08th week of 2014 patent applcation highlights part 50 |
Patent application number | Title | Published |
20140052525 | ONLINE REWARD POINT EXCHANGE METHOD AND SYSTEM WITH AUTOMATIC REWARD REDEMPTION SOLUTIONS - An online reward exchange system and method of operation, which includes an exchange computer that interoperates via a computer network with user computers, reward point issuer computers, and merchant computers. The merchants' products may be purchased by a user by requesting an issuer(s) to redeem reward points in exchange for payment to the merchant for the product. The exchange computer is the gateway to the system and manages various transactions such as providing online product catalogs to users that list the merchants products, as well as displaying to the user the reward points he has available in his reward programs with the issuers. Once a user selects a desired product the exchange computer can mediate or manage the purchase transaction in which reward points are redeemed by the selected issuer and consideration is conveyed to the merchant in exchange for the merchant providing the product to the user. | 2014-02-20 |
20140052526 | SYSTEM AND METHOD FOR GOAL BASED SAVINGS - A method, performed by a server, for incentivizing school performance includes receiving score information corresponding to a student from a first user terminal and adding score information to a student profile corresponding to the student in a database. A credit adjustment value is calculated based on the received score information and a new total number of credits stored in the student profile is set to a sum of the credit adjustment value and a total number of credits previously stored in the student profile. A request for merchant offer information corresponding to the student profile is received from a second user terminal. For at least one merchant, a respective merchant offer is generated according to at least a portion of the total number of credits set in the student profile and information corresponding to the merchant. | 2014-02-20 |
20140052527 | REVERSE BRAND SORTING TOOLS FOR INTEREST-GRAPH DRIVEN PERSONALIZATION - An input and processing system allows user input information such as user affinity to efficiently block content and request content as well as novel input of commands such as copy/paste on a small mobile device screen among other computing devices. A client/server is also made more efficient due to the enhanced gathering of information such as content feedback from users. | 2014-02-20 |
20140052528 | MONITORING CAMPAIGN REFERRAL SOURCES - A method and system for tracking telephone calls made in response to advertising campaigns in electronic or other media. An advertiser is permitted to associate a specific and distinct telephone number with an associated advertising campaign. Telephone calls made to the selected telephone numbers are correlated to the referring campaign and reports are providers to advertisers of call data associated with the respective advertising campaign. | 2014-02-20 |
20140052529 | METHOD AND SYSTEM FOR TRACKING TELEPHONE CALLS - A system for tracking telephone calls made in response to advertising campaigns in electronic or other media is provided. The system permits an advertiser to associate specific and distinct telephone numbers with associated advertising campaigns. The system further modifies advertiser-provided information in response to the advertising campaign to which a potential customer responds, and includes the associated telephone number in the modified advertiser information. The system processes telephone calls made to the selected telephone numbers, and provides reports to advertisers of call data associated with the respective advertising campaigns. | 2014-02-20 |
20140052530 | SOCIAL NETWORK SYSTEM AND METHOD - A social network system includes one or more participant terminals operable to act as a client on a social network and a computer operable to act as a server on the social network and to communicate with each of the participant terminals over the social network. The computer includes: a memory configured to store a set of instructions; and a processor configured to execute the set of instructions. The set of instructions cause the processor to: provide one or more advertisements to a user; receive one or more user selected advertisements for display on a user's profile; display the one or more selected advertisements on the user's profile; and calculate user revenue based on the advertisements displayed on the user's profile. | 2014-02-20 |
20140052531 | AUTOMOTIVE DIAGNOSTICS AND MARKETING SYSTEMS AND METHODS - Implementations of the present invention relate to systems, methods, and apparatus for providing marketing materials related to recommended service, maintenance, repair, and combinations thereof for a particular vehicle. In at least one implementation, a vehicle diagnostics monitor can read various parameters from the vehicle's OBD connection. The vehicle parameters then can be used to identify and recommend services and repairs to be performed on a vehicle as well as to provide marketing materials related to such services and repairs. | 2014-02-20 |
20140052532 | PORTABLE DEVICE WIRELESS READER AND PAYMENT TRANSACTION TERMINAL FUNCTIONALITY WITH OTHER PORTABLE DEVICES - A user accesses an application on a reader mode device, activating a reader communication mode and disabling conflicting communication modes. The reader mode device activates a radio frequency field and creates a secure communication channel with a payment device. A secure element application on the reader mode device requests and receives payment information from a payment device. The secure element application on the reader mode device decrypts the payment information and requests account verification from the user. The secure element application on the reader mode device receives input from the user and verifies the payment information. In response to verifying the account information, the secure element application on the reader mode device encrypts the payment information and transmits it to a payment processing system. The payment processing system processes the payment transaction and transmits a notice of approved or declined transaction to the reader mode device. | 2014-02-20 |
20140052533 | DISCOUNTS IN A MOBILE DEVICE - A buying group discount system includes a universal discount card to provide discounts, rewards and/or offers to consumers participating in a buying group. Consumer purchases are aggregated with transactions of the entire buying group. Rewards and discounts are released to the buying group when the aggregated purchases satisfied criteria specified in a reward policy established by sellers. Furthermore, mechanisms are provided to enable the universal discount card to be positioned to provide contextual flash offers or advertisements. | 2014-02-20 |
20140052534 | Electronic Advertising Targeting Multiple Individuals - In one embodiment, a computer-implemented method involves identifying a plurality of individuals located within view of an electronic advertising display. The individuals are users of a social-networking system, and the social-networking system includes a graph that includes two or more nodes and edges connecting the nodes. For each user there is at least one node in the graph corresponding to the user. After the individuals are identified, one or more attributes of each of one or more of the individuals is determined from data associated with nodes in the graph corresponding to the individuals or data associated with edges connected to nodes corresponding to the individuals. The attributes are then provided for selection of an advertisement for presentation on the electronic advertising display to the individuals. The selection of the advertisement is based at least in part on one or more of the attributes. | 2014-02-20 |
20140052535 | WIRED/WIRELESS INTERNET IP SHARING DEVICE FOR CONTROLLING NETWORK ACCESS AND METHOD OF PROVIDING ADVERTISEMENT USING THE SAME - A wired/wireless Internet IP sharing device for controlling network access and a method of providing an advertisement using the same are disclosed. The method of providing the advertisement using the Internet internet protocol (IP) sharing device for controlling network access of a terminal may include providing an advertisement comprising at least one of coupon information, discount information, and product information associated with a location in which the internet IP sharing device is installed to the terminal when a network access request is received from the terminal, and allowing the terminal to access a network when the advertisement is run on the terminal, wherein the allowing includes allowing the terminal to access the network unconditionally when at least one action of a user of the terminal among clicking the advertisement, reproducing a video included in the advertisement, and executing a page viewer of the advertisement is recognized. | 2014-02-20 |
20140052536 | SYSTEM AND METHOD FOR UNSOLICITED CONTENT DISPLAY DURING LATENCY ON MOBILE DEVICES - A system and methods are disclosed whereby a mobile device is provided by one or more servers with unsolicited content. The mobile device stores the unsolicited material e.g. an ordered set of advertisements. A latency delay detector detects an imminent delay for the mobile device that then displays unsolicited items during the latency delay. Display is in screen whitespace and/or wallpaper areas, one item at a time in sequence, each for a predetermined period. Displayed items are purged after display and a user elects whether of not to receive unsolicited material. | 2014-02-20 |
20140052537 | Information Display System for Transit Vehicles - Systems and methods for providing location-based advertising on transit vehicles comprising the installation of one or more digital displays capable of displaying advertisements, wherein the advertisement displayed is controlled by a media player that determines the advertisements to be played based on the current time and location of the transit vehicle. Through the use of the system, the displayed advertisement can be selected based on the geographical location of the transit vehicle on its route. Additionally, through the use of digital displays, the advertisements displayed can be rotated throughout the transit vehicle to allow both more individual advertisements to be displayed on a single vehicle and to allow riders to view more advertisements while on the transit vehicle. | 2014-02-20 |
20140052538 | System and Method for Avatar Tethering To A User On A Social Networking Website - A system for tethering a plurality of avatars to a user on a social networking website having a first avatar association to the user accessing the social networking site which is held in a database, and a second avatar association to the same user. The first avatar association connects the user to an avatar image that the user wishes to project, and the second avatar association connects the user to a third party advertiser that has its own avatar. Optionally, the user has a third avatar association connecting the user to the avatar of the website sponsor. A webserver generates web pages for the social networking website in response to a remote PC's request and, relying upon the stated avatar associations, delivers a webpage having the two or three avatars adjacent to a one another and adjacent to a communicative activity of the first user on the social network website. | 2014-02-20 |
20140052539 | Aggregating Connections Of Social Networking System Users For Targeting Or Display Of Content - A social networking system determines social statistics for users of the social networking system, where the social statistics are based on connections associated with the users by the social networking system. The social statistics may include aggregations of custom connections with an object in the social networking specified by entity third party system. Connections having a particular connection type are aggregated, and the aggregated connections are used to derive a social statistic. Social statistics may then be used as targeting criteria for an advertisement and/or as content included in the advertisement. | 2014-02-20 |
20140052540 | PROVIDING CONTENT USING INFERRED TOPICS EXTRACTED FROM COMMUNICATIONS IN A SOCIAL NETWORKING SYSTEM - A social networking system may infer interests based on extracted topics from content items on the social networking system. A user's comments and page likes in a social networking system are used to infer topics in which the user is interested. Topics may also be automatically extracted from users' posts, and the extracted topics may be generalized using a category tree to identify additional topics for the user. The social networking system may target content such as advertisements to users based on these extracted topics. For example, the social networking system may boost stories related to the extracted topics in the user's content feeds, append stories about the extracted topics to advertisements that are also related to the topics, append advertisements to stories about the extracted topics, or use the extracted topics as targeting criteria for an advertisement. | 2014-02-20 |
20140052541 | METHOD AND APPARATUS FOR PROVIDING AN ADVERTISEMENT ON AN IMAGE TRANSLATION DEVICE - Some of the embodiments of the present disclosure provide a method comprising performing, by a peripheral device, an image translation operation on an image; in response to performing the image translation operation on the image, detecting, by the peripheral device, an attribute associated with the image; transmitting, by the peripheral device, the attribute to a server over a network; in response to transmitting the attribute to the server over the network, receiving, by the peripheral device, an advertisement that is generated based on the attribute; and providing, by the peripheral device, the advertisement to a user of the peripheral device. | 2014-02-20 |
20140052542 | METHOD, CLIENT AND SYSTEM FOR RECOMMENDING SOFTWARE - An electronic device with one or more processors, memory, and a display obtains, from a server, a software recommendation notification, where the software recommendation notification at least comprises a name of recommended software. The device also displays, on the display, the software recommendation notification in a notification bar, where the notification bar is in a peripheral region of the display. The device: detects a first user interaction with the software recommendation notification; and upon detecting the first user interaction with the software recommendation notification, displays descriptive information corresponding to the recommended software. | 2014-02-20 |
20140052543 | SYSTEM AND METHOD FOR PROVIDING USER SELECTED CONTENT VIA PUBLISHERS - Apparatus and method for managing a user's desire to see user selected content along with a publisher's content on a web page. The apparatus and method manage the displaying of the user selected content on the web pages along with managing revenue and payments for the display of the user selected content. | 2014-02-20 |
20140052544 | SOCIAL NETWORK SYSTEM AND METHOD - A social network system includes one or more participant terminals operable to act as a client on a social network and a computer operable to act as a server on the social network and to communicate with each of the participant terminals over the social network. The computer includes: a memory configured to store a set of instructions; and a processor configured to execute the set of instructions. The set of instructions cause the processor to: receive a user generated advertisement; display the advertisement on a user profile related to the user advertisement; receive an offer related to the displayed advertisement from a buying user; and transfer revenue to the user from the buying user. | 2014-02-20 |
20140052545 | METHOD AND APPARATUS FOR PRODUCING AND FINANCING MEDIA PRODUCTIONS - In one embodiment, a method of producing and financing a media production comprises the steps of selecting a media production to be produced, developing a budget for the production costs of the selected media production, and developing a marketing plan comprised of a plurality of advertising buys having a set of advertising materials targeted toward a corresponding one of a plurality of advertisers. The subject matter of a selected media production relates to the interests of at least one of the plurality of advertisers. Revenue from the completed advertising buy is collected and the selected revenue produced by the completed advertising buy is placed into a media production fund. | 2014-02-20 |
20140052546 | MULTISCREEN ADAPTIVE RICH MEDIA ADVERTISEMENTS - A package of an advertisement's visual elements along with logic for rendering these elements may be provided to a client as part of a single advertisement package. This single package solution may include multiple rendering capabilities depending on the device or the advertisement container. The server side functionality distributes the single advertisement package and the functionality for identifying, selecting, arranging, and displaying the visual elements of the advertisement may be controlled by the logic provided to the client. The advertisement may be dynamically rendered on the client side (e.g. by the web browser) based on the logic that is part of the single advertisement package. | 2014-02-20 |
20140052547 | GENERATING PRODUCT PURCHASE PAGES FOR CONTAINERS OF ITEMS - Methods and systems to build containers of uncategorized items are described. In some example embodiments, the methods and systems generate a title for a container of uncategorized items available for purchase within a network-based publication system, associate two or more uncategorized items available for purchase within the network-based publication system to the container based on a comparison of titles of the two or more uncategorized items and the generated title for the container of uncategorized items, and cause a display of a container-based product purchase page within the network-based publication system that presents product description information for at least one of the associated two or more uncategorized items available for purchase within the network-based publication system. | 2014-02-20 |
20140052548 | SYSTEM AND METHOD FOR AUTOMATED ADVOCATE MARKETING WITH DIGITAL RIGHTS REGISTRATION - A system and method for automated advocate marketing with digital rights registration. A topical semantic indexing platform records and indexes electronic word of mouth (eWom) and multimedia properties to a global content management system. A multi global graph system defines and optimizes commerce between advocates and users. Automated expertise ranking is enabled through indexing of eWom and multimedia properties by topical indexing with performance tracking. A KeyID system provides tracking of marketing through all channels and all media and online including public Key Word discovery. Automated monetization occurs through a buy-sell auction platform and eWom marketing media server with packet, general and Multi-protocol label switching routing and architecture. | 2014-02-20 |
20140052549 | METHOD AND SYSTEM FOR MANAGING AND DISPLAYING PRODUCT IMAGES WITH CLOUD COMPUTING - A method and system displaying and managing images of consumer products with cloud computing. A layout for plural selected consumer products is selected. An N-layer digital image of a shelf layout on which consumer products are displayed is created and stored in one or more cloud storage objects. The created N-layer digital image includes an M-layer hierarchy of vector images and/or visual overlays stored in one or more cloud storage objects in progressive resolution format and allows progressive resolution display without loss of image quality on the selected plural consumer products that appear in the N-layer digital image. The created N-layer digital image is displayed via a cloud communications network. The created image provides a virtual shopping experience that emulates a shopping experience in an actual retail store. | 2014-02-20 |
20140052550 | VIRTUAL REALITY SHOPPING EXPERIENCE - A solution is provided for a method for a user to shop online in a three dimensional (3D) virtual reality (VR) setting by receiving a request at a shopping server to view a shopping location, having at least one store, and displaying the shopping location to the user's computer in a 3D interactive simulation view via a web browser to emulate a real-life shopping experience for the user. The server then obtains a request to enter into one of the stores and displays the store website to the user in the same web browser. The store website has one or more enhanced VR features. The server then receives a request to view at least one product and the product is presented in a 3D interactive simulation view to emulate a real-life viewing of the product. | 2014-02-20 |
20140052551 | RETAIL VENUE ORDERING SYSTEM AND METHOD - A system for decentralized ordering of goods and/or services such as food and/or drinks at a venue such as a hotel or restaurant is disclosed. The venue uploads a venue menu to an internet site via the venue's data device or computer. An order application is downloaded by prospective customers from the internet site to the mobile data device of each customer. In addition, the venue allocates a customer identification code to each customer which is stored in the customer's mobile data device. Therefore the customer can use his mobile data device to access the venue's menu and order items from the menu. Preferably the customer notifies his location within the venue and the order is delivered to the customer's location. | 2014-02-20 |
20140052552 | COMPUTER BIOS CONTROL OF CASH DRAWER - Access to a cash drawer is controlled by way of a basic input-output system (BIOS) of an associated computer. The BIOS can provide for local user access to the cash drawer by way of password, designated keystroke, or other procedure. A local or remote user can reconfigure cash drawer access procedures, establish time clock-based scheduling, or affect other control parameters by way of graphical user interface (GUI) stored in the BIOS. Cash drawer security, management options and user convenience are improved accordingly. | 2014-02-20 |
20140052553 | METHOD OF MAKING MOBILE PAYMENTS TO A RECIPIENT LACKING A WIRELESS OR CONTACTLESS TERMINAL - The current invention provides a mobile payment method and a number of variations that enable a consumer to pay for a purchase from a merchant. Preferably the consumer may use a mobile device such as a smart phone to complete the transaction. With the current invention, the merchant may be capable of conducting the transaction using only an ordinary point of sale (OPOS) terminal, allowing the merchant and consumer to conduct business in a more convenient manner. The variations of the core method also significantly facilitate possible payment from the consumer to the merchant, enhancing the efficiency of the transactions. | 2014-02-20 |
20140052554 | INTELLIGENT POINT OF SALE SYSTEM - An error condition can be detected at a first point-of-sale (POS) system during a transaction for a customer. The first POS system is a self-service POS system. Responsive to the error condition, the transaction can be transferred to a second POS system using a processor without human intervention. | 2014-02-20 |
20140052555 | METHODS AND ARRANGEMENTS FOR IDENTIFYING OBJECTS - In some arrangements, product packaging is digitally watermarked over most of its extent to facilitate high-throughput item identification at retail checkouts. Imagery captured by conventional or plenoptic cameras can be processed (e.g., by GPUs) to derive several different perspective-transformed views—further minimizing the need to manually reposition items for identification. Crinkles and other deformations in product packaging can be optically sensed, allowing such surfaces to be virtually flattened to aid identification. Piles of items can be 3D-modelled and virtually segmented into geometric primitives to aid identification, and to discover locations of obscured items. Other data (e.g., including data from sensors in aisles, shelves and carts, and gaze tracking for clues about visual saliency) can be used in assessing identification hypotheses about an item. Logos may be identified and used—or ignored—in product identification. A great variety of other features and arrangements are also detailed. | 2014-02-20 |
20140052556 | SYSTEM AND A METHOD FOR EBOOK DISTRIBUTION AND MONETIZATION - A website-based system for eBook distribution and monetization and to enhance the eBook reading experience by insertion into the eBook format of content from other media providers. The system includes at least one server to interact with authors/publishers, content consumers and eBook readers and a readily searchable database compiled from relevant media. The system also includes a runtime engine to map the eBooks and to search the database as needed and tools that will enable the insertion of other media into the eBook, such as photos, music, video, flash elements and content placement into the eBook, thereby creating a better user experience, one that will round out the reading process and create a hand shake between authors and other media artists. | 2014-02-20 |
20140052557 | METHOD AND APPARATUS FOR REDEEMING A SOFTWARE SUBSCRIPTION WHILE DETERRING PIRACY - A method and apparatus for redeeming a software subscription while deterring piracy. The method comprises receiving a request to activate a software subscription, wherein the request comprises a redemption code and a userID; validating the redemption code; retrieving a user profile based on the userID; validating a sales region where the software subscription was purchased against a country code in the user profile; and activating the software subscription upon successful validation of the redemption code and sales region. | 2014-02-20 |
20140052558 | METHODS AND APPARATUS FOR SHARING DIGITAL BOOKS AND OTHER DIGITAL MEDIA OBJECTS - The invention provides in some aspects a digital data system that includes a first digital data device that, in order to transfer a digital media object to a second digital data device, transfers to that second digital data device a virtual machine embodying that digital media object. Those digital data devices may be, according to aspects of the invention, any of mainframe computers, minicomputers, workstations, desktop computers, portable computers, tablet computers, smart phones, personal digital assistants, eReaders, video consoles, movie players and other dedicated digital data devices. And, according to further aspects of the invention, the digital media object comprises a creative work, such as, by way of nonlimiting example, a song, video, movie, book, story, article, document, still image, video game, software, or combination thereof | 2014-02-20 |
20140052559 | METHOD AND SYSTEM OF BIDDING IN A VEHICLE - A method of dynamically altering a user interface based on safety level is provided. A user interface is provided to a user in a vehicle with the user interface including a selectable option to wirelessly place a bid on an electronic auction. The selectable option is based, at least in part, on an auction parameter. A safety level score is then determined for the vehicle. The auction parameter is then dynamically altered based on the speed of the vehicle, resulting in a change to the selectable option. | 2014-02-20 |
20140052560 | TRANSACTION SERVICES REVERSE AUCTION - A reverse auction platform for selecting a transaction service is provided. The platform may include a database configured to store a request for a transaction service and to store fee bids corresponding to the transaction service. The platform may also include a memory configured to store execution instructions as well as a processor coupled with the database and the memory. The processor may be configured to execute the instructions. The instructions may be configured to cause the processor to receive a request for a transaction service; to present the request; and to select a transaction service based on a fee bid corresponding to the transaction service. | 2014-02-20 |
20140052561 | METHOD AND APPARATUS FOR EFFICIENTLY RESPONDING TO ELECTRONIC REQUESTS FOR QUOTE - A system and method for efficiently responding to electronic requests for quote (“RFQ”). Through use, a user, such as a merchant, can automatically create and deliver an electronic RFQ response, without need for any interaction by the merchant. The merchant may establish certain criteria in order to allow the system and method to automatically respond to electronic RFQ's received by the merchant. | 2014-02-20 |
20140052562 | SYSTEM AND METHOD FOR INTERACTIVE AND SOCIAL SHOPPING - Disclosed in some examples is a method of providing assistance to a consumer comprising authenticating with a shopping service over a network using a network adapter; downloading a shopping list from the shopping service over the network using a network adapter; displaying the shopping list to the user on a display screen, the shopping list comprising a name of an item, wherein each item in the shopping list may be displayed as a tile, wherein each tile is arranged in a series of rows and columns; receiving an input identifying one or more changes to the shopping list; processing the input using a computer processor; and sending the one or more changes to the shopping service over the network using the network adapter. | 2014-02-20 |
20140052563 | Apparatus, Article of Manufacture and Methods for Customized Design of a Jewelry Item - Apparatus, article of manufacture and method for designing a jewelry setting that comprise displaying on a display a plurality of components. Each component corresponds to a section of a jewelry setting. A selection of at least one component that corresponds to a first section of the jewelry setting is received. An electronic template of the jewelry setting is generated. The electronic image comprises the at least one selected component. The electronic template is transmitted to a remote device. | 2014-02-20 |
20140052564 | Notarized Game Card and Achievement Card - Systems and methods are provided for customizing a payment device with a video game related image. One such method comprises receiving, at an online store executing on a computer including a computer readable medium and processor, an achievement message indicating an achievement earned by a user and further including an achievement image and user data. The method further comprises receiving, at the online store, a request from the user to purchase a payment device. The request indicates the achievement image associated to be displayed on the payment device. The method further comprises generating, by the online store, a representation of the payment device configured to display the achievement image. | 2014-02-20 |
20140052565 | RAPID ONLINE PAYMENT SYSTEM - A method for online payments includes receiving an instruction to start a payment application. Payment tag information is then received and sent over a network. Product information that is associated with the payment tag information is then received over the network and displayed on a first payment page that includes a request for payment account credentials. The first payment page is provided through the payment application immediately following the sending of the payment tag information. Payer account credentials are then received through the payment application and sent over the network. Payer account information is then received over the network and displayed on a second payment page that includes a payment confirmation indicator. The second payment page is provided through the payment application immediately following the first payment page. A selection of the payment confirmation indicator is then received through the payment application and sent over the network. | 2014-02-20 |
20140052566 | TIRE RECOMMENDATION ENGINE - A method of generating a tire recommendation includes receiving vehicle data and historical driving data of a user, retrieving, by a computer, a first set of tire names having associated vehicle fitment data that corresponds to the vehicle data, and selecting, by the computer, a first criteria based on the historical driving data. The method further includes identifying a final set of tire names, by identifying tire names in the first set of tire names that have associated tire performance data that meet the first criteria. The method also includes identifying, by the computer, a tire name from the final set of tire names having a highest associated sales history datum as a first tire recommendation, and displaying, by the computer, the first tire recommendation. | 2014-02-20 |
20140052567 | RECOMMENDATIONS BASED ON WEARABLE SENSORS - Apparatus and method for providing contextual recommendations based on user state are disclosed herein. In some embodiments, sensor data corresponding to at least one sensor included in an item worn by a user is received. A user state is determined based on the received sensor data. In response to a state change being satisfied by at least the user state, a recommendation is determined based on the user state and a profile associated with the user. The recommendation may be presented on an electronic mobile device associated with the user. | 2014-02-20 |
20140052568 | METHODS AND SYSTEMS FOR SEARCHING FOR AND IDENTIFYING DATA REPOSITORY DEFICITS - A computing system for searching for and identifying data repository deficits includes an interactive database of items, a data repository that stores a first type of information related to items, a search engine configured to identify items that do not have an amount of the first type of information that meets a first threshold, a candidate selection interface that provides functionality for the user to select an item from recommended candidate items needing the first type of information, a user interface via which the user can provide the first type of information for an item selected by the user, a game system configured to calculate for a game scores and rankings based at least in part on data stored in the data repository. | 2014-02-20 |
20140052569 | Methods and Systems for Matching a Professional with a Referral Opportunity - A method for matching a professional with a referral opportunity includes automatically generating, by a profile generator executing on a first computing device, a profile of a professional. The method includes receiving, by an analysis engine executing on the first computing device, from a second computing device, an identification of a referral opportunity having at least one requirement. The method includes determining, by the analysis engine, that the generated profile satisfies the at least one requirement. The method includes transmitting, by the analysis engine, to the second computing device, the identification of the professional. | 2014-02-20 |
20140052570 | System And Method For Selecting A Bedding Mattress - A method is provided for selecting one of a plurality of different bedding mattresses for a customer. The method includes the steps of receiving a set of data related qualitative information related to the customer or the customer's sleeping habits and processing by a processor the set of data to evaluate support needs for a customer. The method further includes the step of determining which of the plurality of bedding mattresses has support characteristics that closely match the support needs of the customer. | 2014-02-20 |
20140052571 | AUTOMATIC SHOPPING CART CHECKOUT - An apparatus and method for purchasing contents of a virtual shopping cart are disclosed herein. Automatic checkout settings are received from a user, the automatic checkout settings including an automatic checkout time and specifying item substitution behavior. The user adds a first item to the virtual shopping cart associated with the user. In response to the item substitution behavior authorizing substitution of items in the virtual shopping cart, determining availability of a substitute item that qualifies as a substitute for the first item. Removing the first item from the virtual shopping cart and adding the substitute item to the virtual shopping cart based on the availability of the substitute item. Automatically purchasing the contents of the virtual shopping cart at the automatic checkout time and in accordance with the remaining automatic checkout settings. | 2014-02-20 |
20140052572 | SYSTEMS AND METHODS FOR A CENTRALIZED GIFT REGISTRY WITH TWO-WAY SYNCHRONIZATION - Systems and methods for that allow for the creation and management of a centralized gift registry are described. Gifts are added to the centralized gift registry from retailer-specific registries. A gift list is created and displayed. Gift givers may select a gift from the gift list of the centralized gift registry. In one embodiment, when a purchase of a gift occurs, the gift list is updated. Updates to gifts are sent between the centralized gift registry and the retailer-specific registries, such that the gifts common to these registries are synchronized. This synchronization may involved the use of APIs at the centralized gift registry or the retailer-specific registries. The centralized gift registry system automatically searches for all retailer-specific registries pertaining to the gift registrant. The centralized gift registry system may request a retailer's system to create a retailer-specific registry. | 2014-02-20 |
20140052573 | SYSTEM FOR PURCHASING AND MANAGING AN ITEM USING A TERMINAL AND A REFRIGERATOR USING THE SAME - The present invention relates to an information management system, and more specifically, to an information management system capable of managing information about products stored in a storeroom of home appliances or a shopping list, or purchasing products from an external market through a terminal connected to and communicated with the home appliances and managing information about the purchased products. | 2014-02-20 |
20140052574 | System For Recording, Supervising and Reporting Electronic Commerce Participants - A system for recording, supervising and reporting electronic commerce participants is provided. The electronic commerce participants comprise an electronic commerce consumer and an electronic commerce enterprise, the system comprises a sub-server located in an industrial and commercial administration department at a low level and a main server located in the industrial and commercial administration department at a high level communicated with the sub-server via the Internet, the sub-server comprises a registration module, a reporting module and a maintenance module. The main server comprises an business license information module, an enterprise permission information module and an enterprise qualification information module for receiving and storing the enterprise information of the electronic commerce enterprises, a report processing module for processing a report received from the reporting module and a communication module for connecting the main server with the sub-server, a public security administrative department and so on. | 2014-02-20 |
20140052575 | METHOD FOR AUTOMATICALLY GENERATING ELECTRONIC CONTRACT WITH VARIABLE TERMS IN B-to-C E-COMMERCE TRADE - A method for automatically generating an electronic contract with variable terms in a B-to-C e-commerce trade is provided. The method comprises: establishing an electronic contract metadata model; establishing an electronic contract terms library, a rule library of subject matters and terms and a term rule checker; generating an electronic contract template according to the electronic contract metadata model and the optional terms and required terms in the electronic contract terms library; receiving order parameters input by a user and writing the order parameters into the electronic contract template; checking an applicability of terms in the electronic contract template with the written order parameters by the term rule checker according to the rule library of subject matters and terms and the subject matter information, and generating an electronic contract when the checking succeeds; and signing the electronic contract to obtain an effective electronic contract. | 2014-02-20 |
20140052576 | SYSTEM FOR SUPPORTING INTERACTIVE COMMERCE TRANSACTIONS AND SOCIAL NETWORK ACTIVITY - The disclosed subject matter includes an electronic commerce platform for a user to buy and sell goods and services, as well as a social network platform for a user to socially interact with other users. The combination of these two activities enables the user to solicit information online from other users of the system prior to buying or selling a product or service. The user can also share purchase information as well as information about favorite products, services, sellers, etc. with other users. This interconnected relationship between social connections and buying and selling activities support an entire new set of information available to the community of users of the system and greatly improves their purchasing and selling decision making processes. | 2014-02-20 |
20140052577 | SYSTEM AND METHOD FOR TRAVEL AND PLANNING AND TRIP INFORMATION AGGREGATION - The present disclosure relates generally to coordinating travel plans in a networked environmental. More particularly, the disclosure relates to providing a dashboard of aggregated travel information. | 2014-02-20 |
20140052578 | PROMOTER SYSTEM AND METHOD FOR PROCESSING PRODUCT AND SERVICE DATA - According to embodiments described in the specification, a method, system and apparatus for processing product and service data are provided. The method is performed by a server having a processor interconnected with a memory and a communications interface. The method comprises storing, in the memory, product data defining a plurality of products, the product data including a merchant restriction associated with at least one product; storing, in the memory, a merchant identifier identifying a merchant entity; receiving at the processor, via the communications interface, a request from a merchant device to associate selected product data with the merchant identifier; determining at the processor whether the request is permissible, based on the merchant restriction; and when the determination is affirmative, storing the association of the selected product data with the merchant identifier in the memory. | 2014-02-20 |
20140052579 | BUILDING CONTAINERS OF UNCATEGORIZED ITEMS AT MULTIPLE LOCATIONS - Methods and systems to build containers of uncategorized items are described. In some example embodiments, the methods and systems access a search request for items available for purchase via a network-based location, collect information associated with available items having product description information satisfying the search request and located at multiple network-based locations, determine one or more containers that associate items available for purchase based on the collected information, and publish a result for the search request that is based on the determined containers. | 2014-02-20 |
20140052580 | PRODUCT EXPLORER PAGE FOR USE WITH INTERACTIVE DIGITAL CATALOGS AND TOUCH-SCREEN DEVICES - An electronic product explorer page type, or “PXP” as defined herein, uses available retail imagery to create a patchwork grid of cells that allows for different sizes of product images, each product image being shown within a respective cell. In this way, layouts of such product images can be dynamically generated to highlight a feature product item by making cell containing the image of that feature product larger relative to other product images shown in other cells. This will work particularly well for showcasing to users various collections of related retail products and for cross category selling of retail products. The computer implemented method can also be used where the device is a non-touch screen device having a pointing device and the steps are replaced by movement of the pointing device which translates into the motion of a pointer on the display. | 2014-02-20 |
20140052581 | Systems And Methods For Communicating Music Indicia - Systems and methods for providing a menu permanently stored on a mobile device. The menu provides a ranked music indicia option to review a ranked list of music indicia over a cellular network. The menu further provides a news and reviews option to review news and reviews relating to a music artist or a band over a cellular network. The menu further provides an artist option to obtain information about a music artist or a band over a cellular network. An application provisioning server comprising instructions for (i) receiving a selection over a cellular network and (ii) providing over a cellular network, as a function of said selection, any of (a) a ranked list of music indicia, (b) news and reviews relating to a music artist or band or (c) information about a music artist or a band. | 2014-02-20 |
20140052582 | ONLINE SYSTEM FOR PERSON TO PERSON TRANSACTION - The present document describes methods and systems for matchmaking a consumer searching for a product or a service, to a provider. The present document also describes methods and systems for matchmaking a consumer searching for a product or a service, to a provider, having a traceable and verifiable identification, and within a specific geographical zone. | 2014-02-20 |
20140052583 | Pre-Qualifying Sellers During the Matching Phase of an Electronic Commerce Transaction - A system providing seller pre-qualification during the matching phase of an electronic commerce transaction includes a directory structure comprising multiple hierarchically organized product classes, each product class categorizing multiple products and defining one or more attributes of the products categorized in the product class. The system also includes one or more pointers for each product class, each pointer identifying a seller database in which product data enabling a product transaction is stored for products categorized in the product class. The system further includes a search interface configured to communicate a search query for product data only to one or more seller databases associated with sellers having seller attribute values matching the specified seller attribute criteria, these seller databases being identified by the one or more pointers associated with the selected product class. | 2014-02-20 |
20140052584 | SYSTEM AND METHOD FOR IDENTIFYING, SEARCHING AND MATCHING PRODUCTS BASED ON COLOR - A system and method for searching and matching products based on color using a universal color system comprises a plurality of processor based client devices, each client device uniquely associated with a user, a database engine comprising a plurality of products reverse mapped and organized in accordance with the hexadecimal color codes of the universal color system, and a processor based server. The server receives a color-based search query comprising user's color selection from a client device associated with a user over a communications network. The user's color selection comprises at least one hexadecimal color code of the universal color system. A color engine of the server searches the database engine for products having the hexadecimal color codes with a predetermined range of the hexadecimal color code of the user's color selection, and transmits the search result to the client device associated with the user over the communications network. | 2014-02-20 |
20140052585 | INFORMATION PROCESSING SYSTEM, INFORMATION PROCESSING METHOD, PROGRAM, AND INFORMATION RECORDING MEDIUM - Order-taking situations in a shop and other shops located in the same region are compared, thereby setting features that are not recognized by the shop. A shop information providing server ( | 2014-02-20 |
20140052586 | SINGLE ORDER MULTIPLE PAYMENT PROCESSING - A method and system for providing multiple authorization request messages for multiple products offered by respectively different merchants in a single order are disclosed. If one of the authorization request messages is declined, then an order interrupt message may be sent to the consumer. In order interrupt message may indicate that the single order is canceled, even though authorization request messages for the purchase of other products in the order are approved. | 2014-02-20 |
20140052587 | SOCIAL COMMERCE AGENT STORE REPLICATION - An online user visiting a social media web page provided on a social media platform and containing a third-party electronic shop application served by a registered social commerce platform is enabled by a shop replication link to embed a copy of the electronic shop application on the user's own social media page. The electronic shop application can provide user interactive buttons for buying or sharing favorable indications for products displayed on the social media web page. A user sharing indication may be captured by the social commerce platform and added to a favorites listing to be displayed on the user's social media web page. The replication link may also be adapted for use on a webpage of any electronic commerce platform to embed it in a webpage of an affiliate website, a blogsite, and/or a social media website. | 2014-02-20 |
20140052588 | METHOD AND SYSTEM OF LISTING ITEMS - Described herein are a method and a system to suggest information for one or more items offered for sale by sellers in a network-based market place. One or more keywords associated with an item to be listed may be received from a seller. The one or more keywords may be used to search for matching information stored in a database. The matching information may be presented to the seller to be selected. When the seller modifies the suggested matching information, the modified version of the matching information may be stored in the database. | 2014-02-20 |
20140052589 | BUILDING CONTAINERS OF UNCATEGORIZED ITEMS - Methods and systems to build containers of uncategorized items are described. In some example embodiments, the methods and systems collect information from titles of items available for purchase within a network-based publication system, generate a title for a container of uncategorized items available for purchase within the network-based publication system that is based on the collected information, and associate two or more uncategorized items available for purchase within the network-based publication system to the container based on a comparison of titles of the two or more uncategorized items and the generated title for the container of uncategorized items. | 2014-02-20 |
20140052590 | Business Auditing System And Method - A system or method for auditing fixed rate bond securities classified as held-to-maturity in the financial statements comprising an auditing/accounting process flow which comprises determining whether the actual cost is higher than the par value; whether the book adjusted carrying value (BACV) is higher than said par value; and whether there is a red flag for a previous Other Than Temporary Impairment (OTTI). The system or method uses a series of logical tests to determine whether the fixed rate bond securities reported in the financial statements are undervalued or overvalued. The auditing/accounting method process flow of the present invention is better than the existing practice because it is able to go through logical tests for each and every fixed rate bond security. | 2014-02-20 |
20140052591 | Joining Of Logistical And Financial Data Related to Procurement Spending - A system, method, and computer program product for joining logistical and financial data related to procurement spending in a database. Financial data can be replicated from a first source to an analytics database. Procurement data from a second source can be replicated to the analytics database. The financial data can be filtered for procurement-related items to obtain procurement-related financial data. The obtained procurement financial data can be joined with the procurement data in the analytics database based on related information between the financial data and the procurement data. One or more reports based on the joined financial and procurement data can be generated in the analytics database. Related apparatus, systems, techniques and articles are also described. | 2014-02-20 |
20140052592 | SYSTEMS AND METHODS FOR TAX COLLECTION, ANALYSIS AND COMPLIANCE - A collection and analysis system is described herein. The system may serve as an “eye in the sky” to observe, assess, collect and audit taxes on most non-cash transactions. The system may query an electronic payment processor to produce a dataset relevant to a particular tax authority, analyze that data, and thereafter send instructions directing the electronic payment processor to deduct and transfer tax monies to an account controlled by the tax authority and/or its agents prior to settlement with the vendor. The system may leverage the electronic transaction information, and third party databases and other information, to further identify vendors who are subject to the jurisdiction of the tax authority and to provide auditing services. | 2014-02-20 |
20140052593 | UNIVERSAL SHOPPING CENTER FOR INTERNATIONAL OPERATION - An international transaction system for operation over the internet/intranet provides a pre-transactional calculation of all charges involved in any international transaction. Upon the option of the customer, the goods can be viewed on catalogue sheets translated to a language of the customer's choice, and the price provided in a currency selected by the customer. The customer also has the option of initiating the order with automatic credit authorization, generation of an electronic title or commercial invoice and arrangements and payment of shipping charges and any taxes and import/export duties. | 2014-02-20 |
20140052594 | SYSTEMS AND COMPUTER-IMPLEMENTED PROCESSES FOR SWITCHING ACCOUNTS - The disclosed embodiments include systems and methods for switching accounts In one aspect, the disclosed embodiments include a computer system for switching an existing account associated with a customer to a new account that may include a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one embodiment, the processor may analyze account information associated with an existing account and identify one or more transactions associated with the existing account. In another aspect, the processor may determine a first transaction from the one or more transactions that is to be switched to a new transaction associated with a new account and configure the new transaction similar to the first transaction. The processor may switch the first transaction to the new transaction and provide a representation that reflects a status for the switching of the first transaction to the new transaction. | 2014-02-20 |
20140052595 | SYSTEMS AND COMPUTER-IMPLEMENTED PROCESSES FOR ANALYZING AND DETERMINING THE VALUE OF SWITCHING ACCOUNTS - The disclosed embodiments include systems and methods for customer account switching valuation. The disclosed embodiments include a customer account switching valuation computer system that includes a storage device storing instructions and a processor configured to execute the instructions in the storage device. In one aspect, the system may receive, from a client computer associated with a customer, a response to an offer to switch an existing account to a new account and collect, based on the response, account information relating to the existing account. The processor may be configured to parse the collected account information into one or more categories and analyze the categorized account information to determine a value to the customer for switching from the existing account to the new account. The processor may also provide a representation of the value to the client computer. | 2014-02-20 |
20140052596 | FINANCIAL REPORTING FOR CONTENT CONSUMPTION - Systems and methods are provided for distributing revenue derived from content consumption to publishers of the content and to a content aggregator. | 2014-02-20 |
20140052597 | DETERMINATION OF BANDING START PRICE FOR ORDER EVALUATION - A banding start price may be generated using one of multiple subroutines. Each of the subroutines may generate a banding start price using a different algorithm and may have different input data criteria. Each of those subroutines may be ranked based expected accuracy of a price output by the subroutine. The banding start price may be generated by the highest ranking subroutine for which there is input data satisfying relevant criteria. | 2014-02-20 |
20140052598 | REAL-TIME TRADING AND PURCHASING OF VALUE DOCUMENTS - This disclosure describes a system for real-time trading and purchasing of value documents. Described is providing access over the internet with a device to a registry server with a registry database. Next, described is setting up a registry for a plurality of value documents. Further described is the registration of owners and their value documents in a log file. And further described is keeping entries of the registered value documents. Next described is the opening an e-wallet account by a buyer that defines an exit account and then verifying it. Further described is interconnecting the e-wallet, the registry and the exit account. Additionally described is the pre-order validation of all orders. And, then described is the trading and settlement of funds and the value documents between the owner and the buyer. And then described is updating and recording information when a trade of the documents is executed. | 2014-02-20 |
20140052599 | METHODS AND SYSTEMS FOR CREATING AN INTEREST RATE SWAP VOLATILITY INDEX AND TRADING DERIVATIVE PRODUCTS BASED THEREON - Systems and methods for creating and disseminating an interest rate swap volatility index based on an underlying interest rate swaption, and for creating and trading derivative investment products based on the interest rate swap volatility index, are disclosed. In one aspect, an interest rate swap volatility index based on an underlying interest rate swaption is calculated. The interest rate swap volatility index may be accessed by a processor of a trading platform and a standardized, exchange traded derivative may be created based on the calculated interest rate swap volatility index. Information associated with the interest rate swap volatility index derivative may then be transmitted for display. | 2014-02-20 |
20140052600 | GRAPHICAL USER INTERFACE RELATED TO NON-STANDARD TRADING OF FINANCIAL INSTRUMENTS - A graphical user interface related to non-standard settlement trading in financial instruments is provided. The graphical user interface preferably includes a selectable portion of a display screen related to a financial instrument and a selectable tab for accessing a selectable portion of the display screen related to one or a plurality of non-standard settlement positions with respect to the financial instrument. In one embodiment of the invention, when the tab is selected, access is provided to the selectable portion of the display screen related to the plurality of non-standard settlement positions. | 2014-02-20 |
20140052601 | System and Method for Online Trading Using an Electronic Spreadsheet - A system and method for receiving streamed, real time quotes with respect to financial instruments. The system applies a spreadsheet based investment strategy to the real time quotes, generating electronic orders based on the results of the investment strategy analysis and transmitting the orders for real time execution. The system generates a unique order identifier that allows users to actively track the status of orders in real time. This unique order identifiers can be shared with other users so that other trading strategies can be developed to execute upon the successful execution of the order (e.g., hedging). | 2014-02-20 |
20140052602 | SYSTEMS AND METHODS FOR SECURITIZING A COMMODITY - A method for creating trust shares in a physical commodity, the trust shares being tradable over an electronic communications network, includes receiving a creation order comprising a request to create the trust shares, confirming delivery into a trust account of an amount of physical commodity associated with the trust shares being requested, and releasing the requested trust shares based upon the amount of physical commodity delivered into the account. A method for redeeming trust shares associated with a physical commodity, the trust shares being tradable over an electronic communications network, includes receiving a redemption order comprising a request to redeem an amount of trust shares associated with an amount of the physical commodity held in a trust account, receiving the amount of the trust shares, and releasing from the trust account the amount of the physical commodity associated with the amount of the trust shares received. | 2014-02-20 |
20140052603 | Prediction Market System and Methods - Systems and methods for operating a prediction market, including methods for finding disagreement with the consensus among participants and methods for managing liquidity. Also, an interactive user interface to facilitate investing, with one user action, in a prediction market. | 2014-02-20 |
20140052604 | SYSTEMS AND METHODS FOR USING ONLINE SOCIAL FOOTPRINT FOR AFFECTING LENDING PERFORMANCE AND CREDIT SCORING - Provided are apparatuses, computer media, and methods for analyzing data gathered from the online social footprint and determining a credit score to facilitate access to financial services. A credit score is determined based on available personal data and data gathered from the online social footprint and is indicative of a borrower's propensity to pay an owed amount. A credit score is determined from a scoring expression that is associated with a score cluster, typically including a subset of available data gathered from the online social footprint. The credit score can also be affected by means such as endorsements or negative behavior of individuals in a borrower's social network. Corresponding apparatus, systems, programs for computers, and communications mechanisms are also provided to gain access to financial services based upon at least one borrower's request criterion, optimization of reputation in the borrower's online social footprint and performing a lending transaction. | 2014-02-20 |
20140052605 | CONDITIONALLY PERMITTING ACCESS OF TRACKED GEOSPATIAL LOCATION DATA OF A VEHICLE OF A BORROWER BY A LENDING INSTITUTION - A method includes receiving, at a tracking server, geospatial location data of a vehicle at various points in time from a transmitter installed in the vehicle. The vehicle is associated with a borrower in a loan agreement or a lease agreement with a lending institution. The method also includes permitting a financial entity server associated with the lending institution access to the geospatial location data at the tracking server upon the vehicle exceeding one or more threshold parameter(s) related to the geospatial location data stored thereat and/or the borrower exceeding a threshold parameter related to the loan agreement or the lease agreement stored at the financial entity server. | 2014-02-20 |
20140052606 | SYSTEM AND METHOD FOR FACILITATING PREDICTION OF A LOAN RECOVERY DECISION - A system for facilitating prediction of a loan recovery decision pertaining to a customer of a financial institution is provided. The system comprises one or more databases comprising customer interaction data, customer profile data, and economic data. The system further comprises a Behavioral History Sequence (BHS) module configured to generate behavioral history sequence data associated with the customer. The BHS module generates the BHS data by sanitizing the customer interaction data and classifying the sanitized customer interaction data into predefined categories. The system further comprises a prediction module that is configured to predict payment behavior of the customer based on the BHS data, the customer profile data, and the economic data. The prediction module is further configured to predict the loan recovery decision pertaining to the customer, wherein the predicted loan recovery decision is based on the predicted payment behavior of the customer. | 2014-02-20 |
20140052607 | SECURE PAYMENT SYSTEM USING A MOBILE PHONE, AND PAYMENT METHOD USING SAME - The present invention relates to a secure payment system and method using a mobile phone, wherein a purchaser makes payments using various credit cards and a seller confirms the payments instantly through a payment-receiving terminal, and more particularly, to a secure payment system and method using a mobile phone, wherein: a purchaser accesses a payment system using the mobile phone having a card registered therein and inputs and transmits seller information, a payment, and a password; a payment system recognizes and stores the inputs and extracts necessary information with a view to transmitting same to a credit-card company and a financial institution; and, if approval is granted by the credit-card company and financial institution, an approval number is automatically inputted in a process list of the payment system, and then a short message service (SMS) is simultaneously provided to the mobile phones of the purchaser and of the seller and to a payment-receiving terminal of the seller for payment confirmation. | 2014-02-20 |
20140052608 | MORTGAGE LOAN DATA PROCESSING SYSTEM AND METHOD FOR A LOAN BROKER - An exemplary embodiment includes a data processing system and method for managing the origination of a mortgage loan by a loan originator in coordination with a loan broker for a loan customer. The loan originator is not the loan broker. The loan originator provides services necessary for the origination of the mortgage loan and not duplicative of services provided by the loan broker. | 2014-02-20 |
20140052609 | MORTGAGE LOAN DATA PROCESSING SYSTEM AND METHOD FOR A LOAN BROKER - An exemplary embodiment includes a data processing system and method for managing the origination of a mortgage loan by a loan originator in coordination with a loan broker for a loan customer. The loan originator is not the loan broker. The loan originator provides services necessary for the origination of the mortgage loan and not duplicative of services provided by the loan broker. | 2014-02-20 |
20140052610 | SYSTEM AND METHOD FOR SOFTWARE ALLOCATION BASED ON FORECASTS AND CALENDARS - Systems and methods provide at least one software application to users from a software monitor computer server. The software application requires a license grant for use. The software monitor computer server tracks usage of the software application to develop historical use patterns. The software monitor computer server also receives calendar input from electronic calendars of the users and analyzing the calendar input to identify future calendared uses of the software application. This allows the software monitor computer server to predict the future license grant needs of the software application based on the historical use patterns and the future calendared uses of the software application. The software monitor computer server also provides substitute software applications to the users when an insufficient number of license grants are available to meet the future calendared uses of the software application. | 2014-02-20 |
20140052611 | BRUSH HOLDER ASSEMBLY MAINTENANCE PROGRAM - A method of performing maintenance of components of an electrical device including receiving a container of used brush holder assemblies at a remote location geographically removed from an electrical device facility and sending a container of unused brush holder assemblies to the electrical device facility for installation on an electrical device at the electrical device facility. The container includes a plurality of brush holder assemblies including brush holders and brushes pre-loaded in the brush holders prior to shipping the brush holder assemblies in the container. The container includes a plurality of carriers for interfacing with the brush holder assemblies. Each carrier is configured to restrict movement of the associated brush holder assembly within the container. | 2014-02-20 |
20140052612 | SOCIAL NETWORK SYSTEM AND METHOD - A social network system includes one or more participant terminals operable to act as a client on a social network and a computer operable to act as a server on the social network and to communicate with each of the participant terminals over the social network. The computer includes: a memory configured to store a set of instructions; and a processor configured to execute the set of instructions. The set of instructions cause the processor to: receive a user-created application from a user; display the user-created application as being available to other users on the user's profile; and permit other users to download the user-created application. | 2014-02-20 |
20140052613 | SYSTEMS AND METHODS FOR PROVIDING GRATUITIES TO MERCHANTS - A computer-implemented method for facilitating a merchant transaction comprises providing a list of one or more merchants that are in geographic proximity to a geolocation of a payer, and receiving a request from the payer to conduct a transaction with a merchant among the one or more merchants. The request can be received by a computer system programmed to facilitate the transaction. The transaction can then be processed with the aid of the computer system. A tip selection, which can include a tip amount, can be applied to the transaction. In some cases the tip selection is received from the payer as a selectable option. In other cases, the tip selection is automatically applied to the transaction without involvement from the payer during or upon the termination of the transaction. | 2014-02-20 |
20140052614 | System and Method of Executing an Electronic Transaction Using an Embedded Trading Control - A user is enabled to access a first web page hosted on a first server. The first web page features an embedded trading control. The embedded trading control interfaces with an electronic catalog on a trade up server, enables the user to enter a description of a first item that the user intends to trade to a commercial intermediary in exchange for a credit applied to a user account for the user, and receives, from the electronic catalog on the trade up server, a proposal that includes trade in value for the first item. Using the embedded trading control, instructions from the user to trade in the first item are received so that a first item value in the user account is received. The user then may purchase a second item appearing in the second web page using the first item value in the user account. | 2014-02-20 |
20140052615 | Widgets for Use with Electronic Transaction Systems - A computer-implemented method for providing merchants to a user comprises providing, on a graphical user interface of an electronic device of the user, a directory of one or more merchant cards, each merchant card having information of or related to a given merchant. Each merchant card from the one or more merchant cards is configured to permit the user to initiate an electronic transaction with a merchant associated with the merchant card. At least one of the one or more merchant cards includes a widget that provides content that, with the aid of a processor, is generated in view of one or more user-specific merchant relevance criteria. | 2014-02-20 |
20140052616 | PAYMENT SYSTEM AND METHODS FOR BROKERING CONSUMER-PAY TRANSACTIONS - A payment management platform for brokering consumer-pay transactions is provided. | 2014-02-20 |
20140052617 | PAYMENT PLATFORM INTERFACE WIDGET GENERATION APPARATUSES, METHODS AND SYSTEMS - The PAYMENT PLATFORM INTERFACE WIDGET GENERATION APPARATUSES, METHODS AND SYSTEMS (“API-Tool”) transforms developer credentials, codes and parameter inputs via the API-Tool component into buy widgets, payment acceptance and purchase transaction outputs. In one embodiment, the API-Tool may facilitate obtaining a plurality of authentication parameters and widget customization parameters. The API-Tool may authenticate a user using a parameter derived from the plurality of authentication parameters and may dynamically generate a purchase widget for the authenticated user using the plurality of widget customization parameters. | 2014-02-20 |
20140052618 | ELECTRONIC RECEIPT SAVER SYSTEM - Disclosed is an electronic receipt saver system for monetary transactions and return transactions comprising: a unique consumer access coded device having a kit including an individual card, a key fob, and software for personal computing devices. The consumer access coded device can be hosted on selected debit cards and credit cards. The electronic receipt saver system enables a consumer to archive monetary transactions into a single secured database accessible to the consumer via the computing devices to view and organize electronic receipts for financial records. | 2014-02-20 |
20140052619 | FINANCIAL TRANSACTION GIFT REGISTRY SYSTEM AND METHODS - System and methods are disclosed for generating a gift registry investment account and portfolio for a recipient to celebrate occasions such as weddings, births, graduations, birthdays, retirements, anniversaries, bar/bat mitzvahs, and the like. The system and associated methods provide the recipient account opening capability, on-line financial gift registry capability, automated investor-specific allocated information and advice among a plurality of financial vehicle combinations based on the investor's risk tolerance, donor review of the gift registry options, financial transactional funding of the donor to the account created by the recipient using a broker. A gift fulfillment package is sent to the recipient to announce the funding gift from the donor. The package is based upon the information provided during the opening of the account. | 2014-02-20 |
20140052620 | WIRELESS READER AND PAYMENT TRANSACTION TERMINAL FUNCTIONALITY WITHIN A PORTABLE DEVICE - A user accesses an application on a reader mode device, activating a reader communication mode and disabling conflicting communication modes. The reader mode device activates a radio frequency field and creates a secure communication channel with a payment device. A secure element application on the reader mode device requests and receives payment information from a payment device. The secure element application on the reader mode device decrypts the payment information and requests account verification from the user. The secure element application on the reader mode device receives input from the user and verifies the payment information. In response to verifying the account information, the secure element application on the reader mode device encrypts the payment information and transmits it to a payment processing system. The payment processing system processes the payment transaction and transmits a notice of approved or declined transaction to the reader mode device. | 2014-02-20 |
20140052621 | MERCHANT ELECTRONIC CHECK PAYMENTS - Systems and methods are provided for causing a computing device to process a check payment from a user using a debit card by: receiving debit card information from the user; sending the information to a payment platform via a network connection; exchanging the debit card information with an ATM network at a bank and receiving a response including a bank account and a bank routing number; making a fraud potential determination; returning a success flag if fraud is not suspected and an error message if fraud is suspected; storing the returned bank account and bank routing number in a database if fraud is not suspected; requesting the user to write their signature on a digitization pad in operation and storing the signature in the database; and creating a check image. | 2014-02-20 |
20140052622 | REPLENISHING A USER ACCOUNT WITH MORE ACCESS RESOURCES NEEDED FOR ACCESSING NETWORK SERVICES - A network access server (NAS) determines the status of availability (e.g., how much more quota is unused) of an access resource, and sends a notification embedded in a point-to-point protocol (PPP) packet. The format of the packet is chosen such that definition/use of higher layers (e.g., HTTP) is not required to communicate the status to a client system. As a result, the user may be notified even if software such as web browser is not being executed on the client system. | 2014-02-20 |
20140052623 | THREE-DIMENSIONAL GAMING SERVICE PROVIDER ELECTRONIC TRANSACTION AUTHENTICATION - Ensuring security of electronic transactions between a user and a gaming service provider involves employing three-dimensional transaction authentication based on user-facilitated authentication of a device and user-facilitated authentication of a gaming service provider transaction domain. | 2014-02-20 |
20140052624 | CORRELATION OF ASYNCHRONOUS BUSINESS TRANSACTIONS - The present technology monitors a web application provided by one or more services. A service may be provided by applications. The monitoring system provides end-to-end business transaction visibility, identifies performance issues quickly and has dynamical scaling capability across monitored systems including cloud systems, virtual systems and physical infrastructures. A message may be placed in an asynchronous queue. The message may be associated with a business transaction. The message in the asynchronous queue may be retrieved by an application. Business transaction information associated with the message may be transmitted to a server by the application. | 2014-02-20 |