| 18th week of 2016 patent applcation highlights part 54 |
| Patent application number | Title | Published |
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| 20160125401 | METHOD, TERMINAL, SERVER, DEVICE, AND SYSTEM OF VERIFICATION CONTROL - Method and device of facilitating online interactions using dynamic barcodes are disclosed. The method includes: a server receiving, from a first device, an interaction set-up request including information for an online interaction awaiting execution; in response to the interaction set-up request, generating an initial barcode in accordance with the interaction set-up request, wherein the initial barcode is configured to initiate subsequent execution of the online interaction when the initial barcode is scanned by a scanning device before expiration of the initial barcode; sending the initial barcode to the first device, wherein the first device is configured to cause the initial barcode to be displayed on a display device; and after sending the initial barcode, sending an updated barcode to the first device in accordance with predetermined barcode expiration criteria. | 2016-05-05 |
| 20160125402 | METHOD AND DEVICE FOR PAYMENT USING TOKEN - Methods and devices for payment using token are provided, one of methods comprises, receiving a public key and a payment device token from a payment device, creating a digital signature through encryption of the payment device token and a stored user token using the public key, and payment request data including the digital signature, transmitting the payment request data to the payment device and updating the user token through performing of a token update operation. | 2016-05-05 |
| 20160125403 | OFFLINE VIRTUAL CURRENCY TRANSACTION - A method of conducting an offline virtual currency transaction is disclosed. The method may include steps of generating one or more virtual wallets; depositing certain amount of virtual currency in said virtual wallets; a payer transmitting at least a portion of said virtual currency to a payee through an offline platform; and payee confirming reception of the virtual currency. In one embodiment, the step of transmitting at least a portion of said virtual currency to another user through an offline platform may include a step of scanning a QR (Quick Response) code to transmit the virtual currency. In another embodiment, the virtual currency can also be transmitted through infrared. In a further embodiment, the step of confirming reception of the virtual currency may include a step of said payee deleting private key. | 2016-05-05 |
| 20160125404 | FACE RECOGNITION BUSINESS MODEL AND METHOD FOR IDENTIFYING PERPETRATORS OF ATM FRAUD - A system and method for identifying perpetrators of ATM fraud. A subscription fee is collected for defined services for collecting, processing, and analyzing facial data. Facial data is acquired from a person conducting a transaction with an automated transaction system having a camera device. The facial data is linked to a transaction identifier including at least time and location associated with the transaction. The facial data and the transaction identifier are stored in a centralized repository. Upon request from an authorized subscriber to identify the person based on the transaction identifier, because the transaction is deemed fraudulent, the facial data associated with the transaction identifier is compared to facial profiles obtained from private, public, and law enforcement databases. Potential identity matches are generated based on the facial profiles. The potential identity matches are output to the authorized subscriber for further prosecutorial and/or investigative actions. | 2016-05-05 |
| 20160125405 | System and Method for Updating Account Information - Embodiments transmit user account updates to a transacting party within an authorization response message without receiving or requesting an inquiry from the transacting party. Both the old account information and the new account information may be included in the authorization response message sent to the transacting party. Accordingly, the updated account information is provided to the transacting party as a part of the transaction processing. The user account update may include a new account identifier assigned to the account, changes to the user information (e.g. name, address, etc.), changes to the information (e.g. expiration date, security code, etc.) associated with the account. | 2016-05-05 |
| 20160125406 | TIME-VARYING SECURITY CODE FOR ENABLING AUTHORIZATIONS AND OTHER USES OF FINANCIAL ACCOUNTS - A portable device is provided that carries account data. The account data may include a security code having a value that is time-varying. The value of the security code may be programmatically varied based on at least one of an algorithm or event. Authorization and use of the account may be sought from an authorization agent using the account data provided on the portable device. | 2016-05-05 |
| 20160125407 | Systems and Methods for Secure Remote Payments - Systems and methods for secure payments are disclosed herein. Authentication of devices with a payment gateway, for making purchases, may occur prior to effecting purchases. Once authentication of the device has occurred with the payment gateway the device user may quickly and easily transact with any vendor in trusted communication with the payment gateway. The device may be altered to allow it to request purchases, as well as to allow vendors, trusted by the payment gateway, to request purchases be made. | 2016-05-05 |
| 20160125408 | DYNAMIC FINANCIAL MANAGEMENT SYSTEM, METHOD AND DEVICE - A dynamic personalizable automated finance management system that provides a financial management platform that enables users to easily generate a plurality of customized rules or conditions associated with one or more accounts thereby creating account plans that intelligently and passively execute the transfer of funds among accounts. The rules with a plan are able to define if, how much, when and where to transfer money to and from the accounts based on user entered criteria or triggers upon which the rules/conditions are based. | 2016-05-05 |
| 20160125409 | System and Method for Authorizing Direct Debit Transactions - A system and method for authorizing a direct debit transaction is provided. A remotely accessible server receives a request from a clearing entity to conduct a direct debit transaction against a financial account of a consumer on behalf of a merchant, and checks whether the consumer has previously approved a debit against the account on behalf of the merchant. If the consumer has previously approved a debit on behalf of the merchant, an authorization message is generated and transmitted to the clearing entity. If the consumer has not previously approved a debit on behalf of the merchant, an electronic prompt is generated to an electronic device of the consumer requesting the consumer to approve or deny the debit. In response to the consumer indicating approval, a debit authorization message is generated and transmitted to the clearing entity, and a database is updated to indicate approval by the consumer. | 2016-05-05 |
| 20160125410 | System and Method for Detecting and Preventing Social Engineering-Type Attacks Against Users - The invention relates to system for validating a transaction in an institution and ensuring that said transaction has not been exploited by use of social-engineering, which comprises: (A). in an institution server: (a) a validation engine which is configured to: (a.1)receiving a request message for the performance of a transaction validation against a possibility of social-engineering type manipulation, said request comprises parameters of said transaction; (a.2) based on a set of predefined rules and on a storage of predefined template messages, selecting a message template from said storage, filling fields of the message with specific data, and sending an inquiry message to an application of said institution within a customer device; and (a.3) receiving a response message from said application, and either repeating formulation and sending of an additional message to said application, or concluding the request; (B.) in a customer device: (b) an application and a user interface for: (b.1) receiving said inquiry message, and displaying the same to the customer; (b.2) receiving a customer response to said inquiry message, formulating a response message, and forwarding to said institution server; wherein said rules and said template messages are particularly designed to allow formulation of messages by said validation engine that inquire the customer with respect to social-engineering types of issues. | 2016-05-05 |
| 20160125411 | SECURE PASSCODE ENTRY USING MOBILE DEVICE WITH AUGMENTED REALITY CAPABILITY - Secure passcode entry using a mobile device having augmented reality capability. The mobile device is registered with an authorization server to register an agreed input display algorithm with an initialization seed, and a user passcode is registered with the authorization server. A superset of options is obtained from an input interface device at which a user passcode is to be entered. The superset of options is processed using the input display algorithm and initialization seed to result in an arrangement of characters including the characters of a registered user passcode. The arrangement of characters is overlaid using the augmented reality capability of the mobile device in relation to an input interface of the input interface device. | 2016-05-05 |
| 20160125412 | METHOD AND SYSTEM FOR PREVENTING IDENTITY THEFT AND INCREASING SECURITY ON ALL SYSTEMS - The present invention provides a method and system for preventing identity theft and increasing security on systems. Some embodiments include receiving, into a computer system, a request to perform an electronic transaction for an identified human user at a remote location; accessing, by the system, a set of authentication criteria of the identified user; retrieving, into the system, a plurality of real-time authentication parameters relevant to the user and to the transaction; and comparing, by the system, the plurality authentication criteria to the accessed set of authentication parameters of the user and either authorizing an action to complete the electronic transaction or not. Some embodiments include displaying, on a first personal electronic device of the user, an indication of the real-time alert of the request to perform the electronic transaction; and eliciting and receiving a real-time authorization indication from the user using the first personal electronic device of the user. | 2016-05-05 |
| 20160125413 | Image Recognition-Based Payment Requests - The present disclosure involves systems, software, and computer implemented methods for sending payment requests to one or more persons or entities based on images in which the persons or entities appear. In one example, the process may include identifying an image associated with a payment request, the identified image containing at least one recipient associated with the payment request, and wherein the payment request includes a value, analyzing the identified image to identify the at least one potential recipient of the payment request, identifying contact information associated with the at least one identified recipient of the payment request, and sending the payment request to the at least one identified recipient of the payment request via a destination associated with the identified contact information. | 2016-05-05 |
| 20160125414 | MOBILE WALLET AS A CONSUMER OF SERVICES FROM A SERVICE PROVIDER - A system for supporting transactions by mobile devices includes a mobile transaction platform server hosting and managing a plurality of wallet services and at least one interface for deployment of the mobile transaction server within a network ecosystem used by a service provider. The service provider uses a resource of the mobile transaction platform to publish software that provides incremental functionality to a wallet application that operates on the mobile transaction platform | 2016-05-05 |
| 20160125415 | BIOMETRIC AUTHENTICATION OF MOBILE FINANCIAL TRANSACTIONS BY TRUSTED SERVICE MANAGERS - In one embodiment, a method comprises storing a biometric trait of a user in a data communication device of the user, comparing a biometric trait input into the device with the biometric trait stored in the device, generating a certificate authenticating the user within the device if the biometric trait input into the device matches the biometric trait stored in the device, and facilitating a financial transaction of the user using the certificate. | 2016-05-05 |
| 20160125416 | AUTHENTICATION SYSTEM - A user having a computer hardware device can perform a secure transaction by entering on the device user data comprising unique knowledge of the user (such as a password) or biometric information of the user or both, generating with the device processor a pseudo random number, and generating a seed for a public/private key pair by combining the user data and the pseudo random number. The key pair is generated with the seed and transmitted to the server. Also a digital signature is created with the private key and the user data and also transmitted to the server. The digital signature is verified using the public key and if the user data matches previously stored user data, the transaction is allowed to proceed. | 2016-05-05 |
| 20160125417 | TERMINAL FOR MAGNETIC SECURE TRANSMISSION - Devices, systems, and methods for securely converting a user's existing static payment card data into dynamic card data that can be authenticated by card issuers or by a stand-in service provider, such as a payment network or processor without requiring the card issuers to make infrastructure changes. The dynamic data can be provisioned onto a magnetic secure transmission device (MST) either directly from a card issuer or using a swiper type device. Devices, systems, and methods are also disclosed for securely provisioning a dynamic card onto the MST by the card issuer. These dynamic cards may be used to transmit modified one-time-use card track data from the MST to a point of sale using a dynamic-CVV methodology to provide higher levels of security during a transaction. | 2016-05-05 |
| 20160125418 | CUSTOMER CONFIGURABLE SUPPORT SYSTEM - A customer configurable support system and methods for controlling the same are provided. The customer configurable support system, for example, may include, but is not limited to, a memory configured to store control data and production data, the production data comprising data used by each of the plurality of customer systems to control the operation of at least one configurable component for each of the plurality of customer systems, and a processor communicatively coupled to the memory, the processor configured to receive work package data, the work package data including a first update to at least one of the control data and the production data stored in the memory, receive a selection of at least a subset of the plurality of customer system to receive the work package data, and transmit the work package data to the selected plurality of customer systems. | 2016-05-05 |
| 20160125419 | SPEECH ANALYSIS AND EVALUATION SYSTEM AND METHOD - A speech analysis and evaluation system and method where behavioral and conversational features of successful customer representatives are determined. Reference models are obtained by analyzing the voices of the successful customer representatives. A successful customer representative is the one that increases customer's satisfaction as a result of a conversation with a customer. Reference models that are generated by analyzing the voices of successful customer representatives are used for recruitment and training purposes. | 2016-05-05 |
| 20160125420 | PROVIDING FEEDBACK-BASED RATE ADJUSTMENT FOR ELECTRONIC COMMUNICATION SERVICES - Various embodiments directed to the calculation, assessment, and adjustment of costs assessed to senders of unwanted messages, such as email messages, are described. In one embodiment, feedback data associated with emails transmitted on behalf of a sender is received, and complaint data associated with the sender is updated based on the feedback data. Further, one or more complaint thresholds for one or more time intervals are determined. The complaint thresholds can be determined based on a volume of messages sent by the sender over one or more time periods, for example, or other factors. A cost is assessed to the sender in response to a comparison of the complaint data to one or more of the complaint thresholds. Additionally or alternatively, costs to the sender can be adjusted in response to the comparison of the complaint data to the complaint thresholds. | 2016-05-05 |
| 20160125421 | SYSTEM FOR LICENSE DATA ANALYSIS AND PROCESSING - This invention relates to a computer system for the compilation, tracking and aggregation of entity data to centralize licensing information in a single repository for use by various entities to ensure compliance and expedite information retrieval and access across an enterprise. | 2016-05-05 |
| 20160125422 | LOCATION-BASED POLICY GUIDANCE SYSTEM - A system includes a processing device and a memory device in communication with the processing device. The memory device stores instructions that when executed by the processing device result in displaying a list that includes two or more geographic locations in which an entity has assets. The system can determine which geographic locations are selected and determine an inclusion and exclusion rule set specific to each of the selected geographic locations. A link can be generated between each of the selected geographic locations and the inclusion and exclusion rule set specific to each of the selected geographic locations. A record set can be output on an interactive user display including each of the selected geographic locations and an instance of the link to display the inclusion and exclusion rule set specific to each of the selected geographic locations based on a link selection. | 2016-05-05 |
| 20160125423 | Managing Customs Information - A broker management computer system (“BMCS”) receives from a logistics computer system (“LCS”) information regarding an asset to be imported into a country. The BMCS creates an initial import record in a BMCS database. The initial import record includes information regarding the asset and a unique BMCS control number generated by the BMCS. The BMCS issuing an initial import packet including the BMCS control number and provides the initial import packet to an import broker in the country. The BMCS receives from the import broker a customs packet including documents that show that the asset has cleared customs in the country, a declaration number, and the BMCS control number. The BMCS searches the BMCS database using the BMCS control number as a key for the search, finds the initial import record, and updates the initial import record with the declaration number. | 2016-05-05 |
| 20160125424 | SYSTEMS AND METHODS FOR DYNAMICALLY IDENTIFYING ILLEGITIMATE ACCOUNTS BASED ON RULES - Systems, methods, and non-transitory computer-readable media can receive a set of accounts associated with a specified time frame. One or more features and one or more feature combinations can be analyzed for each account in the set. Feature metrics for the one or more features and the one or more feature combinations can be determined for each account in the set. Threshold values for the feature metrics can be acquired. At least one rule can be implemented based on at least some of the feature metrics and at least some of the threshold values. | 2016-05-05 |
| 20160125425 | AUTOMATIC CONNECTED VEHICLE ENROLLMENT - The present invention is directed toward an automated automotive enrollment system and method for automatically enrolling a vehicle whereafter the vehicle may be registered with one or more subscription-based events based on customer and vehicle data associations. In one more embodiments, a computer implemented method provides for identifying customer and vehicle information in conjunction with registration and subscription event opportunities, and provides for activating an associated subscription set in response to the specific customer and vehicle information so that the vehicle is suitably enrolled. | 2016-05-05 |
| 20160125426 | Determining Engagement Levels Based On Topical Interest - The current subject matter describes generating effective personal connections and/or marketing leads based on scores computed per topic for individuals attending an event. A computing device associated with an event attendee can receive data characterizing an attendee's activity related to a topic. The computing device can send this data to a computing server connected to the computing device via a communication network. The computing server can obtain a weight associated with the activity from a database. The computing server can generate a score for one or more topics for the event attendee based on the weight. The computing server can send a recommendation based on the score(s) to at least one of a computing device of another event attendee, an entity having a marketing interest in the event, a marketing automation application, and a customer relationship management application. | 2016-05-05 |
| 20160125427 | METHOD AND SYSTEM FOR LINKING PERSONAL NEEDS AND SPEND BEHAVIOR - A method for identifying relationships between consumer and merchant service characteristics includes: storing consumer profiles that include consumer characteristics associated with a consumer and transaction data for transactions involving the associated consumer and a specified merchant; storing merchant profiles that include service characteristics associated with a merchant; identifying a group for each consumer characteristic that includes consumer profiles having that consumer characteristic; identifying a group for each service characteristic that includes merchant profiles having that service characteristic; and identifying characteristic relationships that include a consumer characteristic and service characteristic based on transaction data included in consumer profiles in the consumer group of the consumer characteristic that involve merchants associated with merchant profiles in the merchant group of the service characteristic. | 2016-05-05 |
| 20160125428 | Systems and Methods for using a Product History to Create a Linguistic Corpus for a Product - There is provided a system having a memory for storing a software application, where the software application includes a product database. The product database includes a product history for a plurality of products. A processor is configured to execute the software application. The software application receives product requirements for a new product, determines at least one related product from the plurality of products based on the product requirements for the new product, evaluates the product history of the at least one related product to determine a linguistic corpus for the new product, and creates the linguistic corpus for the new product. | 2016-05-05 |
| 20160125429 | SYSTEM AND METHOD FOR GENERATING MOTIVATON PROFILES OF INDIVIDUALS - A system and computer-implemented method for generating motivation profiles of one or more individuals is provided. The system comprises an administrator interface configured to provide options for configuring default profiles and defining one or more stimuli. The system further comprises a processing module configured to present the one or more defined stimuli to the one or more individuals. The processing module is further configured to receive and process responses to the one or more presented stimuli. Also, the processing module determines if one or more motivational factors associated with the one or more presented stimuli influenced the behavior of the one or more individuals. The processing module further determines degree of influence of each of one or more motivational factors on the one or more individuals. In addition, the processing module is configured to generate motivation profiles of the individuals based on the determined degree of influence. | 2016-05-05 |
| 20160125430 | Behavior Analysis Device - In order to solve the problem of an increase in the number of electronic devices that transmit specific signals and are installed inside a store in order to obtain traffic line information, the present invention calculates position coordinates in a facility using a calculation formula based on the number of signals received and the pattern of the number of signals received, and determines traffic line information. | 2016-05-05 |
| 20160125431 | COMPETITIVE AIRLINE MARKET DATA ANALYSIS - Methods for competitive market data analysis is disclosed herein. The methods comprise receiving historical data for a plurality of air carriers. The historical data is normalized and partitioned into competitive market segments. Additionally, historical airline data related to an airline is received. The historical airline data is analyzed in view of the competitive market segments. Based on the analysis, a schedule and fleet selection of the airline can be modified. | 2016-05-05 |
| 20160125432 | IDENTIFYING INFLUENTIAL USERS OF A SOCIAL NETWORKING SERVICE - A system includes a memory storing a dataset representing a community of users of a social networking service, the social networking service providing a platform enabling a user within the community to communicate with at least one of a plurality of other users within the community. The system includes a processor coupled to the memory, the processor configured to determine a ranking of the service users in the dataset based on an initial influence score for at least one of the users. The processor is also configured to determine a contribution to a first user within the community by at least one second user of the plurality of other users within the community, and calculate an influence score for the first user. The ranking is revised based at least in part on the calculated influence score, and information is rendered to a target user based on the revised ranking. | 2016-05-05 |
| 20160125433 | METHOD AND SYSTEM FOR DATA FORECASTING USING TIME SERIES VARIABLES - A method for identifying relationships between time series variables includes: storing a plurality of transaction data entries, each including a transaction time and transaction data; receiving a data request including a time period, time interval, a requestor time series variable, and a data value for each interval during the period; calculating for each of a plurality of processor time series variables, a data value for each interval during the period, the data values based on the transaction data and transaction times included in the transaction data entries; identifying a related processor time series variable based on a correspondence between the data value for each interval during the period for the variable and the data value for each interval during the period for the requestor time series variable; and transmitting the identified at least one related processor time series variable and the respective data values for each interval during the period. | 2016-05-05 |
| 20160125434 | SYSTEM FORECASTING AND IMPROVEMENT USING MEAN FIELD - A set of SKUs is divided into a plurality of different Mean Field clusters, and a tracker (or sensor) is identified for each cluster. Product decisions for each Mean Field cluster are generated based on the tracker (or sensor) and each Mean Field cluster is then deconstructed to obtain product decisions for individual SKUs in the Mean Field cluster. | 2016-05-05 |
| 20160125435 | INTERROGATION OF MEAN FIELD SYSTEM - A set of SKUs is divided into a plurality of different Mean Field clusters, and a tracker (or sensor) is identified for each cluster. Product decisions for each Mean Field cluster are generated based on the tracker (or sensor) and each Mean Field cluster is then deconstructed to obtain product decisions for individual SKUs in the Mean Field cluster. An interrogation system operates an interpretation of rules that were used to generate the product discussion. | 2016-05-05 |
| 20160125436 | COMPUTER-READABLE MEDIUM, SYSTEM AND METHOD - A system includes: circuitry configured to receive a condition regarding a constraint condition of a product, acquire past requirement values for the product, predict, for each of a plurality of periods, requirement value for the product by calculating the requirement value for each of the plurality of periods based on the acquired past requirement values, generate, based on the predicted requirement value for each of the plurality of periods, a probability distribution of the constraint condition for each of a plurality of requested arrangements each of which indicates requested quantities of the product for each of the plurality of periods, and output at least one of the plurality of requested arrangements, based on the generated probability distribution and the received condition regarding the constraint condition. | 2016-05-05 |
| 20160125437 | ANSWER SEQUENCE DISCOVERY AND GENERATION - Aspects of the present disclosure are directed toward discovering and generating answer sequences. Aspects are directed toward parsing, by a natural language processing technique configured to analyze syntactic and semantic content, a corpus of data for a subject matter. Aspects are also directed toward detecting a first set of answers including a first answer corresponding to a first answer category and a second set of answers including a second answer corresponding to a second answer category. Both the first and the second answer categories may relate to the subject matter. Aspects are also directed toward identifying a first set of ordering data for the first set of answers and the second set of answers. Aspects are also directed toward determining a first answer sequence corresponding to an order of the first set of answers and the second set of answers. | 2016-05-05 |
| 20160125438 | SYSTEM AND METHOD FOR FAST AND NUANCED SENTIMENT EVALUATION - A System and method for fast and nuance evaluation of the nature and/or intensity of the Sentiment of a Respondent in regard of a predefined Sentiment Indicator, with this person reacting to that Indicator by sliding one or several fingers on a touch sensitive surface, which sliding is analyzed according to predefined Patterns with matching sliding being translated into a Value representative of that sliding, Value that is available for instant or deferred processing, sharing or rendering on a screen. | 2016-05-05 |
| 20160125439 | METHODS AND APPARATUS TO CORRECT SEGMENTATION ERRORS - Methods, apparatus, systems and articles of manufacture are disclosed to correct segmentation errors. An example disclosed method includes identifying, with a processor, a segment group comprising observation data associated with two or more segments, respective ones of the two or more segments having a similar first characteristic and a dissimilar second characteristic, identifying first portions of the observation data having errors, generating a first matrix of binary indicators associated with the observation data, the binary indicators associating the first portions of the observation data with a first correction factor, and generating a value for the first correction factor by minimizing a residual sum of squares of the segment group observation data associated with the first matrix of binary indicators. | 2016-05-05 |
| 20160125440 | METHODS AND APPARATUS TO IDENTIFY PUBLISHER ADVERTISING BEHAVIOR - Methods, apparatus, systems and articles of manufacture are disclosed to identify publisher advertising behavior. An example disclosed method includes initiating a first probing effort of an Internet publisher of interest to establish a baseline advertising ratio for a plurality of advertisers, determining a first advertising deviation based on a difference between the baseline advertising and a local advertising associated with a first geography of interest, and establishing a first probing frequency for the first geography of interest based on the first advertising deviation. | 2016-05-05 |
| 20160125441 | METHOD AND SYSTEM FOR TRACKING CONSUMER CONFIDENCE BASED ON TRANSACTION DATA - A method of generating a more objective consumer confidence and more particularly to tracking consumer confidence objectively based on data regarding past transactions. | 2016-05-05 |
| 20160125442 | USER SCORES BASED ON BULK RECORD UPDATES - User scores based on bulk record updates is described. A system receives record updates submitted by a user. The system subtracts a penalty debit from a user score, which corresponds to the user, for each record which corresponds to at least one of the record updates and which is removed from purchasing availability. The system adds a full credit to the user score for each record which corresponds to at least one of the record updates and which is purchased. The system adds a partial credit to the user score for each record which corresponds to at least one of the record updates and which is yet to be purchased and which is yet to be removed from purchasing availability, wherein the partial credit is a positive value that is less than the full credit. The system enables the user to access records, based on the user score. | 2016-05-05 |
| 20160125443 | Method of Implementing an Associate Referral Compensation System with a 1.5-ary hierarchical rooted tree - In a 1.5-ary hierarchical rooted tree compensation-based referral marketing system, each associate in the tree has one whole associate spot and one half associate spot in a subordinate tier of the tree. New associate referrals are places into the upmost, leftmost open spot in the tree. Referrals are either placed into a whole spot downline of the referring associate, or into two half spots downline of the referring associate, depending on whether the upmost, leftmost unoccupied associate spot is a whole spot or a half spot. Referrals by an associate in two half spots alternate downline of the two half spots occupied by the referrer. Associates in whole spots earn each commissions earned by each downline associate, and associates in two half spots earn half commission for each associate downline of both half spots. | 2016-05-05 |
| 20160125444 | SYSTEMS AND METHODS FOR ENHANCED CUSTOMER LEAD GENERATION, CAPTURE, AND MANAGEMENT - A computer-implemented system including a lead-engine server operatively coupled to an administrator computing system and a group of mobile devices. The lead-engine server may be configured to assign field user data among multiple campaign groups and define multiple, different campaigns for different groups of field users. The lead-engine server may also generate incentive programs and track the lead-generation input associated with the first field user. The lead-engine server may also be configured to generate a field-user specific website and communicate promotional information to potential leads that includes a link to the website. | 2016-05-05 |
| 20160125445 | INTEGRATED INTERNET BANKING SYSTEM AND METHOD OF USE - As part of an integrated banking platform, an internet banking platform includes a banking server, a processor, and a memory module. The memory module includes stored computer program code. The memory module, the stored computer program code, and the processor are configured to cause the banking server to receive access to a rewards program server associated with a rewards account platform. Further, the server is caused to receive enrollment information associated with a user, and to connect to the rewards program server. The server is also caused to transmit an enrollment request message to the rewards program server. The enrollment request message includes at least a subset of the enrollment information. Additionally, the server is caused to receive an enrollment response message that indicates whether the user has been enrolled in a rewards account maintained by the rewards account platform. | 2016-05-05 |
| 20160125446 | SYSTEM AND METHOD FOR MOTIVATING CONSUMERS TO MAKE HEALTHIER PURCHASE DECISIONS - A system and method for executing a rewards and loyalty program are disclosed. The system receives a food order from a user and determines a food density of food items in the food order. Further, the system retrieves a user profile and user preferences associated with the user. Thereafter, a healthy food item is recommended to the user along with reward points associated with the healthy food item based on the user profile and the user preferences. | 2016-05-05 |
| 20160125447 | ADMINISTERING REWARD SCHEMES - Administering reward schemes. A first reward scheme is predefined by a computer system, the first reward scheme defining a first reward event. A second reward scheme is obtained externally by the computer system, the second reward scheme defining a second reward event. In response to an action by a user, the computer system determines whether the first reward event or the second reward event has been triggered. If the first reward event has been triggered, the computer system calculates a first reward for the user according the first reward scheme and if the second reward event has been triggered, the computer system calculates a second reward for the user according the second reward scheme. The second reward scheme may be obtained by, and shared to, the computer system as an inheritance of rules within an organization. | 2016-05-05 |
| 20160125448 | System for Incentivizing Customer Loyalty Using Monthly and Annual Awards - Customer loyalty to a retailer is incentivized using awards. Customers are incentivized to shop at a particular retail store by offering awards such as coupons or points redeemable for coupons to customers that have visited the retail store during a specified time period. A drawing or lottery can be used to select one or more winners of an award for each specified time period. Awards can be transmitted to a customer's mobile phone where the customer can redeem them upon purchasing a product. | 2016-05-05 |
| 20160125449 | EXTENSIBLE POINT-OF-SALE PLATFORMS AND ASSOCIATED METHODS - A computer-implemented method for an extensible point-of-sale device is disclosed. The method includes registering a third-party application to be notified of a transaction change on the point-of-sale device. The method also includes displaying a user interface to a user during a purchase transaction on a display of the point-of-sale device using one of a register module and a payment module. The method also includes receiving the transaction change via the user interface of the point-of-sale device. The method also includes broadcasting the transaction change to a set of registered applications that includes the third-party application. The method also includes taking an action that modifies the purchase transaction using the third-party application in response to the broadcasting. | 2016-05-05 |
| 20160125450 | SYSTEMS AND METHODS FOR TRACKING BRAND REPUTATION AND MARKET SHARE - Systems and methods for tracking brand reputation and market share are provided. The system includes one or more devices having a processor and a non-transitory storage medium accessible to the hardware processor. The device is programmed to obtain an awareness index at a plurality of levels at least partially based on the brand data. The device is programmed to obtain a favorability index as a ratio of user numbers based on the brand data. The device is programmed to obtain a branding index by combining the awareness index and the favorability index. The device is programmed to obtain an affinity score for a group of users at least partially based on the brand data and recommend the group of users based on the affinity score to increase the branding index. | 2016-05-05 |
| 20160125451 | ASSET SUGGESTIONS FOR ELECTRONIC POSTS - Techniques are disclosed for improving electronic communications or so-called posts prior to publication by automatically providing asset suggestions. The techniques generally leverage known historical performance data of rich media “assets” such as image content, graphics content, video content, and audio content. In operation, an asset repository is searched to identify a set of candidate assets that match keywords extracted from a proposed post. The identified candidate assets are ranked based on their performance in one or more target user segments associated with the target audience of post. The post can then be modified to include one or more of the ranked assets. In one example case, the ranked assets are provided to the user, so that the user can select one or more of the ranked assets for incorporation into the post. | 2016-05-05 |
| 20160125452 | Measuring Offsite Advertising Effectiveness - A polling system polls users of mobile devices to measure the impact of advertisements provided by another system on user attitudes and provides a common comparison metric to advertisements being measured by the polling system. The polling system maintains user demographics information of users of the polling system and stores a device identifier for users logged in to the polling system or a related service. When a mobile device accesses an advertisement at a third party advertising provider, the polling system receives an advertisement identifier for the advertising impression and a device identifier for the device providing the impression. The polling system matches received device identifiers with device identifiers for logged-in users to identify when a user of the polling system receives advertisements by third party systems. The polling system provides advertisements to the users, polls the users relating to the advertiser, and calculates a lift metric measuring advertising effectiveness. | 2016-05-05 |
| 20160125453 | ADVERTISEMENT VIEWABILITY DETERMINATION - One or more systems and/or techniques for determining advertisement viewability are described herein. In an example where a webpage comprises a managed container within which an advertisement is populated, view percentage functionality associated with the managed container may be invoked to obtain a stream of viewable percentages of the managed container to determine a viewable percentage of the advertisement. In an example where the webpage comprises an unmanaged container in which the advertisement is populated, a grid may be generated and evaluated to determine a viewable percentage of the advertisement. When the viewable percentage of the advertisement is above a percentage threshold for a duration threshold a viewable impression beacon is generated for the managed container based upon the viewable percentage. The viewable impression beacon may be indicative of viewability of the advertisement (e.g., an amount of the advertisement that may be visible to a user). | 2016-05-05 |
| 20160125454 | SYSTEMS AND METHODS FOR MANAGING ADVERTISING CAMPAIGNS - Systems and methods for managing advertisement campaign are provided. The system includes one or more devices having a processor and a non-transitory storage medium accessible to the hardware processor. The system includes a memory storing a database including campaign data. The system also includes a server computer in communication with the database. The server computer is programmed to receive a budget to be spent on a plurality of websites. The server computer is programmed to estimate a parameter for a non-linear model based on the campaign data. The server computer is programmed to estimate an expected number of conversions for each of the plurality of websites using the non-linear model with the estimated parameter. The server computer is programmed to determine an allocation of impressions for the plurality of websites that maximizes an estimated total number of conversions. | 2016-05-05 |
| 20160125455 | SHARING REVENUE GENERATED FROM PRESENTING CONTENT TO A GROUP OF ONLINE SYSTEM USERS SPECIFIED BY A THIRD-PARTY SYSTEM WITH THE THIRD PARTY SYSTEM - An online system receives information describing a target group of online system users from a third party system as well as an amount of compensation to the third party system if the target group is used to select content for an online system user. If a content item is identified as eligible for presentation to a viewing user because the viewing user is included in the target group, the online system modifies a bid amount associated with the content item based on the amount of compensation to the third party system. Based on the modified bid amount, the online system determines whether to present the content item to the viewing user. If the content item is presented to the viewing user, the online system modifies an amount charged to a user associated with the content item based on the amount of compensation to the third party system. | 2016-05-05 |
| 20160125456 | ADVERTISING CAMPAIGN TARGETING USING CONTEXTUAL DATA - Various embodiments use contextual data to improve the targeting of advertising campaigns to consumers. Contextual data may include, e.g., data pertaining to products purchased or sold, places associated with a purchase or sale, and persons involved in the purchase or sale transaction. The collected contextual data may have a temporal component and a location component. The collected contextual data also has a location component, meaning that the data is associated with a particular coordinate, address, region, or other location. Time and location information may be used to recognize that sales patterns vary based on various factors. Associating a timestamp and a location with each piece of contextual data allows the system in some embodiments to subsequently improve advertising campaign targeting using the timing and location data as described herein in some embodiments. | 2016-05-05 |
| 20160125457 | METHOD OF PROVIDING PRODUCT USING APPLICATION AND SYSTEM AND APPARATUS FOR THE SAME - The present invention relates to a method of providing a product using an application, and a system and an apparatus for the same. In particular, by providing product information related to a product displayed on an execution screen of a game or an application and a link to a sales site in which it is possible to purchase the product, the information related to a product displayed on an execution screen provided through the game or the application is provided. Also, when advertising information corresponding to the product information is selected, discount information of the product is additionally provided. Therefore, it is possible to simplify a procedure for a product purchase and increase benefits from the product purchase. In addition, product sellers can expose their products to innumerable game or application users. Further, users can purchase products matching their interests at low prices. | 2016-05-05 |
| 20160125458 | VALUE-ADDED SERVICES DATA AND PROTOCOL AND TRANSACTIONS INVOLVING VEHICLE SPECIFIC DATA - A method for enabling a value-added transaction involving a vehicle and a merchant via a mobile device is disclosed. Merchant information may be broadcasted from a merchant terminal. Vehicle specific data may be received at the merchant terminal identifying the vehicle in response to the broadcasted merchant information. Transaction data may be provided to the mobile device to initiate an intended transaction. Payment data may be received from the mobile device at the merchant terminal in response to the provided transaction data. Before completing the intended transaction, a value-added transaction offer may be provided to the mobile device. In response to the provided value-added transaction offer, an acceptance of the value-added transaction offer may be received. The intended transaction and the value-added transaction offer may be completed as a single transaction. | 2016-05-05 |
| 20160125459 | SYSTEM AND METHOD FOR TRACKING CAR SALES - A system and method for tracking car sales by a car seller. After selling a car to a car purchaser personal identifying information is obtained from the car purchaser. The personal identifying information may be exported to an onboarding module which attempts to match the personal identifying information to identifying information assigned to an active user of third party website. Electronic identifying information of the active user received from the third party website may be matched to the car purchaser. The electronic identifying information may then be matched to an electronic identifier stored by the car seller of a viewer of car advertisements to determine an advertisement viewing history of the car purchaser. | 2016-05-05 |
| 20160125460 | METHOD AND APPARATUS FOR MANAGING PURCHASE TRANSACTIONS - Aspects of the subject disclosure may include, for example, obtaining user data of a user, receiving a group of offers for products, analyzing the user data to generate purchase criteria, selecting an offer for a product from among the group of offers for the products according to the purchase criteria, negotiating a purchase of the product according to the purchase criteria, determining a recommendation associated with the purchase of the product based on the negotiating, presenting the recommendation, obtaining an authorization for the purchase of the product in response to the recommendation, and communicating with a server to complete a purchase transaction for the product in response to the authorization. Other embodiments are disclosed. | 2016-05-05 |
| 20160125461 | Method for Transmitting Information to Device on a Network Based upon InformationAssociated with a Different Device on the Network - A method to transmit information to an internet-connected device based upon information associated with a different internet-connected device, said method comprising: collecting observations over the internet, each observation including an internet-connected device identity, a server source/destination identifier, and a timestamp indicating a time of occurrence of the network connection; identifying multiple potential internet-connected device pairings between internet-connected devices from the observations, based at least in part upon scoring of the observations association score for the pairing; and selecting, for the at least one selected internet-connected device pairing, information to send to one internet-connected device identified by the at least one selected internet-connected device pairing based at least in part on information associated with another internet-connected device identified by the selected at least one internet-connected device pairing. | 2016-05-05 |
| 20160125462 | SYSTEMS AND METHODS FOR SEMANTIC KEYWORD ANALYSIS FOR PAID SEARCH - According to various embodiments, a method for generating from one or more keywords a list of recommended keywords for using in paid search advertising includes identifying, via a tool, one or more keywords to be used in a paid search advertising campaign at an identified website. The method may further include acquiring, by a crawler, content from a plurality of different web content sources via one or more networks. The method may also include applying, by the tool, to the acquired content an ensemble of one or more key phrase extraction algorithms, one or more graph analyses algorithms and one or more natural language processing algorithms to identify a set of semantically relevant keywords ranked by a relevance score. The method may further include generating, by the tool from the set of semantically relevant keywords, a knowledge graph of recommended keywords to replace or supplement the one of more keywords. The method may further include outputting, by the tool based at least partially on the knowledge graph, an enumerated list of recommended keywords to one of replace or supplement the one or more keywords to be used for the paid search advertising campaign at the identified website. | 2016-05-05 |
| 20160125463 | Pre-Generating Blank Application Instances to Improve Response Time - Techniques are described for providing an instance of a software application to a potential customer. The application instance can be configured specifically for the potential customer. When a customer request is received from the potential customer, the backend server can determine whether a blank application instance is available in an application instance repository. If available, the blank application instance can be configured using customer data of the potential customer and then provided to the potential customer. By retrieving a blank application instance from the repository rather than generating one on the fly, the backend server can process the customer request in a shorter period of time. In some examples, a clone job can be scheduled to create additional blank application instances to repopulate the application instance repository. The clone job can be created after a configured application instance is provided to the potential customer. | 2016-05-05 |
| 20160125464 | TERMINAL, SERVICE PROVIDING DEVICE AND COUPON SERVER, ELECTRONIC WALLET SYSTEM COMPRISING THE SAME, CONTROL METHOD THEREOF AND NON-TRANSITORY COMPUTER READABLE STORAGE MEDIUM HAVING COMPUTER PROGRAM RECORDED THEREON - Provided are a terminal, a service providing device and a coupon server, an electronic wallet system including the same, a control method thereof, and a non-transitory computer readable storage medium having a computer program recorded thereon. That is, instead of performing an issuing procedure by assigning the coupon registered by the affiliated company one to one, coupon information (alternatively, retrieval type coupon information) related with the keyword assigned by the consumer among the coupons registered by the affiliated company is retrieved in real time and the retrieved coupon information is provided to the terminal to enhance an advertisement effect by diversifying the method of providing the coupon information, improve convenience of the user, and reduce management costs. | 2016-05-05 |
| 20160125465 | System and Method for Interactive Advertising - A system and method for interactive advertising at venues. The system includes a communications device for interactive advertising at a venue, such as a retail shopping mall or other location. The device includes a computer system installed within said communications device, and at least one interactive electronic display in electrical communication with and controlled by the computer system. A sensor in electrical communication with the computer system detects when a person is proximal to the communications device and identifies at least one characteristic of the person, and the computer system causes the interactive electronic display to display an advertisement to the person which is targeted to the at least one characteristic. A user interface displayed on the interactive electronic display allows the person to interact with the advertisement by touching the interactive electronic display. | 2016-05-05 |
| 20160125466 | System and Method for Interactive Advertising - A system and method for interactive advertising at venues. The system includes a communications device for interactive advertising at a venue, such as a retail shopping mall or other location. The device includes a computer system installed within said communications device, and at least one interactive electronic display in electrical communication with and controlled by the computer system. A sensor in electrical communication with the computer system detects when a person is proximal to the communications device and identifies at least one characteristic of the person, and the computer system causes the interactive electronic display to display an advertisement to the person which is targeted to the at least one characteristic. A user interface displayed on the interactive electronic display allows the person to interact with the advertisement by touching the interactive electronic display. | 2016-05-05 |
| 20160125467 | CLASSIFYING USER INTENT BASED ON LOCATION INFORMATION ELECTRONICALLY COMMUNICATED FROM A MOBILE DEVICE - A method, system, and computer program product for classifying user intent based on spatial information relayed via a mobile device. Embodiments commence upon receiving a location beacon identification value originating from a location beacon, which location beacon identification value is then relayed to the server from the mobile device. The server determines a set of one or more rules based at least in part on the location beacon identification value, and then transmits at least a portion of a set of one or more rules to the mobile device, (e.g., using a mobile device carrier's infrastructure). The rules comprise triggers, and when a trigger fires, user categorization is determined and user intent is predicted. The user categorization and/or predicted user intent is used to select an advertising message. | 2016-05-05 |
| 20160125468 | SYSTEM, METHOD, AND APPARATUS FOR PROVIDING CONTENT IN A NETWORK ENVIRONMENT - System, methods and apparatus for displaying content in an automated teller machine (ATM) network are provided. The systems and methods include ways to maximize content impressions on displays in an ATM network that are not always accessible to the general public. The methods and systems compute the maximum possible content impressions and then time shift content when there is a conflict in content display timing, ensuring an even distribution of content impressions across a series of networked displays. | 2016-05-05 |
| 20160125469 | SELECTION OF A GROUP OF CONTENT ITEMS FOR PRESENTATION TO AN ONLINE SYSTEM USER BASED ON CONTENT ITEM CHARACTERISTICS AND USER ATTRIBUTES - An online system presents content items to a user. Each content item is associated with one or more characteristics, such as a geographic location. To simplify user interaction, the online system identifies content items each having a characteristic having at least a threshold measure of similarity to an attribute of the user and generates a content unit including the content items. The content unit includes a display area presenting a content item and is configured to present an alternative content item if an interaction with the content unit is detected. Content items included in the content unit may include advertisements and stories describing actions associated with additional users of the online system. | 2016-05-05 |
| 20160125470 | Method for Marketing and Promotion Using a General Text-To-Speech Voice System as Ancillary Merchandise - A method for marketing and promotion by marketing & purveying a general Text-To-Speech (TTS) voice system, which uses the voice of a famous person, as ancillary merchandise. First, procure a general-TTS voice system that uses the voice of a famous person known for something. In one embodiment, this system is a product that itself is marketed to customers; in another embodiment, the TTS voice system is incorporated into an other product to form a composite product, then the composite product is marketed to customers. Second, market & purvey the TTS to fans and customers as ancillary merchandise featuring the famous personality. This thus enables a wide range of venues, such as concerts, movie launches, charity auctions, sports events, etc. In one aspect, the act of marketing & purveying the ancillary TTS system thus creates or augments an overall marketing/sales promotion campaign. In another aspect, since a general TTS system is useful, it will likely be received favorably and used indefinitely. So the customer will continue to hear the famous personality's voice during everyday usage, and thus receive potentially hundreds of personal, favorable, high-quality marketing impressions over years of enjoyment. Costly marketing is thus reversed into a profit center when a TTS is marketed as ancillary merchandise using this method. | 2016-05-05 |
| 20160125471 | REAL-TIME CROSS-DEVICE USER CATEGORY SYNCHRONIZATION IN AN ADVERTISING CAMPAIGN - The present disclosure provides systems, methods, and computer program products for real-time cross-device user category synchronization. Embodiments commence upon allocating or identifying user data records comprising two user profiles. The user profiles are populated with information by receiving electronic communications over a network, where the information comprises user category information and device attributes found in data records that originate from user devices. Steps are taken to associate a first device data record with a second device data record, wherein the association is based at least in part on a match between selected attributes among the user devices. User category information within the user profiles are synchronized to form updated user profiles. Some embodiments further execute steps for forming a cross-device map that identifies an association between an updated first user profile and a second user profile. | 2016-05-05 |
| 20160125472 | GESTURE BASED ADVERTISEMENT PROFILES FOR USERS - The present principles are directed to gesture based advertisement profiles for users. A system includes an advertisement reaction gesture capture device ( | 2016-05-05 |
| 20160125473 | TARGETED ADVERTISING BASED ON CHANGES IN PHYSICAL ATTRIBUTES - Systems, methods, and computer program products to perform image analysis of a first image and a second image by comparing a first physical trait of a person in the first image to the first physical trait of the person in the second image, wherein the first image was taken earlier in time than the second image, and detecting, based on the comparison, a change in the first physical trait of the person, and preparing a targeted advertisement directed to the person based on the change in the first physical trait. | 2016-05-05 |
| 20160125474 | PREINSTALL PARTNER REVENUE SHARING - An example method includes providing an application and a partner attribution identifier to a partner device, the partner attribution identifier configured to identify a preinstall partner and configured to be stored on a user device before the user device is first sold to an end user, the application configured to assist in presenting an advertisement, selecting the advertisement for display on the user device, the advertisement being associated with an advertisement identifier, receiving the partner attribution identifier from the user device, associating the advertisement identifier with the partner attribution identifier, receiving advertisement revenue information associated with revenue related to the advertisement, the advertisement revenue information including the advertisement identifier, identifying the preinstall partner using the partner attribution identifier associated with the advertisement identifier, and allocating a share of the revenue to the preinstall partner. | 2016-05-05 |
| 20160125475 | ADJUSTING ADVERTISER BIDS BASED ON SERVICE AVAILABILITY - An advertising system receives, from a merchant system, marketing information, bidding preferences for auctions for advertising spaces, and a merchant system reservation calendar comprising an availability for the merchant system. The advertising system receives a notice of an auction for an advertising space from an advertising platform. The advertising system determines a first bid for the auction based on the availability of the merchant system, the marketing information, and the merchant system's bidding preferences and transmits the first bid to the advertising platform. The advertising system receives a notice of an incomplete auction from the advertising platform. The advertising system receives, from the merchant system, an updated merchant system reservation calendar comprising an updated availability and determines a second bid for the advertising space auction. The advertising system transmits the second bid to the advertising platform. The advertising system receives a notice of a completed auction from the advertising platform. | 2016-05-05 |
| 20160125476 | System, device, and method for selfie-enabled product promotion - A system for selfie-enabled product promotion includes a selfie promotion server, including a product storage, a selfie promotion storage, a social network manager, and a selfie promotion manager; and a selfie promotion device, including a promotion designer, a product selector, and a selfie capture component, such that the selfie promotion device allows a user to capture a selfie, and create a selfie promotion campaign, including the selfie associated with a product, such that the selfie promotion server posts the selfie promotion campaign on a social network. The selfie promotion device further includes a processor, a memory, and an input/output. Also disclosed is a method for selfie-enabled product promotion, including selecting a product, capturing a selfie, promoting the selfie, and selling the product. | 2016-05-05 |
| 20160125477 | AUTHORING TOOL FOR THE AUTHORING OF WRAP PACKAGES OF CARDS - An authoring tool for authoring wrap packages of cards. The authoring tool includes a set of tools that enable an author to create a new card of a wrap selected from a variety of card templates. In various embodiments, the card templates include textual, video, image/photo, document, gallery, chat, widgets, global components, location/GPS, transact, appointment, and end-of-wrap card templates. When a particular card template is selected, the template is then duplicated to create the new card. Thereafter, the author may author the card to include various components, content, attributes, layouts, styles triggers and/or behaviors. As the cards of the wrap are created, the authoring tool provides the author with the ability to order the sequence of the cards. The authoring tool thus enables authors to selectively create wrap packages that include media that conveys a narrative story and application functionality. | 2016-05-05 |
| 20160125478 | EFFICIENT PROMOTION MODEL - One or more techniques and/or systems are provided for promoting a service using a gifting model. For example, a gifting model, for a service (e.g., a multimedia content service that provides movies, music, apps, etc.), may specify what types of online users are eligible to be promoters and/or what online promotional gifts are available for promoters to gift to online recipient users. In an example, one or more online promotional gifts (e.g., a television show, a song, etc.) of the multimedia content service are exposed to an online user. A gift request is received from the online user. The gift request may specify an online recipient user and a selected online promotional gift (e.g., an action movie). The online promotional gift is provided to the online recipient user. In this way, online users may promote a service by providing promotional gifts, such as for free, to online recipient users. | 2016-05-05 |
| 20160125479 | SYSTEMS AND METHODS FOR DYNAMIC IMAGE AMPLIFICATION - According to various embodiments, a system and a method for selecting images for advertisements using a computer system are disclosed. In one example, the method comprises computing, by the computer system, a plurality of valuations of a plurality of images, the plurality of valuations indicating levels of at least one of social engagement and personal engagement with the plurality of images, and identifying at least one image from the plurality of images based on a valuation of the at least one image from the plurality of valuations. | 2016-05-05 |
| 20160125480 | ENGAGING A POTENTIAL PROPERTY SELLER TO CAPTURE COMPREHENSIVE PROPERTY INFORMATION - A system and a process for capturing potential home seller information are disclosed. The system and the process provide a better way to procure lead data and home seller data by making the home valuation process more engaging and causing more seller to enter more accurate information during the process. In some embodiments, the system is implemented as a website service. In some embodiments, the process is implemented over several web pages of the website. | 2016-05-05 |
| 20160125481 | APPRAISAL SYSTEM AND INTERFACE THERETO - A framework for real property appraisal includes a backend computer system having a user interface mechanism supporting a graphical user interface to the backend computer system; and one or more devices operably connected to the backend computer system and interacting with the backend computer system via the user interface mechanism. Each of the devices is programmed to: obtain information from the backend computer system about a particular property; obtain user input about the particular property; and provide appraisal information to the backend computer system based on the user input. | 2016-05-05 |
| 20160125482 | SYSTEM AND METHOD FOR MAKING AND TRACKING CHARITABLE CONTRIBUTIONS - A system and method for managing composite transactions comprising a main transaction and at least one annex operation in a set comprising a device for initiating a transaction, a device for proposing at least one annex operation according to characteristics of a main transaction and an annex operations management device, said device for proposing at least one annex operation being accessible by a plurality of separate devices for initiating a transaction and by a plurality of separate annex operations management devices. | 2016-05-05 |
| 20160125483 | SMART LINE ROUTING USING WIRELESS BEACONS - There are provided systems and methods for smart line routing using wireless beacons. A merchant may set up a wireless beacon throughout a storefront or retail location for the merchant. The beacons may connect to a user's device and provide check-in services to the user. Based on the connections between the user's device and the wireless beacons, information about the user's behavior in the merchant location may be determined. The information may correspond to items/services the user may purchase and an amount of items/services the user may purchase. Using this information and a payment instrument the user utilizes to complete a transaction for the items/services, and expected time for the user to complete a checkout and payment to the merchant may be determined. The expected time can be used to direct the user to a checkout line that minimizes a wait time for each line. | 2016-05-05 |
| 20160125484 | INSTANT CUSTOMER SERVICE FEEDBACK SYSTEM - Embodiments of the invention provide instant customer service feedback during a communication session with the customer. The system initiate a video conference communication session between the customer and the business agent that comprises providing a multimedia interface between the agent and the customer that provides the agent and the customer with an audio and video feedback of one another. After initiating the video conference communication session, a customer feedback interface configured to receive feedback from the customer in real-time during the video conference communication session is presented on the display of the customers apparatus such that the system may receive, in real-time, feedback provided by the customer via the customer feedback interface. | 2016-05-05 |
| 20160125485 | SYSTEM, METHOD AND APPARATUS TO FORECAST ENERGY DEMAND FROM PAYMENT DATA SUMMARY - A system, method, and computer-readable storage medium to forecast energy demand from payment data. | 2016-05-05 |
| 20160125486 | SETTLEMENT OPERATIONS SUPPORT SYSTEM AND SETTLEMENT OPERATIONS SUPPORT METHOD - To enable improvement of efficiency in various settlement operations and cost reduction by linking business-to-business transactions with bank transactions. A computer | 2016-05-05 |
| 20160125487 | OPTIMIZATION OF UTILITY CONSUMPTION FOR PROPERTY - Disclosed are various embodiments for optimizing utility usage. A computing device parses utility billing data for a property to generate utility consumption data for the property to determine a current utility consumption rate for the property. The computing device analyzes property data for the property to determine an optimum utility consumption rate for the property. The computing device determines that the current utility consumption rate for the property is greater than the optimum utility consumption rate for the property. The computing device determines a list of solutions to reduce the current utility consumption rate for the property to the optimum utility consumption rate for the property. The computing device sends an electronic message to a client computing device associated with the property, wherein the electronic message comprises the list of solutions to reduce the current utility consumption rate for the property to the optimum utility consumption rate for the property. | 2016-05-05 |
| 20160125488 | METHODS AND SYSTEMS TO ALLOCATE PHYSICAL NETWORK COST TO TENANTS OF A DATA CENTER - Systems and methods of allocating network cost of a physical data center to data center tenants are disclosed. In one aspect, the systems and methods compute a total cost of the physical data center devices and networks and other operational expenditures over a period of time. The systems and methods compute local network and Internet utilization for each VM over the full period. Network utilization is computed for each VM as a fraction of the total cost. The cost allocated to each tenant is computed as a sum of the total cost of all VMs used by the tenant. | 2016-05-05 |
| 20160125489 | FULFILLMENT OF CLOUD SERVICE USING MARKETPLACE SYSTEM - In some examples, a marketplace system receives information from multiple service providers as part of onboarding of the multiple service providers with the marketplace system. Responsive to the onboarding, a cloud service created by the respective service provider is synchronized with the marketplace system. A marketplace catalog is linked with catalogs of the service providers, the linking including aggregating content of the catalogs into the marketplace catalog. Responsive to a request from a requester received through a portal of the marketplace system, at least one cloud service is identified using the marketplace catalog based on at least one search criterion of the request. | 2016-05-05 |
| 20160125490 | TRANSFERRING AUTHENTICATED SESSIONS AND STATES BETWEEN ELECTRONIC DEVICES - In various example embodiments, a system and method for transferring an authenticated session of an application running on one electronic device to a second electronic device after determining the second electronic device is a trusted device are presented. In one embodiment, an instruction is received to transfer an authenticated session of an application running on a first device associated with a user account to a second device associated with the user account. The second device is verified to be associated with the user account of the first device. The second device is determined to be a trusted device of an authorized user of the user account. The authenticated session of the application running on the first device is transferred to the second device to reproduce a current state of the authenticated session on the second device. | 2016-05-05 |
| 20160125491 | METHOD AND APPARATUS FOR FACILITATING PURCHASE TRANSACTIONS ASSOCIATED WITH A SHOWROOM - Aspects of the subject disclosure may include, for example, monitoring a user in a showroom to generate shopping parameters of the user, determining that the user is seeking to purchase a product in the showroom according to the shopping parameters, obtaining user data of the user in response to the determining that the user is seeking to purchase the product, analyzing the user data, selecting interaction data from among a group of interaction data according to the analyzing of the user data, and providing the interaction data to a computing device of a sales agent to enable the sales agent to transact with the user for the purchase of the product. Other embodiments are disclosed. | 2016-05-05 |
| 20160125492 | PURCHASING, REDEMPTION AND SETTLEMENT SYSTEMS AND METHODS WHEREIN A BUYER TAKES POSSESSION AT A RETAILER OF A PRODUCT PURCHASED USING A COMMUNICATION NETWORK - Purchasing, redemption and settlement systems and methods are provided wherein a buyer takes possession of a product at a retailer. A purchasing system may communicate with a buyer through a communication network to establish a first price for a product between the buyer and a seller. The purchasing system may also arrange for the buyer to take possession of the product at a retailer, different from the seller, that offers the product for sale at a second price. Verification information, which enables the retailer to authorize the buyer to take possession of the product, is transmitted to the retailer. The buyer provides a payment, based on the first price, to the purchasing system in exchange for the right to take possession of the product at the retailer. In one embodiment, the purchasing system receives a buyer offer, including an offer price, related to the product. In another embodiment, the purchasing system transmits redemption information, including a redemption code, to the buyer. The redemption information may also include information that enables the creation of a voucher to be used when taking possession of the product. The purchasing system may also receive information related to an attempt by the buyer to take possession of the product, including the redemption code, from the retailer. | 2016-05-05 |
| 20160125493 | CLIENT-BASED PRODUCT CONFIGURATOR ON OPTIMIZED DATA STRUCTURES - Methods, systems, and computer-readable storage media for configuring products based on a client-side product configurator. Implementations include actions of transmitting a variant product configurator (VPC) to a client-side computing device, the VPC comprising instructions the are executable to configure a product, receiving a first request, and in response, transmitting default product configuration data to the client-side computing device, receiving a second request, and in response, transmitting complete product configuration data to the client-side computing device, the complete product configuration data being stored in an in-memory database, receiving product configuration data including one or more user-selected features for the product and corresponding pricing information, and storing the product configuration data in computer-readable/-writable memory. | 2016-05-05 |
| 20160125494 | METHOD AND SYSTEM FOR SALES OF GOLF EQUIPMENT - Methods and systems for selecting and fabricating individualized golf clubs or golf club components. Using a website, for example, a golfer can input relevant information about his or her golf game, receive recommendations for golf club components, select from the recommendations, and have the desired golf club components manufactured and delivered. In some embodiments, the golf club components include custom golf club heads fabricated using layer by layer processing, such as direct metal laser sintering. | 2016-05-05 |
| 20160125495 | PRODUCT BROWSING SYSTEM AND METHOD - A query is input to a search engine and search results, such as product records, are identified as relevant to the query. The results are presented to a user in a first interface, such as one allowing scrolling in a first direction. On selection of a result, a second interface is displayed of a “shelf” for the selected result, the shelf including related items such as might be located on a same shelf as the selected result in a retail location. The second interface may allow scrolling in a second direction perpendicular to the first direction. | 2016-05-05 |
| 20160125496 | SYSTEM AND METHOD OF TRADING COLLECTIBLE ITEMS - A system and method which enables anyone possessing collectible items to trade, and exchange these collectable items with each other and document the transaction via the internet from anywhere around the world. The present invention enables users to identify which collectible items available for trade and assists in the coordination of the exchange/trade process. Currently collectors maintain a collection of items including but not limited to stamps, comic books, trading cards, dolls, watches, trading pins, luxury cars, etc. | 2016-05-05 |
| 20160125497 | MANAGING PRE-COMPUTED SEARCH RESULTS - Methods, systems, and computer program products for re-computing pre-computed search results, such as pre-computed priced recommendations. Pre-computed search results stored in a search platform are subdivided into shares of related pre-computed search results including a first share. A re-computation controller determines a validity trend indicating a change rate of a validity probability of a pre-computed search result over time and an instantaneous validity rate for the pre-computed search results. If a difference between the instantaneous validity rate and the validity trend exceeds a given extent, the re-computation controller adjusts the validity probabilities being associated with other pre-computed search results included in a second share correlated with the first share. The re-computation controller issues re-computation orders to a computation platform to re-compute a part of the pre-computed search results, the part being selected by the re-computation controller on the basis of the validity probabilities associated with the pre-computed search results. | 2016-05-05 |
| 20160125498 | RUN-TIME UTILIZATION OF CONTEXTUAL PREFERENCES FOR A SEARCH INTERFACE - The present disclosure is directed to apparatuses, systems, and methods for enhancing search results based on a user's interaction history with a publication system (e.g., an electronic marketplace). As described herein, embodiments may infer various refinements for search queries; these refinements are based, at least in part, on the user's previous interactions with the search platform (e.g., from one or more previous sessions) of the publication system. In other words, as the user continuously interacts with the search platform of the publication system across multiple sessions, one or more of refinements may be inferred to help make the search results more relevant to the user. | 2016-05-05 |
| 20160125499 | SHOE AND/OR INSOLE SELECTION SYSTEM - Embodiments are directed towards recommending a shoe and insole combination for a consumer. A variety of shoe information, insole information, and consumer foot information may be determined, which may include heel width, a width or shape, a length, a height, and arch characteristics. The foot information, the shoe information for a plurality of shoes, and the insole information for a plurality of insoles may be compared to determine at least one combination of shoe and insole that is compatible with the consumer's foot. Based on this comparison of foot information, shoe information, and insole information, a recommendation of at least one shoe and insole combination may be determined and provided to a user and/or the consumer. | 2016-05-05 |
| 20160125500 | PROFIT MAXIMIZATION RECOMMENDER SYSTEM FOR RETAIL BUSINESSES - A method includes receiving an identification code for an item selected for purchase by a customer in a retail store, identifying at least one item similar to the customer-selected item, identifying at least one item related to the customer-selected item, calculating a value for a first expected profit for a first sale of the customer-selected item and the similar item, calculating a value for a second expected profit for a second sale of the customer-selected item and the related item, sorting the first sale and the second sale in an order based on the value for the first expected profit and the value for the second expected profit, and providing information associated with the first sale and the second sale, the information for use in recommending the similar item or the related item for purchase by the customer in the retail store. | 2016-05-05 |
