Cube, Co. Patent applications |
Patent application number | Title | Published |
20150180872 | SYSTEM AND METHOD FOR HIERARCHICAL RESOURCE PERMISSIONS AND ROLE MANAGEMENT IN A MULTITENANT ENVIRONMENT - A system and method is provided for managing roles-based access to resources arranged in a hierarchy. A hierarchical roles-based access control system receives a request from a user to access a particular resource. The system identifies a set of permissions for the user based on user identification information provided with the request. Specifically, each permission in the set is associated with a respective resource and one or more actions that the user is authorized to perform on that resource. The system then determines a hierarchical lineage for the particular resource in relation to each resource associated with the set of permissions, and determines whether the user is authorized to access the particular resource based, at least in part, on the hierarchical lineage. | 06-25-2015 |
20150178696 | SYSTEM AND METHOD FOR PERFORMING CALLBACKS IN AN AUTOMATED CLEARING HOUSE NETWORK - A system and method is provided for performing callbacks in a commercial transaction processing system. The system includes a transaction processor to receive a transaction request from a user. The transaction request includes an amount to be transferred between a user account and a first bank account associated with a first bank. A second bank is coupled to the transaction processor to transmit an instruction to the first bank to transfer the amount between the first bank account and the user account. The second bank receives a response from the first bank indicating whether the amount can be transferred, and selectively generates a callback message based on the response from the first bank. The transaction processor further determines whether to update the user account to reflect the amount to be transferred based, at least in part, on the callback message. | 06-25-2015 |
20150161620 | SYSTEM AND METHOD FOR RISK AND FRAUD MITIGATION FOR MERCHANT ON-BOARDING - A system and method is provided for detecting fraud during merchant on-boarding. A transaction processing system receives signup information from a merchant requesting to create a new merchant profile. The signup information may include input data specifying a bank account of the merchant and metadata associated with a device used to submit the input data. The system then compares the signup information with merchant information stored in a merchant database and selectively identifies the new merchant profile as fraudulent based, at least in part, on the comparison. For some embodiments, the system may identify the new merchant profile as fraudulent if the bank account specified by the input data matches bank account information associated with an existing merchant profile or a known fraudulent profile. | 06-11-2015 |
20150161609 | SYSTEM AND METHOD FOR RISK AND FRAUD MITIGATION WHILE PROCESSING PAYMENT CARD TRANSACTIONS - A system and method is provided for detecting fraud during merchant on-boarding. A transaction processing system receives a payment request from a merchant and retrieves merchant metadata associated with a merchant profile based on the payment request. The system determines an initial risk score for the transaction based, at least in part, on the merchant metadata. The risk score may then be dynamically adjusted based on the received payment request and the merchant metadata. The system may further determine, based on the risk score, whether to notify a system administrator of a high risk transaction, request a review of the transaction by the system administrator, and/or decline the transaction. | 06-11-2015 |