| Entries |
| Document | Title | Date |
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| 20100088242 | METHOD FOR MORTGAGE FRAUD DETECTION - A method of detection of fraud in a mortgage application: in a computer system, maintaining a database of sales prices of real properties in a geographic area where the property is located; obtaining a valuation history for the property; obtaining historical sales data for similar properties in the geographic area; computing price ratios using these valuation histories; computing a distortion index based on the price ratios, the distortion index indicating the likelihood of a fraudulent valuation. | 04-08-2010 |
| 20100094762 | SYSTEM AND METHOD FOR RATING AND RANKING MUSIC QUALITY USING SURVEY QUESTIONNAIRES - A piece of recorded music is ranked relative to other pieces of recorded music. The piece of music is received from a user. The piece of music is categorized into at least one genre. A group of reviewers is selected to rate at least one artistic quality of the piece of the piece of music and a survey questionnaire is selected. The piece of music and the survey questionnaire are sent to the group of reviewers to be rated by each reviewer in the group using the survey questionnaire. Two or more completed survey questionnaires are received from the group of reviewers for the piece of music. A quality rating is calculated for the piece of music based on the two or more completed survey questionnaires received. The piece of music is ranked relative to other pieces of music based on the quality rating. | 04-15-2010 |
| 20100161498 | METHOD, SYSTEM AND COMPUTER PROGRAM PRODUCT FOR CREATING A REAL ESTATE PRICING INDICATOR AND PREDICTING REAL ESTATE TRENDS - A real estate market trend apparatus, computer program product and method obtains property data for each available property within a geographic area; sends the data to an AVM to calculate the valuation for each real property within the geographic area; saves the estimated valuations in memory; develops a time-consistent set of valuations for each property; provides a valuation for each of the available properties within the geographic area; and computes an indicator which provides a trend analysis of the real estate property market for the geographic area. | 06-24-2010 |
| 20100169231 | Secondary Market And Vending System For Devices - A recycling kiosk for recycling and financial remuneration for submission of a mobile telephone is disclosed herein. The recycling kiosk includes an inspection area with at least one camera and a plurality of electrical connectors in order to perform a visual analysis and an electrical analysis of the mobile telephone for determination of a value of the mobile telephone. The recycling kiosk also includes a processor, a display and a user interface. | 07-01-2010 |
| 20100174657 | SYSTEM AND METHOD FOR APPRAISAL INFORMATION SERVICES - A method for providing appraisal reference information from a computer based system includes receiving description of a target item for appraisal in the system, defining a geographic area for the appraisal in the system, searching price information of the target item within the geographic area based on the description of the target item in the system, and generating appraisal reference information for the target item based on the price information in the system. | 07-08-2010 |
| 20100179911 | COLLATERAL VALIDATION SYSTEM - The present invention is directed to a collateral validation system, and method providing an approach to automating valuation reconciliation. The collateral validation system is a fully automated validation of past and current valuations as well as allowing for forecasting future collateral values. It incorporates multiple independent opinions of value using a panel of experts approach employing multiple sub models along with housing price indices (HPIs), neighborhood level home price indices, premier data, external factors, analytics and predictive modeling, to enable a consensus approach, foreclosure trends, and external factors all user selectable and user weight adjustable for varying use configurations. As a result, a user may obtain a full and complete determination and validation of past and present value along with forecasted values coupled with statistical analyses in a fully customizable environment. | 07-15-2010 |
| 20100191659 | SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR CALCULATING AN APPRAISAL PRICE FOR A HEAVY TRUCK - A system, method and computer program product for calculating an appraisal price for a heavy truck using a hand-held scanner for scanning a barcode containing data representative of a Vehicle Identification Number (VIN) or other unique alphanumerical identifier for a heavy truck. The scanning of the barcode allows data input and retrieval via a PDA with a database link employing bi-directional data synchronization to maintain updated information. The PDA is linked to a local database that is updated with current wholesale and retail sales data from multiple dealer databases. The updated wholesale and retail sales data is averaged and displayed to the user in response to search criteria entered by the user via the PDA and hand-held scanner, allowing the user to then determine and input an informed retail value for a specific vehicle. The local database is also provided with proprietary reconditioning data for determining and recording reconditioning costs for specific components of a heavy truck. Recondition costs are determined, and recorded for each component when a used component and corresponding used component condition is selected by the user and input via customizable lists and drop-down menus. The individual component recondition costs are then totaled to generate and output a total recondition cost. An appraisal price is calculated when a user inputs a profit margin that is added to the total recondition cost, and then subtracted from the informed retail value to generate an appraisal price indicative of what a user should pay for a specific vehicle, and outputting the appraisal price. | 07-29-2010 |
| 20100198735 | AUTOMATED ITEM PRICING - Techniques for automated pricing of an item are provided. The techniques include obtaining historical data of one or more previous purchases for the item, performing a regression on the historical data, and using the regression to obtain a buying price and a selling price for the item. | 08-05-2010 |
| 20100211511 | ARTICLE RESIDUAL VALUE PREDICTING DEVICE - An article residual value predicting device of the invention comprises an article residual value predicting computer, a first data memory device connected to the article residual value predicting computer to store, as basal record data, respective items such as article names, used article values for each article type, new article values for each article type, and year and month data to which the used article value is applied, a second data memory device connected to the article residual value predicting computer to store item category scores. The article residual value predicting computer comprises article residual rate proven-value calculating means for reading out the used article value and new article value for each article type stored in the first data memory device, calculating article residual rate proven-value from the ratio of the used article value to the new article value, and storing a calculated result thus obtained as an article residual rate proven-value in the first data memory device, category score calculating means for reading out the article name, article residual rate proven-value, year data to which the used article value is applied and month data to which the used article value is applied, which are stored in the first data memory device, and calculating an item category score by performing a regression analysis based on the qualification theory I using the readout article residual rate proven-value as an objective variable and the readout article name, the year to which the used article value is applied as an explanatory variable and the month to which the used article value is applied as an explanatory variable, and storing a calculated score thus obtained in the second data memory device, article residual rate predictive-value calculating means for reading out the score stored in the second data memory device with respect to a specified item category and adopting a year-classified score relative to the year at some future point to be predicted as the year-classified score to calculate an article residual rate predictive-value from an equation “(article residual rate predictive-value)=(item-classified score)+(year-classified score)+(month-classified score)+(constant value)”, and article residual rate calculating means for multiplying the article residual rate predictive-value by a new article value to calculate an article residual value. The first data memory device serves to store maker-classified new article sales quantity or article name-classified new article sales quantity before elapsed years. The article residual value predicting computer further comprises a first weight coefficient calculating means for reading out the maker-classified new article sales quantity or article name-classified new article sales quantity before elapsed years stored in the first data memory device, calculating a weight coefficient from an equation “(maker-classified new article sales quantity before elapsed years)/(maker-classified record number)” or “(article name-classified new article sales quantity before elapsed years)/(article name-classified record number)”, and storing the weight coefficient based on the calculated new article sales quantity in the first data memory device, and weighting means for reading out the weight coefficient based on the calculated new article sales quantity from the first data memory device and duplicating the number of relevant records stored in the first data memory device corresponding to the weight coefficient based on the readout new article sales quantity and storing the record numbers increased by duplicating. The category score calculating means serves to perform the aforementioned regression analysis using concurrently all the relevant records weighted by the weighting means collectively. | 08-19-2010 |
| 20100228676 | Apparatus And Method For Recycling Mobile Phones - A recycling kiosk for recycling and financial remuneration for submission of a mobile telephone is disclosed herein. The recycling kiosk includes an inspection area with a plurality of white walls in order to perform a visual analysis of the mobile telephone for determination of a value of the mobile telephone. The visual analysis inspects the LCD screen of the mobile phone to determine if the LCD screen is damaged. The recycling kiosk also includes a processor, a display and a user interface. | 09-09-2010 |
| 20100287107 | SYSTEM AND METHOD FOR ESTABLISHING AN INDEX FOR SPECTRUM USED TO SUPPORT WIRELESS COMMUNICATIONS - Disclosed are a system, a computer readable medium and a method for determining a spectrum index value as a function of financial data for a plurality of selected publically traded companies and spectrum-related data for the selected companies. | 11-11-2010 |
| 20110022525 | SYSTEM AND METHOD FOR THE UTILIZATION OF PRICING MODELS IN THE AGGREGATION, ANALYSIS, PRESENTATION AND MONETIZATION OF PRICING DATA FOR VEHICLES AND OTHER COMMODITIES - Embodiments of systems and methods for the aggregation, analysis, display and monetization of pricing data for commodities in general, and which may be particularly useful applied to vehicles are disclosed. In certain embodiments, one or more models may be applied over a set of historical transaction data associated with a vehicle configuration to determine pricing data. Some models may leverage incremental data in various conditions, including cases where fewer than a desired number of historical transactions are present in the bin of a specified vehicle, where fewer than, equal to, or more than a certain number of list prices for the specified vehicle available, and where no historical transaction data for new models is available. | 01-27-2011 |
| 20110082804 | SYSTEM AND METHOD FOR THE ANALYSIS OF PRICING DATA INCLUDING PRICING FLEXIBILITY FOR VEHICLES AND OTHER COMMODITIES - Embodiments disclosed herein can provide consumers with an effective tool for evaluating the negotiability of prices for vehicles in the marketplace. The tool may include a Price Flexibility Score which measures the elasticity of transaction prices by vehicle model. Specifically, a method may dynamically incorporate factors that affect price variance, convert those factors into variables, generate order statistics for each of the variables, apply a weighting factor to the variables to generate a price flexibility score for each make-model, and determine a negotiability index utilizing the price flexibility score. In one embodiment, the process of determining the negotiability index may be fully driven by a price flexibility model that incorporates a plurality of factors. | 04-07-2011 |
| 20110087607 | COMPUTATION ENGINE AND ASSOCIATED METHOD - A method of determining a financial rate associated with a particular property in respect of purchase of goods or services, the method comprising the steps of: identifying the goods or services; identifying a property associated with the identified goods or services; using a look up table to determine a financial rate associated with the property of the identified goods and services and determining one or more rules to be used in conjunction with the determined financial rate for any subsequent purpose. | 04-14-2011 |
| 20110087608 | SYSTEM FOR LOCATING AND LISTING RELEVANT REAL PROPERTIES FOR USERS - A system and a computer program product for generating a list of real properties from real property listings receives a set of inherent parameters associated with a desired real property from a user. The system retrieves an intermediate list of real properties from the real property listings based on the set of inherent parameters. The system ranks each real property of the intermediate list of real properties based on a set of qualitative parameters associated with the each real property. The qualitative parameters may be provided by a user or may be provided by the system. Thereafter, the system generates a list of real properties from the intermediate list of properties based on the ranking of the each property of the intermediate list of properties. The system may generate the list after normalizing the data used to create the ranks of each property of the intermediate list of properties. | 04-14-2011 |
| 20110099115 | SYSTEM AND METHOD OF AUTOMATED APPRAISAL - The invention consists of a method of automating appraisals requested by a requesting party, comprising: a) providing an appraisal form via a remotely accessible interface for completion by an appraiser; b) reviewing the completed appraisal form for validity and identifying any errors; c) analyzing the validated form according to a series of rules and indicating items of interest according to said rules; and d) forwarding the appraisal to the requesting party. | 04-28-2011 |
| 20110131140 | Refurbishing and resale techniques for data storage cartridges - The method of determining the quality of tape cartridges by calculating a single quality score, and of disclosing this quality score to a buyer during the reselling of a cartridge. The quality score of the cartridge is the sum of a plurality of weighted statistical data that are indicative of the cartridge quality. The statistical data may include statistical data stored in the memory of the cartridge, edge quality data measured during the refurbishing process, and others. The quality score is stored in the cartridge memory. | 06-02-2011 |
| 20110137810 | Initial Product Offering System and Method - A system and method for making an initial product offering of tangible products and services. A price for a product may be determined by calculating an aggregate customer history factor by aggregating customer history factors of potential purchasers in a buying group, calculating a cumulative demand for a product as a function of (i) expected purchase quantities of the product indicated by the potential purchasers in the buying group and (ii) the aggregate customer history factor, and setting a price of the product as a function of the cumulative demand for the buying group. The tangible products and services may be offered at the determined price. | 06-09-2011 |
| 20110153508 | Estimating values of assets - A body of information elements is maintained including facts, assumptions, and relationships, at least one element being generated from the others using the relationships and representative of an estimate of a value of, or a market size of a product or service associated with, an asset. The relationships each define how a resulting fact or assumption can be generated from at least one source fact or assumption. The way in which the at least one source fact or assumption can be generated from another source fact or assumption is defined in each of multiple instances by one of the relationships. The body of information is exposed through a publicly accessible communication medium on a non-discriminatory basis. On the communication medium, users are enabled to engage in moderated collective discussion concerning the information elements. Users are enabled to participate financially in contracts having values that are tied to the estimated value of the asset. | 06-23-2011 |
| 20110202471 | METHOD AND SYSTEM FOR SELLING MOTOR VEHICLES - A method of providing an estimated value of a vehicle comprises providing access for a user to a server, wherein the user provides a data for a vehicle to the website. The data is stored in a user database and assigned an identification code. The server calculates an estimated vehicle value based on data provided by the user, wherein the estimated vehicle value is calculated at a first point in time. The estimated value of the vehicle is provided to the user. A vehicle advertisement is generated, wherein the identification code is embedded in the advertisement, wherein the advertisement provides the value of the vehicle calculated at the first point in time. The server receives the identification code at a second point in time, wherein the second point in time is after the first point in time, wherein the identification code is obtained from the embedded identification code. The data is retrieved from the user database using the identification code and the updated estimated vehicle value is calculated at substantially the second point in time. The updated estimated vehicle value is sent to a user system, wherein the server provides the updated estimated vehicle value sent to the user system. | 08-18-2011 |
| 20110213718 | FLOOR COVERING ESTIMATOR AND ASSOCIATED METHOD - Various embodiments of the present invention provide tools for assessing damaged floor coverings to determine LKQ replacement values and face weights for carpet. In one embodiment, a method is provided that includes the steps of determining a yarn price constant for a plurality of carpet types, where the yarn price constant represents the price of a single tuft of yarn for a respective carpet type measured at a predetermined pile height and receiving, from a user, data relating to the damaged carpet's construction. The data may further include the damaged carpet's pile height and stitch density. Using a computing device, the yarn type of the damaged carpet is estimated based at least in part on the received data relating to the damaged carpet's construction. A database may then be queried with at least a portion of the data received to retrieve an associated yarn price constant and an LKQ replacement value calculated by multiplying the received damaged carpet's pile height and stitch density with the associated yarn price constant. | 09-01-2011 |
| 20110225097 | METHOD AND APPARATUS FOR VALUATION OF A RESOURCE - A computer-implemented method of valuing a resource using a computer comprising a processor and a memory storing processor readable instructions, the method comprising: storing in the memory a model representing a relationship between the economic value of the resource, a rate of extraction of the resource and a parameter indicative of a property of the resource; processing, by the processor, the model to generate an economic value of the resource, the model; wherein the model stored in the memory and processed by the processor represents variation of the property of the resource with respect to a parameter based upon a quantity of the resource. | 09-15-2011 |
| 20110258127 | METHOD, COMPUTER PROGRAM PRODUCT, DEVICE, AND SYSTEM FOR CREATING AN ELECTRONIC APPRAISAL REPORT AND AUDITING SYSTEM - The present disclosure discloses a method, computer program product, device, and system for creating an electronic appraisal form with auditing capabilities. The device includes a display, a data input module, a location detection module which detects a geographic position, a communications interface which communicates with a real estate database, and retrieves real estate data for a property located at the geographic position detected by the location detection module. The device further includes a processor which creates an electronic appraisal template including a plurality of data fields, the plurality of data fields being automatically populated based on the received real estate data for the property located at the geographic position, and an audit tracking module which maintains a record of data initially presented for inclusion in an appraisal report, but ultimately excluded from the appraisal report. | 10-20-2011 |
| 20110264595 | VEHICLE VALUE ANALYSIS - A method of analyzing a value of a vehicle, the method comprising: (a) receiving a request for information concerning a particular vehicle for sale; (b) receiving vehicle data concerning the particular vehicle and a plurality similar vehicles for sale from at least one source; (c) comparing the vehicle data to identify a subset comprising a plurality of comparable vehicles that are comparable to the particular vehicle and that are for sale; (d) comparing the vehicle data of the particular vehicle to the vehicle data of at least one of the plurality of comparable vehicles to asses a relative value of the particular vehicle; and, (e) generating a report that conveys the relative value of the particular vehicle. | 10-27-2011 |
| 20110276499 | COLLECTING DATA FROM MULTIPLE SOURCES AND AUTOMATICALLY GENERATING A REPORT USING THE COLLECTED DATA, SUCH AS COLLECTING DATA RELATED TO PROPERTY TAXES FROM MULTIPLE SOURCES AND AUTOMATICALLY GENERATING A PROPERTY TAX ASSESSMENT APPEAL - An system and method for collecting property data from 3rd party resources and determining based on the property data, whether a subject property is over or under assessed by a county tax assessor. A report is generated which includes arguments and evidence for use in appealing the assessment, based on comparable sales, comparable assessments, and answers to questions relating to a subject property. | 11-10-2011 |
| 20110289008 | Use of Satellite-Based Geographical Positioning for Demarcating Real Estate Parcels Involved in Transactions - The disclosure relates to a recording medium that includes both i) coordinates that are interoperable with a computerized satellite-based geographical positioning system and usable by that system to determine multiple geographical positions corresponding to a parcel of real estate and ii) other descriptive information corresponding to the parcel, such as photographs, written narrative descriptions, a property name or parcel number, or terms of a proposed transaction involving the parcel. Particular embodiments of the recording medium and uses therefor, such as in facilitating real estate transactions and communicating property descriptions are also disclosed. | 11-24-2011 |
| 20110313936 | METHOD AND APPARATUS FOR ESTIMATING VALUE OF A DAMAGED VEHICLE - A method and apparatus by which a user who wishes to sell a used or damaged vehicle inputs information about the vehicle including make, model and year. The user is shown images of similar vehicles with various degrees of damage and is shown a purchase price at each level of damage. The purchase prices for the displayed vehicles are calculated to include auction price of the vehicle, regional price differences, title transfer costs, towing costs, etc. By selecting an image of a vehicle with damage as the vehicle to be sold, the user may sell the vehicle at that price. An agent embodiment shows images, prices and percentiles of damaged vehicles at different damage levels so that the agent may determine a price to be offered to the seller for a vehicle. | 12-22-2011 |
| 20110320367 | Method to Appraise a Patent Asset and a System to Recommend Action to Owner - A method for appraising patent includes: determining a set of static factors and a set of dynamic factors for evaluating a set of patents; determining a vector of weighted values for the set of static factors and the set of dynamic factors for each patent in the set of patents; determining a value score for each patent from the vector of weighted values for the static factors and the dynamic factors determined for the patent; receiving a request for a recommended action on one or more patents of the set of patents, where the request comprises parameters for the recommended action, where the parameters comprise the value scores determined for the one or more patents; searching for the one or more patents satisfying the parameters; and returning a list of patents found. The vector of weighted values may be determined based on information collected from internal sources and external sources. | 12-29-2011 |
| 20120005108 | METHOD AND SYSTEM FOR PROVIDING A GUARANTEED OFFER PRICE FOR A VEHICLE - Methods and systems for generating a guaranteed offer price for a vehicle are disclosed. An appraisal device selects a price adjustment category for the vehicle from a set of stored price adjustment categories. The appraisal device determines a base value for the vehicle by modifying a market value of a vehicle type based on an amount corresponding to the selected price adjustment category. Modifiers are determined based on vehicle information received from the user computer and the price adjustment category selected from the data storage device. The modifier is limited to a threshold value. The appraisal device determines guaranteed offer price for the vehicle by combining the base value and the modifier values. An offer certificate is provided to the user that indicates the guaranteed offer price for the particular vehicle, which the appraiser is obligated to pay the dealer. | 01-05-2012 |
| 20120005109 | System, Method, and Apparatus for Property Appraisals - An appraisal system, method, and apparatus for property appraisals including a collector system, an appraisal database, an accounting system, and a scoring system. The collector system gathers data associated with a property and provides the data to the appraisal database. The collector system also reviews, edits, corrects, validates, and formats the data. The scoring system uses the collector system and appraisal database to access and analyze the data to calculate a score associated with the property. The score is calculated using one or more of a zone and market group associated with the property. The scoring system maps the score to one or more comparable sales of one or more other properties based on one or more of the zone and market group in order to generate an appraisal report for the property. | 01-05-2012 |
| 20120011074 | COMPUTER-BASED METHOD AND SYSTEM FOR APPRAISING INTELLECTUAL PROPERTY - The invention provides a computer-based method for appraising intellectual property representations, including storing representations of intellectual property on a computer-readable medium of a service computer system, transmitting a request for valuation signal from the service computer system to at least one appraiser computer system, receiving a request for access signal from the appraisal computer system, transmitting at least one access signal from the service computer system to the appraisal computer system in response to the request for access signal, the access signal including the representations of the intellectual property, receiving an appraisal signal from the appraisal computer system at the service computer system, the appraisal signal including the intellectual property valuation based on the representations of intellectual property and recording the intellectual property valuation on the computer-readable medium of the service computer system. | 01-12-2012 |
| 20120011075 | METHOD AND APPARATUS FOR TESTING AUTOMATED VALUATION MODELS - A method and apparatus for real time testing of automated valuation using various indicators of accuracy. These indicators are then weighted according to their value as indicators of accuracy using individualized weighting factors or an equation. A ranking is then computed based upon the factors and their weights. This method is preformed continuously, so as to achieve real-time or periodically updated automated valuation model accuracy rankings. | 01-12-2012 |
| 20120072357 | Method and system for predicting property values within discrete finite market elements - Methods, systems and computer-readable medium for enabling improved market value and sales price calculations are provided. In one case, a plurality of data sets are analyzed by a computer to derive a predictive equation. Each data set contains (a.) a sales price of a particular real property; and (b.) a plurality of quantitative parameters of qualities and conditions related to or descriptive of that particular real property. A human analyst then reviews the predictive equation and may modify the equation in light of the analyst's personal knowledge or research of a geographic area or neighborhood comprising the real properties of the data sets. The modified equation may only be applied to a geographic area associated with the human analyst. The invented method may be applied to forecasting and valuations in general, wherein a general valuation equation is computationally generated and an analyst modifies the equation. | 03-22-2012 |
| 20120095927 | SYSTEM AND METHOD FOR PROVIDING A SCORE FOR A USED VEHICLE - One embodiment of the system and method described herein provides a score generator system that generates an automated vehicle specific valuation of a used car based on the physical and historical attributes of that vehicle. This score may indicate the likelihood that the vehicle will be on the road in a specific period of time. The score may give an absolute percentage of such likelihood or it may give a value relative to all other used vehicles in a database, all other used vehicles of the same make/model/year, or a certain subset of the vehicles in a database. In one embodiment, the score generator system includes a data link module for linking vehicle data and filter module for applying a multi-level filters that process the linked vehicle data. | 04-19-2012 |
| 20120143775 | METHOD FOR FACILITATING THE ORDERING, COMPLETION AND DELIVERY OF REAL ESTATE APPRAISALS - The instant application provides a server that facilitates property valuations. The server is capable of networked communications with a plurality of users and includes program code to perform various steps. The server also includes a plurality of products, each having a respective predefined report format. The steps include accepting order-related data from a client. The order-related data is used in combination with a decision matrix to generate an order. The order a first product. The order is then submitted to the client, and in response to the client accepting the order, the order is assigned to at least one valuation expert from a database of valuation experts. The program code provides the valuation expert a user interface to populate data into a plurality of fields within a first report format that corresponds to the first product. Data from the valuation expert is accepted in accordance with the first report format to generate a first report, and the first report is submitted to the client. The data relating to the first report is stored in a portfolio database that is accessible to the client and searchable by the client. | 06-07-2012 |
| 20120150753 | QUANTITATIVE VALUATION OF REAL ESTATE BASED ON QUALITATIVE ASSESSMENT THEREOF - Quantitative assessment of real estate property is provided, wherein a qualitative assessment of a subject property as compared to a comparison property is obtained from a user. The qualitative assessment includes qualitative comparisons of the subject property to the comparison property across comparison criteria, and a qualitative assessment is determined based on the qualitative assessment, by translating the qualitative comparisons into quantitative comparisons of the subject property to the comparison property, to obtain at least one numerical value, and then determining an overall attractiveness score based on the obtained at least one numerical value. In further aspects, aggregate and predictive quantitative assessments of the subject property, as well as an estimated transaction value of the subject property, can be determined. | 06-14-2012 |
| 20120158598 | Modeling and mapping comparable properties - Modeling and mapping appropriate comparable properties comprises accessing property data corresponding to a geographical area, and then weighting comparable properties based upon the appropriateness of each of the plurality of comparable properties as comparables for a subject property. For example, the weighting may be based upon economic distance from the subject property, geographic distance from the subject property, and age of transaction. Using this information, a map image of the geographical area is displayed, with indicators on the map image indicative of the subject property and at least one of the comparable properties. | 06-21-2012 |
| 20120209782 | AERIAL ROOF ESTIMATION SYSTEM AND METHOD - A system that allows the remote measurement of the size, geometry, pitch and orientation of the roof sections of a building and then uses the information to provide an estimate to repair or replace the roof, or to install equipment thereon. The system includes an aerial image file database that shows aerial images of buildings in a designated area according to address. The slope and orientation images are typically oblique perspective views and top plan views of the buildings in the area. The system also includes an image analysis and calibration feature that enables the viewer to closely estimate the size, geometry and orientation of the building's roof sections. By simply inputting the potential customer's address, the company is able to determine the size, geometry, pitch and orientation of the roof sections of the building at that address, and then quickly provide an accurate estimate to the customer. | 08-16-2012 |
| 20120239582 | Computer-Based Method and Computer Program Product for Setting Floor Prices for Items Sold at Auction - An adaptive method for estimating the selling price for an item at auction in order to set a reserve. The method calculates the selling price as a function of selling prices for items previously-sold at auction and differential values attributable to feature differences between the item to be sold and comparative items previously sold. Distance metrics are calculated by comparing the item to be sold with each item in the set of comparative items, and a subset of most similar items is selected according to the calculated distance metrics. A weighting function is then calculated for each item in the subset based on its respective distance metric value, and the selling price is estimated as a function of the weighting functions and the differential values. The differential values are modeled as a linear dynamical system and updated using a Kalman filter as a function of an actual sales price for the item to be sold and a current estimate of uncertainty for the differential values. | 09-20-2012 |
| 20120246082 | Passenger Extraction Program and a Method of Extraction - The extraction program and method of extraction of the present invention can be utilized by emergency response personnel to safely extract passengers from a vehicle and handle hazardous chemical spills. Another embodiment of the present invention provides for vehicle make and model recognition technology. Another embodiment provides for damage estimates to be given in a speedy manner. | 09-27-2012 |
| 20120246083 | Secondary Market And Vending System For Devices - The system enables one to securely recycle an electronic device in a publicly accessible location. In particular, the embodiment described may be used by a mobile phone owner to submit his/her mobile phone for recycling via an electronic kiosk and receive compensation in some form. The compensation might be dispersed via cash, voucher, credit or debit card, or other magnetic or electronic transaction methods. | 09-27-2012 |
| 20120254045 | SYSTEM AND METHOD FOR MANAGING ELECTRONIC REAL ESTATE REGISTRY INFORMATION - Electronic real estate registration systems include property transaction and location characteristic databases communicating via computer networks providing information related to transactions associated with registered real property interests linked to publicly recorded documentation that protect legal interests of parties and counterparties engaged in the public exchange of real property rights. Real property rights can be held or owned by a managed asset-titling entity thus share a registered asset identifier providing locational coordinates identifying real property interest assignments and transactional documentation in association with asset underwriting, asset performance, and asset class rating systems. Electronic real estate registry database devices capture, process, store, retrieve, transmit, and report useful and timely information concerning registered property interests, responding in a manner typically associated with exchange traded securities, providing borrowers, creditors, investors and governing regulators ready access to fair and clear valuation, underwriting and transactional records delineated by time, apportionments, and pricing of real property interests. | 10-04-2012 |
| 20120254046 | Apparatus And Method For Recycling Mobile Phones - A recycling kiosk for recycling and financial remuneration for submission of a mobile telephone is disclosed herein. The recycling kiosk includes an inspection area with a plurality of white walls in order to perform a visual analysis of the mobile telephone for determination of a value of the mobile telephone. The visual analysis inspects the LCD screen of the mobile phone to determine if the LCD screen is damaged. The recycling kiosk also includes a processor, a display and a user interface. | 10-04-2012 |
| 20120265698 | Method And Apparatus For Obtaining Photogrammetric Data To Estimate Impact Severity - In one embodiment, the present invention includes a computer-implemented method to collect information to determine damage to a vehicle involved in a collision using photogrammetric techniques. When determined, this vehicle damage information, which may be in the form of crush measurement information such as a crush damage profile, can be displayed in a computer-generated view of the subject vehicle with a crush damage profile and used to estimate the impact severity. In some embodiments, based on the photogrammetric information derived, a direction of any shifting of the vehicle's components may be obtained and used along with other information to estimate a principal direction of force (PDOF) for one or more vehicles involved in the collision. Still further embodiments may be used to generate and/or audit repair estimates based at least in part on the photogrammetric information. | 10-18-2012 |
| 20120278243 | Determination of Appraisal Accuracy - A method for determining the accuracy of an appraisal report using a computer implemented application, including pre-validating an appraisal report to determine whether a first set of rules has been satisfied, the appraisal report including N fields to be completed, the first set of rules comprising completion of a pre-determined number of N fields; proceeding to a post-validating step if the first set of rules is satisfied; post-validating an appraisal report to provide an evaluation thereof, the evaluation including a plurality of risk categories including risk level indicators, and a risk-based overall score. | 11-01-2012 |
| 20120303536 | Property complexity scoring system, method, and computer program storage device - A property complexity scoring device includes an interface and a computer processor that is programmed to receive location information of a target property via the interface. The computer processor also receives respective property values of the target property from each of a plurality of Automated Valuation Models (AVMs) via the interface and calculates a complexity score based on a combination of the received property values. The complexity score is in one of a plurality of complexity score levels and indicates a difficulty level in determining a property value estimate of the target property. Another approach uses a reconciliation of a plurality of scoring processes to arrive at a complexity score. | 11-29-2012 |
| 20120310843 | METHOD AND APPARATUS FOR UPDATING PRICES FOR KEYWORD PHRASES - A method for updating prices for phrases may begin by receiving, at a computing device, a real-time data feed comprising a plurality of messages. The method may continue by detecting, by the computing device, a topic associated with a message in the plurality of messages using natural language processing. The topic may indicate the subject of the message. The method may continue by calculating, by the computing device, a score for the topic using temporal data associated with the message. The score may indicate the popularity of the topic. The method may continue by extracting, by the computing device, a keyword phrase from the topic. The method may conclude by determining, by the computing device, a price associated with the keyword phrase using the score. | 12-06-2012 |
| 20120310844 | ENGINE, SYSTEM AND METHOD FOR PRESENTING BUSINESS VALUATION SERVICES - A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information. | 12-06-2012 |
| 20120310845 | ENGINE, SYSTEM AND METHOD OF PROVIDING NORMALIZED BUSINESS VALUATIONS - A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information. | 12-06-2012 |
| 20120323798 | VALUATION OF PROPERTIES BORDERING SPECIFIED GEOGRAPHIC FEATURES - Modeling comparable properties and rendering map images with automatic valuation of properties bordering specified geographic features. A valuation model identifies and accounts for the proximity of properties to geographic features. For example, estimating property value includes accessing property data corresponding to a geographic area and performing a regression based upon the property data. The regression models the relationship between price and explanatory variables, with the explanatory variables including proximity to geographic features. Proximity may be a categorical variable wherein properties bordering the geographic feature are determined to possess the proximity characteristic. Alternative explanatory variables may incorporate different degrees of proximity. | 12-20-2012 |
| 20130006876 | SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR GEO-SPECIFIC VEHICLE PRICING - Disclosed are embodiments for the aggregation and analysis of vehicle prices via a geo-specific model. Data may be collected at various geo-specific levels such as a ZIP-Code level to provide greater data resolution. Data sets taken into account may include demarcation point data sets and data sets based on vehicle transactions. A demarcation point data set may be based on consumer market factors that influence car-buying behavior. Vehicle transactions may be classified into data sets for other vehicles having similar characteristics to the vehicle. A geo-specific statistical pricing model may then be applied to the data sets based on similar characteristics to a particular vehicle to produce a price estimation for the vehicle. | 01-03-2013 |
| 20130018804 | System and Method for the Analysis of Pricing Data Including a Sustainable Price Range for Vehicles and Other Commodities - Embodiments disclosed herein can produce and present sustainable price information to help dealers to price vehicles for sustainability and facilitate consumers in making purchase decisions. In one approach, a sustainable price range for a specific vehicle configuration may be based on an average profit margin (APM) determined utilizing historical sale prices and an estimated actual dealer cost. Other approaches may utilize some or all of the following steps: determine APM and build a model of distribution of profit margins by APM, build a model to adjust APM by certain variables, identify sustainable levels for the inventory, production, and incentives variables feeding into the APM model, plug those in to get the averages for those sustainable levels, identify sustainable percentile cutoffs for a given profit margin, then use this relationship with the now identified sustainable levels as inputs to find the overall sustainable profit margin. | 01-17-2013 |
| 20130024386 | ENGINE, SYSTEM AND METHOD OF PROVIDING BUSINESS VALUATION AND DATABASE SERVICES USING ALTERNATIVE PAYMENT ARRANGMENTS - A computer-implemented engine, system and method for generating business valuations, scoring, and/or flagging over a network, responsively to information input by a user remote from the engine, system and method. The invention may include a graphical user interface capable of locally querying a user to input the company information, at least one network port capable of remotely receiving the company information from the graphical user interface, and at least one engine communicatively connected to the at least one network port, which engine preferably includes a plurality of rules to generate, responsively to the input company information, at least one of a business valuation, a business score, and/or one or more business flags to be used as indicators in a network marketplace, for the company associated with the inputted company information. | 01-24-2013 |
| 20130031011 | Building Rating System - Information contained in the building/property reports and assessments are long, terminology is difficult to understand and content is hard to access or manipulate. Traditional approaches to building inspection and assessment of value are insufficient and do not encompass all factors now relevant. These additional factors include measurements, testing and inspection of a building's energy efficiency and environmental health/safety as it relates to inhabitants of the property. This new information, plus the traditional inspection information and appraisal data will provide a complete valuation of a home or building and its overall impact on inhabitants. All data can be collected, assigned numerical values, and a weighted scoring system can be developed that is accurate, understandable and accessible. The information, scores and indexes can be stored, managed, presented and shared in a fast, unique and relevant manner for stakeholders to see and use to benefit themselves and the marketplace. | 01-31-2013 |
| 20130046699 | Method And Apparatus For Recycling Electronic Devices - A recycling kiosk for recycling and financial remuneration for submission of an electronic device is disclosed herein. The recycling kiosk includes an inspection area with preferably two mirrored, domed hemispheres positioned about a transparent table and cameras for imaging an electronic device placed on the table. Inspection of an About page or a barcode within a battery compartment of the electronic device is performed to determine a value for the electronic device. Alternatively, a robotic finger is utilized to inspect the electronic device. The recycling kiosk also includes a processor, a display and a user interface. | 02-21-2013 |
| 20130054476 | SYSTEM, METHOD AND COMPUTER PROGRAM PRODUCT FOR PARCEL ASSESSMENT - A system, method and computer program product are provided in order to determine the value of a parcel based upon a number of different attributes and keywords relating to a number of features of the parcel. In the context of a system, a receiver module is configured to receive one or more attributes of the first parcel and one or more keywords of the first parcel. Each keyword may include a category type and a corresponding value. The system may also include an associative memory configured to compare the one or more attributes and one or more keywords of the first parcel with attributes and keywords, respectively, of a plurality of other parcels in order to determine a plurality of similar parcels. Further, the system may include an assessment module configured to determine the value of the first parcel based upon the prices of the plurality of similar parcels. | 02-28-2013 |
| 20130080340 | INDEXING AND ADJUSTING FOR PROPERTY CONDITION IN AN AUTOMATED VALUATION MODEL - Indexing and adjusting for property condition in an automated valuation model. Property data corresponding to a geographical area is accessed, and a regression is performed based upon the property data. The regression models the relationship between a dependent variable, such as price, and property-characteristic explanatory variables. Further regression is then performed and models or further explains the relationship between the dependent variable and property condition explanatory variables. Specifically, further regression may model the relationship between the residual from the first regression and the property condition variables. Optional examples of these variables are those based upon the presence of predetermined remarks in associated property listings, the number of photos in such listings, and a categorical year built variable. The regression is used to determine a property-condition index for the geographical area. The property-condition index identifies a predicted condition that is used to make adjustments to comparable properties in automated valuation modeling. | 03-28-2013 |
| 20130103595 | SEARCHING REAL ESTATE USING SPATIAL EXCLUSION CONDITIONS - Automated valuation model with customizable neighborhood determination, including spatial exclusion conditions. A map image is displayed corresponding to a geographical area, and then user input accommodates definition of a particularly defined geographic area to provide custom identification of a neighborhood to be subject to automated valuation. Once the defined geographic area is established, the automated valuation model is applied to property data corresponding to properties within the defined geographic area. A subject property and corresponding properties within the defined geographic area are then displayed on a map image, preferably with articulation of the defined geographic area as the neighborhood of interest. The neighborhood may be defined by, among other criteria, inclusion within a user-defined shape, as well as exclusion of a user-defined shape from a displayed geographic area. | 04-25-2013 |
| 20130117189 | DETERMINING MOST PROBABLE RECONCILED REAL ESTATE VALUE USING MULTIPLE VALUATION EXPERTS - A method and computer program product are disclosed to provide a single, reliable reconciled property valuation for a subject property when presented with multiple property valuation estimates from vendors, brokers, and/or agents. The method includes steps to store a plurality of independent property valuation estimates, identify a plurality of property characteristics that are common between the property valuation estimates, compute a property characteristic variance between the supporting sales comparables and/or competing listings and the subject property for each property valuation estimate, weight the property characteristic variances among the property valuation estimates for each property characteristic, and determine a most probable reconciled value by applying an algorithm to the weighted property characteristic variances. | 05-09-2013 |
| 20130132287 | MODEL-BASED SCORING OF COMPARABLE PROPERTIES BASED UPON THEIR APPROPRIATENESS FOR USE AS COMPARABLES FOR A SUBJECT PROPERTY - Automatically rating comparable properties by accessing property data and comparable assessment information, in which a regression is performed, on to model the relationship between the comparable-appropriateness of the property data and explanatory variables. A set of comparable-appropriateness values for each of the plurality of comparable properties based upon differences in the explanatory variables between the subject property and each of the plurality of comparable properties are chosen and an assessment is outputted. | 05-23-2013 |
| 20130144796 | ASSIGNING CONFIDENCE VALUES TO AUTOMATED PROPERTY VALUATIONS BY USING THE NON-TYPICAL PROPERTY CHARACTERISTICS OF THE PROPERTIES - Automatically assigning confidence ratings to properties valued by an automated valuation model. A value confidence model determines a set of typical property characteristics for properties in a geographic area, automatically determines a deviation from the set of typical property characteristics for a candidate comparable property, and assigns a confidence factor to an automated valuation of the candidate comparable property based upon the deviation. | 06-06-2013 |
| 20130144797 | Method And Apparatus For Recycling Electronic Devices - A recycling kiosk for recycling and financial remuneration for submission of an electronic device is disclosed herein. The recycling kiosk includes an inspection area with preferably two mirrored, domed hemispheres positioned about a transparent table and cameras for imaging an electronic device placed on the table. The recycling kiosk uses visual analysis to identify electronic devices, determine the condition of the electronic device and determine if the electronic device is authentic. | 06-06-2013 |
| 20130144798 | METHOD AND APPARATUS FOR VALUING PROPERTY - A method and apparatus for valuing every property in a predetermined geographic region at regular intervals and storing those valuations for ready access later in a layered data stratum, using customary sources of property valuation data to create a new layers of the data stratum and using the data stored in the one or more layers of the data stratum for the creation of tables, spreadsheets and maps for evaluations of changes and trends in property valuation. | 06-06-2013 |
| 20130151422 | RANK AND DISPLAY COMPARABLES WITH USER-ALTERABLE DATA POINTS - Automatically rendering a new valuation for a subject based on real-time property characteristic alterations or manipulations using a comparable selection model. A user alters one or more property characteristics for the subject and the comparable selection model determines a ranked listing of comparable properties for the subject in a given geographical area based on those alterations. The comparables are then displayed in a ranked order that reflects the alterations based on prior data point changes. | 06-13-2013 |
| 20130151423 | VALUATION OF DATA - Systems and methods that provide for valuing data are discussed herein. These systems and methods can provide for determining an initial measure of value of the data asset and calculating a baseline monetary ratio based at least in part on the initial measure of value. Additionally, the innovation can include measuring one or more quality factors associated with the data asset, measuring a utility associated with the data asset, calculating a new measure of value of the data asset based at least in part on the baseline monetary ratio, the utility, and the one or more quality factors, and reporting the new measure of value. | 06-13-2013 |
| 20130159202 | SYSTEMS & METHODS FOR AUTOMATED ASSESSMENT FOR REMEDIATION AND/OR REDEVELOPMENT OF BROWNFIELD REAL ESTATE - Systems and methods for distributed, automated management of brownfield real estate asset remediation and/or redevelopment. | 06-20-2013 |
| 20130173481 | SYSTEM AND METHOD FOR PROVIDING A SCORE FOR A USED VEHICLE - One embodiment of the system and method described herein provides a score generator system that generates an automated vehicle specific valuation of a used car based on the physical and historical attributes of that vehicle. This score may indicate the likelihood that the vehicle will be on the road in a specific period of time. The score may give an absolute percentage of such likelihood or it may give a value relative to all other used vehicles in a database, all other used vehicles of the same make/model/year, or a certain subset of the vehicles in a database. In one embodiment, the score generator system includes a data link module for linking vehicle data and filter module for applying a multi-level filters that process the linked vehicle data. | 07-04-2013 |
| 20130179357 | PROPERTY APPRAISAL EVALUATION USING TRAFFIC DATA - A valuation model accounts for traffic features associated with modeled properties, generates listings of model-chosen comparables, and evaluates property appraisals and appraisal-chosen comparables accordingly. In one embodiment, traffic features of homes are used in automated electronic appraising and in the electronic review of appraisals. It first uses GIS techniques to convert traffic features associated with a property into a numeric variable, allowing hedonic price models to measure the price impact of traffic features. This allows traffic features to be used in the automated selection of comparable properties and in the adjusting of comp prices in appraisals. It also allows automated review of appraisals to determine if they fairly accounted for the traffic dimension in the selection of comps and in making any price adjustments. In one example, the automatic valuation uses a regression that models the relationship between price and explanatory variables, with the explanatory variables including traffic feature variables. | 07-11-2013 |
| 20130191292 | Using Drive-By Image Data to Generate a Valuation Report of a Selected Real Estate Property - Video drive-by data provides a street level view of a neighborhood surrounding a selected geographic location. A video and data server farm incorporates a video storage server that stores video image files containing video drive-by data corresponding to a geographic location, a database server that processes a data query received from a user over the Internet corresponding to a geographic location of interest, and an image processing server. In operation, the database server identifies video image files stored in the video storage server that correspond to the geographic location of interest contained in the data query and transfers the video image files over a pre-processing network to the image processing server. The image processing server converts the video drive-by data to post-processed video data corresponding to a desired image format and transfers the post-processed video data via a post-processing network to the Internet in response to the query. | 07-25-2013 |
| 20130204797 | Job Estimate Development - A method for job estimate development includes receiving a custom image of a specific automobile, the image including a depiction of a subject of a proposed repair operation and obtaining estimate data for a proposed repair operation on the specific automobile, wherein the proposed repair corresponds to the image, the estimate data including parts costs and labor costs associated with the proposed repair operation. The method further includes obtaining a unit of educational content associated with the proposed repair operation, the unit of educational content pre-associated with the proposed repair operation and selected from a library of educational content, the unit of educational content including a visual depiction of the proposed repair operation and providing a repair cost estimate including the estimate data, the image and the unit of educational content to a customer for review prior to authorization of the proposed repair. | 08-08-2013 |
| 20130232085 | METHOD OF COMPARING TOTAL COST OF TIRE OWNERSHIP - A method of comparing the total cost of ownership between different tires is provided. More particularly, a method for comparing the total cost when certain information, such as selling price, is not available for one of the tires is provided. The method can be used, for example, to determine the amount by which a tire must be discounted to account for performance differences relative to other tires. | 09-05-2013 |
| 20130238511 | SYSTEM AND METHOD FOR END-OF-LIFE PROCESSING OF AN AIRFRAME - A method to develop a plan to dismantle an airframe including: enhancing a digital mock-up model (DMU) of the airframe with data identifying hazardous materials in parts of the airframe; positioning at least one cut through the DMU of the airframe; based on the position of the cut, identifying intersections between the cut and fluid conduits identified in the DMU of the airframe; analyzing the identified intersections of the fluid conduits and data regarding hazardous waste fluids in the conduits of the airframe to identify the conduits having the hazardous waste which would be ruptured by the positioned cut, and generating a report of the identified conduits that would be ruptured and have the hazardous waste. | 09-12-2013 |
| 20130238512 | AUTOMATED VALUATION MODEL USING ORDINAL VARIABLES SUCH AS CONDITION AND QUALITY VARIABLES - An automated valuation model that uses condition and quality variables. In response to user queries, the model ranks and displays comparables for a subject property. The comparables are selected based on their similarity to the subject. Data on quality and condition of properties is incorporated into the model and corresponding comparable assessments. For example, the quality and condition inputs may be used in a hedonic adjustment factor model, comparable selection exclusion rules, economic distance calculations, and adjustments for differences between the subject and comparables at comparable selection stage. The comparables may be displayed in ranked order based on the calculated similarities between the properties, with indications of the quality and condition categories, to provide an overall assessment of the comparables as well as displayable indications of the underlying quality and condition categories and related information. The model may also use other ordinal variables and may perform any type of valuation. | 09-12-2013 |
| 20130246287 | METHOD AND APPARATUS FOR TESTING AUTOMATED VALUATION MODELS - A method and apparatus for real time testing of automated valuation using various indicators of accuracy. These indicators are then weighted according to their value as indicators of accuracy using individualized weighting factors or an equation. A ranking is then computed based upon the factors and their weights. This method is preformed continuously, so as to achieve real-time or periodically updated automated valuation model accuracy rankings. | 09-19-2013 |
| 20130282596 | SYSTEMS AND METHODS FOR EVALUATING PROPERTY VALUATIONS - Systems and methods are disclosed for evaluating a property valuation. In some implementations, market information and transactional information for a group of properties is accessed. The market information can include property-specific factors, locational factors, and market sales factors. The transactional information can include exogenous factors that can influence a property evaluator. Statistical information relating to the market values of the properties and the property valuations can be calculated. An estimate of the degree of certainty for a property valuation can be determined based at least partly on the calculated statistical information. | 10-24-2013 |
| 20130290195 | DETERMINATION OF APPRAISAL ACCURACY - A method for determining the accuracy of an appraisal report using a computer implemented application, including pre-validating an appraisal report to determine whether a first set of rules has been satisfied, the appraisal report including N fields to be completed, the first set of rules comprising completion of a pre-determined number of N fields; proceeding to a post-validating step if the first set of rules is satisfied; post-validating an appraisal report to provide an evaluation thereof, the evaluation including a plurality of risk categories including risk level indicators, and a risk-based overall score. | 10-31-2013 |
| 20130304653 | EVALUATING REAL ESTATE PROPERTIES - The present invention is an improved system and method for analyzing multiple real estate properties. The system includes a pool of properties that are searched based on user-defined search criteria. The system identifies comparison properties from the search pool. The comparison properties include attributes that match or are a near match to the search criteria. The system compares each of the comparison properties to at least one average value and demonstrably depicts the comparison to the user. | 11-14-2013 |
| 20130304654 | AUTOMATICALLY DETERMINING A CURRENT VALUE FOR A REAL ESTATE PROPERTY, SUCH AS A HOME, THAT IS TAILORED TO INPUT FROM A HUMAN USER, SUCH AS ITS OWNER - A facility procuring information about a distinguished property from a user knowledgeable about the distinguished property that is usable to refine an automatic valuation of the distinguished property is described. The facility displays information about the distinguished property used in the automatic valuation of the distinguished property. The facility obtains user input from of the user adjusting at least one aspect of information about the distinguished property used in the automatic valuation of the distinguished property. On a later the day, facility displays to the user a refined valuation of the distinguished property that is based on the adjustment of the obtained user input. | 11-14-2013 |
| 20130332370 | REPLACEABLE BATTERY VALUATION SYSTEM - A replaceable battery valuation system may include, but is not limited to: at least one replaceable battery module; at least one sensor configured to measure at least one characteristic of the at least one replaceable battery module; and a controller configured to determine a monetary value of at least one replaceable battery module based upon sensor data regarding the at least one characteristic of the at least one replaceable battery module and provide a notification regarding the monetary value. | 12-12-2013 |
| 20130339255 | AUTOMATED VALUATION MODEL WITH COMPARATIVE VALUE HISTORIES - An automated valuation model and corresponding analysis tool that graphically displays value history information in association with a subject property is disclosed. In one example, the tool generates a graph plotting the valuation history of a subject property over an adjustable time range in relation to a general price index for a pertinent geographical area. When looking at an appraisal for a property, the graph also supports selective plotting of appraiser-selected comparable properties' valuation histories against that of the subject property. The valuation history for comparable properties can be scaled on a pro-rata basis according to the percentage of the adjustments made within the appraisal. In addition, the graph selectively incorporates model-generated comparables and their valuation histories. | 12-19-2013 |
| 20140032423 | COMMUNITY BASED DIGITAL CONTENT AUDITING AND STREAMING - In one embodiment, a system and method is illustrated and includes receiving auditing data relating to a piece of digital content, associating the auditing data with the piece of digital content to create audited digital content, receiving a content request pertaining to the audited digital content from a requester, checking a permission associated with the audited digital content, the permission to determine an exchange basis upon which the audited digital content is provided to the requester, and where the exchange basis defines the condition upon which the audited digital content may be accessed, and providing the audited digital content to the requester according to the exchange basis. | 01-30-2014 |
| 20140032424 | Method and apparatus for determining and utilizing value of digital assets - Systems and methods for protecting digital assets associated with a computing device are described herein. An example of a method according to the disclosure includes assigning at least one asset worth value to respective digital assets associated with a device, computing at least one device worth value using the at least one asset worth value assigned to the digital assets associated with the device, identifying at least one device worth value threshold, performing a comparison of the at least one device worth value to the at least one worth value threshold, and initiating at least one action with respect to the digital assets associated with the device based on the comparison. | 01-30-2014 |
| 20140040151 | Mobile assay facility and method of using same to procure and assay precious metals - A self contained, mobile assay facility built in a modified armored truck is completely equipped to smelt and assay precious metals, particularly gold and silver. An induction furnace melts the metal that is then poured into an ingot. The ingot is weighed and analyzed using an XRF alloy analyzer and the percentage of gold and/or other metals recorded. The value of the gold at current market prices is calculated and the assay and the value of the ingot is printed and given to the seller. The seller may opt to receive the ingot and pay the assayer an assay fee. Alternately, the seller may ask to be paid cash or by wire transfer that may be initiated and confirmed from within the mobile assay facility. The ingots may be safely stored or shipped directly from the mobile facility to a wholesaler for further processing. | 02-06-2014 |
| 20140058956 | SYSTEM AND METHOD FOR DETERMINING VEHICLE PRICE VALUES - System and method for computing price values associated with vehicle history attributes including a vehicle history database with vehicle history records, a transaction database, a vehicle history knowledge determination module adapted to determine whether a sale transaction related to a transaction record occurred with buyer's knowledge of the vehicle history attributes associated with the vehicle of the transaction record and to classify each transaction record based on whether buyer possessed knowledge of the vehicle history attributes, and a price adjustment module adapted to determine price values for the vehicle history attributes based on the vehicle history datasets and classification of the plurality of transaction records. In accordance with one aspect, the present invention may be implemented as a computer readable medium with instructions. | 02-27-2014 |
| 20140058957 | SYSTEM AND METHOD FOR THE UTILIZATION OF PRICING MODELS IN THE AGGREGATION, ANALYSIS, PRESENTATION AND MONETIZATION OF PRICING DATA FOR VEHICLES AND OTHER COMMODITIES - Embodiments of systems and methods for the aggregation, analysis, display and monetization of pricing data for commodities in general, and which may be particularly useful applied to vehicles are disclosed. In certain embodiments, one or more models may be applied over a set of historical transaction data associated with a vehicle configuration to determine pricing data. Some models may leverage incremental data in various conditions, including cases where fewer than a desired number of historical transactions are present in the bin of a specified vehicle, where fewer than, equal to, or more than a certain number of list prices for the specified vehicle available, and where no historical transaction data for new models is available. | 02-27-2014 |
| 20140074731 | SYSTEM AND METHOD FOR AUTOMATED DATA DISCREPANCY ANALYSIS - A method for automatic detection of inconsistencies in an appraisal by extracting data from the appraisal to create component data arranged into a predetermined set of categories and selecting a control identifier to trigger a generation of comparison data. Further, through a comparison between the comparison data and the component data, inconsistencies within the appraisal are identified. | 03-13-2014 |
| 20140074732 | LOCATION DRIVEN APPRAISAL DATA EXTRACTION, PAST APPRAISAL AND VALUE COMPARISON AND COMPARABLE PROPERTY FINDER - A method for location triggered home evaluation for an electronic device that determines a location of the electronic device and identifies a subject property associated with the location. Further, a set of appraisal information for the subject property that includes a listing of comparable properties determined to be appropriate comparable properties for the subject property is requested. | 03-13-2014 |
| 20140074733 | PHOTOGRAPH INITIATED APPRAISAL PROCESS AND APPLICATION - The present invention relates to photograph initiated property assessment. In one example, an electronic device performs a photograph initiated property assessment by accessing a photographic assessment itinerary that includes a plurality of target portions for the subject property and a set of image capture requirements for each of the plurality of target portions. Further, when performing the initiated property assessment the electronic device prompts a plurality of image capture requests according to the photographic assessment itinerary while displaying a menu that permits the addition of information to the set of image captures. | 03-13-2014 |
| 20140074734 | METHOD AND SYSTEM FOR MARKETING AND SELLING WATER RIGHTS - A water rights marketing system, methods, and products that perform maintaining a listings database including listings data representative of a plurality of water right listings, receiving data representative of a search query for locating one or more relevant water right listings included in the plurality of water right listings, the search query including search criteria defined by a user of the user device, identifying the one or more relevant water right listings having at least one listings data element that satisfies the search criteria, and presenting the one or more relevant water right listings on a display associated with the user device for access by the user. | 03-13-2014 |
| 20140143158 | Methods, Software And Devices For Automatically Calculating Valuations Of Leasable Commercial Property - Methods, software and devices for valuing leasable assets are disclosed. A data model of future cash flows in defined time periods for those leasable assets is created. The data model is automatically populated with rent predicted by analyzing stored records of executed leasing agreements, each specifying rent for one of the leasable assets. The data model is also automatically populated with rent predicted by analyzing stored records of planned leasing agreements, each specifying rent for one of the leasable assets in time periods when rent is not specified by one of the executed leasing agreements. The data model is also automatically populated with rent predicted for the leasable assets by analyzing at least pre-defined market conditions, in time periods when rent is not specified by one of the executed leasing agreements or planned leasing agreements. A value of the leasable assets is calculated in dependence on the populated data model. | 05-22-2014 |
| 20140149297 | AUTOMATED VALUATION MODEL WITH CUSTOMIZABLE NEIGHBORHOOD DETERMINATION - Automated valuation model with customizable neighborhood determination. A map image is displayed corresponding to a geographical area, and then user input accommodates definition of a particularly defined geographic area to provide custom identification of a neighborhood to be subject to automated valuation. Once the defined geographic area is established, the automated valuation model is applied to property data corresponding to properties within the defined geographic area. A subject property and corresponding properties within the defined geographic area are then displayed on a map image, preferably with articulation of the defined geographic area as the neighborhood of interest. The neighborhood may be defined by, among other criteria, inclusion within a user-defined shape, as well as exclusion of a user-defined shape from a displayed geographic area. | 05-29-2014 |
| 20140156540 | SYSTEM AND METHOD FOR MANAGING DATABASE OF BUYERS - A system and method for managing a database of buyers includes a server configured to store a buyers database having data related to a plurality of buyers. For each of the plurality of buyers, the data includes buyer identification information for the buyer, purchasing criteria of the buyer, and buyer agent information associated with the buyer. The server is further configured to retrieve and store in the buyers database supplemental information about each buyer based upon the buyer identification information. The server receives a first query of the buyers database from a first remote device, the first query returning first query results which includes the purchasing criteria and buyer agent information for each buyer included in the first query results. The server transmits the first query results to the first remote device. | 06-05-2014 |
| 20140164259 | AVERAGE SALVAGE VALUE METHOD AND APPARATUS - A method and apparatus for searching a database of vehicle values for a damaged or donated vehicle to determine a value of a vehicle of interest. The search permits free text searching and performs autocomplete of search terms as well as autocomplete of related search terms. Search results are determined after search terms are deciphered by the algorithm and those deciphered terms are then used to query the database to identify matching information. | 06-12-2014 |
| 20140164260 | SYSTEMS AND METHODS FOR SELECTING COMPARABLE REAL ESTATE PROPERTIES - Embodiments of systems and methods can determine comparable real estate properties for use in the valuation of a subject real estate property. For example, a geographic area surrounding the subject property can be divided into smaller regions and a set of one or more regions having property characteristics that most closely match the characteristics of the subject property can be identified. Comparable properties can be selected from this set of regions rather than from the overall geographic area as a whole, which may lead to identifying better-matching comparable properties as compared to selecting comparable properties from the overall geographic area (which generally will include regions that are poor matches to the subject property). | 06-12-2014 |
| 20140180932 | PROCESS FOR DETERMINING REASONABLENESS OF VALUE CONCLUSION - Some embodiments of the invention include a method for determining the reasonableness of a valuation conclusion made for an object. In some embodiments, the method includes producing independent value estimates based on applying analytics to information within databases and producing additional independent value estimates derived from the applying the analytics to the information. The method includes comparing the additional information with the value conclusion. The method of some embodiments also includes generating a reasonableness report based on the comparisons. | 06-26-2014 |
| 20140195442 | Combination Retailing System For Appraising Precious Stones And Metals And Dispensing Gift Cards, Coupons And The Like - A system for appraising an item physically received from a seller includes a transaction point computer. The item has at least one constituent selected from the group consisting of a precious stone, a semi-precious stone, a precious metal, and a semi-precious metal. Appraising the item includes determining a composition of the item using an evaluating device and associating an exchange value with the item using the evaluating device and market data obtained over a network. The system includes a networking device and shipping carton dispenser configured to provide a shipping carton for shipping the item to a depository. The system further includes a shipping label dispenser for providing a fold-under label to be adhered to the shipping carton, and a slot for dispensing a transaction card to the seller. The shipping carton is shipped to the depository after the transaction card is loaded with the exchange value. | 07-10-2014 |
| 20140214695 | SYSTEM AND METHOD TO VALUATE INTANGIBLE ASSET - Embodiments of the present invention describe a system and a corresponding method for valuating one or more patent applications. The system includes various modules to receive and analyze one or more main patent application to determine attributes for comparison with attributes of each of a plurality of reference applications. Further, a value determination module of the system may determine an aggregate dollar value for the main application based on a capital value for each element of the main application. Here, the capital value for each element is determined based on comparing the main application with each of the reference applications. | 07-31-2014 |
| 20140214696 | Wholesale/Trade-In Pricing System, Method and Computer Program Product Therefor - Systems, methods and computer program products that determine wholesale prices for durable goods such as used vehicles. In one embodiment, a system includes a computer processor, a network interface, a data storage device, and an output device. The system collects and stores, via the network interface, historical sales information from external data sources. A retail price for a target vehicle is determined based on the collected information. Condition information for the vehicle is collected and used to adjust the retail price to arrive at a wholesale price, which is output to a user. The system may also adjust the price based on repair costs associated with identified vehicle conditions. The system may collect cost information associated with a wholesale sale transaction and deduct these costs and a profit margin from the wholesale price to produce a trade-in price. | 07-31-2014 |
| 20140236845 | AUTOMATICALLY DETERMINING A CURRENT VALUE FOR A HOME - A facility for valuing a distinguished home located in a distinguished geographic area is described. The facility receives home attributes for the distinguished home. The facility obtains valuation for the distinguished home by applying to the received home attributes evaluation model for homes in the distinguished geographic area that has been trained using selling price and home attribute data from homes recently sold in the distinguished geographic area. The facility reports the obtained valuation for the distinguished home. | 08-21-2014 |
| 20140279572 | SYSTEM AND METHOD FOR REAL ESTATE VALUATION - Methods, devices, and systems are provided for the automatic development of forms and processes used to provide real property valuations. A valuation work order is created that includes a valuation type for a specific subject property. The valuation work order is assigned to a valuation agent and valuation data is input into a digital valuation form. Valuation data is collected from multiple sources. Upon completing the digital valuation form, the digital valuation for is checked for errors and a standard form corresponding to a standard real property valuation form is automatically generated. | 09-18-2014 |
| 20140279573 | SYSTEM AND METHOD FOR AUTOMATIC AND INTELLIGENT FORM GENERATION - Methods, devices, and systems are provided for the automatic development of forms and processes used to provide real property valuations. A valuation work order is created that includes a valuation type for a specific subject property. The valuation work order is assigned to a valuation agent and valuation data is input into a digital valuation form. Valuation data is collected from multiple sources. Upon completing the digital valuation form, the digital valuation for is checked for errors and a standard form corresponding to a standard real property valuation form is automatically generated. | 09-18-2014 |
| 20140279574 | ENVIRONMENTAL MEASUREMENT DISPLAY SYSTEM AND METHOD - Environmental measurement display systems that can be used in home and commercial environments are disclosed. The environmental measurement display system can include an environmental sensor array, signal-processing circuitry, a power supply, a display device, a communications system, a data storage system, and a remote data visualization system. | 09-18-2014 |
| 20140289136 | Method of Appraising Rental Property - A method of appraising rental properties is provided that provides guidelines for government agency when determining rental subsidies to be paid to landlords and property owners. The method comprises cataloging and storing data related to the property and the tenants themselves, wherein the condition of the property, its amenities, the anticipated utilities for the property, and the local real estate market are accounted for in determining a reasonable rent to be paid to the landlord or property owner offering subsided housing to low income families. In carrying out the these objects, the present invention provides an application layer executed on a computer or other like programmable apparatus, a network, and a storage database for cataloging external data from public sources and from agency personnel directly. The method provides a reasonable rent calculation that is adapted to incentivize property owners to maintain their property and to prevent government agency waste. | 09-25-2014 |
| 20140316999 | AUTOMATICALLY DETERMINING A CURRENT VALUE FOR A REAL ESTATE PROPERTY, SUCH AS A HOME, THAT IS TAILORED TO INPUT FROM A HUMAN USER, SUCH AS ITS OWNER. - A facility procuring information about a distinguished property from its owner that is usable to refine an automatic valuation of the distinguished property is described. The facility displays information about the distinguished property used in the automatic valuation of the distinguished property. The facility obtains user input from the owner adjusting at least one aspect of information about the distinguished property used in the automatic valuation of the distinguished property. The facility then displays to the owner a refined valuation of the distinguished property that is based on the adjustment of the obtained user input. | 10-23-2014 |
| 20150046343 | USER DEVICE RECYCLING - Methods, systems, and apparatus, including computer programs encoded on computer storage media, for recycling a user device. One of the methods includes facilitating a device analysis application to be stored and installed on a user device, testing, by the device analysis application executing on the user device, one or more properties of the user device, determining an exchange value of the user device based at least in part on a result of testing the one or more properties of the user device, and presenting the determined exchange value to an operator of the user device. | 02-12-2015 |
| 20150074002 | LAND VALUE DETERMINATION - In one example, a method includes receiving, by a parcel value analyzer and score generator (PVASG) executing on a computing device, data for a region of interest that includes a parcel of land. The data for the region of interest includes at least one of parcel data and logistics data. The method further includes determining, by the PVASG and based on the received data for the region of interest, a land value for the parcel of land included in the region of interest. The method further includes outputting, by the PVASG and in response to determining the land value for the parcel of land included in the region of interest, at least one report that includes an indication of the determined land value for the parcel of land. | 03-12-2015 |
| 20150088766 | AUTOMATED-VALUATION-MODEL TRAINING-DATA OPTIMIZATION SYSTEMS AND METHODS - To optimize training data used by a predictive real-estate valuation model, a search space having multiple dimensions may be defined. Each search dimension corresponds to a range of candidate values for a search criterion for selecting subsets of sales-transaction records. The multiple dimensions include a temporal dimension and a geographic dimension. An accuracy-optimized subset of a multiplicity of sales-transaction records is identified by evaluating points that vary along each dimension within the multi-dimension search space. A statistical measure of model accuracy is used to evaluate each candidate point. The accuracy-optimized subset of the multiplicity of sales-transaction records is provided to a predictive model to generate an automated value prediction for a subject real-estate property as of an effective date. | 03-26-2015 |
| 20150100504 | SYSTEMS AND METHODS TO ASSESS THE CONDITION OF A VEHICLE - A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle, and developing one or more condition descriptors reflecting the condition of the vehicle. Still further, the method includes generating a vehicle condition report including an indication of the one or more condition descriptors and communicating, via the computer network, the vehicle condition report to a remote computing device for presentation to a user of the remote computing device. | 04-09-2015 |
| 20150100505 | VEHICLE SHARING TOOL BASED ON VEHICLE CONDITION ASSESSMENTS - A method for assessing an operator of a shared vehicle includes receiving a vehicle operator enrollment from a user, wherein the vehicle operator enrollment includes: (i) information identifying a vehicle operated by the user, and (ii) information identifying a shared vehicle. Further, the method includes retrieving condition data corresponding to the vehicle from a condition database, wherein a device inside the vehicle generates at least some of the condition data while the vehicle is being operated by the user, analyzing the condition data to determine a correlation between the user operating the vehicle and a change in a condition of the vehicle, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle, and generating a report, wherein the report includes indications of the correlation between the user operating the vehicle and the change in the condition of the vehicle. In addition, the method includes communicating, via the computer network, the report to a remote computing device for presentation to a user. | 04-09-2015 |
| 20150100506 | SYSTEMS AND METHODS TO REPORT VEHICLE OWNERSHIP INFORMATION - A method for reporting vehicle ownership information includes receiving an enrollment from a customer, wherein the enrollment includes information identifying a vehicle and retrieving a plurality of condition data corresponding to the vehicle from one or more databases. The method further includes analyzing the existing condition data and the additional condition data to establish a vehicle condition trend. The vehicle condition trend reflects changes in a condition of the vehicle, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle. Still further, the method includes generating a vehicle ownership report, wherein the vehicle ownership report includes indications of the vehicle condition trend, and communicating the vehicle ownership report to a remote computing device for presentation to the customer. | 04-09-2015 |
| 20150112874 | METHOD AND SYSTEM FOR PERFORMING OWNER ASSOCIATION ANALYTICS - Computer-based processes are disclosed for mining and analyzing owner association (OA) data associated with a plurality of real estate properties and generating an OA amount model that can be used to estimate OA amounts for a subject property. The OA data may also be analyzed to identify OA ratings, OA recommendations, OA delinquency actions, OA contacts information, OA services information, etc. The disclosed processes can also use the generated OA amount model to identify OA amount trends, and determine valuations and investment metrics for real estate properties. | 04-23-2015 |
| 20150120580 | METHOD FOR AUTOMATIC DEVELOPMENT OF AN ART INDEX - Systems and methods for automatically generating an art index. The method is both sympathetic to the individual characteristics of art—a hedonic approach—and accurate in tracking changes in price over time—a repeat sales approach. Artworks with similar core characteristics are organized into groups according to their specific criteria. The characteristics include genre, date range, content, materials, size, coloration, style, and other characteristics. Following these guidelines, the system is able to generate hundreds of thousands of ever-increasing datasets, providing the statistical foundation required to derive accurate indices, while remaining true to the unique nature of art. The system is also operative to generate various types of reports. | 04-30-2015 |
| 20150134547 | BELONGINGS VISUALIZATION AND RECORD SYSTEM - A belongings visualization and records method and system is disclosed. The method comprises receiving a digital representation of a machine-readable, visual code captured with a portable device, the visual code being associated with an item; scanning the received visual code for an item identifier; generating an item image from the item identifier, the item image consisting of a three-dimensional computer image representing the item; placing the item image in a physical space image, the physical space image consisting of a three-dimensional computer image representing a physical space; associating digital files with the item image; associating the item image with a user profile; and displaying the item image and the physical space image to a user on a computer screen. | 05-14-2015 |
| 20150302488 | SYSTEM AND METHOD FOR AUTOMATED PROPERTY VAULATION UTILIZING USER ACTIVITY TRACKING INFORMATION - A system, computer-readable storage medium storing at least one program, and computer-implemented method for automated property valuations utilizing user activity tracking information is provided. User activity associated with a real estate website is tracked and stored. User activity is aggregated and a weighted value is assigned to each activity. A property valuation for a particular property is determined based on the aggregated user activity. | 10-22-2015 |
| 20150310506 | AUTOMATED APPRAISAL SYSTEM FOR CARDS - To automatically identify, assess, and evaluate a trading card to shorten the classification process and compile a database so that cards are precisely assessed or authenticated or the prices of cards are determined based on the conditions thereof in the used-card market. | 10-29-2015 |
| 20150317701 | SYSTEMS AND METHODS FOR SEARCHING FOR AND TRANSLATING REAL ESTATE DESCRIPTIONS FROM DIVERSE SOURCES UTILIZING AN OPERATOR-BASED PRODUCT DEFINITION - Systems and methods for managing, generating, and reporting real estate data from a plurality of source databases that are distributed over a computer network are disclosed and described. | 11-05-2015 |
| 20150324870 | Method of Remotely Determining the Condition of a Used Electronic Device - A method of remotely performing a functional diagnostic and a cosmetic evaluation of a used electronic device, using an app installed on the device itself, and of using the evaluation data to determine a resale value for the device. | 11-12-2015 |
| 20150339736 | ELECTRONIC DEVICE POST-SALE SUPPORT SYSTEM - A system comprises a device under test, a testing device coupled to said device under test via a direct connection, and a post-sales support server communicatively coupled to said testing device via a wide area network connection. The testing device is operable to collect, from said device under test via said direct connection, responses to test stimuli generated in accordance with test code. The testing device is operable to provide said responses to said post-sale support server. The post-sale support server is operable to generate a valuation of said device under test based on said responses, and make said valuation available to a user of said device under test. The valuation may comprise a monetary value based offer associated with third party repair, resale and recycling. | 11-26-2015 |
| 20150348142 | System and Method of Vehicle Value Assessment - A method is provided for a computer-mediated value assessment of a vehicle offered for sale by a seller. A computing device retrieves a universe of historical pricing data of vehicles having at least one parameter in common with the vehicle. From this universe of historical pricing data of vehicles having the same or similar at least one parameter, a maximum potential wholesale value is established. Using the vehicle identification number (VIN) of the vehicle, data is retrieved regarding the vehicle and its condition. This data is converted into at least one quantitative modifier, and at least one qualitative modifier. The maximum potential wholesale value is then reduced by the at least one quantitative modifier and the at least one qualitative modifier to arrive at an assessed value of the vehicle. This assessed value can then be communicated to a person requesting an assessment prior to a sale of the vehicle. | 12-03-2015 |
| 20150348143 | System and Method for Determining Vehicle Price Adjustment Values - System and method for computing price values associated with vehicle history attributes including a vehicle history database with vehicle history records, a transaction database, a vehicle history knowledge determination module adapted to determine whether a sale transaction related to a transaction record occurred with buyer's knowledge of the vehicle history attributes associated with the vehicle of the transaction record and to classify each transaction record based on whether buyer possessed knowledge of the vehicle history attributes, and a price adjustment module adapted to determine price values for the vehicle history attributes based on the vehicle history datasets and classification of the plurality of transaction records. In accordance with one aspect, the present invention may be implemented as a computer readable medium with instructions. | 12-03-2015 |
| 20150356635 | METHOD FOR OPTIMIZING ASSET VALUE BASED ON DRIVER ACCELERATION AND BRAKING BEHAVIOR - Systems and methods for optimizing asset value based on driver acceleration and braking behavior are described. The methods include collecting vehicle data, applying a weighting function to the collected data to generate a value representing the energy or fuel wasted due to acceleration and braking behavior, and tabulating the generated value over the duration of a driving event to generate a driver performance score. The methods also include evaluating the driver performance score based on a business model, and modifying subsequent driver behavior based upon the evaluation. | 12-10-2015 |
| 20150356636 | SYSTEM AND COMPUTER PROGRAM PRODUCT FOR COLLECTIVELY GATHERING RELIABLE FACTS AND VALIDATION THEREOF - The present disclosure relates to a system and a computer program product for collectively gathering reliable facts. The system receives a statement, at least one evidence related to the statement, and at least one validity indicator for the at least one evidence. The system assesses a reliability value of the at least one evidence using the at least one corresponding validity indicator. The system further determines a confidence indicator for the statement based on the at least one evidence and the corresponding reliability value. The computer program product comprises instructions which when executed by a processor of a computing device display a statement and an evidence received from the server on a display of the computing device. The instructions when executed also collect one of a validity indicator of the displayed evidence or a new evidence related to the displayed statement, which are transmitted to the server. | 12-10-2015 |
| 20150356637 | RETAIL STATION FOR E-DEVICE IDENTIFICATION, ASSESSMENT AND TRADE IN - A retail station for electronic device evaluation provides a connection interface that supports connection to an electronic device. Software evaluates or provides access to other software to evaluate the electronic device by querying it to collect information to determine its status and value for trade-in. Guidance is provided to aid a customer service representative in processing a trade-in transaction. Data is collected or access is granted to other software to collect data to support a trade-in transaction. Preferred methods of the invention use a station in the form of a tablet or countertop devices. The methods guide and facilitate a trade in in a retail environment, while checking data to ensure that the electronic device does not have an unclean status and providing assistance in assessing value of the electronic device. A system provides a third party the ability to support retail trade in transactions for value. | 12-10-2015 |
| 20150363838 | SYSTEMS AND METHODS FOR TRANSFORMATION OF RAW DATA TO ACTIONABLE DATA - Embodiments of systems and methods disclosed herein provide solutions for predicting vehicle invoice pricing, trim, and options by starting from scratch (raw data), transforming the raw data into actionable data, and comprehensively exploring all possible option combinations that can match a vehicle's Manufacturer Suggested Retail Price (MSRP). Embodiments implement algorithms that determine the trim of a vehicle and intelligently analyze all possible option combinations that would result in a target MSRP while avoid searching unnecessary vehicle configurations. The algorithms can be used to predict the trim, invoice, and options of a vehicle based on the vehicle's VIN and MSRP. | 12-17-2015 |
| 20150371289 | METHOD FOR PROVIDING INTEGRATED MANAGEMENT SERVICE FOR CREATIVE PRODUCTS IN CULTURAL ARTS REFLECTING NEEDS OF REQUESTER - A method for providing the integrated management service for the creative products in the cultural arts reflecting the needs of the requester includes the steps of: (i) receiving, as an input, basic information and survey information in which the needs of the requester are reflected, from the requester who has appreciated or is to appreciate a particular creative product; (ii) classifying a level of the requester on the basis of the needs of the requester included in the input basic information and survey information, and registering a result of the classification in a database together with the basic information, the survey information, and creative product identification information on the creative product; and (iii) providing a selective and limited service according to the classified level of the requester, when the requester requests detailed information on the particular creative product. | 12-24-2015 |
| 20150379587 | SYSTEMS AND METHODS FOR PROPERTY INFORMATION DEVELOPMENT, DISTRIBUTION AND DISPLAY - Au apparatus for creating and maintaining a database containing information relating to residential properties includes an AVM device configured to receive information relating to residential properties, producing AVM values for each property and updating an AVM database with the AVM values. | 12-31-2015 |
| 20150379588 | AUTOMATICALLY DETERMINING A CURRENT VALUE FOR A REAL ESTATE PROPERTY, SUCH AS A HOME, THAT IS TAILORED TO INPUT FROM A HUMAN USER, SUCH AS ITS OWNER - A facility procuring information about a distinguished property from a user knowledgeable about the distinguished property that is usable to refine an automatic valuation of the distinguished property is described. The facility displays information about the distinguished property used in the automatic valuation of the distinguished property. The facility obtains user input from of the user adjusting at least one aspect of information about the distinguished property used in the automatic valuation of the distinguished property. On a later the day, facility displays to the user a refined valuation of the distinguished property that is based on the adjustment of the obtained user input. | 12-31-2015 |
| 20160012494 | COMPUTER-IMPLEMENTED METHOD OF VALUING AUTOMOTIVE ASSETS | 01-14-2016 |
| 20160019607 | DEVICE APPRAISAL - Systems and methods for device appraisal are described. Some implementations include receiving a request from a mobile station to access a device appraisal service, retrieving one or more parameters associated with the mobile station, where the parameters include at least a mobile directory number (MDN) of the mobile station, automatically determining a model of the mobile station based on the MDN, displaying, at the mobile station, a web interface of the device appraisal service, providing for display in the web interface an identification of the model of the mobile station and user interface elements to receive condition information of the mobile station, determining a trade-in value of the mobile station based on the identified model and the condition information, and providing the trade-in value of the mobile station to the web interface for display at the mobile station. | 01-21-2016 |
| 20160027071 | Method and System for Contractually Permitting a Vehicle Owner to Recover Diminished Value of Damaged Vehicle - Computer-processed method for recovery of diminished value processes repair estimate-$R, offer to buy damaged vehicle-$A and max-min coverage. Pay-out computed with lowest present index-$I value for vehicle. NO reported accident, first payment offer processed: (a) if $A greater than $1, offer $0; and (b) if $A less than $I, offer $A plus $Min. YES reported accident, second payment offer processed: (c) if $R less than $Max and $R less than $I minus $A, then offer $R; (d) if $R less than $Max and $R greater than $I minus $A, then offer $I minus $A but no more than $Max; (e) if $R greater than $Max and $Max less than $I minus $A, then offer $Max; and (f) if $R greater than $Max, and $Max greater than $I minus $A, then offer $I minus $A. Close contract by effecting payment to owner if owner transfers vehicle. | 01-28-2016 |
| 20160034980 | METHOD AND SYSTEM TO EVALUATE THE CONDITION OF CLIENT EQUIPMENT AND ACCURATELY ASSESS THE PRICE AND EXTENT OF REPAIRS - Method and system for evaluating the condition of client equipment and accurately assess the price and extend of repairs. The method includes extracting necessary information from a client device and subsequently evaluating the information automatically. Further, the method includes categorizing the client device based on the extracted information. Furthermore, the method includes evaluating the price of the client device buy back condition based on the categorization. Moreover, the method includes assessing current condition of the client device and predicting the best buy back price for the client device in response to the assessment. | 02-04-2016 |
| 20160104214 | Vehicle Appraisal System - A system for a sales associate to create a vehicle trade in value report, including a data communication network, a management console in communication with the data communication network, and a mobile console in communication with the data communication network. The mobile console includes a user interface for receiving input from the sales associate, a display for presenting information to the sales associate, a wireless communication interface for sending information to and receiving information from the data communication network, a data reader, a memory for storing the information that is sent and received and for storing operational instructions for the mobile console, and a processor for controlling and for sending information to and receiving information from the user interface, the display, the wireless communication interface, the data reader, and the memory. At least one of the processor and memory include programming for receiving through the data reader information in regard to a vehicle identification number (VIN) of the vehicle, and storing it with vehicle data, receiving through the user interface information in regard to condition of the vehicle, and storing it with the vehicle data, sending the vehicle data from the mobile console across the data communication network to the management console, receiving from the management console across the data communication network at the mobile console the vehicle trade in value report, and displaying the report on the display. | 04-14-2016 |
| 20160125480 | ENGAGING A POTENTIAL PROPERTY SELLER TO CAPTURE COMPREHENSIVE PROPERTY INFORMATION - A system and a process for capturing potential home seller information are disclosed. The system and the process provide a better way to procure lead data and home seller data by making the home valuation process more engaging and causing more seller to enter more accurate information during the process. In some embodiments, the system is implemented as a website service. In some embodiments, the process is implemented over several web pages of the website. | 05-05-2016 |
| 20160125481 | APPRAISAL SYSTEM AND INTERFACE THERETO - A framework for real property appraisal includes a backend computer system having a user interface mechanism supporting a graphical user interface to the backend computer system; and one or more devices operably connected to the backend computer system and interacting with the backend computer system via the user interface mechanism. Each of the devices is programmed to: obtain information from the backend computer system about a particular property; obtain user input about the particular property; and provide appraisal information to the backend computer system based on the user input. | 05-05-2016 |
| 20160132840 | METHODS AND SYSTEMS FOR EVALUATING AND RECYCLING ELECTRONIC DEVICES - Hardware and software application systems and associated methods for obtaining information from, evaluating, and pricing mobile phones, tablet computers, laptop computers, and/or other electronic devices for recycling and/or other processing are described herein. In various embodiments, the present technology includes systems and methods associated with an electronic evaluator device that facilitates processing (e.g., purchasing at a consumer-operated kiosk) a target device. In some embodiments, the present technology includes using an app on the evaluator device to obtain information from the target device, identify the target device, evaluate the target device, price the target device, etc. Various other aspects of the present technology are described herein. | 05-12-2016 |
| 20160148283 | System and Method for Accessing Comic Book Grading Notes via a Quick Scan Code - A system and method for grading a document are disclosed, the method including but not limited to generating on a comic grading processor, a grade for a first comic book using grading notes for the first comic book from a first comic book grader; generating a quick scan code for the grading notes; accepting at the comic grading processor, a Quick Scan code from a mobile device; and sending from the comic book grading processor to the mobile device a grading report comprising the grade and grading notes indicated by the quick response code. A system is disclosed for practicing the method. | 05-26-2016 |
| 20160148284 | System and Method for Authenticating a Signature on a Comic Book for Grading and Encapsulation - A system and method for grading a document are disclosed, the method including but not limited to generating on a comic grading processor, a grade for a first comic book using grading notes for the first comic book from a first comic book grader; generating a quick scan code for the grading notes; accepting at the comic grading processor, a Quick Scan code from a mobile device; and sending from the comic book grading processor to the mobile device a grading report comprising the grade and grading notes indicated by the quick response code. A system is disclosed for practicing the method. | 05-26-2016 |
| 20160148285 | Universal Real Property Grading System - An embodiment of the invention relates to grading real property, and more particularly, relates to the method and information product of a real property grading system. In one form, the invention relates to the grading of real property on a local and global level. In another form, the present invention relates to the certification of a local grade and global grade to a property based upon an unbiased team physically surveying the property and inputting the survey results into the method and system of the present invention. The grading is presented in a universally recognized symbol and/or alphabetic letter format. The real property grade is presented in a two part sequence, one part being a local grade and the other part being a global grade. | 05-26-2016 |
| 20160171564 | SUBJECT APPRAISAL DISCREPANCY ANALYSIS | 06-16-2016 |
| 20180025392 | METHODS AND SYSTEMS FOR ASSESSING AND MANAGING ASSET CONDITION | 01-25-2018 |
| 20190147504 | ELECTRONIC DEVICE POST-SALE SUPPORT SYSTEM | 05-16-2019 |
