| Class / Patent application number | Description | Number of patent applications / Date published |
|---|
| 705033000 | Checkbook balancing, updating or printing arrangement | 15 |
| 20080301015 | Visual Cues for Identifying Financial Accounts - Visual cues for identifying financial accounts. A distinctive visual cue, such as a specific color, is applied to an account from among a plurality of accounts, such as associated joint and individual checking accounts. The designation can be applied to statements, and optionally also checks, check/ATM cards, and other materials can be identified at a glance. Additionally confidential flag can be applied to an account as part of the designation, to provide extra notice to both personnel and various systems that an individual account is confidential within the associated accounts. A system for assigning distinctive visual cues to accounts can include a customer or account information database for storing plurality of possible distinctive visual cues, and one or more fulfillment subsystems for providing bank statements, checks, deposit slips, check cards, and the like. | 12-04-2008 |
| 20090089192 | Anticipatory generation and storage of print cost data - Expedited administrative processing of a pay-for-print job addressing content that was the subject of a previous imaging job is realized through anticipatory generation and storage of print cost data for the content attendant to processing the previous imaging job. Anticipatory generation and storage of print cost data permits highly accurate print cost estimation without incurring a penalty in terms of delayed price quotations or delayed verification of funds for the pay-for-print job. | 04-02-2009 |
| 20090248554 | Systems and methods for cash based accounting in a general ledger - Systems and methods are disclosed for facilitating cash based accounting. In one exemplary embodiment, there is provided a method that includes, for example, providing a cash ledger. The cash ledger may contain at least one line item and a clearing account. The method may include posting a payment, which contains at least one line item, to a bank account and clearing a business partner account by posting the payment against the business partner account. The method may also include determining a revenue account from the cleared business partner account and clearing the at least one line item in the payment. | 10-01-2009 |
| 20100100464 | A MULTI-TASKED HUMAN RESOURCES AND PAYROLL ACCOUNTING SYSTEM - A human resources and payroll system having a plurality of separate modules includes a SQL server or alternative server being able to implement a back end database. In one example, each separate module is designed to be integrated seamlessly into the core payroll system. In another example, each separate module is capable of being controlled by a security management system. In one example, each separate module may be activated or deactivated by the security management system based on the needs or contracted arrangements of a client using the system. | 04-22-2010 |
| 20100161463 | Digital register voice recorder (Digi RVR) - A portable electronic device for monitoring and tracking at least one bank account and a plurality of transactions is disclosed. The invention includes a first panel having an outer surface and an inner surface and a second panel with an inner surface. The outer surface may include a digital touch screen, a speaker and an On/Off button to interface with a user and the inner surface includes a plurality of slots designed to hold at least one electronic transaction card. The inner surface of second panel includes at least one slot for holding at a transaction document. The first and the second panel is arranged in face to face relation along a horizontal fold line to make the device compact and easy to operate. The device can be customized as a unit for singles, a unit for couples and a unit for businesses. | 06-24-2010 |
| 20110137770 | ELECTRONIC CHECKBOOK AND REGISTER - An electronic checkbook for recording and monitoring transactions comprising: a booklet of checks, where said checks are positioned at the lower half of the checkbook; an electronic device, where said electronic device provides a mechanism to store, record and scan receipts, to record transactions related to a plurality of accounts and to display data related to the transactions and the plurality accounts; a power supply, where said power supply supplies power to the electronic device. The mechanism to scan receipts may include a pin scanner connected to the electronic device. In terms of displays, the electronic device may include a display for displaying the results of a scanned document using the pin scanner. The electronic device may include a statement display that displays the information related to the plurality of accounts. The electronic device includes at least one processor, memory and software to execute functions related to the electronic device. | 06-09-2011 |
| 20110145113 | Portable electronic checkbook with security identification protocols - A portable electronic checkbook having a security identification scanner to prevent its use by an unauthorized person, the electronic checkbook having a cassette slidably receivable therein containing check quality paper, and a means for activating the checkbook, entering data with respect to a check to be written and printing and dispensing the check subject to identification verification, | 06-16-2011 |
| 20130317958 | METHOD AND SYSTEM FOR MAINTAINING STATUS CORRESPONDING TO EACH CHEQUE LEAVES OF A CHEQUE-BOOK - A method and a system have been described for maintaining a plurality of statuses corresponding to each of one or more cheque leaves of a cheque-book. Each of the plurality of statuses depicts a cheque leafs corresponding life-cycle stage. Various examples of the plurality of statuses may include, but are not limited to, “Issued but not acknowledged for use”, “Unused”, “Passed”, “Stopped”, “Revoked”, “Cautioned”, “Destroyed”, “Return Paid”, and “Rejected”. The method described above includes assigning a default status to each cheque leaf. The default status is assigned to the cheque leaf while issuing the cheque-book to a customer. Once the cheque-book is issued, the default status and one or more statuses corresponding to each cheque leaf are maintained. Each of the one or more statuses is assigned to the cheque leaf based on the occurrence of a corresponding event from a list of pre-defined events. | 11-28-2013 |
| 20140372266 | DIGITAL IMAGE CHECK SERVICES - Apparatus and methods are provided for viewing a check image and selecting a check service to be applied to a check. Check services may include a pay/return decision. The check images may be presented in a carousel view without pop-up windows. The user may import pre-selected check services such as stop payments. Check images may be marked with a status indicator. The status indicator may correspond to a check service applied to the check or a reconciliation error associated with the check. A user may receive notifications of pending expiration of an applied check service. The user may select and apply a check service at any time during a clearing process of the check. User may search for checks and check images based on the check service applied to the check. Search results may include check images and may be transmitted to a requested location such as via e-mail. | 12-18-2014 |
| 20150324932 | Online banking balance and verification - The current invention is a system and method to help obtain and verify an online banking account balance. An image or digital copy of the checking or accounting income and expense register is sent to the online account financial institution. Character recognition software reads the register's image entries. An attempted corrected and updated online banking account report is generated which includes; checks that have not been cashed, date drawn, payees, plus any adjustments to income and expenses, and/or deposits and withdrawals entries. The online checking account system may be able to provide more information of online account entries where the account holder may need verification. There may be offline or online entry information searches by the online banking system and the account holder may be able to contact the payee, payor, depositor and/or withdrawer directly through online banking system. | 11-12-2015 |
| 20150379646 | SYSTEMS AND METHODS OF ACCESS CONTROL AND SYSTEM INTEGRATION - Automated provisioning, according to one example embodiment, enables a mutual customer to establish an intelligent and automated connection between an accounting software system and their financial institution. For example, this might be achieved by allowing a financial institution customer to make feeds from their bank accounts available to the accounting software system within financial internet software (e.g., hosted and operated by the customer's financial institution). Once a customer selects the bank account(s) they want to share with the accounting software system, they are passed along to the accounting software system to link the selected bank account with an account they have set up in the accounting software system. | 12-31-2015 |
| 20160027128 | RECEIPTS SCANNER AND FINANCIAL ORGANIZER - A portable device is configured to obtain an image of a document, the document being of no predefined format and containing numerical data. The numerical data is extracted and automatically organized into a report in a predefined or customized format and stored into a database. The database is accessible and searchable by a user to obtain either the numerical data of the image or the report. | 01-28-2016 |
| 20160078568 | SYSTEM AND METHOD FOR PROVIDING A SPEND MEMORY RECORD - Systems and methods include a database maintained by a financial institution that stores transaction data associated with a previous financial transaction performed via a financial account of a respective account holder, wherein the transaction data comprises a transaction location and a transaction timestamp, a spend memory processor of the financial institution that retrieves the transaction data from the database, interacts with a social linking application programming interface (API) to receive, via a network, social data from a social networking site, wherein the social data comprises a social location and a social timestamp, compares the social data to the transaction data, and creates a spend memory record based on one or more similarities between the social data and the transaction data, and a communication interface of the financial institution that provides the spend memory record to a mobile device associated with the account holder. | 03-17-2016 |
| 20160104252 | SYSTEM AND METHOD FOR INTELLIGENT CLASSIFICATION OF DATA - A system, computer program and method is provided for intelligent classification of data is provided. The system includes an external cloud based computing environment that is operable to provide access to one or more subscribers to one or more computer-implemented accounting or bookkeeping services. The cloud based computing environment being operable to enable (A) the capture of financial information from multiple sources including based on captured user interactions relative to financial information capture and/or business processes based on analysis of such captured user interactions, (B) the processing of the financial information based on at least one accounting utility to provide accounting information or bookkeeping information, (C) store the accounting information for access by the appropriate subscriber or subscriber designee, and (D) enable access to the accounting information for accounting, business management, and/or financial purposes on an on demand basis via one or more permitted network connected devices. | 04-14-2016 |
| 20160155203 | INFORMATION PROCESSING APPARATUS AND METHOD FOR GENERATING ELECTRONIC RECEIPT BY THE SAME | 06-02-2016 |
