18th week of 2021 patent applcation highlights part 62 |
Patent application number | Title | Published |
20210133651 | GENERATION OF ENGAGEMENT AND SUPPORT RECOMMENDATIONS FOR CONTENT CREATORS - Systems and methods are provided for generating engagement recommendations suggesting ways that one or more creators of content may maximize subscribership and/or subscription-based revenue, as well as support recommendations suggesting ways that the one or more creators of content may realize successful support of their content creation. Engagement recommendations can involve suggestions regarding when and/or how to engage one or more subscribers that results in a positive impact to subscribership and/or subscription-based revenue. Support recommendations can involve suggestions regarding when and/or how to elicit support in line with preferred indicia of success set forth by the one or more creators. | 2021-05-06 |
20210133652 | METHODS AND SYSTEMS FOR USER INTERFACE INTERACTION - A configuration architecture is described. The configuration architecture may be in communication with a task management application to efficiently generate customized programs. | 2021-05-06 |
20210133653 | INFORMATION PROCESSING APPARATUS AND NON-TRANSITORY COMPUTER READABLE MEDIUM - An information processing apparatus includes a processor configured to: obtain biological information of a person who has received a request to implement an activity, the biological information being generated from the person on receipt of the request to implement the activity; and estimate, on the basis of the biological information, whether the person is able to accept implementation of the activity. | 2021-05-06 |
20210133654 | COLLABORATIVE DEVELOPMENT - A collaborative development project having a plurality of contributors is provided. A first contributor of the plurality of contributors as an influencer of the collaborative development project. Contributions of the influencer to a sample project are analyzed to determine a development characteristic of the influencer. One or more development rules are then generated based on the determined development characteristic of the influencer. Further, a second contributor of the plurality of contributors may be identified as a follower of the development project. Identified contributions of the follower may then be modified based on the obtained one or more development rules. | 2021-05-06 |
20210133655 | TRANSPORTATION PLAN GENERATION APPARATUS AND TRANSPORTATION PLAN GENERATION METHOD - A transportation plan generation apparatus can access transported item count information that stores a transportation date, a transported item, and a transported item count, transported item information that stores the transported item and a volume, and transportation fee information that stores a transportation means, a load volume, a fee for each period. The apparatus executes: detecting a first period, among a plurality of periods, during which the transportation volume for each period based on the transported item count and the volume exceeds a threshold; identifying second periods that are prior to the first period, and that don't correspond to the first period; determining a given second period during which the fee for the transportation means is less expensive than for the first period, among the second periods, to be a period to which a portion of the transportation volume of the first period is reallocated; and outputting a determination result. | 2021-05-06 |
20210133656 | EXTENSIBLE FRAMEWORK FOR CONSTRUCTING AUTONOMOUS WORKFLOWS - A workflow manager can be configured to present a graphical interface to an entity and display a current status of a workflow via the graphical interface. Via the graphical interface, the entity can provide one or more indications that indicate an entry condition for the workflow, one or more message communications, and one or more filter conditions. The entity can activate the workflow and cause the workflow manager to identify a user population that satisfies the entry condition and cause the user population to be presented with the one or more message communications and the one or more filter conditions of the workflow. Different user segments of the user population may be assigned to different user paths, where each user segment receives different communications based on their corresponding user paths. | 2021-05-06 |
20210133657 | TASK ADJUSTMENT METHOD, DEVICE, EQUIPMENT AND NON-VOLATILE STORAGE MEDIUM - Disclosed are a task adjustment method, a device, an equipment and a non-volatile storage medium. The method includes: acquiring sequence IDs and associated conditions of target tasks, and establishing a task association table according to the sequence IDs and the associated conditions of the target tasks; generating an initial task matrix according to the sequence IDs of the target tasks and the task association table; in a determination that the initial task matrix comprises a task to be processed, adjusting the initial task matrix through a preset rule according to a sequence ID corresponding to the task to be processed to generate a target task matrix; obtaining a task sequence according to the target task matrix; and in a determination that the task sequence satisfies the task association table, generating an execution plan scheme according to the task sequence. | 2021-05-06 |
20210133658 | TASK MANAGEMENT PLATFORM - A device may receive, from a user device, a request for a recommendation identifying one or more tasks to be performed, of a set of tasks that are part of a job for an organization and associated with managing a set of applications for a product or a service. The device may generate the recommendation by using a data model that has been trained using one or more machine learning techniques to process data identifying a set of application status metrics based on application status data for the set of applications, and events data identifying real-time events associated with the group of sites. The device may provide the recommendation for display on an interface of the user device. The device may perform one or more actions associated with assisting in performance of at least one of the one or more tasks. | 2021-05-06 |
20210133659 | ESTIMATION MANAGEMENT SYSTEM - An estimation management system stores a plurality of past estimations each including a proposed plan and a compared plan. The estimation management system accepts input of a trial calculation condition including a plurality of trial calculation condition items for a user to create a new estimation, and sets, as a value of an unentered item in the plurality of trial calculation condition items, a value of a trial calculation condition item of each of a plurality of estimations selected from the plurality of past estimations to make a trial calculation. The estimation management system generates a plurality of trial calculation results corresponding to the plurality of estimations, and evaluates the plurality of trial calculation results in terms of a total cost and a period required for superiority. | 2021-05-06 |
20210133660 | METHODOLOGY AND SYSTEM FOR DYNAMICALLY SIZING ARRAYS IN DYNAMIC LIGHTWEIGHT PERSONALIZED ANALYTICS - An embodiment of the present invention is directed to a feedback-based system and methodology for dynamically adjusting array structures and the fraction of local and global parameters used in evaluating dynamic lightweight personalized analytics (DLPA). Disclosed embodiments include a process for optimizing the key performance indicators (KPIs) used in measuring success by adjusting DLPA array sizes, triggers for replacing array elements and the fraction of analytics suggestions that are personal versus global. This facilitates a small memory footprint and optimal computation when making smart, customized suggestions to users. | 2021-05-06 |
20210133661 | Systems, Methods, and Computer Program Products For Generating A Normalized Assessment Of Instructors - Systems, methods, and computer program products for generating a normalized assessment of instructors include calculating a first relative value unit (RVU) score for didactic instruction provided by the instructor, calculating a second RVU score for at least one of online instruction, seminar instruction, laboratory instruction, and/or simulation instruction provided by the instructor, calculating a third RVU score for practical experience instruction provided by the instructor, generating a normalized score for the instructor based on the first RVU score, the second RVU score, and the third RVU score, and displaying the normalized score for the instructor, where the first, second, and third RVU scores are each time-normalized scores. | 2021-05-06 |
20210133662 | SYSTEM AND METHOD FOR PROVIDING JOB STATUS INFORMATION OF ASSETS - A computer-implemented method, system and a computer program product for providing job status information of an asset to which an IoT device is attached are disclosed. In an example embodiment, the computer implemented method for providing job status information of an asset to which an IoT device is attached includes receiving job information for one or more jobs; receiving location data, vibration data, and speed data from the IoT device attached to the asset. The method further includes evaluating the location data, vibration data, and speed data with respect to the received job information for the one or more jobs to determine the job status of the asset to which the IoT device is attached based on specified conditions. | 2021-05-06 |
20210133663 | MARKET EQUILIBRIUM MECHANISM FOR TASK ALLOCATION - Systems and methods are provided for allocating and scheduling tasks to agents, according to a process that includes: assigning to each agent a plurality of tasks, by a simulated auction process comprising calculating agent-task utility values, wherein the agent-task utility values are calculated from the parameters including a delayed start penalty, a task interruption penalty, and an agent contribution function; generating a schedule of the assigned plurality of tasks for each agent, by ranking the assigned plurality of tasks according to a utility ranking; and changing an order of assigned tasks of a schedule of at least one agent, to coordinate a start time of a shared task performed by multiple agents. | 2021-05-06 |
20210133664 | CONNECTION-BASED OR COMMUNICATION-BASED SERVICES AND DETERMINATIONS - Computer program products, methods, systems, apparatus, and computing entities are provided. In one embodiment, computing entities can establish direct communications with one another using a variety of protocols and standards. Such direction communications can be monitored or attempted to be established to determine whether an item is allowed or disallowed for delivery. | 2021-05-06 |
20210133665 | GEOFENCING TO REDUCE WAIT TIMES FOR ORDER PICKUPS - An online concierge system receives an order from a customer. The online concierge system transmits a notification to the customer's client device indicating that the order is ready for pick up and receives location data from the customer's client device as the customer travels to a pickup location. In response to the online concierge system receiving a first indication that the customer has entered an outer geofence, the online concierge system transmits a second notification to a runner's client device that the customer is in transit. In response to the online concierge system receiving a second indication that the customer has entered an inner geofence, the online concierge system starts a timer. When the online system receives a confirmation that the order has been picked up by the customer, it stops the timer and computes a wait time for pick up of the order. | 2021-05-06 |
20210133666 | PROFILING PALLETS AND GOODS IN A WAREHOUSE ENVIRONMENT - In one implementation, a system for automatically profiling pallets includes a frame defining an opening that is sized and shaped for a pallet to pass through, and cameras mounted to the frame, the cameras being configured to capture images of a pallet as it passes through the frame. The system further includes a profiling computer system that is configured to receive the images captured by the cameras and to automatically profile the pallet based, at least in part, on analysis of the images. Automatically profiling the pallet includes generating a point cloud representing the pallet based on the images, determining a size of the pallet based on the point cloud generated from images of the pallet, identifying contents of the pallet based on the images, and providing pallet information identifying, at least, the size and contents of the pallet to a warehouse management system in association with the pallet. | 2021-05-06 |
20210133667 | SYSTEMS AND METHODS FOR PROCESSING ONLINE PRODUCT ORDERS - In some embodiments, apparatuses and methods are provided herein useful to processing online product orders. In some embodiments, there is provided a system for processing online product orders includes a plurality of picking stations; a plurality of consolidating stations; a plurality of packing stations; and a control circuit configured to assign an online order to at least one picking station after checking that the online order will not cause at least one picking station to exceed a picking capacity limit; assign, in the event consolidation is needed, the online order to at least one consolidating station after checking that the online order will not cause at least one consolidating station to exceed a consolidating capacity limit; and assign the online order to at least one packing station after checking that the online order will not cause the at least one packing station to exceed a packing capacity limit. | 2021-05-06 |
20210133668 | ON-DEMAND AND JUST-IN-TIME CUSTOMER FULFILLMENT BY AN AUTOMATED CONVENIENCE STORE SYSTEM AND METHOD - An automated convenience store system built as a standing unit within a modified industrial storage unit. The storage unit container machinery, electronics, access ports and hatches, power generation and distribution components to effectuate the preparation, packaging and delivery of selected goods to a patron. The automated convenience store system employing a process of selecting the item of interest, preparing it for delivery or pick up. The convenience stores system can also operate as a location of depositing objects such as recyclables, expired medications and the like. The convenience sore system also employing a drink dispensing system with a specialized cup designed to prevent spills and tampering. The convenience store system is also capable of communicating with robotic unit or drone units to effectuate delivery of items. | 2021-05-06 |
20210133669 | CONTROL TOWER AND ENTERPRISE MANAGEMENT PLATFORM WITH ROBOTIC PROCESS AUTOMATION LAYER TO AUTOMATE ACTIONS FOR SUBSET OF APPLICATIONS BENEFITTING VALUE CHAIN NETWORK ENTITIES - An information technology system generally includes a set of microservices layers including an application layer supporting at least one supply chain application and at least one demand management application. The microservices layers can include a robotic process automation layer that uses information collected by a data collection layer and a set of outcomes and activities involving the applications of the application layer to automate a set of actions for at least a subset of the applications with respect to the value chain network entities of the platform. | 2021-05-06 |
20210133670 | CONTROL TOWER AND ENTERPRISE MANAGEMENT PLATFORM WITH A MACHINE LEARNING/ARTIFICIAL INTELLIGENCE MANAGING SENSOR AND THE CAMERA FEEDS INTO DIGITAL TWIN - An information technology generally including a set of monitoring facilities that are configured to monitor the value chain network entities; a set of applications that are configured to direct an enterprise to manage the value chain network entities of the platform from a point of origin to a point of customer use; and a machine learning/artificial intelligence system configured to generate recommendations for placing at least one of an additional sensor and a camera on and/or in proximity to a value chain network entity of the value chain network entities, and wherein data from the at least one of the additional sensor and the camera feeds into a digital twin that represents the value chain network entities. | 2021-05-06 |
20210133671 | SYSTEM AND METHOD FOR IMPLEMENTING JUST-IN-TIME INVENTORY REPLENISHMENT - The present invention is directed to systems and methods for Just-in-Time (JIT) inventory replenishment. A computer-implemented method may include: analyzing, by a sales data engine, historical sales data of products to obtain sales patterns of the products; determining a demand and a time to be replenished for each of the products; detecting, by a sensor at a retail store, an arrival of a delivery vehicle loaded with the products; autonomously unloading, via a conveyor system, the products from the delivery vehicle to a queue area of the retail store; scanning and identifying the products; ranking and ordering, by an inventory replenishment engine, the products to determine a quantity, a priority and a time to dispense each of the products; autonomously sorting the products into a plurality of carts; moving the products from the queue area to a dispensing area; and alerting assistants to automatically restock the products to sales floor. | 2021-05-06 |
20210133672 | SMART STORAGE EQUIPMENT FOR SMART LOGTISTICS SYSTEM AND SMART LOGISTICS METHOD USING THE SAME - A smart storage equipment for smart logistics system and a smart logistics method using the same are provided. The smart storage equipment has a base device and at least one logistic container, and can be installed on a vehicle. The logistic container is loaded with goods and accommodated in a container-storage structure of the base device, wherein the container-storage structure reads an identification of the logistic container and locks the logistic container therein. Furthermore, according to a container-release data from a server, a container control unit of the base device controls the corresponding container-storage structure to unlock the logistic container. | 2021-05-06 |
20210133673 | SERVER APPARATUS, MEDIUM, AND OPERATION METHOD FOR INFORMATION PROCESSING SYSTEM - A server apparatus includes a communication interface and a controller configured to transmit and receive information to and from another apparatus via the communication interface. The controller receives, from a first terminal apparatus, a collection request involving collection of a purchased or rented article to be returned at a collection point, receives, from a second terminal apparatus, a delivery request for the article involving delivery to a delivery destination, and transmits, to a mobile object, an instruction to collect the article at the collection point and deliver the article to the delivery destination without going through a base for storing the collected article. | 2021-05-06 |
20210133674 | PICKING WORK ASSISTANCE DEVICE AND COMPUTER-READABLE RECORDING MEDIUM HAVING STORED THEREON PICKING WORK ASSISTANCE PROGRAM - According to an embodiment, a tablet terminal, which functions as a guide image display portion, sequentially displays GUI images (guide images) that assist picking work inside a warehouse. The tablet terminal displays a guide image indicating a route to a shelf that stores the aimed commodity when an AGV starts to travel; displays a guide image indicating the shelf number and a tier level when the AGV is near the shelf that stores the aimed commodity; displays a guide image indicating a photograph of the commodity and a position of a bar code to be read by a bar code reader when the AGV is in front of the shelf that stores the aimed commodity; displays a guide image indicating a container in which the commodity should be put when the commodity is picked correctly; and displays the number of commodities for a final check. | 2021-05-06 |
20210133675 | DETECTING REPLENISHMENT EVENTS AND GENERATING ORDER RECOMMENDATIONS - Disclosed are systems and methods for detecting when a dispenser, or an automated dispenser system, of a consumable product is replenished. Embodiments of the disclosure are also directed to systems and methods that facilitate ordering additional inventory of a consumable product that is consumed during a time period. | 2021-05-06 |
20210133676 | Shipping Dock Detention Data - The present invention relates generally to calculating, accumulating and predicting shipping dock detention data for vehicles at shipping docks. | 2021-05-06 |
20210133677 | APPARATUS AND METHODS FOR DETERMINING DELIVERY ROUTES AND TIMES BASED ON GENERATED MACHINE LEARNING MODELS - This application relates to apparatus and methods for generating and implementing a machine learning model in electronic delivery systems to determine delivery routes and times. In some examples, a computing device generates a machine learning model comprising a plurality of indexed binary trees. Each indexed binary tree determines either a first value, or a second value, based on comparing an input to a condition value. The machine learning model can generate prediction values based on the determined values of all indexed binary trees. The machine learning model is trained with historical data. Once trained, the machine learning model's performance is evaluated. Based on the evaluation, the machine learning model may be further refined. Once the machine learning model's performance satisfies requirements, the computing device employs the machine learning model to determine vehicle delivery routes and estimated delivery times. | 2021-05-06 |
20210133678 | SYSTEMS AND METHODS FOR LUGGAGE DELIVERY AND REDIRECTION DURING MID TRAVEL - The present disclosure relates to systems and methods for redirecting luggage while in the midst of travel on a vehicle. An example system, carried by the vehicle, includes a distribution system for providing a vehicle communication network and a processor coupled to the vehicle communication network. The processor executes instructions to receive luggage identifying information and delivery parameters representative of passenger preferences from a user interface system carried by the vehicle and coupled to the vehicle communication network and generate one or more luggage redirection offers based on the received delivery parameters, receive a selection of a luggage redirection offer from the user interface system, and send messages representative of the selected redirection offer to a delivery service provider system, either automatically or queued for later delivery once communications with external systems are available. | 2021-05-06 |
20210133679 | SYSTEM AND METHOD OF OPTIMIZING THE ROUTING AND DELIVERY OF SERVICES AND GOODS, AND NOTIFICATIONS RELATED TO SAME - A system and method that provides for the routing and delivery of services to consumers by providers is disclosed. The system enables providers to advertise and list the products and services they provide, and customers to solicit bids or to otherwise seek to engage a provider to perform a service or from whom to purchase a good. The system may store customer and provider information in databases to be searched to identify a match between customer and provider. The system transmits navigation information to the provider's device to travel to the final destination. The navigation information includes an intermediary destination the provider must reach before being presented with the final destination. The system may include a notification feature to notify a customer or third party regarding the location of the provider or the status of a requested service or delivery. | 2021-05-06 |
20210133680 | USER PORTAL FOR ROBOTIC PROCESS AUTOMATION BACKGROUND - A portal is provided to allow a user to input information to a form or to allow the user to upload a document. The information associated with the form or uploaded document is stored in a queue. The stored information is read by an unattended robot and the unattended robot gathers related information from other systems. The gathered related information is provided by the unattended robot to be validated and/or corrected. The validated and/or corrected data is received and a task is performed by the unattended robot using the validated and/or corrected data. The unattended robot updates a business system based on the performed task. | 2021-05-06 |
20210133681 | COLLABORATION PLATFORM FOR FACILITATING CONVERSATIONS BETWEEN USERS - Disclosed herein is a collaboration platform for facilitating conversations between users. The collaboration platform includes a communication device configured for transmitting a content creating interface to a plurality of user devices associated with a plurality of users, receiving content information through the content creating interface from at least one user device, receiving user information associated with a user from a user device and transmitting at least one of an update and a conversational content corresponding to the update to the user device. The collaboration platform includes a processing device configured for generating the conversational content associated with at least one context, generating at least one update corresponding to the conversational content, analyzing the user information, determining a conversation scope associated with the user, and identifying the update of at least one update. The collaboration platform includes a storage device configured for storing the conversational content. | 2021-05-06 |
20210133682 | AUTOMATIC GROUP CREATION BASED ON ORGANIZATION HIERARCHY - Variety of approaches to provide an automatic group creation based on an organization hierarchy are described. A hosted service initiates operation(s) to automatically create a group upon detecting a new organization hierarchy or a utilization of a feature of a hosted service by an existing organization hierarchy. Next, group members are determined based on the organization hierarchy. The group is created that includes the group members to coordinate services within the hosted service based on the organization hierarchy. Furthermore, an attribute of the created group is defined. A resource is also generated for the created group. The resource includes a notebook, a work space, a collaboration site, and/or a planner. The created group is deployed to coordinate the services. The resource is managed through the services. | 2021-05-06 |
20210133683 | PROBABILISTIC SYSTEMS AND ARCHITECTURE TO PREDICT AND OPTIMIZE HIRES - Techniques are provided for implementing a probabilistic system and architecture to predict and optimize particular user activity. In one technique, opportunity application data that indicates multiple applications to multiple opportunities is stored. Tracking data that indicates, for each opportunity, a number of reviewer actions with respect to applications to the opportunity is stored. Based on the tracking data, one or more machine learning techniques are used to learn parameters of a model that takes, as input, a number of weighted applications of an opportunity and generates, as output, a prediction of a confirmed hire for the opportunity. A particular opportunity is identified and a first number of reviewer actions with respect to the particular opportunity is determined. A second number of weighted applications for the particular opportunity is generated based on the first number. The second number is input into the model to generate a score for the particular opportunity. | 2021-05-06 |
20210133684 | INTELLIGENT PROCESS AND FRAMEWORK FOR DOMESTIC WORKER AND EMPLOYER REGISTRATION; VERIFICATION OF CRIMINAL BACKGROUND, WORK HISTORY AND FEEDBACK; PROVIDING A PLATFORM FOR BUILDING A COMMUNITY AND MATCHING OF SERVICES; AND A MEANS OF PROVIDING FINANCIAL SERVICES TO BOTH - A method of bringing into the forefront domestic workers, part of the undocumented workforce, by providing a platform (system) to the employers to register domestic workers as employees or an opportunity to the domestic workers themselves to self-register as workers (available to work), and by providing opportunity to the employers to verify the work history as well as criminal background of these workers/employees before or during their employment. This system will accept the employer/employee data through a means of government issued citizenship number (social security number or equivalent), using that information, the database will check their previously listed work history, and provide that to the potential employer, as a means of reference/verification. The employer/employee will be given the opportunity to buy insurance for themselves and their entire families. Donors will also be given the opportunity to buy insurance products for (and on behalf of) employees/workers. Based on the employee/worker information and ratings, and specific job requirements, platform (system) will create a match for the employer to choose the best possible employee. Similar system will be available to the worker to choose a job as per his requirements and specifications. Both will have interfaces to send and receive financial payments, through “mobile wallet”, and keep an official record of the monetary exchanges. Micro finance facilities will be given on social/credit rating based on algorithm designed around feedback and work ethic of worker. Time management and salary calculations for workers will be communicated to the employers. This will be encompassed by a preference based online community, separately for both employers and employees, to discuss various issues regarding their workplace issues or problems. | 2021-05-06 |
20210133685 | Systems and Methods for Repurposing Paid Time Off - The present disclosure relates generally to utilizing paid time off In one example, the systems and methods described herein may provide an infrastructure to repurpose paid time off into other uses, such as cash, travel, bill payments, and the like. | 2021-05-06 |
20210133686 | TIME TRACKING DEVICE - A time tracking device to monitor employee productivity, including a main body, a plurality of mobile device compartments disposed on at least a portion of the main body to store at least one mobile device therein, at least one charging unit disposed within each of the plurality of mobile device compartments to connect to the at least one mobile device, and a time tracking unit disposed within at least a portion of the main body to increase a total number of hours worked in response to at least one of the plurality of mobile device compartments having the at least one mobile device stored therein and the at least one charging unit connected to the at least one mobile device. | 2021-05-06 |
20210133687 | MOBILE WORKFORCE MANAGEMENT - Mobile workforce management. In an embodiment, punch-in data and punch-out data are collected. Hours data is computed for each of a plurality of employees at each of a plurality of sites from the collected punch-in and punch-out data. This hours data is provided at multiple levels, including at least one summary level and a detailed level. At the summary level, summarized data is calculated for each site from the hours data, and presented as a visual representation with input(s) for selecting each site. In response to selection of a site, a visual representation of hours data for the selected site is presented at a detailed level. | 2021-05-06 |
20210133688 | CALENDAR INSIGHTS IN SEARCH AND ASSISTANCE - Non-limiting examples of the present disclosure describe systems, methods, and devices for identifying events comprising one or more issues and for generating, surfacing, and interacting with event triage notifications in a zero-query environment. An input to access a application interface may be received. An event comprising one or more unresolved issues may be identified. A notification may be surfaced on the application interface. The notification may be selectable to resolve the event's one or more unresolved issue. The application interface may be associated with an event organizer and/or an event invitee and may be accesses via a mobile device. | 2021-05-06 |
20210133689 | Managed Rooms Backbone - A system is described herein. The system includes an agent and a transmitter. The agent is to a capture room specific data signals from peripheral devices within a conference room, operating system data signals, and application data signals, wherein the application data signals are obtained from a conferencing service application and wherein the agent is to package the room specific data signals, the operating system data signals, and the application data signals with system metadata into room health data. The transmitter is to transmit the room health data to a management cloud via a communications broker. | 2021-05-06 |
20210133690 | CREATING SCHEDULES UTILIZING TEMPORAL CONSTRAINTS - In one example in accordance with the present disclosure, a method for schedule creation may include interpreting a set of temporal constraints corresponding to a predetermined time period for a user. The set of temporal constraints may include a constraint defining a minimum period of uninterrupted time for a primary job responsibility of the user. The method may also include generating a set of blocks based on the set of temporal constraints. Each block in the set of blocks corresponds to an event to be scheduled during the predetermined time period and each block has a weight. The method may also include creating a schedule including each block in the set of blocks. The schedule may include the minimum period of uninterrupted time for a primary job responsibility of the user. | 2021-05-06 |
20210133691 | METHOD TO NOTIFY A MEETING ATTENDEE AND MEETING HOST THE ESTIMATED TRAVEL TIME AND TIMELINESS OF THE ATTENDEE - A method of monitoring a scheduling system is provided. The method comprising: checking an attendee schedule for an attendee; obtaining an upcoming meeting from the attendee schedule, the upcoming meeting occurring at a meeting time and a meeting location; obtaining a current position for the attendee; obtaining one or more paths from the current position to the meeting location; and determining and transmitting an arrival time at the meeting location for each of the one or more paths. | 2021-05-06 |
20210133692 | ROUTING PARTICIPANTS TO MEETINGS - The exemplary embodiments disclose a system and method, a computer program product, and a computer system for routing participants to meetings. The exemplary embodiments may include determining whether a participant has a unique identification number (UID) that matches a meeting UID, collecting participant data corresponding to the participant, extracting one or more features from the collected participant data, and routing the participant to join one or more meetings based on applying one or more models to the extracted one or more features. | 2021-05-06 |
20210133693 | INTELLIGENT EVENT TIME BRIDGE ACROSS DOMAINS - In non-limiting examples of the present disclosure, systems, methods and devices for providing cross-domain access to calendar availability are presented. A request to schedule an event may be received. The request may comprise an identity of an organizer user account, the organizer user account associated with a first domain, and an identity of an invitee user account, the invitee user account associated with a second domain. An importance level of the organizer user account to the invitee user account may be determined. A determination may be made as to whether the organizer user account has access to events in an electronic calendar associated with the invitee user account based on the importance level. One or more events that the organizer account has access to may be surfaced in an event scheduling assistant user interface associated with the organizer user account. | 2021-05-06 |
20210133694 | CREATING ELECTRONIC CALENDAR ENTRIES FROM EMAIL MESSAGES - A method, system, and data structure for creating electronic calendar entries are disclosed. One aspect of the invention involves a computer data structure that includes an email message with an embedded link. The embedded link contains event information corresponding to multiple parameters for an event described in the email message. The embedded link is configured, upon activation, to initiate generation of an electronic calendar entry form with multiple fields. A plurality of the multiple fields contain event information from the embedded link. | 2021-05-06 |
20210133695 | VEHICLE LIFE CYCLE MANAGEMENT - A vehicle life cycle management system includes receiving real time vehicle information from a plurality of sensors associated with a vehicle. Financial information associated with an owner of the vehicle and external vehicle information are also received. A user interface including maintenance and financial information regarding the vehicle is generated based on the received information, and the user interface is displayed in the vehicle. | 2021-05-06 |
20210133696 | RECYCLING ASSETS INCORPORATING WIRELESS TAGS - A wireless tracking system for tracking and monitoring assets is disclosed herein. The wireless tracking system comprises wireless tags. A wireless tag is configured to track a respective asset during delivery to a shipping address. After the asset has arrived at the shipping address, the wireless tag is released to a delivery service to be delivered to the return address for recycling or renovating an electronic component of the wireless tag, e.g., by wired or wirelessly recharging the energy source. In some embodiments, the wireless tracking system remotely monitors a performance level of the energy source via a wireless communication with the wireless tag and, responsive to the performance level of the energy source being below a threshold level, transmits a notification to a user of the wireless tracking system to ship the wireless tag to the return address for renovation or recycling. | 2021-05-06 |
20210133697 | Systems And Method For Interrogating, Publishing and Analyzing Information Related To A Waste Hauling Vehicle - A system and method for verifying waste fulfillment events in the absence of human intervention using the input of one or more vehicle sensor inputs, one or more waste disposal cycle inputs, and GPS information to augment or supplement optical scanning technology such as RFID tags is disclosed. | 2021-05-06 |
20210133698 | INJECTING USER CONTROL FOR CARD-ON-FILE MERCHANT DATA AND IMPLICITLY-IDENTIFIED RECURRING PAYMENT TRANSACTION PARAMETERS BETWEEN ACQUIRER PROCESSORS AND ISSUER PROCESSORS OVER DATA COMMUNICATION NETWORKS - Updates to a payment card of the specific card user that will affect subsequent payments to the COF merchants has occurred are detected based on receiving a notification from an issuer processor. In response, payment credentials can be automatically updated with the COF merchants for the specific card user. | 2021-05-06 |
20210133699 | COMPUTERIZED SYSTEM AND METHOD FOR USING A VIRTUAL CURRENCY - A system and method for defining and using a virtual currency may include associating a fraction of a currency with at least one of: a history, an attribute, and a constraint; and selecting a usage of the fraction, in a monetary transaction, based on the at least one of: the history, the attribute and the constraint. | 2021-05-06 |
20210133700 | Blockchain Cross-Chain Non-Fungible Token Exchange - A system and corresponding method exchange a nonfungible token (NFT) via blockchain cross-chain fungible token transfers. The system comprises first and second blockchains. The first blockchain holds the NFT in a first escrow digital wallet. The NFT is available for trade by a seller and is associated with a trade value. The first blockchain monitors a balance of fungible tokens, owned by a buyer, that are transferred from a second blockchain to a second escrow digital wallet of the first blockchain. In response to detecting that the balance monitored represents the trade value, the first blockchain transfers, simultaneously, (i) the NFT from the first escrow digital wallet to a first digital wallet of the first blockchain, the first digital wallet owned by the buyer, and (ii) the balance of fungible tokens from the second escrow digital wallet to a second digital wallet of the second blockchain, the second digital wallet owned by the seller. | 2021-05-06 |
20210133701 | PROXIED CROSS-LEDGER AUTHENTICATION - Proxied cross-ledger authentication techniques are disclosed. In various embodiments, a verifier presentation requirement is determined, the verifier presentation requirement indicating a set of elements required to be provided by a client to authenticate the client. An authentication contract instance is created on a market maker ledger not associated specifically with the verifier, the authentication contract instance including at least a subset of the elements required by the verifier presentation requirement. A verifier system associated with the verifier presentation requirement is configured to read information from the authentication contract instance, obtain from an issuer associated with the client an issuer revocation data associated with the authentication contract instance, and use the information read from the authentication contract instance and the issuer revocation data to authenticate the client. | 2021-05-06 |
20210133702 | DATA PROCESSING METHOD AND APPARATUS, COMPUTER DEVICE, AND STORAGE MEDIUM - This application relates to a data processing method and apparatus, a computer device, and a storage medium. The method includes: detecting, for each block in a first block file, a to-be-maintained transaction record in the block; selecting, from a hash tree of the block, nodes used for proving that the transaction record belongs to the block; constructing a node maintenance tree according to the selected nodes; storing the transaction record at a corresponding leaf node of the node maintenance tree; updating an association between a block head of the block and the node maintenance tree storing the transaction record to a second block file, the block head of the block being adjacent to a block head of a previous block in the second block file; and deleting the first block file after the update processing for the each block is completed. The solutions of this application can save storage resources. | 2021-05-06 |
20210133703 | DIRECT RESOURCE DISTRIBUTION SYSTEM - A direct interaction network in which resources are more efficiently transferred between entities having resource pools with the same organization. The interaction network may be implemented by transforming a user computer system into the interaction terminal for the interaction such that the provider entity does not require interaction terminals to enter into interactions. Alternatively, the interaction network may be entered through interaction terminals of the provider entity without the user having a user computer system and without the user providing a physical instrument for the interaction. These implementations may be possible due at least in part to being able to determine that the entity resource pools are administered by the same organization. Furthermore, one or more sensors may be utilized with the user computer system and/or interaction terminals in order to determine the presence or identity of a user, and/or the subject of the interaction. | 2021-05-06 |
20210133704 | Integrated Credit Application and Merchant Transaction Including Concurrent Visualization of Transaction Details - The present disclosure involves systems, software, and computer-implemented methods for integrating immediate credit application processes and decisions via a financial institution into ongoing transactions performed at a merchant system. One example method includes receiving a request for new credit associated with an ongoing transaction at a second system, the request associated with a transaction payload including a session ID and a set of transaction information. A digital credit application is presented, and at least some of the set of transaction information is presented concurrently with the digital credit application. In response to approving the credit application, a new account is generated, a user is redirected back to the merchant system using the session ID, and the credit account information is securely transmitted back to the merchant. The state of the ongoing transaction is restored, and the new payment information is used to complete the transaction. | 2021-05-06 |
20210133705 | SYSTEMS AND METHODS FOR BILL PAYMENT USING TRANSACTION CARDS WITHIN A FINANCIAL INSTITUTION PAYMENT PLATFORM - Described herein are card-based bill payment systems and methods enabling bill payment using a transaction card within a consumer financial institution (CFI) payment platform and enabling real-time payment confirmation messaging is provided. The bill payment system includes a bill pay exchange (BPX) computing system that receives a payment initiation message from a CFI, the payment initiation message including tokenized payment credentials associated with a transaction card used to initiate a bill payment transaction with the CFI, a bill payment amount, and a biller identifier. The BPX computing system also identifies a biller service provider (BSP) associated with the biller, and transmit the payment initiation message to the BSP to initiate authorization of the bill payment transaction. The bill payment system further includes a payment processing network associated with the BPX computing system and configured to implement authorization of the bill payment transaction according to a card-based transaction model. | 2021-05-06 |
20210133706 | AUTOMATIC GENERATION AND POPULATION OF DIGITAL INTERFACES BASED ON ADAPTIVELY PROCESSED IMAGE DATA - The disclosed embodiments include computer-implemented systems, apparatuses, and processes that, among other things, automatically generate and populate digital interfaces based on adaptively processed image data captured by a network-connected device operating within a computing environment. For example, an apparatus may receive, from a device, a first signal that includes image data identifying a document associated with a data exchange capable of initiation by the device. The apparatus may detect, within a first portion of the image data, a presence of first textual content associated with a first parameter of the data exchange, extract a first value characterizing the first parameter from the first textual content, and generate and transmit a second signal that includes the first value to the device. The second signal includes information that instructs the device to display the first value within a portion of an interface corresponding to the first parameter. | 2021-05-06 |
20210133708 | TRUSTLESS PHYSICAL CRYPTOCURRENCY - A physical cryptocurrency may comprise a physical medium and an attached processor. The processor may generate a public-private key pair, or the public-private key pair may be generated in a secure and auditable manner external to the processor and stored on the processor. The private key may enable execution of a smart contract on a blockchain to transfer an asset from a starting address to a destination address on the blockchain. | 2021-05-06 |
20210133709 | SYSTEM AND METHOD FOR NEAREST NEIGHBOR-BASED BANK ACCOUNT NUMBER VALIDATION - Systems and methods that may be configured to implement a nearest neighbor-based bank account validation process that may be used with electronic payments, transactions and or services. | 2021-05-06 |
20210133710 | METHOD AND SYSTEM FOR ENABLING CARDLESS TRANSACTIONS AT AN ATM FOR ANY INSTITUTIONAL ENTITY - A method for performing on-behalf tokenization for an automated teller machine (ATM) transaction to enable cardless transactions for any institutional entity includes: receiving, by a receiver of a processing server, a withdrawal request from a first computing system, the withdrawal request including at least a payment token and transaction data; validating, by a processor of the processing server, the payment token included in the withdrawal request; transmitting, by a transmitter of the processing server, the payment token to a second computing system; receiving, by the receiver of the processing server, cryptographic data from the second computing system; transmitting, by the transmitter of the processing server, at least the payment token, cryptographic data, and transaction data to a third computing system, wherein the first computing system, third computing system, and processing server are separate and distinct systems. | 2021-05-06 |
20210133711 | MULTI-SLOT AUTOMATED TELLER MACHINE - Embodiments disclosed herein generally related to an automated teller machine (ATM) and a method of operating the same. In one embodiment, an apparatus is disclosed herein. The apparatus includes a body, a display, two or more currency dispensing components, two or more currency cartridges, two or more tracks, and a controller. Each currency dispensing component is dedicated to a specific currency denomination. The two or more currency cartridges are configured to store currency. Each currency cartridge dedicated to a specific currency denomination. Each track extends between a currency dispensing component and a currency cartridge. The two or more tracks are configured to transmit currency from the two or more currency cartridges to the two or more currency dispensing components. The controller is in communication with the display, the two or more currency dispensing components, the two or more currency cartridges, and the two or more tracks. | 2021-05-06 |
20210133712 | SYSTEM AND METHOD FOR MONITORING AND UPDATING CONTENT FOR AN E-COMMERCE PLATFORM - Disclosed is a system and method for providing, accessing, monitoring and updating content on an e-commerce platform. The platform may have different user interfaces for consultants who act on behalf of an entity to market a product provided by the entity, and for prospects who are interested in learning more about the product, purchase the product and/or become part of the team to market the product. The consultants may upload digital content to the platform via their dedicated consultant interface and the prospects may access the digital content on the platform via their dedicated prospect interfaces. Contents of the prospect webpage and how the prospects interacts with their prospect webpage may be monitored. The contents of the prospect webpage may be updated, automatically or by the consultant associated with that prospect, based on the monitoring. | 2021-05-06 |
20210133713 | ASSET RIGHT MANAGEMENT SYSTEM BASED ON BLOCKCHAIN AND METHOD THEREOF - An asset right management system based on blockchain and a method thereof are disclosed. In the system, an asset smart contract of the asset is pre-deployed on a blockchain network, and an asset smart contract is executed to generate a fungible ownership token representing the ownership of the asset, and generate a non-fungible use-right token representing the right to use the asset, based on the ownership token; when the asset smart contract receives proceeds which is obtained through a transaction of the use-right token, the asset smart contract calculates and transfers an profit-sharing amount of each owner, so as to achieve the technical effect of improving convenience in rights management and income of the asset. | 2021-05-06 |
20210133714 | SELF-CHECKOUT ANTI-THEFT VEHICLE SYSTEMS AND METHODS - Disclosed herein relates to a self-checkout anti-theft vehicle system, comprising: a self-checkout vehicle having a plurality of sensors and components implemented thereon, the self-checkout vehicle being used by shoppers for storing selected merchandises in a retail environment; and a centralized computing device. The centralized computing device is configured to: obtain information related to each merchandise selected and placed into the self-checkout vehicle by a shopper by exchanging data with the plurality of sensors and components via a first communication network, identify each merchandise via a second, different communication network based at least upon the information obtained from the plurality of sensors and components, and process payment information of each merchandise. | 2021-05-06 |
20210133715 | Real-Time Bio-Metric / Environmental Capture and Timed Rematch - Pay stations in a retail store initiate customer transactions for customers. When a first pay station is unable to complete a customer transaction, it hands the transaction off to a second pay station that is able to complete the transaction. During hand off, the first pay station determines a first set of biometric and contextual data associated with the customers and sends that information to the second pay station. The second pay station then determines, independently, a second set of biometric and contextual data associated with the customers and compares it against the first set. Depending on the results of the comparison, customers are either granted or denied access at the second pay station to complete the transaction. Additionally, all biometric and contextual data are permanently destroyed without being saved to memory. | 2021-05-06 |
20210133716 | SETTLEMENT SYSTEM AND SETTLEMENT METHOD - According to one embodiment, a settlement system includes a server and a merchant device. The server includes a rate notification unit and a payment controller. The rate notification unit notifies the device of an exchange rate. The payment controller pays the amount to the device in a currency of a second country. The device includes a display controller and a sales notification unit. The display controller displays on a terminal of a user an amount of payment for purchase of an article in a currency of a first country. The sales notification unit reports to the server the sales information in the currency of the first country. Upon receipt of an image that contains an article, the display controller calculates the amount of payment for purchase of the article in the currency of the first country, and displays the calculated amount of payment on the image. | 2021-05-06 |
20210133717 | CASH HANDLING SYSTEM AND CASH HANDLING METHOD - In order to improve efficiency of an operation of a cash handling system and reduce the labor required for the operation, a POS register receives an input of a cash-out amount, and an input of a charge amount. The POS register reads a debit card ID from a debit card, and transmits a settlement request including the debit card ID and a settlement amount to a management server. Upon receiving the settlement request, the management server withdraws the settlement amount from an account, and transmits a settlement permission to the POS register. Upon receiving the settlement permission from the management server, the POS register performs charge of electronic money, and transmits a dispensing instruction for the cash-out amount to a change machine. The change machine receives the dispensing instruction and dispenses cash. | 2021-05-06 |
20210133718 | ENTITY RECOGNITION SYSTEM - A direct interaction network in which resources are more efficiently transferred between entities having resource pools with the same organization. The interaction network may be implemented by transforming a user computer system into the interaction terminal for the interaction such that the provider entity does not require interaction terminals to enter into interactions. Alternatively, the interaction network may be entered through interaction terminals of the provider entity without the user having a user computer system and without the user providing a physical instrument for the interaction. These implementations may be possible due at least in part to being able to determine that the entity resource pools are administered by the same organization. Furthermore, one or more sensors may be utilized with the user computer system and/or interaction terminals in order to determine the presence or identity of a user, and/or the subject of the interaction. | 2021-05-06 |
20210133719 | PRODUCT AND SERVICE CODE PROCESSING SYSTEM - A point of sale computer system is coupled to a global computer network. Barcode data scanned from a single barcode is electronically received at the point of sale computer system. The barcode data comprises a product code for at least one product and a service code for at least one contractor service. A product price for the product code is automatically added to a sales total. A service price for the service code is automatically added to the sales total. The service code is electronically received at the point of sale computer system from a mapping computer system. The service code is derived by the mapping computing system configured to map the at least one product with the at least one contractor service. A sale is completed for the sales total. | 2021-05-06 |
20210133720 | System and Method for Operating a Point-of-Sale (POS) System in a Retail Environment - A self-checkout (SCO) terminal in a retail store controls banks of lights to communicate context information to a customer in order to better inform them about various events. The context information may be related to a predetermined event, such as a self-checkout process or an emergency event, and is enhanced using the personal preferences of the customer using the SCO terminal. | 2021-05-06 |
20210133721 | DOWNSTREAM TRACKING OF CONTENT CONSUMPTION - An example operation may include one or more of storing, within a blockchain, a request comprising an identifier of content and a value of a user who created the content, detecting consumption of a reusable instance of the content by a second user, designating fractional values of the content to the first and second users based on the detected consumption of the reusable instance, and storing, within the blockchain, a second request comprising an identifier of the reusable instance of the content, identifiers of the first and second users, and the designated fractional values of the content to the first and second users. | 2021-05-06 |
20210133722 | System And Method For On-Line Financial Transactions - The invention describes a method and system for on-line financial transactions, comprising: a) registering a user, wherein a rule-module is registered to a user within a rule-module nexus, said registered rule-module further comprising a pattern data associated with an execution command; b) data-storing in a nexus access token, wherein a unique user code of the user is stored in a nexus access token, wherein the nexus access token is a contactless proximity transponder; c) processing an on-line financial transaction, using a user interface apparatus conjoined with a transaction terminal and located remotely from the rule-module nexus, comprising: (i) verifying a user, wherein a user's authority to access the rule-module nexus is verified on-line by a verification platform using verification data provided via the user interface apparatus, said verification data comprising: a bid unique user code scanned directly from the nexus access token, and; a bid personal verification code provided directly by the user, and; (ii) accessing financial accounts, wherein upon the verification platform verifying the user is authorized to access the rule-module nexus, the rule-module nexus provides the user on-line access to a plurality of proprietary financial accounts from which the user can select for completing the on-line financial transaction; whereby, a nexus access token and a rule-module nexus provide an authorized user access to a plurality of proprietary financial accounts for processing an on-line financial transaction. | 2021-05-06 |
20210133723 | REAL-TIME AUTHORIZATION OF INITIATED DATA EXCHANGES BASED ON TOKENIZED DATA HAVING LIMITED TEMPORAL OR GEOGRAPHIC VALIDITY - The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authorize initiated exchanges of data based on tokenized data characterized by a limited temporal or geographic validity. For example, an apparatus may receive a first signal that includes first information identifying a first geographic position of a client device. The apparatus may also obtain a digital token representative of a pre-authorization of a data exchange between the client device and a terminal device during a corresponding temporal interval. The terminal device may, for example, be disposed within a geographic region that includes the first geographic position of the client device. The apparatus may generate and transmit a second signal that includes the digital token to the client device. In some examples, the apparatus may transmit the second signal being through a programmatic interface associated with an application program executed by the client device. | 2021-05-06 |
20210133724 | SYSTEM AND METHOD FOR PROVIDING A GRATUITY - A system and method for providing a gratuity is disclosed. The system includes a mobile computing device including one or more processors and memory holding computer program instructions executable by the one or more processors. The computer-implemented program instructions reads a machine-readable code in a hotel room and transmits the machine-readable code and an indication of a gratuity amount including a gratuity sender source of funds account to a service provider. | 2021-05-06 |
20210133725 | SYSTEMS METHODS AND DEVICES FOR INCREASING SECURITY WHEN USING SMARTCARDS - Provided are systems, methods and devices for increasing security in a financial transaction when using a smartcard. The system includes a smartcard for payment in a financial transaction, the smartcard having a memory for storing a first actuation sequence for confirming a user's identity; wherein the smartcard has a checking module that authorizes the transaction only when a second actuation sequence is identical to the first actuation sequence stored in the memory; a point of sale terminal for recording payment details from the smartcard once the financial transaction is authorized and transmitting a request for payment through a network to a financial institution according to the payment details; and a financial institution authorizing computer for allowing recording of an actuation sequence on the smartcard and making payment to the owner of the point of sale terminal once the transaction is authorized, according to the payment details. | 2021-05-06 |
20210133726 | TRANSACTION SUPPORT PROGRAM AND SYSTEM - The disclosure relates to, inter alia, a transaction support program and system for a portable device. When the program is executed, the reading portion of a portable device reads IC storage information stored in an external IC chip. An acquisition portion acquires information for transaction. A communication portion transmits the information for transaction to an external transaction support system so as to perform a transaction. At least part of the information for transaction is acquired based on the IC storage information read with the reading portion. | 2021-05-06 |
20210133727 | System and Method for Importing Electronic Credentials with a Third-party Application - One example aspect of the present disclosure is directed to a computing system that includes at least one processor and at least one tangible, non-transitory computer-readable medium that stores instructions that, when executed by the at least one processor, cause the at least one processor to perform operations. The operations can include providing, for display in a user interface, data from an application and data that describes an electronic credential; receiving a user input that requests storing the electronic credential; and receiving via an application programming interface, data that describes the electronic credential. | 2021-05-06 |
20210133728 | BLOCKCHAIN TRACKING OF A PHYSICAL DIAMOND TOKEN - A diamond asset comprising one or more diamonds and an encryption chip is used to asset-back a cryptographic token that can be used to conduct transactions. A user device executes an application programming interface configured to access a blockchain that stores a smart contract associated with the cryptographic token backed by the value of the one or more diamonds. When the user device receives an instruction to perform a transaction related to the cryptographic token, the user device causes the encryption chip to sign the smart contract. In response to determining that the smart contract was signed by the encryption chip, the user device causes the transaction to be performed. | 2021-05-06 |
20210133729 | BLOCKCHAIN TRANSACTION CONTROL BASED ON PRIVATE KEY MANAGEMENT - A wallet management apparatus for blockchain transaction control based on private key management is provided. The wallet management apparatus includes a memory that stores smart contract information associated with each user of a plurality of users. The wallet management apparatus includes circuitry that receives a first request for a first transaction on a blockchain network from a first administrator device associated with a first administrator. The circuitry retrieves first token information from the first request. The first token information indicates an association between the first administrator and a first user. The circuitry validates the first administrator based on the first token information and the smart contract information. The circuitry extracts a first private key associated with a first user device of the first user based on the validation and the retrieved first token information, and controls the first transaction on the blockchain network based on the first private key. | 2021-05-06 |
20210133730 | SYSTEMS AND METHODS FOR ISSUING AND USING DEDICATED TOKENS FOR REWARDS ACCOUNTS - Systems and methods for issuing and using dedicated tokens for rewards accounts are disclosed. In one embodiment, in a token service provider information processing apparatus comprising at least one computer processor, a method for issuing dedicated tokens for reward accounts may include: (1) receiving, from an electronic wallet, a request to provision a credit or debit-based token for a financial instrument and a dedicated reward-based token for rewards-based transactions associated with the financial instrument to an electronic wallet; (2) generating the credit or debit-based token and the dedicated reward-based token; and (3) providing the credit or debit-based token and the dedicated reward-based token to the electronic wallet and to the issuing bank. | 2021-05-06 |
20210133731 | ELECTRONIC MONEY MANAGEMENT SYSTEM AND ELECTRONIC MONEY MANAGEMENT METHOD - According to one embodiments, an electronic money management system includes a fund charging controller and a deduction unit. The controller performs a control in a manner such that, if a transaction is made on a user's terminal through an electronic money service of a first country to charge a designated amount of funds in a currency of a second country the designated amount of funds in the currency of the second country is charged based on an exchange rate at time of the transaction. The currency of the second country differs from a currency of the first country. The deduction unit, if an electronic money service of the second country is used on the terminal, deduct an amount used from the currency of the second country charged by the controller. | 2021-05-06 |
20210133732 | SYSTEMS AND METHODS FOR GUEST PAYMENT - In some embodiments, apparatuses and methods are provided herein useful to providing guest access to a payment method. In some embodiments, a system for providing guest access to a payment method comprises a user device configured to receive a request from a user to create access to a payment method for a guest and present information to the user, a database configured to store payment method information, unique identifiers, and access numbers, and a control circuit configured to receive the request to create access, transmit verification information, receive a response to the verification information, verify an identity of the user, receive an indication of the guest, generate a unique identifier associated with the payment method, generate an access number transmit the unique identifier, transmit the access number, receive the unique identifier, the access number, and transaction information, determine the payment method, and transmit an indication of the payment method. | 2021-05-06 |
20210133733 | SYSTEM AND METHOD FOR SECURED ACCOUNT NUMBERS IN PROXIMITY DEVICES - A technique for improving the security of a portable consumer device may include storing a first account identifier and a second account identifier associated with the first account identifier, the second account identifier and the first account identifier being associated with the same account on the portable consumer device. When the portable consumer device is interacting with a reader device to conduct a transaction, the portable consumer device may determine whether the transaction is a proximity transaction by sensing whether a wireless interrogation signal is being transmitted from the reader device, and determine which of the first account identifier and the second account identifier to provide to the reader device based on whether the transaction is a proximity transaction. | 2021-05-06 |
20210133734 | SYSTEMS AND METHODS RELATED TO EXECUTING TRANSACTIONS IN A HYBRID CLOUD ENVIRONMENT - Disclosed is a hybrid cloud control plane (HCCP) that manages hybrid cloud workloads. For example, the HCCP manages workloads across public and private cloud data centers and on-premise data centers. The HCCP can leverage a Global ID (global identifier) to create a global trace across the hybrid cloud ecosystem. Also discloses is a “hybrid cloud connected” capability. In one embodiment, a hybrid cloud connected capability comprises of a global identity, a hybrid cloud network connection, and a managed API (application programming interface) used to seamlessly perform transactions in a hybrid cloud environment. | 2021-05-06 |
20210133735 | TOKEN-BASED TRANSACTIONAL SYSTEMS AND METHODS - The invention proposes a network transactional system, comprising a set of token nodes (TN), a set of user nodes (UN) and a set of provider nodes (PN), the nodes being capable of executing an executable contract for a user node to obtain token account units (Voucher Tokens) by reserving (R) reserve account units according to a value of the token units which itself varies according to the reserve, the number of token units in circulation and the reserve ratio (RR). | 2021-05-06 |
20210133736 | Method of electronic payment by means of a Uniform Resource Identifier (URI) - A method of generating electronic monetary tokens (tokens) on a server that supports transmission of the tokens between third parties by means of a Uniform Resource Identifier (URI) and also prevents double spending of the tokens. The tokens are represented by a substring of a Uniform Resource Identifier (URI), which identifies a resource in a network. As a payment request the substring comprises an indicator of price. As a payment for a resource the substring comprises a set of tokens and a buyer's unique identifier. On receipt of the tokens and before releasing the resource to the buyer the seller requests an indication from the server that the buyer owns the tokens thus preventing double spending of the tokens. Preferably, the URI is a Uniform Resource Locator (URL). | 2021-05-06 |
20210133737 | DEPLOYING PHYSICAL DIAMOND TOKENS ON A BLOCKCHAIN - A diamond asset comprising one or more diamonds and an encryption chip is used to asset-back a cryptographic token that can be used to conduct transactions. The cryptographic token is written to a blockchain using a smart contract that is configured to enable a transaction associated with the token in response to two or more of: a signature by the encryption chip, a signature by the owner of the diamond asset, and a validation of a visual layout of the diamond asset. | 2021-05-06 |
20210133738 | CRYPTOLOGIC COORDINATED SYMMETRIC CONDITIONAL KEY RELEASE - A system supports symmetric release of cryptologically-locked asset transactions. A leading exchange party and a reciprocal exchange party establish, at least in part, a peer challenge in a pre-exchange proposal. The reciprocal party uses the peer challenge to lock a cryptologically-locked asset transaction. The solution to the peer challenge corresponds to an exchange key controlled by the leading exchange party. The cryptologically-locked asset transaction call for solution of the peer challenge and signature of the transaction by exchange logic as conditions of release of the cryptologically-locked asset transaction. The exchange logic may execute a symmetric release of the exchange key and/or signature to the reciprocal exchange party and cryptologically-locked asset transaction (such that the asset is transferred to the leading exchange party). | 2021-05-06 |
20210133739 | LEADING-PARTY-INITIATED CRYPTOLOGIC COORDINATED SYMMETRIC CONDITIONAL KEY RELEASE - A system supports symmetric release of cryptologically-locked asset transactions. A leading exchange party and a reciprocal exchange party establish, at least in part, a peer challenge in a pre-exchange proposal. The reciprocal party uses the peer challenge to lock a cryptologically-locked asset transaction. The solution to the peer challenge corresponds to an exchange key controlled by the leading exchange party. After establishment of the cryptologically-locked asset transaction, the leading party may request that exchange logic initiate release of the cryptologically-locked asset transaction. In response to the request, the exchange logic may execute a symmetric release of the exchange key and/or signature to the reciprocal exchange party and cryptologically-locked asset transaction (such that the asset is transferred to the leading exchange party). | 2021-05-06 |
20210133740 | METHOD AND SYSTEM FOR PROVIDING A SERVICE AT A SELF-SERVICE MACHINE - A system for providing a service at a self-service machine having a device identifier and that does not have internet connectivity or that is in an off-line state includes: a validation server that stores the device identifier, the validation server being in communication with a mobile device of a user, but not with the self-service machine. The self-service machine is configured to: receive a selection of a service; generate a service request identifier for the selected service; add the service request identifier to a list of service requests to be fulfilled; and communicate, to the mobile device by a first direct communication method, service request data including the service request identifier, a terminal identifier of the self-service machine, and an address of a validation server. | 2021-05-06 |
20210133741 | SYSTEMS AND METHODS FOR PROVIDING REAL-TIME WARNINGS TO MERCHANTS FOR DATA BREACHES - The disclosed embodiments provide systems and methods for providing real-time warnings to merchants for data breaches. For example, the system may include one or more memory devices storing instructions and one or more processors configured to perform operations consistent with this disclosure. The operations may include collecting and storing transaction authorization requests from one or more merchants. The transaction authorization requests may include a virtual account number associated with an account, the virtual account number being previously bound to a merchant and reusable only for the bound merchant. The operations may further include detecting an event at the bound merchant based on, for example, a transaction authorization request having a mismatch between a transacting merchant and the bound merchant. The operations my further include communicating notification of the event through a communication interface with the bound merchant. | 2021-05-06 |
20210133742 | DETECTION OF SECURITY THREATS IN A NETWORK ENVIRONMENT - A computer-implemented method for training a machine learning model to identify one or more network events associated with a network and representing a network security threat, the one or more network events being within a population comprising a plurality of network events, the method comprising: obtaining a dataset comprising data representative of the plurality of network events; defining a machine learning model associated with a type of network event and having an associated first feature vector; generating a training dataset comprising a fraction of the dataset, the fraction associated with network events corresponding to the type of network event; and training the machine learning model using the training dataset to produce a trained machine learning model. | 2021-05-06 |
20210133743 | Pre-Authorization of Non-Activated Payment Instruments at Specific Merchants - The present disclosure involves systems, software, and computer-implemented methods for pre-authorizing transactions using unactivated payment instruments at specific merchants. One example method includes receiving a transaction request associated with a no card present (NCP) transaction and a first credit account. In response to determining that the first credit account is associated with an unactivated payment instrument, a determination is made as to whether the credit account is associated with at least one pre-authorization rule for authorizing NCP transactions prior to activation of a payment instrument associated with the corresponding credit account is associated with the first credit account. If it is, a set of pre-authorization criteria associated with the at least one pre-authorization rule is identified, and the the set of transaction data associated with the transaction request is compared to the criteria. If the transaction request satisfies the criteria, the transaction request is authorized and an authorization is transmitted. | 2021-05-06 |
20210133744 | REPLACING TOKEN ON A MULTI-TOKEN USER DEVICE - Embodiments of the invention are directed to methods, systems, and devices for replacing a token on a user device, such as a transaction card. The transaction card includes tokens representing an actual account identifier which is not visible on the transaction card. The transaction card may store a first token on a and include a digital display that displays a second token. When the first token or the second token is compromised, the compromised token is replaced without replacing the transaction card. When the second token is compromised, the compromised token is replaced with a new replacement second token using an electronic device. The replacement second token replaces the old second token on the digital display. After the second token is compromised and before the replacement second token is provisioned on the transaction card, the transaction card may still be used for transactions using other tokens provisioned on the card. | 2021-05-06 |
20210133745 | Determine an Estimation of Chargeback for Cloud Consumption by Enterprises - This invention determines the team wise cloud resources usage. Organization will select the required cloud services from different cloud providers. These cloud services will be used by different business units and cloud bill be generated by cloud providers. Cloud brain will generate the charge sheet for different business unit as per the usage of cloud resource usage and will send to administrative department of organization. Administrative department will distribute charge back report to different managers. Managers will analyze report and will take appropriate decision. This tool will help managers to use cloud resources efficiently. | 2021-05-06 |
20210133746 | SYSTEM AND METHOD FOR AUTHORIZING A TRANSACTION BASED ON DYNAMIC LOCATION UPDATES FROM A USER DEVICE - A method and system for processing a payment authorization request associated with a payment card is provided. The method comprises: receiving by a server location, updates from a user device based on at least one criterion for location updates from the user device; determining by the server, a cardholder's location based on the location updates; determining by the server, a transaction location based on analysis of a payment authorization request associated with a transaction; generating by the server, at least one of a transaction authorization approval and a transaction authorization denial in connection with the payment authorization request based on selectively matching the transaction location with the cardholder's location at the time of the transaction. | 2021-05-06 |
20210133747 | SYSTEMS AND METHODS FOR AUTHENTICATION USING A DYNAMIC PERSONAL IDENTIFICATION NUMBER - Methods and systems are provided herein for authenticating account holders using dynamic PINs. The methods may include receiving a transaction request from a vendor with the transaction request including a security number. The security number may be associated with an account holder. A dynamic PIN may be generated based at least in part on the time. The method may match the dynamic PIN to the security number associated with the account holder. The method may also include approving the transaction request from the vendor in response to the dynamic PIN matching the security number associated with the account holder. The method may further include the steps of generating a block including transaction information in response to the transaction request, broadcasting the block to a network for approval, adding the block to a blockchain in response to the approval, and generating the dynamic PIN. | 2021-05-06 |
20210133748 | Payment Systems And Methods for In-Store And Online Purchases - Systems and methods for implementing payments or mobile payments. In an aspect of in-store purchase, a merchant sends a payment amount and merchant account info to transaction center. A buyer sends a code and buyer account info to transaction center. The code represents the merchant. In an aspect of online purchase, an e-commerce merchant provides options for a buyer to use names other than a first name plus a surname. In one embodiment, a buyer submits a shortened name or nickname for online purchases when a given payment service is used as a payment method. | 2021-05-06 |
20210133749 | Method for Internet User Authentication - A computer-implemented method of authenticating the identity of a user is provided, where the user is associated with a computer signature and is in possession of a mobile phone. The method involves obtaining a current geographical location of the mobile phone, determining if the computer signature is associated in a database with a stored geographical location of the phone, and, if the computer signature is associated in the database with a stored geographical location, comparing the stored geographical location to the current geographical location of the phone. | 2021-05-06 |
20210133750 | Relying Party Risk-Adjusted Indicator System and Method - A method and system capable of generating a relying party risk-adjusted indicator associated with and used by users and parties entering into one or more transactions with a relying party. | 2021-05-06 |
20210133751 | INTELLIGENT AGENT TO SIMULATE FINANCIAL TRANSACTIONS - Embodiments can provide a computer implemented method for simulating transaction data using a reinforcement learning model including an intelligent agent, a policy engine, and an environment, the method including: providing standard customer transaction data representing a group of customers having similar transaction characteristics as a goal; and performing a plurality of iterations to simulate the standard customer transaction data, wherein the plurality of iterations is performed until a degree of similarity of simulated customer transaction data relative to the standard customer transaction data is higher than a first predefined threshold. In each iteration, the method includes: conducting, by the intelligent agent, an action including a plurality of simulated transactions; comparing, by the environment, the action with the goal; providing by the environment, a feedback associated with the action based on a degree of similarity relative to the goal; and adjusting, by the policy engine, a policy based on the feedback. | 2021-05-06 |