| 18th week of 2011 patent applcation highlights part 70 |
| Patent application number | Title | Published |
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| 20110106592 | Optimizing Traffic Predictions and Enhancing Notifications - Travel-demand forecasting methods are described for predicting traffic volume based, at least in part, on user-entered data in the form of origin/destination data pairs, user preferences, demographic data and other types of socioeconomic data. This data can source a prediction algorithm or be used to calibrate or more make accurate a current algorithm. Methods and systems are described for, among other things, optimizing traffic predictions, forecasting traffic patterns using user-assigned trip patterns, associating rich attribute information to navigation routes, exposing personal-logistic information to a group, communicating traffic-situation-generated alerts based on user information, optimizing a presentation of user-defined traffic routes, and presenting location indications based on proximity (temporal or geographical). | 2011-05-05 |
| 20110106593 | Coupon Codes - A computer-implemented method includes receiving by one or more computer systems information corresponding to a coupon code to be applied to a consultation between a consumer of services and a service provider; verifying by the one or more computer systems a validity of the coupon code by determining that that one or more attributes of the consumer of services match one or more criteria associated with the coupon code; and applying the coupon code to a consultation fee associated with the consultation between the consumer of services and the service provider. | 2011-05-05 |
| 20110106594 | EXPANDABLE PRODUCT FEATURE AND RELATION COMPARISON SYSTEM - A method of presenting data regarding products is described. Feature categories are assigned to each a product category based on available data. Feature categories may be expanded to display further information about a category and specific attributes within that category. A weighted importance is assigned to each attribute of each feature category based on the available data. Attributes are ranked according to their weighted importance. | 2011-05-05 |
| 20110106595 | DYNAMICALLY MAPPING IMAGES ON OBJECTS IN A NAVIGATION SYSTEM - A method of and system for displaying information on a display are disclosed. In at least one embodiment, the method has the following actions: a) accessing a 3D model with 3D objects b) showing on the display a graphical display of one or more scenes comprising a moving view on one or more of the 3D objects as seen from a certain moving point of view, the one or more 3D objects comprising at least one advertisement space, the at least one advertisement space having an advertisement space location and an advertisement space size, c) receiving a message inclusive of message data and message location data, and d) in dependence on a distance between the moving point of view and the one or more 3D objects, mapping the message data on the at least one advertisement space if the advertisement space location is associated with the message location data such that the message data overlays the advertisement space in the display. | 2011-05-05 |
| 20110106596 | System and Method of Generating Postal Mailers for Free - The present specification discloses a method for generating a plurality of mailers, wherein the system includes a computer open to receive a plurality of mailer demands from a plurality of users via electronic communication. The system includes physically generating each mailer according to each mailer demand by each user, performing at least one work share process to qualify a plurality of mailers for a discount postage rate, and, delivering the plurality of mailers to a postal authority with sufficient postage for delivery to each mailer addressee. Each user may demand a minimum of one mailer and is charged no more than consumer postage rate for each mailer. The cost to generate the mailer and deliver the mailer to the postal authority is less than the charge to the user for the mailer. | 2011-05-05 |
| 20110106597 | Methods And Systems For Offering Discounts - A method for providing incentives includes receiving identification data from a customer; receiving incentive data from a merchant, the incentive data; accessing at least one social network account of the customer to access social network data, the social network data including text of social network communications and a size of the at least one social network account; determining demographic qualities of the at least one social network account determining an incentive based on the size and demographic qualities of the at least one social network account and the incentive data; receiving input from the customer as to whether to accept the incentive determined; and broadcasting a promotional message through the at least one social network account if the costumer accepts the incentive. | 2011-05-05 |
| 20110106598 | Surfacing Digital Coupons to Customers - Various systems, methods, and other embodiments are described relating to the selection of digital coupons for display in network pages. In one embodiment, a plurality of coupon campaigns are maintained in a computing device for a plurality of entities in association with an operation of an electronic commerce system employed to sell a plurality of items over a network. Each of the coupon campaigns comprises at least one digital coupon to be applied to a purchase of at least one of the items. A network page is generated in the electronic commerce system to be rendered on a client. The network page is generated in association with the operation of the electronic commerce system. A subset of the digital coupons is determined to be included in the network page to present to a user. | 2011-05-05 |
| 20110106599 | Providing Digital Coupons for Third Party Network Sites - Various embodiments, including systems and methods, are described for providing digital coupons to third party network sites. In one representative embodiment, a computing device is provided, where a plurality of digital coupons are maintained in a memory associated with the computing device. Each digital coupon is directed to the purchase of at least one item through an electronic commerce system. A coupon service is implemented in the computing device that is configured to identify at least one of the digital coupons to present on a third party network site in response to a request for at least one of the digital coupons received from the third party network site based at least in part upon information contained in the request. The identified digital coupons are then sent to the third party network site. | 2011-05-05 |
| 20110106600 | METHODS AND SYSTEMS FOR CONTEXTUAL COUPON DISPLAY AND SELECTION - Methods and systems for displaying coupons within a network-based system are disclosed. For example, a system can include a database, a monitoring module, a coupon rules engine, and a coupon widget. The database to store account information associated with a user, the account information identifying one or more unique coupons redeemable exclusively by the user. The monitoring module to monitor interactions by the user with the network-based system. The coupon rules engine to select a selected coupon, of the one or more unique coupons redeemable exclusively by the user, that is eligible to be presented to the user based on the monitored interactions by the user with the network-based system. The coupon widget to present the selected coupon to the user. | 2011-05-05 |
| 20110106601 | System And Method For Promotion Processing And Authorization - An example funds facilitation system that facilitates transactions between a payer and payee includes a promotion processing system that facilitates the provision of promotions to account holders on the funds facilitation system. The party offering the promotion may be a merchant/payee that also has an account with the funds facilitation system. The promotion processing system applies promotion rules based on the identity of the merchant/payee and upon conditions placed on the promotion that identify a payer or a group of payers to receive the promotion. A user interface is provided for generating promotion rules and monitoring promotions. A user interface is also provided that displays unused promotion and gift codes and links to merchant/payee websites associated with the unused codes. The funds facilitation system can also provide authorization for purchases based on a condition, such as the age of the payer. | 2011-05-05 |
| 20110106602 | System for Incentivizing Financial Account Users - A system to incentivize financial account holders, such as a checking account, by providing a cash bonus for certain activities in the financial account, including certain deposits, electronic payments, debit card purchases, and receiving an electronic statement (instead of paper statements). The cash bonus is calculated on the current time period, for example monthly and credited to the financial account at the end of such current time period. | 2011-05-05 |
| 20110106603 | Self-Service Implementation of Digital Coupons - Disclosed are various embodiments relating to a self-service portal for coupon implementation in association with an electronic commerce system. Coupon campaigns are implemented in a computing device for a plurality of vendors in association with the electronic commerce system. Each of the coupon campaigns comprises one or more digital coupons. An automated submission of each of the campaigns is facilitated in the computing device from respective ones of the vendors through a self-service portal. Vendor control is facilitated through the self-service portal as to whether the digital coupons associated with a respective one of the campaigns are activated to be applied to a purchase of an item through the electronic commerce system. | 2011-05-05 |
| 20110106604 | Method and System for Providing Digital Incentives - Systems and methods for providing digital incentives or financial offsets including the steps of: providing a financial platform operable on a server computer and at least one database in electronic, digital communication over a network, the financial platform operable for financial services transactions; providing a database of profile data for the at least one user; developing a digital incentive program for stimulating financial transactions by at least one user, the digital incentive program including profile factors from the profile data of the at least one user; automatically providing at least one digital incentive to corresponding of the at least one user, the at least one digital incentive available for a redemption by each of the users, wherein the digital incentive has an electronic financial transaction value available for the redemption on any electronic financial transaction media, and wherein the redemption of the electronic financial transaction value of the digital incentive does not occur at a merchant level of the financial transactions. | 2011-05-05 |
| 20110106605 | METHODS AND SYSTEMS FOR DYNAMIC COUPON ISSUANCE - Methods and systems for issuing targeted coupons with a network-based system is disclosed. For example, a system can include a targeting module, a coupon rules engine, a coupon generation engine, a coupon widget, and a checkout module. The targeting module can create a model for controlling coupon generation. The coupon rules engine can determine whether a user accessing the network-based system qualifies to receive a coupon based at least in part on application of the model created by the targeting module. The coupon generation engine can generate a coupon based on the coupon rules engine determining that the user qualifies to receive a coupon. The coupon widget can present the coupon to the user while the user is accessing the network-based system. Finally, the checkout module can apply the coupon to a purchase by the user. | 2011-05-05 |
| 20110106606 | METHODS AND SYSTEMS FOR COORDINATED COUPON DELIVERY - Methods and systems for coordinating delivery of coupons issued by a network-based system are disclosed. For example, a system can include a coupon generation engine, a coupon widget, and a communications module. The coupon generation engine can issue a unique coupon redeemable exclusively by a registered user of the network-based system. The coupon widget can present the unique coupon via a first communication channel internal to the network-based system. The communications module can deliver the unique coupon to the registered user via a second communication channel external to the network-based system. | 2011-05-05 |
| 20110106607 | Techniques For Targeted Offers - Systems and methods for analyzing and segregating payment card account profiles into clusters and targeting offers to cardholders. Offers may be targeted based on analyzing customer transactions with merchants from a merchant category as compared with transactions with merchants from a universe of merchants. Customers who have no transaction history with a merchant may be selected for offers based on similarities with respect to other customers of the merchant. Multiple merchant offers may be combined into a single mailing based on a scoring algorithm. | 2011-05-05 |
| 20110106608 | Electronic coupon generation, distribution, reimbursement and settlement system - The Electronic Coupon Generation, Distribution, Reimbursement and Settlement System is a fully integrated system that is designed to coexist with paper based coupon systems and Internet sites that generate paper coupons and as warranted replace these coupon systems. | 2011-05-05 |
| 20110106609 | ELECTRONIC COUPONING FOR PAYMENT PROCESSING - Embodiments of the present invention provide a method, system and computer program product for electronic couponing for payment processing. In an embodiment of the invention, an electronic couponing method for payment processing can include receiving a transaction profile for a proposed transaction as payment for a purchase by a purchaser from a merchant at a card processing terminal configured to identify a card number for a card. The method also can include presenting a coupon in the card processing terminal responsive to the transaction profile. Yet further, the method can include prompting the purchaser to redeem the coupon through the card processing terminal. Finally, the method can include reducing a payment amount for the proposed transaction if the purchaser redeems the coupon through the card processing terminal and routing the proposed transaction to a payment processor for payment processing. | 2011-05-05 |
| 20110106610 | Systems and methods for providing and commercially exploiting online persona validation - Systems and methods for providing and commercially exploiting online persona validation are presented. In exemplary embodiments of the present invention, an online persona validation framework suitable for mass adoption is presented. In addition, systems and methods to leverage such framework to create and exploit transactional opportunities, such as, for example, targeted marketing, trend spotting and tracking, and granular data mining, are also presented. In exemplary embodiments of the present invention, tiered (i.e., comprising various levels of financial, demographic, lifestyle and other information), opt-in identity validation systems and various methods that authenticate an individual in e-commerce, social networks, job searches and the like, can be implemented. In addition, such exemplary systems and methods can identify precise, granular, and hence, valuable, demographics for advertisers. In comparison to conventional Internet based services, exemplary systems according to the present invention can provide multi-use Internet-wide trusted persona validation, micro-segment targeted ads and offers, and real time, location based, channel integrated ads and offers. The present invention accordingly comprises the various steps and the relation of one or more of such steps with respect to each of the others, and the system embodies features of construction, combinations of elements and arrangement of parts that are adapted to effect and implement such steps. | 2011-05-05 |
| 20110106611 | COMPLEMENTARY USER SEGMENT ANALYSIS AND RECOMMENDATION IN ONLINE ADVERTISING - The present invention provides techniques for determining user segments to increase the reach of targeted advertisements. The user segments may be determined based on factors including an advertisement category, user interest categories, and historical advertisement performance metrics associated with performance of advertisements of a relevant category in connection with various user segments. User segments may be identified that substantially increase reach while yet being anticipated to preserve, or sufficiently preserve, advertisement performance as compared with performance associated with an initially targeted user segment. Recommendations may be provided accordingly to advertisers, or automatically provided, as well as implemented, or automatically implemented. | 2011-05-05 |
| 20110106612 | APPARATUS AND METHOD FOR PRODUCT MARKETING - A system that incorporates teachings of the present disclosure may include, for example, a media processor having a controller to present media content provided by a media content source operating in an interactive television (iTV) network, access a client program which presents an overlay that superimposes onto the media content, wherein the client program enables the media processor to associate at least a portion of the media content with a user-generated comment, receive the user-generated comment, wherein the user-generated comment provides commentary on the portion of the media content, associate the user-generated comment with the portion of the media content, and transmit the user-generated comment to a third party for determination of marketing parameters of the portion of the media content. Other embodiments are disclosed. | 2011-05-05 |
| 20110106613 | ELECTRONIC COUPON DISTRIBUTION, COLLECTION, AND UTILIZATION SYSTEMS AND METHODS - Exemplary electronic coupon distribution, collection, and utilization systems and methods are disclosed. An exemplary method includes maintaining coupon data representative of at least one electronic coupon collected by a consumer, the coupon data accessible by a mobile computing device associated with the consumer, detecting an occurrence of a predetermined trigger event related to the at least one electronic coupon, and providing, in response to the predetermined trigger event, a message for presentation to the consumer via the mobile computing device associated with the consumer, the message configured to direct the consumer to a physical location of a product associated with the at least one electronic coupon. Corresponding systems and methods are also disclosed. | 2011-05-05 |
| 20110106614 | Mobile User Characteristics Influenced Search Results - Improved mobile content presentation capabilities are disclosed for mobile communications facilities, such as cell phones. Information relating to the user characteristics associated with a mobile communication facility and other capabilities are employed to improve the presentation and relevance of mobile content to appropriate or desirable mobile communication facilities. | 2011-05-05 |
| 20110106615 | MULTIMODE ONLINE ADVERTISEMENTS AND ONLINE ADVERTISEMENT EXCHANGES - Techniques are described for selecting advertisements for display in web pages. In one aspect, a web page content characterization document may be generated that describes aspects of a web page. The web page content characterization document may be used to match advertisements for display in the web page. In another aspect, a multi-display mode advertisement object is provided. The multi-display mode advertisement object is an advertisement object that can be displayed as an advertisement in various formats, as desired for the particular web page destination location. In still another aspect, an in-linking advertisement object is provided. The in-linking advertisement object may be displayed on a web page, and when selected (e.g., clicked on), activates a link to content within the web page, rather than linking off page. | 2011-05-05 |
| 20110106616 | FILTER FOR USER INFORMATION BASED ON ENABLEMENT OF PERSISTENT IDENTIFICATION - A method, system, apparatus, and storage medium for determining that a client device is enabled for persistent identification, and that may operate as a filter for user information based on whether the client is enabled for persistent identification. A first communication is received regarding a request by the client for a web page. At least one application level data structure is then provided for storage by the client, that persistently identifies at least one characteristic of the client. A second communication is then received that includes a representation of the application level data structures provided, and a comparison is made between the data structures provided and the representation received to determine whether the client is enabled for persistent identification. If persistent identification is enabled, the client may then be provided with advertisements or other content related to the client interests or characteristics. | 2011-05-05 |
| 20110106617 | METHOD AND SYSTEM OF PROCESSING A QUERY USING HUMAN ASSISTANTS - A system and method of providing information to improve efficiency of human searchers obtaining information on behalf of users is described. A query is processed to improve its form prior to being presented to a human searcher. A type associated with a query is determined which may affect a probability that a human searcher will respond to the query. Actions of a human searcher may be used to modify automated processing and decision making for processing of a query. | 2011-05-05 |
| 20110106618 | APPARATUS AND METHOD FOR TARGETED ADVERTISEMENT - A system and method for targeted advertisement that includes embedding the content of the advertisement with the existing displayed content, which is optionally and more preferably broadcast video content. For example, the present invention relates to embedding advertising content within broadcast video content displayed on television screens. The system features a receiver that is connected to the video input and video output of the television set and can inject advertisements to the display. The advertisements are optionally selected according to a bidding algorithm that is preferably performed by an external server or other remote device; however, it is also possible that they are selected according to a different, non-bidding mechanism. The advertiser and/or the owner of the resource displaying the advertisement may optionally select or request the advertisement for display. | 2011-05-05 |
| 20110106619 | RECRUITMENT METHOD - A computer-implemented recruitment method is disclosed. Information about an individual is stored in a computer readable memory (e.g., | 2011-05-05 |
| 20110106620 | Processing Data Obtained From a Presence-Based System - Functionality is described for collecting data from a presence-based system, such as an instant messaging system. The functionality can extract information from the collected data based on one or more rules. For instance, the functionality can identify presence data and/or message data that includes predetermined key words. The functionality can formulate result information based on the extracted information for presentation to a recipient. | 2011-05-05 |
| 20110106621 | INTRACLUSTER CONTENT MANAGEMENT USING NEURO-RESPONSE PRIMING DATA - A system uses neuro-response information to evaluate content within a cluster, such as commercials in a pod, advertisements in a frame, or products on a shelf, to determine priming characteristics associated with each pieces of content within the cluster. The priming characteristics and other data are combined to obtain blended attributes. The blended attributes are correlated with each piece of intracluster content to allow intelligent management including selection, arrangement, ordering, presentation, and/or scheduling of intracluster content. Intracluster content may also use priming characteristics associated with extracluster content to further improve management. | 2011-05-05 |
| 20110106622 | Real-Time Mobile Advertising Marketplace - Real-time mobile advertising marketplace for messaging advertisement campaigns. Publishers may showcase their mobile inventory in one ad marketplace location to maximize their use of inventory and enable competitive pricing for advertisers. Advertisers are provided an interface to Ad Marketplace for viewing available inventory, pricing, and demographic reach. Once various selections are made and the advertising is transmitted to a publisher in real-time for viewing and approval. Publishers may also define new inventory, review pending inventory buys, and/or accept or reject advertising requests. Once approved, the advertisements may be queued for serving into scheduled campaigns for various mobile devices using, for example ad insertion and ad requestor mechanisms. As the advertisement campaigns are running, advertisers and/or publishers can both view real-time performances metrics, such as impressions served, response rates, and/or revenue earned. | 2011-05-05 |
| 20110106623 | SYSTEM AND METHOD FOR SEARCHING FOR A PROFESSIONAL SERVICE PROVIDER - The present invention relates to a method for allowing consumers to search for a provider of a specific type of professional service, typically legal. A method configured according to an embodiment of the present invention may involve supplying a location indicator in which to locate a service provider; supplying an area of the specific type of service which the user is interested in; being supplied a list of service providers working in the area of the specific type of service which the user is interested in and in or near the location indicator; being supplied a list of flat rate or fee prices for the service providers on the list and being supplied a list of the status of the service providers' participation in a charitable program. This method may be utilized by a web based system. | 2011-05-05 |
| 20110106624 | SYSTEMS OF INFLUENCING SHOPPER'S PRODUCT SELECTION AT THE FIRST MOMENT OF TRUTH BASED UPON A SHOPPER'S LOCATION IN A RETAIL ESTABLISHMENT - Provided herein is a system or systems for influencing shoppers while they consider making purchasing decisions in a retail establishment. Specifically, the method identifies the first moment of truth and attempts to influence shoppers during a shopper's first moment of truth based on the shopper's location within the retail establishment. The method transmits an acceptable influential message and transmits the message through a communication network to a shopper tracking device, which is in close proximity to a shopper during a shopping trip throughout a retail establishment. | 2011-05-05 |
| 20110106625 | LOCATION-BASED FILTERING AND ADVERTISING ENHANCEMENTS FOR MERGED BROWSING OF NETWORK CONTENTS - Location-based filtering and advertising enhancements for merged browsing of network content are described herein. In various embodiments, a client device may obtain its geographic location and provide that location to a server for filtering by the server of network content fragment suggestions based at least in part on the location. The client device may then receive some or all of the filtered suggestions for utilization in merged browsing. In some embodiments, a server may further receive an indicator of content being browsed. In response, the server may determine network content fragment suggestions, and may also determine an additional suggestion or prioritize a suggestion based an advertiser's interest. The server may then provide the suggestions and/or prioritization to the client device. In various embodiments, the server may also provide the advertisement(s) for display in a user interface of the client device along with the (prioritized) suggestions. | 2011-05-05 |
| 20110106626 | Method and System for Real-Time Insertion of Advertisements into Mobile Messages - The present invention is directed to Short Message Service (SMS) and Multimedia Message Service (MMS) based advertising, and more specifically to methods and systems for the real-time insertion of one or more ads into said messages for effective and targeted advertising to consumers. In one embodiment, a web-based purchasing marketplace (i.e. an Ad Marketplace) is provided, which facilitates sale, by publishers to advertisers, of ads space on a publisher's message or message inventory. In a further embodiment, methods and systems for managing the process by which ads are selected and inserted into a given message, in real-time, without substantial interruption of the standard process for delivery of said message during a messaging campaign, are provided. | 2011-05-05 |
| 20110106627 | Physiological and Environmental Monitoring Systems and Methods - Systems and methods for monitoring various physiological and environmental factors, as well as systems and methods for using this information for a plurality of useful purposes, are provided. Real-time, noninvasive health and environmental monitors include a plurality of compact sensors integrated within small, low-profile devices. Physiological and environmental data is collected and wirelessly transmitted into a wireless network, where the data is stored and/or processed. This information is then used to support a variety of useful methods, such as clinical trials, marketing studies, biofeedback, entertainment, and others. | 2011-05-05 |
| 20110106628 | CONTROL SYSTEM AND METHOD FOR ADVERTISEMENT EXPOSURE - A control system and method of advertisement exposure are provided, in which the control system for advertisement exposure includes: a communication unit for communicating via a network with a multiplicity of client terminals, each including a web browser having a main area where a predetermined webpage is output and a sub area different from the main area; a storage unit for storing advertisement information and information about an incentive created to correspond to the advertisement information and offered to a user; and a control unit for outputting the advertisement information to at least one of the main are and sub area, and accumulating a corresponding incentive depending on an amount of viewing by plural users for the advertisement information to output information about the accumulated incentive to the sub area of the web browser. Accordingly, the advertisement information can be exposed more effectively through the web browser. | 2011-05-05 |
| 20110106629 | SYSTEM AND METHOD FOR DISTRIBUTION OF CLASSIFIED ADVERTISEMENTS - A system and method is disclosed for filing classified advertisements, which allows an automatized filing. The text of the advertisement is sent to a text message centre from the user's mobile phone, preferable as an SMS message. The text message centre transfers the text to a publication medium, for example a newspaper, for publication. Invoice information is sent to the telephone company for charging the customer's telephone bill. | 2011-05-05 |
| 20110106630 | USER FEEDBACK-BASED SELECTION AND PRIORITIZING OF ONLINE ADVERTISEMENTS - Advertisements to be presented to a user are selected based on feedback responses received from other users where the feedback responses represent the level of interest to the advertisements expressed by the other users. In selecting which advertisements to be presented to a user, the online service takes into account feedback responses previously collected from a group of users and revenue expected for presenting certain advertisements to the user. An online service computing device computes a total value of an advertisement based on an estimated revenue value for presenting an advertisement and a modifier representing the user's estimated interest in the advertisements. The online service then selects or prioritizes the advertisements based on the total values. Advertisements with more positive feedback responses and/or less negative feedback responses tend to have higher total values, and therefore, such advertisements are more likely to be selected for presentation to the users. | 2011-05-05 |
| 20110106631 | System and Method for Generating and Managing Interactive Advertisements - Embodiments of the present invention relate to a system and method for creating an interactive advertisement. The interactive advertisement is configured to convey a brand message to a user while at the same time provide website security by reducing unauthorized website access by Interenet bots. According to certain embodiments of the present invention, users are required to adequately respond to the interactive advertisement in order to access certain website content. The user responses to the interactive advertisements are collected and utilized to generate marketing reports which illustrate the effectiveness of an interactive advertisement in conveying an advertiser's message. | 2011-05-05 |
| 20110106632 | System and method for alternative brand affinity content transaction payments - An economic exchange system and method where a request is received to make a non-advertising site use of one or more media assets. The system and method comprising a vault and offering, as a basis for a grant of receiving a request, to allow the non-advertising site use in exchange for a receiving of at least one advertising opportunity on the site, and exchanging, in accordance with an agreement to an offering, of the non-advertising site use for the at least one advertising opportunity on the site. | 2011-05-05 |
| 20110106633 | Method for Distributing Campaign Metadata Across Multiple Small Clients - Various embodiments of the present invention are directed to a system and method which by calculating in advance what material is to be sent to a particular device and under what conditions that material is to be delivered, the material can be delivered ahead of time and used when the conditions are met. In one embodiment, a server is used to download to certain mobile devices (or to other devices having a limited bandwidth) a portion of an advertisement campaign together with the rules for displaying the various advertisements at the mobile device. The server can, if desired, keep track of the downloaded advertisements to all of the mobile devices so that the demographics of the advertising campaign are met within the desired time frame. The server can make use of the captured information, including demographics, to select ads for delivery to the mobile client that will be more likely to be acted upon by user, or more likely to meet future criteria and be shown. | 2011-05-05 |
| 20110106634 | CONTENT MANAGEMENT SYSTEMS, METHODS, AND MEDIA USING AN APPLICATION LEVEL FIREWALL - Content management systems, methods, and media using an application level firewall are provided. In accordance with some embodiments of the disclosed subject matter, the system for managing advertisement adjacencies comprises: a firewall component in an application layer comprising a processor and a memory, wherein the firewall component is configured to operate in an advertisement call stack of the application layer and wherein the processor is programmed to: receive an advertisement call for publishing an advertisement in an advertisement server on a web page, wherein a verification tag is inserted in the advertisement call that redirects the advertisement call to the firewall component prior to transmission to the advertisement server; determine whether the web page associated with the advertisement call contains objectionable content; and, in response to determining that the web page does not contain objectionable content, transmit the advertisement call to the advertisement server for publishing the advertisement on the web page. | 2011-05-05 |
| 20110106635 | METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR FACILITATING USE OF WIRELESS SMART DEVICES TO PURCHASE GOODS OR SERVICES - Methods, systems, and computer readable media for facilitating the use of wireless smart devices to purchase goods or services that are not available at a purchaser's location are provided. According to one aspect of the subject matter described herein, a method for facilitating the use of a wireless smart device to purchase goods or services is provided. The method includes providing a smart poster that advertises a good or service and is locatable in an area that is accessible by a potential purchaser of a good or service. The method includes directing, using a mechanism in or on the smart poster, the wireless smart device to access a section of an merchant's website specific to the good or service in response to the wireless smart device interfacing with the smart poster. The method further includes providing, via the wireless smart device, an option for the potential purchaser to purchase the good or service in a manner that bypasses a payment register in a retail location of the merchant. | 2011-05-05 |
| 20110106636 | METHOD AND SYSTEM FOR MANAGING ONLINE PRESENCE - In a method and system for managing an online presence of a brand or product, providing a graphic representation of (i) a plurality of nodes, each node signifying (a) an instance of an online advertisement, (b) a general venue of a series of marketing tactics, (c) a representation of an advertising or marketing agency, and/or (d) a sales/sales fulfillment site, and (ii) at least one connection, each connection linking a pair of nodes, the connection signifying an informational relationship between the pair of nodes, the informational relationship being a logical and/or a communicative relationship. | 2011-05-05 |
| 20110106637 | PROGRAM, INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND INFORMATION MANAGEMENT APPARATUS - The present invention relates to a program, an information processing apparatus, an information processing method, and an information management apparatus capable of increasing the probability that the user browsing WEB pages views an advertisement. A list 12A working in conjunction with the display of a WEB browser displays, as items, titles of WEB pages searched by a search server and advertisements selected according to the search result. If the start of slide show display is instructed when “WEB Page # | 2011-05-05 |
| 20110106638 | CASH MANAGEMENT OPTIMIZATION FOR PAYMENT PROCESSING - Embodiments of the present invention provide a method, system and computer program product for cash management optimization method for payment processing. In an embodiment of the invention, a cash management optimization method for payment processing can include receiving a transaction profile for a proposed transaction as payment for a purchase by a purchaser from a merchant at a card processing terminal configured to identify a card number for a card. The method further can include comparing the transaction profile to merchant-specified preferences mapping different transaction profiles to different payment processors. A payment processor for the proposed transaction can be selected based upon the comparison of the transaction profile to the merchant-specified preferences. Thereafter, the proposed transaction can be routed over a computer communications network to the selected payment processor for payment processing. | 2011-05-05 |
| 20110106639 | SYSTEM AND METHOD FOR DISPENSING SAMPLES AND COMPUTER READABLE RECORDING MEDIUM - A method and a system for dispensing samples and a computer readable recording medium are disclosed herein, the system can establish a feedback mechanism and recommend one or more suitable samples for a user on the basis of identification information that is inputted by the user. | 2011-05-05 |
| 20110106640 | Methods and Systems for Electronic Transactions - In the preferred computer system, the user is provided with a separate Internet-accessible entity referred to here as the “personal page.” A personal page, preferably, includes memory for storing information related to the user. For example, on his/her personal page the user indicates what he/she wishes to purchase, possibly along with other criteria associated with the purchase, such as, for example, a time that the purchase should take The user is provided with the ability to create personalized bidding rules that vendors that offer goods and services must respect. Vendors have the ability to specify similar criteria, which describe the goods and/or services they offer. Vendors can indicate, for example, the prices of their goods, times and places that their services are available, etc. Preferably, these specifications, called “vendor scripts,” are embodied in active software/data entities (agents) that traverse sites on the Internet visiting sites hosting users' personal pages. Thus, preferably, vendor software/data agents (comprising vendor scripts) are the mobile, active elements in the system and purchasing requirements are stationary and more passive in comparison. | 2011-05-05 |
| 20110106641 | SYSTEM TO MONITOR IRREGULAR ACTIVITY - A computer-implemented method includes receiving item data at a network-based computer system, the item data related to an item categorized in at least a first category of a plurality of categories supported by the network-based computer system and including an item price-based value associated with the item. A category-specific threshold price-based value, for the first category of the plurality of categories supported by the network-based computer system, is automatically determined. The item data is automatically determined to the irregular, based on the item price-based value associated with the item and the category-specific threshold price-based value for the first category of the plurality of categories supported by the network-based computer system. Responsive to the determination that the item data is irregular, an entity associated with the item is restricted from using the network-based computer system. | 2011-05-05 |
| 20110106642 | COMPUTER-IMPLEMENTED METHOD AND SYSTEM FOR KEYWORD BIDDING IN A MARKET COOPERATIVE - A computer-implemented method and system for keyword bidding in a market cooperative are disclosed. A particular embodiment includes receiving a keyword bid from a first party; determining a value to a host associated with the keyword bid; augmenting the keyword bid by an amount corresponding to the value to the host; and sending the augmented keyword bid to a second party. | 2011-05-05 |
| 20110106643 | Systems and Methods for Electronic Summary and Detail Performance Data of Equipment Sellers - An auction server hosts an auction system on a network. An auction interface is provided for accessing the auction system. A buyer interface of the auction interface presents to buyers data of vehicles available for purchase. A seller interface presents to sellers data of vehicles available for purchase via the auction system. A first seller performance panel of the buyer interface includes first seller data of a seller corresponding to vehicles presented for purchase on the buyer interface. First seller data comprises performance data, successful sales data, adjusted sales data, and unwound sales data. A second seller performance panel of the seller interface includes second seller data of the seller. The second seller data comprises performance data of the seller for auction activities conducted by the seller. The second seller performance panel includes a management interface by which the seller manages components of the auction system. | 2011-05-05 |
| 20110106644 | System and method for dynamic online auctions - A commerce system and methods thereof, comprising a remote server accessible via a network by client computers utilizing client software such as browsers for interfacing with the remote server. The server provides a commerce system that enables a seller to list an item in an auction process implemented in the server. The server receives proxy bids for the item from respective bidders and generates automatically on behalf of at least one bidder an offer for the item during the pendency of the auction process. | 2011-05-05 |
| 20110106645 | System and method for a two phase online auction - A commerce system and methods thereof, comprising a remote server accessible via a network by client computers utilizing client software such as browsers for interfacing with the remote server. A server receives item information from a seller for listing of an item in an auction process associated with an end time, receives a first group of one or more proxy bids for the item during a first time period, receives a second group of one or more actual bids for the item during a second time period prior to the end time and determines at the end time a highest actual bid as a winning bid. | 2011-05-05 |
| 20110106646 | System and method for converting an offer proposed by a buyer to a proxy bid - A commerce system and methods thereof, comprising a remote server accessible via a network by client computers utilizing client software such as browsers for interfacing with the remote server. The server provides a commerce system that enables a seller to list an item in an auction process implemented in the server. The server receives proxy bids for the item from respective bidders and a buyer-proposed offer associated with a prospective buyer indicating a fixed price the prospective buyer is willing to pay for the item. If the server determines a lack of acceptance of the buyer-proposed offer by the seller prior to the end time, the server automatically converts the buyer-proposed offer to a proxy bid for consideration against the one or more proxy bids. | 2011-05-05 |
| 20110106647 | SYSTEM AND METHOD FOR AN EFFICIENT DYNAMIC MULTI-UNIT AUCTION - The present invention implements an auction in which multiple types of goods may be auctioned in a dynamic process. In a preferred embodiment, the present invention is a system and method for computer implemented dynamic multi-unit auction in which the price paid or received by bidders tends to be independent of their own bids, in which participants may be provided with information concerning their competitors' bids as the auction progresses, and in which the confidentiality of high values may be maintained. Participants' quantities bid at a given time may be restricted to be less than or equal to the quantities bid at an earlier time. These features provide the advantage of improving economic efficiency of the auction design over the prior art. | 2011-05-05 |
| 20110106648 | REVERSE AUCTION METHOD - The present invention relate to a reverse auction method in an electronic commerce system. The present invention provides a reverse auction method using an electronic commerce system in which a reverse auction server, a plurality of purchase apply terminals at the purchaser side, and a plurality of sales apply terminals at the seller side communicate with one another through a communication network such as the Internet. The reverse auction method includes: a first step of transmitting purchase apply information containing a purchase maximum price and a purchase apply quantity inputted by each purchaser for the same product and storing the purchase apply information in the reverse auction server; a second step of allowing the reverse auction server to provide a connected seller or purchaser with a purchase apply status containing a purchase apply quantity for each purchase maximum price or an accumulated purchase apply quantity for each accumulated purchase maximum price accumulated to the level equal to or higher than each purchase maximum price; a third step of transmitting bidding information containing a desired sales price inputted after review of the purchase apply status by each seller and storing the bidding information in the reverse auction server; a fourth step of allowing the reverse auction server to provide or notify, after the completion of bidding, the result of bidding in which a seller who has made a bid at the lowest desired sales price is determined as a winning bidder, the relevant desired sales price is determined as a contract price, i.e., a sales price, the purchase apply quantities of all purchase maximum prices equal to or higher than the contract price are intensively bid to the winner, and sellers other than the winning bidder are left out of the bidding; and a fifth step of allowing the reverse auction server to provide or notify the result of a deal in which all purchasers who have applied at the purchase maximum price equal to or higher than the contract price are determined as purchasers entitled to make a purchase, all purchasers who have applied with the purchase maximum price lower than the contract price are left out of the bidding, and the contract price is contained. | 2011-05-05 |
| 20110106649 | Method and System for Ordering and Producing a Customized Product - A method and system is provided for ordering and producing customized merchandise such as, but not limited to, a protective cover for a portable electronic device. Generally speaking, the system for creating a customized product includes a cellular telephone having a display screen, an application for selecting an image to be printed onto a product, the application being loaded onto the cellular telephone, a server for storing the selected image to be printed on the product, the server being remotely accessible by the cellular telephone, and a printing device responsive to the server for printing the selected image on the product. A general method for creating a customized product includes the steps of loading an application to a cellular phone, wherein the application is executable by the cellular phone, executing the application through operation of the cellular phone, using the application to select an image to be printed onto a product, and printing the selected image on the product at a location remote from the cellular phone. The printing device is preferably a dye-sublimation printing device. Further, the selected image may be initially stored at one of either a remote server or on the cellular phone itself. | 2011-05-05 |
| 20110106650 | Systems, methods and computer program products for implementing processes relating to retail sales - The present invention provides a system that facilitates the selection of purchasable items for use in an environs defined by the customer. In one aspect, the system includes a processing element capable of proposing a plurality of purchasable items to the customer for selection by the customer. The processing element also is capable of receiving data representing the environs and data representing at least one purchasable item selected by the customer. The processing element is further capable of generating and displaying a three-dimensional graphical representation of the environs and each purchasable item or items selected by the customer so that the customer can visualize the items in the environs. | 2011-05-05 |
| 20110106651 | Systems, methods and computer program products for implementing processes relating to retail sales - The present invention provides a system that facilitates the selection of purchasable items for use in an environs defined by the customer. In one aspect, the system includes a processing element capable of proposing a plurality of purchasable items to the customer for selection by the customer. The processing element also is capable of receiving data representing the environs and data representing at least one purchasable item selected by the customer. The processing element is further capable of generating and displaying a three-dimensional graphical representation of the environs and each purchasable item or items selected by the customer so that the customer can visualize the items in the environs. | 2011-05-05 |
| 20110106652 | Systems, methods and computer program products for implementing processes relating to retail sales - The present invention provides a system that facilitates the selection of purchasable items for use in an environs defined by the customer. In one aspect, the system includes a processing element capable of proposing a plurality of purchasable items to the customer for selection by the customer. The processing element also is capable of receiving data representing the environs and data representing at least one purchasable item selected by the customer. The processing element is further capable of generating and displaying a three-dimensional graphical representation of the environs and each purchasable item or items selected by the customer so that the customer can visualize the items in the environs. | 2011-05-05 |
| 20110106653 | MERCHANDISE DISPLAY SYSTEM, APPARATUS AND METHOD - The display apparatus of the invention is a display case combined with an electronic display for displaying merchandise items such as jewelry both physically and electronically. The electronic display of the merchandise items in the display case includes interactive features, as for example access to a website for purchasing the merchandise items. Where the merchandise items are valuable, such as jewelry, the merchandise items in the display case may be facsimiles of the actual merchandise for sale, so that customers may open the display case without a sales person. | 2011-05-05 |
| 20110106654 | Method and apparatus for distributed generator planning - A method and apparatus for distributed generator (DG) planning. In one embodiment, the apparatus comprises (i) at least one interface for sizing a potential DG; (ii) at least one interface for designing the potential DG; and (iii) at least one interface for generating a proposal for the potential DG. | 2011-05-05 |
| 20110106655 | Methods, Systems, and Products for Electronic Purchases - Methods, systems, and products facilitate electronic purchases. An electronic shopping cart is received at a server associated with a first merchant. The electronic shopping cart is inspected for an item selected for purchase from a different merchant. If the first merchant can offer better terms for the item, the server sends a recommendation to a customer to remove the item from the electronic shopping cart and to add a substitute item offered by the first merchant. If the customer approves, then the server replaces the item in the electronic shopping cart with the substitute item associated with the first merchant. | 2011-05-05 |
| 20110106656 | IMAGE-BASED SEARCHING APPARATUS AND METHOD - Disclosed is a system and method in which an image is detected and matched with an image stored in a database, the method comprising capturing an image or series of images; searching a database that has a plurality of stored images for comparison with the captured image matching the captured image to the stored images; locating stores, manufacturers, or distributors that sell, make or distribute the object or those objects that are similar to the matched object; and presenting colors that are available to the user or asking what color the user wants, pricing, available colors, and other pertinent information regarding the matched object. | 2011-05-05 |
| 20110106657 | DISPLAY APPARATUS FOR SUPPORTING SEARCH SERVICE, USER TERMINAL FOR PERFORMING SEARCH OF OBJECT, AND METHODS THEREOF - A method for providing a search service of a display apparatus includes receiving a selection of an object by displaying a screen that displays at least one object, and providing location information adaptive to the user terminal to the user terminal using all location information of the searched object and information regarding a user location. Accordingly, a user may conveniently search a desired object. | 2011-05-05 |
| 20110106658 | INTERNET PORTAL FOR MORTGAGEE/RENTER PASS-THROUGH SUBSCRIPTION - An internet portal for connecting prospective renters and property owners/managers provides features for further managing an on-going relationship between renters, property owners/managers and other parties such as mortagees. An agreement may be entered into via the portal that arranges rent on a property to be paid in a pass-through arrangement directly to the mortgagee, avoiding potential foreclosures of which a renter might be otherwise unaware. A rating system is provided by which performance of renters and the performance of the property owners/managers may be evaluated during the relationship and used to inform others as historical and comparative data. | 2011-05-05 |
| 20110106659 | Encryption Switch Processing - A method for delivering non-financial electronic data through a secure communications channel between a payment processing network and an access device is disclosed. One embodiment of the invention is directed to a method comprising receiving, at a payment processing network, a request to establish a secure communications channel between a consumer device and the payment processing network. Upon establishing a secure communications channel with the consumer device, the payment processor network receives non-financial electronic content from a merchant at the payment processing network where the non-financial electronic content is selected at the merchant by a user associated with the consumer device. The non-financial electronic content is sent to the consumer device from the payment processing network via the secure communications channel between the consumer device and the payment processing network. | 2011-05-05 |
| 20110106660 | METHOD FOR PROVIDING LEARNING AS A SERVICE (LAAS) IN A LEARNING NETWORK - The present invention contemplates a variety of improved methods and systems for providing learning of the service (LaaS) in a learning network. At least certain embodiments include systems, methods, and apparatuses for connecting users with providers of pedagogic or professional content using an online marketplace for self-directed learning. The online marketplace includes a database of searchable content, availability of content experts and subject matter experts for guidance, and community support from peers and colleagues. A web-based graphical user interface is provided to users via the learning network to enable user interaction with the content and allow users to control the content and the pace of learning. Requests for particular content can be received from users and those requests can be fulfilled without regard to the location of the content or time of access, enabling self-directed learning. The content can be decomposed into monetized components, which can be accessed by users on a per-use or per-session basis. | 2011-05-05 |
| 20110106661 | METHOD AND SYSTEM FOR REPORTING FRAUD AND CLAIMING COMPENSATION RELATED TO NETWORK-BASED TRANSACTIONS - A method and system that allows a user to report fraud and submit a request for compensation related to a transaction completed over a network-based transaction facility. For example, a method can include the following operations conducted via the network-based transaction facility: receiving a complaint from a first party, communicating information about the complaint to a second party, enabling an exchange of information regarding the complaint, receiving a request for compensation related to the complaint, and determining whether a criterion required for approval of the request for compensation has been satisfied. | 2011-05-05 |
| 20110106662 | SYSTEM AND METHOD FOR PERFORMING INTERACTIVE ONLINE SHOPPING - Disclosed herein is a method for administering a live, online, interactive shopping event. The method may comprise providing a web page on an interface of a host device through which at least one potential buyer and an event host may interact, representing the at least one potential buyer by an avatar displayed within the web page, displaying an image of an item being sold within the web page, displaying a live video stream provided by the event host within the web page, wherein the live video stream is displayed to the at least one potential buyer, and providing for the at least one potential buyer to at least one of view, discuss, and purchase the item being sold within the web page, the purchasing process being initiated by an action taken by the at least one potential buyer on the web page. | 2011-05-05 |
| 20110106663 | METHOD OF CONDUCTING BUSINESS FOR MAKING AND SELLING ARTICLES OF APPAREL HAVING INTERCHANGEABLE PARTS - A method of conducting business for selling to a purchaser an article of apparel having interchangeable parts comprising the steps of offering for sale to a purchaser a multiplicity of base units of an article of apparel and a multiplicity of interchangeable components; providing a location for the purchaser to update the base unit with a purchase of a multiplicity of interchangeable components; creating an electronic purchaser user account to allow a purchaser to place an order of base units for the article of apparel and the interchangeable components; delivering the selected components to the purchaser; and updating the purchaser's user account to reflect the delivered components. | 2011-05-05 |
| 20110106664 | Order and Accounting Method and System for Services Provided Via an Interactive Communication Network - The present invention relates to a method and system for providing e-commerce and accounting services to organizations and service providers for offerings ordered by the organization via an on-line interactive communication network. In particular, the present invention relates to a method and system whereby a third party intermediary can absorb certain payment, collection and billing functions on behalf of an organization and service providers which provide services to the organization. The term service provider as used herein refers to any entity or individual that provides a service, including the service of providing goods. | 2011-05-05 |
| 20110106665 | ONLINE PURCHASE OF DIGITAL MEDIA BUNDLES - Techniques for interacting with an online media store to obtain a media asset bundle, such as a digital boxset, are disclosed. These techniques involve, for instance, browsing for a media asset bundle that includes at least one non-playable media asset, purchasing the media asset bundle, obtaining the media assets contained in the media asset bundle, determining if a presentation request has been made for a media asset in the media asset bundle, and presenting the requested media asset. Further, these techniques involve playing the media assets in a media asset bundle by selecting a media asset in the media asset bundle, determining whether the media asset is playable or non-playable, presenting the media asset using an appropriate media asset viewer if it is playable, not playing (skipping) the media asset if it is non-playable, and selecting/playing other media assets in the media asset bundle until no more media assets are available to be played. | 2011-05-05 |
| 20110106666 | REMANUFACTURED PART CORE RETURN PROCESS AND SYSTEM - One aspect of the present invention is a computer-implemented method for processing remanufactured part cores. The method includes receiving manufactured part core inventory information. The inventory information can include an inventory forecast and an inventory level for a number of parts. The method further includes receiving a part number of a part to be processed. The part to be processed is a member of the number of parts. The method further includes receiving one or more business rules for processing the part to be processed. A part disposition for the part to be processed is determined based on the remanufactured part core inventory information, the one or more business rules and the part number. | 2011-05-05 |
| 20110106667 | System for object oriented financial accounting - A system for accounting comprises a processor and a memory. The processor is configured to determine one or more accounting rules based at least in part on an accounting object. The processor is further configured to determine accounting for the accounting object based at least in part on the one or more accounting rules. The memory is coupled to the processor and configured to provide the processor with instructions. | 2011-05-05 |
| 20110106668 | PAYMENT APPLICATION ON CLIENT DEVICE - A payment method according to an embodiment comprises receiving, by a payment provider, a payment amount for an application, product and/or service selected by a user over a client device, wherein the payment amount is split between one or more receivers according to instructions provided for splitting the payment amount; and transferring the payment amount to one or more accounts among the one or more receivers according to the instructions. | 2011-05-05 |
| 20110106669 | Vehicle Impound and Auctioning Management system - A system is employed to operate a vehicle impounding facility for a municipality. A selection is received of a marked vehicle in a marked grid for titling, and an application for title for the selected vehicle is effectuated in the name of the municipality. A notation is received of a selected vehicle in a pending grid as being titled when the application for title for the selected vehicle has been approved and received. A scheduling is received of a titled vehicle in a select auction date grid for an upcoming auction. An assignment is received of a minimum bid value to a scheduled vehicle in a minimum bid guide grid in connection with the auction. Entry is received in a final auction grid of a purchase price for which a valued vehicle has been auctioned and a purchaser. | 2011-05-05 |
| 20110106670 | SYSTEM AND METHOD FOR USE IN MANAGEMENT OF FINANCIAL ASSETS - A computer system has a processor; and a memory storage device in communication with the processor. The processor is configured, in a business cycle, to access fund expense calculation data and perform verification of the fund expense calculation data; receive data indicative of prices of the funds, perform verification with respect to the received price data; after completion of verification of the fund price data, receive data indicative of trades, perform verification on the received trade data; after completion of verification of the trade data, provide output signals indicative of instructions for execution of trades consistent with the verified price and trade data; based on the trade instructions data, determine instructions for payment in settlement of trades, provide output signals indicative of the instructions for payment; and update accounting ledgers with data from the business cycle. | 2011-05-05 |
| 20110106671 | Financial Transaction Error Detection - A system and method for receiving transaction data and identifying errors within the transaction data is provided. The transaction data may be received at a transaction data processing system and transactions having errors associated with them may be identified. In some arrangements, the identified transactions may be edited or manipulated, for instance, by a user. In some examples, an error type may be associated with the identified transactions. The identified transactions may be transmitted to a transaction error resolution system for resolution of the error and/or adjustment. | 2011-05-05 |
| 20110106672 | Automatic Modification of Financial Record Parameters - Formatting of data entered and/or stored in a financial transaction record may be automatically corrected or modified to an expected or compatible format. The format in which data is to be stored may be defined by a financial institution processing the transaction and/or a customer affected by the transaction. Format rules may be defined and used to judge whether a transaction record parameter meets the required format. If so, the record parameter may be validated and saved. If, however, the parameter is not formatted according to the rule, the system may automatically revise the value stored in the parameter to satisfy the requirements. According to another aspect, if a transaction record has been modified, manual confirmation of the change may be requested. | 2011-05-05 |
| 20110106673 | METHODS AND SYSTEMS FOR IDENTIFYING MUSICAL COMPOSITIONS IN A SOUND RECORDING AND LICENSING THE SAME - Disclosed herein is a musical works administration service to digital music service providers (DSPs), to provide a streamlined approach for such DSPs to comply with copyright licensing, accounting, and reporting requirements. The service receives, from the DSP, information relating to sound recordings used by the DSP during a relevant time period. Using several matching techniques, the service identifies specific musical compositions embodied in each sound recording, and also determines corresponding publisher-share information. Subsequently, the service employs several mechanisms to attempt to obtain licenses for publisher-shares that are not already covered by preexisting client licenses. Based on the client's usage of such sound recordings and other related information, the service also performs accounting, reporting, and payment operations for the client. The service, in some instances, receives funds from the client and makes corresponding royalty payments (and makes accounting reports available) to the respective rights holders. | 2011-05-05 |
| 20110106674 | Optimizing Transaction Scenarios With Automated Decision Making - An example computer-implemented method of processing transactions in a funds facilitation system includes the steps of: receiving an electronic funding request to provide a payment for a transaction; identifying characteristics of the transaction based on information provided in the funding request; comparing the characteristics of the transaction with transaction rules stored in a rules database to determine at least one of: (a) a payment source for funding the funding request, and (b) an authentication procedure for authorizing the funding request. The selection of the authentication procedure is based at least in part on a stored trust level associated with a source of the electronic funding request. The receiving, identifying, and comparing steps are performed by software executable on one or more data processors. A funds facilitation system and memory structure are also included. | 2011-05-05 |
| 20110106675 | Peer-To-Peer And Group Financial Management Systems And Methods - Systems and methods for providing peer-to-peer and group financial management are provided herein. An example system includes a payment processor that executes software instructions for creating and managing electronic payment accounts and an accounts database to store account data from the payment processor. The payment processor may be configured to receive a payment request from a payer, the payment request including information to identify a payee and a payment amount. The payment processor may be further configured to determine if the accounts database includes an account associated with the payee, and based on a determination that the accounts database includes an account associated with the payee, send an electronic message to the payee that notifies the payee of the payment request. The payment processor may also be configured to access the accounts database to determine if the payee is identified as having a trusted relationship with the payer, and based on a determination that the payee is identified in the accounts database as having a trusted relationship with the payer, access the accounts database to transfer the payment amount from an account associated with the payer to the account associated with the payee without first receiving authorization for the transfer from the payee. | 2011-05-05 |
| 20110106676 | System and method for comprehensive management of company equity structures and related company documents with financial and human resource system integration - A system comprises business logic operable for managing and administering company entities, records, documents, equity instruments, and stakeholders, a database storing data associated with the business logic, integration logic operable to integrate the business logic and its associated data with existing enterprise systems and data associated therewith, and a graphical user interface presenting a hierarchical tree view of the company entities, records, documents, equity instruments, and stakeholders. | 2011-05-05 |
| 20110106677 | SYSTEM AND METHOD OF OFFSETTING INVOICE OBLIGATIONS - Invoice resolution systems are disclosed that include: at least one sales invoice, wherein each sales invoice comprises a credit value, at least one purchase invoice, wherein each purchase invoice comprises a debit value, at least one database or repository stored on a medium for executing the executable code that collects the at least one sales invoice and the at least one purchase invoice; and an executable code for intelligently determining an invoice chain comprising at least one purchase invoice having a debit value and at least one sales invoice having a credit value and offsetting the debit value with the credit value. Invoice resolution systems are also disclosed that include: at least one sales invoice, wherein each sales invoice comprises a credit value, at least one purchase invoice, wherein each purchase invoice comprises a debit value, at least one database or repository stored on a network computer system that collects the at least one sales invoice and the at least one purchase invoice; and an executable code for intelligently sorting the at least one purchase invoice having a debit value and at least one sales invoice having a credit value to produce an invoice chain and offsetting the debit value with the credit value. Methods for resolving invoice obligations include: providing at least one seller having at least one sales invoice, providing at least one customer having at least one sales invoice and at least one purchase invoice, producing an invoice chain by utilizing the at least one sales invoice and at least one of the at least one purchase invoice; and offsetting the at least one sales invoice of the seller with at least one sales invoice of the customer, at least one purchase invoice or a combination thereof. | 2011-05-05 |
| 20110106678 | METHODS AND SYSTEM FOR RELOCATING THE CLIENT PORT IN THE PROCESS OF ONLINE PREPAYING - This invention is concerned with a system and some methods to maintain the continuity of online billing through a proxy server as an anchor in which it forwards the information between the prepaying client port and the prepaying server through the proxy server. The method includes the following steps:
| 2011-05-05 |
| 20110106679 | Method for tagging documents and communications with filing and billing information - A method for tagging documents and communications with filing and billing information in the context of an online social network. As the documents and communication are created an automatic tagging tool associates the created document or communication with a preselected set of information that corresponds to the document or communication, the social network member who made the creation, and the client for whom the work was performed. The information to be associated with each document and communication can be customized to include categories most applicable to the business of the user. | 2011-05-05 |
| 20110106680 | TURBINE OPERATION DEGRADATION DETERMINATION SYSTEM AND METHOD - A system for creating a financial risk model for at least one turbine includes a database storing operational characteristics of one or more turbines and a processing module coupled to the database that receives information from the database and creates the financial risk determination. The processing module includes a performance degradation modeler that receives performance data and creates a model there from and a financial risk calculator coupled to the performance modeler that determines financial exposure to a contract based on the model received from the performance modeler. | 2011-05-05 |
| 20110106681 | ENTITY MANAGEMENT METHOD AND SYSTEM USING WIRELESS DEVICES - A method of providing information about a plurality of entities within a cash processing centre, the method comprising coupling a first entity with a first wireless device, coupling a second entity with a second wireless device, reading data associated with both the first and second wireless devices, pairing data associated with both the first and second wireless devices and retrieving information concerning the relationship between the first entity and the second entity based on the pairing. The entities are typically objects within the centre and the wireless devices are transmitters and/or receivers. | 2011-05-05 |
| 20110106682 | Systems and Methods for Generating a Metric of Financial Status Relative to a Financial Goal - The present invention relates to, among other things, systems and methods for generating a metric of an entity's financial status relative to a financial goal. In generating the metric, the value of an entity's total assets is simulated over time based on data comprising historical rates of returns. In one embodiment, the present invention provides a computer system and method for generating a metric of an individual's probable present-day financial status relative to financial independence on a desired future date. In this embodiment, the metric is called a Financial Independence Score. The Financial Independence score is a single number that represents the individual's financial status relative to achieving financial independence by a desired date. | 2011-05-05 |
| 20110106683 | Method and system for online sales and purchases - Internet-based commercial network connects multiple qualified participant buyers and sellers. Items are made available for defined periods of time, referred to as an event ( | 2011-05-05 |
| 20110106684 | CONTROLLING PRICE CASCADE MOVEMENTS IN AN ELECTRONIC TRADING SYSTEM - A disclosed system, method and computer readable storage medium includes mechanism for controlling cascade price movements in an electronic trading system. Price limits control the prices at which traders can place orders. An upper price limit prevents traders from placing orders above the upper limit and a lower price limit prevents traders from placing orders below the lower limit. The gap between the upper limit and the indicative market price as well as the gap between lower limit and the indicative market price is controlled so as to cause a breaking effect on very rapidly changing market price. | 2011-05-05 |
| 20110106685 | ISSUER-CONTROLLED MARKET PLATFORM AND SYSTEM FOR RESTRICTED HOLDINGS AND TRANSACTION MANAGEMENT - An online environment configured to manage restricted holdings issued by an issuer and restrict access to a membership authorized by the first issuer. Through this online environment, an issuer such as a private company can organize a controlled private marketplace environment to manage trading, tracking and administration of securities and other financial instruments held in the private company by shareholders and other investors and financing sources. | 2011-05-05 |
| 20110106686 | MANAGING QUOTES AT A TRADE CONSOLE - Multiple financial product quotes for a particular product are aggregated into a product unit display, providing for user configuration related to a display of the quotes. A first sort attribute and a second sort attribute are selected or configured to provide the user with a display that includes the financial product quotes in groupings according to the first sort attribute and in ordered lists according to the second sort attribute. When a financial product quote is received, the quote is grouped with other financial product quotes for the particular product according to a first sort attribute. Each grouping is then ordered according to a second sort attribute to provide the desired product unit display. Various sources may provide the quotes, and extra information to enrich the quotes may be provided. Various indicators may be used to highlight or emphasize certain types of information in the product unit display. | 2011-05-05 |
| 20110106687 | Method for Receiving Bids on an Energy-Savings and Energy Supply Portfolio - A computer-implemented method for determining an optimal award schedule for satisfaction of energy efficiency and energy supply requirements for a portfolio of one or more buildings. A first auction is conducted so as to receive over a computer network, from one or more prospective efficiency suppliers, a plurality of first bids for the provision of energy efficiency, each such first bid specifying an amount of energy saved and a cost. A computer is used to determine a schedule of remaining portfolio energy supply requirements that would remain after the provision of energy efficiency from at least a plurality of the first bids. A second auction is then run so as to receive over the computer network, from one or more prospective energy suppliers, one or more second bids for a plurality of the remaining portfolio energy supply requirements, each such second bid specifying a cost. A computer is then used to determine the lowest cost combination of a first bid and a second bid that satisfies the portfolio energy requirement. | 2011-05-05 |
| 20110106688 | Systems And Methods Of Conducting Financial Transactions - Systems and methods of conducting financial transactions are disclosed. For example, one disclosed method includes receiving a first price on a computer from a provider, the first price associated with an available volume of a financial instrument; associating the price with the provider in a computerized database of a plurality of providers; identifying a plurality of user-preferred providers in the computerized database associated with the first price; aggregating the available volume of the financial instrument offered for sale or required for purchase by the plurality of user-preferred providers on the computer; and causing the aggregated volume of the financial instrument to be displayed on a display in communication with the computer. | 2011-05-05 |
| 20110106689 | EQUITY BASED INCENTIVE COMPENSATION PLAN COMPUTER SYSTEM - A system and process linking an external computer with a system of a lending institution, a market information vendor or brokerage company, to provide for simultaneous tracking of one or more investments by a Plan to ensure each Plan's investment provides adequate collateral for the lender. Further, the system provides access to Plan component values via electronic means to the various parties of interest; the Plan participant, the Plan administrator, the Plan lender, and the Plan sponsor. Finally, the system creates forecasts of a Plan using assumptions to enable a reader of the illustration to understand the employee participant and employer sponsor benefits and costs of the program. | 2011-05-05 |
| 20110106690 | PRETERM LOAN SYSTEM AND METHOD OF USING THE SAME - Disclosed are systems, methods and computer program products, including a method performed by one or more processor-based devices. The method includes determining a financial arrangement between a lender and a borrower, to receive by the lender one or more periodic payments from the borrower over a pre-determined time period that precedes the acquisition of an unidentified asset. The payments received are used, upon identification of the asset, to pay a required down payment portion of the price of the asset. The financial arrangement includes information specifying predetermined financing attributes to be implemented at the conclusion of the pre-determined time period. The method further includes setting at the conclusion of the predetermined period the predetermined financing attributes based, at least in part, on a determination of an extent of compliance of the borrower with obligations of the financial arrangement. | 2011-05-05 |
| 20110106691 | SYSTEMS AND METHODS FOR TRACKING FINANCIAL INFORMATION - Embodiments include systems and methods for assisting with financial planning. In one embodiment, a financial planning system generates a convenient user interface that displays a variety of financial information in an easy to understand format. In one embodiment, a financial planning system aggregates data from multiple sources and displays the data in a manner that is useful for financial planning, such as debt, retirement, and budget planning. In another embodiment, the financial planning system promotes financial services and products. | 2011-05-05 |
