26th week of 2015 patent applcation highlights part 55 |
Patent application number | Title | Published |
20150178699 | SaaS SETTLEMENT SYSTEM, SaaS USAGE-FEE SETTLEMENT METHOD, AND PROGRAM - The necessity of calculating a SaaS usage fee by a SaaS service provider is eliminated, and operation efficiency of the SaaS service provider is improved. When a SaaS user | 2015-06-25 |
20150178700 | System, Method, and Apparatus for Settlement for Participation in an Electric Power Grid - Systems, methods, and apparatus embodiments for electric power grid and network registration and management of physical and financial settlement for participation of active grid elements in supply and/or curtailment of power, wherein Internet Protocol (IP)-based messages including IP packets are generated by transforming raw data content into settlement grade content. Settlement is provided for grid elements that participate in the electric power grid following initial registration of each grid element with the system, preferably through network-based communication between the grid elements and a coordinator, either in coordination with or outside of an IP-based communications network router. Messaging related to settlement is managed through a network by a Coordinator using IP messaging for communication with the grid elements, with the energy management system (EMS), and with the utilities, market participants, and/or grid operators. | 2015-06-25 |
20150178701 | KIOSK ACCOUNT MANAGEMENT SYSTEM AND METHOD - A kiosk account management system includes a server in communication with one or more kiosk computing devices configured in kiosks. The server receives account information from a kiosk computing device in which the account information is associated with a service provided by at least one consumer item held and displayed on the kiosk. The uses the account information to facilitate management of the account with a service provider computing device administered by a provider of the service using an interactive video segment. The server also receives, from the service provider computing device, interactive video segment information for customizing the interactive video segment, and customizing the interactive video segment according to the received interactive video segment information. | 2015-06-25 |
20150178702 | METHOD AND DEVICE FOR MULTI-DROP BUS PAYMENT PERIPHERAL EXPANSION - A method and device for retrofitting a payment accepting unit to accommodate a plurality of payment peripherals is disclosed herein. A device with processor(s), memory, a slave interface, and host interface(s) performs as a virtual payment peripheral by registering the device as a slave to the payment accepting unit coupled with the slave interface and performs as a virtual payment accepting unit by registering payment peripheral(s) coupled with the host interface(s) as slaves to the device. The device receives a command from the payment accepting unit via the slave interface and, in response to receiving the command: sends an acknowledgement to the payment accepting unit via the slave interface; and relays the command to a respective payment peripheral via a respective one of the host interface(s), where the device sends signals to and from the payment accepting unit asynchronous of sending signals to and from the payment peripheral(s). | 2015-06-25 |
20150178703 | VISUAL CUSTOMER IDENTIFICATION - An image of a customer is associated with a transaction at an enterprise. The image is accessible during enterprise transaction processing for visual inspection. In an embodiment, the image is printed as a receipt that is handled by enterprise personnel to visually ascertain a particular customer that is to receive at least one good and/or service associated with the transaction. | 2015-06-25 |
20150178704 | SYSTEMS AND METHODS FOR FINANCIAL TRANSACTION THROUGH CARD READER IN COMMUNICATION WITH THIRD PARTY FINANCIAL INSTITUTION WITH ENCRYPTED INFORMATION - A system is provided that includes a transaction engine running on a mobile device. In response to a financial transaction between a buyer and a seller, the transaction uses the mobile device to accept information selected including but not limited to information from financial transaction or information pertaining to financial transaction card used by the buyer in the transaction. At least a portion of this information is communicated with a third party financial institution or payment network to authorize the transaction. Encrypted information is sent to the third party payment system authorizing a financial transaction. | 2015-06-25 |
20150178705 | Caching Item Information in a Cloud-Based Point of Sale System - Mechanisms are provided, in a data processing system, for retrieving and utilizing item information to perform a transaction. The mechanisms receive an identification of an item present in a detection field of the item identification system. A determination is made as to whether valid item information for the item is present in a cache of the data processing system in response to detecting the item as being present in the detection field of the item identification system. If valid item information is present in the cache, the valid item information is retrieved from the cache. If valid item information is not present in the cache, the valid item information is retrieved from a remotely located cloud computing system. The transaction is performed based on the valid item information. | 2015-06-25 |
20150178706 | APPARATUS AND METHOD FOR PROXY GOODS AND SERVICES PRESENTATION TO A CONSUMER MOBILE DEVICE - A system for proxy goods and services presentation incorporates a backbone server having internet and secure link connectivity. A client environment proxy server is connected for internet communication with the backbone server and has network connectivity. Client back end servers and client websites are connected to the backbone server and a merchant gateway is connected to the backbone server through a secure link. A point of sale device is connected to the client environment proxy server through a network and a consumer mobile device is connected to the client environment proxy server through the network. | 2015-06-25 |
20150178707 | INFORMATION PROCESSING APPARATUS - A tablet terminal of an information processing apparatus includes: a product price input receiving unit that receives an input of a price for each settlement target product based on an operation of a user; a total amount calculating unit that adds the prices for the respective products received by the product price input receiving unit to calculate a total amount; a total amount displaying unit that displays the total amount in an amount display device as a payment; and a receipt output unit that outputs a receipt printed with settlement information, including specification information of the price for each product received by the price input receiving unit and information of the total amount, from a printer connected through the interface board. The printer, the amount display device, the interface board are stored in a housing. The housing and the tablet terminal are integrally connected to function as one cash register. | 2015-06-25 |
20150178708 | DYNAMIC PAYMENT PROCESSING GATEWAY WITH RULES BASED PAYMENT PROCESSING ENGINE - Payment processing systems and gateways are configured to (a) accept payment transactions from a merchant in a plurality of disparate formats, (b) convert payment transaction to a format recognized by a payment gateway, (c) use a rules based engine to determine a first third party payment processor to process a payment transaction, and (d) convert the payment transaction into a format acceptable to the determined first third party payment processor. | 2015-06-25 |
20150178709 | SYSTEMS AND METHODS FOR REMOTE ELECTRONIC COLLECTION OF PAYMENT - Systems and methods that receive one or more images or one or more information elements associated with a payment instrument in the form of a payment request. The payment request may be processed to identify a debit mechanism and a debit card account to which a credit is to be made. A debit transaction may be generated based at least in part on the payment request. A credit transaction may be generated based at least in part on the payment request and the debit card account. | 2015-06-25 |
20150178710 | METHODS OF OFFLINE FARE COLLECTION FOR OPEN-LOOP AND HYBRID CARD SYSTEMS - Interconnected methods of card-based fare collection at computer-based service access validation terminals are disclosed. The first method is characterized by periodically propagating to the validation terminals card transaction data originated at other validation terminals. This method is most pertinent to the public transit fare systems utilizing open-loop payment cards and vehicle-installed terminals. The second method is characterized by actualizing the validation terminals' data by way of data broadcasting or multicasting. This method makes the first method practical and improves performance of open-loop and closed-loop card systems implementing offline validations. | 2015-06-25 |
20150178711 | METHOD FOR CREATING A PAYMENT SYSTEM - Provided are methods of search, retrieval and processing of digital data, identification and location of network resources, electronic commerce, and distribution of physical and virtual goods and services, in particular the distribution of Internet Domain Name System (DNS) names, as well as to creation of payment instruments, payment systems, addressing and execution of payments. Specifically, a method of creating of a payment system by leasing cloud services of an OEM payment system via the Internet, where the hardware and software of the OEM payment system (the payment system cloud) is also on the Internet, using network identifiers as financial account identifiers. Also provided is a procedure for distribution of network identifiers to identify transactional accounts. Creation of transactional systems, generation of account network identifiers, protection and distribution of the identifiers and transactional account data can organized in real-time. | 2015-06-25 |
20150178712 | Mobile payments integrated with a booking system - Mobile payments integrated with a booking system. In one embodiment, for example, a method in a service provider computer system is performed. The service provider computer system is communicatively coupled to a computing device of a user and a merchant point-of-sale computer by one or more data networks. The method comprises: receiving a request from the computing device of the user to pay a ticket open at the merchant point-of-sale computer; obtaining a current total ticket amount for the ticket from the merchant point-of-sale computer; determining an estimated total ticket amount based at least in part on the current total ticket amount; authorizing but not capturing payment of the estimated total ticket amount with a payment network gateway computer; after the ticket is closed at the merchant point-of-sale computer, obtaining a final total ticket amount for the ticket from the merchant point-of-sale computer; and capturing payment of the final total ticket amount with the payment network gateway computer. | 2015-06-25 |
20150178713 | METHOD AND SYSTEM OF PROVIDING FINANCIAL TRANSACTION CARD RELATED MOBILE APPS - An application providing method including: storing, at a memory of a cloud-based computing resource, at least two web-based applications; allowing a computing device of a user, after the user has gained access to a website of a financial institution of which the user has an account, to access the application offering page identifying the at least two web-based applications that are stored on the cloud-based computing resource; receiving, in the cloud-based computing resource, a selection of an application from the application offering page; transmitting, from the cloud-based computing resource to the computing device, data that allows the selected application to be displayed on the computing device, the selected application being stored on the cloud-based computing resource; and transmitting, from the cloud-based computing resource to the computing device, data that allows data pertaining to the user that was previously stored by the financial institution to be displayed on the computing device. | 2015-06-25 |
20150178714 | METHOD FOR PROVIDING CONNECTIVITY FROM A TRANSPORT VEHICLE - A method for providing connectivity from a transport vehicle to a transport vehicle company, a financial institution, and/or a third party provider, and an administrative processor via a network using administrative data storage, a dynamic library of viewing content, and a dynamic driver profile. The method uses a portable media device installed in the transport vehicle for viewing content using an interactive dynamic customized dashboard. The method enables purchase of goods and services from the transport vehicle, while the transport vehicle is in motion, recharging of a client device while in the transport vehicle, and providing automated driver check in and out while recording activity of the transport vehicle during defined periods of time. | 2015-06-25 |
20150178715 | AUTHENTICATING ENTITIES ENGAGING IN AUTOMATED OR ELECTRONIC TRANSACTIONS OR ACTIVITIES - An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity and/or reliability verification is provided. | 2015-06-25 |
20150178716 | COMPONENTS, SYSTEM, PLATFORM AND METHODOLOGIES FOR MEDIATING AND PROVISIONING SERVICES AND PRODUCT DELIVERY AND ORCHESTRATING, MEDIATING AND AUTHENTICATING TRANSACTIONS AND INTERACTIONS - A system, methodologies and components of an inventive Mobile Engagement Platform enable cross channel transaction processing, authentication, tokenization, security, and data aggregation. | 2015-06-25 |
20150178717 | METHOD AND APPARATUS FOR CREATING AND SENDING A CODE GRID TO A PORTABLE COMMUNICATION DEVICE - A method and apparatus for sending a code grid representing an indication of payment for a good or service from a service provider ( | 2015-06-25 |
20150178718 | SMART CARDS AND SMART CARD COMMUNICATION METHODS AND SYSTEMS - The present disclosure includes a smart card. The smart card includes an audio module to receive a money deduction request in a form of an external audio signal from an external device, wherein the monetary-amount deduction request includes a monetary amount to be deducted and the external device's identification information. The smart card further includes a data processing module to authenticate the external device's identification information, deduct the monetary amount from the smart card after the authentication of the external device's identification information is passed, and generate monetary-amount-deduction result information. The audio module transmits to the external device the monetary-amount-deduction result information in a form of an audio signal, wherein the monetary-amount-deduction result information includes a deducted monetary amount to be added to the external device and the smart card's identification information to be authenticated by the external device. | 2015-06-25 |
20150178719 | Methods and Apparatus for Enabling Secure Network-Based Transactions - An apparatus includes a transaction card bearing data and having an output interface capable of transmitting the data, a card reader having an input interface enabled to accept the data from the output interface of the transaction card, conversion circuitry converting the card data to an analog modulated signal, and an output pin from the card reader adapted to engage in a microphone port of a computerized appliance, the output pin providing the analog modulated signal to the port, and thence to the computerized appliance. | 2015-06-25 |
20150178720 | System for accepting a first currency for making payment for a transaction and paying for the transaction with funds in a different currency. - A method and system for transferring value to a user of a transaction system including receiving from the user a request for value, evaluating the risk involved in providing the value by evaluating information accessible to the transaction system, selectively approving the request for value based on evaluating the risk involved, and distributing the value to the user. The information that is accessible to the transaction system may be stored at the transaction system or separated from the transaction system. The value may include funds, a line of credit, coupons, or gift certificates, and may be distributed over a period of time. The user may be a buyer or a seller. | 2015-06-25 |
20150178721 | DYNAMIC GENERATION OF QUICK RESPONSE (QR) CODES FOR SECURE COMMUNICATION FROM/TO A MOBILE DEVICE - Dynamically generated quick response (QR) codes are used for secure communication to/from mobile devices. In one example, a QR code identifies a product or service selected by a user using a mobile device. The mobile device generates the QR code identifying the user's selection, and displays the QR code for reading by a retail kiosk. The retail kiosk, such as movie-rental kiosk, extracts the product or service selection encoded in QR code and provides the identified product or service to the user. The QR code can additionally identify a user account, such that payment for the product or service is automatically charged to the account identified from the QR code. In another example, the QR code is used to transfer money and/or credits between a user and a retailer, or between two users. | 2015-06-25 |
20150178722 | TEMPORARY PASSCODE GENERATION FOR CREDIT CARD TRANSACTIONS - Embodiments of the present invention disclose a method, computer program product, and system for verifying the identity of a card user. A computer sends one or more temporary passcodes to a user device. The computer sends a prompt to a point of sale device, wherein the prompt requests a predefined, identifying input. The computer receives the temporary passcode, the computer verifies that the received temporary passcode is substantially similar to at least one of the one or more passcodes sent to the user device. | 2015-06-25 |
20150178723 | DELETION OF CREDENTIALS FROM AN ELECTRONIC DEVICE - Systems, methods, and computer-readable media for managing credentials are provided. In one example embodiment, an electronic device may include a secure element with a security domain element stored on the secure element. The electronic device may also include a processor component that may be configured to, inter alia, permanently terminate the functionality of the security domain element, after the functionality has been permanently terminated, communicatively couple the electronic device to a trusted service manager, and transmit data to the communicatively coupled trusted service manager that may be usable by the trusted service manager to determine that the functionality has been permanently terminated. Additional embodiments are also provided. | 2015-06-25 |
20150178724 | LIMITED-USE KEYS AND CRYPTOGRAMS - Techniques for enhancing the security of a communication device when conducting a transaction using the communication device may include encrypting account information with a first encryption key to generate a second encryption key, and encrypting key index information using the second key to generate a limited-use key (LUK). The key index information may include a key index having information pertaining to generation of the LUK. The LUK and the key index can be provided to the communication device to facilitate generation of a transaction cryptogram for a transaction conducted using the communication device, and the transaction can be authorized based on the transaction cryptogram generated from the LUK. | 2015-06-25 |
20150178725 | TRANSACTION AUTHORIZATION CONTROL AND ACCOUNT LINKING INVOLVING MULTIPLE AND SINGULAR ACCOUNTS OR USERS - Systems and methods for controlling authorized transactions associated with an account and for linking multiple accounts are disclosed. The systems and methods may be implemented over a network and may include receiving input from an account holder and/or account user, each of which may communicate with the system through a user interface displayed on a computing device such as a computer, laptop, tablet, or smartphone. The system may allow one or more account holders to restrict the scope of permissible transactions associated with an account by updating transaction restriction parameters stored in memory. The system may further allow one or more accounts to be linked according to one or more link parameters. Where an account is associated with multiple authorized account holders, the system may facilitate a negotiation process through which the multiple holders concur on changes to transaction restriction parameters and/or link parameters before the system implements the same. | 2015-06-25 |
20150178726 | SYSTEM AND METHOD FOR MOBILE PAYMENT AUTHENTICATION - A method of authenticating a payment request from a requesting terminal is performed at a computer server having one or more processors and memory storing program modules to be executed by the one or more processors. The computer server receives a payment request from the requesting terminal. If the payment request satisfies predefined authentication conditions, the computer server sends a payment authentication request to an authentication terminal associated with the requesting terminal and receives a response to the payment authentication request from the authentication terminal. The computer server forwards the payment request to a payment server if the response indicates that the payment authentication request succeeds. Otherwise, the computer server notifies the requesting terminal that the payment request is denied if the payment authentication request fails. | 2015-06-25 |
20150178727 | Systems and Methods for Identity Verification for Terminal-Based Payments - Systems and methods are provided for identity verification. For example, a user terminal acquires graphical verification information that carries a graphical pattern for identity verification; the user terminal sends the graphical verification information to a server; the server verifies the graphical verification information; the server sends a verification result to the user terminal; and in response to the verification result indicating that the graphical verification information is successfully verified, determining, the user terminal verifies that the identity verification is passed. | 2015-06-25 |
20150178728 | METHOD AND SYSTEM OF SELECTIVE CONTENT DELIVERY - A system and method of selectively distributing content based on verification of preferences. Access rights may be determined based on a type of content requested and type of content element which may be provided as secondary content. Compensation for a content provider may be determined based on secondary content presented and/or suppressed when primary content is provided. | 2015-06-25 |
20150178729 | ELECTRONIC TRANSACTION BETWEEN A MOBILE DEVICE, A TOUCH PANEL DEVICE AND A SERVER - A mobile device including a wireless communication unit, a touch panel including a transmitting electrode and a processing unit is provided. The wireless communication unit is configured to transmit a transaction request to a server and receive transaction data from the server. The transmitting electrode is configured to transmit payer data to a receiving electrode of a touch panel device. The processing unit is configured to process a signature on the touch panel to get a signature characteristic, generate payer data according to the signature characteristic and the transaction data, and provide the payer data to the touch panel. The payer data is forwarded to the server by the touch panel device and, when the payer data passes verification by the server, the transaction request is approved. | 2015-06-25 |
20150178730 | SYSTEM AND METHOD FOR DOWNLOADING AN ELECTRONIC PRODUCT TO A PIN-PAD TERMINAL USING A DIRECTLY-TRANSMITTED ELECTRONIC SHOPPING BASKET ENTRY - A method of downloading an electronic product to a pin-pad terminal involves the pin-pad terminal transmitting to a network gateway a transaction proposal for an electronic product from a network device, and receiving from the network gateway a transaction proposal response generated by the network gateway in response to the transaction proposal. The transaction proposal response includes a transaction pointer associated with the electronic product. The pin-pad terminal electronically directly transmits to an electronic cash register coupled to the pin-pad terminal an indication of a payment amount for the electronic product. The pin-pad terminal receives from the electronic cash register confirmation of entry of the electronic product in an electronic shopping basket maintained by the electronic cash register, and transmits the transaction pointer to the network device via the network gateway. The pin-pad terminal receives the electronic product from the network device via the network gateway. | 2015-06-25 |
20150178731 | MOBILE DEVICE ASSISTED SERVICE - A clerk of an establishment carries a portable device when servicing a customer. The portable device is operable to: acquire loyalty details including preferences for the customer; initiate, monitor, and/or complete transactions with the customer; broadcast the loyalty and transaction details to staff of the establishment, and receive status details for the transaction from the staff. | 2015-06-25 |
20150178732 | MOBILE PHONE ATM PROCESSING METHODS AND SYSTEMS - Embodiments provide systems, methods, processes, computer program code and means for using mobile devices to conduct transactions with ATM devices. | 2015-06-25 |
20150178733 | PAYMENT CARD FRAUD PROTECTION - Disclosed is a novel system and method for managing payment card fraud. More particularly, accessing information associated with at least one card holder after the card holder has physically passed through at least one security checkpoint in which the card holder's identity has been authenticated. Next at least one payment card identifier associated with the card holder is received. A payment card profile associated with the payment card is updated. In one example, information from a ticket is also used with the payment card identifier to manage the probability of rejection. Numerous embodiments are disclosed. | 2015-06-25 |
20150178734 | System for accepting a first account for making payment for a transaction and paying for the transaction with funds from a second account - An online payment service receives from a consumer the identity of a first account for making a payment for a transaction. The payment service accepts the first account for making the payment. The payment is permitted to be made from a second account maintained for the consumer by the online payment service. The second account may be internal to the online payment system, and the first account may be external to the online payment service. A third party may participate in the transaction. | 2015-06-25 |
20150178735 | RISK ASSESSMENT RULE SET APPLICATION FOR FRAUD PREVENTION - Rules, applied to deny authorization of likely fraudulent transactions, are derived from a modified Patient Rule Induction Method algorithm that uses a target variable and a data set of past transactions each associated with a plurality of input variables and a hyper-rectangle enclosing a multi-dimensional space defined by a representation of the input variable values as points within the multi-dimensional space. While a count of the points within the hyper-rectangle is greater than a minimum support parameter, a first plurality of points proximal to edges of the hyper-rectangle are removed, where each such removing maximizes a mean value of the target variable, and then, while the mean value remains maximized, a second plurality of points proximal to the edges is added, where each adding maximizes or maintains the mean value. The hyper-rectangle is bounded within a minimum bounding box that defines the rules. | 2015-06-25 |
20150178736 | METHOD AND SYSTEM FOR GENERATING A FRAUD RISK SCORE USING TELEPHONY CHANNEL BASED AUDIO AND NON-AUDIO DATA - Disclosed is a method for generating a fraud risk score representing a fraud risk associated with an individual, the method comprising: a) determining a telephony channel risk score from at least one of audio channel data and non-audio channel data of the individual; and b) generating the fraud risk score based on at least one of the telephony channel risk score, the audio channel data, and the non-audio channel data. | 2015-06-25 |
20150178737 | METHOD AND APPARATUS FOR PREPARING, STORING AND RECORDING COMPLIANT RECORDS FOR MOTOR CARRIERS, REGISTRANTS, AND GOVERNMENTAL ORGANIZATIONS - A vehicle-centric cloud-based records management platform remains accessible through a web-based management portal and a mobile application, which can be integrated with vehicle devices for in-vehicle use. Regardless of the method of collection, the computerized method and system of the present invention are able to summarize the data into actionable documents for vehicle registration, fuel tax calculation/filing, and federal forms completion. | 2015-06-25 |
20150178738 | SYSTEM FOR VERIFYING AN ITEM IN A PACKAGE - A system verifying an item in a package comprises a package producer and a verifier. The package producer produces a package with a label, wherein the package includes an item each with one or more selected tag identifiers that are placed in a location on the item. The verifier verifies the item using 1) the one or more selected tag identifiers as detected using a spectral measurement or 2) a location or a shape of the one or more selected tag identifiers on the item, and 3) the label as read using a label reader. | 2015-06-25 |
20150178739 | SYSTEMS AND METHODS FOR PASSIVELY DETERMINING A RATIO OF PURCHASERS AND PROSEPECTIVE PURCHASERS IN A MERCHANT LOCATION - A method and system for determining a status of a visitor to a physical location and associated with a handheld device using a computer device coupled to a database are provided. The method includes receiving, by the processor, a hello message from a radio associated with one or more handheld devices, capturing a unique identifier of the handheld device from the received hello message, determining visitor geographic information based on the captured unique identifier and a determined signal strength of the hello message, and outputting the visitor information. | 2015-06-25 |
20150178740 | METHODS AND APPARATUS TO IDENTIFY USERS ASSOCIATED WITH DEVICE APPLICATION USAGE - Methods and apparatus are disclosed to identify users associated with device application usage. A disclosed example method involves obtaining demographics of persons to participate in a panel for an audience research study, identifying a set of applications to be monitored, providing devices associated with the persons in the panel with a meter to record usage of the applications and with a user-to-application associator, the user-to-application associator to define associations between the applications to be monitored and the persons associate with the device before the applications are launched, receiving data from a first one of the devices identifying a first one of the persons as a primary user of a first one of the applications in the set of applications, receiving data from the first device identifying usage of the first application, and associating the demographics of the first person with the usage of the first application. | 2015-06-25 |
20150178741 | DATA PROCESS SYSTEM AND DATA PROCESS METHOD - A data process system includes an operation history data gathering unit that obtains an operation history data of an image process apparatus, a data analysis unit that analyzes the operation history data according to a predetermined condition and generates notification data in a case where the predetermined condition is satisfied, a screen data generation unit that generates screen data according to the notification data for displaying a notification screen to indicate that the predetermined condition is satisfied, and a document data generation unit that generates document data pertaining to a document to be presented to a user of the image process apparatus based on the analyzed operation history data in response to an operation performed on the notification screen. | 2015-06-25 |
20150178742 | System and Method For The Facilitation of Real-time Customer, Employee and Stakeholder Engagement Through Managed Devices - Systems and methods which facilitate real-time customer, employee and other stakeholder engagement with a business or other organization through managed devices are disclosed. In an aspect, systems and methods are disclosed which enable customers or employees to provide input to a business by responding to content displayed on an electronic device, where the content is controlled by the business or a third party service provider. In an aspect, methods and systems are provided to facilitate localized connectivity channels between a business and its customers for issue resolution. | 2015-06-25 |
20150178743 | OBJECT MODELING FOR EXPLORING LARGE DATA SETS - An object model is used to facilitate performing financial analysis and that includes certain zero-order objects or building blocks that lend themselves particularly well to doing financial analysis. The object model comprises a universe of data items, relationships between the data items, higher-order objects generated based on one or more data items in the universe, higher-order objects generated based on other objects, and auxiliary entities related to the universe of data items. | 2015-06-25 |
20150178744 | Methods and systems for signals management - Methods and systems for managing signals based upon agreements, parameters, and rules governing signal(s) use, including limitations on signal use. Signals are indicators of data that are derived from data sources and abstracted to protect the underlying data. The signal owner first converts its own underlying data into a “signal” or indicator that represents the data without disclosing it or providing it. | 2015-06-25 |
20150178745 | System and Method for Projecting Product Movement - A method includes receiving data encoding search results from at least one search engine, each of the at least one search engine applying an ontology in a corresponding social-media channel, the ontology refined to account for at least one healthcare product and at least one event; retrieving a database that includes relationships between identified event and healthcare indication, the database being developed from historical sales activities of healthcare products and healthcare indications for the healthcare products; and analyzing the search results by: determining at least one event identified by the search results; comparing the at least one event with the retrieved database to determine a corresponding healthcare indication; identifying a healthcare product with the determined corresponding healthcare indication; and correlating the search results about the identified healthcare product with historical sales activities of the identified healthcare product to determine a sales trend for the identified healthcare product during a projected period. | 2015-06-25 |
20150178746 | SYSTEM AND METHOD FOR NEAR REAL-TIME, UNSOLICITED, UNBIASED DEMAND COLLECTION FOR DISTRIBUTING CONSUMER ITEMS - This invention is a system for determining non-abstract consumer demand for an item comprising: a user agent, an aggregator and a sales agent for transmitting the quantity price demand information to a supplier computer system, receiving an initial price and quantity of the discrete item being offered by the supplier from the supplier computer system, setting the current price to the initial price, (a) transmitting the discrete item information to remote computer systems that represent the user's desire for the discrete item, (b) waiting an predetermined period of time, (c) reducing the quantity of items available by the number sold during the predetermined period of time, (d) reducing the current price and performing steps (a), (b), (c) and (d) until: (i) the quantity of items available is reduced to zero or (ii) a sale termination period is reached or (iii) a maximum price reduction has been reached. | 2015-06-25 |
20150178747 | SYSTEM AND METHOD FOR DETERMINING AND DISTRIBUTING CONSUMER ITEMS ACCORDING TO DYNAMIC DEMAND LEVELS - This invention is directed to a computerized system for asynchronously receiving persistent query requests, selecting a subset from the plurality of persistent query requests for a particular item, ordering the subset of persistent query requests into a plurality of equal range brackets between the highest desired price to the lowest desired price, receiving a set of sales program criteria from the vendor computer system created in response to the vendor computer system previously receiving the subset of persistent query requests having available quantity and available price information for the items available for sale from the vendor, determining the number of available items from the sales program criteria having available prices that are within a first desired range bracket, and transmitting a notification to the remote computer devices associated with the query results having available prices in the first range bracket. | 2015-06-25 |
20150178748 | SYSTEM AND METHOD FOR ESTIMATING ORGANIC WEB TRAFFIC FROM A SECURED SOURCE - One embodiment includes a method for estimating web traffic to a website. The method includes obtaining a subset of first set of reporting information from a secured external source and a second set of reporting information from a unsecured external source. The first set of reporting information includes a corresponding set of secured reporting information which is not provided. The method also includes generating an estimation of the amount of traffic directed to the website from the secured external source by correlating the second set of reporting information with the first set of reporting information, and obtaining an estimated revenue value of the traffic from both the secured external source and unsecured external source based on the estimation of the amount of traffic directed to the website from the secured external source and an amount traffic directed to the website from the unsecured external source. | 2015-06-25 |
20150178749 | METHODS, SYSTEMS AND COMPUTER READABLE MEDIA FOR PREDICTING CONSUMER PURCHASE BEHAVIOR - Methods, systems, and computer readable media for predicting consumer purchase behavior are disclosed. In one example, the method includes obtaining consumer intention data and purchase transaction data associated with a consumer and merging the consumer intention data with the purchase transaction data to construct a target variable. The method further includes merging the target variable with at least one independent variable to create an aggregated data set, generating an intent-action gap model utilizing a portion of the aggregated data set, and applying the intent-action gap model to the aggregated data set to generate an intent-action gap score associated with the consumer, wherein the intent-action gap score serves as an indication of purchase behavior indicator associated with the consumer. | 2015-06-25 |
20150178750 | MOBILE PROXIMITY-BASED ANALYTICS - A geographical position of a mobile device is monitored and when the position is within a configured proximity to an establishment, customized analytics are gathered relevant to the establishment. The analytics dynamically pushed to presentations on the display of the mobile device and to interfaces of the mobile device for viewing and interacting by a user of the mobile device, as the user is at or approaches the establishment. | 2015-06-25 |
20150178751 | FUEL PRICE DATA GENERATION - Methods and devices for generating fuel price data comprising: receiving fuel price data associated with a retail fuel site; receiving a location associated with the received fuel price data; receiving, as input to the processor, a location associated with the retail fuel site; and if the location associated with the received fuel price data and the location associated with the retail fuel site satisfy a predetermined criterion, generating said fuel price data based upon the received fuel price data. | 2015-06-25 |
20150178752 | SPEND ANALYSIS SYSTEM AND METHOD - Systems and methods for a spend analysis are described, and include identifying a spend category and associating a cost component model to the spend category. The cost component model indicates one or more cost contributors to the spend category. The systems and methods also include receiving market information associated with at least a subset of the one or more cost contributors in the cost component model and outputting an analysis of spend associated with the spend category in relation to the cost component model. | 2015-06-25 |
20150178753 | SYSTEM AND METHOD FOR RECONCILIATION OF NON-CURRENCY RELATED TRANSACTION ACCOUNT SPEND - A system and method for facilitating automatic reconciliation of transaction card transactions is disclosed, wherein a user may request single-use account codes via the Internet. The system comprises various hardware and software systems to enable a card member, program administrator, or any other designated third-party to request one or more single-use account codes. The requestor may further assign a descriptor for each of the one or more account codes. After receiving a requested account code, the requestor may communicate the account code to a merchant to facilitate a purchase transaction. The system retrieves a list of transactions from the card issuer at regular intervals, matches the account codes in the list to an account code and associated descriptor, and records the reconciled transaction within a database. | 2015-06-25 |
20150178754 | INCENTIVE SYSTEM FOR INTERACTIVE CONTENT CONSUMPTION - Methods, systems and computer program products are described that incentivize users to provide feedback about, consume, and/or interact with content displayed on a user device. In accordance with embodiments, the user provides feedback about content items displayed on the user device, wherein each instance of feedback is classified into one of a plurality of predefined feedback types. Information related to the number of instances of each type of feedback generated by the user is transmitted from the user device to a server where such information is used to determine the value of an incentive to be awarded to the user. The incentives may take the form of credits that are accumulated in association with a user account and an interface may be provided by which the user can redeem the credits to obtain one or more items of value. | 2015-06-25 |
20150178755 | SYSTEMS AND METHODS FOR CONSUMER DRIVEN MARKETING - A method for consumer driven marketing provide a relationship marketing system that enables a consumer to receive benefits from a merchant for marketing to potential consumer in at least one relationship network. The consumer obtains the system by downloading onto a communication device. The consumer visits the merchant to purchase a product or service. The consumer captures images and provides text on the communication device about the product and then distributes the image and text throughout relationship networks. The feedback from the potential consumer is the substance of the marketing effort, as the potential customers receive validation of the product from a trusted, known consumer. The merchant converts the feedback into incentives for the consumer. The incentives are defined and distributed by the merchant. The consumer may receive all the incentives, or share them with the potential consumer to further leverage the incentives for additional marketing. | 2015-06-25 |
20150178756 | SURVEY PARTICIPATION RATE WITH AN INCENTIVE MECHANISM - An incentive mechanism may comprise computing an incentive score for a participant based on one or more attributes of the participant clustered by the attributes and an individual incentive sensitivity, subject to the campaign specifics of campaign goal and the incentive resource constraints. An optimal incentive amount to distribute to the participant and frequency of distribution to the participant may be determined based on at least the incentive score, the incentive amount optimized to maximize the incentive resource (total budget) given to said participants in a cluster of participants. One or more responses from the participant may be monitored and observed as a result of distributing the incentive amount. Based on the responses, individual incentive sensitivity may be determined, which may be used to further determine an optimized incentive amount. | 2015-06-25 |
20150178757 | PAYMENT SYSTEM AND METHOD - A smartphone ( | 2015-06-25 |
20150178758 | IDENTIFIER-BASED COUPON DISTRIBUTION - A client device detects a QR code (or NFC tag). The client device decodes the QR code. The client device determines that the data encoded within the QR code includes a URL. Based on the URL, the client device sends a first request to a first server identified by the URL. In response to the first request, the client device receives from the first server data configured to cause the client device to display, to a user of the client device, at least one of: a video or an interactive web page. Responsive to the data encoded in the QR code, the client device sends to a coupon server: identification data associated with a user of the client device, and a request for the coupon server to distribute a digital coupon for an offer associated with an identifier encoded within the QR code to an account associated with the user. | 2015-06-25 |
20150178759 | LOYALTY PROGRAM BASED ON TIME SAVINGS - Users of a web site may save time by completing purchases via an electronic network. A transaction completed at least partially online, for example, may require less user time than an alternative transaction that is completed by traveling to a physical store location. A computer system may estimate an amount of time saved by a user for a transaction, relative to an alternative transaction, using various techniques such as estimating an amount of travel time that may be saved. User loyalty accounts may be credited with the estimated amounts of time saved for transactions. Estimated amounts of time saved may be displayed to users, which may encourage additional purchases to be made via a web site or service that supports estimation of time savings for transactions. | 2015-06-25 |
20150178760 | METHODS FOR VALUATION OF RECYCLING CREDITS - Methods and systems for determining a value of recycling credits take into consideration the manufacturer of products that were turned in for recycling and correlates each credit with the manufacturer. The value of the credits may then be enhanced by a manufacturer to provide an incentive to purchase products made by that manufacturer. | 2015-06-25 |
20150178761 | System and Method for Personalized Customer Discounts - A loyalty reward program that improves brand loyalty is disclosed. A personalized customer reward is loaded onto a recipient's loyalty reward account by a third party. When the third party loads the reward onto the recipient's loyalty reward account, a customized audio and/or video message is recorded. When the recipient uses their loyalty reward account, the recipient is informed of the reward and receives the personalized message. For example, the loyalty reward program may be for a gas station. When the customer provides their loyalty account identifier at the fuel pump, a notification of the reward may be displayed on a video screen and/or announced via a speaker. Similarly, the customized message is displayed on the video screen and/or played via the speaker as the customer fills their vehicle with gasoline. Receiving the personalized message at the merchant, associates the message with the merchant and builds brand loyalty. | 2015-06-25 |
20150178762 | LOCATION-BASED LOYALTY PROGRAM - Embodiments of the present invention provide a mobile location-based loyalty program. The frequent-driver program (FDP) and/or frequent-driving miles is a loyalty program (or any other name that might imply this type of mobile location based loyalty program) that may be offered by many business entities, referred to as ‘MERCHANTS’ and where customers, referred to as ‘USERS’ earn the reward points as they travel (The primary modes of travel include driving, walking, running or biking) through and/or stays within a reward region established by a ‘MERCHANT’. A reward region (overlay) pertains to a geographical area or areas. When a user travels through a reward region and/or remains within a reward region, the user has the opportunity to earn points that are redeemable with the merchant. Additionally, merchants have the opportunity to reach people that pass by and stay within the merchant reward regions (locations). | 2015-06-25 |
20150178763 | REVENUE DRIVEN TRAVEL REWARDS - A method, apparatus and program product utilize a revenue driven approach for determining a travel loyalty reward. Both the availability and fare for a travel loyalty award may be determined dynamically based on inventory and revenue data. By doing so, travel loyalty awards may utilize inventory management and revenue management techniques to improve both the revenue realized from travel loyalty programs and customer satisfaction. | 2015-06-25 |
20150178764 | System and Method for Situational Location Relevant Invocable Speed Reference - Situational location dependent information is transmitted from a server data processing system to a receiving data processing system. A candidate delivery event associated with a current positional attribute of the receiving data processing system is recognized and a situational location of the remote data processing system is determined. The candidate delivery event may be a location and/or direction change, device state change, or movement exceeding a movement tolerance. A set of delivery content from a deliverable content database is transmitted from the server data processing system to the receiving data processing system according to the situational location of the receiving data processing system, and according to delivery constraints. | 2015-06-25 |
20150178765 | Private Calling Number for Advertisements - Techniques to place an advertisement in at least one publication are described. A processor component executable on a computer server accessible via an IP network executes an ad construction component. The ad construction component may prompt for and receive input from an end user device communicable with the ad construction component, the input indicative of an advertisement to be placed in a publication. The ad construction component may obtain a private calling number from a number server and construct the advertisement based on the accepted input using the private calling number as the contact telephone number in the advertisement. The ad construction component may cause the advertisement to be placed in the at least one publication according to the terms of the accepted input. | 2015-06-25 |
20150178766 | PROMOTION CONFLICT RESOLUTION - Methods and a system for promotion conflict resolution are provided. During a transaction, which may be associated with a consumer, a variety of available promotions are identified. Permissible permutations (non-conflicting promotion combinations) for the available promotions are dynamically formed, evaluated, and a set of optimal promotions for the transaction is resolved. | 2015-06-25 |
20150178767 | ELECTRONIC SHELF LABEL CONTROLLING SYSTEM, ELECTRONIC SHELF LABEL INSTALLING METHOD AND ELECTRONIC SHELF LABEL UPDATING METHOD - An electronic shelf label controlling system, an electronic shelf label installing method and an electronic shelf label updating method are provided. The electronic shelf label controlling system of the electronic shelf label includes at least an electronic shelf label, a controlling device, a deploying device, and a communication gateway device. The electronic shelf label is disposed on a shelf. The controlling device stores a label location table. The label location table records a relationship between a label identifying information and a label location information of the electronic shelf label. The deploying device is used for obtaining the label identifying information. The communication gateway device is used for communicating the controlling device, the deploying device and the electronic shelf label. | 2015-06-25 |
20150178768 | SYSTEM AND METHOD FOR INTERMEDIATING ELECTRONIC COMMERCE USING OFFLINE TRANSACTION INFORMATION - Disclosed are a system and a method for intermediating an electronic commerce using offline transaction information, the system comprising a product information registration device for receiving and transmitting product and seller information; a transaction information collecting device for collecting and transmitting the information on the transaction performed based on the product information; a transaction information management device for receiving the product, the seller and the transaction information, calculating the degree of exposure of a product based on the exposure degree calculation standard set for each transaction information, calculating the weighted degree of exposure for each distribution channel of the product, selecting a preset number of distribution channels in the order of the weighted degree of exposure and displaying the product information on the relevant distribution channel; and an electronic commerce device for intermediating an electronic commerce based on the product information received from the transaction information management device. | 2015-06-25 |
20150178769 | SYSTEMS AND METHODS FOR AUDIENCE MEASUREMENT - To provide secure single-source panel audience measurement data while providing confidentiality and security of panel membership, an audience measurement server may capture content identifiers and client identifiers of devices receiving content. A panel provider may generate a probabilistic data structure via a hash of the client identifiers. The audience measurement server may utilize the filter array to extract a subset of measurement data including the data of the panel members, as well as data of some non-panel members as false positives, without being able to distinguish between the members and non-members. The audience measurement server may encrypt the extracted subset of data with each client identifier corresponding to an item of data as a key, and send the encrypted data to the panel provider, thus including both panel and some non-panel data, with the panel provider only able to decrypt data corresponding to its own panel members. | 2015-06-25 |
20150178770 | PRODUCT ADVERTISEMENT MANAGEMENT SYSTEM AND METHOD - The product advertisement management system is connected to an online marketplace and a marketplace system. An input interface unit receives advertisement bidding information which comprises a product number and a bidding price. An advertisement processing unit combines the advertisement bidding information with data of an advertiser product database (DB). A category-keyword matching unit receives product click information which comprises an input keyword, product categories and the numbers of product clicks and selects a matching category which is to be matched with the input keyword. A control unit displays product information, which corresponds to the matching category matched with a search keyword of the online marketplace or corresponds to a search category, in order of bidding price. The category-keyword matching unit selects a product category with a largest number of product clicks as the matching category among the product categories having the input keyword same. | 2015-06-25 |
20150178771 | METHOD FOR PERFORMING REAL-TIME CLICK FRAUD DETECTION, PREVENTION AND REPORTING FOR ONLINE ADVERTISING - The present invention provides a method of detecting fraudulent clicks in an online environment to reduce fraudulent paid clicks for online advertisers. The method includes server side and client side code which combined enables a click verification web site to identify valid and invalid clicks and in real-time prevents advertisers from getting billed for fraudulent activity. | 2015-06-25 |
20150178772 | USER CONTROL OF TARGETED ADVERTISING - A web advertisement classifier for embedded advertisements in a web page includes detecting whether an advertisement is a contextual advertisement; detecting whether the advertisement is a retargeted advertisement; and detecting whether the advertisement is a behaviorally targeted advertisement. Classified advertisement suppression is provided that includes identifying one or more previously-visited web pages; visiting the one or more web pages chronologically identifying one or more target web pages having a content association that is a same content association had by the advertisement; skipping the one or more target web pages; and saving the resultant click stream. | 2015-06-25 |
20150178773 | INFORMATION PROCESSING APPARATUS AND METHOD, AND NON-TRANSITORY COMPUTER READABLE MEDIUM - An information processing apparatus includes a detector, an extracting unit, and an associating unit. The detector detects, from first information posted by a user, display device identification information for uniquely identifying a display device which displays an advertising image. The extracting unit extracts information concerning interests of the user from the first information posted by the user or second information concerning the user. The associating unit associates the display device identification information detected by the detector with the information concerning the interests of the user extracted by the extracting unit. | 2015-06-25 |
20150178774 | METHOD AND SYSTEM FOR TARGETING ADVERTISEMENTS ON DISPLAY DEVICES BASED ON USER'S NFC BASED TRANSACTION AND WEB BROWSING ACTIVITIES - A method and system for targeting advertisements based on users NFC based transaction activities and web browsing activities is provided. The method includes tracking at least one transaction performed by a user on the display device. The method includes analyzing one or more web pages corresponding to the transactions. Further, the method includes collecting data with reference to the transaction. Furthermore, the method includes targeting advertisements on the display device based on the data collected. | 2015-06-25 |
20150178775 | RECOMMENDING SEARCH BID PHRASES FOR MONETIZATION OF SHORT TEXT DOCUMENTS - A system and method for recommending search bid phrases for monetization of short text documents. A dictionary source is used to look up topics related to a short text document. The topics are then reduced to a coherent set of topics and a candidate set of query terms related to the coherent set of topics is found. The candidate set of query terms is then ranked according to revenue metric and the query terms having the highest rank are recommended. | 2015-06-25 |
20150178776 | CUSTOMIZING ADVERTISEMENT IN A MOBILE ENVIRONMENT - In one example, an apparatus includes a display component configured to display a series of advertisements, and an interactive component that detects one or more user interactions, and removes a displayed one of the advertisements from the display component in response to at least one of the one or more user interactions. | 2015-06-25 |
20150178777 | Informational and Advertiser Links for Use in Web Mapping Services - Techniques for identifying groups of local features in an image and presenting advertisement information associated with stored images that match one or more features within the group of local features are described. The techniques include providing an image, identifying a region of interest in the image, providing a user-selectable link associated with the region of interest in the image, receiving a request for the region of interest in the image via the user-selectable link, and presenting advertisement information associated with a stored image that matches one or more features within the requested region of interest. | 2015-06-25 |
20150178778 | LOCATION-BASED TRIGGERED DELIVERY SYSTEM - A system and method for a location-based triggered delivery are described. A location of a device of a user is determined. A condition for delivering an item at a delivery location is identified. The condition is trigged when the location of the device of the user crosses a geographic boundary for the device of the user. An estimated arrival time of the user to the delivery location is calculated. A courier available to deliver the item at the delivery location at the estimated arrival time is calculated. The courier is dispatched when the condition is triggered. | 2015-06-25 |
20150178779 | SYSTEM AND METHOD FOR CREATING, MANAGING, AND SERVING ONLINE ENHANCED CLICK ADVERTISING CAMPAIGNS - A webpage is opened and a set of advertisements is created based on a request transmitted to an advertisement server. A campaign database returns an optimized set of advertisements selected from the set of advertisements. A request impression is transmitted to a tracking database. A formatted advertisement set is transmitted to, and displayed on, the webpage. In response to a click event selecting an advertisement from the formatted advertisement set, the tracking server matches the consumer to the request impression. The tracking server records the matching of the click event and an advertiser bid at the time the request impression was transmitted. The advertising server sets an advertisement cookie and directs the consumer browser to an advertiser landing page. A second request is transmitted to the tracking server when the user viewing a conversion page. The tracking server matches the advertisement cookie to the request impression and records a conversion. | 2015-06-25 |
20150178780 | METHOD AND DEVICE FOR CHARGING FOR CUSTOMIZED SERVICE - An apparatus for charging a user customized service includes: an image processor to receive image data of a user captured by an image capturer and to extract specific data from the image data; a user identifier to identify user identification data of the user based on the specific data; a service extractor to extract the user customized service to be offered to the user, based on the user identification data of the user; a service provider to receive information on the user customized service from a service storage unit and to provide the information to the user; and a service charger to calculate a service fee for the user customized service of the service provider by an exposure time ratio of the user customized service exposed to the user. | 2015-06-25 |
20150178781 | AUDIENCE USAGE PATTERN ANALYSIS - Techniques and mechanisms described herein facilitate the performance of advertising audience usage pattern analysis. According to various embodiments, a data collection configuration message may be received at a mobile computing device from a configuration server via a network. The data collection configuration message may include a first instruction for identifying data at the mobile computing device and a second instruction for analyzing data collected at the mobile computing device. Data identified based on the first instruction may be analyzed to generate analyzed data via a processor at the mobile computing device. The analysis may be conducted in accordance with the second instruction. The analyzed data may include an indication of a usage pattern associated with the mobile computing device. | 2015-06-25 |
20150178782 | PRIVILEGE PROVIDING DEVICE AND PRIVILEGE PROVIDING METHOD - A distribution server includes a coupon database for storing a coupon that indicates a privilege for receiving a benefit, the privilege being provided for a mobile terminal, and a coupon transmission section for sending a split coupon obtained by dividing the coupon by the number of mobile terminals to each of the mobile terminals in order to allow a privilege indicated by a ticket, coupon, or the like to be provided for a plurality of users. | 2015-06-25 |
20150178783 | SYSTEMS AND METHODS FOR PROVIDING TIMELY ADVERTISING TO PORTABLE DEVICES - Systems and methods for displaying advertisements on a portable device that utilizes an Activity-based operating system are described. The method includes receiving an indication that an Activity is being transitioned away from, and determining whether or not the Activity is finishing. Upon determining that the Activity is finishing, the method includes causing an advertisement display routine to be executed immediately, otherwise submitting the advertisement display routine into a processing queue to be executed subsequently. The advertisement display routine displays the advertisement only upon determining that the state of the Activity and the state of the portable device are characterized by one or more predetermined conditions. | 2015-06-25 |
20150178784 | Lead Generation Tool - Disclosed herein are techniques for a Lead Generation Tool that create a passive entity, such as a QR code or NFC tag associated with a promotion, and that generate a prepopulated message on a user's communications device when it is scanned, read, or otherwise input to activate the passive entity. As used herein, a “passive entity” is defined to include images, codes, tags, or any other unique identifiers that may be encoded with uniquely identifying information and codes. The term “activating” is defined to include either an action by a user that scans, reads, or otherwise inputs the unique information contained in the passive entity into a device operated by the user or the mere presence of a user near a passive entity while equipped with a passive entity receiver, which will input the unique information contained in the passive entity into a device operated by the user. After activating the passive entity, the user is only required to tap SEND to respond to the promotion. | 2015-06-25 |
20150178785 | COMPONENTS, SYSTEM, PLATFORM AND METHODOLOGIES FOR MEDIATING AND PROVISIONING SERVICES AND PRODUCT DELIVERY AND ORCHESTRATING, MEDIATING AND AUTHENTICATING TRANSACTIONS AND INTERACTIONS - A system, methodologies and components of an inventive Mobile Engagement Platform enable cross channel transaction processing, authentication, tokenization, security, and data aggregation. | 2015-06-25 |
20150178786 | Pictollage: Image-Based Contextual Advertising Through Programmatically Composed Collages - A system and method for creating and serving image-based contextual advertising through programmatically composed image collages, including the procurement, indexing and matching of query images, the procurement, indexing and matching of web images and the transferring of indexed and matched data from those web images to the query images, the procurement, indexing and matching of product images to be used as collage ad components, the matching and selection of one or more decorative template elements and one or more structural templates, the programmatic combining of the product images and the templates and template elements into a collage and the distribution of this collage for display to a user as a collage ad, based at least in part on the visual data extracted and indexed from the query image. | 2015-06-25 |
20150178787 | METHOD AND SYSTEM FOR INTERACTION BETWEEN USERS, VENDORS, BRANDS, STAKEHOLDERS FOR PRODUCTS AND SERVICES IN REAL TIME DURING USAGE OR CONSUMPTION LIFE CYCLE - The various embodiments herein disclose an intelligent system and method for user behavior, communication, connection and engagement management. The intelligent system is a digital platform for connecting and engaging users, their product or service brands or vendors and related stakeholders that enable all the participants to connect, communicate and engage with each other. Further, the platform provides a means to establish two way relationships between the users and brands or vendors. | 2015-06-25 |
20150178788 | MEDIA SERVICE RECOMMENDATION AND SELECTION - A method of operating a recommendation system comprises presenting a plurality of subscribed streaming media item recommendations to a user based on known user preferences. The subscribed streaming media item recommendations include streaming media items from at least one subscribed streaming media service, from a plurality of available streaming media services. An advertisement is presented for an unsubscribed streaming media service to which the user does not subscribe, from the plurality of available streaming media services. The advertisement comprises a plurality of streaming media items available from the unsubscribed streaming media service, based on known user preferences and presented in a format substantially similar to a format of the presented subscribed streaming media item recommendations. | 2015-06-25 |
20150178789 | Method and web application for a self-service advertising platform - A computer network-based system and method for marketing advertising space in print media facilitating communication between advertisers and publishers. The hardware and software platform allows advertisers to determine from a plurality of publishers those that reach consumers of desired demographic parameters and to determine advertising space availability over a desired time frame (assets) to facilitate establishing an ad campaign. Likewise, the platform permits publishers to enter reader demographics and assets into a database accessible to subscribing advertisers and to download content supplied by advertisers and subsequently to verify the ad placement prior to invoicing for published ads. | 2015-06-25 |
20150178790 | User Engagement-Based Dynamic Reserve Price for Non-Guaranteed Delivery Advertising Auction - A system for adjusting reserve price for impressions of non-guaranteed delivery (“NDG”) advertising auctions includes a processor configured to retrieve a reserve price set by a publisher for an impression that is fillable by eligible advertisements to be streamed to users in a display content stream; and to retrieve user engagement information for users that engage the eligible advertisements. A statistical analyzer applies a statistical function to the user engagement information of an identified advertisement of the eligible advertisements, to generate a user engagement statistic for the identified advertisement related to a user engagement level. A reserve price adjuster dynamically adjusts the reserve price for the identified advertisement responsive to a value of the user engagement statistic, where the adjusted reserve price for the identified advertisement is different than the reserve price for at least another of the eligible advertisements based on different user engagement levels for each. | 2015-06-25 |
20150178791 | DUAL USE ADVERTISING EXCHANGE - A visual commercial advertising brokerage coordinates information about available advertising venues submitted by providers of tangible visual advertising display space. The venues may be unused space on tangible traditional structures or substrates, such as municipal signs and structures, on commercial packaging containers, on disposable personal use substrates or other available advertising display spaces. The advertising exchange transmits this data to potential advertisers seeking advertising display space opportunities to advertise goods or services. The data is matched and outputted and archived with cumulative display space requests so that the potential advertisers can access the available visual advertising display space. | 2015-06-25 |
20150178792 | METHODS AND SYSTEMS TO PROVIDE PRICE MATCHING OFFERS TO POTENTIAL CUSTOMERS - Methods and systems for providing coupons to a customer are provided. The method may include a computer server associated with a store receiving, from a customer, an image of a receipt from a competing store. The server may identify a product on the receipt which was purchased by the customer at the competing store and a purchase price. The server may compare the product with a corresponding product sold by the store to determine if the product was purchased by the customer at the competing store for a lower price than a price at which the corresponding product is sold at the store. The server may prepare a coupon for the customer to offer the customer a discount for shopping at the store if the product was purchased by the customer at the competing store for a lower price and transmit the coupon to the customer. | 2015-06-25 |
20150178793 | SYSTEM AND METHOD FOR MANAGING ONLINE ADVERTISING - The present invention provides an online advertising managing system ( | 2015-06-25 |
20150178794 | Method And Browser For Controlling Network Media Information Interaction - Method and device of displaying an advertisement on a webpage are disclosed. The method includes: displaying a clickable animated object associated with the advertisement on a display; obtaining the distance between the clickable animated object and the current position of a pointer cursor or contact on the display; and comparing the obtained distance with a trigger distance. When the obtained distance is greater than the trigger distance, the clickable animated object is moved in the direction approaching the pointer cursor or contact on the display; and when the obtained distance is no greater than the trigger distance, the current position of the clickable animated object is maintained on the display. | 2015-06-25 |
20150178795 | PERFORMING AUTOMATED APPRAISALS WITH AUTOMATIC DETECTION AND REMEDIATION OF SITUATIONS INVOLVING FAULTY CHARACTERISTICS - Performing automated appraisals with automatic detection and remediation of situations involving faulty characteristics is disclosed. Property information characteristics are extracted from properties listed on electronic appraisals. For a subject property, faulty characteristics include the absence of characteristics, or errors in characteristics. Such faulty characteristics are those that would cause an automated appraisal of the given property to be invalid or unsuitable. In response to the detection of faulty characteristics, interfaces may solicit input addressing the faulty characteristic and upon remediation indicate a clean and complete characteristic set. Thereafter, automated appraisal of the subject property based on the clean characteristic set is initiated to provide an automated valuation of the subject property. | 2015-06-25 |
20150178796 | Profile Based Rating Method and System - A novel profile-based rating method and system are disclosed; where a plurality of profiles and their ratings are employed to indirectly represent the quality of products and services (objects), and to differentiate “good” versus “bad” products and services. A user establishes his association of favoritism with certain profiles through his rating feedback via a rating calculator in the system and uses his favorite profiles' ratings on objects as guidance for future selection. The advantages of the proposed profile-based rating method over the existing methods lies in its ability to mitigate the effects of unfair rating; and its ability to satisfy a variety of quality standards and tastes from a wide audience. | 2015-06-25 |
20150178797 | FEEDBACK GATHERING APPARATUS, METHOD AND DEVICE - An apparatus, method and device for gathering feedback information about a product ( | 2015-06-25 |
20150178798 | METHODS AND SYSTEMS FOR VALIDATING FEEDBACK RELATING TO CORPORATE VALUE STATEMENTS - Systems and methods are provided for validating corporate feedback from a plurality of users for at least one corporate value statement of one of a plurality of corporate entities. The system may present one or more corporate value statements for each corporate entity registered with the system for feedback by various users (e.g. consumer users and employee users). The feedback may include ratings, comments, reviews, and endorsements. The system may validate the feedback based on validating a user feedback token ID submitted with the feedback as being associated with the respective associated corporate entity. Based on the validation, the user feedback may be associated with the corporate entity associated with the feedback token ID, and an indication of the validated feedback may be presented. | 2015-06-25 |