15th week of 2010 patent applcation highlights part 60 |
Patent application number | Title | Published |
20100094704 | METHOD AND SYSTEM FOR DISPLAYING INTERNET AD MEDIA USING ETAGS - Presented are embodiments of a system and method that tracks user actions associated with a displayed advertisement, absent of cookie technology. The system may generate an ETag in response to a user action, such as an ad click, and transmit the ad media to the user. The system may then determine whether other actions performed by the user resulted from the advertisement. | 2010-04-15 |
20100094705 | ADVERTISING METHOD AND SYSTEM WITH USE OF MULTI-SCREENED COMPUTER MONITOR UNITS - An advertising method and system with use of multi-screened computer monitor units is disclosed. A server having a database in which is stored a plurality of advertisement software packages is in data communication with a network of interconnected computers, each of which is associated with a multi-screened monitor unit having an agent side and at least one oppositely facing client side. After a request for an advertisement is initiated, an advertisement software package is retrieved from the database according to predetermined selection rules and transmitted to a target computer. A corresponding advertisement image is displayed on a client side of the monitor unit while the agent is able to view other images on the agent side of the monitor unit. In one embodiment, the multi-screened monitor unit receives VGA data and USB video data from the target computer and transmits the same to the agent and client sides, respectively. | 2010-04-15 |
20100094706 | Method and system for directing information to a plurality of users - A method for directing information to a plurality of users, the method including enabling a plurality of users to access a shared web resource having multiple functional capabilities, automatically monitoring interactions of the plurality of users with the shared web resource, automatically analyzing results of the monitoring to ascertain at least one shared characteristic of the plurality of users and employing results of the analyzing to selectively direct non-user originated information to the plurality of users while the plurality of users is accessing the shared web resource. | 2010-04-15 |
20100094707 | METHOD AND PLATFORM FOR VOICE AND LOCATION-BASED SERVICES FOR MOBILE ADVERTISING - A platform is provided which enables advertisers to send targeted advertisements to a user of a mobile device based on the user's vocal commands at the mobile device and the location of the mobile device. The platform allows advertisers to specify keywords, locations and content that is to be delivered to the users, The platform also includes an application that resides on the mobile device that leverages components which help in determining the location of the mobile device as well as capture audio information. Upon capturing the user's voice query, it is sent to a server, where it is decoded into its text equivalent and returned. The resultant text is then combined with the location of the user and forwarded to an advertising server which directs delivery of multimedia components to a receiving device. | 2010-04-15 |
20100094708 | INVENTORY IDENTIFIERS - A system for defining objects within a database is disclosed. The system includes an inventory identification application that generates an inventory identifier. The inventory identifier being a reference saved to the database that specifies characteristics of data within an inventory unit. A publisher using the inventory identifier application defines the specific characteristics and the inventory identifier application generates code. The publishers use the generated code within a website to recall the inventory identifier that is saved in the database. The system also includes a server system that receives a request to recall the inventory identifier. The request is the result of execution of the generated code when the website is accessed by a user. The request is fulfilled by accessing the inventory identifier at the database and matching data within the inventory unit based on the stored characteristics within the inventory identifier. | 2010-04-15 |
20100094709 | INFORMATION RECEPTION DEVICE, INFORMATION DELIVERY DEVICE, AND ADVERTISEMENT VIEWING PROGRAM - An Information reception device | 2010-04-15 |
20100094710 | METHOD AND APPARATUS TO PROVIDE INFORMATION AND CONSUMER-ACCEPTABLE ADVERTISING VIA DATA COMMUNICATIONS CLIENTS - In a data communication system a SMS data communication client operates in known fashion. An additional communication channel is established and data being entered into the client is transmitted to a central server. At the server end the user is identified in a customer database which also stored a profile of the user. Information from an ad database is selected for transmission back to the client in dependence upon the data and profile. Where the information takes the form of advertising, it may be displayed by the client as a truncated indicator during message entry and a fuller composition with active links after sending is completed. | 2010-04-15 |
20100094711 | RECEPTION DEVICE AND MANAGEMENT DEVICE OF SERVICE ADVERTISEMENT INFORMATION - A method and apparatus for transmitting advertisement information to a device, in which the apparatus includes a receiving unit and a transmitting unit. The receiving unit is configured to receive from the device attribute information representing an attribute of the device and request information representing a request for the advertisement information. The information represents the attribute of the device indicating a presence of a battery in the device. The transmitting unit is configured to transmit the advertisement information to the device in response to reception of the request information. | 2010-04-15 |
20100094712 | INTERNAL ADVERTISING SPACE ALLOCATION - Apparatus and methods for market-based allocation of internal web advertising space. Internal web advertising typically involves a company website hosting advertisements for company lines of business. Market-based bids for advertising space may be adjusted by an advertisement servicing program for overall site optimization. In some embodiments, bidding power for some lines of business may be adjusted as a reward for successful advertising, or based on other business criteria. | 2010-04-15 |
20100094713 | ADVERTISEMENT CONTENT GENERATION AND MONETIZATION PLATFORM - System and methods are provided for the generation and monetization of advertisement content. In an illustrative implementation, a computing environment comprises an advertisement content generation and monetization engine, a data store, and an instruction set comprising one or more instructions to instruct the advertisement content generation and monetization engine to allow participating users to generate advertisement content according to a selected user-generated content paradigm and to allow participating users to monetize the user-generated advertisement content according to one or more selected monetization paradigms. In an illustrative operation, a participating user interacts with the advertisement content generation and monetization engine to determine the advertisement content to be generated. In the illustrative operation, user-generated advertisement content can be communicated to the advertisement content generation and monetization engine for storage on the exemplary data store and for distribution to cooperating parties to allow for the monetization of the user generated advertisement content. | 2010-04-15 |
20100094714 | Method of Facilitating a Sale of a Product and/or a Service - The method enables a user to see how a selected product or how a plurality of selected products look in an immersive three-dimensional scene that resembles an actual or real property to be constructed or updated, or the relevant portions thereof. Since the images of the scene are displayed immersively, the user can view the scene from any vantage point and at any angle just as if the user were walking around the actual property. The user can thus obtain a realistic impression of how the new or changed property will look and the approximate cost of the improvement without first constructing a new structure or implementing changes to an existing structure. This enables the user to view many different possible options in order to decide which option is most desired. The user can feel confident that corresponding changes made to the real property be pleasing to the user. | 2010-04-15 |
20100094715 | SYSTEM FOR CREATING MENU BOARD AND FOOD ORDERING SYSTEM USING ELECTRONIC MENU BOARD MODULE - The present invention relates to a system for creating a menu board and a food ordering system using an electronic menu board module. The system for creating a menu board includes a main server including a template information DB for storing menu board template information related to configuration and arrangement of various menu boards, and a menu board creation tool for creating a menu board using the menu board template information. A restaurant client PC is connected to the main server over a network, and is configured to include a menu board information DB for storing configuration sources of each menu board, created using the menu board creation tool of the main server, and a print output unit for outputting the menu board through a printer. The menu board is printed through the printer and is usable as a typical menu board. | 2010-04-15 |
20100094716 | METHOD AND COMPUTER-READABLE STORAGE MEDIA TO DETERMINE AND ACCESS PROVISIONING SERVICES - Determining and accessing provisioning services. At least some of the illustrative embodiments are methods comprising interacting (by a human) with a first computer system executing a provisioning program and thereby making a first request for a service catalog that indicates a plurality of services of the provisioning program, selecting a service from the service catalog and thereby making a first request for a schema that defines one or more actions associated with a selected service, selecting an action associated with the selected service, generating a first electronic form based on the schema, providing (by the human) at least some of the information requested in the first electronic form, and performing an action by the provisioning program on one or more provisioning end points based on the information in the first electronic form. | 2010-04-15 |
20100094717 | Subscribing To Content - A method includes (a) receiving periodic subscription fees from subscribers of a content subscription service, (b) updating an electronically maintained account of the subscriber to reflect an additional amount of scrip corresponding to each subscription fee, and (c) enabling the subscriber to obtain items of content in amounts and at times determined arbitrarily by the subscriber in exchange for amounts of scrip in the subscriber's account. | 2010-04-15 |
20100094718 | Methods for secure internet purchases - Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant. | 2010-04-15 |
20100094719 | Methods for internet purchases using order parameters - Methods for purchasing of goods or services over the internet. A customer has a customer account set up at a bank with associated account information. The account information includes verification information for verification parameters, such as authorized computer identification, authorized delivery addresses, authorized user identification, authorized telephone caller identification, and/or other account information. An order is placed by a user via an ordering computer which provides order information. Such order information includes verification variables used by the bank. Verification and/or authentication using one or more variables of the customer account information is used by the bank to validate the order before assuring payment to the merchant. | 2010-04-15 |
20100094720 | SYSTEM AND METHOD FOR DIFFERENTIAL PAYMENT - Provided is a differential payment system connected to both a supplier terminal of a supplier providing a service and a purchaser terminal of a purchaser purchasing the service through a network, to differentially pay for the service based on an evaluation data of the service provided by the supplier. | 2010-04-15 |
20100094721 | METHOD OF DIRECTLY TRADING PRODUCTS USING INTERNET-BASED COMMUNITY - The present invention relates to a method of directly trading products using an Internet-based community, in which each member registers an area, associated with both products that may be directly traded by the member and the member's traffic line, as a possible direct trading area. In the method, a management server receives a possible direct trading area from a terminal of a relevant member and stores information about the possible direct trading area in a database. The management server transmits information about a neighbor member who registered an identical possible direct trading area to the terminal of the relevant member. When a request to view information about a product registered by the neighbor member is received from the terminal of the relevant member, the management server extracts information about the product from the database and transmits the extracted product information to the terminal of the relevant member. | 2010-04-15 |
20100094722 | SYSTEMS AND METHODS FOR TRADING CONTINGENCY BASED OPTIONS AND FUTURES FOR A TRAVEL-RELATED ITEM - Disclosed herein are methods and systems for establishing a network-based system for purchase and sale of at least one of an option contract and a futures contract to acquire a travel-related item. The contract may be exercisable upon occurrence of a contingency and tradable in an online marketplace. In some instances, the contract may be exercisable upon future existence of the travel-related item, occurrence of a weather condition, or the outcome of a contest, any of which may be uncertain at the time of the purchase and sale of the contract. | 2010-04-15 |
20100094723 | SYSTEMS AND METHODS TO INTIALIZE A DATA SOURCE BASED ON A COMPATIBILITY WITH AN APPLICATION - Methods and systems to initialize a data source based on a compatibility with an application are described. The system receives item information from a seller. The item information describes a first part that is offered for sale on a network-based marketplace by the seller. In addition, the system further receives application information from the seller that describes a first application. The first part is compatible with the first application. The application information further includes multiple values respectively selected by the seller that describe the first application. The multiple values are respectively associated with a predetermined set of attributes. Next, the system identifies a multiple application identifiers based on the values that were selected by the seller. Next, the system stores the item information in association with the plurality of application identifiers. The item information is stored as listing item information and the application identifier are stored as listing application information. | 2010-04-15 |
20100094724 | METHOD AND APPARATUS FOR CREATING CONTEXTUALIZED AUCTION FEEDS - A method and apparatus is disclosed herein for generating contextualized live auction feeds. The method of generating contextualized live auction feeds comprises receiving context data from a user. The method further comprises utilizing the context data received from the user to search auctions. The method, in one embodiment, includes generating contextualized live auction feeds for an auction based on the context data. | 2010-04-15 |
20100094725 | Methods, Systems, and Products for Auctioning Search Terms in a Search Engine - Methods, systems, and products auction search terms in a search engine. Orders from customers are received, and a search term associated with the orders is determined. When an auction for the search term is conducted, an amount of a bid for the search term is determined and submitted to the auction for a position on a search result list for the search engine. A minimum level of traffic is then delivered to a customer website. | 2010-04-15 |
20100094726 | Digital Media Purchasing as an Extension of Previewing - Content purchases or purchases of other items may be automatically completed upon expiration of a preview period. Thus, no user interaction may be needed to transition from a preview phase to purchasing. Upon expiration of the preview period, a user may be given an opportunity to undo the transaction. The availability of the undo option may last a predefined amount of time. | 2010-04-15 |
20100094727 | Method and System for Making Anonymous On-line Purchases - The invention provides a system for effecting anonymous purchase of items from an online merchant system. A system according to an embodiment of the invention comprises means coupled to a merchant system for receiving price information from the merchant system about an item selected for purchase by a purchaser. The system further comprises means coupled to a purchaser system for receiving payment of the price from the purchaser. The system further comprises means for providing an anonymous identifier to the purchaser system in response to receiving the payment. The system further comprises means coupled to the merchant site for providing the payment to the merchant site and means coupled to the merchant site for providing the anonymous identifier to the merchant site. The merchant system provides the item to the purchaser in response to the purchaser providing the anonymous identifier to the merchant system. The purchaser thereby remains anonymous to the merchant. | 2010-04-15 |
20100094728 | METHOD AND SYSTEM FOR DISTRIBUTING MEDIA CONTENT AND PROCESSING PAYMENTS AND/OR VOLUNTARY DATA COLLECTION - A system and method for distributing media content and processing payments have been described. According to one embodiment, a computer-implemented method, comprises receiving a request to view a media asset. A trailer associated with the media asset is provided for display on a remote client. An interface is provided on the remote client for receiving a request to transfer money and information to the poster of the media asset | 2010-04-15 |
20100094729 | METHODS AND SYSTEMS FOR ONLINE SHOPPING - Systems, methods, or media is directed to managing an outfit over a network. A navigation of an electronic media source is provided with a virtual closet widget representative of outfit data for display on at least one device. An activation component is provided within the virtual closet widget to configure a panel. The panel provides a selectable catalog of items that are configured to be added into the outfit data. In response to adding an item, a visual indication of the item on the virtual closet widget is provided, wherein the item comprises at least one unset attribute for setting through the virtual closet. | 2010-04-15 |
20100094730 | ENHANCING ONLINE SHOPPING ATMOSPHERE - Representing activity in an online store is disclosed. Information associated with the activities of a second visitor to the store is received. An indication of the presence of a first visitor at the store is also received. The activities of the second visitor are displayed to the first visitor. | 2010-04-15 |
20100094731 | SECURITY SYSTEM AND METHOD FOR INTEGRAL TRACEABILITY AND TRACKING - A safety system for integral traceability and tracking is described. The system singles out products as sooon as they are identified and coded, along their entire shelf life. | 2010-04-15 |
20100094732 | Systems and Methods to Verify Payment Transactions - An apparatus includes a processor, storage, memory and a network connection. The processor is configured to: store user details in the storage including a plurality of telephone numbers, each associated with details of a payment card; receive, via the network connection, a request including a first telephone number related to a transaction; identify payment card details based on the first telephone number in response to the request; obtain an indication as to whether the transaction is valid using the first telephone number; and send the payment card details via the network connection to a payment server to process the request if the transaction is determined to be valid. | 2010-04-15 |
20100094733 | SYSTEM AND METHOD FOR INCENTIVIZING THE PURCHASE OF RETAIL PRODUCTS - A method of incentivizing the purchase of products from a retailer includes receiving customer identification information when a customer purchases a number of gallons of gasoline, determining updated accumulated discount information and updated accumulated gallons information (gallons not yet converted to a discount) in response thereto, and storing the updated accumulated discount information and the updated accumulated gallons information at a central location in association with the customer identification information. Furthermore, the method includes receiving the customer identification information when that customer purchases retail products, determining an available discount based on the earned discount level, determining from the customer whether the customer elects to use the available discount, and if so, applying the available percentage discount in connection with the purchase of retail products by the customer. | 2010-04-15 |
20100094734 | Method, communication apparatus and system for handling a recharge service - Methods and systems for handling a recharge service and communication apparatuses thereof are disclosed according to embodiments of the present disclosure. The method for handling a recharge service includes receiving a recharge service request; checking whether an abnormal recharge log includes a recharge card ID and whether a recharging process has been successfully performed via a recharge card associated with the recharge card ID; requesting a voucher center to authenticate the recharge card associated with the recharge card ID so that the voucher center may recharge, after the recharge card passes the authentication, the user account via the recharge card if the recharge card ID carried in the recharge service request is not contained in the abnormal recharge log, or a recharging process has not been successfully performed via the recharge card associated with the recharge card ID carried in the recharge service request. The methods and systems for handling a recharge service and communication apparatuses thereof according to embodiments of the present disclosure may effectively prevent the situation that one recharge card is used for recharge repeatedly, and thus avoiding economic loss to the operator. | 2010-04-15 |
20100094735 | METHODS AND SYSTEMS FOR AUTOMATED PAYMENTS - Techniques for defining and customizing payment rules and automatically paying charges in accordance with the rules is described. A charge is settled and the charge is posted to an account, for example a credit card account, in the form of a settlement record. An automated payments engine compares the settlement record against payment conditions of one or more payment rules. If a payment condition is satisfied, the automated payments engine initiates a payment according to a payment method associated with the satisfied payment condition. | 2010-04-15 |
20100094736 | Arrangement and Method for Providing Data - In an arrangement and the corresponding method for providing data MM | 2010-04-15 |
20100094737 | UTILITY COMMUNICATIONS DESIGN CONCEPT - A system for recharging the batteries in an electrically powered vehicle which is owned or operated by an authorized party and wherein the recharging of the batteries is carried carried out at a site away from the premises owned or controlled by the authorizing party includes (a) first communication means for communicating between the site and an electrical utility for requesting the recharging of the batteries at the site, (b) authorization confirmation means for confirming that the authorized party is in fact authorized to recharge the batteries at the site, (c) second communication means between the electrical utility and the site for confirming authorization of the authorized party and for enabling the recharging of the batteries at the site, and (d) accounting means for calculating the cost of recharging the batteries and properly assessing that cost to the authorized party. | 2010-04-15 |
20100094738 | Method and Apparatus Pertaining to Metrics-Based Prioritization of Billing Exceptions - A computer-based billing system presents, via an end-user interface, a plurality of exceptions as have occurred with respect to corresponding billing events as pertain to a plurality of billed parties while also presenting exceptions metrics as pertain to this plurality of exceptions. These exceptions metrics include at least one age-related metric, at least one financial-related metric, and at least one count-related metric. These teachings then further provide for permitting the end user to selectively prioritize the presenting of the plurality of exceptions as a function of at least one of these exceptions metrics. | 2010-04-15 |
20100094739 | SYSTEM AND METHOD FOR PROVIDING TRANSACTION-BASED PROFIT SOLUTIONS - A method and system for generating profit having a partner transaction module configured to charge a partner transaction fee for a transaction performed by a partner, and receive, from a partner, payment for the partner transaction fee when the partner performs a transaction, a base transaction module configured to pay, in the event the partner performs a transaction through a third party, a base transaction fee to the third party, wherein the base transaction fee is equal to or lesser than the partner transaction fee, and a profit module configured to receive a profit on the transaction, wherein the profit is the difference between the partner transaction fee and the base transaction fee. | 2010-04-15 |
20100094740 | FINANCIAL PLANNING AND PLAN EXECUTION - A computer-readable medium stores software that, when executed by a processor, causes the processor to create a financial plan for a user based on financial information provided by at least one of a plurality of financial institutions and the user; retrieve updated data regarding the user provided by at least one of the plurality of financial institutions; compare the data with the plan; output for display the comparison; and schedule at least one transaction with at least one of the plurality of financial institutions based on the comparison. | 2010-04-15 |
20100094741 | COMPENSATION CONTRACT SUPPORTING SYSTEM, METHOD FOR SUPPORTING COMPENSATION CONTRACT, AND PROGRAM THEREOF - A compensation contract supporting system that supports a compensation contract which provides a customer compensation for a profit risk created by a plurality of risk factors that influence a profit of the customer, comprising: a database for storing statistical data of the plurality of risk factors; a first probability calculation unit for calculating a probability, in which a part of the plurality of the risk factors satisfy a predetermined first condition and remaining plurality of the risk factors satisfying a predetermined second condition using the database, and at least one of the first condition and the second condition being a non-financial condition that is not related to a financial product; and a ratio calculation unit for calculating a ratio between a first compensation amount to be paid or received by the customer when the part of the risk factors satisfy the first condition and a second compensation amount to be paid or received by the customer when the remaining risk factors satisfy the second condition using the probability calculated by the first probability calculation unit. | 2010-04-15 |
20100094742 | MANAGING TRANSACTION ACCOUNTS - A transaction account verification system and method are provided. A user computing device transmits an account registration request that includes a selection of an account verification technique. A service provider obtains the request and initiates a set of transactions with an identified financial service provider. The service provider generates at least one verification token reflective of the set of transactions and at least one piece of information associated with the selected account verification technique. The user computing device generates at least one user verification token from user input regarding the set of transactions and at least one piece of information associated with the selected account verification technique. The service provider can verify the transaction account and set transaction thresholds based upon matching verification tokens. | 2010-04-15 |
20100094743 | LOW LATENCY TRADING SYSTEM - Systems and methods for transmitting trade orders from a client trading engine to an exchange where the trades are executed. The system may comprise a low latency system in communication with the client trading engine and the exchange server(s). The low latency system is for receiving trade orders from the client trading engine, performing one or a limited number of pre-order risk checks on the trade orders, and, when the trade orders pass the risk checks, transmitting the trade order to the exchange server(s). The system also comprises a post-order risk checking data center in communication with the low latency system via a network. The post-order risk checking data center is for performing post-order risk checks on the trade orders after the low latency system transmits the trade orders to the exchange server(s). | 2010-04-15 |
20100094744 | CONTRACTS EXCHANGE SYSTEM - A contracts exchange system includes a liquid contracts exchange, traders trading on the exchange, a securities exchange listing shares of the trader, thereby enabling access to the capital markets, and a surety guaranteeing obligations of the trader. Methods are provided for transferring risk to the capital markets, for operating a liquid contracts exchange, for paying obligations under an exchange traded contract, for calculating sureties, for auditing traders, detecting errors, mistakes or fraud in a trader's financial statements, for assuring compliance by a trader, for estimating a franchise value of a trader, for making a contract tradable on an exchange, and for managing traders in the contract exchange system. | 2010-04-15 |
20100094745 | COMPUTERIZED METHOD AND SYSTEM FOR ACCUMULATION AND DISTRIBUTION OF SECURITIES - Disclosed embodiments include computer-implemented methods and systems that permit a market participant to automatically trade a relatively large order block order to accumulate or distribute securities as multiple, relatively smaller, component orders based on order parameters and subject to conditions for the placing and/or execution of such component orders. The component orders may continue automatically, without the need for further intervention from the market participant, until the total quantity specified by the market participant is accumulated or distributed. | 2010-04-15 |
20100094746 | SYSTEM AND METHOD FOR AGGREGATION OF IMPLIED SHORT TERM INTEREST RATE DERIVATIVES BIDS AND OFFERS - A method and system for facilitating trading of derivatives contracts is provided. The method includes receiving orders, including bids and/or offers, and creating implied orders for matching combinations of outright and strategy orders based on permitted implied patterns. | 2010-04-15 |
20100094747 | Object Oriented System For Managing Complex Financial Instruments - Object oriented design strategies and patterns are applied to financial data processing systems for processing and modeling of financial products (also referred to as financial instruments) with an emphasis being on derivative products. The system employs valuation independent, well-defined financial components (also referred to as financial events) that can be combined to build new financial structures. A general purpose software model is provided for representing the structure and characteristics of these products. A declarative specification language is provided to describe financial instruments in a consistent manner that lends itself to processing in such an object oriented system. A general traversal process is provided that can be applied to the macro structure of a financial instrument to implement various functions that produce results based on such information, such as the stream of financial events associated with the instrument, or the pricing or valuation of the instrument. Techniques including double dispatch and other mechanisms are further provided to provide flexible means of associating the appropriate processing methods with the diverse range of instrument characteristics that are encountered in a typical financial institution's course of business. | 2010-04-15 |
20100094748 | Adjustable risk mitigation system and process for managing a construction loan - A comprehensive fully integrated adjustable risk mitigation system used for managing a construction loan. The mitigation system includes a communication network computer with website for communicating with a construction lender, via the internet, for receiving plans for a proposed construction project and for displaying documents, related applications and the like to the client and to stakeholders. The network computer includes Audit Application Software for creating an audit application with proprietary business rules and metrics for an analysis of the construction project. The Audit Application Software is also used to generate a completed construction audit application declining or recommending the construction loan for review by the client on the website. The network computer also includes a local area and wide area network web server software programmed with adjustable, updated state statutory requirements pertinent to setup of a construction loan. Further, the web server software contains a draw data proprietary application having adjustable risk mitigation business rules and updated state statutory notice and lien compliance requirements and a proprietary construction site inspection application with construction data for review by the client and the stakeholders on the website. | 2010-04-15 |
20100094749 | System and Method for Matching Loan Consumers and Lenders - A system and method for matching a loan consumer with lenders via the Internet includes receiving loan consumer application information. The application information is stored in a database. An internally specified filter is applied to the information to determine if the loan consumer meets a set of loan criteria. A subset of the information is submitted to a credit bureau. A credit report is generated based on the subset of information. A lender database is searched to match the customer information and credit report to ranked lenders. A query is transmitted to one of the lenders. A response is generated and received based on the query. Subsequent query and response steps are repeated only after receipt of the previous response, until all lenders have been queried. Only lenders who responded with an approval are presented for review by the customer. | 2010-04-15 |
20100094750 | CALCULATING CREDIT WORTHINESS USING TRANSACTIONAL DATA - Aspects of the invention provide for the use of transactional data in determining credit and product offerings. Further aspects of the invention provide for generating financial statements and indices using transactional data for use by users and/or financial institutions. The transactional based financial statements and indices may be used for making underwriting and financial planning decisions. | 2010-04-15 |
20100094751 | APPARATUS AND METHODS FOR ENFORCING PURCHASE AGREEMENTS - Systems, apparatus, articles of manufacture and methods are provided for establishing (e.g., online) a buyer price for a first plurality of products. In one embodiment, the buyer price is lower than a retail price of the first plurality of products. A second plurality of products that the buyer has actually received during the subsequent transaction is determined. A penalty may be assessed if the first plurality of products does not correspond to the second plurality of products. | 2010-04-15 |
20100094752 | METHOD AND SYSTEM FOR MOBILE BANKING AND MOBILE PAYMENTS - A method and system for mobile banking and mobile payments is presented. A mobile device attempting a financial transactions receives an indication that the financial transaction has or has not been successfully completed via an electronic message and a unique “Financial Audio Communication System” (“FACM”) indication. A user of the mobile target device can determine whether the financial transaction has successfully completed or not by listening to the audio output generated from the FACM indication on the mobile target device and does not have to view textual information on the mobile target device. | 2010-04-15 |
20100094753 | P2P TRANSFER USING PREPAID CARD - A method and system for making a payment is disclosed. In the method, a Payor can specify an account from which to withdraw funds for the payment and specify an activation code necessary to activate the payment. The payment can be sent to a Payee in the form of a pre-paid transaction account. The account will not be activated unless the Payee provides the activation code. Funds can be withdrawn from the account specified by the Payor either in full at the time the payment is made or are withdrawn as the Payee uses the transaction account to access the funds. | 2010-04-15 |
20100094754 | SMARTCARD BASED SECURE TRANSACTION SYSTEMS AND METHODS - Systems and methods for authorizing financial transactions are described. A request for execution of the financial transaction from a requesting party includes at least one biometric signature of the requesting party and the request is authorized based on identification of the biometric signature in a repository of signatures and a history of prior transactions executed on behalf of the requesting party. The repository may include signatures stored in encrypted form on a smartcard. | 2010-04-15 |
20100094755 | PROVIDING PAYMENT DATA TOKENS FOR ONLINE TRANSACTIONS UTILIZING HOSTED INLINE FRAMES - A method comprising providing an inline frame (iFrame) and secure cross domain messaging for collecting sensitive payment data regarding access to monies held for an end user, the iFrame is embedded directly within a website maintained by a business entity; collecting the sensitive payment data via the iFrame; storing the sensitive payment data in an electronic database; associating a payment data token with the sensitive payment data; providing the payment data token to the business entity; receiving a request from the business entity to transfer at least a portion of the monies to the business entity; receiving the payment data token from the business entity with the request; retrieving the sensitive payment data from the electronic database; and transferring the at least a portion of the monies to the business entity utilizing the retrieved sensitive payment data via a backend payment gateway. | 2010-04-15 |
20100094756 | SYSTEM AND METHOD FOR RAPID FINANCIAL TRANSACTIONS THROUGH AN OPEN FINANCIAL EXCHANGE OR WIRE TRANSFER - A system and method for transferring funds. An electronic request for a transfer of funds between a sending account and a destination account is received. A determination is made whether the sending account and the destination account are with a destination bank controlling the destination account. The funds are transferred from the sending account to a receiving account of the service provider. The funds are transferred from a service provider account at the destination bank to the destination account in response to determining that the sending account and the destination account are not with the destination bank. A service provider is compensated for the transfer of funds and the transfers are recorded in a database in response to completion of the electronic request. | 2010-04-15 |
20100094757 | ELECTRONIC VALUE EXCHANGE USER DEVICE AND THIRD-PARTY DEVICE - A user device for performing an exchange of an electronic value with another user device is provided. The user device includes an agreement unit configured to acquire offer information corresponding to at least a first random number, from another user device, generate a second random number, generate session information, generate agreement object information, generate an electronic signature, and output agreement information including at least the agreement object information, the session information, and the electronic signature. The user device further includes a second confirmation unit and an abort request unit. The second confirmation unit is configured to acquire from another user device, first confirmation information, perform a verification on a predetermined verification item, and output second confirmation information. The abort request unit is configured to generate an electronic signature and output abort request information. | 2010-04-15 |
20100094758 | SYSTEMS AND METHODS FOR PROVIDING REAL TIME ANONYMIZED MARKETING INFORMATION - Embodiments disclosed herein are directed to systems and methods for enabling the matching of third party data with access providers' subscriber data in a privacy compliant manner, and then connecting an internet user to that third party data for use by marketers, content providers, or other interested parties in a manner that protects consumer privacy at all times. In one embodiment, an access provider such as an ISP sends its subscriber data to a double blind processor that generates an encrypted key for each subscriber. The key is then used to find matching consumer data, for example, consumer segments that represent previously collected or modeled consumer attitudinal, habit, or financial data. The key may be forwarded to a real time marketing bureau, which may use the matched data in subsequent real-time or substantially real-time operations to provide consumer or business data to advertisers, content providers, and other interested parties. | 2010-04-15 |
20100094759 | Mobile Commerce Enablement Systems and Methods - Mobile commerce systems and methods are provided. In one embodiment, a mobile commerce platform includes a visual design tool. The mobile commerce platform may be electronically stored on a computing device, such that it is configured to manipulate computer readable data electronically stored on the computing device. The visual design tool may include an interactive graphical canvas and a block diagram. The interactive graphical canvas may be configured to enable the modification of the block diagram. The block diagram may include a first object block, a second object block and at least one connecting symbol. The first object block may define a first campaign instance, the second object block may define a second campaign instance, and the at least one connecting symbol may define a campaign sequence. Further, the mobile commerce platform may be configured to execute a mobile campaign according to the first campaign instance, the second campaign instance, and the campaign sequence. | 2010-04-15 |
20100094760 | TRANSACTION METHOD BETWEEN TWO ENTITIES PROVIDING ANONYMITY REVOCATION FOR TREE-BASED SCHEMES WITHOUT TRUSTED PARTY - The invention proposes an off-line divisible e-cash scheme where a user can withdraw a divisible coin of monetary value n | 2010-04-15 |
20100094761 | Method for User Driven Product Design and Marketing - A Method of User Driven Product Design and Marketing includes the steps of user design submissions, selection submissions for product development, and trailing product marketing. The design may comprise any representation of a product or even the product itself in the case of visual and graphic design. Users will be given the opportunity to submit design proposals. One or more of these designs may be chosen for further development by overall popularity or an entity with the means and intent to license and produce the design. Once the design is incarnated as a finished product, the initial product marketed will be focused on developing a core affiliate program from the participants in the initial submission of designs. | 2010-04-15 |
20100094762 | SYSTEM AND METHOD FOR RATING AND RANKING MUSIC QUALITY USING SURVEY QUESTIONNAIRES - A piece of recorded music is ranked relative to other pieces of recorded music. The piece of music is received from a user. The piece of music is categorized into at least one genre. A group of reviewers is selected to rate at least one artistic quality of the piece of the piece of music and a survey questionnaire is selected. The piece of music and the survey questionnaire are sent to the group of reviewers to be rated by each reviewer in the group using the survey questionnaire. Two or more completed survey questionnaires are received from the group of reviewers for the piece of music. A quality rating is calculated for the piece of music based on the two or more completed survey questionnaires received. The piece of music is ranked relative to other pieces of music based on the quality rating. | 2010-04-15 |
20100094763 | System and Method for Selecting and Protecting Intellectual Property Assets - The present invention relates to systems and methods for intellectual property asset selection and protection. In an embodiment, an intellectual property selection system receives from an innovator an innovation submission describing an innovation. An intellectual property protection system receives at least a portion of the innovation submission and manages obtaining an intellectual property legal right related to the innovation. An intellectual property asset management system receives and stores at least one of an innovation description and an intellectual property legal right description, where the innovation description is based at least in part on the at least a portion of the innovation submission and the intellectual property legal right description is based at least in part on the intellectual property legal right. | 2010-04-15 |
20100094764 | Real estate disclosure reporting method - A real estate disclosure reporting method identifies a condition category, creates a disclosure form and lists items of disclosure on a disclosure form. The items of disclosure relate to the condition category. The reporting method also researches a particular property to determine known items of disclosure, indicates the known items of disclosure on the disclosure form and generates a report of the known items of disclosure. | 2010-04-15 |
20100094765 | ONLINE FRAUD PREVENTION USING GENETIC ALGORITHM SOLUTION - Online fraud prevention including receiving a rules set to detect fraud, mapping the rules set to a data set, mapping success data to members of the rules set, filtering the members of the rules set, and ordering members of the data set by giving priority to those members of the data set with a greater probability for being fraudulent based upon the success data of each member of the rule set in detecting fraud. Further, a receiver coupled to an application server to receive a rules set to detect fraud, and a server coupled to the application server, to map the rules set to a data set, and to map the success data to each members of the rules set. The server is used to order the various members of the data set by giving priority to those members of the data set with a greatest probability for being fraudulent. | 2010-04-15 |
20100094766 | INSURANCE CONFIGURATION MANAGEMENT SYSTEM AND METHOD - A method, system, and computer program product to provide a single platform to unify benefits, claims, membership, billing, and servicing. One embodiment provides a computer program-assisted system to provide a single point source for host benefits management having a centralized benefit data manager (BDM); a selector communicatively connected to said BDM to allow a user to view, select, and assemble benefit components from BDM; an editor communicatively connected to the BDM allows the ability to define and update benefit components and variables for benefit and payment policies; a read-only explainer communicatively connected to the BDM provides understandable “read-only” descriptions of benefits available; and a connector communicatively connected to the BDM as an interface layer to exchange electronic benefit data with all system processes, including external claims systems. The connector can translate rules from a user's natural language to computer code language. | 2010-04-15 |
20100094767 | Modeling Users for Fraud Detection and Analysis - Systems and methods are provided for predicting expected behavior of a user in an account. The systems and methods automatically generate a causal model corresponding to a user. The systems and methods estimate a plurality of components of the causal model using event parameters of a first set of events undertaken by the user in an account of the user. The systems and methods predict expected behavior of the user during a second set of events using the causal model. | 2010-04-15 |
20100094768 | Fraud Detection and Analysis System - A system is provided comprising a risk engine coupled to a financial system that includes an account. The risk engine generates an account model corresponding to a user and events of the account. Generation of the account model uses event parameters of a previous event performed by the user in the account. The risk engine uses the account model to generate a first probability of observing event parameters assuming the user is conducting the next event. The risk engine uses a fraud model to generate a second probability of observing event parameters assuming a fraudster is conducting the next event. The risk engine generates a risk score, using the first and second probabilities, which indicates the relative likelihood the next event is performed by the user. The system includes a risk application comprising an analytical user interface that displays for any event the risk score and/or event parameters. | 2010-04-15 |
20100094769 | VEHICLE ROUTING AND SCHEDULING SYSTEMS - A routing and scheduling computer system that is adapted to define a plurality of geofenced areas and to monitor vehicle activity within each of those areas (e.g., via telematics sensors mounted on vehicles traveling within the areas). The system may be adapted to use information regarding the monitored vehicle activity to estimate: (1) a first amount of time associated with the delivery of a plurality of parcels to one or more respective locations within a first one of the geofenced areas; and (2) a second amount of time associated with the delivery of a plurality of parcels to one or more respective locations within a second one of the geofenced areas. The system may then route a particular vehicle to make one or more pickups or deliveries within the first or second geographic areas based at least in part on the first and second estimates of time. | 2010-04-15 |
20100094770 | USER INTERFACE AND METHOD TO FACILITATE ANALYSIS AND/OR PLANNING OF BUSINESS OPERATIONS - A user interface and method are disclosed for facilitating analysis and/or planning of business operations. The user interface includes may include a plurality of user interface elements, at least some of which characterize associated components that may be employed to compute data. Stored account data is processed to generate base data for one or more selected accounts. The base data may be further processed by components associated with the user interface elements, such as by a method, key results area data, action plan data, and/or calendar data, to provide an impact value that results in the base data being adjusted accordingly. | 2010-04-15 |
20100094771 | SYSTEM AND METHOD FOR OPERATING A PRINCIPAL PRESERVATION FUND BASED UPON OPTION COST PER WEEK - Disclosed is a system and method for operating an investment account which provides a predetermined level of principle preservation while achieving growth by investing gains from zero or low-risk stable investments into options. In one form, the investment account may be owned by an individual investor or by a number of investors, such as in the form of a mutual fund. In yet another form, business logic may be programmed to automatically select the options based upon their associated premium cost per week until expiration. | 2010-04-15 |
20100094772 | COMPUTERIZED METHOD AND SYSTEM FOR SCALE TRADING - Disclosed embodiments include computer-implemented methods and systems that permit a market participant to automatically scale a block order into relatively smaller, incrementally priced scale trade component orders based on scale order parameters (such as price and size) provided by the market participant. The scale orders may continue automatically, without the need for further intervention from the market participant, until the total number of shares specified by the market participant is accumulated or sold. Some embodiments also permit the market participant to automatically submit opposite-side profit-taking component orders against the market participant's original scale order components. The profit-taking orders can be automatically created and submitted when the original scale order component has executed. | 2010-04-15 |
20100094773 | WEB BASED VALUATION GAME - A web enabled game analyzes businesses by categorizing companies by markets then drilling down to data charts including interactive assessment of private and public company values within those markets. | 2010-04-15 |
20100094774 | INTERACTIVE AND COLLABORATIVE FINANCIAL CUSTOMER EXPERIENCE APPLICATION - Systems, methods, and computer program products are provided for an interactive financial customer experience that allows collaboratively selecting financial products for a customer. The customer experience assesses the customer's life events and subsequently uses the life events and the proximate date of occurrence of the life events to determine financial product recommendations and offers for the customer. Additionally, the customer experience may assess the customer's life interests and/or financial portfolio to further determine financial product recommendations and offers. The financial product recommendations, along with other financial product options, may be presented to the customer and financial institution associate in a user-friendly platform that further accentuates the collaborative nature of the financial product selection process. | 2010-04-15 |
20100094775 | LIST EXECUTION AND CASH BALANCING - The present invention maintains a list of potential buy and sell opportunities tracking available liquidity at the best price displayed on the market in real time. When a block opportunity arises that would violate the constraints (e.g., cash balancing constraints), the subject system will consider if there are enough opportunities to trade on the market on the opposite side to bring the cash position back within the specified constraints. If cash balance can potentially be re-established by accessing displayed liquidity at the current best prices, the block execution is accepted and orders are automatically sent out to access this liquidity. | 2010-04-15 |
20100094776 | Combined Loan and Investment System and Method - A combined loan and investment program comprises a computer processor and program code configured to be executed by the computer processor to process financial loan and investment data by calculating from the data interest and principal loan payments on a loan principal at a given rate and term, calculating investment performance data on a periodic principal investment deposit at a given rate and calculating loan principal amortization parameters as a function of the investment performance data. The present invention provides a method for paying off a mortgage and simultaneously generating wealth via an investment account by making a payment to a mortgagee, dividing the payment, applying a first portion of the payment to satisfy the interest due on the mortgage, applying a second portion of the payment to an investment account, allowing the investment account to grow and applying a portion of the investment account to satisfy the mortgage. | 2010-04-15 |
20100094777 | METHOD AND SYSTEM FOR PROVIDING AUTOMATIC EXECUTION OF RISK-CONTROLLED SYNTHETIC TRADING ENTITIES - A method and system for automatic execution of risk-controlled synthetic trading entities. Risk parameters are generated for two or more real trading entities that comprise a synthetic trading entity. Risk assessments are generated for the resulting synthetic trading entity from the risk parameters. Current and historical trading information is used to generate the risk parameters and risk assessments. Market prices for the real trading entities to keep the automatic risk-controlled synthetic trading entity at a desired synthetic market price level whenever selected risk assessments exceed one or more pre-determined risk thresholds. | 2010-04-15 |
20100094778 | SYSTEMS AND METHODS FOR SCHEDULING CONTRIBUTIONS TO A RETIREMENT SAVINGS PLAN - Computer-based systems and methods are described for generating personalized, automated contribution strategies for scheduling contributions to a retirement savings plan or other savings plan. Embodiments of the systems and methods provide visual and other educational displays to assist a client in choosing a suitable savings contribution strategy that may take into account at least one of the set consisting of: details of an employer-sponsored savings fund available to the client which may include opportunities for employer matching-funds, acceptable portion of standard-of-living increases derived from salary raises that the client is willing to contribute to a savings plan, client's current savings behavior and value of savings portfolio, effects of the stochastic nature of future investment portfolio value, and changing federal tax regulations. Clients may use the systems for educational and planning purposes and/or may authorize automated triggering of contributions with scheduled increases and/or decreases as specified by the selected plan. | 2010-04-15 |
20100094779 | INFORMATION SYSTEM, SERVER, SERVICE PROVIDING METHOD AND PROGRAM - Fee-charging unit has unit to exclude, from a fee-charging target, information that is provided for a period of non-operating time for which the receiving device is presumed, from at least the charging state, to be disabled from continuing the reception if the fee-charging target information was provided to the receiving device in the past, if there is not recorded a piece of information that the receiving device can continue to receive the information for the predetermined period of time and if there is recorded a piece of information that the charging state of the secondary battery is not sufficient for continuing the reception. | 2010-04-15 |
20100094780 | SIGNAL PROCESSING APPARATUS - A signal processing apparatus for a taxi meter comprises a processor ( | 2010-04-15 |
20100094781 | METHOD AND SYSTEM FOR VALUING INTANGIBLE ASSETS - The present invention provides a method and system for valuing patent assets based on statistical survival analysis. An estimated value probability distribution curve is calculated for an identified group of patent assets using statistical analysis of PTO maintenance fee records. Expected valuations for individual patent assets are calculated based on a the value distribution curve and a comparative ranking or rating of individual patent assets relative to other patents in the group of identified patents. Patents having the highest percentile rankings would be correlated to the high end of the value distribution curve. Conversely, patents having the lowest percentile rankings would be correlated to the low end of the value distribution curve. Advantageously, such approach brings an added level of discipline to the overall valuation process in that the sum of individual patent valuations for a given patent population cannot exceed the total aggregate estimated value of all such patents. In this manner, fair and informative valuations can be provided based on the relative quality of the patent asset in question without need for comparative market data of other patents or patent portfolios, and without need for a demonstrated (or hypothetical) income streams for the patent in question. Estimated valuations are based simply on the allocation of a corresponding portion of the overall patent value “pie” as represented by each patents' relative ranking or position along a value distribution curve | 2010-04-15 |
20100094782 | Information Processing Apparatus, Information Processing Method, and Program - The present invention relates to an information processing apparatus, an information processing method, and a program capable of quickly and accurately creating an algorithm for extracting features from content data such as song data. A feature extraction algorithm creation apparatus includes: a low-level feature extraction expression list creation section 21 that creates as many as “n” low-level feature extraction expression lists each constituted by “m” low-level feature extraction expressions; a low-level feature computation section 24 that substitutes input data of “j” songs into “n” low-level feature extraction expression lists so as to acquire “n” combinations of “m” low-level features corresponding to each input data item; and a high-level feature extraction expression learning section 25 that estimates high-level feature extraction expressions through learning based on training data corresponding to “n” low-level feature outputs (“k” high-level features corresponding to each of “j” songs) . This invention can be applied to systems for acquiring high-level features of songs and videos. | 2010-04-15 |
20100094783 | Method and System for Classifying Data in System with Limited Memory - Embodiments of the invention describe a method for classifying data in a system with limited memory. The method applies exemplar learning (EL) procedures to a training data set to produce an exemplar data set adapted to the size of the memory. The EL procedure is selected form a group consisting of an entropy based exemplar learning (EBEL) procedure and an advanced broadband enabled learning (ABEL) procedure. The exemplar data set is used to classify acquired by the system data. | 2010-04-15 |
20100094784 | GENERALIZED KERNEL LEARNING IN SUPPORT VECTOR REGRESSION - A generalized kernel learning system and method for learning a wide variety of kernels for use in a support vector regression (SVR) technique. Embodiments of the generalized kernel learning system and method learn nearly any possible kernel, subject to minor constraints. The learned kernel then is used to obtain a desired function, which is a function that closely fits training data and has a desired simplicity. Embodiments of the generalized kernel learning method include inputting the training data, reformulating a and a standard SVM ε-SVR primal formulation for a single kernel as two reformulated primal cost functions for multiple kernels, and then reformulating one of the two reformulated primal cost functions as a reformulated dual cost function. A plurality of different regularizer and kernel combinations is evaluated using the reformulated dual cost function, and it is determined which regularizer and kernel combination yields the desired function. | 2010-04-15 |
20100094785 | SURVIVAL ANALYSIS SYSTEM, SURVIVAL ANALYSIS METHOD, AND SURVIVAL ANALYSIS PROGRAM - Disclosed is a survival analysis system for determining an estimated time until an event occurs on the basis of a group of cases each including at least one attribute value indicating a feature value of a case and information on the measured actual time until an event occurs. The survival analysis system includes: an estimator creating section for creating an estimator for estimating whether or not an event occurs according to the attributes of the group of cases for each actual time; an estimator selecting section for judging whether or not the estimator meets a predetermined selection condition and to selecting an estimator used for calculating the estimated time; and a time calculating section for calculating the estimated time by using the estimator selected by the estimator selecting section. | 2010-04-15 |
20100094786 | Smoothed Sarsa: Reinforcement Learning for Robot Delivery Tasks - The present invention provides a method for learning a policy used by a computing system to perform a task, such delivery of one or more objects by the computing system. During a first time interval, the computing system determines a first state, a first action and a first reward value. As the computing system determines different states, actions and reward values during subsequent time intervals, a state description identifying the current sate, the current action, the current reward and a predicted action is stored. Responsive to a variance of a stored state description falling below a threshold value, the stored state description is used to modify one or more weights in the policy associated with the first state. | 2010-04-15 |
20100094787 | CLUSTERING AND CLASSIFICATION EMPLOYING SOFTMAX FUNCTION INCLUDING EFFICIENT BOUNDS - A function optimization method includes the operations of: constructing an upper bound using a double majorization bounding process to a sum-of-exponentials function including a summation of exponentials of the form | 2010-04-15 |
20100094788 | Method for the computer-assisted control and/or regulation of a technical system - A method for the computer-assisted control and/or regulation of a technical system is provided. The method includes two steps, namely learning the dynamics of a technical system using historical data based on a recurrent neuronal network, and the subsequent learning of an optimum regulation by coupling the recurrent neuronal network to another neuronal network. The method can be used with any technical system in order to control the system in an optimum computer-assisted manner. For example, the method can be used in the control of a gas turbine. | 2010-04-15 |
20100094789 | METHOD AND A SYSTEM FOR ESTIMATING THE IMPACT AREA OF A MILITARY LOAD LAUNCHED FROM AN AIRCRAFT - A system and a method are for the estimation of the impact area of a smart load that can be launched from an aircraft as a function of data or signals indicative of the aircraft flight conditions upon release of the load and of predetermined impact conditions on the target. The estimation of a polygonal impact area defined by the coordinates of a central point and of a predetermined number of vertices is by corresponding neural networks. | 2010-04-15 |
20100094790 | MACHINE LEARNING OF DIMENSIONS USING SPECTRAL INTENSITY RESPONSE OF A REFLECTOMETER - A method and a system for determining critical dimensions using an artificial neural network, where the artificial neural network is trained based on a spectral intensity response of a reflectometer are provided. Additional apparatus, systems, and methods are disclosed. | 2010-04-15 |
20100094791 | Fraud Detection and Analysis - Systems and methods generate a risk score for an account event. The systems and methods automatically generate a causal model corresponding to a user, wherein the model estimates components of the causal model using event parameters of a previous event undertaken by the user in an account of the user. The systems and methods predict expected behavior of the user during a next event in the account using the causal model. Predicting the expected behavior of the user includes generating expected event parameters of the next event. The systems and methods use a predictive fraud model to generate fraud event parameters. Generation of the fraud event parameters assumes a fraudster is conducting the next event, wherein the fraudster is any person other than the user. The systems and methods generate a risk score of the next event to indicate the relative likelihood the future event is performed by the user. | 2010-04-15 |
20100094792 | ASSOCIATIVE RELEVANCY KNOWLEDGE PROFILING ARCHITECTURE, SYSTEM, METHOD, AND COMPUTER PROGRAM PRODUCT - Provided are architectures, system, methods, and computer program products that provide a user with the ability to define an association of data and/or information from known reference sets perceived by the user as relevant to a subject matter domain, thereby imparting and formalizing some of the user's knowledge about the domain. An associative relevancy knowledge profiler may also allow a user to create a profile by modifying or restricting the known reference sets and windowing the results from the association as a user might refine any other analysis algorithms. An associative relevancy knowledge profiler may also be used to define a user profile used by the user and others. A user profile may be usable in various manners depending upon, for example, rights management permissions and restrictions for a user. | 2010-04-15 |
20100094793 | PRODUCT DESCRIPTION TRANSFORMATION METHODS AND SYSTEMS - Systems and methods for product description transformation use information about a specific Target Workflow that will be used to execute a job (Process Network), such as print job in a print shop. A knowledge/rule based system can mine facts from the Target Workflow and evaluate those facts using a knowledge base that will infer constraints and other information to be used during the actual transformation step. Differences between what is specified in a Product Description, such as a JDF Intent, and a Target Workflow can be reconciled to produce a workflow to manufacture a product. This information about the Target Workflow along with the information it uses from the JDF Intent (Product Description) is used to produce a Process Network (Workflow Plan/job) consistent with the JDF Intent and Target Workflow. | 2010-04-15 |
20100094794 | STIMULI BASED INTELLIGENT ELECTRONIC SYSTEM - Stimuli based intelligent electronic system. The intelligent electronic system includes a sensing module which receives at least one transient stimulus. A rule and action module then checks one or more rules for the at least one transient stimulus and updates content list dynamically. Further, the intelligent electronic system includes a play module which plays contents based on updated content list. | 2010-04-15 |
20100094795 | GENE EXPRESSION BARCODE FOR NORMAL AND DISEASED TISSUE CLASSIFICATION - A computer-based method of creating a gene expression barcode includes the steps of determining an intensity of expression for each gene in a set of genes in a plurality of samples for at least one type; selecting genes in the set of genes that have at least two expression modes, based on the intensity; and creating a gene expression reference barcode, wherein each barcode bar corresponds to a selected gene and wherein the bar value is coded according to whether an intensity value for a selected gene is below or above a threshold value. The gene expression reference barcodes may then be compared with a similarly created barcode for a sample, for the purposes of identifying the sample, diagnosing a disease, and/or predicting a prognosis of a disease. | 2010-04-15 |
20100094796 | QUANTUM STATE TOMOGRAPHY WITH YES/NO MEASUREMENTS - Apparatus and methods are disclosed for performing quantum state tomography from the statistics of a collection of measurements, each of which has only two possible outcomes and has the feature of being a measurement of a single qubit. By carefully choosing the measurements it becomes possible to infer the state of a quantum system from the statistics. Moreover, the function which computes the state from the measurement statistics can be computed efficiently in the dimension of the underlying system. It is also possible to explicitly construct such yes/no measurements for all dimensions in which a (+1/−1 valued) Hadamard matrix exists. | 2010-04-15 |
20100094797 | METHODS AND SYSTEMS FOR PERSONAL INTERACTION FACILITATION - Systems and methods are disclosed for matching users based on a predetermined location, wherein the users receive a link and information thereof based on the predetermined location and on at least one other criterium. In this manner, people seeking personal connections or personal interaction with others can identify those interested in the same, the identification at least in part based on both users being in the same predetermined environment during a predetermined time period. The system and methods utilize input criteria, which may include the users actively providing a location or environment in which they are or will be located, or can utilize location devices carried by the users to determine the users' locations or environments. For instance, a handheld wireless device indicates the user's environment, and other criteria are used to match the user to a second user in the same environment. | 2010-04-15 |
20100094798 | ANOMALY DIAGNOSIS SYSTEM FOR PASSENGER CONVEYORS - Escalator operation sounds are collected by a remote sound-collecting device | 2010-04-15 |
20100094799 | ELECTRONIC APPARATUS, CONTENT RECOMMENDATION METHOD, AND PROGRAM - An electronic apparatus includes a storage section, a first generation section, a second generation section, an update section, and an output section. The storage section stores contents, titles thereof, and viewing history information on viewing histories of the contents by a user. The first generation section generates, based on the stored viewing history information, recommendation display information containing as a recommended-content list a list of titles of contents that the user has not viewed among the stored contents. The second generation section generates dependence information on first and second contents among the stored contents by analyzing text information on a network, the second content being created dependently on the first content. The update section updates, based on the dependence information, the recommendation display information so that the user is prevented from viewing the second content before the first content. The output section outputs the updated recommendation display information. | 2010-04-15 |
20100094800 | Evaluating Decision Trees on a GPU - Methods and apparatus for evaluating decision trees on a GPU are described. In an embodiment, the structure of a decision tree is converted into a 2D “tree” array with each row representing a node in the tree. Each row comprises details of any child nodes and the parameters which are required to perform the binary test at the node. A pixel shader can then be used to evaluate the decision tree in parallel for each input data point in an input array by navigating through rows in the 2D tree array. For each row, data is read from the input array dependent upon the parameters in the row and the shader moves to another row dependent upon the result of the binary test. On reaching a row which represents a leaf node, the pixel shader outputs evaluation results, such as a leaf node index or a probability distribution over classes. | 2010-04-15 |
20100094801 | DATA PROCESSING APPARATUS AND METHOD FOR CONSTRUCTING INTERACTIVE CONTENTS AND RECORDING MEDIA - Disclosed are an apparatus and method of constructing interactive contents. The data processing apparatus may transit a branching graph into a planning domain, wherein information on nodes and arcs of the branching graph may be classified to generate property and class information, and the classified properties may be used as pre-conditions of a plan operator on the planning domain. | 2010-04-15 |
20100094802 | METHOD AND A SYSTEM FOR REPLICATING DATABASES - A method for replicating databases, in which method at least two databases are replicated, each database comprising of one or more tables, and each table having data and a unique tree index comprising index keys and hierarchical sums of cyclic redundancy check values calculated from the data on each tree index level. In the method logical consistency of the data between corresponding tables in the databases is maintained by comparing the sums of cyclic redundancy check values of the database tables; and if a difference between the sums of the cyclic redundancy check values is found, the tree indexes are logically divided into two sub tree indexes, and the sums of the cyclic redundancy check values of the sub tree indexes are compared to each other and the comparison and division is continued until the data causing the difference is found, and the inconsistent data is replicated between the databases. | 2010-04-15 |
20100094803 | DATA MANAGEMENT APPARATUS, METHOD AND PROGRAM - Disclosed is a data management apparatus comprising a message transfer/analysis unit that receives an object data access request from a client and returns a response; an object metadata storage unit that stores, as metadata, a set of ancillary information on data for an object and a data area corresponding to the ancillary information; an object metadata management unit that performs reading, updating, and registration processing for the metadata; a data conversion unit that sends the data access request to a data access unit, extracts object data; and a data access unit that sends a data access command, specified by the data conversion unit, to a file server or a database server and sends response data, received from the file server or the database server, to the data conversion unit. | 2010-04-15 |