| 27th week of 2012 patent applcation highlights part 62 |
| Patent application number | Title | Published |
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| 20120173383 | Method for implementing buddy-lock for obtaining media assets that are consumed or recommended - A user who recommends media assets can have a second user link or lock onto such recommendations. The second user is then presented with the option to receive such assets, when purchased. Such recommendations can be presented on a per asset or on an asset class level. The pricing of such assets can be modified based on the number of assets that are purchased and in relationship to the number of links that the second user has to other users. | 2012-07-05 |
| 20120173384 | PROVIDING SUPPLIER RELATIONSHIP MANAGEMENT SOFTWARE APPLICATION AS ENTERPRISE SERVICES - Methods and apparatus, including systems and computer program products, for a services architecture design that provides enterprise services having supplier relationship management functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described. | 2012-07-05 |
| 20120173385 | Method and System for a Cloud Based Online Commerce and Listing Service for Item Providers - A cloud based service system for providing an online commerce and listing service comprising a cloud component configured to support the online commerce and listing service for a plurality of item providers and communicate with a plurality of subscriber websites accessible by a plurality of online user devices, a repository coupled to the cloud component and configured to store information for a plurality of items provided by the item providers, and an agent component for websites who subscribe to the online commerce and listing service, wherein the agent component is configured to match and embed an item description and shopping information to content of at least one of the subscriber websites. | 2012-07-05 |
| 20120173386 | Web-Based Product Ordering Method - Call center order system and process allows a customer service representative to make remote calls to a server to perform shopping cart actions, all on one web page. Historically, representatives would need to enter client information and product information on several different web pages to satisfy a purchase. Eventually, the representative would have “loaded” several different pages to enter product and customer information. This method resulted in a high amount of errors and increased the risk of fraud. The system utilizes AJAX and dynamic HTML technology. The representative is able to add, update, or remove products in the cart without waiting for the page to “refresh” after every action. Cart actions are flagged with a “ticking” indicator bar. Orders may be placed in a “queue” instead of loading a different page. A mild fraud mode to allow multiple orders is also described. A storefront is used in this process. | 2012-07-05 |
| 20120173387 | E-Commerce electronic data centrally distributed and collected - A system and a method for electronic commerce allowing consumers to centrally receive and send electronic data from multiple merchants. The system includes a central server having software which gathers the electronic data including emails and events notification from member merchants directed to consumers accounts who maintain and register accounts on a centralized server. In an alternate embodiment, the merchants can request consumer's information from a consumer account and pass the information to the merchant's server. | 2012-07-05 |
| 20120173388 | SYSTEM AND METHOD TO ASSOCIATE BROADCAST RADIO CONTENT WITH A TRANSACTION VIA AN INTERNET SERVER - A system and method for providing services to users in vehicles based on radio broadcasts received by a vehicle's radio receiver. The system includes a computer-based vehicle unit located in a vehicle, a gateway configured to wirelessly send and receive information to and from the vehicle unit, and a computer-based server in communication with the gateway over a network. The vehicle unit includes a user interface component that presents the received content and radio broadcast and records user requests. The server processes the requests and sends confirmation messages back to the unit via the gateway when a request is completed or other information needs to he sent to the unit. The vehicle unit wirelessly receives a radio broadcast from a radio station, transmits user requests and vehicle information to the server via the gateway, and receives content back from the server. | 2012-07-05 |
| 20120173389 | ESCROW ACCOMMODATION SYSTEM - An escrow accommodation system is provided, including a first escrow client subsystem disposed in a first location, said first escrow client subsystem including first software and a first communication device comprising a first camera configured to be operated with the first software to facilitate an online videoconference meeting regarding an escrow, and a second escrow client subsystem disposed in a second location, said second escrow client subsystem including second software and a second communication device comprising a second camera configured to facilitate the online videoconference meeting regarding the escrow. The first escrow client subsystem is configured to display a list of available escrow companies for performing escrow services and fees associated with available escrow companies, and the first escrow client subsystem is configured to facilitate an escrow opening meeting online between a customer and an escrow company selected from the list. | 2012-07-05 |
| 20120173390 | SINGLE, MIXED-VIEW PRESENTATION OF RELATED PRODUCTS - Methods and systems for presenting related products in a single, mixed-view display are provided. Upon receiving an indication of a focal product, a plurality of ontological relationships of the focal product is identified or determined, each identified ontological relationship including one or more additional products associated therewith, A single-view display is presented that includes an indicator of the product of interest and product indicators for at least a portion of the additional products associated with at least two of the plurality of ontological relationships. Generally, the additional product-indicators are arranged around the indicator of the focal product. In this way, the user is presented with a product of interest, as well as other products having a variety of relationships with respect to the product of interest in a single, seamless view. | 2012-07-05 |
| 20120173391 | MEDICATION INVENTORY MANAGEMENT - Systems, methods, apparatus, and computer program products are provided for medication inventory management. In one embodiment, a medication server may receive medications requests. The medication server may then assign the medication requests to one or more medication filling devices for filling based at least in part on their inventory available for filling such requests. The one or more medication filling devices can then process and fill the assigned medication requests. | 2012-07-05 |
| 20120173392 | METHOD, SYSTEM AND APPARATUS FOR MANAGING INVENTORY - According to embodiments described in the specification, a method, system and apparatus for managing inventory are provided. The method comprises storing at least one job record in a memory, the at least one job record comprising a first of a plurality of job identifiers and at least a first subcomponent identifier; receiving a transaction record comprising a second subcomponent identifier; and storing the transaction record in the memory in association with one of the plurality of job identifiers. | 2012-07-05 |
| 20120173393 | System and Method for Tracking and Managing the Relocation of Equipment and Inventory - A system to monitor and/or manage the logistics and transportation of equipment and/or inventory is disclosed. The system comprises a web server tier, an application server tier and a database tier that employ real time tracking, vendor consolidation and reporting capabilities in a single secure web interface. A method of monitoring and/or managing the logistics and transportation of equipment and/or inventory from origin to destination and final placement by using the system is also disclosed. | 2012-07-05 |
| 20120173394 | DEVICE AND METHOD FOR ALLOCATING REVENUE AMONG PROVIDERS OF BUNDLED OFFERINGS - An exemplary device for allocating revenue among providers of products that are offered together for purchase as part of a unit includes a processor that is configured to automatically determine a number of unit or offering purchases. The processor is configured to automatically issue a corresponding number of virtual shares to each of the providers. The number of virtual shares issued to each provider is based on the number of unit or offering purchases and a predetermined allocation of a number of virtual shares for each provider, respectively for each purchase. The processor is also configured to determine a value of each issued virtual share using at least one selected revenue sharing rule according to a determined schedule. A virtual share redemption module facilitates payment responsive to redemption of issued virtual shares at the determined value. | 2012-07-05 |
| 20120173395 | WASTE PROCESSING SYSTEM AND METHOD - A waste processing system ( | 2012-07-05 |
| 20120173396 | BILL DIVISION AND GROUP PAYMENT SYSTEMS AND METHODS - Systems and methods for dividing a group bill among users, collecting funds from the users, and paying a third party with the collected funds using a group billing system. Users may have individual accounts associated with the group billing system. The individual accounts may be associated with a prepaid credit or debit card, or other payment vehicle. | 2012-07-05 |
| 20120173397 | METHOD AND SYSTEM FOR OBTAINING USER DATA FROM THIRD PARTIES - A method and system for obtaining user data from a third party whereby a user of a data management system agrees to allow the data management system to obtain user data associated with the user from a third party target site computing system. A distributed client is then implemented on, or otherwise associated with, one or more user computing systems used by the one or more users to access the target site computing system. A data management system provider computing system then makes a request to the distributed client, and the user computing system, to obtain desired data from the target site computing system. The distributed client(s) then accesses/access, directs the user computing system(s) to access, or waits for the user(s) to next access, the target site computing system. The target site computing system is then securely accessed by the user computing system, thereby by-passing any selective blocking/failure filters, and the requested data is accessed and provided to the data management system provider computing system. | 2012-07-05 |
| 20120173398 | Apparatuses, Systems, and Methods for Health and Wealth Planning - Apparatuses, systems, and methods for estimating retirement costs for an individual are disclosed. The embodiments of this disclosure enable individuals to integrate the projected cost of healthcare into their retirement financial planning Embodiments of methods for estimating retirement costs for an individual may begin by receiving individual biographic data and individual healthcare data. Embodiments of the method may also include associating the individual healthcare data with one or more diagnosis related groups (or episode treatment groups). In some embodiments, the method may include estimating healthcare costs for each of the one or more diagnosis related groups based on historic healthcare records. In some embodiments, the method may further include calculating total healthcare costs in response to the estimated healthcare costs and the individual biographic data. | 2012-07-05 |
| 20120173399 | DETERMINING LEADING INDICATORS - Embodiments of the present invention relate to methods and apparatuses for determining leading indicators and/or for modeling one or more time series. For example, in some embodiments, a method is provided that includes: (a) receiving first data indicating the value of a total income amount for a plurality of consumers over a period of time; (b) receiving second data indicating the value of a total debt amount for a plurality of consumers over a period of time; (c) selecting a consumer leverage time series that compares the total income amount to the total debt amount over a period of time; (d) modeling the consumer leverage time series based at least partially on the first and second data; (e) determining, using a processor, the value of the cycle component for a particular time; and (f) outputting an indication of the value of the cycle component for the particular time. | 2012-07-05 |
| 20120173400 | Distribution of Electronic Market Data - A system and method are provided that, among other things, can reduce the burden on receiving computers, increase data throughput, reduce system failure, and provide components of a scalable and flexible network architecture. Specifically, the system and method provide a multichannel-multicast network environment for use in dynamically assigning data to channels. This configuration is particularly useful in a trading network environment, as it effectively performs channel reassignments in a way not to disturb the receipt of the underlying data. While the example embodiments described herein pertain to electronic trading, the principles of the present invention may be equally applied in other environments where the advantages presented herein are beneficial. | 2012-07-05 |
| 20120173401 | SYSTEM AND METHOD FOR LEGAL DOCUMENT AUTHORING AND ELECTRONIC COURT FILING - A system for legal document authoring for a legal action and electronic court filing of such legal documents provides an online network for subscribers. The system provides a direct mechanism (and a web portal mechanism) for submitting a claim file containing party and claim information necessary for automatic legal document generation based on an auto-selected destination court (in some embodiments) and further based on at least certain party and claim information. The automatically-generated legal documents are compliant with the requirements of the destination court, providing end-to-end automation for improved efficiency in judicial debt collection. The system also provides an online network for facilitating communications between subscribers (litigants) and the court systems. | 2012-07-05 |
| 20120173402 | STORED VALUE EXCHANGE METHOD AND APPARATUS - An apparatus and method for exchanging one form of stored value for another form of value. In one embodiment, a method for exchanging stored value for an alternative form of value comprises receiving registration information from a remote entity, the registration information comprising attributes, such as a desired value provider and remote entity contact information. The registration information is stored in a storage device. Stored value account information is received from a second entity, the stored value account information comprising attributes relating to a stored value owned by the second entity. A processor then determines whether at least some of the attributes of the stored value account information matches at least some of the attributes of the registration information. If a match is found, a notification alert is generated and transmitted to the remote entity. | 2012-07-05 |
| 20120173403 | Systems and Methods For Trading of Privately Held Securities - A system and method are provided for a fully integrated, web-based, electronic trading platform for the primary issuance of private placement securities to pre-qualified and approved accredited investors and qualified institutional buyers. Further a transferable private securities system is provided that supports the secondary sale of securities, including equity shares in venture-backed companies. Embodiments also provide for an auto-execution method for electronic signing of documents required of buyers and sellers of privately held securities and methods for decoupling preference rights from common stock for privately held securities. | 2012-07-05 |
| 20120173404 | METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR FACILITATING THE EXCHANGE OF RECIPROCAL DEPOSITS - A control center receives, from the first bank, a first request with a first set of requirements for placement of reciprocal deposits. A second request with a second set of requirements is received from a second bank. The control center determines whether the first set of requirements matches the second set of requirements, which include maturity and interest rate. In response to a match, the control center performs an exchange of on-balance sheet deposits meeting the first set of requirements from the first bank to off-balance sheet deposits to the second bank. The first bank receives reciprocal deposits meeting the second set of requirements as new on-balance sheet deposits. | 2012-07-05 |
| 20120173405 | SYSTEM AND METHOD FOR A TRADING INTERFACE INCORPORATING A CHART - A graphical interface and method are provided for displaying market information corresponding to a tradable object. One graphical interface includes a chart region for displaying historical market data in relation to a first value axis, and a market grid region in alignment with the chart region. The market grid region comprises a plurality of areas for receiving commands from a user input device to send trade orders, and the areas are displayed in relation to a second value axis. A plurality of values displayed along the second value axis is a subset of values displayed in relation to the first value axis, and can be modified to a new plurality of values that corresponds to a new subset of values on the first value axis. | 2012-07-05 |
| 20120173406 | System and Method for Rapid Updating of Credit Information - According to one embodiment, the invention relates to a system and method for evaluating the creditworthiness of an account holder of a credit account comprising the steps of determining, at least once a day, whether a first data set relating to the creditworthiness of the account holder has been received from a credit reporting organization; determining, at least once a day, whether a second data set relating to transaction activity of the credit account has been received; periodically receiving from a credit reporting organization a third data set relating to the creditworthiness of the account holder; periodically receiving a fourth data set relating to the historical activity of the credit account; and using the first and second data sets, to the extent they have been received, and the third and fourth data sets to determine a measure of creditworthiness | 2012-07-05 |
| 20120173407 | INTELLIGENT COLLECTIONS MODELS - Apparatuses, computer media, and methods for analyzing credit and tax form data and determining a collections treatment type to collect revenue. A collections model is constructed to determine a collections score that is based on raw credit data and tax form data and is indicative of a debtor's propensity to pay an owed amount. The collections model includes score bands, each score band being associated with a range of credit scores. A collections score is determined from a scoring expression that is associated with a score band and that typically includes a subset of available raw credit data and tax form data. A collections treatment type is determined from a collections score. Each treatment type corresponds to a treatment action that is directed to the debtor. A collections model is constructed from historical tax data, in which score bands and scoring expressions are constructed for the collections model. | 2012-07-05 |
| 20120173408 | Donor Locking Rail - A system and/or method for recognizing a theatre donation by placing a notice on a locking rail sub-system in a theatre. This system and/or method is believed to be rather counterintuitive because the locking rail is generally a low visibility part of the theatre, where the general public does not traditionally go. Despite this low visibility, the present invention is believed to foster a surprisingly large amount of goodwill, the relatively low visibility of the locking rail assembly notwithstanding. Also, because the locking rail is such a critical piece of equipment for safety purposes, the present invention recognizes that the good associations with donors and/or donations will tend to be subtly and psychologically enhanced by the fact that the donation related information is placed on the locking rail assembly. Also disclosed is a video display (for example, an LCD video display) that is mechanically connected to the rail of a locking rail assembly, and is used to convey information relating to the locking rail assembly. | 2012-07-05 |
| 20120173409 | REAL-TIME GLOBAL FUND TRANSFERS - Embodiments for real-time global bank funds transfers include a new payment system for real-time global bank funds transfer. A funds transfer network and method allow global real-time fund transfers among banks. The new funds transfer service is much faster than Society for Worldwide Interbank Financial Telecommunication network (SWIFTNet) and much cheaper than real-time gross settlement systems (RTGS). In one or more embodiments, a Financial Service Provider (FSP) has accounts or agreements with Bank A and Bank B, for example. A first user with an account at Bank A requests a fund transfer to a second user at Bank B. The request goes through the FSP, which can confirm the first user. If confirmed, the FSP sends funds to Bank B instantaneously, so that the second user receives the money right away. The first user does not “see” the FSP at all, but instead makes the payment through his own bank (e.g., Bank A) to another bank (e.g., Bank A). The FSP then waits the standard 3-5 days for money from Bank A (e.g., settlement of transaction). | 2012-07-05 |
| 20120173410 | SYSTEM AND METHOD FOR PAYING CITATIONS USING SMS TEXT MESSAGING - A system and method are provided for enabling the recipient of a citation to pay the associated fine using SMS text messaging. The system includes a server platform programmed to receive an SMS text from a customer, the SMS text including a citation number, a unique identifier for the municipality that issued the citation, and an RFID transponder number and/or a license plate number for the customer that is linked to a payment device, such as a credit card account. Upon receipt of the SMS text, the server platform validates the citation number and municipality unique identifier against a citation database, charges a percentage of the amount of the citation to the payment device linked to the RFID transponder number or license plate number (e.g., a credit or debit account on file), and transfers payment of the percentage of the citation amount to the municipality identified by the unique identifier. The server platform also sends confirmation of payment of the citation to the customer via an SMS text message. The server platform extracts a processing fee for processing payment of the citation. | 2012-07-05 |
| 20120173411 | MANAGEMENT METHOD OF ARTICLE - An article management method is provided to minimize exposure of personal information, enable traceback in the event of non ownership and allow management and processing by means of setting up/lifting restrictions on an article and/or a terminal only in case of real ownership, thereby preventing additional accidents and having an autonomous management function. The article management method uses a system including: a server that stores not only an intrinsic article code for an article but also an intrinsic terminal code for an article owner's terminal; and a terminal that connects to the server based on the terminal code. The article management method comprises: an ownership registration step of registering the terminal code to the server as a registration terminal code by matching the terminal code with the article code, upon request from the terminal for registration of the article code; a restriction setup step of setting up restrictions on at least one of the article code and the terminal code when preset conditions for the restriction setup are met; a restriction lifting step of lifting the restrictions on at least one of the article code and the terminal code when preset conditions for the restriction lifting are met; and a management and processing step of enabling management and processing depending on whether the restriction is set up for at least one of the article code and the terminal code when preset management and processing are performed for at least one of the article code and the terminal code, upon request from the terminal for management and processing. | 2012-07-05 |
| 20120173412 | Rights Clearance for Granular Rights - A system and method for clearing granular rights is disclosed. The system comprises communication module, a territorial requirements engine, an existing license module and a determination module. The communication module for receives, from a service provider, a description of a service to be provided for an asset in a territory. The territorial requirements engine determines a territorial requirement for providing the service in the territory based at least in part on a territorial rule for the territory. The existing license module determines a missing right based at least in part on the territorial requirement. The determination module determines a preferred licensor for purchasing a license for the missing right in the territory. | 2012-07-05 |
| 20120173413 | PAN CHARGING TO ACCOUNT ESTABLISHED WITH AN MSISDN - The invention provides a computer system and method for managing electronic transactions. A plurality of consumer accounts are stored in the data store, each consumer account having a first phone number as a first consumer account identifier. A communication and routing module receives a charge request, including an amount and a second consumer account identifier. The second consumer account identifier is an individual account identifier forming part of a personal account number. The communication and routing module identifies a selected one of the consumer accounts by associating one of the first phone numbers with the individual account identifier. A transaction processing system processes the charge request based on an account detail of the selected consumer account. | 2012-07-05 |
| 20120173414 | METHOD AND SYSTEM FOR COMPUTER-BASED BIDIRECTIONAL PAY-PER-CLICK BIDDING AND MATCHING BETWEEN TWO COMPLEMENTARY POPULATION GROUPS - Computer-implemented systems and methods that enable matching people and/or entities while creating financial disincentives to prevent people and/or entities from over-marketing themselves to their counterparts. The system is implemented as a computerized pay-per-click matching system between two complementary population groups utilizing predefined generalized criteria and user-generated keywords with associated user-defined bid values. | 2012-07-05 |
| 20120173415 | METHODS AND SYSTEMS FOR OPENING AND FUNDING A FINANCIAL ACCOUNT ONLINE - Methods and systems for opening an account with a financial institution. One method can include electronically storing at least one rule for opening an account with a financial institution. The method can also include electronically receiving account application information from a remote device over at least one network, wherein the account application information includes personal information of a customer requesting to open an account. In addition, the method can include generating at least one risk score based on the account application information and applying the at least one rule to the at least one risk score in order to determine a decision regarding the account application information and to determine at least one funding constraint associated with the account. | 2012-07-05 |
| 20120173416 | SYSTEM AND METHOD FOR MAKING A SYNTHETIC CASH ADVANCE USING A PURCHASE PAYMENT EXCHANGE - System and method provide for making a synthetic cash advance to a credit cardholder via a purchase-payment exchange. A second person selects an item to be purchased by a cardholder for the second person, and in exchange for the cardholder's credit card purchase, the second person pays the cardholder an amount of money that is less than the amount charged to the cardholder's credit card. Using this invention, the second person receives the selected item (or has a payment made) at a discount, and the cardholder is able to transform a credit card purchase into a synthetic cash advance at the credit card's purchase interest rate. Two or more cardholders may bid in an online auction to complete the second person's financial transaction in exchange for the second person's money. A cardholder who submits a conforming bid, that is willing to accept the least amount of money, may be selected as the auction winner. | 2012-07-05 |
| 20120173417 | METHODS AND SYSTEMS FOR BILLER-INITIATED REPORTING OF PAYMENT TRANSACTIONS - A method for processing an electronic bill payment using a payment computer system coupled to a database. The payment computer includes an optional credit reporting tool. The method comprises receiving bill data representing a bill for payment directed to a consumer wherein the bill is associated with a biller, receiving payment data submitted on behalf of the consumer in response to the bill, determining that the biller is enrolled in the credit reporting tool wherein the biller selects enrollment in the credit reporting tool, comparing the payment data to the bill data, generating a payment record based on the comparison between the payment data and the bill data, and electronically transmitting the payment record to an appropriate credit bureau. | 2012-07-05 |
| 20120173418 | MANAGING POWER DISTRIBUTION - In an embodiment of the invention, a method for wireless power generation for managing power distribution in a wireless environment is provided. The method includes receiving a request from a device to connect to a wireless power distribution base station, authenticating the device, determining a lease period during which time power is to be delivered wirelessly to the device in response to authenticating the device, and delivering power wirelessly from the wireless power distribution base station to the device for the duration of the lease period, but subsequent to the lease period, discontinuing delivery of power wirelessly to the device. | 2012-07-05 |
| 20120173419 | VISUAL TRANSACTIONS - Systems and methods for processing a transaction according to one or more embodiments comprise providing a visual representation of a transaction process on a user interface; receiving information about one or more actors and corresponding roles for each actor as part of the transaction from at least a portion of the user interface; receiving transaction information from the visual representation on the user interface; and performing an action for effecting the transaction process. | 2012-07-05 |
| 20120173420 | PREPAID TRANSACTION CARD ACTIVATION SYSTEM AND METHOD - Reloadable or non-reloadable prepaid transaction card activation systems are disclosed. More specifically, the system provides a platform for activation of prepaid or stored value transaction cards and capture of customer demographic information, and verification of that information, after the customer has obtained or has been issued a prepaid transaction card. The data capture is performed at activation rather than at point of sale. | 2012-07-05 |
| 20120173421 | ELECTRONIC SETTLEMENT METHOD, SYSTEM, SERVER AND PROGRAM THEREOF - A secure electronic settlement by an easy operation is enabled even with any terminal device and any network in any country. Balance information of a user, predetermined voice information that can identify a user, an arbitrary keyword, and a voiceprint are stored in advance in a database of a server in association with a telephone number of the user, and when a remitter user carries out remittance to a recipient user, the server sends out voice guidance including predetermined voice information registered in the database corresponding to the telephone number of a recipient terminal sent from the recipient terminal requesting the remittance or a telephone number of the recipient terminal inputted by the remitter carrying out the remittance to the recipient using a voice response function to a remitter terminal, thereby enabling intuitive confirmation of a recipient by a remitter. | 2012-07-05 |
| 20120173422 | INSTANT BANK FUND TRANSFERS - Embodiments for instant banking funds transfers include methods and systems for providing financial services. The financial services provided include instant top up of an account with a Financial Service Provider (FSP), instant account verification (using instant deposit confirmation); instant direct debit; and instant withdrawal or funds out. In one or more embodiments, an FSP has an agreement and a cash account with a partner bank; other banks, where users of the financial services have accounts, also have cash accounts with the partner bank. Thus, any transfers can be made within the partner bank and instantaneously. The FSP receives cash during a normal three to five day settlement period with standard bank transfers. Financial services provided may include instant top up of funds (instant credit), instant bank confirmation (using random deposits), instant debit, and instant withdrawal (or funds out). | 2012-07-05 |
| 20120173423 | LOCAL MANAGEMENT OF PAYMENT TRANSACTIONS - It is determined whether a payment device has come into association with a special spending environment. If so, an authorization and guarantee for a predetermined amount of funds to cover multiple transactions within the special spending environment is requested from an issuer of the payment device. If successful, a balance, based on the predetermined amount of funds, is established on a local authorization platform that is associated with the special spending environment and that is separate from the issuer of the payment device. A series of purchases with the payment device, within the special spending environment, is tracked. For each given purchase of the series of purchases, the balance is adjusted to reflect the value of the given purchase. At some point, it is determined that the series of purchases is ended. An additional step includes, subsequent to determining that the series of purchases is ended, communicating with the issuer to request payment as to only that portion of the predetermined amount of funds actually spent in the series of purchases. A further step includes facilitating an immediate release of the guarantee as to that portion of the predetermined amount of funds not actually spent in the series of purchases. The immediate release is subsequent to determining that the series of purchases is ended. A special callback command to summon back funds is also contemplated. | 2012-07-05 |
| 20120173424 | PAYMENT SYSTEM AND METHOD BY IDENTIFYING FINGERPRINTS - A fingerprint of a user can be used to identify the user. A cloud server of a data center receives the fingerprint of the user from a fingerprint input device. The cloud server of the data center determines if the received fingerprint matches a predetermined fingerprint pre-stored in the cloud server. A prompt is displayed for prompting the user for payment on a display device of a client connected to the cloud server, in response to a determination that the received fingerprint matches the predetermined fingerprint. | 2012-07-05 |
| 20120173425 | MOBILE DEVICE AND METHOD FOR PROVIDING SECURITY FUNCTION - A mobile device and a method for enhancing a security function through a password combination by using posture-based passwords as well as number-based passwords are provided. In the method, the mobile device receives its posture information when one of predefined security events is selected, and compares the received posture information with predefined security information. If the received posture information is identical to the predefined security information, the mobile device performs a particular function of the selected security event. | 2012-07-05 |
| 20120173426 | RAPID ONLINE PAYMENT SYSTEM - A method for online payments includes receiving an instruction to start a payment application. Payment tag information is then received and sent over a network. Product information that is associated with the payment tag information is then received over the network and displayed on a first payment page that includes a request for payment account credentials. The first payment page is provided through the payment application immediately following the sending of the payment tag information. Payer account credentials are then received through the payment application and sent over the network. Payer account information is then received over the network and displayed on a second payment page that includes a payment confirmation indicator. The second payment page is provided through the payment application immediately following the first payment page. A selection of the payment confirmation indicator is then received through the payment application and sent over the network. | 2012-07-05 |
| 20120173427 | SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR FACILITATING SECURE COMMERCIAL TRANSACTIONS - A secure financial transactions system generally includes a card that can be used a credit card, ATM card or debit card having a personal identification number (PIN) that can include a panic digit or panic PIN. The panic digit or panic PIN can be used to begin an emergency notification sequence including sending emergency signals and video transmissions from the commercial transactions machine. The card can include several biometric devices as well as financial transaction records. The card can include data to interact with data gathered from biometric devices on the ATM or POP devices. The card can then be interfaced with a personal computer. The card could also be made into other formats such as a ring, key chain, or other jewelry. | 2012-07-05 |
| 20120173428 | DATA TRANSFER ACROSS A NETWORK - Requests for retrieval of data items from another data processing apparatus include embedded objects having executable class functions for performing operations at the target data processing apparatus. This has the advantages of the request implicitly sending data as well as requesting data and allows the request to perform a test on data within an object (such as a comparison with parameters of the request to determine whether the request may be satisfied). Objects within the request may be embedded within each other with different encryption and compression applied to the different objects. As well as achieving communication efficiencies, the ability to selectively encrypt components of a request may be used to provide greater security. For example, a store may be able to interpret the request, while credit details may be separately encrypted such that only a bank may decrypt that subcomponent of the request. | 2012-07-05 |
| 20120173429 | Location Based Authorization of Financial Card Transactions Systems and Methods - Systems, methods, and software for identifying location based rules related to a network connected device are described. A network connected device may transmit a set of data identifying the location of the device and an identifier unique to the device to a server. The server may also receive an action request, wherein the action request is associated with the identifier. The server may select a rule in a database to address the action request, the rule applicable to the identifier and location of the device. Various embodiments related to financial card transactions, access to financial information, emergency services contact, and electronic message filtering are also addressed. | 2012-07-05 |
| 20120173430 | PORTABLE PROMOTIONAL CONTENT AND INTERFACE APPARATUS - A portable promotional content and interface apparatus ( | 2012-07-05 |
| 20120173431 | SYSTEMS AND METHODS FOR USING A TOKEN AS A PAYMENT IN A TRANSACTION - Embodiments of the invention relate to systems and methods for using a token as a payment in a transaction. In one embodiment, a method for facilitating a payment transaction using a mobile device can be provided. The method can include validating a user's identity; providing a token to the user; receiving the token and user identification information from a merchant as payment for a transaction; and authorizing the transaction. | 2012-07-05 |
| 20120173432 | SELF-AUTHORIZING TOKEN - Self-authorizing tokens are disclosed. Typical embodiments employ a secure element and a secure element interrogator. Such tokens may be used for authorization of financial payments and other secure transactions. In some embodiments the secure element is provisioned with information about a particular payment card holder account. A secure element reader interrogates the smart element and derives information needed to authorize a transaction. In some embodiments the secure element and the secure element interrogator communicate using communications formatted according to ISO 7816-4. | 2012-07-05 |
| 20120173433 | METHOD AND SYSTEM FOR PROVIDING FINANCIAL SERVICE - A system and a method for providing a financial service. The system for providing a financial service can include: a first user terminal which signs financial transaction information with a pre-stored first private key, the financial transaction information including withdrawal account information, a PIN of the withdrawal account, deposit account information and amount information; a second user terminal which receives the signed financial transaction information by being connecting with the first user terminal through near field communication and which further signs the signed financial transaction information with a pre-stored second private key; and a financial server configured to transfer an amount corresponding to the amount information from an account of the withdrawal account information to an account of the deposit account information. | 2012-07-05 |
| 20120173434 | BIOMETRIC AUTHENTICATION OF MOBILE FINANCIAL TRANSACTIONS BY TRUSTED SERVICE MANAGERS - A method for authenticating a financial transaction at a point of sale (POS) includes storing an application program in a first secure element of a mobile phone. The application is configured to generate instruction codes to effect the financial transaction upon verification of a user's identity. The user's credentials are stored in a second SE of the phone, which is operable to verify the user's identity from a biometric trait of the user input to the phone and to generate data authenticating the financial transaction in response to the verification of the user's identity. At the POS, the user invokes the application and then inputs a biometric trait to the phone. The second SE verifies the user's identity, and upon verification, generates data authenticating the transaction. The financial transaction data, including the instruction codes and the authenticating data, are then transmitted from the phone to the POS. | 2012-07-05 |
| 20120173435 | HANDY TERMINAL AND PAYMENT METHOD TO BE USED IN SAME - There is provided a handy terminal in which inputting of an application program and of a PIN is executed and a keyboard and a display device are commonly used thus security is secured with a simple system. A card reader control program | 2012-07-05 |
| 20120173436 | Method and system for authorizing, authenticating, implementing, brokering data transfers, and collecting fees for data transfers among distributed electronic devices and servers - The invention provides a method and system to register, initiate, authenticate, authorize, draw from a price or fee schedule, and enable electronic devices, including “cloud” appliances capable of running computer readable code to perform data transfers and collect transaction fees for data forwarded or relayed to other electronic devices. The method includes generating and sending read-write pairs of activation keys across electronic devices authorizing data transfers from or between the devices, enabling data transfers from or between the devices, most often authorizing payment to at least one of the users associated with the devices for transferred data or for transaction fees associated with the data or both. In this manner, any electronic device capable of processing computer readable code can be used to facilitate data transfer and payment authorizations between a device functioning as a host or brokering server and one or a plurality of other electronic devices that generate, create, host, transmit or accept data. | 2012-07-05 |
| 20120173437 | SYSTEMS ENGINEERING PROCESS - A method and system for implementing a project for a customer. A computer readable Requirements Traceability and Verification Matrix (RTVM). The RTVM is stored in a computer readable storage device. A verification is implemented, which verifies: an acceptability of business requirements of the project due to business requirements review (BRR) exit criteria having been satisfied, an acceptability of system requirements of the project due to system requirements review (SRR) exit criteria having been satisfied, an acceptability of component requirements of the project due to component requirements review (PDR) exit criteria having been satisfied. The business requirements are decomposed into the system requirements. The system requirements are decomposed into the component requirements. In response to the verification, the RVTM is updated with verification information relating to the business requirements, verification information relating to the system requirements, and verification information relating to the component requirements. | 2012-07-05 |
| 20120173438 | METHOD OF AND SYSTEM FOR MAINTAINING OPERATING PERFORMANCE OF A TRANSPARENCY - Repair or replacement of a transparency mounted in body of a vehicle, e.g. an aircraft when one or more properties of the transparency is (are) operating outside of an acceptable limit(s) is arranged by monitoring operating performance of a property of the transparency, e.g. by mounted a sensor, e.g. a sensor for detecting moisture; a sensor for detecting impacts and vibrations; a sensor for detecting fractures; a sensor for detecting electric arcing, and a sensor for measuring temperature of an electrically conductive coating, on the transparency. Scheduling repair or replacement of the transparency at a geographical area when the operating performance of the property is outside an acceptable operating performance limit, and forwarding the schedule to the vehicle and to a maintenance location to prepare for the repair or replacement of the transparency at the geographical work area. | 2012-07-05 |
| 20120173439 | MANAGING A BREACH OF CONTRACT - A computer system includes servers which connect to user workstations using a network, where landlords and attorneys may meet use user workstations to communicate with each other and the system in real time, with respect to actions for eviction. The system provides a workflow which prompts landlords and attorneys with respect to decision points in the processing of the action for eviction, and assists the landlord and attorneys with data collection, form entry, document production, official filings, and other steps necessary in order to move through the decision tree and successfully carry out the action. | 2012-07-05 |
| 20120173440 | Pharmacy Waste Identification Labeling and Disposal System and Related Method of Using - The present invention is directed to a tag and labeling system that is used in connection with the disposal of pharmaceutical waste materials that are created in a health care treatment facility. The tag uses a RFID device with an alterable parameter in order to selectively actuate a disposal system to receive a particular type of waste material | 2012-07-05 |
| 20120173441 | Ownership Resolution System - A system and method for ownership resolution is disclosed. The system comprises a merge module, an ownership database and a decision engine. The merge module retrieves a unified table from the ownership database. The unified table includes ownership information that is converted to a standard format. The merge module is configured to merge the ownership information to form a final merge result based at least in part on one or more merging rules. The decision engine receives the final merge result from the merge module. The decision engine is configured to determine a real owner of a granular right based at least in part on the merged ownership information included in the final merge result. | 2012-07-05 |
| 20120173442 | System and method for intellectual property prosecution management - A system is provided for Intellectual Property (IP) prosecution management. The system includes a workflow engine that is configured to provide access to one or more IP documents stored in a database by one or more users. The workflow engine is configured to facilitate online IP prosecution support based on the access of the one or more IP documents. | 2012-07-05 |
| 20120173443 | METHODOLOGY FOR DETERMINATION OF THE REGULATORY COMPLIANCE LEVEL - Various embodiments of systems and methods for determination of the regulatory compliance level are described herein. The method uses a single set of controls as a basis for calculation of compliance to different regulations. Scale based definition of controls, joined with requirements matrix, allows flexible integration of a new regulation without changes on controls itself. The decoupling of requirements from controls and definition of the implementation scale enables independent reporting about control implementation without considering of regulatory requirements. Therefore, one reporting round, which provides status of controls implementation, can be used for calculation of compliance to many regulations. | 2012-07-05 |
| 20120173444 | METHOD AND SYSTEM FOR ENERGY EFFICIENCY AND SUSTAINABILITY MANAGEMENT - A system and method for sustainability management of energy consumption of a selected resource, including a memory and a processor to calculate a global sustainability quantification value. The global sustainability quantification value may be a resultant quantity of the selected resource which may be produced by exploitation of a predetermined quantity of a predetermined second resource. | 2012-07-05 |
| 20120173445 | WEB-BASED RECRUITMENT SYSTEM - A method and system for facilitating the hiring and recruitment of candidates for a particular position. The system would include information relating to the skill level and expertise of various candidates irrespective of a particular job. The candidates will have their various skills assessed through the use of an anonymous assessor. The assessor would provide the system with a rating of each candidate's various assessed skills. The candidate has the option to have this assessment evaluated by a disinterested third party. A client or employer would access the system for the purpose of receiving a listing of potential candidates, their skill levels as well as assessments. The client will provide the system with a list of potential candidates to the position. The clients would utilize this information to hire a particular candidate. | 2012-07-05 |
| 20120173446 | METHOD FOR CALCULATING CAR HIRE - A system for calculating amounts of car hire owed. | 2012-07-05 |
| 20120173447 | METHOD AND DEVICE FOR CONTENT TRACKING - A method for content tracking of a packaged content comprises: obtaining information of the raw material; obtaining transport information; obtaining process information; obtaining packaging information; storing the information of raw material, transport information, process information and packaging information in a database; cross referring the stored information; generating an output comprising the cross referenced information; and labeling the package with the output. Furthermore, a device for content tracking of a packaged content is disclosed. Use of the method and the device, for content tracking of a packaged content, is also disclosed. | 2012-07-05 |
| 20120173448 | SYSTEMS AND METHODS FOR PROVIDING DELIVERY FLEXIBILITY AND COMMUNICATION - Methods and systems for managing delivery of a package from a sender to a receiver are provided. In some embodiments, the package is transported from the sender to the receiver by one or more custodians. While the package is en route, one or more intermediate custodians may be added to the chain of custody of the package. A current custodian may be directed to an intermediate custodian instead of to the receiver. A handoff from the current custodian to the intermediate custodian may be tracked and verified, and the intermediate custodian may then be directed to the receiver or to another intermediate custodian. In some embodiments, a secure communication channel is established between the receiver and current and/or future custodians in the chain of custody. | 2012-07-05 |
| 20120173449 | METHOD AND SYSTEM FOR ORDER FULFILLMENT IN A DISTRIBUTION CENTER - Order allocation techniques pertaining to stops that a container makes in the process of fulfilling a customer order is disclosed. In one embodiment, this is accomplished by first identifying a pod that stocks the largest number of different items in a customer order. Then, a second pod is identified that stocks the largest number of remaining items in the customer order. The collection of pods defines a container path through the distribution center. | 2012-07-05 |
| 20120173450 | PACKAGE SHIPPING SYSTEM AND METHOD, INCLUDING USAGE OF HISTORICAL ANALYTIC DATA - Embodiments provide methods, apparatus, systems, and computer-readable media associated with using historic analytic data to identify shipping options for a user to use when shipping a package. Historic analytic data may be received and maintained by a package shipment facilitation system. The analytics may then be used to generate business rules which may be applied to parameters for a package that is to be shipped. Through application of the business rules, one or more preferred shipping options may be identified. Business rules may be received after being manually-generated by a user, or may be automatically generated based at least in part on the maintained historic analytics. After a shipping option is chosen for the package, a shipping label may be printed for the package, and the package may be entered into a carrier's system for processing. | 2012-07-05 |
| 20120173451 | ELECTRONIC DEVICE AND EXHIBITION GUIDE METHOD FOR SAME - A method provides an exhibition guide using an electronic device. The method obtains exhibit information of a plurality of exhibits in a preselected exhibition from a remote computer, obtains location coordinates of the electronic device, calculates a distance between each exhibit and the electronic device, and determines one or more exhibits which are adjacent to the electronic device. The method further obtains an indicating direction of the electronic device, compares the indicating direction of the electronic device with a display direction of each adjacent exhibit to obtain a matched exhibit, and plays commentary of the matched exhibit on the electronic device. | 2012-07-05 |
| 20120173452 | Human Service Provider Relationship Management for Government Agencies - A system includes a central server in communication with public agencies through a private network and with local service-providers through a public network. The central server executes a profiling module configured to exchange standardized information with a local service-provider over the public network and with a public agency over the private network; an invoicing module in communication with the profiling module, the invoicing module being configured to process claims submitted by the local service-providers; a compliance module in communication with the profiling module, the compliance module being configured to monitor compliance with contracts between the local service-providers and the public agencies; a demand module in communication with the profiling module for forecasting demand for services; and a procurement module in communication with the profiling module for entering into contracts with the local service-providers. | 2012-07-05 |
| 20120173453 | System and method for establishing a structured investment - A structured investment product provides a return that substantially tracks returns from at least two different financial instruments. To establish the structured investment product a forward starting option on a first financial variable is acquired at a first time. A financial instrument is also acquired. Purchase orders for shares of the structured investment and investment capital are received. At a second time, options on the first financial variable are acquired. Certain predefined terms of the forward starting option and certain predefined terms of the option are the same. More of the financial instrument is acquired. | 2012-07-05 |
| 20120173454 | FINANCIAL PORTFOLIO BOOST EVALUATION - A method associates a financial portfolio with a social network. The method calculates a normalized change in equity value for the financial portfolio. Also, the method displays a message on the social network based on the calculated change. | 2012-07-05 |
| 20120173455 | APPARATUS FOR PROCESSING COMPOUND REDEMPTION OF A SINGLE ISSUER - The present invention provides methods and apparatus for a user to participate in one or more of: creating, issuing and redeeming Compound Redeemable Instruments for a Single Issuer. Apparatus can include a network access device with executable software that is executable upon demand to transmit instructions to process Redemption Instances, as well as, create and issue Compound Redeemable Instruments for a Single Issuer. | 2012-07-05 |
| 20120173456 | DECISION SUPPORT SYSTEM FOR THE MANAGEMENT OF ENERGY USE, CONTRACTING AND CAPITAL INVESTMENTS FOR FACILITIES - Disclosed herein is an energy management decision support system and methods for asset managers of buildings and facilities that can utilize energy usage data captured from meters, such as smart meters, and weather data to provide a systems-based cost reduction and optimization solution for end users. Building system components may be highly inter-dependent and changes to one system element can have substantial effects (positive and negative) upon other system elements. As described in further detail herein, system and method embodiments according to the present disclosure may apply predefined criteria to such building energy usage data to identify energy usage variances, and may graphically present to a user the identified energy usage variances. As a result, facility administrators are provided with more easily interpretable energy usage information. Such information may be applied by the administrators for adjusting operations, upgrading building equipment, or retrofitting building equipment to improve building efficiency. | 2012-07-05 |
| 20120173457 | System and Method for Allocating Traditional and Non-Traditional Assets in an Investment Portfolio - A computerized method and system for allocating assets among a plurality of financial products for an investor portfolio includes calculating a solution space of financial vehicle combinations by assigning allocations to each financial vehicle in each financial vehicle combination and generating a set of simulations, for each of the vehicle combinations, of a value of the financial vehicle combination. The computerized method and system further includes receiving investor-specific information, the investor-specific information including a retirement objective. The method and system further includes selecting a set of financial vehicle combinations within the solution space based on the received investor-specific information; and allocating assets among the plurality of financial products based on the set of selected financial vehicle combinations and received investor-specific information. | 2012-07-05 |
| 20120173458 | COMPUTERIZED INVESTMENT PRODUCT - A computer implemented investment product includes data stored on one or more computers that corresponds to a notional performance portfolio of assets. The notional performance portfolio includes: (a) a base portfolio of assets having a selected exposure amount; (b) a passive commodity index portfolio, of long and short positions, having a passive commodity index portfolio exposure in an amount substantially equal to a product of the selected exposure amount multiplied by a leverage factor of at least 100%; and (c) the notional performance portfolio having a lower risk and a higher return as compared to either the base portfolio or the passive commodity index portfolio. The one or more computers monitor the base portfolio and the passive commodity index portfolio and calculate the return for the notional performance portfolio. | 2012-07-05 |
| 20120173459 | NETWORK SYSTEM - A network system is provided. The network system includes: a plurality of components for transmitting or receiving information. At least one component among the plurality of components recognizes at least energy-related information and performs an energy-related response. When a first component in the plurality of components recognizes a course related to an operation of a second component, the first component recognizes a predicted energy usage charge on the basis of a predicted power consumption amount of the second component corresponding to the inputted course. | 2012-07-05 |
| 20120173460 | MONEY TREE NETWORK - Money tree network system works from people to people, each person who joins the system by paying a fee we call him/her a root, and his/her job is to bring two other persons to his/her tree, then the system will continue in the same way each person should bring two other persons to begin making money, in that way each one will have his own tree and each root (person) in his/her tree will give him/her a $1 monthly profit. | 2012-07-05 |
| 20120173461 | System to promote the sale of music media - A system to facilitate the sale of music media correlates a music concert with the purchase of music media to provide a customer with a preferential ticket purchase for the concert. | 2012-07-05 |
| 20120173462 | METHOD OF IMPROVING AIRLINE LUGGAGE INSPECTION - Method of making airline luggage inspection secure while accommodating the needs of the traveler comprises making a special lock available to airline travelers, the special lock having a combination lock portion and a master key lock, the master key lock portion receiving a master key that can open the master key lock portion of any special lock of this type. The special lock is designed to be applied to an individual piece of airline luggage and has indicia conveying to luggage purchasers that the special lock is “approved” by a luggage screening authority and conveying to the luggage screening authority that the special lock can be opened using the master key. The method includes providing the luggage screening authority directly or indirectly with exclusive access to the master key. The manufacturers and/or providers of the master key and special lock retain copies of the master key. | 2012-07-05 |
| 20120173463 | METHOD FOR INFORMING A PURCHASER OF A TOPICAL SKIN CARE PREPARATION OF AN OXIDATIVE STRESS PROTECTIVE CAPACITY - A method for informing a purchaser of a topical skin care preparation of an oxidative stress protective capacity, relative to human skin, of a first antioxidative substance included in the topical skin care preparation, includes providing the topical skin care preparation, the topical skin care preparation including the first antioxidative substance. Information is provided including a total score indicative of an oxidative stress protective capacity, relative to human skin, of the first antioxidative substance. The total score is based on a combination of a first score representative of a performance of the first antioxidative substance in a first antioxidative efficacy test and a second score representative of a performance of the first antioxidative substance in a second antioxidative efficacy test. | 2012-07-05 |
| 20120173464 | METHOD AND APPARATUS FOR EXPLOITING HUMAN FEEDBACK IN AN INTELLIGENT AUTOMATED ASSISTANT - The present invention relates to a method and apparatus for exploiting human feedback in an intelligent automated assistant. One embodiment of a method for conducting an interaction with a human user includes inferring an intent from data entered by the human user, formulating a response in accordance with the intent, receiving feedback from a human advisor in response to at least one of the inferring and the formulating, wherein the human advisor is a person other than the human user, and adapting at least one model used in at least one of the inferring and the formulating, wherein the adapting is based on the feedback. | 2012-07-05 |
| 20120173465 | Automatic Variable Creation For Adaptive Analytical Models - A system and method for automated variable creation for adaptive fraud analytics are disclosed. A data structure for creation of rules is generated. The data structure represents nodes and associations between nodes from inputs for fraud/non-fraud conditions, and is generated from fraud and non-fraud data collected in an adaptive modeling process from past transactions. All unique paths between nodes of the data structure are determined to define a rule for each path. Each rule is then converted to a binary indicator variable to generate a set of binary indicator variables, and one or more complex variables is derived from the set of binary indicator variables. The one or more binary indicator variables and one or more complex variables can be provided to an adaptive scoring engine to score new transactions or to predict future behaviors. | 2012-07-05 |
| 20120173466 | AUTOMATIC ANALYSIS OF LOG ENTRIES THROUGH USE OF CLUSTERING - A set of log entries is automatically inspected to determine a bug. A training set is utilized to determine clustering of log identifications. Log entries are examined in real-time or retroactively and matched to clusters. Timeframe may also be matched to a cluster based on log entries associated with the timeframe. Error indications may be outputted to a user of the system in respect to a log entry or a timeframe. | 2012-07-05 |
| 20120173467 | CONSTRUCTION OF AN AGENT THAT UTILIZES AS-NEEDED CANONICAL RULES - A method for constructing an agent that utilizes an as-needed canonical rule set in a first execution environment comprising requesting the as-needed rule set for the agent, supplying the agent with the as-needed rule set and requesting compilation of the as-needed rule set. | 2012-07-05 |
| 20120173468 | MEDICAL DATA PREDICTION METHOD USING GENETIC ALGORITHMS - A method may use a genetic algorithm to varying prediction parameters in forecasting software to obtain optimal predictions is disclosed. The method identifies parameters that can be varied and by modifying the parameters, the predictions of the forecasting software improve. The method uses sample data to train and validate the forecast and the optimal forecasting parameters are determined. | 2012-07-05 |
| 20120173469 | EFFORT ESTIMATION USING TEXT ANALYSIS - A system, method and program product for estimating effort of implementing a system based on a use case specification document. A method is provided that includes: quantifying a structure of the document and evaluating a format of the document using a computing device; identifying a domain of an application associated with the document; defining a set of complexity variables associated with the document based on the structure of the document, a format of the document and a domain of the document; using a neural network to estimate an effort based on the set of complexity variables; and outputting the effort via a tangible medium. | 2012-07-05 |
| 20120173470 | PREDICTION AND PREVENTION OF POSTOPERATIVE ATRIAL FIBRILLATION IN CARDIAC SURGERY PATIENTS - Systems and methods are provided for predicting the onset of postoperative atrial fibrillation (AF) from electrocardiogram (ECG) data representing a patient. A signal processing component determines parameters representing the activity of the heart of the patient from the ECG data. A feature extraction component calculates a plurality of features useful in predicting postoperative AF from the determined parameters. A classification component determines an AF index for the patient from the calculated plurality of features. The AF index represents the likelihood that the patient will experience AF. | 2012-07-05 |
| 20120173471 | SYNAPTIC WEIGHT NORMALIZED SPIKING NEURONAL NETWORKS - Neuronal networks of electronic neurons interconnected via electronic synapses with synaptic weight normalization. The synaptic weights are based on learning rules for the neuronal network, such that a synaptic weight for a synapse determines the effect of a spiking source neuron on a target neuron connected via the synapse. Each synaptic weight is maintained within a predetermined range by performing synaptic weight normalization for neural network stability. | 2012-07-05 |
| 20120173472 | SIMILARITY MATCHING OF A COMPETITOR'S PRODUCTS - In embodiments of the present invention improved capabilities are described for identifying a classification scheme associated with product attributes of a grouping of products of an entity, receiving a record of data relating to an item of a competitor to the entity, the classification of which is uncertain, receiving a dictionary of attributes associated with products, and assigning a product code to the item, based on probabilistic matching among the attributes in the classification scheme, the attributes in the dictionary of attributes and at least one known attribute of the item. | 2012-07-05 |
| 20120173473 | Validating Legitimacy of a Social Security Number or Other Identifier - Methods and systems for predicting statistically probable systematically assigned identifiers are disclosed, as are methods and systems for determining the likelihood that a systematically assigned identifier provided by a purported assignee of the identifier is legitimate. In one example, determining the likelihood of legitimacy includes determining the likelihood that the provided identifier is a valid identifier and determining the likelihood that the provided identifier was assigned to the purported assignee. To accomplish this validation, the present disclosure employs patterns of assignment discernable for systematically assigned identifiers in combination with statistical methods. | 2012-07-05 |
| 20120173474 | METHOD AND SYSTEM FOR PREDICTING TRAVEL TIME BACKGROUND - A method and system is provided for predicting at a current time “t”, a time that may be taken to travel between plurality of locations, at a future time-point “t+τ”. The method includes determining deterministic component “μ | 2012-07-05 |
| 20120173475 | Health Information Transformation System - Methods, computer systems, and computer readable media for transforming raw healthcare data into relevant healthcare data are provided. Transformation of raw healthcare data into relevant data is accomplished by receiving raw data from a plurality of data collectors, where the plurality of data collectors extract the raw data from a plurality of raw data sources, and sorting the raw data into unstructured raw data, structured data of non-standard nomenclature, and structured data of standard nomenclature. The data is transformed into relevant data through the use of natural language processing, nomenclature and ontology mapping, and adaptive knowledge processing. The relevant data is stored in a plurality of data repositories, and computer applications and services are allowed access to the plurality of data repositories. | 2012-07-05 |
| 20120173476 | System and Method for Rule-Based Asymmetric Data Reporting - A system and method for rule-based asymmetric data reporting having analyst created rules and pre-established rule-based templates. Analysts create data measures together with connection information for the data repository from which the data measures can be obtained. Whenever reports or templates are used with predefined rules, reports are automatically updated with the data measures required. Provisions are made for sparkline integration and e-mail notification. Analysts are able to create spreadsheet reporting without the need for knowledge of formula formatting and insertion. | 2012-07-05 |
| 20120173477 | PREDICTIVE RESOURCE MANAGEMENT - Apparatus, systems, and methods may operate to monitor database system resource consumption over various time periods, in conjunction with scheduled data loading, data export, and query operations. Additional activities may include generating a database system resource consumption map based on the monitoring, and adjusting database system workload throttling to accommodate predicted database system resource consumption based on the resource consumption map and current system loading, prior to the current database resource consumption reaching a predefined critical consumption level. The current system loading may be induced by data loading, data export, or query activity. Other apparatus, systems, and methods are disclosed. | 2012-07-05 |
| 20120173478 | CUSTOM DATA MART CREATION - Systems, methods, and computer-readable media for creating custom data marts are provided. A selection of at least one table from a data source stored within a data warehouse is received. A selection of at least one column from the at least one table is received. Joins are created based on the selections, metadata is created and stored, and physical schema is generated to store the data mart data. The custom data mart fact table is populated with data from the selected columns. Facilities are provided for the end-user to create an abstraction layer for business intelligence reporting needs. | 2012-07-05 |
| 20120173479 | APPLICATION CACHE PROFILER - In an embodiment of the invention, a method for data profiling incorporating an enterprise service bus (ESB) coupling the target and source systems following an extraction, transformation, and loading (ETL) process for a target system and a source system is provided. The method includes receiving baseline data profiling results obtained during ETL from a source application to a target application, caching the updates, determining current data profiling results within the ESB for cached updates, and triggering an action if a threshold disparity is detected upon the current data profiling results and the baseline data profiling results. | 2012-07-05 |
| 20120173480 | DVIVD Match Audit System and 5 Star Event Data Recorder Method Thereof - A live dual audit system and recorder method validating and independently verifying element effort event data, assigning audit levels to element effort reports displaying audit level icons whether effort event data is submitted by effort owner or generated by the system's dynamic method, and whether the effort is acknowledged by the project owner. A semi-automated first audit examines repository auditor input effortology decisions against provided effort exhibit data. A fully automated second audit examines dynamically generated system effort data against repository data. A DVIVD event data match audit recorder displays real time dynamic dual audit test reports with each effort audit level movement, and indicates any element effort audit mismatch data system location. An element's audited effort dataset level is displayed in the DVIVD event data match audit recorder until all dataset requirements are fulfilled and satisfy that element's highest audit level, and displays a “System Audit Certified” icon report. | 2012-07-05 |
| 20120173481 | SYSTEM AND METHOD OF UPDATING RELATED DOCUMENTS - The present disclosure is directed to updating related documents. In some implementations, a method includes receiving a notification of an intention to update to a predecessor document in a business process prior to receiving a specific update to the predecessor document. In response to at least the potential-update notification, a successor document in the business process is identified. The successor document depends on information identified by the predecessor document. Release of the successor document is substantially prevented in connection with the notification of the intent to update to the predecessor document. | 2012-07-05 |
| 20120173482 | METHOD FOR ENRICHMENT AN ELECTRONIC PHONE BOOK PROVOKED BY A CHANGE IN THE ASSOCIATED TERMINAL, AND ASSOCIATED DEVICE - The invention relates to a method for the enrichment of an electronic directory stored in a first electronic communication device, based on the changes in a second electronic communication device and by the application of decisional rules. The changes can also be related to a change in the hardware or software functionalities or to a modification of data contained in said second device. | 2012-07-05 |
