30th week of 2010 patent applcation highlights part 55 |
Patent application number | Title | Published |
20100191546 | METHODS AND APPARATUS TO AUTOMATICALLY GENERATE SUBSCRIPTIONS FOR HEALTHCARE EVENT TRACKING AND ALERTING SYSTEMS - Methods and apparatus to automatically generate subscriptions for healthcare event tracking and alerting systems are disclosed herein. An example method of generating a subscription for a healthcare event tracking and alerting system includes automatically analyzing healthcare information of a medical data sharing system to determine an interest of a physician in a patient; obtaining a patient identifier corresponding to the patient from the healthcare information; obtaining a physician identifier corresponding to the physician; and associating the patient identifier with the physician identifier to generate a subscription to the healthcare event tracking and alerting system, wherein the subscription enables the physician to automatically receive notifications of data related to the patient. | 2010-07-29 |
20100191547 | SYSTEM OF OBTAINING AND MANIPULATING INSURANCE COMPANY IDENTITIES THROUGH PHYSICIAN PROVIDED NETWORK DATABASE - A method and system for enrolling a user in at least one health insurance plan based on at least one doctor selected by the user. The user enters applicable information to search for at least one doctor. A search for the doctor(s) is performed in a doctor database of at least one insurance carrier accepted by the doctor(s). A search result of the doctor(s) is displayed and the user selects the doctor(s) from the search result. The user then selects at least one insurance carrier accepted by the doctor(s) and enters a plurality of details to generate at least one rate quote for a health insurance plan. The user compares and selects the desired plan on the basis of a plurality of benefits. The user then completes and submits the health insurance plan. Customizing and updating options are available on the website through which the method and system is executed. | 2010-07-29 |
20100191548 | Computer Method and System for Administering Investment Account - A computerized method for administering an investment account having an income or withdrawal guarantee and long term care guarantee includes the steps of establishing an investment account having an account balance, allocating a first portion of the account balance to fund a periodic long term care benefit having a long term care benefit guarantee, allocating a second portion of the account to fund a periodic income or withdrawal benefit having an income or withdrawal benefit guarantee, determining an amount of a periodic long term care benefit available for payment of a long term care benefit claims under the long term care benefit guarantee, and determining an amount of a periodic income or withdrawal benefit available for distribution under the income or withdrawal benefit guarantee. The long term care benefit guarantee may include an acceleration of benefits guarantee and an extension of benefits guarantee. A computer system which includes a processor and a program for causing the processor to perform certain steps is also disclosed. | 2010-07-29 |
20100191549 | ICAFE PRE-ORDERING - Technology for pre-ordering (e.g., pre-fetching content) at a shared computing premise is described. The technology can enable a user to locate and reserve an available seat at a shared computing premise (e.g., an iCafé). A service can transmit to the user a list of nearby iCafés or available seats that is ranked or ordered based on various criteria. The selected iCafé may pre-fetch content. The iCafé may also provide the pre-fetched content on removable media so that the user does not need to view all the pre-fetched content only at the iCafé. The iCafé may provide a search and/or document notification service and perform searches, download documents, and check for changes to specified documents even when the user is not logged on or using a computer at the iCafé. After the documents are retrieved and stored, the iCafé may send a notification to the user. | 2010-07-29 |
20100191550 | SYSTEMS AND METHODS OF HANDLING TRAVEL PRODUCTS ONLINE - Systems and methods for searching and distributing online travel products are disclosed. One such method, performed by a travel distributor, includes receiving a search request from a customer describing a travel product of interest to the customer. The method further includes submitting the search request to each of a plurality of travel product providers. Each of the travel product providers have an agreement specifying a revenue split for each travel product offered by the provider to the distributor. The method further includes receiving a search result. The received search result includes at least a portion of the plurality of travel products as a result of the search request. The method further includes selecting one of products in the search result as a best choice for the customer, and selling the selected travel product online to the customer. | 2010-07-29 |
20100191551 | SYSTEMS AND METHODS FOR ACCESSING HOTEL SERVICES USING A PORTABLE ELECTRONIC DEVICE - This is directed to systems and methods for integrating hotel services in a single application available to a portable electronic device. Using the single application, a user can access and control hotel services before arriving at the hotel, upon arriving at the hotel, in the hotel room, in the local vicinity, and after leaving the hotel. Such services can include, for example, checking-in and checking out, purchasing in-room dining or in-room entertainment, making reservations at local restaurants or local attractions, scheduling hotel guest reminders, and controlling room setting either within the room or outside of the room. | 2010-07-29 |
20100191552 | APPARATUS, METHOD AND ARTICLE TO FACILITATE PROPAGATION OF CURRENT APPOINTMENT AVAILABILITY IN A NETWORK ENVIRONMENT - This disclosure generally relates to networked computing environments, and particularly to propagating current appointment availability of service providers to potential or existing clients of the service providers in a network environment. In some cases, currently available appointment availability of one or more service providers are provided in a manner that includes computer executable instructions that allow potential or existing clients to book one or more of the propagated appointments that are currently available. | 2010-07-29 |
20100191553 | System and Method for GDS Cryptic Code Interaction with Various Travel Content Sources - Interaction with various travel content sources is supported using any one of various known GDS cryptic code formats. Travel booking requests made in a selected GDS cryptic format are converted for communication with, e.g., a GDS content source, a direct connect content source, and/or a web-based content source and travel booking responses from such travel content sources is converted into a display format of the selected GDS. In this way, users familiar with one GDS cryptic format can continue to use that GDS cryptic format for interaction with GDS content sources of the same or different format, with direct connect content sources in their expected format, and with web-based content sources in their expected format. | 2010-07-29 |
20100191554 | METHOD AND APPARATUS FOR ROLE-BASED PRESENTATION OF INFORMATION - An approach is provided for utilizing role-based presentation interfaces. A role of a user among a plurality of roles is determined. The user is among a plurality of users that are grouped based on the roles. A presentation interface is populated with sales related information based on the determined role. | 2010-07-29 |
20100191555 | Business service discovery - A business service discovery (BSD) system, implemented as programming on a processor, provides for discovering, formatting, and storing configuration information related to a business service. The BSD system uses a discovery engine to create a search methodology used for discovering the configuration information. The discovery engine controls a number of discovery components, each of which includes a definition of a corresponding BSD class model. The BSD system further includes a universal configuration management database (uCMDB) graph engine that creates a uCMDB graph representing a system discovered by the discovery component, and an input module that receives hints and conditions related to one or more elements of the business service, wherein a completed discovery search produces a business service structure. | 2010-07-29 |
20100191556 | MULTIPLE EMPLOYER PROSPECTIVE JOB ANNOUNCEMENTS POSTING SYSTEM WITH INTEGRATED SERVICE FEATURES - A multiple employer city government jobs posting system includes at least one server connected to a public wide area network that hosts a website accessible over the network. The website includes software that allows multiple city governments to register for use of the website, to post and manage job announcements and prospective job announcements and allows multiple prospective employees to register for use of the website, prepare and save electronic resumes, and submit the electronic resumes to the city governments in response to the prospective job announcements. Electronic job applications are provided and prospective employees can submit online to city governments. The website requires city governments to provide a city profile and links to city government web pages. The system allows prospective employees to search for posted job announcements, prospective job announcements, city hyperlinks and profiles. The system allows city governments to search electronic resumes and to contact prospective employees. | 2010-07-29 |
20100191557 | Usage-Limited Product Warranties - The present disclosure is directed to methods for pricing limited use product warranties to increase profit. Such a method can include selecting a plurality of potential warranty options, where each warranty option has an associated product usage limit and an associated warranty purchase cost; calculating a customer's expected support cost; determining a customer demand for each of the plurality of warranty options; calculating a provider's expected option profit for each of the plurality of warranty options; and calculating a provider's expected total profit for the plurality of warranty options. | 2010-07-29 |
20100191558 | LINEAR-PROGRAM FORMULATION FOR OPTIMIZING INVENTORY ALLOCATION - Computer-readable media for determining whether to accept a candidate order from a content provider, or advertiser, to display a particular number of advertisements within a specified time segment are provided. Initially, the content provider may include placement criteria that, among other things, identify a leaf node at which impressions of the advertisement are expected to be rendered. Generally, the leaf node refers to a location within a topic graph that describes inventory that is permissible to allocate to satisfy the candidate order. To perform the determination, the inventory of impressions available for accommodating the candidate order and a log of booked orders scheduled to be placed within the time segment are identified. Linear programs are then utilized to determine whether the estimated inventory that satisfies the placement criteria is available by predictively placing the booked orders at the estimated inventory. If estimated inventory remains available, the candidate order is accepted. | 2010-07-29 |
20100191559 | Sample Management for a Sales Call - Systems and methods are provided that record details of product samples given to a customer. A request to add one or more product sample records is received, and in response, user interface showing product sample information for available product samples is presented. The user interface may include a field for entering a quantity of each product sample given to the customer. One or more product sample records is recorded corresponding to each product sample for which a quantity was entered in the user interface. | 2010-07-29 |
20100191560 | Pharmaceutical Sample Management for a Sales Call - Systems and methods are provided record details about sample products left with a customer/physician during a sales call presentation. A Pharmaceutical Sample Management (“PSM”) system performs a validation process on call detail data entered by a sales representative. The PSM system performs validation for all applicable rules in one iteration and presents any errors to the user in a unified view. Furthermore, rules may be applied “out-of-the-box,” customized, or created by users themselves. Accordingly, the sales representative may quickly create an accurate record, and the physician can sign off on it in order to comply with government regulations. | 2010-07-29 |
20100191561 | Working Environment Positioning System, Method And Computer Program Product Thereof - In a working environment positioning system, there is comprised an interface unit for receiving information input by users; a characteristic analysis unit coupled to the interface unit for analyzing characteristic indices of each of the users based on the input information; a compatible-degree analysis unit coupled to the characteristic analysis unit for analyzing a compatible degree of each of the users with other users based on the characteristic indices to generate a plurality of corresponding compatibility indices, from which a compatible-degree matrix is obtained; and a report generating unit for receiving analysis results from the characteristic analysis unit and the compatible-degree analysis unit, analyzing a positioning relation of each of the users in a working environment, and generating an analysis report accordingly. A working environment positioning method and a computer program product for implementing the method are also disclosed. | 2010-07-29 |
20100191562 | INTERNAL MATERIAL ACQUISITION AND REPORTING CONTROL SYSTEM - A supply-chain of an enterprise is monitored and managed using a system that acquires information from a plurality of supply-chain databases and generates reports based on the acquired information. In some examples, a plurality of common data fields for the plurality of databases are determined, data regarding one or more procurement items from each of the plurality of databases is acquired, wherein the data for each of the one or more procurement items comprises data corresponding to each of the common data fields, and one or more reports about the one or more procurement items are generated based on the requested data. | 2010-07-29 |
20100191563 | Physician Practice Optimization Tracking - A computer-implemented method for tracking of clinical, demographic, financial and service metrics within a physician practice and comparing such metrics to other physician practices comprising: running a data collection service in the background on at least two separate physician practice modules wherein the data collection service collects data from the particular module on which it is running; establishing a communication mechanism between each data collection service and a host module; at the host module, collecting the data from the data collection services by transmitting the data from the data collection services via the communication mechanism to the host module; storing the data in the host module; comparing the data in the host module against best practices data stored in the host module wherein for each of a predetermined set of data metrics, the best practices data associated with that data metric is computed in relation to the data collected for a plurality of practices reporting that data metric; displaying to a user, via an interface, the data stored in the host module; and allowing the user to filter the data displayed wherein the user can filter the data by predetermined filter criteria comprising practice size, location, and specialty. | 2010-07-29 |
20100191564 | Presentation and Analysis of Patent Information and Other Information - Aggregation, analysis, and presentation of financial and IP-related information in a common interface are described. | 2010-07-29 |
20100191565 | System and Method for Complying With TMSA Guidelines - A system and method for complying with business procedures and tracking, for auditing purposes that the procedures are completed is disclosed. Specifically, the system is useful for tracking compliance with the Tanker Management and Self Assessment (TMSA) guidelines of the OCIMF, which deals with assessment of management and safety procedures for oil tankers. The system and method utilize both shore-based and ship-based computers which are synchronized when the ship-based computers are able to connect to the internet. | 2010-07-29 |
20100191566 | Appointment Scheduling System - The instant invention relates to an appointment scheduling system that allows inviters to define various activities for appointments and to invite invitees to select said appointments. The system utilizes multiple visual user interfaces to allow inviters, invitees and other users to interact with the appointment scheduling system. The system allows for inviter selection of time windows in which appointments may be allowed as well as for the customization of these properties in terms of how often and until when these defined time windows will recur. The system also utilizes various techniques to associate invitees with particular appointment activities received by the invitee through email and/or other correspondence means. | 2010-07-29 |
20100191567 | METHOD AND APPARATUS FOR ANALYZING RHETORICAL CONTENT - A system that incorporates teachings of the present disclosure may include, for example, a server, having a controller to deconstruct a document into a plurality of combinations of rhetorical and structural elements associated with at least one rhetorical topic library, and apply a project management procedure to the plurality of combinations of rhetorical and structural elements associated with the rhetorical topic library. Other embodiments are disclosed. | 2010-07-29 |
20100191568 | APPARATUS AND METHOD FOR MANAGING TASK INFORMATION OF A PLANT - An apparatus for managing task information of a plant, the plant being controlled by a control system and configured to be operated in shifts. The apparatus comprises a server for automatically obtaining and storing information from a current work shift of the plant from the control system; and at least one client connected to the server and comprising a logbook application module for manipulating the obtained information. Preferably, the server is configured to automatically transmit manipulated information to identified users of a subsequent work shift. | 2010-07-29 |
20100191569 | SYSTEM AND METHOD FOR PROVIDING WEB-BASED MANAGEMENT SOLUTIONS - A centralized web-based system and method for managing appointments having a user interface that interacts with one or more users to display one or more items based on user input, a management module connected to the user interface and configured to receive data related to scheduling an appointment, determine one or more possible appointments based on the data, present the one or more possible appointments, receive a user selection from the one or more possible appointments, and schedule the appointment based on the user selection, and one or more databases configured to store appointment information, wherein the one or more databases are connected to the management module and wherein the data comprises a date and time slot and at least one of a facility, a service, and a servicer. | 2010-07-29 |
20100191570 | LOYALTY REWARD PROGRAM SIMULATORS - A method of defining an earnings profile and a reward profile for loyalty reward program for a credit card issuer for a plurality of participants. A survey to gather data related to the loyalty reward program earning types and the loyalty reward types is defined and response data related to the survey is collected from the plurality of participants. One or more segments of participants are identified as a function of the collected data. The collected data is further analyzed to determine the reach, frequency, and overlap of the loyalty reward program earning types for the identified segments and to determine preference shares for participants within the segments. At least one of the defined loyalty reward program earning types of the loyalty reward program is selected for the earnings profile of the loyalty reward program based on the determined reach, frequency, and overlap of the loyalty reward program earning types viewed in a first user interface. At least one of the defined loyalty reward types is for the reward profile of the loyalty reward program selected based on the determined choice for identified segments viewed in a second user interface. | 2010-07-29 |
20100191571 | DYNAMIC ADVERTISEMENT - Provided are mobile communications devices comprising a user interface portion configured to provide an advertisement via the device, wherein provision of the advertisement is correlated to an occurrence of an event associated with a use of the device. Also provided are methods for providing an advertisement through a user interface portion of a mobile communications device, as well as network entities comprising software that is configured to provide an advertisement through a user interface portion of a mobile communications device in communication with the network entity. The provision of advertisements in accordance with the present disclosure comprises a “dynamic” process whereby advertisements are correlated to an occurrence of an event associated with a use of the mobile communications device to which the advertisement is provided. | 2010-07-29 |
20100191572 | Systems and Methods to Use Rules and Constraints for Service Consolidation - Systems and methods to consolidate user preferences for a service and make suggestions for options related to the service. In one aspect, a computer-implemented method includes: storing preferences of a plurality of users for a service; storing past options that have been previously selected for the service; in response to a request for the service for a subset of the users, combining the preferences of the subset of the users to generate a preference set for the subset of the users, based on a set of predetermined rules, using a computer; and selecting an option based on the preference set generated for the subset of users and the past options that have been previously selected for the service, using the computer. | 2010-07-29 |
20100191573 | COMPUTER SYSTEM AND METHOD OF DETERMINING TARGET SUBSET OF DATA BASED ON MEASURED PARAMETER - The invention provides a computer-based method of determining target subset of data based on measured parameter comprising (i) storing a set of keyword phrases in at least one computer-readable storage medium, (ii) storing a set of measured parameters in said at least one computer-readable storage medium, each measured para meter being associated with a respective one of the keyword phrases, (iii) receiving at least one common sub phrase in at least one computer processor connected to said at least one computer-readable storage medium due to entry of said sub phrase by a user utilizing a computer input device connected to the computer processor, (iv) operating said at least one computer processor to extract a subset of keyword phrases having the common sub phrase from the keyword phrases, (v) operating said at least one computer processor to aggregate the extracted keyword phrases to determine a total measured parameter for each extracted keyword phrase, each total measured parameter being a function of the measured parameters of the extracted keyword phrases, (vi) receiving a targeting criteria in said at least one computer processor due to entry of said targeting criteria by a user utilizing a computer input device connected to the computer processor, (vii) operating said at least one computer processor to select a subset of the aggregated keyword phrases based on the targeting criteria; and (viii) displaying the subset by a display device connected to said at least one computer processor, including a display of the total measured parameter aggregated for each keyword phrase extracted based on the common sub phrase, the extracted keyword phrases further selected due to matching of the targeting criteria. | 2010-07-29 |
20100191574 | Maximizing Content and Advertiser Impressions Using a Single Common Identifier - System and method for displaying a content piece together with its sponsor's advertisement in a web page is provided. For each of a plurality of content pieces, assign a unique content identifier and associate a category identifier that indicates to which one of the plurality of categories the content piece belongs. An advertiser may sponsor individual content pieces or an entire category of content pieces. The content identifier of the content piece or the category identifier of the category that the advertiser sponsors is associated with the advertiser. Each time one of the plurality of content pieces is included in a web page, if the content piece is sponsored by an advertiser or if the category to which the content piece belongs is sponsored by an advertiser, then the content piece is positioned in the web page together with an advertisement associated with the advertiser. | 2010-07-29 |
20100191575 | Network based ambient services - Various embodiments are disclosed for a services policy communication system and method. In some embodiments, a network device implements a service profile for assisting control of a communications device use of a service on a network, in which the service profile includes service policy settings, and the service profile is associated with an ambient service plan for the communications device that provides for initial access to the service with limited service capabilities prior to activation of a new service plan for the communications device; and monitors use of the service by the communications device based on the service profile. | 2010-07-29 |
20100191576 | Verifiable device assisted service usage billing with integrated accounting, mediation accounting, and multi-account - Various embodiments are disclosed for a services policy communication system and method. In some embodiments, a communications device implements a service policy for assisting billing for the communications device use of a service on a network; and monitors use of the service based on the service policy, in which a local service usage is synchronized with a network based service usage. | 2010-07-29 |
20100191577 | METHODS AND APPARATUS TO COLLECT BROADBAND MARKET DATA - Example methods and apparatus to collect broadband market data are disclosed. A disclosed example method includes selecting a panelist household, the panelist household subscribing to at least one broadband service delivered via a modem, and identifying an Internet protocol (IP) address assigned to the modem by an Internet service provider (ISP). The example method also includes retrieving a range of IP addresses associated with the ISP, selecting a random subset of IP addresses from the range of IP addresses, and testing each of the IP addresses from the random subset to determine an activity status of each IP address. | 2010-07-29 |
20100191578 | SYSTEMS AND METHODS FOR PROVIDING ENHANCED ACCESS TO HIGH FASHION USING A PORTABLE ELECTRONIC DEVICE - This is directed to systems and methods for enhancing a user's experience when shopping for high fashion items. In some embodiments, an integrated application available on an electronic device can provide information for promotional and invitation-only events, allow a user to browse and search through fashion items, recommend fashion items to purchase based on outfits desired by the user, check for the availability of particular fashion items, and view or providing ratings or reviews for stores or fashion items. | 2010-07-29 |
20100191579 | SYSTEM AND METHOD FOR CUSTOMIZING PRODUCT LIFECYCLE MANAGEMENT PROCESS TO IMPROVE PRODUCT EFFECTIVENESS - A method for improving product effectiveness of a New Product Development (NPD) process by customizing a Product Lifecycle Management (PLM) of an organization is provided. The method comprises diagnosing current status of the organization with respect to one or more product effectiveness parameters. The method further comprises generating a set of initiatives for the organization based on diagnosis. The method furthermore comprises customizing the PLM using one or more solution accelerators corresponding to one or more initiatives. | 2010-07-29 |
20100191580 | METHOD, SYSTEM AND APPARATUS FOR AUTOMATIC REAL-TIME ITERATIVE COMMERCIAL TRANSACTIONS OVER THE INTERNET IN A MULTIPLE-BUYER, MULTIPLE-SELLER MARKETPLACE OPTIMIZING BOTH BUYER AND SELLER NEEDS BASED UPON THE DYNAMICS OF MARKET CONDITIONS - A method of communications network shopping by buyers of products and services for purchasing such from sellers in which buyers request an automatic reverse auctioneer or auction controller to initiate a reverse auction in real time amongst willing sellers and to solicit their automatic real-time iterative bidding price quotations for such products and services to be returned automatically over the network back to the controller under the iterative processing guidance of the controller to assure a best bid price quotation for the buyer; and automatically effecting buyer notification or purchase at such best price, all while the buyer may remain on-line, and without any manual intervention. | 2010-07-29 |
20100191581 | OBJECTIVE ACHIEVEMENT MANAGEMENT - A method to manage achieving an objective may include collecting data related to the objective and determining a set of drivers related to the objective. The method may also include calculating a gap for each driver between a baseline and a goal for the objective. The method may further include analyzing the gap to associate a quantity of gap points with each driver to achieve the goal. | 2010-07-29 |
20100191582 | USER INTERFACE AND METHODS FOR RECOMMENDING ITEMS TO USERS - An improved user interfaces and methods are provided for presenting item recommendations to a user when the user selects an item to add to a shopping cart. In response to the user's selection, a page generation process generates and returns a page that includes a plurality of recommendations sections, each of which displays item recommendations generated using a different respective recommendation or selection algorithm (e.g., recommendations based on shopping cart contents, recommendations based on purchase history, etc.). These recommendation algorithms may be selected based on collected information regarding the user. The page may also include a shopping cart section which displays contents of the shopping cart. | 2010-07-29 |
20100191583 | Accreditation Tracker - Methods, computer-readable media, and apparatuses support the accreditation of an employee based on training provided to the employee. Different employment areas are supported, including services and manufacturing. The employee's experience level and performance rating are compared with a predetermined experience duration and an acceptable performance rating, respectively, in order to determine a number of training modules and an allowed time frame to complete the number of training modules. The number of training modules is selected from a collection of training modules based on a performance indicator that is associated with the employee. When the employee has completed the number of training modules in the allowed time frame, the employee is accredited. If an employee's performance is less than a satisfactory performance rating, the employee may forfeit accreditation. Consequently, the employee must repeat the accreditation process in order to regain accreditation. | 2010-07-29 |
20100191584 | SYSTEM AND METHOD FOR MANAGING PARKING RIGHTS - The invention relates to a method for managing parking rights. It comprises receiving, from each of a plurality of users, a request for issuing a parking right, each containing a unique identifier associated with a parking area and a license plate number identifying a unique vehicle; storing, in a centralised database, each request; issuing a parking right for each of the plurality of users, including a parking right expiry time; collecting a license plate number of a vehicle for which a parking right status is to be verified and a unique identifier associated with a parking area where the vehicle is located; querying the database, by comparing the license plate number, with the license plate numbers stored in the database; and determining if a parking right has been issued that corresponds to the license plate number of the vehicle. A system for managing parking rights is also disclosed. | 2010-07-29 |
20100191585 | METERED RECHARGING SYSTEM - A parking management system generates a first record reflecting the time a parking interval begins. A persistent memory | 2010-07-29 |
20100191586 | Providing Cashback Offers - Methods, systems, and computer-readable media for providing one or more cashback offers are disclosed. A search query entered by a user into a search engine is obtained. The search query is utilized to determine that cashback offers in association with the search query exist. Upon a determination that cashback offers exist, a cashback notification is provided that indicates to a user that cashback offers are available. In embodiments, the cashback notification is displayed in association with one or more search results corresponding with the search query. | 2010-07-29 |
20100191587 | TRANSACTION SYSTEM FOR CHARITABLE FUND RAISING, WITH TAX BENEFIT - A system for using financial transactions to raise funds for charitable purposes. A party who uses the system for carrying out financial transactions agrees to pay fee-like contributions for use of the system, such that a portion (up to 100%) of a contribution will be allocated to a charitable entity on behalf of the user. A business entity that facilitates the financial transactions records the details of the transactions and then reports to each user the charitable contribution the user has made through the system. This allows the users to obtain tax benefits on their respective contributions. | 2010-07-29 |
20100191588 | METHOD AND SYSTEM FOR ENHANCING CUSTOMER LOYALTY - A method of and system for providing customer-specific information involving a) obtaining customer identification information for identifying a customer to be served at the weigh station; b) storing a plurality of customer profiles for a plurality of customers wherein each customer in the plurality of customers has an associated customer profile; and, c) when the customer is in the plurality of customers, retrieving the associated customer profile for the customer using the customer identification information and providing associated customer-specific information based on the associated customer profile to a weigh station display. | 2010-07-29 |
20100191589 | SYSTEM AND METHOD FOR PROVIDING JOB AND BUSINESS GROWTH INCENTIVE PROGRAMS FOR AN AREA - An exemplary system and method are disclosed for providing a business growth incentive program. Embodiments include systems and methods for government(s) or other entities to market and promote their area, region, district, town, city, county, state, province, country, etc. (all herein referred to as “area”) to the world by using rewards and incentives, to awaken a broad entrepreneurial spirit, to mine human knowledge and to encourage all people (especially local citizens of the area) to speak positively about the area and what it offers with the goal of getting all people to use their unique talents and connections to try and bring in new people, entrepreneurs, businesses, industry, jobs, etc. for economic and other growth in the area. | 2010-07-29 |
20100191590 | METHOD FOR ESTABLISHING A CONTROLLED DATA TRANSFER CONNECTION BETWEEN TWO SYSTEMS - Method for creating a controlled data transfer connection between a remote device and a subscriber terminal by a transmission system. The first party of the interconnection, (remote device), creates a connection to the transmission system, which verifies information used for the authentication informed by the remote device and allocates an unique identifier ID for the remote device, by which the remote device can be addressed in the transmission system. The other part of the interconnection, (subscriber terminal), requests the transmission system to transmit the request to the remote device, identified by the identifier. The transmission system transmits this request to the remote device, which processes the request and sends the response via the transmission system to the subscriber terminal. This response can be converted in the transmission system to a form suitable for the subscriber terminal, and subscriber-targeted advertisements, or other data, may be added in the response. | 2010-07-29 |
20100191591 | METHOD AND SYSTEM FOR CONDUCTING A PARTICIPATION AWARD BASED AUCTION - A method and system of conducting a participation award auction is provided. In a participation award based auction, a portion of a winning bid is distributed among one or more of the bidders engaged in the auction. A seller utilizing a participation award based auction may define the portion of the winning bid distributed among the bidders as well as the rules used to determine which bidders receive a portion of the winning bid. Providing bidders the opportunity to share in a portion of a winning bid may stimulate interest in a given auction and as a result increase the winning bid received by the seller. | 2010-07-29 |
20100191592 | METHOD AND APPARATUS FOR DATA RECIPIENT STORAGE AND RETRIEVAL OF DATA USING A NETWORK COMMUNICATION DEVICE - A system and method for data recipient invoked electronic commerce allowing data subjects to provide information over a network and data recipients to receive such information relating to the needs of s data subject such as purchases, distribution of application information and the like. The system includes a server having software which gathers the information from a data subject to complete a transaction over a network. The system has a data subject data structure that stores information for registered data subjects. The software is able to access the data subject data structure and enter the data subject's information during subsequent transactions. Having the software obtain and enter the data subject's purchasing information, the data subject does not have to enter the same information every time the data subject desires to effect a transaction over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information. | 2010-07-29 |
20100191593 | METHOD AND SYSTEM FOR IMPROVING CLIENT SERVER TRANSMISSION OVER FADING CHANNEL WITH WIRELESS LOCATION AND AUTHENTICATION TECHNOLOGY VIA ELECTROMAGNETIC RADIATION - Wireless personal area network (Zigbee, Bluetooth, UWB) and wireless identification technologies (Near Field Communication (NFC), Radio Frequency Identification (RFID)) are implemented in particular client server functions and communications. Connected with an Authentication Server, a wireless HUB authenticates user identification and provides the user with access to secure data communication with a wireless terminal such as a cellular phone or a PDA. A Location Server provides user locations via methods such as RSSI, TDOA, and GPS and sends location information to a Center Control Server and the Authentication Server. With location information, the Center Control Server initiates and optimizes secure information processes and coordinates the functions of servers and user terminals. | 2010-07-29 |
20100191594 | SYSTEMS AND METHODS FOR REWARD TRANSACTION MATCHING AND SETTLEMENT - A reward processing method, system, apparatus, and computer program code is provided. Pursuant to some embodiments, the method includes analyzing transaction data associated with a plurality of payment transactions, each payment transaction including data identifying a payment account identifier, a transaction date, a transaction amount, and a merchant identifier, and identifying a first set of the payment transactions involving registered payment account identifiers. A second set of payment transactions involving a registered merchant identifier and a current offer are identified, and a reward amount earned for each of the second set is calculated. The reward amount is credited to each of the payment account identifiers in the second set. | 2010-07-29 |
20100191595 | METHOD, APPARATUS, AND SYSTEM FOR EXCHANGING SERVICES IN A DISTRIBUTED SYSTEM - A method, apparatus, and system are disclosed for exchanging services in a distributed system. A communication module receives an advertisement of service capabilities for a service provider. The communication module further receives a registration of service requirements for a service consumer. A match module determines if the advertisement service capabilities match the registration service requirements. A configuration module configures the service provider to supply the service requirements of the service consumer if the advertisement service capabilities match the registration service requirements. An establishment module establishes a service relationship between the service provider and the service consumer. The service provider provides the service requirements of the service consumer. | 2010-07-29 |
20100191596 | METHOD AND SYSTEM OF OFFERING AN ENVIRONMENTALLY SENSITIVE BANK ACCOUNT - A method and system is provided whereby a customer either establishes a new account or converts their existing account into a program that maximizes the use of online bill payment, electronic statements and paperless charge transactions in exchange for reward payments. In accordance with the method and system, customers establishing or transferring to the program are provided with an electronic transaction card formed from 100% recycled plastic material, on-line banking and an electronic monthly statement thereby eliminating all of the paper associated with the management side of the account. Then customers who enroll receive an incentive for each and every payment or transaction that they complete without using paper. | 2010-07-29 |
20100191597 | Spatial marketplace system - A method of managing the delivery of offers from suppliers to members via a spatial marketplace system involves registering potential customers as members of the spatial marketplace system by recording their names and contact details in a database. A spatial identifier is assigned to each database record, the spatial identifier being sourced from the contact details supplied during a registration process. Each member nominates one or more attributes corresponding to a commodity in relation to which the member is interested in receiving offers. Each supplier defines a geographic region in which the supplier wishes to do business and nominates one or more attributes corresponding to commodities, which the supplier wishes to sell. A spatial identifier location algorithm is used to identify the database records with spatial identifiers located within the geographical region defined by the supplier. Delivery of offers from a supplier is restricted to members associated with the identified database records which have nominated attributes matching the attributes nominated by the supplier. | 2010-07-29 |
20100191598 | Automated Multimedia Gateway For Consumer-Controlled Specification, Filtering And Delivery Of Personalized Product/Service Offers - The present invention relates to systems and methods for consumer-controlled specification, filtering and delivery of multimedia product/service offerings to “opted-in” consumers. A plurality of business subscribers is associated with a plurality of offers, wherein each offer is associated with an offer category. Through a consumer gateway, a consumer member defines a set of consumer preferences that is stored in a consumer profile, wherein the preferences define one or more offer categories preferred by the consumer member. The consumer member selects a set of business subscriber sponsors from the plurality of business subscribers. A set of sponsored offers is defined, each of which originates from the set of business subscriber sponsors. Using consumer preferences, an offer exchange matches a sponsored offer, or offers, to each consumer subscriber from the set of all sponsored offers. A distribution server distributes the sponsored offer or offers to each consumer member according to user preference. | 2010-07-29 |
20100191599 | LOCAL TARGETING ENGINE - Technology is described for local ad targeting. An engine executing on a client computing device may select ads based on rules that can be modified without modifying the engine. The engine can select from advertisements stored locally based on data discovered at the client computing device, such as by observing the user's actions, stored documents, state of the client computing device and/or its peripherals, etc. The technology can employ plug-ins to extend functionality provided by the engine. The technology can include a plug-in manager that manages plug-ins. The technology can also download and manage rules. Each rule can specify what actions to take, such as when an event occurs. When a component of the operating system observes an event, the engine (or a rule executor component associated with the engine) executes each related rule. The technology can thus select ads based on arbitrary events of the operating system, applications, or other components. | 2010-07-29 |
20100191600 | SYSTEM AND METHOD FOR TARGETED AUCTIONING OF AVAILABLE SLOTS IN A DELIVERY NETWORK - A system and method is provided for conducting online auctions where customers may use an online interface to compete for available slots in a delivery network that may be used to deliver, customer goods to target users. A system and method is provided for generating and providing customers with predicted data which may relate to the online auctions. | 2010-07-29 |
20100191601 | Methods, Systems, and Products for Targeting Advertisements - Methods, systems, and products are disclosed for targeting advertisements. Clickstream data is received that describes at least subscriber actions. Content information is received that describes what content is available. A criterion is also received for determining which subscribers should receive a targeted advertisement. The clickstream data is merged with the content information to generate data describing at least one event timeline. When the data describing the at least one event timeline matches the at least one criterion, then at least one subscriber is targeted to receive the advertisement. | 2010-07-29 |
20100191602 | Mobile banking and payment platform - To eliminate, or at least substantially eliminate, the security concerns of conventional Internet-enabled mobile banking operations, and mobile banking operations in general, the present invention provides perhaps the most secure mobile banking and payment or product/service purchase method extent which avoids security problems of the Internet and provides a rapid transfer of transactional information and other information as desired, inclusive of revenue generating advertisements with the architecture and techniques of the present inventive Internet data protocol (DTP). | 2010-07-29 |
20100191603 | TRANSACTION STATION WITH ENHANCED USER INTERFACE - A transaction station with an enhanced user interface. The transaction station includes a housing, a plurality of peripherals in the housing, a touch screen extending substantially across the housing including a display for displaying information and a touch overlay for recording operator selections, and a processor for executing transaction software, wherein the transaction software causes the display to display the information and receives the operator selections from the touch overlay during a transaction. | 2010-07-29 |
20100191604 | Device assisted ambient services - Various embodiments are disclosed for a services policy communication system and method. In some embodiments, a communications device implements a service profile for assisting control of the communications device use of a service on a network, in which the service profile includes service policy settings, and the service profile is associated with an ambient service plan that provides for initial access to the service with limited service capabilities prior to activation of a new service plan; and monitors use of the service based on the service profile. | 2010-07-29 |
20100191605 | System and Method for Managing Account Linkages - An account management system allows a prepaid account provider to link a prepaid account to a purchaser of the prepaid instrument used to access the prepaid account. The system uses a prepaid instrument identifier and purchase data collected during the purchase of the prepaid instrument to create the linkage. The purchase data includes information identifying the purchaser, such as the purchaser's account number or name, the purchasing instrument used, the value placed on the prepaid instrument, value-added services requested by the purchaser, and transaction details such as the place and time of purchase. Using the linked prepaid instrument data and purchase data, the prepaid account provider extracts the purchased value from the purchaser's account, opens a prepaid account that is associated with the purchaser and the prepaid instrument, and deposits the purchased value into the prepaid account. The prepaid account provider may track the expenditure of funds from the prepaid account and provide value-added tracking services to the purchaser. The funds remain associated with the purchaser after being deposited in the prepaid account. | 2010-07-29 |
20100191606 | TAX CALCULATION EXTENSIBILITY TECHNIQUES - Various technologies and techniques are disclosed for performing tax calculations. An add-in model is described for developing add-in(s) for performing tax calculations. The add-in(s) calculate taxes for one or more tax authorities for items contained in a transaction being processed by a point of sale application. The add-in model specifies functionality the add-in(s) need to implement before the add-in(s) can be used by the point of sale application. A method for configuring multiple add-ins is described. A first add-in is called to calculate a first partial tax owed and the first partial tax is received back. A second add-in is called to calculate a second partial tax owed and the second partial tax is received back. A total tax is calculated by adding the first partial tax with the second partial tax. A configuration user interface is also provided by the add-in. | 2010-07-29 |
20100191607 | ORDER ACCEPTING DEVICE AND METHOD OF DISPLAYING NUMBER OF ORDERS - An order accepting device includes: an addition unit which, every time a menu button having an article name attached thereto and accepting an operation by an operator is operated, adds a count value indicating the number of orders of an article corresponding to the operated menu button; and a first count display unit which displays the count value indicating the number of orders obtained by the addition unit, on the menu button. | 2010-07-29 |
20100191608 | Telephone initiated protocol-improved media delivery platform - The present invention relates to a method of delivering an audio and/or visual file over the air (wireless) from one or more servers to an electronic device, dependent or independent on an Internet connection, after inquiry and/or ordering said delivery from one or more of a dialed telephone number, dialing a toll-free number, and SMS and/or MMS message, comprising transmitting a compressed audio and/or visual file to said electronic device, and wherein said electronic device is effective to receive said compressed audio and/or visual file and playback said audio and/or visual content of said file on demand by the user. | 2010-07-29 |
20100191609 | SYSTEM AND METHOD FOR PROVIDING ACCESS TO REMOTELY STORED DIGITAL MEDIA USING AN RSS FEED - A system and method for providing digital media content involves use of custom URIs, disguised as URLs, provided as media enclosures in an RSS feed, for the purpose of redirecting requests for digital media content from a customer computer to an intermediate transaction server. The transaction server intercepts the custom URI containing customer, item, price and/or other relevant information to translate the file request into a transaction record and serve up the appropriate file, possibly from a remote merchant site, for the request and customer. When the transaction server receives a request for the custom URI, it parses it according to pre-defined rules and serves the appropriate file to the requester and records the transaction. This approach can be used to aggregate small transactions of digital content. Customers have a revolving account with the transaction server and can aggregate purchases from multiple merchants via RSS delivery up to preset limits. | 2010-07-29 |
20100191610 | METHOD FOR AUTOMATING A FUNDRAISER TO EFFECT A PURCHASE - The invention is directed to a method for completing an online purchase via a fundraiser implemented online. This allows for an efficient manner of receiving donations to provide funds for a desired purchase, where each donation may be directly channeled to the purchase balance. Once the balance is met, the purchase may be automatically effected. For example, a computer-implemented method for effecting a purchase, configured according to the invention, provides, in electronic digital form, a user interface to initiate a fundraiser to provide funds for the purchase. Upon receiving, in electronic digital form, a user input via the user interface, a fundraiser structure, in electronic digital form, may be created based on the user input to enable receipt of a donation to pay for a portion of the purchase. | 2010-07-29 |
20100191611 | PORTABLE ELECTRONIC CONSTRUCTION ESTIMATOR - An electronic estimator has a clipboard size electronic touch screen. The contractor can draw on it, use it as a touch screen to select materials for a job, estimate costs including a running total of costs for a job, and input all client info. After initial contact by a potential customer, the contractor can input the client information including location and use a global positioning system (GPS) to travel to the client location. The contractor can use it to order materials for the job from the supplier. | 2010-07-29 |
20100191612 | Verifiable device assisted service usage monitoring with reporting, synchronization, and notification - Various embodiments are disclosed for a services policy communication system and method. In some embodiments, a communications device implements a service policy for assisting control of the communications device use of a service on a network; and monitors use of the service based on the service policy, in which a local service usage is synchronized with a network based service usage. | 2010-07-29 |
20100191613 | Open transaction central billing system - Various embodiments are disclosed for a services policy communication system and method. In some embodiments, an open transaction central billing system includes a communications device, in which the communications device is configured to execute a payment component to accept a billing request from a transaction server; and a transaction server, in which the transaction server is programmed with a set of credentials, and the communications device is in network communication with the transaction server. | 2010-07-29 |
20100191614 | METHOD, USER INTERFACE, APPARATUS, SERVER, SYSTEM, AND COMPUTER PROGRAM FOR PROVIDING A MAP VIEW - A method for providing a map view is disclosed. The method comprises enabling selection of a departure and a destination among a plurality of location items; determining a route between the selected departure and the selected destination; determining necessary maps for covering said route; determining locally unavailable maps among said necessary maps; and acquireing said locally unavailable maps. Corresponding apparatus, server, system, user interface, and computer program are also disclosed. | 2010-07-29 |
20100191615 | Shipping and Storage Containers, Frames, and Carriages, for Franchise Systems for Rental, Lease, Sale, or Licensing, of Businesses and Components including Standardized Lengths, Heights, Widths, and Sizes, of Containers with or without Interchangeable Carriages for Rail Cars, Semi-Tractor Trailers and Overseas Cargo Containers including Six Piece Break Down and Stack and Rolling and Opening Door Models also New Storage Yard Business Transportation Connections, Combinations, and Usages - The new system of components involves improved efficiency of business operations for railroad, semi-tractor trailer, and shipping and storage containers. The new divided compartment multiple subunit rolling or knob door climate controlled shipping and storage cars, break down containers, and light weight aluminum containers and cars interconnect manufacturer's facilities with staging warehouses with storage, and transportation yards and retail/wholesale manufacturers and service related businesses. Stacked interchangeable components allow quick erection for immediate demand unit usage and quick conversion from railroad to highway mode without unloading of standardized cubicle containers and cars to improve operating efficiency. The new usages and locations of hook holes for lifting components allows car and frame usage in locations with crane or forklift availability. The new storage units allow for small or larger load transportation at lower cost. | 2010-07-29 |
20100191616 | Software method and system to enable automatic, real-time extraction of item price and availability from a supplier catalog during a buyer's electronic procurement shopping process - The present invention, termed the Interactive Organic Agent (IOA), augments electronic procurement shopping software with functionality that enables the purchasing organization to capture, in real-time, any changes in supplier item price and availability, as the buyer (user) is shopping or browsing the buyer-side remote catalog index. In particular, as the buyer is viewing remote-catalog pages of items that have been selected as the result of a search, or simply via browsing, the IOA automatically, without any required user action, makes a direct connection to the live supplier online site(s) that correspond to the items being viewed, and then retrieves the latest price & availability data. Via the use of knowledge-capture and artificial intelligence (including an Organic Profile Language) to trigger an operation termed “Organic Punch-out”, the IOA generates a background connection to a live vendor site only when, and only long enough as, necessary to retrieve updated item information, without any direct action by the buyer. | 2010-07-29 |
20100191617 | APPARATUS AND METHOD FOR ORDERING SUPPLIES FOR A MULTIFUNCTION DEVICE - What is disclosed is a novel apparatus and method for effectuating the ordering of supplies via a wireless handset device. In one embodiment, the handset is pre-loaded with a plurality of folders each representing a multifunction device. A user navigates the hierarchy of folders and selects a folder. The user then selects at least one graphical widget contained therein representing a particular supply commodity available for order from a supplier. In response to a user selection thereof, a part number identified by the selected graphical widget and a supplier profile are retrieved from memory. The profile contains the ordering method and contact information. An order message is prepared according to the ordering method prescribed by the profile and is sent to the supplier to place an order for that supply commodity. The process repeats until no more supplies are to be ordered. Additional features, enhancements, and embodiments have been provided. | 2010-07-29 |
20100191618 | Centralized database supported electronic catalog and order system for merchandise distribution - A system that permits a retailer to have an in-store computer terminal that is connected to the Internet and configured to access a set of pages on a supplier's server. The accessible pages show a set of merchandise items selected by the retailer and tagged with prices set by the retailer. The terminal is either made available for direct ordering by a retail customer, or ordering by store personnel at the request of a retail customer. Changes in wholesale price or models offered may cause an automatic updating of the display pages, to avoid suboptimal pricing, inaccurate display and orders of unavailable items. | 2010-07-29 |
20100191619 | USER INTERFACE AND METHODS FOR RECOMMENDING ITEMS TO USERS - Improved user interfaces and methods are provided for presenting item recommendations to a user when the user selects an item to add to an electronic shopping cart. In response to the user's selection, a page generation process generates and returns a page that includes a condensed shopping cart portion and a recommendations portion. The condensed shopping cart portion displays the contents of the shopping cart, but omits some of the item information and/or controls provided on a shopping cart page, thereby preserving more screen real estate for the display of item recommendations. The condensed shopping cart portion also includes a link to the shopping cart page. | 2010-07-29 |
20100191620 | MANAGEMENT SYSTEM, MANAGEMENT APPARATUS AND METHOD FOR THE SAME - A consumables stock subtraction processing unit in a management apparatus calculates a counter value used in the determination of stock subtraction for a consumable product by using the value of a counter included in a residual amount notification acquired from an image formation apparatus. When the difference of the determination counter value calculated upon receipt of a previous residual amount notification and a determination counter value calculated upon receipt of a new residual amount notification is greater than or equal to a predetermined value, stock subtraction processing for the consumable is performed. | 2010-07-29 |
20100191621 | HISTORICAL VEHICLE PARTS DATABASE SYSTEM - A historical vehicle replacement part database system is disclosed. | 2010-07-29 |
20100191622 | Distributed Transaction layer - The disclosed technology is of a transaction layer allowing for security and trust between parties sending and receiving funds. The technology allows any company or entity to become a host server to host user accounts for sending and receiving money and is backup up by one or a plurality of secure registry servers which point users to a correct host server. Substantially any electronic-enabled payment method known in the art, so long as it is negotiable between a payor and payee, may be used with embodiments of the disclosed technology and sensitive data may be hidden from the other party. Gift cards and third party payments are also contemplated as being part of the disclosed technology. | 2010-07-29 |
20100191623 | SYSTEM UPDATE MANAGEMENT - Embodiments of the invention provide systems and methods for managing updates to a financial transaction monitoring system, wherein the financial transaction monitoring system is configured to specially handle any financial transactions involving an entity identified in a list of entities. In one embodiment, the system includes a communication interface configured to receive an update to the list of entities, the update including one or more new keywords. The system may further include a memory device having information about a plurality of transactions. In one embodiment, the system includes a processor configured to: determine the number of transactions in the plurality of transactions that can properly be associated with at least one of the new keywords; and determine whether the update will impact the financial transaction monitoring system based at least partially on process metrics and the determined number of transactions in the plurality of transactions that can properly be associated with at least one of the new keywords. | 2010-07-29 |
20100191624 | SYSTEM AND METHOD FOR CLASSIFYING REQUESTS - Embodiments of the present invention generate identification rules to classify requests as corresponding to particular transactions. Embodiments of the present invention examine a set of sample requests, determine patterns in the sample requests and generate identification rules based on the request patterns to classify subsequent requests as corresponding to particular transactions. As more sample requests are processed, embodiments of the present invention can update the identification rules. Put another way, embodiments of the present invention can automatically learn how to classify requests better as more requests are processed. | 2010-07-29 |
20100191625 | MONEY PROCESSOR, MONEY PROCESSOR SYSTEM, AND CONTROL METHOD - A money handling machine of the present invention is provided with: a communication interface that can be connected to a communication network; and a web server portion that generates instruction data for providing an instruction to control the money handling machine, through a terminal device connected to the communication network, and that uses the communication interface to transmit the instruction data. The instruction data is in a form that can be browsed by a web browser included in the terminal device, and the web server portion receives a browsing requirement from the web browser and transmits the instruction data to the web browser, which made the requirement. The web server portion transmits the instruction data with a HTTP protocol or a HTTPS protocol. | 2010-07-29 |
20100191626 | FINANCIAL TRANSACTION SYSTEM - A financial transaction system includes: an ATM process substituting server connected to a backbone server that executes a user accounting process through a communication mechanism capable of concealing content of communication; and a transaction screen WEB server connected to the ATM process substituting server and capable of connecting to a user communication terminal. The transaction screen WEB server transmits, to the communication terminal, transaction screen data for the user to input transaction necessary information, receives, from the communication terminal, transaction necessary information data inputted in accordance with the transaction screen data, and transmits the transaction necessary information data to the ATM process substituting server. The ATM process substituting server transmits the transaction necessary information data to the backbone server and transmits a message requesting the user for a specified transaction process. The system provides quick, easy transactions without needing to input a second personal identification number or one time password. | 2010-07-29 |
20100191627 | ACCOUNTING DEVICE AND ACCOUNTING METHOD - An accounting device includes: a first calculation unit which calculates a total amount for ordered menu items; a second calculation unit which calculates an estimate deposit amount as a result of adding, to the total amount calculated by the first calculation unit, a difference between an amount in a processing target digit of the total amount and an amount of a coin or banknote that is more expensive than the amount in the processing target digit; a display control unit which displays an operation image to input the estimate deposit amount calculated by the second calculation unit; and an input acceptance unit which accepts input of the estimate deposit amount calculated by the second calculation unit corresponding to the operation image when the displayed operation image is operated. | 2010-07-29 |
20100191628 | System, Method and Computer Program Product for Selecting and Weighting a Subset of a Universe to Create an Accounting Data Based Index and Portfolio of Financial Objects, as amended - A system, method and computer program product creates an index based on accounting based data, as well as a portfolio of financial objects based on the index where the portfolio is weighted according to accounting based data. A passive investment system may be based on indices created from various metrics. The indexes may be built with metrics other than market capitalization weighting, price weighting or equal weighting. Non-financial metrics may also be used to build indexes to create passive investment systems. Additionally, a combination of financial non-market capitalization metrics may be used along with non-financial metrics to create passive investment systems. Once the index is built, it may be used as a basis to purchase securities for a portfolio. Specifically excluded are widely-used capitalization-weighted indexes and price-weighted indexes, in which the price of a security contributes in a substantial way to the calculation of the weight of that security in the index or the portfolio, and equal weighting weighted indexes. Valuation indifferent indexes avoid overexposure to overvalued securities and underexposure to undervalued securities, as compared with conventional capitalization-weighted and price-weighted. | 2010-07-29 |
20100191629 | SYSTEM AND METHOD FOR MANAGING ALLOCATION OF FUNDS BETWEEN A PLURALITY OF ENTITIES - Embodiments of the present invention provide a system and method for managing allocation of funds between a plurality of entities. In example embodiments, details of a remuneration to the plurality of entities are received. The remuneration relates to at least one transaction and the received details identify a list of individuals to be remunerated and an amount of the remuneration to be allocated to each of the individuals on the list. Funds associated with the remuneration are allocated among the plurality of entities to be remunerated based on at least a portion the details of the remuneration. | 2010-07-29 |
20100191630 | Reuse of an EBP Account Through Alternate Authentication - A technique for accessing an electronic commerce service is provided in which information associated with a subscriber's account with an electronic commerce service is stored along with first subscriber credentials for that subscriber to access the services. An account is created during enrollment. The enrollment is associated with a first electronic commerce participant, i.e., a biller or a payee. A request for the subscriber to access an electronic commerce service in association with a second electronic commerce participant is received. Without the subscriber, or any other entity providing the credentials, the subscriber is granted access to the requested service utilizing the account established in association with the first participant. This access is granted based upon the subscriber providing information other than credentials, the provided information being information stored by the service provider in association with the enrollment. | 2010-07-29 |
20100191631 | QUANTITATIVE MEDIA VALUATION METHOD, SYSTEM AND COMPUTER PROGRAM - A method and system are disclosed for transforming accessing of a displayed content by at least one person into an overall billed value. An exemplary embodiment comprises providing a display device that displays content, tracking the respective gazes of people near and in front of the displayed content, determining if, when and how long each person views, i.e., acquires, the display, transforming the acquisition data into a billing value by, e.g., determining a billing value for each acquisition based on the numbers of acquisitions and length of each acquisition, summing the billing values for all the respective viewings, and billing the client for the summed billing values. | 2010-07-29 |
20100191632 | VALUATION OF CONTINGENT FINANCIAL CLAIMS USING DECLARATIVE PROGRAMMING TECHNIQUES - Systems, methods, and computer-readable media are provided relating to computing financial values for contingent claims. A declarative programming language is provided that comprises several primitives. A program according to such a language may combine primitives to create a description of a contingent claim or type of contingent claims. Such a program may be compiled into an executable form and, when executed, may calculate a financial value for a claim. Calculation of the financial value may make use of mathematical models, techniques, or both, including statistical and Monte Carlo methods. | 2010-07-29 |
20100191633 | SYSTEMS AND METHODS FOR FINANCIAL ACCOUNT ACCESS FOR A MOBILE DEVICE VIA A GATEWAY - Systems and methods for providing secure access of at least one of multiple financial account processors to a mobile device and/or facilitating secure financial transactions initiated from a mobile device via a gateway. One method can include receiving a mobile personal identification number (M-PIN) number and Customer Unique Identifier (CUID) from a mobile device and processing the received M-PIN and CUID to identify a Mobile Unique Identifier (MUID). The MUID identifies an account of at least one financial account processor accessible via a gateway, and the mobile device is provided access to the account through the gateway. Prior to providing the mobile device with access to the account, a set of inquiries associated with the identified financial account processor(s) may be presented to the mobile device, and response information from the mobile device to answer the set of inquiries may be verified at the gateway. The mobile device is provided access to the financial account processor after the response information is verified. | 2010-07-29 |
20100191634 | FINANCIAL TRANSACTION MONITORING - Embodiments of the present invention provide systems and methods for monitoring financial transactions. For example, in one embodiment a system includes a communication interface configured to receive information about each transaction of a plurality of transactions. The system includes a memory device having a plurality of keywords and an artificial intelligence application stored therein, the plurality of keywords being associated with a plurality of entities whose transactions are to be specially handled. The system further includes a processor configured to identify a first group of transactions from the plurality of transactions where the information about each transaction of the first group of transactions includes at least one of the plurality of keywords. The processor is further configured to then use the artificial intelligence application to determine that one or more transactions in the first group of transactions are associated with one or more of the plurality of entities. | 2010-07-29 |
20100191635 | CONSTANT GROWTH MORTGAGES AND METHODS OF THEIR CALCULATION - Systems, apparatuses and methods are described for Constant Growth Mortgages. Such Constant Growth Mortgages can be used for new purchases, refinances, or loan workouts. If desired, the system can be used to calculated Constant Growth Mortgages which avoid negative amortization throughout the payment stream. Other constraints such as maximum or minimum loan to value ratio, payment as a percentage of current income, or absolute dollar value of payment can also be incorporated. An example system makes use of Constant Growth Mortgages for loan modifications which reduce near term payments while avoiding negative amortization. | 2010-07-29 |
20100191636 | SYSTEM AND METHOD FOR CONTINUOUSLY OFFERED GUARANTEED FUND WITH FULL AND PERMANENT ALLOCATION TO RISKY MARKET INVESTMENTS - Software implemented system has a guarantee valuation engine and methodology that configures a processor with code which enables a fund that is continuously offered and always fully invested in traditional assets that correlate to a benchmark and which is subject to a guarantee with respect to net asset value on a specified future date to be re-priced on a daily basis and to have the effect of such re-pricing in the reported NAV of the fund. | 2010-07-29 |
20100191637 | INTERPROGRAM COMMUNICATION USING MESSAGES RELATED TO GROUPS OF ORDERS - A trading platform and trading method that allows access to additional pools of liquidity is described. Other embodiments are also described. | 2010-07-29 |
20100191638 | MULTICOMPUTER DISTRIBUTED PROCESSING OF DATA RELATED TO AUTOMATION OF TRADING - A trading platform and trading method that allows access to additional pools of liquidity is described. Other embodiments are also described. | 2010-07-29 |
20100191639 | EXCHANGES FOR CREATING AND TRADING DERIVATIVE SECURITIES - A computer system ( | 2010-07-29 |
20100191640 | Automated Trading System for Routing and Matching Orders - An automated system for matching orders from a virtual trading crowd in an exchange configured for trading securities or derivatives is disclosed including an electronic trade engine operative to receive an order or a quote for a security or derivative at the exchange, the trade engine further operative to disseminate a request for a price message to a plurality of market makers quoting a class in response to receiving the order or the quote, an electronic book in communication with the electronic trade engine, the electronic book operative to store at least one order or quote received by the electronic trade engine, a database including an allocation algorithm, the database in communication with the electronic trade engine, and a trade processor in communication with the database, the trade processor operative to analyze and execute orders or quotes according to the allocation algorithm selected from the database. | 2010-07-29 |
20100191641 | SYSTEMS AND METHODS FOR USE OF FRACTIONAL PAY-UP TICKS IN RELATION TO TRADING STRATEGIES IN AN ELECTRONIC TRADING ENVIRONMENT - A system and associated methods are provided for use of fractional pay-up ticks in relation to offset orders being sent for a trading strategy that involves trading a first tradeable object and at least a second tradeable object. According to one example method, when an indication is received that a quantity at a first price for the first tradeable object is filled, a plurality of offset orders for the second tradeable object is sent to an electronic order book of the second tradeable object. The plurality of offset orders is placed at a plurality of price levels determined based on at least one fractional pay-up tick value, the first price, and the desired spread price. A quantity for each order is determined based on a quantity divider rule that is applied to an offset quantity to offset the fill. | 2010-07-29 |
20100191642 | System and Method for Dynamic Quantity Orders in an Electronic Trading Environment - A system and method for dynamic quantity orders in an electronic trading environment are described. According to one method, a dynamic quantity order includes a price, a desired order quantity and a percentage associated with an estimated order quantity that will be filled in an order queue. When the order is received at an electronic exchange, the order is sorted into a pro-rata order queue, and the exchange may estimate a potential order quantity that will be filled in the order queue at the price based on the defined percentage. Subsequently, the exchange may then increase the order quantity of the dynamic quantity order so that if the estimated number of fills occurs, the order quantity of the dynamic quantity order will be filled. | 2010-07-29 |
20100191643 | NETWORK AND METHOD FOR TRADING DERIVATIVES - A computer network and method for electronically trading derivatives. The system includes networks and methods where a control or network managing station in the network acts as a facilitator for the market makers and subscribers to make a trade at an Exchange. In another embodiment the network managing station consummates the trade between a market maker and a subscriber by matching binding quotes and orders and clears the trade at an Exchange. The computer network for electronically trading derivative comprises: (a) network managing station; (b) one or more market maker stations; (c) one or more subscriber stations; (d) one or more Exchanges. The network managing station connects market makers and subscribers for making real time indicative quotes, issuing requests for quotes, obtaining binding quotes and wherein the market maker and subscriber are in communication with an Exchange for sending binding quotes and orders to the Exchange for clearing and confirming transactions. | 2010-07-29 |
20100191644 | COMMUNITY COVENANT RULES AND GUIDELINES ENFORCEMENT SYSTEM AND METHOD - A method of enforcing community covenant rules and guidelines by managing events within a community using a computer system, the method comprising providing a plurality of potential violation events; selecting at least one potential violation event from the plurality of violation events; associating a violation event remedy to the selected at least one potential violation event; and associating a optional delay with the associated violation event remedy, the at least one violation event remedy being adapted to be enforced when the optional delay associated therewith is expired. A system and a user graphical interface providing same are also provided herein. | 2010-07-29 |
20100191645 | PAYMENT APPLICATION FRAMEWORK - Embodiments of the present invention provide a payment application framework. In an example embodiment, a request at a payment facilitator is received. The request may comprise a list of receiving parties and an indication of an amount to transfer to each of the receiving parties. A transfer of a single payment from an account of a sender to respective accounts of the receiving parties based on the request may then be processed. | 2010-07-29 |