WALKER DIGITAL, LLC Patent applications |
Patent application number | Title | Published |
20140089085 | METHOD AND APPARATUS FOR SELECTING A SUPPLEMENTAL PRODUCT TO OFFER FOR SALE DURING A TRANSACTION - According to some embodiments, a supplemental product or service may be offered to a user during a transaction, either in addition to products and/or services the user is purchasing, or as a replacement to one or more of the products and/or services that the user is purchasing. The functionality may be implemented, for example, in a retail embodiment where a user is purchasing products and/or services at a cash register or other point-of-sale terminal. One or more embodiments may be implemented online where a user is purchasing products and/or services using a computer, terminal, telephone or other client or user device and accessing a World Wide Web site, online catalog, interactive voice response unit or system, etc. | 03-27-2014 |
20140012755 | METHOD AND APPARATUS FOR MANAGING SUBSCRIPTIONS - A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription may be established after receiving information that identifies a product. Terms of a subscription for the product are established, such as a frequency and a duration of the subscription. | 01-09-2014 |
20130339182 | METHOD AND APPARATUS FOR SELECTING A SUPPLEMENTAL PRODUCT TO OFFER FOR SALE DURING A TRANSACTION - According to some embodiments, a supplemental product or service may be offered to a user during a transaction, either in addition to products and/or services the user is purchasing, or as a replacement to one or more of the products and/or services that the user is purchasing. The functionality may be implemented, for example, in a retail embodiment where a user is purchasing products and/or services at a cash register or other point-of-sale terminal. One or more embodiments may be implemented online where a user is purchasing products and/or services using a computer, terminal, telephone or other client or user device and accessing a World Wide Web site, online catalog, interactive voice response unit or system, etc. | 12-19-2013 |
20130331984 | METHOD AND APPARATUS FOR MANAGING VENDING MACHINE OFFERS - Systems, methods, and articles of manufacture for providing promotions at vending machines, such as by providing vending machine subscriptions to a category of products, are disclosed. | 12-12-2013 |
20130322857 | SYSTEMS AND METHODS FOR ENCHANCING MEDIA WITH SUPPLEMENTAL CONTENT - Systems, apparatus, interfaces, methods, and articles of manufacture for enhancing media with supplemental content are provided. | 12-05-2013 |
20130314566 | SYSTEMS AND METHODS FOR SUGGESTING INFORMATION FOR A PHOTO TO A USER ASSOCIATED WITH THE PHOTO - According to one embodiment, systems, methods and computer-readable media provide for receiving, from a user, a first photo image of a first person, identifying a person in the first photo image and accessing a database comprising at least one stored image template (e.g., each stored image template comprising data representing a face of a person and name tag information associated to said person's name). A comparison of the first photo image to the at least one stored image template may then be performed and it may be determined, as a result of the comparing, that the first photo image includes a person's face matching an image template already stored in the database. A name associated with the matching image template may then be output to the user as a suggestion for a tag to associate with the first photo image. | 11-28-2013 |
20130303253 | SYSTEMS, METHODS AND APPARATUS FOR FACILITATING MULTI-ROUND LOTTERY PLAY - Systems, methods and apparatus are provided for facilitating play of multi-round lottery games. In one embodiment, a player may be allowed to change one or more of various aspects of a wager in a multi-round lottery game. | 11-14-2013 |
20130218656 | SYSTEM AND METHOD FOR MANAGING CUSTOMIZED REWARD OFFERS - In accordance with some embodiments of the present invention, a method is provided for managing reward offers. A first performance target that is associated with a financial account is determined. Transaction data that is associated with the financial account is received, and a second performance target for the financial account is determined based on the transaction data. | 08-22-2013 |
20130179302 | SYSTEMS AND METHODS FOR FACILITATING A TRANSACTION BY MATCHING SELLER INFORMATION AND BUYER INFORMATION - Systems and methods are provided to facilitate a transaction between a seller and a buyer. According to one embodiment, seller offer information is received at a controller. The seller offer information is associated with an item, such as a secondary market item, being offered for sale by a seller. Buyer offer information, associated with a buyer offering to make a purchase, is also received. An evaluation rule is determined, and the seller offer information and the buyer offer information are matched based on the evaluation rule. It is then arranged for the seller to sell the item to the buyer. | 07-11-2013 |
20130166335 | SYSTEMS AND METHODS FOR RECALLING A PREVIOUSLY SOLD PRODUCT - In accordance with some embodiments, a unit of product is sold by a seller to a buyer at a first price and subject to a recall upon acceptance of a buyout provision. It is then determined that a buyout condition for outputting to the buyer a buyout notification has been satisfied, the buyout notification based on the buyout provision and the buyout notification is output to the buyer, informing the buyer that the seller is interested in recalling the unit of the product and requesting the buyer to define an amount of value for which the buyer is willing to surrender the unit of product (a recall payment amount). If the seller accepts the recall payment amount, the seller recalls the unit of product in exchange for providing the buyer with the recall payment amount. | 06-27-2013 |
20130159174 | SYSTEMS, METHODS, AND APPARATUS FOR ENHANCING AND UTILIZING OWED-VALUE ACCOUNTS - Systems, methods, and apparatus for enhancing and utilizing owed-value accounts are provided, including, in accordance with some embodiments, automatically utilizing the remaining balance of an owed-value account to purchase a product or service on behalf of the owner of the owed-value account. | 06-20-2013 |
20130152144 | SYSTEM AND METHOD FOR SUPPLYING SUPPLEMENTAL AUDIO INFORMATION FOR BROADCAST TELEVISION PROGRAMS - A method, computer readable medium and an apparatus for providing supplemental information related to a character featured on a broadcast television program, wherein the supplemental information is not broadcast along with the broadcast television program. A viewer can request specific supplemental information associated with the broadcast television program through a telephone or electronic network interface. In some embodiments, a service controller transmits the requested supplemental information such that an audio component of the supplemental information does not conflict with the audio component of the broadcast television program. | 06-13-2013 |
20130151860 | METHOD AND APPARATUS FOR SECURE MEASUREMENT CERTIFICATION - The invention relates to methods and apparatuses for acquiring a physical measurement, and for creating a cryptographic certification of that measurement, such that its value and time can be verified by a party that was not necessarily present at the measurement. | 06-13-2013 |
20130132280 | METHOD AND APPARATUS FOR EXECUTING CRYPTOGRAPHICALLY-ENABLED LETTERS OF CREDIT - A method and apparatus for executing electronic transactions using cryptographically-enabled accounts stores cryptographically-enabled account information and instructions, receives a cryptographically-encoded permission certificate, and processes the received permission certificate to execute the transactions. | 05-23-2013 |
20130130787 | METHOD AND APPARATUS FOR CONDUCTING OR FACILITATING A PROMOTION - A method and apparatus for conducting a promotion and for distributing promotions to potential users provide a merchant or promotion organizer flexibility in the way they conduct the promotion as well as an ability to change one or more aspects of the promotion during the operation of the promotion. One or more outcomes are generated by a controller and provided to a user. In addition, one or more codes which allow the outcomes to be revealed or unlocked are generated by the controller and provided to an intermediary. In exchange for completing or satisfying a qualifying action or criteria, the user may receive a code from the intermediary. The user can then unlock an outcome to reveal a prize, benefit, symbol, value, etc., associated with the unlocked outcome. The user may provide a redemption request to either the controller or the intermediary based on the unlocked outcome to receive a benefit or prize associated with the unlocked outcome. | 05-23-2013 |
20130103551 | APPARATUS, SYSTEMS AND METHODS FOR FACILITATING COMMERCE - According to one or more embodiments, apparatus, systems and methods are provided for facilitating commerce. In some embodiments, an apparatus (e.g., a central computer) facilitates posting of an item for sale by receiving a digital image of an item for sale, receiving an audio description (e.g., included in an audio file) of the item, and providing an indication of the description to at least one potential buyer. In one embodiment, the digital image and the audio description are received from a mobile phone. | 04-25-2013 |
20130060621 | MULTI-TIER PRICING OF INDIVIDUAL PRODUCTS BASED ON VOLUME DISCOUNTS - A point of sale system or other computer system stores a product pricing database in which a full price and discount prices corresponding to one or more discount pricing tiers are stored for each product available for sale. Each of the discount prices for a given product has an associated threshold purchase total that has to be satisfied before the discount price is applied to a transaction. When a transaction occurs, the purchase total for the transaction is first calculated on the basis of full retail prices for the products and the purchase total for the transaction is compared with one or more threshold purchase totals which correspond to the discount pricing tiers. If a discount pricing tier is applicable (e.g. the calculated purchase total for the transaction is at least equal to a threshold purchase total), the appropriate discount prices for each product in the transaction are retrieved and used to calculate a reduced purchase total for the transaction. Qualification for discount pricing can also be based on, for example, a customer's purchasing history, or the number of a certain type of product included in the transaction instead of the purchase total of a transaction. | 03-07-2013 |
20130036027 | METHOD AND DEVICE FOR GENERATING A SINGLE-USE FINANCIAL ACCOUNT NUMBER - A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic key, a first data element and a second data element. The processing unit encrypts the first data element using the private cryptographic key and the second data element, modifies the second data element, combines the encrypted first data element and the second data element to generate a single-use financial account identifier, and displays the single-use financial account identifier. This identifier is then transmitted to a central processor for authorization of the transaction. The central processor extracts and decrypts data elements from the transmitted identifier using the private cryptographic key, compares those data elements with data elements stored in a memory, and verifies the single-use financial account identifier in accordance with the comparison. | 02-07-2013 |
20130023323 | SYSTEM AND METHOD FOR APPLYING LOTTERY MULTIPLIERS - Some systems, processes, apparatus and articles of manufacture provide for selling lottery entries. In one example, a request is received to purchase a multiplier and a set of play indicia for a lottery game. | 01-24-2013 |
20130005445 | METHOD AND APPARATUS FOR AUTHENTICATING DATA RELATING TO PARTICIPATION IN AN ELECTRONIC GAME - Methods and apparatus for managing and authenticating usage of features of gaming devices is presented. The methods include tracking and/or accumulating usage data relating to gaming device features, determining an authentication code based on the usage data, outputting the authentication code to an operator for transmission to an interested party, and verifying the authentication code. The present invention allows regulatory agencies and manufacturers of gaming devices to reliably verify the usage of individual features of gaming devices without having to rely upon a casino to report the usage data. | 01-03-2013 |
20120310409 | PRODUCTS AND PROCESSES FOR ESTABLISHING MULTI-TRANSACTION RELATIONSHIPS WITH CUSTOMERS OF VENDING MACHINES - Disclosed herein are various systems and methods for improving the establishment and management of vending machine subscriptions, including systems and methods for constructing, communicating, and registering subscriptions, as well as various methods for processing the redemption of vending machine subscription items. Several additional embodiments are disclosed, including various alternate methods of promoting longitudinal machine-customer relationships. | 12-06-2012 |
20120296723 | METHOD AND APPARATUS FOR FACILITATING ELECTRONIC COMMERCE THROUGH PROVIDING CROSS-BENEFITS DURING A TRANSACTION - Accordingly some embodiments, a merchant server receives an indication of acceptance by a customer of an offer for a subsidy from a second merchant of a purchase of at least one item from a first merchant. The customer agrees to participate in an additional transaction with the second merchant in exchange for having the subsidy applied against the purchase from the first merchant. In one embodiment, after selling the at least one item to the customer, the merchant server determines that the customer did not participate in an additional transaction with the second merchant as the customer agreed to, and assesses a penalty against the customer. | 11-22-2012 |
20120286035 | METHOD AND APPARATUS FOR PROMOTING THE SELECTION AND USE OF A TRANSACTION CARD - Some embodiments of the present invention provide for detecting a physical change (e.g., via a sensor of a transaction card), and, in response to detecting the physical change, producing an output signal promoting use of a financial account. | 11-15-2012 |
20120265639 | SYSTEM AND METHOD FOR FACILITATING ACCOUNT-BASED TRANSACTIONS - Systems, methods and apparatus are presented for facilitating account-based transactions. In an embodiment, the method includes associating a first person with an account, associating a second person with the account, receiving a request from a third party to authorize a transaction between the second person and the third party, determining a first communication address of the first party, and contacting the first party. The process also includes determining that the first person desires to communicate with the second person, determining a second communication address of the second person, initiating a communication between the first person and the second person, and receiving a signal from the first person that authorizes the transaction or declines the transaction. | 10-18-2012 |
20120264499 | CONTENT DETERMINATIVE GAME SYSTEMS AND METHODS FOR KENO AND LOTTERY GAMES - Methods, systems and apparatus are described for producing wagering products and conducting wagering games. In one embodiment, a method for producing a lottery product comprises producing a play slip that includes an indication of at least one event that potentially occurs in a corresponding content (e.g., audio/video content) component of the lottery product. In one embodiment, a unit of the corresponding content is provided to a player along with a play slip. | 10-18-2012 |
20120258781 | SYSTEMS, METHODS AND APPARATUS FOR FACILITATING MULTI-ROUND LOTTERY PLAY - Systems, methods and apparatus are provided for facilitating play of multi-round lottery games. In one embodiment, a player may be allowed to change one or more of various aspects of a wager in a multi-round lottery game. | 10-11-2012 |
20120242844 | AUTOMATIC CAPTURE AND MANAGEMENT OF IMAGES - According to one embodiment of the invention, a camera determines whether to acquire an image (e.g., automatically), determines whether to store the acquired image, and determines how to store the acquired image. | 09-27-2012 |
20120240039 | SYSTEMS AND METHODS FOR FACILITATING TRANSLATION OF DOCUMENTS - In accordance with some embodiments, processes and systems are provided for facilitating mass translations of documents by translators (e.g., freelance translators) via an online system which provides an interface for facilitating such translation. In accordance with one embodiments, the processes and systems provide for receiving an original document which includes both text and non-text (e.g., images, graphs, charts) components, extracting the text from the document, presenting the extracted text to a translator, receiving a translated text of the text and creating a translated version of the original document based on the received translated text and a layout of the original document, such that the aesthetic characteristics of the original document are generally preserved without the translator's efforts being distracted to such aesthetic characteristics and layout. | 09-20-2012 |
20120215600 | SYSTEMS AND METHODS WHEREIN A SECURITY DEPOSIT FACILITATES A TRANSACTION IN WHICH A BENEFIT IS APPLIED IN EXCHANGE FOR PERFORMANCE OF A TASK - Methods, computer readable media and systems are described wherein a security deposit is used to facilitate a transaction with a customer. In an embodiment, a process includes receiving an indication that a customer is interested in making a purchase during a transaction from a merchant, and transmitting an offer for a benefit to be applied to the transaction in exchange for a future performance of a task by the customer and a security deposit. | 08-23-2012 |
20120191555 | METHOD AND APPARATUS FOR PROVIDING AND PROCESSING INSTALLMENT PLANS AT A TERMINAL - According to some embodiments, a central controller receives a selection signal. If the selection signal indicates acceptance of any installment plan, use of the accepted installment plan for the financial account is authorized. Thereafter, bills may be generated that reflect installment charges to be paid. | 07-26-2012 |
20120158483 | PRODUCTS AND PROCESSES FOR A MEMBERSHIP FOR A CUSTOMER OF A VENDING MACHINE - In a disclosed embodiment of the invention, a customer of a vending machine is provided with an offer to establish a membership at a vending machine. After receiving an acceptance of the offer, a membership identifier is determined. The membership identifier is stored in association with the term of the membership. | 06-21-2012 |
20120150672 | METHOD AND APPARATUS FOR PROVIDING AND PROCESSING INSTALLMENT PLANS AT A TERMINAL - According to some embodiments, a central controller receives a selection signal. If the selection signal indicates acceptance of any installment plan, use of the accepted installment plan for the financial account is authorized. Thereafter, bills may be generated that reflect installment charges to be paid. | 06-14-2012 |
20120150612 | METHOD AND APPARATUS FOR MANAGING SUBSCRIPTIONS - A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription may be established after receiving information that identifies a product. Terms of a subscription for the product are established, such as a frequency and a duration of the subscription. | 06-14-2012 |
20120150609 | METHOD AND APPARATUS FOR FACILITATING THE SALE OF SUBSCRIPTIONS TO PERIODICALS - A POS terminal receives a signal that indicates an item, for example, via a bar code scanner. The POS terminal ascertains whether the item is associated with an offer for a rebate. If so, a code is generated and output to the customer, such as on a printed receipt. The code is associated with an offer for a rebate in exchange for establishing a subscription to a periodical. If the customer subscribes to a required periodical, he will be credited the amount he paid for the item. Subsequently, the customer requests a subscription to a periodical from a subscription fulfillment house, and provides his code in conjunction with the request. If the code is valid, the customer is provided with a rebate. The rebate may be provided directly by the subscription fulfillment house (e.g. a credit to a credit card account) or may be provided by a merchant (e.g. a discount on a future purchase). | 06-14-2012 |
20120149461 | MULTIPLAYER GAMING DEVICE AND METHODS - A plurality of gaming devices is linked so as to effectuate multiplayer game play. Multiplayer game play may cost more than single player game play, but may provide bonus payouts in the multiplayer game play. Various embodiments disclose symbol swapping, best ball, and match multiplayer game play. | 06-14-2012 |
20120136720 | PRE-SALE DATA BROADCAST SYSTEM AND METHOD - In one embodiment, a method for promoting the sale of a substitute product at the point of sale (POS). Upon the presentation of an original product for purchase by a consumer at a POS terminal, various manufacturers may decide to offer a substitute product to the consumer, prior to completing the purchase of the original product. If the customer accepts the offer, the point of sale terminal completes the sale of the substitute product. | 05-31-2012 |
20120136711 | SYSTEM AND METHOD FOR MANAGING CUSTOMIZED REWARD OFFERS - In accordance with some embodiments of the present invention, a method is provided for managing reward offers. A first performance target that is associated with a financial account is determined. Transaction data that is associated with the financial account is received, and a second performance target for the financial account is determined based on the transaction data. | 05-31-2012 |
20120136479 | SYSTEMS AND METHODS FOR PROVIDING NETWORK ACCESS - Some embodiments are associated with receiving, by a vending machine, a request from a customer to initiate a communication session, establishing a first communication link between the vending machine and a device associated with the customer, and establishing a second communication link between the vending machine and a remote network device, such that a communication session is established between the device associated with the customer and the remote network device. Some embodiments are associated with receiving, by a vending machine, an indication of a selection of a product sold by the vending machine, receiving, from a customer, payment for the selected product, dispensing the product to the customer, the product comprising an indication of a communication session activation code, receiving, by the vending machine, an indication of the communication session activation code, and establishing a communication session between a device associated with the customer and a remote network device. | 05-31-2012 |
20120123864 | METHOD AND APPARATUS FOR SELECTING A SUPPLEMENTAL PRODUCT TO OFFER FOR SALE DURING A TRANSACTION - According to some embodiments, a supplemental product or service may be offered to a user during a transaction, either in addition to products and/or services the user is purchasing, or as a replacement to one or more of the products and/or services that the user is purchasing. The functionality may be implemented, for example, in a retail embodiment where a user is purchasing products and/or services at a cash register or other point-of-sale terminal. One or more embodiments may be implemented online where a user is purchasing products and/or services using a computer, terminal, telephone or other client or user device and accessing a World Wide Web site, online catalog, interactive voice response unit or system, etc. | 05-17-2012 |
20120088223 | METHOD AND APPARATUS FOR EDUCATIONAL TESTING - Methods and apparatuses are disclosed for computer-based evaluation of a test-taker's performance with respect to a reward threshold. A performance assessment of the test taker can be standardized or customized, as well as relative or absolute. The system allows a parentally-controlled reward system such that children who reach specified objectives can claim an award that parents are confident was fairly and honestly earned without the parent being required to proctor the testing. | 04-12-2012 |
20120071235 | METHOD AND APPARATUS FOR CONDUCTING OR FACILITATING A PROMOTION - A method and apparatus for conducting a promotion and for distributing promotions to potential users provide a merchant or promotion organizer flexibility in the way they conduct the promotion as well as an ability to change one or more aspects of the promotion during the operation of the promotion. In accordance with one embodiment, such a promotion may provide for a game on a mobile device, wherein a locked outcome of the game may be unlocked using an unlock code. In one embodiment, a result of the locked outcome may correspond to an intra-game benefit. | 03-22-2012 |
20120046111 | METHOD AND APPARATUS FOR LINKED PLAY GAMING WITH COMBINED OUTCOMES AND SHARED INDICIA - The invention includes a system and method for providing linked play via gaming and other devices wherein players may share and combine outcomes or parts thereof. In some embodiments, a casino server registers a group for linked play and a group objective and format are established. The linked play commences according to the group format on the gaming devices while the casino server, or another device, concurrently facilitates interaction between the group members operating the gaming devices. During the interaction, players may combine outcomes in an attempt to win group prizes. The linked play is terminated according to the group format and a determination is made by the casino server whether the group objective has been achieved. Prizes are awarded via the gaming devices if the group objective was achieved. | 02-23-2012 |
20120040732 | LOTTERY GAME CARD AND METHOD FOR CONDUCTING A LOTTERY GAME - A lottery game card incorporates player direction in determining the outcome of the game and allows a player to reveal one or more elements on the card according to rules associated with the lottery game. According to one embodiment of the invention, a player may choose any of the elements as the first revealed element. The player's progression through a card is not predetermined such that the player has significant ability or flexibility to control or direct the play of the lottery game embodied by the card and to influence or direct the outcome of the lottery game embodied by the card. | 02-16-2012 |
20120030051 | SYSTEM AND METHOD FOR RESELLING A PREVIOUSLY SOLD PRODUCT - A seller, having previously sold a product to an original purchaser subject to a buyout-provision condition, determines if the buyout-provision condition is satisfied. If the buy-out provision condition is satisfied, the seller retakes the product from the original purchaser and resells the product to a subsequent purchaser. | 02-02-2012 |
20120027186 | METHOD AND APPARATUS FOR THE SECURE STORAGE OF AUDIO SIGNALS - In one embodiment, a method, system and apparatus for recording audio is provided so that the recording can be authenticated. The system may be implemented as a central server that is accessed via one or more lines for audio communication, or as a stand-alone unit. The system operates by encrypting communicated data (e.g., audio signals), storing the encrypted information, and providing at least one user with a key that can be used to decrypt the stored information. | 02-02-2012 |
20120022923 | APPARATUS AND METHODS FOR ENFORCING PURCHASE AGREEMENTS - Systems, apparatus, articles of manufacture and methods are provided for establishing (e.g., online) a buyer price for a first plurality of products. In one embodiment, the buyer price is lower than a retail price of the first plurality of products. A second plurality of products that the buyer has actually received during the subsequent transaction is determined. A penalty may be assessed if the first plurality of products does not correspond to the second plurality of products. | 01-26-2012 |
20120010934 | SYSTEM FOR PROVIDING OFFERS USING A BILLING STATEMENT - A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data. | 01-12-2012 |
20120004771 | METHOD AND APPARATUS FOR DEFINING AND UTILIZING PRODUCT LOCATION IN A VENDING MACHINE - In accordance with one embodiment, a vending machine comprises a plurality of receptacles for holding units of products, each receptacle operable to hold a respective plurality of units in a series. The vending machine further comprises a dispensing mechanism operable to dispense, from each receptacle, a first unit in the respective plurality of units, the dispensing mechanism thereby being operable to dispense only a first unit from the respective series at a time. The vending machine further comprises a means for determining, for a unit, information allowing a relationship among the unit and a location of the unit in the receptacle to be determined. | 01-05-2012 |
20110302161 | METHOD AND SYSTEM FOR PROVIDING A LINK IN AN ELECTRONIC FILE BEING PRESENTED TO A USER - A method for providing a link in an electronic file being presented to a user which includes defining a customized viewpoint for the user. The viewpoint includes a preference for the user that provides an association between a data pattern and a computer network resource. The method also includes generating a request for content, receiving an electronic file in response to the request, and evaluating the electronic file to recognize a match between at least one portion of the electronic file and the data pattern. Upon recognizing a match, the electronic file is modified to include a link to the computer network resource associated with the matching data pattern, and the modified electronic file is presented to the user. Thus, the link included in the electronic file presented to the user is customized for the user, and different users who retrieve the same content can be provided with links to different computer network resources depending on their respective viewpoints. | 12-08-2011 |
20110289005 | METHOD AND APPARATUS FOR EXECUTING CRYPTOGRAPHICALLY-ENABLED LETTERS OF CREDIT - A method and apparatus for executing electronic transactions using cryptographically-enabled accounts stores cryptographically-enabled account information and instructions, receives a cryptographically-encoded permission certificate, and processes the received permission certificate to execute the transactions. | 11-24-2011 |
20110286638 | SYSTEMS AND METHODS FOR REMOTE WORK SESSIONS - Disclosed herein are systems and methods for facilitating the usage of an online workforce to remotely monitor security-sensitive sites and report potential security breaches. | 11-24-2011 |
20110280549 | SYSTEMS AND METHODS FOR ENHANCING MEDIA WITH SUPPLEMENTAL CONTENT - Systems, apparatus, interfaces, methods, and articles of manufacture for enhancing media with supplemental content are provided. | 11-17-2011 |
20110276384 | BILLING STATEMENT CUSTOMER ACQUISITION SYSTEM - Some described embodiments provide for selecting (e.g., by a server computer from a plurality of transaction records), a transaction record associated with a financial account of an account holder. In one example, the transaction record includes an indication of an amount due, by the account holder, for a previous purchase completed by the account holder with a first merchant. Some embodiments provide further for generating a billing statement for the account holder, the billing statement including an indication of the amount due by the account holder for the previous completed purchase and an indication of an acquisition offer, in which the acquisition offer comprises a promise from a second merchant to pay at least a portion of the amount due by the account holder, and transmitting the billing statement to the account holder. | 11-10-2011 |
20110270716 | SYSTEMS AND METHODS WHEREIN A BUYER PURCHASES PRODUCTS IN A PLURALITY OF PRODUCT CATEGORIES - Systems and methods are provided wherein an indication of a plurality of product categories is received, each product category being associated with a plurality of products. For example, the indication of the plurality of product categories may be received from a buyer. Buyer offer information, including an indication of an offer amount associated with the plurality of product categories, is also received. A subset of the plurality of products is selected for each of the product categories, and an indication of the selected products is provided. The buyer's offer may then be evaluated. If the buyer's offer is accepted, the selected products may be provided to the buyer in exchange for payment of the offer amount. | 11-03-2011 |
20110270713 | METHODS AND SYSTEMS FOR FACILITATING THE PROVISION OF OPINIONS TO A SHOPPER FROM A PANEL OF PEERS - In accordance with one or more embodiments, a system determines an image, selects a panel of participants, and outputs the image to each of the participants of the panel of participants. Responses may be collected from the participants and an indication of the results may be output to a shopper. | 11-03-2011 |
20110264768 | SYSTEMS AND METHODS FOR FACILITATING TRANSMISSION OF CONTENT FROM A SOURCE TO A USER DEVICE - In one embodiment, a method provides for registering a user device with a service, associating one or more selected sources of content with the user device and obtaining content from the one or more selected sources in accordance with one or more content rules. Qualifying content comprising content satisfying the one or more content rules is then transmitted to the user device for viewing by an associated viewing user. | 10-27-2011 |
20110264564 | METHOD AND APPARATUS FOR PRODUCT DISPLAY - Systems and methods are provided for receiving a request to display at least one product. A substitute product for the at least one product is selected from a plurality of substitute products. The selection may be based on, for example, expected revenue from display of the selected substitute product, expected revenue for purchase of the selected substitute product, or a substitution success rate. The selected substitute product is then displayed. | 10-27-2011 |
20110258030 | METHOD AND APPARATUS FOR FACILITATING THE SALE OF SUBSCRIPTIONS TO PERIODICALS - A POS terminal receives a signal that indicates an item, for example, via a bar code scanner. The POS terminal ascertains whether the item is associated with an offer for a rebate. If so, a code is generated and output to the customer, such as on a printed receipt. The code is associated with an offer for a rebate in exchange for establishing a subscription to a periodical. If the customer subscribes to a required periodical, he will be credited the amount he paid for the item. Subsequently, the customer requests a subscription to a periodical from a subscription fulfillment house, and provides his code in conjunction with the request. If the code is valid, the customer is provided with a rebate. The rebate may be provided directly by the subscription fulfillment house (e.g. a credit to a credit card account) or may be provided by a merchant (e.g. a discount on a future purchase). | 10-20-2011 |
20110256936 | SYSTEM AND METHOD FOR FACILITATING PLAY OF A VIDEO GAME VIA A WEB SITE - A method and system for operating a video game or video game tournament (e.g., via a Web site) is disclosed. In accordance with the method and system a bonus is provided to a player playing the video game or participating in the video game tournament. In some embodiments a bonus is provided to the player if a rating associated with the player is worse than a threshold rating. In some embodiments a bonus is provided to the player if the occurrence of at least one predetermined condition is identified. Such a condition may be, for example, a condition that indicates the player will soon cease playing the video game or participating in the tournament. | 10-20-2011 |
20110166919 | SYSTEMS AND METHODS WHEREIN A SECURITY DEPOSIT FACILITATES A TRANSACTION IN WHICH A BENEFIT IS APPLIED IN EXCHANGE FOR PERFORMANCE OF A TASK - Methods, computer readable media and systems are described wherein a security deposit is used to facilitate a transaction with a customer. In an embodiment, a process includes receiving an indication that a customer is interested in making a purchase during a transaction from a merchant, and transmitting an offer for a benefit to be applied to the transaction in exchange for a future performance of a task by the customer and a security deposit. The task is associated with a subsidy provider other than the merchant. The method also includes providing the offer to the customer, receiving the security deposit, applying the benefit to the transaction before performance of the task, and returning at least a portion of the security deposit to the customer based on the performance of the task. For example, a subsidy provider may offer to apply a subsidy amount to a transaction involving the purchase of a lawn mower in exchange for a future performance of a task by the customer such as test driving a new car. It is also arranged for the customer to provide a security deposit. When the customer performs the task by test driving the car, arrangements are then made to return at least a portion of the security deposit to the customer. | 07-07-2011 |
20110161146 | METHOD AND APPARATUS FOR MANAGING VENDING MACHINE OFFERS - Systems, methods, and articles of manufacture for providing promotions at vending machines, such as by providing vending machine subscriptions to a category of products, are disclosed. | 06-30-2011 |
20110153416 | METHOD AND APPARATUS FOR PRODUCT DISPLAY - Systems and methods are provided for receiving a request to display at least one product. A substitute product for the at least one product is selected from a plurality of substitute products. The selection may be based on, for example, expected revenue from display of the selected substitute product, expected revenue for purchase of the selected substitute product, or a substitution success rate. The selected substitute product is then displayed. | 06-23-2011 |
20110153407 | SYSTEM AND METHOD FOR TRACKING AND ESTABLISHING A PROGRESSIVE DISCOUNT BASED UPON CUSTOMER VISITS TO A RETAIL ESTABLISHMENT - Methods, computer readable media and apparatus are disclosed for determining and applying a discount for a customer. In some embodiments, the process includes receiving transaction data that represents a current transaction, receiving a customer identifier of a customer, determining a current transaction time and a last transaction time, determining that a duration between the last transaction time and the current transaction time equals or exceeds a predetermined time period, and determining that the current transaction is a first instance of the customer equaling or exceeding the predetermined time period. Since it was the first time the customer equaled or exceeded the predetermined time period, a discount is applied to the current transaction. | 06-23-2011 |
20110145142 | METHOD AND APPARATUS FOR ISSUING AND MANAGING GIFT CERTIFICATES - The present invention relates to a method and apparatus for issuing and redeeming a gift certificate drawn on a credit card or other financial account. | 06-16-2011 |
20110145121 | METHOD AND APPARATUS FOR PROVIDING AND PROCESSING INSTALLMENT PLANS AT A TERMINAL - According to some embodiments, a central controller receives a selection signal. If the selection signal indicates acceptance of any installment plan, use of the accepted installment plan for the financial account is authorized. Thereafter, bills may be generated that reflect installment charges to be paid. | 06-16-2011 |
20110131111 | METHOD, SYSTEM AND COMPUTER PROGRAM PRODUCT FOR FACILITATING AN AUCTION BEHAVIOR AND AUTOMATIC BIDDING IN AN AUCTION - One or more proxy bidders is associated with a rule which determines a time to place a bid. The proxy bidder places a bid at the determined time, instead of immediately after the bidder's prior bid is exceeded. Such rules may be selected for all proxy bidders to encourage a desired auction behavior. By controlling the placement of bids based on rules associated with the desired auction behavior, bids may be placed in a manner that seems natural and competitive to bidders in the auction when, in fact, they are placed in accordance with the selected rules. The desired auction behavior may be selected statically for an auction or dynamically during the auction. Historical auction data maybe analyzed to characterize the behavior of an auction, such as the average period of time between bids and the average increment between bids. Rules may be generated to correspond to a behavior so as to provide the same average time and increment between bids. | 06-02-2011 |
20110131089 | DETERMINATION AND PRESENTATION OF PACKAGE PRICING OFFERS IN RESPONSE TO CUSTOMER INTEREST IN A PRODUCT - A system and method for determination and presentation of package offers. A package offer is an offer for sale by a retailer of a package of products at a package price. A retailer may offer products for sale in an on-line retail environment or in a physical retail environment. A determination is made that a primary product is of interest to a customer. This determination may involve detecting and interpreting input signals transmitted from a customer device. In response to detecting that the primary product is of interest to the customer, a package is determined that may comprise the primary product and at least one secondary product. A package may be determined by accessing a database to locate a pre-determined package or to select the secondary products ad hoc. A package price is determined that is less than the sum of the corresponding retail prices of the primary product and secondary products in the package. A package price may be based on a profit margin of the primary product and/or a profit margin of at least one of the secondary products. A package offer for the sale of the package at the package price is then presented to the customer. The customer may indicate an acceptance of the package offer and authorize a financial account to be charged for the amount of the package price. The package products may be shipped to the customer or may be picked up at a retail establishment. | 06-02-2011 |
20110128414 | Method and apparatus for automatically capturing and managing images - According to one embodiment of the invention, a camera determines whether to acquire an image (e.g., automatically), determines whether to store the acquired image, and determines how to store the acquired image. | 06-02-2011 |
20110124418 | SYSTEMS AND METHODS FOR GAMING DONGLES - Some embodiments are associated with gaming dongles. Some gaming dongles may store value that is utilized to play a video game and/or to participate in a video game tournament. Some gaming dongles may determine and/or store gaming signatures, biometric information, and/or Global Positioning System (GPS) information. Some gaming dongles may be removably coupled. Some gaming dongles may have two or more portions that may be substantially irreversibly separated, such as by snapping-off one portion from the other. | 05-26-2011 |
20110099082 | PURCHASING, REDEMPTION AND SETTLEMENT SYSTEMS AND METHODS WHEREIN A BUYER TAKES POSSESSION AT A RETAILER OF A PRODUCT PURCHASED USING A COMMUNICATION NETWORK - Purchasing, redemption and settlement systems and methods are provided wherein a buyer takes possession of a product at a retailer. A purchasing system may communicate with a buyer through a communication network to establish a first price for a product between the buyer and a seller. The purchasing system may also arrange for the buyer to take possession of the product at a retailer, different from the seller, that offers the product for sale at a second price. Verification information, which enables the retailer to authorize the buyer to take possession of the product, is transmitted to the retailer. The buyer provides a payment, based on the first price, to the purchasing system in exchange for the right to take possession of the product at the retailer. In one embodiment, the purchasing system receives a buyer offer, including an offer price, related to the product. In another embodiment, the purchasing system transmits redemption information, including a redemption code, to the buyer. The redemption information may also include information that enables the creation of a voucher to be used when taking possession of the product. The purchasing system may also receive information related to an attempt by the buyer to take possession of the product, including the redemption code, from the retailer. | 04-28-2011 |
20110093345 | Pre-Sale Data Broadcast System And Method - In one embodiment, a method for promoting the sale of a substitute product at the point of sale (POS). Upon the presentation of an original product for purchase by a consumer at a POS terminal, various manufacturers may decide to offer a substitute product to the consumer, prior to completing the purchase of the original product. If the customer accepts the offer, the point of sale terminal completes the sale of the substitute product. | 04-21-2011 |
20110073646 | Game Presentation In A Retail Establishment - According to one embodiment, a game presentation such as a virtual slot machine may be displayed by a display device associated with a point of sale (POS) terminal. | 03-31-2011 |
20110070945 | SYSTEMS AND METHODS FOR OPERATING LOTTERY GAMES INCLUDING PLAYER-DESIGNATED BENEFICIARIES AND CONDITIONAL PAYOUT DISTRIBUTION - Systems, apparatus, methods and articles of manufacture provide for the distribution of a payout amount associated with a lottery ticket being conditioned or otherwise based on the payout amount. Some embodiments provide for determining a positive payout amount associated with a lottery ticket and determining at least one recipient and/or beneficiary of the positive payout amount based on (i) the positive payout amount and/or (ii) a recipient or beneficiary associated with the lottery ticket and/or the payout amount. In one embodiment, larger prizes (e.g., a jackpot prize, a prize greater than a predetermined threshold payout amount) are awarded to the player(s) of a virtual lottery ticket (e.g., shared by the players), and smaller prizes are distributed to a charitable organization (e.g., other than any of the players) selected by one or more players of the lottery ticket. | 03-24-2011 |
20110054988 | METHOD AND APPARATUS FOR FACILITATING ELECTRONIC COMMERCE THROUGH PROVIDING CROSS-BENEFITS DURING A TRANSACTION - Accordingly some embodiments, a merchant server receives an indication of acceptance by a customer of an offer for a subsidy from a second merchant of a purchase of at least one item from a first merchant. The customer agrees to participate in an additional transaction with the second merchant in exchange for having the subsidy applied against the purchase from the first merchant. In one embodiment, after selling the at least one item to the customer, the merchant server determines that the customer did not participate in an additional transaction with the second merchant as the customer agreed to, and assesses a penalty against the customer. | 03-03-2011 |
20110047022 | METHOD AND APPARATUS FOR PROVIDING CROSS-BENEFITS BASED ON A CUSTOMER ACTIVITY - In accordance with some embodiments of the present invention, a controller receives an indication of acceptance by a customer of an offer for a subsidy from a second vendor (e.g., a subsidizing vendor). The offer may define, for example, a reduction in the price charged for an item purchased from a first vendor and an obligation for the customer to fulfill in exchange for the subsidy. The customer is charged a second price for the items, which is less than the total price, and may even be zero. | 02-24-2011 |
20110028200 | PRODUCTS AND PROCESSES FOR APPLYING CONDITIONS TO A LOTTERY EVENT - Products and processes are disclosed for receiving a lottery record associated with a sale of a lottery ticket. The lottery record includes a plurality of lottery numbers, and a condition for creating at least one entry that includes the lottery numbers in a lottery drawing. It is determined that the condition is satisfied and the at least one entry in the lottery drawing is created. | 02-03-2011 |
20110017837 | Method And Apparatus For Promoting The Selection And Use Of A Transaction Card - One embodiment of the present invention provides for detecting a physical change at a transaction card, and, in response to detecting the physical change outputting content to attract the attention of a user. | 01-27-2011 |
20100306105 | METHOD AND DEVICE FOR GENERATING A SINGLE-USE FINANCIAL ACCOUNT NUMBER - A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic key, a first data element and a second data element. The processing unit encrypts the first data element using the private cryptographic key and the second data element, modifies the second data element, combines the encrypted first data element and the second data element to generate a single-use financial account identifier, and displays the single-use financial account identifier. This identifier is then transmitted to a central processor for authorization of the transaction. The central processor extracts and decrypts data elements from the transmitted identifier using the private cryptographic key, compares those data elements with data elements stored in a memory, and verifies the single-use financial account identifier in accordance with the comparison. | 12-02-2010 |
20100299259 | METHOD AND DEVICE FOR GENERATING A SINGLE-USE FINANCIAL ACCOUNT NUMBER - A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic key, a first data element and a second data element. The processing unit encrypts the first data element using the private cryptographic key and the second data element, modifies the second data element, combines the encrypted first data element and the second data element to generate a single-use financial account identifier, and displays the single-use financial account identifier. This identifier is then transmitted to a central processor for authorization of the transaction. The central processor extracts and decrypts data elements from the transmitted identifier using the private cryptographic key, compares those data elements with data elements stored in a memory, and verifies the single-use financial account identifier in accordance with the comparison. | 11-25-2010 |
20100293101 | METHOD AND DEVICE FOR GENERATING A SINGLE-USE FINANCIAL ACCOUNT NUMBER - A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic key, a first data element and a second data element. The processing unit encrypts the first data element using the private cryptographic key and the second data element, modifies the second data element, combines the encrypted first data element and the second data element to generate a single-use financial account identifier, and displays the single-use financial account identifier. This identifier is then transmitted to a central processor for authorization of the transaction. The central processor extracts and decrypts data elements from the transmitted identifier using the private cryptographic key, compares those data elements with data elements stored in a memory, and verifies the single-use financial account identifier in accordance with the comparison. | 11-18-2010 |
20100016070 | METHOD AND APPARATUS FOR PROVIDING ELECTRONIC CREDITS AT A GAMING DEVICE WITHOUT FIRST REQUIRING PAYMENT THEREFOR - In accordance with some embodiments, apparatus and methods are disclosed for providing electronic credits to a player of a gaming device. The electronic credits are provided in response to an occurrence of an event other than an outcome of a game play. Further, the electronic credits are provided without requiring the player to first provide payment therefore. In some, the number of electronic credits may be determined based on information associated with at least one of the player, the gaming device, and a casino associated with the gaming device. In some embodiments, the an offer for the electronic credits is output to the player at the gaming device and the electronic credits are added to a credit meter balance of the gaming device upon the player's acceptance of the offer. In some embodiments, the player is required to provide a payment for the electronic credits at a time subsequent to the time at which the electronic credits are provided to the player. | 01-21-2010 |
20080318656 | APPARATUS AND METHODS FOR FACILITATING AUTOMATED PLAY OF A GAME MACHINE - According to some embodiments of the present invention, a gaming device such as a slot machine may be operated in an automated play mode in which the need for player input is reduced or eliminated. Termination of and/or changes in the automated play mode may be related to player input, other types of information about a player (or the player's body), and/or whether a player is directing attention to play of the gaming device. | 12-25-2008 |
20080305862 | Facilitating a Flat Rate Play Session with a Parallel Game - A gaming device adapted to operate in a flat rate play mode has two credit meters. The first credit meter shows a credit balance associated with the flat rate play session. The second credit meter shows a concurrent credit balance associated with a parallel transactional play session. The player may cash out the balance of one, but not both credit meters. | 12-11-2008 |
20080248865 | Method And Apparatus For Facilitating Usage Of A Supplemental Ticket At A Gaming Device - In accordance with one or more embodiments, a method may provide for receiving a first indicia associated with play of a gaming device, receiving a second indicia associated with play of the gaming device, and modifying, based upon the receipt of both the first and second indicia, a parameter of play of the gaming device. The parameter is only modified if both the first indicia and the second indicia are received. For example, upon receiving both a cash-out ticket and a supplemental ticket, a gaming device may activate a feature or increase a credit balance by more than the face value of the cash-out ticket. | 10-09-2008 |
20080202889 | Products and Processes For Establishing Multi-Transaction Relationships With Customers of Vending Machines - Disclosed herein are various systems and methods for improving the establishment and management of vending machine subscriptions, including systems and methods for constructing, communicating, and registering subscriptions, as well as various methods for processing the redemption of vending machine subscription items. Several additional embodiments are disclosed, including various alternate methods of promoting longitudinal machine-customer relationships. | 08-28-2008 |
20080201213 | Products And Processes For A Membership For A Customer Of A Vending Machine - In a disclosed embodiment of the invention, a customer of a vending machine is provided with an offer to establish a membership at a vending machine. After receiving an acceptance of the offer, a membership identifier is determined. The membership identifier is stored in association with the term of the membership. | 08-21-2008 |