| 18th week of 2010 patent applcation highlights part 74 |
| Patent application number | Title | Published |
|---|
| 20100114728 | Integrated Marketing System for a Jewel Common Market - An integrated marketing system for a jewel common market has a common marketing jewel source offered by the common marketing head office. After purchasing parts of the common marketing jewels from the head office, a dealer may sell the jewels and other common marketing jewels. The head office has a common market integration server and a full common marketing jewel database. The server has a management system and a website interface. To manage the data, the management system functions to manage the records of jewel enter, selling, and deposit. On a network, the website interface shows all the data of common marketing jewels. Customers may get the data regarding the common marketing jewels on the website interface and then purchase a random commonly marketed jewel from the head office or the dealers, or may purchase the commonly marketed jewels directly from one of the dealers. | 2010-05-06 |
| 20100114729 | BUSINESS MODEL BASED ON MULTI-LEVEL APPLICATION WIDGETS AND SYSTEM THEREOF - Provided is a business model based on multi-level application widgets and a system thereof, including: embedding, by a server end, intended application widgets in an Internet platform equipped with a software application programming interface; providing a business protocol between a user end and the server end, thus giving the user end authority to embed data sets in the application widgets and to conduct display, operation, sales, and real-time interaction within the same window; determining, by the user ends, whether at least an application widget or a data set is to be embedded in each of the data sets again, so as to finalize the multi-level application widgets. Accordingly, the user end enhances promotion and thereby expands business on the Internet platform at the server end. | 2010-05-06 |
| 20100114730 | SYSTEMS AND METHODS FOR PURCHASING ELECTRONIC TRANSMISSIONS - Provided are methods, apparatus and systems for the sale of digital content over a network. The disclosure herein discusses the recording of a broadcast of a digital data stream by a broadcast receiving device. A listener may select a particular digital data stream to purchase by selecting a content identifier associated with the digital data stream of interest at the recording device. Upon obtaining the selection, a purchase request message is transmitted to an intermediary communication device. The purchase request message includes at least the content identifier. After the transaction is completed at a transaction server, a purchase confirmation message including at least a digital rights management key associated with the digital data stream is returned to and received by the broadcast receiving device. Upon receipt, of the digital rights management key, the recorded digital data stream is released for reproduction. | 2010-05-06 |
| 20100114731 | ELECTRONIC WALLET ("eWallet") - A method according to the invention may preferably include displaying on a computer display a menu bar that includes an online shopping enhancement icon. The method may further include receiving a selection of the icon. The method may also include, in response to receiving a selection of the icon, displaying an online shopping enhancement dialogue box including a selectable option for displaying user bank account information. | 2010-05-06 |
| 20100114732 | METHOD AND APPARATUS FOR CREATING AND MANAGING MEDIASCAPES - A mediascape comprises media items and related action-triggers each specifying a condition set of one or more conditions, and at least one media-item-specific action that is to be triggered upon satisfaction of the condition set. During authoring ( | 2010-05-06 |
| 20100114733 | Party Payment System - Systems and methods are disclosed herein which that enable a first party, such as a child, to selected one or more items offered by an online retailer and to send a request to a second party, such as a parent or guardian, to request that the second party purchase the item or items for the first party. The systems and methods provide the second party with the ability to view requests received from the first party, to set limits on the number of requests and the amounts of the requests that the first party may make. The second party may also designate the parties to whom the first party may submit purchase requests. The child may also submit request to one or more non-parental contributors who may contribute money toward the purchase the one or more items for the child. | 2010-05-06 |
| 20100114734 | TELEMATICS COMPUTER SYSTEM AND METHOD FOR MOBILE WIRELESS RETAIL ORDER PROCESSING AND FULFILLMENT - A method for making a purchase using a vehicle computing system includes receiving input to the vehicle computing system instructing order initiation. The method also includes receiving a selection at the vehicle computing system of a merchant from which to order. The method further includes receiving an order at the vehicle computing system, determining an address of the merchant to which the order was placed and providing directions to the address. These can be provided as, for example, turn by turn directions spoken and/or displayed on a nav display. Finally, the exemplary method includes processing a payment for the order. | 2010-05-06 |
| 20100114735 | ELECTRONIC SALES AND CONTRACTING - Under the present invention, a customer will login to a secure computer infrastructure and initially be polled and/or provide some input relating to an integrated IT solution that is desired. The customer can then make selections for hardware and/or software components desired for the integrated IT solution. The present invention will analyze the selections and verify whether each of the selected components is of similar quality to one another. If not, the customer can be alerted. The present invention will also make recommendations for services that best match the selected components. The integrated IT solution will then be finalized based on the components and services selected by the customer. Once the solution has been finalized, a corresponding contract(s) can be developed/generated, approved and executed within the secure computer infrastructure. | 2010-05-06 |
| 20100114736 | SYSTEMS AND METHODS FOR MARKETPLACE LISTINGS USING A CAMERA ENABLED MOBILE DEVICE - Embodiments of computer-implemented systems and methods for marketplace listings using a camera enabled mobile device are described. One example embodiment comprises receiving a request via a camera enabled mobile device to list one or more sale items, receiving images having the one or more sale items, the images being taken by the camera enabled mobile device, receiving data associated with the one or more sale items, and based on the data, listing the one or more sale items on a marketplace. | 2010-05-06 |
| 20100114737 | SYSTEM AND METHOD FOR COMMERCIALIZING AVATARS - A system that incorporates teachings of the present disclosure may include, for example, a system having a controller to offer for sale an avatar engine that generates a visual representation of an interactive avatar capable of engaging in a verbal communication exchange by way of an audio system of a computing device from which the avatar engine is adapted to operate, receive a purchase request from a communication device, transmit to the communication device a usage policy and a copy of the avatar engine responsive to determining that the purchase request involves a request for a reproduction of at least a portion of the avatar engine, and enable the communication device to access services of the avatar engine responsive to determining that the purchase request involves the request for services of the avatar engine. Other embodiments are disclosed. | 2010-05-06 |
| 20100114738 | Supplying Method of Interior Materials Ordered - The present invention relates to a supplying method for interior material ordered to a user who can connect to a server through a network, wherein the server memorizes a program which enables the user to plan a design of the interior material which is operable on the user's web browser, and the supplying method for interior material ordered comprises the steps of: connecting to the server by the web browser of the user, transferring the program which enables the user to plan a design of the interior material from the server to the web browser of the user, receiving execution results of the program which enables the user to plan a design of the interior material from the web browser by the server, digital printing designs on a printing layer of the interior material, based on the execution results of the program which enables the user to plan a design of the interior materials, manufacturing a finished product of interior material including the printing layer digital printed of the interior material, and delivering the manufactured interior material to the user. | 2010-05-06 |
| 20100114739 | SYSTEMS AND METHODS FOR A COMPREHENSIVE INTEGRATED AND UNIVERSAL CONTENT SELLING AND BUYING PLATFORM - A method of self-service by a seller to establish at a hosted service a store front that is distributable across a plurality of third party hosts includes receiving, by a hosted service operating on one or more servers, specification of one or more items to be displayed for sale in a store front for a seller. Responsive to the specification, the hosted service generates a portable widget for the store front identifying the one or more items for sale. The hosted service may receive from the seller identification of one or more third party hosts to which to publish the portable widget of the store front. The hosted service may initiate publishing of the portable widget of the store front to the one or more third party hosts. | 2010-05-06 |
| 20100114740 | USER ENHANCED AUTHENTICATION SYSTEM FOR ONLINE PURCHASES - Embodiments of the invention are directed to methods, systems, devices and computer-readable media. In embodiments of the invention, a user is authenticated using an authentication process that is capable of authenticating a user using an inline authentication form that can authenticate a consumer without transferring a session maintained by a merchant. The inline authentication form is used if the components of the authentication system are capable of supporting an inline authentication form. If the components of the system cannot support an inline authentication form, a different authentication process is used. In one embodiment, an inline authentication form is presented to the user asynchronously. This inline authentication form may be presented within an iFrame embedded in a merchant's checkout page after verifying that the components to be used during the authentication can support the inline authentication form. | 2010-05-06 |
| 20100114741 | SYSTEM AND METHOD FOR PROVIDING AN IMPROVED DATA SCHEMA VIA ROLES AND USES - A system and method for providing an improved data schema for representing financial transactions using data relationships based on financial transaction information is provided. Instead of relying on financial transaction documents for financial transaction information, the underlying data and their relationships are used to represent the financial transaction information. For example, each entity involved in a financial transaction may be represented separately. Furthermore, each entity may be associated with a role played by the entity in the financial transaction and entity type that describes the type of entity. Relationships in which the entity may be involved may depend upon this and other information. In this manner, for example, financial transaction information from a loan application document may be used with financial transaction information from a deposit account document in order to generate another financial transaction document even though the loan application document uses different terminology than the deposit account document. | 2010-05-06 |
| 20100114742 | SERVICE CHARGING METHOD, DEVICE, SYSTEM AND SERVICE MANAGEMENT DEVICE - A method for charging for a service is provided. The method includes: receiving, by a data service management device, submitted current communication service scenario information of a user; searching, by the data service management device, for priority information of charging in an account of the user, in a mapping relation between a communication service scenario and a charging priority of the account, according to the received current communication service scenario information of the user; pricing, in the account of the user according to the found priority information, and submitting a priced result to an intelligence network; and charging, by the intelligence network, the account of the user sequentially according to the submitted priced result. A device and a system for charging for a service, and a service management device are also provided. | 2010-05-06 |
| 20100114743 | Computer system and method for networked interchange of data and information for members of the real estate financial and related transactional services industry - An Interchange Party Computer System (“IPCS”) comprising: a plurality of units of allocated resources, configured for a lender party, broker party, transaction party and/or investor party, each unit of allocated resources including one or more administrator user interfaces that allow a participating party to manage its allocated resources and define which of its users and which other participating parties may access its allocated resources and use elements thereof, wherein at least one of the allocated resources include database allocated resources that are managed by the participating party assigned the resources, the allocated resources for the database being accessible and usable by a participating party on terms defined by the participating party responsible for managing the database allocated resources wherein at least one of the allocated resources include at one or more modules selected from the group of: a Rate and Loan Program Module that includes means to define loan programs or search defined loan programs in a database, an Automated Underwriting Module, a Mortgage Pools Module; a File Status and Transaction Party Module, which includes means to do two or more of: assign tasks, present task status, control viewing of task status, assign viewing privileges, monitor satisfaction of lender conditions, and upload loan documentation that are managed by the participating party assigned the resources; the allocated resources for the selected modules being accessible and usable by a participating party on terms defined by the participating party responsible for managing the selected modules allocated resources. | 2010-05-06 |
| 20100114744 | REPUTATION SCORING AND REPORTING SYSTEM - The reputation scoring and reporting system for accounts associated with telephone numbers and maintained in an electronic database includes processing a request for a reputation report corresponding to an account in the database. The request is authenticated via the telephone number associated with the account. A reputation report is then sent to a subscriber in response to an authenticated request. In return, transaction information between the subscriber and entity is associated with the account in the electronic database. The reputation score for the account is calculated in real-time based on the transaction information stored in the electronic database. | 2010-05-06 |
| 20100114745 | SYSTEM AND METHOD FOR CALCULATING AND APPLYING MARKET DATA CHANGE RATE SETS - A system and method for simulating development of market data. In an embodiment, a set of market data change rates are calculated from historical market data values. The set of calculated market data change rates is then applied to a market data start value to generate one or more forecast market data values, each forecast market data value associated with a horizon date. | 2010-05-06 |
| 20100114746 | GENERATING AN ALERT BASED ON ABSENCE OF A GIVEN PERSON IN A TRANSACTION - Techniques for generating an alert based on absence of a given person in a transaction are provided. The techniques include monitoring, via video, a transaction, wherein the transaction includes presence of a given person in the transaction, relating the video of the transaction to a corresponding portion of a transaction log (TLOG), using the video and corresponding portion of the TLOG to detect if the given person in the transaction is present, and generating an alert if the given person is not present at the transaction. | 2010-05-06 |
| 20100114747 | ON-LINE METHOD AND SYSTEM FOR MONITORING AND REPORTING UNUSED AVAILABLE CREDIT - The present invention generally relates to monitoring and advising consumers of their outstanding credit balance by category of debt (i.e. including, but not limited to, the category of all credit cards, all real estate loans, all automotive loans, all revolving credit loans, etc.) and all minimum payments due by category of debt, and more particularly to an on-line method and system for monitoring and reporting total credit used by category of debt, total minimum payments due by category of debt and total unused available credit by category of debt, and alerting the consumer on a periodic basis via email. Since the credit report is the basis of most credit scores this invention is meant to provide the consumer with debt categories that are used in calculating their credit score, which is critical to future borrowing especially when the borrowing is approved or disapproved based only on the user's credit score. | 2010-05-06 |
| 20100114748 | Predictive advisor system and method for communicating with a user regarding a payment account in a computer network - A networked computer system for communicating with a user about spending associated with a payment account of the user. The system comprises a user, a payment account of the user, a web interface for communicating with the user, and a predictive advisor system. The predictive advisor system comprises a predictive advisor engine for monitoring spending activity related to the payment account and for providing financial and savings advice to the user via the web interface. | 2010-05-06 |
| 20100114749 | Financial Inclusion Card, System, and Method for Implementing - Embodiments of the invention are directed to a computer-implemented financial inclusion account system and method provided by a financial institution for facilitating payments between system participants, the system participants including account holder service recipients and eligible necessities service providers. The system includes at least one financial inclusion account maintaining funds for an account holder service recipient. The financial inclusion account includes a main account having a main account balance and at least one sub-account having a sub-account balance, the at least one sub-account storing funds for payment to at least one eligible necessities service provider. The system additionally includes withdrawal rules stored in a memory, the withdrawal rules including identification of approved debit requesters for withdrawing funds from the sub-account balance, the withdrawal rules requiring approved debit requesters to be debit requestors designated by the financial institution as eligible necessities service providers. The system additionally includes a withdrawal engine for accessing the stored withdrawal rules upon receiving a debit request, the withdrawal engine causing the sub-account balance to be debited if the debit requester is an approved debit requestor according to the stored withdrawal rules. | 2010-05-06 |
| 20100114750 | COMMUNICATION DEVICE AND METHOD FOR SECURING AN INTERNET BANK ACCOUNT - A communication device and method for securing an Internet bank account include setting an alarm password and an access password corresponding to the Internet bank account, accessing the website of the Internet bank, and generate an activation command and the access password if the alarm password is input. The communication device and method further include executing the activation command to activate a global position system to acquire location information, sending an alarm message to a receiving device of the one or more emergency dispatchers, and sending the access password to the website of the Internet bank so as to log into the Internet bank account. | 2010-05-06 |
| 20100114751 | METHOD FOR TRADING USING VOLUME SUBMISSIONS - A method for reducing the amount of time for a user to submit an order is provided. Volume submission allows a user to submit and revise orders with a single action on a volume entry region. Typically, a user has to set a price and quantity. Many users wait for specific prices or track prices dynamically based on predefined criteria. These trading styles eliminate the need to set the price manually for each transaction. It is advantageous to provide a list or menu of buttons or selections with preconfigured volumes for the user to choose, thus allowing the single action of choosing the volume to submit the order. | 2010-05-06 |
| 20100114752 | METHOD AND SYSTEM FOR PROVIDING AUTOMATIC COLLECTIVE WINDOWS FOR GRAPHICAL USER INTERFACES FOR ELECTRONIC TRADING - A method and system for providing automatic collective windows for a multi-windowed graphical user interface (GUI) for electronic trading. The collective windows are automatically created with pre-determined individual graphical windows, with selectable desired screen positions on a graphical user interface, with different desired alignments of the individual graphical windows within the collective window and with a two-dimensional (2D) and three-dimensional (3D) display mode. | 2010-05-06 |
| 20100114753 | METHOD AND SYSTEM FOR AUTOMATIC COMMODITIES FUTURES CONTRACT MANAGEMENT AND DELIVERY BALANCING - A method and system for providing automatic commodity futures contract delivery management and balancing. A single electronic invoice and one or more different types of electronic reports are dynamically and automatically created for a trading party by allocating plural electronic delivery invoice receipts for plural futures contracts received from one or more electronic trading exchanges or open outcry trading exchanges where commodities futures contracts are being traded. The single electronic invoice includes a priority delivery order calculated using a pre-determined delivery priority scheme for plural futures contracts for which physical delivery of an associated commodity is occurring and provides an “integrated viewpoint” that aggregates commodity futures contract delivery management and balancing across all trading accounts on all commodity futures electronic trading exchanges and/or all commodity futures open outcry trading exchanges. | 2010-05-06 |
| 20100114754 | Win, lose or draw derivative instruments - Methods and systems are disclosed for listing and trading fixed-payoff derivative contracts between two parties based on the movement of an underlying financial instrument in a manner that eliminates the cost associated with a traditional option premium. The invention, henceforth referred to as a “Win, Lose or Draw” derivative contract, is a cash position for or against the occurrence of a designated price event above an underlying financial instrument's spot price before the occurrence of a designated price event below an underlying financial instrument's spot price, or vice versa, within a designated time period. If neither designated price event occurs within the designated time period, no loss of cash position is incurred by either party. Additional embodiments include the application of asset-backed contracts, transferable positions, multiple underlying financial instruments within the same contract, asymmetric time periods, and expirationless time periods. | 2010-05-06 |
| 20100114755 | AUTOMATED TRADING SYSTEMS - In an electronic trading system, prime brokerage services may be provided by assigning one or more dependent or child deal codes to a deal code. Prime broker trades are conducted via the dependent deal codes but appear to the market as deals with the parent deal code using credit assigned to the parent deal code. The prime bank customer is a dependent deal code of the customer bank which also trades on the system, allowing credit to be allocated by the customer dependent code for prime broker trades. A deal code may have several dependent deal codes which can trade with one another. Dependent deal codes can be used to expand the size of trading floors beyond that which can be supported by a single deal code and to assist in migration between system versions. | 2010-05-06 |
| 20100114756 | System and Method for Trading Options - A system and method of trading option contracts, such as foreign currency option contracts, is described. In one embodiment, a system and method for web-based or network-based interactive trading of currency options is described. Users of the system provide volatility runs of currency options, deal on existing offers to sell or bids to buy, or may improve on existing offers to sell or bids to buy. The system and method provide automatic price quotations for a requested option contract by polling internal volatility surfaces of users for prices on the requested contract, and ensure a more orderly pattern of trades by categorizing the users into discrete tiers which determine a user's obligations to provide offers and bids to the system and which determine a user's opportunities and rights to trade on the system. | 2010-05-06 |
| 20100114757 | Method of systematic risk management and system and computer program product thereof - The present invention discloses a systematic risk management method, and its system and computer program product. The method includes the steps of setting a correspondence relation between a value at risk and a leverage ratio common to the global market by a risk management unit, selecting a plurality of subject financial instruments by an interface unit, obtaining data of the selected subject financial instruments from a storage unit by the risk management unit, calculating the value at risk of each subject financial instrument by the risk management unit, selectively adjusting the leverage ratio of each subject financial instrument according to the correspondence relation, and adding the subject financial instruments into an asset pool and outputting the asset pool from the interface unit. | 2010-05-06 |
| 20100114758 | SYSTEM AND METHOD FOR PROVIDING INSTANT-DECISION, FINANCIAL NETWORK-BASED PAYMENT CARDS - A system and method for issuance of a financial network-based payment card (generally known as a “credit card”) almost instantaneously after application, wherein an applicant applies for a credit card by entering data into a data entry system, advantageously by filling in a plurality of predefined forms in a computer-based data entry system. The applicant's data is sent via a data network to a central decision center, which approves or disapproves the application. If the application is approved, data is generated and delivered to a card production system, which embosses and magnetically encodes a card blank. The card is then delivered to the applicant. | 2010-05-06 |
| 20100114759 | METHOD AND SYSTEM FOR INTEGRATING SAVINGS AND CREDITS WITH DIFFERENT INTEREST RATES - A method and system for operating a new financial instrument and payment card integrates savings and credit transactions belonging to the same payment plan into a single account. Transactions can be carried out at different periods in time, for any amount, agreed on with different fixed or adjustable interest rates, without losing the payment conditions of each savings and credit. A financial account card as a financial instrument can be used to carry out long, medium and short-term savings and credit financial transactions. The card can also be used as a payment card to buy and sell anything of value. The card is operated through financial institutions and service centers by a computer system, which manages transactions between cardholders themselves and with financial institutions, maintains account balances, determines installments for debt and savings balances, manages available credit limits and guarantees, and manages other financial and payment services. | 2010-05-06 |
| 20100114760 | ONLINE INTERACTIVE ISSUED ACCOUNT ACQUIRED TRANSACTION INFORMATION MANAGEMENT - A single point of access and an integrated user experience for a set of tools are provided for a payment processing system that includes a transaction handler in communication with issuers and acquirers for the processing of payments from the issuers to the acquirers. The tools include: (i) commercial reporting; (ii) expense management; and (iii) account program management tools that are used by (a) issuers who issue the accounts for the cards to account holders and by (b) the account holders. Multiples services are integrated as relevant to specific audiences through an entitlement process, where a single point access is allowed. Applications, which can be developed and/or hosted independently, are accessible through a common interface. | 2010-05-06 |
| 20100114761 | AREA TRIM SERVICE BUSINESS METHOD - A method for manufacturing integrated circuits (“ICs”) is disclosed. The method pertains to providing third-party technology in the form of an IC design library to foundry customers for designing IC products using alternate rule sets. Aggressive rules pertaining to IC layout are used to reduce device size, resulting in more device per wafer for the customer. The method includes a library creator creating a slim cell library, a slim cell library being provided to a customer to enable the customer to generate a slim IC design; an IC fabricator charging the customer a per-wafer premium to fabricate the slim IC design; the IC fabricator providing a first portion of the premium to a first entity, wherein the first entity is a contributor of technology for enabling creation of the slim cell library; and the IC fabricator providing a second portion of the premium to the library creator. | 2010-05-06 |
| 20100114762 | STORAGE BATTERY, STORAGE BATTERY ACCOMMODATION DEVICE, STORAGE BATTERY CHARGING DEVICE, AND USAGE AMOUNT PAYMENT SETTLEMENT DEVICE FOR STORAGE BATTERY - A storage battery that can be used in an electric automobile or the like and can be replaced by simple operations within a very short time, and a storage battery accommodation device are provided. | 2010-05-06 |
| 20100114763 | METHODS AND SYSTEMS FOR PROVIDING CASH ALTERNATIVE DEBITING AND ACCOUNTING FUNCTIONS FROM ASSOCIATED CASH AND CREDIT, OR CREDIT, ACCOUNTS - The present invention provides cash using alternative debiting and accounting functions from associated cash and credit, or “crebit”, accounts that allow flexibility and control by the end user for providing cash and then providing alternative debiting and accounting of such withdrawal or multiple withdrawals using alternative debiting and accounting functions from the associated cash and credit “crebit” accounts, that further provide opportunities for the account provider or financial institution to have additional income from providing such methods and systems. | 2010-05-06 |
| 20100114764 | System and Method for Selectable Funding of Electronic Transactions - A system for transferring funds to pay bills and to and from selected accounts on an optimized is provided. A mediation engine may manage the payments made to selected payees, including by scheduling the payments and selecting sources for funds. A rules-based optimizer may automatically select the least-cost or other most efficient or desirable transaction, given the customer's available funds, types of funds and payment date. All payment providers and payees may manipulated using one seamless view. A customer service representative may also view the transfers. | 2010-05-06 |
| 20100114765 | AUTOMATED DOCUMENT CASHING SYSTEM - Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money. | 2010-05-06 |
| 20100114766 | AUTOMATED DOCUMENT CASHING SYSTEM - Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money. | 2010-05-06 |
| 20100114767 | APPARATUS AND METHODS FOR CARD DISPENSING - Apparatus and methods for providing a card that has a stored value. The apparatus and methods may involve offering the card to a customer, applying branding information to the card, charging a customer account for the value, and dispensing the card. The stored value card may be provided by a machine to a customer. The machine may be a financial institution automated teller machine (ATM). The ATM may transmit instructions to transfer funds from the customer's to one or more of the financial institution's retail partners. The ATM may apply visual information to the card. The visual information may include branding information, a message or any other suitable information. | 2010-05-06 |
| 20100114768 | Payment vehicle with on and off function - A computer-based network system and method for using a payment vehicle having an on and off function. The system comprises a payment vehicle comprising an on and off function to enable or to disable the payment vehicle in the computer-based network for processing an electronic payment transaction, a holder of the payment vehicle, and a computer payment network wherein the computer payment network comprises a transaction engine for enabling or for disabling the payment vehicle at a request of the holder of the payment vehicle. | 2010-05-06 |
| 20100114769 | Automated banking machine - An automated banking machine ( | 2010-05-06 |
| 20100114770 | Global Method and System For Providing Enhanced Transactional Functionality Through a Customer Terminal - A global customer activated terminal (CAT) that primarily serves traveling customers who require access to their accounts when they are away from their home financial institution and beyond their local regional financial area is provided. The system provides applications that permit users to access their accounts and utilize account profiles and transaction journals within a generic global system approach, and each transaction set provides access to the user's full account profile. The traveling customer is also provided with access to all their accounts linked (as they would locally) to a specific card. The hardware employed in the system supports encryption key downloading, personal identification number (PIN) unscrambling and PIN encryption, so that security is instituted at the hardware level. To provide the maximum flexibility at each regional level for product and services offered, regional front end processors (FEPs) and Hosts (small financial systems) are the arbitrators of each transaction . . . acceptance and fulfillment, rather than the CAT. | 2010-05-06 |
| 20100114771 | AUTOMATED DOCUMENT CASHING SYSTEM - Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money. | 2010-05-06 |
| 20100114772 | AUTOMATED DOCUMENT CASHING SYSTEM - Validation of the identity of the user is performed with the use of a card associated with intelligence that identifies the user. Validation of the document involves one or more of: validating the presence of a signature; validating the amount of the monetary transaction document including a manual entry of the amount by the user; validating CAR against the LAR; and validating the banking system parameters and rules for the customer and/or the transaction. To assist in the automatic analysis of data on monetary transactional documents or on remittance documents, the user is prompted to provide a bounding box about the data. An image touch screen may be touched by the user to locate the bounding box and the user may magnify the data to fill the boundary box to exclude other data from analysis. After document and person validation, the system will dispense money or transfer monies to a savings account, a checking account, a smart card, or the like. The system will also write money orders or wire transfer money. | 2010-05-06 |
| 20100114773 | Systems, Methods, And Apparatus For Using A Contactless Transaction Device Reader With A Computing System - Embodiments of the invention may relate to systems, methods, and apparatus for using a contactless transaction device reader with a computing system. According to one embodiment, a system for conducting a transaction on a personal computing system using a contactless transaction device may include a communications interface operable to connect with a network, a memory, a contactless transaction device reader operable to communicate wirelessly with a contactless transaction device, and a processor in communication with the memory, the communications interface, and the contactless transaction device reader. The processor may be operable to cause the contactless transaction device reader to read information from the contactless transaction device, to verify that the user's authority, to provide transaction information, based at least in part on the information read from the contactless transaction device, when conducting a transaction, and to transmit at least a portion of the transaction information to an entity. | 2010-05-06 |
| 20100114774 | CHARGEBACK DECISIONING SYSTEM - A chargeback received from a merchant processor, which includes a plurality of data elements related to details of a transaction, is automatically processed. At least one of the plurality of data elements is compared with at least one related data element in each of a plurality of stored chargebacks. Similarities are then identified between the compared data elements of the received chargeback and the stored chargebacks. The received chargeback is then accepted or represented based on the similarities identified. | 2010-05-06 |
| 20100114775 | TEXT AUTHORIZATION FOR MOBILE PAYMENTS - A system and method enables trusted sources to easily approve requests for money transfers by simply typing in a yes or equivalent. | 2010-05-06 |
| 20100114776 | ONLINE CHALLENGE-RESPONSE - Embodiments of the invention enable cardholders conducting an online transaction to be authenticated in real-time using a challenge-response application. The challenge-response application can be administered by an issuer or by a third party on-behalf-of an issuer. A challenge question can be presented to the cardholder, and the cardholder's response can be verified. The challenge question presented can be selected based on an analysis of the risk of the transaction and potentially other factors. A variety of dynamic challenge questions can be used without the need for the cardholder to enroll into the program. Additionally, there are many flexible implementation options of the challenge-response application that can be adjusted based on factors such as the location of the merchant or the location of the consumer. | 2010-05-06 |
| 20100114777 | Administration of Dual Component Financial Instruments - Methods and systems for administering a dual component financial instrument (DCFI) are described. The DCFI includes a revolving loan component and one or more installment loans. A holder of the DCFI account can use the revolving loan to pay for expenses, e.g., educational expenses. At predetermined intervals, e.g., annually on the anniversary date of the DCFI account, a new installment loan is automatically created on behalf of the account holder to pay off the revolving loan. Automatically creating an installment loan to pay off the revolving loan frees up the revolving loan for use by the borrower to pay for expenses during the next interval, e.g., the next school year, and allows the lender to quickly and efficiently securitize portions of the funds provided to the borrower. | 2010-05-06 |
| 20100114778 | SECURE AUTHENTICATION AND PAYMENT SYSTEM - A transaction and payment and processing system securely conducts transactions over the public telephone network. The transactions may be between and among entities of any type such as individuals, merchants, utilities, banks, etc. Nothing more than access to a telephone is required after initial registration of a user. | 2010-05-06 |
| 20100114779 | METHOD AND SYSTEM FOR PROVIDING FLEXIBLE FINANCING - Methods and systems for providing flexible financing are disclosed. In one embodiment, the present invention relates to a business card product with a customer activated credit line extension for accommodating large ticket purchases where the credit line extension may be linked to other business loan/lease products so that balances may be transferred to a customer's preferred financing product (or products). The purchases may be considered secured or unsecured loans/leases that may be capitalized as well as appreciate and depreciate in value. The purchases may include various types of revenue producing property, such as computer, office equipment, office furniture, copiers, farm equipment, and other types of revenue producing property. | 2010-05-06 |
| 20100114780 | WORKFLOW ASSURANCE AND AUTHENTICATION SYSTEM - A method for authenticating a workflow that has one or more designated steps that require authentication of associated resources, the method comprising: using a reader instrument to read at least one security feature uniquely associated resources involved in the workflow; authenticating the security feature, thereby to authenticate its associated resource, and recording authentication information for each designated workflow step. | 2010-05-06 |
| 20100114781 | PERSONAL RECORD SYSTEM WITH CENTRALIZED DATA STORAGE AND DISTRIBUTED RECORD GENERATION AND ACCESS - A personal record system and method having distributed record generation and access and personally centralized record storage for generating, storing and accessing personal records and a personal record card for use therein. The record system includes a plurality of interaction sites interconnected through a record network wherein each interaction site includes a record card read/write device, a record storage subsystem for storing at least records, and a record transaction process connected with the record card read/write device and record storage system for reading records from a record card and writing records to a record card and with the record network for transmitting records to and receiving records from at least other interaction sites. | 2010-05-06 |
| 20100114782 | SYSTEMS AND METHODS TO DISTRIBUTE CONTENT OVER A NETWORK - The present embodiments provide methods, apparatuses, and systems to distribute content over a network. Some embodiments provide methods to distribute content within a local media network. These methods receive a request for a first content to be transferred to a sink device, request from the source an access criteria for a first content that is protected according to a first digital rights management (DRM), forward the access criteria to the sink device, receive an evaluation of the access criteria from the sink device regarding at least whether the sink device can interpret the first DRM, determine according to the evaluation received from the sink device whether the sink device can utilize the first content that is protected according to the first DRM, and initiate a transfer of the first content from the source device to the sink device when the sink device can utilize the first content. | 2010-05-06 |
| 20100114783 | System for combining and bundling commercial products, items having monetary value, business transactions, and entertainment - A method for acquiring and distributing entertainment items, information representative of monetary funds, and/or commercial products, some or all which maybe combined or bundled in a single package. Goods and services are first identified. Advertising is provided for at least one commercial product. The advertising includes a predetermined code associated with the commercial product. The commercial product is sold and, upon acceptance of the predetermined code, a second commercial product or an entertainment item or a medium containing information representative of monetary funds is provided as a single entity or transaction. | 2010-05-06 |
| 20100114784 | System and Method for Payment Reconciliation Against Expressive Contracts - In a computer-implemented method of conducting expressive payment reconciliation, a purchase transaction is stored in a computer storage accessible to a processor. The processor identifies a contract against which the purchase transaction is made and a first payment amount for the purchase transaction. Contract data is stored in the computer storage and the processor determines a second payment amount for the purchase transaction based on at least one good or service associated with the purchase transaction and the data about the contract. In response to a difference in the first and second payments, the processor either stores computer storage a modified invoice with a modified payment amount, stores in the computer storage a reconciliation payment equal to the payment difference; outputs over a computer network an explanation of the modified payment; or outputs over a computer network a dispute notification. | 2010-05-06 |
| 20100114785 | SYSTEM AND METHOD FOR ALLOCATING JOBS TO AN AGENT - A system and method for allocating jobs to an agent is disclosed. In one embodiment, a method for allocating jobs to an agent includes defining, for each job of the jobs, a job type associated with at least one job and at least one sub-step associated with the at least one job, determining eligibility to perform the at least one sub-step by an agent of agents, determining a number of jobs of each job type to be performed by the agent based on the eligibility determination, and automatically generating agent-specific job queues based on the number of jobs. | 2010-05-06 |
| 20100114786 | WORKLIST INTEGRATION OF LOGICAL AND PHYSICAL TASKS - In accordance with a method of managing work flow, tasks associated with a telecommunications service order from a plurality of worklists of computing source systems are merged into a merged worklist. Each computing source system maintains a respective worklist that includes a task associated with the service order. The tasks of the service order in the merged worklist are prioritized into a prioritized sequence to be completed on a work-when-ready basis. An error in completion of a task associated with a worklist of a source system is detected and a new task to correct the detected error is generated. Further, the worklist of the source system associated with the detected error is updated with the new task and the new task is integrated into a proper position of the prioritized sequence in the merged worklist in accordance with the work-when-ready basis. | 2010-05-06 |
| 20100114787 | Internet based personality and compatibility profiling through handwriting analysis - Described herein is a method and system for identifying compatibility traits and corresponding levels of compatibility by trait through handwriting analysis. Subscribers or users of the profiling and dating service will take an internet based (online) handwriting analysis personality and compatibility test. Once the user completes the handwriting analysis test, they will instantaneously receive personality and compatibility information about themselves. The user will then have the opportunity to invite other friends, family members, significant others, dates, acquaintances, or any other individual to take the internet based handwriting analysis personality and compatibility test. Upon completion of the internet based handwriting analysis personality and compatibility test by the inviter and the invitee, instantaneous personality and compatibility comparison information will be displayed. | 2010-05-06 |
| 20100114788 | Cross-Network Social Networking Application Architecture - Particular embodiments of the present invention are directed to providing an application programming interface allowing developers to create a single version of a social networking application configured to execute on more than one social network, wherein such execution may be customized with respect to each particular social network in which the social networking application may execute. The same or alternative embodiments may also provide an application programming interface for saving and/or retrieving social networking application data in and/or from a common data store, allowing aggregation of data specific to the cross-network social networking application such that the data is available across multiple social networks. | 2010-05-06 |
| 20100114789 | SYSTEM AND METHOD FOR GUIDING USERS TO CANDIDATE RESUMES AND CURRENT IN-DEMAND JOB SPECIFICATION MATCHES USING PREDICTIVE TAG CLOUDS OF COMMON, NORMALIZED ELEMENTS FOR NAVIGATION - Systems and methods for guiding users to candidate resume and current in-demand job specification matches using a predictive tag cloud of common, normalized elements for navigation. The system automatically processes candidate resumes and job specifications expressed in natural language into a common, normalized, validated form. Users select a single job classification of interest, and subsequently select elements of interest from a tag cloud. Upon each selection, an engine may display a new set of elements that are found in combination with the previously selected elements, via a tag cloud, and a revised list of candidate resume/profiles or job specifications, any of which users can select. | 2010-05-06 |
| 20100114790 | System and Method for Aggregating Delivery of Goods or Services - A system and method for aggregating delivery of goods or services may be implemented using an aggregate delivery coordination system accessed through a computer network by users interested in participating in pooling activities. The coordination system receives inputs from users interested in participating and presents pooling activity information to the users in response to the user inputs. The coordination system also coordinates pooling activities between respective groups of the users to establish pooling activity delivery options aggregating delivery of goods or services for the respective groups. The coordination system further notifies the groups of users of completed pooling activities and the delivery options established for those groups. | 2010-05-06 |
| 20100114791 | Automated Interview Systems and Methods - Automated interview systems and methods are disclosed. An exemplary method comprises selectively presenting interview questions based on user input to at least one interviewee identified by a user, and receiving answers from the at least one interviewee in response to presenting the interview questions. The method further comprises compiling the interview questions and received answers as a recorded interview to assist the user to build online references for the user's products or services. | 2010-05-06 |
| 20100114792 | DATA PROCESSING DEVICE, COMPUTER PROGRAM, DATA STORAGE MEDIUM - When unit images UP output for display on a screen of a display device | 2010-05-06 |
| 20100114793 | Extended management system - A method of and system for transforming data representative of an organization into a model that supports the management and optimization of one or more aspects of organization risk and value, the development and optimized delivery of standard and customized risk transfer products for one or more organizations, and the development, valuation and sale of securities for one or more organizations. | 2010-05-06 |
| 20100114794 | PREDICTION OF FINANCIAL PERFORMANCE FOR A GIVEN PORTFOLIO OF MARKETING INVESTMENTS - Methods, systems, and computer program products are provided for quantifying financial impact of marketing investments. Time series data describing the financial performance generated by corresponding marketing investments that are made as a function of time is provided to configure an econometric model. The econometric model, which describes a linear relationship between the financial performance and the corresponding marketing investments, is transformed into an aggregated non-linear econometric model that includes non-linear factors causing the financial performance to change at a varying rate as a function of the marketing investments. | 2010-05-06 |
| 20100114795 | Stock broker social-professional website system - A broker social-professional website Internet system for registered stock brokers and investment brokers includes: A) a website and at least one host server, the website having sufficient software to provide a first level of use, a second level of use, a broker-related professional information center, and capacity to verify a professional broker member's approval by independent verification, either from a second, independent website or from stored, updated third party verification data. The first level of use, a professional broker member level, enables a professional broker to use the website to become a verified member, and, once verified, to input personal data and professional data. The second level of use for a second level user includes viewing features and at least some read only features for a user who is not a verified member, and, thus, a second level user. The broker-related professional information center provides at least one feature selected from the group consisting of a knowledge base, a blog, a chat room, a one-on-one chat room within the first level, a one-on-one chat room that includes the first level and the second level. | 2010-05-06 |
| 20100114796 | COMPUTER PROGRAM PRODUCT FOR SELECTING AN INVESTMENT PORTFOLIO BASED IN PART ON SOCIALLY RESPONSIBLE INVESTING CONSIDERATIONS - A computer program product is provided for selecting a recommended investment portfolio based in part on socially responsible considerations. A portfolio of securities is identified for potential inclusion in the recommended investment portfolio. Socially responsible investing (SRI) scores are provided for the identified securities, and the identified securities are ranked relative to each other based on their SRI scores in a computerized ranking engine. A processor receives an entry of initial weightings for each of the identified securities, or data by which initial weightings for each of the identified securities can be objectively calculated; the ranking of the identified securities based on their SRI scores; and an SRI multiplier algorithm that is correlated with the relative ranking. The initial weightings or the data are unadjusted by socially responsible considerations. The processor uses a weighting calculation engine to calculate adjusted weightings for the portfolio of securities using at least the entered items. Securities having higher ranked SRI scores relative to other securities receive greater weightings, and the weightings include non-binary weightings. The processor outputs the adjusted weightings for the portfolio of securities. The adjusted weightings are used to select the recommended investment portfolio based in part on socially responsible considerations. | 2010-05-06 |
| 20100114797 | OPEN END MUTUAL FUND SECURITIZATION PROCESS - A computer implemented system is provided for exchanging shares in an exchange traded product. A display is provided for displaying data representing shares of an exchange traded product comprising a leveraged portfolio of securities satisfying capitalization and performance criteria, the securities within the portfolio being weighted and having an expected future performance return greater than securities comprising a benchmark. The leveraged exchange traded product is configured for trading shares of the leveraged exchange traded product at a real time determined price related to the underlying price of each of the selected securities comprising the leveraged exchange traded product and related to the respective weightings of the selected securities. The exchange traded product can be open ended. An exchange computer is also provided for processing the exchange of the shares at a price related to the price of the securities within the leveraged portfolio, the exchange computer being configured to transmit data indicative of trades which occur intra-day over a communication network to an exchange clearing computer. | 2010-05-06 |
| 20100114798 | Managing Charging of Electric Vehicles - Managing electrical charging of vehicles with charging devices related to users demand and available power. One system comprises charging points comprising sockets and a communication module, and a mediator server comprising a database, an application and a graphical user interface. The mediator server is connected to the charging points, to the users and to public utilities and electricity providers. Each charging point is arranged to admit vehicles, couple their charging device to the socket and send vehicle data to the mediator server. The mediator server is arranged to process the vehicle data, user data, and data from the public utilities and the electricity providers, and calculate a vehicle priority and a charging allotment in relation to the number of vehicles at the charging point and to the processed data. Vehicles are charged according to the vehicle priority and the charging allotment. | 2010-05-06 |
| 20100114799 | Optimal dispatch of demand side electricity resources - A load dispatch system operates in response to algorithmic software to generate an optimized load dispatch schedule based on data selected from one or both of rebound effect data or optimized load dispatch schedule opportunity cost data corresponding to dispatching of resources with a contractually limited number of dispatches in a given time period. | 2010-05-06 |
| 20100114800 | Cartridge battery, management device, battery system, management method, and program - A battery system has: a first device that is operated by electric power, having a first connector arranged at a first location; a second device that is operated by electric power, having a second connector arranged at a second location; a rechargeable battery; and a connection section to be releasably connected to each of the first and second connectors, and includes a plurality of cartridge batteries with approximately the same outer shape and size. | 2010-05-06 |
| 20100114801 | Rail vehicle or other path-constrained vehicle equipped for providing solar electric power for off-vehicle use, and systems in support thereof - A method by which a path-constrained vehicle (or series of such vehicles), constrained to travel along a rail or guideway of a magnetic levitation system or to follow a catenary, is equipped to provide electric power derived for off-vehicle use derived from solar collectors formed or provided on the surface of the vehicle. The solar electric power is provided to a coupling system distributed proximate to the rail or guideway or catenary and/or provided as part of same. The coupling system then provides the power for possible use by the public electric power grid or other off-vehicle use, and may compensate the vehicle (or train of vehicles) for the electric power. | 2010-05-06 |
| 20100114802 | SYSTEM AND METHOD FOR AUTOMATICALLY DISTINGUISHING BETWEEN CUSTOMERS AND IN-STORE EMPLOYEES - An approach that automatically distinguishes between in-store customers and in-store employees is provided. In one embodiment, there is a learning tool configured to construct a model for an in-store employee; and a classifying tool, further comprising matching tool configured to: match attributes between a particular person and the constructed models for an in-store employee, the classifying tool configured to: classify persons into categories of employees and customers based on amount of matching attributes between a particular person and the model for an in-store employee. | 2010-05-06 |
| 20100114803 | APPARATUS AND METHOD FOR MODELING USER'S SERVICE USE PATTERN - Provided are an apparatus and method for learning and modeling a user's service use pattern. The method includes: collecting information about a service selected by the user and situation information of the user when selecting the service; learning the user's service use pattern based on the collected information; and updating a learning value of a corresponding context-service pair in a user model, which is comprised of context-service pairs, based on the learning result, wherein the situation information of the user includes one or more contexts. | 2010-05-06 |
| 20100114804 | REPRESENTATIVE HUMAN MODEL GENERATION METHOD - A representative human model generation method is provided. The method includes i) setting a design target population, ii) setting a target accommodating percentage of the design target population, iii) converting anthropometric sizes of the design target population to normalized squared distances, iv) setting a boundary region for a target accommodation percentage of the design target population using normalized squared distances, and v) forming a minimum number of clusters satisfying the target accommodation percentage by performing cluster analysis for anthropometric cases contained in the boundary region among the design target population. | 2010-05-06 |
| 20100114805 | Quantum entity state processing system & method - Systems and methods are described for processing quantum entity states by utilizing interference phenomena, and more specifically self-interference outcomes. The quantum entity states are embodiable in fermions and/or bosons, expressly including photons. Certain embodiments can utilize input quantum entity states that encompass one or more separable quantum entities and can be arranged to produce predictable outcome differences that are alterable in accordance with differences and/or similarities between separate input quantum entities. Additional outcome alterations are effectible via static and/or dynamic quantum entity state influencing constituents. Even further outcome alterations are effectible by associative quantum state influencing constituents that are additionally utilizable for interrelating separable embodiments. Interrelations of separable embodiments are achievable as well by employing at least a portion of at least a first outcome quantum entity state as an intermediary or a final interactor with at least a portion of a differing separable embodiments' quantum entity state. | 2010-05-06 |
| 20100114806 | Condition-Based Monitoring System For Machinery And Associated Methods - Real-time condition-based analysis is performed on a machine for providing diagnostic and prognostic outputs indicative of machine status includes a signal processor for receiving signals from sensors adapted for measuring machine performance parameters. The signal processor conditions and shapes at least some of the received signals into an input form for a neural network. A fuzzy adaptive resonance theory neural network receives at least some of the conditioned and shaped signals, and detects and classifies a state of the machine based upon the received conditioned and shaped signals, and upon a predetermined ontology of machine states, diagnostics, and prognostics. The neural network can also determine from the machine state a health status thereof, which can comprise an anomaly, and output a signal representative of the determined health status. A Bayesian intelligence network receives the machine state from the neural network and determines a fault probability at a future time. | 2010-05-06 |
| 20100114807 | REINFORCEMENT LEARNING SYSTEM - A reinforcement learning system ( | 2010-05-06 |
| 20100114808 | system and method for controlling an autonomous worksite - A control system is disclosed for providing a control decision to an autonomous worksite. The control system may include a communication interface configured to collect information related to an index of the autonomous worksite. The control system may also include a storage device configured to store the collected information and a plurality of constraint models. Each constraint model may characterize the mathematical relationship between the index and at least one control variable. The control system may further include a processor coupled to the communication interface and the storage device. The processor may be configured to build an optimization model for optimizing the index, based on the plurality of constraint models and the collected information. The processor may be further configured to determine the at least one control variable associated with the autonomous worksite by solving the optimization model. The processor may also be configured to make a control decision based on the determined control variable, and provide the control decision to the autonomous worksite. | 2010-05-06 |
| 20100114809 | Method of Organizing and Presenting Data in a Table - Methods of analyzing data are provided. An expert system receives input from at least a first source. Data is imported and analyzed by an expert system, wherein the expert system makes at least one first decision, which characterizes the data based on a rule base. The at least one first decision is displayable and modifiable by a first input from a first source. In response to the first input from the first source, the rule base may be re-applied to make at least one second decision, wherein the at least one second decision is different from the at least one first decision, or the at least one first decision may be accepted. The at least one first decision or the at least one second decision is then displayable and modifiable in response to a first input from a second source. In response to the first input from the second source, the rule base is either re-applied to make at least one third decision, wherein the third decision is different from the second decision, or either the first or second decisions are accepted. | 2010-05-06 |
| 20100114810 | METHODS AND SYSTEMS FOR MONITORING MACHINERY - A method and system for operating a facility having a plurality of equipment combinations wherein each equipment combination is operating interactively with at least one of another of the plurality of equipment combination is provided. The method includes receiving, in real-time, for each of the plurality of equipment combinations, a plurality of measured process parameters, determining at least one derived quantity from the plurality of measured process parameters, and recommending a change to an equipment operation based on the measured process parameters and the derived quantities. | 2010-05-06 |
| 20100114811 | DIRECT CONSTRUCTION OF FINITE STATE MACHINES - A method and system for direct construction of a minimal deterministic finite state machine corresponding to a regular expression are provided. The method includes providing a regular expression represented as a regular expression tree with nodes of operators and leaves of elementary character transitions and traversing the regular expression tree recursively to build minimal finite state automata (FSAs) corresponding to the branches of the tree, wherein the FSAs end in a specified tail automaton. The operators are concatenation, alternation, and Kleene closure. A concatenation operation is performed by recursive construction in reverse order wherein each automaton built becomes the tail for the preceding argument of the operation. An alternation operation is performed by recursively building automata corresponding to the arguments of the operation with the same tail and merging them. A Kleene closure operation is performed by: building an automaton terminating in a unique marker; merging the automaton with the tail automaton to form a combined automaton; and traversing the combined automaton to expand the marker into transitions and states to achieve the intended behaviour. | 2010-05-06 |
| 20100114812 | NAME CLASSIFIER TECHNIQUE - A particular technique for classifying a name includes accessing a name; dividing the name into a series of first n-grams; forming multiple concatenated second n-grams by concatenating pairs of the first n-grams; for each of multiple groups, for each of the second n-grams, determining the term frequency-group frequency score; for each of the multiple groups, summing up the term frequency-group frequency scores for each second n-gram for that group; and determining a likelihood that the name belongs to one group of the multiple groups based on the summed scores, wherein a largest summed score indicates a greater likelihood that the name belongs to the one group. | 2010-05-06 |
| 20100114813 | METHOD AND RHYTHM EXTRACTOR FOR DETECTING AND ISOLATING RHYTHMIC SIGNAL FEATURES FROM AN INPUT SIGNAL USING THE WAVELET PACKET TRANSFORM - A method of detecting and isolating at least one rhythmic component from a discrete-time input signal, comprises subjecting the input signal to discrete wavelet packet transform multi-resolution analysis; applying wavelet packet basis selection criteria to the result of the analysis to evaluate rhythmic signal features of the input signal; and isolating at least one rhythmic signal component from the input signal based on the evaluation. | 2010-05-06 |
| 20100114814 | ONLINE MARKETPLACE FOR AUTOMATICALLY EXTRACTED DATA - A system for automatically locating and data-typing information originating from many Web pages, and then collecting that information in a database. The database is then made available via an online data marketplace which allows users from different organizations to buy and sell related data, associated advertisements, and access to the communities of end-users who may also view advertisements and make purchases. | 2010-05-06 |
| 20100114815 | METHODS AND APPARATUS TO PERFORM DATABASE RECORD REPORTING USING A WEB BROWSER INTERFACE - Methods and apparatus to perform database record reporting using a web browser interface are disclosed. An example method disclosed herein comprises pre-calculating first summary data and a first number of data records expected to be returned for a first reporting query, the first reporting query designated as a summary reporting query, the first summary data determined from a first set of data records obtained in response to querying a database based on first search criteria included in the first reporting query, providing the first reporting data and the first number of data records without querying the database in response to an invocation of the first reporting query, and querying the database to identify a second set of data records satisfying the first search criteria in response to an invocation of a second reporting query, the second reporting query designated as a detailed reporting query. | 2010-05-06 |
| 20100114816 | Transcode Matrix - A transcode architecture determines if a media source file needs to be transcoded for playback on a target playback device, and if so, the proper format needed for transcoding the source file. A transcode architecture includes a transcode manager, a transcode matrix, a transcode engine and a cache for storing transcoded media files. A media library stores media source files and device capabilities information. The transcode manager controls a transcode process in which the transcode matrix generates a profile for a media source file and accesses device capabilities that indicate playback capabilities for a target playback device. The transcode matrix compares parameters of the source profile with the device capabilities to decide whether the source file must be transcoded to enable playback of the file on the target playback device, and if so, the proper format needed for transcoding the source file. | 2010-05-06 |
| 20100114817 | REPLICATION OF OPERATIONS ON OBJECTS DISTRIBUTED IN A STORAGE SYSTEM - One embodiment is a method that reads audit from an audit trail of a source database distributed across multiple storage systems with independent audit trails and then replicates the audit trail to a target database distributed across multiple storage systems with independent audit trails without manual coordination by a database administrator. | 2010-05-06 |
| 20100114818 | METHOD AND SYSTEM FOR MANAGING AND MODIFYING TIME DEPENDENT DATA STRUCTURES - A system, method, and computer-readable medium having instructions thereon for executing a method are provided for effecting modification of, e.g., updating, a target application or document. An embodiment of the present invention provides for the updating of a target application or document having specific time split operations in, for example, an enterprise resources planning system (ERP). | 2010-05-06 |
| 20100114819 | GENERATING APPARATUS, REPRODUCING APPARATUS AND REPRODUCING METHOD OF CONTENTS WITH SMELL REPRODUCING INFORMATION - The present invention provides the identification codes to the plurality of smell information and databases them, making it possible to identify the information on each smell and adds the smell data and smell reproducing information for at least one smell to the media data, making it possible to provide the contents with the plurality of smell reproducing information. Further, the smell diffusing apparatus includes the plurality of smell diffusing components to combine at least two smell diffusing components corresponding to the smell data and discharge them to the outside such that it can reproduce complex smells, thereby making it possible to effectively process a plurality of smell information. | 2010-05-06 |
| 20100114820 | ELECTRONIC LIBRARY BOOK - A computer implemented method and computer program product are presented for accessing items from a library. The computer-implemented method and program product comprises receiving a connection from a portable media storage device to an electronic check out device at the library. A search request is received from a user for an item in the library available in digital format. A screen is presented to the user with information about the item and a date of expiration. The item is downloaded to the portable media storage device. The item for viewing on the portable media storage device is presented for a definite period of time. The user is provided with a reminder to renew the item prior to the date of expiration. | 2010-05-06 |
| 20100114821 | DATABASE REPLICATION SYSTEM - A method and apparatus for updating a slave system in a multi-master replication network is provided. The method involves executing a first event on a first master system within the multi-master replication network and executing a second event on a second master system in the multi-master replication network, where the first event and the second event are identical. The method further involves selecting an event from the first event and the second event and executing the selected event on a slave system. | 2010-05-06 |
| 20100114822 | Method and System for Agent-Assisted Browsing - In one embodiment, the invention provides a method for accessing data remotely by using a telecommunications network through an internet capable client device. The method comprises providing to a live agent, a desktop control with relevant tools to facilitate an interaction with a caller and maintaining a voice call via a telecommunications network between said live agent and said caller. The method further comprises identifying an endpoint device of the caller and displaying synchronized information relevant to what the caller said during the voice call simultaneously on the desktop control and the endpoint device, the information being configured for display on the endpoint device. | 2010-05-06 |
| 20100114823 | Methods and Systems For Updating Web Pages Via a Web Data Instant Update Utility - A method for updating web pages on a web server without republishing the web pages involves providing on a production database server a live version of one or more business data tables containing information used to populate web pages on a production web server and storing in a quality assurance database server a quality assurance version of the business data tables that can be used to populate pages on a quality assurance web server. A maker at a business workstation can access the quality assurance database server from time to time and enter a change to data on the quality assurance version of the business data tables. Thereafter a checker at the business workstation accesses the quality assurance database server to review and approve or reject the changes to the data on the quality assurance version of the business data tables, and if the checker approves the changes, the changes to the data on the quality assurance version of the business data tables are replicated from the quality assurance database server to the live version of the business data tables on the production database server. | 2010-05-06 |
| 20100114824 | REPLICATION FOR COMMON AVAILABILITY SUBSTRATE - Systems and methods that supply a replication layer/agent that is generic to supporting a plurality of storage configuration as part of a distributed store. Such distributed store employs a Common Availability Substrate (CAS) for data transport and consistency, to render the distributed store scalable and available. Such an arrangement enables continuous operation of the store, while the replication subsystem creates new replicas (e.g., for load balancing, failover, and the like). | 2010-05-06 |
| 20100114825 | VERSION CONTROL ENVIRONMENT FOR VIRTUAL MACHINES - A method of maintaining update history of a virtual machine (VM) is disclosed. The VM includes a version number. The method includes continuously monitoring a state of the VM. The monitoring of the state including detecting updates in configurations and applications of the VM. The changes in a status of the applications and the configuration are captured and metadata of the VM is updated when a change in the configurations or in the applications is detected. The version number of the VM is then incremented. | 2010-05-06 |
| 20100114826 | CONFIGURATION MANAGEMENT IN DISTRIBUTED DATA SYSTEMS - Systems and methods for managing configurations of data nodes in a distributed environment A configuration manager is implemented as a set of distributed master nodes that may use quorum-based processing to enable reliable identification of master nodes storing current configuration information, even if some of the master nodes fail. If a quorum of master nodes cannot be achieved or some other event occurs that precludes identification of current configuration information, the configuration manager may be rebuilt by analyzing reports from read/write quorums of nodes associated with a configuration, allowing automatic recovery of data partitions. | 2010-05-06 |
| 20100114827 | SYSTEM AND METHOD FOR DOCUMENT MANAGEMENT - A system and method for document management in an industry where mass volumes of drawings are exchanged and worked upon is facilitated and streamlined. The system has a server in communication with a plurality of remote workstations. Each of the workstations includes a display and interface. The system standardizes the documents, and is operable to display the same document in each of the workstations. Thus, revisions by an authorized person may be made and seen by the other workstations. The system and method disclosed herein also ensures that drawings are delivered to the appropriate personnel as only authorized users may access the system, and eliminates the potential use of outdated drawings in planning as each drawing is automatically time and date stamped and placed in sequential order. | 2010-05-06 |
