand information of the product identified from information on or regarding the product, and providing, in response to the request, a page related to a product in which the brand information of the product including the identified logo content is displayed in a first area. | 2022-09-08 |
20220284498 | SYSTEMS AND METHODS FOR GARMENT SIZE RECOMMENDATION - Disclosed are methods, systems, and non-transitory computer-readable medium for generating recommendations regarding products. A method may include determining a set of content features including one or more product attributes; determining a set of latent features; receiving a query user identifier and a query product identifier; determining a feature vector associated with the query user identifier and the query product identifier based on the set of content features and the set of latent features; determining one or more model coefficients for a linear model; and utilizing the linear model to determine a fit score for the query user identifier and the query product identifier. | 2022-09-08 |
20220284499 | FEATURE-LEVEL RECOMMENDATIONS FOR CONTENT ITEMS - Techniques are provided for generating feature-level recommendations for content items. One method comprises obtaining feature values related to a content item; applying the feature values to a trained engagement prediction model that generates an influence score for each feature value, wherein the influence score for each feature value indicates an influence of each respective feature value on a performance indicator associated with the content item; generating a recommendation for improving the performance indicator using the influence score for each feature value; and initiating a modification of the content item using the recommendation. Features can be selected using an artificial intelligence technique that performs a sub-image analysis on historical content items to evaluate an area of influence for a region of the historical content items when a feature value of a feature is changed. An automated feature extraction process may extract feature values using machine learning model. | 2022-09-08 |