10th week of 2015 patent applcation highlights part 77 |
Patent application number | Title | Published |
20150066657 | METHOD FOR TAGGING AND DISPLAYING IMAGE DATA - A method for tagging and displaying image data. A digital image is initially tagged with a plurality of tags to generate a tagged image. Each of the tags includes metadata associated with a corresponding item shown in the image. The tagged image is then displayed on a web browser, and a when a user selects the displayed tagged image, each of the tags is displayed proximate the corresponding item in the tagged image. In response to selecting one of the displayed tags, one or more items similar to the item corresponding to the selected tag are displayed. The item corresponding to the selected tag is then stored in a list, and an advertiser of the selected item is charged in accordance with a predetermined schedule. | 2015-03-05 |
20150066658 | PROVIDING ONLINE CONTENT FOR INTERIOR IMAGERY - Methods, systems, and apparatus, including computer programs encoded on a computer-readable storage device, including a method for providing content. The method comprises identifying imagery associated with an interior of a structure. The method further comprises identifying one or more products or services that are shown in the imagery. The method further comprises receiving a request to provide a panorama of the interior of the structure. The method further comprises providing the panorama including providing the imagery. The method further comprises providing content responsive to the request based at least in part on the identified one or more products or services. | 2015-03-05 |
20150066659 | Ranking Content Items Based on a Value of Learning - Methods, systems, and apparatus include computer programs encoded on a computer-readable storage medium, including a method for ranking content. A request for content is received. Eligible content items are identified, including a first eligible content item for which an uncertainty level of an associated expected click-through rate is above a predefined threshold. A subset of the eligible content items is evaluated, including the first eligible content item including producing a score. The score is a product of an associated bid and click-through rate for a given eligible content item. Producing the score includes adjusting a product of a bid times an expected click-through rate for the first eligible content item by a value of learning that represents a value for exploring the first eligible content item as a response to the request. The subset of eligible content items is ranked based on the produced scores. | 2015-03-05 |
20150066660 | Dynamic Placement Opportunity Pricing - A computer system dynamically generates pricing data, such as bid floor prices and/or bid prices, for advertisement placement opportunities based on attributes of inventory sources (e.g., televisions and computers) and of the environment associated with the instance of viewership for delivery of advertisements to those advertisement placement opportunities. An example of such attributes are attributes of the content currently being delivered by the inventory sources. The computer system enables such pricing data to more accurately reflect the value of the environment for placing advertisements. | 2015-03-05 |
20150066661 | SYSTEM FOR SCALABLE KEYWORD BID OPTIMIZATION - A system and method of providing highly scalable optimization of keyword bids are disclosed. In some embodiments, for each keyword in a plurality of keywords associated with a user, an initialization operation can be performed to initialize a corresponding bid for the keyword at a corresponding initialization value using a cluster of nodes. Each node in the cluster of nodes can correspond to a different keyword in the plurality of keywords. The corresponding bids for the keywords can be initialized in parallel by the cluster of nodes. For each keyword in the plurality of keywords, an update operation can be performed to update the corresponding bid for the keyword to a corresponding updated value different from the corresponding initialization value using the cluster of nodes. The corresponding bids can be updated in parallel by the cluster of nodes. | 2015-03-05 |
20150066662 | UPFRONT ADVERTISEMENT PURCHASING EXCHANGE - A method, apparatus, system, and computer program product provide the ability to bid for an advertising impression. Via input from an advertising purchaser, a publisher specification is defined. The publisher specification provides impression information regarding impressions desired by the advertising purchaser. An auction is conducted by receiving one or more bids (that comply with the specification) from one or more publishers. A determination is made regarding which of the one or more publishers has provided a successful bid. The advertising purchaser is enabled to provide one or more advertisements to the one or more successful bidding publishers. | 2015-03-05 |
20150066663 | Building a Social Graph Using Sharing Activity of Users of the Open Web - A social graph is built which includes interactions, sharing activity, and connections between the users of the open Web and can be used to improve ad targeting and content personalization. Sharing activity between two users will affect ads or content that both users will be presented while surfing the Web. This sharing activity includes sending of links, sending of videos, sending of files, cutting and pasting of content, sending text messages, and sending of e-mails. Building of the social graph can include creating an edge in the social graph that is representative of a particular category type. | 2015-03-05 |
20150066664 | SELECTION OF KEYWORD PHRASES FOR PROVIDING CONTEXTUALLY RELEVANT CONTENT TO USERS - A process is described for assessing the suitability of particular keyword phrases for use in serving contextually relevant content for display on pages of network-accessible sites. In one embodiment, the process involves scoring the key phrases based in part on collected user behavioral data, such as view counts of associated social media content items. A process is also disclosed in which selected keyword phrases on a page are transformed into links that can be selected by a user to view bundled content that is related to such keyword phrases. | 2015-03-05 |
20150066665 | METHODS AND SYSTEMS FOR PROVIDING THIRD-PARTY CONTENT ON A WEB PAGE - Systems and methods for automatically identifying visually sensible locations in which third-party content can be placed on a web page and configuring the web page to display third-party content at the identified locations. A processor identifies a root element of a web page within which to insert third-party content slots for providing third-party content items. The processor identifies visible content items within the root element and identifies anchorable elements within the root element around which a third-party content slot is insertable. Each of the anchorable elements corresponds to a respective identified visible content item that has bounds that extend from a first predefined region to a second predefined region of the web page. The processor determines that one or more positions relative to the identified anchorable elements are usable for inserting a third-party content slot. The processor generates a list including positions relative to the identified anchorable elements determined to be usable. | 2015-03-05 |
20150066666 | DISTRIBUTION APPARATUS, TERMINAL APPARATUS AND DISTRIBUTION METHOD - A distribution apparatus includes a receiving unit and a distributing unit. The receiving unit receives an acquisition request for a first content. The distributing unit distributes the first content displayed with a second content and control information that causes a region of the second content that does not overlap the first content to be displayed in a selectable state and causes a region of the second content overlapping the first content to be displayed so as to overlap the first content in a non-selectable state, when the acquisition request is received by the receiving unit. | 2015-03-05 |
20150066667 | METHOD AND APPARATUS FOR DISPLAYING NETWORK SERVICE OFFERINGS IN A SERVICE CATALOG - Method and Apparatus for rapid scalable unified infrastructure system management platform are disclosed by discovery of compute nodes, network components across data centers, both public and private for a user; assessment of type, capability, VLAN, security, virtualization configuration of the discovered unified infrastructure nodes and components; configuration of nodes and components covering add, delete, modify, scale; and rapid roll out of nodes and components across data centers both public and private. | 2015-03-05 |
20150066668 | METHOD AND APPARATUS FOR DISPLAYING STORAGE SERVICE OFFERINGS IN A SERVICE CATALOG - Method and Apparatus for rapid scalable unified infrastructure system management platform are disclosed by discovery of compute nodes, network components across data centers, both public and private for a user; assessment of type, capability, VLAN, security, virtualization configuration of the discovered unified infrastructure nodes and components; configuration of nodes and components covering add, delete, modify, scale; and rapid roll out of nodes and components across data centers both public and private.. | 2015-03-05 |
20150066669 | NETWORK IDENTIFY MANAGEMENT SYSTEM AND METHOD - Users of Internet services (e.g., SKYPE messaging service, GOOGLETALK messaging service, AOL INSTANT MESSENGER messaging service, and MICROSOFT MESSENGER messaging service) that are initially identified using separate identifiers that may be associated with respective service providers (e.g., email addresses) can manage network identities using a single unified set of account information managed by a registry service. The registry authenticates the user's request(s) to bind a service provider identity to his or her personal registry user record by presenting a random challenge to the user which the registry must then receive back from the service provider corresponding to the identity being added. Later, the registry may authenticate itself to service providers using information received from a service provider application as the service provider application authenticates itself to the service provider. | 2015-03-05 |
20150066670 | MOBILE PAYMENT MANAGEMENT - A method for managing mobile payments in a mobile phone. The method includes receiving data associated with a plurality of issuer specific payment services at a mobile phone, selecting one of the issuer specific payment services, and conducting a transaction using the phone. | 2015-03-05 |
20150066671 | MERCHANT POINT OF SALE SECURITY SYSTEM - A point of sale (POS) security system includes a POS device including a non-transitory memory, one or more hardware processors, and one or more environment sensors. A plurality of POS instructions are located on the non-transitory memory in the POS device and executable by the one or more hardware processors in the POS device to provide a POS engine that is configured to receive and transmit payment information for conducting a payment transaction associated with a purchase. A plurality of security instructions are located on the non-transitory memory in the POS device and are executable by the one or more hardware processors in the POS device to provide a security engine that is configured to receive environment signals from the one or more environment sensors in the POS device and analyze those environment signals to determine a security breach. | 2015-03-05 |
20150066672 | METHOD AND APPARATUS FOR PROVIDING ONLINE CONTENT MANAGEMENT AND E-COMMERCE SOLUTION - An approach is provided for providing an online product catalog framework that enables a business to manage and deploy up-to-date and personalized products and/or services to customers using cross-channel commerce without dependency on IT specialists or IT releases, including providing an online product catalog framework, wherein the online product catalog framework includes a catalog management module, a pricing engine, a content management module, and a profile management module; managing the catalog and content modules and pricing engine separately; and generating a personalized product catalog by using rules-based targeters and/or rules-based templates along with the modules and/or pricing engine. The approach also including determining pricing data based on customer sales zones and determining one or more data feeds based on a product catalog system, wherein the pricing engine causes a generation of the personalized product catalog based on the pricing data, the one or more data feeds, or a combination thereof. | 2015-03-05 |
20150066673 | METHOD AND SYSTEM FOR PROVIDING SOCIAL MEDIA ECOSYSTEM CLASSIFIED LISTINGS - A method and system for providing social media ecosystem classified listings. Plural classified listings are accepted and displayed by the social media ecosystem in plural different categories for plural different geographic locations. Social index values and social commerce connections for plural user who posted the plural classified listings are created or updated when a classified listing is viewed or a purchase is made for a good or service listed in plural classified listings. Public access is provided to the plural classified listings via plural public search engines and plural social media sites. However, communication with a user who posted a classified listing is private and to communicate a viewer of a classified listing is required to enter information to log into a private system. Public search of classified listings is provided with private communication security and also ensuring the social media index values and social commerce connections of the plural users who have posted classified listings are properly updated in the social media ecosystem. The social media ecosystem classified listing services are provided on a cloud communications network for mobile and non-mobile devices. | 2015-03-05 |
20150066674 | SYSTEMS AND METHODS TO IDENTIFY AND ASSOCIATE RELATED ITEMS - Systems and methods to identify and associate related items are described. The system receives listing information describing a part that is offered for sale on a network-based marketplace that includes categories. The listing information includes a title and a category. The system stores the listing information in a listing according to the category. The system parses the title of the listing to identify tokens and to identify whether the tokens match a token in parts descriptors that describe parts that are associated with the first category. The system generates scores based on the tokens and the parts descriptors and may select a part type identifier based on the scores. Finally, the system registers the listing with the parts type identifier and associates listing(s) with the listing based on the parts type identifier. For example, the system may associate listings describing parts that are commonly purchased together. | 2015-03-05 |
20150066675 | SYSTEM FOR USER-FRIENDLY CREATION OF A SEARCHABLE DATABASE OF CREATIVE PRODUCTS - A system including one or more servers, each server communicably coupled to a first user device and a second user device, the one or more servers being configured to receive, from the first user device, information regarding a project of an artist, create project data based on the received information regarding the project, the project data comprising a name and at least one of a type, a language, a description, a start date, an estimated completion date, a prospective release date and/or a revenue goal, store the project data in a database of the one or more servers, and transmitting or providing, via a network or website, information associated with the stored project data to the second user device. | 2015-03-05 |
20150066676 | Method of distribution and sales management, and quality control for a new supply chain in global trade - A method for a global supply chain and a quality control method for its quality management, using IT technology. | 2015-03-05 |
20150066677 | Pre-Acquisition Auction For Recycled Electronic Devices - A process for a pre-acquisition auction for recycled electronic devices is disclosed herein. A plurality of pre-acquisition purchase prices are established with each of the plurality of pre-acquisition purchase prices established for a recycled electronic device in a predetermined condition, and each of the pre-acquisition purchase prices established by a winning bid from a bidder of a plurality of bidders for a recycled electronic device. | 2015-03-05 |
20150066678 | ELECTRONIC SYSTEM WITH TEMPORAL BID MECHANISM AND METHOD OF OPERATION THEREOF - An electronic system includes: a control unit, configured to generate a geo-fence around a destination location for distributing an order for a good to a goods provider located within the geo-fence; identify a temporal bid from the goods provider for bidding on the order; determine a winning bid based on a bid time of the temporal bid; and a display unit, coupled to the control unit, configured to display the winning bid. | 2015-03-05 |
20150066679 | METHODS AND SYSTEMS FOR GENERATING MERCHANDISE LEADS - A computer-implemented method is provided that includes executing instructions stored on a computer-readable medium. The method includes receiving lead information from a computing device and generating a lead listing based at least in part on the received lead information. The method further includes identifying at least one retailer based on the received lead information and at least one buying preference associated with each retailer of a plurality of retailers, transmitting the lead listing to the identified at least one retailer, and receiving at least one bid from the identified at least one retailer. | 2015-03-05 |
20150066680 | METHOD AND APPARATUS FOR CREATING A CONTRACT OF SERVICE TO THE TENANT WITHIN A SOFTWAR DEFINED CLOUD VIA tELASTIC CLOUD DATA ENGINE - Method and Apparatus for rapid scalable unified infrastructure system management platform are disclosed by discovery of compute nodes, network components across data centers, both public and private for a user; assessment of type, capability, VLAN, security, virtualization configuration of the discovered unified infrastructure nodes and components; configuration of nodes and components covering add, delete, modify, scale; and rapid roll out of nodes and components across data centers both public and private. | 2015-03-05 |
20150066681 | SYSTEMS, METHODS, AND COMPUTER-READABLE MEDIA FOR GENERATING A MEMORIAL PRODUCT - Systems, methods, and computer-readable media for generating memorial products using a memorial product design and ordering system (the “design system”). The design system may generally be configured to provide users with a platform, tools, design elements, automated processes, and/or the like for designing, customizing and ordering memorial products. The design system may be configured to present users with graphical or virtual representations of physical memorial products (“virtual product templates”) that may be customized by specifying product characteristics and adding various design elements. In some embodiments, the virtual product templates may be and/or may include photo-realistic and/or three-dimensional (3D) representations of the actual physical memorial products. In this manner, the design system may be configured to provide a customer with a realistic user experience from a virtual and/or online design tool. | 2015-03-05 |
20150066682 | GIFT PACKAGE RECOMMENDATIONS - Methods and systems can provide recommendations regarding gift packages. For example, a system can comprise a memory that stores information about a gift card recipient. A hardware processor can be in communication with the memory. The hardware processor can receive a communication that includes an indication of a desire of a user to purchase a gift card for the gift card recipient. The hardware processor can access the information. The hardware processor can determine, at least in part from the information, a recommendation for use of the gift card by the recipient. The hardware processor can facilitate sending of the recommendation to the user or the recipient, such as via text messaging or email. | 2015-03-05 |
20150066683 | RECOMMENDED MODES OF TRANSPORTATION FOR ACHIEVING FITNESS GOALS - A computing system is described that determines one or more of modes of transportation available to a user of a computing device to travel from a current location of the computing device to a particular destination such that the user is predicted to arrive at the particular destination by a particular future time. The computing system determines, based at least in part on a fitness goal associated with the user of the computing device, a recommended mode of transportation from the one or more modes of transportation, the recommended mode of transportation being a particular mode of transportation predicted to aid the user in achieving the fitness goal. The computing system outputs, for transmission to the computing device, an indication of the recommended mode of transportation. | 2015-03-05 |
20150066684 | REAL-TIME RECOMMENDATION BROWSER PLUG-IN - Systems, methods, and computer-readable media for performing operations comprising: extracting product information from a webpage; getting recommendations from an online marketplace server; and displaying the recommendation from the online marketplace server in a plug-in on the webpage. | 2015-03-05 |
20150066685 | SYSTEM AND METHOD FOR DIGITAL CONTENT DISCOVERY, RECOMMENDATIONS AND PURCHASING - A system and method for providing media recommendations to a user is described. A server computing device provides a browsing user with media content recommendation information based on a recommending user's media library. A client computing device, in communication with the server computing device, is provided with a user interface for purchasing media. The recommending user may be provided with a commission when the browsing user browses and/or purchases media content based on the recommending user's recommendation. The recommending user's media library is presented to the purchasing user based on a predefined level of similarity between the purchasing user's media content library and the recommending user's media content library. The recommending user may receive a commission when other users browse the recommending user's media library. | 2015-03-05 |
20150066686 | PORTFOLIO-LEVEL DECISION SUPPORT - The present invention employs branded virtual characters to engage and educate users regarding an array of health-related insurance, financial, and other benefits, enabling informed decision-making during this complex process. Information is collected gradually on an “as-needed” basis to avoid overwhelming users with lengthy and redundant requests for information, while still providing a safe environment for users to freely discuss personal, health, financial and related sensitive issues. Throughout the process, the system employs a portfolio-driven approach to identify inter-dependencies among different benefit products and plans, and prioritize and recommend “portfolio-level” benefit solutions. Back-end components enable users to complete transactions (e.g., via third-party quoting and enrollment systems and employer HRIS systems, as well as via access to external medical and claims data), and provide third parties with access to the educational, decision-making and transactional aspects of this process, including various authoring and other tools to generate and modify system content over time. | 2015-03-05 |
20150066687 | USE OF E-RECEIPTS FOR CONSUMPTION TRACKING - Embodiments related to tracking consumer consumption for purchased items are provided. In some embodiments, a system is provided that receives e-receipt data, including stack keeping unit (SKU) level data, from a customer and compares the e-receipt data with transaction data. The system identifies transactions associated with one or more customer goals based on the SKU level data and calculates a first quantity of consumption for each of the identified transactions. | 2015-03-05 |
20150066688 | UNDERSTANDING PAST PURCHASE TRANSACTIONS BASED ON PURCHASE TRANSACTION HISTORY - Embodiments of the invention are directed to apparatus, methods, and computer program products for understanding past transactions based on purchase history. In some embodiments, an apparatus is configured to receive a request from a customer associated with a financial institution account; retrieve information associated with the request from a structured financial account database; and provide a recommendation to the customer based on the request and the information retrieved. | 2015-03-05 |
20150066689 | METHOD AND SYSTEM FOR PROVIDING SOCIAL MEDIA ECOSYSTEM COMPENSATION - A method and system for providing social media ecosystem compensation. The social media ecosystem includes compensation services for social media connectors, social media purchasers and social media merchants. The social media ecosystem compensation services include social commerce compensation structures with a pre-determined hierarchy (e.g., binary, X×Y matrix, unilevel, stair step breakaway, etc.) Compensation is provided with the pre-determined hierarchy and for largest social media index values and the large number of social commerce connections. Memberships can be purchased to increase compensation payments. The social media ecosystem compensation services are provided on a cloud communications network for mobile and non-mobile devices. | 2015-03-05 |
20150066690 | Method and Apparatus for On-Line Ordering - An application downloads and stores a list of offerings on a user's device—e.g., a restaurant's takeout menu—for selection by the user. After the user has completed the selection process (by, for example, placing items in a “basket”), he or she may proceed to “checkout” whereupon the device transmits the order to the fulfilling establishment (a restaurant, for example). A user can browse a menu or catalog and add items to their basket without constantly being connected to the Internet. The system saves the store menu (or catalog) on the user's device. When a customer logs in and selects a particular store, the system downloads the full menu (or catalog) from a file server. In this way, the system need not be connected to the Internet at all times in order for a customer to browse the offerings of the store and add items to their basket. | 2015-03-05 |
20150066691 | OPTIMIZED MULTIPLE DIGITAL WALLET PRESENTATION - Methods and systems for facilitating a digital wallet transaction are described herein. A service provider identifies and recommends the most applicable digital wallets for a user based on various factors, such as user location, type and amount of purchase, type of merchant, and/or mood of the user. The service provider may also rank the recommended digital wallets and/or determine how many should be presented to a user. During merchant checkout, the user is presented with the recommended digital wallets, and the user selects one of the digital wallets to fund the purchase. | 2015-03-05 |
20150066692 | SYSTEM AND METHOD FOR LOCATION BASED MOBILE COMMERCE - In accordance with one or more embodiments of the present disclosure, a method for facilitating financial transactions over a network includes communicating with a user via a first mobile communication device over the network, obtaining a geo-location of the first mobile communication device, communicating with a merchant via a second mobile communication device over the network, obtaining a radius of coverage for the second mobile communication device, determining whether the geo-location of the first mobile communication device is within the radius of coverage of the second mobile communication device, and providing a listing to the first mobile communication device of one or more items for sale by the merchant when the first mobile communication device is within the radius of coverage of the second mobile communication device. | 2015-03-05 |
20150066693 | SYSTEM AND METHOD FOR LOCATION BASED MOBILE COMMERCE - In accordance with one or more embodiments of the present disclosure, a method for facilitating financial transactions over a network includes communicating with a user via a first mobile communication device over the network, obtaining a geo-location of the first mobile communication device, communicating with a merchant via a second mobile communication device over the network, obtaining a radius of coverage for the second mobile communication device, determining whether the geo-location of the first mobile communication device is within the radius of coverage of the second mobile communication device, and providing a listing to the first mobile communication device of one or more items for sale by the merchant when the first mobile communication device is within the radius of coverage of the second mobile communication device. | 2015-03-05 |
20150066694 | Method for Verifying the Age or Location of a Player Before Initiating Play of an Internet-Based Game - A method for verifying the age or location of a player of an Internet-based lottery game entails providing lottery tickets for purchase by players at an authorized retail location, the lottery tickets having a game authorization code that is entered by the initiate play of the Internet-based lottery game on an internet enabled device. The age of the player is verified at the retail location and a separate verification password is entered via a terminal that is in communication with to the lottery system central computer, with the password linked to the game authorization code. Upon initiating play of the game via a web site, the player enters the verification password separately from the game authorization code. An Internet game server communicates with the lottery system central computer to ensure that the entered verification password corresponds to the linked verification password prior to permitting play of the Internet-based lottery game. | 2015-03-05 |
20150066695 | CROSS BORDER TRADE ENTITY VISIBILITY COMPLIANCE SYSTEM - Techniques for controlling visibility settings of data entities (for example but not limited to item listings, items, products and services, stock keeping units (SKUs) reviews, collections, lists, adverts, etc.) on a networked commerce system are described. According to various embodiments, a seller specification of an item is received, via a user interface, in connection with a request to post item information on a networked commerce system. Entity visibility compliance rules regarding the online sale of items in one or more regions are then accessed. Thereafter, the item specified by the seller is determined to be subject to a particular entity visibility compliance rule in a particular region. An entity visibility setting may then be adjusted for that item information throughout the networked commerce system in that particular region, based on the particular entity visibility compliance rule. | 2015-03-05 |
20150066696 | COORDINATION OF BUSINESS SYSTEMS - Techniques described herein may provide for end-to-end integration of business systems used in the sale and fulfillment flow for products provided by a business. In one implementation, a method may include receiving a request for a contract relating to products and services offered by a business; and transmitting a message, to one or more workers, indicating that the one or more first workers are to generate the contract. The method may further include receiving the generated contract from the one or more workers; transmitting, in response to reception of a signed version of the contract, a message initiating order fulfillment for the products and services to which the contract relates; determining, as part of the order fulfillment, a plurality of work orders corresponding to the products and services to which the contract relates, and issuing the plurality of work orders to a plurality of provisioning departments of the business. | 2015-03-05 |
20150066697 | AFFILIATE WEBSITE CREATION USING TEXT ASSOCIATED WITH WEBSITE - The present disclosure describes techniques for generating new product codes from text associated with an affiliate website. In one scenario, a keyword list is automatically created from text associated with the affiliate website. Using the automatically identified keyword list, an online search of a Vendor Website is performed to retrieve downloadable product codes of currently offered items for sale. A large number of product codes are displayed simultaneously to enable a user to select a subset of product codes which the user wishes to have displayed on the affiliate website. A unique identification code to track payment of commissions in at least the subset of product codes is inserted. The subset of product codes is stored such that the subset of product codes will be displayed along with the content associated with the affiliate website when a visitor links to the affiliate website. | 2015-03-05 |
20150066698 | COMPUTER BASED, USE-ORIENTED INFORMATION GENERATION AND MODIFICATION FOR PRODUCTS AND SERVICES - A method or apparatus for generating or modifying use-oriented information may include stored information regarding general and detailed product information. An information processor may receive additional information regarding an individual user or consumer of the product, as well as the particular context in which the product is used by the individual. Based at least on the received use context, the information processor may select or modify relatively specific product-related or service-related information, personalized or tailored to the individual's particular use of the product. The resulting use-oriented information may be sent to the individual by way of a telecommunications network or other suitable means. | 2015-03-05 |
20150066699 | PROMOTIONAL TECHNIQUES FOR NEW MUSIC ARTISTS - In various embodiments, a computer-implemented method for a music discovery platform is disclosed. The method comprises displaying, by a processor, a virtual scene. The virtual scene comprises one or more venues. The method further comprises receiving, by the processor, a selection of a first venue and displaying, by the processor, the first venue. The first venue comprises a venue type. The method further comprises playing, by an audiovisual system, a performance. The performance comprises a performance type. | 2015-03-05 |
20150066700 | COMPUTER BASED, USE-ORIENTED INFORMATION GENERATION AND MODIFICATION FOR PRODUCTS AND SERVICES - A method or apparatus for generating or modifying use-oriented information may include stored information regarding general and detailed product information. An information processor may receive additional information regarding an individual user or consumer of the product, as well as the particular context in which the product is used by the individual. Based at least on the received use context, the information processor may select or modify relatively specific product-related or service-related information, personalized or tailored to the individual's particular use of the product. The resulting use-oriented information may be sent to the individual by way of a telecommunications network or other suitable means. | 2015-03-05 |
20150066701 | METHOD AND APPARATUS FOR COST DETERMINATION OF SERVICE CATALOG BY DYNAMIC AGGREGATION OF SERVICE OFFERING SUBSCRIPTIONS - Method and Apparatus for rapid scalable unified infrastructure system management platform are disclosed by discovery of compute nodes, network components across data centers, both public and private for a user; assessment of type, capability, VLAN, security, virtualization configuration of the discovered unified infrastructure nodes and components; configuration of nodes and components covering add, delete, modify, scale; and rapid roll out of nodes and components across data centers both public and private. | 2015-03-05 |
20150066702 | METHOD AND APPARATUS FOR COST DETERMINATION OF SERVICE CATALOGS BY DYNAMIC AGGREGATION OF SERVICE OFFERING SUBSCRIPTIONS - Method and Apparatus for rapid scalable unified infrastructure system management platform are disclosed by discovery of compute nodes, network components across data centers, both public and private for a user; assessment of type, capability, VLAN, security, virtualization configuration of the discovered unified infrastructure nodes and components; configuration of nodes and components covering add, delete, modify, scale; and rapid roll out of nodes and components across data centers both public and private. | 2015-03-05 |
20150066703 | METHOD AND APPARATUS FOR CATEGORIZING SERVICE OFFERINGS AND DISPLAYING THEM ON A VISUAL CANVAS - Method and Apparatus for rapid scalable unified infrastructure system management platform are disclosed by discovery of compute nodes, network components across data centers, both public and private for a user; assessment of type, capability, VLAN, security, virtualization configuration of the discovered unified infrastructure nodes and components; configuration of nodes and components covering add, delete, modify, scale; and rapid roll out of nodes and components across data centers both public and private. | 2015-03-05 |
20150066704 | METHOD AND APPARATUS FOR PRESENTING INFORMATION RELATING TO A GOOD - Systems, media and methods for presenting information relating to a good for sale are provided. In an example embodiment, a system comprises at least one module, executing on one or more computer processors, to receive from a seller, via a network, product information relating to a good for sale, store the received product information in a database, receive an inquiry from a buyer via a portable wireless communication device, the inquiry including data usable to identify the good for sale, and based on an identification of the good, send, via a network, for display in an interface of the portable wireless communication device, at least some of the information relating to the good for sale. | 2015-03-05 |
20150066705 | ELECTRONIC SEARCH ENGINE WITH ENHANCED FUNCTIONALITIES OF GENERATING VISUAL-ONLY PRODUCT/SERVICE-RELEVANT SEARCH RESULTS CONFIGURED FOR DELIVERY OF PRODUCT/SERVICE- RELEVANT INFORMATION UPON SELECTION THEREOF, AND MOBILE SMART DEVICES AND METHODS OF UTILIZING THEREOF ONLINE - In some embodiments, the instant invention provides for a method being implemented by an electronic search engine system, including the steps of: storing at least: visual presentations associated with a plurality of providers of products and/or services; and visual presentations of the products and/or the services; causing to concurrently display a first graphical user search interface to a plurality of users to allow each user to submit a search query; based on query data, searching for a subset of providers that offer product and/or service; where each visual presentations associated with each provider is configured to result in displaying the visual presentations of the product and/or the service, in response to a single action performed by such user; causing to display a second graphical user search interface to such user; where the second graphical user search interface displays the visual presentations associated with the subset of providers. | 2015-03-05 |
20150066706 | MATTRESS PURCHASE SYSTEM AND METHOD ESTABLISHED BASED ON PHYSIOLOGICAL RESPONSES AND SUBJECTIVE EVALUATION DATA - A mattress purchase system and method established based on physiological responses and subjective evaluation data is implemented via a computer device to assist customers in selecting and purchasing most suitable mattress products. The mattress purchase system includes a mattress database, a physiological responses database, an integrated operation processing unit, an adjustment parameter selector module, and a display interface used to output and display body parameter values, preliminary data of appropriate mattress sequence and the final suggested mattress data. The mattress purchase system enables customers to select the most suitable mattresses quickly and accurately, and improves the performance of salesman with better practicability. | 2015-03-05 |
20150066707 | Methods and Systems for Personalizing an In-Store Shopping Experience for a User in a Retail Store that Provides Accessories for Computing Devices - An exemplary method includes a shopping personalization system 1) detecting that a user is located within a geographic vicinity of a retail store that provides accessories for computing devices, 2) accessing, in response to the detecting that the user is located within the geographic vicinity of the retail store, a user profile associated with the user, 3) identifying a computing device associated with the user, and 4) providing a personalized in-store shopping experience for the user in accordance with the user profile and the identified computing device while the user is located within the geographic vicinity of the retail store. Corresponding methods and systems are also disclosed. | 2015-03-05 |
20150066708 | SERVER AND METHOD FOR PROVIDING PLAYBACK SERVICE OF DIGITAL CONTENT - One object is to allow users to enjoy digital contents more easily. The server according to an embodiment can execute a program including: a service control module; a screen sending module configured to send, in response to a request from a terminal, screen data of screens including a playback instruction screen for making an instruction for playback of a musical piece; a mode setting module configured to set, for each user, a playback starting mode selected from a plurality of modes including Normal mode and One-tap Playback mode; a playback control module configured to start playback of a musical piece; and a possession state update module configured to update a possession state of playback tickets in response to playback of the musical piece. | 2015-03-05 |
20150066709 | METHOD AND APPARATUS FOR DISPLAYING COMPUTE SERVICE OFFERINGS IN A SERVICE CATALOG - Method and Apparatus for rapid scalable unified infrastructure system management platform are disclosed by discovery of compute nodes, network components across data centers, both public and private for a user; assessment of type, capability, VLAN, security, virtualization configuration of the discovered unified infrastructure nodes and components; configuration of nodes and components covering add, delete, modify, scale; and rapid roll out of nodes and components across data centers both public and private. | 2015-03-05 |
20150066710 | METHOD AND SYSTEM FOR ASSOCIATING DISPLAY MODULES WITH NODES - A method and system for disassociating an electronic shelf label (ESL) from one node in a network and re-associating the ESL with another node in the network so as to establish a more reliable wireless link for the ESL to receive commands for updating goods-related information display by the ESL. | 2015-03-05 |
20150066711 | METHODS, APPARATUSES AND COMPUTER-READABLE MEDIUMS FOR ORGANIZING DATA RELATING TO A PRODUCT - Various embodiments relate to methods, apparatuses and computer-readable mediums for organizing data relating to a product. An embodiment relates to a method for generating a modified hierarchy for a product based on data relating to the product. The method includes generating an initial hierarchy for the product, the initial hierarchy comprising a plurality of nodes, each node representing a different product aspect, the plurality of nodes being interconnected in dependence on relationships between different product aspects. The method also includes identifying a product aspect from the data. The method additionally includes determining an optimal position in the initial hierarchy for the identified product aspect by computing an objective function. The method further includes inserting the identified product aspect into the optimal position in the initial hierarchy to generate the modified hierarchy. | 2015-03-05 |
20150066712 | APPARATUS AND METHOD OF IDENTIFYING AND SIZING CLOTHING IN AN INVENTORY MANAGEMENT SYSTEM - The present invention relates to a method of identifying merchandise in an inventory system, including: receiving and storing a design in a database of a computer system; developing a pattern from the design and storing the pattern in the database; sending the pattern to a cutting or pattern device, to cut a material for manufacture of the merchandise; capturing and storing images from the cut of the material for the merchandise using an image capturing device, to obtain pattern information and measurements; sending the captured images, pattern information and measurements, to an enterprise resource planning system for manufacture and processing; embedding a unique identification into each piece of merchandise during manufacture and processing; and captured, tagging, and storing images of the manufactured and processed piece of merchandise with the embedded identification, in the inventory system. | 2015-03-05 |
20150066713 | ENTROPIC LINK FILTER FOR AUTOMATIC NETWORK GENERATION - Methods and systems are disclosed for enhancing the information value of data networks. Consistent with disclosed embodiments, in large datasets, automated linking between data entries is facilitated by configuration and application of one or more entropic filters to the data. A computer system separates the data into groups based on the uniqueness of information carried by the data, then determines an entropy value for each group. Based on a predetermined threshold value, the system filters out data entries that have low entropy values and thus low relevance. The system automatically generates prospective links among the filtered data entries, and provides the network of links to another system for further analysis. | 2015-03-05 |
20150066714 | DYNAMIC MANAGEMENT AND NETTING OF TRANSACTIONS USING EXECUTABLE RULES - Systems and methods for dynamically managing and netting transactions based on one or more sets of netting rules are disclosed. The present invention dynamically associates transactions with one or more collections based on the execution of netting rules to identify transactions that may be ideal for netting and to perform netting operations and calculations accordingly. The present invention may execute the netting rules according to the priority of the netting rule within a rule hierarchy and utilizes unique solutions allowing for the efficient processing of transactions even as netting rules are created, modified and removed from time-to-time. In addition, embodiments of the disclosed netting system utilize denormalized sets of data and maintain a complete audit trail for all operations. | 2015-03-05 |
20150066715 | Fuel excise tax calculation and filing system and method - In a fuel excise tax calculation and filing system, a method of generating a set of tax schedules based upon a set of user modified compliance rules without modifying the underlying software code. The system includes an interface process module operable to receive external transactional data and generate internal raw data. The system also includes a compliance matrix process operable to receive the internal raw data and a set of compliance rules maintained by the end user and generates compliant tax schedules for filing. The system also includes a graphical user interface for viewing and modifying the respective databases utilized in the system. The system also contains a form calculation process operable to generate compliant tax schedules. The disclosed method provides a more effective means of updating the fuel excise tax calculation and filing method and system by the end user, without a need to modify underlying software code. | 2015-03-05 |
20150066716 | PUBLIC WORKS CONTRACTOR PAYROLL PROCESSING, CERTIFICATION, REPORTING & PROJECT MANAGEMENT SYSTEM AND METHOD - A computer implemented business method and system directed to enabling a Public Works contractor employer who contracts for work on one or more government agency Public Works projects or who contracts for work on concurrent private and Public Works projects, in a plurality of jurisdictions, to process payroll and to: generate certified payroll records in accordance with the currently applicable rules and standards for content and format required by a plurality of awarding body or enforcement jurisdictions; provide alerts and reports allowing said contractor to anticipate compliance vulnerability and choose real time manpower adjustments for such management issues as apprentice/journeyman ratio; provide evidence of meeting and exceeding government objectives in order to establish a record and reputation of compliance; generate reports for managing the assignment of personnel to enhance worker cooperation, spirit, and morale; and to control payroll processing cost through allocation of cost based on estimated worker hours on a given project. | 2015-03-05 |
20150066717 | METHOD AND APPARATUS FOR SERVICE OFFERING METERING - Method and Apparatus for rapid scalable unified infrastructure system management platform are disclosed by discovery of compute nodes, network components across data centers, both public and private for a user; assessment of type, capability, VLAN, security, virtualization configuration of the discovered unified infrastructure nodes and components; configuration of nodes and components covering add, delete, modify, scale; and rapid roll out of nodes and components across data centers both public and private. | 2015-03-05 |
20150066718 | METHOD AND APPARATUS FOR CREATING A TENANT INVOICE BASED ON SOFTWARE DEFINED CLOUD USAGE - Method and Apparatus for rapid scalable unified infrastructure system management platform are disclosed by discovery of compute nodes, network components across data centers, both public and private for a user; assessment of type, capability, VLAN, security, virtualization configuration of the discovered unified infrastructure nodes and components; configuration of nodes and components covering add, delete, modify, scale; and rapid roll out of nodes and components across data centers both public and private. | 2015-03-05 |
20150066719 | Financial Account Authentication - Methods, systems, and apparatus, including computer programs encoded on computer storage media, for account authentication. A method includes receiving, from a user device, a request to include financial data describing a financial account in an interface, the financial account being associated with a particular financial institution; obtaining login information for accessing the financial account; providing the login information to a server system associated with the financial institution; in response to providing the login information to the server system, receiving, from the server system, data identifying one or more challenge questions; obtaining, from the user device, the respective answers for the one or more challenge questions; and storing the one or more challenge questions and their respective answers for use in accessing and aggregating financial data describing the financial account. | 2015-03-05 |
20150066720 | INFORMATION PROCESSING APPARATUS, INFORMATION PROCESSING METHOD, AND PROGRAM - There is provided an information processing apparatus including a contribution amount dividing unit configured to divide an amount of contribution to a plurality of creators in association with content into a first part and a second part on the basis of a certain division ratio, the first part being distributed on the basis of a first distribution ratio, the second part being distributed on the basis of a second distribution ratio, and a distribution amount calculating unit configured to calculate distribution amounts of the contribution to the respective creators on the basis of an amount corresponding to the first part, an amount corresponding to the second part, the first distribution ratio, and the second distribution ratio. | 2015-03-05 |
20150066721 | DEVICE AND METHOD FOR PROCESSING DATA REPRESENTATIVE OF FINANCIAL TRANSACTIONS - The invention relates to a device ( | 2015-03-05 |
20150066722 | Management Of Contributions For A Goal - According to an embodiment, a contribution for a goal is managed. A monetary target associated with a goal is determined. A current savings level toward the monetary target is determined. A rule associated with a maximum contribution amount toward the monetary target is accessed. An amount for a contribution is calculated according to the monetary target, the current savings level, and the rule. The amount calculated for the contribution is transferred to an account associated with the goal. | 2015-03-05 |
20150066723 | MAINTAINING ONLINE FUNCTIONALITY DURING AN OUTAGE - A system maintains online functionality during an outage. The system includes a processing device configured for receiving a request for online interaction via a network from a client system and identifying a primary interaction system configured to respond to the request. The processing device is also configured for determining the primary interaction system is incapable of providing the online interaction associated with the request, identifying an alternative interaction system configured to respond to the request, and initiating an online interaction between the client system and the alternative interactive system. In some embodiments, the primary interaction system is incapable of providing website content, and the processing device initiates an exchange of alternative website content. In some embodiments, the primary interaction system is incapable of providing online banking information, and the alternative interaction system provides alternative online banking information such as non-current information regarding an account. | 2015-03-05 |
20150066724 | CROSS BORDER COMPETENCIES TOOL - According to one embodiment, an apparatus may comprise a memory, a network interface, and a processor communicatively coupled to the memory and to the network interface. The memory may store a name of a foreign country where a previous loan occurred. The network interface may receive a request for a currency exchange rate for a loan in the foreign country. The processor may determine that the previous loan occurred in the foreign country. The processor may determine a competitor for the requested loan and an employee available to service the requested loan. The processor may determine a currency exchange rate for the previous loan and the currency exchange rate for the requested loan. The network interface may communicate a message indicating the currency exchange rate for the requested loan. The currency exchange rate for the requested loan is used to determine whether to apply for the requested loan. | 2015-03-05 |
20150066725 | Trend trading method - A system and method designed as a technical tool to accurately analyze the real time market trend dynamically in a simple effective way and also provide a simplified analysis that is easy to understand. A system and method that provides a user with more intuitive control of interface interactions and graphical interface visualization. The system and method of the present invention includes a trend stick chart, a power volume line, a 10 and 20 moving average line, and a price trend line. A trend trading method includes the steps of collecting price data of a tradable object in a given period in a market; generating the trend stick chart, the power volume line, the 10 and 20 moving average line, and the price trend line; combining and displaying the trend stick chart, the power volume line, the 10 and 20 moving average line, and the price trend line to form a resulted analysis for analyzing the tradable object in the market. | 2015-03-05 |
20150066726 | Method and Apparatus for Facilitating Entering Deals and Assets Using Natural Language Processing - The system offers light, fast, cost effective natural language processing software for energy trades. The system software provides users with real-time answers to questions and reconciliation on position, profitability, and risk, for deals concerning any energy market, including electricity, natural gas, crude, and liquids. | 2015-03-05 |
20150066727 | Electronic Trading Exchange with User-Definable Order Execution Delay - Exemplary embodiments are related to processing electronic trading orders in an electronic trading exchange environment. Electronic trading orders can be accepted from market participant electronic devices. The electronic trading orders have execution speeds associated therewith that can be used by exemplary embodiments to determine when the electronic trading orders are executed by a matching engine. | 2015-03-05 |
20150066728 | METHOD AND SYSTEM FOR MAKING PAYMENTS VIA A VALUE SYSTEM BASED UPON COMMODITY ASSETS - The present disclosure provides a system for making payments via a value system based upon one or more commodity assets. The system includes an arrangement for maintaining one or more accounts in the value system, wherein the accounts have associated therewith one or more commodity assets, and an arrangement for diminishing or enhancing the one or more commodity assets associated with the one or more accounts in response to payments or receipts into the one or more accounts respectively. The system for making payments further includes an arrangement for using market makers for relating values of the one or more commodity assets to one or more monetary currencies employed for making the payments or receipts, wherein the market makers have external authorization outside a banking system. | 2015-03-05 |
20150066729 | SYSTEM AND METHOD FOR CURRENCY EXCHANGE RATE FORECASTING - A method for forecasting currency exchange rate is provided. The method involves: providing one or more databases configured to store a first set of information comprising microeconomic information that includes at least payment card holder transaction information; providing one or more databases configured to store a second set of information comprising macroeconomic information; and providing one or more databases configured to store a third set of information comprising foreign exchange market (Forex) information. The method also involves generating, from the first set of information, payment card holder transaction based variables in different currencies for comparable goods and/or services; integrating the payment card holder transaction based variables in different currencies, generated from the first set of information, with the second set of information and the third set of information; and forecasting the currency exchange rate based on the integrated information using a forecasting model that includes exogenous covariates, on a currency exchange time series. A system for forecasting currency exchange rate is also provided. | 2015-03-05 |
20150066730 | Methods and Systems of Four-Valued Monte Carlo Simulation for Financial Modeling - Automatic trading environments with their high degree of automation have become the backbone of modern financial markets. The ability to process orders and manage risk in these systems while maintaining a low latency between participants is crucial for the safety and liquidity of these markets. The disclosed system describes a four valued Monte Carlo simulation for the stochastic modeling of risk and syntactic pattern matching techniques to facilitate the design of these systems. The system is a self-compiling, machine independent system capable of dividing, scaling and communicating multiple-asset instruments efficiently in a parallel environment. The system also allows for the integration of computerized financial heuristics on financial instruments and user interfaces for creating trading strategies to monitor and hedge risk over a trading desk for financial institutions. | 2015-03-05 |
20150066731 | METHOD OF TRADING CELLULOSIC-RENEWABLE IDENTIFICATION NUMBERS - The present application generally relates to a method of trading cellulosic-renewable identification numbers by co-processing a renewable fuel oil with a petroleum fraction to form a renewable identification number-compliant fuel, obtaining one or more renewable identification numbers, and transferring the rights of renewable identification numbers. | 2015-03-05 |
20150066732 | SYSTEM AND METHOD OF RECONCILIATION OF TRADE, PAYMENT AND DELIVERY DATE WITH EXPECTED TRANSACTIONS - A system, method and graphical presentation method of reconciling trade, delivery and payment records of financial transactions by grouping records on the basis of the offerings or transactions to which such records relate, matching buy and sell records for securities in the offering, pairing delivery and receipt records of such securities into various accounts, and pairing wire funds transfers. Grouped, matched and paired records are loaded into a ledger where calculations are executed and presented to show open and closed positions, delivered and received securities and wire transfers. | 2015-03-05 |
20150066733 | METHOD OF COMPUTERIZED MONITORING OF INVESTMENT TRADING AND ASSOCIATED SYSTEM - A method of computerized monitoring of investment trading includes providing historic trading data for a specific trader, selecting a plurality of trading parameters for the specific trader and obtaining current information regarding the selected parameters, and/or providing historic trading data and applying rules to the current information and/or historic trading data to determine if behavior of interest which may involve a rules violation, a departure from the rules which is not technically a violation or a potential departure from the rules which might make desirable further investigation has occurred. The system may be employed to monitor whether market timing of mutual fund investments has occurred. A corresponding computerized system is disclosed. | 2015-03-05 |
20150066734 | Method and Apparatus for Motion Based Target Prediction and Interaction - Embodiments for motion based target prediction and interaction are described herein. One example embodiment includes predicting a target element based on a user moving a cursor in relation to a trading interface. When a target element is identified, one or more actions may be pre-configured based on the target element. For example, when a target element is associated with a buy action and a price, an order message to buy a tradable object at the price may be generated based on the predicted target element. Then, a user action may be received to select the target element and to execute the action. The user action selecting the target element may be received prior to the cursor reaching the desired target. | 2015-03-05 |
20150066735 | Method and Apparatus for Motion Based Target Prediction and Interaction - Embodiments for motion based target prediction and interaction are described herein. One example embodiment includes predicting a target element based on a user moving a cursor in relation to a trading interface. When a target element is identified, one or more actions may be pre-configured based on the target element. For example, when a target element is associated with a buy action and a price, an order message to buy a tradeable object at the price may be generated based on the predicted target element. Then, a user action may be received to select the target element and to execute the action. The user action selecting the target element may be received prior to the cursor reaching the desired target. | 2015-03-05 |
20150066736 | SYSTEM AND METHODS FOR ELECTRONIC TRADING THAT PERMIT PRINCIPAL/BROKER TRADING - Electronic trading systems and methods which facilitate principal/broker trading are provided. In a first aspect of the invention, a database relating to trading participants in the trading system is designed to indicate which traders utilize a principal/broker relationship and what, if any, limitations are placed on the activity of the broker, trading commands submitted by the broker, and counterparties in a transaction with the broker. In another aspect of the invention, trading commands and executed trades involving principals/brokers may be presented to other traders using special designations. The ability to enter certain trading commands by, and in response to, brokers may be limited. In a further aspect of the invention, anonymous trading features may prevent traders from knowing whether another trader is a broker or principal, may restrict traders from being able to block trading with brokers, and may permit brokers to configure anonymous trading parameters. | 2015-03-05 |
20150066737 | SYSTEMS AND METHODS FOR OPTIMIZATION OF A FINANCIAL TRANSACTION - A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product. | 2015-03-05 |
20150066738 | SYSTEM AMD METHOD FOR DETECTING SHORT SALE FRAUD - Computer-based systems and methods are disclosed for modeling and predicting short sale fraud risks for short sale transactions related to real estate properties. In some embodiments, the systems and methods can predict short sale fraud risks for real estate properties by considering a variety of factors, including AVM analytics characteristics, relationship analysis characteristics, and/or marketing analysis characteristics. | 2015-03-05 |
20150066739 | ADAPTIVE CREDIT NETWORK - Embodiments of the present invention provide a system and method for the use of communications networks and preference information to automate the accumulation, processing, and summarization of business credit data pertaining to one or more subject businesses. | 2015-03-05 |
20150066740 | System and Method of Electronic Exchange for Residential Mortgages - A method and system for providing anonymous credit qualification and price negotiation, comprising: receiving, at a server computer, at least one application for at least one borrower, the at least one application comprising qualification data relating to the at least one borrower, supplementing the at least one application with third-party data relating to the at least one borrower, creating, for each of the at least one borrower, a complete borrower profile comprising information relating to each of the at least one borrower, and creating, for each of the at least one borrower, a universal borrower profile, wherein the Universal Borrower Profile comprises anonymous information selected from the complete borrower profile associated with each of the at least one borrower. | 2015-03-05 |
20150066741 | METHOD AND SYSTEM FOR PAYMENT DISTRIBUTION FOR CONSIGNED ITEMS - A method for distributing payment for a consigned item includes receiving a notification of a purchase of the consigned item, identifying a consignor of the consigned item purchased, obtaining a sales fee agreement of the consigned item, calculating, using the sales fee agreement by a computer processor, a consignor fee from the purchase using the sales fee agreement, calculating, using the sales fee agreement by the computer processor, a consignee fee from the purchase, crediting a consignor financial account for the purchase with the consignor fee, and crediting a consignee financial account for the purchase with the consignee fee. | 2015-03-05 |
20150066742 | PAYMENT APPLICATION WITH MERCHANT PHYSICAL LOCATION PERSONALIZATION - Systems and methods for providing a payment application personalized for a merchant physical location include receiving a first customer location from a first customer device that is running a payment application. A first merchant physical location is then determined to be associated with the first customer location and, in response, first merchant physical location personalization information is retrieved. The first merchant physical location personalization information is then provided for display as a user interface on at least one personalized merchant physical location screen that is provided on the first customer device using the payment application. The at least one personalized merchant physical location screen is configured to send an instruction to the payment application provider device to make a payment from a first customer account associated with the first customer to a first merchant account associated with the first merchant physical location. | 2015-03-05 |
20150066743 | SYSTEM AND METHOD FOR SOCIALLY CONNECTING PAYMENT CARD HOLDERS - A method for socially connecting payment card holders is provided. The method involves providing one or more databases configured to store payment card holder information including at least purchasing and payment activities attributable to the payment card holders; providing one or more databases configured to store payment card holder profiles; generating the payment card holder profiles based on the payment card holder information; providing the payment card holder profiles to payment card holders that have been granted access to the one or more databases configured to store the payment card holder profiles; and effecting targeted interaction between the payment card holders based at least in part on the payment card holder profiles. A system for socially connecting payment card holders is also provided. | 2015-03-05 |
20150066744 | Apparatus and Method for Geolocation Based Content Delivery Fee Computation - A computer implemented method includes receiving from a client device a request for content. A geolocation for the client device is identified. The delivery of the content to the client device is metered to form a metered content value. License terms for consumption of the content at the geolocation are identified. A licensing fee is computed based upon the metered content value and the license terms for consumption of the content at the geolocation. | 2015-03-05 |
20150066745 | PAYMENT RELAY SYSTEM AND METHOD - A payment relay system according to the present disclosure may allow even a PG server, which is unable to access (use) account information or card information, to process a payment for a cost and a wire transfer by using a key value of an online ID, which substitutes for a bank account or a credit card, and is configured in a form of file or by a combination of numbers and characters. Also, the payment relay system can also minimize a separate change or the demand on devices for processing such payment manner. | 2015-03-05 |
20150066746 | PAYMENT APPLICATION WITH MERCHANT PHYSICAL LOCATION PERSONALIZATION - Systems and methods for providing a payment application personalized for a merchant physical location include receiving a first customer location from a first customer device that is running a payment application. A first merchant physical location is then determined to be associated with the first customer location and, in response, first merchant physical location personalization information is retrieved. The first merchant physical location personalization information is then provided for display as a user interface on at least one personalized merchant physical location screen that is provided on the first customer device using the payment application. The at least one personalized merchant physical location screen is configured to send an instruction to the payment application provider device to make a payment from a first customer account associated with the first customer to a first merchant account associated with the first merchant physical location. | 2015-03-05 |
20150066747 | PATENT LIFE CYCLE MANAGEMENT SYSTEM - A method and system are provided for managing the cost and quality of international patent applications over the life cycle of such applications. The method and system have various process circuitries that generate instructions for administrative and technical tasks and generate communications between a controlling agent and both an administrative patent agent and a technical agent. | 2015-03-05 |
20150066748 | SYSTEMS AND METHODS FOR TRANSFERRING VALUE TO AND MANAGING USER SELECTED ACCOUNTS - Disclosed are the methods and systems for transferring value from a first account to a second account via a consumer device. The methods may be consumer or merchant driven and may involve transferring value to peers, oneself, or a third party account holder with or without the creation of a user account. Based on information input by a user, various financial systems interact in a manner that results in creation of an escrow account and effectuates transfer of value from a funding account through that escrow account to a receiving account. Such novel methods allow for previously unavailable transfers of value. | 2015-03-05 |
20150066749 | Method and System for Third Party Brokered Authentication of Reciprocity of Interest - A device-implemented method and multi-component system are described. The method and system enable the selection of a charity to receive donations from persons interested in one another, and further enables a subject who is the target of interest from an initiating party to confirm the sincerity of the initiating party by third party brokered transactions that quantitatively demonstrate the substantive interest of the initiator. The initiator is also able to confirm the genuine interest by his or her target recipient in that the initiator and the recipient can set minimum donation level thresholds that must be met before their identities are confirmed. | 2015-03-05 |
20150066750 | Payments Perfection and Processing System - Data associated with a payment may be perfected before additional processing. An image file is received during a first time period, and a processor determines, during the first time period, data associated with the image file. The processor automatically determines, during the first time period, one or more exceptions associated with the data by evaluating if the data meets one or more exception rules. The processor performs, during the first time period, one or more data perfection procedures triggered by the one or more exceptions to obtain perfected data. The processor sends, during the first time period, the perfected data to a posting application. | 2015-03-05 |
20150066751 | Financial Transaction Error Detection - A system and method for receiving transaction data and identifying errors within the transaction data is provided. The transaction data may be received at a transaction data processing system and transactions having errors associated with them may be identified. In some arrangements, the identified transactions may be edited or manipulated, for instance, by a user. In some examples, an error type may be associated with the identified transactions. The identified transactions may be transmitted to a transaction error resolution system for resolution of the error and/or adjustment. | 2015-03-05 |
20150066752 | SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR PROVIDING INTEGRATED MANAGEMENT OF RETURNS INITIATED OVER A NETWORK - Various embodiments provide an online returns management system for facilitating a carrier acquiring a credit amount due for transporting to a supplier one or more items. The system comprises one or more computer processors configured to: assign a tracking identifier to at least one return request, the tracking identifier being associated further with existing order data and being configured for tracking shipment of the one or more items; generate an electronic shipping label configured for use by at least one carrier to facilitate transport of the one or more items to the supplier. The computer processors are further configured to determine a transit status for the one or more items based upon received tracking data; and in response to delivery of the one or more items, generate one or more notifications of a credit amount due the carrier. Associated methods and computer program products are also provided. | 2015-03-05 |
20150066753 | BILL PAY SYSTEM USING BILL PAY CODE - Systems and methods for facilitating bill payment and presentment are provided using bill pay codes generated by a biller and validated by a bill presentment and payment system. A mobile service provider enables consumers having pre-paid mobile telephone accounts to employ embodiments of the systems and methods. | 2015-03-05 |
20150066754 | METHOD AND SYSTEM FOR PAYMENT SERVICE - Provided is a method and system for a payment service. A payment service method embodied in a computer to provide a payment service may include registering and maintaining a product in a product database for each service, with respect to a plurality of services, creating billing information of a requested product in response to a call of an application program interface (API) of a service for which a product purchase is requested from a user, using the product database, and providing the billing information to a market associated with the user. Here, a payment according to the product purchase may be processed at the market based on the billing information. | 2015-03-05 |
20150066755 | Resolution System Linking, Matching, Transferring, Paying and Netting Obligations - An economic value exchange and invoice resolution system is described that includes: at least one sales invoice, wherein each sales invoice comprises a credit value, at least one purchase invoice, wherein each purchase invoice comprises a debit value, at least one database or repository stored on a medium for executing the executable code that collects the information for the at least one sales invoice and the at least one purchase invoice. An economic value exchange and resolution system is disclosed that includes: at least one sales invoice, wherein each sales invoice comprises a credit value, at least one purchase invoice, wherein each purchase invoice comprises a debit value, at least one database or repository stored on a medium for executing the executable code that collects the information for the at least one sales invoice and the at least one purchase invoice; and an executable code for intelligently determining an invoice chain comprising at least one purchase invoice having a debit value and at least one sales invoice having a credit value and offsetting the debit value with the credit value to form an offset value. | 2015-03-05 |
20150066756 | MONEY TRANSFER SYSTEM GATEWAY SERVICE - Systems and methods for person-to-person and person-to-merchant remittances from a person having a closed loop system account to merchants who are not members of the closed loop system. In an embodiment, a payment gateway computer receives a remittance transaction request from a payment services provider (PSP) computer associated with a closed-loop system, maps an alias identifier into a shadow account number assigned to the sender in an open-loop payment authorization system, determines that the alias identifier mapped into a valid shadow account number, debits a stored value account for the remittance transaction amount, credits a shadow account in the open-loop payment authorization system for the remittance transaction amount, generates an authorization request for an open-loop payment transaction and transmits it to the open-loop payment authorization system, receives an authorization response from the open-loop payment authorization system, and transmits an approval response. | 2015-03-05 |