24th week of 2022 patent applcation highlights part 57 |
Patent application number | Title | Published |
20220188808 | TAP TO AUTOFILL CARD DATA - Various embodiments are generally directed to autofilling card data from a contactless card to a form of a computing device. An application may determine that a payment field of a form has received focus. The application may then receive encrypted data from a communications interface of a contactless card associated with an account. The application may then receive, from a server, verification of the encrypted data. The application may then receive, from the server, an encrypted account number associated with the account, and decrypt the encrypted account number to yield the account number. An autofill service of an operating system (OS) executing on the processor circuit, may then autofill the account number to the payment field of the form. | 2022-06-16 |
20220188809 | VALUE TRANSFER SYSTEM BASED ON THE DOMAIN NAME SYSTEM (DNS), METHOD THEREOF AND DNS SERVER - Disclosed is a value transfer system based on the Domain Name System (DNS) including: a fund management server, leveraging network protocols to transfer value that includes, but not limited to, digital currency and electronic currency; a DNS server, configured with a resource record that has a mapping relationship to the IP address of a fund management server, wherein when a client queries the resource record through the DNS server, the DNS server resolves the resource record to obtain the IP address of the fund management server and feeds the IP address back to the client so that the client interacts with the fund management server according to the IP address to perform the corresponding value transfer. A user can perform cross-platform remittance directly via a wallet address or an e-mail address related to a domain name, thereby greatly improving the reliability and efficiency of remittances/receipts. Since each of the domain names has WHOIS records containing real information and data of the domain name owners, registrars, and the relevant personnel, real-name authentication can be achieved through remittances by wallet or email addresses bound to the domain names, thereby obtain necessary legal support and supervision. | 2022-06-16 |
20220188810 | METHOD AND APPARATUS FOR CREATING AND MANAGING USER CONFIGURABLE OBJECTS AND FUNCTIONS ON DISTRIBUTED LEDGER NETWORKS - To achieve no code or low code parity in decentralized computing systems, disclosed implementations provide a data structure and trusted control plane that enables the creation and operation of composable objects, that is objects whose functions and properties are derived from configurable and upgradable templates. The templates are data structures that define the behavior of a collection of objects, the behaviors being the interfaces, functions, properties, events, triggers, error messages, and dependencies that define and object and its interaction with other objects and entities. Templates are configured by mapping the desired object behaviors to registered smart contract logic that affects the behaviors. Thus, complex objects can be composed without the need for new computer code. Additional logic to enable new behaviors can be added by authorized smart contract developers and, once certified, added to one or more templates to provide the objects access to the new capabilities. | 2022-06-16 |
20220188811 | EFFICIENT, ACCURATE, AND SECURE PROCESSING OF CONVERSIONS BETWEEN DIGITAL ASSETS - Various embodiments are directed to processing conversions of digital assets to other digital assets. An example method includes determining a source exchange rate for a source digital asset and a fiat currency, determining a target exchange rate for a target digital asset and a fiat currency, and generating an aggregated conversion rate for the source digital asset and the target digital asset using the source exchange rate and the target exchange rate. The method further includes executing a digital asset conversion, which includes causing source digital asset units to be debited from a source digital asset user account and causing target digital asset units to be credited to a target digital asset user account, and subsequently executing fiat currency transactions (e.g., settlements) with a first digital asset exchange system associated with the source digital asset and a second digital asset exchange system associated with the target digital asset. | 2022-06-16 |
20220188812 | EFFICIENT, ACCURATE, AND SECURE PROCESSING OF DIGITAL ASSET CONVERSION TO FIAT CURRENCY - Various embodiments of the present disclosure are generally directed to processing conversions of digital assets to fiat currency. An example method includes obtaining a conversion rate for a digital asset via an API, providing the conversion rate via a client device, receiving a digital asset conversion request and executing a digital asset conversion within a configurable time period. Executing the digital asset conversion includes causing digital asset units to be debited from the digital asset user account and causing fiat currency units to be credited to a fiat currency user account. The method further includes dynamically providing a notification of execution of the digital asset conversion via the client device, updating account balance data objects associated with the digital asset user account and the fiat currency user account, and subsequent to executing the digital asset conversion, executing a fiat currency transaction (e.g., a settlement) with a digital asset exchange system. | 2022-06-16 |
20220188813 | GENERATING SEQUENCES OF NETWORK NODES - A suspicious pattern can be detected within a transaction network of nodes. Nodes of the network are walked by determining if any adjacent node to a current node is within the suspicious pattern. If an adjacent node is within the suspicious pattern, that node is walked to. Based on the walk, a node sequence can be generated. | 2022-06-16 |
20220188814 | APPENDING LOCAL CONTEXTUAL INFORMATION TO A RECORD OF A REMOTELY GENERATED RECORD LOG - In some implementations, a device may receive, via an application, a record log associated with an account that is registered to the device. The device may determine that a user interface of the application is presenting the record log on a display of the device. The device may obtain record metadata that identifies a characteristic of a record of the record log. The device may analyze a local data structure of the device to identify image data associated with an event involving the record. The device may determine that the record is associated with the event based on the characteristic and image metadata associated with the image data, wherein the image metadata is stored in the local data structure in association with the image data. The device may cause the user interface to present, in association with the record, an image associated with the image data on the display. | 2022-06-16 |
20220188815 | DISTRIBUTED LEDGER SYSTEMS, METHODS AND DEVICES - A distributed ledger system configured to create, update and maintain at least one blockchain indicative of transactions performed by a network of users of the system, the system comprising a network of computing devices including a network of user nodes in communication with one another to participate in transactions and subsequently write the transactions to an associated blockchain, each node being associated with at least one processor and at least one computer-readable medium having recorded thereon instructions to be executed by the processor(s) to carry out one or more blockchain-related tasks for creating, updating and/or maintaining at least one associated blockchain of the system based on the transactions; and wherein the network of computing devices is operable to enable at least one ephemeral user node to join the network of computing devices to carry out the blockchain-related tasks in association with at least one blockchain during an active session of the ephemeral user node. | 2022-06-16 |
20220188816 | SYSTEM AND METHOD FOR FACILITATING PAYMENT REQUESTS WITHIN A HEALTH CARE NETWORK - A system and a method for facilitating payment requests within a health care network are disclosed. The method includes providing a patient interface connected to the health care network. Further, a non-patient interface connected to the health care network is provided. The method further includes receiving a payment request from a payment sender for making a payment to a payment receiver. The payment sender is one and the payment receiver is another of patients and non-patients. Thereafter, the payment request is processed based on at least one of an authentication of the payment receiver and payment details stored in a blockchain database. | 2022-06-16 |
20220188817 | RISK MITIGATION FOR A CRYPTOASSET CUSTODIAL SYSTEM USING A HARDWARE SECURITY KEY - An approval request is transmitted for a cryptoasset transaction in accordance with a policy stored in a hardware security module (“HSM”). The policy specifies at least one specific approver required for approval of the cryptoasset transaction. The approval request is transmitted to a computer device associated with the specific approver and is configured to cause the computer device to prompt the specific approver to approve the cryptoasset transaction. A security key is received from a hardware security token associated with the specific approver. The security key indicates an approval of the cryptoasset transaction. A risk analysis module authenticates an identity of the specific approver based on the security key. Responsive to the authenticating of the identity of the specific approver, the HSM signs the cryptoasset transaction using a cryptographic key stored in the HSM. | 2022-06-16 |
20220188818 | COMPUTING PLATFORM FOR LITIGATION FUNDING AND INITIAL LITIGATION OFFERINGS - A system and method for providing a litigation funding platform and exchange can include a user device that generates a litigation event, an initial litigation product offering (ILO) computer system, and a digital exchange system. The ILO system can receive the litigation event, generate (i) a litigation product contract, (ii) a master product key pair for the litigation event that includes a public and private key, and (iii) a freeze rule. The ILO system can also provide an initial offering of such tokens, receive requests to purchase the tokens, generate a plurality of the tokens, and generate a token ledger. The digital exchange system can match digital trades of the litigation product tokens using the token ledger. The digital exchange system can permit or block the trade based at least in part on whether a freeze event has been validated and invoked for the particular litigation product token. | 2022-06-16 |
20220188819 | MODULAR, CONFIGURABLE SMART CONTRACTS FOR BLOCKCHAIN TRANSACTION PROCESSING - The invention relates to systems and methods for providing modular and configurable smart contracts for blockchain applications. The smart contracts may be utilized to retain all transaction attribute values in a world state database of the blockchain-implemented ledger. The systems and methods can further provide for dynamically configurable metadata and rules for transaction attributes recorded on a blockchain transaction log. The metadata and rules corresponding to the transaction attributes may be dynamically updated and applied to the transaction attributes. | 2022-06-16 |
20220188820 | CREDIT PAYMENT METHOD AND APPARATUS BASED ON MOBILE TERMINAL PEER-TO-PEER - Technologies related to mobile credit payment are disclosed. In an implementation, a first SNEP Get Request Message is generated and sent to a mobile computing device, in response to a NFC signal received from the mobile computing device. A first SNEP Response Message is received from the mobile computing device and parsed to identify an APP public key license. A pre-stored credit authorization public key is used to verify the APP public key license and an APP public key is retrieved from the APP public key license if the verification is successful. A second SNEP Get Request Message is sent to the mobile computing device and a second SNEP Response Message is received from the mobile computing device. The APP public key is then used to decrypt the second SNEP Response Message, and a transaction log is recorded if the second SNEP Response Message is successfully decrypted. | 2022-06-16 |
20220188821 | IMMUTABLE LEDGER DIGITAL PHYSICAL ASSET AUDIT PLATFORM - This computerized system can include a computer system in communication with an immutable storage; a first data capture device and a second data capture device can be in communications with the computer system; a set of computer readable instructions can be included in the computer system configured for receiving a first event record including a first location, a first time and a first set of metadata wherein the first set of metadata includes an original digital representation captured by the first data capture device of the physical object, receiving a subsequent event record from the second data capture device and, determining if the original digital representation is equivalent to the subsequent digital representation thereby providing for verification that the same physical object transitioned from an originating event to a subsequent event. | 2022-06-16 |
20220188822 | SYSTEM, METHOD AND COMPUTER READABLE MEDIUM FOR PERFORMING A TRANSACTION IN RELATION TO AN IDENTITY CENTRIC DATASET - Disclosed is a method, system and computer readable medium for performing a transaction in relation to an identity centric dataset. In one aspect, the method comprises: establishing, by a consortium network, a set of permitted data operations for a service network using a plurality of privacy schemas; receiving, by the service network, a transaction request to perform the transaction in relation to the identity centric dataset associated with a data owner; identifying, by the service network from the plurality of schemas and based on the transaction request, a privacy schema from the plurality of privacy schemas for use in performing the transaction; performing the transaction by executing, in a trusted execution environment of the service network, one or more data operations from the set of permitted data operations upon the identity centric dataset of the data owner as permitted by the identified privacy schema thereby generating a manipulated dataset and transaction metadata; recording the transaction metadata to a distributed ledger of the service network; and transferring the manipulated dataset to a data receiver indicated by the transaction request. | 2022-06-16 |
20220188823 | INFORMATION PROCESSING APPARATUS AND NON-TRANSITORY COMPUTER READABLE MEDIUM - An information processing apparatus includes a money receiving device that is used for receiving money for the information processing apparatus from a user, an accepting unit configured to accept registration of a device other than the information processing apparatus, the device being a target of charging, and a setting unit configured to perform setting such that money for the registered device can be received through the money receiving device. | 2022-06-16 |
20220188824 | TAP CARD TO SECURELY GENERATE CARD DATA TO COPY TO CLIPBOARD - A processor of a computing device may receive, from a contactless card, a uniform resource locator (URL) and a cryptogram. An operating system (OS) executing on the processor may open an application based on the URL. The application may transmit the cryptogram to an authentication server. The application may receive, based on the server verifying the cryptogram, an account number. The application may store the account number in a memory of the device. | 2022-06-16 |
20220188825 | SECURE PAYMENT PROCESSING - Systems and methods for secure payment processing are disclosed. An issuer vault generates payment items, which correspond to consumer account information and which replicate the structure of the account information but do not include consumers' actual account number. The payment items, rather than the actual account information, are communicated to on-line and mobile payment services for use by consumers in payment transactions. When a consumer uses a payment item in a payment transaction and the transaction undergoes authorization processing, the payment authorization network uses the payment item to request and receive the actual account information from the issuer vault. The authorization network uses the actual account information for the limited use of authorizing the transaction. Once the transaction has been authorized using the actual account information, the processing of the transaction continues using the payment item information rather than the actual account information. | 2022-06-16 |
20220188826 | SYSTEM AND METHOD TO PROTECT PRIVACY OF PERSONAL-IDENTIFICATION-NUMBER ENTRY ON CONSUMER MOBILE DEVICE AND COMPUTING APPARATUS - A system for accepting the input of a PIN comprises a first device receiving a randomized PIN layout derived on a fourth device. The randomized PIN layout is displayed on a display of the first device. A second device comprises an input for accepting a series of key presses to produce a PIN token. The PIN token indicating each of the series of key presses. A third device is in communication with the second device. The third device derives the randomized PIN layout and receives the PIN token from the second device without the PIN token being present on the first device. The third device combines the PIN layout and the PIN token to produce a PIN. The PIN is used to authenticate a transaction. The fourth and third devices each store a shared secret used to independently derive the randomized PIN layout on the fourth and third devices. | 2022-06-16 |
20220188827 | TERMINAL OPERATOR THEFT DETECTOR AND ANALYZER - Features are extracted and tabulated for transactions on a per-operator basis. Metrics are derived from the features on a per-feature basis and on an aggregate bases for the features as a whole. Additional metrics are calculated on a per-feature basis and an aggregate bases for a group of operators. A current transaction being conducted in real time by a given operator has current features extracted and a risk score is generated. The risk score is compared against the metrics associated with the given operator and the group of operators. A determination is made as to whether the current transaction is fraud or is not fraud based on the comparison. When fraud is detected, an alert is raised, and the current transaction provided to a fraud system for further fraud evaluation. | 2022-06-16 |
20220188828 | TRANSACTION GENERATION FOR ANALYTICS EVALUATION - A system receives transaction parameters which indicate a type of fraud. The system generates a set of sample transactions based on the parameters. The set of sample transactions generated by the system include at least one fraudulent transaction consistent with the type of fraud indicated by the parameters. The system can then send the transaction to an analyzer. Upon receiving results from the analyzer, the system evaluates performance of the analyzer. | 2022-06-16 |
20220188829 | TRANSACTION VERIFICATION OF DISTRIBUTED LEDGERS - A distributed ledger process, such as a blockchain system, posts transactions between nodes in a network to a distributed ledger supported by the network. Transaction data generated in respect of a data node are validated by comparison with a data source of permitted transaction data types to be generated in respect of the data node, and the transaction data is posted to the distributed ledger only if it is identified as permitted. Checks can include access permissions, expected periodicity of measurement, whether a measure is within an expected range, and packet size. | 2022-06-16 |
20220188830 | METHOD AND SYSTEM FOR DETECTING FRAUDULENT TRANSACTIONS - A method and a system for increasing accuracy in fraud detection are provided. The method includes: obtaining a first set of transaction data that relates to a first plurality of transactions, each respective transaction from among the first plurality of transactions having a corresponding originating account and a corresponding beneficiary account; determining, for each corresponding beneficiary account, a number of executed transactions associated with the corresponding beneficiary account by computing a respective PageRank value for a transaction graph associated with the corresponding beneficiary account; and when the respective PageRank value of the beneficiary account exceeds a predetermined threshold, determining that the corresponding beneficiary account is unlikely to be a participant in a future fraudulent transaction. For subsequent transactions, beneficiary accounts that have been determined as being unlikely to participate in future fraudulent transactions may be excluded from applications of fraud detection algorithms, thereby reducing computational load and increasing accuracy. | 2022-06-16 |
20220188831 | DATA VERIFICATION IN TRANSACTIONS IN DISTRIBUTED NETWORK - Systems and methods for verifying a financial transaction based on an account number, a mobile directory number associated with the financial transaction, a mobile directory number associated with the account number, an email address associated with the account number, internet protocol address data associated with the financial transaction, and internet protocol address data associated with accesses of the email address. | 2022-06-16 |
20220188832 | CARDHOLDER SELECTED CARD VALIDATION CODE FOR CARD-NOT-PRESENT TRANSACTIONS - Systems and methods for managing a user-selected card verification code (CVC2) value for a payment card are disclosed. A sever is coupled to a payment card database and a hardware security module. The server is programmed to receive a request from a user to change the CVC2 value of the payment card to the user-selected CVC2 value. Based upon the request, the server retrieves from a payment card table stored on the database a payment card record associated with the payment card. The server transmits the user-selected CVC2 value, and, from the payment card record, a primary account number, a payment card expiry date, and a first service code to a hardware security module. The server subsequently receives from the hardware security module a second service code associated with the user-selected CVC2 value. The server updates the first service code in the payment card record to the second service code. | 2022-06-16 |
20220188833 | FACILITATING PAYMENTS IN AN EXTENDED REALITY SYSTEM BASED ON BEHAVIORAL BIOMETRICS - The disclosure herein describes enabling transactions from within an extended reality (XR) system using behavioral biometrics. A user using the XR system is detected and behavioral biometric data of the user is automatically collected. A user profile is identified based on the biometric data, wherein the user profile is associated with a subset of content and payment data. Access to the content is provided to the user via the XR system. A transaction request is received that is associated with the content. Based on the transaction request, behavioral biometric data of the user is automatically collected again. The association between the biometric data and the user profile is verified. Based on verifying that the second biometric token is associated with the user profile, a transaction is initiated based on the transaction request, whereby a transaction processing entity is configured to authenticate the user based on the biometric data and facilitate the transaction. | 2022-06-16 |
20220188834 | System and Method for Generating Postage - A postage generating system and method that allows for the generation of postage without the use of a PSD, while still maintaining the necessary data integrity and non-repudiation aspects. The cryptographic and accounting functions are performed separately when an indicium is generated and reconciled to ensure that every transaction is properly accounted for and funds are deducted from the user's account. The cryptographic functions for an indicium are performed utilizing a cloud-based Hardware Security Module (HSM). Transaction records for indicium generated by an HSM are stored in a database. The accounting is performed by a transaction server, separate and remote from the HSM, to make updates to the client's account to account for generated indicia. An Integrity Monitor Server monitors the consistency of the transactions, i.e., that every transaction performed by an HSM is properly accounted for by the transaction server and funds are deducted from the user's account. | 2022-06-16 |
20220188835 | BLOCKCHAIN-BASED PERSONAL DATA MANAGEMENT SYSTEMS - Systems and methods for blockchain-based personal data management are described herein. A system can include a user management node to receive, from a user computing device, consent data indicating that a user consents to share personal data with an enterprise. The user management node can store, on a blockchain network, a consent transaction, a personal data update transaction, and an entry of a consent ledger corresponding to the consent data. The system can include an enterprise management node to validate, based on the entry of the consent ledger, that the user has consented to share the personal data with the enterprise and to transmit the encrypted personal data to an enterprise computing device. The system can include a notification node to transmit a message to the user computing device indicating that the personal data has been shared with the enterprise. | 2022-06-16 |
20220188836 | Anti-Money Laundering Blockchain Technology - A methodology for consumers and companies utilizing blockchain technology to automate the strict adherence to applicable Anti-Money Laundering (AML) regulations. The users of this software will input personal identification information through a series of questions and attestations that satisfy the “identification” component of relevant AML and Know Your Customer (KYC) regulations when utilizing a risk-based approach. In turn, the software will use the information provided and embed it into the blockchain technology associating it with the creation of public and private keys, thus associating any and all transactions to a user's Personal Identifiable Information (PII) preventing Money Laundering by unknown entities on the blockchain. Once the user finalizes his or her responses to these specified questions, the software will generate a complete documentation package on behalf of the consumer which satisfies the identification component of AML regulations and Financial Action Task Force recommendations. In addition, the documentation package can also act as an auditory trail to be provided to the Financial Industry Regulatory Authority (FINRA), the Securities and Exchange Commission (SEC), the Office of Compliance Inspections and Examinations (OCIE), and other Self-Regulatory Organizations (SRO) and governmental agencies upon request. The result is a blockchain that is fully complaint with Section 354 of the USA PATRIOT Act. | 2022-06-16 |
20220188837 | SYSTEMS AND METHODS FOR MULTI-AGENT BASED FRAUD DETECTION - Systems and methods for multi-agent based fraud detection are disclosed. A method may include: providing a generator configuration file comprising a plurality of transaction behaviors and a number or proportion of generator agents to act in accordance with each transaction behavior; providing a detector configuration file comprising a detector parameter for a plurality of detector agents to use; generating a first set of test data using the generator agents based on the transaction behavior, wherein the first set of generated test data may include a first set of generated test transactions, and each generated test transactions may include a fraud indicator based on the transaction behavior; training a plurality of detector agents using the first set of generated test data and the detector configuration file, wherein each detector agent outputs a first trained model object; and outputting a first trained detection model based on the first trained model objects. | 2022-06-16 |
20220188838 | AUTOMATICALLY MONITORING AND REPORTING CAMPAIGN FINANCIAL TRANSACTIONS - A method for automatically monitoring and reporting campaign financial transactions. The method can detect, in real-time, whether non-compliant contribution attributes exist for a campaign financial transaction by identifying campaign-related rules associated with the campaign; and making a determination of whether one or more of the campaign-related rules are triggered. The method further can perform an operation associated with the one or more triggered rules, including terminating the campaign financial transaction without processing the campaign financial transaction; or processing, in real-time, an online payment based on the campaign financial transaction. The method further can create, in response to a payment confirmation for the online payment, a record associated with the campaign financial transaction in a transaction database. The method also can generate, periodically according to a campaign report cycle, a report of records stored in the transaction database based reporting rules associated with the campaign. Other embodiments are also provided. | 2022-06-16 |
20220188839 | SYSTEMS AND METHODS FOR PROVISIONING CRYPTOGRAPHIC DIGITAL ASSETS FOR BLOCKCHAIN-SECURED RETAIL PRODUCTS - Presented are cryptographic digital assets for retail products, methods for making/using such cryptographic digital assets, and computing systems for generating, intermingling, and exchanging blockchain-protected products. A method for provisioning cryptographic digital assets associated with retail product transfers includes broadcasting notifications of a future transaction of a retail product, and receiving, over a distributed computing network from the computing devices of multiple users, requests to participate in the transaction. A select number of users is added to a virtual line associated with the retail product transaction; from the virtual line, a first user is selected to receive the retail product and a second user is selected to receive a cryptographic digital asset containing a digital retail product and a unique digital asset code. The cryptographic digital asset is transferred to the second user's digital wallet, and the unique digital asset code is recorded on a record block of a blockchain ledger. | 2022-06-16 |
20220188840 | TARGET ACCOUNT DETECTION METHOD AND APPARATUS, ELECTRONIC DEVICE, AND STORAGE MEDIUM - A target account detection method and apparatus, an electronic device, and a storage medium. The method includes: determining an active behavior timing feature of a target account to be detected according to active behavior data of the target account; determining an account feature of the target account according to account data of the target account; predicting a first probability that the target account is of a target type; and determining, in response to the first probability being greater than a target probability threshold, that the target account is of the target type. Detection is performed in the dimension of timing, so that the impact of an account of a target type pretending to be a normal account on detection can be reduced, and more accounts of the target type can be detected, thereby enlarging the identification coverage. | 2022-06-16 |
20220188841 | SYSTEM AND METHOD FOR CREATION, DISTRIBUTION AND TRACKING OF ADVERTISING VIA ELECTRONIC NETWORKS - A system and method for creation, distribution and tracking of advertising via electronic networks, enabling creation of advertisements using licensed third party content and placement of said ads at desired network locations, utilizing an auction of ad spaces based on bids placed by advertisers to have their ads displayed at such locations. When a network user/ad viewer requests an ad by clicking or other action, an auction algorithm executes to select the ad to be displayed from those that bid for display at such ad space location and then the ad is composed and delivered to the ad space location by accessing a relational database storing commands that retrieve, assemble and dispatch the licensed ad content. Usage and display of licensed content on designated ad space is tracked to enable cost-er-use charging for both use of licensed content and ad display at the designated ad space. | 2022-06-16 |
20220188842 | ASSOCIATING THEMATIC CONCEPTS AND ORGANIZATIONS - Concepts may be associated with each other based on information provided by data sources. Entities may be associated based on the information provided by the data sources and characteristics of the entities. A concept graph may be generated based on the concepts such that each edge in the concept graph corresponds to a relationship between two or more associated concepts. A data graph may be generated based on the concept graph and the entities such that each node in the data graph corresponds to a concept or an entity and the edges in the data graph correspond to relationships between two or more concepts and such that other relationships between two or more associated concepts are absent from the concept graph. In response to a query, traversing the data graph to determine entities that are related to the query and providing a report that includes those entities. | 2022-06-16 |
20220188843 | Surrogate Ground Truth Generation in Artificial Intelligence based Marketing Campaigns - A computer-implemented method is provided for determining surrogate ground truth to enable fairness evaluation after completion of a campaign of interest. The surrogate ground truth indicates individuals who should have been contacted by the campaign of interest. The method includes receiving data for the campaign of interest and data for a previous campaign in relation to a population group selected for the previous campaign. The method also includes generating, before commencement of the campaign of interest, control and treatment models trained based on data collected from the previous campaign. The method further includes calculating, after completion of the campaign of interest, the surrogate ground truth using the trained control and treatment models and data collected from the campaign of interest. | 2022-06-16 |
20220188844 | SYSTEM AND METHOD FOR CLOUD-FIRST STREAMING AND MARKET DATA UTILITY - An embodiment of the present invention is directed to a full re-write of an entire data stack in a cloud-native manner. With an embodiment of the present invention, a reference data store that may be merged with a subsystem that normalizes inbound streaming data sets from in-cloud sources to feed a Global Elastic Grid Bus. The Global Elastic Grid Bus may be responsible for caching and distributing the information globally, as well as maintaining a single namespace accessible to some or all customers. | 2022-06-16 |
20220188845 | Curating Narrative Experiences Through Automated Content Compilation - A content compilation system includes a computing platform having a hardware processor and a memory storing a software code configured to provide an editorial interface. The hardware processor executes the software code to receive compilation authoring data via the editorial interface, identify one or more end-user(s) for receiving a content compilation, access a consumption profile of the end-user(s), obtain, using the consumption profile and a first authoring criterion in the compilation authoring data, content items from one or more content sources. The software code further aggregates, using a second authoring criterion in the compilation authoring data, the content items into content subsets, groups, using a third authoring criterion, at least some of the content subsets to produce the content compilation. computes a desirability score predicting the desirability of the content compilation to the end-user(s), and provides, when the desirability score satisfies a predetermined threshold, the content compilation to the end-user(s). | 2022-06-16 |
20220188846 | COMPUTERIZED SYSTEMS AND METHODS FOR PREDICTING AND MANAGING SCRAP - Systems and methods for predicting that a stock keeping unit (SKU) is likely to be scrapped and performing preventative actions accordingly. The system receives a request to initiate a process related to predicting scrap likelihood associated with a plurality of SKUs, inputs data associated with each SKU into a trained prediction model, outputs, from the trained prediction model, a prediction value for each SKU, measures the trained prediction model by calculating a set of values, and generates a matrix comprising the calculated set of values. Using the matrix, a threshold prediction value is determined, and each SKU prediction value is compared to the threshold prediction value. Based on the comparison, a SKU of the plurality of SKUs is predicted as likely to be scrapped and at least one of a plurality of preventative actions is performed. | 2022-06-16 |
20220188847 | METHOD AND SYSTEM FOR AUTOMATED TARGETED POLLING VIA AN E-COMMERCE PROMOTIONS PLATFORM - Certain embodiments of the disclosure relate to methods and systems that support automated, targeted polling of consumers via an e-commerce promotions platform for administering e-commerce promotional activities, such as, for example, sweepstakes, contests, giveaways, and/or instant wins. | 2022-06-16 |
20220188848 | SYSTEMS AND METHODS FOR SEGMENTING CONSUMER POPULATIONS BASED ON BEHAVIOR MOTIVATION DATA - Systems and methods for segmenting consumer populations based on behavior motivation data are disclosed. In one embodiment, a method comprises identifying a population of electronic devices, selecting a first electronic device of the population of electronic devices, receiving a set of digital points of interest associated with the first electronic device, determining a dominant persona of a user of the first electronic device based on analyzing each digital points of interest in the set of digital points of interest, and generating a marketing report providing marketing recommendations or strategies for marketing to the user of the first electronic device based on data associated with the dominant persona. | 2022-06-16 |
20220188849 | System, Method, and Computer Program Product for Determining a Control Account that Corresponds to an Exposed Account - Provided is a method including determining a combined plurality of accounts, determining, for each account of the combined plurality of accounts, aggregate transaction data associated with a plurality of transactions involving the account; determining a first cohort level group including a group of exposed accounts and controls accounts; determining a first segment level group of accounts from the first cohort level group of accounts; generating a prediction model based on a plurality of control accounts that are included in the first segment level group of accounts; identifying a first exposed account of a plurality of exposed accounts; determining a first control account of the plurality of control accounts that corresponds to a first exposed account using the prediction model; and outputting a report comprising data associated with the first control account that corresponds to the first exposed account. Systems and computer program products are also provided. | 2022-06-16 |
20220188850 | UTILIZING MACHINE LEARNING MODELS FOR DATA-DRIVEN CUSTOMER SEGMENTATION - A device may receive purchase data identifying purchases by users of user devices and identifying non-temporal data associated with the users, and may preprocess the purchase data to generate sequences of multivariate and multimodal symbols. The device may process the sequences of multivariate and multimodal symbols, with a long short-term memory based encoder-decoder model, to generate sequence embeddings, and may process the non-temporal data associated with the users, with a knowledge graph, to determine knowledge graph embeddings capturing the non-temporal data. The device may process the sequence embeddings and the knowledge graph embeddings, with a knowledge graph embedding model, to generate modified sequence embeddings, and may process the modified sequence embeddings, with a clustering model, to determine clusters of the users in relation to products or services purchased by the users. The device may perform one or more actions based on the clusters of the users. | 2022-06-16 |
20220188851 | MULTI-OBJECTIVE DISTRIBUTIONAL REINFORCEMENT LEARNING FOR LARGE-SCALE ORDER DISPATCHING - Multi-objective distributional reinforcement learning may be applied to order dispatching on ride-hailing platforms. A set of historical driver trajectories and a set of driver-order pairs may be obtained. A weight vector between a first reward of the set of historical driver trajectories and a second reward of the set of historical driver trajectories may be determined using inverse reinforcement learning (IRL). A first value function and a second value function may be jointly learned using distributional reinforcement learning (DRL) based on the historical driver trajectories and the weight vector. A set of scores comprising a score of each driver-order pair in the set of driver-order pairs may be determined based on the weight vector, the first value function, and the second value function. A set of dispatch decisions may be determined based on the set of scores that maximizes a total reward of the set of dispatch decisions. | 2022-06-16 |
20220188852 | OPTIMAL PRICING ITERATION VIA SUB-COMPONENT ANALYSIS - In an approach for determining an optimal price for a product via a sub-component analysis, a processor determines a similarity weightage for each similar product to a product based on specifications and ratings for each similar product. A processor determines a price for each subcomponent of the product based on a base price of the respective subcomponent, a cost for work required to integrate the respective subcomponent into the product, and intellectual property and licensing costs associated with the respective subcomponent. A processor calculates a price prediction for the product by summing up the price for each subcomponent. A processor determines an optimized price prediction for the product based on integrating the similarity weightage for each similar product with the price prediction for the product in an ensemble model. | 2022-06-16 |
20220188853 | CONTROL APPARATUS AND FEE DETERMINATION METHOD - A control apparatus includes a controller configured to detect a vehicle parked on a road at a first time point, and determine an amount of a parking fee to be charged to the vehicle according to a traffic congestion condition on the road at a second time point that is same as or later than the first time point. | 2022-06-16 |
20220188854 | ANALYZING CROP FIELDS BASED ON AGRICULTURAL MANAGEMENT PRACTICES - Implementations are described herein for using machine learning to determine whether candidate crop fields are suitable for management by particular agricultural entities. In various implementations, a machine learning model may be applied to input data to generate output data. The input data may include a first plurality of data points corresponding to field-level agricultural management practices of an agricultural entity. The output data may be indicative of one or more predicted outcomes of the agricultural entity implementing the field-level agricultural management practices on one or more candidate crop fields not currently managed by the agricultural entity. Based on one or more of the predicted outcomes, one or more computing devices may be caused to provide a user associated with the agricultural entity with information about one or more of the candidate crop fields, and/or one or more parameter inputs of a graphical user interface may be prepopulated. | 2022-06-16 |
20220188855 | AUTOMATED TRANSACTIONAL OFFERS USING A BROWSER EXTENSION - Systems and methods for automated transactional offers are disclosed. In one embodiment, a system can be configured to register a uniform resource locator (URL) of a merchant system as a verified merchant URL. An extension communication can be received from a browser extension executed on a client device. A captured merchant URL and a user account of a user can be determined based on the extension communication. A merchant ID is associated with the captured merchant URL is determined based on a comparison of the captured merchant URL and a plurality of verified merchant URLs. An available offer is retrieved based on the merchant ID. The available offer is displayed on the client device. An offer enrollment request from the browser extension of the client device is received. A user offer enrollment is transmitted to an issuer system. | 2022-06-16 |
20220188856 | SYSTEMS AND METHODS FOR PROVIDING CARBON OFFSETS - Method and system for providing carbon offsets. For example, the method includes collecting mindful driving data for one or more vehicle trips made by a user, analyzing the mindful driving data to determine a level of mindful driving of the user, determining a level of carbon offset reward based at least in part upon the level of mindful driving of the user, determining an amount of total carbon emission of the user, and providing an amount of carbon offset reward based at least in part upon the level of carbon offset reward and the amount of total carbon emission. | 2022-06-16 |
20220188857 | Coupon System for Goods and Services - A system and method for generating and implementing a promotional offer for goods and/or services, including collaborating with at least one of a retailer, manufacturer and consumer to determine at least one parameter pertaining to creation, alteration, distribution, redemption, and/or payment terms of the promotional offer, implementing the parameter, creating and implementing the promotional offer, monitoring the implementation of the promotional offer, and determining whether the one promotional offer complies with the parameter constituents. | 2022-06-16 |
20220188858 | INFORMATION PROCESSING APPARATUS, SUPPORT SYSTEM, AND CONTROL METHOD - An information processing apparatus ( | 2022-06-16 |
20220188859 | DIGITAL ADVERTISING PLATFORM WITH DEMAND PATH OPTIMIZATION - A digital advertising system includes at least one processor configured to execute a plurality of functional modules including an analytics module to receive and analyze client attributes associated with a website visitor and a requested website to define an analytics event. The analytics module ingests and enriches data within the analytics event and provides it to a machine learning module that generates prediction models for potential bids. A management platform receives the bidding prediction and generates candidate configs. An optimization module receives the candidate configs and applies weights and additional features to select a config and generate an optimized script for the selected config. A deployment module receives the optimized script and delivers the script to the website visitor. | 2022-06-16 |
20220188860 | Control System Based on Viewable Attention - Adaptive control of exposure. A proportional exposure cap is a maximum fraction applicable to a recipient's total viewable attention in a time window. The total viewable attention represents all viewable advertising content which will be provided to the recipient. A notification of availability of an opportunity to expose a specified recipient to advertising content is received during the time window. The specified recipient's consumed viewable attention is detected. The specified recipient's total viewable attention for the time window is predicted. Responsive to the maximum fraction of the specified recipient's predicted total viewable attention for the time window being greater than the consumed viewable attention of the specified recipient, content is sent to the specified recipient and the consumed viewable attention is updated. | 2022-06-16 |
20220188861 | Machine Learning-Based Media Content Placement - A system performs an automated analysis on a set of related media content items, such as static and video display advertisements for a coordinated advertising campaign. The analysis can include, for example, recognition of products, services, brands, objects, music, speech, motion, colors and moods, in order to determine content profiles for the content items. Different sequences of the media content items are placed within the web browsing paths of individual users, and the responses to the sequences are monitored with respect to desired outcomes, such as the purchase of a product or the visiting of an advertiser's website. The content profiles, the sequences, the placements, and the responses are provided as input into a machine learning system that is trained to select sequences and placements of media content items that achieve the desired outcomes. The system can be trained in part or wholly using feedback from its own output. | 2022-06-16 |
20220188862 | METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT FOR MATCHING CARD TRANSACTION DATA TO MOBILE APPLICATION USAGE - Provided is a method for matching card transaction data to mobile application data. The method may include generating a plurality of regions within a geographic area, each region of the plurality of regions associated with a region identifier. Transaction data associated with an account identifier and mobile application data associated a user identifier may be received. A region for each transaction and for each interaction may be determined based on the transaction and interaction locations. A transaction signature may be generated for each account and an interaction signature may be generated for each user identifier. At least one transaction may be matched to at least one interaction signature. At least one account identifier may be linked to at least one user identifier based on matching the at least one transaction signature to the at least one interaction signature. A system and computer program product are also disclosed. | 2022-06-16 |
20220188863 | METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR PREDICTING CONSUMER BEHAVIOR - Embodiments of the present invention provide methods, systems, apparatuses, and computer program products for predicting consumer behavior. In one embodiment a method is provided comprising determining a classification for a first consumer, wherein the classification is based on a measure of frequency of purchases by the first consumer; identifying one or more first attributes for the first consumer based on the determined classification, the one or more attributes being attributes selected for predicting the respective one or more metric associated with the first consumer; and determining, based on values for the one or more first attributes, a first prediction value that indicates a programmatically expected number of purchases by the first consumer. | 2022-06-16 |
20220188864 | NON-INTRUSIVE ADVERTISEMENT PRESENTATION - Advertisements are often presented in the context of a media content viewing experience. Advertisement presentation may be intrusive or subtle. In many instances, users may be interested in particular advertisements but may not want to disrupt a media content viewing experience by launching an advertisement window, opening an advertisement application, or otherwise being redirected to another piece of content. Consequently, mechanisms are provided to allow a user to identify advertisements or save advertisement interests for presentation at a later time. Saved advertisement interests can be used to inform future advertisement and/or content suggestions, and the user can be presented with selected advertisements within an application or through external mechanisms. | 2022-06-16 |
20220188865 | Methods, Systems, and Devices for Providing Information and Recommended Actions Regarding Advertising Entities Using A Virtual Assistant - Aspects of the subject disclosure may include, for example, embodiments for presenting a group of advertisements within media content by a software application on a display communicatively coupled to the communication device resulting in a presentation of the group of advertisements, and operating a virtual assistant application simultaneously with the software application. Further embodiments include detecting voice input from a user associated with the communication device using a voice recognition technique utilized by the virtual assistant application, identifying first user data based on the voice input associated with a group of advertising entities associated with the group of advertisements, and obtaining information regarding the group of advertising entities based on the first user data. Additional embodiments include determining a group of recommended actions according to the information regarding the group of advertising entities, and providing the user with the group of recommended actions. Other embodiments are disclosed. | 2022-06-16 |
20220188866 | DYNAMIC DISPLAY OF DRIVER CONTENT - Systems and methods are disclosed configured to identify a location where current or predicted ride requests exceed a threshold within a time period. Driver location information for one or more drivers is used to identify a driver to satisfy the identified current or predicted ride requests at the location that exceed the threshold within the time period. In response to determining that a driver has at least a first likelihood of accepting a ride request at the location within the time period, item content is selected using a history of establishments frequented by the driver. The selected item of content, associated with a token, is provided for presentation on a display to the driver. In response to determining that the identified driver accepted the ride request at the location within the time period, the token is enabled to be utilized by the identified driver at an entity. | 2022-06-16 |
20220188867 | DYNAMIC DISPLAY OF ROUTE RELATED CONTENT DURING TRANSPORT BY A VEHICLE - Systems and methods are disclosed configured to receive a ride request from an application hosted on a device of a user. A vehicle is routed to a pickup location. A route is generated configured to navigate the vehicle to a destination. Sensor data indicative of ride quality is monitored while the vehicle is navigating the generated route, wherein the sensor data comprises data indicating at least how bumpy the ride is and/or whether a sudden braking event occurred. When an adverse ride condition is detected, a determination is made that a content item is to be transmitted to a display device. A geofence is generated about the destination using a user content interaction history. The first item of content is selected based at least in part on an identification of an establishments within the geofence. The selected item of content is transmitted to the display device and the user may be transported to the pickup location within the geofence. | 2022-06-16 |
20220188868 | ADVERTISEMENT SERVICE DEVICE AND METHOD FOR OPERATING SAME - The present disclosure proposes a device for executing an advertisement service and a method for operating the same, for providing a targeted advertisement according to an advertisement execution condition determined for a terminal on the basis of scanning data obtained by scanning wireless local area networks (WLANs) (for example, Wi-Fi) in an addressable TV advertisement environment. The present disclosure also proposes a device for executing an advertisement service for providing a targeted advertisement for a combination of member terminals and visitor terminals located within a home in an addressable TV advertisement environment. | 2022-06-16 |
20220188869 | SYSTEM AND METHODS FOR A MICRO-ENGAGEMENT PLATFORM - A micro-engagement platform system and method for creating and launching micro-engagements is disclosed. The platform enables creation of a set of one or more micro-engagements, which are short snippets of information exchanged as part of an overall goal of customer engagement; couples micro-engagements to intended customers on their mobile device via messaging; collects responses that a customer sends immediately or at a later point in time; initiates the next micro-engagement in the sequence after getting a response from the customer to the previous micro-engagement as part of the overall goal. The platform chooses from one of a plurality of modes of delivery for that snippet of information; modes can be SMS, mobile browser or ore or more mobile apps. | 2022-06-16 |
20220188870 | DISPLAY UNIT WITH AN IDENTIFICATION ELEMENT SUITABLE FOR PRESENTING ONE OR MORE PRODUCTS - A sales display unit ( | 2022-06-16 |
20220188871 | PERSONALIZATION OF ADVERTISEMENT SELECTION USING DATA GENERATED BY IOT DEVICES - A client device can receive, from a data processing system, first data, the first data selected by the data processing system based on second data generated by at least one IoT device with which the client device is associated, and the first data indicating at least one advertisement. The client device can access the at least one advertisement using the first data indicating the at least one advertisement. The client device can add the at least one advertisement to the content accessed by the client device. The client device can present the content with the at least one advertisement added to the content. | 2022-06-16 |
20220188872 | MANAGING ROOM-BASED HOTEL COMMUNICATION TERMINAL CONTENT BASED ON GUEST INFORMATION - The techniques herein are directed generally to managing room-based hotel communication terminal content based on guest information. In one embodiment, a server receives registration information when a guest checks into a hotel including an identification of the guest and a particular assigned room, and then identifies a particular communication terminal that is associated therewith. Either the server or the particular communication terminal then queries a guest information database using the identification of the guest to determine a particular grouping associated with the guest, resulting in an interactive interface comprising customized content specific to the particular grouping associated with the guest. The particular communication terminal presents the interactive interface comprising customized content specific to the particular grouping associated with the guest on a corresponding GUI of the particular communication terminal. | 2022-06-16 |
20220188873 | PRESS RELEASE DISTRIBUTION SYSTEM - A press release distribution system provides press release and other news to forum sites as posts. The forum software that runs at forum sites includes press release interface software or is adapted to receive press release interface plug-in modules for interfacing with the press release distribution system. The press release interface software or plug-in module may also monitor and/or analyze user data of forum members and/or forum activities of the users. The monitored user data and forum activities may be provided to the press release distribution system for analysis and generation of user profiles. Using the result of the analysis (e.g., user profiles), the press release distribution system can target particular users or forums to direct the press releases, news, or advertisements for most effective advertising campaign. | 2022-06-16 |
20220188874 | Method for Monitoring Billboard Media Distribution - A portable billboard is presented including a portable media projection subsystem to selectively project media and to supply an enablement signal in response to the media being projected. A location device supplies a geographic location of the media projection subsystem. A verifier receives the enablement signal and the geographic location, and supplies verification information responsive to the media being projected from a stationary location for a predetermined minimum duration of time. A communications subsystem receives verification information and either stores the information for subsequent downloads, or transmits the information to a central controlling server. A targeting subsystem permits an entity to select a target stationary location from a plurality of value weighted target stationary locations. The targeting application typically provides a reward in response to a value of the selected target stationary location. | 2022-06-16 |
20220188875 | METHOD FOR DISPLAYING CONTENTS AND DIGITAL DISPLAY SYSTEM - A computer implemented method includes allocating to an advertisement campaign, planned bookings for certain time periods and for certain digital displays from an Out Of Home inventory. The method also allocates, by a real-time bidding process, unplanned bookings to the time periods. Forecasts of unplanned bookings demand are taken into account in allocating planned bookings. | 2022-06-16 |
20220188876 | ADVERTISING METHOD AND APPARATUS FOR GENERATING ADVERTISING STRATEGY - Example embodiments relate to an advertising method and apparatus for generating advertising strategy. The advertising method according to an example embodiment includes acquiring at least one keyword regarding an advertiser, acquiring time series data of a search volume of the keyword, acquiring a trend of the search volume, based on the time series data of the search volume, extracting a search volume corresponding to a present time from the time series data of the search volume, determining whether the search volume corresponding to the present time deviates from the trend of the search volume, and generating an advertisement executing strategy to change attribute information of the advertisement for an advertiser, based on the determination result. | 2022-06-16 |
20220188877 | METHODS AND SYSTEMS FOR VIDEO GAME LIVE STREAMING - Ad servers, live streaming systems and user devices that provide complementary advertisements to the viewers of live stream broadcasts are provided. The complementary advertisements relate to or complement an in-game advertisement present in the live streams. This allows for advertisements and advertising campaigns that are better targeted, more effective, and more easily monitored. Advertisements that are served may be better targeted, more effective and interactive. Techniques presented herein may reduce the computer resources required for advertising and increase public safety, for example, by avoiding children and minors being served advertisements for age restricted products. | 2022-06-16 |
20220188878 | METHODS AND APPARATUS FOR EFFICIENT EXECUTION OF MODULES - Methods and apparatus for efficient execution of modules are disclosed. An example apparatus includes at least one memory, instructions in the apparatus, and processor circuitry to execute the instructions to: generate a first module identifier of a first module, the first module having been instantiated by first instructions at least one of embedded in or linked by a first advertisement on a webpage, the first module to monitor presentation of the first advertisement on the webpage; load monitoring instructions structured to execute webpage monitoring functions to be utilized by the first module; communicate the first module identifier to an application message interface for retrieval by the monitoring instructions; and determine that a second module has communicated a second module identifier to the application message interface, the second module having been instantiated by second instructions at least one of embedded or linked by a second advertisement on the webpage and, in response to the determining that the second module identifier has been communicated: prevent the second module from loading the monitoring instructions; and communicate, via the first module, the second module identifier to the application message interface for retrieval by the monitoring instructions to instruct the monitoring instructions to communicate with the second module. | 2022-06-16 |
20220188879 | ON-LINE ADVERTISEMENT METHOD USING ADVERTISEMENT WEBSITE - Disclosed is an on-line advertisement method using an advertisement website. An on-line advertisement method according to an embodiment of the present invention provides an advertisement available to a user terminal at a current position of a user terminal which accesses an advertisement website. | 2022-06-16 |
20220188880 | DYNAMIC IMAGE SERVICE - Aspects of the subject disclosure may include, for example, a method comprising obtaining, by a processing system including a processor, device design information for a device depicted in media content; obtaining a first image for inclusion in a depiction of the device; and obtaining display information regarding an apparent size and orientation of a display of the depicted device. The processing system adjusts the first image in accordance with the device design information and the display information and inserts the adjusted first image into the media content, thereby generating a second image comprising the display of the depicted device with the adjusted first image shown on the display. The method also includes altering the adjusted first image in accordance with changes in the apparent size or orientation of the display of the depicted device and delivering the second image to a user device. Other embodiments are disclosed. | 2022-06-16 |
20220188881 | VALUE MAP GENERATION AND PROCESSING - A system receives value data to generate a value data object based on input received from a user. The input may include indications of priorities, descriptors, and descriptions related to known and unknown properties. The system uses the generated value data object and associated value gap score to generate property valuation prompts. The valuation prompts are utilized by the user to input evaluation data. Based on the evaluation data and the value data object, the user generates a value score for each visited property. | 2022-06-16 |
20220188882 | LEAVING HIERARCHICAL-EMBEDDED REVIEWS FOR VERIFIED TRANSACTIONS - A method for leaving hierarchical-embedded reviews for verified transactions comprising: (i) receiving a first provider entity data set; (ii) creating a first provider portion of a first graph data structure; (iii) creating a first customer entity node in the first graph data structure; (iv) receiving a new transaction data set including information indicative of a business transaction between the first customer entity and a first provider sub-entity of the plurality of sub-entities; (v) creating a new transaction node in the first graph data structure, with the new transaction node including data from the first new transaction data set; (vi) creating a pairwise connection in the first graph data structure between the new transaction node and the lower level node corresponding to the first provider sub-entity; and (vii) creating a pairwise connection in the first graph data structure between the new transaction node and the first customer entity node. | 2022-06-16 |
20220188883 | SYSTEMS, DEVICES, AND METHODS FOR ANALYSIS AND AGGREGATION OF DATA FROM DISPARATE DATA PLATFORMS - A system and method for analysis and aggregation of data from disparate data platforms is disclosed. The system may generate a company profile by receiving information from a plurality of sources, mapping the information to a common data model including each of a data source, a topic, and a company, and associating data from the plurality of sources to companies based on the affiliation of the subjects of the data. In addition to data source and company, the system may identify a topic for ingested data and use the aggregated information to create company profiles. The system may use company profiles to target companies for business interaction, monitoring the plurality of sources for evidence of the business interaction, evaluating the effectiveness of the business interaction, and updating the company profile. | 2022-06-16 |
20220188884 | METHOD AND SYSTEM FOR DYNAMIC PRICING OF WEB SERVICES UTILIZATION - A method and system for dynamic pricing of web services utilization. According to one embodiment, a method may include dynamically predicting utilization of a web services computing resource that is expected to occur during a given interval of time, and dependent upon the dynamically predicted utilization, setting a price associated with utilization of the web services computing resource occurring during the given interval of time. The method may further include providing the price to a customer. | 2022-06-16 |
20220188885 | SYSTEMS AND METHODS FOR CLOUD-BASED DOCUMENT PROCESSING - Systems and methods for extracting parameters from invoice files are provided, including techniques to determine suppliers of invoice files using machine learning models. The system can identify an invoice file in a message, determine an analysis process, such as optical character recognition, for the invoice file based on the invoice file type, and perform an extraction process on the invoice file via a cloud computing system to extract objects from the invoice file. The system can extract invoice parameters from the objects using a first analysis process, and if the first analysis process fails to extract a predetermined set of invoice parameters, perform subsequent analysis processes to extract parameters that the first analysis process failed to extract. The system can then transmit the invoice parameters and the invoice file to a node server. | 2022-06-16 |
20220188886 | SYSTEM AND METHOD FOR GENERATING AND STORING DIGITAL RECEIPTS FOR ELECTRONIC SHOPPING - A system and a method are provided for generating a digital receipt for purchases made utilizing a digital wallet or with other payment procedures. The digital receipt is stored in the cloud in a digital receipts repository for later retrieval. The digital receipt can be standardized to facilitate data processing of the data contained in data fields of the digital receipt. The data fields are text/field searchable and actionable so that the receipts and the data therein can be viewed in any manner desired by the user of the digital wallet. | 2022-06-16 |
20220188887 | METHOD, APPARATUS, AND COMPUTER-READABLE MEDIUM FOR LEVERAGING REAL-TIME SALES VOLUME FOR CONDUCTING GROUP BUYS - A method, apparatus, and computer-readable medium for leveraging real-time sales volume for conducting group buys comprising initializing a sale of an item, the sale specifying a current price of the item which is calculated based on a current sales volume of the item and sales volume ranges, processing transactions with users for items at a purchase price equal to the current price when a purchase request is received from the corresponding user, terminating the sale of the item at a closing price when the current sales volume has reached a threshold or when a period of time has passed since the sale was initialized, and crediting accounts belonging to one or more users with an additional amount based at least in part on a difference between the closing price and the purchase price for each item for the corresponding user. | 2022-06-16 |
20220188888 | SYSTEMS AND METHODS FOR PROOF OF APPLICATION OWNERSHIP - A method and apparatus for a commerce platform providing proof of application ownership of a network distributable application are described. The method may include receiving a request to approve an application developed by a merchant system, wherein the application includes an application programming interface (API) component, a software development kit (SDK) component, or a combination thereof provided by the commerce platform to the merchant system. The method may also include generating a unique identifier (ID) for the application to be included as metadata within the application. Furthermore, the method may include obtaining, from an application information system, data describing the application, and extracting an ID from metadata in the data obtained by the application information system. Then, the method may include that in response to determining that the ID extracted from the metadata matches the unique ID, associating the merchant with the application in a merchant account at the commerce platform and approving the application for interacting with the commerce platform. | 2022-06-16 |
20220188889 | TECHNOLOGIES FOR REAL TIME COMMUNICATIONS - A system and method for communication between business representatives and consumers, the method including the steps of: providing a server comprising one or more computer-readable media maintaining instructions executable by a processor of an electronic device to perform operations comprising presenting on a consumer electronic device a digital image comprising a system-connected business profile page comprising one or more items for sale and a system icon; receiving, by the consumer electronic device, a selection of the system icon; connecting the consumer electronic device to a business electronic device associated with the system-connected business profile page; inviting a system-connected business representative to accept participation with the consumer; receiving, by the business electronic device, a selection to accept participation with the consumer; initiating a video call between the consumer and the business representative; adding at least one item of the one or more items to an online shopping cart; paying for the at least one item; and ending the call. | 2022-06-16 |
20220188890 | SYSTEM AND METHOD OF COMPARING CROSS-BRAND LEASE, FINANCE, AND/OR PURCHASE DATA FOR FACILITATING THE PURCHASE AND/OR LEASE OF A VEHICLE - A system and a method of facilitating purchase and/or lease of an automobile are disclosed. The system Automotive Sales Representative receives information from a customer or buyer for purchasing and/or leasing an automobile. The system allows an automotive retail sales or leasing representative to select one or more automobiles based on the information provided by the customer. The system selects purchase options for the customer. Further, the system selects a dealership which offers best pricing for the automobile suitable for the customer. The system checks inventory at the dealership and obtains an invoice from the dealership. Subsequently, the system checks rebates, insurance and other finance and insurance data applicable for the customer. Further, the system generates a deal structure or buyer order and transmits to the customer. The system allows automotive retail sales representatives to provide a buyer order or sales quote instantly to the customer. | 2022-06-16 |
20220188891 | AUGMENTED REALITY AUTOMOTIVE ACCESSORY CUSTOMER COLLABORATIVE DESIGN AND DISPLAY - A system that allows customers to collaborate with vehicle accessory manufacturers to design accessories in an augmented reality environment. A customer decision making and purchasing experience is greatly improved when viewing a physical showroom model (or other real-world model) of a vehicle they intend to purchase and/or customize. The system allows the user to select and customize virtual accessories for the physical vehicle, then overlay those virtual accessories atop the physical vehicle in an augmented reality environment. | 2022-06-16 |
20220188892 | AUGMENTED REALITY AUTOMOTIVE ACCESSORY CUSTOMER COLLABORATIVE DESIGN AND MANUFACTURING THROUGH 3D PRINTING - Systems and methods are provided that allow customers to collaborate with vehicle accessory manufacturers to design accessories in an augmented reality (AR) environment and manufacture the designed accessories through a rapid manufacturing technique, such as 3D printing. The disclosed systems and methods allow progression from augmented reality-designed accessories to 3D printed designs manufactured either at the dealer or at a regional printing center. The 3D printed designs may be installed on the customer's vehicle, enabling a dealership to provide tailor-made, custom products designed through an AR application. | 2022-06-16 |
20220188893 | CONFIGURING AN ELECTRONIC DEVICE BASED ON A TRANSACTION - A first network signal is received indicating a device identifier in response to a transaction involving an electronic device uniquely associated with the device identifier. An entity identifier specific to an entity associated with the transaction is determined. In response to an initialization event of the electronic device, a second network signal from the electronic device is received that identifies the electronic device. In response to the second network signal, a configuration is communicated to the electronic device that is specific to the entity associated with the transaction. | 2022-06-16 |
20220188894 | SYSTEMS AND METHODS FOR VERIFYING VEHICLE IMAGE ALTERATION - A computerized exchange network enables verifying vehicle image alterations, such as altering images to remove objects from a background or to include indicia, for example. In some embodiments, a system for verifying image alterations is configured to acquire an image, alter the image, add the image to a website, and record the alteration and adding. In other embodiments, a method for verifying image alterations involves acquiring an image, generating an altered image, adding the image to a website, and recording the alteration and adding. | 2022-06-16 |
20220188895 | PRODUCT FEATURE EXTRACTION FROM STRUCTURED AND UNSTRUCTURED TEXTS USING KNOWLEDGE BASE - Unstructured texts associated with a product is received, where the unstructured texts include, for example, a title of the product, one or more reviews of the product, questions and/or answers associated with the product. A phrase in an unstructured text is identified. A first knowledge base is searched, to identify that the phrase is a feature value that is associated with a feature. For example, the first knowledge base lists the feature value to be an instance of the feature. Accordingly, a tuple is generated, where the tuple includes the product as a subject, the feature as a predicate, and the feature value comprising the phrase as an object. A second knowledge base is updated with the tuple. The second knowledge base is usable for processing queries about the product. For example, the second knowledge base is used to generate a result of a query about the product. | 2022-06-16 |
20220188896 | SYSTEMS AND METHODS FOR ACQUISITION GUIDANCE ALERTS BASED ON BIOMETRIC CHARACTERISTICS - A computer-implemented method that includes for providing acquisition guidance alerts that includes receiving a signal from a user device indicative of a biometric characteristic of a user. The biometric characteristic is detected by the user device. The method includes determining the biometric characteristic exceeds a predetermined threshold. The predetermined threshold defines a first state of the user. The method further includes transmitting an alert to the user device with guidance information on conducting future acquisitions during the first state. | 2022-06-16 |
20220188897 | METHODS AND SYSTEMS FOR DETERMINING BODY MEASUREMENTS AND PROVIDING CLOTHING SIZE RECOMMENDATIONS - The present invention provides at least a method for determining at least one body measurement by obtaining a plurality of images, in particular a video, of a user. The video can be easily acquired by the user or a friend using a mobile device comprising a camera, such as a digital camera, a smartphone, a table computer and/or the like. Optionally, the invention also provides generating a clothing size recommendation based at least on the determined at least one body measurement. The clothing size recommendation may take additional parameters into account. Both for the determining of the body measurements and/or for the generating of the clothing size recommendation, artificial intelligence entities, in particular machine learning entities, more particular artificial neural networks may be used. Preferably, return information comprising ratings of users of whether and how well certain items of clothing fit them in the past is collected and used for the training of an artificial intelligence entity. Further methods, systems, devices, computer program products, data storage media and data streams are also provided. | 2022-06-16 |
20220188898 | System and Method for Fashion Recommendations - Novel system, methods, which include machine learning, and device for providing color and fashion recommendations, including for persons with visual impairment such as color blindness or complete blindness. Also, methods providing a data storage system for storing digital renditions of garments; providing a portable communication device to extract color and/or pattern from garments through use of a camera and at least one algorithm; providing a processor capable of accessing locally stored and/or remote information about or learning the preferred matching set of garments; assigning each garment in the set of garments a red-green-blue (RGB) value; providing a suitability ranking for matching compatibility of the garment or the set of garments; and providing recommendations for preferred matching garment or set of garments by organizing the garments in at least one queue selected from the group consisting of audial, tactile, visual or a combination thereof, wherein the individual imports garments or set of garments, through a series of photos or video, for bulk import into a virtual closet for the identification and assignment of type of garments or set of garments using human or computational methods. | 2022-06-16 |
20220188899 | SYSTEM AND METHOD FOR HANDLING POPULARITY BIAS IN ITEM RECOMMENDATIONS - This disclosure relates generally to method and system for handling popularity bias in item recommendations. In an embodiment the method includes initializing an item embedding look-up matrix corresponding to items in a sequence of item-clicks with respect to a training data. L2 norm is applied to the item embedding look-up matrix to learn a normalized item embeddings. Using a neural network, a session embeddings corresponding to the sequences of item-clicks is modeled and L2 norm is applied to the session embeddings to obtain a normalized session embeddings. Relevance scores corresponding to each of the plurality of items arc obtained based on similarity between the normalized item embeddings and the normalized session embeddings. A multi-dimensional probability vector corresponding to the relevance scores for the items to be clicked in the sequence is obtained. A list of the items ordered based on the multi-dimensional probability vector is provided as recommendation. | 2022-06-16 |
20220188900 | ONLINE RECOMMENDATIONS - A group of recommendations related to an item, such as an item of content presented to a user in a page, can be ranked according to a probability distribution that is iteratively updated with each user interaction. For practical implementations, a click stream of interactions may be logged, and then applied in a batch process to update the probability distribution on any suitable schedule independent of the timing of incoming user interactions. | 2022-06-16 |
20220188901 | SYSTEMS AND METHODS FOR DETERMINING AND PRESENTING PURCHASE RECOMMENDATIONS BASED ON PERSONAL GENETIC PROFILES - Presented herein are systems and methods for automatically identifying and recommending purchases (e.g., in-app purchases) to a user based on the user's personal genetic profile. In certain embodiments, offers for such purchases are conveniently presented in the same software application (e.g., smartphone app or other computing device application) in which a user securely accesses his or her personalized genetic profile test results. Also presented herein are systems and methods for computer application developers to customize apps for presentation of recommended purchases based on a user's personal genetic profile. In certain embodiments, the systems and methods described herein provide for issuing of genetically tailored notifications to one or more mobile health devices of an individual based on an assessment of the individual's genetic profile. Such notifications, for example, can assist an individual in their adherence to particular recommended regiments, such as workout regimens. | 2022-06-16 |
20220188902 | OPTIMIZED GROUP BUYING SCHEMES - In an approach for generating and recommending optimized shopping orders for a group of users that collectively purchase bundles of goods, a processor generates an initial shopping order for each user in a group of shopping users, based on one or more preferences and constraints of each user on one or more items to buy from a stock. A processor optimizes the initial shopping order for each user based on one or more objectives of each user. A processor outputs the optimized shopping order for each user. | 2022-06-16 |
20220188903 | Systems And Methods For Ordering Goods And Services Using A Vehicle - The disclosure provides systems and methods for ordering goods and services using a vehicle and for delivering the goods and services to the vehicle. | 2022-06-16 |
20220188904 | SYSTEMS AND METHODS FOR DISTRIBUTED GROCERY FULFILLMENT AND LOGISTICS - A grocery preparation and fulfillment service management system, the system comprising a purchase order server comprising processing circuitry that hosts at least one ingredients database including ingredient availability data from a plurality of fulfillment servers, a search engine configured to retrieve ingredient availability data from the at least one ingredients database, an ordering interface coupled to the search engine and accessible by a client device over a communication network, the ordering interface configured to create purchase orders based on recipes of dishes and the ingredient availability data, wherein the recipes are retrievable from public computing space and private computing space, and a fulfillment manager module in communication with the plurality of fulfillment servers via the communication network, the fulfillment manager module configured to distribute the purchase orders to the plurality of fulfillment servers and receive offers from the plurality of fulfillment servers to execute the purchase orders. | 2022-06-16 |
20220188905 | SYSTEMS AND METHODS FOR PROVIDING AN E-COMMERCE SLIP CART - A method for managing an electronic commerce (e-commerce) shopping cart may include, in a computing device comprising a touch screen, memory, and at least one processor, receiving a selection of one of a plurality of web pages associated with an e-commerce web site. The selected one of the plurality of web pages and an indication of the e-commerce shopping cart may be displayed on the touch screen. The indication of the e-commerce shopping cart may be integrated for display into each of the plurality of web pages. While displaying the selected one of the plurality of web pages and the indication of the e-commerce shopping cart, at least one gesture event associated with the e-commerce shopping cart may be detected. Access to the e-commerce shopping cart may be enabled upon detecting the at least one gesture event. | 2022-06-16 |
20220188906 | PREDICTIVE PRODUCT AVAILABILILTY FOR GROCERY DELIVERY - Methods, computer readable media, and devices for predictive product availability for grocery delivery are presented. A method may include determining a shopping location and a future delivery window. A predicted availability of one or more grocery product items may be generated based on the location and delivery window. If the predicted availability of the items exceeds a threshold, the items may be presented to a user for selection as part of an order. If the predicted availability of the items does not exceed a threshold, alternative shopping locations and/or alternative future delivery windows may be presented to the user for selection. A machine learning algorithm may be implemented to generate the predicted availability of the one or more grocery product items, the one or more alternative shopping locations, and/or the one or more future delivery windows. | 2022-06-16 |
20220188907 | ECOMMERCE MARKETPLACE WITH CUSTOM PURCHASE ORDER - In B2B purchasing, ordering is proposed wherein a customer can buy directly from a supplier website without logging into their own E-procurement system. In one embodiment, the supplier website generates a customized purchase order (PO) for submission to a third-party's purchasing system based upon purchases made by the customer. The purchasing system sends an acknowledgement, and the supplier can proceed to fulfil the order. | 2022-06-16 |