33rd week of 2021 patent applcation highlights part 55 |
Patent application number | Title | Published |
20210256537 | METHODS, APPARATUSES, DEVICES, AND SYSTEMS FOR ASSET TRANSFER - Embodiments of the present specification provide methods, apparatuses, devices, and systems for asset transfer. The method includes the following: a blockchain node receives an asset transfer request sent by a first client device; invoking a first smart contract in a blockchain, and locking a to-be-transferred asset based on the first smart contract and asset transfer information included in the asset transfer request; sending asset information of the to-be-transferred asset to a designated trading platform, so that the trading platform determines, based on the asset information, a second user who trades with a first user; obtaining asset transfer confirmation information from the first client device, and performing transfer processing on the locked to-be-transferred asset based on the asset transfer confirmation information, so as to transfer the to-be-transferred asset to the second user, where the asset transfer confirmation information includes information about the second user. | 2021-08-19 |
20210256538 | Computer Methods and Systems for Dimensionality Reduction in Conjunction with Spectral Clustering of Financial or Other Data - Spectral clustering is used for clustering high dimensional data via sparse representation. The sparsity is increased by data pre-processing via weighted local principal component analysis. The approach is suitable for many applications, including financial applications such as anti-money laundering (AML). Other features are also provided. | 2021-08-19 |
20210256539 | System and Method for Providing Requested Information to Thin Clients - A system for, and method of, providing requested information to a client. In one embodiment, the system includes: (1) a core information database that contains core information gleaned from the Internet and restructured according to a predetermined taxonomy and (2) a client communications interface, coupled to the core information database, that receives a request message from a client containing a request for some of the core information, derives a database query from the request message, causes the some of the core information to be retrieved from the core information database, formats the some of the core information into a response message according to display limitations of the client and transmits the response message to the client for display thereby. | 2021-08-19 |
20210256540 | ALCOHOL INFORMATION MANAGEMENT SYSTEM AND MANAGEMENT METHOD - An integrated management server comprising: a data formatting means for receiving sales record information from a plurality of distributor terminals of a plurality of distributors which are selling products to retailers; a data matching means for updating brand master information for universally managing alcoholic beverage brands sold to the retailers across the plurality of distributors based on each of the received sales record information; and a brand Identification means for analyzing image related information received from a user terminal, identifying an alcoholic beverage brand by comparing a feature information corresponding to an alcoholic beverage brand registered in the brand master information, and sending information related to identified alcoholic beverage brand to the user terminal; and the user terminal comprising: a display means for displaying information on the sent alcoholic beverage brand. | 2021-08-19 |
20210256541 | METHOD AND SYSTEM FOR PROGRAMMATIC ANALYSIS OF CONSUMER SENTIMENT WITH REGARD TO ATTRIBUTE DESCRIPTORS - Embodiments provide a computer-executable method, computer system and non-transitory computer-readable medium for programmatically assessing consumer sentiment with regard to an attribute descriptor associated with a commercial entity and/or a commercial item. A computer-executed method includes programmatically accessing, via a network device, text of a consumer review and in indication of an attribute descriptor included in the text of the consumer review. The method also includes executing a consumer review processing engine to programmatically analyze the text of the consumer review to generate a sentiment score associated with the attribute descriptor in the context of the consumer review. The method further includes storing, on a non-transitory computer-readable storage device, an indication of the attribute descriptor and the generated sentiment score in association with the commercial entity and/or the commercial item. | 2021-08-19 |
20210256542 | METHODS OF PREDICTING EMOTIONAL RESPONSE TO SENSORY STIMULI BASED ON INDIVIDUAL TRAITS - Disclosed here are methods and systems for assessing an emotional response of a subject or a group to a sensory stimulus. The methods employ models that infer emotional response based on individual traits of subjects or groups. | 2021-08-19 |
20210256543 | Predictive Analytics Diagnostic System and Results on Market Viability and Audience Metrics for Scripted Media - A decision support tool that provides tools for content insights and marketing analysis to an individual user or an individual partner. In one embodiment, a networked computerized system for predicting, analyzing and evaluating scripted content includes a plurality of networked, standalone, programmed devices and a network that connects the programmed devices. Each of the programmed devices includes: an interactive subsystem component that allows for input of scripted content data by users and partners, a data storage subsystem component that stores the scripted content data input by the users and the partners, and a performance analytics component programmed to process the input scripted content data to produce a predictive or descriptive recommendation for action or for analysis to individual users or partners. The predictive recommendation for action may occur at a pre-production or pre-acquisition stage of the scripted content. | 2021-08-19 |
20210256544 | ADAPTION OF CLOUD TECHNOLOGY IN DIGITAL ADVERTISEMENT - Exemplary embodiments of the present disclosure are directed towards a system for achieving viewer response/acknowledgement based digital advertising using the cloud service platform, comprising: computing devices connected with an advertisement viewership application module through a communication network, the advertisement viewership application module receives requests from the computing devices and the advertisement viewership application module comprises I/O interface configured to receive input data from the computing devices through the communication network, the advertisement viewership application module configured to display digital contents on the computing devices, the advertisement viewership application module configured to provide questions associated with digital contents based on the authentication of the users and receives answers for the question from the users and checks for the correctness of the answers; and a memory configured to store the information received from the I/O interface and the memory communicatively coupled to the processor of the advertisement viewership application module. | 2021-08-19 |
20210256545 | SUMMARIZING AND PRESENTING RECOMMENDATIONS OF IMPACT FACTORS FROM UNSTRUCTURED SURVEY RESPONSE DATA - This disclosure relates to methods, non-transitory computer readable media, and systems suggest an impact factor affecting an entity's target as a focus area by identifying indicators of impact factors from unstructured responses to an electronic survey and ranking such impact factors. For example, the disclosed systems identify impact factors from unstructured responses to an electronic survey question and generate impact-factor scores representing relationships between the impact factors and a target for an entity. The disclosed systems can determine impact-factor rankings based on the impact-factor scores and a relative-performance of the entity for the impact factors. By ranking the impact factors, the disclosed systems can provide suggested impact factors to the entity to assist the entity in improving entity performance related to the target. | 2021-08-19 |
20210256546 | SYSTEM AND METHOD FOR SEGMENTING CUSTOMERS WITH MIXED ATTRIBUTE TYPES USING A TARGETED CLUSTERING APPROACH - Systems, methods, and other embodiments are disclosed that are configured to segment customers using mixed attribute types. In one embodiment, a computerized data structure is read. The computerized data structure has numerical demographic attribute data, categorical demographic attribute data, and target attribute data that is associated with customers and is stored in a computerized memory. The numerical demographic attribute data and the categorical demographic attribute data are converted to a same numerical scale, based at least in part on the target attribute data, to form congruent attribute data in a format that is compatible with performing a cluster analysis on the congruent attribute data. The cluster analysis is performed on the congruent attribute data to generate segmented customer data representing a segmentation of the customers. The segmented customer data may be used to control at least one enterprise function performed by a computerized management system. | 2021-08-19 |
20210256547 | COMPUTATION OF ITEM TARGETING ON AN ELECTRONIC PROCESSING PLATFORM - According to an embodiment, a computing apparatus comprises at least one processor and at least one memory including computer program code. The at least one memory and the computer program code may be configured to, with the at least one processor, cause the computing apparatus to select at least one targeted user from a plurality of users according to a targeting constraint and at least one similarity score. A computing apparatus, a method, and a computer program are described. | 2021-08-19 |
20210256548 | COMPUTATION OF USER-SPECIFIC ITEM-RELATED VALUES ON AN ELECTRONIC PROCESSING PLATFORM - According to an embodiment, a computing apparatus comprises at least one processor and at least one memory including computer program code. The at least one memory and the computer program code may be configured to, with the at least one processor, cause the computing apparatus to: calculate a user-specific price of an item. The computing apparatus may calculate the user-specific price based on various factors, such as a score of a user attribute profile vector of the user and an item attribute vector of the item, a price elasticity, and an appeal score. A computing apparatus, a method, and a computer program are described. | 2021-08-19 |
20210256549 | Optimization of Delivery Associate Incentives - Provided are various mechanisms and processes for generating delivery associate incentive values. In some implementations, predicted demand can be generated based on a first set of historical data and predicted supply can be generated based on a second set of historical data. Delivery quality values can be generated based on the predicted demand and the predicted supply. The delivery quality values can be used to determine incentive values that are provided to delivery associates of an on-demand delivery platform. | 2021-08-19 |
20210256550 | Blockchain-Enabled Crypto Asset Compliance System for Tracking Asset Allocation - Blockchain-enabled crypto asset systems allow a user to control how advertisers access the user's personal data; allow crypto asset compensation in exchange for social amplification; and track asset allocation. Asset allocation tracking is made the focus of these specifications. Payments made via blockchain tracking, and the distribution of any revenues derived from cost savings provided to terrestrial, satellite or digital radio broadcasters back to music rights holders and other related groups are provided. These rights holders typically like to incentivize consumers, and by using the crypto assets or tokens created by the present invention, a reward for listening/consuming may be provided. Further, payments for industry services to the rights holder are contemplated to include, but not be limited to any Performance Rights Organizations (PROs), Record Labels, Publishing Companies—Administrators, Managers, Agents or any fractional rights holders or owners who would hold claim against any such revenues. | 2021-08-19 |
20210256551 | SYSTEM AND METHOD PROVIDING FLOW-THROUGH PRIVATE LABEL CARD ACQUISITION - The disclosed embodiments include methods, systems, and articles of manufacture for providing offers for merchant accounts. The disclosed embodiments include, for example, a system for providing offers for accounts associated with a merchant. The system may be configured to receive a product identifier from a consumer, the product identifier identifying a product available from a merchant. The system may also determine whether the consumer has a current financial service account associated with the merchant. Further, the system may determine one or more incentives to offer the consumer, the one or more incentives being based at least in part on the product identifier. The system may also generate an invitation to apply for a new financial service account associated with the merchant when the consumer does not have a current financial service account associated with the merchant, communicate the invitation to apply to the consumer, and award the one or more incentives to the consumer based on a response to the invitation to apply. | 2021-08-19 |
20210256552 | INCENTIVIZING AGENTS BASED UPON MORTGAGE READY DATA UPDATED - A computer-implemented method of incentivizing an insurance agent to update a memory storage location. The method includes receiving, at one or more processors, a message indicating an agent updated a memory storage location with information about a customer or a real estate property. The method also includes increasing, via the one or more processors and according to an interval of time, a score of the agent for at least one item of information about one or more of the customer or the real estate property updated to the memory storage location. The method further includes calculating, via the one or more processors, an agent rating based upon the score of the agent, the agent rating used to compute one or more of compensation or bonus of the agent. | 2021-08-19 |
20210256553 | SYSTEM AND METHOD FOR ACTIVITY BASED INTERACTION - A method is disclosed. The method includes receiving an authorization request message for a transaction from an access device. The authorization request message includes a value and an account identifier. The user device is used by a user to conduct a transaction with the resource provider. The method also includes determining an activity metric associated with the user of the user device, determining a value alteration based at least in part on the activity metric, and applying the value alteration to the value for the transaction. | 2021-08-19 |
20210256554 | FACILITATING REWARD PROGRAM FOR CONSUMER TRANSACTIONS AND REDEMPTIONS OF DEAL OFFERS - Provided herein are systems, methods, and computer readable storage media for facilitating registration of consumers in merchant rewards programs. In providing such functionality, the system can be configured to, for example, receive input of various consumer data, determine if the consumer data has already been registered in a rewards program, and if a consumer is not registered, facilitate the registration of the consumer in a merchant rewards program. | 2021-08-19 |
20210256555 | SYSTEM AND METHOD FOR DETERMINING EFFECTS OF MULTI-CHANNEL MEDIA SOURCES ON MULTI-CHANNEL CONVERSION EVENTS - This paper presents a practical method for measuring the impact of multiple marketing events on sales, including marketing events that are not traditionally trackable. The technique infers which of several competing media events are likely to have caused a given conversion. The method is tested using hold-out sets, and also a live media experiment for determining whether the method can accurately predict television-generated web conversions. | 2021-08-19 |
20210256556 | METHOD AND APPARATUS FOR PUSHING ADVERTISEMENT, ELECTRONIC DEVICE AND STORAGE MEDIUM - A method, apparatus, electronic device and storage medium for pushing an advertisement are provided. An implementation of the method may include: acquiring a to-be-pushed advertisement in an advertisement docking system; pushing the to-be-pushed advertisement to a user selected by a current user through a social platform; and in response to the user selected by the current user performing a predetermined operation on the to-be-pushed advertisement, receiving, from a settlement profit sharing system, an advertisement pushing revenue generated based on the predetermined operation. | 2021-08-19 |
20210256557 | A Method and System For Fulfilling an Action - The computer implemented method comprises, in response to a user input in relation to a media item, using the media item to obtain information identifying the fulfilment entity ( | 2021-08-19 |
20210256558 | SYSTEMS AND METHODS FOR ENABLING AUDIO TRANSACTIONS IN PHYSICAL LOCATIONS SUCH AS DRIVE-THROUGH LOCATIONS - The present disclosure relate to equalization of audio transmissions that are used to transmit content, such as advertisements, promotions, redemptions, and/or other types of content (e.g., images, multimedia, audio, web-based, applications, and/or the like) between a first computing device. In some instances, the transmission may occur when the first computing device is located within proximity to a physical location, such as an entity or drive through location. | 2021-08-19 |
20210256559 | SERVICE PROVIDING DEVICE, SERVICE PROVIDING METHOD, AND SERVICE PROVIDING PROGRAM - An object of the present invention is to provide a service providing device, a service providing method, and a service providing program capable of efficiently providing services such as advertisements and contents. | 2021-08-19 |
20210256560 | Gig Vehicle Parking - A gig parking system is provided with a mobile platform having a secure access mechanism permitting a trusted parking agent to gain control over the platform. The platform may include a location subsystem to determine the geographic location of the platform and a communications subsystem to transmit verification information including an identification code associated with the parking agent, an identification code associated with the vehicle, and geographic location. A parking software application may permit the selection the destination parking location from a plurality of potential destination parking locations, which may have weighted values with a corresponding reward, and which may be given to either, or both, the platform owner and the parking agent. The reward may be based upon additional factors, such as vehicle starting parking location, distance between starting and destination parking locations, travel time between starting and destination parking locations, time of day, and day of the week. | 2021-08-19 |
20210256561 | SYSTEMS AND METHODS FOR PRESENTING AUGMENTED REALITY PROMOTION INDICATORS - In some embodiments, apparatuses and methods are provided herein useful to presenting promotion indicators. In some embodiments, a system for presenting promotion indicators comprises a database configured to store user data, a control circuit configured to receive a user identifier, determine an identity of the user, receive a location indicator, determine a location of the mobile device, select a promotion, transmit a promotion indicator associated with the promotion and an application configured to be executed on the mobile device, wherein the application when executed by the mobile device is configured to receive the promotion indicator, cause presentation of a notification that the promotion indicator is available, determine that the mobile device is oriented toward the location, cause presentation of an augmented reality presentation including the promotion indicator, receive selection of the promotion indicator, and cause transmission, to the database, of the user identifier and an indication of the promotion. | 2021-08-19 |
20210256562 | DATA-DRIVEN MACHINE-LEARNING TARGETED ENGAGEMENT - A machine-learning algorithm is trained with features relevant to a visual/video analysis performed on subjects conducting transaction at transaction terminals. The algorithm is also trained on weather data known at the time of the transactions and on selective details of the transactions. The algorithm produces as output predictions relevant to: whether a given subject for a current transaction is likely to enter a store, likely items that the given subject might purchase if the subject were to enter the store and likely amount of money that the subject would spend in the store, an effectiveness of providing an incentive for the subject to enter the store, and what type of incentive would most likely entice the subject to enter the store. | 2021-08-19 |
20210256563 | MARKET ENGAGEMENT SYSTEM AND METHOD - A method for driving trial of a branded product can include defining objectives for a marketing campaign and discovering target brand users. The target brand users comprise loyal branded product users. The method can also include determining life motivators of the target brand users, determining brand motivators of the target brand users, and designing an online engagement activity related to the branded product. The online engagement activity tracks conversion rates related to the branded product. The method can also include engaging the target brand users in use of the online engagement activity. | 2021-08-19 |
20210256564 | METHOD, SYSTEM, AND MEDIUM FOR DISPLAYING AUTOMATICALLY PUSHING INFORMATION RELATED TO ITEMS OFFERED FOR SALE IN A NETWORK-BASED MARKETPLACE - A system for transmitting information related to a network-based marketplace includes identifying information that may be interesting, useful, and entertaining to the users and to the potential users of the network-based marketplace. The identified information may be other than information that is already being displayed in listings by the network-based marketplace. The identified information may be about the sellers, the buyers or other items related to the items offered for sale. | 2021-08-19 |
20210256565 | DYNAMIC MEDIA CONTENT FOR IN-STORE SCREEN EXPERIENCES - Systems, methods, and computer program products for performing an operation comprising detecting a first mobile device within a predefined proximity of a display device, receiving profile data from the first mobile device, identifying at least one rule for selecting media content based on the profile data, selecting, based on the at least one rule applied to the profile data, a first item of media content of a plurality of items of media content, and outputting the first item of media content for display on the display device. | 2021-08-19 |
20210256566 | MEDIA INFORMATION PRESENTATION METHOD, SERVER, AND STORAGE MEDIUM - The present disclosure discloses a media information presentation method performed at a computer server communicatively connected to a plurality of terminals associated with a social networking platform. The method includes: receiving a plurality of media information operation messages, each message indicating an operation performed on a piece of advertisement by one of a first group of users; deriving a second group of users that are direct connections of the first group of users; collecting, from the media information operation messages, statistics on operation statistical data of the second group of users; and receiving a media information obtaining request from a respective user of the second group of users at a terminal; in response to the request, identifying a plurality of pieces of advertisement corresponding to the respective user; sorting them according to their corresponding operation weights; and returning, to the terminal, top L pieces of advertisement in the descending order. | 2021-08-19 |
20210256567 | SPEECH RECOGNITION FOR KEYWORDS - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for speech recognition are disclosed. In one aspect, a method includes receiving a candidate adword from an advertiser. The method further includes generating a score for the candidate adword based on a likelihood of a speech recognizer generating, based on an utterance of the candidate adword, a transcription that includes a word that is associated with an expected pronunciation of the candidate adword. The method further includes classifying, based at least on the score, the candidate adword as an appropriate adword for use in a bidding process for advertisements that are selected based on a transcription of a speech query or as not an appropriate adword for use in the bidding process for advertisements that are selected based on the transcription of the speech query. | 2021-08-19 |
20210256568 | SYSTEMS AND METHODS OF GENERATING CONTEXT SPECIFICATION FOR CONTEXTUALIZED SEARCHES AND CONTENT DELIVERY - Systems and methods described herein may generate campaigns and efficiently calculate bids for placement of campaign data into Internet data. Embodiments may calculate context scores for campaign data based on campaign terms and beacon terms. The context scores may be used to identify Internet content that has a high page score. If the page score of particular Internet content exceeds a predetermined threshold, the system may place a bid for a campaign based on disclosed algorithms taking as inputs performance scores, context scores, page scores, campaign budgets, and other parameters. The systems therefore are capable of quickly and effectively calculating optimal bids to place for a particular campaign given parameters disclosed herein. | 2021-08-19 |
20210256569 | Storing and Retrieving Unused Advertisements - The exemplary embodiments relate to implementing a mechanism that is configured to select and insert a video advertisement into a video stream that is to be provided to a user device by a streaming service. This may include receiving a request for a video stream from a user device. In response to the request, transmitting a first portion of the video stream to the user device and determining that second a portion of the video stream is to include multiple video advertisements. One or more video advertisements may be selected from a database that includes a set of video advertisements that were previously removed from a further video stream. The one or more video advertisements may then be inserted into the video stream. The second portion of the video stream is then transmitted to the user device. | 2021-08-19 |
20210256570 | SYSTEM AND METHOD FOR AFFILIATE LINK GENERATION - A method and system is provided for facilitating affiliate link generation. A user enables the system by identifying a webpage on an affiliate web site. The system performs an initial assessment of the page to extract webpage information, which is compared to information stored in a database. If the extracted information matches stored information, a record of the webpage is displayed and an affiliate link is dynamically generated for immediate use. If the extracted information does not match stored information, a new record of the webpage is created. If the webpage contains product-specific data, a product-specific record is stored. If the webpage does not contain product-specific data, a non-product record is stored. An affiliate link is then dynamically created. The new record of the product and dynamically created affiliate link is added to the database for immediate use. | 2021-08-19 |
20210256571 | METHOD AND APPARATUS FOR GENERATION AND EMPLOYMENT OF AGRO-ECONOMIC METRICS FOR LAND PARCEL VALUATION - A method for agricultural land parcel valuation includes: accessing data for parcels within a prescribed region, the data comprising management practices, historical weather conditions, locations and topography, remote sense images, soil types, and crop types; assessing and ranking the management practices for each of the parcels; generating simulation inputs for the each of the parcels, where the simulation inputs comprise highest ranked management practices, the historical weather conditions, the locations and topography, the soil types, and the crop types; simulating crop growth for the each of the parcels over a prescribed number of previous years, where the simulating employs the simulation inputs provided by the generating; and employing selected outputs from the simulating to calculate agricultural metrics and a valuation corresponding to the each of the parcels, where the agricultural metrics and the valuation for the each of the parcels are expressed relative to all of the parcels within the prescribed region. | 2021-08-19 |
20210256572 | METHOD AND APPARATUS FOR GENERATION AND EMPLOYMENT OF PARCEL PRODUCTIVITY ATTRIBUTES FOR LAND PARCEL VALUATION - A method for agricultural land parcel valuation includes: accessing data for parcels within a prescribed region, the data comprising management practices, historical weather conditions, locations and topography, remote sense images, soil types, and crop types; assessing and ranking the management practices for each of the parcels; generating simulation inputs for the each of the parcels, where the simulation inputs comprise highest ranked management practices, the historical weather conditions, the locations and topography, the soil types, and the crop types; simulating crop growth for the each of the parcels over a prescribed number of previous years, where the simulating employs the simulation inputs provided by the generating; and employing selected outputs from the simulating to calculate agricultural metrics and a valuation corresponding to the each of the parcels, where the agricultural metrics include a productivity metric. | 2021-08-19 |
20210256573 | METHOD AND SYSTEM FOR RECEIVING REAL-TIME PROVISIONAL VEHICLE AUCTION BIDS - Methods, systems, and storage media for operating a real-time vehicle valuation platform are disclosed. Exemplary implementations may: capture an image of a vehicle identification number “VIN” of a vehicle; use the VIN to access original vehicle information of the vehicle; receive current condition information of the vehicle; create a vehicle profile including the VIN, original vehicle information, and current condition information; transmit the vehicle profile to a provisional auction platform; and receive at least one provisional bid for purchase of the vehicle. | 2021-08-19 |
20210256574 | METHOD AND SYSTEM FOR PROGRAMMATIC ANALYSIS OF CONSUMER REVIEWS - Embodiments provide a computer-executable method, computer system and non-transitory computer-readable medium for programmatically analyzing a consumer review. The method includes programmatically accessing, via a network device, one or more consumer reviews for a commercial entity or a commercial object. The method also includes executing a consumer review processing engine to programmatically identify an attribute descriptor in the one or more consumer reviews, and executing the consumer review processing engine to programmatically generate a sentiment score associated with the one or more consumer reviews. The method further includes storing, on a non-transitory computer-readable storage device, the attribute descriptor and the sentiment score in association with the commercial entity or the commercial object. | 2021-08-19 |
20210256575 | Visualization of Reputation Ratings - In one embodiment, a system and method is illustrated including receiving a feedback request identifying a particular user, retrieving a feedback entry in response to the feedback request, the feedback entry containing a first term, building a scoring model based, in part, upon a term frequency count denoting a frequency with which the first term appears in a searchable data structure, mapping the first term to a graphical illustration based upon a second term associated with the graphical illustration such that the graphical illustration may be used to represent the second term, and generating a feedback page containing the first term and the graphical illustration. The method may include assigning a value to the first term so as to identify the first term, assigning the first term to the searchable data structure, and extracting the first term from the searchable data structure based, in part, upon an extraction rule. | 2021-08-19 |
20210256576 | UTILIZING A DIRECTIONAL FILTER FOR A GEOTEMPORAL DESTINATION MODE OF A DYNAMIC TRANSPORTATION MATCHING SYSTEM - This disclosure describes a geotemporal destination system that filters and identifies transportation requests based on a directional filter and/or an arrival time filter. In particular, the disclosed systems can determine a threshold deviation angle for a directional filter based on a provider device location, a target destination, and a time of day. In addition, the disclosed systems can utilize an arrival time filter to identify transportation requests. For example, the disclosed systems can surface transportation requests to provide to a provider device based on applying a directional filter and/or an arrival time filter. | 2021-08-19 |
20210256577 | Method and System for Dynamic Parking Selection, Transaction, Management and Data Provision - A parking garage system includes a plurality of parking garages. Each parking garage has a plurality of parking sectors and each parking sector has a plurality of parking spaces. A digital system tracks an occupancy level of each parking sector and an anticipated departure time of vehicles parked in each parking space. The digital system further directs vehicles to a particular parking sector based on the driver's anticipated departure time. The digital system also advises potential customers of occupancy level and parking rates and communicates information regarding occupancy level and parking rates to other parking garages. | 2021-08-19 |
20210256578 | INFORMATION PROCESSING DEVICE, FEE CALCULATION SYSTEM, AND PROGRAM STOP DEVICE - An information processing device ( | 2021-08-19 |
20210256579 | SYSTEM AND METHOD FOR PREDICTING PERSONALIZED PAYMENT SCREEN ARCHITECTURE - A computer-implemented method and system are provided to utilize machine learning technology to process user financial transaction data to predict a personalized payment screen architecture. A plurality of feature datasets associated with transaction data of a plurality of electronic invoices are obtained by a computing device. Each feature dataset comprises a plurality of features, a payment screen and a payment method configured to be presented on at least one payment screen. The computing device is configured to train a machine learning model with the feature datasets to produce a probability matrix with probabilities of each payment method used to pay the invoices through each payment screen. The computing device may weigh the probability matrix to generate a recommendation matrix and determine a prediction of a payment screen based on the recommendation matrix. | 2021-08-19 |
20210256580 | Digital Traveler - Tracking and Identification for Additive Manufacturing - As Additive Manufacturing technology improves, a significant number of commercial enterprises will adopt Additive Manufacturing technology for at least some aspects of their electronic commerce sales and industrial production capacity utilizing additive manufacturing. Software system, tools and data processing methods therefore pose significant obstacles to the widespread adoption of industrial-scale Additive Manufacturing. As such, computer implemented methods and systems enabling commercial opportunities for both electronic commerce and Enterprise or industrial-scale additive manufacturing (AM) workflow management are both desired and required as an enabling technology for the widespread adoption of Additive Manufacturing, especially at-scale where the larger the volume of throughput, creates more reliance on automation. The Prior Disclosure, a Made-To-Order Digital Manufacturing Enterprise method and system focused primarily on the Mass-Customization aspects of the overall invention while illustrating what the system does through subsequent processing of the 3D CAD Models generated by the Co-Design method. The figures and illustrations also disclosed workflow technology particularly useful for the production portion of the invention or the “Digital Manufacturing Enterprise” portion of the invention. The prior disclosure provided both the Made-To-Order portion of a system for providing and enabling e-commerce adapted to enable Co-Design of 3D CAD Models and data preparation and delivery or transfer to a Digital Manufacturing Enterprise system arranged for Additive Manufacturing workflow management. The overall system can at least therefore, be split into two distinct inventions each performing portions of the methods described and providing utility for adoption of Additive Manufacturing in both e-commerce and production operations. The prior disclosure additionally provided sufficient illustrative examples of the data processing controller modules and systems to further split portions of the overall Made-to-order Digital Manufacturing Enterprise system into additional discrete inventions each providing commercial utility apart from the other portions. In this manner, each portion of the invention may be performed by discrete computing devices and each portion potentially operated by different commercial entities or a single entity and where the discrete systems and their computing hardware are communicatively coupled with one another in the performance of the invention. Additionally, it is necessary for an agnostic commercial Made-To-Order Digital Manufacturing Enterprise software solution for Enterprise or Industrial-scale Additive Manufacturing to be developed that is agnostic, meaning it is compatible with all manufacturers' technologies without prejudice in order to allow the commercial user to integrate and utilize many different AM technologies when operating fleets of AM equipment. Additionally, Additive Manufacturing machines from different vendors provide different processing methods and different materials. In fact, there are many competing Additive Manufacturing technologies and methods, and each has advantages and disadvantages over competing technology. Commercial users of AM technology must therefore use multiple different AM machines deploying multiple different AM technologies to produce products or parts in different materials depending on their manufacturing and engineering needs. Additionally, commercial organizations utilizing such systems can share production resources in an automated networked method to achieve higher machine utilization through edge manufacturing (distributed manufacturing) which also has the benefit of reducing carbon footprint, lead time, reduces shipping cost, transit time and eliminates import/export duties and tariffs while creating local jobs for production. | 2021-08-19 |
20210256581 | SYSTEM AND METHOD FOR COMMUNICATING INFORMATION TO A CUSTOMER AT A POINT-OF-SALE VIA A WIRELESS LINK WITHIN A RETAIL STORE - A system and method for providing a customer of a retailer with information during checkout may include pairing with a mobile device during checkout of a customer at a POS system. Prior to communicating data to the mobile device, permission may be received from the customer via the mobile device to allow for data to be communicated to the mobile device. The data may be communicated to the mobile device during checkout by the customer. | 2021-08-19 |
20210256582 | Mobile Commerce Framework - A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting commercial resources to a mobile device. The method involves receiving mobile device user information relating to a geographic location to locate one or more merchants within a subscription-based shopping network, and receiving mobile device user information relating to a merchant type within the subscription-based shopping network. The method also involves receiving, from a database over a communication network, information for one or more merchants associated with the mobile device user information for the geographic location and the merchant type, and presenting the associated merchant information on the mobile device. The associated merchant information can include a merchant name and address, a merchant telephone number, a merchant advertisement, a merchant coupon, or a merchant product or service offering to subscribers of the shopping network. | 2021-08-19 |
20210256583 | SYSTEMS, METHODS, AND SOFTWARE FOR GENERATING, CUSTOMIZING, AND AUTOMATEDLY E-MAILING A REQUEST FOR QUOTATION FOR FABRICATING A COMPUTER-MODELED STRUCTURE FROM WITHIN A CAD PROGRAM - In an exemplary embodiment, software made in accordance with the present invention generates a request for quote (RFQ) based on user-provided information, presents a user interface allowing a user to customize the RFQ, generates an e-mail including the RFQ, and sends the e-mail to one or more suppliers. Various corresponding and related systems, methods, and software are described. | 2021-08-19 |
20210256584 | SYSTEM AND METHOD FOR INTERMEDIATING ELECTRONIC COMMERCE BETWEEN SUPPLIER AND SELLER - A system for intermediating an electronic commerce between a supplier and a seller includes a central management server configured to manage supply product and service information received from a supplier and sale product information received from a seller, a payment management server configured to manage a deposit of the seller, a purchase product information of a purchaser, and a settlement amount of the supplier, an intermediation core DB server configured to make a database of the supply product and service information, the sale product information, the purchase product information, the deposit, and the settlement amount and to store the database, an intermediation core web server configured to provide an intermediation core web page, and a web server of the seller configured to provide a web page of the seller, whereby transactions may be made with multiple sellers even if multiple supplies upload only a list of supply products and services, and thus supply products and services of the suppliers may be traded actively and supply product and service distribution channels may be easily diversified. | 2021-08-19 |
20210256585 | METHOD FOR DETERMINING A DESIGN OF A CUSTOMIZED FOOTWEAR OBJECT - A method for determining a design of a customized footwear object for a wearer is provided. The method includes steps of: receiving a user input of a requirement data set regarding features that are related to the wearer; obtaining a cushion data set for producing a cushion of the footwear object based on the requirement data set, the cushion data set including data regarding a position of the cushion, data regarding a shape of the cushion, data regarding a material for the cushion and data regarding a hardness of the cushion; generating an order for production of the footwear object, the order including the cushion data set; and providing the order to a forming machine in order for the forming machine to produce the footwear object. | 2021-08-19 |
20210256586 | METHOD FOR CONSUMERS TO PURCHASE TAILOR-MADE CLOTHING, SHOES OR HATS ONLINE - A method for consumers to purchase tailor-made clothing, shoes or hats online, the method including: the e-commerce website creates personal size customization route on the interface of clothing, shoes, and hats products; authorizing institutions or professionals measure various categories of clothing, shoes and hats as personal size parameters, input the measured personal size parameter values on the e-commerce website or third-party website as the personal size customization parameter information of the product. After the personal size customization parameter information is confirmed correct, and an order is placed, all the personal size customization parameters are attached to the order record on e-commerce website. The supplier or e-commerce website extracts the personal size customization parameters from the order record and obtains the personal size customization parameters origin from e-commerce website individually or in batches to collect, match, divide size, produce the final products. | 2021-08-19 |
20210256587 | DISTRIBUTED DATABASE STRUCTURES FOR ANONYMOUS INFORMATION EXCHANGE - Provided herein are database structures, systems, and methods for an anonymous, information exchange platform. The information exchange platform described herein may comprise blockchain structures, decentralized networks, peer-to-peer technology, cryptographic techniques, and/or a combination thereof. Past and present actors associated with a topic of information (e.g., a product) may flexibly exchange information on the information exchange platform by implementing question and answer protocols. | 2021-08-19 |
20210256588 | SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR DETERMINING COMPATIBILITY BETWEEN ITEMS IN IMAGES - Systems, methods, and computer program products for determining compatibility between items in images obtain image data associated with a plurality of images, each image being associated with a single item of a plurality of items, each image including a plurality of elements of a matrix, and the plurality of elements of the matrix of each image including the image data associated with that image; for each image, input the image data associated with that image as a single object in a set of objects to a relation network; and generate a compatibility score for the plurality of items from the relation network based on the set of objects, the compatibility score including a prediction of whether the plurality of items is compatible. | 2021-08-19 |
20210256589 | SYSTEMS AND METHODS FOR VEHICLE RECOMMENDATIONS BASED ON USER GESTURES - According to certain aspects of the disclosure, a computer-implemented method may be used for providing a vehicle recommendation based on user gestures. The method may include displaying at least one image of a vehicle to a user and receiving at least one gesture from the user performed on the at least one image of the vehicle. Additionally, the method may include assigning a value to the at least one gesture from the user and determining a feature of the vehicle based on the at least one gesture from the user. Additionally, the method may include receiving gesture information related to the at least one gesture and determining a vehicle preference of the user based on the value, the feature of the vehicle, and the gesture information. Additionally, the method may include identifying at least one available vehicle based on the vehicle preference of the user and displaying the at least one available vehicle to the user. | 2021-08-19 |
20210256590 | INTELLIGENT SERVICE AND CUSTOMER MATCHING USING AN INFORMATION PROCESSING SYSTEM - A computer implemented method for matching services to potential receivers of the services that includes registering at least one of service providers and service receivers as members to a service matching system. The service matching system collects data from the members. Permission to collect data from the members is revocable at any time by the members. The method further includes taking an order from a first service receiver to receive goods from a service provider; and calculating a route of the first service receiver to obtain the goods from the service provider. The method further includes matching the route of the first service receiver with a potential delivery route to a second service receiver having an order with the service provider; and offering a promotion to the first service receiver to deliver the order by the second service receiver with the service provider over the potential delivery route. | 2021-08-19 |
20210256591 | STORE SYSTEM, INFORMATION PROCESSING APPARATUS, AND INFORMATION PROCESSING METHOD THEREFOR - According to an embodiment, an information processing apparatus registers, upon input of identification information of a commodity to be purchased via a mobile terminal, data of the commodity to be purchased identified by the identification information in a list. The information processing apparatus notifies, upon receiving an instruction to execute checkout from the mobile terminal, the mobile terminal of a checkout code for specifying the list. The information processing apparatus outputs, upon input of the code in a checkout machine, the list specified by the code to the checkout machine. The information processing apparatus counts the number of codes that are notified to the mobile terminal but not input in the checkout machine. The information processing apparatus executes processing for notifying the user of the mobile terminal of the count value. | 2021-08-19 |
20210256592 | SYSTEMS AND METHODS FOR INTELLIGENT PREPARATION TIME ANALYSIS - Disclosed are systems and methods for multi-point destination arrival time analysis. In one aspect, the system may include: a memory storing instructions; and at least one processor configured to execute the instructions to: receive a plurality of durations associated with at least one orderable item and associated metadata, the durations based on past history of producing the orderable items; store the plurality of durations associated with the at least one orderable item in a data store; retrieve, from the data store, the stored plurality of durations associated with the at least one item; receive an estimated preparation time for the at least one orderable item from a machine-learning algorithm; determine, based on the estimated preparation time, an assigned delivery worker associated with a second external system; and forward a request to the second external system to fulfill a delivery of the at least one orderable item. | 2021-08-19 |
20210256593 | COORDINATION PROCESS RESTART DEVICE AND COORDINATION PROCESS RESTART METHOD - An integrated processing resume device includes: a request receive part configured to allow an input of a request for an integrated order, the request for an integrated order being a request for integrating a plurality of wholesale services; a resource management part configured to record whether or not each of individual instructions of the wholesale service called by an execution of the integrated order has been successfully executed; and an order resume part configured to, when an individual instruction has not been successfully executed and the integrated order is thereby suspended, then, at a time of resuming the integrated order, reference whether or not an already-having-been-executed individual instruction has been successfully executed, from the resource management part, and, while skipping re-execution of a having-been-successfully-executed individual instruction, execute a not-having-been-successfully-executed individual instruction or a not-yet-having-been-executed individual instruction. | 2021-08-19 |
20210256594 | AUTOMATIC FRESH GOODS PREPARATION - A control apparatus for ordering fresh goods, the control apparatus configured to: receive, via an input, data indicative of a fresh goods order from an external ordering device, the fresh goods order indicating one or more items each having an associated preparation time; receive, via an input, data indicative of a collection time at which the fresh goods order is to be collected; calculate an order preparation initiation time at which preparation of the fresh goods order is to commence, in dependence on the associated preparation time of each of the one or more items, and the collection time; and provide, via an output, data indicative of the order preparation initiation time. | 2021-08-19 |
20210256595 | GUIDED PURCHASING VIA SMARTPHONE - Guiding purchasing via smartphone by, determining, via smartphone input of a user, the smartphone user's intent to purchase a given product. At least one sequence of tasks to purchase each of a plurality of products is determined. The determined intent to purchase the given product is associated with a determined sequence of tasks to purchase one of the products in the plurality of products. The smartphone user's current state in the associated sequence of tasks is determined. The smartphone user is notified, via the smartphone, of the next uncompleted task from the associated sequence of tasks based on the smartphone user's current state in the associated sequence of tasks. | 2021-08-19 |
20210256596 | METHOD, APPARATUS, AND COMPUTER READABLE MEDIUM FOR GROUP GIFTING IN A RANDOMIZED FORMAT - Provided herein are systems, methods and computer readable media for proving gift giving within a group. Consumers may register for a gift giving program, create a group and invite other consumers to participate. Group members may be randomly assigned to a group, or assigned to a group based on an invitation or indicated group. Relationships between gift givers and recipients within a group may be determined, such as in a randomized format. Gift givers may purchase a gift, such as a good or a promotion from a promotion and marketing service. The promotion and marketing service may assign the promotion to the recipient so that the recipient may redeem the promotion for a good, service, or experience. Promotions may be automatically purchased on behalf of a gift giver who fails to purchase the promotion by a gift-giving deadline. | 2021-08-19 |
20210256597 | SYSTEM AND METHOD OF SHOPPING USING A VIRTUAL REALITY DEVICE AND AN AVATAR - The present invention relates to a method of purchasing one or more goods from a physical store through a virtual environment. The method includes obtaining one or more physical store details and one or more user details from a user device for authenticating a physical user. Further, a unique avatar indicative of a virtual user corresponding to the physical user is generated. Furthermore, the virtual environment comprising one or more virtual stores is generated from a real-time video. The virtual environment is provided to the user device. Subsequently, an optimal path for traversing the virtual user in the virtual environment is determined in real-time based on one or more shopping details and a time period associated with the one or more shopping details. Finally, the virtual user is navigated in the one or more virtual stores through the optimal path for purchasing the one or more goods. | 2021-08-19 |
20210256598 | METHOD, MEDIUM, AND SYSTEM FOR LIVE PREVIEW VIA MACHINE LEARNING MODELS - Machine learning-based approaches are used to create instances or visualizations of content appearing within an object in an image. For example, a user may submit a request for a preview or visualization of content within an object or other media such as a glass crystal. A trained model can process the content to generate adjustment data or other data that can be used to control image blending operations. The adjustment data can be applied to the pixel values of the content to modify the content in order to enable a visualization of the content within an object. The image portion can be modified such that the object appears to “blend” with and appear within the object. Image transformation techniques can be used to project the modified content onto a representation of an object. Thereafter, a visualization or preview of the content within the representation of the object can be presented. | 2021-08-19 |
20210256599 | SYSTEM AND METHOD FOR IDENTIFYING FIT OF APPAREL ON A USER - A reference object is used in measurement capturing features of the invention to calibrate a camera taking pictures of a user. The position of the reference object in the pictures of the user helps correct for rotations of the reference object that is held by the user. Once user measurements are captured, a total weighted variance is defined to identify correct size of apparel to the user. In addition to the variance, overall fit quality is determined by adding user body shape and fit anomalies of the apparel to the variance. | 2021-08-19 |
20210256600 | CONNECTOR LEASING FOR LONG-RUNNING SOFTWARE OPERATIONS - Preventing certain types of service disruptions in a computing system involves receiving a lease request at a server of a cloud-based computing system, where the lease request originates from one of a plurality of cloud-hosted service computing systems (CSCS). The lease request will specify at least one suitable connector of a plurality of remote computing machines, where such connectors comprise an availability set at a computing resources location. In response to receiving the request, the server determines whether at least one of the connectors has pending maintenance operations. Based on such determination, the server will selectively grant the lease request by generating at least one electronic message directed to the CSCS which originated the lease request. | 2021-08-19 |
20210256601 | APPARATUSES, SYSTEMS AND METHODS FOR DETERMINING PRE-APPROVAL FOR PERIODIC OBLIGATION SATISFACTIONS BASED ON UNEVEN OR SEASONAL INCOME - Systems and methods may provide for customer pre-approval for a flexible loan product that may dynamically change to account for uneven or seasonal income of a customer. Some flexible loan products may include loan, warranty, and/or insurance payments. Past and/or current customer data, such as past and current income, predicted future income, current home or vehicle value, current interest rates, and/or vehicle or home maintenance, may be analyzed by artificial intelligence to periodically reassess and restructure the future loan payments. | 2021-08-19 |
20210256602 | COMPUTER-IMPLEMENTED SYSTEMS CONFIGURED FOR PROVIDING REAL-TIME CREDIT OFFERS AND CREDIT NEGOTIATION FOR SPECIFIED TRANSACTIONS AND METHODS OF USE THEREOF - In some embodiments, the present disclosure provides an exemplary technically improved method for providing real-time alerts about an app user's location and the possibility that a user may be contemplating a credit offer from a merchant for a specific credit transaction with the merchant; alerting the user of the entity's willingness to extend credit for the specific credit transaction(s) with a merchant; negotiating with the user in real-time about the credit terms that the entity may be able to provide in comparison to offers received from existing merchants; and if approved, providing the user with the same or better credit terms than those offered by the merchant for that particular transaction(s); and avoiding any negative impact to the user's credit scores from a hard inquiry by either the merchant or the entity of the user's credit history with a credit bureau. | 2021-08-19 |
20210256603 | AUCTION MARKET WITH PRICE IMPROVEMENT MECHANISM - The present application at least describes a computer readable medium including instructions that, when executed by a processor, causes the processor to receive, from a first participant among plural participants in an auction operated in a networked auction system, one of a buy and sell order for a product (ORDER). The ORDER includes one or more of a price, quantity, type, and exposure time to remain active. The exposure time allows for one or more of a reply, opposite side order, and a pre-defined relative indication with or without a price improvement relative to a current price established by a National Best Bid/Offer or an equivalent exchange (PRI). The instructions when executed by the processor causes the processor to receive a market best bid and ask price (MARKET PRICE) from the National Best Bid/Offer or equivalent exchange for buying and selling the product. The instructions when executed by the processor causes the processor to receive, from a second participant among the plural participants in the auction operated on the networked auction system, the PRI to trade on the ORDER. Further, the instruction when executed by the processor causes the processor to effectuate a state where the PRI is maintained undisclosed from the plural participants. Even further, the instructions when executed by the processor causes the processor to transmit, to the plural participants in the networked auction system, the received ORDER. Still even further, the instructions when executed by the processor causes the processor to determine based on the MARKET PRICE that the PRI satisfies the ORDER within the exposure time. Still yet even further, the instructions when executed by the processor causes the processor to execute the ORDER. | 2021-08-19 |
20210256604 | Charting Multiple Markets - The present embodiments relate to charting multiple markets. In some embodiments, charting multiple markets may include receiving market data for a plurality of tradeable objects. The plurality of tradeable objects may include an anchor object and at least one non-anchor object. The market data may include anchor object price data for the anchor object and non-anchor price data for the at least one non-anchor object. The non-anchor object price data may be converted based on the anchor object price data such that converted non-anchor object price data has a price scale of the anchor object price data. The anchor object price data and the non-anchor object price data may be displayed along a normalized price axis. | 2021-08-19 |
20210256605 | METHOD AND DEVICE FOR FOREIGN EXCHANGE PURCHASE TRANSACTIONS - Disclosed in the present invention are a method and a device for foreign exchange purchase transactions, said method comprising: predicting, according to historical transaction data, a predicted total foreign exchange purchase amount within a first set deadline; within an exchange rate stabilization period of the first set deadline, initiating a foreign exchange purchase transaction request according to the predicted total foreign exchange purchase amount, the foreign exchange purchase transaction request being used for purchasing, according to the exchange rate within the exchange rate stabilization period, foreign exchange of the predicted total foreign exchange purchase amount; after the first predetermined deadline expires, acquiring an actual total foreign exchange purchase amount within the first predetermined deadline; and performing transaction clearing according to the actual total foreign exchange purchase amount and the predicted total foreign exchange purchase amount. | 2021-08-19 |
20210256606 | PROCESS FOR PROVIDING TIMELY QUALITY INDICATION OF MARKET TRADES - Real time or near real time assessment of the quality of securities transactions is accomplished by intercepting order and execution communications between trader and broker, comparing the execution data with contemporaneous market data relative to the transaction or transactions involved, and informing the trader of that comparison. This is accomplished without interrupting or impeding the trader-broker communications, except that a broker-trader communication may, if desired, be interrupted and relevant data aggregated until the aggregate reaches a desired value. It is preferred that the comparison be between the volume-weighted average price of the securities transaction and the volume-weighted average price of the market data for that security, over the life of the order. A particular effective way to communicate the quality evaluation to the trader is disclosed. | 2021-08-19 |
20210256607 | DECISION TREE DATA STRUCTURE BASED PROCESSING SYSTEM - A decision tree based processing system implements a decision tree data structure to process publicly available files, such as websites suspected to contain data generated by a data transaction processing system which may be constantly fluctuating and varying. The data transaction processing system generates the data based on processing electronic data transaction request messages received over a network. | 2021-08-19 |
20210256608 | METHOD AND SYSTEM UTILIZING ARTIFICIAL INTELLIGENCE AN OPTIMIZATION THEORY FOR ASSET MANAGEMENT IN A MANAGER ALLOCATOR PLATFORM - Artificial intelligence and optimization theory in an asset management process to develop a platform for the automated management of money managers in a portfolio construction process. The present innovation includes the process of connecting databases of securities information to asset manager information to create a linked database of information for the overview and management of portfolios. This linked database is then analyzed using a statistical optimization procedure, converted into a series of metrics and compressed and represented by a series of contrasts. These contrasts are analyzed using Data Shapley, Statistical Cointegration and a Democratized Digital Voter System to construct a utility function estimation. This estimated utility is typically high-dimensional in nature and is not always analytically solvable. In order to determine an optimum allocation convex hull optimization processes are run across the function to determine the appropriate weights to assign to each money manager. Once an allocation is made to money managers, money manager and portfolio performance is tracked over time in order to make a determination if reallocation is necessary. | 2021-08-19 |
20210256609 | ARBITRAGE PROTECTION SYSTEM AND METHOD TO DETERMINE BEST PRICE OF SECURITIES IN OTC MARKET - An arbitrage protection system, a method, and a computer program product may be provided to determine best price of a security in an Over the Counter market. A system may include a memory configured to store computer program code and a processor configured to execute the computer program code to obtain price data associated with the security from systems, such as multi-dealer platforms. The price data may include one or more bid prices and one or more offer prices of the security. The processor may be configured to determine a best price of the security, based on the price data to minimize arbitrage. The best price may include a modified bid price and a modified offer price. | 2021-08-19 |
20210256610 | METHODS AND APPARATUS FOR ASSET MANAGEMENT - Methods and apparatus for asset management are provided. The apparatus, for example, a processor to receive an input from a user via an input/output device, the input including information for a plurality of assets maintained by the user; decompose a main problem into multiple sub-problems; independently solve each of the multiple sub-problems to determine corresponding multiple sub-solutions; recombine the corresponding multiple sub-solutions into a solution to the main problem; calculate an intervention schedule for each asset of the plurality of assets based on the solution; and upon receiving a request from the user, output the intervention schedule via one of a display of the input/output device or remote electronic device in communication with the asset management apparatus. | 2021-08-19 |
20210256611 | APPARATUS AND METHOD FOR GENERATING AND VALIDATING CUSTOMIZED INVESTMENT PORTFOLIOS - A method for generating and validating customized investment portfolios according to an example of the present invention includes (a) a step of receiving an investment idea from a user terminal; (b) a step of selecting an investment product corresponding to the investment idea, and selecting an asset investment ratio distribution method for each investment product to generate the investment portfolio; (c) a step of validating risk and profitability of the investment portfolio in accordance with a past period and predetermined criteria, and providing generation results and validation results of the investment portfolio to the user terminal; and (d) a step of setting the investment portfolio to be exposed to another user terminal connected to the server in accordance with a request of the user terminal. | 2021-08-19 |
20210256612 | PRICE CHART DISPLAY SYSTEM, METHOD, AND DEVICE - A computer implemented method for displaying to a user a OHLC (open, high, low, close) bar representative of a price range of a market traded security during a time period includes a charting engine generating and displaying an open-close price line drawn from an open price to a close price of the time period and the charting engine generating and displaying a high-low price line intersecting the open-close price line where the high-low price line is drawn from a high price at a first time during the time period to a low price at a second time during the time period. | 2021-08-19 |
20210256613 | Investment Fund Investors Shareholder Advocacy Mechanism - A method for managing financial investment funds with two or more investors where investors nominate an investment for a vote by a plurality of the investors who decide if the investors of the fund will request that the fund avoids the investment. The fund manager can take the investor vote account into consideration when rebalancing the fund, but the manager is not bound by the vote. | 2021-08-19 |
20210256614 | THEFT IDENTIFICATION AND INSURANCE CLAIM ADJUSTMENT USING DRONE DATA - Various techniques are described utilizing unmanned aerial vehicles (UAVs, or “drones”) for various disaster and/or catastrophe-related purposes. An area at risk of an insurance-related event (catastrophe, hurricane, natural disaster, wild fire, etc.) that requires evacuation may be determined, as well as insured premises or assets within that area. With an insured's permission, drones may be directed to the area to collect image or other data of insured premises or assets before, during, or after the event strikes. The drone data may be received and analyzed to identify losses to insured assets that should properly be classified as theft losses for insurance purposes. Insurance claims may be prepared or adjusted for insureds based upon the theft losses in accordance with various types of insurance policies (auto, home, personal articles, etc.) or endorsements to ensure that insureds are properly and promptly reimbursed for the theft losses. | 2021-08-19 |
20210256615 | Implementing Machine Learning For Life And Health Insurance Loss Mitigation And Claims Handling - Techniques for implementing machine learning for insurance loss mitigation or prevention, and claims handling are disclosed. In some scenarios, the insurance loss mitigation and claims handling may be associated with a disability, worker's compensation, life or health insurance policy, and the machine-learning analytics model may be trained in accordance with data that is relevant to identifying appropriate predictions in accordance with these particular types of insurance products. For instance, the machine-learning analytics model may utilize information within a dynamic data set as training data, which may include electronically accessible information. The machine-learning analytics model may additionally be implemented to identify various predictions that are indicative of a risk of insuring an individual as well as one or more actions that, when performed, may reduce the initial calculation of risk. | 2021-08-19 |
20210256616 | Automobile Monitoring Systems and Methods for Risk Determination - A method of determining an automobile-based risk level via one or more processors includes training a machine learning program, such as a neural network, to identify risk factors within electronic claim features, receiving information corresponding to one or both of (i) an automobile, such as an autonomous or semi-autonomous vehicle, and (ii) an automobile operator, analyzing the information using the trained machine learning program to generate one or more risk indicators, determining, by analyzing the risk indicators, a risk level corresponding to the automobile, and/or displaying, to a user, a quotation based upon analyzing the risk indicators. The risk factors, risk indicators, and/or risk level may be used for many purposes, such as pricing, quoting, and/or underwriting of insurance policies. | 2021-08-19 |
20210256617 | AUTOMATED ASSESSMENT AND ISSUANCE OF SURPLUS LINE INSURANCE POLICIES - A policy issuance architecture automatically determines whether to issue a standard insurance policy for a property to be insured, or whether the property qualifies for a surplus line insurance policy. The policy issuance architecture may include a number of databases that store various rules and regulations for states where a surplus line insurance provider may be located. The policy issuance architecture may reference these databases in determining whether to issue the surplus line insurance policy. The policy issuance architecture may also communicate with various third-party services, such as a hazard assessment service, that assess potential hazards that may be associated with the property toe be insured. The policy issuance architecture may generate one or more electronic documents for a standard insurance policy or a surplus line insurance policy depending on whether the property qualified for the standard insurance policy or the surplus line insurance policy. | 2021-08-19 |
20210256618 | CONTROL METHOD OF INSURANCE SWITCHING DEVICE AND INSURANCE SWITCHING SYSTEM - A control method of an insurance switching device in an embodiment is a control method of an insurance switching device including an input circuit and an output circuit. The control method of an insurance switching device in the embodiment includes: receiving, by the input circuit, input of duty information indicating a duty status of a user of a vehicle; receiving, by the input circuit, input of use information about a use situation of the vehicle; and outputting, by the output circuit, information indicating car insurance applied to the vehicle in accordance with the duty status of the user when the use information input into the input circuit indicates that the vehicle is in use. | 2021-08-19 |
20210256619 | STRUCTURED FINANCE MECHANISM - A structured finance system, method and/or mechanisms presented herein provides proceeds to the receiver of a payment obligation with improved efficiency and certainty and substantially less burden associated with other attempted mechanisms. The systems, methods and/or mechanisms, may include a structured finance mechanism whereby the payer of a payment obligation undertakes a monetization transaction to distribute proceeds based on such payment obligation for the benefit of the receiver in a manner and based on a system which allows the receiver of such payment obligation to avoid, eliminate and/or minimize a majority of or substantially all of the costs, burdens and risks associated with a monetization transaction involving such payment obligation that otherwise typically are borne by the receiver. | 2021-08-19 |
20210256620 | DYNAMIC APPLICATION INTERFACE IMPLEMENTING LAYERS TO PROVIDE A CUSTOM NAVIGATION USER EXPERIENCE - Method, apparatus, systems, and non-transitory media are described to simplify a user's interaction with a quoting application. Some data ordinarily requested by the user may be found from one of several private, public, and/or proprietary sources, so some prompts that would ordinarily need to be answered by the user may be eliminated. The described aspects also include retrieving data associated with one or more prompts, making assumptions about the user from the data, and using this data to prepopulate prompts. A control option indicative of a user's desired level of interaction with the application may affect the number of assumptions made and the number of omitted and/or prepopulated prompts presented to the user. By supplementing the user's prompt answers with database data, the number of prompts that need to be answered by the user may be reduced, thereby saving time for the user. | 2021-08-19 |
20210256621 | SYSTEM FOR DATA AGGREGATION - A computer implemented system and method which allows an insurer to more effectively target business development activities towards independent insurance brokers. The system has a data ingestion system for securely receiving agent data from an agent system and aggregating the agent data into one or more database entry. The agent data comprises agent client data and agent identification data and the agent client data is masked such that specific agent client data is absent from or obscured in the database entry. A user database is provided for receiving the database entry as is a user interface. | 2021-08-19 |
20210256622 | METHOD AND COLLABORATIVE PLATFORM FOR INTELLIGENT PURCHASE DECISIONS - In one embodiment, a collaborative platform to inform and facilitate an intelligent purchase decision is provided. The platform includes a point of sale device having a processor with a processor implementable widget for receiving customer data, the widget being configured to transmit the customer data to a host server remote from the point of sale device. The host server includes a processor implementable rating engine, the rating engine being configured to provide the customer specific information to a third party evaluator, perform a customer evaluation assessment based on third party customer information received from the third party evaluator, perform an item valuation based on the purchase price information and the item specific information, determine whether the customer is eligible to purchase an additional purchase item based on the customer evaluation assessment and the item valuation, and provide to the point of sale device offer data. | 2021-08-19 |
20210256623 | SYSTEMS AND METHODS FOR A SIMULATION PROGRAM OF A PERCOLATION MODEL FOR THE LOSS DISTRIBUTION CAUSED BY A CYBER ATTACK - Aspects of the present disclosure relate to implementation of a dynamical structural percolation model, that may be implemented via at least one computing device, and models the loss distribution for cyber risk due to breach of IT networks of a single small or medium-sized enterprise, which is believed to be a technical improvement responsive to the foregoing issues and challenges with known risk/loss distribution models. | 2021-08-19 |
20210256624 | RESOURCE CONSUMPTION RATE AND CONSUMPTION LEVEL CONTROL SYSTEM - A multi-modal process for tracking and controlling resource consumption in configured categories utilizes one or more of a one-to-one bulk allocation matching algorithm, complex bulk allocation matching algorithm, and a bulk allocation offsets algorithm, based on the consistency and resolution of inputs from and intermediary resource provider and banking resource system. | 2021-08-19 |
20210256625 | SYSTEMS AND METHODS OF ACCESS CONTROL AND SYSTEM INTEGRATION - Automated provisioning, according to one example embodiment, enables a mutual customer to establish an intelligent and automated connection between an accounting software system and their financial institution. For example, this might be achieved by allowing a financial institution customer to make feeds from their bank accounts available to the accounting software system within financial internet software (e.g., hosted and operated by the customer's financial institution). Once a customer selects the bank account(s) they want to share with the accounting software system, they are passed along to the accounting software system to link the selected bank account with an account they have set up in the accounting software system. | 2021-08-19 |
20210256626 | SOCIAL NETWORKING PLATFORM AND METHOD FOR MANAGING THE SAME - A social networking platform and method for managing the same is provided. The platform also includes a registration subsystem configured to register one or more entities; a single point interface subsystem configured to provide a single point interface for interaction between the plurality of users and the one or more service providers on the registration subsystem in order to manage one or more services. | 2021-08-19 |
20210256627 | SYSTEM AND METHOD FOR INTERNET PUBLISHING - Disclosed herein are systems and methods for internet publishing. In some aspects, the systems and methods may be implemented by software designed for users such as, for example, small businesses, to manage and implement an online digital strategy. A digital web-based platform, for example, may be used to establish and expand the online presence of a brand. In some aspects, the systems and methods may be implemented to publish, syndicate, and monetize content in an automated and seamless manner from a single interface as well as to monitor and respond to information relevant to such content. | 2021-08-19 |
20210256628 | ONLINE TRANSACTION SYSTEM WITH PERSONAL MATCHING - Methods, systems, computer-readable media, and apparatuses for an online transaction system with personal matching are presented. In some embodiments, a method includes determining a location of a first user and a second user. The method further includes receiving supplemental data associated the first user and supplemental data associated with the second user. The method additionally includes determining a match between a first user and a second user based at least in part on the determined location and the supplemental data. The method further includes presenting a transaction to at least one of the first user or the second user based at least in part on the determined location and the supplemental data. The method also includes facilitating a payment from at least one of the first user or the second user for the transaction. | 2021-08-19 |
20210256629 | METHODS AND SYSTEMS TO GENERATE INFORMATION ABOUT NEWS SOURCE ITEMS DESCRIBING NEWS EVENTS OR TOPICS OF INTEREST - Examples of methods and systems to generate information about news source items appearing in user social media feed content, where the news source items describe news events or topics. The news events or topics can be identified by the recognition of news information associated with a news source in information configured for use as user social media feed content. The generated information can be displayed on a user device along with assigned bias, skew, or viewpoint ratings for news sources that describe the news source events. The news source items, news sources, and information can be selected on the user display for further user review. Notifications associated with news source bias, skew, or viewpoint ratings and information associated with user engagement with social media feed content can also be generated. Bias, skew, or viewpoint ratings for user social media accounts can be provided. | 2021-08-19 |
20210256630 | SYSTEMS AND METHODS FOR ENCOURAGEMENT OF DATA SUBMISSION IN ONLINE COMMUNITIES - The invention relates to systems and methods for behavioral modification of users in an online community where users store or share data to help one another reach informed decisions. One aspect of the invention provides a method for encouraging active participation in an online community. The method includes: receiving information from a first user regarding a topic, receiving a request from a second user for additional information desired from the first user, and sending a personalized message to the first user requesting the additional information. Another aspect of the invention provides a computer-readable medium whose contents cause a computer to perform a method for encouraging active participation in an online community. The method includes: receiving information from a first user regarding a topic; identifying additional information desired from the first user; and sending a personalized message to the first user requesting the additional information. | 2021-08-19 |
20210256631 | System And Method For Digital Crop Lifecycle Modeling - A system for crop lifecycle modeling, comprising a computer processor and at least one computer-readable storage medium operably coupled to the computer processor and having program instructions stored therein, the computer processor being operable to execute the program instructions to generate a profile of a crop using a plurality of data processing modules including, a data acquisition module ( | 2021-08-19 |
20210256632 | SYSTEMS AND METHODS FOR AGGREGATING HARVEST YIELD DATA - The present invention is for an autonomous aerial vehicle that enables near real-time computation of harvest yield data. Generally, the autonomous aerial vehicle receives combine harvest data from a harvesting vehicle, generates high-resolution yield data based on sensor suite that is on-board the autonomous vehicle, obtains edge compute data from an edge computing device at the edge of the network, and segments the received combine harvest data, the generated high-resolution yield data, and the obtained edge compute data. The aerial vehicle applies data normalization models to the segmented data and computes a normalized harvest yield for at least a portion a land tract. In this manner, the data delivery vehicles computes normalized data that otherwise can by noisy and unreliable. | 2021-08-19 |
20210256633 | SYSTEMS AND METHODS FOR ASSESSMENT AND VISUALIZATION OF EXCESS AND OBSOLETION IN SUPPLY CHAIN MANAGEMENT SYSTEM - An apparatus, system and method for an excess and obsoletion application and engine resident in a supply chain management system. Included are at least one rule set; at least one database of distinct customers, wherein the at least one database has relationally accessible in accordance with ones of the distinct customer entries in the at least one database at least the manufactured product for the distinct customer correspondent; a full parts and materials list correspondent to the manufacturing of the manufactured product; definitions from the contract for each of the manufactured products and each of the distinct customer regarding when ones of the parts and the materials become excess or obsolete; and a graphical user interface (GUI) suitable to provide access to details of at least the manufactured product, the full parts and materials list, and the definitions, such that a claim for excess or obsoletion may be made through the GUI. | 2021-08-19 |
20210256634 | ALLOCATION OF NATURAL RESOURCES - A method of determining, for a user of a plurality of users, an entitlement of the user to a natural resource is disclosed. According to examples of the method, a first metric is determined, the first metric associated with a first one or more of: a usage of the natural resource by the user, a property right of the user relating to the natural resource, and an ability of the user to utilize the natural resource. A second metric is determined, the second metric associated with a second one or more of: a usage of the natural resource by M the user, a property right of the user relating to the natural resource, and an ability of the user to utilize the natural resource. A system allocation preference of the plurality of users is received. An entitlement value for the user is determined based on the determined first metric, the determined second metric, and the system allocation preference of the plurality of users. | 2021-08-19 |
20210256635 | CREATING, MONITORING, AND UPDATING ENERGY TRANSACTIONS USING DISTRIBUTED LEDGER TECHNOLOGY AND CONTRACT CODEX - Methods and systems for improved creation, monitoring, and updating of energy transactions are provided. In one embodiment, a method is provided that includes receiving a request to originate a contract for an energy transaction. Transaction information concerning the energy transaction may be received and may identify a type of energy resource and parties for the energy transaction. A requirement for the energy transaction may be identified within the contract codex and at least one condition may be determined based on the requirement. An updated contract may be generated by adding the at least one condition to the contract. Information regarding the updated contract may be stored on the distributed ledger. | 2021-08-19 |
20210256636 | Systems and Methods for Advanced Energy Network - A multiplicity of participants comprising utility operators, distributed energy resource (DER) providers, vendors/aggregators, energy customers, and utility financial officers, are communicatively connected to a platform. The platform provides interactive interfaces for each type of participant to access the platform over communication network. Utility operators are enabled to view and control DER in a certain area via an interface for utility operators. DER providers are enabled to interconnect DER packages to a utility grid via an interface for DER providers. Vendors/aggregators are enabled to view and manage their portfolios via an interface for vendors/aggregators. Energy customers are enabled to view energy information, shop for new products or services, and manage rate plans via an interface for marketplace. Utility financial officers are enabled to view revenue streams from the platform to a utility via an interface for financial settlement. | 2021-08-19 |