| Class / Patent application number | Description | Number of patent applications / Date published |
|---|
| 705140310 | Awarding of a frequent usage incentive independent of the monetary value of a good or service purchased, or distance traveled | 56 |
| 20090313109 | SYSTEM AND METHOD FOR OFFERING AND FULFILLING SITUATION-BASED, LOCATION SPECIFIC REWARDS AND OFFERS TO MOBILE-ORIENTED CONSUMERS - A system, method and computer-readable medium are disclosed for advertising and completing a transaction using a credit card or a debit card. The method includes receiving situation information at a device, based on the situation information, transmitting an advertisement to the device, associating an advertisement with an identification card such as a debit card, credit card, student ID card, biometric data, or club card, and receiving an indication of a purchase associated with the advertisement and completed using the card. The disclosure enables a user to receive an advertisement on a device such as a mobile device and then make a purchase decision based on that advertisement in a normal fashion or transparent to the user and sales clerk, without the use of coupons, special codes or any other additional and annoying requirements for making the purchase. The user only needs to use an appropriate identification card. The merchant for the clerk at a point of sale handles the transaction in a standard fashion. The user can then receive a confirmation of a discount for the transaction on the consumer mobile device and later receive a rebate on an identification card statement. | 12-17-2009 |
| 20100088173 | Account Based Device Protection Coverage - Methods and means for device account based protection coverage are provided which allow for account holders to share a protection plan across a shared account, thereby covering a plurality of individual devices and discreet devices. Program users are able to manage their device protection in a manner more consistent with the way they use their device and services. Users are also able to purchase rate-tailored protection plans for all (or some) of the plurality of devices tied to the account, thereby facilitating cost-sharing of service fees with other members associated with the account. Account members can also share claims benefits across the protected group. | 04-08-2010 |
| 20100145787 | METHOD FOR REDUCING ENERGY CONSUMPTION - The method is providing an energy saving service. Customers of a household participate in an energy saving service provided by a service provider. The household prepays an amount for energy consumption in a subsequent time period. The customers determine at an end of a time period whether actual energy consumption during the time period is less than a reference energy-consumption. The household is rewarded with service points corresponding to a difference between the actual energy consumption and the reference energy consumption. | 06-10-2010 |
| 20100153206 | SYSTEMS AND METHODS FOR PROVIDING SAVINGS BASED UPON COMBINATION PURCHASES AT A RETAIL LEVEL - A method of providing rewards to a customer based upon purchasing multiple items. The method comprises offering a group of multiple products for sale, providing a reward to the customer for each product of the group that is purchased, and providing a bonus reward to the customer when each product of the group is purchased. | 06-17-2010 |
| 20100185506 | SYSTEMS AND METHODS USED IN THE OPERATION OF A RECYCLING ENTERPRISE - A system and computer program product for managing an online recycling operation, including uniquely associating one or more recyclable products with unique identifiers and other product information stored in a database, receiving information associated with the one or more recyclable products, periodically storing and updating the information associated with the one or more recyclable products in the database, associating the unique identifier with a recycling user having user account information stored in the database, updating the reward point total based on an activity of the recycling user, communicating the product information and the user account information to the recycling user over a network, communicating rewards that are available in exchange for reward points to the recycling user over the network, and redeeming reward points upon demand by the recycling user over the network. Each recyclable product includes indicia that uniquely identifies the recyclable product. The user account information includes user information comprising a reward point total and recycling data associated with the recycling user. The activity includes recycling activities and active participation on an environmentally-friendly web server. | 07-22-2010 |
| 20100211451 | INFORMATION PROCESSING APPARATUS, METHOD, AND STORAGE MEDIUM FOR STORING COMPUTER PROGRAM - A system is provided to objectively represent in numerical form a reduction in the CO | 08-19-2010 |
| 20100274658 | Payment Rewards - A computer system enables a financial institution to award an account reward points when a customer remits a payment in a timely basis. Consequently, the financial institution encourages repayment of debt and recognizes good behavior through reward points every time a payment is received on-time. Each time a customer pays on-time, a credit card company may assign reward points to the customer's account for the amount of the payment. When a payment for a loan has been received in accordance with a reward policy, a number of reward points may be awarded to a customer that is dependent on a payment amount. For example, when the payment amount is at least as great as a minimum due and not greater than a balance due, setting the number of reward points to a constant multiplied by the payment amount. However, the reward points may be determined in a non-linear fashion. | 10-28-2010 |
| 20100280897 | METHOD AND SYSTEM FOR PROVIDING A CONTENT-ON-DEMAND SERVICE - It is disclosed a method of providing a content-on-demand service to a user by a communication network. The method includes transmitting content to a first terminal of the user and determining whether the user wishes to pay for the content at a reduced price. In the affirmative, the method further includes: generating an acknowledge request message and an expected acknowledge message; generating an advertising block including k commercials and the acknowledge request message in such a way that the user is able to answer the acknowledge request message after consuming the k commercials; transmitting the advertising block to a second terminal of the user; listening for an acknowledge message from the second terminal; and determining whether the received acknowledge message corresponds to the expected acknowledge message. | 11-04-2010 |
| 20100287046 | CUSTOMER REWARD SYSTEM - A customer reward system includes at least one activity monitoring device for monitoring trading activity. A processor is associated with the, or each, activity monitoring device for receiving data from said activity monitoring device, for comparing the data with a predetermined trigger condition, the trigger condition being selected from a particular set of conditions, and, when the data and the predetermined trigger condition coincide, generating an output signal indicative of a customer reward. | 11-11-2010 |
| 20100306042 | SYSTEM AND METHOD THAT PROVIDE INCENTIVES TO QUALIFIED USERS OF AN ELECTRONIC TRADING SYSTEM - Systems and methods for electronic trading that provide incentives to users of a trading system. The systems and methods may monitor a trading activity of the user and determine that the orders submitted by the user over a period of time exceed a first pre-determined threshold. Systems and methods also determine that a spread of the plurality of orders exceeds a second pre-determined threshold. Based on these determinations, the user is designated as qualifying for a special status, which entitles the user to incentives in trading. Systems and methods apply the incentives to an order submitted by the user. One such incentive provides the user with a priority in a trading queue, where orders submitted by the user are executed in advance of other orders in the trading queue. | 12-02-2010 |
| 20110119123 | Process And Method For Providing Incentives To Increase Vision-Therapy Performance - Systems and methods provide incentives to a stimulative visual therapy user performing computer based visual therapy. User compliance with a recommended schedule of visual therapy is recorded, reward points are provided to the user based on compliance, and the user is rewarded based on the number of accumulated reward points awarded to the user. | 05-19-2011 |
| 20110153404 | System for Permitting Contact With a Person Based on Previously Associated Indicia - A system for permitting communications with a group of persons living at a set of known street addresses that has a server subsystem having a computer readable memory that has the set of known street addresses recorded thereon and that is capable of storing a set of messages, each linked to one of the street addresses. A network communications and logic subsystem is capable of permitting a message sending user to send a message, indicating a street address, to the computer readable memory. Also, the server subsystem further has the capability to relay the message on to a receiving endpoint. | 06-23-2011 |
| 20110161157 | ON-LINE ADVERTISEMENT DATA OUTPUT CONTROL SYSTEM AND METHOD OF THE SAME - The present invention relates to an advertisement data output control system and a method of the same, the advertisement data output control system including: a communication unit which communicates with a user terminal; a storage which stores a plurality of advertisement informations and incentive informations corresponding to the plurality of advertisement informations, respectively; and a controller which renews the incentive information to vary the amount of incentive corresponding to the advertisement information concerned according to a predetermined incentive varying factor, and controls the plurality of advertisement informations to be arranged in order of the amount of incentive and displayed in the user terminal. With this, it is possible to effectively induce a user to access advertisement information and an advertiser to participate in running an advertisement. | 06-30-2011 |
| 20110178863 | LOCATION BASED CONSUMER INTERFACE FOR RETAIL ENVIRONMENT - A location based consumer interface for retail environments includes a plurality of data packet generators distributed around a retail store. The data packet generators include a wireless communication device and are configured to wirelessly transmit codes to mobile computing devices in the retail store. The codes are received by the mobile computing devices, and can be used to present promotional or other content to the consumer, such as content related to the consumer's current location within the store. The codes can also be used for other purposes, such as for use as part of a store rewards program. In some embodiments a vendor is charged a fee for presentation of the content to the consumer. | 07-21-2011 |
| 20110251885 | Differentiated experience for user generated content (UGC) based on popularity - The preferred method involves receiving user generated content from an end user terminal at a web server; inserting an advertisement into the beginning of the user generated content; monitoring each occasion on which the user generated content is accessed from the web server; adjusting the length of the advertisement after the user generated content is accessed a threshold number of times; adjusting the quality of the user generated content after the user generated content is accessed a threshold number of times; and increasing the number of distribution channels for the user generated content after the user generated content is accessed a threshold number of times. | 10-13-2011 |
| 20110270663 | Location-Aware Conferencing With Participant Rewards - Various embodiments of systems, methods, and computer programs are disclosed for providing a virtual conference. One embodiment is a method for providing a virtual conference. One such method comprises: a conferencing system obtaining participant location information associated with a plurality of participant identifiers; the conferencing system establishing an audio conference with the plurality of participants associated with the participant identifiers; coupling a server to the conferencing system, the server identifying indicia of one or more acts during the audio conference, the one or more acts deemed worthy of a corresponding unit score in a reward program, the server communicating information to a rendering device that displays, during the audio conference, a graphical view via a display device. | 11-03-2011 |
| 20120030000 | System and method for calculating loyalty points based on usage of consumer energy - A system of the present invention allows owners of various commercial establishments including and not limited to hotels, motels, and any other commercial establishments that rent or lease spaces for short terms or long term use to patrons to provide the patron with incentives such as loyalty points (“green points”) in exchange for the patron's efficient and economical use of consumer energy. The system includes several components operably communicated with one another for calculating usage of electricity and water, compare actual usage of electricity and water with a predetermined amount or value of electricity and water usage for a particular premises such as a room in the hotel, a rental apartment, an office space and the like based on a season, geographic location of the premises. | 02-02-2012 |
| 20120150612 | METHOD AND APPARATUS FOR MANAGING SUBSCRIPTIONS - A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription may be established after receiving information that identifies a product. Terms of a subscription for the product are established, such as a frequency and a duration of the subscription. | 06-14-2012 |
| 20120150613 | Systems for Implementing a Loyalty Program - A system for implementing a loyalty program includes a personal terminal, an interaction terminal, and a loyalty module. The personal terminal may be associated with a user. The interaction terminal may be associated with a product or service. The interaction terminal and the personal terminal may be operable to establish a communication when in proximity of each other. The loyalty module may be operable to provide a benefit to the user in response to the communication. The benefit may be provided without regard to whether the user obtained or purchased the product or service. | 06-14-2012 |
| 20120215615 | Conditional Partial Refund Based on Units Sold - The disclosed technology provides a method for granting partial refunds (post-payment discounts) to purchasers of a product only if a pre-determined/pre-defined number of sales has been met to purchasers signing up to be part of a partial-refund program for the product. In this manner, the purchasers have the incentive to spread information about the partial refund to their friends, such as via social networking, and “advertising” on the part of the seller, who then makes more sales. If the sales threshold is met, the partial refund is issued. | 08-23-2012 |
| 20120330741 | PROMOTION SYSTEM AND METHOD - Provided is a method for providing a promotional instrument. The method includes determining a number and/or value of promotional instruments purchased and assigning, by a promotion system, a promotional incentive based at least in part on the number and/or value of promotional instruments purchased. | 12-27-2012 |
| 20130036001 | SYSTEM FOR AN INTEGRATED MULTI-VENDOR CUSTOMER LOYALTY AND TARGETED MARKETING PROGRAM AND METHOD FOR ITS USE - A system for an integrated multi-vendor customer loyalty and personalized marketing program and a method for its use are disclosed. The system comprises at least one database server operably connected to a plurality of external vendor servers and a plurality of devices at many disparate points of sale, whereby sales transactions are processed and communicated to the system's on-line transaction processing database, reward and eligibility determinations are made, consumers are credited immediately for various factors relating to the sales transactions by each participating vendor (i.e., merchant or CPG) involved in the transaction, and separate credit balances are maintained in vendor-specific subaccounts for that particular consumer. The method involves the creation of a single, centralized consumer account to which the system automatically allocates and applies credits to individual vendor-specific subaccounts by dividing and segregating the credits for any given sales transaction. | 02-07-2013 |
| 20130080238 | Method and System for Operating a Customer or Player Loyalty System Including a Portable Device Such as a Smartcard - A method and system are set forth which include one or more terminals providing near field communication with an electronic device held by the user such as a smart card. The device includes a display panel configured to persistently display a visual condition associated with the user's account, promotional status or as selected by the user. | 03-28-2013 |
| 20130117092 | LOYALTY AWARDS FOR DATA USAGE THROUGH TEMPORARY QoS UPGRADES - Systems and methods are disclosed for providing temporary QoS upgrades as loyalty awards. In one embodiment, an Online Charging System (OCS) stores account information for end users that access data services provided by a packet core network. The OCS receives a request involving a data service of an end user from the packet core network. In response to the request, the OCS determines that the end user qualifies for a loyalty award based on the account information for the end user. The OCS then grants a temporary QoS upgrade for the end user as the loyalty award, and transmits an indication of the temporary QoS upgrade to the packet core network. Based on the indication of the temporary QoS upgrade, the packet core network is able to enforce the temporary QoS upgrade as the end user accesses one or more data services. | 05-09-2013 |
| 20130132186 | Methods and apparatus for processing use of a computer system - A system rewards use of a software application in a computerized device during operation of the software application in the computerized device by identifying an amount of an input signal received from at least one input device in association with the software application and accumulating a total of the amount of the input signal received over time for the software application. The system provides a reward, such as airline miles or other credit, to a registered user associated with the software application based on the accumulated total of the amount of the input signal. | 05-23-2013 |
| 20130138497 | CUSTOMER LOYALTY SYSTEM IN RETAIL CHAINS AND RESTAURANTS USING WEB SERVERS, MOBILE COMMUNICATION DEVICES, AND POINT-OF-SALE TERMINALS - A customer loyalty system assists to build and keep a customer base. The system gathers feedback from customers and enables tracking of goods and services. The customer loyalty system rids a customer of multiple loyalty cards by replacing them with one account. A customer account is associated with, for example, a customer cell phone number. A short | 05-30-2013 |
| 20130185133 | RECOMMENDING VIRTUAL REWARD OFFERS AND AWARDING VIRTUAL REWARDS - In an embodiment, a method performed by one or more computing devices comprises storing, for one or more marketplace associated applications, interaction information that identifies, for each particular application of said one or more marketplace associated applications, a list of devices that interacted with an instance of the particular application; receiving, from a requesting device, a request for a list of offer eligible applications; determining, based on said interaction information, a set of applications associated with the requesting device; based on said determination of the set of applications associated with the requesting device, sending a list of one or more selected eligible applications to the requesting device. | 07-18-2013 |
| 20130185134 | Service Systems and Methods - Service systems and methods to be used in an application (App) download use environment are provided. After at least one user selects an icon related to an application in a browser picture, an advertisement link related to the application is presented on a wall of a personal webpage on a social website corresponding to the at least one user. After the advertisement link is selected, the browser picture having the application is returned, and/or, a number of selection times of the icon in the browser picture for each user is recorded, and the number of selection times of the icon for each user is transformed into reward points. The user can exchange the accumulated reward points for redeem applications provided by an application developer. | 07-18-2013 |
| 20130231996 | Methods and Systems for Community-Based Content Aggregation - Certain embodiments provide systems and methods for managing elements and users of a community-based content aggregation system. An element is received that includes content associated with a community topic. The element is provided to a moderator and an approval of the element is received. The element is stored with elements attributes that can include a comment, a rating, and a label identifying a sub-topic of the community topic. A search request is received and the element is outputted in response to the request. A rating and a comment on the element is received and stored in the element attributes. Approval of the comment is received. In some embodiments, points may be awarded to a user for participating in the community and the user's user level may be modified based on the points of the user. | 09-05-2013 |
| 20130268343 | SMART APPLIANCE REGISTRATION - In one example of smart appliance registration, a system comprises an electric device that is configured to transmit a unique identifier upon activation, a smart meter that is configured to receive the unique identifier and to further transmit the unique identifier, and a monitoring entity configured to receive the unique identifier from the smart meter for device-specific profiling. | 10-10-2013 |
| 20130282469 | PORTABLE HAND-HELD MULTI-FUNCTION DEVICE FOR STORING, MANAGING AND COMBINING REWARDS - A system and method for operating a reward points accumulation and redemption program wherein a user earns reward points from a plurality of independent reward points issuing entities, with each tracking the user's earned reward points in a user reward point account stored on a multi-function card (such as a frequent flyer account or a credit card loyalty account). The multi-function card is adapted to aggregate some or all of the user's earned reward points from the reward accounts and credit the aggregated points into a single reward exchange account on the multi-function card. The user may then select an item for purchase with the accumulated reward points from the multi-function card. The item is provided to the user in exchange for a subset or all of the reward points from the multi-function card. | 10-24-2013 |
| 20130332256 | EVOLVING PAYMENT DEVICE - A computer apparatus is provided that comprises processor and a computer-readable medium coupled to the processor. The computer readable medium comprises code executable by the processor for implementing a method that comprises receiving a first indication at a computer apparatus that an evolving token has been used in a first transaction. Use of the evolving token in the first transaction provides a first benefit. The method further comprises that in a subsequent transaction after the first transaction, the evolving token changes so that it is associated with a payment account and the evolving token can be used to make payments. | 12-12-2013 |
| 20140012652 | SYSTEM AND METHOD FOR REDUCING LOYALTY POINT LIABILITY THROUGH GAMING - Various embodiments of the present disclosure are directed to a system and method to reducing loyalty point liability through gaming. The system enables a member of a loyalty program provided by a loyalty program provider to use the member's accumulated loyalty points to play one or more games in one of a variety of different play modes. The system enables the member to win loyalty points or other suitable awards through game play. The system employs one or more mechanisms to cause loyalty points to be removed from circulation; that is, the system causes loyalty point providers to remove loyalty points from members' loyalty point balances, thereby removing those loyalty points from the loyalty program providers' balance sheets. The system is configured such that, over time, more loyalty points are removed from circulation via these mechanisms than are added to circulation through awards provided to members through game play. | 01-09-2014 |
| 20140100938 | LOCATION BASED AFFINITY PROGRAM - Aspects herein describe methods, systems, and apparatuses to provide and administer an affinity/loyalty program that credits affinity points to users based on where each user purchases a particular item (e.g., goods and services). The system may determine the amount of affinity points to award by comparing the geographic location of manufacture of the item purchased by the user with the geographic location where the user purchased the item. The user may be awarded more points the closer the location of purchase is to the location of manufacture. For example, the user may be awarded three points if the location of purchase is within the same city as the location of manufacture. On the other hand, the user may only be awarded two points if the location of purchase is within the same state (but not within the same city) as the location of manufacture. | 04-10-2014 |
| 20140122212 | MANAGING VENDOR OFFERS - A system, method, and computer-readable media are described for facilitating management of vendor offers. In one embodiment, a loyalty card, or portion thereof, is presented, the loyalty card having a plurality of loyalty portions associated with a vendor that indicate loyalty of a user based on interaction with the vendor. Subsequently, an indication to fulfill one of the loyalty portions provided on the loyalty card is received. Upon fulfilling one of the loyalty portions, an indication that one of the loyalty portions is completed is provided. In one embodiment, the vendor is a school or a non-profit organization. | 05-01-2014 |
| 20140207555 | CONTENT GATEWAY - A content server receives content articles from the content providers and data about the users' browsing pattern from a web browser. The server determines whether a user is eligible to receive a content article based on credit generating activities performed by the user. The server selects content articles for the user based on the user's online activities, and communicates the selected content article to the user if the user is eligible. | 07-24-2014 |
| 20140222543 | INFORMATION PROCESSING METHOD, DISPLAY METHOD, INFORMATION PROCESSING DEVICE, TERMINAL DEVICE, AND INFORMATION PROCESSING PROGRAM - A use history that at least associates a use subject identifier for identifying a user or a terminal device a user has used with a used item identifier, which is an item identifier for identifying an item used by a user, based on use information is stored in a use history storage section. Based on the use history, a degree of similarity between two item identifiers is calculated and using the degree of similarity, associated data causing a base item identifier, which is an item identifier of a base item, and an associated item identifier, which is an item identifier of an associated item similar to the base item to correspond to each other is created. A change value to change a point value managed for each use subject identifier is calculated. | 08-07-2014 |
| 20140257961 | SYSTEM FOR DIGITAL BONUS POINT MANAGEMENT - A system for managing an account includes a tag element representing a value, a mobile device adapted to determine the value when being located in proximity of the tag element, and adapted to access a network, and a server adapted to communicate with the mobile device via the network and adapted to access to a database, the database being adapted to store the account, the account being related to the mobile device ( | 09-11-2014 |
| 20140257962 | DIRECTING ADVERTISEMENTS TO COMPUTING DEVICES - An indication that a user has elected to receive interactive multimedia on a device is received. An interactive multimedia is selected. The selected interactive multimedia is customized and the customized interactive multimedia is provided to the device. The customized interactive multimedia causes the customized interactive multimedia to be consumed by the user. Additionally, a donation amount can be calculated to donate to a charitable cause based on revenue generated by an advertisement provided to a user. An incentive is determined for the user based on the revenue generated by the advertisement. A determination is made of whether the user donated a portion of the incentive. Upon determining that the user donated a portion of the incentive, a loyalty credit is calculated based on the portion of the incentive. The loyalty credit is associated with a loyalty program that rewards the user for a charitable action. | 09-11-2014 |
| 20140278895 | SYSTEM AND METHOD FOR INSTRUCTION BASED ACCESS TO ELECTRONIC COMPUTING DEVICES - A network-based security system and method for blocking and/or limiting access to a user's electronic computing device (e.g. tablet) until the user answers one or more test questions correctly. The user has the option of selecting the Content (e.g. topic); the Format (e.g. True/False); and the Quantity (e.g. amount of access earned) for each test. The Quantity may be: Open Access with unlimited time constraints, Timed Access with set periods of time to use the device, and Cumulative Access to earn credit points that may be saved for future device access. The entire device may be blocked, or particular functions (e.g. Internet) or software (e.g. games) on the device. The system analyzes the user's test results and trends in test performance and electronically transmits a report to a third party to enable the party to monitor the progress and/or deficiencies of the user. | 09-18-2014 |
| 20140289034 | Systems and Methods for Assisting Users with Contact, Access, and Distribution Lists - A computer server system provides an online community for customers of a business entity. A first level feedback module provides visual feedback to each user in a user interface for the online community, which quantifies each user's interaction with the community. A notification module sends an electronic message to a user when the user's interaction is below a predefined threshold rate. A second level feedback module calculates second level metrics that quantify other users' evaluations of postings to the online community by a first user. Visual feedback of the second level metrics is provided. A third level feedback module awards a designated achievement badge to users whose interaction metrics exceed predefined threshold values, and displays the achievement badge in the user interface. The system promotes a high level of user participation in the online community and thereby contributes to a low cost of technical support provided by the business entity. | 09-25-2014 |
| 20140289035 | METHOD AND APPARATUS FOR DEFINING ROUTING OF CUSTOMERS BETWEEN MERCHANTS - A server or Internet service provider computer selects a soliciting merchant and an outputting merchant based on various factors. In one embodiment, the soliciting merchant is selected is its activity rate (e.g. sales rate) is low. The outputting merchant provides offers for bonuses to customers on behalf of the soliciting merchant. The bonus is provided to the customer in exchange for consummating a transaction with the soliciting merchant. Thus, the soliciting merchant benefits from the increased patronage such offers encourage. | 09-25-2014 |
| 20140297389 | Loyalty points card - The goal of this proposal is to increase the income and profit of companies, by offering a company brand “Loyalty points card” that represents a new point system of purchasing goods. By rewarding customers with loyalty points, companies will develop brand loyalty in participating customers. Also, this system will give customers the opportunity to create sale days of their choice and consequently help save money on purchasing new items by surrendering used items in exchange for loyalty points that are equivalence rate to dollar value in a specific store, brand, or company. | 10-02-2014 |
| 20140310087 | METHOD AND SYSTEM FOR PROCESSING REPORT INFORMATION - Methods and systems for processing report information are provided herein. An exemplary method can be implemented by a computer system. The method can include receiving a reporting from an informer. The informer can submit report information including at least a user identification (ID) of a reported person. It can be determined whether the reporting is valid, according to the user ID of the reported person. When the reporting is valid, the reported person can be punished according to a preset punishment strategy. First feedback information indicating a valid reporting can be sent to the informer, and second feedback information indicating reasons for punishing can be sent to the reported person. When the reporting is invalid, third feedback information indicating an invalid reporting can be sent to the informer. | 10-16-2014 |
| 20140310088 | Early Payment Rewards System and Method - Embodiments of the invention are directed to a computer-implemented method for reducing funding burden on a credit issuer by offering an early payment rewards program to qualified card holders. The method may include identifying card holders having a payment history illustrating payment of an entire credit balance each month, determining whether each of the identified card holders generates an account-related fee total not exceeding a pre-selected threshold, and selecting the card holders having a history of payment of the entire credit balance each month and generating account-related fees not exceeding the pre-selected threshold. The method may further include offering the early payment rewards program to the selected card holders, wherein upon enrollment in the early payment rewards program the selected card holders receive rewards for early payment behavior. Additional aspects of the method include receiving notification of a payment at an early payment rewards system, determining if the received payment generates early payment rewards, and evaluating the received payment based on retrieved early payment rules to calculate a reward amount. The method may further include adding the calculated reward amount to a participant account. | 10-16-2014 |
| 20140337115 | SYSTEM AND METHOD FOR TRACKING AND REWARDING USERS - Systems and methods of tracking and rewarding users of any of a variety of content hosting systems, such as search engines. In one embodiment, a method of rewarding a user of a search engine includes receiving secure identification information identifying a user, retrieving user account information using the secure identification information, receiving a search query associated with the user account information, crediting the user account with a reward that is directly related to providing the search query, and returning search results in response to the received search query. | 11-13-2014 |
| 20140344045 | INTERACTIVE USE AND ATHLETIC PERFORMANCE MONITORING AND REWARD METHOD, SYSTEM, AND COMPUTER PROGRAM PRODUCT - A method, computer program product, and system for monitoring and rewarding athletic performance and use of a product worn by a person, thereby motivating use of the product and promoting customer loyalty. The present invention includes and system and method for measuring, tracking, and recording use of the product, preferably related to the athletic performance of an athlete, using a portable, remote device; transferring that data from the remote device to a common location, such as an Internet web site service; calculating, assigning, and tracking rewards based on the level of use determined from the data; and allowing the user to redeem his or her rewards or compare his or her performance level with other athletes using other remote devices. | 11-20-2014 |
| 20150019320 | SYSTEM AND METHOD FOR DETERMINING A DEFAULT ACCOUNT IN A MOBILE WALLET WHILE PROVIDING AN INCENTIVE TO ESTABLISH A DEFAULT ACCOUNT IN THE MOBILE WALLET - A method and system for determining a default account in a mobile wallet of a portable computing device while providing an incentive to establish a default account in the mobile wallet includes receiving a confirmation that the mobile wallet exists in the portable computing device, such as a mobile phone. Communications may be established with the mobile wallet over a communications network so that it can be determined which financial account in the mobile wallet is the default account. Subsequently, a reward may be transmitted over the communications network if a default account matches an account of a financial service provider that is trying to determine their financial account in the mobile wallet is the default account. According to one embodiment, determining which financial account in the mobile wallet is the default account may include transmitting a request for a payment over the communications network to the portable computing device. | 01-15-2015 |
| 20150120427 | USER CONTRIBUTION ADVERTISEMENT SUPPRESSION - Embodiments that relate to rewarding a contributor for a contribution to a digital media distribution system are disclosed. For example, in one disclosed embodiment data indicating an interaction by a selected participant with the contribution is received. Using the data, a value is assigned to the interaction. Based on the value assigned to the interaction, an incentive is allocated to the contributor, where the incentive comprises a suppression of advertisements that would otherwise be delivered to the contributor. A delivery of the advertisements to the contributor is suppressed according to the allocated incentive. | 04-30-2015 |
| 20160063533 | METHOD OF DELIVERING AN ADVERTISING MESSAGE - A computer implemented method and system for delivering an advertising message to a user is disclosed. A media file containing an advertisement with an advertising message is output to a media playing device, user input responsive to a request for a predetermined user input related to the advertising message is received, and a predetermined action is taken if the received user input matches the predetermined user input, thereby confirming that the user has internalized the advertising message. The predetermined action may include skipping the commercial, crediting the user with rewards, or other predetermined action. | 03-03-2016 |
| 20160104255 | System, Method and Apparatus for Using Points in an Online Marketplace - System, method, and apparatus are provide for using points in an online marketplace. The invention provides for storing, by at least one processor, a user's history of past transactions as sharing points and borrowing points, providing a user interface for users to create an online transaction with an established point value for the transaction, wherein the transaction involves a user sharing an item or service and another user receiving an item or service, adding the transaction point value to a borrowing or receiving user's borrowing points total, and calculating a point value and adding it to a sharing or providing user's sharing points total. | 04-14-2016 |
| 20160117714 | METHOD AND SYSTEM OF ACCRETIVE VALUE STORE LOYALTY CARD PROGRAM - A method of enabling an employee to utilize earned and unpaid earnings includes receiving, with a with a central office processor, a record of an employee's accrued and unpaid earnings for a predetermined time period and storing the record in a database. The method further includes receiving, with the central office processor, an electronic request from an employee to access the employee's record of accrued and unpaid earnings for the predetermined time period. Upon receipt of the request, the central office processor accesses the database including the record of the employee's accrued and unpaid earnings for the predetermined time period and determines an amount of the employee's accrued and unpaid earnings for the predetermined time period available to the employee and transmits the amount for display to the employee. The central office processor may also authenticate the employee's identity upon receiving the request to access the employee's accrued and unpaid earnings by comparing verification information transmitted from the user device to information in the employee record. | 04-28-2016 |
| 20160148324 | SYSTEM FOR PROMOTING AND DISTRIBUING USER-GENERATED CONTENT FOR ARTISTS TO RETAIN 100% OF THE REVENUE FROM SALES OF CONTENT - A system embodying a method of organizing artists in a supportive network to facilitate the promotion of the artists' creative works and the retention of revenue of the sale of said creative works is provided. The system may provide an online platform providing a social network comprising a plurality of user-artists accounts each comprising at least one upload, each corresponding to a creative work, wherein the social network is configured so that user-artists engage in supportive activities so as to promote said creative work. The online platform may provide a predetermined amount of supportive credit to each user-artist to download desired uploads from a second user-artist account. The online platform may also provide a rating system to determine a supportive value of the use of the supportive credit used and the supportive activities by each user-artist, wherein the online platform rewards supportive points to at least one user-artist based at least in part on a determined supportive value. The online platform also allows non-user artists to purchase the promoted uploads whereby 100 percent of the revenue of sales of the at least one upload is retained by each associated user-artist account. | 05-26-2016 |
| 20160162927 | METHOD FOR OPERATING A BONUS SYSTEM AND BONUS SYSTEM - A method for operating a bonus system includes providing a driver account associated with a driver by a database, acquiring data relating to the driver by an application installed on a mobile terminal, acquiring data on the vehicle side of at least one motor vehicle of the driver by at least one acquisition device on the motor vehicle side, transmitting the acquired data to the database, creating an electronic life career associated with the driver account based on the data transmitted to the database, and assigning respectively preset bonus points to the driver account as soon as it has been acquired based on the electronic life career that respective preset events have been achieved. Preset benefits can be redeemed depending on the bonus points assigned to the driver account. | 06-09-2016 |
| 20160189196 | REWARD SYSTEM USING REWARD MOBILE ADVERTISING APPLICATION - There is provided a system for rewarding economic activities in a virtual space using a reward-based mobile advertising application. The system forms the virtual organization with a plurality of branches, manages the virtual organization and an organizational structure on a branch unit basis, changes a number of branches according to the number of members, limits a number of members belonging to each branch, and limits a number of members at each position. In addition, the system evaluates performance of the members based on a performance-related activity criteria, and evaluates loyalty of the members based on a loyalty-related activity criteria. Further, the system rewards each member according to a result of the evaluated performance and loyalty thereof. | 06-30-2016 |
| 20160196572 | SYSTEMS AND METHODS TO PROVIDE MESSAGES IN REAL-TIME WITH TRANSACTION PROCESSING | 07-07-2016 |
