| 32nd week of 2013 patent applcation highlights part 59 |
| Patent application number | Title | Published |
|---|
| 20130204732 | Methods and Systems for Conducting an Electronic Auction - The embodiments described herein provide in one aspect, a method of conducting an electronic auction for a product at a server, wherein a finite number of the product is available at a current price and the current price decreases as an auction time period for completing the electronic auction decreases, the method comprising the server: setting the auction time period for completing the electronic auction; providing a user interface for receiving an input for purchasing one or more of the finite number of the product at the current price; monitoring interest in the electronic auction using an interest indicator associated with the electronic auction; decreasing the current price by a variable price decrement as the auction time period decreases, wherein the variable price decrement corresponds inversely with the interest in the electronic auction; and displaying the current price on the user interface as the current price decreases. | 2013-08-08 |
| 20130204733 | Ghost Bidding and Serious Bidder Detection in Automated Auctions - Potential ghost bidding and non-serious bidding in an automated auction is detected and alerted to a user by retrieving by a computer one or more historical automated auction records related to an offering party in a current automated auction; detecting by a computer the retrieved records that a same or similar item is being offered in the current automated auction that has been offered in a previous automated auction; responsive to the detecting, increasing a ghost bidding likelihood parameter by a computer; determining by a computer that a bidder in the current automated auction also bid in one or more of the historical automated auctions; responsive to the determining, increasing by a computer the ghost bidding likelihood parameter; and alerting a user of the current automated auction of the ghost bidding likelihood parameter for each determined bidder. | 2013-08-08 |
| 20130204734 | System and Method for Configuring Products Over a Communications Network - The invention relates to a method for the automated selection of formulations and/or formulation components by specifying product characteristics. In particular, the system and method serve customers within market segments that use selected components as raw materials for manufacture of specialty products and that require an understanding of how the selected components effect performance. For example, such products as electronic circuits, coatings, adhesives, sealants, inks, polishes, cleaners, and detergents fall within the profile of such products. | 2013-08-08 |
| 20130204735 | Previewing a Sign in an Online Store-Front Ordering Process - A first representation [ | 2013-08-08 |
| 20130204736 | SYSTEMS AND METHODS FOR INTERACTIVE JEWELRY DESIGN - Methods and systems for designing a customized jewelry item on-line. Some embodiments include generating an interactive design tool. The interactive design tool comprises an electronic template of the customized setting and the customized setting comprises a plurality of sections. User-input data is received, in which the user-input data comprises selection of a section of the customized setting; and a selection of at least one customizable feature of the selected section. A graphical representation of the customized setting is generated, in which the customized setting comprises the at least one customizable feature. The graphical representation of the customized setting is displayed on a display. | 2013-08-08 |
| 20130204737 | LEVERAGING STORE ACTIVITY FOR RECOMMENDATIONS - Systems and methods for providing product recommendations to a customer are described. One embodiment includes receiving a request for a product recommendation for a customer, and generating the product recommendation based on a purchase history for the customer. In some embodiments, the purchase history includes data associated with in-store purchases from one or more brick and mortar stores and data associated with online purchases from one or more online stores. | 2013-08-08 |
| 20130204738 | SYSTEMS AND METHODS FOR RECOMMENDING ENTITIES TO ONLINE CUSTOMERS - System and methods for recommending entities (e.g., products, documents, movies, persons, etc.) to online customers are provided. A centroid definition module generates a plurality of centroids that at least partially describe one or more users based on documents consumed by the respective users of the one or more users and node data assigned to the respective documents within a node space. A centroid assignment module projects user data describing each of the one or more users in the node space, calculates user-centroid membership values, and assigns the respective users to a certain centroid based on a highest membership value of the respective users. | 2013-08-08 |
| 20130204739 | SYSTEM AND METHOD FOR GIFTING SUGGESTIONS AND PSYCHOGRAPHIC PROFILING - A computer-implemented method for electronic gift giving in which a gift suggestion is made, optionally based in part on a psychographic profile of a recipient. The method may be implemented by a website accessible on the Internet. A computer-implemented method is also described for generating a psychographic profile of an individual. | 2013-08-08 |
| 20130204740 | RECOMMENDER SYSTEM FOR STIMULATING A USER TO RECOMMEND AN ITEM TO A CONTACT OF THE USER - The present invention is related to a recommender system ( | 2013-08-08 |
| 20130204741 | NEEDLE-LESS/WIRELESS ACUPUNCTURE SYSTEM AND METHOD - A bio-electricity system and method utilizes electrical muscle stimulation, interferential current, micro-current, Russian stimulation and tens-transcutaneous electric nerve stimulation. The system and method are adapted for treating maladies of physically out-of-balance users according to the teachings of an ancient art. Such treatment is for pain relief, reduction of inflammation, decreasing muscle spasms and reduction of edema to other areas outside of the acupoint area. The system and method include a plurality of components including probes, adhesive, electronic components, an instruction manual, an electronic device and a program in the electronic device to wirelessly activate probes positioned on a user in accordance with the instruction manual. | 2013-08-08 |
| 20130204742 | ORDERING SYSTEM AND METHOD PARTICULARLY USEFUL FOR ORDERING ARTICLES OF FOOD - A system and method for ordering various types of articles includes: an input device for each person enabling the person to order designated articles to be delivered to a designated seat and row in a seat section; an article source for supplying articles designated in each order; a conveyor system having a first conveyor section extending along a first axis from the article source, and a second conveyor section extending along a second axis from the first conveyor section to the seats of the seat section; and a central control in communication with the input devices for receiving orders therefrom and for controlling the conveyor system to convey the articles designated in each order to a compartment at a convenient location to the occupant of the seat and row designated in the respective order. | 2013-08-08 |
| 20130204743 | MOBILE SHOPPING TOOLS UTILIZING COLOR-BASED IDENTIFICATION, SEARCHING AND MATCHING ENHANCEMENT OF SUPPLY CHAIN AND INVENTORY MANAGEMENT SYSTEMS - A mobile-enabled system, methods and interfaces for merchants and consumers to identify, search for and match products based on color. The mobile platform provides a number of additional features to enhance shopping experiences, including features which display and/or direct a user to products within a store, by color or other user preferences. These features are enabled by accessing and downloading a combination of store schematics, planogram data, and inventory management systems data. | 2013-08-08 |
| 20130204744 | USER TO WEBSITE GUARANTEED SHOPPING - One embodiment is directed toward a process for a merchant inspection, where a guaranteed shopping server inspects online merchants to ensure they are reliable, financially stable, and committed to providing a great online shopping experience to the buyer/user. Next, this service monitors merchants on a regular basis, to ensure they deliver on their terms of sale, thus assuring purchasers of an overall safe online experience. Next, the guaranteed shopping service provides, a guarantee for added peace of mind for the purchaser. In accordance with one embodiment, a guarantee is provided to the buyer including ID theft protection, a purchase guarantee and a lowest price guarantee. As with other type of guarantees, certain restrictions and terms may apply. If a buyer does experience a problem with an online merchant, a benefit claim can be made and once the claim is validated, guaranteed shopping coverage can apply. | 2013-08-08 |
| 20130204745 | DEFAULT PHONE BILL CHARGING - A consumer payment control system receives a request to increase a stored value of the consumer account by a credit value, transmits a funding request to a consumer account funding infrastructure, the funding request including a credit value, and increases a stored value of the consumer account by the credit value. A communication and routing module receives a charge request, including an amount and identifies a selected one of the consumer accounts. A transaction processing system processes the charge request based on an account detail of the selected consumer account. The consumer payment control system determines whether a top-up confirmation has been received from the consumer account funding infrastructure after a predetermined period of time, and causes charging of the consumer account if the top-up confirmation has not been received. | 2013-08-08 |
| 20130204746 | AUTOMATIC WEB PRESENCE FEATURE DEPLOYMENT - An app store provides a searchable catalog of selectable elements representing programs that provide capabilities for enabling the online presence of a customer, and automatically installs such programs and enables such web presence-enabling capabilities upon selection by the customer of the selectable element. | 2013-08-08 |
| 20130204747 | TRANSACTION GENERATION METHOD AND DEVICE - Embodiments of the present application relate to a transaction generation method, a transaction generation device, and a computer program product for generating a transaction. A transaction generation method is provided. The method includes receiving an unnegotiated request including preset product criteria information, generating a transaction preorder corresponding to the unnegotiated request, generating a reverse negotiation identifier, receiving an expected transaction request, searching for product characteristic information, searching for a preset product criteria information, comparing the searched product characteristic information and the preset product criteria information, and in the event that the searched product characteristic information and the preset product criteria information match, marking a supplier counterparty as a selected counterparty. | 2013-08-08 |
| 20130204748 | SEARCH DEVICE, METHOD FOR CONTROLLING SEARCH DEVICE, PROGRAM, AND INFORMATION STORAGE MEDIUM - To provide a search device which enables a user to understand a desired product or service even when there are a plurality of types of representation systems for an attribute of the product or service. Attribute storage means ( | 2013-08-08 |
| 20130204749 | SYSTEM AND METHOD OF ORGANIZATION OF INFORMATION - A system and method capable of enabling the organization of information relating to products and/or services available on pages of virtual stores on the Internet may include at least a storage unit capable of storing information on the products and the virtual store, at least a human interface device capable of displaying the information on the products and the virtual stores, and at least a human control device capable of enabling an active interaction between a system user and the human interface device. The system may also include a processing unit operatively associated to the human interface device. The storage unit may include a virtual clipboard having at least one list of products. | 2013-08-08 |
| 20130204750 | METHODS AND SYSTEMS FOR CUSTOMIZING INVENTORY IN AN AUTOMATED DISPENSING CABINET - A system and method for configuring a dispensing cabinet with products within an electronic catalog hosted by a wholesaler system includes a display of a user interface having a graphical representation of a dispensing cabinet for dispensing products including a graphical representation of each dispensing mechanism. A selection of a single product from a listing of products associates the selected single product to at least one dispensing mechanism and causes a change in the graphical representation of the dispensing cabinet such that the at least one dispensing mechanism is visually identified as having the selected single product associated with the dispensing mechanism. | 2013-08-08 |
| 20130204751 | COMPUTER BASED SYSTEM AND METHOD FOR RECONCILING REQUISITION ORDERS AND GOODS RECEIPTS - A computer based procurement system including a processor unit and a computer readable medium storing instructions executable by the processor unit. The system permits receiving requisition orders for goods. The system also permits receiving inputs confirming receipt of goods, wherein the inputs confirming the receipt are generated by flipping the associated requisition orders. Moreover, the system permits analyzing the goods receipts against the requisition orders using one or more predetermined criteria and generating indication for missing goods. | 2013-08-08 |
| 20130204752 | SYSTEM AND METHOD FOR TRACKING INVENTORY OF TIRE COMPONENTS AT POST-PRODUCTION FACILITY - An inventory control method and system tracks components of a new tire which may include a new tire casing and a new tire tread at a point-of-sales facility where the new tire can be assembled. A new tire casing with a first machine-readable identifier and a new tire tread with a second-machine readable identifier are provided. The components are delivered to the point-of-sale facility where their arrival and exit can be tracked by reading the respective first machine-readable identifier and second machine-readable identifier. In various embodiments, the tire control method and system can reallocate components between a plurality of point-of-sale facilities, generate reports on inventory usage, etc. In some embodiments, the inventory control method and/or system can be carried out with the assistance of a computer system configured with an inventory control program for tracking the components. | 2013-08-08 |
| 20130204753 | EXTERNALLY AUGMENTED ASSET MANAGEMENT - A system for externally augmented asset management is disclosed. According to one embodiment, information from a first reporting source about an asset is received. In addition, information from a second reporting source about the asset is also received. Information from a third reporting source about at least one environmental condition is also received. A database is then populated with the information from the first reporting source, the information from the second reporting source and the third reporting source such that information from the first reporting source, the information from the second reporting source and the third reporting source can be collected or accessed from the database. | 2013-08-08 |
| 20130204754 | SYSTEM AND METHOD FOR AUTOMATED RETAIL PRODUCT ACCOUNTING - A system and method including collecting image data of a purchase receipt; converting image data to machine readable data; generating a receipt model including at least one line item from the machine readable text data; selecting a product profile to associate with a line item through one of a tiered set of receipt heuristics, that includes: through a direct identifier heuristic, searching for a product identifier from a line item that corresponds to a product profile, and through an approximate match heuristic, calculating a score for the line item compared to at least one product profile of a master product list; and accounting for the selected product profile of the line item. | 2013-08-08 |
| 20130204755 | MULTI-LAYERED SELF-CALIBRATING ANALYTICS - This document presents multi-layered, self-calibrating analytics for detecting fraud in transaction data without substantial historical data. One or more variables from a set of variables are provided to each of a plurality of self-calibrating models that are implemented by one or more data processors, each of the one or more variables being generated from real-time production data related to the transaction data. The one or more variables are processed according to each of the plurality of self-calibrating models implemented by the one or more data processors to produce a self-calibrating model output for each of the plurality of self-calibrating models. The self-calibrating model output from each of the plurality of self-calibrating models is combined in an output model implemented by one or more data processors. Finally, a fraud score output for the real-time production data is generated from the self-calibrating model output. | 2013-08-08 |
| 20130204756 | Method and System for an Enhanced Business to Business Information and Money Exchange System - Systems and methods are provided to provide enhanced business to business information within an electronic money exchange. Various types of information relating to a plurality businesses are collected from a variety of sources, including transaction information, rating information, offerings information and publicly available information, such as information from third-party websites. The collected information is analyzed to create various metrics that relate to business's reliability and creditworthiness and enhanced profiles are created for each of the plurality of businesses. Facilities are provided for querying businesses to search the enhanced profiles of the plurality of businesses using various search criteria and to establish relationships with selected businesses. | 2013-08-08 |
| 20130204757 | METHOD FOR DETECTING INELIGIBILITY OF A BENEFICIARY AND SYSTEM - A method and system are presented for identifying improper benefit payments to an ineligible beneficiary. Record data may be accessed from a financial institution and may be analyzed to indentify patterns within the banking transactions. Deviations may be identified between a near-term pattern and a far-term pattern by applying one or more rules, which may be ranked. The deviations that are identified may be determined to be either in compliance, in noncompliance, or within some acceptable level of compliance. A level of noncompliance outside of a range of acceptable noncompliance may result in generating a request for an action to be taken, such as an audit of the beneficiary. The aforementioned methods may be carried out using a computerized device. | 2013-08-08 |
| 20130204758 | Novel tax simplification table product for tax rate and tax calculations - The present invention relates to a tax simplification table product to convert all Tax Table and tax calculations into the simplification table product with filing status, taxable income, tax rate formula, tax rate range check, tax rate and tax calculations together. Tax rate formulas are connected with filing statuses. A calculated tax rate is examined and compared with its correct tax rate range, which avoid or reduce calculation mistakes. Related calculations are done automatically or manually. Automatic calculations are done by a calculator or computer software product. Manual calculations are done by paper work easily. Existing Tax Tables from federal and local governments are not needed. The Tax Tables are replaced by tax rate formulas. The tax simplification table product simplifies the existing government tax systems and save time and cost significantly for individuals, corporations and governments. | 2013-08-08 |
| 20130204759 | TRADING SYSTEM WITH PRICE IMPROVEMENT - A computer trading system has price improvement features. | 2013-08-08 |
| 20130204760 | Trade Action Confirmation Tool - Systems, methods, and apparatus for confirming trade actions are disclosed. An example method includes displaying a trade action cell corresponding with a trade action, receiving an initiation command, determining that the trade action was initiated based on the initiation command, receiving a confirmation command, wherein the confirmation command is a selection of the same trade action cell, and executing the trade action based on reception of the confirmation command. | 2013-08-08 |
| 20130204761 | E-Power exchange and management service - The present invention is a business method software program that resides in the memory of a computer network. The computer network has a server that is in communication with a plurality of client computers. The client computers reside in buildings or structures that are consuming energy. The server facilitates the command and control of the business aspect of green energy and/or electric power, via E-Power Exchange and Management Service Control Center embodied in data structures of the business method invention. | 2013-08-08 |
| 20130204762 | SYSTEMS AND METHODS FOR MONITORING CREDIT OF TRADING COUNTERPARTIES - Systems and methods are provided which monitor trades entered into and cleared by counterparties, track the net and gross positions of counterparties and the counterparties' parent entities, trigger warnings when counterparties or their parent entities exceed a warning limit, and shut-off counterparties' trading ability when counterparties exceed a credit limit. An operator of a credit system using these systems and methods is provided with a variety of interfaces through which the operator can set up new counterparties, search a list of counterparties, view and edit basic information for counterparties, view financial information for counterparties, view and edit notes regarding to counterparties, view and edit limits of counterparties, view position versus limit information for counterparties, view the current day's position information for counterparties, and view cumulative position information for counterparties. | 2013-08-08 |
| 20130204763 | OUTLIER TRADE DETECTION FOR FINANCIAL ASSET TRANSACTIONS - Tools are provided for identifying outliers or variations in trade data derived from financial asset transactions, such as securities lending transactions, foreign exchange transactions, over the counter and exchange traded derivative transactions, and equity and fixed income transactions. Such outliers may provide an indication that a given trade is suspicious or potentially inappropriate from a customer relationship point of view, a regulatory perspective, or a legal standpoint. Trades identified as outliers can be utilized in regression analyses to analyze specific trades, trader-broker relationships, or other trading activity. | 2013-08-08 |
| 20130204764 | METHOD OF AND SYSTEM FOR TRADING OF SYNTHETIC ASSETS - A method of and system for trading of synthetic assets is disclosed. A plurality of fractional interests in a synthetic asset are created, and the plurality of fractional interests are designated as IPO fractional interests. An initial price of the plurality of fractional interests is determined, and the plurality of fractional interests are made available in a primary market. A first user indicates a desire to acquire at least one of the plurality of fractional interests and provides funds. The fractional interests are transferred to an account associated with the first user and a portion of the funds are designated m reserved funds. A second user submits a request indicating a desire to acquire at least one of the plurality of fractional interests. The reserved funds of the first user are as free funds of the first user, and free funds of the second user are transferred to the first user. The fractional interests of the first user are transferred to the second user. | 2013-08-08 |
| 20130204765 | METHOD AND SYSTEM OF TRADING A SECURITY IN A FOREIGN CURRENCY - A system and method for trading a security in a foreign currency. The system comprising: an FX pricing module for maintaining FX data streamed from one or more liquidity providers; and a market manager module configured to receive original trade data associated with the security in a trading currency of the security and to generate converted trade data associated with the security in the foreign currency; wherein the market manager module generates the converted trade data based on an FX rate provided by the FX pricing module. | 2013-08-08 |
| 20130204766 | SYSTEMS AND METHODS FOR OPTIMAL PRICING AND ALLOCATION WITH CANCELING/MODIFYING OF INDICATIONS OF INTEREST FOR A SET OF DEBT INSTRUMENTS TO BE OFFERED - A method and system for the determination of optimal pricing and allocation of securities in an open, competitive environment. The method and system may also be used in developing pre-markets of other items that are difficult to price and allocate in a competitive manner, such as the underwriting/securitization of contracts for property; future revenue/earning streams from an asset and/or group of assets; underwritten insurance portfolios, intellectual property and other goods and services. The system of price optimization and allocation is accomplished by interactive feedback of information using a display and including competitive participation of individual members of the public (and/or their agents) or institutional buyers over a data network e.g., the Internet, uncovering the nature and identification of demand in a self-organizing fashion. Demand emerges through participants' interaction with the system and with each other, via a graphically-supported, interactive reservation process. | 2013-08-08 |
| 20130204767 | SYSTEMS AND METHODS FOR OPTIMAL PRICING AND ALLOCATION WITH CANCELING/MODIFYING OF INDICATIONS OF INTEREST FOR A SET OF CONTRACT RIGHTS INSTRUMENTS - A method and system for the determination of optimal pricing and allocation of securities in an open, competitive environment. The method and system may also be used in developing pre-markets of other items that are difficult to price and allocate in a competitive manner, such as the underwriting/securitization of contracts for property; future revenue/earning streams from an asset and/or group of assets; underwritten insurance portfolios, intellectual property and other goods and services. The system of price optimization and allocation is accomplished by interactive feedback of information using a display and including competitive participation of individual members of the public (and/or their agents) or institutional buyers over a data network e.g., the Internet, uncovering the nature and identification of demand in a self-organizing fashion. Demand emerges through participants' interaction with the system and with each other, via a graphically-supported, interactive reservation process. | 2013-08-08 |
| 20130204768 | SYSTEMS AND METHODS FOR REQUESTING A RESERVATION FOR A SET OF EQUITY INSTRUMENTS BEING OFFERED - A method and system for the determination of optimal pricing and allocation of securities in an open, competitive environment. The method and system may also be used in developing pre-markets of other items that are difficult to price and allocate in a competitive manner, such as the underwriting/securitization of contracts for property; future revenue/earning streams from an asset and/or group of assets; underwritten insurance portfolios, intellectual property and other goods and services. The system of price optimization and allocation is accomplished by interactive feedback of information using a display and including competitive participation of individual members of the public (and/or their agents) or institutional buyers over a data network e.g., the Internet, uncovering the nature and identification of demand in a self-organizing fashion. Demand emerges through participants' interaction with the system and with each other, via a graphically-supported, interactive reservation process. | 2013-08-08 |
| 20130204769 | Trade Matching Platform with Variable Pricing Based on Clearing Relationships - Systems and methods are described relating to swap execution facilities (SEFs), such as additional new order/spread types for use with SEFs and clearing houses (CHs). Some new order/spread types include covered calls based on clearing house (CH); peg orders based on CH; stop orders with option to get out or specify CH; UDS with or without with designation for specific CH or generic; flex with or without; cancel all within a CH or aggregated or risk based; FX Spot and TomNext™ and related spreads; energy natural hedges; intercommodity spreads; stop button by CH, exchange, or both; and other types of orders that may be modified to incorporate a CCP attribute. | 2013-08-08 |
| 20130204770 | Derivative Products - Methods, systems and apparatuses are described for processing and clearing derivatives products with a digital outcome and a plurality of constituents. A computer system configured to process and clear derivative products can accept initial and adjusted performance bonds from buyers and sellers, and adjust the market price of the derivative product at intervals. The market price may be adjusted on a mark-to-market basis and through analysis of other information, e.g., a change in credit rating of reference entities of the derivative product. As a result of price adjustments, cash flow may be generated between buyers and sellers (e.g., credit and debit to accounts). The derivative product may pay a percentage of a predetermined final settlement amount upon the triggering of a predetermined event in each of the constituents of the derivative product. However, upon expiration of the derivative product, the derivative's market price is settled to zero and the agreement is terminated. | 2013-08-08 |
| 20130204771 | SYSTEMS AND METHODS REGARDING TARGETED DISSEMINATION - One exemplary aspect comprises a computer-implemented method comprising: (a) electronically receiving, from a first securities market participant, data including information related to a first order and to one or more group rankings for dissemination; (b) electronically determining with one or more processors, based on data regarding a second securities market participant and the order information and group rankings, whether the second securities market participant has a second order, on the contra side of the first order, and whether, in accordance with the group rankings, the second securities market participant is qualified to receive information about the first order; and (c) after, and only if, the second participant is determined to be qualified, transmitting information sufficient to display to the second securities market participant the information about the first order. | 2013-08-08 |
| 20130204772 | DEVICE, METHOD AND SYSTEM OF AUTOMATICALLY DEFINING A FINANCIAL INSTRUMENT - Devices, systems and methods of automatically defining financial derivative instruments. For example, a computer-based method may include receiving, by a computing device, an input sequence including a sequence of a plurality of input tokens; and based on the input sequence, defining, by the computing device, a financial derivative instrument by determining, based the plurality of input tokens, values of a plurality of parameters configuring the financial derivative instrument. | 2013-08-08 |
| 20130204773 | RISK ASSESSMENT USING MAINTENANCE AFFORDABILITY INDICATOR - A computer system implement a method of determining what loans in a portfolio contain borrowers/homeowners that will have difficulty maintaining their real estate. The method is based on a comparison of the market value to the reproduction cost of the real estate. This comparison provides insight into whether the borrower/homeowner has sufficient income to remedy any deficiency or deferred maintenance and maintain the property going forward at an acceptable level to provide adequate collateral for the lender. | 2013-08-08 |
| 20130204774 | NETWORKING PLATFORM FOR LENDING - A networking platform for lending is disclosed. The platform may facilitate communication of potential borrowers and potential lenders where such lenders are not traditional financial institutional lenders. The platform may be configured to poll a potential borrower's social network to identify acquaintances that may wish to fund at least a portion of the requested loan. | 2013-08-08 |
| 20130204775 | METHODS AND APPARATUS FOR VALIDATING FILES FOR AN ELECTRONIC PAYMENT SYSTEM - A method and apparatus that validates source files for processing by a payment clearing system. Source files may include one or more electronic payment instructions may be provided by a customer. The source file may be pre-processed to remove extraneous data. Next, records in the source file may be validated. The validated may be mapped into payments fields. The normalized payment fields may be normalized into an abstract form or a format agnostic form. The normalized form of the source file information may be validated for processing by a payment clearing system. If the source file information is valid, the valid information may be used request a transfer by the payment clearing system. Finally, one or more reports describing validation results, indicting a correct source file or acknowledgment of a successful transfer may be sent to the customer. Various levels of detail may be included in the report(s). | 2013-08-08 |
| 20130204776 | E-commerce Payment and Delivery System and Method - An e-commerce payment and delivery system comprising a combination of electronic components, proprietary software, banking services and a cartage company. Buyer and seller fill out a registration form and create their own electronic accounts on the web portal via their own personal computer or a kiosk. When the buyer finds something he/she wishes to buy, the buyer accesses his/her account and creates a transaction record, with the pertinent sale information, and sends the transaction record to the seller. The seller verifies that the transaction record is accurate and the buyer must fund his/her own account. The buyer's deposit is transferred from the buyer's account into an electronic bank accessible to the cartage vendor. The seller presents the goods and transaction card to the cartage vendor and the teller processes the goods for shipping, verifying that the goods being shipped are the goods buyer ordered. | 2013-08-08 |
| 20130204777 | Logistics Methods for Portable, Mobile Processing of Lottery and Contest Tickets - A method for portable lottery ticket sales and redemptions by mobile vendors is provided wherein the vendor have an existing credit or debit card processing interchange. The vendor is provided with a portable local processor having a memory, and with a local printer connected to the local processor. The local processor is in wireless communication with a network. A bank identification number (BIN) is assigned to lottery tickets sold or redeemed by the vendor that is unique to lottery tickets in the vendor's existing credit or debit card processing interchange. The unique lottery BIN is also associated with a lottery data blob provided on the lottery ticket. The BIN and lottery data blob are entered into the vendor's existing credit or debit card barcode protocol to initiate transfer of the lottery data to a lottery central site via the interchange, wherein a processor within the interchange recognizes the unique lottery BIN and initiates special routing to and further processing of the lottery data at the lottery central site outside of the interchange's debit or credit card data transfer and processing procedures. | 2013-08-08 |
| 20130204778 | Financial Gadgets - Methods, computer program products, and systems, related to providing financial gadgets to users. In one implementation, a method includes receiving gadgets and receiving a notification that one or more gadgets has been certified. A web page with an interface through which users can select gadgets is generated and provided to a user computer. A user selects a gadget, and the selected gadget is run, including providing the user-specific financial information to the gadget. Content based on the output of the gadget is provided to the user. User-specific financial information can be collected, and modified by the gadget. A notification can be received that a financial institution has authorized one or more of the certified gadgets and the web page can only allow users to select authorized gadgets. | 2013-08-08 |
| 20130204779 | Monetizing a social networking website - A method enabling social networking website providers to monetize a social networking website, comprising charging users for posting content per posting action. A social networking website graphical user interface component comprising an indicator, wherein a user's indicator displays a balance of funds in an account held by the user on the social networking website, wherein the user's indicator decrements proportionately whenever the user's account is debited, wherein the user's indicator increments proportionately whenever the user's account is credited. | 2013-08-08 |
| 20130204780 | SYSTEM AND METHOD FOR PURCHASING SOCIALLY - In accordance with an example embodiment a method and system social payment is provided. The method includes receiving a first payment for a purchase from a first user. The first payment comprises a partial payment for the purchase. The method further comprises, electronically sharing information associated with the purchase with at least one user, associated with the first user, to inform the at least one user about incomplete payment for the purchase. The method further includes completing the purchase, socially, by combining part-payments from one or more of other users that are socially connected to the first user. | 2013-08-08 |
| 20130204781 | CREDIT CARD SYSTEM AND METHOD - A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to “card remote” transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for “card present” transactions, so called “skimming” fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided. | 2013-08-08 |
| 20130204782 | Stored-Value Card Management Method and System - A computerized system for activating, issuing and otherwise managing transactions and activities pertaining to stored-value cards over a communications network. A central information database is provided for storing stored-value cardholder and card purchaser information received directly from respective stored-value cardholders and card purchasers PCs through a universal central processor via respective communication gateways. The central processor is coupled for communication realtime to multiple unaffiliated stored-value card processing networks normally operated by respective hosts. Each network includes a stored-value card processor coupled to a stored-value card database and multiple respective merchant communication devices. The central processor is programmed for managing the activation and issuance of transactions and activities for the stored-value card through the respective unaffiliated networks. The universal central processor is programmed to issue the stored-value cards directly to the cardholder or card purchaser by download over respective communication gateways. The universal central processor is further programmed for reporting the card activations, issuances, transactions and activities to the cardholders and the merchants thereby providing a universal management system. | 2013-08-08 |
| 20130204783 | SYSTEM AND METHOD FOR PERFORMING REMOTE CHECK PRESENTMENT (RCP) TRANSACTIONS BY A CHECK CASHING COMPANY - A system and method of handling remote check presentment (RCP) of a check may include receiving, from a computing device of a user, RCP data at a computing device, such as a computer server. A determination, by the computing system, of a risk factor associated with the RCP data may be made. In response to determining the risk factor associated with the RCP data, a determination, by the computing system, as to how to make cash available to the user prior to passing the check for clearance through a traditional check clearing process may be performed. The cash may be made available as determined to the user prior to passing the check for clearance through the traditional check clearing process. | 2013-08-08 |
| 20130204784 | SYSTEM AND METHOD FOR PROCESSING TRANSACTIONS - An electronic transaction processing system comprising an inbound payment processing module, an outbound payment processing module, an authorization module, and a data store containing financial account data relating to an entity. The authorization module is arranged to authorize processing of outbound payments by the outbound payment processing module, the financial account data defines a currency amount corresponding to working capital of the entity, inbound payments processed by the inbound payment processing module are added to said currency amount, and authorized outbound payments processed by the outbound payment processing module are removed from said currency amount. | 2013-08-08 |
| 20130204785 | MOBILE MANAGED SERVICE - One embodiment of the invention is directed to a method comprising receiving, at a mobile payment system, transaction information from a mobile device operated by an originating user. The method further comprises generating, by the mobile payment system, a transaction request message using the transaction information from the mobile device operated by the originating user and analyzing, by the mobile payment system, the transaction request message to determine a type of the transaction. The method further comprises processing, by the mobile payment system, the transaction based on the type of the transaction, wherein the mobile payment system is configured to integrate at least two of an issuer, acquirer, and payment processing network functional modules. | 2013-08-08 |
| 20130204786 | Verification of Online Transactions - Systems, methods and devices described herein enable improved identity verification during online financial transactions. In particular, the features of various implementations are used to enable identity verification of account holders of credit cards, debit cards, and other payment instruments during online transactions. For example, in some implementations systems, methods and devices are operable to compare one or more encoded and/or encrypted images of facial features obtained upon activation of the payment instrument or security measures with one or more encoded and/or encrypted images of facial features obtained during a subsequent online transaction to verify that the individual offering the payment instrument as a form of payment is the true and authorized user of the payment instrument. Additionally and/or alternatively, a voice print record and/or location information may be combined with the use of the encoded and/or encrypted images to provide additional security. | 2013-08-08 |
| 20130204787 | AUTHENTICATION & AUTHORIZATION OF TRANSACTIONS USING AN EXTERNAL ALIAS - Described herein is a transaction system ( | 2013-08-08 |
| 20130204788 | Cost effective card reader and methods to be configured to be coupled to a mobile device - A decoding system, with a decoding engine, runs on a mobile device. The decoding engine decodes signals produced from a read of a first party's financial transaction card. The decoding engine accepts and initializes incoming signals from a read of the first party's financial transaction card until the signals reach a steady state, identifies peaks in the incoming signals and digitizes the identified peaks into bits. A transaction engine is coupled to the decoding engine. The transaction engine receives, as its input, decoded first party's financial transaction card information from the decoding engine, and serves as an intermediary between the first party and a second party. The first party does not have to share his/her financial transaction card information with the second party. The transaction engine is configured to be coupled to a payment system and a first party's financial transaction card institution or a first party's financial account. | 2013-08-08 |
| 20130204789 | UTILIZING PHRASE TOKENS IN TRANSACTIONS - A system and method for facilitating transactions utilizing phrase tokens are provided. Individual entities can be associated with unambiguous transaction phrase tokens, such as multiple word phrases. The transaction phrase tokens are associated with transaction accounts by a service provider such that the entities can complete a transaction without having to exchange transaction account information. In a transaction, a transaction phrase token is offered to an accepting party, which tenders the offered transaction phrase token to the service provider. The service provider processes the offered transaction phrase token according to configuration information specified for the transaction phrase token. The service provider can automatically process the transaction request or request additional information. | 2013-08-08 |
| 20130204790 | UTILIZING PHRASE TOKENS IN TRANSACTIONS - A system and method for facilitating transactions utilizing phrase tokens are provided. Individual entities can be associated with unambiguous transaction phrase tokens, such as multiple word phrases. The transaction phrase tokens are associated with transaction accounts by a service provider such that the entities can complete a transaction without having to exchange transaction account information. In a transaction, a transaction phrase token is offered to an accepting party, which tenders the offered transaction phrase token to the service provider. The service provider processes the offered transaction phrase token according to configuration information specified for the transaction phrase token. The service provider can automatically process the transaction request or request additional information. | 2013-08-08 |
| 20130204791 | Decoding systems with a decoding engine running on a mobile device and coupled to a payment system that includes identifying information of second parties qualified to conduct business with the payment system - A decoding system with a decoding engine running on a mobile device The decoding engine decodes signals produced from a read of a buyer's financial transaction card, accepts and initializes incoming signals from a read of a buyer's financial transaction card until the signals reach a steady state, detects the read of the buyer's financial transaction card once the incoming signals are in a steady stat, identifies peaks in the incoming signals and digitizes the identified peaks in the incoming signals into bits. A transaction engine runs on the mobile device and is coupled to the decoding engine. A payment system is in communication with the transaction engine and with a buyer's financial transaction card institution or a first party's financial account. The payment system includes identifying information of second parties qualified by the payment system to conduct business with the payment system. | 2013-08-08 |
| 20130204792 | Decoding systems with a decoding engine running on a mobile device and coupled to a social network - A decoding system has a decoding engine running on a mobile device. The decoding engine decodes signals produced from a read of a first party's financial transaction card, accepts and initializes incoming signals from a read of a first party's financial transaction card, and detects a read of the first party's financial transaction card. The transaction engine receives as its input decoded first party's financial transaction card information from the decoding engine, and serves as an intermediary between the first party and a second party, so that the first party does not have to share his/her financial transaction card information with the second party. A social network is in communication with the transaction engine. | 2013-08-08 |
| 20130204793 | Smart communication device secured electronic payment system - Systems, apparatuses, and methods enabling secure payment transactions, and methods for sharing secure documents, via a mobile device, for example a mobile telephone, smartphone, cellular telephone, other wireless device, a Near Field Communications (NFC) device, or the like. Actual user account information is substituted with temporary account information such that the temporary account information may be manipulated in a manner similar to actual user account information, with the result that actual account information is masked thereby greatly reducing the likelihood of misuse. | 2013-08-08 |
| 20130204794 | PAYMENT SERVICE AUTHENTICATION FOR A TRANSACTION USING A GENERATED DYNAMIC VERIFICATION VALUE - Methods and systems for dynamically generating a verification value for a transaction and for utilizing such value to verify the authenticity of the payment service application. The dynamically created verification value may be generated on a payment device, such as an integrated circuit credit card or smart card, embedded into the payment data, and transmitted to a point of sale terminal. Alternatively, payment data is sent by a payment device to a point of sale terminal, which generates a verification value and embeds it into the payment data. The embedded verification value is used by a service provider to verify the authenticity of the transaction. The methods and systems may be used in a contactless (wireless) environment or a non-wireless environment. | 2013-08-08 |
| 20130204795 | Wireless Payment with a Portable Device - A portable device transmits a payment card number to a merchant machine. The portable device generates an encrypted first message comprising a request to get information about a financial transaction. A packet filter maps the encrypted first message to a pre-established non-GBR bearer. The portable device generates a fourth message by encrypting the encrypted first message and transmits the fourth message. The portable device receives and decrypts a second encrypted message. The portable device decrypts the decrypted second message and sends financial transaction information to a display. | 2013-08-08 |
| 20130204796 | INNOVATION MANAGEMENT - The subject matter described herein relates to a system and a method for innovation management. The method is performed to ascertain a current innovation maturity level from a plurality of innovation maturity levels of a unit. In that respect, the system assesses inputs received from the unit to calculate a score of each of a plurality of innovation factors. The score is used to determine the factor strength of each of a plurality of innovation factors for each of the innovation maturity levels. Based on the factor strength, the current innovation maturity level is ascertained for the unit. | 2013-08-08 |
| 20130204797 | Job Estimate Development - A method for job estimate development includes receiving a custom image of a specific automobile, the image including a depiction of a subject of a proposed repair operation and obtaining estimate data for a proposed repair operation on the specific automobile, wherein the proposed repair corresponds to the image, the estimate data including parts costs and labor costs associated with the proposed repair operation. The method further includes obtaining a unit of educational content associated with the proposed repair operation, the unit of educational content pre-associated with the proposed repair operation and selected from a library of educational content, the unit of educational content including a visual depiction of the proposed repair operation and providing a repair cost estimate including the estimate data, the image and the unit of educational content to a customer for review prior to authorization of the proposed repair. | 2013-08-08 |
| 20130204798 | METHOD FOR VEHICLE CONDITIONING AND PROVISION - This invention relates to a method for vehicle conditioning and provision. It particularly relates to a method for the conditioning and provision of hired vehicles and/or used vehicles. Vehicles under the invention are passenger cars as well as commercial vehicles. Apart from that, the method according to the invention is also suitable to condition and provide other vehicles such as two-wheelers or the like. | 2013-08-08 |
| 20130204799 | METHOD FOR PATENT PURCHASE AND PURSUIT OF PATENT INFRINGEMENT VIA MOBILE DEVICE - A method for purchasing, acquiring, or licensing patents without having to invent or originate any patents, with the purchase, acquisition or licensing performed via mobile communication devices, followed by pursuing patent infringement claims against suspected infringers of purchased, acquired or licensed patents is disclosed. The invention includes in one embodiment (a) creation of an entity who does not typically file patents or have an inventive nature; (b) the purchase, acquisition or licensing of patents, preferably on the Internet, via a mobile device; (c) locating infringers of said patents; and (d) filing litigation regarding patent infringement of said purchased, acquired or licensed patents. | 2013-08-08 |
| 20130204800 | SINGLE STORE DIGITAL CERTIFICATE SYSTEM FOR BACKGROUND CHECK - System and method for complying with a firearm transfer regulation are presented. The system and method may determine, from a database containing information related to a firearm transfer, whether the firearm transfer needs a response from an electronic background check system. The system and method queries the electronic background check system for the response and receives the response from the electronic background check system. The system and method further generates a command to update the database with the received response. System and method may also include communicating information related to a firearm transaction to an electronic background check system that contains background check information. The information can be related to a transferee of the firearm transfer. | 2013-08-08 |
| 20130204801 | COMPUTER-IMPLEMENTED SYSTEM AND METHOD FOR FACILITATING THE PERFORMANCE OF SERVICES IN EXCHANGE FOR CHARITABLE CONTRIBUTIONS - A computer-implemented system and method for facilitating agreements negotiated by users of the system to exchange professional services in return for charitable contributions. The system allows a first user to locate another user who can perform a service requested by the first user or who requires a service that the first user can provide, and facilitates the negotiation of a contract where the service is performed in exchange for a contribution being made to one or more charitable non-profit organizations, without the user performing the service being subjected to income tax liability for the contribution. | 2013-08-08 |
| 20130204802 | Mail Manufacturing Virtualization - Mail manufacturing virtualization is performed at a centralized routing site. This includes receiving, from at least one mailing source, electronic mailing data associated with at least one mailing and determining a mail routing distribution for the received electronic mailing data. Similarly, mail manufacturing virtualization includes routing the electronic mailing data to a plurality of output centers according to the determined mail routing distribution, where the plurality of output centers are configured to generate physical mail from the electronic mailing data and facilitating sending the physical mail to at least one respective recipient. | 2013-08-08 |
| 20130204803 | SYSTEMS AND METHODS FOR INITIATING RETURNS OVER A NETWORK - The present invention provides systems and methods for processing return transactions over a network. An embodiment of the invention discloses an online return application that generates an electronic return shipping label that can be delivered to a browser of a customer that wishes to make a return. Also, disclosed is the creation and transmission of label delivery links, which provide for dynamic generation and delivery of shipping labels. | 2013-08-08 |
| 20130204804 | SYSTEMS AND METHODS FOR CALCULATING VALUE OF A STOCK - A system for analyzing a security includes a processor; an input module configured to cause a graphical user interface to be rendered on a user's client device, the interface including a screen presenting a predetermined limited number of inputs relating to characteristics affecting valuation of a security, the predetermined number being not more than four; a forecast valuation module configured to compute, using the processor acting on the inputs, fair price and expected return for the security; and an output module configured to cause the user's client device to display fair price and expected return for the security. Other systems and methods, and computer readable media are disclosed. | 2013-08-08 |
| 20130204805 | SYSTEM FOR VALUING INVESTMENT OPPORTUNITIES - A system, comprising instructions executing on at least one computing device, to evaluate investment opportunities for an enterprise and calculate, for each investment opportunity, a strategic value of the investment opportunity to the enterprise and an estimated financial return of the investment. In some embodiments, in evaluating the strategic value of an investment opportunity, the opportunity evaluation system may assign to the investment opportunity one or more values with which the system was configured prior to receipt of information regarding the investment opportunity. The values that are assigned may be determined by the opportunity evaluation system in advance of evaluating investment opportunities, based at least in part on information collected from people affiliated with the enterprise. By determining the values in advance and evaluating each investment opportunity based on these predetermined values, the opportunity evaluation system may provide an objective and unbiased review of investment opportunities for the enterprise. | 2013-08-08 |
| 20130204806 | SYSTEMS & METHODS FOR EVALUATION OF ARTICLES OF COMMERCE - The invention is directed to systems and methods for indicating volatility adjusted price information for at least one article of commerce or market therefore, and various tools for providing valuation indicators for both current and historical price activity in terms of valuation rather than absolute price. The invention provides users indicators which quantify the degree in which a market is currently trading at fair value, overvalued or undervalued conditions using enhanced tools. | 2013-08-08 |
| 20130204807 | SYSTEMS & METHODS FOR EVALUATION OF ARTICLES OF COMMERCE - The invention is directed to systems and methods for indicating volatility adjusted price information for at least one article of commerce or market therefore, and various tools for providing valuation indicators for both current and historical price activity in terms of valuation rather than absolute price. The invention provides users indicators which quantify the degree in which a market is currently trading at fair value, overvalued or undervalued conditions using enhanced tools. | 2013-08-08 |
| 20130204808 | Fault Prediction of Monitored Assets - Systems and methods for fault prediction are described to reduce equipment failure by effectively monitoring equipment, removing anomalous data, and reducing false alarms. Such systems and methods can be used to receive monitoring data, extract information from the data, and combine extracted information for establishing prediction models. Additionally, fault probabilities may be quantified and faults may be predicted based on the probabilities. | 2013-08-08 |
| 20130204809 | ESTIMATION OF PREDICTIVE ACCURACY GAINS FROM ADDED FEATURES - Various technologies described herein pertain to estimating predictive accuracy gain of a potential feature added to a set of features, wherein an existing predictor is trained on the set of features. Outputs of the existing predictor for instances in a dataset can be retrieved from a data store. Moreover, a predictive accuracy gain estimate of a potential feature added to the set of features can be measured as a function of the outputs of the existing predictor for the instances in the dataset. The predictive accuracy gain estimate can be measured without training an updated predictor on the set of features augmented by the potential feature. | 2013-08-08 |
| 20130204810 | DISCRIMINANT MODEL LEARNING DEVICE, METHOD AND PROGRAM - To provide a discriminant model learning device capable of efficiently learning a discriminant model on which domain knowledge indicating user's knowledge or analysis intention for a model is reflected while keeping fitting to data. | 2013-08-08 |
| 20130204811 | OPTIMIZED QUERY GENERATING DEVICE AND METHOD, AND DISCRIMINANT MODEL LEARNING METHOD - To provide an optimized query generating device capable of generating an optimized query to be given with domain knowledge when generating a discriminant model on which the domain knowledge indicating user's knowledge or analysis intention for a model is reflected. | 2013-08-08 |
| 20130204812 | METHOD FOR COMPUTER-AIDED CLOSED-LOOP AND/OR OPEN-LOOP CONTROL OF A TECHNICAL SYSTEM - A method for computer-aided closed and/or open-loop control of a technical system is provided. A first value of an output quantity is predicted on a data-based model at a current point in time. A second value of the output quantity is determined from an analytical model. The state of the technical system at the current point is assigned a confidence score in the correctness of prediction of the data-based model. A third value of the output quantity is determined from the first and second value as a function of the confidence score for controlling the technical system. A suitable value for the output quantity can be derived from the analytical model even for regions of the technical system in which the quality of prediction of the data-based model is low because of a small set of training data. The technical systems can be turbines, such as gas turbines. | 2013-08-08 |
| 20130204813 | SELF-LEARNING, CONTEXT AWARE VIRTUAL ASSISTANTS, SYSTEMS AND METHODS - A virtual assistant learning system is presented. A monitoring device, a cell phone for example, observes user interactions with an environment by acquiring sensor data. The monitoring device uses the sensor data to identify the interactions, which in turn is provided to an inference engine. The inference engine leverages the interaction data and previously stored knowledge elements about the user to determine if the interaction exhibits one or more user preferences. The inference engine can use the preferences and interactions to construct queries targeting search engines to seek out possible future interactions that might be of interest to the user. | 2013-08-08 |
| 20130204814 | METHODS AND APPARATUS FOR SPIKING NEURAL COMPUTATION - Certain aspects of the present disclosure provide methods and apparatus for spiking neural computation of general linear systems. One example aspect is a neuron model that codes information in the relative timing between spikes. However, synaptic weights are unnecessary. In other words, a connection may either exist (significant synapse) or not (insignificant or non-existent synapse). Certain aspects of the present disclosure use binary-valued inputs and outputs and do not require post-synaptic filtering. However, certain aspects may involve modeling of connection delays (e.g., dendritic delays). A single neuron model may be used to compute any general linear transformation x=AX+BU to any arbitrary precision. This neuron model may also be capable of learning, such as learning input delays (e.g., corresponding to scaling values) to achieve a target output delay (or output value). Learning may also be used to determine a logical relation of causal inputs. | 2013-08-08 |
| 20130204815 | METHOD FOR THE COMPUTER-AIDED LEARNING OF A RECURRENT NEURAL NETWORK FOR MODELING A DYNAMIC SYSTEM - A method for the computer-aided learning of a recurrent neural network for modeling a dynamic system which is characterized at respective times by an observable vector with one or more observables as entries is provided. The neural network includes both a causal network with a flow of information that is directed forwards in time and a retro-causal network with a flow of information which is directed backwards in time. The states of the dynamic system are characterized by first state vectors in the causal network and by second state vectors in the retro-causal network, wherein the state vectors each contain observables for the dynamic system and also hidden states of the dynamic system. Both networks are linked to one another by a combination of the observables from the relevant first and second state vectors and are learned on the basis of training date including known observables vectors. | 2013-08-08 |
| 20130204816 | STEAM TURBINE PERFORMANCE TESTING - A steam turbine performance testing system, including at least one computer hardware device, including a neural network created using a dynamic steam turbine thermodynamic model and preliminary data collected from a steam turbine; a network tester for testing the neural network with testing data; a current performance calculator for calculating a current performance of the steam turbine from operation data of the steam turbine; and a projected performance calculator for calculating a projected performance of the steam turbine from the current performance. | 2013-08-08 |
| 20130204817 | Systems and Methods For Forecasting Using Process Constraints - A characteristic forecasting system is disclosed. The characteristic forecasting system may have a memory and a processor. The memory may store instructions, that, when executed, enable the processor to generate at least one chromosome using a genetic algorithm, the chromosome including data values for variables of one or more equations used to generate forecast data for a target item. The processor may also be enabled to calculate a chromosome value for the chromosome based on a goal function associated with the genetic algorithm and determine at least one process parameter value for the chromosome at a time interval of the forecast data. The processor may also compare the process parameter value to a process constraint value representing a process limitation associated with the target item and modify the chromosome value for the chromosome responsive to a determination that the process parameter value does not satisfy the process constraint value. | 2013-08-08 |
| 20130204818 | MODELING METHOD OF NEURO-FUZZY SYSTEM - A modeling method of neuro-fuzzy system including a rule-defining process and a network-building process is disclosed. The rule-defining process divides a plurality of training data into a plurality of groups to accordingly define a plurality of fuzzy rules, and the network-building process constructs a fuzzy neural network based on the fuzzy rules obtained by the rule-defining process. The provided modeling method of neuro-fuzzy system is capable of building a neuro-fuzzy system extremely similar to an original function that generates training data of the neuro-fuzzy system. | 2013-08-08 |
| 20130204819 | METHODS AND APPARATUS FOR SPIKING NEURAL COMPUTATION - Certain aspects of the present disclosure provide methods and apparatus for spiking neural computation of general linear systems. One example aspect is a neuron model that codes information in the relative timing between spikes. However, synaptic weights are unnecessary. In other words, a connection may either exist (significant synapse) or not (insignificant or non-existent synapse). Certain aspects of the present disclosure use binary-valued inputs and outputs and do not require post-synaptic filtering. However, certain aspects may involve modeling of connection delays (e.g., dendritic delays). A single neuron model may be used to compute any general linear transformation x=AX+BU to any arbitrary precision. This neuron model may also be capable of learning, such as learning input delays (e.g., corresponding to scaling values) to achieve a target output delay (or output value). Learning may also be used to determine a logical relation of causal inputs. | 2013-08-08 |
| 20130204820 | METHODS AND APPARATUS FOR SPIKING NEURAL COMPUTATION - Certain aspects of the present disclosure provide methods and apparatus for spiking neural computation of general linear systems. One example aspect is a neuron model that codes information in the relative timing between spikes. However, synaptic weights are unnecessary. In other words, a connection may either exist (significant synapse) or not (insignificant or non-existent synapse). Certain aspects of the present disclosure use binary-valued inputs and outputs and do not require post-synaptic filtering. However, certain aspects may involve modeling of connection delays (e.g., dendritic delays). A single neuron model may be used to compute any general linear transformation x=AX+BU to any arbitrary precision. This neuron model may also be capable of learning, such as learning input delays (e.g., corresponding to scaling values) to achieve a target output delay (or output value). Learning may also be used to determine a logical relation of causal inputs. | 2013-08-08 |
| 20130204821 | Computer hardware and software diagnostic and report system incorporating an expert system and agents - The diagnostic and report system tests computer systems for defects that are able to cause performance and functional problems. An agent application is first installed on a user's system. The agent application then retrieves problem data from the expert system library pertinent to the user's operating environment. The agent application tests the user's system for each problem description within a downloaded data structure from the expert system library. If a problem is discovered, a script attempts to remediate the problem and/or notifies the user, describing the issue. The agent application utilizes discrete programs and/or scripts to send data to a knowledge base so that the knowledge base is able to generate new discrete programs and/or scripts using artificial intelligence which are sent to the expert system library. With additional discrete programs and/or scripts, the user's system is better protected. | 2013-08-08 |
| 20130204822 | TOOLS AND METHODS FOR DETERMINING RELATIONSHIP VALUES - Systems, apparatus, and methods for correlating two items of interest, based on a plurality of data items and characteristics. The data items may include objective and quantitative data, as well as subjective and qualitative data. In one implementation, the relationship of an individual to a metric is determined. The system, apparatus, and methods may store characteristics describing individuals generally, along with metrics relevant to an organization; receive a plurality of data items; extract information associated with the individual from the data items; determine a number of relationships between the data items, individuals, metric, and characteristics; and use the relationships to determine an overall relationship between the individual and the metric, based on the data and characteristics. In addition, related groups of characteristics may be identified. Similarly, the relationships between any individual, metric, sub-metric, group of characteristics, data item, data source, characteristic, or groups thereof may also be determined. | 2013-08-08 |
| 20130204823 | TOOLS AND METHODS FOR DETERMINING RELATIONSHIP VALUES - System, apparatus, and methods for profiling constituents of an organization. These constituents may include donors, volunteers, supporters, advocates, stakeholders, affiliates, customers, employees, managers, executives, advisors, regulators, vendors, suppliers, partners, contractors, beneficiaries, friends, followers, or fans of any organization. In one implementation, the relationship of constituents to an organization is determined. The system, apparatus, and methods may store characteristics describing constituents generally, along with metrics relevant to an organization; receive a plurality of data items; extract information associated with the constituents from the data items; determine a number of relationships between the data items, constituents, metric, and characteristics; and use the relationships to determine an overall relationship between the constituents and the organization, based on the data and characteristics. In addition, related groups of characteristics may be identified. Similarly, the relationships between any constituent, organization, metric, sub-metric, group of characteristics, data item, data source, characteristic, or groups thereof may also be determined. | 2013-08-08 |
| 20130204824 | System and Method to Uplink Data to the Flight Deck of an Aircraft - A system, method and computer readable storage medium for generating predictive analysis and alert information, displaying the predictive analysis and alert information to a user on the ground, receiving, from the user, a selection of categories of the predictive analysis and alert information, formatting a message including the predictive analysis and alert information corresponding to the selected categories and transmitting the message to a flight deck of an aircraft. | 2013-08-08 |
| 20130204825 | Content Based Recommendation System - A media control system enables a device-agnostic and source-agnostic entertainment experience through use of an internet-enabled user device. The user device includes a client application for navigating through media or entertainment content, controlling media devices according to a type of media content selected by the user, and sharing media experiences via social networks. The user device includes smartphones, tablet computers, and other internet-enabled processor-based devices. The media control system leverages the internet access of the user device to enable search and discovery of all available media content. A recommendation engine coupled to the client application learns media preferences from user behavior, generates from numerous disparate media sources recommended media choices corresponding to the media preferences, and presents the recommended media choices on the user device. | 2013-08-08 |
| 20130204826 | SYSTEM AND METHOD FOR IDENTIFICATION OF SIMILAR EVENTS USING DATA AND CHARACTERISTICS - A similar event algorithm is used to compare a user specified event to a large historical binary gridded database of historical data, and identify similar events within the database. The user specified event input data is converted into a binary data format. The historical binary gridded database also is in a binary data format, such that the data is machine-readable. A similar event dataset is generated with similar events ranked according to the algorithm. | 2013-08-08 |
| 20130204827 | INTERNAL ABNORMALITY DIAGNOSIS METHOD, INTERNAL ABNORMALITY DIAGNOSIS SYSTEM, AND DECISION TREE GENERATION METHOD FOR INTERNAL ABNORMALITY DIAGNOSIS OF OIL-FILLED ELECTRIC APPARATUS UTILIZING GAS CONCENTRATION IN OIL - An object is to provide an internal abnormality diagnosis method, an internal abnormality diagnosis system and a decision tree generation method for internal abnormality diagnosis of an oil-filled electric apparatus utilizing gas concentration in oil and having a diagnostic accuracy equal to or higher than that of a diagnostic specialist having reached a certain level. The present invention provides a method for generating a decision tree for determining the type of an internal abnormality of an oil-filled electric apparatus using a computer. In the decision tree generation method, the computer generates a standardized data group by converting concentrations of a plurality of gas species dissolved in an insulating oil in an oil-filled electric apparatus into ratios for each abnormality case, generates a discretized data group by converting the ratios of the concentrations of the gas species, the ratios constituting the standardized data group, into a plurality of discretized attributes using predetermined thresholds which are set for the respective gas species, and generates a decision tree for determining the type of an internal abnormality of the oil-filled electric apparatus by analysis using specific formulae on the basis of the discretized data group. | 2013-08-08 |
| 20130204828 | System and Method for Enhanced, Flexible Mail Address Validation and Hygiene - A method for reformatting and updating mailing addresses in a mailing address database to maximize postal rate discounts while enforcing a set of business rules dictating the circumstances under which individual mailing addresses may be changed and for setting a disposition status for each mailing address based on the application of the business rules and the outcome of process to reformat and update the mailing addresses. | 2013-08-08 |
| 20130204829 | PSEUDO MESSAGE RECOGNITION BASED ON ONTOLOGY REASONING - In some examples, a method for recognizing a pseudo message is described. The method may include receiving a message intended for a recipient having an associated recipient Ontology. The method may also include semantically analyzing content of the message to determine whether the content is inconsistent with any rules in the recipient Ontology. The method may also include, upon a determination that the content is inconsistent with a rule in the recipient Ontology, authenticating the message as a pseudo message. | 2013-08-08 |
| 20130204830 | System and Method for Efficiently Generating Association Rules - A data processing system processes data sets (such as low-resolution transaction data) into high-resolution data sets by mapping generic information into attribute-based specific information that may be processed to identify frequent sets therein. When association rules are generated from such frequent sets, the complexity and/or quantity of such rules may be managed by removing redundancies from the rules, such as by removing rules providing only trivial associations, removing rules having only a part group as the consequent, modifying rules to remove redundant antecedent items and/or filtering subsumed rules from the generated rule set that do not provide sufficient lift to meet an adjustable specialization lift threshold requirement. | 2013-08-08 |
| 20130204831 | Identifying associations in data - A method to identify a relationship between at least pairs of variables in a dataset generates a novel measure of dependence, referred to as a Maximal Information Coefficient (MIC), that captures a wide range of interesting associations (not limited to specific function types such as linear, exponential or periodic, or to all functional relationships), and that gives similar scores to equally noisy relationships of different types. MIC is based on the idea that if a relationship exists between two variables, then a grid can be drawn on a scatterplot of the two variables that partitions the data to encapsulate that relationship. | 2013-08-08 |
