16th week of 2016 patent applcation highlights part 48 |
Patent application number | Title | Published |
20160110728 | ENHANCED DATA COLLECTION, PROCESSING, AND ANALYSIS - A method and corresponding apparatus configured to receive data from a plurality of wireless devices. The collected data includes recorded activity at the wireless devices. The method includes analyzing the collected data to produce demographic data. The analyzing includes calculating, based on the collected data, probabilities of individual steps in a path. Each step represents a visit to a website in the path or a physical location in the path. The demographic data is supplied to a data consumer device. | 2016-04-21 |
20160110729 | SYSTEM FOR ENCODING CUSTOMER DATA - A rules engine stores customer data, a first rule comprising a first plurality of conditions, and a second rule comprising a second plurality of conditions, wherein the customer data is associated with a particular customer. The rules engine transforms a first portion of the customer data into a first code segment by applying the first rule and by satisfying a condition of the first plurality of conditions of the first rule. It also transforms a second portion of the customer data into a second code segment by applying the second rule and by satisfying a condition of the second plurality of conditions of the second rule. The rules engine further combines at least the first code segment and the second code segment to form a customer profile code. An interface engine communicatively coupled to the rules engine communicates the customer profile code to a third party. | 2016-04-21 |
20160110730 | SYSTEM, METHOD AND COMPUTER-ACCESSIBLE MEDIUM FOR PREDICTING USER DEMOGRAPHICS OF ONLINE ITEMS - Exemplary systems, methods and computer-accessible mediums for generating a demographics model can be provided, which can include, for example, receiving information related to content information, generating a plurality of clusters based on the content information, and generating a demographics model based on demographics information for each of the clusters. | 2016-04-21 |
20160110731 | SYSTEM FOR ENCODING CUSTOMER DATA - A system for authenticating a customer includes a network interface and a processor. The network interface communicates a request for customer data associated with a particular customer. It also receives a customer profile code associated with the customer, wherein the customer profile code comprises a first code segment and a second code segment. It further receives first and second rules associated with the customer profile code. The processor transforms the first and second code segments into customer data using the rules. It further authenticates the customer using the customer data. | 2016-04-21 |
20160110732 | SYSTEM FOR ENCODING CUSTOMER DATA - A system for transforming customer data includes a network interface and a processor. The network interface communicates a request for customer data associated with a particular geographical area. It also receives a customer profile code associated with the customer data, wherein the customer profile code comprises a first code segment and a second code segment. It further receives first and second rules associated with the customer profile code. The processor transforms the first and second code segments into customer data using the rules. It further analyzes the particular geographical area using the customer data. | 2016-04-21 |
20160110733 | INVENTORY MANAGEMENT SYSTEM - Methods and systems for optimizing inventory management by forecasting Stock Keeping Units (SKUs) to be supplied by a consumer packaged goods (CPG) manufacturer to a retailer are provided. A data receiving module receives marketing data, point of sale data, social-media data, and miscellaneous data from one or more data sources. An analysis module, analyzes the social-media data, computes a social-media score. The analysis module generates one or more variables from the marketing data, the point of sale data and the miscellaneous data. The analysis module transforms the one or more variables and the social-media score into one or more transformed variables. A forecasting module forecasts a demand of the SKUs. The forecasting module determines a probability of the OOS and a replenishment time in order to obtain an optimal solution indicating the SKUs to be supplied by the CPG manufacturer to the retailer. | 2016-04-21 |
20160110734 | DETERMINING DEMAND OF A COMPANY - Techniques for determining a demand of a company within a country for an industry are described herein. The techniques may include determining, via processor of a computing device, a market size for the industry within a country. The techniques may include determining, via the processor, a demand for the company within the industry based on factors. The factors may include an employee value indicating the number of employees of the company. The factors may include a company revenue value indicating a revenue of the company. The factors may include a provided revenue value indicating the revenue provided to a user based on a relationship between the user and the company. | 2016-04-21 |
20160110735 | BIG DATA SOURCING SIMULATOR - A simulator is configured to simulate the fulfillment of orders by nodes. Each node has an inventory of products and is capable of shipping the products to destinations in response to receipt of a corresponding order. The simulator divides the nodes into groups and assigns a different priority to each group based on input provided by a user to the simulator to generate an ordered sequence of priorities. The simulator maintains safety stock data corresponding to each node that indicates minimum quantities of the products required to be present at the corresponding node. The simulator selects a current priority of the sequence and next simulates a first group among the groups having the current priority fulfilling the orders for a given product among the products while a quantity of the given product at each of the nodes in the first group is below the minimum quantity in the corresponding safety stock data. | 2016-04-21 |
20160110736 | ADVISOR AND NOTIFICATION TO REDUCE BILL SHOCK - According to various aspects of the subject technology, systems and methods for identifying whether for a period of time, the weather is a cause for the consumption cost for a user exceeding a threshold cost. The determination can be made by comparing the received weather sensor data for the period of time to baseline weather data. If the weather is identified to be a cause for consumption cost for the user exceeding a threshold cost for the period of time, then a notification can be generated. The notification can indicate that the consumption cost for the user exceeds the threshold cost for the period of time and that weather is a reason for the consumption cost for the user exceeding the threshold costs. As such, the notification can warn the user that a high bill should be expected, thereby reducing bill shock and ensuing call center calls. | 2016-04-21 |
20160110737 | Product Development Methods for Non-Verbalizing Consumers - The disclosure relates to methods for assessing the emotional response of non-verbalizing consumers to products and product alternatives. The disclosure further relates to methods for assessing the emotional responses of humans to viewing interactions between non-verbalizing consumers and products or product alternatives. These assessments, separately or together, can guide the design and content of products and materials used to inform potential human purchasers about products intended for non-verbalizing consumers particularly when the viewing-humans stand in a custodial or ownership relationship to the non-verbalizing consumers. | 2016-04-21 |
20160110738 | METHOD FOR EXCHANGING CREATIVE WORK BY ELECTRONIC DEVICE AND ELECTRONIC DEVICE USING THE SAME - A method for exchanging a creative work by an electronic device includes: receiving, by a design polling unit, an input for selecting the type of polling to be started from a first user group; receiving, by the design polling unit, at least one piece of information relating to the polling from the first user group; generating, by a design polling unit, polling on the basis of the type of polling and the at least one piece of information; receiving, by the design polling unit, an input for selecting one of creative works provided as candidates of the polling from a second user group; analyzing, by the design polling unit, a result of the polling on the basis of the received input; and providing, by the design polling unit, the analyzed result. | 2016-04-21 |
20160110739 | EMBEDDED SURVEY AND ANALYTICS ENGINE - Provided are techniques for receiving, by an embedded survey and analytics server (ESAS), a request for a survey. Each survey item of the survey comprising one of a survey item type, the survey item types comprising information, question and bonus types; correlating the request for the survey with a particular client and a particular customer; generating a survey by selecting a first selection of survey items corresponding to the particular client and the particular customer: transmitting the survey to an embedded survey and analytics client (ESAC) on a computing device associated with the customer; embedding, by the ESAC, the survey into an electronic communication; transmitting the electronic communication to the client; receiving, at the ESAS, responses, each response corresponding to a specific survey item of the first selection of survey items; analyzing, by the ESAS, the responses to produce survey results; and transmitting the survey results to the customer. | 2016-04-21 |
20160110740 | AT-SHELF CONSUMER FEEDBACK - A system and method may include processing questionnaire data and answer data by an at-shelf display device located in a business wherein the answer data includes multiple answer selections to the questionnaire data. Questionnaire data and answer data is displayed on the at-shelf display device and answer data is selected by the consumer and received by the at-shelf display device in response to the questionnaire data. The received selected answer data selected by the consumer is aggregated. | 2016-04-21 |
20160110741 | SYSTEM FOR CREATING AND DISTRIBUTING INTERACTIVE ADVERTISEMENTS TO MOBILE DEVICES - A system for mobile devices that facilitates the creation and dissemination of interactive advertisements to a plurality of mobile devices. A computer or PC comprising an interactive media creator is used to generate interactive advertisements and communicate it to a distribution server. Mobile devices have an interactive media client component to receive and present interactive media, such as these interactive advertisements, to a user. User response is collected, user interaction is monitored and reported. Charging for distributing advertisements is supported. | 2016-04-21 |
20160110742 | SYSTEM FOR CREATING AND DISTRIBUTING INTERACTIVE ADVERTISEMENTS TO MOBILE DEVICES - A system for mobile devices that facilitates the creation and dissemination of interactive advertisements to a plurality of mobile devices. A computer or PC comprising an interactive media creator is used to generate interactive advertisements and communicate it to a distribution server. Mobile devices have an interactive media client component to receive and present interactive media, such as these interactive advertisements, to a user. User response is collected, user interaction is monitored and reported. Charging for distributing advertisements is supported. | 2016-04-21 |
20160110743 | MEDIA MANAGEMENT SYSTEM SUPPORTING A PLURALITY OF MOBILE DEVICES - An interactive media management server that facilitates management of interactive media and delivery of such interactive media. It comprises a first interface to an interactive media distribution server communicatively coupled to a plurality of mobile devices, and a second interface to a service provider system or a content provider system. It comprises a manager module for managing creation, distribution and tracking of a plurality of interactive media. The manager module, via the second interface, manages the delivery of the plurality of interactive media from the service provider system or the content provider system, and the communication of user responses to the plurality of interactive media to the corresponding service provider system or content provider system. | 2016-04-21 |
20160110744 | HYPERLOCAL RATING SERVICE - A method and system for acquiring ratings of local businesses accepts a rating submitted by an individual who is associated with a location near a physical presence of a rated business. Ratings are acquired by receiving from a rater a proposal to submit a rating of a business, identifying a location of the rater, verifying the location of the rater, defining a locality encompassing the location of the rater, determining that the business's local presence is contained in the locality, accepting the rating from the rater, and storing the rating to a database. Several techniques are disclosed for verifying the location of the rater. | 2016-04-21 |
20160110745 | SYSTEM AND METHOD FOR FACILITATING STRATEGIC INSTALLATION OF CHARGING PORTS FOR ELECTRIC VEHICLES - Methods and systems facilitate strategic installation of charging ports for charging electric vehicles. Transaction information associated with financial transactions executed using payment cards is analyzed to determine identification (ID) proxies for consumers, charging locations, and reference locations. Predictors are used to determine outputs that facilitate strategic installation of charging ports. | 2016-04-21 |
20160110746 | System for Valuing Content - Disclosed is a system and methods for valuing content by a crowd comprising a valuation platform connected to a plurality of users over a network, which may be a communication network. The valuation platform comprises a content grouping engine to enable the receipt of content from at least one user device; group the content into categories of content and determine a market value for any given category of content. The system also comprises a value distribution engine to enable the distribution of at least a portion of the market value to content based on approval received from a crowd of users as to any given content. The system may comprise an incentive engine to incentivize gross and quality participation of the crowd. Methods are disclosed for valuing content. | 2016-04-21 |
20160110747 | MANAGEMENT DEVICE, MANAGEMENT METHOD, TERMINAL DEVICE, CONTROL METHOD, AND PROGRAM - A management device includes an application manager, an install notification acquisitor, a user information acquisitor, a reward granting manager, a reward granting manager, and a reward granting processor. The reward granting processor determines, based on a reward granting management information managed by the reward manager, whether or not the install notification acquisitor acquired the install notification information indicating that the reward granting application has been installed in a terminal. The reward granting processor notifies, to one of a server responsible to the reward granting application and the reward granting application which has been installed into the terminal, a reward granting information associated with a user information with respect to the reward granting application, in a case that the reward granting processor determined that the install notification acquisitor acquired the install notification information, and that the user information acquisitor acquired the user information with respect to the reward granting application. | 2016-04-21 |
20160110748 | SYSTEM AND METHOD FOR SHARING A PRIZE PROMOTION - The present invention creates a system and method for sharing a prize promotion. The present system comprises various mutual aid groups, a test question bank, and a set of executive and controlling programs. The present system and method can group a plurality of small businesses together by recruiting them in the mutual aid group to jointly run the collective prize promotional campaign. The mutual aid group is created by the administrator of the system or is initiated by a business, and other businesses may request for joining the mutual aid group when the mutual aid group is recruiting. The test question bank includes a lot of test questions, puzzles, and games being used to test the skills of entrants in the promotional contest. The executive programs are to perform the tasks of grouping lots of small businesses together and running the collective prize promotional campaign through the mutual aid group and the test question bank. The controlling programs are to control the executive processes and the transformation of the processes. The present system and method enables the very small business to run the large prize promotion of offering million prizes as a large business can do. Moreover, the integration of both the mutual aid groups and the test question bank makes it easier to run the promotional contest, and greatly cut down the operative cost of the prize promotion. | 2016-04-21 |
20160110749 | Method for Directly Issuing and Using Discount Coupon by Product Buyer Himself/Herself - The present invention relates to a “method for issuing and using a discount coupon”, in which a product seller can pay a predetermined deposit necessary for issuing the discount coupon to a discount coupon management server having a discount coupon issuing function and a consumer can extemporally issue and use a discount coupon related to a product when purchasing the product. The method comprises the steps of: a) accumulating, by a product seller, a predetermined deposit in the discount coupon management server; and b) accessing the discount coupon management server and issuing a predetermined discount coupon for a product which a product buyer wants to buy, by the product buyer himself/herself, the discount coupon having a predetermined discount price to be discounted within the deposit, wherein at least one predetermined discount coupon is issued within the deposit. Further, when the predetermined discount coupon is used before an expiration date after being issued, the deposit is reduced in proportion to an issue price of the discount coupon. Also, when the predetermined discount coupon is not used before the expiration date after being issued, the deposit is not reduced. | 2016-04-21 |
20160110750 | REAL-TIME PRICE MANAGEMENT SYSTEM - A real-time price management system is provided which includes a barcode, a computer system, an input device, and a display device. The barcode includes an initial price, a terminal price, a production date, and an expiration date. The computer system forms a price-time equation of merchandise by the barcode, wherein the price-time equation is defined by the initial price, the terminal price, the production date, and the expiration date. The input device scans the barcode and transfers it with a purchase date of the merchandise to the computer system, and then the computer system inputs the purchase date into the price-time equation to obtain a real-time price corresponding to the purchase date. The computer system connects to the display device and shows the real-time price on the display device. | 2016-04-21 |
20160110751 | METHOD, COMPUTER PROGRAM PRODUCT, AND SYSTEM FOR PROVIDING A SENSOR-BASED ENVIRONMENT - Method, computer program product, and system of providing rewards to a person based on item interactions during a transaction in an environment, where the person is associated with a personal profile. The method includes generating, based on information in the personal profile, one or more tasks for the person to complete during the transaction, each task including at least one item interaction. The method further includes presenting, using an output device within the environment, the one or more tasks to the person, analyzing image information acquired by one or more visual sensors within the environment to evaluate the person's performance of the one or more tasks, and awarding, based on the evaluation, an amount of rewards to the person. | 2016-04-21 |
20160110752 | METHODS, SYSTEMS, AND COMPUTER READABLE MEDIA FOR PROVIDING BENEFITS TO LOYALTY CARDHOLDERS VIA LOYALTY CARD TRANSACTIONS - Methods, systems, and computer readable media for providing benefits to loyalty cardholders via loyalty card transactions are disclosed. In one example, the method includes receiving, by a loyalty program module, a message indicating that a loyalty card transaction has been initiated at a participating merchant site using a loyalty card associated with a cardholder account, wherein the cardholder account is enrolled in a loyalty benefit program managed via the loyalty program module, determining a loyalty level assigned to the cardholder account using information regarding the loyalty card transaction contained in the message, and utilizing the loyalty level assigned to the cardholder account to determine at least one merchant-specific differentiated benefit to be provided to a holder of the loyalty card, wherein each loyalty level includes at least one merchant-specific differentiated benefit designated by the participating partner merchant. | 2016-04-21 |
20160110753 | SYSTEM AND METHOD FOR ADMINISTERING A LOYALTY PROGRAM AND PROCESSING PAYMENTS - The present invention is directed to a system and method for administration of a customer loyalty program at a point of sale terminal. The system, in one embodiment, contains a database of customer records for the loyalty program where each customer record contains information about a customer's payment device and information about a customer's mobile device. The system may locate a customer record in a database based on payment device or mobile device information captured at the point of sale terminal and apply any applicable loyalty program discounts. The system may then forward the payment device information to a third-party payment processor for payment processing. The system may print out a receipt at the point of sale terminal indicating any discounts and containing a promotional message. The system may also send a promotional message to the customer's mobile device using the mobile device information stored in the customer's record. | 2016-04-21 |
20160110754 | MANAGEMENT DEVICE, MANAGEMENT METHOD, TERMINAL DEVICE, CONTROL METHOD, AND PROGRAM - A management device is provided. A first-information acquisitor acquires a first information which has been transmitted from a terminal in response to that a first target application included in the plurality of target applications had been executed in the terminal. A second-information acquisitor acquires from the first target application a second information which represents that other target application was installed in the terminal. An install information manager manages an install information based on the first and second information. The install information represents which target application included in the plurality of target applications has been installed in the terminal. The third-information notifier transmits, to the terminal, a third information, based on the install information managed by the install information manager. The third information includes an indicative information which indicates at least one target application for which install information with respect to the terminal is not managed by the information manager. | 2016-04-21 |
20160110755 | ONLINE AD CAMPAIGN TUNING WITH PID CONTROLLERS - Described herein are techniques and systems for online ad campaign tuning using proportional-integral-derivative (PID) controllers, such as proportional (P) controllers and proportional-integral (PI) controllers. Also, described herein are techniques and systems for shortening a learning/tuning phase of a PID controller used for optimizing an online ad campaign. | 2016-04-21 |
20160110756 | MEDIA MANAGEMENT SYSTEM SUPPORTING A PLURALITY OF MOBILE DEVICES - An interactive media management server that facilitates management of interactive media and delivery of such interactive media. It comprises a first interface to an interactive media distribution server communicatively coupled to a plurality of mobile devices, and a second interface to a service provider system or a content provider system. It comprises a manager module for managing creation, distribution and tracking of a plurality of interactive media. The manager module, via the second interface, manages the delivery of the plurality of interactive media from the service provider system or the content provider system, and the communication of user responses to the plurality of interactive media to the corresponding service provider system or content provider system. | 2016-04-21 |
20160110757 | SYSTEM AND METHOD FOR DETECTING AND CORRELATING INDIVIDUAL ACTION INFORMATION TO MEDIA CONTENT DISTRIBUTION - Provided is a method for correlating individual action information with media content distribution, the method including obtaining data related to a presence of an external terminal relative to an output device providing media content, obtaining identifying information of a user associated with the detected external terminal, and storing, in a memory, data received from another party which indicates an action of the user at a virtual or physical location associated with a product or service presented in the provided media content. | 2016-04-21 |
20160110758 | METHOD AND MOBILE TERMINAL FOR MANAGING ADVERTISEMENT - The present invention relates to a method for displaying contest items within a contest space on a communication terminal. The method comprises storing a plurality of advertising items in a database and determining contest items among the stored advertising items when a search keyword is input from a searcher based on position information of the communication terminal. The method further comprises displaying the contest items for a contest within the contest space on the communication terminal and displaying current contest ranks of the contest items within the contest space during the contest. The contest items are simultaneously displayed within the contest space and each display position of content items within the contest space is randomly changed during the contest for a fair contest. | 2016-04-21 |
20160110759 | PRESENTING SMART BILLBOARD CONTENT BASED ON OPTICAL PATTERN RECOGNITION OF VEHICLE INFORMATION - A system may use optical character recognition (“OCR”) techniques to identify license plates or other textual information associated with vehicles. Based on this OCR information, the system may determine additional information, such as users associated with the vehicles. The system may further obtain other information, such as history information associated with the vehicles and/or the users (e.g., via an “opt-in” data collection service). Ad content may be selected based on trends associated with the users and/or vehicles, and may be presented via “smart” billboards (e.g., billboards that may dynamically display different content). | 2016-04-21 |
20160110760 | METHOD, COMPUTER PROGRAM PRODUCT, AND SYSTEM FOR PROVIDING A SENSOR-BASED ENVIRONMENT - Method, computer program product, and system to influence a person within an environment having a plurality of items for selection. The method includes determining, using a first visual sensor disposed within the environment, field of view (FOV) information for the person, and analyzing the FOV information to identify one or more first items within the FOV of the person. The method further includes determining, using a second visual sensor disposed within the environment, behavior information for the person and analyzing the behavior information to classify a behavior of the person into one of a number of predefined behavior types. The method further includes selecting, based on the identified one or more first items and the classified behavior, at least a second item for presentation to the person, and presenting information related to the second item to the person. | 2016-04-21 |
20160110761 | FINDING THE SPACE SPANNED BY USER PROFILES FROM BINARY FEEDBACK - Finding the space spanned by user profiles of consumed items for making recommendations commences by first estimating a mean and covariance for a set of labeled items associated with a profile. Thereafter, a vector is identified that belongs to a convex cone spanned by the user profiles based on the estimated mean and covariance, the labels and items. The labels are mirrored in a negative space defined by the identified vector. The weighted covariance matrix is computed based on the mirrored labels; and eigenvalues and eigenvectors are computed of the weighted covariance matrix. A first set of eigenvalues share a value and wherein a remainder of the eigenvalues correspond to eigenvectors that span the profile. | 2016-04-21 |
20160110762 | EXTRACTING PRODUCT PURCHASE INFORMATION FROM ELECTRONIC MESSAGES - Improved systems and methods for extracting product purchase information from electronic messages transmitted between physical network nodes to convey product purchase information to designated recipients. These examples provide a product purchase information extraction service that is able to extract product purchase information from electronic messages with high precision across a wide variety of electronic message formats and thereby solve the practical problems that have arisen as a result of the proliferation of different electronic message formats used by individual merchants and across different merchants and different languages. In this regard, these examples are able to automatically learn the structures and semantics of different message formats, which accelerates the ability to support new message sources, new markets, and different languages. | 2016-04-21 |
20160110763 | EXTRACTING PRODUCT PURCHASE INFORMATION FROM ELECTRONIC MESSAGES - Improved systems and methods for extracting product purchase information from electronic messages transmitted between physical network nodes to convey product purchase information to designated recipients. These examples provide a product purchase information extraction service that is able to extract product purchase information from electronic messages with high precision across a wide variety of electronic message formats and thereby solve the practical problems that have arisen as a result of the proliferation of different electronic message formats used by individual merchants and across different merchants and different languages. In this regard, these examples are able to automatically learn the structures and semantics of different message formats, which accelerates the ability to support new message sources, new markets, and different languages. | 2016-04-21 |
20160110764 | PRESENTING CONTENT PACKAGES BASED ON AUDIENCE EXCLUSION - The present technology maintains a profile for each user known to a content delivery system and selectively excludes delivery of certain content to some users based on past performance. The user profile includes a listing of all completed conversion actions associated with the invitational content presented to the user. When presented with a request for invitational content, the system identifies the set of all possible invitational content for the given context. Based on the user profile, the system removes from the set all invitational content for which the user has completed the associated conversion action to create a user-specific set of invitational content. The system selects an invitational content from the user-specific set of invitational content to include in the content package presented to the user. | 2016-04-21 |
20160110765 | SYSTEM AND METHOD FOR SYNCHRONIZING DELIVERY OF PROMOTIONAL MATERIAL TO COMPUTING DEVICES - A system and method for identifying, managing, and synchronizing delivery and storage of promotional material to computing devices associated with a user. The system and method are configured to receive a request from one or more of the user's computing devices to synchronize the delivery of the promotional material to at least a portion of the user's device portfolio. Advantageously, the action triggering the sending of the synchronization request may include an interaction with the promotional material or an interaction with a web service application. | 2016-04-21 |
20160110766 | SYSTEM AND METHOD OF DISPLAYING SOCIAL ADS ALONG WITH ORGANIC OR PAID SEARCH RESULTS - Automated processes gather information about a user from social media sources and store this information in association with the user's identity within a repository. A search engine receiving search query terms from a user can retrieve this information from the repository and can query an advertisement database using keywords derived from the information in order to obtain “social advertisements.” The search engine can generate a search results web page in which the social advertisements are distinguished from other types of advertisements that might also be included in the page. The search engine can send the web page to the user's device in response to a user's original search query. The user's experience is enhanced by the presentation of the social advertisements, which, because they can be based on information that the user himself has posted on-line, can be more likely to interest the user than other kinds of advertisements are. | 2016-04-21 |
20160110767 | COUPON PROVIDER - One or more methods and/or techniques for coupon providing is provided herein. A user, of a client device, may search for an entity (e.g., a consumer product and/or service). The entity may be associated with a domain (e.g., a business that offers the entity for purchase). An advertisement associated with the entity and/or the domain may be identified. A coupon associated with the advertisement for the domain may be identified. The coupon may be applicable to the entity. The advertisement and the coupon may be provided on a webpage. | 2016-04-21 |
20160110768 | LOCATION-BASED FILTERING AND ADVERTISING ENHANCEMENTS FOR MERGED BROWSING OF NETWORK CONTENTS - Location-based filtering and advertising enhancements for merged browsing of network content are described herein. In various embodiments, a client device may obtain its geographic location and provide that location to a server for filtering by the server of network content fragment suggestions based at least in part on the location. The client device may then receive some or all of the filtered suggestions for utilization in merged browsing. In some embodiments, a server may further receive an indicator of content being browsed. In response, the server may determine network content fragment suggestions, and may also determine an additional suggestion or prioritize a suggestion based an advertiser's interest. The server may then provide the suggestions and/or prioritization to the client device. In various embodiments, the server may also provide the advertisement(s) for display in a user interface of the client device along with the (prioritized) suggestions. | 2016-04-21 |
20160110769 | Systems and Methods for Observing the Movements of Passengers on Conveying Devices - According to the embodiments of the invention, methods and apparatuses are used for observing the movements of passengers on transport conveyors and presenting advertisements thereon. Steps on an escalator or other conveyer employ touch screens and/or detectors which determine the brand & style of a shoe placed on the step. An image-forming module projects advertisements and other media content onto a transparent glass surface that is viewable by the passengers. The media content is selectively displayed based on the brand and/or style of passengers' shoes. Passengers may interact with the media content via the touch screen by carrying out gestures with their feet. Passenger interest in certain ads is detectable and may be used for consumer research purposes. | 2016-04-21 |
20160110770 | GENERATING METRICS FOR CONTENT ITEMS PRESENTED IN AN ONLINE SYSTEM - An online system allows creators and owners of content items presented within the system to view real-time metrics related to the content items. The online system stores data describing user interactions with content items in one or more activity logs and processes the activity logs in a distributed manner activity to identify user interactions with content items. For example, activity logs are divided into several portions that are processed in parallel using aggregation operators to generate user interaction aggregations. An aggregation includes one or more user interactions associated with the same content item and sharing certain criteria. From the user interaction aggregations, the online system determines one or more requested metrics, and may combine user interaction aggregations related to different content items when computing metrics. | 2016-04-21 |
20160110771 | Internet Protocol Multi-Media System Value Voucher Distribution With Network Storage and Redemption - A system and method may comprise providing, via a computing device, a connection link to an end user device having a network connectivity access network element; extracting, via an advertisement server, an offer of a value voucher unique to the end user from a database connected to the advertisement server and presenting, through the end user device, an offer of the value voucher to the end user; receiving, via the computing device, from the end user an acceptance of the value voucher; and storing the value voucher in a coupon database in an Internet accessible coupon storage locker unique to the end user. | 2016-04-21 |
20160110772 | METHOD, COMPUTER PROGRAM PRODUCT, AND SYSTEM FOR PROVIDING A SENSOR-BASED ENVIRONMENT - Method, computer program product, and system to trigger one or more events during an interaction of a person with an item and within an environment having a plurality of items. The method includes acquiring, using a first visual sensor disposed within the environment, image information including the item and identifying the item using the image information. The method further includes acquiring, using a second visual sensor disposed within the environment, behavior information for the person relative to the identified item, analyzing the behavior information to identify at least a first behavior of the person, and classifying the first behavior into one of a number of predefined behavior types. The method further includes performing, based on the identified item and the classified first behavior, one or more predefined events. | 2016-04-21 |
20160110773 | SYSTEMS AND METHODS FOR STRUCTURED VALUE PROPOSITIONS - Systems, apparatus, interfaces, methods, and articles of manufacture that provide for structured value proposition objects. | 2016-04-21 |
20160110774 | METHOD AND APPARATUS FOR RECOMMENDING AFFILIATED STORE BY USING REVERSE AUCTION - A method and an apparatus for recommending a business by using a reverse auction are provided. The method and the apparatus for recommending a business by using a reverse auction intermediate a satisfying deal between a user and a business through a reverse auction scheme by using a user's check-in information on a location-based social network service. | 2016-04-21 |
20160110775 | System and Method for Hash Desktop to Mobile Referral System - A method and system of presenting advertisements for users of an online system across multiple devices and tracking user interactions with those advertisements through the use of hash values generates from the emails associated with the user account. | 2016-04-21 |
20160110776 | Method and System for Gamified Crowdfunding - A system and method for gamified crowdfunding over the Internet in order to crowdfund worthy or charitable causes while offering incentives and rewards in the form of an entertaining game and the potential added benefit of a share of the proceeds. Proceeds from the gamified crowdfunding could be shared between the worthy cause and the high scoring donor-participants. A host identifies and selects, through a contest or other selection process, a cause or beneficiary to be featured. The host possesses or owns a server with a processor and memory in which to store a game of knowledge or skill and the game interface and that server is accessed by users via a network. Through the game, queries and answers are exchanged. Through a personal computing device, a user creates an account, pays funds to support a cause, and competes and interacts with the game and other users. | 2016-04-21 |
20160110777 | APPARATUS, SYSTEM AND METHOD TO DIRECT CHARITABLE GIVING - The present invention provides a method for making charitable contributions by collecting information related to at least one attribute associated with at least one targeted recipient of a contribution at one of a plurality of service provider locations, providing the information to at least one server communicatively coupled to at least one donor accessible application, wherein said application is resident on a device having a tangible computing processor, the processor in data communication with a non-transitory computer memory that stores instructions which, when executed on the processor, provides to the at least one donor a graphical user interface, and receiving through the at least one donor accessible application an authorization to provide a contribution from the at least one donor to the at least one targeted recipient at one of the plurality of service provider locations. | 2016-04-21 |
20160110778 | CONDITIONAL ANALYSIS OF BUSINESS REVIEWS - A method, system, and computer program product for conditional analysis of business reviews are provided in the illustrative embodiments. A request, directed to an application executing in a data processing system, for a report on a business entity is detected. The application has access to a set of reviews about the business entity. A condition associated with the request is determined, where a future interaction between a user and the entity is expected to occur subject to the condition. A set of factors related to the condition is identified. Using a selection criterion, a subset of the set of reviews about the entity is selected. The subset of the set of reviews is analyzed. Responsive to the analyzing, the report is generated. | 2016-04-21 |
20160110779 | METHOD, SYSTEM AND RECORDING MEDIUM FOR PROVIDING SEARCH FUNCTION AND SEARCH RESULT ON MOBILE MESSENGER - A search result providing method includes providing a search function on a messenger and information associated with stores as a search result, analyzing a quality factor indicating a store quality associated with the messenger with respect to each store, and sorting the search result by determining a ranking of a store based on the quality factor. | 2016-04-21 |
20160110780 | Automated System for Medical Item Dispensing, Billing and Inventory Management - An inventory management system manages information regarding medical items dispensed to a patient in a medical facility. Inventory sensors sense removal of medical items from an inventory space to be dispensed to the patient. Software instructions associate item information with patient information that identifies the patient, determine billing codes associated with the dispensed items, generate billing information including the patient information and the billing codes, and generate an invoice directed to the patient's medical insurance provider. The instructions also verify that the billing codes are associated with medical items appropriate for treatment of the patient's condition indicated by diagnostic codes included in the billing information, and generate an alert message if the billing codes are associated with medical items that are not reimbursable or are inappropriate for treatment of the diagnosed condition. The alert message is sent to the physician who diagnosed the patient and provided the diagnostic code. | 2016-04-21 |
20160110781 | CONCESSION PREORDERING FOR PICKUP OR DELIVERY DURING AN EVENT - There is provided systems and method for concession preordering for pickup or delivery during an event. A user may attend an event at a venue and have purchased admission for the event. Prior to attending the event, the user may establish a preorder for concessions available at the venue, such as popcorn for a movie or drinks at a concert or sports game. Once the user arrives at the venue, the preorder may be loaded to the concessions device so that a merchant viewing the preorder may fulfill the preorder by preparing the items in the preorder. The user may be detected at the venue through the user's communication device or when the user scans their ticket for entry to the venue. The user may be alerted when the order is prepared and instructed to visit a location or request the items to be delivered. | 2016-04-21 |
20160110782 | Systems and Methods for Utilizing Hub and Cloud Based Control and Automation in Customer Shopping Experiences and Communication - Systems and methods for utilizing hub and cloud-based control and automation in customer shopping experiences and communication are provided herein. In one embodiment, a system includes a smart hub in two-way communication with each of a plurality of beacon devices over a network, the plurality of beacon devices being arranged in a retail establishment in proximity to a location or a product, the plurality of beacon devices providing visual, auditory, olfactory, or temperature messages that direct a consumer associated with a client device to the location or product, and the client device configured to be a user beacon that allow the smart hub to track and communicate with the user beacon and provide navigation within the retail establishment to the location or the product, the client device providing at least one of visual and auditory output. | 2016-04-21 |
20160110783 | Experience Sharing for a Registry Event - Disclosed herein are methods and corresponding systems for facilitating a live registry event between a shopper and one or more remote viewers. In the live registry event, the shopper, registers for gifts that they would like to receive while sharing their registering experience with the viewers in real-time. When the user registers for an item, a server system allows the viewers to purchase the gift for the shopper. | 2016-04-21 |
20160110784 | WEB-BASED ELECTRONIC CONTROLLED SUBSTANCE TRANSFER MANAGEMENT SYSTEM AND METHOD - A Web-based Electronic Controlled Substance (CS) Transfer Management System and Method designed to fully comply with the DEA requirements for a prescription of controlled substances. The system and method allows the buyer to securely order and confirm the receipt of the controlled substances over an existing Internet infrastructure of the buyer such as a Web browser as the buyer's software, thus avoiding the necessity of any additional proprietary software or hardware to be built and installed onto the buyer's computer. The system and method further utilizes various validation functions, related to signing the controlled substance prescription with the utilization of the PKI certificate therefore, completely eliminating the necessity of the paper DEA 222 Form. The transfer of the controlled substances is managed through a secured database server, wherein signed validated orders are posted for fulfillment and reporting to the DEA. | 2016-04-21 |
20160110785 | SYSTEMS AND METHODS FOR SALE REDEMPTION - Systems and methods for guaranteed redemption of sale items. The systems and methods can include a payment system for issuing a payment instrument to a customer when the sale item is not available in a retail location. The systems and methods can further include a redemption system for redeeming the payment instrument for the sale item. | 2016-04-21 |
20160110786 | METHOD, COMPUTER PROGRAM PRODUCT, AND SYSTEM FOR PROVIDING A SENSOR-BASED ENVIRONMENT - Method, computer program product, and system to facilitate an audit of a checkout transaction, where the checkout transaction is associated with a virtual transaction record reflecting interactions of a person with a first set of one or more items of a plurality of items within an environment. The method includes acquiring image information including a shopping receptacle associated with the checkout transaction, and identifying a second set of one or more items of the plurality of items that are included in the shopping receptacle using the acquired image information. The method further includes comparing the first and second sets of items, and determining, based on the comparison, whether to perform an audit of the checkout transaction. | 2016-04-21 |
20160110787 | SYSTEM AND METHOD FOR RESELLING JEWELRY AND WATCHES - A resale management system useful in reselling jewelry items that includes a computer server capable of being coupled to one or more seller computers and one or more jeweler computers. The computer server can be programmed to: receive a listing from a seller computer, the listing can include a description of a jewelry item, and the seller computer can be associated with a specific geographic location; match a jeweler contained in an entity database to the specific geographic location; send a first notification to a seller computer and a second notification to a jeweler computer defining a period of time for allowing the jeweler to verify the jewelry item; receive a verification signal from the jeweler via the jeweler computer that the description of a jewelry item depicts the jewelry item; and offer the listing for sale on an on-line store associated with the computer server. | 2016-04-21 |
20160110788 | SYSTEMS AND METHODS FOR FACILITATING THE PROCUREMENT OF ITEMS - Various embodiments are directed to systems and methods for requesting commodities/items from a plurality of competing vendors. In various embodiments, vendor information/data indicative of commodities/items offered by each vendor is received and stored, request information/data is received from a consumer indicative of the commodities/items desired, as well as any additional request parameters. The system filters the vendor information/data to identify those vendors who satisfy the request parameters, and displays a graphical user interface identifying these vendors to the consumer. The consumer may then select one or more of the identified vendors, and the system enables access to a bidding tool for each of the selected vendors to submit a detailed bid/response to provide the goods or services to the consumer. The consumer may then select one or more of the bids/responses and confirm the commodities/items requested. | 2016-04-21 |
20160110789 | Cumulative Evaluation and Review System and Methods - The present invention is generally directed to a cumulative rating system for generating accurate and unbiased evaluations of products, performances, and/or services, thereby improving the reliability of information provided to a consumer and improving their purchasing decision. | 2016-04-21 |
20160110790 | CREATING AND MANUFACTURING DOCUMENTS THAT INITIALLY EXCEED EQUIPMENT FINISHING CAPACITY - Techniques described herein overcome many of the issues that have previously made the printing of a single copy of a book from a digital version unattractive and infeasible. According to one embodiment of the invention, an automated mechanism such as a computer program automatically determines whether the spine thickness of a to-be-printed copy of a digital version of a book will exceed the specified maximum spine thickness that a specified binding or other finishing device can handle. In response to determining that the spine thickness will exceed the specified maximum spine thickness, the automated mechanism automatically splits the digital version of the book into two or more volumes such that, for each volume, the spine thickness of the printed version of that volume will be no greater than the specified maximum spine thickness that the specified binding or other finishing device can handle. | 2016-04-21 |
20160110791 | METHOD, COMPUTER PROGRAM PRODUCT, AND SYSTEM FOR PROVIDING A SENSOR-BASED ENVIRONMENT - Method, computer program product, and system to influence a person within an environment having a plurality of items for selection. The method includes capturing, using a first visual sensor disposed within the environment, field of view information for the person, performing analysis on the field of view information using a computing device, and identifying, based on the analysis, one or more first items of the plurality of items that are included within the field of view of the person. The method further includes selecting, based on the identified one or more items, at least one second item of the plurality of items for presentation to the person; and presenting information related to the at least one second item to the person. | 2016-04-21 |
20160110792 | Method and System for navigating searching for Blood Transfusion Products - A new and improved method and system for navigating/searching for blood transfusion products is described herein. | 2016-04-21 |
20160110793 | METHOD, COMPUTER PROGRAM PRODUCT, AND SYSTEM FOR PROVIDING A SENSOR-BASED ENVIRONMENT - Method, computer program product, and system of visual identification of an item selected by a person during a transaction within an environment having a plurality of items. The method includes acquiring, using a visual sensor disposed within the environment, image information that includes at least a portion of the selected item, and analyzing the image information to determine a set of possible items for classifying the selected item. The method further includes selecting, based on personal profile information associated with the person, one of the set of possible items to thereby identify the selected item. | 2016-04-21 |
20160110794 | E-COMMERCE RECOMMENDATION SYSTEM AND METHOD - Disclosed herein is item recommender that uses a model trained using a combination of at least visual item similarity training data and social activity training data. The model may be used, for example, to identify a set of recommended products having similar visual features as a given product. The set of recommended products may be presented to the user along with the given product. The model may be continuously updated using feedback from users to identify the features considered to be important to the users relative to other features. | 2016-04-21 |
20160110795 | IN-STORE SOCIAL POLLING - A system and method for providing in-store social polling may receive request data and polling audience selection data from a consumer. The request data may be sent to multiple polling audience users associated with the selection data from the consumer. Response data associated with the request data is received from the polling audience users and the received response data is aggregated. The aggregated received response data is presented to the consumer. | 2016-04-21 |
20160110796 | SYSTEMS, METHODS, AND MOBILE COMPUTING DEVICES FOR PURCHASE OF ITEMS AND DELIVERY TO A LOCATION WITHIN A PREDETERMINED COMMUNICATION RANGE - Systems, methods, and mobile computing devices for purchase of items and delivery to a location within a predetermined communication range are disclosed. According to an aspect, a mobile computing device includes a first communications module having a predetermined communication range and configured to receive an indication of one or more items for purchase and delivery to a location within the predetermined communication range. The mobile computing device also includes a user interface and an item ordering manager. The item ordering manager is configured to receive user input via the user interface for selecting one or more of the items for purchase and delivery to the location within the predetermined communication range. The item ordering manager is also configured to use the communications module to communicate identification of the one or more of the items to a second communications module within the predetermined communication range. | 2016-04-21 |
20160110797 | METHOD, COMPUTER PROGRAM PRODUCT, AND SYSTEM FOR PROVIDING A SENSOR-BASED ENVIRONMENT - Method, computer program product, and system to facilitate a checkout transaction for a person within an environment having a plurality of items. The method includes determining, using a visual sensor disposed within the environment, image information associated with the person. The method further includes analyzing the image information to identify one or more of the plurality of items that are selected by the person to be presented during the checkout transaction. In some cases, the method also includes determining whether the identified items belong to a predetermined class of items deemed to be “difficult.” The method further includes determining, based on the one or more identified items, a level of assistance to provide to the person during the checkout transaction. | 2016-04-21 |
20160110798 | INTEGRATING THIRD PARTY SHOPPING CART APPLICATIONS WITH AN ONLINE PAYMENT SERVICE - A method may include receiving at an online payment service hosted on a first system, detailed information from an auction management (AM) system, the AM system hosted on a second system remote from the first system. The information may concern an item purchased by a user from a network-based commerce facility and placed in a virtual shopping cart on the AM system. The detailed information may be sent by the AM system in response to receiving an intent to proceed with payment for the item. A user interface may be communicated to the user that facilitates processing of the payment for the item. The processing may include marking the payment as being an AM payment. The interface may allow the user to view the detailed information and the detailed information describing contents of the virtual shopping cart on the AM system. | 2016-04-21 |
20160110799 | METHOD, COMPUTER PROGRAM PRODUCT, AND SYSTEM FOR PROVIDING A SENSOR-BASED ENVIRONMENT - Method, computer program product, and system to provide assistance to at least a first person during a transaction within an environment having a plurality of items. The method includes identifying the first person within the environment, and analyzing acquired image information to determine at least one item interaction of the transaction and thereby associate the identified first person with the transaction. The method further includes determining whether the first person is associated with a personal profile that includes information related to the environment, the information including at least one of personal preferences and personal historical data reflecting one or more previous transactions of the first person. When the first person is determined to be associated with a personal profile, the method further includes determining, based on the information in the personal profile, an amount of assistance to provide to the first person during the transaction. | 2016-04-21 |
20160110800 | SYSTEMS AND METHODS FOR SCRIPTED CONTENT DELIVERY - The present subject matter relates generally to systems and methods for adding interactive functionality to a website, other digital media objects, and computer processor applications. Systems and methods for adding functionality to content served by a first server, may include receiving, at a second server, a request from a client-computer for code to add purchase functionality to the content. The code may be sent to the client-computer based on the request. A further request may be received from the client-computer containing information about objects identified in the content as relating to the purchase functionality and a request for information about the objects. Information about the objects may be sent to the client-computer based on the further request. An instruction to complete the purchase may be received from the client-computer, and a confirmation of the completion of the purchase may be sent to the client-computer. The content may be an HTML document and the objects may be objects according to the HTML Document Object Model. | 2016-04-21 |
20160110801 | APPARATUS, SYSTEM AND METHOD FOR ELECTRONIC INTERRELATING OF A HOME AND THE GOODS AND SERVICES WITHIN IT - The present invention provides a method for interrelating goods and services by collecting information related to at least one item within a structure associated with at least one owner of said at least one item, providing said information to at least one server communicatively coupled to at least one service provider accessible application, wherein said application is resident on a device having a tangible computing processor, the processor in data communication with a non-transitory computer memory that stores instructions which, when executed on the processor, provides to the at least one service provider a graphical user interface; and receiving through the at least one service provider accessible application an authorization to offer at least one service associated with the at least one item. | 2016-04-21 |
20160110802 | Method for Brokering Lease Agreements Between Individual Lessors and Lessees - A system and method of connecting lessors and lessees. The present system and method connects lessors who have items available to be leased with lessees who are interesting in leasing those items. The system includes a database that contains a complete listing of users, where the listing includes user identification information, historical leasing data, items listed by users as available to be leased, and risk factors associated with the users. The risk factor is calculated by obtaining a credit worthiness score, such as a credit score from a credit bureau service, and combining that score with ratings obtained from lessors who engaged in prior transactions with that user. When a user identifies an item they wish to lease, they send a request over a network to the system. The requesting user's information is accesses and compared to the requirements for that item. If the requesting user's information falls within an acceptable range of risk, the transaction is approved and completed. Otherwise, the transaction is denied. | 2016-04-21 |
20160110803 | AUCTION SERVER, AUCTION CONTROL METHOD, NON-TRANSITORY RECORDING MEDIUM, AND PROGRAM - A system intermittently lowers a set price at which a product is winnable at an auction, provides the set price of the product to a plurality of users, manages active users indicating an interest in the product from among the users provided with the set price, and receives a bid at the set price from a bidding user. If the time of the received bid is within a predetermined announcement period, an email transmitter announces, to active users excluding the bidding user, counter-bidding at the set price before the relevant price lowering. The system receives a counter-bid from a counter-bidding user among the active users to which counter-bidding was announced, until a counter-bidding deadline determined from the price lowering time or the bid time, and decides a winning user on the basis of the bid and the counter-bid received. | 2016-04-21 |
20160110804 | GENERATING CUSTOMER-SPECIFIC VEHICLE PROPOSALS FOR POTENTIAL VEHICLE CUSTOMERS - Methods, systems and computer program products for generating customer-specific vehicle proposals that may be based on ongoing vehicle finance payment information and/or information received from a third party entity. Embodiments of inventions herein disclosed provide for efficient identification of potential customers based on their current vehicle and/or ongoing financial obligations related to the current vehicle. A replacement vehicle is identified and a vehicle proposal, such as a sales or lease proposal, is generated for one or more of the identified potential customers. | 2016-04-21 |
20160110805 | DEVICE, METHOD, AND COMPUTER-READABLE MEDIUM FOR MANAGING A FLOW OF DATA BETWEEN INFORMATION STORAGE SERVERS OF INFORMATION STORAGE ENTITIES - A device, method, and computer-readable medium for managing a flow of data between information storage servers of information storage entities that initiate a rent report which includes the data in response to receiving an initiation request from a client device. An enrollment path is determined for the rent report based on an originating enrollment venue associated with the initiation request. One or more elements of the data are based on one or more validation criteria, and the data is transformed to a predetermined format corresponding to one or more formats. The data is output to one of the information storage servers of one of the information storage entities. | 2016-04-21 |
20160110806 | SYSTEMS AND/OR METHODS FOR AUTOMATIC ORDERING OF PRE-TRADE ORDER EVALUATIONS - Certain example embodiments described herein relate to systems and/or methods for electronic trading. An example embodiment stores pre-trade order evaluation rules in a memory. The embodiment includes receiving at least one trading order, determining a sequencing of the pre-trade order evaluation rules based on one or more dynamically updated performance metrics associated with the pre-trade order evaluation rules, applying the pre-trade order evaluation rules to the at least one received trading order in accordance with the determined sequencing, and based on results from the applying, either transmitting the at least one received trading order to a trading exchange or rejecting the at least one received trading order. | 2016-04-21 |
20160110807 | CONTAINER SHIPPING CONTRACT EXCHANGE SYSTEM - A computerized exchange for trading container shipping contracts for the future physical transportation of cargo loaded inside a shipping container is provided that comprises an offer module capable of posting thousands of contracts for sale at an offer price published on the computerized exchange. The shipping exchange provides a matching module capable of simultaneously matching thousands of contracts offered on the computerized exchange to a corresponding bid and transform in the offers to purchased contracts. A settlement made capable of notifying carriers identified by the contracts of an obligation to physically transport cargo loaded into a shipping container according to the terms of the contracts is provided. | 2016-04-21 |
20160110808 | COMMODITY EXCHANGE FOR PRE-PURCHASING COMMODITIES AND TRADING FUTURE RIGHTS TO RECEIVE COMMODITIES - A commodity exchange system enables trading and redemption of contracts of commodities with enhanced user experiences and functionalities. A user may pre-purchase a quantity of a commodity (e.g., gasoline) by purchasing a contract of the commodity at a currently traded price of the contract, which provides the user future rights to receive a quantity of the commodity at a strike price (which may be zero). The users may sell (or short sell/underwrite) these contracts through the commodity exchange system. The owner of a contract redeems the contract to obtain the commodity by transacting with a commodity supplier at the strike price, and original seller of the contract or an underwriter associated therewith pays the difference between a spot (market) price and the strike price upon redemption of the contract. | 2016-04-21 |
20160110809 | Increasing Value Handbag - Apparatus comprising an electronic device in a handbag configured to communicate with a mobile device in order to update and display a portfolio value on a display device; the mobile device including a software application configured to automatically update the portfolio value by connecting to an online database. | 2016-04-21 |
20160110810 | Research Systems and Methods for Integrating Query Data and Individual User Profile - Systems and computerized methods are described for providing a research result tailored to user profile data of an account owner. A first server computing device generates a research request based on retrieved user profile data and user query data received from a client device, and transmits the research request to a second server computing device aggregating research data ingested from information sources. The first server computing device receives a research response from the second server computing device and analyzes the research response using a first predetermined metric threshold based on at least a confidence rating associated with each item of research data in the response, and a predetermined reliability rating of its associated information source. The first server computing device formats a research result including the items of research data that exceed the first predetermined metric threshold, and provides the research result to the client device. | 2016-04-21 |
20160110811 | Methods and Apparatus for Implementing Improved Notional-free Asset Liquidity Rules - On the basis of simulated backtests, many portfolios including so-called smart beta and other factor products often boast impressive track records. However, given the additional trading that occurs, can such advertised performance truly be realized once transaction costs are taken into account? One might expect these products to make a concerted effort to manage liquidity. However, explicit efforts to manage liquidity in existing smart beta and factor ETF and index products have been relatively modest. A new set of rules are provided that are independent of the notional value of the portfolio that can be used to better manage the liquidity of investment portfolio. | 2016-04-21 |
20160110812 | PROJECT ECONOMICS ANALYSIS TOOL - The present invention is applicable in the field of corporate finance, corporate capital investments, economics, math, risk analysis, simulation, decision analysis, and business statistics, and relates to the modeling and valuation of investment decisions under uncertainty and risk within all companies, allowing these firms to properly identify, assess, quantify, value, diversify, and hedge their corporate capital investment decisions and their associated risks | 2016-04-21 |
20160110813 | Comprehensive Financial Plan Generator, Client-to-Client Comparative Analytics Tool, Advisor Ratings, Overall Financial Wellness Rating System and On-Demand Decision Analysis, Data Importation Aggregator - A direct-to-consumer financial analysis and advisor comparison system has a website in electronic communication with a server and is provided on a subscription basis. The website receives user information including estate, insurance, tax, and investment information. A system aggregator uses the user information to automatically calculate a financial wellness score for each user, representing a comprehensive financial analysis. The system aggregator uses the user information to automatically create a prioritized to-do list for each user, the to-do list representing tasks to be completed to track and implement a series of actions that will achieve the user's financial goals. A comparer uses the user information to automatically generate an aggregated viewpoint of all users, which is then reported back to each individual user to show a series of financial analytics regarding all users, a series of users based upon a sub-filter based upon specified criteria by the user, etc. | 2016-04-21 |
20160110814 | ASSET AND LIABILITY MODELING TOOL - A method for modeling financial variables describing a client over a time period. The method may comprise the step of generating a first simulation of the time period. Generating the first simulation may comprise the steps of assigning the client to a first health-related state and advancing the first simulation from a first interval of the time period to a second interval of the time period. A probability that the client will transition from the first health-related state to a second health-related state may be calculated, the client may be randomly assigned to either the first health-related state or the second health-related state considering the probability. According to various embodiments, the methods may also comprise the steps of calculating a client income for the second interval; and calculating a plurality of client expenses for the second interval. Also, the various health-related states may include one or more of a healthy state, a long term care (LTC) state, a disabled state and a dead state. | 2016-04-21 |
20160110815 | MEDICAL RISK UNDERWRITING SYSTEM - According to some embodiments, systems, methods, apparatus, computer program code and means may display information from a medical risk factor computer storage unit. Information associated with an insurance policy, having an insurance policy identifier, may then be received from an underwriter along with a plurality of medical risk factor values for the insurance policy. The plurality of medical risk factor values may be stored into an insurance policy storage unit in association with the insurance policy identifier. An overall risk level associated with the insurance policy may be automatically calculated based on the plurality of medical risk factor values, and at least one file may be locally saved associating overall risk level with the insurance policy identifier and/or medical risk factor values. | 2016-04-21 |
20160110816 | SYSTEM FOR LOSS CONTROL INSPECTION UTILIZING WEARABLE DATA GATHERING DEVICE - Loss control inspections by an insurance company are facilitated by a system that includes a wearable data-gathering device worn by a loss control inspector while he/she conducts an inspection. Other aspects of the system may include a centralized report processor operated by the insurance company, and a mobile device (such as a smartphone) carried by the loss control inspector to relay data between the wearable data-gathering device and the centralized report processor. The loss control inspector may gather verbal and visual information via the wearable data-gathering device, guided by prompts originating from the centralized report processor. The prompts may cause the data to be gathered as required to complete sections of an inspection report format. The centralized report processor may automatically edit and assemble the data gathered via the wearable device to generate a completed inspection report. | 2016-04-21 |
20160110817 | ENTERPRISE APPLICATION HIGH AVAILABILITY SCORING AND PRIORITIZATION SYSTEM - Embodiments provide a system for prioritizing maintenance of a portfolio of enterprise applications, comprising: a database storing risk scoring data; a the portfolio of enterprise applications; a processor that accesses a risk score from the database for a plurality of the enterprise applications; the processor prioritizing, based on the risk scoring data, a subset of the enterprise applications from the plurality for availability analysis; the processor accessing availability data stored in the database relating to technical readiness and operational maturity scores; the processor calculating an availability score for each of the enterprise applications in the subset; the processor comparing each of the enterprise applications in the subset to a corresponding predetermined benchmark using an availability score for each of the enterprise applications in the subset; and an output device that outputs an indication comparing each of the enterprise applications in the subset to a corresponding predetermined benchmark. | 2016-04-21 |
20160110818 | SYSTEM FOR DYNAMIC FRAUD DETECTION - According to some embodiments, data is received indicative of a plurality of insurance claims. It may then be automatically determined that a first insurance claim is associated with a first type of insurance and that a second insurance claim is associated with a second type of insurance different from the first type of insurance. The received data associated with the first insurance claim may be analyzed, in accordance with first fraud detection logic, to determine a first questionable loss status appropriate for the first insurance claim. Similarly, the received data associated with the second insurance claim may be analyzed, in accordance with second fraud detection logic different from the first fraud detection logic, to determine a second questionable loss status appropriate for the second insurance claim. Indications of the first and second questionable loss statuses may then be transmitted (e.g., to a claim handler or a special investigation unit platform). | 2016-04-21 |
20160110819 | DYNAMIC SECURITY RATING FOR CYBER INSURANCE PRODUCTS - In one or more embodiments, the technology determines one or more cyber insurance policies and/or products based on a company's real-time exposure to a cyber attack on one or more of its computing asset's. The technology performs various security analysis techniques to explore, locate, and evaluate a company's network/assets for creating risk and damage assessments that are used for dynamically determining a cyber insurance that is tailored to that company at that moment of time and, optionally, based on future projections. The technology can continuously or semi-continuously monitor the company's network for any changes and, upon detection of changes that could affect the company's exposure to a cyber attack, provides information associated with the detected changes as feedback to allow determination of new/modified cyber insurance policies/products. | 2016-04-21 |
20160110820 | CLOUD COMPUTED DATA SERVICE FOR AUTOMATED REPORTING OF VEHICLE TRIP DATA AND ANALYSIS - This disclosure generally relates to systems and methods to receiving onboard diagnostic data associated with an operational state of a vehicle of a user and pushing a message to the user, the message including information associated with the onboard diagnostic data. | 2016-04-21 |
20160110821 | Method, System And Software Program For Handling And Storing Purchase Transactions Between A User And A Point-Of-Sale - A method and system for managing and storing purchase transactions between a users' computing device and a point-of-sales computing device is described. The method comprises the steps of: a user purchasing an item from a point-of-sale, the point-of-sale computing device generating an electronic receipt related to the item. The point-of sale transmits the electronic receipt to a users' computer based accounting system programmed for performing bookkeeping operations related to purchase transactions. The accounting system stores the electronic receipt, extracts price and purchase transaction information about the item. The accounting system analyzes the price and information for automatically updating accounting records of the user in real time. | 2016-04-21 |
20160110822 | System and method for allocating value to timekeeper work - The present invention consists of an improved partnership profit sharing system wherein hours billed and collected are tallied for a given time period, profits are determined, and then according to a predetermined set of rules, time billed and collected by each billing and client originating partner is assigned a ratio or factor by which the profit share will be divided among those eligible to share in the firm or company profits for the year. Positive leveraging factors include: time billed versus time collected, the rank of the total funds collected by a billing entity, the client's business ranking in terms of financial and business strength, placement on the Fortune 500 and the like. | 2016-04-21 |
20160110823 | COMPUTING SYSTEM AND METHOD FOR VISUALIZING INTEGRATED REAL ESTATE DATA - A computer-implemented method and a computing system are provided for visualizing real-estate markets. The method includes obtaining property query data, locating and obtaining property data from a real estate database, locating and obtaining geospatial data associated with the one or more properties from a geographic information system (GIS) database based on the one or more criterion, correlating the property data with the geospatial data to provide correlation data, and generating visual indicators. The property query data includes data describing a request to identify one or more properties based on one or more criterion associated with the one or more properties. The property data and geospatial data are located based on the one or more criterion from the query data. The property data includes property location data and property feature data. The geospatial data includes geospatial coordinate data and geospatial image data. The visual indicators are generated based on the correlation data. | 2016-04-21 |
20160110824 | COMPUTER-IMPLEMENTED METHODS & SYSTEMS FOR DETERMINING DEVELOPMENT POTENTIAL - Computer-implemented methods and systems are provided for determining an actual maximum density capacity and/or development potential in view of the zoning code applicable to a particular location. Such methods and systems seek to overcome frustrations and alleviate other impediments that affect efficient use of zoning codes. In a first aspect, a computer-implemented system for determining development potential includes at least one input interface for receiving property information; a computer program for calculating a building envelope allowable under the zoning code and for calculating an actual maximum density capacity available for a geographic area of interest using the zoning code and additional factors affecting the area of interest. The results of at least the actual maximum density capacity calculation is provided to an output interface for displaying assessment of zoning code compliance and generating a virtual build of a building permitted under the zoning code for the site. | 2016-04-21 |
20160110825 | SYSTEM AND METHOD FOR REQUESTING AN ESTOPPEL - A method of requesting an estoppel and account verification of a timeshare property transfer. The method provides storing a program on a first server, the program including a set of instructions executing a start application module, a transaction module, a party information module, a calculation module, an address verification module, and a document generation module. Each of the modules are executed and at least one party address is verified via a third party. The documentation module is executed to request how information is released and any power of attorney documentation to be uploaded. | 2016-04-21 |
20160110826 | FORENSIC SYSTEM, FORENSIC METHOD, AND FORENSIC PROGRAM - A forensic system, method, and computer-readable medium that display a document group that includes a plurality of documents included in the digital information to a user, receive classification information assigned to a target document which is a document for determination of whether the document is related to a lawsuit by a user in the displayed document group, based on the determination of whether the document is related to the lawsuit by the user, update a score of each document corresponding to predetermined classification information based on a comparison result between a feature value of the target document of which the classification information is received and a feature value of each document in the document group, and control a display order of the documents in the document group to be displayed by the display unit based on the updated scores. | 2016-04-21 |
20160110827 | Methods and Systems for Exchanging Electronic Documents - Methods and systems are provided for exchanging electronic documents. An example method, and system implementing the method, can include receiving an exchange initiation request from an exchange creator, the exchange initiation request including a set of user identifiers; receiving a document submission request from a sender; storing the electronic document in a storage component when the sender is authenticated; receiving, from the sender, a recipient list for the electronic document, the recipient list indicating intended recipients of the electronic document; providing the intended recipients with access to the electronic document; and generating an exchange record for the electronic document, the exchange record providing a receipt confirmation indicating the electronic document was received and a receipt verification link to the exchange record stored in the storage component. | 2016-04-21 |