28th week of 2015 patent applcation highlights part 40 |
Patent application number | Title | Published |
20150193729 | INVENTORY TRACKING SYSTEM CLASSIFICATION STRATEGY - A vehicle may include a passive entry system that unlocks the vehicle upon authenticating a fob in a vicinity of the vehicle. The passive entry system further recognizes the vehicle is approaching a restrictive geographic location within which at least one proscribed item is prohibited, receives item data indicative of items located within the vehicle, and provides output indicating whether any of the items is a proscribed item for the restrictive geographic location. | 2015-07-09 |
20150193730 | METHODS AND SYSTEMS FOR LABELING LABWARE - The present invention includes a system for marking labware. The system includes an instruction set with markings to be applied to pieces of labware and the order in which the markings are to be applied to the labware. The system also includes a marking device that receives the instruction set and then places the non-toxic marks on the pieces of labware. The invention also includes methods tracking chain of custody of biological material in a facility. The methods include assigning a unique marking for biological materials, storing that marking in a database, applying a non-toxic marking to a piece(s) of labware and then scanning the marking. | 2015-07-09 |
20150193731 | PROVIDING OPTIMIZED DELIVERY LOCATIONS FOR AN ORDER - A method for recommending a delivery locker based on user convenience and delivery cost including receiving a request to deliver an item to a user; analyzing user activity information to identify a user route including expected timing; analyzing the item for storage requirements to identify lockers meeting the requirements which are navigationally proximate to the user route; ranking the identified lockers with a ranking based on criteria; and presenting an ordering of the identified lockers based on the ranking for user selection. | 2015-07-09 |
20150193732 | SECURE LOCKER SYSTEM FOR THE DEPOSITION AND RETRIEVAL OF SHIPMENTS - A system for securely controlling deposition and retrieval of shipments ( | 2015-07-09 |
20150193733 | HYBRID SECURE LOCKER SYSTEM FOR MAILING, DEPOSITION AND RETRIEVAL OF SHIPMENTS - A hybrid system for securely controlling deposition and retrieval of shipments, including a managing distribution centre, at least one electronic locker unit connected to the managing distribution centre through a communication network, and having a control desk and several lockable compartments of different sizes, wherein the electronic locker unit comprises a shape measurement module located inside each compartment for acquiring the shipment content's shape. | 2015-07-09 |
20150193734 | RESOLVING MUTATIONS IN A PARTIALLY-LOADED SPREADSHEET MODEL - A method of resolving mutations in a partially-loaded spreadsheet model includes loading onto a client computer a first chunk of a spreadsheet stored on a server, where the first chunk represents a first range of cells in the spreadsheet, and requesting a second chunk of the spreadsheet from the server, where the second chunk represents a second range of cells in the spreadsheet. The method further includes storing a plurality of pending user mutations on the client computer generated by a user on the client computer, where the plurality of pending user mutations are applied to the first chunk, and receiving from the server a plurality of collaborator mutations and the second chunk. The method further includes transforming the plurality of pending user mutations against the plurality of collaborator mutations, and applying the transformed plurality of pending user mutations to the second chunk. | 2015-07-09 |
20150193735 | Project Management System Providing Digital Form-Based Inspections in the Field - Systems and methods provide graphical form-based inspections in the field. The system includes a means for allowing a user to access digitized paper forms, such as inspection forms, in both a simplified, easy-to-complete list of questions and fields displayed in a linear form view, as well as an interactive graphical form completely replicated from the original paper document displayed in a graphical view. The system allows the user to toggle between the linear form and graphical views of the same form on the fly during an inspection process, thereby improving user interaction with and completion of inspection form or also can have a preferred view method based on limitations of a computer device or complexity of the form. The system further includes a means for allow the user to create customized workflows for the completion and tracking of inspection processes. | 2015-07-09 |
20150193736 | MATERIALS ANALYTICAL REVIEW AND REPORTING SYSTEM - A computer-implemented analytical and reporting system includes an input device, a database and a processor. The input device is operative for inputting analytical data results of a test sample. The database includes an analysis methodology data section, an instrument data section and a forms data section. The processor is operative for receiving from the input device the analytical data results of the test sample. The processor is also operative for receiving from the database analysis methodology data of at least one analysis method, instrument data of at least one analytical instrument and forms data of a desired analytical report form. The processor is also operative for processing the analytical data results and the instrument data using the analysis methodology data and is operative for generating an analytical report produced on the desired analytical report form depicting final analytical results based on the analysis method and the analytical instrument. | 2015-07-09 |
20150193737 | Compensation Optimization Systems And Methods - A system for optimizing a candidate compensation offer for a position within an organization that includes a compensation optimization engine capable of using candidate information and internal organization information about a position to objectively analyze the candidate and organization information against candidate and organizational constituencies to generate a user interface tool that enables organization personnel to create an objective offer based on the candidate's value to the organization via the position. | 2015-07-09 |
20150193738 | Calendar resource selection utility - A method and apparatus for a calendar resource selection utility are disclosed. The method includes: maintaining a catalog of resources to be used for a meeting scheduled via a meeting setup interface of a scheduling application, the resources including at least one of locations for the meeting and inventory to be reserved for the meeting; receiving, via the meeting setup interface, a request for available resources during a time of the meeting; providing, via the meeting setup interface, a list of the resources from the catalog of resources that are available at the time; and scheduling one or more of the resources that are selected via the meeting setup interface as occupied during the time of the meeting. Other embodiments are also disclosed. | 2015-07-09 |
20150193739 | Conference Room Scheduling Based on Attendee Locations - A method and a system for identifying candidate conference rooms based on attendee locations identifies conference rooms in accordance with proximity between the one or more conference rooms and the respective attendee locations. The method includes receiving a conference room scheduling request for a respective meeting. The request can include additional constraints such as requesting a recurring meeting over a period of time. The respective locations of the attendees for the respective meeting are identified, and then one or more conference rooms are identified in accordance with proximity between the one or more conference rooms and the respective attendee locations. Information concerning a respective conference room of the one or more identified conference rooms is then transmitted. | 2015-07-09 |
20150193740 | SYSTEM AND METHOD FOR DISPLAYING A MAIL MESSAGE WITH A MEETING INVITATION - A method including receiving an email message, identifying the received email message as a meeting invitation, detecting a calendar gesture performed by a recipient of the email message, and responsive to the calendar gesture performed on the received email message, automatically displaying a daily agenda of the recipient of the email message inside the received the email message, said daily agenda comprising the date of the meeting invitation and the meeting invitation of the received email and displaying an interface for receiving the recipient's response concerning the meeting invention while displaying the daily agenda. | 2015-07-09 |
20150193741 | SCHEDULING EVENTS FOR MULTIPLE INVITEES - Scheduling events with multiple invitees includes: identifying a plurality of invitees for an event in a calendar system having at least one processor; searching an availability associated with each of the invitees to determine a number of periods of availability in the calendar system, at least some of the invitees being available during each period of availability; creating a separate instance of the event in the calendar system for each identified period of availability; and for each invitee available during at least one of the periods of availability, assigning the invitee to one said instance of the event for which that invitee is available with the calendar system. | 2015-07-09 |
20150193742 | CALENDARING BETWEEN USER PROFILES - Calendar items can be scheduled with a joined group of user profiles. Scheduling calendar items can include, for each of the calendar items, sending a calendar item request to each of the user profiles in the group of user profiles. In response to the joining of a new user profile to the group, the new user profile can be automatically sent a calendar item request for each of one or more of the calendar items scheduled with the group of user profiles. Also, a first user profile can receive a request to share a calendar with a second user profile. The request can be received from the second user profile and can list one or more additional user profiles as recipients of the request. A representation of the request to share can include a control that can be selected to share the calendar with the additional user profile(s). | 2015-07-09 |
20150193743 | SETTLEMENT FACILITATION HUB - Some implementations may include a settlement facilitation hub (SFH) to receive, from one or more retailers, transaction data comprising one or more retailer transactions. The SFH may store each retailer transaction. Based on a lender identifier of each retailer transaction, the SFH may create, for a clearinghouse associated with one or more lenders, settlement transaction data that includes a portion of the stored transactions. After providing the settlement transaction data to the clearinghouse, the SFH may receive transaction results indicating results of the clearinghouse initiating, based on the settlement transaction data, a transfer of funds from a lender account to one or more retailer accounts corresponding to the one or more retailers. The SFH may update the status of the portion of the stored transactions and create a settlement report for at least one of the one or more retailers based on the updated transactions. | 2015-07-09 |
20150193744 | METHODS AND SYSTEMS FOR CREATING AND USING MASSLESS CURRENCY - Methods, systems, and computer-readable storage mediums are described for effecting practical use of a dual currency which is a currency that can be electronically created and stored, and further for which there is a secret key (e.g., the secret key of a public key/secret key pair as used in public key cryptography) such that: an entity that does not possess the secret key cannot, in practice, create notes of the currency; and an entity that does possess the secret key can, in practice, create notes of the currency without assistance from entities that do not possess the secret key. | 2015-07-09 |
20150193745 | SYSTEMS AND METHODS FOR MANAGING GRATUITY DISBURSEMENT - Methods and systems for processing and managing gratuity disbursements are disclosed. A method receives merchant sales transaction data, the data including gratuity amounts and an indication of an employee associated with the gratuities. The method calculates an employee gratuity total as a sum of each gratuity amount associated with the employee and then transmits instructions to credit a financial account associated with the employee by an amount equaling the gratuity total. A system includes a memory storing instructions that, if executed by a processor, cause the processor receive data corresponding to merchant sales transactions, the data including gratuity amounts and an indication of an employee associated with the gratuity amounts. The system calculates an employee gratuity total as a sum of each gratuity amount associated with the employee and transmits instructions to credit a financial account associated with the employee by an amount equaling the gross or net gratuity total. | 2015-07-09 |
20150193746 | Method for electronic transaction settlement - A method implemented in an electronic communication system associated with a settlement house for settling an electronic transaction between a customer and a merchant. The communication system receives through a first electronic communication path a first account identifier of a first account associated with the customer and a transaction amount from the merchant, contacts the customer through a second electronic communication path to allow the customer to select a payment method, and sends through a third electronic communication path the transaction amount and a second account identifier of a second account associated with the customer to a financial services provider associated with the payment method. | 2015-07-09 |
20150193747 | Mobile Deposit Kit - A mobile deposit kit for use with a mobile deposit application of a mobile device provides a container having (1) a top, a bottom, and a back, and further includes two sides each adjoining to the top, the bottom, and the back, (2) at least one series of fasteners along back and the two sides at a specified distance from the bottom, (3) a tray supported by the fasteners, and including (a) a base, (b) a stencil, and (c) an opening within the stencil corresponding to specified check measurements, (4) an opening in the top sufficiently sized to correspond to a camera lens of a mobile device, and wherein the top includes outline markings for placement of the mobile device, whereby the mobile device is utilized for securing at least one check image for use in a mobile deposit application. | 2015-07-09 |
20150193748 | Method for Electronic Transfer of Money - A payment method for electronic transfers of money is disclosed wherein a payment facilitator is employed to identify payer and payee and provide instructions on payer's behalf to transfer funds from payer's account to payee's account. Either or both payer and payee may be members of the payment facilitator system so that their information is available to direct electronic transfer of funds in real-time from payer to payee. A third party member may act as agent for a non member payer or payee, thereby making it an open or closed loop system. Payment facilitator has security information of payer such as photographs and or bio-identifiers or information like answers to security questions, random number codes, or identifying images to secure access to payer's accounts. Payee is notified in real-time by payment facilitator if payment has been made so that goods or services may be released to payer. | 2015-07-09 |
20150193749 | SYSTEMS AND METHODS OF MANAGING PAYMENTS INCLUDING BROKERING BALANCES - Systems and methods of managing payments for services or products are disclosed. Billing system data is extracted or accessed to provide business intelligence and. Visit charges from multiple billing systems can be aggregated to guarantor accounts within or across multiple billing systems and provide a single statement of charges for a given time period. Accounts are accessible online. Accounts can be linked to delegate management authority of a first guarantor's account to a second (manager) guarantor. Visit charges for linked accounts are included in the manager guarantor's statement an online access. Open charges balances can be brokered or transferred to a new asset holder. Pre-determined payment options can be configured by a provider, asset holder, and/or potential asset holder. The pre-determined payment options can include an option for financing a balance. A configurable financing option may enable a guarantor to request terms and receive automatic approval, subject to authorized terms. | 2015-07-09 |
20150193750 | SYSTEMS AND METHODS OF MANAGING PAYMENTS THAT ENABLE LINKING ACCOUNTS ACROSS BILLING SYSTEMS - Systems and methods of managing payments for services or products are disclosed. Billing system data is extracted or accessed to provide business intelligence and. Visit charges from multiple billing systems can be aggregated to guarantor accounts within or across multiple billing systems and provide a single statement of charges for a given time period. Accounts are accessible online. Accounts can be linked to delegate management authority of a first guarantor's account to a second (manager) guarantor. Visit charges for linked accounts are included in the manager guarantor's statement an online access. Open charges balances can be brokered or transferred to a new asset holder. Pre-determined payment options can be configured by a provider, asset holder, and/or potential asset holder. The pre-determined payment options can include an option for financing a balance. A configurable financing option may enable a guarantor to request terms and receive automatic approval, subject to authorized terms. | 2015-07-09 |
20150193751 | NOTIFICATION OF THE AVAILABILITY OF ELECTRONIC BILLS - To notify a person of the availability of electronic billing information, billing information associated with bills of a biller for its customers is stored in a first data store, and identify information identifying unregistered persons having billing information stored in the first data store, is stored in a second data store. Registration information identifying a person who is currently unregistered is received via a wide area network. The received registration information is compared with the identity information stored in the second data store. Based on the comparison, it is determined if the received registration information identifies a customer of the biller. If so, a notice of the availability of the stored billing information of the biller is transmitted to the person via the wide area network. | 2015-07-09 |
20150193752 | PAPERLESS RECEIPT DEVICE - A process and apparatus provide a paperless electronic receipt. A storage device stores a communication identifier prior to a transaction at a point of transaction. Further, a transmitter sends the communication identifier to a point of transaction receipt transmission device at a point of transaction so that the point of transaction receipt transmission device sends an electronic receipt of a transaction at the point of transaction to the communication identifier based upon a selection being received at the point of transaction receipt transmission device to send the electronic receipt to the communication identifier. In addition, the electronic receipt is received and stored at the storage device based upon a selection being received at the point of transaction receipt transmission device to store the electronic receipt at the storage device. | 2015-07-09 |
20150193753 | SERVICE DATA RECORD SYSTEM, DATA RECORD METHOD AND ELECTRONIC EQUIPMENT USING THE SAME - A service data record system (SDR) and a data record method used to record data of an electronic device, such as a point of sale or service (POS) device. The electronic device includes a plurality of electronic units and a control unit. The control unit is used to receive and sift electronic data set of the electronic units. The service data record system includes a storage unit and a micro processing unit, and the micro processing unit is connected with the storage unit and the control unit. The micro processing unit is used to receive the sifted electronic data and transmit all the received electronic data to the storage unit. | 2015-07-09 |
20150193754 | SERVICE DATA RECORD SYSTEM AND ELECTRONIC EQUIPMENT USING THE SAME - A service data record system (SDR) is used to record data of an electronic device, such as a point of sale or service (POS) device. The electronic device includes a plurality of electronic units and a control unit. The control unit is used to receive and sift electronic data set of the electronic units. The service data record system includes a storage unit connected to the control unit and a micro processing unit connected to the storage unit and the control unit. The storage unit is used to receive and store the sifted electronic data from the control unit. The micro processing unit is used to receive and output the sifted electronic data from the control unit, and used to output the sifted electronic data stored in the storage unit. | 2015-07-09 |
20150193755 | POINT-OF-SALE COMMUNICATION AND PAYMENT SYSTEM - Embodiments may relate to a cloud-based messaging system for making mobile payments for retail purchases. Some embodiments may include a plurality of networked computers defining an access layer which may operate on a predetermined platform. The access layer may be adapted to receive messages from at least one remote server performing subscription verification functions, and route the messages to predetermined point-of-sale computers. The access layer may be further adapted to receive messages from the predetermined point-of-sale computers and route the messages to at least one consumer-side application through the at least one remote server. The point-of-sale computers may include a client application adapted to receive messages through the messaging system of the access layer, take actions in response to the messages received, and send messages through the messaging system of the access layer to the consumer-side application. | 2015-07-09 |
20150193756 | Method and System for Providing a Service Associated With Sale of a Product - A method and system for providing a service associated with sale of a product from a merchant to a customer at a point of sale terminal connected to a network. The method comprising the steps of offering to provide the service associated with sale of the product to said customer during purchase of said product at the point of sale terminal, providing one of a plurality of identification numbers held in a database connected to the network at the point of sale terminal in association with the offered service and providing said provided identification number to said customer, and subsequently providing customer access over the network to permit said customer to enter purchase related details into the database to be associated with the provided identification number, thereby minimising time required at the point of sale terminal. | 2015-07-09 |
20150193757 | SYSTEM AND METHOD FOR ALLOCATING CHARGES AWAY FROM A TAX ACCOUNT - A transaction processing system suitable for processing a merchant transaction includes a computer having a processor, a memory, a plurality of connections over a network for receiving and settling the merchant transaction; and a separator module operative to separate funds associated with the merchant transaction. The separator module further includes a revenue settlement module operative to settle a revenue portion of the merchant transaction in favor of a first account accessible over the network, the first account being associated with the merchant; a tax settlement module operative to settle the tax portion associated with the merchant transaction in favor of a second account accessible over the network, the second account being different than the first account; and a fee resolution module operative to resolve fees associated with operation of the tax settlement module, such that an amount equal to the tax portion is settled in favor of the second account. | 2015-07-09 |
20150193758 | INFORMATION PROCESSING APPARATUS AND INFORMATION DISPLAY METHOD BY THE SAME - In accordance with one embodiment, an information processing apparatus comprises an acquisition module configured to acquire an image of a commodity, a detection module configured to detect the commodity from the image acquired by the acquisition module, a recognition module configured to compare the feature amount of the commodity detected by the detection module with the feature amount of each reference commodity to recognize the reference commodity of which the similarity degree is greater than a threshold value as a commodity candidate, a commodity candidate display module configured to display the commodity candidates recognized before a given waiting time period elapses in the descending order of similarity degree, and then successively display the commodity candidates recognized after the waiting time period elapses in sequence, and a reception module configured to receive an operation of selecting one from the displayed commodity candidates. | 2015-07-09 |
20150193759 | OBJECT RECOGNITION DEVICE, CHECKOUT TERMINAL, AND METHOD FOR PROCESSING INFORMATION - An object recognition device includes an operation unit configured to receive a user input about an item, a storage unit that stores image data of the item, an imaging unit configured to acquire an image of the item and generate image data therefrom, and a control unit configured to compare the generated image data with the stored image data, and cause information about updating the stored image data to be presented to a user, based on a comparison result. | 2015-07-09 |
20150193760 | IMAGING APPARATUS AND SALES DATA PROCESSING APPARATUS INCLUDING THE SAME - A sales data processing apparatus includes an imaging unit configured to acquire an image of an item to be purchased that is placed in an imaging region and generate image data of the image, a light emitting unit configured to emit an infrared light towards the imaging region, and a control unit configured to identify the item based on the generated image data, and limit an amount of the infrared light that is incident on the imaging region when the imaging unit acquires the image. | 2015-07-09 |
20150193761 | SYSTEM AND METHOD FOR EXCEPTION HANDLING IN SELF-CHECKOUT AND AUTOMATED DATA CAPTURE SYSTEMS - A checkout system for data reading, and related methods of use, the checkout system including one or more data reading devices with a conveyor for transporting items toward a read zone of the data reading devices, and an exception identification system capable of identifying exception items transported through the read zone without being successfully identified by the data reader. An imaging system acquires one or more images of these exception items, and these images are presented to a user on a display screen, whereby the user manipulates the images of the exception items to associate the images with item information (such as item description, price, etc.) to clear any exception items. | 2015-07-09 |
20150193762 | POS Control System, Control Method of a POS Control System, and Printing Device - A POS control system | 2015-07-09 |
20150193763 | METHODS AND SYSTEMS FOR SELF-SERVICE CHECKOUT - Methods and systems for self-service checkout. In an embodiment, a mobile device processor of a consumer's mobile device receives input data of an item selected for a purchase transaction, displays information concerning the item on a display screen, and receives an indication from a consumer that shopping is completed. The method includes transmitting checkout data for the purchase transaction to a self-service checkout computer, receiving a transaction authorization message and merchant instructions from the self-service checkout computer, and then displaying on the display screen the transaction authorization message and the merchant instructions, wherein the merchant instructions direct the consumer to exit the particular merchant store in a particular manner. | 2015-07-09 |
20150193764 | DISABLING MOBILE PAYMENTS FOR LOST ELECTRONIC DEVICES - If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device. | 2015-07-09 |
20150193765 | Method and System for Mobile Payment and Access Control - A system and method for conducting payment transaction using a mobile device equipped with a NFC interrogator, comprising: creating a payer user account in a server and associating a payer mobile device with the payer user account; registering, by the server, a payee NFC identity tag; recording, by the server, a payment transaction and associating the payment transaction record to the payee NFC identity tag; interrogating the payee NFC identity tag by the payer mobile device; transmitting the acquired identifier of the payee NFC identity tag to the server; matching the received identifier to the associated payment transaction record; retrieving and sending to the payer mobile device the matched associated payment transaction information; displaying the payment transaction information in the payer mobile device for user confirmation; transmitting the confirmed information and the payer mobile device identification data to the server to complete the payment transaction. | 2015-07-09 |
20150193766 | SYSTEM AND METHOD FOR PROVIDING SECURE TRANSACTIONAL SOLUTIONS - The present invention provides a method and system for verifying and tracking transactional information. In an embodiment of the invention, a system for delivering security solutions is provided that includes at least one of the following: a radio frequency (RF) identification device, an identification mechanism (e.g., a card, sticker), and an RF reader. | 2015-07-09 |
20150193767 | SYSTEM AND METHOD FOR INCREASING SECURITY IN INTERNET TRANSACTIONS - Increasing security of financial transactions conducted over the Internet is disclosed. In an example, an apparatus may be configured to prompt a user for authorization to permit a pending purchase initiated by a purchase initiating device. The apparatus may establish, via a mobile network interface, a secure communication channel with a server and communicate a credential via the secure communication channel. The apparatus may generate a token based on the credential and communicate the token to the server via the mobile network interface. | 2015-07-09 |
20150193768 | METHOD AND SYSTEM FOR PROVIDING ALERT MESSAGES RELATED TO SUSPICIOUS TRANSACTIONS - Systems and methods are provided for providing alerts to a user. The systems and methods may include a financial service provider including a memory device storing instructions. The financial service provider may also include at least one processor configured to execute the instructions to receive data relating to a transaction made by the user, compare the received data to a set of data associated with the user, determine whether the data relating to the transaction deviates from a set of data associated with the user by more than a threshold value, and send an alert message to a user device associated with the user when the processor determines that the data relating to the transaction deviates from the set of data associated with the user by more than the threshold value. | 2015-07-09 |
20150193769 | Online Machine Data Collection And Archiving Process - An online machine data collection and archiving process generates a machine data profile of a customer computer accessing a transaction form of a merchant web site and links the machine data profile and a transaction record with customer identifying information using a unique transaction identification string. The process preferably captures parameters typically communicated as a part of web accesses, such as an IP address, an HTTP header, and cookie information. The process additionally causes the customer computer to process self-identification routines by processing coding within the merchant transaction form, the self-identification routines yielding further profile parameters. The process further includes a routine for bypassing an intervening proxy to the merchant web site to reveal the true IP address of the customer computer. | 2015-07-09 |
20150193770 | Systems, methods and devices for trusted transactions - The invention discloses a system for enhancing trust in transactions, most particularly in remote transactions between a plurality of transactional parties, for instance a seller and buyer(s) of goods and/or services over a public computer network such as the internet. Trust is disclosed to be a multivalent commodity, in that the trust that is to be enhanced relates to information about the subject matter of the transactions (e.g., the suitability of the goods and services sold), the bona fides of the supplier of the goods and services, the appropriateness of a pricing structure for a particular transaction or series of transactions, a quantum of additional transactional value that may be imparted to the transactional relationship, security of information exchange, etc. | 2015-07-09 |
20150193771 | Method and System for parallelizing payment operations - The present invention is a system and method of performing operations related to payment process such as performing parties' identification, transaction authorization and other in parallel to trade and other non-payment processes. This allows to significantly reduce and in some embodiments even eliminate time spent on processing payments. In some embodiments pattern recognition technologies allow to significantly automate process of obtaining user information, needed for transaction formation, while in other embodiments principles of continuous processing of transactions allow to eliminate times spent on waiting for transaction authorization. | 2015-07-09 |
20150193772 | METHODS AND SYSTEMS FOR VERIFYING TRANSACTIONS - An aspect of the present invention provides a computer-implemented method for verifying authorisation of a transaction. The method comprises the steps of: receiving a request to process an electronic transaction for a predetermined amount of money ( | 2015-07-09 |
20150193773 | FINANCIAL CARD FRAUD ALERT - A system and method directed to reducing the risk of fraud in financial card transactions. The system includes components for a second authorization on an independent communication channel for confirming financial transactions. The components include a second authorization module configured to receive an authorization request for a financial transaction and a software application operating on a mobile communications device configured to provide an interface for a cardholder. The software application is configured to exchange information with the second authorization module. The system being configured to provide criteria for which transactions require second authorization based on a cost threshold. The system is configured to deny a transaction when the second authorization request is not approved within a time limit. The method includes using the system. | 2015-07-09 |
20150193774 | SYSTEM AND METHOD FOR FRAUD DETECTION USING SOCIAL MEDIA - Systems and methods for fraud detection include an application programming interface (API) that establishes, via a network, a link between an account provider system and a social media system, a registration processor that receives, via a network, registration information that indicates that a customer wishes to register for a location-based account service provided by the account provider system, wherein the social media system provides at least a portion of location data used to support the location-based account service provided by the account provider system, a location processor that receives, via a network, location information from the social media system, wherein the location information is associated with the location of the customer, and a fraud processor that executes a fraud detection algorithm to determine whether to approve a transaction based in part on the received location information. | 2015-07-09 |
20150193775 | METHOD AND SYSTEM FOR PROVIDING ALERT MESSAGES RELATED TO SUSPICIOUS TRANSACTIONS - Systems and methods are provided for providing alerts to a user. The systems and methods may include a financial service provider including a memory device storing instructions. The financial service provider may also include at least one processor configured to execute the instructions to perform a plurality of operations. The operations may include receiving data relating to an activity of a user. The operations may also include identifying a merchant based at least on the received data. The operations may also include accessing historical fraud or disputes data associated with at least one of the user and the merchant. The operations may also include determining whether the received data triggers an alert. The operations may further include sending an alert message to a user device associated with the user when the processor determines that the received data triggers the alert. | 2015-07-09 |
20150193776 | VOICE RECOGNITION TO AUTHENTICATE A MOBILE PAYMENT - Systems and methods are provided for authenticating mobile payments from a customer account to a merchant. The systems and methods may include a financial service provider receiving a request to authorize an electronic transaction at a point-of-sale. A financial service provider server computer may verify that the customer is present at the point-of-sale using received location data. An image having distorted text such as a captcha may be transmitted to a device at the point-of-sale, and the customer may read the captcha aloud. A voice sample of the customer may be sent to the financial service provider for comparison to stored voice recordings, to verify that the customer's voice sample is authentic if the voice matches a previously generated voice recording for the account. If the voice sample is authentic, the financial service provider may authorize the mobile payment. | 2015-07-09 |
20150193777 | SYSTEM AND METHOD FOR USING FLEXIBLE CIRCUITRY IN PAYMENT ACCESSORIES - Systems and methods described herein may comprise RFID data acquisition technology which may be embedded in a fob or tag for use in completing financial transactions. This fob may a self-contained device which includes a transponder and which may be contained on any portable form factor and may comprise flexible circuitry. For instance, the fob may be housed in a wearable transaction instrument, such as a bracelet, ring, wrist band, retractable id, necklace, jewelry charm, lanyard, key ring fob, watch, band, pin, and/or the like. The fob is configured to be used in concert with an RFID reader device. | 2015-07-09 |
20150193778 | SERVICE CALL-AHEAD SYSTEM AND METHOD - Examples of service call-ahead systems and methods are disclosed. In one example implementation according to aspects of the present disclosure, a service order management system includes a processing device, a servicer device, and a memory device. The service order management system is enabled at least to prompt a servicer to modify an initial estimated time of arrival (ETA) and notify a customer of the modified ETA of a servicer at a service destination. Prompting the servicer to modify the initial ETA enables the processing device to notify the customer of the modified ETA, which is more accurate than the initial ETA. Other service call-ahead and notification techniques are also disclosed. | 2015-07-09 |
20150193779 | METHOD AND SYSTEM OF MONITORING DRIVER INFORMATION - A method of monitoring driver information is disclosed. The method includes receiving an identification associated with a driver; receiving real-time location information associated with the driver from a location based sensor, and selecting, from a plurality of licensing bureau servers, a licensing bureau server that corresponds to the real-time location information. Driver information associated with the at least one driver is received from the selected licensing bureau server and presented to the driver. | 2015-07-09 |
20150193780 | FRAUDULENT ACTIVITY DETECTION AT A BARCODE SCANNER BY VERIFYING VISUAL SIGNATURES - System and method for detecting a fraudulent activity at a barcode scanner is disclosed. The method issues an alert when the fraudulent activity is confirmed by comparing the visual signature of the item being transacted over the checkout terminal to the model visual signature. The model visual signature is obtained by averaging the collection of visual signature of the item gathered over a period of time. A human validation via a remote processor is employed to confirm the fraudulent activity verified by a computer. | 2015-07-09 |
20150193781 | Knowledge Based Verification of the Identity of a User - According to certain embodiments of the disclosure, a system receives a request from a user device to conduct an activity with an enterprise and determines an authentication level associated with the activity. The system receives information associated with the user from a plurality of disparate channels and calculates a risk score associated with the user based on the received information associated with the user. The system generates a token based on the authentication level and risk score and communicates the token to the user device. | 2015-07-09 |
20150193782 | Network Interaction Monitoring Appliance - An appliance for analyzing a network interaction is disclosed. The appliance includes an input to monitor network traffic that includes a network interaction without interfering with the network traffic. The appliance further includes a processor to analyze network traffic to derive information about the network interaction wherein the information about the network interaction is used to distinguish whether the network interaction is a qualified network interaction with a user | 2015-07-09 |
20150193783 | Assessing Client Impact - Methods and systems for assessing client impact are presented. In particular, some aspects of the disclosure provide ways of assessing the effects of various projects and deployments on different clients of an organization. In some embodiments, a computer system may gather project data associated with one or more projects. Subsequently, the computer system may identify one or more client impacts based on the gathered project data. The computer system then may publish an inventory based on the one or more identified client impacts. In some instances, in publishing the inventory, the computer system may analyze a volume of change activity for at least one client, and may determine, based on this analysis, that at least one deployment event of at least one project should be delayed for the at least one client. | 2015-07-09 |
20150193784 | Systems and Methods for Selecting a Sales Channel in a Brick and Mortar Store - Methods and systems for determining a sales channel for a product include offering a product for sale in a first sales channel of a plurality of sales channels in a brick and mortar store; calculating a product profitability profile indicative of product profitability in the first sales channel; comparing the calculated product profitability profile to stored criteria to be met by products offered for sale in the first sales channel in the brick and mortar store, and if the calculated product profitability profile is outside the criteria, offering the product for sale to a customer in the second sales channel in the brick and mortar store and removing the product from the first sales channel in the brick and mortar store. | 2015-07-09 |
20150193785 | Methods and Apparatus to Detect Engagement with Media Presented on Wearable Media Devices - Methods and apparatus to detect engagement with media presented on a wearable media device are disclosed. An example method includes determining a degree of opacity of a media presentation displayed on a wearable media device; and calculating an engagement score for media presented via the media presentation based on the degree of opacity. | 2015-07-09 |
20150193786 | COMPUTATION OF A MOBILE SUBSCRIBER'S SOCIAL RANK TO INDICATE IMPORTANCE - A method and system for providing information related to a social rank of a subscriber in a telecommunication network in which information is collected related to one or more subscribers from the telecommunication network. A direct relationship is determined between a subscriber and a first plurality of subscribers in the telecommunication network and an indirect relationship is determined between the subscriber and a second plurality of subscribers in the telecommunication network, wherein the subscriber and the second plurality of subscribers are members of the same social network. A social rank indicator is then generated corresponding to the subscriber based on the direct relationship between the subscriber and the first plurality of subscribers and based on the indirect relationship between the subscriber and the second plurality of subscribers. | 2015-07-09 |
20150193787 | SYSTEMS AND METHODS OF MANAGING PAYMENTS INCLUDING ASSESSING PROPENSITY TO PAY - Systems and methods of managing payments for services or products are disclosed. Billing system data is extracted or accessed to provide business intelligence and. Visit charges from multiple billing systems can be aggregated to guarantor accounts within or across multiple billing systems and provide a single statement of charges for a given time period. Accounts are accessible online. Accounts can be linked to delegate management authority of a first guarantor's account to a second (manager) guarantor. Visit charges for linked accounts are included in the manager guarantor's statement an online access. Open charges balances can be brokered or transferred to a new asset holder. Pre-determined payment options can be configured by a provider, asset holder, and/or potential asset holder. The pre-determined payment options can include an option for financing a balance. A configurable financing option may enable a guarantor to request terms and receive automatic approval, subject to authorized terms. | 2015-07-09 |
20150193788 | Data Perspective Analysis System and Method - A data perspective analysis method is provided. The method includes obtaining, using a processor, one or more perspective criteria stored in a memory device. The method includes gathering, at the processor, master data and transactional data associated with each of the one or more perspective criteria. The method includes generating, at the processor, one or more perspectives by applying the one or more perspectives criteria to the master data and the transactional data. The method includes comparing, at the processor, at least two perspectives, and displaying, on a display controlled by the processor, a result of the comparison of the at least two perspectives as a dynamic and animated visualization. | 2015-07-09 |
20150193789 | METHOD AND SYSTEM FOR PERSONALIZED NEWS RECOMMENDATIONS BASED ON PURCHASE BEHAVIOR - A method for identifying news interest levels includes: storing a plurality of transaction data entries, each transaction data entry including data related to a payment transaction involving a consumer of a plurality of consumers including transaction data and a consumer identifier associated with the involved consumer; storing a plurality of interest scoring rules, each interest scoring rule associated with at least one news category; identifying a subset of transaction data entries where each entry in the subset includes a common consumer identifier associated with a specific consumer; identifying a plurality of news interest levels based on an application of the plurality of interest scoring rules to the transaction data included in the transaction data entries of the subset of transaction data entries; and transmitting the identified plurality of news interest levels for use in identifying news-related content for distribution to a consumer associated with the common consumer identifier. | 2015-07-09 |
20150193790 | VIRTUAL PANEL CREATION METHOD AND APPARATUS - A system, method, and computer readable storage medium configured to use a selected set of financial accounts to create a virtual panel which measures behavior from a sample of consumers that is representative of the overall consumer population across key geographic, demographic, and behavior dimensions in an in-memory modeling environment. | 2015-07-09 |
20150193791 | Systems and Methods for Selecting a Product Sales Channel - Methods and systems for determining a sales channel for a product in a brick and mortar store include displaying to customers in a brick and mortar store information on an interactive data collection system relating to a product; collecting, via the data collection system, information indicative of customer interest in the product by tracking inputs at the interactive data collection system; collecting, via an online website, information indicative of customer interest relating to the product; and based upon both the information obtained at the brick and mortar store and the information obtained by the online website, determining a sales channel from a plurality of channels to offer the product for purchase by a customer. | 2015-07-09 |
20150193792 | METHOD AND SYSTEM OF GENERATING RELEVANT MARKETING OPPORTUNITIES BY FACILITATING THE COMMUNICATION OF FEEDBACK IN SMALL AND LARGE GROUP SETTINGS - A Method And System Of Generating Relevant Marketing Opportunities By Facilitating The Communication Of Feedback In Small And Large Group Settings is provided. With mobile and social networking technologies evolving and the growing need to receive virtually instant feedback from one's social and networking colleagues, the invention provides the ability for a user to send a photograph, video, event information or other form of group message to one or more pre-selected groups, each consisting of two or more members. These groups may be large (e.g. a stadium filled with people) or small (a small classroom). Each member may receive the message through almost instant communications technology and provide a response, which one or more members of the one or more pre-selected groups may view in an engaging results format and continue a group discussion, if desired. In addition, members are presented with native advertisements as part of the user experience and may engage the services of virtual artificial intelligence members in ways beneficial to the group interactions. | 2015-07-09 |
20150193793 | METHOD FOR SAMPLING RESPONDENTS FOR SURVEYS - A method for sampling respondents for surveys is disclosed. The method surveys a group of potential respondents who have not been available for survey invitations before. This reduces inherent bias present in previous survey methods. In some embodiments, the method provides an opportunity for a new set of respondents to offer personal opinions associated with the survey. When opinions are offered by the new set of respondents, the method of some embodiments includes the opinions with the survey results. As a result of including the opinions of the new set of respondents, the survey results produced by the method for sampling respondents are stronger in comparison to survey results obtained by previous survey methods. | 2015-07-09 |
20150193794 | SYSTEM AND METHOD FOR GENERATING REAL-TIME CUSTOMER SURVEYS BASED ON TRIGGER EVENTS - A system and method for real-time surveys includes a communication interface that receives event data associated with a customer via a network from a mobile device of the customer, a survey generator that generates a survey based on the event data, a survey transmission interface that transmits the survey to the mobile device, and a survey response receiver that receives a response to the survey. The survey generator generates one or more of follow-up commands or follow-up questions based on the received response and the survey transmission interface transmits the one or more of follow-up commands or follow-up questions to the mobile device. | 2015-07-09 |
20150193795 | SYSTEM AND METHOD FOR GENERATING INFORMATION REGARDING DEMOGRAPHIC COMPOSITION OF LOCATIONS - The present invention is directed to systems and methods for generating information regarding demographic composition of a location using mobile devices associated with individuals at the location. A method of the present invention comprises receiving information indicating presence of one or more mobile devices associated with one or more individuals at a given location and identifying one or more attributes of the individuals. Information regarding demographic composition of the location is generated through use of the one or more attributes of the one or more individuals with which the one or more mobile devices are associated, wherein the one or more attributes may comprise one or more of age, relationship status, sex, sexual orientation, national origin, race, hobbies, occupation or religion. | 2015-07-09 |
20150193796 | DYNAMIC PROPERTY PRICING SYSTEM, SOFTWARE WITH DYNAMIC PRICING AND METHOD OF PERFORMING SAME - A dynamic pricing system including a dynamic pricing unit including a memory and a processor, the processor of the dynamic pricing unit executing a program performing the steps of gathering a plurality of information on a unit of property not real estate property, gathering a plurality of information on a market where the unit of property is sold, generating a first price for the unit of property based on the gathered information on the unit of property and market information, generating a second price and a third price based on the first price for the unit of property, posting a portion of the plurality of property information and the first price for viewing by potential buyers on a first web site, posting a portion of the plurality of property information and the second price for viewing by potential buyers on a second web site, posting a portion of the plurality of property information and the third price for viewing by potential buyers on a third web site, monitoring each of the first, second and third web sites to determine the level of interest in the unit of property at each of the first price, second price and third price, determining a final price based on the interest level of the web posting for the first price, second price and third price, posting a portion of the plurality of property information and the final price for viewing by potential buyers on a final web site. | 2015-07-09 |
20150193797 | DYNAMIC PROPERTY PRICING SYSTEM FOR THE REAL ESTATE FIELD AND A METHOD OF PERFORMING THE SAME - A dynamic pricing system including a dynamic pricing unit including a memory and a processor, the processor of the dynamic pricing unit executing a program performing the steps of gathering a plurality of information on a unit of real property, gathering a plurality of information on a market where the unit of real property is sold, generating a first price for the unit of real property based on the gathered information on the unit of real property and market information, generating a second price and a third price based on the first price for the unit of real property, posting a portion of the plurality of property information and the first price for viewing by potential buyers on a first web site, posting a portion of the plurality of property information and the second price for viewing by potential buyers on a second web site, posting a portion of the plurality of property information and the third price for viewing by potential buyers on a third web site, monitoring each of the first, second and third web sites to determine the level of interest in the unit of real property at each of the first price, second price and third price, determining a final price based on the interest level of the web posting for the first price, second price and third price, posting a portion of the plurality of property information and the final price for viewing by potential buyers on a final web site. | 2015-07-09 |
20150193798 | CONTENT CREATION AND DISTRIBUTION SYSTEM WITH AUTOMATED ESTIMATING, PRIOR TO PUBLICATION, OF VALUES AND/OR READERSHIPS OF ANSWERS TO REMOTELY POSTED QUESTIONS AND MAKING RESULTS AVAILABLE TO REMOTELY LOCATED POTENTIAL PUBLISHERS OF ANSWERS - A computer system and method in which users remotely access a system to proffer content that users can access from remote locations. The system automatically stores content together with parameters that pertain to the content and facilitate users' access, and automatically and dynamically prices access to the articles in a manner relating prices to user behavior. In one improvement, the system and method enrich the system by adding automated selection of potential providers of answers to questions that users post and an automatic selection of suitable recipients of answers to those questions, and also by adding dynamic pricing for access to the answers that may differ for different classes of access and for different times of access. | 2015-07-09 |
20150193799 | INTERACTIVE USER INTERFACE FOR RECEIVING AND DISPLAYING MARKET INFORMATION - The method according to a preferred embodiment of the present invention allows a comprehensive and unbiased analysis on hotel prices for a market. It allows positioning of a particular hotel vis-a-vis the market characteristics where it is located. This market price analysis is integrated into a revenue management system in order to update price recommendations based on market elements which are external to the hotel. The method according to the present invention poses no limit to the number of competitors against whom the hotel's own rates are benchmarked, its purpose being to provide a global market vision. Hoteliers do not even need to figure out whom they are competing with. The method provides new analyses on market trends, and it allows the hotel user to truly position his property vis-a-vis the market over time. At last, it provides insightful recommendations based on user rules which are self explainable. | 2015-07-09 |
20150193800 | SYSTEM AND METHOD FOR AGGREGATION, ANALYSIS, PRESENTATION AND MONETIZATION OF PRICING DATA FOR VEHICLES AND OTHER COMMODITIES - Embodiments of systems and methods for the aggregation, analysis, display and monetization of pricing data for commodities in general, and which may be particularly useful applied to vehicles are disclosed. Specifically, in certain embodiments, historical transaction data associated with a particular vehicle configuration may be obtained and processed to determine pricing data associated with the vehicle configuration. The historical transaction data or determined pricing data may then be presented in an intuitive manner. | 2015-07-09 |
20150193801 | PRODUCT PROMOTION METHODS AND ASSOCIATED SYSTEMS - One embodiment of the present invention relates to a product promotion method. Another embodiment of the present invention relates to a product promotion system. In one specific example, the present invention provides a product promotion method, comprising: selecting at least one winning prize for the product promotion; selecting a time period over which the product promotion will be run; selecting a number of prize-winning items that are sold in a store; and providing at least a portion of the winning prize to a person who purchases from the store, during the time period over which the product promotion will be run, all of the selected prize-winning items. | 2015-07-09 |
20150193802 | Online Media Tipping System - A system and method for tipping online media content files through a user interface such as a website includes a plurality of user accounts. A credit bank is included with each of the plurality of user accounts. Furthermore, each of the plurality of user accounts is connected to a plurality of social media accounts which include a plurality of media content files. Each of the plurality of media content files can be tipped through a tipping module available for each of the plurality of user accounts. In the tipping process, credits are transferred from one credit bank to the other. The credits accumulated in the credit bank of each of the plurality of user accounts can be used to receive a cash reward or purchase a physical item. Furthermore, the credits in the credit bank can also be used to purchase an item through an online store. | 2015-07-09 |
20150193803 | SYSTEMS AND METHODS FOR REDEEMING DISCOUNTS - A system and method are provided to collect a user's coupons or discount vouchers. In particular, coupons or discount vouchers may be collected by scanning the paper coupon or discount vouchers. Further, digital coupons or discount vouchers may be collected by searching through a user's communication history, including electronic mails, text messages, browsing history, and the like. The collected coupons or discount vouchers are stored in a depository. The system may search the depository for coupons or discount vouchers that are applicable to a purchase that is about to be made or has been made. The system may redeem the applicable coupons or discount vouchers for the purchase. | 2015-07-09 |
20150193804 | INCENTIVE MECHANISMS FOR USER INTERACTION AND CONTENT CONSUMPTION - Methods, systems and computer program products are provided for incentivizing users to consume and interact with content. An indication is received of a time span spent by a user viewing content displayed on a display screen at a user device. An indication of a proportion of an area of the display screen filled by the displayed content is also received. A value of an incentive to be awarded to the user is determined based at least upon the time span and the indicated proportion of the area of the display screen. The value of the incentive may also take into account feedback provided by the user on the displayed content, as well as a number of interactions by the user with the displayed content. The incentive is awarded to the user. | 2015-07-09 |
20150193805 | Creating an Awards Profile - A reward program is a type of “loyalty marketing” that typically utilizes a formal scheme to promote or encourage specific actions or behavior by a target audience. For instance, credit card companies have been known to offer “cash back” rewards to cardholders for using a particular credit card over some other form of payment. As another example, airlines are known to offer “frequent flier” mile rewards for electing to fly on a particular airline. The frequent flier miles can be traded in for travel discounts. Loyalty marketing concepts can also be applied to website applications. For instance, a website reward program can allow visitors an opportunity to earn virtual awards, e.g.: badges, titles, points, etc. Visitors can also earn awards that translate into real-world benefits, such as discounts, vouchers, etc. | 2015-07-09 |
20150193806 | Reward Trading Platform for Generating Improved Customer Information and Feedback - A reward trading platform using a Mobile Device Application and a control program running on a server that encourages customers to give more and more accurate feedback to a merchant by providing a virtually tradable and virtually redeemable reward coupon in exchange for providing feedback via a known platform that provides short and easy-to-take surveys combined with virtually tradable rewards via a group of mutually connected social contacts. | 2015-07-09 |
20150193807 | COMPUTER SYSTEM FOR PROCESSING PRODUCT DATA - A computer system is located at a retail premises for executing a point of sale transaction comprising: a point of sale terminal having an interface for receiving product data from at least one product purchased by a customer, the product data including a first price for the product; a processor arranged to execute a computer program which receives from the point of sale terminal first price data including at least said first price and second price data pertaining to the product, the second price data being from a remote source, compares the first price data with the second price data and issues a voucher request based on the comparison of the first and second price data; and a voucher issuing unit arranged to receive the voucher request and to automatically provide a voucher to the customer responsive to the voucher request. | 2015-07-09 |
20150193808 | SYSTEM AND METHOD TO EFFICIENTLY GENERATE ELECTRONIC MARKETING CAMPAIGNS - A computerized method and system for efficiently generating a digital marketing campaign is disclosed. The method and system includes receiving, at a server, a request from an enterprise device to generate a marketing campaign using a playbook wizard, providing for display, to the enterprise device, the playbook wizard, the playbook wizard comprising a plurality of prompts to select a recipient list, select a communication template from a database, and select a communication trigger, receiving, at the server, a selection from the enterprise device, the selection identifying at least one recipient list, at least one communication template, and at least one communication trigger, and creating a marketing campaign for each recipient based on the selection. | 2015-07-09 |
20150193809 | Do Not Track / Advertise Functionality Based on User Identification Association - Novel tools and techniques are provided for implementing user identification association functionality. In some embodiments, methods and systems might implement do not track and/or do not advertise functionality or “track me” and/or “advertise to me” functionality, based on user identification association. In some cases, a computer might receive at least one user identifier associated with a user and might determine whether the at least one user identifier is included in a do not track or do not advertise list. If the user is listed in the do not track or do not advertise list, the computer might send a notification to the requesting party indicating that the user should be removed from any tracking lists or advertising lists. If the user is listed in a “track me” list or “advertise to me” list, the computer might send another notification to the requesting party indicating that the user should be compensated. | 2015-07-09 |
20150193810 | SYSTEMS AND METHODS FOR MOBILE ADVERTISEMENT REVIEW - A method and system for capturing and reviewing advertisement information on a mobile device are provided. An advertisement is requested to be served to a user of an application on a user device and, in response to the request, the advertisement and metadata associated with the advertisement are received at the device. The application presents the received advertisement, and a visual representation of the advertisement is captured. Specifically, the visual representation depicts the advertisement as it was originally displayed to the user. The visual representation and associated metadata are stored on the user device for subsequent retrieval. Further, an interface control is provided that allows the user to ban a particular advertisement from being shown again across multiple devices. | 2015-07-09 |
20150193811 | SYSTEM AND METHOD FOR ESTIMATING POTENTIAL UNIQUE ONLINE USERS AN ADVERTISEMENT CAN REACH - Methods, systems, and computer programs encoded on a computer storage medium include receiving, from an advertiser, advertisement criteria associated with an advertisement, the advertisement criteria comprising a first set of criteria and a budget and/or a bid, the advertisement criteria to be used in advertisement auctions for which the advertisement is to be considered for display to users performing online actions; determining a number of users for whom the advertisement was a candidate to be shown based on the first set of criteria associated with the advertisement, but to whom the advertisement was not shown based on the budget and/or bid of the advertisement during a particular period of time; and providing, in a report, information relating to the number of users. | 2015-07-09 |
20150193812 | INTEGRATION OF PAID AND NATURAL SEARCH DATA - A system and method effective to generate a search engine report. A first processor may receive a search request and a web property. The first processor may send the search request and the web property to a search engine and receive a result set from the search engine based on the search request and the web property. The first processor may determine natural search engine data based on the result set. The first processor may send the search request and the web property to a second processor and receive paid search engine data based on the search request and the web property. The first processor may generate a report based on the natural search engine data and the paid search engine data. | 2015-07-09 |
20150193813 | METHODS AND APPARATUS TO CORRECT AUDIENCE MEASUREMENT DATA - An example involves determining a missing-audience factor based on first impressions corresponding to first client devices that do not have database proprietor (DP) identifiers for use by a DP to identify subscribers registered with the DP, and based on second impressions corresponding to second client devices that do have the DP identifiers used by the DP to identify subscribers registered with the DP. The first impressions represent accesses to media via the first client devices. The second impressions represent access to the media via the second client devices. The example involves determining a coverage-corrected unique audience (CCUA) size based on the missing-audience factor and a UA size of DP subscribers exposed to the media. The UA size is determined based on impressions logged by the DP. The CCUA size corresponds to impressions logged by the DP and not logged by the DP. | 2015-07-09 |
20150193814 | SYSTEMS AND METHODS FOR CONTEXT-BASED VIDEO ADVERTISING - A method for context-based video advertising comprises analyzing content associated with a publisher website and identifying one or more video advertisement segments that exceeds a threshold relevance to the content associated with the publisher website. The method also comprises providing the identified one or more of the video advertisement segments for publication to the publisher website. The method further comprises receiving information indicative of the user interaction with the video advertising segment on the publisher website, and determining a cost associated with the video advertising segment, the cost being based, at least in part, on the user interaction with video advertising segment. | 2015-07-09 |
20150193815 | VALIDATING ADVERTISEMENT PREDICTIONS USING ADVERTISEMENT EXPERIMENTS - Experiment performance data associated with a first advertisement campaign is generated during a first advertisement campaign experiment. The experiment performance data includes a first set of experiment performance data and a second set of experiment performance data. A first set of simulated performance data for the first advertisement campaign using first set of auction instances with the advertisement campaign setting having second advertisement campaign value is generated. A second set of simulated performance data for the first advertisement campaign using the second set of auctions instances with the advertisement campaign setting having the first advertisement campaign value is generated. Accuracy of the first set of performance data and the second set of performance data is determined by comparing the first performance data to the second set of experiment performance data, and by comparing the second performance data to the first set of experiment performance data. | 2015-07-09 |
20150193816 | METHODS AND APPARATUS TO CORRECT MISATTRIBUTIONS OF MEDIA IMPRESSIONS - An example method involves determining an impressions adjustment factor for a first demographic group based on first impressions reported by a client device to a first internet domain and second impressions reported by the client device to a second internet domain. The first and second impressions correspond to same media accessed on the client device. The example also involves determining a misattribution-corrected impressions count for the first demographic group based on the impressions adjustment factor and based on a second impressions count determined at the second internet domain for the first demographic group. The second impressions count has an error based on some of the second impressions being misattributed at the second internet domain to the first demographic group when the some of the second impressions correspond to a second demographic group. | 2015-07-09 |
20150193817 | METHOD AND APPARATUS FOR GENERATING AN INTELLIGENT ADVERTISEMENT - A method of generating intelligent advertisements starts by receiving an advertisement (“ad”), a viewability criteria associated with the ad and a payment criteria associated with the ad. An intelligent component is then defined and generated based on the type of ad, the ad viewability criteria, and the ad completion criteria for payment (payment criteria). The intelligent component is then incorporated into the ad itself, to generate an intelligent ad. The intelligent component includes instructions that when executed on a web page, causes the instantiation of an intelligence associated with the ad, on the web page that enable registration of an impression of the intelligent ad only when the viewability criteria and the payment criteria are met. Other embodiments are also described. | 2015-07-09 |
20150193818 | Targeted Content Marketing Platform - A Targeted Content Marketing (TCM) platform may be provided. Consistent with embodiments of the present disclosure, TCM platform may enable the dynamic placement of, for example, targeted messages, advertisements and/or onserts (hereinafter referred to as “content”) in various documents. The content may be placed within any portion of the document, including, but not limited to for example, the body, margins, various fields, and any white-space in the document. In addition to being effective with high-volume electronic document processing, TCM platform may be integrated with, but not limited to, for example, outbound printing and communication channels, interactive voice response (IVR) systems, and customer service (CSR) popup message prompts. | 2015-07-09 |
20150193819 | Targeting Content to Meeting Location - A computer-implemented method includes receiving, at a computing device, a request related to an event to be scheduled; providing for display an incomplete scheduling entry form to the user for the event to be scheduled; receiving, from the user and at the computing device, information that identifies one or more invitees for the event to be scheduled and a topic that corresponds to the even to be scheduled; and automatically providing one or more advertisements that are selected using the information provided by the user in the scheduling entry form. | 2015-07-09 |
20150193820 | SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT FOR INCREASING INVENTORY TURNOVER USING TARGETED CONSUMER OFFERS - Consumer, merchant, and transactional data from a closed loop network and external sources may be leveraged to increase demand of a merchant's inventory during normally low-demand periods. Extensive data mining is used to determine the excess merchant inventory and demand patterns at different times and different locations for merchants and groups of merchants. Similar data mining is used to analyze cardmember demand patterns to identify the cardmember preferences regarding when and where they which to purchase goods and/or services. Cardmembers may also be grouped based on their demand patterns. Using pricing as a lever, cardholders with specific preferences are targeted to shift the demand from peak periods and locations to non-peak periods and locations, and to increase the non-peak demand by location as well as time period. Higher precision may be obtained using product level transaction data from point-of-sale terminals used by merchants wherever applicable. | 2015-07-09 |
20150193821 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND INFORMATION PROCESSING PROGRAM - An information processing apparatus acquires, from a history storage unit, the number of histories of a predetermined action of a user corresponding to acquired user identification information identifying a requesting user. The information processing apparatus acquires, from the history storage unit, user identification information of a different user who is different from the user and whose history includes page identification information included in a transmission request when the acquired number of histories of the predetermined action of the user is smaller than a threshold value. The information processing apparatus acquires a history of a predetermined action of the different user which includes user identification information of the different user from the history storage means. The information processing apparatus determines the advertisement on the basis of the acquired history of the predetermined action of the different user. | 2015-07-09 |
20150193822 | APPARATUS AND METHOD FOR INFERRING USER PROFILE - An apparatus for inferring a user profile includes a data processor configured to analyze viewing patterns of sample families from received sample family data, extract viewing pattern characteristics from the analyzed viewing patterns, and generate one or more sorters by classifying the viewing pattern characteristics into groups; a target family data processor configured to generate target family viewing pattern information based on received target family data; and a profile inference component configured to generate a primary inference result by classifying the target family viewing pattern information through the one or more sorters, and inferring a specific group of members present in the target family based on the viewing pattern characteristics. | 2015-07-09 |
20150193823 | SYSTEMS AND METHODS FOR CROSS-BROWSER ADVERTISING ID SYNCHRONIZATION - Systems and methods are for identifying online advertisements to display to a user based on historical user data collected across the user's use of a plurality of Internet devices. One method includes receiving, over a network, a request for an advertisement to display at a first device of the user, the request including a unique identifier stored on the user's first device; accessing, in a database, a demographic or browsing history information generated from the user's use of a second device, the demographic or browsing history information being stored in the database in relation to the unique identifier; and identifying, based on the demographic or browsing history information, an advertisement to display at the user's first device. The demographic or browsing history information is synchronized based on the unique identifier being stored on the user's first device and the user's second device. | 2015-07-09 |
20150193824 | DIGITAL SIGNAGE SYSTEM CAPABLE OF ENSURING ADVERTISEMENT EXPOSURE TIME AND METHOD THEREOF - A digital signage system including a web-based digital signage platform that includes a controller configured to, in response to an event that an advertising content item stops to be played in a digital signage terminal due to an interactive content item requested to be played, allow a non-played part of the advertising content item to be played when the interactive content item is completely played. Accordingly, an advertisement exposure time is ensured. | 2015-07-09 |
20150193825 | SYSTEM AND METHOD FOR SELECTIVELY PRINTING ADVERTISEMENTS - The present disclosure provides a computer-implemented system and method for utilizing open space of a document to be printed for selective, targeted advertising based on information (such as demographics) about the user submitting the document. A server connects registered users to a network of dedicated printers that provide free or discounted printing in exchange for the placement of targeted advertising. Targeted advertisements are generated by system operators or submitted by advertisers and stored on the server along with specific placement instructions. The server then distributes the advertisements according to the instructions by merging them into the documents to be printed. Advertiser and user accounts are updated to reflect the transaction and enable various controls and techniques for selecting future advertisements and interacting with placed advertisements. In certain embodiments, the system enables the user to instruct the system to print the user's document advertisement-free if one or more prerequisites are met. | 2015-07-09 |
20150193826 | METHOD AND SYSTEM FOR TARGETING ADVERTISEMENTS TO MULTIPLE USERS - A method for targeting an advertisement includes receiving contextual data related to a plurality of users, aggregating the contextual data related to the plurality of users, sensing when the plurality of users approaches an advertising medium, tailoring one or more advertisements to the plurality of users based on the contextual data, and providing the one or more targeted advertisements to the plurality of users through the advertising medium. | 2015-07-09 |
20150193827 | SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR GENERATING TARGETED COMMUNICATIONS BASED ON ACQUIRED INFORMATION FROM A MOBILE DEVICE - System, methods, and computer readable mediums are provided for generating a targeted communication. A mobile device transmits identification information to a contactless reading unit, embodied in one example as a merchant point-of-sale system. The contactless reading unit transmits the received identification information to a merchant system. The merchant system updates a profile corresponding to the identification information based on the received identification information. The merchant system determines a type of targeted communication for transmission based on the profile, and generates the targeted communication based on the determination. | 2015-07-09 |
20150193828 | SYSTEM AND METHOD FOR TAILORING CONTENT WITHOUT PUBLISHER ACCESS TO CONSUMER DATA - In some embodiments, dynamically generated, individually tailored content from a content producer may be provided through a content distributor to a consumer without revealing the consumer's identity or exposing any of the consumer's data profile directly to the distributor or producer. | 2015-07-09 |