| 27th week of 2013 patent applcation highlights part 62 |
| Patent application number | Title | Published |
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| 20130173394 | INTEGRATED AND SYNCHRONIZED CROSS PLATFORM DELIVERY SYSTEM - A system and method for delivering targeted advertisements to consumers by inserting the targeted advertisements into a content stream. The content stream may be monitored for advertisement placement opportunities, such that the targeted advertisements may be seamlessly inserted into the content stream to replace an advertisement in the content stream. The content stream's owner and/or provider may be identified such that revenues from the targeted advertisement may be shared with the owner's and/or providers. The system and method are further able to use a biometric recognition technique to verify that the targeted advertisement is actually delivered to the targeted consumer. Another aspect allows the targeted advertisements to be delivered across multiple platforms in accordance with an advertising campaign. | 2013-07-04 |
| 20130173395 | PAID PROMOTIONAL TAGS - Methods and systems to provide a way for users to identify information associated with a particular published item among numerous published items and a way for publishers to draw attention to their published items are described. In one embodiment, a tag management module receives an instruction to associate a listing with a tag specifying an attribute where the instruction comprises a listing identifier identifying the listing and a tag identifier identifying the tag. The tag management module initiates a payment process to enable a user to pay for associating the listing with the tag. A listing management module associates the listing with the tag by storing an association of the listing identifier with the tag identifier. A listing identification module identifies the listing as one listing of a plurality of listings to be published based on at least one tag associated with the listing. | 2013-07-04 |
| 20130173396 | BROADCAST DEVICE, ASSISTING DEVICE, COORDINATING DEVICE, METHOD FOR CHARGING ASSISTING BROADCAST SERVICE AND CHARGING SERVER USING THE SAME, METHOD FOR COLLABORATIVE DIRECT COMMUNICATION AND COLLABORATIVE DIRECT COMMUNICATION SYSTEM USING THE SAME - A collaborative direct communication system including a broadcast device, at least one coordinating device and at least one assisting device is provided. The broadcast device is configured for transmitting an assistance transmission request based on a broadcast content which is to be transmitted. The at least one coordinating device is configured for transmitting a confirm signal to the broadcast device and broadcasting an assistance command in response to the assistance transmission request. The at least one assisting device is configured for providing an assisting broadcast service of transmitting the broadcast content in response to the assistance command. After the broadcast device receives the confirm signal, the broadcast device and the at least one assisting device broadcast the broadcast content. Furthermore, a collaborative direct communication method adapted to the coordinating device of the foregoing collaborative direct communication system is also provided. | 2013-07-04 |
| 20130173397 | RECENTLY VIEWED ITEMS DISPLAY AREA - A most recently viewed item is displayed in a display element, which is positioned next to at least one other element on a web page. The display element is expanded so that the element covers the at least one other element on the web page and so that at least one other recently viewed item appears in the display element. The display element is contracted so that only the most recently viewed item appears in the display element and so that the at least one other element on the web page is visible. | 2013-07-04 |
| 20130173398 | Search Engine Menu-based Advertising - Implementations for providing menu-based advertising are disclosed. A search engine front-end determines non-search engine information pages that are relevant to the user input based on user input entered into a search query field on a search page. A suggestion menu is caused to be displayed on a search page. The suggestion menu includes interactive elements that are interactive to cause a client device to retrieve the non-search engine information pages associated with the interactive elements. The interactive elements may be advertisements, and the suggestion menu may also be used to display search query suggestions. | 2013-07-04 |
| 20130173399 | CLICK-TO-ADD, JOT-IT-DOWN, AND ADD BANNER - A method and apparatus is provided that allows a user to automatically add content, such as an event, to a container, such as, a calendar without directly accessing the container. Second and third preferred embodiments are also provided. | 2013-07-04 |
| 20130173400 | AUDIENCE-DRIVEN REAL-TIME ADVERTISING SYSTEM - A server system for providing advertising to a user device, comprising: a memory; a processor operable to: receive messages from advertisers comprising advertising content for displaying on the device; send an advertising content removal offer to the device; determine an advertisement removal bid from the device; send advertising content to the device where the determined advertisement removal bid is a failing bid to remove the advertising content; refrain from sending the advertising content to the device where the server system is a successful bid; and store the advertisement removal bid. A computer implemented method of handling advertising, comprising: receiving messages from advertisers; sending an advertising removal offer to a device; determining an advertisement removal bid; sending advertising content on receiving a failing bid and refraining from sending advertising content on receiving a successful bid. A computer readable media containing computer executable instructions for the server system | 2013-07-04 |
| 20130173401 | ACCESS RIGHTS MODIFICATION WITHIN WEBPAGE IMPLEMENTATION SERVER SYSTEM - A method, within a computer hardware system, includes the following. Limited access rights to the computer hardware system are associating with a first entity. In response to the first entity submitting a registration for a first website, the limited access rights previously associated with the first entity are removed. A first functional marketing element associated with a second entity is inserted within a first website associated with a first entity. A second functional marketing element associated with the first entity is reciprocally inserted within a second website associated with the second entity based upon the first functional marketing element being inserted within the first website. The second functional marketing element, within the second website, includes a link to the first website, and the first functional marketing element, within the first website, includes a link to the second website. | 2013-07-04 |
| 20130173402 | TECHNIQUES FOR FACILITATING ON-LINE ELECTRONIC COMMERCE TRANSACTIONS RELATING TO THE SALE OF GOODS AND MERCHANDISE - Various aspects described herein are directed to different methods, systems, and computer program products for facilitating on-line electronic commerce transactions relating to the sale of goods, merchandise, services, and/or special offers. | 2013-07-04 |
| 20130173403 | E-RECEIPT BARCODE ON MOBILE DEVICE THAT IS READABLE BY POINT OF TRANSACTION FOR PURCHASE - Embodiments of the invention provide a system for maintaining and presenting proof of transaction information. In some embodiments of the invention, the user conducts a return or exchange transaction through the use of a mobile computing device that is capable of communicating with a point of transaction device. In some embodiments, a system is provided that includes: (1) a communication interface (2) a storage device, wherein said storage device comprises an indicia associated with a transaction and used to verify proof of transaction information and (3) a processing device in communication with said communication interface and said storage device, wherein said processing device is configured to: retrieve the indicia associated with a proof of transaction information from said storage device and provide information associated with the indicia associated with the proof of transaction information to said communication interface for output to thereby verify the proof of transaction information. | 2013-07-04 |
| 20130173404 | REAL-TIME USER FEEDBACK - A service provider determines a user's location when the user requests to make a payment through the service provider. After the payment processed, the user is provided a feedback form on the user device, such as a smart phone, while the user is still at the payment location. The feedback form may include different ways for the user to quickly and easily provide feedback on the transaction, including speaking into the user device, entering comments, selecting from a list of ratings or satisfaction indicators, etc. The user is then able to provide feedback, which is communicated back to the service provider. The service provider can associate the feedback with the particular transaction and communicate the feedback to the merchant or other parties associated with the transaction, including management, employees, etc. | 2013-07-04 |
| 20130173405 | BANK CARD AND RESPONSE PROCESS TO A TRANSACTION REQUEST - The invention relates to a bank card ( | 2013-07-04 |
| 20130173406 | PERSONAL INTERFACE DEVICE AND METHOD - A personal device is provided. The personal device includes an identification verification system that receives first identification data from a physical identification device, such as by inserting a driver's license into a card reader that is adapted to receive a driver's license. Second identification data such as a PIN number is also received. Payment authorization data or other suitable data is generated if the driver's license corresponds to the PIN. A payment selection system or other suitable system receives the payment authorization data and displays one or more payment accounts for selection by a user. Where a payment selection system is used, the payment selection system transmits payment account data to a point-of-sale system. | 2013-07-04 |
| 20130173407 | DUAL USE POINT OF SALE TERMINAL AND METHODS OF OPERATING SAME - A method of operating a merchant device includes the merchant device receiving an input from a customer mobile device concerning a financial transaction. The method further includes the merchant device selecting a payment transaction mode of operation when the input is a request for a payment card system transaction, or selecting a payment card purchase transaction mode of operation when the input from the customer mobile device is a payment card account number. In the payment transaction mode of operation the merchant device provides transaction data to the customer's mobile device, whereas in the payment card purchase transaction mode the merchant device transmits a payment card authorization request to an acquirer financial institution. | 2013-07-04 |
| 20130173408 | System and Method for Dynamic Cross Publishing of Content Across Multiple Sites - Content from one site may be collaboratively linked and natively republished to another site for viewing and editing. Content cross-published is natively integrated within the target site taxonomy structure. Cross-published content can always be kept up to date, meaning that anytime the content is updated on the source site, any site that has the content cross-published to it automatically gets the updated content. If a user with permission sees the content on a re-published site and can edit the content directly without having to jump to the source site, and the content is automatically updated on all republished sites. In addition, authors have access to analytics for how the content is being used on all target sites. Authors of content may set policies for cross-publishing content. | 2013-07-04 |
| 20130173409 | Network Trading Systems and Methods - Network trading systems and methods to be used in an application (App) download use environment are provided. At least one consumer selects required applications by using system operational interfaces (ex. browser pictures, window interface, software operational interfaces), and determines a price expected to buy the selected application. A developer of applications determines to supply the selected application to the at least one consumer with a free promotion and/or a price reduction promotion, according to the number of the consumer expected to buy the application, and/or in addition, the at least one consumer can exchange and use the application according to his use situation. | 2013-07-04 |
| 20130173410 | Method, System and Program Product for Operation and Management of Applications - A method, system and program product comprises accessing, from a local computing device, a group of computing devices over a network. An application owned by a first user is transferred to the group for storage within the group in which the application is entered into a play list for the first user, the application is available from the play list for operation by the first user using a computing device compatible with the application, the application is available for swapping with a second user, the application is available for switching with a second user and the application is available for sale by the first user. Copies of the application are deleted from the local computing device. | 2013-07-04 |
| 20130173411 | METHOD FOR PROVIDING VEHICLE INFORMATION AT A LIVE AUCTION - Detailed information about a particular used motor vehicle is quickly provided to a potential buyer having a personal digital assistant equipped with a receiving means. To provide the information, it is first necessary to obtain standard information about used motor vehicle values in digital form from a provider of such information. It is then necessary to obtain specific information about an inventory of used motor vehicles from the owner or seller of the vehicles. The standard information and the specific information are then integrated on a server computer and transmitted to the potential buyer. | 2013-07-04 |
| 20130173412 | Method And System For Controlling Freight Bidding - A system and method for bidding freight transportation is disclosed. The system and method includes means for comparing bids and determining differences in the bids from different carriers based on a number of different input parameters. The system and method also includes means for comparing bids to a historical baseline and as the bidding process goes through an iterative process. | 2013-07-04 |
| 20130173413 | CUSTOMIZATION BASED ON PHYSIOLOGICAL DATA - Product and/or item customization based on physiological data is described. One or more sensors worn by a person or a group of people and/or attached with one or more items may generate sensor data. Data characterizing one or more physiological attributes of the person or group may be determined based at least in part on the generated sensor data. Item customization may include a customized design. For example, the customized design may include one or more personalized graphics generated based on the physiological data, and/or one or more customized item components with parameters set based on the physiological data. The customized design may be provided to an item customization facility for presentation, assembly and/or manufacture. Item customization may further include selecting for consideration a set of matching items based at least in part on the physiological data. | 2013-07-04 |
| 20130173414 | OFFERING A CUSTOMIZED COLLECTION OF PRODUCTS - Systems, apparatuses, and methods are provided for customizing collections of products. A first user selects a subset of products for customization, and subsequently causes those products to be customized. The first user may place limitations on further customization of the subset of products. A second user associated with the customized products further customizes those products. The further customization may be restricted by the limitations imposed by the first user. | 2013-07-04 |
| 20130173415 | PRODUCT CUSTOMIZATION SYSTEM AND METHOD - A product customization system and method are provided in which a consumer can insert user content, such as images or text, onto a product, such as a shoe, and then view the customized product before purchasing the customized product. | 2013-07-04 |
| 20130173416 | SYSTEM AND METHOD FOR MANAGING TRANSACTIONS IN A DIGITAL MARKETPLACE - In various example embodiments, a system and method for managing transaction in a digital marketplace are provided. In example embodiments, a transaction request involving a digital good is received. A determination as to whether the transaction involves a purchase of the digital good is performed. Based on the transaction involving the purchase of the digital good, a further determination as to whether an overlap in inventory or a related item involving the digital good exists is performed. Based on the overlap in inventory existing, a sub-collection of the inventory is created with which to complete the transaction request. Based on existence of the related item, a combination package including the digital good and the related item is created and offered in response to the transaction request. | 2013-07-04 |
| 20130173417 | UTILIZING EMPTY SHIPPING CONTAINER SPACE AS A SELLING OPPORTUNITY - Embodiments of the invention may provide the ability to leverage product dimensions and weight to offer promotional items that will fit in the box that is already required to ship customer-selected items. | 2013-07-04 |
| 20130173418 | Systems and Methods for Recommending Third Party Products and Services - Systems and methods for recommending third party products and services. The method includes the steps of ranking the third party products and services based on one or more factors, and generating a user profile based on one or more user-related factors. Next, the method determined appropriate third party products and services based on the user's geographical location and filters the third party products and services based on the user profile and the user's geographical location. These filtered results are dynamically ranked based on the user profile, and personalization of the third party products and services. Finally, the method provides the ranked results pertinent to the end user's preferences, and the geographical location. | 2013-07-04 |
| 20130173419 | RECOMMENDING REPEATED TRANSACTIONS - A computer implemented web-based system and computer implemented web-based method is disclosed for recording, repeated transactions of objects or groups of objects by subjects, utilizing the duration between transactions to predict the next transaction time of an object by a subject, and recommending the object to the subject based on the predicted next transaction time. The system can also classify object according to their replenishment behavior and make product recommendations based on the class of objects a subject shows interest in. Objects include movies, books, songs, commercial products, news articles, advertisements or any other type of content or physical item. The system has application in personalization, behavioral targeting, Internet retailing, and interactive radio, to name but a few applications. | 2013-07-04 |
| 20130173420 | IMAGE PROCESSING - An image processing method includes partitioning an image under test to form a plurality of contiguous image segments having similar image properties, deriving feature data from a subset including one or more of the image segments, and comparing the feature data from the subset of image segments with feature data derived from respective image segments of one or more other images so as to detect a similarity between the image under test and the one or more other images. | 2013-07-04 |
| 20130173421 | PURCHASE SUPPORT SERVER, PURCHASE SUPPORT SYSTEM, PURCHASE SUPPORT METHOD, PURCHASE SUPPORT PROGRAM, AND COMPUTER READABLE RECORDING MEDIUM RECORDING PROGRAM - A mediation server includes a related information receiving means for receiving store-related information for identifying a visited store and item-related information for identifying an item recognized by the user in the visited store, a storage means for storing item data, store data, price data, and remuneration data indicating a remuneration amount to be paid from one store to another store, a generating means for generating presented information indicating a purchase cost when purchasing a presented item corresponding to the item-related information from a store selling the item by reference to the storage means based on the received item-related information and store-related information, and a presented information transmitting means for transmitting the presented information to the mobile terminal. When the selling store is different from the visited store, the remuneration amount to be paid from the selling store to the visited store is included in the purchase cost. | 2013-07-04 |
| 20130173422 | SYSTEMS AND METHODS FOR PARTICLE PATTERN SIMULATION - A method is provided comprising, receiving, by a computer system comprising a processor and a tangible, non-transitory memory, particle parameters, creating, by the computer system, particle elements in accordance with the particle parameters, and building, by the computer system, a pattern using the particle elements. | 2013-07-04 |
| 20130173423 | REPUTATION MANAGEMENT SYSTEMS AND METHODS - A method and system to manage user reputations is described. In some embodiments, a first picture is received from a first user and a second picture is received from a second user. The first picture and the second picture are associated with an in-person transaction related to an item. The method determines whether both the first picture and the second picture identify the item. The method further determines whether both the first picture and the second picture were taken at a similar geographic location. If the first picture and the second picture identify the item and were taken at a similar geographic location, transaction feedback is requested from the first user. A reputation score related to the second user is updated based on transaction feedback received from the first user. | 2013-07-04 |
| 20130173424 | SYSTEM FOR DELIVERING GIFT ITEM USING SOCIAL NETWORK INFORMATION AND METHOD THEREOF - A system and method for delivering a gift using social networking information is disclosed. The method for delivering a gift using social-networking information using a gift delivery system which communicates with an orderer UE, a receiver UE, and an SNS server and an online shopping mall server over a wired or wireless commodity network includes a) receiving, by the gift delivery system, information of a commodity to be used as a gift for a receiver and social-networking information other than a reception address of the receiver from the orderer UE connecting to the online shopping mall; b) if payment is completed by the orderer UE, transmitting, authenticating, by the gift delivery system, order information including the commodity information and the receiver, and creating authentication information; c) transmitting, by the gift delivery system, a gift arrival message to the receiver UE; and d) if the receiver UE confirms the gift arrival message, selects reception acceptance, and inputs a reception address, requesting, by the gift delivery system, commodity delivery from a delivery system. | 2013-07-04 |
| 20130173425 | CONSUMER-INITIATED FINANCIAL TRANSACTION BASED ON SALES-SIDE INFORMATION - During a financial transaction, an electronic device associated with a consumer receives an electronic package from a counterparty in the financial transaction. This electronic package includes sales-side information associated with the financial transaction. Then, the electronic device analyzes the electronic package to extract the sales-side information. Moreover, the electronic device provides the sales-side information and payment information to a third party that completes the financial transaction, thereby allowing the consumer to initiate the payment process. Next, the electronic device receives confirmation from the third party when the financial transaction has been completed. | 2013-07-04 |
| 20130173426 | RAPID CHECKOUT AFTER PAYMENT - A user's checkout information is stored for a certain amount of time, e.g., 10 minutes, after checkout, and the user is given the option of selecting a button to add one or more items for purchase and completing the purchase by adding the additional item(s) and approving the payment, without having to go through a complete checkout flow again. | 2013-07-04 |
| 20130173427 | APPARATUS AND METHOD OF DATA SHARING BETWEEN ONLINE MARKETPLACES - A method of sharing data including receiving, at a server, first data associated with a first marketplace and second data associated with a second marketplace, storing the first data and the second data in a memory of the server, determining attributes of the first data, the attributes comprising at least one data type, generating filtered second data, the filtered second data being a subset of the second data limited to the at least one data type, wherein the filtered second data is for sending to the first marketplace in response to the first data being received at the server. | 2013-07-04 |
| 20130173428 | AUGMENTING PRODUCT INFORMATION ON A CLIENT DEVICE - Techniques for augmenting information related to a product captured at a client device are described herein. In one aspect, information for the product is captured at the client device. One or more data sources are chosen for extracting additional product data. The one or more data sources are selected from a set of data sources based on a registered characteristic of the data sources. In a further aspect, one or more data queries are sent to the selected one or more data sources, where data queries are generated based on the captured product information. In yet another aspect, the captured information for the product is augmented with the data retrieved by the one or more queries from the selected one or more data sources. | 2013-07-04 |
| 20130173429 | METHOD AND SYSTEM FOR SEARCHING FOR AND/OR PURCHASING PRODUCTS OR SERVICES - A method of searching for a product or service and presenting the results in a calendar type view; wherein the search is instigated in a request which includes a plurality of parameters, such as a city pair and/or a date, and one or more upsell criteria; the method comprising the steps of: determining via a computer search, results which meet at least one parameter and one or more upsell criteria to thereby determine a flight domain; progressively determining the flight domain via a computer to produce refined results; limiting the number of results in the flight domain based on the at least one parameter, one or more upsell criteria and first one of a plurality of abstraction levels to thereby obtain the refined results, which refined results have lowest prices; and presenting the refined results in a view such as a calendar matrix view. | 2013-07-04 |
| 20130173430 | COMPUTER PROGRAM, METHOD, AND SYSTEM FOR INVENTORY MANAGEMENT AND POINT OF SALE - A computer program, method, and system for managing, marketing, and selling an inventory of unique items. In more detail, the computer program, method, and system provide for the managing, marketing, and selling of an inventory of unique items, such as small-quantity or single-quantity items that are difficult and/or time-consuming to individually register and categorize. | 2013-07-04 |
| 20130173431 | PRODUCT COMPARISON - Products that have been marked on a display as being selected for comparison with each other are counted. In response to the count being equal to or greater than a trigger number of products, a display is altered to add at least one compare link to the display. The compare link is such that when the user selects the compare link, the display shows a comparison of the products that have been marked on the display. | 2013-07-04 |
| 20130173432 | Method for Providing Real-Time Shopping Data to Computer Users - A system is disclosed in which a user's personal computer may access a variety of information regarding products and services, through a computer network, in real time. The computer network collects product/service information from various sources, such as gift stores, clothiers, computer dealers, etc. and formats the information in a recognizable manner to enable the information to be viewed by a user at the user's personal computer. The network performs a single search from a single search command from the user. | 2013-07-04 |
| 20130173433 | PROJECTION SHOPPING WITH A MOBILE DEVICE - A method for making purchases with a mobile device at a physical location is described. A service provider receives information about an item available for purchase, and this information is projected on a surface. A user in the vicinity of the surface views the projected information and provides input through the user's mobile device. The projected information changes based on the input. The user selects an item for purchase and pays for the selected item through the mobile device. | 2013-07-04 |
| 20130173434 | COMPUTERIZED VALUATION OF ELECTRONIC EQUIPMENT - Methods and systems for computerized valuation of electronic equipment. The computerized valuation method includes receiving an accurate identification of an asset, receiving a current value of the asset, and outputting the accurate identification of the asset and the current value of the asset to a user device. The receiving of the accurate identification of the asset includes receiving a computerized inventory of the asset. | 2013-07-04 |
| 20130173435 | SYSTEMS AND METHODS FOR MANAGING PRODUCT LOCATION INFORMATION - Techniques for managing product location information are described. Managing product location information may include collecting, storing, generating, and synthesizing information about the location of products or other items in a store, retail location, warehouse, or other location. In one embodiment, a user operates a mobile device (e.g., scanner, smart phone) to efficiently scan item identifiers corresponding to items on the shelves of a store. In some cases, the user need only scan a single item identifier in a section or shelf, which is then used to obtain information about other items in that section, such as based on a planogram or other store inventory information. In some embodiments, shelves, sections, and/or aisles include location identifiers that can be scanned in order to reset, save, and/or initialize a record that stores information about products located at that shelf, section, or aisle. | 2013-07-04 |
| 20130173436 | Transparent Transaction Certification for Accountable Entities - An accountability provider configured to receive transparency data from an accountable entity is described herein. At least a part of the transparency data refers to a transaction associated with a transaction participant of the accountable entity. The accountability provider is further configured to enable the transaction participant to certify the transaction and, responsive to certifying the transaction, lock the transaction to inhibit individuals associated with the accountable entity from modifying the at least the part of the transparency data. | 2013-07-04 |
| 20130173437 | Liquidity Assessment System - In some embodiments, a liquidity assessment system comprises a memory and a processor communicatively coupled to the memory. The memory is operable to store financial environment data, financial liquidity data for a financial enterprise, and financial scenario data. The processor is configured to generate a scenario financial environment by applying the financial scenario data to the financial environment data, determine scenario liquidity positions for each financial entity within a financial enterprise, and compare the scenario liquidity positions with liquidity requirements of jurisdictions governing the financial entities. | 2013-07-04 |
| 20130173438 | Computer-Implemented Profitability Optimization Process - The present invention relates to a method for rigorous decomposition of a business entity's income statement into a multi-dimensional profitability model and a subsequent dissemination of granular profitability information to all levels of the organization. By decomposing the business's income statement into fully-loaded components and assigning employees to be accountable for each subdivision, the process enables precise profitability optimizing tactics to be originated and implemented at every level of the organization. As a benefit, the business entity typically experiences a dramatic improvements in profitability. | 2013-07-04 |
| 20130173439 | System and Method for Remote Veterinary Image Analysis and Consultation - A system and method for facilitating an exchange of information between a general practitioner (GP) veterinarian and a veterinarian specialist. The system may comprise a computing device with a processor, memory, a display, and a user interface. The GP veterinarian may use the computing device to locate an appropriate veterinarian specialist and to send and receive files to and from the veterinarian specialist. One method of the present invention may comprise receiving a file containing medical information corresponding a patient or animal, permitting the veterinarian specialist to annotate the file, and sending the file with annotations from the veterinarian specialist to the GP veterinarian so that the GP veterinarian can use the file with the annotations to treat the patient. | 2013-07-04 |
| 20130173440 | ELECTRICAL EQUIPMENT CONTROL DEVICE, ELECTRICAL EQUIPMENT CONTROL METHOD AND ELECTRICAL EQUIPMENT - An equipment control device has: a reception unit for receiving desired time information indicating a desired operation start time or a desired operation termination time, operation period information and electrical power information; a time-shift period setting unit for setting a time-shift period indicating a period which has a time range including the desired time information and during which the operation start time or the operation termination time of a household appliance is shiftable; an electrical power charge information acquisition unit for acquiring electrical power charge information; an operation time computing unit for computing the operation start time or the operation termination time, on the basis of which the electricity charge that is billed when the household appliance is operated within the time-shift period falls to or below a predetermined charge; and a transmission unit for transmitting the operation start time or the operation termination time to the household appliance. | 2013-07-04 |
| 20130173441 | IDENTIFYING MONEY LAUNDERING IN MICRO-COMMERCE - A processor-implemented method, system, and/or computer program product detects illicit activities in micro-commerce transactions. An historic transaction pattern of known legitimate past micro-commerce transactions by a cohort is identified. A current transaction pattern for a current set of multiple micro-commerce transactions is also identified. The current transaction pattern and the historic transaction pattern are compared. In response to determining that the current transaction pattern deviates from the historic transaction pattern beyond a predetermined level, a determination is made that the current set of multiple micro-commerce transactions are being used for money laundering. | 2013-07-04 |
| 20130173442 | TUNING PRODUCT POLICY USING OBSERVED EVIDENCE OF CUSTOMER BEHAVIOR - A computer adapted for pay-as-you go or other metered use has a policy for determined what measurements to take to detect fraud as well as steps to take when fraud is found. To optimize between good performance and sufficient tests to reduce the risk of fraud, a policy is developed based on observation of the users behavior, using data taken at the computer, data from a payment processor or both. After analysis, an updated policy is securely loaded at the computer to determine what, and how often to measure for suspected fraud. | 2013-07-04 |
| 20130173443 | Method and system for energy recapture - Certain embodiments of the invention may include apparatus, systems and methods for efficient implementation of energy-recapture farms for conditioning electrical power from energy-recapture sources of vehicular mechanical energy, which would otherwise be dissipated, as exemplified by farms for energy-recapture that provide available electrical energy-for commercial distribution. Said farms may include one or more energy-recapture sources. One method for aggregation may include a plurality of mechanical energy-recapture devices comprising individual source energy output of one or more energy-recapture sources, measuring conditions of one or more energy-recapture sources via a controller that facilitates communication with one or more energy-recapture sources, and managing the distribution of the conditioned electrical energy to the national electrical grid. | 2013-07-04 |
| 20130173444 | SYSTEM AND METHOD FOR PROCESSING COMPOSITE TRADING ORDERS AT A CLIENT - An apparatus for processing a composite trading order comprises an interface operable to display a composite value representing a weighted quantity of a plurality of trading products. The apparatus further comprises a processor operable to receive at least one input representing a composite trading order, wherein the at least one input comprises a quantity that is equal to at least a portion of the weighted quantity. The at least one input is usable to generate one or more constituent trading orders that, when filled, combine to satisfy the composite trading order. | 2013-07-04 |
| 20130173445 | USER INTERFACE FOR COMPUTER-IMPLEMENTED TRADING SYSTEM - A system and method are disclosed. A GUI is provided that includes at least one interactive location of a trading screen. The location corresponds to a tradeable object. A graphical object is populated with data relating to a current market condition, and the object is populated on the basis of a respective location in the trading screen. The GUI object is presented in the graphical user interface, at the respective location in the trading screen such that the GUI object presents a portion of the populated data centered around the respective location. A tactile input action associated with the object is received in the GUI, and the trade instruction is caused to be constructed that is associated with the GUI object and the received single-click action. Further, the trade instruction is transmitted to at least one computing device that is configured to execute the trade instruction. | 2013-07-04 |
| 20130173446 | CONTROLLING PRICE CASCADE MOVEMENTS IN AN ELECTRONIC TRADING SYSTEM - A disclosed system, method and computer readable storage medium includes mechanism for controlling cascade price movements in an electronic trading system. Price limits control the prices at which traders can place orders. An upper price limit prevents traders from placing orders above the upper limit and a lower price limit prevents traders from placing orders below the lower limit. The gap between the upper limit and the indicative market price as well as the gap between lower limit and the indicative market price is controlled so as to cause a breaking effect on very rapidly changing market price. | 2013-07-04 |
| 20130173447 | CONSUMER-DRIVEN CREDIT INFORMATION CONTROL METHOD, SYSTEM AND STORAGE MEDIUM FOR STORING A SET OF COMPUTER INSTRUCTIONS WHICH EFFECTUATE THE METHOD - A consumer-driven credit information control method, system and storage medium for storing a set of computer instructions which effectuate the method are provided. The method includes the step of receiving a selection signal from a consumer to at least partially establish a relationship between the consumer and a credit reporting agency (CRA) or agent entity. The method further includes receiving personal data including credit data of the consumer such as from either the consumer or the CRA, and storing the personal data in a database of the CRA or agent entity. The method still further includes receiving a data request signal from the consumer, transmitting at least a portion of accessed personal data from the CRA or agent entity to the consumer based on the data request signal, and receiving an authorization signal from the consumer. | 2013-07-04 |
| 20130173448 | Methods, System and Associated Computer Executable Code for Facilitating Credit Transactions - Disclosed is a system and method for Facilitating Credit Transactions, which may allow for the division of a given purchase or cash-withdrawal transaction amount, into periodical installments by enabling the financing of said transaction. | 2013-07-04 |
| 20130173449 | SYSTEM AND METHOD FOR AUTOMATED DISPUTE RESOLUTION OF CREDIT DATA - A system and method for automated dispute resolution of credit data is provided. A consumer may receive a credit report from a credit bureau through a third party system. The consumer may submit a dispute including disputed credit data and corrections to the disputed credit data, if there is believed to be erroneous information in the credit report. An applicable member institution that supplied the disputed credit data may accept or reject the dispute. If the dispute is accepted, the current version of the disputed credit data may be retrieved and compared to the submitted disputed credit data. If the current and submitted versions of the disputed credit data match, then the disputed credit data may be updated with the corrections. | 2013-07-04 |
| 20130173450 | SYSTEM AND METHOD FOR AUTOMATED DETECTION OF NEVER-PAY DATA SETS - Data filters, models, and/or profiles for identifying and/or predicting the never-pay population (for example, those customers that make a request for credit and obtain the credit instrument but over the life of the account, never make a payment) can be useful to various commercial entities, such as those issuing mortgages, home equity lines of credit, consumer or business lines of credit, automobile loans, credit card accounts, or those entities providing services, such as utility services, phone services, and the like. | 2013-07-04 |
| 20130173451 | SYSTEM AND METHOD FOR INTERACTIVELY SIMULATING A CREDIT-WORTHINESS SCORE - A system and method is provided to allow a consumer to interactively explore his credit score by submitting hypothetical values based on his actual credit data. The system uses the consumer's real credit data and the submitted hypothetical values to calculate a simulated credit score based on a simulator scorecard. The consumer may then observe the changes in the resultant scores. The system and the scorecard may utilize fewer data elements than a complete credit-worthiness scorecard and may instead focus on the key elements affecting a consumer's credit score. The system may be implemented in part on a web server or as a stand-alone application. The system may also update the score dynamically as the consumer adjusts the hypothetical values or may require the consumer to affirmatively submit the new hypothetical data. | 2013-07-04 |
| 20130173452 | DETERMINING A PERSONALIZED FUSION SCORE - Various embodiments of the present invention provide systems and methods for determining a personalized fusion score. In certain embodiments, the systems and methods are configured for calculating preliminary fused scores for consumers at least in part by applying a first score fusion technique across the sample of consumer data. Segmentation scores are then calculated based at least in part upon the preliminary fused scores. In those and other embodiments, the segmentation scores enable creation of a plurality of cluster subsets within the sample of consumer data. In certain embodiments cluster subsets are defined at least in part by a particular score mix, while in other embodiments subsets are defined at least in part by respective score fusion techniques that prove optimal for each subset. Further, in various embodiments, application of multiple score fusion techniques across respective cluster subsets provides personalized fusion scores for the consumers in each respective cluster subset. | 2013-07-04 |
| 20130173453 | System and Method for Evaluating Loans and Collections Based Upon Vehicle History - A method of determining risk of financing a vehicle may include identifying a vehicle and forming, in a physical memory of a data processing system, a plurality of data groupings using a processing device of the data processing system, wherein each of the plurality of data groupings includes at least one vehicle history data variable of the identified vehicle. The method may also include processing the at least one vehicle history data variable of at least one data grouping of the plurality of data groupings using the processing device of the data processing system and determining an overall value of the at least one data grouping using the processing device of the data processing system. The method may further include determining a risk of financing the identified vehicle based on the overall value of the at least one data grouping, using the processing device of the data processing system. | 2013-07-04 |
| 20130173454 | CONTROLLING A COMPUTER SYSTEM ENABLING SHARIA-COMPLIANT FINANCING - A computer system including data processing means arranged for receiving information into memory, the information enabling a transaction wherein a first party obtains property financing from a first financier by providing equitable title to the first financier and incurring obligations under a lease to the property, and wherein the first financier obtains funding for the financing from a second financier by providing at least some of the first financier's rights in the property, wherein the data processing means includes control means disposed to apply a Sharia compliance standard to the information control the computer system in carrying out a transaction compliant with the standard. | 2013-07-04 |
| 20130173455 | MOBILE COMMUNICATIONS DEVICE PROVIDING NEAR FIELD COMMUNICATION (NFC) SECURITY FEATURES AND RELATED METHODS - A mobile communications device may include a near field communication (NFC) device, a movement determining device, and a processor coupled with the NFC device and the movement determining device. The processor may be capable of selectively switching between a first operating mode, in which the NFC device is enabled for NFC communication, and an second operating mode. The processor may also be capable of, when switched to the unsecure operating mode, enabling the NFC device for NFC communication until the mobile communications device moves beyond a threshold distance based upon the movement determining device. | 2013-07-04 |
| 20130173456 | PRESENTATION OF MOBILE PAYMENT TRANSACTIONHISTORY ON A MOBILE COMMUNICATION DEVICE - Embodiments of the present invention relate to systems, apparatus, methods and computer program products for providing users/customers instantaneous access to mobile payment transaction history data. As such the mobile payment user can track mobile payment spending and budget accordingly. In addition, embodiments provide for the user to search transaction history to identify specific mobile payment transactions for the purpose of identifying when, where and the amount of a prior mobile payment transaction. Moreover, the user is provided the ability to verify that no unauthorized transactions occurred in the event that the user re-acquires possession of a mobile payment device that was previously lost, misappropriated or misplaced, or, if unauthorized transactions did occur, the ability to quickly identify the location and amount of such unauthorized transactions. | 2013-07-04 |
| 20130173457 | SYSTEMS AND METHODS FOR CONDUCTING MORE RELIABLE FINANCIAL TRANSACTIONS, CREDIT DECISIONS, AND SECURITY ASSESSMENTS - Systems and methods for conducting more reliable financial transactions, credit decisions, and security assessments are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent alignment, reputation within the network community, or the degree of trust. Information about a financial transaction initiated by a first member of the community, a credit decision, and/or a security assessment may be automatically published to other qualifying members of the community based on connectivity values. The other qualifying members may then be given the opportunity to participate in the same financial transaction or access the same financial application in order to initiate their own financial transaction, or to take action based on information about the financial transaction, credit decision, and/or security assessment. | 2013-07-04 |
| 20130173458 | WATER PURIFICATION APPARATUS AND METHOD - Method for reducing the carbon footprint of a community by implementation of a water filter project comprises assessment of the viability of a filter system to determine the acceptability of said filter system for implementation in a community as substitute for the sterilization of water by boiling. Filter systems are transported to a community, for example a developing country where water is sterilized by boiling on a routine basis due to the presence of waterborne illnesses. The filter systems are then installed and operated. The volume of water produced by the filtering system is then monitored and usage data is generated and communicated to a database. The volume of carbon credits associated with the usage data is calculated. Information is communicated to a consumer of carbon credits. Funds are then transferred from said consumer to a person or persons, i.e. the project proponent, providing and installing said filter system. | 2013-07-04 |
| 20130173459 | GIFT CARD CODE INFORMATION AND DISTRIBUTION SYSTEM AND METHODS - Information sharing enhances the utility and effectiveness of gift-card transactions. A website enables a user to purchase or activate gift cards and compile recipient contact information to establish a gift network of the gift recipients. Information may be entered in relation to the interests or preferences of the gift recipients in the gift network. Product brands, services or merchants may be recommended to the user, and the user may be made aware of events, deals or promotions related to the interests and preferences of potential recipients in the gift network. Gift-related codes may be disseminated, and gift cards distributed, in accordance with numerous disclosed process flows including “social gifting” processes wherein codes are delivered directly or wherein real or virtual greeting cards are activated on-line and/or at point-of-sale (POS) location(s). | 2013-07-04 |
| 20130173460 | APPARATUS AND METHOD FOR SHARING CONTENT INFORMATION IN A COMMUNICATION SYSTEM AND A SYSTEM THEREOF - A method for sharing content information in a communication system includes transmitting a content payment request message to a content providing server, if a payment of a specific content is requested from a user of a first portable terminal, transmitting content information with regard to the specific content in response to the content payment request message to the first portable terminal and a content information registration server, receiving the content information and databasing the received content information, transmitting a content sharing message with regard to the specific content to the first portable terminal, if a wireless communication with the first portable terminal is available, detecting the content information among the databased content information and transmitting the detected content information to a second portable terminal, when the content sharing request message is received; and receiving and storing the content information in response to the content sharing request message. | 2013-07-04 |
| 20130173461 | Payment System for Wearable or Implantable Sensor Data - This invention is a data collection system for collecting data from one or more sensors worn by, or implanted in, a person or from one or more sensors in the environment of the person. The data collection comprises one or more sensors equipped with a short range communication link; a mobile communication device configured to communicate through the short range communication link with the sensors, and equipped with a wide area network communication link; a server in communication through the wide area network with the mobile communication device; and a financial institution also in communication through said wide area network with said server. Sensor data is transmitted from the sensors to the mobile communication device, where it is processed and then retransmitted to the server, and used to calculate a payment as a function of a business agreement. The financial institution executes the payment. | 2013-07-04 |
| 20130173462 | REQUESTOR-BASED FUNDS TRANSFER SYSTEM AND METHODS - According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user ( | 2013-07-04 |
| 20130173463 | ELECTRONIC PAYMENT AND AUTHENTICATION SYSTEM WITH DEBIT AND IDENTIFICATION DATA VERIFICATION AND ELECTRONIC CHECK CAPABILITIES - An electronic payment and authentication system that includes features to verify the authenticity of a payer, validate debit data, and facilitate debit (as opposed to credit) payment transactions. The electronic payment system allows a consumer to purchase items and services via a network while utilizing a debit transaction. The invention provides merchants with the ability to verify the identity of the consumer, determine if the consumer is a good debit transaction risk, and retrieve debit data associated with a particular consumer. | 2013-07-04 |
| 20130173464 | SUPPLY CHAIN FINANCE SYSTEM - In an electronic supply chain finance system, a method of enabling a supplier to obtain funds includes receiving information from a buyer defining a payment obligation, receiving an offer to sell the payment obligation, and creating an electronic negotiable instrument on behalf of the buyer as obligor, to the supplier as payee, having a payable date based on a maturity date of the payment obligation and a payment value based on a payment amount of the payment obligation. | 2013-07-04 |
| 20130173465 | SYSTEM AND METHOD TO FACILITATE PURCHASES ON MOBILE DEVICES VIA AUTOMATIC PAYMENT CONFIRMATION - System and method to facilitate purchases through mobile communications on various mobile devices by reducing the number of steps it takes the user to complete the purchase with mobile in-application payments. The payment confirmation is provided using platform's native user experience interface. User is informed about the price of the purchase, respective terms of use and the choice of confirming or cancelling the purchase. Once the purchase is confirmed by pressing the payment confirmation button, respective controller handles the process of performing the payment confirmation request via SMS text message. Confirmation request is done in the background without the need of any involvement of the user. After the payment is confirmed by mobile carrier a confirmation dialogue is displayed to user using native platform interface. | 2013-07-04 |
| 20130173466 | METHOD AND APPARATUS FOR UTILIZING RECOGNITION DATA IN CONDUCTING TRANSACTIONS - An approach is provided for utilizing recognition data in conducting service transactions. | 2013-07-04 |
| 20130173467 | METHODS AND SYSTEMS FOR USING A CO-LOCATED GROUP AS AN AUTHORIZATION MECHANISM - Systems and methods to enable a co-located group to be used as an authorization mechanism are discussed. For example, a method to receive a group account configuration, define a group account according to the group account configuration, receive a transaction authorization request associated with the group account, and authorize payment from the group account. The account configuration including a membership list and a target location. The method further including determining whether the transaction authorization request includes data identifying an identified user on the membership list. The method also including determining whether the identified user on the membership list is physically proximate to the target location. The authorizing payment from the group account including verifying that the identified user is determined to be physically proximate to the target location. | 2013-07-04 |
| 20130173468 | FINANCIAL SERVICE INVOLVING COVERAGE NETWORK - Embodiments of the present invention relate to methods and apparatuses for providing a financial service that involves a coverage network. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information, where the transaction involves an account and a holder of the account; (b) determining, based at least partially on the transaction information, that the account does not have sufficient funds or credit to cover the transaction amount; (c) prompting a member of a coverage network to consent to covering at least part of the transaction amount, where the coverage network is associated with the account or the holder, and where the prompting occurs after the determining that the account does not have sufficient funds or credit; (d) receiving the member's consent to covering at least part of the transaction amount; and (e) authorizing the transaction based at least partially on the member's consent. | 2013-07-04 |
| 20130173469 | CHIP CUSTOMIZATION TECHNIQUES - Some aspects of the present disclosure provide flexible techniques by which a customer may selectively disable unwanted features, and subsequently apply for a refund corresponding to the disabled feature. In some embodiments, these techniques are value-added for a customer because they allow a customer to flexibly change inventory or individual products to account for market shifts or changes in personal preferences. In addition, these techniques may also be value-added for the manufacturer because the refund request may give the manufacturer some real-time data regarding market conditions and customer preferences in an efficient manner. | 2013-07-04 |
| 20130173470 | METHODS AND SYSTEMS FOR USING A CO-LOCATED GROUP AS AN AUTHORIZATION MECHANISM - Systems and methods to enable a co-located group to be used as an authorization mechanism are discussed. For example, a method can include establishing a group account, receiving a request to access the group account, determining whether the requester is a group member, determining whether the requester is near an authorized location, and authorizing access to the group account. Authorizing access to the group account can be based on determining that the requester is a member and is within a pre-defined distance of an authorized location. | 2013-07-04 |
| 20130173471 | COMPUTER-BASED METHOD AND SYSTEM FOR AIDING TRANSACTIONS - A method for providing a warranty relating to a transaction between two parties in a system which includes an infrastructure composed of a plurality of locations each associated with a respective institution which provides services to clients, each party being a client of at least one of the institutions, the method comprising: transmitting a request for a warranty from one party to the transaction which is a client of the respective institution to a respective location associated with the respective institution, which request includes information identifying the other party to the transaction and information about the nature of the transaction; conducting an exchange of information between the respective location and a location associated with a institution of which the other party is a client; and transmitting a response to the request from the respective location to the one party. | 2013-07-04 |
| 20130173472 | Transaction Management System - A transaction management system ( | 2013-07-04 |
| 20130173473 | DATA SYCHRONIZATION SYSTEMS AND METHODS - A method performed by a medical device includes: receiving electronic medical data from one or more input devices; storing the medical data in a first datastore associated with the medical device; receiving a non-expiring, cryptographic token from a server in response to a transmission of account data, the non-expiring, cryptographic token associated with the medical device for synchronizing the medical data stored in the first datastore with the medical data stored in the second datastore that is associated with the server; transmitting the non-expiring, cryptographic token to the server for authentication by the server; selectively transmitting at least a portion of the medical data stored in the first datastore to the server for storage in the second datastore; selectively receiving at least a portion of the medical data stored in the second datastore from the server; and selectively storing the medical data received from the server in the first datastore. | 2013-07-04 |
| 20130173474 | OFFLINE MOBILE PHONE PAYMENTS - A method for performing vending transactions includes generating a token upon request by a wireless appliance is provided. The method includes placing the token in a remote server; placing the token in the wireless appliance; providing the token from the wireless appliance to a point-of-sale (POS) terminal; authenticating the token with the remote server; validating the token to perform the vending transaction; and deleting the token from the remote server when the vending transaction is complete. A method for using a wireless appliance in vending transactions is provided. A method for using a remote server configured to connect to a wireless appliance and a POS terminal in vending transactions is provided. A system to perform vending transactions using an internet connection as above is provided. The system may include a remote server including a private account; the remote server configured to communicate with a POS terminal and a wireless appliance. | 2013-07-04 |
| 20130173475 | SYSTEM FOR SECURE PAYMENT OVER A WIRELESS COMMUNICATION NETWORK - A method of conducting secure electronic credit payments to a payment acquirer using a credit payment unit, comprising of a smart card, a portable card reader device and a mobile phone, and a payment server. The method is based on using a unique reader key in the card reader device to encrypt all the sensitive smart card information communicated to the payment server, and thus being able to use an unsecure mobile phone to communicate with the payment server. The payment server then completes the transaction with the payment acquirer over a secure line. | 2013-07-04 |
| 20130173476 | Computer system and method for initiating payments based on cheques - A system and method for initiating electronic payments based on paper cheques, including a paying party chip-and-PIN terminal arranged to input cleartext data including a cheque number and an amount from a cheque issued by a first bank, at which the paying party has an account, and generating from it encoded data using a key, for the user to write on the cheque; and a computer associated with the first bank, arranged to accept, from a paid party via the internet, data defining a second bank and an account at the second bank, associated with the paid party; accepting, from the paid party, the cleartext data and the encoded data from the cheque, and validating the cleartext data from the cheque using the encoded data and the key; and initiating an electronic funds transfer from the first bank to the second bank of the amount specified on the cheque. | 2013-07-04 |
| 20130173477 | Storing and forwarding credentials securely from one RFID device to another - Storing and forwarding credentials securely from one RFID device to another includes a system and method of securely storing credentials onto a tamperproof module with a Poken-like Device, and using that device in connection with a Padloc, iPhone or Smartphone in a known paired relationship to securely provide a user credentials for resources the Padloc, iPhone or Smartphone applications are attempting to access. | 2013-07-04 |
| 20130173478 | SYSTEM AND METHOD FOR A CONSUMER TO MERCHANT NEGOTIATION - A method for a consumer-to-merchant electronic negotiation. The method comprises receiving a time-limited initial binding offer from the consumer for purchasing at least one product from at least one merchant of choice; determining whether the initial offer made by the consumer is valid; notifying the least one merchant about the initial offer from the consumer with respect of the merchant without revealing consumer information; receiving from the merchant a time-limited response respective of the initial offer, the time-limited response is one of an acceptance of the initial offer, a decline of the initial offer, and one or more time-limited counter-offers; and processing the time-limited response received from the merchant to determine at least if the consumer-to-merchant negotiation has not been concluded. | 2013-07-04 |
| 20130173479 | SYSTEM AND METHOD OF DIAGNOSIS OF INCIDENTS AND TECHNICAL SUPPORT REGARDING COMMUNICATION SERVICES - System and method of diagnosis of incidents and provision of technical support in a communication service which gathers information both from the user and from previous incidents whose information is stored in a database, and provides an identification of the problem, as well as a solution if possible, by dynamically determining data about the incident and requesting information according to the data. | 2013-07-04 |
| 20130173480 | MAINTENANCE CYCLE FOR AN AIRCRAFT - The invention relates to a maintenance cycle for an aircraft, which comprises the steps a) carrying out a maintenance process for an aircraft after the expiry of a time interval (ΔT) which is less than or equal to a specified maintenance interval (ΔT | 2013-07-04 |
| 20130173481 | SYSTEM AND METHOD FOR PROVIDING A SCORE FOR A USED VEHICLE - One embodiment of the system and method described herein provides a score generator system that generates an automated vehicle specific valuation of a used car based on the physical and historical attributes of that vehicle. This score may indicate the likelihood that the vehicle will be on the road in a specific period of time. The score may give an absolute percentage of such likelihood or it may give a value relative to all other used vehicles in a database, all other used vehicles of the same make/model/year, or a certain subset of the vehicles in a database. In one embodiment, the score generator system includes a data link module for linking vehicle data and filter module for applying a multi-level filters that process the linked vehicle data. | 2013-07-04 |
| 20130173482 | System and Method for Facilitating Transactions Between Two or More Parties - The present invention provides a system and method for facilitating a transaction between two or more parties. An electronic document is received at a processing device. Each portion of the received electronic document is identified and designated as one of a read-only portion, a read-only portion containing one or more editable fields, a selectable portion or any combination thereof. The received electronic document is converted into an application or embeddable frame based on the designated portions for a first party using the processing device. The application or embeddable frame creates a completed electronic agreement that is legally binding on at least a second party when executed by the second party. | 2013-07-04 |
| 20130173483 | NANOSTRUCTURE TRACKING OF PRODUCTS - Some embodiments of the inventive subject matter are directed to incorporating a plurality of nanoparticles with a physical structure of an object. The object is transportable via locations associated with a chain of supply. Some embodiments are further directed to writing charges to modifiable portions of the plurality of nanoparticles incorporated with the physical structure of the object. Some embodiments are further directed to configuring the charges on the modifiable portions of the plurality of nanoparticles as data. The data describes one or more characteristics of the object and components of the object. The data is accessible via the locations associated with the chain of supply. | 2013-07-04 |
| 20130173484 | System and Method for Encoding and Controlled Authentication - A system and method for encoding and controlled authentication of security documents, ID cards, tickets and products and the like is described which can provide a secure means to determine them to be authentic. The method involves encoding the surface of the said security documents or ID cards or tickets and the like with of a pair of identity components comprising a pair of unique numbers, or a combination of a uniquely encoded image and a unique number, or a combination of a unique barcode and a unique number, or a combination of encoded images. The pair of identity components together comprise a challenge response pair and are related such that one component of the pair, the response, is a mathematical derivative of the other component, the challenge. A processing module determines the response by processing the challenge using complex mathematical functions such as one-way mathematical functions. If the processed response matches the encoded response, the challenge response pair is determined to be authentic. The use of one-way mathematical functions renders any attempt to compute the challenge response relation between the identity components outside polynomial time. The invention provides the means to modify the challenge response computation with a password or PIN number such that any document or ticket or product can be locked or unlocked accordingly. When locked, the password or PIN number corrupts the challenge response computation such that the challenge response pair is deemed non-authentic. The invention has direct application to Internet sales transactions. | 2013-07-04 |
| 20130173485 | COMPUTER-IMPLEMENTED METHOD TO CHARACTERISE SOCIAL INFLUENCE AND PREDICT BEHAVIOUR OF A USER - It is characterised in that it comprises creating with computing means a multidimensional profile of a user including at least a prediction of behaviour of said user and a characterisation of social influence of said user, said prediction of behaviour comprising:
| 2013-07-04 |
| 20130173486 | COLLABORATION CLOUD - A collaboration cloud system generates a business task and identifies participants of the business task, a process of the business task, communications among participants, and documents and objects associated with the business task. A collaborative display for the business task is generated for the participants to collaborate on the business task. The collaborative display identifies the participants of the business task, the process of the business task, the communications among participants, and the documents and objects associated with the business task. | 2013-07-04 |
| 20130173487 | SHIPPING CONTAINER REUSE RECOMMENDATION SYSTEM - A shipping container reuse recommendation system receives a shipping container identifier of a shipping container. The shipping container identifier of the shipping container is associated with a first transaction of an online marketplace application. The location of the shipping container is tracked. A database stores shipping container identifiers and corresponding transaction and tracking location histories. A recommendation to reuse a shipping container in a second transaction of the online marketplace application is generated based on a transaction and tracking location history associated with the shipping container identifier. | 2013-07-04 |
| 20130173488 | Methods and Systems for Facilitating Movement of Articles of Freight - Methods and systems for facilitating movement of articles in freight are disclosed. One method comprises reading an article marker comprising article data identifying the article; transmitting the article data to a computing device in electrical communication with a database comprising one or more shipping rules related to the article; associating the article with the one or more shipping rules; reading a second location marker comprising second location data identifying the second location; transmitting the second location data to the computing device; determining whether movement of the article to the second location is consistent with the one or more shipping rules; transmitting a message from the computing device to an annunciator indicating whether movement of the article is consistent with the one or more shipping rules; and setting a state of the annunciator, based on the message. | 2013-07-04 |
| 20130173489 | INLAND FREIGHT MANAGEMENT - An inland freight management module for managing inland moves of freight from a plurality of vendor supply locations to port includes a profile maintenance component, a load planning component, and a load routing and booking component. The profile maintenance component is adapted for maintaining an inland planning zone profile including information relating to a plurality of inland planning zones generated according to one or more customs districts. The load planning component is programmed for planning field consolidation of one or more container loads via a multi-stop route between the plurality of vendor supply locations, where the multi-stop route is generated within one of the plurality of inland planning zones. | 2013-07-04 |
| 20130173490 | SYSTEMS, METHODS, APPARATUSES AND COMPUTER PROGRAM PRODUCTS FOR FACILITATING PRODUCT EXCHANGE SERVICES - An apparatus for facilitating product exchanges includes a processor and memory storing executable computer code causing the apparatus to at least perform operations including triggering an exchange procedure to return a product(s) to an entity responsive to receipt of an indicated selection of a return service option. The computer program code may further cause the apparatus to generate a return label(s) and identify a box(es) for inclusion of the product responsive to the receipt of the indicated selection and may generate a notification(s) notifying a user of a pickup time for the product and receive an indication that the product is packaged in the box(es), that information of the return label is captured and that the product is collected for delivery. The computer program code may further cause the apparatus to receive an indication that the product is delivered to entity. Corresponding methods and computer program products are also provided. | 2013-07-04 |
| 20130173491 | HIGHLIGHTING GUEST REVIEWS - A processor determines that a user who has requested that a list of reviews be displayed is the same user who had previously submitted a review found in the list of reviews. The processor displays the review submitted by the user and at least one additional review from another user so as to highlight the review submitted by the user relative to the at least one additional review in response to the determination that the user who submitted the review is the same user who requested that the list of reviews be displayed. | 2013-07-04 |
| 20130173492 | COLLECTION AND DISTRIBUTION OF AFTER PURCHASE EXPERIENCE DATA - Embodiments of the invention are directed to a system, method, or computer program product for collecting and distributing after purchase experience data. Customers that have communicated with a merchant may provide more beneficial feedback to the merchants than other individuals. In this way, the system provides mechanisms for the customer to provide feedback if they have communicated with the merchant. Embodiments of the invention allow a customer to provide this feedback for a merchant, a product, or the total purchase experience of a customer. A system then compiles and sorts the data. In turn, a customer, a merchant, or other entities may be able to view the compiled after purchase experience data. | 2013-07-04 |
| 20130173493 | OPTIMIZING PROCUREMENT SPEND COMPLIANCE - Managing spend compliance may include receiving a set of spend transaction records containing one or more spend attributes, one or more compliance business rules and one or more investment scenarios that increase spend compliance. The compliance business rules may be applied to the transaction records and segments of transactions with predetermined high savings opportunities may be determined. A prioritized investment plan over one or more time periods that yield optimized return on investment may be generated based on applying the segments of transactions and the investment scenarios. | 2013-07-04 |
