01st week of 2022 patent applcation highlights part 51 |
Patent application number | Title | Published |
20220005009 | APPARATUS, METHOD FOR CONTROLLING THE SAME, AND STORAGE MEDIUM - An apparatus acquires balance information indicating the balance of electronic money from a storage apparatus possessed by a user, and determines the total price of products picked up by the user using an image captured by an image capturing unit configured to capture an image in a store. In a case where the determined total price exceeds the balance, the apparatus outputs information notifying the user that the total price exceeds the balance. | 2022-01-06 |
20220005010 | Payment Device - A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device. The program is configured to interact with an access point and includes a set of instructions, a first code portion and a second code portion. The set of instructions, when executed by the processor, causes the portable payment device to perform the steps of: responsive to a first message from said access point, executing the first code portion; and responsive to a second message from the access point, executing the second code portion. The first code portion includes first instructions corresponding to the payment interaction. The second code portion includes instructions corresponding to the payment interaction and second instructions corresponding to the ticket interaction. | 2022-01-06 |
20220005011 | System For Transmitting Electronic Receipt - On receiving simplified settlement data generated form settlement data and ID data for downloading electronic-receipt data from an electronic-receipt server, both from a settlement-processing apparatus, a portable terminal records the simplified settlement data in association with the ID data. The display unit of the portable terminal displays the simplified settlement data thus recorded. The portable terminal downloads electronic-receipt data from the electronic-receipt server by using the ID data recorded in association with the simplified settlement data, when the input unit is operated, thereby commanding that the electronic receipt related to the simplified settlement data displayed by the display unit should be downloaded. The electronic-receipt data is recorded in the electronic-receipt recording unit. The display unit displays the electronic receipt on the basis the electronic-receipt data recorded in the electronic-receipt recording unit. | 2022-01-06 |
20220005012 | SYSTEMS AND METHODS FOR PROVIDING A POINT OF SALE PLATFORM - This disclosure describes systems, methods, and computer-readable media related to providing a point of sale platform. In some embodiment, a point of sale (POS) device may receive information associated with an order and payment information associated with the order. The POS device may generate a first object based at least in part on the information associated with the order and a second object based at least in part on the payment information. The POS device may store the first object and the second object in a queue. The POS device may transmit the first object and the second object to a remote server. | 2022-01-06 |
20220005013 | MULTI-PROTOCOL DATA TRANSFER - A computer-implemented method of communicating with a point of sale terminal. The method includes establishing wireless communication with a point of sale terminal using a first communication channel, and establishing communication with the point of sale terminal using a second communication channel. The method also includes transmitting a first section of communication data via the first communication channel; and transmitting a second section of the communication data using the second communication channel. | 2022-01-06 |
20220005014 | Dynamically Authorizing and Processing Contactless Events - Systems for contactless authentication and event processing are provided. In some examples, functionality of a self-service kiosk may be requested. In response, a user may be authenticated and a first interactive user interface may be generated and displayed by the self-service kiosk. A second, different interactive user interface may be generated and transmitted for display by an event processing device. A user may select an option displayed by the event processing device. The user selection may be made via the second interactive user interface. The user selection may then cause the self-service kiosk to execute the selected function. | 2022-01-06 |
20220005015 | LOG-IN CONTROL APPARATUS, CONTROL METHOD OF LOG-IN CONTROL APPARATUS, AND INFORMATION TERMINAL - In one embodiment, a log-in control apparatus has a processor which controls an operation for log-in to an information terminal moving along with a carrier for carrying a commodity to be purchased. The processor detects a state in which the commodity is placed on the carrier, in cooperation with a sensor attached to the carrier. The processor detects the operation for log-in to the information terminal, in cooperation with an input device included in the information terminal. When the processor detects the operation for log-in, in a case in which the processor detects the state in which the commodity is placed on the carrier, the processor judges that the operation for log-in is ineffective. | 2022-01-06 |
20220005016 | RECOMMENDATION ENGINE FOR BILL SPLITTING - Disclosed herein are system, method, and computer program product embodiments for providing recommendations for splitting bills. The approaches disclosed include the ability to obtain information about a bill to be split (such as a photo of the bill), and then use several machine learning models to determine the ‘who,’ ‘what,’ and ‘where’ of the underlying transaction. In particular, machine learning models described herein are used to perform facial recognition of a ‘selfie’ taken when a transaction was made against social media accounts to determine participants of the transaction. The machine learning models may also identify expected pricing from data about a merchant associated with the transaction, and expected amounts for each participant based on the expected pricing. | 2022-01-06 |
20220005017 | ELECTRONIC DEVICE AND SYSTEM FOR PAYMENT IN VEHICLE - The present disclosure relates to an electronic device and system for in-vehicle payment. According to an embodiment, an electronic device installed inside a vehicle can operate in a vehicle entry state when entry of the vehicle into a specific area is confirmed, request payment information from a server through a communication circuit when a payment initiation condition is confirmed while operating in the vehicle entry state, receive the payment information through the communication circuit, provide, through a display, an interface for payment based on the received payment information, and request a payment from the server through the communication circuit when a payment confirmation input is detected on the displayed interface. Other embodiments can be applied. | 2022-01-06 |
20220005018 | Systems and Methods for Communicating Transaction Information Between Electronic Devices - An application server may receive, from a computing device, transaction information relating to a transaction to be completed at a location, with the transaction information including a first identifier of the location. The application server may also receive, from a mobile device, a request for information relating to the transaction, with the request including a second identifier of the location. The application server may determine an association between the transaction information and the request based on the first identifier and the second identifier. Based on the determined association and responsive to the request, the application server may transmit, to the mobile device, at least part of the transaction information. The application server may receive, from the mobile device, an instruction to complete the transaction and, responsive to receiving the instruction, attempt completion of the transaction using the transaction information and transaction credentials associated with the mobile device. | 2022-01-06 |
20220005019 | ELECTRONIC TRANSACTION PROCESSING SYSTEMS AND METHODS - The invention relates generally to the processing of electronic payments that involve an payment instrument. A payment instrument reading device is paired with a payment initiating device to allow transaction information generated by the payment initiating device to be automatically transmitted to its associated payment instrument reading device. This means that rekeying of transaction information is not required. In some embodiments one or more beacons are provided in a premises, to allow the location of a mobile payment initiating device to be determined. This location is used to either direct the payment initiating device to a payment instrument reading device, or vice versa. Transaction data generated by the payment initiating device is automatically transmitted to the payment instrument reading device. A pairing module is also provided, which is configured to pair a payment instrument reading device with a payment initiating device. | 2022-01-06 |
20220005020 | Peer-To-Peer Transfer of a Stored Value - The present technology reduces external communication, server demand, network congestion, and processing power in facilitating the transfer of stored values. The technology as disclosed herein provides for users to transmit a stored value therebetween, allowing recipients to select how they would like to receive the stored value by means of one or more digital assets or other alternate values. The technology provides for a first user to transmit a stored value to one or more recipients. Upon receiving a selection as to how the recipients would like to receive the stored value, the present technology converts from the stored value as sent by the first user to the one or more alternate values as indicated by the recipients. | 2022-01-06 |
20220005021 | SYSTEM AND METHOD FOR USING INTELLIGENT CODES IN CONJUNCTION WITH STORED-VALUE CARDS - A system and method of transacting a prepaid product with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product. The codes of multiple prepaid products of multiple prepaid product providers are grouped together on a single structure or in a single computer displayed in a shopping area. The electronic mobile device subsequently electronically interfaces with a point of sale device after electronically interfacing with said code to provide prepaid product information. | 2022-01-06 |
20220005022 | RAPID APPROVAL OF BLOCKCHAIN-BASED TRANSACTIONS - The present disclosure involves systems, software, and computer implemented methods for providing rapid approval of blockchain-based transactions. This includes approval of transactions prior to the transaction being written to the blockchain. A transaction system can register with a transaction manager, such as a cloud-based or cloud transaction manager, which can maintain a queue of pending transactions and provide approval for transactions in real-time or near real-time, while later verifying the pending transactions are written into the blockchain as expected. This allows the transaction system to securely confirm the transaction is approved prior to the transaction being written in the blockchain, based on a real-time or near real-time analysis of each customer's corresponding account and transactions. | 2022-01-06 |
20220005023 | Programmable Transactions - One embodiment of the invention is directed to a method that utilizes a mapping between a blockchain address and a payment credential. In some embodiments, the mapping may have been previously generated based on blockchain data (e.g., one or more blockchain tokens) associated with a blockchain address and a previously provided set of conditions. An authorization request message is later received that includes the payment credential. The blockchain address may be retrieved from the mapping and it may be determined whether the set of conditions have been met. One or more operations may be executed based on determining the set of conditions have been met. | 2022-01-06 |
20220005024 | SECURITY DEVICES, SYSTEMS, AND METHODS FOR DYNAMIC TRANSACTION CARDS - A dynamic transaction card including: one or more light emitting elements; a transceiver; and an embedded microprocessor configured to: receive, from a transaction terminal, a location information corresponding to a current location of the transaction terminal; wirelessly transmit, via the transceiver and to a mobile device, the location information; receive an indication that a location-specific security concern exists; and in response to receiving the indication, control the one or more light emitting elements to display a visual indication corresponding to the location-specific security concern. | 2022-01-06 |
20220005025 | DISTRIBUTED LEDGER MANAGEMENT SYSTEM, DISTRIBUTED LEDGER MANAGEMENT METHOD, AND NODE - A distributed ledger management system | 2022-01-06 |
20220005026 | SYSTEM AND METHOD FOR IMPLEMENTING A MARKET DATA HUB WITH DIGITAL RIGHTS MANAGEMENT - The invention relates generally to a system and method for implementing a multi-dealer market data distribution system with digital rights management. An embodiment of the present invention is directed to a Market Data Hub with Distributed Ledger Technology. The innovative system and method are directed to implementing a Quorum Blockchain Node that manages contributed content and allows for custom analytics, alerting, reporting, machine learning interfaces, etc., while preserving entitlements controls and privacy controls specific to participants. | 2022-01-06 |
20220005027 | SMART CONTRACT REGULATION - A platform may receive a first smart contract. The first smart contract may be associated with an entity that stores a plurality of smart contracts in a distributed ledger. The platform may determine a state of the first smart contract and a state of a second smart contract and compare the state of the first smart contract and the state of the second smart contract. The platform may determine, based on the state of the first smart contract and the state of the second smart contract, that a conflict exists between the first smart contract and the second smart contract. The conflict may be determined based on at least one of the first smart contract or the second smart contract being in violation of a respective term of at least one of the first smart contract or the second smart contract. | 2022-01-06 |
20220005028 | VALIDATING ONLINE ACCESS TO SECURE DEVICE FUNCTIONALITY - Systems, methods, and computer-readable media for validating online access to secure device functionality are provided that may use shared secrets between different subsystems and limited use validation data. | 2022-01-06 |
20220005029 | BLOCKCHAIN-BASED IDENTITY VERIFICATION METHOD AND RELATED HARDWARE - Implementations of the present specification provide a blockchain-based identity verification method and related hardware. The method includes: An agent client generates an identity verification request based on identity verification input information of a business platform, the identity verification input information indicating an identity verification parameter for identity verification and an identity verification platform that executes the identity verification. The agent client sends the identity verification request to the identity verification platform. The identity verification platform performs identity verification on the identity verification parameter to obtain a result of the identity verification. The identity verification platform submits a transaction including a verifiable credential of a result of the identity verification to a blockchain. The business platform searches a block of the blockchain for the transaction including the verifiable credential to determine a result of the identity verification corresponding to the identity verification request based on the verifiable credential. | 2022-01-06 |
20220005030 | Authentication to Authorization Bridge Using Enriched Messages - A system of electronic communication is disclosed. The system may: create a Pre-Authentication Transaction Number (Pre-ATN) by combining a number with a Special Encode Value (SEV), wherein the SEV is a single digit integer value; encrypt the Pre-ATN using a Format Preserving Encryption (FPE) to generate an encrypted Authentication Transaction Number (ATN); and send the encrypted ATN to an access control server (ACS) to use the encrypted ATN to generate a cardholder Authentication Verification Value (CAVV) or an Accountholder Authentication Value (AAV). | 2022-01-06 |
20220005031 | Telecommunication System and Method for Settling Session Transactions - A system for validating communications sessions among clients utilizes a ledger administration server to validate requests for communications sessions using smart contracts and recorded on a distributed ledger, with at least one session validation server capable of validating requested communications sessions communicating with said ledger administration server via messages, said communications sessions being validated and initiated in near real-time. | 2022-01-06 |
20220005032 | SYSTEM AND METHOD FOR ONLINE TRANSACTIONS USING CRYPTOGRAPHIC DIGITAL TOKENS - A system and method for online transactions using cryptographic digital tokens is disclosed. The system includes multiple interconnected transaction servers having corresponding digital ledgers. Each interconnected transaction server may include computer modules to facilitate establishment of a digital contract, generation of a smart contract and a cryptographic digital token corresponding to the digital contract, and storage of the digital contract, the smart contract, and the cryptographic digital token. The computer modules may also facilitate execution of the smart contract and transfer of the cryptographic digital token from a buyer to a seller. The method includes establishing the digital contract, generating the smart contract and the cryptographic digital coin corresponding to the digital contract, and storing the digital contract, the smart contract, and the cryptographic digital coin. The method also includes executing the smart contract and transferring the cryptographic digital coin from the buyer to the seller. | 2022-01-06 |
20220005033 | SYSTEMS AND METHODS FOR PRE-PROCESSING NETWORK MESSAGES TO OPTIMIZE ROUTING - A message routing and pre-processing (MRP) computing device is described herein. The MRP computing device is configured to receive an authorization request message associated with a transaction initiated by a cardholder with a merchant, the authorization request message including authorization parameters of the transaction, and retrieve a plurality of potential authorization routes for the authorization request message. Each potential authorization route includes routing parameters and is associated with a respective transaction processing network (TPN). The MRP computing device is also configured to compare the authorization parameters to the routing parameters of each potential authorization route to determine an optimized authorization route for the authorization request message. The optimized authorization route includes routing parameters that most closely match the authorization parameters. The optimized authorization route is associated with a first TPN. The MRP computing device is further configured to route the authorization request message to the first TPN for authorization processing. | 2022-01-06 |
20220005034 | SYSTEMS AND METHODS FOR SECURE TRANSACTION REVERSAL - Examples describe data security for communication systems. One example includes validating a merchant system using merchant data and generating a set of merchant credentials. The set of merchant credentials is then used in authentication to facilitate a secure transaction, which involves automatically generating transaction data with a tokenized client account number associated with the secure transaction. A refund request associated with the secure transaction is received with the set of merchant credentials that are used for automatically authenticating the merchant system. The example then involves accessing a database that includes the transaction data for automatically facilitating settlement of a refund payment using the authenticated merchant system and the transaction data. | 2022-01-06 |
20220005035 | METHOD AND SYSTEM FOR ISSUER-DEFINED PROMPTS AND DATA COLLECTION - A method for providing scripts for execution as part of an electronic transaction includes: storing, in a memory of an integrated circuit payment card, at least one or more executable scripts, payment credentials, and a cryptogram rule; receiving, by a receiving device of the integrated circuit payment card, a transaction request from a point of sale device, wherein the transaction request includes at least one or more transaction items and a script request; generating, by a generation module of the integrated circuit payment card, at least one payment cryptogram based on at least the cryptogram rule and at least one of the one or more transaction items; and electronically transmitting, by a transmitting device of the integrated circuit payment card, at least one of the one or more executable scripts, the payment credentials, and the generated at least one payment cryptogram to the point of sale device. | 2022-01-06 |
20220005036 | PREDICTING CAPITAL NEEDS - In some examples, a system may receive transaction data indicating payments into a first account over time and payments out of the first account over time, the first account associated with a user. In addition, the system may access a data structure including historical account data that indicates variations in a balance of the first account over time. The system may determine an indicated minimum balance for the first account based on inputting the transaction data and the historical account data into a first predictive model configured to a predict a minimum balance for enabling predicted payments out of a user account. The system may determine, based on a difference between a current balance of the first account and the predicted minimum balance for the first account, that the first account has a surplus of funds. Based at least on the surplus, the system may send an instruction. | 2022-01-06 |
20220005037 | TRUSTED PAIR AUTHENTICATION WITH EDGE-COMPUTING DEVICES - Apparatus and methods are provided for executing a rules-based authentication of an electronic transaction. The method may include receiving first and second payment authorization parameters and second payment authorization parameters. The method may also include receiving from a Point of Sale device a request for payment information and a purchase amount. The method may also include, determining if first or second parameters are satisfied. The first parameters may include a first time range, a pairing of the electronic device to a first apparatus, a first geolocation of the electronic device, and a first maximum transaction value. The second parameters may include a second time range, a pairing of the electronic device to a second apparatus, a second geolocation of the electronic device, and a second maximum transaction value, wherein the second time range does not include the first time range. | 2022-01-06 |
20220005038 | TRUSTED BENEFICIARY IDENTIFICATION - Disclosed in some examples are methods, machine readable mediums, and systems that provide for improved payment processing utilizing a trusted beneficiary identification (ID) to identify trusted beneficiaries. The trusted beneficiary ID is included in payment details by the payor and signifies that the beneficiary of the payment is trusted by virtue of a prescreening process and was found to be trustworthy. The trusted beneficiary ID speeds payment by reducing false positives on sanctions checking and also by storing a trusted beneficiary record with beneficiary information which may be utilized to reduce missing or incorrect information. | 2022-01-06 |
20220005039 | DELEGATION METHOD AND DELEGATION REQUEST MANAGING METHOD - A computer-implemented method for managing a delegation request is provided. The method includes linking a first account of a first user with a second account of the first user and receiving the delegation request from the first user, to delegate an access for the second account of the first user to a second user. The method further includes extracting, from the received delegation request, a delegation request payload and verifying the delegation request based on the extracted delegation request payload. Furthermore, the method includes transmitting the verified delegation request to an identity verification database, receiving, from the identity verification database, an authentication response indicating authentication of the first user, the second user and the delegation of access for the second account of the first user to the second user, and allocating, to the second user, an authority to conduct a transaction for the second account based on the authentication response. | 2022-01-06 |
20220005040 | Using Augmented Reality Data as Part of a Fraud Detection Process - A fraud detection system may identify a suspected fraudulent transaction based on one or more criteria. The transaction may be associated with a user. Based on identifying a suspected fraudulent transaction, the fraud detection system may receive augmented reality data from an augmented reality device of the user. The fraud detection system may determine, based on the augmented reality data, whether the transaction is fraudulent, and may take an action based on the determination. | 2022-01-06 |
20220005041 | ENHANCING EXPLAINABILITY OF RISK SCORES BY GENERATING HUMAN-INTERPRETABLE REASON CODES - This disclosure relates to systems and methods for identifying risky merchants associated with an electronic payment service. In some implementations, a risk assessment system receives a set of features indicative of one or more risks posed by a merchant enrolled in the electronic payment service, where each feature of the set of features indicative of one or more financial attributes of the merchant. The risk assessment system determines a risk score for the merchant based on the set of features using a trained machine learning model, determines a Shapely additive explanation (SHAP) score for each feature of the set of features, and then divides the set of features into multiple groups of features based on a mapping between the features and their respective indicated financial attributes. The risk assessment system determines a pseudo-SHAP score for each group of features by summing the SHAP scores determined for the features in the respective group of features, and then determines a financial risk or a risk of fraud posed by the merchant based on the determined risk score and the pseudo-SHAP scores. | 2022-01-06 |
20220005042 | ORCHESTRATION TECHNIQUES FOR ADAPTIVE TRANSACTION PROCESSING - Systems and techniques are described for orchestrating iterative updates to machine learning models (e.g., transaction models) deployed to multiple end-user devices. In some implementations, output data generated by a first transaction model deployed at a first end-user device is obtained. The first transaction model is trained to apply a set of evidence factors to identify potentially anomalous activity associated with a first target entity. An adjustment for a second transaction model deployed at a second end-user device is determined. The second transaction model is trained to apply the set of evidence factors to identify potentially anomalous activity associated with a second target entity determined to be similar to the first target entity. A model update for the second transaction model is generated. The model update specifies a change to the second transaction model. The model update is provided for output to the second end-user device. | 2022-01-06 |
20220005043 | System, Method, and Computer Program Product for Breach Detection Using Convolutional Neural Networks - Described are a system, method, and computer program product for breach detection using convolutional neural networks. The method includes receiving transaction data associated with a plurality of transactions completed in a first time period. The method also includes identifying a set of suspected fraudulent transactions of the plurality of transactions based on inputting at least one parameter of the transaction data into a fraud evaluation model. The method further includes generating an image comprising a field of points, wherein each point is associated with at least one transaction of the set of suspected fraudulent transactions, and wherein an x-axis position in the image of each point in the field of points is associated with a time subperiod of the first time period in which the at least one transaction occurred. The method further includes detecting a breach event by processing the image with a convolutional neural network (CNN) model. | 2022-01-06 |
20220005044 | SYSTEMS AND METHODS FOR ANALYZING SLEEP DATA AND SLEEP PATTERN DATA - A sleep pattern analyzer (SPA) system for capturing and analyzing sleep data and sleep pattern data is provided. The SPA system is configured to receive sleep data associated with a user, the sleep data including a registered user identifier and at least one sleep time stamp, and store the sleep data in a sleep pattern database. The SPA system is also configured to receive transaction data for a transaction initiated by a consumer with a merchant. The SPA system is further configured to match the consumer identifier to the registered user identifier, generate a fraud notification message when the transaction time stamp overlaps with the at least one sleep time stamp, and transmit the fraud notification message to at least one of an issuer, the merchant, and the consumer associated with the consumer identifier. | 2022-01-06 |
20220005045 | PARTICIPANT IDENTIFICATION FOR BILL SPLITTING - Disclosed herein are system, method, and computer program product embodiments for providing recommendations for splitting bills. The approaches disclosed include the ability to obtain information about a bill to be split (such as a photo of the bill), and then use several machine learning models to determine the ‘who,’ ‘what,’ and ‘where’ of the underlying transaction. In particular, machine learning models described herein are used to perform facial recognition of a ‘selfie’ taken when a transaction was made against social media accounts to determine participants of the transaction. The machine learning models may also identify expected pricing from data about a merchant associated with the transaction, and expected amounts for each participant based on the expected pricing. | 2022-01-06 |
20220005046 | PAYMENT METHOD USING BIOMETRIC AUTHENTICATION AND ELECTRONIC DEVICE THEREFOR - Various embodiments of the disclosure relate to a payment method using biometric authentication, and an electronic device thereof. The electronic device includes a communication module configured to provide communication with a server, a processor operatively coupled to the communication module, and a memory operatively coupled to the processor and configured to store biometric information. The memory may store instructions, when executed, causing the processor to, when registered for a first time use, generate a parameter for biometric authentication verification and an encrypted password for password authentication verification and transmit the generated parameter and password to the server, in order to register, with the server, biometric authentication information for biometric authentication verification and a password for password authentication, when a payment is made, use at least one of the biometric authentication and the password authentication to authenticate a user, and when it is necessary to change the biometric authentication information registered with the server, register new biometric authentication information with the server in the process of the payment. | 2022-01-06 |
20220005047 | PROOF-OF-AGE VERIFICATION IN MOBILE PAYMENTS - An age verification method performed at a mobile device comprises: receiving, from a point-of-sale terminal, a request for a payment credential, the request comprising a data element indicative of age requirement data; verifying, using at least one sensor, an identity of a user of the mobile device; responsive to said verifying, initiating, by a digital wallet application executing on the mobile device, an age verification request to a digital identity application, the age verification request comprising the age requirement data; generating a response message that comprises a response from the digital identity application to the age verification request; and transmitting, to the point-of-sale terminal, the response message and the payment credential for initiation of a transaction authorization request. | 2022-01-06 |
20220005048 | REAL AND VIRTUAL IDENTITY VERIFICATION CIRCUIT, SYSTEM THEREOF AND ELECTRONIC TRANSACTION METHOD - Disclosed are a real and virtual identity verification circuit, a system thereof and an electronic transaction method. The circuit is capable of being built in or connected with an electronic device to allow a user to carry out electronic identity verification with his or her unique biological characteristic on a remote server. The real and virtual identity verification circuit comprises a memory unit, an acquisition unit, a processing unit and a communication unit. A verification key code is stored by the memory unit. The acquisition unit acquires the biological characteristic and generates a corresponding biological characteristic code. The processing unit processes the verification key code and the biological characteristic code according to a deal process to generate a corresponding unverified code, and the communication unit transmits the unverified code to the server and awaits a verification result of the electronic identity verification. | 2022-01-06 |
20220005049 | SYSTEM AND METHOD OF DISAMBIGUATION IN PROCESSES OF BIOMETRIC IDENTIFICATION - Systems and methods are described, and an example method includes storing, in an access control memory of an access control computer system a set of access control identity records, receiving from an individual a proffered biographic information, and comparing the proffered biographic information to the access control identity records, In response to the comparing indicating a subset of than one access control identity records having biographic information having similarity to the proffered biographic information exceeding a threshold, generating and sending to a central resource computer system a biometric comparison request. The request includes the proffered biographic information of the persons, an indication of the biometric information of the person, and indication of biographic information in the identity records in the subset, A response is received from the central resource computer indicating whether a central resource identity record includes both a matching identity record biographic information and a matching identity record biometric information. | 2022-01-06 |
20220005050 | MEDIA POST INTERFACE SYSTEM AND METHODS OF USE - The technology described herein relates to social media platform posts that are configured by a media post creator to provide for a selectable action by a post viewer. The action relates to one or more subjects contained in the post. When the post viewer selects the action from a media post, the viewer can procure one or more items associated with the action. The action is configured so that a user initiating the action can procure an item without having to navigate to a non-platform site that makes the item available. Furthermore, post actions can be configured to allow a user to select items from multiple vendors and checkout without leaving the platform. The user only has to perform checkout actions once, even when procuring multiple items from multiple sites. | 2022-01-06 |
20220005051 | ALARM RESPONSE AUTOMATION IN A SUPPLY CHAIN ENVIRONMENT - Systems, methods, and computer program products for alarm response automation in manufacturing, distribution, and general supply chain environments. Sensors categorized as part of an industrial IoT environment are used to detect asset health, including asset abnormalities and trends. Alarm exceptions generate actionable events, which are used to invoke a multi-tiered, hierarchical application of asset entitlements. This data guidance provides enhanced alarm response automation via intelligent filtration and consolidation by grouping recurrent or related alarms from assets, models, model types, components, customers, and sites into a single actionable event. This actionable event has its own unique categorizations that work in concert. At any point, additional, definable processes may be executed to further refine the data. The resulting layered, asset entitlement approach thereby creates a high level of filtration and intelligence from the IoT-generated data. | 2022-01-06 |
20220005052 | SYSTEMS AND METHODS FOR DETECTING COMPLAINT INTERACTIONS - A computer based system and method for identifying complaint interactions, including: detecting appearances of linguistic structures related to complaints in an interaction; calculating at least one sentiment metric of the interaction; and classifying the interaction as being or not being a complaint interaction based on the detected linguistic structures and the at least one sentiment metric, for example using a trained supervised learning model. | 2022-01-06 |
20220005053 | SOCIAL MEDIA NETWORK MINING - A customer who manages a social media service may interact with a business regarding a product. A computerized system associated with the business may detect this interaction and analyze a social media network of the customer on the social media service. The system may identify a set of users that are connected to the customer on the social media network with high potential to promote and/or consume the product of the business. The system may track social media messages sent to these users by the customer regarding the product as the social media messages traverse through the social media service and result in sales. The system may provide an incentive to the customer in response to the social media message resulting in a sale. | 2022-01-06 |
20220005054 | INFORMATION PROCESSING APPARATUS, RECORDING MEDIUM, AND INFORMATION PROCESSING METHOD - A user terminal of a first user acquires a topic of a predetermined event occurring between the first user and a second user who is another user, detects a behavior, of the first user, on a web performed in relation to the topic, generates web behavior history information that is a history of the behavior, and transmits the web behavior history information of the first user. A server receives the web behavior history information of the first user, and transmits, to a user terminal of the second user, information indicating a degree of interest in the topic or the second user felt by the first user, the information being based on the web behavior history information of the first user. | 2022-01-06 |
20220005055 | ANALYZING CROP FIELDS BASED ON AGRICULTURAL MANAGEMENT PRACTICES - Implementations are described herein for using machine learning to determine whether candidate crop fields are suitable for management by particular agricultural entities. In various implementations, a machine learning model may be applied to input data to generate output data. The input data may include a first plurality of data points corresponding to field-level agricultural management practices of an agricultural entity. The output data may be indicative of one or more predicted outcomes of the agricultural entity implementing the field-level agricultural management practices on one or more candidate crop fields not currently managed by the agricultural entity. Based on one or more of the predicted outcomes, one or more computing devices may be caused to provide a user associated with the agricultural entity with information about one or more of the candidate crop fields, and/or one or more parameter inputs of a graphical user interface may be prepopulated. | 2022-01-06 |
20220005056 | COMPUTING ESTIMATED VALUE OF PROVIDING SERVICE AMONG GEOGRAPHICAL REGIONS - A system predicts a value estimate for a user who provides a service that involves moving among geographical regions (e.g., a transportation service). The system determines the value estimate by identifying a sequence of time periods, each time period having an associated set of geographical regions. Possible transitions between geographical regions in different time periods are analyzed, for example, using statistical or machine-learned models, to determine likelihoods that the user will move between the geographical regions from one time period to another, and to determine expected values for a transition. Such models may be trained or developed using historical service data and user profile data stored by the system. Transitions are analyzed over a sequence of time periods to determine accumulated values associated with estimated overall values for each geographical region. The system predicts an overall value estimate for the user based on the accumulated values. | 2022-01-06 |
20220005057 | CONSUMER DATA AND PRIVACY CONTROLS IN A SOCIAL NETWORKING ENVIRONMENT - A method of and system for enabling users to manage and control access to and utilization of the data that is collected by web sites, social networks and the like regarding their online and offline interactions, and operating a rewards-based social network wherein rewards are issued by a third party to a member of the social network in exchange for providing access to that online interaction profile data of the member and their networked members, wherein the profile and/or rewards may be stored in one or more records in a blockchain ledger. The rewards may take the form of a cryptocurrency, cash currency, reward points and miles, store credits, bartered goods and services, micro-bits, and the like. Users can manage their profile, and accordingly the compensation they receive from third parties for access to their profile, through a dashboard interface accessible on the web. | 2022-01-06 |
20220005058 | SYSTEMS AND METHODS FOR COLLECTING AND DISTRIBUTING PRODUCTS INFORMATION - A platform receives an indication that at least a first user has performed a data collection activity. In response, the platform allocates at least one unit of a reward to at least the first user. Data collection activity can include the first user sharing, with a second user, product information that was transmitted to the first user by the platform in response to receiving a product identifier captured by the first user. Data collection activity can also include the first user re-sharing product information received from a third user. To allocate at least one unit of a reward, the platform adds units of the reward to the first user's account. Meanwhile, the first user can also request to redeem units of the reward, in which case the platform subtracts units of the reward from the first user's account. | 2022-01-06 |
20220005059 | SYSTEM AND METHOD FOR COMBINING COUPONS WITH FINANCIAL ACCOUNTS - A system for linking coupons to financial accounts using a mobile device that includes a financial institution database that stores an account of an account holder, a communication interface of a financial institution that receives, via a network, coupon data associated with one or more discounts from a mobile device of the account holder, a linking processor that associates the coupon data with the account of the account holder, an authorization network interface that receives transaction data relating to transactions associated with the account of the account holder, a comparison processor of a financial institution that determines compares the coupon data with the transaction data to determine whether a qualifying transaction has occurred, and a discount processor of a financial institution that provides a credit to an account holder when a qualifying transaction has occurred. | 2022-01-06 |
20220005060 | METHOD AND DEVICE FOR PROVIDING COMMENT INPUT MODE - The present disclosure provides a method and device for providing a comment input mode, relating to the technical field of Internet comment. The method includes: detecting, in response to a request of a user to comment on an object to be commented, whether resource saving information about the object to be commented is available; if so, providing the resource saving information and the comment input mode to the user, wherein the comment input mode is for the user to input comment content about the object to be commented; if not, providing the comment input mode to the user. The present disclosure realizes that if resource saving information about the object to be commented is available when a user makes comments, he/she can not only get a comment input mode for the user to input the comment content about the object to be commented in one click, but also get the resource saving information, which not only reduces the operation steps of the user when commenting and improves the input experience of the user, but also improves the efficiency of users to obtain information, and enhances the user experience. | 2022-01-06 |
20220005061 | ELECTRONIC DEVICE FOR PROVIDING PRODUCT SALE MANAGING INFORMATION AND METHOD THEREOF - Provided is an information providing method of an electronic apparatus, the method including identifying sales information of an item that is for sale through the network, identifying whether it is necessary to provide item sales management information based on the identified sales information of the item, and, when it is necessary to provide the item sales management information, providing the item sales management information generated based on the sales information of the item. | 2022-01-06 |
20220005062 | CODE GENERATION PLATFORM AND METHOD THEREOF - The present invention provides concept related to a code generation platform and method thereof. In this respect, the code generation platform and method include a code generation engine which allows personalized set of electronic redemption codes to be generated based on specific attributes, such as geography, random distribution rules, denominations, role or function. In this respect, the code generation platform includes a code definition module and an entity definition module. Both work in association with the code generation engine to generate electronic redemption codes based on the rules configured in the code generation engine. | 2022-01-06 |
20220005063 | System and Methods for Delivering Targeted Marketing Offers to Consumers via Mobile Application and Online Portals - A system and methods for delivering real-time targeted marketing offers (“TMOs”) to consumers during a session with an online (web-based) Internet portal, particularly suitable for financial institution portals of financial institutions. An offer management system (“OMS”) receives information corresponding to an advertising campaign of an advertiser corresponding to terms of a TMO to be provided to a consumer accessing the financial institution portal, and provides advertising campaign data corresponding to the TMO and to an offer-triggering event (“OTE”) to an offer placement system (“OPS”). An OPS receives the advertising campaign data, determines the occurrence of the OTE by a consumer during an online session with the financial institution portal, and delivers information corresponding to the TMO to the consumer. In response to the OTE, such as display of a list of transactions, the predetermined TMO is delivered to the consumer during the online session. | 2022-01-06 |
20220005065 | SYSTEM AND METHOD TO MANAGE A REWARDS PROGRAM FOR PATIENT TREATMENT PROTOCOLS - System and methods provide for a reward management system for prescribed treatment protocol. The methods and system provide an interface to remotely access, monitor and reward a patient/user for compliance to a prescribed medical treatment by providing reward points. The reward points can be redeemed by the patient for goods and services. The method collects the medical data of the patient using one or more medical devices. The captured medical data can be converted into events based on the medical data and user attributes. The events are transformed with a set of rules into reward points by implementing predefined rules. The reward points are converted into promissory notes, which can be redeemed for tangible goods and/or services. | 2022-01-06 |
20220005066 | SYSTEM AND METHOD TO PROVIDE PRODUCT RECOMMENDATION AND SPONSORED CONTENT TO PATIENTS MANAGED BY COMPUTERIZED WORKFLOWS FOR TREATMENT PROTOCOLS - The novel invention provides for a system and a method for product recommendation and advertisement that enables a patient undergoing a patient treatment protocol for computerized data collection, and it also enables the delivery of contextually relevant advertising to the patient based on one or more diseases and according to a predetermined computerized work-flow. Additionally, the product recommendation and advertisement method and system provide for displaying sponsored advertisement of medical products based on user preferences, history, previous purchases and other similar parameters. | 2022-01-06 |
20220005067 | METHOD AND APPARATUS FOR CLUSTERING PLATFORM SESSIONS AND USER ACCOUNTS ASSOCIATED WITH THE PLATFORM SESSIONS - Embodiments of the present disclosure provide methods, systems, apparatuses, and computer program products that provide for an improved and more efficient system for transmitting content to client devices. The embodiments disclose an apparatus that clusters user behavior based on platform session records. The platform session records comprise stored data associated with a plurality of user inputs received by the system for the duration of a platform session. The apparatus and methods transform the platform session records into data comprising a form that is usable for identifying clusters of platform sessions. As a result of the clustering methodologies, the apparatus is configured to deliver content specifically optimized for users of client devices. The present disclosure thus provides for an improved networked system that reduces the amount of data transferred via the network and allows for a more efficient system that has reduced infrastructure requirements and improved performance. | 2022-01-06 |
20220005068 | METHOD FOR DISPLAYING CONTENTS AND DIGITAL DISPLAY SYSTEM - A computer implemented method includes allocating to an advertisement campaign, planned bookings for certain time periods and for certain digital displays from an Out Of Home inventory. The method also allocates, by a real-time bidding process, unplanned bookings to the time periods. Forecasts of unplanned bookings demand are taken into account in allocating planned bookings. | 2022-01-06 |
20220005069 | USER ENGAGEMENT SYSTEM - A user engagement system includes a network interface, a content storage device and a ticket activation module. The network interface allows users to connect to the user engagement system through a network. The content storage device stores content for user engagement. A ticket activation module, displays a ticket in a first state when a user is not eligible to participate in a daily drawing, and the ticket activation module displaying the ticket in a second state when the user completes an activation process and is eligible to participate in a daily drawing. An invitation module presents to the user an invitation webpage that allows the user to invite others to join the user engagement system. Additional users who join the user engagement system as a result of an invitation from the user are added to the user's profit sharing community. | 2022-01-06 |
20220005070 | GENERATING DYNAMIC CONTENT ITEM RECOMMENDATIONS - One or more computing devices, systems, and/or methods for generating dynamic content item recommendations are provided. Content item information, extracted from message data, is aggregated to calculate popularity and attributes of content items. The content items are ranked based upon the popularity and attributes to generate a ranked list of content items. Exploration traffic is served utilizing a set of eligible content items selected from the ranked list of content items. An eligible content item is promoted for participation in auctions for serving non-exploration traffic based upon the eligible content item being served a threshold number of times. | 2022-01-06 |
20220005071 | METHOD AND APPARATUS FOR LINKING TO AN UPSELL SYSTEM VIA A TAG - The present disclosure relates to methods and apparatus where information relating to products and services offered by various providers may be offered for sale to customers via computing devices owned by those customers. Products and services offered to a particular customer may be related to a product previously purchased by that customer or be related to a product that a customer has access to. In certain instances, a product that a customer has access to may include a tag, such as a circuit, a chip, or printed matter that may provide information to an electronic device of a customer. After the customer's device received the information provided by the product tag, other products or services related to the tagged product may be received by the customer device. | 2022-01-06 |
20220005072 | DISPLAY DEVICE FOR TRANSMITTING ADVERTISEMENT CONTENT AND METHOD FOR CONTROLLING SAME - The present disclosure relates to a display device for transmitting advertisement content and a method for controlling the display device. According to an embodiment of the present disclosure, the display device may include a communication unit configured to transmit and receive data, a display to display content, a memory storing one or more instructions, and at least one processor configured to execute the one or more instructions stored in the memory. The at least one processor may obtain viewing information about content being displayed, obtain a plurality of smart contracts corresponding to a plurality of advertisement content items, respectively, determine advertisement content related to the content from among the plurality of advertisement content items based on the viewing information and the plurality of smart contracts, receive and reproduce the determined advertisement content, and share blocks including the plurality of smart contracts with an advertiser device, which provides the plurality of advertisement content items, and other display devices. | 2022-01-06 |
20220005073 | VIRTUAL TELEPORTATION SYSTEMS AND METHODS - Virtual teleportation systems and methods are disclosed. A remote advertising system includes an identification, location and authentication system associated with a physical venue, including a master sensor node and a plurality of sensors. A cloud-based advertisement service is deployed in the physical venue. An application installed on a mobile device determines a first set of coordinates corresponding to the mobile device location, transmits a first search request for a service, receives and displays a list of services, including the physical venue associated with the master sensor node and the physical venue including a teleportation indicator, and receives an indication that the teleportation indicator is selected. The application determines a second set of coordinates corresponding to the physical venue location, replaces the first set of coordinates with the second set of coordinates, transmits a second search request, and receives and displays a second list based on the second set of coordinates. | 2022-01-06 |
20220005074 | INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING PROGRAM, AND INFORMATION PROCESSING SYSTEM - An information processing device according to the present disclosure includes a processor having hardware. The processor extracts an area that a user has passed based on location information of a device that moves with the user, acquires donation information of the extracted area, to create guidance information including the acquired donation information, and displays the guidance information on a user terminal of the user. | 2022-01-06 |
20220005075 | SYSTEMS AND METHODS FOR DYNAMIC CONTEXT-BASED ELECTRONIC OFFER COMMUNICATION - The disclosed embodiments generally relate to systems, methods, and apparatus for dynamic context-based electronic offer communication. In one aspect, a computer server is disclosed, comprising: a hardware processor configured to execute instructions stored in a memory to: receive location data from a mobile device; determine a context of the mobile device based on the location data; generate a database query using the determined context; send the generated query to an events database; receive a conditional electronic offer from the events database; determine user data requirements based on the conditional electronic offer; send a request based on the user data requirements to a secure server; receive user data from the secure server; generate an electronic offer communication based on the conditional electronic offer when the user data received from the secure server meets the user data requirements; and send the electronic offer communication to the mobile device. | 2022-01-06 |
20220005076 | ROUTE-BASED INFORMATION SLOTTING BASED ON PREDICTED ACCEPTANCE - A processor may generate, based on a predicted route of a user, a timeslot for presenting information to the user. The predicted route may be associated with a route segment, and the timeslot may be associated with the route segment. The processor may match one or more proposals to the timeslot associated with the route segment. The one or more proposals may be matched, at least in part, based on proposal criteria set by a proposal criteria user associated with the proposal. The processor may predict an acceptance potentiality of the user. The processor may select a subset of the one or more proposals. The processor may provide the selected subset of the one or more proposals. The selected subset may be provided, at least in part, based on the acceptance potentiality. | 2022-01-06 |
20220005077 | METHODS, SYSTEMS, AND DEVICES FOR SELF-CERTIFICATION OF BIAS ABSENCE - Aspects of the subject disclosure may include, for example, embodiments receiving a notification of actions, determining a potential bias metric for the actions in response to analyzing the actions using a machine learning application, determining the potential bias metric for the actions is above a potential bias threshold for the actions, and adjusting the actions to mitigate potential bias in the actions according to the potential bias metric being above the potential bias threshold using the machine learning application. Further embodiments can include determining a potential bias metric for the adjusted actions in response to analyzing the adjusted actions using the machine learning application, determining the potential bias metric for the adjusted actions is below the potential bias threshold for the actions, and providing a notification that indicates to implement the adjusted actions. Other embodiments are disclosed. | 2022-01-06 |
20220005078 | SYSTEM AND METHOD FOR EXECUTING REWARDING OF USER ACTIVITY AND ADVERTISEMENT TRANSACTIONS IN SOCIAL NETWORKING SERVICE - The present disclosure provides a method and a system for executing activity reward and advertisement transactions in an internet-based social networking service. The method includes transmitting, by a terminal of a first user, at least a portion of coins owned by the first user to a terminal of a second user in order to acquire a share of the second user; providing, by the terminal of the second user, the share to the first user according to a ratio of the funding amount transmitted by the first user with respect to a total funding amount received by the second user, and providing, by the terminal of the second user, at least a portion of activity reward given to the second user according to a share rate owned by the first user with respect to the second user. | 2022-01-06 |
20220005079 | NEURAL NETWORK ARCHITECTURE FOR EFFICIENT RESOURCE ALLOCATION - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for efficiently allocating resources among participants. Methods can include receiving valuation data specifying, for each of a plurality of entities, a respective valuation for each of a plurality of resource subsets, each resource subset comprising a different combination of one or more resources of a plurality of resources. After receiving valuation data, assigning each resource in the plurality of resources to a respective entity of the plurality of entities based on the valuations and generating, for each particular entity, a respective input representation that is derived from valuations of every other entity in the plurality of entities other than the particular entity. The input representation for each particular entity is processed using a neural network to generate a rule for the particular entity and a payment based on the rule output for the entities. | 2022-01-06 |
20220005080 | METHOD, APPARATUS, AND COMPUTER READABLE MEDIUM FOR PROVIDING A SELF-SERVICE INTERFACE - Provided herein are systems, methods and computer readable media for programmatically generating and/or revising deal offers for a merchant based on one or more merchant self-service indicators. In providing such functionality, the system can be configured to, for example, facilitate registration and verification of merchant identities, monitor and analyze various deal offers for merchants with similar merchant self-service indicators, that enable the system to determine the relative successfulness of a deal offer for a merchant and/or category of merchant. In some embodiments, the system may be further configured to revise the deal offer programmatically and/or upon receiving the merchant's approval of the programmatically generated proposed edits to the deal offer. | 2022-01-06 |
20220005081 | Marketplace For Advertisement Space Using Gaze-Data Valuation - Methods and systems herein may help to provide an advertisement marketplace for advertisements that are valued according to gaze data from wearable computing devices. An exemplary method involves: receiving a listing request to sell advertisement rights to an advertisement space, wherein the listing request corresponds to a user-account; determining an advertisement value for the advertisement space, wherein the advertisement value is based on occurrences of the advertisement space in gaze data, wherein the gaze data is received from a plurality of wearable computing devices and is indicative of a respective wearer-view associated with each of the devices; in response to the listing request, updating an advertising-space database with a listing for the advertisement space, wherein the listing indicates the advertisement rights are available for purchase at a listing price that is based on the advertisement value; and making the listing for the advertisement space available via a network-based advertisement marketplace. | 2022-01-06 |
20220005082 | Public Good Coins - This invention describes an operation in which money is deposited in an interest-bearing account where the yield is serving a widely acceptable social goal, while digital claim checks for that money are transacted either digitally as a digital coin or through a physical contraption housing a memory device with the digital coin inside. | 2022-01-06 |
20220005083 | Remote Assistance Systems And Methods - Example remote assistance systems and methods are described. In one implementation, a diagnostics system receives a description of a home-related issue from a user and identifies a user profile associated with the user. The diagnostics system further determines a complexity associated with resolving the issue and determines the user's ability to perform activities to resolve the issue based on the user profile and the complexity associated with resolving the issue. The diagnostics system then determines a level of support based on the user's ability to perform activities to resolve the issue. | 2022-01-06 |
20220005084 | BLOCKCHAIN ENABLED NUTRITION STATION - A blockchain traceable nutrition station, such as a vending machine is provided. All products sold within the nutrition station may be carbon neutral or use green energy during their production, processing and/or product manufacturing. All products are blockchain tracked and traced from their source to the nutrition station machine. Each product includes a unique identifier viewable on the nutrition station machine or through a mobile application viewable on a purchaser's smart device for displaying the product blockchain information. | 2022-01-06 |
20220005085 | INFORMATION PROCESSING APPARATUS AND NON-TRANSITORY COMPUTER READABLE MEDIUM - An information processing apparatus includes: a processor configured to: receive a text for a target that is input from a user; specify past texts similar to the received text based on similarity degrees between the received text and past texts that are in the past at a time when the text for the target is posted; and predict a user's rating for the target based on ratings associated with the specified past texts. | 2022-01-06 |
20220005086 | PERFORMANCE ASSESSMENT OF DRIVERS - A method and system for performance and behavior assessment of drivers is provided. A plurality of primary signals associated with a driver and a vehicle of the driver is processed to generate a plurality of secondary signals. A driver profile of the driver is generated based on at least the plurality of secondary signals. The driver profile includes at least a plurality of driving parameters and their respective parameter values. A driver score corresponding to the performance and behavior of the driver is determined based on the parameter values. A degree of deviation is determined by comparing the driver score with a baseline threshold value. The driver profile is communicated to the driver. The driver profile includes the driver score and the degree of deviation. The driver profile may further include a set of positive or negative feedback and one or more action items. | 2022-01-06 |
20220005087 | AUTOMATION SYSTEM AND METHOD - A computer-implemented method, computer program product and computing system for providing a plurality of data description models corresponding to a plurality of websites to a machine learning process; providing ontology data concerning the plurality of websites to the machine learning process; providing target website data concerning a target website to the machine learning process; and processing the plurality of data description models, ontology data and target website data using the machine learning process to generate a data description model for the target web site. | 2022-01-06 |
20220005088 | MINING OF DISTRIBUTED SCIENTIFIC DATA FOR ENRICHED VALUATION - Methods and systems are described that detail the rapid validation of scientific products and scientist consumer information derived from multiple science/research based sources, such as peer-reviewed scientific publications and online resources, for example, as well as any other available tasked forum or venue. The refined information will facilitate unique product evaluation opportunities via an accessible website/forum, trade shows, etc., and provide previously unknowable sales leads, market intelligence, and targeted advertising opportunities for product manufacturers. | 2022-01-06 |
20220005089 | PROPERTY MANAGEMENT PRICING SYSTEM AND METHOD - Provided herein are systems, methods and computer media for automatically providing property-specific pricing for property management services. In one exemplary implementation, a method includes gathering data, cleansing and transforming the data, storing the data for analysis and inputting the stored data into a modeling and training process. The modeling and training process arrives at a preliminary price for providing property management services for a specific property. The exemplary method further includes testing the preliminary price to arrive at a final vetted price for providing property management services for the specific property. | 2022-01-06 |
20220005090 | CAR SHARING FEE SYSTEM - A car sharing fee system for calculating a car sharing fee for an electric vehicle is provided. In the car sharing fee system, the car sharing fee is discounted when the electric vehicle is recharged by a user. A discount is designed to motivate the user to recharge an on-board battery. | 2022-01-06 |
20220005091 | PRODUCT LISTING PROTECTION AND REPRICING SYSTEMS AND METHODS - Disclosed herein is a product listing protection system (PLPS) and methods for the automated management of product details information on an online marketplace. The PLPS comprises a listing protection app executed on a processor of a computer system that provides the capability to obtain product detail information from multiple sources on a manual, near real-time, or scheduled basis and determine discrepancies when compared to a product master. The listing protection app can then either automatically take corrective actions to erroneous data, or notify the appropriate user that corrective action needs to be taken. The listing protection app begins by pulling available product data and product order data from marketplaces. Also described is an automated repricing component of the PLPS comprising a repricing app. The repricing app also begins by pulling available product data and product order data and comparing to levels in stock to automatically make repricing adjustments accordingly. | 2022-01-06 |
20220005092 | ONLINE SOFTWARE PLATFORM (OSP) GENERATING RECOMMENDATION OF POSSIBLE DIFFERENT PRODUCTION OF RESOURCES FOR IMPENDING RELATIONSHIP INSTANCE - An online software platform (OSP) may look up one or more alignment digital rules that determine exemptibility of a relationship instance; apply the one or more alignment digital rules to the relationship instance based on one or more attributes of the relationship instance; determine the exemptibility of the relationship instance based on the application of the one or more alignment digital rules to the relationship instance; and transmit a notification regarding the exemptibility of the relationship instance, thus helping to prevent unnecessary or incorrect production of resources by automated systems. | 2022-01-06 |
20220005093 | CONTENT MANAGEMENT SYSTEM AND METHOD THEREOF - Disclosed is a content management system and a method. The content management system and a method comprise the steps to obtain a product catalog from a plurality of vendors, and generate a second set of data based on an extraction of data from the first set of data using a plurality of rules. In one example, the product catalog comprises a product list manufactured by the vendor, vendor data and a first set of data associated with one or more product from the product list and the second set of data is associated with the one or more product from the product list. Further, the content management system and a method comprise the steps to receive a selection instruction and hierarchy taxonomy associated with the one or more product for the product list and publish the one or more product and, the second set of data associated with the one or more product on one or more of e-commerce platforms, marketplace and websites based on a selection instruction and hierarchy taxonomy. | 2022-01-06 |
20220005094 | COMPUTER PROGRAM, METHOD, AND SYSTEM FOR FACILITATING COMMERCIAL TRANSACTIONS BETWEEN A USER AND A VENDOR - Embodiments facilitate commercial transactions between a user and one or more vendors without requiring a user to provide information unique to a user account for the vendor. Embodiments prompt a user to select one or more vendors from a list of vendors. An authorization is obtained from the user to allow the computer program to retrieve the product from the list of vendors and on behalf of the user. The computer program then requests and receives, from each vendor, information for accessing an electronic resource of the vendor. In embodiments, the received information is unique to the user account for the vendor. The computer program then obtains the product from the vendor based on the received information. The computer program thus presents a centralized management service for obtaining product from a plurality of vendors and without requiring the user to provide user information unique to the user for each vendor. | 2022-01-06 |
20220005095 | AUGMENTED REALITY DEVICES, SYSTEMS AND METHODS FOR PURCHASING - Disclosed herein is an augmented reality (AR) system that provides information about purchasing alternatives to a user who is about to purchase an item or product (e.g., a target product) in a physical retail location. In some variations, offers to purchase the product and/or an alternative product are provided by the merchant and/or competitors via the AR system. An offer negotiation server (ONS) aggregates offer data provided various external parties (EPs) and displays these offers to the user as the user is considering the purchase of a target product. In some variations, an AR system may be configured to facilitate the process of purchasing items at a retail location. | 2022-01-06 |
20220005096 | SUBSCRIPTION MANAGEMENT PLATFORMS FOR AUTOMATED GROUP-BASED SUBSCRIPTIONS - A computing resource of a cloud computing environment receives, from customers in a customer population, requests to enroll in group-based subscriptions provided by third-party providers. The requests include customer preferences associated with the customers. The computing resource determines customer account attributes for customer accounts, and determines, using a customer matching model, scores for the customers based on the customer preferences and the customer account attributes. The scores predict a successful matching among the customers in the customer population. The computing resource assigns a first subset of the customers in the customer population to a first group of customers based on the scores, enrolls the first group of customers in a first account for a first group-based subscription provided by a first third-party provider, and allocates a payment for the first group-based subscription among a first group of customer accounts associated with customers in the first group of customers. | 2022-01-06 |
20220005097 | Vendor Website GUI For Marketing Greeting Cards And Envelopes - A processor-based system stores a plurality of card templates and a plurality of envelope templates in a database. The system receives a user selection of a selected card template from among the plurality of card templates. The system receives a user selection of a selected envelope template from among the plurality of envelope templates, wherein the selected envelope template includes an address block and non-text ornamentation. The system further receives a user-provided recipient name and a corresponding user-provided recipient address for inclusion in the address block of the selected envelope template. The system determines a potential overlap between the non-text ornamentation and the address block including the user-provided recipient name and the corresponding user-provided recipient address. In response to determining the potential overlap, the system causes an error message alerting of the potential overlap to be displayed on a graphical user interface (GUI) of a user computing device. | 2022-01-06 |
20220005098 | CPT CODE SEARCH ENGINE FOR BACKEND BUNDLING OF HEALTHCARE SERVICES AND A VIRTUAL PAYMENT SYSTEM - A CPT-Code search engine for backend bundling of healthcare services and a virtual payment system. Various implementations provide a CPT Code-based search engine for backend bundling by an aggregate billing source to transact and pay debt owed for healthcare services on behalf of consumers of varied healthcare services from diverse providers and facilities. Various implementations provide a predetermined bundled set of healthcare services defined by CPT and related codes producing search results in an easy-to-understand consumer-friendly format. Also presented is an apparatus and associated methods for bundling the debt of a plurality of healthcare services downstream from a healthcare service provider based on collecting a single payment from a consumer that has already received the healthcare services and distributing payment to a plurality of providers and facilities for at least one of the healthcare services. Some backend bundled services and debt may be converted to tradeable health assets. | 2022-01-06 |
20220005099 | JEWELRY CUSTOMIZATION SYSTEM - A personalized jewelry customization system that displays ready-made smart jewelry element models, from a library, to a customer to construct a final jewelry model that is easy to use. The system has one or more than one processor, a storage for storing executable instructions. The instructions provide a user interface displayable on a computing device, a library of smart jewelry element models, a database for storing customer and selection information, and for automatically generated manufacturing instructions for the personalized jewelry and complementary jewelry based on the stored customer information and selection information. The user interface, displayed on a computing device, accepts jewelry customization instructions from the customer to combine smart jewelry element models, where the smart jewelry element models comprise attribute-value pairs, together to create the final jewelry model that is stored in the database. Additionally, complementary jewelry is displayed to the customer matching the customized jewelry. | 2022-01-06 |
20220005100 | SYSTEMS AND METHODS OF APPLICATION OF MACHINE LEARNING TO TRAFFIC DATA FOR VEHICLE RECOMMENDATION - According to certain aspects of the disclosure, a computer-implemented method may be used for providing vehicle recommendations based on traffic camera data. The method may include acquiring traffic data from a plurality of traffic cameras and determining vehicle information based on the traffic data. Additionally, calculating average idling time of vehicles based on the traffic data from the plurality of traffic cameras. Additionally, determining accident information based on the traffic data from the plurality of traffic cameras and selecting at least one available vehicle for purchase, wherein the at least one available vehicle matches one or more predetermined requirements based on the determined vehicle information, average idling time, and the determined accident information. Additionally, transmitting a recommendation based on the selected at least one available vehicle for purchase. | 2022-01-06 |
20220005101 | SYSTEM AND METHOD FOR SOCIAL STYLE MAPPING - A system is disclosed that obtains an image of an apparel item and text describing the apparel item. The system also determines descriptive metadata of the apparel item by extracting information from the text. Further, the system further determines categorization metadata of the apparel item by analyzing the image. Additionally, the system stores the image, the descriptive metadata, and the categorization metadata in a virtual closet. Moreover, the system provides a recommendation of an outfit from a stylist to a user based on the virtual closet. | 2022-01-06 |
20220005102 | SYSTEMS AND METHODS FOR USING KEYWORDS EXTRACTED FROM REVIEWS - Methods and systems for generating recommendations are disclosed. In some examples, from a set of positive reviews associated with a merchant offering, at least one attribute is identified and associated with the set of positive reviews, based on reviewer profiles associated with each respective positive review. The attribute is associated with the merchant offering. A match is determined between a customer attribute in a first customer profile and the at least one attribute. A set of recommendations is generated to be presented, via a customer electronic device, to a customer associated with the first customer profile, the set of recommendations including the merchant offering associated with at least one attribute. | 2022-01-06 |
20220005103 | PRE-TRANSIT AND POST-TRANSIT FACILITATION OF IN-VEHICLE SERVICES - An approach to facilitating provisioning of in-vehicle services is provided. Trip-identifying information may be obtained from a user-provided device. The trip-identifying information may identify a trip that is to occur on the vehicle. A list of in-vehicle services, which are available for the trip on the vehicle, may be determined based on the trip-identifying information. The list of in-vehicle services may be provided to the user-provided device. A selection of at least one in-vehicle service that is to be provided during the trip may be received from the user-provided device. A request for the at least one in-vehicle service may be generated based on the selection. | 2022-01-06 |
20220005104 | GENERATING SALE TRANSACTIONS FROM VOICE DATA INPUT BY A USER - There is provided systems and method for generating sale transaction from voice data input by a user. A user device may receive voice data including a preference for purchasing an item. The user device may convert the voice data to the preferences and perform a search for a sales transaction corresponding to the preferences. The search may include parameters about the user, such as a location. The sales transaction may include purchase prices, times, locations, or other relevant data. A user may accept or decline the sales transaction with additional user data. If the user accepts the sales transaction, the sales transaction may be completed with a payment provider and a transaction history given to the user for later redemption of the item. If the user declines the sales transaction, further sale transactions with additional items may be present to the user. | 2022-01-06 |
20220005105 | MANAGEMENT OF REVISIONS ON REVISIONS OF ORDERS - A method for managing a current revision on prior revision of an order is described. A modified set of compensations tasks for addressing amendments indicated in the current revision are determined. The modified set of compensation tasks may be determined by carrying over one or more compensation tasks, associated with the prior revision, that have not yet been completed. Alternatively or additionally, the modified set of compensation tasks may be determined by adding new compensation tasks based on the current revision. | 2022-01-06 |
20220005106 | SYSTEMS AND METHODS FOR A MULTIPLE DEVICE COMMUNICATION SYSTEM - Systems and techniques are disclosed that provide device-based coordination of third-party payment for delivery processes. One example implementation involves receiving a request from a first device. A payer associated with the second device is selected via a feature provided on the user interface on the first application on the first device. The system sends the invitation to the second device associated with the payer. The system receives order information from the second device and updates the order based on the order information, wherein updating the order includes updating the one or more items specified to be purchased based on the order information. The system receives confirmation of the updated order from the first or the third device. The system requests payment from the second device and sends a communication to purchase the one or more items from a location associated with the third device. | 2022-01-06 |
20220005107 | METHODS AND SYSTEMS FOR GENERATING A CUSTOMIZED RETURN POLICY - Systems and methods to improve an e-commerce platform through modifications to the checkout and fulfillment process aimed at reducing the incidence of returns. Modifications may include determining a likelihood of a return and, based on the likelihood of return, generating a staged fulfillment process in which an order is split in two linked orders that are processed serially and based on receipt of confirmation to proceed after delivery of a first one of the orders. Modifications may include determining during the checkout process that a custom return policy is to be used and generating the custom return policy based, at least in part, on one or more of a purchaser return history, the product item or items in the order, and product return history. | 2022-01-06 |
20220005108 | Ad Hoc Item Geo Temporal Location and Allocation Apparatuses, Methods and Systems - The Ad Hoc Item Geo Temporal Location and Allocation Apparatuses, Methods and Systems (“GeoTemp”) transforms user requested area ( | 2022-01-06 |
20220005109 | Dynamic Generation of User Interface Elements - In various example embodiments, a system and method for dynamically generating user interface elements and associated values are presented. An item listing and profile data are accessed. A set of user interface elements are dynamically generated based on the item listing and the profile data, with each user interface element configured to perform an action on the item listing. A set of values are dynamically determined, with each value being associated with a user interface element of the set of user interface elements. The set of user interface elements are then caused to be presented within the item listing. | 2022-01-06 |