11th week of 2016 patent applcation highlights part 49 |
Patent application number | Title | Published |
20160078385 | Optimizing Inventory In Accordance With A Constrained Network - In one embodiment, optimizing inventory includes accessing service level band sets. Each service level band set is associated with a policy group, and includes service level bands. Each service level band of a service level band set has a service level priority with respect to any other service level bands of the same service level band set. An inventory band set is determined for each service level band set. Each inventory band set includes inventory bands, where each inventory band satisfies a corresponding service level band assuming an unconstrained network. Each inventory band of an inventory band set has an inventory priority with respect to any other inventory bands of the same inventory band set. A feasible supply chain plan that satisfies the inventory band sets is generated in order of the inventory priorities until a constrained network is depleted. | 2016-03-17 |
20160078386 | Branch Versioning for Process Management - Business process structures and modifications thereto in one or more branches may be reflected in database entries that include a key identifying the node and branch and one or more attributes associated with the node. Various embodiments provide systems, methods, and machine-readable media that facilitate updating the database entries to create a modified branch version of a business process structure, merge the branch version into a parent branch thereof, resolve conflicts between different versions of the business process structure, and/or reconstruct the business process structure within a selected branch context. | 2016-03-17 |
20160078387 | RULE ADJUSTMENT BY VISUALIZATION OF PHYSICAL LOCATION DATA - According to some embodiments of the present invention there is provided a computerized method for visually modifying a rule. The method may comprise receiving a rule and two or more data records, the rule comprising two or more computation instructions and each one of the data records comprising one or more physical location value. The method may comprise displaying a simulation comprising visual objects, each of the visual objects showing a result of applying the rule to one of the data records, and displayed on a computerized display at a position corresponding to the physical location value of the data records. The method may comprise receiving a marking from a user of one or more of the visual objects on the computerized display. The method may comprise modifying the computation instructions to produce a modified rule, based on the markings, and sending the modified rule. | 2016-03-17 |
20160078388 | SYSTEMS AND METHODS FOR CODE INSTRUMENTATION FOR ANALYTICS - A system and method of inserting instrumentation analytics into a business application program that is written in a web browser language is disclosed. The method includes receiving at an instrumentation server the business application program, parsing the business application program to generate an abstract syntax tree, examining the abstract syntax tree to identify function calls within the business application program, and inserting an instrumentation framework into the business application program to create a modified business application program, the instrumentation framework monitoring function calls during operation of the modified business application program. A system to implement the method and a computer-readable medium are disclosed. | 2016-03-17 |
20160078389 | CUSTOMER SATISFACTION-BASED RATINGS - In some examples, a customer satisfaction-based rating may be produced by receiving transaction information corresponding to at least one payment made to a place of business. For each transaction, a total amount of the payment made to the place of business may be determined and an amount tipped may be extracted from the total amount of the payment made to the place of business, and a tip ratio based on the extracted amount tipped and the total amount of the payment made to the place of business may be calculated. An average tip ratio may be calculated based on the calculated tip ratio, and then used as a factor in determining a customer satisfaction-based rating for the place of business. | 2016-03-17 |
20160078390 | GOAL AND PERFORMANCE MANAGEMENT PERFORMABLE AT UNLIMITED TIMES AND PLACES - A mobile application enables employees to manage their goals and track their performance at any time, and from any place. A mobile device such as a tablet computer or a smart phone can download goal information over the Internet from a remote server. The mobile device can provide user interfaces through which its user can work on the goal. The mobile device can upload the result of the work performed on the mobile device to the remote server. The mobile application also enables an employee to augment his or her goal and performance data using data from third-party systems. The data from the third party systems can be incorporated into the goal and performance data as evidence of the employee progressing toward his goals. For example, such data from a third-party system might include tweets from a Twitter feed, or stock prices from a NASDAQ ticker feed. | 2016-03-17 |
20160078391 | AGRICULTURAL INFORMATION SENSING AND RETRIEVAL - Performance information indicative of operator performance of a mobile machine is detected. Context criteria are identified based on a sensed context of the mobile machine. As set of performance data is parsed to identify reference data, based on the context criteria. A performance opportunity space is identified, by comparing the detected performance information to the reference data. A user interface component is controlled to surface the performance opportunity space for interaction. | 2016-03-17 |
20160078392 | METHOD AND SYSTEM FOR RECOMMENDING CROWDSOURCABILITY OF A BUSINESS PROCESS - A method and system for recommending suitability of crowdsourcing a business process is provided. The method includes generating a plurality of business requirements pertaining to the business processes, and receiving one or more attributes pertaining to one or more sets of crowdsourced workforce. The method further includes generating at least one of a comparison matrix or an optimization function based on the plurality of business requirements and the one or more attributes pertaining to one or more sets of crowdsourced workforce. Lastly, the method provides a recommendation on the suitability of crowdsourcing the business process based on at least one of the comparison matrix or the optimization function. | 2016-03-17 |
20160078393 | METHOD AND SYSTEM FOR AUTOMATING THE ACCOUNTABILITY OF SERVICE PROFESSIONALS VIA CONSUMER EDUCATION AND RATING | 2016-03-17 |
20160078394 | MANAGING SERVICE PROVIDER ACCOUNTS BASED ON COMPLETION OF TASKS - A system and method of classifying a driver as being capable of providing transport services are described. The system can receive information indicating that a driver is available to provide transport services from the driver's device. The system can cause the service application to display a prompt instructing the driver to perform a task. In response to detecting completion of the task based, at least in part, on location information about the driver's device, the system can classify the driver as being capable of providing transport services so that the service application can be enabled to receive an invitation for providing a transport service from the system. | 2016-03-17 |
20160078395 | RADIO FREQUENCY IDENTIFICATION SYSTEM FOR TRACKING AND MANAGING MATERIALS IN A MANUFACTURING PROCESS - A process management system uses a radio frequency identification (RFID) detection system in the form of, for example, a phased array antenna based RFID detection system to track and manage material storage and flow in a manufacturing process or plant. The process management system operates in conjunction with the various machines that implement manufacturing stages or steps of the manufacturing process to assure that the correct materials and processing procedures are used at or on the various production machines of the process to produce a particular product as defined by a job number or job order. The process management system is thereby able to increase the efficiencies of the plant and to increase the quality of the plant production by reducing or eliminating waste, manufacturing errors and shipping errors in the production facility. | 2016-03-17 |
20160078396 | MONITOR SYSTEM - A monitor system for monitoring a status of one or more equipment includes a plurality of mobile terminals respectively operated by a plurality of operators. Each of the plurality of mobile terminals includes a communicator that receives status information with regard to the status of the equipment via a communication line; a display that displays, when the status according to the status information received from one of the mobile terminals indicates that the equipment requires a specified operation, information showing that the specified operation is required; and a territory setter that sets a territory in which one or more operations for the equipment to be performed by the operator of the each of the plurality of mobile terminals. | 2016-03-17 |
20160078397 | AUTHENTICATION SYSTEM FOR PURCHASE DELIVERY - A computer-implemented method of providing authenticated delivery of a purchase to an authorised recipient comprises: a. authorising (S | 2016-03-17 |
20160078398 | METHODS AND APPARATUS TO CATEGORIZE ITEMS - Methods and apparatus are disclosed to categorize items. A disclosed example method involves converting a natural language product description associated with a transaction record that does not include indexable identifiers to create input data comprising product descriptors. The method also involves generating a first confidence level associated with a first candidate category based on ones of the product descriptors having a first weighted value associated with the first candidate category. The example method also includes generating a second confidence level associated with a second candidate category based on ones of the product descriptors having a second weighted value associated with the second candidate category, and assigning the product to one of the first or second candidate categories based on a difference between the first and second confidence levels. | 2016-03-17 |
20160078399 | TEMPORARY WAREHOUSE LOCATOR - A temporary warehouse environment includes various platforms for locating, establishing, and operating one or more temporary houses. A temporary warehouse locator identifies potential geographic locations for one or more temporary warehouses based on prior transactions conducted by a merchant and predicted transactions or operating expenditures. The identified geographic locations may then be leveraged by a temporary warehouse marketplace, which connects the merchant with owners and/or operators of available property in the identified geographic locations. A temporary warehouse recruiter further connects the merchant with potential employees for maintain and operating the temporary warehouse and includes various mechanisms by which the merchant may identify potential employees based on their prior employment history. Finally, a temporary warehouse system provides day-to-day operations for the temporary warehouse, including fulfilling orders placed by customers and monitoring the shipments of such orders. | 2016-03-17 |
20160078400 | APPARATUS AND METHOD OF CONDUCTING A TRANSACTION IN A VIRTUAL ENVIRONMENT - The present invention is directed to an apparatus and method for conducting a transaction—such as the purchase of goods and services—including the collection, conversion, storage, tagging and the integration of a live inventory system, mark-up, mark-down system, live auction, and bartering system in an interactive software application, virtual world, social network, commercial and/or game application, which provides a real world experience to the user. | 2016-03-17 |
20160078401 | TAXONOMY BASED DATABASE PARTITIONING - In one aspect of the invention, a memory is described for facilitating splitting data by taxonomy. The memory is accessed by an application program, and includes one or more top-level categories, where each top-level category comprises a subset of the items; and also includes a category group corresponding to at least one of the top-level categories and the subset of the items belonging to the top-level categories. | 2016-03-17 |
20160078402 | METHOD AND SYSTEM FOR AN INVENTORY AGGREGATOR - A system and method for aggregating and listing inventory. The system may include a database for storing data in a plurality of record classes. The record classes may include data pertaining at least to a plurality of inventory and may include any variety of identifying data for each inventory record. The database may be a relational database, and the records may be grouped in a plurality of classes, which may be interrelated. The system may further include a search engine for searching the database so as to find and return a list of inventory based on desired criteria. | 2016-03-17 |
20160078403 | PARTS RECOMMENDATION AND PROCUREMENT SYSTEM AND METHOD - A system and method for recommending and procuring parts to repair a malfunctioning vehicle is disclosed. A recommendation and procurement application can: take information from a vehicle's on-board diagnostic system and recommend a list of parts required to repair the malfunctioning vehicle; find the recommended parts available for purchase via the Internet; retrieve information on such recommended parts; arrange the information in a format most useable to a technician that is to repair the vehicle; and allow the technician to purchase or otherwise procure such recommended parts to facilitate repair of the malfunctioning vehicle. | 2016-03-17 |
20160078404 | PRESENTING IMAGE PREVIEWS IN ELECTRONIC MESSAGES - An instant message is received from an instant message sender and a determination is made that the instant message includes a link to a web page that was selected by the instant message sender. In response to determining that the instant message includes the link to the web page, an image corresponding to the web page is fetched and stored, and a thumbnail image preview of the fetched image is generated. In addition, the thumbnail image preview of the fetched portion of the web page is displayed while at least a portion of the instant message is displayed. | 2016-03-17 |
20160078405 | CLOUD-BASED BROKER SERVICE FOR DIGITAL ASSISTANTS - A cloud-based broker service may be provided for computing devices in a distributed computing environment. The broker service may aggregate user accounts and user account credentials utilized for accessing online services by the computing devices. The broker service may monitor a context of the computing devices associated with the user accounts. The broker service may then utilize the context, data associated with the user accounts and data associated with the user account credentials to automate tasks and/or provide alerts associated with the data. | 2016-03-17 |
20160078406 | TEMPORARY WAREHOUSE RECRUITER - A temporary warehouse environment includes various platforms for locating, establishing, and operating one or more temporary houses. A temporary warehouse locator identifies potential geographic locations for one or more temporary warehouses based on prior transactions conducted by a merchant and predicted transactions or operating expenditures. The identified geographic locations may then be leveraged by a temporary warehouse marketplace, which connects the merchant with owners and/or operators of available property in the identified geographic locations. A temporary warehouse recruiter further connects the merchant with potential employees for maintain and operating the temporary warehouse and includes various mechanisms by which the merchant may identify potential employees based on their prior employment history. Finally, a temporary warehouse system provides day-to-day operations for the temporary warehouse, including fulfilling orders placed by customers and monitoring the shipments of such orders. | 2016-03-17 |
20160078407 | Affiliated business method - Disclosed is a business method of an Organizer (1 | 2016-03-17 |
20160078408 | System and Method for Enabling and/or Managing Contributions - Systems, methods and computer-readable media are provided for enabling and/or managing contribution of paid time off. A system including one or more units configured for determining the value of paid time off as currency; and one or more units configured for conducting a transaction wherein paid time off is designated for contribution, and the determined value of the paid time off is designated for payment to one or more organizations is provided. Corresponding methods and computer-readable media are also provided. | 2016-03-17 |
20160078409 | AWAITER MANAGING SYSTEM, METHOD THEREFOR, AND AN APPARATUS APPLIED TO THE SAME - The present invention discloses an awaiter managing system and a method therefore, and an apparatus applied to the same. That is, convenience for an awaiter waiting for a service usage can be improved by discriminating an actual awaiter terminal which is actually waiting for the service usage, among awaiter terminals to which waiting sequence numbers were issued, and providing guidance information until the waiting sequence number for the service usage is reached to the discriminated actual awaiter terminal. | 2016-03-17 |
20160078410 | Automated Meeting Negotiation With Dynamic Scheduling - A system that automatically arranges meetings for groups of one or more entities based on the collective availability of those entities, while also satisfying any constraints imposed on such a meeting by its organizer. Collective availability is computed from relevant scheduling data provided by attendees or the organizations to which they belong. The system relies on existing systems (when needed) to access all relevant schedules and availability data, as well as to amend the corresponding schedules when new meeting instances are created. | 2016-03-17 |
20160078411 | System and Method of Collaborative Electronic Product Showing Scheduler and Sale Closing Platform - A system and method for scheduling at least one appointment to view at least one piece of property is disclosed that includes receiving from a buyer at least one appointment request to view at least one piece of property, retrieving from a server computer a set of geographic coordinates corresponding to each of the at least one pieces of property, and generating a tentative appointment schedule connecting the at least one pieces of property in a manner which minimizes travel time between the at least one pieces of property. A device for scheduling at least one appointment to view at least one piece of property is also disclosed that includes at least one processor, at least one display device, and at least one computer readable medium containing program instructions that, when executed by the at least one processor, generate an itinerary based on at least one appointment request. | 2016-03-17 |
20160078412 | CALENDAR REPAIR ASSISTANT - Calendar repair may be provided. Calendar events, such as appointments and meetings, may be created and copied to a plurality of attendee calendars. A first copy of the event may be compared to a second copy of the event, and an event property of the second event may be updated to match a corresponding event property of the first event. | 2016-03-17 |
20160078413 | SYSTEMS AND METHODS FOR EQUIPMENT PERFORMANCE MONITORING AND ALERTS - A method and system for providing maintenance service request information to maintenance service providers using a computer device coupled to a database includes receiving a request for maintenance service, transmitting a request for bids related to the request for maintenance service to bidder computing devices associated with a plurality of respective maintenance service providers, receiving at least one bid for access to identification information of the equipment assembly, evaluating the at least one bid with respect to predetermined evaluation parameters, selecting one of the plurality of prescreened maintenance service providers to award the bid to, notifying the selected one of the plurality of maintenance service providers of the award of the bid, receiving a payment for the award from the selected one of the plurality of maintenance service providers, and transmitting access to identification information of the equipment assembly to the selected one of the plurality of maintenance service providers. | 2016-03-17 |
20160078414 | SOLID WASTE IDENTIFICATION AND SEGREGATION SYSTEM - A method and system provide support for instructing a user as to an appropriate solid waste receptacle to discard a solid waste item into based on identification of the solid waste item. An image of the solid waste item is captured prior to being discarded in a solid waste receptacle. The solid waste item is classified into a solid waste item type based on the captured image of the solid waste item. The solid waste item type is associated with a recommended disposition method to dispose of the solid waste item. The user is instructed to discard the solid waste item into the appropriate solid waste receptacle based on the recommended disposition method of the solid waste item. | 2016-03-17 |
20160078415 | METHOD AND APPARATUS FOR DIGITAL TICKET INSPECTION - A method, apparatus and computer software are disclosed, with obtaining from a backend ( | 2016-03-17 |
20160078416 | SYSTEM AND METHOD FOR PROVIDING A PORTABLE ATM - Embodiments include a database that maintains a respective status of mobile ATMs that indicates the location and cash available for withdrawal, a communication interface that receives a request for a mobile ATM from a user device, the request including user device location data, a location processor that compares the user device location data to location data of the mobile ATMs, and determines a first mobile ATM that is closest to the user device based on the user device location data, and a backend transaction processor that processes the transaction when confirmed. The communication interface transmits an alert that includes the request to the first mobile ATM, receives a response, transmits another alert that includes the location of the first mobile ATM and an estimated time that the first mobile ATM will arrive at the location associated to the user device, and receives confirmation from the first mobile ATM. | 2016-03-17 |
20160078417 | SYSTEM AND METHOD FOR PROVIDING A DRIVERLESS PORTABLE ATM - Systems and methods include a database of a financial institution that maintains a respective status of a plurality of driverless mobile automated teller machines (ATMs), the status of each of the plurality of driverless mobile ATMs indicating the location of the respective driverless mobile ATM and the amount of cash available for withdrawal from the driverless mobile ATM, a communication interface that receives a request for a driverless mobile ATM from a user device via a network, the request including user device location data, a location processor that compares the user device location data to location data associated with the plurality of mobile ATMs, and determines a first mobile ATM from the plurality of driverless mobile ATMs that is closest to the user device based on the user device location data, wherein the communication interface transmits a first alert that includes the request to the first driverless mobile ATM via a network, receives a response from the driverless mobile ATM via the network, transmits a second alert that includes the location of the first driverless mobile ATM and an estimated time that the driverless first mobile ATM will arrive at the location associated with the user device location data to the user device, and receives confirmation that the transaction occurred from the first driverless mobile ATM, and wherein the first driverless mobile ATM either provides cash to a user associated with the user device or receives cash from the user associated with the user device, and a transaction processor of the backend system of the financial institution that process the transaction based on the received confirmation. | 2016-03-17 |
20160078418 | Methods and Arrangements for Building a Value-Add Service Network - The invention concerns, inter alia, a computer executable method for executing a business process comprising a plurality of participants and involving a plurality of data interfaces in a transaction transmission network. The method is characterized in that the method comprises steps for receiving a transaction or state change event from an interface acting as a source of transactions or state change events, analysing the content of the transaction or state change event to identify at least one process that is applicable to the transaction or state change event, validating the transaction or state change event using the validation rules of the identified process, routing the transaction or state change event to at least one recipient interface according to the specification of the identified process, receiving from at least one participant of the process an invoicing event indicating a fee charged from a first participant of the process, and generating, according to the specification of the identified process, a second invoicing event indicating a fee to be credited to a second participant of the process. An arrangement is also disclosed. | 2016-03-17 |
20160078419 | BEACON DEVICE FOR FACILITATION OF GRATUITOUS TRANSACTIONS - A method of initiating an unsolicited, gratuitous transaction with an entity using a mobile device to receive a signal including identification indicia from a beacon device. The beacon device may transmit such a signal in response to a polling signal from the mobile device or independently. Once communication is established, an unsolicited transaction may be completed, either in the form of a performance rating, a message, or monetary donation through a third party intermediary. | 2016-03-17 |
20160078420 | METHOD FOR FINANCING PURCHASES FOR OTHERS USING A SENDER'S CHARGE ACCOUNT - A method allows a sender to buy goods or services for a third party immediately on an established account of the sender even before the sender pays for the expense occurred. The system works particularly well for purchases of mobile telephone airtime for others. In addition, the method works equally well for purchases of small amounts. The method utilizes SIMS protocol to send purchase orders in the form of text messages. The method takes advantage of existing technologies and contractual relationships that SIMS aggregators have with carriers. The method allows brokers to buy large quantities of goods and services such as mobile telephone airtime at discounted wholesale prices and then resell them in smaller quantities at higher retail prices. | 2016-03-17 |
20160078421 | Vending System - An embodiment includes a system comprising a first vending machine (VM), the first VM comprising: an exterior chassis having a top, bottom, backside, front side, and first and second sides that couple the front side to the backside; a wireless short range communications node included in the chassis; and an actuator coupled to a compartment included in the chassis; wherein (a) the actuator provides a vended good to an aperture in the front side upon actuation, and (b) each of the front side and first and second sides includes no physically manipulatable consumer interface with which the consumer can control the first VM via direct physical manipulation of the first VM. Other embodiments are described herein. | 2016-03-17 |
20160078422 | SYSTEM AND METHOD FOR ENHANCING RFID TAGGED PRODUCTS IN PACKAGES WITH MULTIPLE PRODUCTS - A multi-product-package POS (point of sale) enhancement system for enhancing software features in products at the POS. The system comprising a register and a multi-product contactless POS read/write terminal at a retail location and a central server at a remote location. The register configured for identifying one or more products in a package, indicating one or more enhancements available for the product(s), and receiving indication of a selected enhancement(s) from the customer. The multi-product contactless POS read/write terminal is in communication with the register and configured for receiving one or more PEA (product enhancement authorization) tokens for the selected enhancement(s), validating the PEA token(s) and executing the enhancement(s) of each product via an RFID tag coupled to the product, generating an audit record of the enhancement(s) of the product(s), and sending the audit record from the contactless POS terminal to the central server. | 2016-03-17 |
20160078423 | SYSTEM AND METHOD FOR POINT OF SALE PRODUCT SOFTWARE ENHANCEMENT - A point-of-sale (POS) product enhancement system for the creation of enhanced software features in products at the POS. The POS product enhancement system comprising at least one register and contactless POS terminal operated by a retailer at a retail location and a central server operated by a central server company at a remote location. The register is configured for identifying a product, indicating one or more enhancements available for the product, and receiving indication of a selected enhancement from the customer. The contactless read/write terminal is in communication with the register and configured for receiving a PEA (product creation authorization) token for the selected enhancement, validating the PEA token and executing the enhancement of the product via an RFID tag coupled to the product, generating an audit record of the enhancement of the product, and sending the audit record from the contactless POS terminal to the central server. | 2016-03-17 |
20160078424 | INDUCTION BASED MOBILE TRANSACTIONS - The present invention provides a method and apparatus for completing a transaction using a wireless mobile communication channel and another communication channel, particularly another communication channel that provides for near field radio channels (NFC), as well as other communication channels, such as Bluetooth or WIFI. The present invention also provides a method of completing a transaction in which a management server assists a transaction server and a point of sale terminal in forwarding transaction information to a hand-held mobile device, with the transaction having originated from the hand-held mobile device. There is also provided a hand-held mobile device that wirelessly communicates between a secure element and a radio element that are associated with the hand-held mobile device. | 2016-03-17 |
20160078425 | FINANCIAL TRANSACTION PROCESSING WITH DIGITAL ARTIFACTS AND MULTIPLE PAYMENT METHODS USING A SERVER - A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization. | 2016-03-17 |
20160078426 | RETAIL TRIGGERED DEVICE CONFIGURATION SETUP - The present disclosure relates to retail triggered device configuration setup. Specifically, various techniques and systems are provided for efficient setup of a purchased device on a network using information generated by a retailer at the point of sale. More specifically, exemplary embodiments of the present invention include methods and systems for receiving, at a computing device connected to an established network device on a network, a transaction communication including an indication that a new network device has been acquired; transmitting data to the established network device, wherein the data includes identification information associated with the new network device; receiving a join query, wherein the join query includes a request to authorize the new network device to join a network; and transmitting a response to the join query, wherein the response includes an authorization for the new network device to join the network. | 2016-03-17 |
20160078427 | CREDIT PREAUTHORIZATION ON USER DEVICE DETECTION SYSTEMS AND METHODS - There is provided systems and method for credit preauthorization on user device detection. The methods include receiving merchant information and user information, wherein the user information is received after a user device corresponding to the user information is determined to be in a geographic area corresponding to the merchant information, determining a credit preauthorization amount based on the user information, and transmitting the credit preauthorization amount to a merchant device corresponding to the merchant information. | 2016-03-17 |
20160078428 | PAIRING ELECTRONIC WALLET WITH SPECIFIED MERCHANTS - A system and method for facilitating use of a digital electronic wallet by a cardholder for cashless transactions. The method comprises receiving a selection by a first cardholder to pair a first digital wallet held by a first wallet holder with a first merchant, the first digital wallet having therein an electronic representation of at least one payment device usable to fund a cashless transaction, and verifying the cardholder's identity. Thereafter, facilitating a communication between the first cardholder and the first wallet holder to record consent by the first cardholder to share wallet information with the first merchant. The present disclosure further comprises receiving from the first wallet holder authorization to generate a wallet token usable for acquiring wallet information on behalf of the first merchant, using the first digital wallet as selected by the first cardholder, and preparing a merchant token corresponding to the wallet token. The merchant token is provided to the first merchant, for presentation to access wallet information, including payment card information on a cashless transaction. | 2016-03-17 |
20160078429 | ENABLING CARD AND METHOD AND SYSTEM USING THE ENABLING CARD IN A POS - The invention, relates to an enabling card as well as a system and method for completing a financial transaction in a P.O.S. terminal comprising: a processor carried by the enabling card for establishing a connection with a mobile device; receiving secure information from a mobile device and generating a digital signal; a coil carried by the enabling card for generating a magnetic field in response to the digital signal to simulate the swipe of card in the P.O.S. terminal and complete the financial transaction. | 2016-03-17 |
20160078430 | SYSTEM AND METHOD FOR DIGITAL AUTHENTICATION - A system and method for push notification authentication includes a communication interface that communicates with a mobile device via a network, a digital security delivery database that stores information about a user that is enrolled in push notification authentication, the information about a user that is enrolled in push notification authentication hardware includes characteristics of the mobile device and login information for the user, and an application programming interface (API) framework coupled to the communication interface that receives information indicating that a transaction requiring push notification authentication has been approved by a user of the mobile device, updates the digital security delivery database to indicate that the transaction requiring push notification authentication has been approved by the user, and transmits a transaction status to the mobile device. | 2016-03-17 |
20160078431 | ENCRYPTED AGGREGATED TRANSACTION DATA EXCHANGE WITH TRANSACTION DATA PROVIDER - Aggregated transaction data from a transaction data provider may be encrypted and exchanged with a content item selection system using commutative encryption algorithms. The transaction data provider and content item selection system may utilize a set of common identifiers that are each encrypted using a respective commutative encryption algorithm of the transaction data provider or content item selection system. The other of the transaction data provider or content item selection system encrypts the single-encrypted common identifier using a respective commutative encryption algorithm to generate double encrypted common identifiers. The double encrypted common identifiers may be used to match a set of common identifiers with transaction data. The transaction data may be encrypted and/or may include random offset values. | 2016-03-17 |
20160078432 | APPARATUS AND METHOD FOR PROVIDING A TRANSACTION SERVICE - An apparatus and method for performing a transaction service, which includes receiving, by a service server, a transaction ID request for the transaction service with a service provider, from a user terminal, generating a transaction ID in response to the transaction ID request, providing the transaction ID to the user terminal, and receiving a transaction specification that corresponds to the transaction ID, from the service provider. The transaction specification is generated by the service provider using the transaction ID that is provided to the user terminal. | 2016-03-17 |
20160078433 | METHODS AND SYSTEMS OF CREATING A PAYMENT RECORD WITH A CRYPTOGRAPHICALLY SECURE AUDIT TRAIL - A method of creating a secure audit trail for transactions may include, by a host electronic device, for each of a plurality of transactions, receiving, from a client electronic device, a transaction details document that summarizes the transaction, generating a document hash by performing a first cryptographic hash function on the received transaction details document, and identifying metadata associated with the transaction. The method may include generating an entry hash associated with the plurality of transactions by performing a second cryptographic hash function on at least the document hash of each transaction in the plurality of transactions and the metadata associated with each transaction in the plurality of transactions, and storing the entry hash in an entry in a transaction log database. | 2016-03-17 |
20160078434 | METHODS AND SYSTEMS FOR PROVISIONING PAYMENT CREDENTIALS - A method and system for provisioning payment credentials usable by a mobile device in conducting a payment. The method is conducted at a provisioning system and comprises the steps of: receiving payment credentials from a receiving device, the payment credentials having been obtained from a portable payment device presented by a consumer at the receiving device; receiving, from the receiving device, an identifier entered by the consumer; identifying a mobile device or a secure element corresponding to the identifier; and communicating the payment credentials or a derivation of the payment credentials to the identified mobile device or the secure element to be securely stored in association with the mobile device. The method may include: encrypting the received payment credentials, the encrypted payment credentials having a unique decryption key; and wherein communicating a derivation of the payment credentials communicates the unique decryption key. | 2016-03-17 |
20160078435 | Systems And Methods For Providing Security To Different Functions - Methods and systems are provided that use smartcards, such as subscriber identity module (SIM) cards to provide secure functions for a mobile client. One embodiment of the invention provides a mobile communication network system that includes a mobile network, a mobile terminal, a server coupled to the mobile terminal via the mobile network, and a subscriber identity module (SIM) card coupled to the mobile terminal. The SIM card includes a first key and a second key. The first key is used to authenticate an intended user of the mobile terminal to the mobile network. Upon successful authentication of the intended user to the mobile network, the mobile terminal downloads a function offered from the server through the mobile network. The second key is then used by the mobile terminal to authenticate the intended user to the downloaded function so that the intended user can utilize the function. | 2016-03-17 |
20160078436 | SYSTEMS AND METHODS FOR PROVIDING RISK BASED DECISIONING SERVICE TO A MERCHANT - A computing device for providing risk-based decisioning to a merchant during payment card transactions is provided herein. The computing device is programmed to receive, from the merchant, transaction data associated with a payment card transaction. The computing device is further programmed to compute a risk score for the payment card transaction based at least in part on the transaction data and infrastructure data associated with the payment card transaction. The computing device is also programmed transmit an indication of acceptable risk to the merchant if the risk score satisfies a first pre-defined threshold. The computing device is still further programmed to initiate an authentication challenge of the suspect consumer if the risk score satisfies a second pre-defined threshold. | 2016-03-17 |
20160078437 | PAYMENT TERMINAL SHARING - Methods, systems, and computer program products for payment terminal sharing. A payment terminal is configured to become usable as a payment terminal shared by a plurality of operators with cryptographic segregation between the different operators of the payment terminal. An operator- and terminal-specific transport key is provided to the payment terminal. An operator- and terminal-specific initial-encryption key is derived, by the payment provider, from an operator-specific base-derivation key using the terminal-identification number, or an additional identification number of the payment terminal. The operator- and terminal-specific initial-encryption key is transmitted to the payment terminal, and is decrypted at the payment terminal. An operator- and transaction-specific encryption key is derived, both at the payment provider and the payment terminal, from the operator- and terminal-specific initial-encryption key using a transaction-specific number associated with this transaction, when performing a transaction with the payment terminal. | 2016-03-17 |
20160078438 | SECURE IN-LINE PAYMENTS FOR RICH INTERNET APPLICATIONS - Methods and systems are provided for making secure financial transactions, such as purchase payments, using rich Internet applications (RIA) running an RIA runtime (also referred to as a platform or framework) on the user's smart phone or other mobile device. Embodiments differ from the usual way of re-directing a user from a third-party application and authenticating the user by providing secure in-line payments from a rich Internet application running on an RIA runtime. A system includes: a mobile device executing a rich Internet application running on an RIA runtime; a payment library communicating with the RIA runtime and a service provider, for which the payment library communicates with the service provider to authenticate the rich Internet application; and in response to authentication by the service provider, facilitates secure financial transactions via the rich Internet application. | 2016-03-17 |
20160078439 | Method and an Arrangement for Exception Management in a Transaction Network - The invention concerns a computer executable method for a computer executable method for managing an exception of a transaction in a transaction transmission network. The method is characterized in that it comprises computer executable steps for validating the transaction using at least one rule selected according to at least one stakeholder of the transaction, detecting the exception, creating an object comprising data of the exception, identifying at least one service adapted for immediate resolution of the exception, and identifying at least one service provider capable of altering the functionality of the source of the transaction to produce transactions that are compliant with the at least one rule. An arrangement and a computer storage medium are also disclosed. | 2016-03-17 |
20160078440 | INTERACTIVE NETWORKING SYSTEMS WITH USER CLASSES - A networking system may comprise a web site incorporating a combination of one or more of the following: a crediting system, a chat bidding system, a performance bidding system, a telephony switching system, a media interaction system, a display system, a photo management system, and a messaging system. The networking system may categorize each user of the web site into classes, including a featured class, a common class, a sponsored class, and a sponsoring class. The networking system may facilitate user interactions, some of which may be partially dependent on user classes. A featured user may opt to temporarily appear as a common user, thus activating an alternative user profile and hiding his featured status. A sponsored user may participate in interactions on the web site if a sponsoring user offers his credits to pay for the sponsored member's participation. Other aspects of the networking system are also disclosed herein. | 2016-03-17 |
20160078441 | PORTABLE OBJECT INCLUDING A DISPLAY AND APPLICATION FOR CARRYING OUT ELECTRONIC TRANSACTIONS - The invention relates to a smart portable object including a safety component and a display, wherein the display is directly or indirectly interactive between a user and the safety component. The invention also relates to the use of a portable object for implementing an electronic transaction, including a display step for displaying all or some of the information that is useful to a user for the transaction and/or a step of interacting with the user, wherein the display and/or interaction step is carried out via said interactive display. | 2016-03-17 |
20160078442 | USER ID WITH INTEGRATED DEVICE SETUP PARAMETERS - To eliminate the need for a user to laboriously enter device setup parameters into each of plural devices, a user ID is provided with a secure part, having the user's login credentials, and an unsecure device parameter part which defines device parameters desired by the user to be set in computing devices. | 2016-03-17 |
20160078443 | SYSTEMS AND METHODS FOR DETERMINING FRAUDULENT TRANSACTIONS USING DIGITAL WALLET DATA - A computing device for risk-based analysis of a payment card transaction is provided herein. The computing device includes a processor communicatively coupled to a memory. The computing device is programmed to receive a request for authentication of the payment card transaction. The payment card transaction includes a suspect consumer presenting a payment card from a digital wallet of a privileged cardholder. The computing device is also programmed to identify fraud feature data from the digital wallet. The computing device is further programmed to compute a fraud score for the payment card transaction based at least in part on the fraud feature data. The computing device is still further programmed to provide the fraud score for use during authentication of the suspect consumer. | 2016-03-17 |
20160078444 | SYSTEMS AND METHODS FOR PROVIDING FRAUD INDICATOR DATA WITHIN AN AUTHENTICATION PROTOCOL - A computing device for providing fraud indicator data within an authentication system including an authentication protocol is provided herein. The computing device includes a processor communicatively coupled to a memory. The computing device is programmed to identify fraud feature data associated with a payment card transaction. The transaction includes a suspect consumer presenting a payment card from a digital wallet of a privileged cardholder. The computing device is further programmed to compute a first risk score for the transaction based at least in part on the fraud feature data. The computing device is also programmed to generate a message in the authentication protocol, the message including at least one extension field. The first risk score is included within the extension field. The computing device is still further programmed to transmit the message with the first risk score to a party associated with the transaction for use during authentication of the transaction. | 2016-03-17 |
20160078445 | SELF AUTHENTICATION - A system, method and a device for offline authentication of transactions using mobile device, based on, analytic engine such as behavioral pattern detection are provided. The behavioral pattern can be for a specific person, for group of people with similar characteristics, or a combination of the two. The invention has the advantage over the prior art centralized authentication and fraud detection systems in that it is more precise in identifying and preventing fraud in real time. The precision is better for both customer and merchant frauds. The present invention also requires fewer investments in infrastructure and uses less communication traffic when compared to the prior art. | 2016-03-17 |
20160078446 | METHOD AND APPARATUS FOR SECURE ONLINE CREDIT CARD TRANSACTIONS AND BANKING - A hardware based system and method that detects fraudulent financial activity originating from malicious programs on a user's computer and ensures that user sensitive information is not accessible to programs on the user's computer. The system includes an untrusted service process on the user's computer, a back end server/cloud based infrastructure, and a user device that records the user's computer at the time the transactions are executed. The device has a minimal TCB (Trusted Computing Base) and is trusted to carry out its functions. The device stores sensitive user information and enters this information into secure channels ensuring that the user's computer does not have access to this information. Periodic statement review is accomplished by comparing the device's record of transactions against the record in the payment system and discrepancies result in notifications to the user. The payment system entities may be unaware of the system, or they may exchange information with the system in order to obtain security benefits including fraud detection and tokenization services. | 2016-03-17 |
20160078447 | METHOD AND SYSTEM FOR DISTRIBUTING ELECTRONIC TICKETS WITH DATA INTEGRITY CHECKING - This invention discloses a novel system and method for distributing electronic ticketing to mobile devices such that the ticket stored on the device is checked for its integrity from tampering and the device periodically reports on ticket usage with a central server. | 2016-03-17 |
20160078448 | TRANSFERRING MONEY USING EMAIL - Methods, systems, and apparatus, including computer programs encoded on computer storage media, for transferring money using email. One of the methods includes receiving, at a user device, user input of a request to transfer a payment amount from a recipient account with a payment service system to a sender account of a sender with the payment service system. A draft email message is generated, the message having content identifying the requested payment amount, the draft email message including a confirmation link to a network resource associated with the payment service system, wherein upon receiving an indication that the recipient selected the confirmation link, the payment service system identifies a sender account of the sender and a recipient account of the recipient and initiates a transfer of the requested payment amount from the recipient account to the sender account. | 2016-03-17 |
20160078449 | Two-Way Interactive Support - Systems, methods and apparatuses providing two-way interactive customer service support. In some examples, a user may request customer service via an augmented reality device. The augmented reality device may include a camera or other device configured to capture images of what the user is viewing. The images captured may be streamed to a computing device of a customer service associate assisting the user. The customer service associate may then move a cursor over the display of the video stream from the augmented reality device. The cursor movements may be indicative of actions the user may mimic on his or her own computing device in order to access functionality, resolve an issue, or the like. The coordinates of the cursor movement may be captured and transmitted to the augmented reality device. The cursor movement may then be replicated on a display of the augmented reality device based on the received coordinates. | 2016-03-17 |
20160078450 | Commitment Tracking System - Aspects described herein provide various approaches for managing financial commitments for customers of a financial institution. Financial data regarding a financial commitment for a customer of the financial institution may be received from one or more computing devices. An action item for the financial commitment may be determined based on the received financial data regarding the financial commitment. A priority level and one or more due dates may be assigned to the action item based on financial regulations. An interface comprising the action item, the priority level, and the one or more due dates for the financial commitment may be generated and sent to one or more computing devices. | 2016-03-17 |
20160078451 | HIGH ASSURANCE FEDERATED ATTRIBUTE MANAGEMENT - Methods, systems, and computer program products for managing attributes of a person are disclosed. The method may include receiving, by an electronic apparatus, identity data of a person, and receiving, by the electronic apparatus, one or more asserted attributes of the person. The method may additionally include storing, by the electronic apparatus and in an electronic database, the identity data of the person in association with the one or more asserted attributes of the person, and receiving, by the electronic apparatus, confirmation of the one or more asserted attributes based on information received from one or more publishers of the one or more asserted attributes. The method may further include associating, by the electronic apparatus, the confirmation with the one or more asserted attributes of the person, and storing, by the electronic apparatus and in the electronic database, an indication that the one or more asserted attributes are confirmed. | 2016-03-17 |
20160078452 | Memorabilia Authenticator Process utilizing geolocation assets from satellite or terrestrial sources on mobile devices such as: handsets, watches, tablets, laptops or desktop computers... - A process by which memorabilia is authenticated using geolocation assets to verify time and place of signing or marking. The assets of smartphones, computers, watches, tablets are used along with a mobile application to certify when and where the interaction occurs. This data is stored along with unique identifying indicators in a data base. This data base signifies ownership of the item along with authentic corresponding geolocation data. The process allows for transfer of ownership with authenticating information transferred and catalogued. All geolocation information is stored and synchronized with subject of memorabilia's location. | 2016-03-17 |
20160078453 | Determining Groups of Individuals Based on Multiple Items of Individual Transaction Data - Methods, systems, and computer program products for determining groups of individuals based on multiple items of individual transaction data are provided herein. A method includes initializing a customer segment value for each of multiple purchased items identified in a purchase record based on one or more historical purchasing patterns; updating the customer segment value for each of the multiple purchased items based on the customer segment values for the other purchased items identified in the purchase record; and determining a customer segment composition of a group of individuals associated with the multiple purchased items identified in the purchase record based on the updated customer segment values. | 2016-03-17 |
20160078454 | METHOD OF WEBSITE OPTIMISATION FOR A WEBSITE HOSTED ON A SERVER SYSTEM, AND A SERVER SYSTEM - There is provided a method of website optimisation for a website hosted on a server system, the website for use by a plurality of users, the method including steps executed by the server system of: (i) collecting data for constructing a plurality of user profiles corresponding to the plurality of users; (ii) constructing the plurality of user profiles using the collected data; (iii) quantifying affinities between the plurality of user profiles; (iv) constructing a user network map, in which users are represented as nodes, and in which the affinities are represented as links between the nodes; (v) segmenting the user network map into a plurality of communities of users, and (vi) providing website content to each user according to the segmented community of each user. | 2016-03-17 |
20160078455 | METHOD OF ENHANCING CUSTOMER RELATIONSHIP MANAGEMENT CONTENT AND WORKFLOW - Forward-looking sales activities are poorly served by existing Customer Relationship Managements systems, as the customer information those systems maintain by definition does not include the speculatively interested “leads” pursued in initial sales contacts. An Enrichment database, asynchronously loaded with corporate and optionally individual contact information in anticipation of use, provides real-time access to information in support of such first customer contacts. The Enrichment information may also be used to expedite creation and revision of CRM records. | 2016-03-17 |
20160078456 | METHOD AND APPARATUS FOR PREDICTING CUSTOMER INTENTIONS - A computer-implemented method and apparatus for predicting customer intentions defines a plurality of categories for classifying customer interaction data. The plurality of categories includes at least one action category for classifying information related to customer actions on interaction channels. Data signals corresponding to a customer interaction on one or more interaction channels is received. The data signals include information related to at least one customer action. A sequence of values is generated for each customer action for classifying information related to the each customer action. A value is generated corresponding to each action category to configure the sequence of values. The sequence of values is associated with a fixed length equal to a number of action categories in the at least one action category. The fixed length of the sequence of values facilitates use of one or more intention classifiers to predict an intention of the customer. | 2016-03-17 |
20160078457 | System of Sequential Kernel Regression Modeling for Forecasting Financial Data - A monitoring system for determining the future behavior of a financial system includes an empirical model to receive reference data that indicates the normal behavior of the system and input pattern arrays. Each input pattern array has a plurality of input vectors, while each input vector represents a time point and has input values representing a plurality of parameters indicating the current condition of the system. The model generates estimate values based on a calculation that uses an input pattern array and the reference data to determine a similarity measure between the input values and reference data. The estimate values, in the form of an estimate matrix, include at least one estimate vector of inferred estimate values, and represents at least one time point that is not represented by the input vectors. The inferred estimate values are used to determine a future behavior of the financial system. | 2016-03-17 |
20160078458 | SYSTEM OF POLL INITIATION AND DATA COLLECTION THROUGH A GLOBAL COMPUTER/COMMUNICATION NETWORK AND METHODS THEREOF - A computer-implemented method of public opinion poll initiation and public opinion data collection for using non-deterministic mathematical models (e.g. chaos model), independent of third parties involvement (e.g., campaign managers, marketers, pollsters, etc.) is provided. In exemplary embodiments, the method may comprise receiving a post and an instruction for public opinion poll from a first user; initiating the public opinion poll and displaying it to a second user(s)/the public, receiving an initial answer to the public opinion poll from the second user(s); generating results of the public opinion poll based on the initial answer; receiving an alternative answer(s) from the second user(s) if wished by the second users, updating the results of the public opinion poll based on the alternative answer(s); and displaying a real-time feed of the public opinion poll results, the real-time feed updated when public opinion poll answers are entered or changed by a user. | 2016-03-17 |
20160078459 | METHODS AND APPARATUS TO MONITOR MEDIA PRESENTATIONS - Methods, apparatus, systems and articles of manufacture to monitor media presentations are disclosed. An example method includes collecting demographic information from a user, transmitting the demographic information to a central facility, generating a panelist identifier identifying the user, and hosting a web server to serve the panelist identifier to media that is instrumented with monitoring instructions executing on the media device, the monitoring instructions, when executed, to collect monitoring information and transmit the monitoring information along with the panelist identifier to the central facility. | 2016-03-17 |
20160078460 | METHOD AND APPARATUS FOR TARGETING BEST CUSTOMERS BASED ON SPEND CAPACITY - Share of Wallet (“SOW”) is a modeling approach that utilizes various data sources to provide outputs that describe a consumers spending capability, tradeline history including balance transfers, and balance information. These outputs can be appended to data profiles of customers and prospects and can be utilized to support decisions involving prospecting, new applicant evaluation, and customer management across the lifecycle. A SOW score focusing on a consumer's spending capability can be used in the same manner as a credit bureau score. | 2016-03-17 |
20160078461 | APPARATUS FOR ONLINE MARKET SERVICE AND METHOD THEREOF - The present specification discloses an apparatus for providing an online market service, in which a price negotiation game for obtaining a price discount coupon is executed with a purchaser terminal, and a method thereof The object of the price negotiation game is to sequentially decrease a point from a starting point and match the point to a specific point or include the point in a specific point range. The apparatus for providing an online market service according to the present specification may provide the price discount coupon when the game is determined as a success. In this case, a product may be purchased at a discounted price by using the coupon through the selection of a purchaser. The purchaser may reattempt the game when succeeding in the game, so that the purchaser may obtain a coupon having a higher price discount rate. | 2016-03-17 |
20160078462 | KIOSK MARKETING PROMOTION SYSTEM AND METHOD - A kiosk marketing promotion system includes a retail kiosk to hold and display one or more stored value cards, and a kiosk computing device to be housed and supported by the retail kiosk. The computing device has a display screen for playing an interactive marketing promotion video on the display screen to play advertising content associated with the stored value cards displayed by the retail kiosk. The interactive marketing promotion video also receives, from the consumer, personal information associated with the consumer, and when the personal information is received, determine whether the consumer wins a prize according to a specified probability, the prize comprising at least one of the stored value cards displayed by the retail kiosk. | 2016-03-17 |
20160078463 | REFERRAL BASED MARKETING SYSTEM - Systems and methods are provided for encouraging product referrals, including providing rewards in response to accepting a purchase transaction request for the referred product, executing a purchase transaction related to the request, and receiving referring consumer identification data. Referring consumer identification may be transmitted to the first electronic device after an account is created. A product data request relating to a referred product may be received from a first electronic device associated with a referring consumer, and the product data may be transmitted to the first electronic device. A purchase transaction request for the referred product and the referring consumer identification may be received from a second electronic device associated with a referred consumer. A reward may be provided to the referring consumer in response to executing the purchase transaction, and may be based on the purchase transaction request. A purchase reward for the referred product may also be provided. | 2016-03-17 |
20160078464 | ENHANCED MOBILE REWARDS PLATFORM - A system and a method for distributing rewards to consumers of mobile devices in exchange for preferred consumer actions are disclosed. A reward server of the system obtains a reward offering from a reward provider, which specifies the reward and required consumer actions associated with the reward. The reward server creates a clickable link for the reward and presents the clickable link to the consumer. The consumer can perform various actions through the clickable link and the reward server monitors the consumer actions. Responsive to the verification of the consumer and the consumer actions, the reward server provides the corresponding reward in terms of a predefined amount of free mobile airtime to the consumer. | 2016-03-17 |
20160078465 | SYSTEMS AND METHODS FOR ENABLING SELECTION OF AVAILABLE CONTENT BASED ON REWARDS - A device for enabling content selection is configured to present a graphical user interface enabling a user to earn reward points. The device is configured to present a graphical user interface enabling a user to redeem reward points. In one example, a graphical user interface enabling a user to earn reward points may include one or more cards associated with an item of content and each card may include a point value and an associated action required to earn the point value. In one example, a graphical user interface including one or more cards associated with a reward may include one or more cards associated with a reward and each card may include a point value required for a reward, a total number of available points, and a number of additional points required to receive the reward. | 2016-03-17 |
20160078466 | MANAGING LOYALTY REWARDS - A loyalty rewards management system includes a server, which includes a database including current values of loyalty points customers have available for redemption with vendors from whom the customers have earned loyalty points, wherein each of the current values of loyalty points corresponds to a particular customer and a particular vendor. The server also includes an interaction tracker that is configured to record an interaction between the customer and the vendor. The system also includes a vendor device and a customer device. The customer device includes a location determining system that is involved in a determination of whether the customer device is in proximity to the vendor device. The interaction tracker is configured to receive interaction information from the customer device and/or the vendor device and update the current value of loyalty points corresponding to the customer and the vendor based thereon. | 2016-03-17 |
20160078467 | Kids' Loyalty and Rewards Program - The present disclosure relates generally to vendor loyalty and reward programs. The programs generally comprise purchasing a qualified item from a participating vendor, obtaining a loyalty card comprising a code, entering the code to obtain a value that may be redeemed for a reward. More specifically, the disclosure relates to vendor loyalty and reward programs targeting younger customers in the context of food purchases. | 2016-03-17 |
20160078468 | AUTOMATED SERVICE VERIFICATION SYSTEM - Some embodiments are associated with receiving, from a remote potential member device, an electronic message comprising a request for military service verification. In addition, the request may be associated with: an indication of an affirmative attestation that the potential member, or a relative of the potential member, has served or is currently serving in the military, supplemental service information, an electronic image of the potential member's face, a name, and associated payment information (e.g., a credit card number). A validation process may then be automatically performed and a unique identifier may be assigned to the potential member. It may also be arranged for an identification card, including the name, the image of the potential member's face, and the unique identifier, to be provided to the potential member, and the potential member may now be designated as a verified member. | 2016-03-17 |
20160078469 | Application Purchasing Method, And Terminal - A method includes, after an application is purchased on a first application platform by using a first terminal, receiving, by the first terminal, a proof of purchase returned by the first application platform; transmitting, to a developer server of the application by using the first terminal, related information of a terminal that needs to be registered, such that the developer server records the related information of the terminal that needs to be registered, and applying, using the first terminal and using the proof of purchase, to the developer server for a discount voucher corresponding to a registered terminal, such that one of the developer server, the first application platform, and a second application platform saves the discount voucher or returns the discount voucher to the registered terminal corresponding to the discount voucher. | 2016-03-17 |
20160078470 | Execution Engine for Generating Reports for Measuring Effectiveness of Advertising Campaigns - A report execution engine processes reports for evaluating advertising campaigns. The report execution engine maintains a plurality of generators, each generator including instructions to generate execution plans for one or more columns of a report. The report execution engine uses different generators for generating sub-plans for processing columns of the report. A generator generates a sub-plan for processing a column of the report and invokes other generators for generating sub-plans for remaining columns of the report. The generator receives a sub-plan for the remaining columns of the report from another generator and generates a combined execution plan based on the sub-plans. An execution plan comprises a hierarchical structure of nodes, each node representing a portion of computation of the report. The report execution engine generates the report based on the execution plan and sends the results for presentation. | 2016-03-17 |
20160078471 | Systems and Methods for Determining an Agility Rating Indicating a Responsiveness of an Author to Recommended Aspects for Future Content, Actions, or Behavior - A method includes determining a recommended aspect for future content, action, or behavior. The recommended aspect is determined at least in part based on activity data that indicates aspects of other content authored by or interacted with by a plurality of authors in a social network prior to receipt of the selection. The method also includes providing the recommended aspect for the future content, action, or behavior for a unique author in the social network. The method also includes determining whether the unique author posted the future content, action, or behavior with the recommended aspect in the at least one social network. The method also includes determining, based at least in part on the determination of whether the unique author posted the future content, action, or behavior with the recommended aspect, an agility rating that indicates a responsiveness of the unique author to the recommended aspect. | 2016-03-17 |
20160078472 | CONTROVERSY DETECTOR - In the examples provided herein, a controversy detection system includes a classifier engine to classify each of a plurality of comments about a publication as controversial or non-controversial. The system also includes a controversy detector engine to determine, based on the classification of the plurality of comments, whether the publication is controversial or non-controversial. | 2016-03-17 |
20160078473 | METHODS AND SYSTEMS FOR MEASURING BRAND UPLIFT FOR SEARCH CAMPAIGNS - Systems and methods for measuring brand uplift in a computer networked environment is provided. A data processing system can assign a first set of device identifiers to an experimental arm and a second set of device identifiers to a control arm. Computing devices associated with the experimental arm receive third-party content items promoting a brand for which a brand uplift experiment is performed, while computing devices associated with the control arm do not receive third-party content items promoting the brand. At the end of the experiment, a brand uplift metric value is computed by analyzing search query logs of the computing devices. The brand uplift metric value is then provided to an advertiser for display. | 2016-03-17 |
20160078474 | APPARATUS AND METHODS FOR MEASUREMENT OF CAMPAIGN EFFECTIVENESS - In some embodiments, a method defines a control group of consumers from a population of consumers that meet a first criterion associated with a promoted entity. The method further includes calculating an aggregate first per-consumer-purchase amount for the promoted entity based on one or more consumer characteristics of the control group. The method further includes defining a test group of consumers from a population of consumers that meet a second criterion associated with the promoted entity, and calculating an aggregate second per-consumer-purchase amount for the promoted entity based on the one or more consumer characteristics of the test group. The method further includes sending a signal indicative of a net purchase value based on a difference between the aggregate first per-consumer purchase amount and the aggregate second per-consumer-purchase amount. | 2016-03-17 |
20160078475 | SYSTEM FOR SELECTIVELY COMMUNICATING PROMOTIONAL INFORMATION TO A PERSON - A system for selectively communicating promotional information to a person, includes a sensing system, a storage device, a controller, and a projection device. The sensing system measures a detectable feature associated with the person sensed by the sensing system and the storage device stores a plurality of promotional segments. The controller uses the measured detectable feature associated with the person for selecting one of the stored promotional segments and causing the projection device to project to the person at the predetermined location the selected promotional segment. | 2016-03-17 |
20160078476 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND RECORDING MEDIUM - According to one embodiment, an information processing apparatus includes a data collector which collects a plurality of pieces of data. The information processing apparatus includes a discontinuation determiner which compares, for each data or the whole processing of collecting the plurality of pieces of data, an invested cost that is already invested for data collection and an allowable investment cost that is an upper limit of a cost allowed to be invested for the data collection and, according to a comparison result, determines to discontinue the data collection. The information processing apparatus also includes a content determiner which, when the discontinuation determiner determines to discontinue the data collection, uses the data collected by the data collector up to a point when the discontinuation is determined and determines information relevant to a content to be distributed. | 2016-03-17 |
20160078477 | DISTRIBUTING CONTENT FOLLOWING CONVERSION - An example method includes: receiving data from a first computing device indicating that a visitor to a Web page has obtained a good or service; removing the visitor from a first audience segment corresponding to the good or service, where computing devices associated with members of the first audience segment store a first cookie, where the first cookie includes data indicating an interest in a good or service associated with the first audience segment; and instructing removal of the first cookie from a second computing device that the visitor used to visit the Web page, where the first cookie includes data stored on the second computing device indicating that the visitor has an interest in the good or service. The method also includes outputting a second cookie for storage on the second computing device. The second cookie includes data indicating that the visitor has obtained the good or service. | 2016-03-17 |
20160078478 | DETERMINING INFLUENCE IN A SOCIAL NETWORKING SYSTEM - An influence metric describing the influence of a social networking system object on social networking system users is determined based on affinities between the users and the object. For example, affinities between the associated users and the object are combined to determine the influence metric. Content may be selected for presentation to users based in part on influence metrics of the content. Additionally, influence metrics of objects associated with a user may be combined to determine the relevance of objects associated with the user, which may also be used to select content for presentation to the user. | 2016-03-17 |
20160078479 | Generating an Advertisement Associated with a Multi-Party Communication Session and a Named Topic - A system and method for generating an advertisement are disclosed. In one embodiment, the system includes a display document request receiver module, an ad selection module, a topic determination module and an ad display module. The display document request receiver module receives a request for a display document associated with a keyword signal. The ad selection module selects, based at least in part on the keyword signal, an advertisement that is associated with a multi-party communication session and at least one named topic. The topic determination module selects a named topic based at least in part on a topic specifying input. The ad display module provides the selected advertisement including the selected topic and a selection element for selecting the communication session associated with the advertisement for display. Multiple topics may be associated with one communication session and therefore one of those topics may be displayed based on an input. | 2016-03-17 |
20160078480 | System & Method of Delivering Content Based Advertising - A system and method are disclosed for presenting relevant advertising to user search queries. The ads can be selected by reference to an underlying content presented in organic search results. The ads can be combined and supplemented with conventional keyword/pay for placement type services to improve ad performance. The system can also be used for testing content related ads in advance of their presentation to potential third party partners in an advertising campaign. | 2016-03-17 |
20160078481 | Process to Administer Mandatory Restrictions or Accede to User Preferences in a Distributed, Real-Time Market for Advertising to Mobile and Personal Devices - Laws, regulations, and self-regulatory processes are beginning to restrict how online advertisers and others interact with users. The Children's Online Privacy Protection Act of 1998 (COPPA) restricts the interaction of online businesses with children under thirteen. | 2016-03-17 |
20160078482 | SYSTEM AND METHOD OF MARKETING OF USER REQUESTS - In certain implementations, advertisers may be enabled to determine in real-time (as user requests are received from users) whether to include their advertisements (or other content) as part of responses to the user requests (e.g., queries, command, or other user requests). As an example, upon determining a user request based on a user input of a user, an advertisement opportunity associated with the user request may be provided to one or more advertisers. The advertisement opportunity may, for instance, comprise an opportunity to purchase an ad placement associated with the user request. Upon determining that an advertiser purchased the associated ad placement, the associated ad placement may be allocated for an advertisement associated with the advertiser so that a response to the user request will comprise an advertisement associated with the advertiser. | 2016-03-17 |
20160078483 | Event Notification System and Method - A notification system comprises a plurality of claim checks and a plurality of communication device identifiers. The notification system further comprises a messaging module that is configured to receive an electronic notification of an event. The messaging module is further configured to associate at least one of the claim checks and one of the communication device identifiers with the event. The messaging module is also configured to generate a message that contains the associated claim check and transmit the message to a communications device identified by the communication device identifier. In one embodiment, the notification system further comprises a retrieval module that is responsive to a request to access the event. In another embodiment, the messaging module is configured to receive an electronic notification of a second event and associate the claim check and another communication device identifier with the message. | 2016-03-17 |
20160078484 | METHOD AND SYSTEM FOR PRESENCE DETECTION - Various presence detection techniques are disclosed. In some embodiments, a system comprises a signal generator configured to generate a signal that includes a plurality of selected frequencies that are selected from among a set of candidate frequencies, wherein inclusion or exclusion of each candidate frequency in the signal encodes a bit of information and wherein the encoded information comprises a store identifier that identifies a retail store; and a transmitter configured to transmit the signal within the retail store; wherein presence of a device in the retail store is determined in response to reception of the signal at the device and extraction of the store identifier from the received signal by decoding the received signal. | 2016-03-17 |