| Class / Patent application number | Description | Number of patent applications / Date published |
|---|
| 382138000 | Reading monetary amount | 19 |
| 20100014742 | METHOD FOR PERFORMING COLOR ANALYSIS OPERATION ON IMAGE CORRESPONDING TO MONETARY BANKNOTE - A method for performing a color analysis operation on an image corresponding to at least a monetary banknote is provided. The method comprises: dividing the image into a plurality of blocks; performing a block analysis operation on each block of the image to generate a block analysis result of each block; performing a super-block analysis operation on each super-block of the image to generate a super-block analysis result of each super-block, wherein each super-block includes more than one block; and performing a global analysis operation on the image to identify a currency type of the monetary banknote according to super-block analysis results of super-blocks of the image. | 01-21-2010 |
| 20100074509 | TECHNIQUE FOR CORRECTING CHARACTER-RECOGNITION ERRORS - Embodiments of a computer system, a method, and a computer-program product (e.g., software) for use with the computer system are described. These embodiments may be used to identify and correct errors in financial information that was extracted using character-recognition software, such as optical character recognition software and/or intelligent character recognition software. In particular, potential errors may be identified by comparing the financial information for a current financial transaction of a user with expected financial information from one or more previous financial transactions of the user. Error metrics for these potential errors may be determined and used to correct at least some of the potential errors. For example, values of the Levenshtein edit distance may be determined based on the comparison, and one or more potential errors associated with one or more minimum values of the Levenshtein edit distance may be corrected. | 03-25-2010 |
| 20100260408 | ELECTRONIC ENDORSEMENT OF CHECK IMAGES - A system and method for applying an endorsement to an electronic image of a bank check. A system is described that includes: an imaging system for generating an endorsement image representing an action taken relative to processing the bank check; a halftone system for converting the endorsement image into a digitally halftoned endorsement image; and a positioning system for placing the digitally halftoned endorsement image onto the electronic image of the bank check. | 10-14-2010 |
| 20110013822 | Check cashing automated banking machine controlled responsive to data bearing records - An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that reads data from user cards corresponding to financial accounts. The machine can communicate with a host computer to cash financial checks. The machine can read check indicia, send check data to the host, receive authorization from the host to cash the check, and dispense cash corresponding to the check. The machine can also produce image data representative of the check indicia and determine whether the image data can be accurately identified within a predetermined level of assurance. | 01-20-2011 |
| 20110243421 | CHECK PROCESSING APPARATUS - A check processing apparatus including a check inlet unit, a transport unit, a reading unit, a storing unit, and a post-processing determining unit is provided. The check inlet unit receives input of a check. The transport unit transports the check input from the check inlet unit. The reading unit reads, from the check transported by the transport unit, check information containing a check amount. The storing unit stores therein the check. The post-processing unit determines, as post processing of a check from which the check information has been read by the reading unit, whether to store the check in the storing unit or to return the check, based on the check information. | 10-06-2011 |
| 20120230577 | RECOGNIZING FINANCIAL DOCUMENT IMAGES - Embodiments of the invention are directed to methods, apparatus systems and computer program products that provide for using real-time video analysis for recognizing financial document images by capturing a real-time video stream using a mobile device, wherein the video stream features one or more financial documents, analyzing and correlating the images in the real-time video stream to the images necessary to process the financial document, providing notice to a user of additional images needed to process the financial document and communicating the information associated with the financial document to a financial institution to complete a transaction once sufficient images of the financial document have been captured to process the financial document. | 09-13-2012 |
| 20130114877 | Banking System Operated Responsive to Data Read from Data Bearing Records - A banking system includes automated banking machines that operate responsive to data read from data bearing records. Transactions may also be carried out through communication with local and remote service providers. An automated banking machine is operative to conduct transactions including cash dispensing for users, responsive to data read from user cards and communication with a transaction host. The machine is also operative to provide output signals which drive external displays. A machine processor is operative to cause the machine to receive visual and/or audio content from content sources and to store data corresponding to the content. The content is then output through the external displays. | 05-09-2013 |
| 20130223721 | SYSTEMS AND METHODS FOR DEVELOPING AND VERIFYING IMAGE PROCESSING STANDARDS FOR MOBLE DEPOSIT - Systems and methods are provided for assessing whether mobile deposit processing engines meet specified standards for mobile deposit of financial documents. A mobile deposit processing engine (MDE) is evaluated to determine if it can perform technical capabilities for improving the quality of and extracting content from an image of a financial document. A verification process then begins, where the MDE performs the image quality enhancements and text extraction steps on sets of images from a test deck. The results of the processing of the test deck are then evaluated by comparing confidence levels with thresholds to determine if each set of images should be accepted or rejected. Further analysis determines whether any of the sets of images were falsely accepted or rejected in error. An overall error rate is then compared with minimum accuracy criteria, and if the criteria are met, the MDE meets the standard for mobile deposit. | 08-29-2013 |
| 20130251235 | SYSTEM FOR HIGH SPEED PROCESSING OF CURRENCY NOTES AND SLOT TICKETS - A system is provided for automatically processing and sorting documents related to gaming. The system includes a computer in duplex communication with a scanner having an entrance hopper into which a stack of currency notes and slot tickets are deposited and first and second exit locations into which currency notes and slot tickets are sorted. The system obtains the value of the document directly by optically identifying each value character from a scanned image of the document. The system then sorts the documents by whether the value characters are identified or not, and provides total value and quantity data for all documents identified. | 09-26-2013 |
| 20130315467 | SYSTEM AND METHOD FOR PROCESSING CHECKS AND CHECK TRANSACTIONS WITH THRESHOLDS FOR ADJUSTMENTS TO ACH TRANSACTIONS - A system and method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly initiate the transfer of funds to and from appropriate accounts, while the paper checks, at a remote location and typically lagging in time, are scanned to create digital image files and deposited as an image or substitute check if deemed ACH ineligible. The method provides for the comparison of data files to image files, based on MICR information, to find any unmatching or mismatched items for exception processing and a process to manage ACH-ineligible items as an image or substitute check. The system and method further provides for sorting exceptions according to transaction type (ACH eligible versus ACH-ineligible) and prioritizing the further processing of the exceptions based on transaction type. | 11-28-2013 |
| 20140037183 | SYSTEMS AND METHODS FOR RECOGNIZING INFORMATION IN FINANCIAL DOCUMENTS USING A MOBILE DEVICE - The systems and methods of the present disclosure use a mobile device equipped with a camera to capture and preprocess images of financial documents, and to recognize information in the images of financial documents. The methods include detecting quadrangles in images of a financial document in an image data stream generated by the camera, capturing a first image, transforming the first image, binarizing the transformed image, recognizing information in the binarized image, and determining the validity of the recognized information. The method also includes communicating with a server of the financial institution to determine the validity of the recognized information. The mobile device may include a camera, a display to display an image data stream and captured images, a memory to store a configuration file including parameters for the preprocessing and recognition functions, captured images, and software, and a communication unit to communicate with a server of the financial institution. | 02-06-2014 |
| 20140037184 | SYSTEMS AND METHODS FOR RECOGNIZING INFORMATION IN OBJECTS USING A MOBILE DEVICE - The systems and methods of the present disclosure use a mobile device equipped with a camera to capture and preprocess images of objects including financial documents, financial cards, and identification cards, and to recognize information in the images of the objects. The methods include detecting quadrangles in images of an object in an image data stream generated by the camera, capturing a first image, transforming the first image, binarizing the transformed image, recognizing information in the binarized image, and determining the validity of the recognized information. The method also includes communicating with a server of a financial institution or other organization to determine the validity of the recognized information. The mobile device may include a camera, a display to display an image data stream and captured images, a memory to store a configuration file including parameters for the preprocessing and recognition functions, captured images, and software, and a communication unit to communicate with a server of the financial institution or other organization. | 02-06-2014 |
| 20140112571 | System and Method for Improved Remote Deposit Image Handling - Improved systems and methods for detecting and correcting image errors and risks in remote deposit systems during an in-line or in-process troubleshooting session are disclosed. Various embodiments include systems for displaying remote deposit session data to a support technician with links for invoking an image display or image editor user interface during a troubleshooting session. The links can be included in one or more individual remote deposit session events, records, or tasks, such as check image uploads and bi-tonalization events. The image editor can be used to manually or automatically correct any detected errors or flaws in uploaded or processed deposit document images. The corrected check images can be then be stored and used to complete or reprocess a remote deposit. | 04-24-2014 |
| 20140185909 | DEVICE AND METHOD OF BINARIZATION FOR PAYMENT OR ACCOUNTING DOCUMENTS - A binarization device for payment or accounting documents including sensitive data located in respective data window provides a primary binarized document file of the document; a memory stores identification files including identifying images and location information associated to given types of documents; the data window can be identified and localized as comparison with the identification files of the memory; the contribution of the background is subtracted from the window file, the window file is binarized and filtered for spurious pixels obtaining a binarized window file; the binarized document file and the binarized window file are merged to provide the binarized window file in the data window; the evidence of the significant pixel is obtained by sequential analysis on groups of pixels, applying morphological expansion operators on each group of pixels and following erosion of said group of pixels. | 07-03-2014 |
| 20140198969 | Device and Method for Contribution Accounting - A system or apparatus employing a multi-functional scanner and software running upon a computing device for capturing payment or donation data from indicia positioned upon scanned documents tendered with donations or payments and optionally, subsequent total compilation and entry of thereof directly into accounting software. | 07-17-2014 |
| 20140233837 | SYSTEMS AND METHODS FOR STORING IMAGE PROPERTIES FOR RECREATING AN IMAGE - Embodiments of the present invention relate to systems, computer-implemented methods, and computer program products for capturing elements of a negotiable instrument and generating a thumbnail image of the negotiable instrument for use in image recreation. In some embodiments, a method is provided that includes: (a) receiving an image of the negotiable instrument, wherein the image of the negotiable instrument comprises one or more elements that are used for processing the negotiable instrument; (b) capturing, using the image capture device, images of one or more elements of the negotiable instrument; (c) generating a thumbnail image of the negotiable instrument based at least partially on an image of the negotiable instrument; and (d) storing the images of the one or more elements of the negotiable instrument and the thumbnail image of the negotiable instrument in the database. | 08-21-2014 |
| 20140241609 | MOBILE CHECK ISSUE CAPTURE SYSTEM AND METHOD - A system and method is presented for assembling information contained within a financial instrument for subsequent verification of the financial instrument, wherein the financial instrument includes an identifier corresponding to a payee of the financial instrument. An imaging device, such as, for example, a mobile phone or the like, is used to obtain an image of the financial instrument prior to the financial instrument being transferred to the payee. Information is extracted from the image of the financial instrument, and the information is transferred to a storage area that is separate and remote from the imaging device. | 08-28-2014 |
| 20150347859 | Credit Card Auto-Fill - Differing embodiments of this disclosure may employ one or all of the several techniques described herein to perform credit card recognition using electronic devices with integrated cameras. According to some embodiments, the credit card recognition process may comprise: obtaining a first representation of a first image, wherein the first representation comprises a first plurality of pixels; identifying a first credit card region within the first representation; extracting a first plurality of sub-regions from within the identified first credit card region, wherein a first sub-region comprises a credit card number, wherein a second sub-region comprises an expiration date, and wherein a third sub-region comprises a card holder name; generating a predicted character sequence for the first, second, and third sub-regions; and validating the predicted character sequences for at least the first, second, and third sub-regions using various credit card-related heuristics, e.g., expected character sequence length, expected character sequence format, and checksums. | 12-03-2015 |
| 20160110629 | IMAGE OVERLAY FOR DUPLICATE IMAGE DETECTION - Embodiment for detecting duplicate images include systems for determining that two or more of the images have similar key attributes such as attributes related to certain data in the images or image quality. Further, the embodiments include superimposing at least a portion of a first image of the two or more images over at least a portion of the second image of the two or more images, comparing the first image and second image; and determining whether the first image and the second image are identical. | 04-21-2016 |
