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06th week of 2014 patent applcation highlights part 67
Patent application numberTitlePublished
20140040009PROVIDING AND FILTERING KEYWORD STACKS - Computer-readable media, computer systems, and computing devices for providing and filtering keyword stacks are provided. In embodiments, the method includes receiving an indication to display a set of keyword stacks. Each of the keyword stacks is associated with a different internet advertising metric. Keyword data associated with each of the internet advertising metrics is referenced. Thereafter, the keyword data associated with each of the internet advertising metrics is utilized to generate each of the keyword stacks. In some cases, each of the keyword stacks includes a set of horizontal bars vertically stacked with each horizontal bar representing a number of keywords falling within a particular metric measurement, or range thereof, corresponding with a vertical axis.2014-02-06
20140040010NEGATIVE SIGNALS FOR ADVERTISEMENT TARGETING - Users of a social networking system perform actions on various objects maintained by the social networking system. Some of these actions may indicate that the user has a negative sentiment for an object. To make use of this negative sentiment when providing content to the user, when the social networking system determines a user performs an action on an object, the social networking system identifies topics associated with the object and associates the negative sentiment with one or more of the topics. This association between one or more topics and negative sentiment may be used to decrease the likelihood that the social networking system presents content associated with a topic that is associated with a negative sentiment of the user.2014-02-06
20140040011WEB BASED PAY PER CLICK PERFORMANCE GRADER - A performance grader tool for performing evaluation of an advertising campaign is provided that includes a reporting module that receives campaign data associated with the advertising campaign and performs one or more selective metric-base analysis on the campaign data and produces metric-based data used in evaluating the advertising campaign. The reporting module selectively displays the metric-based data in a plurality of reporting formats to the user.2014-02-06
20140040012SYSTEM AND METHOD FOR ASSIGNING PIECES OF CONTENT TO TIME-SLOTS SAMPLES FOR MEASURING EFFECTS OF THE ASSIGNED CONTENT - Systems and methods provide for assigning pieces of content to time-slots samples for measuring effects of the assigned content. Systems and methods provide for receiving pair-wise content relatedness data that identifies each piece of content as experimental content or control content relative to other pieces of content, and algorithmically assigning experimental or control content pieces to time-slot samples using the content relatedness data, wherein additional content pieces assigned to a particular time-slot sample exclude non-identical related experimental content pieces defined relative to an experimental content piece previously assigned to the particular time-slot sample.2014-02-06
20140040013System and Method for Tracking Influence of Online Advertisement on In-Store Purchases - A method including the steps of generating, using one or more processors, a first statistical model fitted to first data related to in-store purchases resulting from economic browses made by known visitors to an online website, generating, using one or more processors, a bias correction to the first statistical model based on comparison between observed behavior of all unknown visitors to the online website and observed behavior of all known visitors to the online website, applying, using one or more processors, the generated bias correction to the first statistical model so as to obtain a second statistical model fitted to second data related to in-store purchases resulting from economic browses made by unknown visitors to the online website, and calculating, using one or more processors, a total monetary amount resulting from the in-store purchases made by the known and unknown visitors based on the first and second data.2014-02-06
20140040014TRANSACTION DATA CAPTURE SYSTEM FOR A POINT OF SALE SYSTEM - A method of operation of a transaction collection system includes: initializing a sniff daemon on the POS terminal; determining a sales transaction on the POS terminal; recording a transaction document of the sales transaction on a memory of the POS terminal; collecting the transaction document from the memory with the sniff daemon; and providing the transaction document for interpretation on an external system.2014-02-06
20140040015SYSTEM AND METHOD FOR CONTROLLING REAL-TIME BIDDING FOR ONLINE ADVERTISEMENTS - A method and system for controlling real-time bidding for online advertisements is disclosed. According to one embodiment, a computer-implemented method comprises receiving a real-time bidding (RTB) request from a bidder. The RTB request contains a campaign target. An online advertisement campaign corresponding to the RTB request is placed. Campaign performance data is received from an impression server and/or an event server. The campaign performance data is compared to the campaign target. Based on the result of comparison, it is determined whether to enable or disable the online advertisement campaign.2014-02-06
20140040016REAL-TIME TARGETED DYNAMIC ADVERTISING IN MOVING VEHICLES - Dynamically changing targeted advertising content is dispatched wirelessly in real time via a cellular network from a remote web portal to a plurality of vehicles, and ads are displayed on a digital display mounted in a rear window of the vehicles. Vehicles communicate wirelessly to the web portal their geographic location, and cameras are used to record the effect of the ads on viewers in following vehicles. Ads are changed based upon criteria established by advertisers, changing vehicle geographic locations, and changing conditions such as areas, times of day, traffic on roads, and profiles of viewers.2014-02-06
20140040017MOBILE APPLICATION USAGE-BASED REVENUE TARGETING SYSTEMS AND METHODS - Disclosed is a method that includes: profiling a set of mobile applications according to revenue-related parameters; tracking a user's interaction with a mobile application; scoring the user's interaction levels, and based on the score, grouping users into mobile analytics groups associated with the targeting profiles; facilitating the transmission of user information, user interaction data, and specific mobile analytics groups to advertising campaigns. The method may be executed on a digital device. A related system is disclosed.2014-02-06
20140040018Systems, Methods, and Apparatuses for Advertising Generation, Selection and Distribution System Registration - The present invention discloses apparatuses, systems and methods for providing the generation, serving and distribution of advertisements. Specifically, the disclosed system is particularly suited tor the efficient generation and distribution of ads representing narrow offers that are typically advertised using classified ads. The invention allows classified ad to be turned into web advertisements. In addition, affiliated content web sites gather and record information about the visitors to their sites. This information is used to display relevant ads to the web site visitors.2014-02-06
20140040019PREDICTIVE VIDEO ADVERTISING EFFECTIVENESS ANALYSIS - Effectiveness of video content is predicted using an automated or semi-automated analysis process operating on a computer. Video content is analyzed using image and audio data processing to assign a collection of attributes to a video ad. The collection of attributes is correlated to a historical effectiveness (e.g., click-thru rate) of past video ads in the same or similar attribute space to obtain predicted ad effectiveness. Differences between the collection of attributes and historical attribute spaces of greater effectiveness may also be determined and reported in the form of suggestions for improving the effectiveness of the ad.2014-02-06
20140040020MEASURING EFFECT OF IMPRESSIONS ON SOCIAL MEDIA NETWORKS - The present invention generally relates to a marketing strategy to measure the impact of internet advertisements on users who utilize social media networks. The social media networks choose to release only a certain amount of data such as the number of visits to a particular webpage within the social media network, the number of users who like the particular webpage, etc. With an advertisement, it is hoped that the number of users who visit or like the particular webpage will increase. The effectiveness of the advertisement is measured based upon the actual increase in the number of users who visit or like the webpage compared to the expected increase in the number of users in absence of the advertisement. The expected increase in the number of users is calculated based upon historical trends for the webpage in question.2014-02-06
20140040021METHOD AND SYSTEM OF SUBSIDIZING eBOOKS IN EXCHANGE FOR INCLUDING ADVERTISING FROM BRAND IDENTIFIED COMPANIES - A method of one or more sponsors using a computing device connected to a network to subsidize one or more eBook titles including receiving one or more eBook titles and first descriptions of preferred sponsors from first representatives of one or more publishers; receiving brand assets and second descriptions of preferred eBook content from second representatives of the one or more sponsors; selecting based on the first and second descriptions at least one eBook title and at least one sponsor for sponsoring the at least one eBook title; and inserting at least one advertisement formed on a basis of the brand assets received from the at least one sponsor into the at least one selected eBook title to form at least one sponsored eBook edition.2014-02-06
20140040022METHOD OF RANKING AND DISPLAYING CERTIFIED CONTENT - A social media platform and method for displaying and ranking content from an individual user against content from other users. The method prompts the individual user to input user-generated information; receives the user-generated information; acquires related information; receives at least one visual recording related to the user-generated information; associates the user-generated information, the related information, and the captured visual recording to create a user single trophy entry in a remote database; ranks the user single trophy entry relative to a plurality of single trophy entries in the remote database to determine a relative rank; and displays the user single trophy entry with the determined rank. The social media platform displays and ranks trophies taken by a plurality of users utilizing a database, a ranking module, and an output module.2014-02-06
20140040023MERCHANDISING ITEMS OF TOPICAL INTEREST - Various embodiments are described herein that provide one or more of a systems, methods, software, and data structures within an Internet marketplace context that are useful to promote products that may be associated with an event occurrence. Some embodiments further utilize collaborative filtering to augment event-based product recommendations.2014-02-06
20140040024ESTABLISHMENT BASED ADVERTISING METHOD AND SYSTEM - An establishment based advertising method and system is described. A server having a database in which is stored a plurality of advertisement software packages is in data communication with a network of interconnected computers, each of which is associated with a monitor unit. After a request for an advertisement is initiated without intervention of a client, an advertisement software package is retrieved from the database according to predetermined selection rules and transmitted to a target computer, for display on a client side screen. In one embodiment, an advertisement software package is retrieved in response to detected client movement, according to predetermined establishment related selection rules and an extracted advertisement-relevant client characteristic. In one embodiment, the monitor unit is multi-screened.2014-02-06
20140040025OFFERS SYSTEM - A computer system processes a message from a user mobile device by receiving the message from the user mobile device, wherein the message comprises a purchase request, and then determining a matching purchase offer in a database containing a plurality of purchase offers, wherein the matching purchase offer corresponds to an offer identified in the purchase request. The system then transmits a purchase request to a purchase agent at a third party provider that is associated with the matching purchase offer, and processing a purchase transaction received from the purchase agent at the third party provider.2014-02-06
20140040026SYSTEMS AND METHODS FOR INCLUDING ADVERTISEMENTS IN STREAMING CONTENT - Various embodiments in this disclosure describe a method and a system for including advertisements in streaming content. For example, a manifest file may be accessed by a client device from a server device via a network, the manifest file including one or more media segment URLs and one or more advertisement markers arranged in a predetermined sequence. The advertisement markers included in the manifest file may be replaced by the client device with advertisement URLs associated with user-customized advertisements. The media segment URLs and the advertisement URLs included in the manifest file may then be sequentially accessed in accordance with the predetermined sequence.2014-02-06
20140040027SERVING ADVERTISEMENTS BASED ON CONTENT - Advertisers are permitted to put targeted ads on page on the web (or some other document of any media type). The present invention may do so by (i) obtaining content that includes available spots for ads, (ii) determining ads relevant to content, and/or (iii) combining content with ads determined to be relevant to the content.2014-02-06
20140040028LOCATION-AWARE ADVERTISING TO VENDING MACHINE USERS - A payment system for parking locations communicates with a plurality of parking meters, each of which is associated with a predetermined geographic location corresponding to a parking location. The system receives user identifying information via a communication related to payment for a parking session at a parking location identified by the communication, and determines a user credit/debit card data for payment of the parking session based on the user identifying information. Data related to the parking session at the geographic location of the parking meter is stored in a database associated with a parking history of the user, and determines one or more advertisements to communicate to the user based on the geographic location of the parking meter and previously stored data related to the parking history of the user2014-02-06
20140040029SYSTEMS AND METHODS FOR ORGANIZING AND DISPLAYING SOCIAL MEDIA CONTENT - A system for dynamically presenting and organizing social media by subject matter includes: a posting database including a plurality of posts, wherein each post includes post content and one or more post tags; and a display engine posting the plurality of posts to a client machine, wherein the plurality of posts are posted in response to receiving a post tag selection from the client machine.2014-02-06
20140040030MOBILE PAGE MANAGEMENT FOR MERCHANTS LEVERAGING A SOCIAL NETWORKING SYSTEM - A mobile application enables an administrator of a page in a social networking system to manage the page from a mobile device, separate from a mobile application used to consume content on the social networking system. The administrator application may be used to post content on the page, add fans to the page, delete content posted by fans of the page, generate deals, manage advertising campaigns, and access real-time metrics and insights for the page. The administrator application may also enable a user to manage multiple pages that the user has been designated as an administrator. Loyalty programs may also be designed and implemented in real-time using the administrator application, enabling business owners to customize rewards for users generating check-in events at the place of business.2014-02-06
20140040031METHOD OF ADVERTISING TO A TARGETED BUYER - A method of advertising to a targeted consumer, via an application based consumer profiling algorithm which determines the interests of a consumer in a particular geographical position then queues relevant pre-loaded advertisements on an out-of-home (OOH) medium.2014-02-06
20140040032TRANSPORTATION ROUTING - A computer-implemented method of providing personalized route information involves gathering a plurality of past location indicators over time for a wireless client device, determining a future driving objective using the plurality of previously-gathered location indicators, obtaining real-time traffic data for an area proximate to the determined driving objective, and generating a suggested route for the driving objective using the near real-time traffic data.2014-02-06
20140040033SYSTEMS AND METHODS FOR NEAR FIELD COMMUNICATION ENABLED SHOPPING CART CORRALS - Certain embodiments disclose a corral and enclosure defined by three members having an opening configured to hold one or more shopping carts and display one or more advertisements, with two substantially parallel walls of equal or different lengths and advertisement panels affixed on the walls, such that they can be staggered. The staggered arrangement of the at least two panels facilitates better visibility and allows the simultaneous viewing of at least two panels. The panel(s) may also include a near field communication component that is configured to execute a promotional function associated with an advertisement that is displayed by the corral. The promotional function may cause promotional content to be transferred to the mobile device.2014-02-06
20140040034System and Method for Targeting Advertisements or Other Information Using User Geographical Information - A request for information items may include content information associated with one or more electronic messages and geographical information associated with the requesting user. A set of information items is identified based on the user geographical information and the message content of the one or more electronic messages. In some embodiments, at least one of the information items is identified based on both the user geographical information and the message content. In some embodiments, if the user geographical information is different from the user's default geographical information, at least one of the information items is identified based on the user geographical information, but not the message content. A subset of the identified information items may be selected in accordance with a scoring or ranking function. The selected information items are transferred to the requesting client and displayed concurrently with (e.g., next to) the electronic messages.2014-02-06
20140040035METHOD AND SYSTEM OF USING SMARTPHONE LOCKSCREENS AS PERSONAL ADVERTISING BILLBOARDS - Method, system, and software product for displaying advertising media on the lockscreens of handheld computerized devices, such as smartphones. The invention comprises an advertising software app, and corresponding advertising internet server software. Merchants and other advertisers can transmit ads, along with corresponding ad display schedule information, and target ad recipient demographic information, to the server. The smartphone app software can collect user data, forward it to the server, and obtain from the server corresponding ad images that are displayed on the smartphone's lockscreen. The system may optionally keep track of usage and compensate smartphone users accordingly. Smartphone users, on seeing an ad of interest, can either use the ad image directly, transmit the ad image to a recipient, or jump to a web address corresponding to an ad associated URL. The method essentially allows a smartphone user to rent out his smartphone lockscreen as if it was a personal billboard.2014-02-06
20140040036ADVERTISEMENT PLATFORM - Method, device, and storage medium for providing an advertisement platform that allows users to purchase advertisement space on user devices. The advertisement platform delivers the advertisements to the user devices. The advertisement platform uses information from the users of the user devices to identify the available advertisement space. The advertisement platform calculates credits to be applied to services associated with the users of the user devices based on the available advertisement space offered by the users of the user devices.2014-02-06
20140040037SYSTEM FOR MOBILE CONTENT ADVERTISING AND METHOD FOR MOBILE CONTENT ADVERTISING - Disclosed is a system for providing mobile content which improves the quality of the advertising and promotional content service, and which also improves the efficiency of advertising and promotion. The suggested system includes: a code creating means for creating original content information and a code corresponding to content to be provided; and a terminal for storing the content and the original content information, obtaining at least one content providing means and code which enable the transmission of the corresponding content in response to a received content request message, extracting original content information corresponding to the obtained code and then broadcasting a content request message including the extracted original content information, and receiving corresponding content from at least one content providing means or at least one other terminal.2014-02-06
20140040038Consumer oriented method and system for preference management - A consumer oriented method and system for product preference management is disclosed where the consumer explicitly communicates product preferences and reasoning for such preferences allowing marketers, advertisers, distributors and manufacturers to directly understand said consumer desires. The data provided by such system being invaluable to marketers, advertisers, distributors and manufacturers allows them to modify their products to make them more attractive to the specific tastes of the consumer and to build consumer loyalty. The preference management system allows, if a consumer desires, to filter undesired advertising communication from the other parties.2014-02-06
20140040039METHODS AND SYSTEMS FOR VIEWING DYNAMICALLY CUSTOMIZED ADVERTISING CONTENT - Systems and methods for dynamic customization of advertising content are described. In some implementations, a process may include providing at least one selection signal indicative of a viewer preference, receiving a dynamically customized audio-visual content including a dynamically customized advertising content portion having at least one revised content portion customized in accordance with the at least one selection signal, and displaying the dynamically-customized audio-visual content.2014-02-06
20140040040SYSTEMS AND METHODS FOR DELIVERING MESSAGE-BASED ADVERTISING AND PROVIDING CHARITABLE FUNDRAISING - A system for distributing messages to consumers. A consumer may opt-in to receive messages by sending a text message with a keyword to an aggregator. The aggregator is a message distributor and the opt-in message opts in for a particular advertiser and other advertisers. The advertiser may send messages to the consumer and other consumers who specifically opt in for the advertiser. Other advertisers may send messages to the consumer if sufficiently nearby or related to the advertiser, or if sharing a consumer cloud of the advertiser. The advertisers may manage all messages using a mobile or other interface. Messages are sent for a fee. A portion of the fee is remitted to charitable organizations identified for such purpose by recipient consumers receiving the messages. Messages sent by advertisers may include text messages, emails or instant messages.2014-02-06
20140040041GARMENT FITTING SYSTEM AND METHOD - A system and method are disclosed for representing fitting of clothing for a plurality of users. At least one database is accessed that includes at least personal size information representing measurements respectively associated with at least one person. Clothing information is received that represents at least one of the plurality of articles of clothing. The received clothing information is processed to associate the clothing information with at least some of the personal size information associated with one of the plurality of persons. Thereafter, a value is determined, as a function of the processed clothing information, that represents the fit of the one of the articles of clothing with at least one person. Information associated with the information is displayed.2014-02-06
20140040042MONITORING ACTIVITY STREAM FOR SPONSORED STORY CREATION - A method includes monitoring an activity stream to identify actions that match stored sponsored story specifications, for providing one or more sponsored stories to a viewing user. The sponsored story specifications include a visual specification for the sponsored story, and matched sponsored stories are ranked for a viewing user. Users can set privacy preferences related to sponsored stories. The ranking and privacy settings contribute to which sponsored stories are provided for display to the viewing user.2014-02-06
20140040043System and Method for Remote Acquisition and Delivery of Goods - A system and method for remote acquisition and delivery of goods provides for potential customers, having computers in communication via the internet, to be able to contact an agent for the purchase and potential delivery of one or more goods for the customers. An agent is able to contact an original or secondary customers, which could be friends, family, co-workers or the like, through either a social or business network to inquire about obtaining goods on behalf of the customers. In any case, the agent provides the customer with at least real-time image data to assure the exact good desired by the customer is acquired.2014-02-06
20140040044Personalized Interactive Network with Knowledge Management System - Systems and methods personalize interaction between an intermediary system, a plurality of consumers, and a plurality of third party providers of products and services. For each consumer, a plurality of personalized value propositions may be generated for various products and/or services. The value propositions have personalized terms such that the same good or service offered to one consumer may be offered on different terms to another consumer. The system may generate a list of personalized value propositions for each consumer corresponding to various products and/or services to promote to that consumer. When a consumer interacts with the intermediary system, one value proposition from the list may be selected for presentation. In other embodiments, a plurality of value propositions from the list may be selected for presentation to a consumer as a package. Consumers can interact with the system over a variety of communication channels and user devices, including ATMs, PDAs, cell phones, computers accessing web sites or other Web Devices, Voice Response Units (VRUs), and others.2014-02-06
20140040045System and Method for Consumer Image Capture and Review - A method for capturing images including: providing a consumer with an identification (ID) code contained in a machine readable medium; reading the ID code at a chosen location with a reader; capturing an image of the consumer in response to reading the ID code; transmitting the captured image to web storage; and, delivering a text message to the consumer, the text message comprising: the captured image; and information enabling the consumer to access the captured image in web storage.2014-02-06
20140040046Systems and Methods for Acquiring a Captive Customer Base Within a Cloud Environment - In one example embodiment, a computer-implemented method for acquiring a captive customer base within a cloud computing environment comprises providing customer software to a service organization, with the customer software being configurable to facilitate communications between the service organization and a client base of the service organization. The customer software provided to the service organization is subsidized based on a condition that the service organization allows a software provider to embed context-based marketing content in the customer software, and is provided to the client base via the customer software, with the context-based marketing content directed to products offered by the software provider, and the products being supplemental to service organization services, thereby using the customer software to generate revenue for the software provider, with costs of the context-based marketing being determined by software development costs.2014-02-06
20140040047METHOD OF DISSEMINATING ADVERTISEMENTS USING AN EMBEDDED MEDIA PLAYER PAGE - A method of disseminating advertisements includes the step of transmitting to a media device (2014-02-06
20140040048MOBILE COMPUTING BASED CENTRALIZED MENU SYSTEM - Systems and methods related to an individualized menu system for use by customers in a retail environment. Multiple mobile computing devices are in communication with a database server from which the mobile computing devices retrieve menu related data items. The menu related data items are then used to present a menu to the customer by way of the mobile computing devices. The mobile computing devices are authenticated by the database server and communicate with the database server using a secure communications protocol. Each menu related data item in the database server is individually editable by an administrative user and edits are not propagated to the mobile computing devices until they are committed as such by the administrative user.2014-02-06
20140040049INFORMATION PROCESSING DEVICE, VIDEO PLAYBACK METHOD, PROGRAM, AND VIDEO PLAYBACK SYSTEM - A video playback system includes a video distribution server and at least one information processing device. The video distribution server includes a video distribution portion that performs streaming distribution of a video stream, an alternative video distribution portion that distributes an alternative video, and a control information distribution portion that distributes control information. The information processing device includes a receiving portion that receives the video stream, the alternative video, and the control information, a storage portion that stores the alternative video and the control information, a video stream playback portion that performs streaming playback of the video stream, an alternative video playback portion that plays back the stored alternative video, and a playback switching control portion that, based on the stored control information, controls switching between the streaming playback and the playback of the alternative video.2014-02-06
20140040050USE OF SOUND TO AUTHENTICATE AND ENABLE A RETURN WITH AN ELECTRONIC RECEIPT - A method is disclosed for authenticating and enabling returns at a physical store location and based off of an electronic receipt. The electronic receipt may be viewed on a mobile electronic device with electronic receipts software thereon. The electronic receipts software may use sound recordings to verify whether a customer is present at a returns terminal at a physical store location. The electronic receipts software may recode particular sounds or ambient noise at a returns POS terminal and analyze and compare this sound recording against known sounds to determine whether a customer is present at a returns POS terminal. The electronic returns software may prevent the customer from accessing returns features if the customer is not at a returns terminal and allow the customer to access returns features if the customer is at a returns terminal.2014-02-06
20140040051SYSTEMS AND METHODS TO ENHANCE SECURITY IN TRANSACTIONS - A system includes a digital camera coupled with or integrated within a transaction terminal to capture an image during authorization of a transaction initiated at the transaction terminal. The system further includes a portal configured to receive the image and transmit the image to a communication reference associated with the account information of an account in which the transaction is made, based on a security preference associated with the account information. The image may be optionally analyzed to detect fraudulent use of the account.2014-02-06
20140040052MOBILE COMMERCIAL SYSTEMS AND METHODS - Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices in various types of financial transactions. According to one embodiment, a method of providing a plurality of mobile commerce functions can comprise receiving a communication related to a function of a mobile wallet application of a mobile device. One or more of a plurality of acquirer systems for handling of the communication can be identified based on the function of the mobile wallet application to which the communication relates. The communication can be routed to the identified one or more acquirer systems for handling of the communication. In some cases, a reply to the communication can be received from at least one of the identified one or more acquirer systems and the reply can be sent to a recipient.2014-02-06
20140040053USE OF OPTICAL IMAGES TO AUTHENTICATE AND ENABLE A RETURN WITH AN ELECTRONIC RECEIPT - A method is disclosed for authenticating and enabling returns at a physical store location and based off of an electronic receipt. The electronic receipt may be viewed on a mobile electronic device with electronic receipts software thereon. The electronic receipts software may use machine readable codes to verify whether a customer is present at a returns terminal at a physical store location. More particularly, the electronic receipts software may contain a bar code reader module and use the camera of the mobile electronic device to capture a machine readable code such as a bar code or QR code. The electronics receipts software may recover data from the machine readable code which identifies the store, retail location, etc. This information may be compared against known values to determine that the customer is present at a returns terminal.2014-02-06
20140040054HOUSING SERVICES KIOSK - Software and hardware enabling electronic leasing and other services for multi-family residential housing are provided. A computer kiosk can be provided in a leasing office or other location of an apartment building. The kiosk can be equipped with a display and an input device, allowing a user to interact with leasing services software running on the kiosk. The software can provide the user with secure access to information about the user's lease account. For example, the software can provide the user with information about past rent payments and current rent due. The kiosk can be equipped with a magnetic card reader and a check scanner, allowing the user to make a payment by credit card, debit card, gift card or check. Additionally, the kiosk can allow the user to make a payment with previously stored credit card or other account information.2014-02-06
20140040055Systems and Methods for Dispensing Products Selected at Remote Point-of-Sale Devices - The present application provides a remote beverage dispensing system for filling a number of orders with one or more beverage selections. The remote beverage dispensing system may include a point-of-sale device for receiving the orders and a remote beverage dispenser for filling the orders. The remote beverage dispenser may include a point-of-sale order queue and a manual selection screen. The point-of-sale order queue may include the beverages selections in each of the number of orders.2014-02-06
20140040056METHOD AND SYSTEM FOR OFFERING A CREDIT PRODUCT BY A CREDIT ISSUER TO A CONSUMER AT A POINT-OF-SALE - A method for offering at least one credit product by at least one credit issuer to a consumer at a point-of-sale between a merchant and the consumer. The method includes the steps of: providing a credit issuer data set including a plurality of data fields to a central database; initiating a transaction between the consumer and the merchant at the point-of-sale; offering, to the consumer at the point-of-sale, the at least one credit product; and presenting, to the consumer at the point-of-sale, at least one data field in the credit issuer data set. The at least one data field presented to the consumer is populated with data directed to the credit product, the credit issuer, or any combination thereof. An apparatus and system are also disclosed.2014-02-06
20140040057NON-LINEAR CHECKOUT STAND - A non-linear checkout stand which offers retailers additional options for configuring a store. An example checkout stand includes a housing including a first end and a second end, a conveyor for transporting items in a plurality of different directions along a non-linear path connecting the first end to the second end, and an item identifier within the housing on the non-linear path for automatically identifying the items.2014-02-06
20140040058SYSTEMS AND METHODS FOR DESIGNING, DEVELOPING, AND SHARING ASSAYS - Described are computer-based methods and apparatuses, including computer program products, for designing assays. A database stores a set of user-selectable element data objects, a set of user-selectable operation data objects, and a set of validation rules for the one or more assays that can be used to determine whether an assay is valid. Data is received that is indicative of selecting, for a candidate assay specification, a first set of element data objects and a first set of operation data objects. The candidate assay specification is generated based on the received data. The candidate assay specification is validated. An assay data file is generated for the candidate assay specification that includes the first set of element data objects and the first set of operation data objects, such that the assay data file can be shared among a set of users.2014-02-06
20140040059SYSTEMS AND METHODS FOR PRESENTING AND DELIVERING DIGITAL GIFTS ONLINE - Systems and methods for online digital gift delivery include receiving from a gift sender a request to deliver a digital gift to a gift recipient. In response to instructions received from the gift sender via a user interface provided to the gift sender responsive to receiving the request, a digital gift container including a digital gift presentation and an indication of the digital gift is generated. The digital gift presentation is configured to display a customized arrangement of data content objects and configured to reveal the indication of the digital gift responsive to a gift presentation policy specifying one or more conditions for revealing the indication. The gift recipient is then provided access to the digital gift container. The indication of the digital gift is revealed in response to determining that one or more conditions of the gift presentation policy have been met.2014-02-06
20140040060SYSTEM OF PROVIDING EXPERT ANALYSIS TO CONSUMERS - A system of providing expert analysis of a product or service to a consumer, prior to the consumer buying the product or service. The product or service may include a used car being sold by a private seller. A consumer may request that the car be analyzed by an expert. The seller may receive the request and pick from a list of inspection locations to analyze the car. The seller may bring the car to the inspection location and the expert may analyze the car and upload the results to the consumer for review.2014-02-06
20140040061CREATION, SHARING AND EMBEDDING OF INTERACTIVE CHARTS - Systems and methods for generating and sharing interactive charts are described. The interactive charts are generated in an online portal that allows users to customize the interactive features of the chart. An online portal may also be provided to allow users to automatically embed interactive chart(s) in another website without reprogramming the code of the website each time the interactive chart(s) are changed or new interactive chart(s) are added.2014-02-06
20140040062Message Processing - Systems and methods are provided for scoring the use of financial market messages. Uses of messages that are efficient and/or improve market liquidity receive positive scores. Traders are charge fees or receive rewards that are dependent upon message quality scores.2014-02-06
20140040063SYSTEM AND TAGGING MECHANISM FOR PROVIDING ON-LINE INSURANCE, INCLUDING MOVING INSURANCE - A system and method for providing moving insurance according to an automatically generated quote.2014-02-06
20140040064Method of Selling Golf Bags and Golf Bag Kits - Methods of selling golf bags and golf bag kits are described that include selling components of a golf bag that have been selected from a golf bag kit of interchangeable components. The components of the golf bag kit of interchangeable components may include, but are not limited to, golf bag shells or golf bag shell sub-assemblies, top members or top member sub-assemblies, bottom members or bottom member sub-assemblies, strap systems, stand system components, and accessories, for example. Individual components may be selected from a plurality of interchangeable components of each category to produce a customized golf bag. The components may then be aggregated and assembled to form a golf bag.2014-02-06
20140040065System and Method for Ordering a Print Product Using a Mobile Computing Device - A system and method for ordering a print product using a mobile computing device is provided. The system includes a photofinisher configured for receiving a print order from the mobile computing device and producing the print product based upon the print order. Further, a print product ordering module is configured for allowing the print order to be completed using the mobile computing device, wherein the print order includes the digital image and the print product selected using the mobile computing device. A wireless local area network is configured for placing the mobile computing device in communication with the photofinisher when the mobile computing device is located within a range of the wireless local area network. The print order completed using the mobile computing device is communicated to the photofinisher when the mobile computing device is located within the range of the wireless local area network.2014-02-06
20140040066WIDGETIZED AVATAR AND A METHOD AND SYSTEM OF CREATING AND USING SAME - An upsell engine that provides a purchaser of a first item the opportunity to purchase a second item that is related to said first item. The first item may be a virtual item and the second item may be a real world item related to or a representation of the virtual item. The upsell engine preferably tracks the preferences or personal information of the user in order to upsell real world representations of the virtual item.2014-02-06
20140040067Social Marketplace Digital Worth Score - A method and system are disclosed for managing catalog resources within a social commerce environment. Users are referred by a plurality of affiliates to asocial commerce marketplace system. Once referred, the users are presented with a customized social commerce storefront that is associated with an individual affiliate. Each of the customized social commerce storefronts comprises a micro catalog of purchasable products, which is a subset of a master catalog comprising a set of available products. Social data associated with the user and catalog data associated with the purchasable products is processed to generate product catalog data to the user, which is then provided to the user. The user reviews the social commerce content and selects individual purchasable products for purchase.2014-02-06
20140040068Service Recommender System For Mobile Users - A mobile recommendation system for providing one or more recommendations to a group of mobile users having specific behavior characteristics among a plurality of mobile users is disclosed. The mobile recommendation system comprises of a pre-clustered repository that is configured to store pre-cluster data of the group of mobile users. The mobile recommendation system further comprises a processor capable of controlling a mobile identification generation module that is configured to create a plurality of pre-clusters of mobile users with regard to the pre-cluster data stored in the pre-clustered repository and to generate a unique identification parameter for each mobile user for identifying a priority of the specific behavior characteristics of the respective mobile user in the respective precluster. The processor is also capable of controlling a categorizing module that is configured to identify the group of mobile user with respect to the specific behavior characteristics of each mobile user and categorize one or more mobile users as influential users among the selected group of mobile users based on the unique identification parameter, and identifying at least one recommendation for the selected influential users. The mobile recommendation system further comprises a mobile interface that is configured to communicate one or more recommendations to each influential mobile user.2014-02-06
20140040069METHOD AND SYSTEM FOR FACILITATING FINANCIAL TRANSACTIONS - A method for facilitating a financial transaction includes: receiving, by a receiving device, product details associated with a product available for purchase, wherein the product details includes at least a product identifier, a purchase amount, and a merchant identifier; storing, in a database, the received product details; identifying a uniform resource locator (URL) corresponding to a webpage; and transmitting, by a transmitting device, the URL to a third party, wherein the product is available for purchase on the webpage and the webpage is configured to transmit, to the receiving device, an authorization request for a financial transaction, the financial transaction including at least the product available for purchase.2014-02-06
20140040070PUBLISHING ON MOBILE DEVICES WITH APP BUILDING - A publisher accessible e-publishing system and method, configured to enable a publisher to construct and make an app available for permitting enhanced viewing and interactive utilization of e-published content on various mobile devices with various software platforms, the system comprising a front end and a back end with the front end being configured to be used by a publisher to provide content and selection of parameters for display and use with the e-published content and the back end being a system which is configured to store the content and meta data for the content and which is configured to configure the content into an end user app specifically conformed to the specific viewing platform and device being used by the end user to view and interact with the e-published content.2014-02-06
20140040071TRUSTED FULFILLMENT AGENT NETWORK - A system and method for a trusted fulfillment agent network system is described. A network of trusted fulfillment agents is generated for a seller in an online marketplace. A transaction between a buyer and the seller corresponding to a listing of the seller in the online marketplace is accessed. A request is generated to the network of trusted fulfillment agents of the seller to fulfill a shipment of an item from the listing to the buyer on behalf of the seller.2014-02-06
20140040072REAL ESTATE DATA EXCHANGE SYSTEM - A method, apparatus and computer program product are provided for allowing multiple users to view and exchange real estate data in real time. In the context of a method, a method is provided that includes causing an invitation to connect with an agent account to be transmitted form an agent device associated with the agent account to a client device associated with a client account. The method further includes receiving an indication of acceptance of the invitation from the client device and, in response, establishing an agent-client connection between the agent account and the client account, the agent-client connection allows information regarding real estate to be shared between an agent and a client via a customized user interface of a respective one of the agent device or the client device.2014-02-06
20140040073Comparative Shopping Tool - The claimed subject matter relates to a computer-implemented architecture that can provide a non-invasive comparative shopping tool, such as a browser plug-in. For example, the plug-in can determine whether a web user is currently visiting a purchase page, thus indicating that the web user is likely to be interested in purchasing items online. Upon making this determination, the plug-in can display a non-invasive listing (that can be quickly and conveniently dismissed) of comparable items at favorable prices (or with favorable features, etc.) that are available for purchase at other web sites. In addition, the plug-in can communicate with a data store, e.g., by way of the web, in order to help make various determination as well as to receive the listing of comparable items.2014-02-06
20140040074Value Report Displaying Inverse Highlights - A report generator that analyzes a vehicle for sale against other vehicles in the market. Each vehicle has specific attributes that are not shared by substantially all similar vehicles, (examples of such attributes are: a low price or a low mileage (both as compared to average), a certified status, a low number of accidents reported, whether it is a late model year, a standard color, a warranty, a low number of previous owners, a sunroof, an upgraded engine, an upgraded stereo, keyless entry, heated seats, navigation, or leather seats). The report generator lists a sub-set of the other vehicles and identifies the missing specific attributes of each vehicle in the sub-set.2014-02-06
20140040075SYSTEM AND METHOD OF SELECTION AND ORGANIZATION OF CUSTOMER ORDERS IN PREPARATION FOR DISTRIBUTION OPERATIONS ORDER FULFILLMENT - A system may receive orders from disparate sources, each order specifying at least one item located in a physical storage area divided into subareas. The orders may be prioritized for desired processing sequence. The system may determine, beginning with high priority orders specifying at least two items for each order, a virtual order footprint that represents all of the subareas corresponding to the items in the order and form a plurality of virtual potential pick batches, each virtual potential pick batch comprising orders in a unique virtual order footprint. When a configurable limit is reached, the number of orders in each virtual potential pick batch is determined. The order counts are a factor in determining which of the virtual potential pick batches are to be released for processing by available work resources. All other non-selected virtual potential pick batches are deconstructed awaiting the future availability of work resources.2014-02-06
20140040076Sale of Footwear by Subscription - A user enters into a subscription to receive footwear having one or more specified performance characteristics. As the user finishes wearing one set of footwear, the user can obtain a replacement set of footwear that also will have one or more specified performance characteristics. The performance characteristics may be consistent for each set of footwear provided according to the subscription. Alternately, the footwear performance characteristics may vary over the life of the subscription. Thus, the footwear provider may periodically obtain biometric information describing the user's athletic activities or performance. The footwear provider then can tailor the performance characteristics of footwear provided under the subscription to match the user's athletic activities or performance.2014-02-06
20140040077METHOD AND PROCESS FOR PROVIDING RELEVANT DATA, COMPARING PROPOSAL ALTERNATIVES, AND RECONCILING PROPOSALS; INVOICES, AND PURCHASE ORDERS WITH ACTUAL COSTS IN A WORKFLOW PROCESS - The present invention provides a process and system for matching buyers and sellers of either goods or services, or goods and services for a project. The invention enables a buyer to specify a project in terms of physical, functional, temporal, financial, and transactional parameters that can be automatically converted, by the present invention, into at least one request for either goods or services, or goods and services to perform work related to the project. The requests are suitably provided to at least one seller. Upon receiving a request, the seller may submit a response to the request, as desired. The invention provides a forum for the negotiation of any agreements and the formation of contracts to provide the requested, or alternative goods or services, or goods and services, as well as reconciliation of purchase orders, actual field costs, and invoices.2014-02-06
20140040078SYSTEMS AND METHODS FOR AUTOMATED GIFT DELIVERY - A system and method for automated selective gift delivery whereby a gift-giver is provided the opportunity to register as a user of the system and with respect to each desired recipient of one or more gifts for one or more events, typically recurring, to provide information to the system about the recipient and the events such that the system may select, or cause to be automatically selected, a gift suitable for the recipient and event based upon the parameters provided by the gift-giver, and cause the gift to be automatically delivered to the recipient without further action or intervention by the gift-giver. Alternative modes of the invention provide for the gift-giver to be given the option of sending an alternative gift selected by the system, or caused to be selected by the system, as suitable for the recipient and event. Another additional mode permits the gift-giver to decline to have a gift sent to a recipient for a particular event. Another additional mode permits the gift-giver to select from among the available inventory of gifts suitable for the recipient and event. Another mode of the invention permits the user to have a gift automatically and selectively delivered for a one-time, rather than recurring, event.2014-02-06
20140040079MECHANISMS FOR ORDERING TRANSPORTATION VEHICLES - A graphical user interface (GUI) of an application is provided to a user. A user input indicating a request for a demonstration of an online transportation ordering process is received via the GUI. In response to the user input, the demonstration is presented to the user using the GUI. The demonstration includes obtaining the geographic location of the user, displaying the geographic location of the user on a map, and displaying a simulated movement of a transportation entity toward the geographic location of the user on the map. An additional GUI of the application may also be provided to the user. The additional GUI includes a map that indicates the location of the user and one or more transportation entities in the vicinity of the user. The application may accept user input selecting one of the transportation entities and the application may transmit a request for transportation to a server.2014-02-06
20140040080DIGITAL DOWNLOADING JUKEBOX SYSTEM WITH USER-TAILORED MUSIC MANAGEMENT, COMMUNICATIONS, AND OTHER TOOLS - A digital downloading jukebox system including a mechanism for delivering custom services to a recognized user, including services for creating playlists, communicating with others, accessing other features, etc. is provided. In some exemplary embodiments, after a user is recognized, the jukebox system allows users to access a special front-end via the Internet or on an actual jukebox. Then, the user may, for example, create playlists, share songs with friends, send messages to friends, and access other value-added content. Other exemplary embodiments allow users to become certified, charging them for services without requiring constant inputting of coinage or credit card information. Such a system preferably learns about networks of friends, and enables managers to send similar messages to regular customers and/or others known to the system.2014-02-06
20140040081DETERMINING AN ESTIMATED QUANTITY OF A CONSTITUENT COMPONENT - An identification of a constituent component is received. In response to receiving the identification, an estimated quantity of the constituent component in a product mix is determined, where the determining is based on bills of materials for corresponding product assemblies, and a data structure that stores information containing at least one metric for each of a plurality of components, the at least one metric indicating an impact of the corresponding component on an environment.2014-02-06
20140040082FLEXIBLE EXPOSURE LIFECYCLE MANAGEMENT - The disclosure generally describes computer-implemented methods, computer-readable media, and computer systems for flexible exposure lifecycle management. One computer-implemented method includes defining at least one custom exposure lifecycle, wherein the at least one custom exposure lifecycle includes at least one custom exposure category and at least one custom exposure activity, receiving exposure category data associated with the at least one custom exposure category, receiving exposure activity data associated with the at least one custom exposure activity, mapping, by operation of at least one computer, the received exposure category data with one of a required set of transaction categories associated with a required exposure lifecycle, and mapping, by operation of at least one computer, the received exposure activity data with one of a required set of transaction activities associated with the required exposure lifecycle.2014-02-06
20140040083ELECTRONICALLY IMPLEMENTED FLOORPLAN AUDITING SYSTEM AND METHOD - An electronic method of auditing floorplan loans is provided. The floorplan loans are provided by a lending source to a plurality of vehicle dealers. The method includes, for each of the plurality of vehicle dealers, an entity other than the lending source or a dealer (i) retrieving the lending source's records corresponding to the dealer's floorplan loan; (ii) retrieving the dealer's internal financial records used by the dealer for tracking sales; (iii) comparing the lending source's records with the dealer's internal financial management records to determine a variance between the lending source's records and the dealer's records; and (iv) reporting the variance to the lending source.2014-02-06
20140040084MANAGING CONSISTENT INTERFACES FOR TAX AUTHORITY BUSINESS OBJECTS ACROSS HETEROGENEOUS SYSTEMS - A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business transaction. In some operations, software creates, updates, or otherwise processes information related to a tax assessment notice, a tax form, a tax object, a tax obligation and/or a tax return business object.2014-02-06
20140040085CURRENCY TRACKING - A method and apparatus are disclosed for tracking currency notes within a financial institution. The method includes the steps of receiving currency notes from a first authorized person, ascertaining a value and at least one further parameter associated with each received currency note, receiving a request from a second authorized person to receive currency notes for transferring within the financial institution, dispensing the requested currency notes to the second authorized person, associating at least one parameter of each dispensed currency note with the second authorized person and receiving a notification from a device within the financial institution that the dispensed currency notes have been received at the device.2014-02-06
20140040086Risk Analysis Based on Social-Networking Information - In one embodiment, accessing information associated with a financial activity conducted by a user who belongs to a social network; determining one or more social connections of the user within the social network; and determining legitimacy of the user using the information in connection with the financial activity based on the one or more social connections of the user.2014-02-06
20140040087METHOD FOR SENDING OUT MOBILE FINANCIAL SUMMARIES - The invention provides for a financial summary system and more particularly relates to a system for sending out invoices and/or statements via a multi-media messaging service (MMS).2014-02-06
20140040088MEDIA RIGHTS MANAGEMENT USING MELODY IDENTIFICATION - A content recognition system operates in conjunction with a media hosting service to identify hosted media content and ownership rights associated with the hosted content. By applying melody recognition, the content recognition system can identify compositions embodied in hosted media content even when these compositions do not precisely match any known sound recording. Thus, the content recognition system is beneficially able to detect, for example, recorded cover performances and recorded live performances embodied in hosted media content. Once identified, ownership information is determined and the media hosting service can carry out appropriate rights management policies associated with the content such as monetizing or blocking the protected content.2014-02-06
20140040089DECISION SUPPORT SYSTEM FOR THE MANAGEMENT OF ENERGY USE, CONTRACTING AND CAPITAL INVESTMENTS FOR FACILITIES - Disclosed herein is an energy management decision support system and methods for asset managers of buildings and facilities that can utilize energy usage data captured from meters, such as smart meters, and weather data to provide a systems-based cost reduction and optimization solution for end users. Building system components may be highly inter-dependent and changes to one system element can have substantial effects (positive and negative) upon other system elements. As described in further detail herein, system and method embodiments according to the present disclosure may apply predefined criteria to such building energy usage data to identify energy usage variances, and may graphically present to a user the identified energy usage variances. As a result, facility administrators are provided with more easily interpretable energy usage information. Such information may be applied by the administrators for adjusting operations, upgrading building equipment, or retrofitting building equipment to improve building energy usage and reduce costs.2014-02-06
20140040090ONLY-AT-BEST TRADING ORDERS IN AN ELECTRONIC TRADING SYSTEM - Systems and methods of trading items on an electronic trading system according to the invention are provided. The embodiments of the invention are based at least in part on a new order type. The new order type is an only at best order type, whereby trades are preferably only executed at the best price the item is being bought or sold.2014-02-06
20140040091LOSS RISK MANAGEMENT ACROSS MULTIPLE VENUES - Some embodiments may relate to managing the risk of losses over a variety of risk venues. For example, a central system may monitor trading losses and profits by an entity over a plurality of exchanges. When losses exceed profits by some threshold amount, trading at the exchanges may be halted. Other example methods and apparatus are described.2014-02-06
20140040092METHODS AND SYSTEMS FOR CREATING A CREDIT VOLATILITY INDEX AND TRADING DERIVATIVE PRODUCTS BASED THEREON - A computer system for calculating a credit volatility index comprising memory configured to store at least one program; and at least one processor communicatively coupled to the memory, in which the at least one program, when executed by the at least one processor, causes the at least one processor to receive data regarding options on credit default swap index derivatives; calculate, using the data regarding options on credit default swap index derivatives, the credit volatility index; and transmit data regarding the credit volatility index.2014-02-06
20140040093METHOD AND SYSTEM FOR ELECTRONIC TRADING OF FINANCIAL INSTRUMENTS - A method and system for providing computer-implemented trading of securities. Respective computer-generated interfaces are provided from a counter-party system between a plurality of dealers and a plurality of clients. A network enables messages to be directly exchanged between the dealer interfaces and the client interfaces. Enabling at least a particular client to submit an inquiry, via the respective client interface, for trading a particular security to at least one of the plurality of the dealers. Enabling the dealers to provide respective offers and/or bids, via their respective dealer interfaces, in response to a client inquiry submitted thereto. Communicating, via the computer generated interfaces, the offers and/or bids directly to the particular client from a particular dealer for consideration thereby.2014-02-06
20140040094SYSTEM AND METHOD FOR PROVIDING SECURITY TO A GAME CONTROLLER DEVICE FOR ELECTRONIC TRADING - A system for managing electronic trading, comprises an interface application including a mapping module that defines a plurality of controller signal relationships. Each controller signal relationship associates one or more of a plurality of game controller signals with one of a plurality of trading system commands associated with the electronic trading of financial instruments. The interface application receives a plurality of game controller signals generated by a game controller, and determines, based on the controller signal relationships, that one or more of the plurality of received game controller signals are erroneous. The interface application causes the communication of a command to lock the game controller based on the determination of the one or more erroneous game controller signals.2014-02-06
20140040095DISTRIBUTED RANKING AND MATCHING OF MESSAGES - Apparatus and methods for managing messages in a computer system are described. A plurality of order/quote messages is received via an input mechanism, and the order/quote messages are ranked based on the at least one ranking value parameter at a first ranking unit. At least one top ranked order/quote message is sent from the first ranking unit to a matching unit, and the top ranked order/quote messages are matched at the matching unit.2014-02-06
20140040096ELECTRONIC TRADING SYSTEM SUPPORTING INDICATORS OF INTEREST - A system conducts anonymous negotiations and supports indications of interest in trading stock. The system includes a database for storing public orders received from a public stock trading system; and a server for receiving hidden orders from a plurality of users and for conducting anonymous negotiations between first and second users with the hidden orders. The server repeatedly accesses the database to determine a match of any one of the hidden orders with any one of the public orders, and to execute a pair of orders selected from the hidden orders and the public orders. The system also transmits indications of interest (IOIs) into a trading environment using the server for processing a trading order from a first user and for maintaining a profile of a user. The profile includes a current IOI setting for controlling transmission of the IOI from the user. The server responds to a toggle command from the first user to control transmission of the RN opposite to the current RN setting. The server responds to the ICH setting being set to allow transmission by transmitting the IOI of the first user associated with the trading order.2014-02-06
20140040097FIRM TRADE PROCESSING SYSTEM AND METHOD - A method for processing a trade, the method includes a computer generating a firm trade between two clearing participants. The method further includes transmitting the firm trade enrichment request to the clearing participants, and receiving enriched firm trade in response. The method further includes processing the firm trade as a cleared trade using the received enriched firm trade data. The method further includes submitting the firm trade to a trade reporting repository.2014-02-06
20140040098CONFIRMING AND RECORDING COMPLIANCE WITH MARKUP AND MARKET PRICE GUIDELINES - A method includes: (a) receiving market data, in which the market data includes information relating to one or more transactions of a security; (b) obtaining, using a data processing apparatus, a contemporaneous reference value, in which the contemporaneous reference value is contemporaneous with a first transaction of the security; (c) obtaining, from the market data, a sample transaction value; (d) defining a market movement threshold value and determining whether a difference between the sample transaction value and the contemporaneous reference value is greater than the market movement threshold value; and (e) outputting to computer-based memory a result of determining whether the difference between the first sample transaction value and the first contemporaneous reference value is greater than the market movement threshold value.2014-02-06
20140040099ONLINE STOCK PAYMENT SYSTEM - In general, this disclosure describes an electronic payment processing system that facilitates payment for goods or services using securities, such as stock. In some examples, A computing device includes at least one processor configured to receive data indicating an electronic payment request for a transaction associated with a provider of goods or services; process the payment request with a payment processing system to access a data store of a data storage device to identify one or more accounts associated with a recipient of the goods or services and to determine whether the identified accounts have sufficient amount of securities to satisfy an amount specified by the electronic payment request; and when the identified account has a sufficient amount of securities to satisfy the amount specified by the payment request, automatically generating an electronic response message from the payment processing system indicating pending payment for the transaction.2014-02-06
20140040100ONLINE STOCK PAYMENT SYSTEM - In general, this disclosure describes an electronic payment processing system that facilitates payment for goods or services using securities, such as stock. In some examples, A computing device includes at least one processor configured to receive data indicating an electronic payment request for a transaction associated with a provider of goods or services; process the payment request with a payment processing system to access a data store of a data storage device to identify one or more accounts associated with a recipient of the goods or services and to determine whether the identified accounts have sufficient amount of securities to satisfy an amount specified by the electronic payment request; and when the identified account has a sufficient amount of securities to satisfy the amount specified by the payment request, automatically generating an electronic response message from the payment processing system indicating pending payment for the transaction.2014-02-06
20140040101REAL TIME TRADING - A computer based system for executing transactions involving financial instruments, comprising a central host computer system, and a network of client computer systems including browser-based software which is adapted to present different interfaces to different trading parties, and also adapted to enable the different parties to set permission filters which control the presentation of information relating to their own trading, to other parties.2014-02-06
20140040102SYSTEM AND METHOD FOR TRADING MULTIPLE TRADEABLE OBJECTS USING A SINGLE TRADING INTERFACE - A system and method are provided for displaying information related to a plurality of tradeable objects using a single graphical interface. One example graphical interface includes at least two screen regions displayed in relation to each other, with each region including a plurality of locations. Each location in the first screen region corresponds to a value along a first value axis, and each location in the second screen region corresponds to a value along a second value axis. The graphical interface also includes a first indicator in the first region and a second indicator in the second region. In response to a repositioning command based on an algorithm, the graphical interface includes a repositioned first value axis and the second value axis, such that the indicators are displayed in new locations determined based on the algorithm.2014-02-06
20140040103ELECTRONIC TRADING SYSTEM HAVING INCREASED LIQUIDITY PROVISION - An anonymous trading system includes a prime broker facility that allows a third party to trade on behalf of an institution. A deal is executed between the third party and a counter-party and a further deal is then executed between the third party and the party on whose behalf it has traded. The second deal may be for the same amount as the first deal or may be altered to include the third party's fee for conducting the first deal. Clients of the third party have prices available to them for trades made via the third party which are displayed at their trader terminals. The client sees that a better price is available though the third party than by dealing direct and selects to conduct a deal through the third party.2014-02-06
20140040104System and Method for Reducing the Risks Involved in Trading Multiple Spread Trading Strategies - System and methods for reducing the risks involved in trading multiple spread trading strategies in an electronic trading environment are provided. Specifically, reducing the risks involved in trading multiple spreads that share a leg by, among other things, quoting a single order in the shared leg instead of quoting orders for each of the corresponding spread legs. Based on the computed quote price for the single order, associating the single order with the leaned on price that results in the price closest to the inside market in the shared leg. The single quote order is based on the market conditions in the spread legs and the desired spread price. Once the single order fills, a hedge order is sent to the leg that obtains the most advantageous price for the spread based on the other spread options.2014-02-06
20140040105System and Method for Tracking Priority Interests in a Financial Trading System - An electronic trading platform can perform automated trading of one or more types of financial instruments (e.g., equities or options). Interests (e.g., quotes, set of quotes, bids and offers) of market participants are analyzed to determine if they qualify as a “Priority Interest” when an initiating interest is matched with resting interest on the contraside. If one or more interests qualify as a Priority Interest, the corresponding participant who submitted the corresponding interest may remain eligible for allocation in a Market Maker allocation tier. Allocation as a Market Maker with Priority Interest includes, but is not limited to, in combination or individually: (1) allocation ahead of or preference over other equal-priced interest, (2) Market Maker standard fees for trades corresponding to the interest, and/or (3) trades resulting from Priority Interest may count towards a Market Maker's volume requirement(s) in its appointed classes.2014-02-06
20140040106METHODS AND SYSTEMS FOR RETRIEVING DATA STORED IN A DATABASE - A computer-implemented, transaction-making, municipal bond trading system having a capability to conduct a private electronic auction of bid wanteds between a central brokers' broker and multiple prospective remote bidders and to maintain a reference database of accurate individual bond lot descriptions and identifications, including CUSIP (trademark) numbers.2014-02-06
20140040107METHOD AND SYSTEM OF TRADING A STANDARDIZED CONTRACT - A system, method, and corresponding computer program product facilitates trading of a standardized contract. The terms of the contract may be such that it provides a payout from one party to the other based on the price, yield, level or other measure of an asset, basket, index, financial contract, other financial instrument or some economically significant variable observed at or around two specified times, both such times being after the time that the standardized contract is first available for trading. Alternatively, the terms of the contract may be such that it provides that one party has the right but not the obligation either to purchase or to sell some asset at a price which is determined at a first specified time, such right to be exercised at some time not later than the second specified time, both such times being after the time that the standardized contract is first available for trading. These and other related contracts are described.2014-02-06
20140040108System and Method for Multi-Market Risk Control in a Distributed Electronic Trading Environment - A system and method are provided for distributed risk management. According to one example embodiment, a central risk controller is provided that can communicate with a plurality of local risk management modules located at a plurality of gateways. The central risk controller may allocate a portion of a central account balance associated with a trading account to each local risk management module. Then, as the trades are made using the trading account, the local risk management modules may manage risk associated with the trades until the local account balance is insufficient. As the account balance gets low, the local risk management module may query the central risk controller for the additional risk account balance.2014-02-06
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