| 14th week of 2012 patent applcation highlights part 46 |
| Patent application number | Title | Published |
|---|
| 20120084147 | METHOD AND SYSTEM FOR DETERMINING SEARCH SUGGESTIONS - Disclosed is a method and system for generating search suggestions in response to receiving a search query originating from a user computing device. A server computer obtains a plurality of advanced match terms not exactly matching the search query but related to the search query, the advanced match terms previously bid on by advertisers in a bidding process. The server computer obtains advertisements associated with the advanced match terms, where each advertisement is associated with an advertiser who has won the bidding process for one of the advanced match terms. The server computer then transmits, in response to the receiving of the search query, the advanced match terms to the user computing device for display as search suggestions. | 2012-04-05 |
| 20120084148 | ADVERTISEMENT INFORMATION PROVIDING SYSTEM THROUGH RECOGNITION OF SOUND AND METHOD THEREOF - Provided is a method and system for providing advertisement information through recognition of a sound. The advertisement information providing system may include a sound receiving unit to receive, via a mobile terminal, an external sound that is recognized through the mobile terminal, an information retrieving unit to retrieve advertisement information associated with the external sound, an information providing unit to provide the retrieved advertisement information to the mobile terminal, and a charging unit to charge an advertiser corresponding to the provided advertisement information for providing the retrieved advertisement information. | 2012-04-05 |
| 20120084149 | METHODS AND SYSTEMS FOR ONLINE ADVERTISING WITH INTERACTIVE TEXT CLOUDS - A computer implemented method for interactive advertising can include displaying on a display a context-specific interactive text cloud containing a plurality of displayed topics that are topically associated with a common context. An advertisement can be displayed that is topically associated with one or more displayed topics of the plurality of displayed topics, with the common context of the context-specific interactive text cloud, or both. The step of displaying an advertisement can be initiated by an interaction by a user with a first displayed topic of the plurality of displayed topics. | 2012-04-05 |
| 20120084150 | EBOOK ADVERTISING AND RELATED TECHNIQUES - Techniques are provided in which a first set of information is obtained regarding ebook content evidenced as being accessed by an ebook reader, such as a page or paragraph being read, for example. Based at least in part on the ebook content, a second set of information is obtained, including multiple ebook advertising targeting parameters. Based at least in part on the targeting parameters, at least one advertisement is targeted to the ebook reader, in which the at least one advertisement is to be presented to the reader at least in part via the ebook. | 2012-04-05 |
| 20120084151 | Facilitation of user management of unsolicited server operations and extensions thereto - A trust architecture, including an intermediary for use therewith, which may be referred to as a Personal Privacy Stronghold (“PPS”), is disclosed which facilitates user management, including control, enablement, extension and augmentation, of unsolicited server operations, allowing the user to control such operations without compromising their ability to use other functionality. Such stateful operations may be used, for example, to monitor and track the user's Internet activities. | 2012-04-05 |
| 20120084152 | Offer Message Flow System - Database creation, maintenance, and use with related components, including but not limited to one or more computer programs, enable a message originator to identify cellular telephone subscribers who are associated with a particular linking entity, and to then transmit messages to subscribers via their cellular telephones according to individualized input settings received from particular subscribers. | 2012-04-05 |
| 20120084153 | SYSTEM, METHOD, AND COMPUTER-READABLE MEDIUM FOR DISTRIBUTING TARGETED DATA USING ANONYMOUS PROFILES - Aspects of the invention may involve systems, methods, and computer readable medium. In an embodiment of the invention, a computer-implemented method for targeting messages and advertisements may be provided. The method may include receiving user identification data from a user; retrieving user information based on the user identification data; filtering the user information to create an anonymous profile; ranking messages in a message database using best matching criteria from the anonymous profile to create a ranked list of messages; selecting by the computer, a targeted message from the ranked list of messages; and transmitting, by the computer, the targeted message to the user. | 2012-04-05 |
| 20120084154 | APPARATUS, SYSTEM AND METHOD FOR REAL-TIME CONTENT MANAGEMENT FOR PRINTING ON MEDIA - The present disclosure describes a networked system of printers capable of printing programming in real time. Particularly, one implementation involves a network of printers coupled with a network that may obtain programming from a network location and print that programming on a beverage sleeve. The programming may be pre-defined and scheduled, may be targeted based on characteristics associated with a transaction, such as the characteristics or demographics of the consumer, time of day, geographic location and the like, and may be based on other information. | 2012-04-05 |
| 20120084155 | PRESENTATION OF CONTENT BASED ON UTILITY - Methods and systems for presenting content such as articles based on utility are provided. In one embodiment, a plurality of articles are determined, each article in the plurality of articles including article content and a corresponding preview icon, the preview icon defining a link to the corresponding article content when presented. For each article in the plurality of articles, a user experience utility value is determined. And for each article in the plurality of articles, an economic utility value is also determined. A ranked order of the articles is determined based upon each article's user experience utility value and economic utility value. And a portion of the preview icons of the articles are presented on a graphical display page in a priority orientation based on the ranked order of the articles. | 2012-04-05 |
| 20120084156 | SOCIAL ADVERTISING - In general, one aspect of the subject matter disclosed in this specification can be embodied in a method for receiving, from a sponsor, verification information for enabling verification of candidate badge holders. A request for verification and issuance of a badge is received from a candidate badge holder, the request including request information to verify the candidate badge holder. The candidate badge holder is verified using the verification information and the request information. The badge is issued to the candidate badge holder. The candidate badge holder is designated as a badge holder. The badge is stored for the badge holder. A controlled space is provided in a user interface in a domain for displaying the badge. The badge is presented in the controlled space. | 2012-04-05 |
| 20120084157 | METHOD, SYSTEM AND APPARATUS FOR ASSOCIATING VENDOR DATA WITH KEYWORDS STORED IN A MOBILE ELECTRONIC DEVICE - According to embodiments described in the specification, a method, system and apparatus for associating vendor data with keywords in a wireless mobile communication device are provided. The method comprises: receiving an auction request comprising a keyword identifying a required offering and one or more parameters associated with the keyword, each parameter defining a required attribute of the offering; retrieving a plurality of vendor bids, each bid comprising one or more vendor parameters associated with the keyword, each vendor parameter defining an attribute of a vendor offering corresponding to the required offering; determining whether each of the vendor bids satisfies the required attributes defined by the parameters; and when the determination is affirmative for at least one vendor bid, transmitting vendor data for a vendor associated with the at least one vendor bid to the mobile electronic device for storage at the mobile electronic device in association with the keyword. | 2012-04-05 |
| 20120084158 | SYSTEM AND METHOD FOR PROVIDING COMMUNICATIONS - Embodiments of the system and method for providing communications are concerned with addressing a relevant communication to a recipient based on a message received from the recipient. At least one term of the message is compared to content keywords and a message content is selected for delivery based on a match between the term and a content keyword. | 2012-04-05 |
| 20120084159 | USER CREDIBILITY IN ELECTRONIC MEDIA ADVERTISING - A method or system for employing user credibility in electronic media advertising is disclosed. | 2012-04-05 |
| 20120084160 | Providing Social Endorsements with Online Advertising - Third-party publishers (such as websites) provide online advertisements combined with social endorsement information to users. A request for an advertisement is received from a viewing user via a third-party publisher system. A particular advertisement is selected in response to this request, and one or more advertisement tags associated with the advertisement are retrieved. The advertisement tags comprise information related to the advertisement. Social networking system data for users related to the viewing user is retrieved. Social endorsement information is obtained using the social networking system data and the advertisement tags associated with the advertisement. The social endorsement information and the advertisement are then combined and transmitted to the third-party publisher system, or are transmitted individually for combination by the third-party publisher system. | 2012-04-05 |
| 20120084161 | Displaying advertising content in a shell interface - This disclosure generally may disclose a web-based online network drive that may be utilized by many users. Furthermore, this disclosure may provide for an efficient, web-based file system, which may be available as a network drive on a local computer. | 2012-04-05 |
| 20120084162 | Systems and methods for conducting a composite bill payment transaction - The present invention is directed to systems and methods of conducting a payment system, facilitated between a computerized processor, a point-of-sale, a customer, and one or more payees to whom the customer wishes to make a payment. The method including the steps of: receiving composite payment transaction information from the customer—including identifying information of the one or more payees and an indication of the an amount of value the customer wishes to pay to each of the one or more payees, associating an identifier with the composite payment transaction information, providing the identifier to the customer, receiving the identifier from the point-of-sale, receiving an amount of value from the point-of-sale, and providing value to the one or more payees in the amount indicated by the customer in the composite payment transaction information. The system configured to provide payment in a similar manner. | 2012-04-05 |
| 20120084163 | SYSTEM AND METHOD FOR DYNAMIC FOB SYNCHRONIZATION AND PERSONALIZATION - A system generally for personalizing and synchronizing fob data in the context of a distributed transaction system is disclosed. A dynamic fob synchronization system may comprise point of service (POS) devices configured with transponder-readers to initiate a transaction in conjunction with a fob, an enterprise data collection unit, and a fob object database update system. In an exemplary embodiment, a dynamic synchronization system (DSS) may comprise a personalization system and an account maintenance system configured to communicate with a fob object database update system (FODUS). Personalization of multi-function fobs may be accomplished using a security server configured to generate and/or retrieve cryptographic key information from multiple enterprise key systems during the final phase of the fob issuance process. | 2012-04-05 |
| 20120084164 | ACCUMULATION ALERTS - Systems and methods for defining, observing and detecting transactions that initiate an alert message to be sent to one or more users are disclosed. Aggregate threshold, number of transactions and proximity to reward types of alert messages and alert criteria can be defined or selected by users, merchants, and issuers. Alert messages can be sent based on aggregating transaction data from an observed transaction with information from historical transactions, such as credit card transactions. If the aggregated transaction data associated with the transactions match any of the alert criteria, then alert messages can be sent to one or more users. An alert message may include information from the alert trigger as well as the aggregated transaction data. | 2012-04-05 |
| 20120084165 | SYSTEMS AND METHODS FOR QUEUING ACCESS TO NETWORK RESOURCES - One embodiment of the present invention provides apparatus and methods for queuing access by large numbers of Internet or other network-based users to networked systems and resources with limited capacity. In one example embodiment, a queuing system provides user access to network resources, such as that of a ticketing system. A ticket queue queues a request received from a client system. A request processing module causes the client system to repeatedly transmit messages to the system during a first period, and in response to determining that the client system has ceased transmitting messages during the first period, the request is remove from the queue and/or cause the request goes unfulfilled. | 2012-04-05 |
| 20120084166 | SYSTEMS AND METHODS FOR FACILITATING A TRANSACTION BY MATCHING SELLER INFORMATION AND BUYER INFORMATION - Systems and methods are provided to facilitate a transaction between a seller and a buyer. According to one embodiment, seller offer information is received at a controller. The seller offer information is associated with an item, such as a secondary market item, being offered for sale by a seller. Buyer offer information, associated with a buyer offering to make a purchase, is also received. An evaluation rule is determined, and the seller offer information and the buyer offer information are matched based on the evaluation rule. It is then arranged for the seller to sell the item to the buyer. | 2012-04-05 |
| 20120084167 | ON-LINE DESIGN SYSTEM AND METHOD - An online design system and method are provided. In a preferred embodiment, a landscape design system and method are provided. The system may provide interactive collaboration of one or more plans associated with a design project. | 2012-04-05 |
| 20120084168 | INDICATION OF THE REMAINING DURATION OF AN EVENT WITH A DURATION RECOIL FEATURE - In an application for controlling an event, there is an indicator of the remaining duration for the event provided by the application during the event substantially simultaneously to each of a plurality of computing devices over a network for each computing device to use in creating a countdown graphic for display on a graphical user interface (GUI). The application updates the indicator as the event progresses and instructs each computing device to update the countdown graphic when the indicator is updated. If the application receives a first value from a first user during the event and determines that the first value is a triggering value, the application adjusts the remaining duration for the event and updates the indicator accordingly. If the application receives a second value from a second user and in response may override the adjusting of the remaining duration for the event. | 2012-04-05 |
| 20120084169 | ONLINE AUCTION OPTIONALLY INCLUDING MULTIPLE SELLERS AND MULTIPLE AUCTIONEERS - A server runs an application for defining and controlling an auction event of multiple items, wherein the application is configured to provide display information during the auction event to each of a plurality of computing devices to use in determining the contents of a graphical user interface (GUI) display on the computing device. The GUI includes visual representations of an auction host who defined the auction event, an auctioneer who is auctioning an item in the auction event, an item currently being auctioned, a showcase area, and a countdown indicator. | 2012-04-05 |
| 20120084170 | CUMULATIVE POINT SYSTEM AND SCORING OF AN EVENT BASED ON USER PARTICIPATION IN THE EVENT - An application controls an online auction event. A scoring heuristic generates scores based on user activity during the auction event. The scoring heuristic provides score information about each of a plurality of users participating in the auction event to the application during the auction event and the application provides the score information substantially simultaneously during the auction event to each of a plurality of computing devices for inclusion on a scoreboard display on a graphical user interface (GUI) of each computing device. The scoring information includes a first score for each user participating in the auction event that represents points awarded during the auction of one item in the event. | 2012-04-05 |
| 20120084171 | OPTION FOR SUBMITTING A USER-DEFINED SUPER BID THAT OVERRIDES AN AUCTION COUNTDOWN - An application controls an online auction event. In the auction event, a user is provided a first selectable option for setting a bid value and a second selectable option for placing a bid at the bid value. A countdown value maintained by the server and provided to the computing device is set to an initial value at the beginning of the auction event, begins decreasing from the initial value according to a mathematical formula, and decreases to a final value at the end of the auction event. If the application receives a bid from the computing device during the auction event as a result of a user selecting the second selectable option and the application determines that the bid is a super bid, the application overrides the mathematical formula and adjusts the countdown value to a new value. | 2012-04-05 |
| 20120084172 | SYSTEMS AND METHODS FOR OPERATING A MARKETPLACE SERVICE FOR RENEWABLE ENERGY RESOURCES - Disclosed herein are methods and systems for operating an exchange service for renewable energy resources. In one embodiment, an exchange service, implemented on an exchange entity server, receives inputs from property entities related to assets available for installation of a renewable energy setup. The exchange server places this asset in a marketplace, allowing other provider entities to place a bid for installing the renewable energy setup at a location associated with the asset. Examples of the provider entities include a developer entity, a manufacturer entity, a financier entity, etc. In embodiments, the marketplace enables interaction among the provider entities to enable the provider entities to develop and place a composite bid for a selected asset available through the marketplace. | 2012-04-05 |
| 20120084173 | METHOD, COMPUTER PROGRAM PRODUCT AND SYSTEM FOR DYNAMICALLY PRICING PEERISHABLE GOODS - Method for dynamically pricing perishable goods with objective of selling all items before point in time any remaining items become worthless, the method comprising:
| 2012-04-05 |
| 20120084174 | DIGITAL CONTENT TRANSACTION SYSTEM AND METHOD USING DOWNLOAD WINDOW - A digital content transaction system using a download window which provides a means for digital content product transaction between a distributor and a purchaser through a distributor device and a purchaser device, the digital content transaction system includes an intermediate system for providing a digital content list screen to allow the distributor to select products to be transacted, generating a download window matching a list of the selected bundle product, copying the download window to a web environment, and providing the copied download window to the purchaser device, wherein a product selection window, in which the bundle product is arranged, is displayed when the download window is clicked by the purchaser device. | 2012-04-05 |
| 20120084175 | METHOD, SYSTEM AND MOBILE ELECTRONIC DEVICE FOR PURCHASING MEDIA - According to embodiments described in the specification, a method, system and mobile electronic device for purchasing media are provided. The method comprises receiving metadata at a communications interface of a mobile electronic device, the metadata comprising an identifier for media being played by a second device; determining whether input data has been received at the mobile electronic device, the input data representing a purchase command; and when the determination is affirmative, transmitting a purchase request from the mobile electronic device for purchasing the media, the purchase request including the identifier. | 2012-04-05 |
| 20120084176 | ARTICLE SEARCH SYSTEM, INFORMATION PROCESSING TERMINAL, AND INFORMATION PROVIDING METHOD - According to one embodiment, an article search system includes an information processing terminal, and a storage unit. The storage unit stores a salesfloor map of a store and article information and a display position of an article sold. The information processing terminal includes a display unit, an operation unit, a first control section, and a second control section. The first control section causes the display unit to display the salesfloor map stored in the storage unit. The second control section, when a selling space included in the salesfloor map displayed on the display unit is designated by operating the operation unit, causes the display unit to display the article information of an article whose display position is the selling space stored in the storage unit. | 2012-04-05 |
| 20120084177 | LOCATION BASED TRANSACTIONS - A user's location is determined by location information communicated by a user device, such as a smart phone. Merchants near the user location are determined and selected. Merchant payment information is transmitted to the user device so that the user can easily make a payment to the merchant through the user device. Merchant offerings may also be sent to the user device for purchase and subsequent payment, where the merchant offerings may be specifically selected for the user. | 2012-04-05 |
| 20120084178 | Processing An Online Transaction Involving A Payment Service Provider - A computer-implemented method for processing an online transaction involving a payment service provider includes receiving, in a backend system and from a frontend system, an initiate payment message generated by a user application for a transaction involving a payment service provider external to the frontend and backend systems. The method includes forwarding a set checkout instruction from the backend system to the payment service provider with first information about the transaction. The method includes redirecting the user application from the frontend system to the payment service provider. The method includes receiving a finalize payment instruction in the backend system from the frontend system after redirecting the user application from the frontend system. The method includes forwarding, in response to the finalize payment instruction, a perform checkout instruction from the backend system to the payment service provider with second information about the transaction. | 2012-04-05 |
| 20120084179 | AUTOMOBILE HISTORY INFORMATION DELIVERY SYSTEM - A system and method for providing ready access to information about a vehicle offered for sale. A linking element is physically located on the vehicle. The linking element can assume many forms, with one example being a printed QR code on a “buyers guide” sticker or a separate sticker. A prospective purchaser uses a smart phone or other portable device to retrieve information based on the linking element. The smart phone then transmits this information over a communication link to a database containing information on many vehicles. The smart phone then receives the information back from the database on the specific vehicle queried where it may be reviewed by the user. | 2012-04-05 |
| 20120084180 | Personal Growth System, Methods, and Products - A personal growth system and method for personal growth are provided. The personal growth system may be web-enabled and may include a communication interface operable to communicate with an endpoint user interface. The user interface generally includes a display area. The personal growth program is operable to generate, for a user in the display area, a first information request for the user and to obtain first user input relating to the user's current state of being. The personal growth system also may include a recommendation database defining guided experiences, each of which may include at least one instruction that leads the user through the guided experience. The personal growth system may communicate applicable guided experiences to the endpoint based on the first user input. The instructions of the guided experiences may specify an act intended to generate a result. The personal growth program may be further operable to generate, for the user in the display area, a second information request and to obtain second user input relating to the result. An account database in the personal growth system stores a growth interaction history of the user, which may include the first user input, the selected guided experience, and the second user input relating to the result of the selected guided experience. | 2012-04-05 |
| 20120084181 | TENANT STORE SALES PROMOTION MANAGEMENT SYSTEM - A tenant store sales promotion management system. Various kinds of products displayed on product display shelves in the sales space and products for restocking at an inventory storage location of the sales space are presented for sale at the virtual store on the Internet through a system server of the tenant store sales promotion management system. Presenting the product for sale at the virtual store is automatically executed when a sales clerk of the sales space registers products for sale at the sales space in a POS cash register and the product information is read by a terminal communication device and transmitted to the system server. Management of the sale is automatically performed by the system server, and the result is reported to the sales space through the terminal communication device. | 2012-04-05 |
| 20120084182 | RADIO FREQUENCY IDENTIFICATION (RFID) SYSTEM FOR MANUFACTURING, DISTRIBUTION AND RETAILING OF KEYS - An automated inventory control system including a merchandising rack for displaying one or more products that is located at a retail outlet store is disclosed herein. The merchandising rack receives or displays one or more products having associated electronic identification devices secured thereto. An electronic reading device automatically scans all of the one or more electronic identification devices and determines data related to the products without the need for a manual initiating a scan for each of the one or more electronic identification devices. A host computing device receives instructions to initiate a scan from the receiver, initiates the scan by, and receives the data from, an electronic reading device and causes data to be transmitted to a computer under the control of a distributor, supplier or manufacturer. | 2012-04-05 |
| 20120084183 | TRANSACTION PROCESSING CIRCUIT - According to one exemplary embodiment, a system for processing transactions is provided that comprises a transaction processing circuit configured to receive transaction data relating to one or more transactions for the purchase of software applications from a digital application store. The transaction processing circuit is further configured to apply one or more business rules to the transaction data and to generate one or more transaction summary files. The transaction summary files are transmitted to a payment system configured to perform, based on the transaction summary files, at least one of recording revenue related to the transactions and causing payment to be distributed to developers of the software applications. At least a portion of the transaction processing circuit is implemented using a shared, scalable computing system. A level of resources of the shared, scalable computing system requested for implementation of the transaction processing circuit is varied based on a volume of transactions processed by the transaction processing system. | 2012-04-05 |
| 20120084184 | Enterprise Access Control and Accounting Allocation for Access Networks - Enterprise and consumer billing allocation for wireless communication device service usage activities is provided. In some embodiments, enterprise and consumer billing allocation for wireless communication device service usage activities includes: monitoring a service usage activity of a wireless communication device, and determining an enterprise and consumer billing allocation for the monitored service usage activity; reporting the monitored service usage activity to a network element, in which the network element determines an enterprise and consumer billing allocation for the monitored service usage activity; or providing a service design center for configuring an enterprise and consumer billing allocation of monitored service usage activities for a plurality of wireless communication devices associated with an enterprise account, and implementing the configured enterprise and consumer billing allocation for monitored service usage activities for the plurality of wireless communication devices associated with the enterprise account. | 2012-04-05 |
| 20120084185 | SYSTEM, COMPUTER PROGRAM, AND METHOD FOR ONLINE, REAL-TIME DELIVERY OF CONSUMER TAX SERVICES - A system, a method, and a computer program for performing an online, real-time tax consultation for preparation of a client's taxes by a tax agent, wherein the tax agent is remote from the client, and the system is implemented via an electronic, online application accessible via a communications network. Embodiments allow for a client desiring tax preparation of a tax return to initiate the tax preparation with a tax agent via an online, integrated platform; electronically upload or otherwise push the client's tax-related information and documents to the tax agent; participate in an online tax consultation so that the tax agent may investigate, learn, or otherwise obtain the tax information necessary for completing the client's tax return; and electronically approve and file the completed tax return. | 2012-04-05 |
| 20120084186 | APPARATUS AND METHOD FOR MANAGING SOFTWARE APPLICATIONS OF A MOBILE DEVICE SERVER - A system that incorporates teachings of the present disclosure may include, for example, a non-transitory computer-readable storage medium, which operates in a mobile device server and which has computer instructions to obtain a software application, store a first pairing key in a memory of the mobile device server where the first pairing key is generated by a device of a service provider in response to a review of the software application for compliance with at least one policy of the service provider, and execute a web server application at the mobile device server that is operable to detect a media resource center operably coupled with at least one media device, establish communications with the media resource center and transmit the first pairing key to the media resource center to enable at least a portion of services that are associated with the software application and that utilize the at least one media device. Other embodiments are disclosed. | 2012-04-05 |
| 20120084187 | System and Method for Managing Billing for Hotspot Network Access - There is provided a system and method for managing billing for hotspot network access. There is provided a mobile broadband hotspot comprising a processor configured to receive a credential from a device of a plurality of devices, track a data usage associated with the credential, submit the credential and the data usage to a central billing server, modify a billing statement associated with the credential using a billing policy in response to receiving the billing statement from the central billing server, and transmit the billing statement to the device for showing on a display of the device. Accordingly, the mobile broadband hotspot may track individual data usage and allow for flexible billing of individual data usage. | 2012-04-05 |
| 20120084188 | Method for interactively collaborating across online social networking communities - A method for interactively collaborating across several related but independent online social networking communities. Members of each networking communities share a common background or profession, such as being part of the medical, legal or banking industries. Each member has a profile associated with his or her networking community, by which they can interact with other members of the networking community to share contacts, documents, or other productivity functionalities. Members can also interact across networking communities via their networking profile. For example, a doctor who can use his profile from the medical networking community to interact with a lawyer who has a profile on the legal networking community. By promoting cross-community interaction, each group is able to increase their ability to communicate or share ideas and work product via the plurality of networking communities. | 2012-04-05 |
| 20120084189 | METHOD FOR COSTING, FINANCING AND MANAGING PERPETUAL DIGITAL STORAGE AND ACCESS (ARCHIVING) - A technical and commercial method of managing information is provided including the investment of company funds in a trust/foundation and or utilization of a Financial Instrument associated with the long term or perpetual Storage and Access of the information or intellectual property (IP). The Financial Instrument provider or trust/foundation manager is the Custodian of the instrument/trust/foundation and responsible for assuring the fees are paid to the designated Trustee for the perpetual or long term maintenance of the Digital Information in a safe repository accessible via various modern operating systems and hardware. Further, the Financial Instrument/Trust/Foundation can be managed separately from the Trustee to further ensure its enduring integrity and long term viability, though the fees are applicable to continued access to the Digital Content in the safe repository through an electronic communications network. | 2012-04-05 |
| 20120084190 | Systems and Methods for Using a Stacker Order in an Electronic Trading Environment - A stacker order type is provided for a spread trading strategy. According to an example embodiment, when a stacker order is enter to buy or sell a spread at a desired spread price, a trading tool dynamically determines a plurality of desired spread prices at which to work the spread. To work the multiple desired spread prices, the trading tool may then enter a quoting order for each desired spread price. As leaned on market prices change, one or more of the quoting orders may be re-assigned between the desired spread prices to minimize re-quoting. | 2012-04-05 |
| 20120084191 | Sticky Order Routers - A sticky order routing system may include multiple order routers in communication with an electronic exchange for communicating transaction messages. Each of the order routers communicates transaction messages between multiple associated trading sessions and the electronic exchange, where of the associated trading sessions is assigned to the order router in communication with the electronic exchange. Transaction message traffic between the order routers and the electronic exchange is monitored, such as randomly, based on round-robin assignment, and/or trading data. In response to transaction message traffic exceeding a threshold, the trading session may be assigned to a new order router. | 2012-04-05 |
| 20120084192 | System and Method for Coordinated Sales and Implementation of Financial Products - Systems and methods for the coordinated sales and implementation of financial products are disclosed. In accordance with embodiments of the present disclosure, an apparatus may include a network interface and a processor coupled to the network interface. The network interface may be configured to receive a request for a client's purchase of a financial product, the request including client information. The processor may be configured to execute logic to (i) generate implementation documents based at least on the client information, the implementation documents comprising documents to be completed as a prerequisite to issuance of the financial product; (ii) schedule a follow-up meeting relating to purchase of the financial product based at least on the client information; and (iii) contemporaneously electronically display implementation documents to a client and an implementation advisor to facilitate the implementation advisor's assistance to the client in completing the implementation documents. | 2012-04-05 |
| 20120084193 | SYSTEMS AND METHODS FOR MANAGING GLOBAL WARMING - A closed end financial instrument for the monetization of greenhouse gases is disclosed. The closed end security has unique features providing for the securitization of greenhouse gas reductions (e.g., avoidance, sequestration, transformation) on global and sub-global scales. A universal carbon index based on the computed value for metric tons fossil fuel derived CO | 2012-04-05 |
| 20120084194 | Controlling Markets During a Stop Loss Trigger - A system mitigates market spike effects caused by conditional ordering triggering and election in an automated matching system. The system monitors trading as a result of cascading triggering of conditional orders. When an order is executed beyond a predetermined price threshold, an instrument may be flagged, allowing matching to occur only at or within the predetermined price threshold. Orders within the price threshold are matched at the price threshold against orders beyond it, dampening any instantaneous damaging effects of the price spike. The system may adjust the price threshold when market appropriate, allowing the order flow to bring the market back to whatever is the true price level. The system mitigates purely conditional order cascade driven price fluctuations, but allows the market to continuously trade in controlled price and time intervals ensuring that true market moves can still occur without price control mechanisms hindering trade matching and true price discovery. | 2012-04-05 |
| 20120084195 | MULTIPLE QUOTE RISK MANAGEMENT - The disclosed systems and methods relate to allowing trading of over the counter (“OTC”) foreign exchange (“FX”) contracts on a centralized matching and clearing mechanism, such as that of the Chicago Mercantile Exchange's (“CME”'s) futures exchange system (the “Exchange”). The disclosed systems and methods allow for anonymous transactions, centralized clearing, efficient settlement and the provision of risk management/credit screening mechanisms to lower risk, reduce transaction costs and improve the liquidity in the FX market place. In particular, the disclosed embodiments increase speed of execution facilitating growing demand for algorithmic trading, increased price transparency, lower cost of trading, customer to customer trading, and automated asset allocations, recurring trades as well as clearing and settlement efficiencies. | 2012-04-05 |
| 20120084196 | Process and System for Producing Default and Prepayment Risk Indices - A process, system and program for generating an index of loan default and prepayment risk for a region. This disclosure relates to analytical financial tools including a process, system and program for producing indices for loan default and prepayment risk by local region and origination date. A scoring system can generate an index number for local geographic risk scores for lending analysis including with the use of data by a statistical model of loan defaults and prepayments. | 2012-04-05 |
| 20120084197 | Managing Credit Risk - Aspects of this disclosure relate to a computer assisted method for managing credit risk which includes electronically receiving data regarding one or more credit quality standards, electronically receiving data regarding one or more policy limits or exception rate limits and electronically receiving data regarding one or more concentration limits. The method may further include using a computer to establish one or more predetermined delinquency guardrails which relate to a maximum desired potential Net Credit Losses (NCL) or a minimum desired potential return (e.g., Risk Adjusted Margin (RAM)) for particular aspects of an organization. The method may further include managing a credit risk by making a series of determinations about the electronically received data, wherein the determinations may include at least one of: determining whether the one or more predetermined delinquency guardrails have been exceeded, determining whether the policy limits or exception rate limits have been exceeded, and determining whether the concentration limits have been exceeded. | 2012-04-05 |
| 20120084198 | Method and System for ACH Debit Delayed Availability - A server includes a memory that stores a plurality of availability schedules, and a processor communicatively coupled to the memory. The processor is operable to access an automated clearing house (ACH) debit transaction received at an originating depository financial institution (ODFI) from an originator, determine an availability schedule associated with the originator from the plurality of availability schedules, credit a percentage of the amount of funds of the ACH debit transaction to a delayed settlement account associated with the originator, and transfer a portion of the amount of funds credited to the delayed settlement account to a general operating account of the originator on a particular day determined from the availability schedule. The delayed settlement account has one or more associated rules that prevent the originator from withdrawing funds from the delayed settlement account. | 2012-04-05 |
| 20120084199 | AUTOMATIC FORM FILLING - A user, such as a merchant, populates a form, such as an on-boarding form from a payment provider, with information unique to the user. In one embodiment, the user enters a URL address. The information is communicated to the payment provider, who then obtains additional information about the user based on the information. In one embodiment, web scraping results in a name, address, a phone number, and/or an email address for the user. The form is populated with this information by the payment provider and returned to the user for confirmation or correction. As a result, the form filling is easier for the user. | 2012-04-05 |
| 20120084200 | SYSTEMS AND METHODS FOR COMPLETING A FINANCIAL TRANSACTION - One example embodiment includes a method for increasing payment security during a financial transaction. The method includes identifying the buyer, where identifying the buyer includes confirming the buyer's identity, and issuing a one-time payment code to the buyer. The method also includes receiving the one-time payment code from a seller and authorizing payment to the seller. | 2012-04-05 |
| 20120084201 | Method and System for Transferring Electronic Funds - A method and system for transferring electronic funds over the Internet wherein a sender provides payment information to a transfer processing system. The sender may choose from a plurality of types of funds transfer. The transfer processing system sends an electronic payment message to a recipient indicating the transfer of funds and a transfer message to a financial institution providing instructions to debit the sender's account and make those funds available to the recipient. If the recipient has an account with a financial institution that is affiliated with the transfer processing system of the present invention, the funds are credited to the recipient's account wherein the payment message serves as a confirmation message. If the recipient does not have such an account, the recipient may access the transfer processing system to access the funds made available by the system wherein the payment message serves as a payment availability message. | 2012-04-05 |
| 20120084202 | WIRELESS NETWORK INFRASTRUCTURE - An access point of a network maintains information about data received at the access point from a server accessible via the network and provides to the server the information maintained at the access point. The access point then receives from the server a pavement for an account associated with an operator of the access point. | 2012-04-05 |
| 20120084203 | SYSTEM AND METHOD FOR SECURE TRANSACTIONS USING DEVICE-RELATED FINGERPRINTS - A system for conducting money transfer transactions includes a wallet application at a mobile network host that facilitates the collection of fingerprint data at a mobile user device and that maintains wallets where the fingerprint data corresponding to a user device is stored as a reference fingerprint. The fingerprint data includes both device feature characteristics and device use characteristics. When a transaction is conducted a the user device, current fingerprint data from the user device is compared to the reference fingerprint, and the transaction is permitted based on the comparison. | 2012-04-05 |
| 20120084204 | SYSTEM AND METHOD FOR MAKING ELECTRONIC PAYMENTS FROM A WIRELESS MOBILE DEVICE - An electronic device, system and method are provided for populating an online payment form. An electronic wallet resident on an electronic device stores data for at least one payment card. A transcoding proxy receives an online payment form from a website of an online vendor, and the electronic wallet is invoked to access data for one of the payment cards. The data is provided to the transcoding proxy, which populates the online payment form. One of the payment cards may be pre-selected for use with a given vendor. | 2012-04-05 |
| 20120084205 | DISCONNECTED PERSON-TO-PERSON PAYMENT SYSTEM AND METHOD INCLUDING INDEPENDENT PAYOR AND PAYEE DIRECTION FOR VALUE SOURCE AND DESTINATION - Embodiments of the person-to-person (P2P) payment system and method described herein include a payor (“sender”) who is a member of a P2P payment network initiating a payment transaction by specifying an identity of a payee (“receiver”) to receive funds and a source value form. The identity of the receiver comprises an email address or a telephone number, to name two examples. The receiver may or may not be in the P2P payment network. The receiver may choose a destination account and destination value form for the funds. The destination account need not be in the P2P network. The destination value form need not be the same as the source value form. | 2012-04-05 |
| 20120084206 | SYSTEM AND METHOD FOR SECURE TRANSACTIONS AT A MOBILE DEVICE - A system and method for conducting money transfer transactions using mobile devices includes a money transfer host computer that facilitates the collection of fingerprint data for the mobile devices and personal data for users of the mobile devices. The personal data can include a user photo. In order to enable the mobile devices, both the fingerprint data and the personal data are collected, and at least the personal data is verified. To authorize transactions at an enabled mobile device, the fingerprint data and personal data are compared to reference data, and based on the comparison and on a threshold established for the comparison, a transaction is authorized or rejected. | 2012-04-05 |
| 20120084207 | METHODS AND APPARATUS FOR PREVENTING FRAUD IN PAYMENT PROCESSING TRANSACTIONS - A method includes receiving an authorization request for a purchase transaction, and determining whether the authorization request arose from proximity-reading a proximity payment device. The method further includes mapping a first account number included in the authorization request into a second account number associated with the first account number if it is determined that the authorization request arose from proximity-reading a proximity payment device and if the first account number is qualified for mapping. In addition, the method includes transmitting the authorization request to an issuer financial institution with the second account number substituted for the first account number in the authorization request. | 2012-04-05 |
| 20120084208 | METHODS AND SYSTEM FOR CARDHOLDER INITIATED TRANSACTIONS - A cardholder-initiated financial transaction using a cardholder controlled input device in communication with a payment card network and a database is disclosed. The cardholder uses a payment card issued to the cardholder by an issuer bank. An exemplary method includes the steps of storing merchant data within the database including data identifying the merchants registered to utilize the card network and receiving from the input device transaction data relating to the financial transaction. The transaction data includes an authorization request and merchant identifying data that identifies the merchant involved in the transaction. The method further includes determining that the identified merchant is registered to utilize the card network by comparing the transaction data with the merchant data stored in the database, forwarding the authorization request to the issuer bank, receiving a response to the request from the issuer bank, and automatically forwarding the response to the input device. | 2012-04-05 |
| 20120084209 | SYSTEM AND METHOD FOR SELECTION OF PAYMENT SYSTEMS FROM A PAYMENT SYSTEM DIRECTORY TO PROCESS A TRANSACTION - Dynamically enabling and facilitating businesses or other entities to locate and transact with payment systems for the purpose of processing payments. A customer interacts with a supplier of an item (e.g., goods or services), selects an item for purchase, and provides the supplier with payment criteria. The supplier queries a payment system directory to locate candidate payment systems for the transaction. The supplier then interacts directly with one or more of the payment systems to partially or fully process payment for the transaction. Alternatively, the supplier interacts with a gateway service, which queries a payment system directory to locate candidate payment systems and then interacts with one or more of the payment systems to process payment for the transaction. | 2012-04-05 |
| 20120084210 | MOBILE DEVICE PAYMENT SYSTEM - Technology is provided for using a mobile device as part of a payment system. The mobile device utilizes an accessory with a security feature based on its connection state to the mobile device. When the accessory detects disconnection, the accessory deletes user account information on the accessory. When in a valid connection state, the accessory transmits a user payment service account identification and an accessory identification to a transceiver of a merchant computer system to initiate a transaction. A payment service system eventually receives the information transmitted by the accessory, and contacts the mobile device associated with the account for transaction approval in one example. Thus, the user initiates the transaction at his/her mobile device using the connected mobile device accessory, and approves the transaction on his/her mobile device. In other examples, the user can send approval in a transmission to the merchant system or set up other pre-authorization criteria. | 2012-04-05 |
| 20120084211 | SYSTEM AND METHOD FOR A SECURE TRANSACTION MODULE - A secure electronic payment transaction system includes a Secure Transaction Module (STM) and a host device. The STM includes hardware and software components that meet the security requirements of the payment card industry and provide secure payment transactions utilizing banking cards. The host device includes a communication modem for connecting to financial institutions via a network connection. The STM connects to the host device via an interface and communicates with the financial institutions via the host device's communication modem. The STM is self-sufficient and can be connected to any host device over any interface. | 2012-04-05 |
| 20120084212 | Method and Apparatus for Efficient Implementation of Design Changes - The disclosed embodiments allow a user to request new product designs and design changes remotely. The requested design or change is then submitted to a network-based automated process. The process may be remotely accessed by the user through a network connection. In one embodiment, the user may meet directly with a customer, pull up the specifications for the product in question, select a design or change desired by the customer, and submit the design or change. The process works in the background to validate the requested design according to one or more validation rules and/or best practices, and completes many of the necessary tasks to allow the requested design to proceed to manufacturing. Once the process has successfully completed the requested change, a notification is sent to the user containing information about the new or changed product, such as the new part number, order number, and the like. | 2012-04-05 |
| 20120084213 | BUSINESS PROCESS DEVELOPMENT AND RUN TIME TOOL - A process development and run time tool identifies dependent relationships between information sources and processes of an enterprise system at design time. The process development and run time tool determines a business value and business risk for each process and stores this information in an information source and process dependency table. The process development and run time tool determines if a particular information source is a critical business risk and if so adds redundancy for the critical risk information source and/or fault tolerance into the process design. An operating system assembles the dependent processes for run time evaluation. If a dependent information source fails at run time, the process development and run time tool identifies each process within the enterprise system that is dependent upon this failed information source. The process development and run time tool informs all stakeholders that rely on information from the failed information source, then prioritizes the elimination of failed information source defects that exceed a predetermined business risk threshold. The process development and run time tool may terminate at risk business processes that exceed a predetermined business risk threshold. | 2012-04-05 |
| 20120084214 | Electronic Process-Driven Collaboration System - A business process-driven collaboration system embeds collaboration resources and tools directly into existing business processes and applications. The system provides a service layer connected to an existing business process management (BPM) service to embed collaboration resources into the process, and in particular, into the user interface of the existing business applications. The system provides an interface layer providing rapid enhancement of the existing business applications. | 2012-04-05 |
| 20120084215 | Electronic Process-Driven Collaboration System - A business process-driven collaboration system embeds collaboration resources and tools directly into existing business processes and applications. The system interfaces with an existing business process management (BPM) service to extract dynamic metadata and an activity identifier associated with a current business process. The system obtains static metadata based on the activity identifier from a collaboration template. The system also merges the static and dynamic metadata, and provides the merged metadata to a process-driven collaboration service to be used in embedding collaboration utilities into the existing business applications. | 2012-04-05 |
| 20120084216 | WARRANTY AND TIME CRITICAL CONTRACT TRACKING SYSTEM | 2012-04-05 |
| 20120084217 | SYSTEM AND METHOD FOR RESPONDING TO CHANGING CONDITIONS IN CONTACT CENTERS - Embodiments of the present invention relate to a business continuity system and method where conditional profiles and processes can be set for multiple contact centers with a set of object types while each contact center object is capable of responding uniquely to a changed condition. In accordance with one embodiment, there is provided a contact center management system for managing conditions in a contact center, the system comprising a computer system database for storing conditional profiles, each conditional profile corresponding to a set of varying types of objects associated with a contact center; a condition monitoring unit for receiving condition notifications from the contact center; and a response unit for responding to a received condition notification with a corresponding conditional profile having the set of objects associated with that conditional profile, wherein multiple object types in the set of objects are capable of uniquely responding to the received condition. | 2012-04-05 |
| 20120084218 | System and a Method for Managing and Tracking the Overnight Accommodation of Traveling Personnel Away from Home Base - A computer system and a method for tracking the rest periods of airline crew members in a hotel is disclosed. A hotel has access to a layover management module and crew check in module via the web. The hotel inputs information to the layover management module and the crew checks in through the crew check in module. Check in data is transmitted and stored in a central server which is accessible by the airline to track the rest periods of its crews. | 2012-04-05 |
| 20120084219 | Consolidated Annual Sustainability System and Method - A consolidated annual sustainability tracking system includes a mitigation tracking system for entering data into a database, tracking mitigation and monitoring commitments, and prompting a user with reminders for the mitigation and monitoring commitments. The system generates reports using data from the database. The reports may be periodic, annual, or on-demand and consolidate the requirements of multiple regulatory schemes to prevent unnecessarily duplicative record-keeping and reporting. The system is designed to work with regulatory schemes such as NEPA, LEEDS, Executive Order 13514, EMS, and similar laws, regulations, requirements, and guidance motivated by concerns relating to environmentalism, sustainability, and energy efficiency. The system is also designed to accommodate and incorporate the requirements of new regulatory schemes as they arise. | 2012-04-05 |
| 20120084220 | PRODUCT CERTIFICATION SYSTEM AND METHOD - Systems and methods are provided for generating a certificate of compliance for a product. A product control system (PCS) retrieves specification and/or regulatory data for a particular product and compares the retrieved data to test result data obtained for that particular product. The PCS generates a product certification if the test result data indicates that the product is in compliance with the specification data and/or the regulatory data. A product test plan generation system (PTPGS) enables a user to interact with a user interface to retrieve a test plan for a particular product. The test plan can be used to obtain test results for the particular product. | 2012-04-05 |
| 20120084221 | Method and System for Preparing an Employee Benefits Plan - A system for preparing an employee benefits form for, e.g., ERISA includes a server in support of a website, and a processor in communication with the server and a memory. The memory includes a program for automatically preparing a benefits form and/or plan via the interne. The program includes instructions to the processor for retrieving previously filed data from a public database, converting and storing into a database, searching the database for a desired portion of the data, and populating the entries of the form. The website connection also allows a remote user to periodically update the benefit data. | 2012-04-05 |
| 20120084222 | SHIPMENT PREPARATION USING NETWORK RESOURCE IDENTIFIERS IN PACKING LISTS - Example embodiments provide a Shipment Preparation System (“SPS”), which facilitates the preparation of shipments, such as by producing shipping labels. In one embodiment, the SPS is configured to receive shipment preparation information from a bar code or other machine-readable data block in a packing list. The shipment preparation information identifies a uniform resource identifier (“URI”) that identifies a code module that is remote from the SPS. The SPS then communicates with the remote code module in order to obtain information for the preparation of the shipment and/or for transmission of information about the preparation of the shipment. Obtaining information for the preparation of the shipment may include receiving an address to use for printing a label. Transmitting information about the preparation of the shipment may include posting an indication that a label has been printed, a shipment is ready for pick up, or the like. | 2012-04-05 |
| 20120084223 | System To Organize Commodity-Product Distribution - Techniques are disclosed for generating a delivery schedule for distributing commodity products to a group of customers grouped by clusters. For example, a distributor/producer of refined gasses distributed via cylinders may create a proposed delivery schedule limiting the days at which product is delivered to different customers. A delivery planning application may include a clustering module a set of input data to generate a set of clusters representing groups of customers, e.g., using a Greedy Algorithm optimized using a Tabu search. Once the clusters are generated, a planning module may be used to affect trucks (or other delivery vehicles) to clusters. A truck affected to a given cluster by the delivery planning application is then scheduled to deliver cylinders to that cluster. The delivery schedule may provide a reusable two-week plan for servicing a group of customers in a supply chain network. | 2012-04-05 |
| 20120084224 | AUTOMATICALLY CREATED REPORT GENERATOR FOR MANAGING INFORMATION TECHNOLOGY SERVICE PROJECTS - Reports to manage service projects may be generated by an automatically generated project report generator software tool. The project report generator software tool is automatically created from an object-based model of work products in a project, wherein the object-based model is executable by a machine and comprises a plurality of work product object and a recording of at least some relationships between the object, wherein each work product object represents a document that contains information about the service project. One or more reports can be generated by the project report generator software tool during the lifetime of the service project, wherein the report is generated using the object-based model and at least some of the information in documents represented in the object-based model. | 2012-04-05 |
| 20120084225 | Automated system for ordering taxicab services and controlling operation of taxicabs - A computer-implemented method for automatically managing the ordering and dispatching of livery car services without a need for a human dispatcher includes operating a central computer server to manage orders initiated by registered livery car service clients and dispatching registered livery car drivers to execute the client orders through an automatic exchange of Internet-based electronic communications comprising predefined electronic message forms or attachments without a need for a human dispatcher. The method also includes registered clients electronically communicating with the central computer server over the Internet to electronically order livery car services by use of a predefined electronic message order form or attachment and registered drivers electronically communicating with the central computer server over the Internet to receive dispatch instructions comprising predefined electronic message forms or attachments relating to the pick-up and delivery of an ordering client. The steps of operating and electronically communicating are executed without a need for human interaction. | 2012-04-05 |
| 20120084226 | MEASURING OR ESTIMATING USER CREDIBILITY - A method or system for measuring or estimating user credibility is described. | 2012-04-05 |
| 20120084227 | System and Method for Mapping and Compliance Monitoring of Banks - A system and method for creating and maintaining a correspondent banking relationship mapping including current illicit designations. The system enables identification of a bank's correspondent relationships and the relationships of their correspondents. Through the system and method users can identify which banks have illicit relationships prior to engaging with banks or can be notified if the status of any banks which they have an existing relationships changes because a correspondent bank has entered into a correspondent relationship with an illicit banking entity. | 2012-04-05 |
| 20120084228 | SYSTEM AND METHOD FOR PROCESSING PARTIALLY UNSTRUCTURED DATA - A system and method for processing partially unstructured data relating to a financial security. The system and method resolve first- and second-identifying data from the partially unstructured data and determine whether a security is defined by the first-identifying data and the second-identifying data. Additionally, the system and method resolve trade information relating to the security identifier from the partially unstructured data. If a security is defined by the resolved identifying data, a security identifier representing the defined security, along with the trade information relating to the defined security, are output. | 2012-04-05 |
| 20120084229 | Computerized method for generating and maintaining a leveraged or reverse exchange traded product - A computer implemented method for maintaining a leveraged or reverse exchange traded product is provided which includes electronically monitoring, with a computer, a change in value of a product sold on an exchange, ECN, or ATS; and calculating, with a computer, a leverage ratio, wherein the leverage ratio is dg(r)/dr=c(1+r) | 2012-04-05 |
| 20120084230 | USING COMMERCIAL SHARE OF WALLET TO RATE INVESTMENTS - Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. A mutual fund rating company can use this CSoW/CSoSW modeling approach to predict the performance of funds that invest in a particular industry or sector. In addition, since mutual funds often provide guidelines for selecting stocks, rating companies can use this modeling approach to predict the performance of companies in a fund's portfolio. | 2012-04-05 |
| 20120084231 | Fiber Project Evaluation Tool and Related Methods, Graphical User Interfaces, and Computer-Readable Media - Fiber project evaluation tools and related methods, graphical user interfaces (GUIs), and computer-readable media to provide and display cost estimates for a plurality of fiber solutions options that can be employed to deploy a fiber optic network for a fiber project are disclosed. Inputs are provided to allow a user to provide cost-related inputs to customize the cost estimates determined and displayed for the fiber solutions. In this manner, cost estimates can be provided for a variety of fiber solutions at the same time efficiently and visually in a GUI for efficient comparison purposes and to assist in making a choice on a fiber solution for a given fiber project. The cost estimates for the fiber solutions can also be generated and dynamically updated based on providing cost-related inputs to a user that affect the cost estimates for the fiber solutions in an iterative manner. | 2012-04-05 |
| 20120084232 | FLAT RATE PRICING WITH PACKET-FREQUENCY-AWARE BILLING SYSTEM FOR MOBILE BROADBAND COMMUNICATION - An information processing apparatus stores a first threshold of a common carrier, the common carrier charging according to the first threshold to be applied to a packet communication volume in each first unit period; performs a packet communication to and from a communication apparatus of the common carrier; calculates a packet communication volume in each second unit period shorter than the first unit period; and controls the packet communication based on the packet communication volume in the second unit period so as to keep the packet communication volume in the first unit period below the first threshold. | 2012-04-05 |
| 20120084233 | Technique for Producing Constructed Fares - A technique for producing constructed fares that include an arbitrary added to a published fare is described. The techniques determine interior cities that appear with gateway cities in arbitraries for the airline and searches for gateway cities corresponding to the determined interior cities appearing in the arbitraries. The technique applies an arbitrary corresponding to one of the interior cities to a published fare involving one of the gateway cities to produce the constructed fare. | 2012-04-05 |
| 20120084234 | Restaurant Method - A method for selling restaurant food. One method, for selling food comprises the steps of: providing a buffet restaurant; selling containers to customers of the buffet restaurant; and permitting purchasers of said containers to place therein food from the buffet for take-away purposes. Another method is for use with a buffet restaurant of the all-you-can-eat type, wherein a patron is, in exchange for payment of a fixed price, allowed to eat as much as he or she wishes from the buffet in a single sitting. This method comprises the step of: allowing said patron, for an additional price, the opportunity to retrieve a predetermined quantity of food from the buffet for take-away purposes. The additional price can be embodied in the sale of a container to the patron, the volume of the container defining the predetermined quantity. | 2012-04-05 |
| 20120084235 | STRUCTURED PREDICTION MODEL LEARNING APPARATUS, METHOD, PROGRAM, AND RECORDING MEDIUM - A structured prediction model learning apparatus, method, program, and recording medium maintain prediction performance with a smaller amount of memory. An auxiliary model is introduced by defining the auxiliary model parameter set θ | 2012-04-05 |
| 20120084236 | Recording medium storing decision tree generating program, decision tree generation method and decision tree generating apparatus - A constraint condition DB storing a constraint condition that stipulates a structure of a decision tree is referenced, and a decision tree is generated from a case set where values of a plurality of attributes and a conclusion are associated with one another so that the structure of the decision tree, which is stipulated by the constraint condition, is satisfied. Accordingly, for example, even if a new case is added to the case set, a basic structure of the decision tree is succeeded by the constraint condition, thereby avoiding a situation where an operator needs to significantly modify the decision tree. Therefore, operations of modifying the decision tree by the operator can be reduced. | 2012-04-05 |
| 20120084237 | DATA PROCESSING DEVICE, DATA PROCESSING METHOD, AND PROGRAM - A data processing device includes a state value calculation unit which calculates a state value of which the value increases as much as a state with a high transition probability for each state of the state transition model, an action value calculation unit which calculates an action value, of which the value increases as a transition probability increases for each state of the state transition model and each action that the agent can perform, a target state setting unit which sets a state with great unevenness in the action value among states of the state transition model to a target state that is the target to reach by action performed by the agent, and an action selection unit which selects an action of the agent so as to move toward the target state. | 2012-04-05 |
| 20120084238 | System and Method to Enable Training a Machine Learning Network in the Presence of Weak or Absent Training Exemplars - Described is a system and method for training a machine learning network. The method comprises initializing at least one of nodes in a machine learning network and connections between the nodes to a predetermined strength value, wherein the nodes represent factors determining an output of the network, providing a first set of questions to a plurality of users, the first set of questions relating to at least one of the factors, receiving at least one of choices and guesstimates from the users in response to the first set of questions and adjusting the predetermined strength value as a function of the choices/guesstimates. The real and simulated examples presented demonstrate that synthetic training sets derived from expert or non-expert human guesstimates can replace or augment training data sets comprised of actual training exemplars that are too limited in size, scope, or quality to otherwise generate accurate predictions. | 2012-04-05 |
| 20120084239 | Methods and Systems for Constructing Bayesian Belief Networks - Methods and systems are described for simplifying a causal influence model that describes influence of parent nodes X | 2012-04-05 |
| 20120084240 | PHASE CHANGE MEMORY SYNAPTRONIC CIRCUIT FOR SPIKING COMPUTATION, ASSOCIATION AND RECALL - Embodiments of the invention are directed to producing spike-timing dependent plasticity using electronic neurons for computation, and pattern matching tasks such as association and recall. In response to an electronic neuron spiking, a spiking signal is sent from the electronic neuron to each axon driver and each dendrite driver connected to the spiking electronic neuron. Each axon driver receiving the spiking signal sends an axonal signal from the axon driver to a variable state resistor. Each dendrite driver receiving the spiking signal sends a dendritic signal from the dendrite driver to the variable state resistor, wherein the variable state resistor couples the axon driver and the dendrite driver. The combination of the axonal and dendritic signals is capable of increasing or decreasing conductance of the variable state resistor. | 2012-04-05 |
| 20120084241 | PRODUCING SPIKE-TIMING DEPENDENT PLASTICITY IN A NEUROMORPHIC NETWORK UTILIZING PHASE CHANGE SYNAPTIC DEVICES - Embodiments of the invention relate to a neuromorphic network for producing spike-timing dependent plasticity. The neuromorphic network includes a plurality of electronic neurons and an interconnect circuit coupled for interconnecting the plurality of electronic neurons. The interconnect circuit includes plural synaptic devices for interconnecting the electronic neurons via axon paths, dendrite paths and membrane paths. Each synaptic device includes a variable state resistor and a transistor device with a gate terminal, a source terminal and a drain terminal, wherein the drain terminal is connected in series with a first terminal of the variable state resistor. The source terminal of the transistor device is connected to an axon path, the gate terminal of the transistor device is connected to a membrane path and a second terminal of the variable state resistor is connected to a dendrite path, such that each synaptic device is coupled between a first axon path and a first dendrite path, and between a first membrane path and said first dendrite path. | 2012-04-05 |
| 20120084242 | COUPLING OF RATIONAL AGENTS TO QUANTUM PROCESSES - The present invention provides devices, methods, and systems for coupling a rational agent to a quantum process. In particular, the present invention provides rational agents configured to influence a quantum process, or to derive information from a quantum process, and methods and uses thereof. | 2012-04-05 |
| 20120084243 | Malleable Access Decision Processing And Ordering - An electronic device is provided. The electronic device comprises a memory, a processor, a rules data base stored in the memory, a context data base stored in the memory, and a rules engine stored in the memory. The rules data base comprises a plurality of access rules defined by different stakeholders. The context data base comprises contextual information comprising at least one of a relationship of the electronic device to a communication service plan owner associated with the electronic device, a work schedule associated with a user of the electronic device, a communication service account status, an entertainment service account status, and a gaming service account status. The rules engine application, when executed by the processor, grants access to a requested communication service based on applying the rules stored in the rules data base in accordance with the contextual information. | 2012-04-05 |
| 20120084244 | CLAIMS ISSUANCE RULE GENERATION PIPELINE - A pipeline that includes at least an initialization stage, a processing stage, and a publication stage. The initialization stage acquires a set of globally sourced claims that can be used by any issuance statement. The processing stage manipulates a set of one or more user task specific claims that are derived from the set of one or more globally source claims. The set of one or more user task specific claims are manipulated by generating a set of one or more temporary claims. The processing stage generates the set of one or more temporary claims by applying issuance statements to the set of one or more user task specific claims. A publication stage then issues the set of one or more temporary claim in an issuance format. | 2012-04-05 |
| 20120084245 | POSITIONALLY DEPENDENT PATTERN CHECKING IN CHARACTER STRINGS USING DETERMINISTIC FINITE AUTOMATA - An apparatus including logic to receive a data packet comprising a string of characters, said apparatus having a plurality of states and at least one state for every character position in the string of characters; logic to examine the string of characters for matches with a plurality of predefined values, beginning with an initial character; and logic to execute forward exit transitions from any of the plurality of states based upon the examination of the characters, wherein a current state of the apparatus represents a count of a number of characters from the initial character of the string of characters. | 2012-04-05 |
| 20120084246 | DECISION-MAKING METHOD, DECISION-MAKING SYSTEM, AND POLICY DECISION FUNCTION - A decision-making method, a decision-making system, and a PDF are disclosed herein. The decision-making method comprises: receiving application session data that carries access network data and access user data; and making policy and charging decisions according to the application session data. Through the decision-making method, decision-making system, and PDF, the application session data comprises access network data and access user data of the UE so that the PCRF can uniquely determine a user according to the access network data or the access user data and the IP address allocated by the network to the UE, and make policy and charging decisions. | 2012-04-05 |
